First Federal Savings & Loan Association
Industry: Financial services company
DescriptionFirst Federal Bank of the Midwest is a bank based in Defiance, Ohio. It is the primary subsidiary of First Defiance Financial Corp., a bank holding company. It operates 28 full service branches and 35 automated teller machine in Ohio, Indiana, and Michigan. Headquarters: Defiance, OH Founded: 1920 Total assets: 2.993 billion USD (2017) Revenue: 148 million USD (2017) Number of employees: 674 (2017) Parent organization: First Defiance Financial Corp.
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First Federal Savings & Loan Association Employees
First Federal Savings & Loan Association August 1999 - April 2013
Peoples State Bank March 1998 - October 1998
Citizens National Bank September 1991 - August 1998
Skills
Credit, Underwriting, Loans, Banking, Loan Origination, Credit Analysis, Residential Mortgages, Commercial Lending, Financial Analysis, Risk Management, Finance, Commercial Banking, Mortgage Lending, Insurance, Microsoft Excel, Customer Service, Process Improvement, Microsoft Office, Mortgage Servicing, Microsoft Word, Exceeding Customer..., Outstanding Communicator, Outstanding time..., Superior Communications..., Multi-tasked, Ethical Decision Making, Superior Computer Skills, Professional Phone..., High degree of..., Commitment to Quality, Inspiring Leadership, Adaptable to Changes, Interact with All..., Strongly self-motivated, Committed to Customer..., Streamlining Complex..., Hands-on Problem Solver, Skilled Multi-tasker, Microsoft Applications, Cash-handling, 10 Key Touch, Numeric Filing, Adding Machine, Office Skills, Corporate Etiquette, Handle Confidential..., Management, Sales, Team Building, Strategic Planning
Education
Independence Community College 1994 — 1995
Business and Personal/Financial Services Marketing Operations
Coffeyville Community College 1990 — 1991
Caney Valley High School 1985 — 1990
High School Diploma
Universal American January 2013 - June 2015
Universal American January 2010 - January 2013
Universal American October 2006 - January 2010
LyondellBasell May 2006 - October 2006
Universal American October 2002 - May 2006
Melton & Melton, LLP September 1999 - October 2002
First Federal Savings & Loan Association May 1995 - August 1998
Skills
Financial Reporting, Financial Analysis, Strategic Planning, Auditing, Accounts Payable, Management, Financial Statements, Accounting
Education
McNeese State University 1993 — 1999
BS, Accounting
Retired Market Research Professional June 2013 - Present
Daymon Worldwide May 2006 - October 2011
ESL Federal Credit Union 1999 - 2006
ESL 1999 - 2006
HSBC 1996 - 1999
First Federal Savings & Loan Association 1992 - 1997
Saatchi & Saatchi 1985 - 1990
Skills
Segmentation, Consumer Insights, Customer Service, Market Research, Direct Marketing, Shopper Marketing, Customer Insight, Marketing Research, Analytics, Marketing, Strategic Planning
Education
St John Fisher 1984 — 1985
Course work towards BA, Business Management
Monroe Community College 1980 — 1982
AAS, Business Management/Computer Science
The Hartford January 2015 - Present
SunTrust Bank March 2014 - January 2015
The Container Store April 2013 - January 2015
J Crew Factory March 2013 - February 2014
Pratesi Linens September 2012 - December 2012
YMCA of Middletown New York April 2009 - December 2012
Hartwick College September 2009 - February 2012
First Federal Savings & Loan Association October 2006 - February 2012
Hartwick College February 2009 - May 2011
Coldwell Banker Real Estate January 2011 - February 2011
Skills
Microsoft Office, Office Management, Punctual, Responsibility, Coordinating Special..., Event Planning, Special Events, Social Networking, Public Speaking, Marketing, Sales, Event Management, PowerPoint, Program Management, Microsoft Word, Microsoft Excel, Facebook, Time Management, Data Analysis, Customer Service, Fundraising, Outlook, Teamwork, Data Entry, Team Leadership, Team Building, Community Outreach, Training, Volunteer Management, Budgets, Student Affairs, Administration, Management, Critical Thinking, Analysis, Leadership, Social Media, Research, Leadership Development, Strategic Planning, Teaching, Higher Education, Project Management, Economics, Photoshop, Financial Analysis, Organizational..., Microsoft Publisher, Sports
Education
Hartwick College 2008 — 2012
Bachelor of Science (B.S.), Business Administration and Economics
Middletown High School 2004 — 2008
High School Diploma, High School/Secondary Diplomas and Certificates
First Federal Savings & Loan Association March 2006 - Present
Education
Indiana University - Kelley School of Business 2008 — 2011
Bachelor of Science, Finance
University of Southern Indiana 2007 — 2008
Merit Network September 2011 - Present
First Federal Savings & Loan Association April 2001 - September 2011
Skills
Network Security, Linux, Networking, TCP/IP, Cisco Technologies, Network Architecture, Switches, CCNA, Network Engineering, Computer Security, Network Administration, Firewalls, DNS, WAN, Routers, Network Design, Virtualization, BGP, Windows Server, Data Center, VMware ESX, Cisco Routers, Servers, Security, VMware, Disaster Recovery, Active Directory, Microsoft Exchange, Information Technology, VoIP
Education
Northwood University
Bachelor of Business Administration (BBA), Business Administration and Management, General
Alpena Community College
Associate's Degree, Network and System Administration/Administrator
Seattle Children's June 2005 - January 2013
Seattle Children's February 1999 - June 2005
Kendall Healthcare September 1998 - November 1998
Boeing Commercial Airplanes May 1998 - August 1998
City of Lynnwood February 1998 - March 1998
Sabbatical February 1996 - January 1998
SpectraCare dba Wiregrass Mental Health System September 1993 - August 1996
Shaw Industries January 1984 - July 1993
Shaw Industries July 1982 - December 1984
First Federal Savings & Loan Association February 1981 - November 1981
Skills
Cerner, Epic Systems, Business Objects, Data Analysis, Decision Support, Microsoft Office 2007, NICU, Continuous Improvement, Industrial Engineering, Healthcare Information..., Customer Oriented, Data Validation, Cognos, Process Improvement, Ergonomics, Capital Budgeting, Media Relations, Quality Improvement, Banking, Mortgage Banking, Bank Reconciliation, Healthcare, Hospitals, Social Media, Software Documentation, HIPAA, Troubleshooting, Business Process..., Management, Project Management, Analysis, Revenue Cycle
Education
Cascadia Community College 2006 — 2007
Maynard Management Institute 1987 — 1988
Clerical MOST
Georgia Institute of Technology 1986 — 1987
Industrial Engineering
Lurleen B Wallace Community College 1985 — 1986
Accounting
Price & Company 1985 — 1986
Basic Time Study
Cummins Inc. May 2014 - Present
First Federal Savings & Loan Association May 2013 - April 2014
Decatur County Parks & Recreation June 2010 - August 2012
Decatur County Parks & Recreation May 2007 - August 2012
Skills
Financial Analysis
Education
Indiana University - Kelley School of Business 2011 — 2015
Bachelor of Science (BS), Finance, Junior
Cass Business School 2014 — 2014
Study Abroad Program, Investments and Securities
Greensburg Community High School 2007 — 2011
High School
Starbucks March 2014 - Present
Papabilities September 2012 - Present
The World Race July 2013 - November 2013
Bailey Household December 2012 - June 2013
Maggie Weldon Designs February 2012 - October 2012
The World Race January 2011 - November 2011
First Federal Savings & Loan Association June 2008 - December 2010
Portrait Innovations March 2008 - May 2008
CostPlus WorldMarket May 2007 - May 2008
Skills
Data Entry, Customer Service, Social Media, Nonprofits, Facebook, Fundraising, Blogging, Sales, Community Outreach
Education
Grove City College 2003 — 2007
BA, Psychology
Trillium Health fka AIDS Care May 2012 - January 2014
AIDS Care August 2011 - May 2012
Robert Half International September 2010 - August 2011
ESL Federal Credit Union April 1997 - February 2010
First Federal Savings & Loan Association April 1986 - April 1997
Price Waterhouse August 1983 - April 1986
Skills
Cash Management, Tax, Finance, QuickBooks, JD Edwards, Mergers & Acquisitions, Forecasting, Analysis, Accounting, Internal Controls, Budgets, Cost Accounting, Sarbanes-Oxley Act, General Ledger, Auditing, Financial Analysis, Managerial Finance, Cash Flow
Education
St. John Fisher College 1981 — 1983
B.S., Accounting
Saint Bonaventure University 1979 — 1981
Accounting
Bishop Kearney
Strategic Leadership
Strategic Leadership
AnnieMac Home Mortgage January 2013 - Present
NPR Capital Asset Management December 2010 - January 2015
Subject Matter Expert / Mortgage Banking 2011 - 2012
Milstead & Associates LLC March 2010 - December 2010
Arbor Residential Funding February 2008 - February 2010
Popular Mortgage Servicing, Inc. February 2000 - February 2008
Electronic Data Systems January 1996 - September 1999
FDIC / Resolution Trust Corporation January 1990 - January 1996
Horizon Financial, FA February 1982 - December 1990
First Federal Savings & Loan Association 1983 - 1987
Skills
Banking, Financial Analysis, Budgets, Process Improvement, Risk Management, Credit, Strategic Planning, Leadership, Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, Financial Reporting, PowerPoint, Outlook, Mortgage Servicing, Manufactured Housing, Securitization, Whole Loan Sale..., Asset Management, Productivity Analysis, Risk Assessment, Default Management, Servicing Profitability..., Policy and Procedure..., Project Management, Executive Management, Executive Coaching, Training and Development, Loans, Mortgage Banking, Mortgage Lending
Education
Temple University 1973 — 1978
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General, 3.60
CMC Cometals April 2004 - Present
AIM Primary Metals October 2000 - December 2003
Metallurg International Resources September 1995 - October 2000
AIOC Corp. June 1993 - September 1995
Axel Johnson Ore & Metals May 1989 - June 1993
Stanley Metals Company October 1988 - April 1989
First Federal Savings & Loan Association July 1985 - October 1987
Philasia Shipping Agency Corp. April 1982 - July 1985
Skills
Supply Chain Management, Operations Management, Shipping, Procurement, Warehouse Management
Education
University of Santo Tomas 1978 — 1982
Bachelor of Science (B.S.), Commerce, Major Economics
Prudential Financial September 2013 - Present
First Federal Savings & Loan Association May 2010 - September 2013
Bishop's University September 2012 - December 2012
Bishop's University August 2010 - May 2012
Skills
Analytic Thinking, Interpersonal Skill, Interpersonal..., Teamwork, Team Leadership, Human Resource Planning, HR Policies, Business Analysis, Case Studies, Written & Oral..., PowerPoint, Microsoft Office, Conflict Resolution, Hiring Employees, Leading Meetings, Organization, Public Speaking, Customer Service, Time Management, Microsoft Word, Management
Education
Bishop's University 2009 — 2013
Bachelor of Business Administration (B.B.A.), Human Resources Management/Personnel Administration, General
First Federal Savings & Loan Association March 2009 - Present
Security Title Services, LLC September 2004 - May 2008
Accufast Title Services, LLC October 2000 - September 2004
Skills
Loans, Customer Service, Real Estate, Banking, Budgets, Financial Analysis, Credit, Commercial Lending, Risk Management, Credit Analysis, Residential Mortgages, Finance, Loan Origination, Refinance, Mortgage Lending, Title Insurance, Real Estate Financing, Mortgage Banking, Post Closing, Financial Reporting, Construction Loans, Real estate evaluations, Foreclosures, Residential Homes, Real Estate Transactions, Investment Properties, Commercial Real Estate
Education
Ivy Tech Community College 2014 — 2016
Associate of Science (AS), Accounting and Computer Science
First BanCorp October 2006 - June 2011
FirstBank Puerto Rico September 2003 - October 2006
FirstBank Puerto Rico August 2002 - August 2003
FirstBank Puerto Rico July 1998 - August 2002
FirstBank Puerto Rico October 1995 - February 1997
First Federal Savings Bank March 1994 - October 1995
First Federal Savings Bank January 1992 - February 1994
First Federal Savings & Loan Association July 1987 - December 1991
Petrie Store Corp January 1980 - July 1987
Skills
Operational Officer, Credit Officer, Marketing Representative, Credit, Commercial Banking, Loans, Credit Risk, Risk Management, Commercial Lending, Mortgage Lending, Financial Risk
Education
Columbia Centro Universitario-Caguas 1980 — 1982
St. John's Senior Services February 2009 - Present
University of Rochester February 1999 - February 2009
St. Ann's of Greater Rochester 1991 - 1998
First Federal Savings & Loan Association 1982 - 1988
Skills
IT Management, HIPAA, Process Improvement, Systems Analysis, Healthcare Information..., Business Analysis, IT Strategy, Vendor Management, Project Management, Information Technology, SDLC, Program Management, Troubleshooting, Security, Windows, Hardware, Help Desk Support
Education
Syracuse University 1974 — 1976
MBA, Management Data Systems
King's College 1970 — 1974
BS, Data Processing
First Federal Savings & Loan Association November 1994 - Present
Skills
Banking, Loans, Credit, Mortgage Lending, Financial Analysis, Risk Management, Mortgage Banking, Retail Banking, Finance, Leadership, Customer Service
Education
University of Southern Mississippi 1988 — 1989
Bachelor of Science, Sociology
Mississippi State University 1985 — 1988
Independent IT Consultting September 2011 - November 2013
Citibank Student Loan Corporation November 1996 - May 2000
Citibank Student Loan Corporation February 1993 - November 1996
Keane November 1992 - February 1993
Precision Telemarketing (Division of Impco Technologies) April 1992 - November 1992
Rochester Community Savings Bank May 1990 - April 1992
Information Associates (Acquired by SCT/Sungard) October 1987 - May 1990
Citibank (NYS) April 1986 - October 1987
First Federal Savings & Loan Association January 1985 - April 1986
First National Bank of Rochester April 1982 - January 1985
Skills
SQL, Microsoft SQL Server, Project Planning, Project Management, Software Development, Program Management, Management, Budget Process, Database Design, Disaster Recovery, Team Leadership, Collaborative Problem..., Analytic Problem Solving, Oral & Written..., SDLC, Requirements Analysis, Agile Methodologies, Business Analysis, Integration, Systems Analysis, ITIL, Programming, Leadership, Cross-functional Team..., C#, DB2, Problem Management, Software Documentation, Software Design, Software Installation, COBOL, Vendor Management, CRM, Data Warehousing, Software Project..., CICS, Testing, Information Technology, Databases, Visio, PMP, Networking, IBM Mainframe, Requirements Gathering, PMO, Banking, IT Management, Enterprise Architecture, Business Intelligence, Mainframe
Education
Rochester Institute of Technology 1982 — 1986
Bachelor of Science (BS), Computer Systems
University at Buffalo 1979 — 1981
Chemical Engineering
Unither Manufacturing LLC March 1997 - Present
UCB Manufacturing, Inc. 1997 - September 2013
First Federal Savings & Loan Association 1993 - February 1997
Hampshire Instruments, Inc. July 1988 - 1993
Education
Rochester Institute of Technology
Business Administration, Major in Management
Edinburgh Napier University 1978 — 1984
Commerce, Business
Monroe Community College
Liberal arts courses for transfer
Bausch + Lomb October 2013 - Present
First Federal Savings & Loan Association June 2008 - October 2013
QuikTrip March 2007 - June 2008
INTRUST Bank August 1999 - March 2007
Skills
Banking, Financial Analysis, Commercial Banking, Account Management, Microsoft Office, Customer Service, Credit, OREO, Consultative Sales..., Finance, Commercial Lending, Forecasting, Relationship Management, Sales, Sales Operations
Education
Baker University 2009 — 2010
BBA, Finance Concentration
Compass Prep, Inc. August 2009 - Present
Hope Industrial Systems September 2008 - March 2009
Fibercraft, Inc. October 1984 - August 2008
Tucker Federal Savings & Loan October 1979 - September 1984
First Federal Savings & Loan Association October 1975 - September 1979
Skills
Strategic Planning, Management, Leadership, Business Development, Training, Coaching, Customer Service, Manufacturing, Marketing, Inventory Management, Team Building
Education
King College 1971 — 1975
Bachelor of Art, Bible & Religion, Minor in Philosophy
King University 1971 — 1975
B.A., Bible/Religion, Minor Philosophy
Monroe 2-Orleans BOCES October 2007 - Present
Hillside Family of Agencies September 2005 - September 2007
First Federal Savings & Loan Association April 1993 - August 1998
Skills
Public Speaking, Community Outreach, Customer Service, Microsoft Office, Therapeutic Crisis..., Crisis Management, Social Media, Facebook, Outlook, Public Relations, Teaching, PowerPoint, Nonprofits, Fundraising, Team Building, Microsoft Word, Staff Development, Program Development
Education
SUNY Brockport 1989 — 1991
Bachelor of Applied Science (B.A.Sc.), Elementary Education and Teaching / Psychology
Monroe Community College 1986 — 1988
Associate of Arts and Sciences (A.A.S.), Human Services, General
Wallace State Coummunity College 2004 - Present
Wallace State Community College 2004 - Present
First Federal Savings & Loan Association 2001 - 2004
Skills
Higher Education, Curriculum Development, Career Counseling, Academic Advising, Student Financial Aid, Curriculum Design, Instructional Design, Distance Learning, Adult Education, Research, Community Outreach
Education
University of North Alabama 2006 — 2008
Master of Business Administration (M.B.A.), Business Administration and Management, General
Athens State University 2002 — 2006
Bachelor's Degree, Business Management
George C Wallace State Community College-Hanceville 1995 — 1998
Associate's Degree
GCS 2010 - Present
LaSalle Bank Corporation 1991 - 2009
Citicorp Information Resources 1985 - 1991
First Federal Savings & Loan Association 1978 - 1985
Education
Illinois Central College 1976 — 1978
Associate of Applied Sciences (AAS), Data Processing and Data Processing Technology/Technician
The Hartford Insurance Co. December 2007 - Present
The Hartford October 2006 - December 2007
The Hartford Insurance Co. November 2004 - October 2006
State Farm Fire and Casualty May 1992 - November 2004
State Farm Fire and Casualty May 1991 - September 1998
Next Step Inc 1989 - 1996
First Federal Savings & Loan Association 1978 - 1982
Skills
Claim, Property Claims, Insurance, Leadership, Property, Subrogation, Property & Casualty..., Claims Management, Large Loss, Customer Service, General Insurance, Property Damage, Commercial Insurance, Negotiation, Claim Investigation, Investigation, Construction, Commercial Lines, Claims Handling
Education
The University of Akron 1988 — 1991
Bachelor Arts, Social Work
Hoselton AutoMall September 1997 - Present
First Federal Savings & Loan Association July 1984 - June 1997
Education
Nazareth College 1996 — 2000
SUNY Polytechnic Institute 1982 — 1984
Bachelors of Professional Studies, Business Management
Flagler Hospital November 2012 - Present
HCA November 1993 - November 2012
JEA 1991 - 1993
First Federal Savings & Loan Association 1980 - 1989
Skills
Healthcare Information..., HIPAA, EMR, Software Documentation, Healthcare, Disaster Recovery, Process Improvement, EHR, Hospitals, Troubleshooting, Visio, Business Analysis, Team Building, Active Directory, HL7, Project Management, Healthcare Management, SharePoint
Education
University of Phoenix 2007 — 2009
Bachelor of Science (B.S.)
Jones College-Jacksonville 1983 — 1985
Associate's degree
Rochester Business Alliance May 2015 - Present
Rochester Business Alliance November 1999 - May 2015
ACC Telecom February 1997 - October 1999
First Federal Savings & Loan Association 1993 - 1997
Skills
Surveying, Legal Compliance, Human Resources, Research, FMLA, Employee Relations, Employee Benefits, Performance Management, Benefits Administration, Employee Handbooks, Employee Engagement, Recruiting, Workforce Planning, Succession Planning, Deferred Compensation, Employee Training, Employment Law, Policy, Personnel Management, Employment Law..., EEOC, Strategic Human..., HR Consulting, Employee Surveys, Applicant Tracking..., Job Descriptions, Job Analysis, HR Policies
Education
Saint John Fisher College 1988 — 1992
BS, Management, concentration in HR, minor in Economics
Jarvis Airfoil, Inc January 2014 - Present
LL Global, Inc (FKA LIMRA International) August 2009 - January 2014
Philips Remote 2004 - January 2009
EnviroScience Consultants 2000 - 2003
ITW Graphics 1996 - 2000
Schuco Homecraft 1988 - 1996
First Federal Savings & Loan Association 1985 - 1988
Skills
Budgets, Financial Reporting, General Ledger, Analysis, Resource Management, Software, Accounts Receivable, Payroll, Auditing, Accounts Payable, Accounting, Account Reconciliation, Management, Managerial Finance, Process Improvement, Financial Statements
Education
University of Hartford 1998 — 2000
MSPA, Accounting
Central Connecticut State University 1996 — 1997
MBA
Albertus Magnus College 1981 — 1985
BSBA, Accounting Finance
East Catholic High School 1977 — 1981
Wells Fargo Bank May 1998 - Present
Wachovia Bank January 1989 - May 1998
First Federal Savings & Loan Association June 1986 - September 1988
Kelly's January 1983 - January 1986
Education
Dekalb Technical Institute 1993 — 1994
Paralegal Certification
East Carolina University 1978 — 1981
BS, Fashion Merchandising
Louisburg Junior College 1976 — 1978
Associate of Arts, General
College Gradute
Citigroup Student Loan Corporation 1996 - 2008
Custom Solutions, Inc. 1990 - 1995
First Federal Savings & Loan Association 1971 - 1983
Education
Alfred State College - SUNY College of Technology
AAS, Computer Science
Allegheny Store Fixtures DBA Allegheny Trico January 1997 - Present
Homewood Snowboards LLC January 2011 - Present
Zippo Manufacturing Company January 1996 - October 1996
Holgate Toy Company 1990 - 1996
First Federal Savings & Loan Association 1976 - 1989
Skills
Manufacturing, Merchandising, Retail Design, Retail, Purchasing, Fashion, Creative Direction, Visual Merchandising, Marketing, Brand Development, Window Displays, Strategic Planning, Styling, Trend
Education
Edinboro University of Pennsylvania 1978 — 1979
Brightview Credit Union August 2012 - Present
Tuscaloosa VA Federal Credit Union April 2008 - August 2012
Seven Seventeen Credit Union April 1999 - April 2008
First Federal Savings & Loan Association 1998 - 1999
Skills
Strategic Planning, Banking, Executive Management, Credit, Mortgage Lending, Investments, Team Building, Loans, New Business Development, Budgets, Underwriting, Marketing Strategy, Project Planning, Email Marketing, Risk Management
Education
Kent State University 2002 — 2004
MBA, International Business
Case Western Reserve University
DePaul University
Howland High School
First Federal Savings & Loan Association April 2007 - Present
First Horizon National Corporation June 2005 - April 2007
Unizan Bank January 1996 - June 2005
Education
The Ohio State University
Bachelor's degree, Finance and Marketing
First Federal Savings & Loan Association January 2015 - Present
Smith, Bedel & Raver, PC December 2012 - Present
Smith, Bedel & Raver, PC September 2007 - November 2012
Crowe Horwath LLP 2005 - 2007
Education
University of Notre Dame - Mendoza College of Business 2004 — 2005
MSA, Accounting
University of Notre Dame 2000 — 2004
BBA, Accounting
First Federal Savings & Loan Association April 2007 - Present
First Horizon Construction Lending June 2005 - March 2007
Unizan Bank January 1996 - June 2005
Skills
Loans, Investment Properties, Banking, Real Estate, Mortgage Lending, Commercial Lending, FHA, Residential Homes, Credit, REO, Mortgage Banking, Construction Loans, Refinance, Investments
Education
The Ohio State University
Bachelor's degree, Finance & Marketing
Synovus September 1987 - Present
First Federal Savings & Loan Association June 1978 - September 1987
Education
Columbus State University 1980 — 1984
Business Administration and Management, General
Cadence McShane Construction Company September 2001 - Present
Aguirre Corporation May 1997 - September 2001
Sain Associates, Inc. 1992 - 1997
Calcasieu Marine National Bank 1991 - 1992
First Federal Savings & Loan Association 1987 - 1991
Skills
Software Implementation, Cost Accounting, Sage Timberline Office, Microsoft Excel, Financial Forecasting, Cash Flow Forecasting, Process Improvement, Financial Analysis, Financial Reporting, Financial Statements, Fixed Assets, Construction Accounting, Strategic Planning, Staff Development, Corporate Budgeting, Risk Management, Commercial Insurance, MS Project
Education
McNeese State University 1987 — 1991
B.S., Accounting
The Best Western Clock Tower Resort & Conference Center Retail Market Manager and OfficerAMCORE Bank1995 - 2005
First Federal Savings & Loan Association 1987 - 1995
Education
Rock Valley College 1985 — 1989
associates, business
West High School
EverBank May 2012 - Present
MetLife Bank November 2009 - May 2012
Bank of America November 2004 - November 2009
Countrywide Home Loans 2004 - 2009
JPMorgan Chase 1998 - 2004
Eastern Savings Bank 1987 - 1988
First Federal Savings & Loan Association 1986 - 1987
Midlantic Home Mortgage 1985 - 1986
Skills
Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages, Credit Risk, Risk Management, FHA, Credit, Due Diligence, Mortgage Servicing, Credit Analysis, Underwriting, Banking, Loss Mitigation, Loan Servicing, Financial Risk, Portfolio Management, Consumer Lending, Relationship Management, Commercial Lending, Retail Banking, Real Estate Economics, Real Estate Financing, Capital Markets, Finance, Financial Services, Funding, Operational Risk, Mortgage Underwriting, Cross Selling, Small Business Lending, Commercial Banking, Financial Structuring, FHA financing, Investments, Construction Loans, Home Equity Loans, Reverse Mortgages, Securitization, USDA, Home Equity, Government Loans, Wholesale Lending, FHLMC, Fraud, VA loans, Home Equity Lines of..., AML
Education
Brooklyn College 1976 — 1981
Bachelor of Arts, Politcal Science and TV Radio
City University of New York-Brooklyn College 1976 — 1981
BA, Politcal Science / TV Radio
Home in the Ocala National Forest September 2012 - Present
J & H WATERSTOP, INC May 2004 - May 2009
BLUE OX LAND SERVICES, INC July 1996 - May 2004
SELF EMPLOYED. January 1993 - June 1996
NEW HOMES DIVISION and MORTGAGE DIVISION January 1989 - January 1993
ISLAND MORTGAGE, INC and BAY SHORE PROPERTIES, INC January 1981 - January 1989
First Federal Savings & Loan Association January 1975 - January 1980
AMERICAN FEDERAL SAVINGS & LOAN January 1970 - January 1975
Skills
Payroll, Real Estate, QuickBooks, Human Resources, Training, Residential Homes, Management, Finance, Accounting, Contract Management, Mortgage Lending, Loans, Sales, Banking, Commercial Real Estate, Microsoft Excel, Invoicing, Construction, Microsoft Word, New Home Sales, Time Management, Process Scheduler, Hiring, Customer Satisfaction
Education
Birmingham-Southern College 1967 — 1969
BACHELORS DEGREE, DOUBLE MAJOR; BUSINESS ADMINISTRATION AND ECONOMICS
Andrew College - Junior College 1965 — 1967
AS, General
JP Morgan Chase Bank, NA August 2011 - Present
First Federal Savings & Loan Association January 2003 - July 2011
Bank One January 1995 - January 2003
Bank One December 1992 - January 1995
Education
The Ohio State University 1982 — 1986
BS, Economics
XanGo, LLC 2005 - Present
Utopia Chalet Day Spa & Skin Care Center January 1990 - July 2011
First Federal Savings & Loan Association January 1961 - January 1966
Skills
Skincare, Day Spa Management, Health and Wellness...
Education
University of Florida 1949 — 1951
Florida State College 1945 — 1946
High School Diploma
First Federal Savings & Loan Association February 2011 - Present
Skills
Small Business Lending
Education
Eastern Illinois University 1980 — 1982
Bachelor of Science (BS), Accounting and Finance
University of Wisconsin-Madison
Graduate School of Banking