Farmers and Merchants State Bank
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Farmers and Merchants State Bank Employees
Employee
Years
Job
Industry
R. Jeffrey Justus, CPA R. Jeffrey Justus, CPA's Farmers and Merchants State Bank Experience September 2010 - Present
Job
Industry Financial Services
Experience
Farmers and Merchants State Bank September 2010 - Present
Fypon October 1996 - September 2010
Frozen Specialties, Inc. May 1995 - September 1996
Steyer, Huber & Associates May 1988 - May 1995
Education
The Defiance College 1984 — 1988
Bachelor's Degree, Accounting and Business/Management
Farmers and Merchants State Bank September 2010 - Present
Fypon October 1996 - September 2010
Frozen Specialties, Inc. May 1995 - September 1996
Steyer, Huber & Associates May 1988 - May 1995
Education
The Defiance College 1984 — 1988
Bachelor's Degree, Accounting and Business/Management
Kylee Imber Kylee Imber's Farmers and Merchants State Bank Experience July 2007 - April 2014
Job at
Industry Financial Services
Experience
Aegis Sciences Corporation 2015 - Present
Nordstrom April 2014 - Present
Farmers and Merchants State bank July 2007 - April 2014
Bath & Body Works October 2006 - October 2008
Defiance College August 2005 - June 2006
Defiance Dance Studio August 2005 - May 2006
Skills
Customer Service, Microsoft Office, Public Relations, Finance, Office Administration, Sales, Communication Skills, Social Media, Event Planning, Management, Outlook, Time Management
Education
The Defiance College 2002 — 2006
Communication Arts, Public Relations
Aegis Sciences Corporation 2015 - Present
Nordstrom April 2014 - Present
Farmers and Merchants State bank July 2007 - April 2014
Bath & Body Works October 2006 - October 2008
Defiance College August 2005 - June 2006
Defiance Dance Studio August 2005 - May 2006
Skills
Customer Service, Microsoft Office, Public Relations, Finance, Office Administration, Sales, Communication Skills, Social Media, Event Planning, Management, Outlook, Time Management
Education
The Defiance College 2002 — 2006
Communication Arts, Public Relations
Ed Ed Zimmerman Ed Ed Zimmerman's Farmers and Merchants State Bank Experience April 1996 - June 2006
Job Retired at Retired
Industry Banking
Experience
Retired June 2006 - Present
Farmers and Merchants State Bank April 1996 - June 2006
Bank of the Cascades April 1996 - June 2006
KeyBank April 1978 - April 1996
Education
University of Southern California 1973 — 1975
Managerial Policy Institute, Senior management, A
Retired June 2006 - Present
Farmers and Merchants State Bank April 1996 - June 2006
Bank of the Cascades April 1996 - June 2006
KeyBank April 1978 - April 1996
Education
University of Southern California 1973 — 1975
Managerial Policy Institute, Senior management, A
Dan Kiscoe Dan Kiscoe's Farmers and Merchants State Bank Experience May 2013 - Present
Job Assistant Compliance and CRA Director at Farmers & Merchants State Bank
Industry Banking
Experience
Farmers and Merchants State Bank May 2013 - Present
Charter One Bank August 2007 - May 2013
Absolute Mortgage Solutions May 2006 - August 2007
Charter One Bank March 2004 - May 2006
Combined Insurance January 2003 - March 2004
Alamo Rent-a-Car June 1998 - November 2002
Skills
Management, Sales, Microsoft Office, Microsoft Word, Microsoft Excel, PowerPoint, Customer Satisfaction, Customer Service, Schedules, Vault, Mortgage Lending, Marketing, Organization, Editing, Close Attention to..., Compliance
Education
Baker University 2009 — 2011
Master of Business Administration (M.B.A.), Business Administration and Management, General
Bowling Green State University 1993 — 1997
Bachelor of Arts (B.A.), English Language and Literature/Letters
Medina High School
Farmers and Merchants State Bank May 2013 - Present
Charter One Bank August 2007 - May 2013
Absolute Mortgage Solutions May 2006 - August 2007
Charter One Bank March 2004 - May 2006
Combined Insurance January 2003 - March 2004
Alamo Rent-a-Car June 1998 - November 2002
Skills
Management, Sales, Microsoft Office, Microsoft Word, Microsoft Excel, PowerPoint, Customer Satisfaction, Customer Service, Schedules, Vault, Mortgage Lending, Marketing, Organization, Editing, Close Attention to..., Compliance
Education
Baker University 2009 — 2011
Master of Business Administration (M.B.A.), Business Administration and Management, General
Bowling Green State University 1993 — 1997
Bachelor of Arts (B.A.), English Language and Literature/Letters
Medina High School
Taryn Donahue Taryn Donahue's Farmers and Merchants State Bank Experience June 2014 - Present
Job Banking Professional
Industry Banking
Experience
Farmers and Merchants State Bank June 2014 - Present
The State Bank and Trust Co January 2006 - June 2014
2008Maurice's Corporation October 2007 - September 2008
2004-2006Target Corporation September 2004 - May 2006
Skills
Loans, Mortgage Lending
Education
Adrian College 2006 — 2008
Bachelor's of Arts, Communication
Owens Community College 2004 — 2006
Associate's of Arts, Communications
Farmers and Merchants State Bank June 2014 - Present
The State Bank and Trust Co January 2006 - June 2014
2008Maurice's Corporation October 2007 - September 2008
2004-2006Target Corporation September 2004 - May 2006
Skills
Loans, Mortgage Lending
Education
Adrian College 2006 — 2008
Bachelor's of Arts, Communication
Owens Community College 2004 — 2006
Associate's of Arts, Communications
Megan Lemke's Farmers and Merchants State Bank Experience August 2012 - February 2015
Job Sales Consultant at Kayser Chrysler Center of Watertown
Industry Marketing and Advertising
Experience
Kayser Chrysler Center of Watertown May 2015 - Present
Farmers and Merchants State Bank August 2012 - February 2015
Piggly Wiggly September 2010 - February 2013
Farmers and Merchants Bank January 2011 - August 2012
Skills
Banking, Teamwork, Customer Service, Credit, Microsoft Word, PowerPoint, Microsoft Office, Outlook, Data Entry, Loans, Sales, Car Sales
Education
Madison Area Technical College 2015 — 2017
Associate’s Degree, Marketing
Herzing University-Madison 2013 — 2016
Bachelor of Business Administration (B.B.A.), Marketing
Waterloo High School 2009 — 2013
Kayser Chrysler Center of Watertown May 2015 - Present
Farmers and Merchants State Bank August 2012 - February 2015
Piggly Wiggly September 2010 - February 2013
Farmers and Merchants Bank January 2011 - August 2012
Skills
Banking, Teamwork, Customer Service, Credit, Microsoft Word, PowerPoint, Microsoft Office, Outlook, Data Entry, Loans, Sales, Car Sales
Education
Madison Area Technical College 2015 — 2017
Associate’s Degree, Marketing
Herzing University-Madison 2013 — 2016
Bachelor of Business Administration (B.B.A.), Marketing
Waterloo High School 2009 — 2013
Darrin A. Salge, CFP® Darrin A. Salge, CFP®'s Farmers and Merchants State Bank Experience June 2002 - May 2005
Job Vice President & Trust Officer at American National Bank & Trust
Industry Financial Services
Experience
American National Bank & Trust November 2012 - Present
Global Financial Private Capital, LLC September 2011 - November 2012
Salge Financial January 2010 - November 2012
Financial Safari Radio Show - KLIF 570am June 2012 - September 2012
First United Bank May 2005 - December 2009
Farmers and Merchants State Bank June 2002 - May 2005
CIGNA Group Insurance July 1987 - May 2002
Skills
Asset Management, Investments, Asset, Portfolio Management, Strategic Financial..., Financial Analysis, IRA Distribuition..., Business Development, Customer Relations, Contract Negotiation, Market Research, National Accounts, Agency Management..., Team Building, Presentations, Product Introduction, Profit and Loss, Asset Managment, Finance, Insurance, IRAs, Underwriting, Financial Services, Customer Service, Banking, Estate Planning
Education
Texas Christian University - M.J. Neeley School of Business 1983 — 1987
BBA, Finance
CERTIFIED FINANCIAL PLANNER™
American National Bank & Trust November 2012 - Present
Global Financial Private Capital, LLC September 2011 - November 2012
Salge Financial January 2010 - November 2012
Financial Safari Radio Show - KLIF 570am June 2012 - September 2012
First United Bank May 2005 - December 2009
Farmers and Merchants State Bank June 2002 - May 2005
CIGNA Group Insurance July 1987 - May 2002
Skills
Asset Management, Investments, Asset, Portfolio Management, Strategic Financial..., Financial Analysis, IRA Distribuition..., Business Development, Customer Relations, Contract Negotiation, Market Research, National Accounts, Agency Management..., Team Building, Presentations, Product Introduction, Profit and Loss, Asset Managment, Finance, Insurance, IRAs, Underwriting, Financial Services, Customer Service, Banking, Estate Planning
Education
Texas Christian University - M.J. Neeley School of Business 1983 — 1987
BBA, Finance
CERTIFIED FINANCIAL PLANNER™
Jamie Engstrom's Farmers and Merchants State Bank Experience May 2013 - Present
Job Office Manager Farmers & Merchants Bank
Industry Banking
Experience
Farmers and Merchants State Bank May 2013 - Present
Waterford Bank June 2012 - May 2013
The State Bank and Trust Company June 2009 - June 2012
Bryan Police Department February 2009 - May 2012
Fifth Third Bank June 2003 - June 2009
Skills
Banking, Loans, Mortgage Lending, Credit, Commercial Lending, Consumer Lending, Refinance, Branch Banking, Cash Flow, Branch Management, Cash Management, Commercial Banking, Commercial Mortgages, Credit Analysis, Credit Risk, Cross Selling, Customer Service, Customer Satisfaction, Deposits, FHA, Finance, Financial Analysis, Financial Risk, First Time Home Buyers, Foreclosures, Insurance, Home Equity Loans, Investments, Investment Properties, Loan Origination, Lines Of Credit, Loan Servicing, Management, Mortgage Banking, Portfolio Management, REO, Real Estate, Referrals, Residential Mortgages, Residential Homes, Retirement Planning, Sales, Risk Management, Small Business, Small Business Lending, Treasury Management, Underwriting, VA loans, Retail Banking, Short Sales
Education
The Defiance College 1999 — 2006
Bachelor of Science, Criminal Justice
Northwest State Community College 1994 — 1997
Associates, Applied Science, Paralegal
Farmers and Merchants State Bank May 2013 - Present
Waterford Bank June 2012 - May 2013
The State Bank and Trust Company June 2009 - June 2012
Bryan Police Department February 2009 - May 2012
Fifth Third Bank June 2003 - June 2009
Skills
Banking, Loans, Mortgage Lending, Credit, Commercial Lending, Consumer Lending, Refinance, Branch Banking, Cash Flow, Branch Management, Cash Management, Commercial Banking, Commercial Mortgages, Credit Analysis, Credit Risk, Cross Selling, Customer Service, Customer Satisfaction, Deposits, FHA, Finance, Financial Analysis, Financial Risk, First Time Home Buyers, Foreclosures, Insurance, Home Equity Loans, Investments, Investment Properties, Loan Origination, Lines Of Credit, Loan Servicing, Management, Mortgage Banking, Portfolio Management, REO, Real Estate, Referrals, Residential Mortgages, Residential Homes, Retirement Planning, Sales, Risk Management, Small Business, Small Business Lending, Treasury Management, Underwriting, VA loans, Retail Banking, Short Sales
Education
The Defiance College 1999 — 2006
Bachelor of Science, Criminal Justice
Northwest State Community College 1994 — 1997
Associates, Applied Science, Paralegal
Tyson Moss Tyson Moss's Farmers and Merchants State Bank Experience June 2004 - March 2008
Job Commercial/Agricultural Banker
Industry Banking
Experience
The State Bank and Trust Company January 2011 - Present
The State Bank and Trust Company May 2009 - December 2010
The State Bank and Trust Company March 2008 - April 2009
Farmers and Merchants State Bank June 2004 - March 2008
Skills
Credit Analysis, Cash Management, Portfolio Management, Mortgage Lending, Credit, Commercial Lending, Cash Flow, Retail Banking, Finance, Financial Analysis, Management, Risk Management, Strategic Planning, Loan Servicing, Customer Service, Business Development, Leadership, Business Planning, Managerial Finance, Cross Selling, Credit Risk, Financial Reporting, Financial Risk, Lines Of Credit, Building Relationships, Budgets, Commercial Mortgages, Accounting, Real Estate, Accounts Receivable, Home Equity Loans, Process Improvement, Treasury Management, Financial Services, Loan Origination, Strategic Financial..., Mortgage Banking, Residential Mortgages, Small Business, Executive Management, Construction Loans, Asset Management, Underwriting, SBA, Loans, Banking
Education
Bowling Green State University 2005 — 2008
Master of Business Administration
University of Toledo 1999 — 2003
Bachelor of Business Administration, Finance and Financial Management Services, Cum Laude
The State Bank and Trust Company January 2011 - Present
The State Bank and Trust Company May 2009 - December 2010
The State Bank and Trust Company March 2008 - April 2009
Farmers and Merchants State Bank June 2004 - March 2008
Skills
Credit Analysis, Cash Management, Portfolio Management, Mortgage Lending, Credit, Commercial Lending, Cash Flow, Retail Banking, Finance, Financial Analysis, Management, Risk Management, Strategic Planning, Loan Servicing, Customer Service, Business Development, Leadership, Business Planning, Managerial Finance, Cross Selling, Credit Risk, Financial Reporting, Financial Risk, Lines Of Credit, Building Relationships, Budgets, Commercial Mortgages, Accounting, Real Estate, Accounts Receivable, Home Equity Loans, Process Improvement, Treasury Management, Financial Services, Loan Origination, Strategic Financial..., Mortgage Banking, Residential Mortgages, Small Business, Executive Management, Construction Loans, Asset Management, Underwriting, SBA, Loans, Banking
Education
Bowling Green State University 2005 — 2008
Master of Business Administration
University of Toledo 1999 — 2003
Bachelor of Business Administration, Finance and Financial Management Services, Cum Laude
Tammy Chavez Business Banker Tammy Chavez Business Banker's Farmers and Merchants State Bank Experience 2003 - 2006
Job AVP Relationship Manager JPMorgan Chase
Industry Financial Services
Experience
JPMorgan Chase May 2013 - Present
KeyBank March 2011 - May 2013
KeyBank March 2011 - May 2013
Mountain West Bank February 2006 - March 2011
Mountain West Bank January 2006 - March 2011
Farmers and Merchants State Bank 2003 - 2006
U.S. Bank 1998 - 2003
U.S. Bank June 2000 - March 2002
U.S. Bank January 1999 - October 1999
Joey D’s Pizza November 1990 - April 1994
Skills
Commercial Lending, Credit Analysis, Small Business Lending, Commercial Banking, Loans, Banking, Lines Of Credit, Cash Management, Finance, Portfolio Management, Real Estate, Investments, Cash Flow, Underwriting, Consumer Lending, Retail Banking, Financial Analysis, Credit, Mortgage Lending, Loan Origination, Commercial Mortgages, Mortgage Banking, Deposits, Construction Loans, Refinance, Insurance, Treasury Management, Merchant Services, Small Business, SBA, FHA, Cross Selling, Residential Mortgages, USDA, Home Equity Loans, Branch Management, Commercial Real Estate, Sales, Asset Based Lending, Credit Risk, Real Estate Financing, FHA financing, Treasury Services, Branch Banking, Real Estate Economics, Relationship Management, Financial Structuring, SBA 504, Private Banking
Education
Mohave Community College 1987 — 1990
Small Business Management
Mohave High School 1987 — 1990
Business/Accounting
JPMorgan Chase May 2013 - Present
KeyBank March 2011 - May 2013
KeyBank March 2011 - May 2013
Mountain West Bank February 2006 - March 2011
Mountain West Bank January 2006 - March 2011
Farmers and Merchants State Bank 2003 - 2006
U.S. Bank 1998 - 2003
U.S. Bank June 2000 - March 2002
U.S. Bank January 1999 - October 1999
Joey D’s Pizza November 1990 - April 1994
Skills
Commercial Lending, Credit Analysis, Small Business Lending, Commercial Banking, Loans, Banking, Lines Of Credit, Cash Management, Finance, Portfolio Management, Real Estate, Investments, Cash Flow, Underwriting, Consumer Lending, Retail Banking, Financial Analysis, Credit, Mortgage Lending, Loan Origination, Commercial Mortgages, Mortgage Banking, Deposits, Construction Loans, Refinance, Insurance, Treasury Management, Merchant Services, Small Business, SBA, FHA, Cross Selling, Residential Mortgages, USDA, Home Equity Loans, Branch Management, Commercial Real Estate, Sales, Asset Based Lending, Credit Risk, Real Estate Financing, FHA financing, Treasury Services, Branch Banking, Real Estate Economics, Relationship Management, Financial Structuring, SBA 504, Private Banking
Education
Mohave Community College 1987 — 1990
Small Business Management
Mohave High School 1987 — 1990
Business/Accounting
Seth Peterson's Farmers and Merchants State Bank Experience June 2012 - Present
Job Student at University of MinnesotaTwin Cities
Industry Marketing and Advertising
Experience
Farmers and Merchants State Bank June 2012 - Present
University of Minnesota Bookstore May 2014 - May 2014
House of Pizza May 2012 - August 2012
Skills
Positive Energy, Dependable Team Player, Personal Finance, Goal Oriented, Highly motivated..., Highly detail oriented, Integrity, Microsoft Word, Customer Service, Leadership, PowerPoint, Social Networking, Time Management, Microsoft Office, Public Speaking, Teamwork, Microsoft Excel
Education
University of Minnesota-Twin Cities 2013 — 2016
Public Relations, Advertising, and Applied Communication
University of Minnesota-Duluth 2012 — 2013
Marketing/Marketing Management, General
Sartell High School 2008 — 2012
High School
Minneapolis Japanese School 1998 — 2010
High School
Farmers and Merchants State Bank June 2012 - Present
University of Minnesota Bookstore May 2014 - May 2014
House of Pizza May 2012 - August 2012
Skills
Positive Energy, Dependable Team Player, Personal Finance, Goal Oriented, Highly motivated..., Highly detail oriented, Integrity, Microsoft Word, Customer Service, Leadership, PowerPoint, Social Networking, Time Management, Microsoft Office, Public Speaking, Teamwork, Microsoft Excel
Education
University of Minnesota-Twin Cities 2013 — 2016
Public Relations, Advertising, and Applied Communication
University of Minnesota-Duluth 2012 — 2013
Marketing/Marketing Management, General
Sartell High School 2008 — 2012
High School
Minneapolis Japanese School 1998 — 2010
High School
Jon Vance Jon Vance's Farmers and Merchants State Bank Experience 2001 - 2002
Job Treasury ALM Product Manager at Oracle
Industry Financial Services
Experience
Oracle April 2015 - Present
AIB April 2013 - March 2015
Ally Financial Inc. May 2011 - April 2013
Ally Financial Inc. July 2010 - May 2011
GMAC (Now Ally Financial) June 2009 - July 2010
Washington Mutual June 2004 - April 2009
Farmers and Merchants State Bank 2001 - 2002
Idaho Department of Finance April 2000 - April 2001
First Security Bank of Idaho March 1996 - April 2000
Skills
SQL, Excel, Model Validation, QRM, Interest Rate Risk..., Data Analysis, Risk Management, Valuation, Process Engineering, Financial Modeling, Forecasting, Process Improvement, Access, Bloomberg, Financial Analysis, Report Generation, Stress Testing, Financial Forecasting, ALM, Training &..., Banking, Accounting, Market Risk, Change Control, Technical Documentation, Microsoft Excel, Analytics, Financial Risk, Strategic Financial..., Finance, Business Intelligence, Credit Risk, Analysis, Strategy, Management, Credit, Portfolio Management, Funds Transfer Pricing, Treasury Management, Quantitative Analytics, Fixed Income, Financial Services, VBA, Basel II, Structured Finance, Business Analysis, Treasury, Derivatives, OLAP, MDX
Education
University of Washington, Michael G. Foster School of Business 2002 — 2004
Master of Business Administration (M.B.A.), Strategy, Marketing, IS
Boise State University 1996 — 2000
BBA, Finance
Meridian High School 1989 — 1993
Oracle April 2015 - Present
AIB April 2013 - March 2015
Ally Financial Inc. May 2011 - April 2013
Ally Financial Inc. July 2010 - May 2011
GMAC (Now Ally Financial) June 2009 - July 2010
Washington Mutual June 2004 - April 2009
Farmers and Merchants State Bank 2001 - 2002
Idaho Department of Finance April 2000 - April 2001
First Security Bank of Idaho March 1996 - April 2000
Skills
SQL, Excel, Model Validation, QRM, Interest Rate Risk..., Data Analysis, Risk Management, Valuation, Process Engineering, Financial Modeling, Forecasting, Process Improvement, Access, Bloomberg, Financial Analysis, Report Generation, Stress Testing, Financial Forecasting, ALM, Training &..., Banking, Accounting, Market Risk, Change Control, Technical Documentation, Microsoft Excel, Analytics, Financial Risk, Strategic Financial..., Finance, Business Intelligence, Credit Risk, Analysis, Strategy, Management, Credit, Portfolio Management, Funds Transfer Pricing, Treasury Management, Quantitative Analytics, Fixed Income, Financial Services, VBA, Basel II, Structured Finance, Business Analysis, Treasury, Derivatives, OLAP, MDX
Education
University of Washington, Michael G. Foster School of Business 2002 — 2004
Master of Business Administration (M.B.A.), Strategy, Marketing, IS
Boise State University 1996 — 2000
BBA, Finance
Meridian High School 1989 — 1993
Charlie Connolly Charlie Connolly's Farmers and Merchants State Bank Experience 2002 - 2006
Job VP and Commercial/Agricultural Loan Officer
Industry Banking
Experience
D.L. Evans Bank April 2014 - Present
Wells Fargo Bank November 2011 - April 2014
Park Pointe Development May 2006 - November 2011
Farmers and Merchants State Bank 2002 - 2006
Skills
Small Business Lending, Loans, Credit, Mortgage, Banking, Commercial Banking, Consumer Lending, New Business Development, Credit Analysis, Investment Properties, Lines Of Credit, Commercial Lending, Loan Origination, Retail Banking, Mortgage Lending, Commercial Mortgages, Small Business, Agriculture, Finance, Sales, Business Development, Mortgage Banking, Agribusiness, Refinance, Real Estate, Investments
Education
University of Idaho 1977 — 1981
BS Ag Ed, Ag Education, Ag Engineering, Communications
D.L. Evans Bank April 2014 - Present
Wells Fargo Bank November 2011 - April 2014
Park Pointe Development May 2006 - November 2011
Farmers and Merchants State Bank 2002 - 2006
Skills
Small Business Lending, Loans, Credit, Mortgage, Banking, Commercial Banking, Consumer Lending, New Business Development, Credit Analysis, Investment Properties, Lines Of Credit, Commercial Lending, Loan Origination, Retail Banking, Mortgage Lending, Commercial Mortgages, Small Business, Agriculture, Finance, Sales, Business Development, Mortgage Banking, Agribusiness, Refinance, Real Estate, Investments
Education
University of Idaho 1977 — 1981
BS Ag Ed, Ag Education, Ag Engineering, Communications
Carolyn Rawlings Carolyn Rawlings's Farmers and Merchants State Bank Experience March 1978 - June 1980
Job Vice President Loan Review Officer at Union Bank & Trust
Industry Banking
Experience
Union Bank & Trust June 2015 - Present
Union Bankshares Corporation February 1983 - June 2015
Farmers and Merchants State Bank March 1978 - June 1980
Skills
Loans, Loan Origination, Consumer Lending, Underwriting, Credit Cards, Credit Analysis, Policy, Small Business Lending, Loan Review, Construction Loans, Commercial Lending, Customer Service, Microsoft Word, Microsoft Office, Microsoft Excel, Regulatory Compliance, Retail Banking
Education
Germanna Community College 1987 — 1995
John Yeates High School 1972 — 1976
HIgh School Diploma, General
Union Bank & Trust June 2015 - Present
Union Bankshares Corporation February 1983 - June 2015
Farmers and Merchants State Bank March 1978 - June 1980
Skills
Loans, Loan Origination, Consumer Lending, Underwriting, Credit Cards, Credit Analysis, Policy, Small Business Lending, Loan Review, Construction Loans, Commercial Lending, Customer Service, Microsoft Word, Microsoft Office, Microsoft Excel, Regulatory Compliance, Retail Banking
Education
Germanna Community College 1987 — 1995
John Yeates High School 1972 — 1976
HIgh School Diploma, General
Philip Strange Philip Strange's Farmers and Merchants State Bank Experience February 1997 - February 2005
Job Sr. Vice President at First State Bank
Industry Banking
Experience
First State Bank July 2012 - Present
GSB Mortgage, Inc. December 2007 - June 2012
Bank of the West - Grapevine, Texas 2007 - June 2012
PointBank February 2005 - October 2007
Farmers and Merchants State Bank February 1997 - February 2005
Skills
FHA, Mortgage Lending, USDA, Investment Properties, Home Equity, Cash Out, Fixed Rate Mortgages, Vacation Homes, Home Improvement, Refinance, VA loans, Mortgage Banking
Education
Texas Christian University - M.J. Neeley School of Business 1984 — 1988
Bachelor of Science (BS), Accounting
First State Bank July 2012 - Present
GSB Mortgage, Inc. December 2007 - June 2012
Bank of the West - Grapevine, Texas 2007 - June 2012
PointBank February 2005 - October 2007
Farmers and Merchants State Bank February 1997 - February 2005
Skills
FHA, Mortgage Lending, USDA, Investment Properties, Home Equity, Cash Out, Fixed Rate Mortgages, Vacation Homes, Home Improvement, Refinance, VA loans, Mortgage Banking
Education
Texas Christian University - M.J. Neeley School of Business 1984 — 1988
Bachelor of Science (BS), Accounting
Erica Vierra's Farmers and Merchants State Bank Experience February 2004 - December 2006
Job Commercial Lending Credit Underwriter I at HomeStreet Bank
Industry Banking
Experience
HomeStreet Bank November 2013 - Present
Fortune Bank March 2012 - October 2013
Regal Financial Bank July 2008 - March 2012
Idaho Trust National Bank January 2007 - July 2008
Farmers and Merchants State Bank February 2004 - December 2006
Farmers and Merchants State Bank August 2002 - February 2004
The Bon Marche May 2000 - December 2001
Levi's Outlet 1996 - 1998
Skills
Loans, Commercial Lending, Commercial Banking, Credit, Accounting, Cash Flow, Credit Analysis, Small Business Lending, Banking, Portfolio Management, Underwriting, Lines Of Credit
Education
University of Idaho 1998 — 2002
BS Marketing, Marketing with a Minor in Advertising
HomeStreet Bank November 2013 - Present
Fortune Bank March 2012 - October 2013
Regal Financial Bank July 2008 - March 2012
Idaho Trust National Bank January 2007 - July 2008
Farmers and Merchants State Bank February 2004 - December 2006
Farmers and Merchants State Bank August 2002 - February 2004
The Bon Marche May 2000 - December 2001
Levi's Outlet 1996 - 1998
Skills
Loans, Commercial Lending, Commercial Banking, Credit, Accounting, Cash Flow, Credit Analysis, Small Business Lending, Banking, Portfolio Management, Underwriting, Lines Of Credit
Education
University of Idaho 1998 — 2002
BS Marketing, Marketing with a Minor in Advertising
Cody Sullivan's Farmers and Merchants State Bank Experience August 2014 - Present
Job IT Officer at Farmers and Merchants State Bank
Industry Banking
Experience
Farmers and Merchants State Bank August 2014 - Present
Winterset Community School District March 2004 - Present
Education
Simpson College 2002 — 2006
BA, Business Management
Farmers and Merchants State Bank August 2014 - Present
Winterset Community School District March 2004 - Present
Education
Simpson College 2002 — 2006
BA, Business Management
Brittany Kloss's Farmers and Merchants State Bank Experience February 2007 - May 2010
Job Student at St. Cloud State University
Industry Higher Education
Experience
St. Cloud State University September 2011 - Present
Farmer's and Merchants State Bank February 2007 - May 2010
Education
St. Cloud State University 2011 — 2014
Bachelor of Applied Science (B.A.Sc.), Finance
St. Cloud Technical and Community College 2008 — 2011
Associate of Science (A.S.), Business Management with an emphasis of Finance and Credit
St. Cloud State University September 2011 - Present
Farmer's and Merchants State Bank February 2007 - May 2010
Education
St. Cloud State University 2011 — 2014
Bachelor of Applied Science (B.A.Sc.), Finance
St. Cloud Technical and Community College 2008 — 2011
Associate of Science (A.S.), Business Management with an emphasis of Finance and Credit