Associates Financial
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Associates Financial Employees
Employee
Years
Job
Industry
Alberto Martinez Molina Alberto Martinez Molina's Associates Financial Experience 1997 - 1998
Job IT
Industry Gambling & Casinos
Experience
IGT August 2013 - Present
EtCeteris Pluribus S.A. de C.V. 2007 - 2014
IICSN September 2006 - July 2013
South Wind Financial 2001 - 2013
Pulte Mortgage 2000 - 2001
Carter Powersports 1998 - 2000
Associates Financial 1997 - 1998
Skills
Mortgage Lending, Problem Solving, Websites, Databases, Graphic Design, Firearms, Loans, Finance, Credit, Residential Homes, Web Design, Computer Graphics, IT Solutions, Analysis, Banking, Real Estate, Leadership, Business Planning, Strategic Planning, Management, Negotiation, Loan Origination, Investment Properties, Forecasting, Customer Satisfaction, Team Building, New Business Development, Business Strategy, Business Intelligence
Education
Universidad Intercontinental 1990 — 1995
Licenciado en Contaduría (BS Accounting and Finance), Finance
Instituto de Humanidades y Ciencias 1986 — 1988
High School/Secondary Diplomas and Certificates
IGT August 2013 - Present
EtCeteris Pluribus S.A. de C.V. 2007 - 2014
IICSN September 2006 - July 2013
South Wind Financial 2001 - 2013
Pulte Mortgage 2000 - 2001
Carter Powersports 1998 - 2000
Associates Financial 1997 - 1998
Skills
Mortgage Lending, Problem Solving, Websites, Databases, Graphic Design, Firearms, Loans, Finance, Credit, Residential Homes, Web Design, Computer Graphics, IT Solutions, Analysis, Banking, Real Estate, Leadership, Business Planning, Strategic Planning, Management, Negotiation, Loan Origination, Investment Properties, Forecasting, Customer Satisfaction, Team Building, New Business Development, Business Strategy, Business Intelligence
Education
Universidad Intercontinental 1990 — 1995
Licenciado en Contaduría (BS Accounting and Finance), Finance
Instituto de Humanidades y Ciencias 1986 — 1988
High School/Secondary Diplomas and Certificates
Debra Carbaugh Debra Carbaugh's Associates Financial Experience 1996 - 1998
Job Collections Manager Susquehanna Bank
Industry Banking
Experience
Susquehanna Bank March 2001 - Present
Susquehanna Bank June 2001 - June 2002
Waypoint Bank October 2000 - June 2001
Conseco Mortgage - Green Tree Mortgage October 1998 - October 2000
Associates Financial 1996 - 1998
Travelers 1987 - 1996
Patriot Federal Credit Union January 1981 - June 1987
Skills
Credit, Banking, Loans, Commercial Lending, Consumer Lending, Credit Analysis, Risk Management, Financial Analysis, Commercial Banking, Small Business Lending, Credit Risk, Collections Management, Foreclosure, Bankruptcy, Sarbanes-Oxley Act, Repossessions, Loss Mitigation, Mortgage Reform -..., Short Sales, Deed in Lieu of...
Education
University of Maryland Baltimore
Emergency Medical Technician, Emergency Care Attendant (EMT Ambulance)
Hagerstown Community College
Accounting and Business/Management
Smithsburg Senior High School, Smithsburg, Maryland 1976 — 1979
Diploma, General Studies
Columbia Business Institute
Business
Susquehanna Bank March 2001 - Present
Susquehanna Bank June 2001 - June 2002
Waypoint Bank October 2000 - June 2001
Conseco Mortgage - Green Tree Mortgage October 1998 - October 2000
Associates Financial 1996 - 1998
Travelers 1987 - 1996
Patriot Federal Credit Union January 1981 - June 1987
Skills
Credit, Banking, Loans, Commercial Lending, Consumer Lending, Credit Analysis, Risk Management, Financial Analysis, Commercial Banking, Small Business Lending, Credit Risk, Collections Management, Foreclosure, Bankruptcy, Sarbanes-Oxley Act, Repossessions, Loss Mitigation, Mortgage Reform -..., Short Sales, Deed in Lieu of...
Education
University of Maryland Baltimore
Emergency Medical Technician, Emergency Care Attendant (EMT Ambulance)
Hagerstown Community College
Accounting and Business/Management
Smithsburg Senior High School, Smithsburg, Maryland 1976 — 1979
Diploma, General Studies
Columbia Business Institute
Business
Daryl Reavis Daryl Reavis's Associates Financial Experience 1996 - 1996
Job Analyst
Industry Internet
Experience
Stellar Force 2006 - 2012
Chemchek 1997 - 2012
Advanta Law Group 2005 - 2006
Identitech 1995 - 2006
Computer Task Group 1998 - 1999
Associates Financial 1996 - 1996
Questar Gas Supply 1980 - 1990
Skills
HTML, Online Marketing, CSS, SAS, Business Analysis
Education
Texas A&M University 1972 — 1974
Masters, Industrial Enginineering
San Jose State University 1970 — 1972
Bachelors of Industrial and Systems Engineering, Industrial Engineering
Stellar Force 2006 - 2012
Chemchek 1997 - 2012
Advanta Law Group 2005 - 2006
Identitech 1995 - 2006
Computer Task Group 1998 - 1999
Associates Financial 1996 - 1996
Questar Gas Supply 1980 - 1990
Skills
HTML, Online Marketing, CSS, SAS, Business Analysis
Education
Texas A&M University 1972 — 1974
Masters, Industrial Enginineering
San Jose State University 1970 — 1972
Bachelors of Industrial and Systems Engineering, Industrial Engineering
Randy Bures's Associates Financial Experience December 1984 - August 1991
Job Credit at Helena Chemical Company
Industry Chemicals
Experience
Helena Chemical Company August 2007 - Present
Ag & Commercial Banking August 1991 - August 2007
Associates Financial December 1984 - August 1991
Skills
Cash Flow, Risk Management, Agribusiness, Credit Analysis, Cash Management, Corporate Finance, Credit, Financial Accounting, Strategic Planning, Internal Audit, Financial Analysis, Crop Protection, Accounts Receivable, Agriculture, Forecasting, Business Strategy, Account Reconciliation, Internal Controls, Accounting, Inventory Management, Sales, Credit Risk, Financial Risk, Analysis, Budgets, New Business Development, Management, Supervisory Skills, Financial Reporting, Sarbanes-Oxley Act, Pricing, Negotiation, Invoicing, Process Improvement, Business Planning, Finance
Education
Kansas State University
Bachelor of Applied Science (B.A.Sc.), Ag Economicsand Business
Helena Chemical Company August 2007 - Present
Ag & Commercial Banking August 1991 - August 2007
Associates Financial December 1984 - August 1991
Skills
Cash Flow, Risk Management, Agribusiness, Credit Analysis, Cash Management, Corporate Finance, Credit, Financial Accounting, Strategic Planning, Internal Audit, Financial Analysis, Crop Protection, Accounts Receivable, Agriculture, Forecasting, Business Strategy, Account Reconciliation, Internal Controls, Accounting, Inventory Management, Sales, Credit Risk, Financial Risk, Analysis, Budgets, New Business Development, Management, Supervisory Skills, Financial Reporting, Sarbanes-Oxley Act, Pricing, Negotiation, Invoicing, Process Improvement, Business Planning, Finance
Education
Kansas State University
Bachelor of Applied Science (B.A.Sc.), Ag Economicsand Business
Mark D Blasko Mark D Blasko's Associates Financial Experience July 1992 - July 1996
Job Account Executive
Industry Marketing and Advertising
Experience
Digital Marketing Group June 2010 - Present
Super Media January 2009 - April 2010
Custom Mortgage Services Penn's February 2001 - February 2009
Conseco Financial Hamilton August 1996 - February 2001
Associates Financial July 1992 - July 1996
American General Finance June 1990 - July 1992
Skills
Social Media Marketing, Marketing Strategy, SEO, MSN AdCenter, SEM, Online Advertising, Media Planning, Display Advertising, Pinterest, Google Analytics, PPC, Online Reputation..., Digital Media, Digital Marketing, Search Advertising, Facebook Marketing, Social Marketing, New Media Marketing, DoubleClick, Google Adwords..., Ad Serving, Rich Media, Social Media, Media Buying, Interactive Marketing, Online Marketing, Sales, Email Marketing, Mobile Marketing, Digital Strategy, Lead Generation, Conversion Optimization, Web Marketing, Social Media Measurement, SEO copywriting, CRM, Web Analytics, Mobile Advertising, B2B, Blogging, Google Adwords, Marketing, Landing Page..., Advertising Sales, Web Content Management, Cold Calling, Sales Process
Education
Wilkes University 1988 — 1990
B.S., Business of Administration
Penn State University 1984 — 1987
Business Administration and Management, General, 2.77
Digital Marketing Group June 2010 - Present
Super Media January 2009 - April 2010
Custom Mortgage Services Penn's February 2001 - February 2009
Conseco Financial Hamilton August 1996 - February 2001
Associates Financial July 1992 - July 1996
American General Finance June 1990 - July 1992
Skills
Social Media Marketing, Marketing Strategy, SEO, MSN AdCenter, SEM, Online Advertising, Media Planning, Display Advertising, Pinterest, Google Analytics, PPC, Online Reputation..., Digital Media, Digital Marketing, Search Advertising, Facebook Marketing, Social Marketing, New Media Marketing, DoubleClick, Google Adwords..., Ad Serving, Rich Media, Social Media, Media Buying, Interactive Marketing, Online Marketing, Sales, Email Marketing, Mobile Marketing, Digital Strategy, Lead Generation, Conversion Optimization, Web Marketing, Social Media Measurement, SEO copywriting, CRM, Web Analytics, Mobile Advertising, B2B, Blogging, Google Adwords, Marketing, Landing Page..., Advertising Sales, Web Content Management, Cold Calling, Sales Process
Education
Wilkes University 1988 — 1990
B.S., Business of Administration
Penn State University 1984 — 1987
Business Administration and Management, General, 2.77
Scott Krist Scott Krist's Associates Financial Experience 1993 - 1995
Job Audit Coordinator at CNH Capital
Industry Financial Services
Experience
CNH Capital July 2013 - Present
CNH Capital October 1999 - Present
Associates Commercial Corporation 1998 - 1999
Asscoiates Commercial Corp 1995 - 1998
Associates Financial 1993 - 1995
Skills
Commercial Lending, Credit, Credit Analysis, Financial Analysis, Portfolio Management, Underwriting, Risk Management, Due Diligence, Forecasting, Process Improvement, Account Management, Sales, Management, Financial Risk, Accounting, Cash Flow, Loans, Finance, Training
Education
Texas Tech University 1989 — 1992
Bachelor of Arts (B.A.), Speech Communication and Rhetoric
The University of Texas at Arlington 1986 — 1989
Liberal Arts and Sciences/Liberal Studies
Forest View High School
CNH Capital July 2013 - Present
CNH Capital October 1999 - Present
Associates Commercial Corporation 1998 - 1999
Asscoiates Commercial Corp 1995 - 1998
Associates Financial 1993 - 1995
Skills
Commercial Lending, Credit, Credit Analysis, Financial Analysis, Portfolio Management, Underwriting, Risk Management, Due Diligence, Forecasting, Process Improvement, Account Management, Sales, Management, Financial Risk, Accounting, Cash Flow, Loans, Finance, Training
Education
Texas Tech University 1989 — 1992
Bachelor of Arts (B.A.), Speech Communication and Rhetoric
The University of Texas at Arlington 1986 — 1989
Liberal Arts and Sciences/Liberal Studies
Forest View High School
Damon Riehl Damon Riehl's Associates Financial Experience 1992 - 1996
Job Head of Commercial Lending Originations
Industry Banking
Experience
Ocwen Financial Corporation February 2015 - Present
Citi August 2014 - February 2015
Citi May 2012 - August 2014
BMO Harris Bank October 2011 - May 2012
First National Bank of Omaha January 2008 - May 2011
GE Money, Global Marketing December 2004 - December 2007
CitiMortgage June 2001 - December 2004
Fannie Mae January 1998 - May 2001
Equicredit 1995 - 1997
Associates Financial 1992 - 1996
Skills
Business Development, Performance Management, Finance, Banking, Vendor Management, Risk Management, Marketing, Mortgage Lending, Start-ups, Strategy, Change Management, Management, Consumer Lending, Relationship Management, Strategic Planning, Leadership, Loans, Executive Management, Portfolio Management, Cross Selling, Financial Services, Credit, Loan Origination, Mortgage Banking, Commercial Lending, Credit Analysis, Credit Cards, Commercial Banking, Credit Risk, Financial Risk, Residential Mortgages, Retail Banking, Underwriting
Education
John F. Welch Leadership Center
Advanced Marketing Management
Lindenwood University
MBA, Finance
University of Missouri-Columbia, College of Business 1981 — 1983
Bachelor of Science, Business Administration, Finance
Ocwen Financial Corporation February 2015 - Present
Citi August 2014 - February 2015
Citi May 2012 - August 2014
BMO Harris Bank October 2011 - May 2012
First National Bank of Omaha January 2008 - May 2011
GE Money, Global Marketing December 2004 - December 2007
CitiMortgage June 2001 - December 2004
Fannie Mae January 1998 - May 2001
Equicredit 1995 - 1997
Associates Financial 1992 - 1996
Skills
Business Development, Performance Management, Finance, Banking, Vendor Management, Risk Management, Marketing, Mortgage Lending, Start-ups, Strategy, Change Management, Management, Consumer Lending, Relationship Management, Strategic Planning, Leadership, Loans, Executive Management, Portfolio Management, Cross Selling, Financial Services, Credit, Loan Origination, Mortgage Banking, Commercial Lending, Credit Analysis, Credit Cards, Commercial Banking, Credit Risk, Financial Risk, Residential Mortgages, Retail Banking, Underwriting
Education
John F. Welch Leadership Center
Advanced Marketing Management
Lindenwood University
MBA, Finance
University of Missouri-Columbia, College of Business 1981 — 1983
Bachelor of Science, Business Administration, Finance
Jack (Rob) Morris Jack (Rob) Morris's Associates Financial Experience 1990 - 1993
Job Banking / Mortgage Professional
Industry Banking
Experience
OpExNow January 2015 - Present
Bank of America July 2009 - May 2014
United Mortgage Loan And Investment Co June 2002 - March 2009
Century Mortgage Corp June 1999 - January 2002
Southern Financial Mortgage April 1994 - May 1999
Associates Financial 1990 - 1993
Skills
Mortgage Lending, Loss Mitigation, Loans, Default, Loan Servicing, Management, Real Estate, Mortgage Banking, Process Improvement, Customer Service, Underwriting, Training, Credit, Mortgage Servicing, Portfolio Management, REO, Negotiation, Contract Negotiation, Business Planning, Loan Origination, Supervisory Skills, Foreclosures, Sales Management, Bankruptcy, Asset Management, Short Sales, Strategic Planning, Due Diligence, Vendor Management, Litigation, Cost Analysis, Employee Relations, Financial Risk, Budgets, Banking, Risk, Mortgage, Compliance, Servicing, Customer Relations, Consumer Lending, Budgeting, Auditing, Public Relations, Risk Management, Financial Services, Sales, FHA, Credit Analysis, Finance
Education
Francis Marion University
Business Administration
OpExNow January 2015 - Present
Bank of America July 2009 - May 2014
United Mortgage Loan And Investment Co June 2002 - March 2009
Century Mortgage Corp June 1999 - January 2002
Southern Financial Mortgage April 1994 - May 1999
Associates Financial 1990 - 1993
Skills
Mortgage Lending, Loss Mitigation, Loans, Default, Loan Servicing, Management, Real Estate, Mortgage Banking, Process Improvement, Customer Service, Underwriting, Training, Credit, Mortgage Servicing, Portfolio Management, REO, Negotiation, Contract Negotiation, Business Planning, Loan Origination, Supervisory Skills, Foreclosures, Sales Management, Bankruptcy, Asset Management, Short Sales, Strategic Planning, Due Diligence, Vendor Management, Litigation, Cost Analysis, Employee Relations, Financial Risk, Budgets, Banking, Risk, Mortgage, Compliance, Servicing, Customer Relations, Consumer Lending, Budgeting, Auditing, Public Relations, Risk Management, Financial Services, Sales, FHA, Credit Analysis, Finance
Education
Francis Marion University
Business Administration
Kevin (Diamond) Cole Kevin (Diamond) Cole's Associates Financial Experience June 2000 - April 2004
Job Sr. Financial Analyst at Honeywell Aerospace
Industry Aviation & Aerospace
Experience
Honeywell Aerospace March 2014 - Present
Honeywell Aerospace July 2010 - March 2014
Honeywell August 2007 - July 2010
Honeywell August 2006 - August 2007
Liberty Point April 2006 - August 2006
Cavalry Portfolio Services April 2004 - April 2006
Associates Financial June 2000 - April 2004
Skills
Analytics, Financial Risk, Financial Analysis, Business Analysis, Presentations, Presentation Development, Project Management, Accounting, Aerospace, Risk Assessment, PowerPoint, Dispute Resolution, Team Leadership, Finance, Forecasting, Cash, Macro, Microsoft Excel, Credit Analysis, Collections, Accounts Receivable, Financial Statements, SAP, Employee Training, Super User
Education
Alice Lloyd College 1993 — 1997
Bachelor's Degree, Accounting and Business/Management, 3.2 GPA
Tug Valley High School 1990 — 1993
Honeywell Aerospace March 2014 - Present
Honeywell Aerospace July 2010 - March 2014
Honeywell August 2007 - July 2010
Honeywell August 2006 - August 2007
Liberty Point April 2006 - August 2006
Cavalry Portfolio Services April 2004 - April 2006
Associates Financial June 2000 - April 2004
Skills
Analytics, Financial Risk, Financial Analysis, Business Analysis, Presentations, Presentation Development, Project Management, Accounting, Aerospace, Risk Assessment, PowerPoint, Dispute Resolution, Team Leadership, Finance, Forecasting, Cash, Macro, Microsoft Excel, Credit Analysis, Collections, Accounts Receivable, Financial Statements, SAP, Employee Training, Super User
Education
Alice Lloyd College 1993 — 1997
Bachelor's Degree, Accounting and Business/Management, 3.2 GPA
Tug Valley High School 1990 — 1993
Matt Ledford Matt Ledford's Associates Financial Experience January 1999 - March 2000
Job Manager at Sherwin Williams
Industry Retail
Experience
Sherwin Williams March 2014 - Present
Monster Mix Productions January 2004 - Present
UPS November 2013 - December 2013
GE Capital April 2000 - February 2013
Rose City Radio November 2002 - March 2008
Associates Financial January 1999 - March 2000
Skills
Finance, Auditing, Accounting, Risk Management, Risk Compliance, Financial Risk..., Inventory Management, Financial Audits, Adobe Audition, Ableton Live, FOH sound engineer, Studio Production, Strategic Planning, Management, Project Management, Marketing, Editing, Radio, Parties, DJ, Social Networking, Broadcast, Account Reconciliation, CompTIA A+ 801 certified, Leadership, Public Speaking, Marketing Strategy, Training, Sales, Customer Service, Microsoft Office
Education
Oregon State University 1994 — 1998
Bachelor of Science (B.S.), Communications
Sherwin Williams March 2014 - Present
Monster Mix Productions January 2004 - Present
UPS November 2013 - December 2013
GE Capital April 2000 - February 2013
Rose City Radio November 2002 - March 2008
Associates Financial January 1999 - March 2000
Skills
Finance, Auditing, Accounting, Risk Management, Risk Compliance, Financial Risk..., Inventory Management, Financial Audits, Adobe Audition, Ableton Live, FOH sound engineer, Studio Production, Strategic Planning, Management, Project Management, Marketing, Editing, Radio, Parties, DJ, Social Networking, Broadcast, Account Reconciliation, CompTIA A+ 801 certified, Leadership, Public Speaking, Marketing Strategy, Training, Sales, Customer Service, Microsoft Office
Education
Oregon State University 1994 — 1998
Bachelor of Science (B.S.), Communications
James Michael Kennedy-Cespedes James Michael Kennedy-Cespedes's Associates Financial Experience November 1999 - August 2001
Job Short Sales & DIL – Negotiations and Listing
Industry Financial Services
Experience
Citi July 1999 - Present
Citi July 2000 - October 2003
Associates Financial November 1999 - August 2001
Skills
Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Credit Risk, Credit Analysis, Home Equity Lines of..., Short Sales, Deed in Lieu, Underwriting, Customer Satisfaction, Customer Relations, Customer Retention, Mortgage Servicing, Personal Lines Auto, Automated Underwriting..., Management, Accounts Payable, Accounts Receivable, Determine losses, Write policy and..., Create new projects, Breach Of Contract, Loans, Credit, Banking, Risk Management, Financial Services, Loan Origination, Finance, FHA, Financial Analysis, Portfolio Management, Retail Banking, VA Loans, Residential Mortgages, Commercial Lending, Consumer Lending, Financial Risk, Refinance, Cross Selling, Relationship Management, Sales, Marketing, Credit Cards, Customer Service, Commercial Banking, Small Business Lending, Business Analysis
Education
California State University-Long Beach 1991 — 1993
N/a, Business/Managerial Economics
Lakewood Sr High 1989 — 1991
Basic, Basic Skills and Developmental/Remedial Education
Citi July 1999 - Present
Citi July 2000 - October 2003
Associates Financial November 1999 - August 2001
Skills
Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Credit Risk, Credit Analysis, Home Equity Lines of..., Short Sales, Deed in Lieu, Underwriting, Customer Satisfaction, Customer Relations, Customer Retention, Mortgage Servicing, Personal Lines Auto, Automated Underwriting..., Management, Accounts Payable, Accounts Receivable, Determine losses, Write policy and..., Create new projects, Breach Of Contract, Loans, Credit, Banking, Risk Management, Financial Services, Loan Origination, Finance, FHA, Financial Analysis, Portfolio Management, Retail Banking, VA Loans, Residential Mortgages, Commercial Lending, Consumer Lending, Financial Risk, Refinance, Cross Selling, Relationship Management, Sales, Marketing, Credit Cards, Customer Service, Commercial Banking, Small Business Lending, Business Analysis
Education
California State University-Long Beach 1991 — 1993
N/a, Business/Managerial Economics
Lakewood Sr High 1989 — 1991
Basic, Basic Skills and Developmental/Remedial Education
Preston Tollett's Associates Financial Experience February 1997 - July 1999
Job Assistant Vice President, Regional Lending Manager at MutualBank, NMLS # 740304
Industry Banking
Experience
MutualBank September 1999 - Present
Associates Financial February 1997 - July 1999
Skills
Loans
Education
Ball State University - College of Business 1991 — 1995
Bachelor of Science (B.S.), Corporate Financial Management
MutualBank September 1999 - Present
Associates Financial February 1997 - July 1999
Skills
Loans
Education
Ball State University - College of Business 1991 — 1995
Bachelor of Science (B.S.), Corporate Financial Management
Stephanie Lombardi Stephanie Lombardi's Associates Financial Experience January 1996 - January 1997
Job Mortgage Banker
Industry Financial Services
Experience
Webster Bank 2014 - Present
Randolph Savings Bank October 2012 - June 2014
2009 BANK OF AMERICA September 2009 - September 2012
2009 CITIZENS BANK April 2009 - September 2009
2005-2008 INTERBAY FUNDING, LLC September 2005 - April 2008
2004-2005 CHASE HOME FINANCE October 2004 - May 2005
2004 AEGIS FUNDING CORPORATION July 2002 - September 2004
Accredited Home Lenders January 1998 - January 2002
HOME EQUITY Hawaii January 1993 - January 1998
Associates Financial January 1996 - January 1997
Skills
Loans, Banking, Sales, Business Development, Sales Management, Credit, Retail Banking, Mortgage Banking, Marketing, Credit Analysis, CRM, FHA, Loan Origination, Account Management, Portfolio Management, Financial Analysis, Customer Service, Team Building, Sales Operations
Education
Providence College 1986 — 1990
Bachelor of Arts, Humanities; Business Studies
Webster Bank 2014 - Present
Randolph Savings Bank October 2012 - June 2014
2009 BANK OF AMERICA September 2009 - September 2012
2009 CITIZENS BANK April 2009 - September 2009
2005-2008 INTERBAY FUNDING, LLC September 2005 - April 2008
2004-2005 CHASE HOME FINANCE October 2004 - May 2005
2004 AEGIS FUNDING CORPORATION July 2002 - September 2004
Accredited Home Lenders January 1998 - January 2002
HOME EQUITY Hawaii January 1993 - January 1998
Associates Financial January 1996 - January 1997
Skills
Loans, Banking, Sales, Business Development, Sales Management, Credit, Retail Banking, Mortgage Banking, Marketing, Credit Analysis, CRM, FHA, Loan Origination, Account Management, Portfolio Management, Financial Analysis, Customer Service, Team Building, Sales Operations
Education
Providence College 1986 — 1990
Bachelor of Arts, Humanities; Business Studies
Deanna Day's Associates Financial Experience 1994 - 1998
Job Finance
Industry Government Administration
Experience
West Pierce Fire & Rescue October 1999 - Present
Lakewood Fire Department October 1999 - June 2000
Associates Financial 1994 - 1998
Zurich Insurance Company Ltd June 1990 - January 1994
Skills
Microsoft Office, Microsoft Excel, Outlook, Staff Development, Business Control, Customer Service, Vendor Management, Account Management, PowerPoint, Budgets, Leadership, Payroll, Accounts Payable, Finance, Accounts Receivable, Process Improvement
Education
Penn Foster University
BS, Business Management, Business
Tacoma Community College 2002 — 2004
AA, Business
Universität Mannheim 1992 — 1994
Business Administration, Business
Clover Park Technical College 1989 — 1991
Certificate/Diploma, Customer Business Svc
West Pierce Fire & Rescue October 1999 - Present
Lakewood Fire Department October 1999 - June 2000
Associates Financial 1994 - 1998
Zurich Insurance Company Ltd June 1990 - January 1994
Skills
Microsoft Office, Microsoft Excel, Outlook, Staff Development, Business Control, Customer Service, Vendor Management, Account Management, PowerPoint, Budgets, Leadership, Payroll, Accounts Payable, Finance, Accounts Receivable, Process Improvement
Education
Penn Foster University
BS, Business Management, Business
Tacoma Community College 2002 — 2004
AA, Business
Universität Mannheim 1992 — 1994
Business Administration, Business
Clover Park Technical College 1989 — 1991
Certificate/Diploma, Customer Business Svc
Brian Hennigan's Associates Financial Experience February 1988 - December 2000
Job Area Sales Manager at WFHM
Industry Real Estate
Experience
WFHM September 2005 - Present
Associates Financial February 1988 - December 2000
Skills
FHA, Loan Origination, Mortgage Lending, Mortgage Banking, VA loans, Loans, Credit Analysis, USDA, FHA financing, Residential Mortgages, Reverse Mortgages, Investment Properties, Refinance, Credit, Real Estate Financing, Real Estate, Government Loans, Construction Loans, Loss Mitigation, Mortgage Underwriting, Certified Mortgage..., Underwriting, Home Equity Loans, Consumer Lending, Commercial Mortgages, Commercial Lending, Mortgage Servicing, Loan Servicing, Home Equity Lines of..., Cross Selling, Mortgage Marketing, Lines Of Credit, Small Business Lending, Real Estate Economics, First Time Home Buyers, Wholesale Lending, Debt Consolidation, Banking, Rates, Loan Modifications, Financial Structuring, Referrals, Branch Management, Funding, Relationship Management, Credit Risk, Finance, Asset Based Lending, Cross-functional Team..., Talent Acquisition
Education
Oklahoma State University 1979 — 1983
Bachelor's degree, Marketing
Oklahoma State University 1979 — 1983
Bachelor's degree, marketing/economics
WFHM September 2005 - Present
Associates Financial February 1988 - December 2000
Skills
FHA, Loan Origination, Mortgage Lending, Mortgage Banking, VA loans, Loans, Credit Analysis, USDA, FHA financing, Residential Mortgages, Reverse Mortgages, Investment Properties, Refinance, Credit, Real Estate Financing, Real Estate, Government Loans, Construction Loans, Loss Mitigation, Mortgage Underwriting, Certified Mortgage..., Underwriting, Home Equity Loans, Consumer Lending, Commercial Mortgages, Commercial Lending, Mortgage Servicing, Loan Servicing, Home Equity Lines of..., Cross Selling, Mortgage Marketing, Lines Of Credit, Small Business Lending, Real Estate Economics, First Time Home Buyers, Wholesale Lending, Debt Consolidation, Banking, Rates, Loan Modifications, Financial Structuring, Referrals, Branch Management, Funding, Relationship Management, Credit Risk, Finance, Asset Based Lending, Cross-functional Team..., Talent Acquisition
Education
Oklahoma State University 1979 — 1983
Bachelor's degree, Marketing
Oklahoma State University 1979 — 1983
Bachelor's degree, marketing/economics
Jeff Edgington's Associates Financial Experience 1998 - 2000
Job IT Specialist at IBM
Industry Information Technology and Services
Experience
IBM April 2000 - Present
Associates Financial 1998 - 2000
Skills
Enterprise Architecture, Solution Architecture, IT Strategy, Integration, Cloud Computing, Websphere, Virtualization, DB2, Requirements Analysis, Business Intelligence, Software Development
Education
The University of Texas at Austin 1994 — 1997
BBA, Management Information Systems, Finance
IBM April 2000 - Present
Associates Financial 1998 - 2000
Skills
Enterprise Architecture, Solution Architecture, IT Strategy, Integration, Cloud Computing, Websphere, Virtualization, DB2, Requirements Analysis, Business Intelligence, Software Development
Education
The University of Texas at Austin 1994 — 1997
BBA, Management Information Systems, Finance
Lynn Buchanan's Associates Financial Experience 1996 - 1998
Job Independent Information Technology and Services Professional
Industry Information Technology and Services
Experience
Independant Consultant April 2007 - Present
Software Architects 1996 - 2007
VectorSgi 2002 - 2003
CompUSA May 2001 - February 2002
Associates Financial 1996 - 1998
Skills
Requirements Analysis, BizTalk, Enterprise Architecture, SDLC, Microsoft Office..., Business Analysis, Business Intelligence, .NET, Microsoft Technologies, Microsoft SQL Server, SharePoint, SQL, Integration, Process Improvement, SOA
Education
Texas State University 1992 — 1996
The University of Texas at El Paso
Independant Consultant April 2007 - Present
Software Architects 1996 - 2007
VectorSgi 2002 - 2003
CompUSA May 2001 - February 2002
Associates Financial 1996 - 1998
Skills
Requirements Analysis, BizTalk, Enterprise Architecture, SDLC, Microsoft Office..., Business Analysis, Business Intelligence, .NET, Microsoft Technologies, Microsoft SQL Server, SharePoint, SQL, Integration, Process Improvement, SOA
Education
Texas State University 1992 — 1996
The University of Texas at El Paso
Leonard Lujan's Associates Financial Experience November 1999 - July 2001
Job Area Branch Manager at Carrington Mortgage Services
Industry Financial Services
Experience
Carrington Mortgage Services December 2013 - Present
Carrington Mortgage Services September 2011 - Present
Wells Fargo Home Mortgage January 2010 - August 2011
JPMorgan Chase October 2007 - September 2009
Nationstar Mortgage January 2003 - October 2007
Aegis Lending January 2001 - January 2003
Associates Financial November 1999 - July 2001
United States Marine Corps June 1990 - August 2000
Skills
Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Credit, FHA, Construction Loans, VA loans, FHA financing, Refinance, Loss Mitigation, Recruiting, Sales, USDA, Management, Residential Mortgages, Reverse Mortgages, Mortgage Marketing, Home Equity Loans, Government Loans, Finance, Mortgage Underwriting, Certified Mortgage..., Real Estate, Foreclosures, HUD, REO, Home Equity Lines of..., Customer Service, Loan Modifications, Leadership, Sales Management, Sales Operations, Job Coaching, Coaching, Crystal Reports, P&L Management, P&L Responsibility, Full P&L Responsibility, Sales Presentations, VA Loans, FHA Financing
Education
University of San Diego
Carrington Mortgage Services December 2013 - Present
Carrington Mortgage Services September 2011 - Present
Wells Fargo Home Mortgage January 2010 - August 2011
JPMorgan Chase October 2007 - September 2009
Nationstar Mortgage January 2003 - October 2007
Aegis Lending January 2001 - January 2003
Associates Financial November 1999 - July 2001
United States Marine Corps June 1990 - August 2000
Skills
Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Credit, FHA, Construction Loans, VA loans, FHA financing, Refinance, Loss Mitigation, Recruiting, Sales, USDA, Management, Residential Mortgages, Reverse Mortgages, Mortgage Marketing, Home Equity Loans, Government Loans, Finance, Mortgage Underwriting, Certified Mortgage..., Real Estate, Foreclosures, HUD, REO, Home Equity Lines of..., Customer Service, Loan Modifications, Leadership, Sales Management, Sales Operations, Job Coaching, Coaching, Crystal Reports, P&L Management, P&L Responsibility, Full P&L Responsibility, Sales Presentations, VA Loans, FHA Financing
Education
University of San Diego
Sam Wilson's Associates Financial Experience 1993 - 1999
Job Reverse Mortgage
Industry Real Estate
Experience
Nationstar Mortgage May 2000 - Present
Natiostar Mortgage 2000 - Present
Nationstar Mortgage May 2000 - June 2007
The Associates 1993 - 1999
Associates Financial 1993 - 1999
ITT CFC March 1980 - June 1993
Skills
Loss Mitigation, Mortgage Banking, FHA, Loan Modifications, FHA financing, Leadership, Sellers, Refinance, First Time Home Buyers, Consumer Lending, Mortgage Underwriting, Default, Residential Mortgages, Real Estate, Banking, Property, Underwriting, Real Estate Economics, HUD, Closings, Mentoring, Investors, Loan Origination, Loans, Escrow, Short Sales, Credit Analysis, Credit, Foreclosures, VA loans, Real Estate Transactions, Investment Properties, USDA, Reverse Mortgages, Single Family Homes, Certified Mortgage..., Real Estate Financing, Commercial Real Estate, Referrals, Portfolio Management, Executive Management, Construction Loans, Appraisals, Commercial Mortgages, Government Loans, Finance, Commercial Lending, Condos, Relocation, Selling
Education
Towson University 1978 — 1980
no, Communications
Nationstar Mortgage May 2000 - Present
Natiostar Mortgage 2000 - Present
Nationstar Mortgage May 2000 - June 2007
The Associates 1993 - 1999
Associates Financial 1993 - 1999
ITT CFC March 1980 - June 1993
Skills
Loss Mitigation, Mortgage Banking, FHA, Loan Modifications, FHA financing, Leadership, Sellers, Refinance, First Time Home Buyers, Consumer Lending, Mortgage Underwriting, Default, Residential Mortgages, Real Estate, Banking, Property, Underwriting, Real Estate Economics, HUD, Closings, Mentoring, Investors, Loan Origination, Loans, Escrow, Short Sales, Credit Analysis, Credit, Foreclosures, VA loans, Real Estate Transactions, Investment Properties, USDA, Reverse Mortgages, Single Family Homes, Certified Mortgage..., Real Estate Financing, Commercial Real Estate, Referrals, Portfolio Management, Executive Management, Construction Loans, Appraisals, Commercial Mortgages, Government Loans, Finance, Commercial Lending, Condos, Relocation, Selling
Education
Towson University 1978 — 1980
no, Communications
Marisa Pedroza's Associates Financial Experience 1997 - 1999
Job Mortgage Lending Professional
Industry Banking
Experience
U.S. Bank April 2013 - Present
Andesite Finance Co. March 2011 - April 2013
Accredited Home Lenders 2004 - 2008
Accredited Home Lenders 2002 - 2004
Oakmont Mortgage October 2000 - February 2002
Amerifund Financial October 1999 - October 2000
Associates Financial 1997 - 1999
Skills
Bi-Lingual (Spanish), Mortgage Lending, Loans, Credit, Underwriting, Mortgage Underwriting, Loan Origination, Residential Mortgages, Refinance, Credit Risk, Loss Mitigation, FHA financing, Portfolio Management, Process Improvement, Loan Servicing, Asset Management, Mortgage Banking
Education
Southwestern College 1989 — 1990
Southwest High School 1986 — 1989
U.S. Bank April 2013 - Present
Andesite Finance Co. March 2011 - April 2013
Accredited Home Lenders 2004 - 2008
Accredited Home Lenders 2002 - 2004
Oakmont Mortgage October 2000 - February 2002
Amerifund Financial October 1999 - October 2000
Associates Financial 1997 - 1999
Skills
Bi-Lingual (Spanish), Mortgage Lending, Loans, Credit, Underwriting, Mortgage Underwriting, Loan Origination, Residential Mortgages, Refinance, Credit Risk, Loss Mitigation, FHA financing, Portfolio Management, Process Improvement, Loan Servicing, Asset Management, Mortgage Banking
Education
Southwestern College 1989 — 1990
Southwest High School 1986 — 1989
Larry Crisp's Associates Financial Experience 1996 - 1998
Job SVP, National Production NMLS# 306687 at AmeriPro Funding
Industry Banking
Experience
AmeriPro Funding November 2012 - Present
GMAC Mortgage December 2011 - October 2012
New Day Financial May 2010 - April 2011
OneWest Bank, FSB. March 2009 - May 2010
Indymac Federal Bank July 2008 - March 2009
Indymac Bank 2006 - 2008
Accredited Home Lenders 2001 - 2006
NovaStar Financial 2000 - 2001
Accredited Home Lenders 1998 - 2000
Associates Financial 1996 - 1998
Skills
Loans, Mortgage Lending, Refinance, FHA, Mortgage Banking, Loss Mitigation, Loan Origination, Sales Management, Sales, Selling, FHA financing, Residential Mortgages, Reverse Mortgages, USDA, VA loans, Credit, Construction Loans, Credit Analysis, Certified Mortgage..., Loan Servicing, Government Loans, Mortgage Servicing, Commercial Mortgages, Underwriting, Real Estate Financing, Consumer Lending, FHA Financing, VA Loans
Education
California State University-Fullerton
AmeriPro Funding November 2012 - Present
GMAC Mortgage December 2011 - October 2012
New Day Financial May 2010 - April 2011
OneWest Bank, FSB. March 2009 - May 2010
Indymac Federal Bank July 2008 - March 2009
Indymac Bank 2006 - 2008
Accredited Home Lenders 2001 - 2006
NovaStar Financial 2000 - 2001
Accredited Home Lenders 1998 - 2000
Associates Financial 1996 - 1998
Skills
Loans, Mortgage Lending, Refinance, FHA, Mortgage Banking, Loss Mitigation, Loan Origination, Sales Management, Sales, Selling, FHA financing, Residential Mortgages, Reverse Mortgages, USDA, VA loans, Credit, Construction Loans, Credit Analysis, Certified Mortgage..., Loan Servicing, Government Loans, Mortgage Servicing, Commercial Mortgages, Underwriting, Real Estate Financing, Consumer Lending, FHA Financing, VA Loans
Education
California State University-Fullerton
Wesley Stephenson's Associates Financial Experience November 1998 - February 2000
Job Independent Petroleum Landman
Industry Oil & Energy
Experience
Independent Petroleum Landman March 2005 - Present
Omni Oil and Gas March 2004 - August 2005
JP Morgan Chase Bank December 2003 - March 2004
The Brokerage House October 2002 - December 2003
Southland Mortgage, LLC February 2000 - October 2002
Associates Financial November 1998 - February 2000
Skills
Due Diligence, Real Estate, Natural Gas, Petroleum, Energy, Leases, Gas, Contract Negotiation, Negotiation, Joint Ventures, Mergers, Acquisitions, Energy Industry, Contract Management, Divestitures, New Business Development, Supervisory Skills, Title Opinions, Upstream, Analysis, Procurement, Titles, Budgets, Onshore, Mineral Rights, Drilling, Financial Analysis, Leadership, Investment Properties, Petroleum Engineering, Management, Business Planning, Competitive Analysis, Oil/Gas, Completion, Renewable Energy, Oil & Gas Industry, Strategic Planning, Accounting, Offshore Drilling, Business Development, Mergers & Acquisitions, Pipelines, Division Orders, Shale, Title Searches, Land Administration, Operating Agreements, Chain of Title, Enertia
Education
Auburn University 1996 — 1998
Clayton State University 1994 — 1995
Gadsden State Junior College 1991 — 1993
Independent Petroleum Landman March 2005 - Present
Omni Oil and Gas March 2004 - August 2005
JP Morgan Chase Bank December 2003 - March 2004
The Brokerage House October 2002 - December 2003
Southland Mortgage, LLC February 2000 - October 2002
Associates Financial November 1998 - February 2000
Skills
Due Diligence, Real Estate, Natural Gas, Petroleum, Energy, Leases, Gas, Contract Negotiation, Negotiation, Joint Ventures, Mergers, Acquisitions, Energy Industry, Contract Management, Divestitures, New Business Development, Supervisory Skills, Title Opinions, Upstream, Analysis, Procurement, Titles, Budgets, Onshore, Mineral Rights, Drilling, Financial Analysis, Leadership, Investment Properties, Petroleum Engineering, Management, Business Planning, Competitive Analysis, Oil/Gas, Completion, Renewable Energy, Oil & Gas Industry, Strategic Planning, Accounting, Offshore Drilling, Business Development, Mergers & Acquisitions, Pipelines, Division Orders, Shale, Title Searches, Land Administration, Operating Agreements, Chain of Title, Enertia
Education
Auburn University 1996 — 1998
Clayton State University 1994 — 1995
Gadsden State Junior College 1991 — 1993
John JP Zielinski's Associates Financial Experience 1992 - 2000
Job Owner at LP Wellness
Industry Health, Wellness and Fitness
Experience
LP Wellness 2001 - Present
Associates Financial 1992 - 2000
Payco American 1985 - 1992
Skills
Wellness, Healing, Fitness, Nutrition, Personal Training, Health, Wellbeing, Relaxation, Fitness Training, Headaches, Energy Healing, Bodywork, Back Pain, Meditation, Reflexology, Wellness Coaching, Lifestyle, Myofascial Release, Sports Injuries, Nutritional Counseling, Stress, Neck Pain, Pain, Aromatherapy, Yoga, Acupuncture, Stress Management, Craniosacral Therapy, Conditioning, Weight, Strength, Natural Health, Alternative Medicine, Chronic Pain, Stress Reduction, Pilates, Trigger Point Therapy, Corporate Wellness, Supplements, Treatment, Healthy Lifestyle, Pregnancy, Energy Work, Weight Training, Deep Tissue Massage, Therapeutic Massage, Chair Massage, Pain Management, Network Marketing..., Business Strategy
Education
NTI 2001 — 2001
Massage Therapy/Therapeutic Massage
Eastern Michigan University 1980 — 1982
Accounting and Business Management
Eastern Michigan University
Business Administration and Management, General
LP Wellness 2001 - Present
Associates Financial 1992 - 2000
Payco American 1985 - 1992
Skills
Wellness, Healing, Fitness, Nutrition, Personal Training, Health, Wellbeing, Relaxation, Fitness Training, Headaches, Energy Healing, Bodywork, Back Pain, Meditation, Reflexology, Wellness Coaching, Lifestyle, Myofascial Release, Sports Injuries, Nutritional Counseling, Stress, Neck Pain, Pain, Aromatherapy, Yoga, Acupuncture, Stress Management, Craniosacral Therapy, Conditioning, Weight, Strength, Natural Health, Alternative Medicine, Chronic Pain, Stress Reduction, Pilates, Trigger Point Therapy, Corporate Wellness, Supplements, Treatment, Healthy Lifestyle, Pregnancy, Energy Work, Weight Training, Deep Tissue Massage, Therapeutic Massage, Chair Massage, Pain Management, Network Marketing..., Business Strategy
Education
NTI 2001 — 2001
Massage Therapy/Therapeutic Massage
Eastern Michigan University 1980 — 1982
Accounting and Business Management
Eastern Michigan University
Business Administration and Management, General
Richard Holzer's Associates Financial Experience January 1988 - December 2000
Job Financial Analyst at Finance
Industry Financial Services
Experience
Finance March 2008 - Present
Equity One November 2004 - February 2008
Citi January 2001 - September 2004
Associates Financial January 1988 - December 2000
Skills
Financial Analysis, Financial Modeling, Financial Reporting, Strategic Financial..., Accounting, Corporate Finance, Valuation, Microsoft Excel, Investments, Finance, Forecasting, Portfolio Management
Education
B.S. Business Administration, Kutztown University 1981 1979 — 1981
Bachelor of Science - Business Administration, Business Administration & Finance, 3.8
Northampton Community College 1976 — 1978
Associates Degree - Business Management, Business Administration and Management, General, 3.8
Finance March 2008 - Present
Equity One November 2004 - February 2008
Citi January 2001 - September 2004
Associates Financial January 1988 - December 2000
Skills
Financial Analysis, Financial Modeling, Financial Reporting, Strategic Financial..., Accounting, Corporate Finance, Valuation, Microsoft Excel, Investments, Finance, Forecasting, Portfolio Management
Education
B.S. Business Administration, Kutztown University 1981 1979 — 1981
Bachelor of Science - Business Administration, Business Administration & Finance, 3.8
Northampton Community College 1976 — 1978
Associates Degree - Business Management, Business Administration and Management, General, 3.8
Charles Hickman's Associates Financial Experience January 1989 - January 1999
Job Bank Collections and Sales Professional
Industry Financial Services
Experience
JP Morgan Chase January 2009 - Present
EMC Mortgage January 2006 - January 2009
Citi Mortgage January 1999 - January 2006
Associates Financial January 1989 - January 1999
Skills
Banking, Mortgage Banking, Refinance, FHA, VA Loans, FHA Financing, USDA, Financial Services, Sales and..., Real Estate
Education
Southern Methodist University
Bachelor of Business Administration (B.B.A.), Finance
JP Morgan Chase January 2009 - Present
EMC Mortgage January 2006 - January 2009
Citi Mortgage January 1999 - January 2006
Associates Financial January 1989 - January 1999
Skills
Banking, Mortgage Banking, Refinance, FHA, VA Loans, FHA Financing, USDA, Financial Services, Sales and..., Real Estate
Education
Southern Methodist University
Bachelor of Business Administration (B.B.A.), Finance
Paul Rathman's Associates Financial Experience 1998 - 2005
Job Account Executive at Boombah
Industry Sporting Goods
Experience
Boombah August 2014 - Present
Boombah August 2014 - Present
Allied First Bank October 2006 - August 2014
Home Star Bank January 2001 - September 2006
Associates Financial 1998 - 2005
Skills
Sales, Event Planning, Team Building, Management, Sales Management, Business Networking, Strategic Planning
Education
North Central College 1984 — 1988
Bachelor's Degree, Art and Business
St. Lawrence High School 1980 — 1984
High School
Boombah August 2014 - Present
Boombah August 2014 - Present
Allied First Bank October 2006 - August 2014
Home Star Bank January 2001 - September 2006
Associates Financial 1998 - 2005
Skills
Sales, Event Planning, Team Building, Management, Sales Management, Business Networking, Strategic Planning
Education
North Central College 1984 — 1988
Bachelor's Degree, Art and Business
St. Lawrence High School 1980 — 1984
High School