Life Bank

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Life Bank Employees

Employee
Years
Job
Industry
Maria E. delos Santos Maria E. delos Santos Orange County, California Area Details
Maria E. delos Santos's Life Bank Experience October 1996 - November 2000
Job Opus Bank Loan Servicing
Industry Financial Services
Experience
Opus Bank  June 2012 - Present
FCI National Lenders, Inc   April 2011 - April 2012
FREMONT INV   December 2004 - April 2011
Signature Group Holdings   December 2004 - April 2011
Wells Fargo Home Mortgage  November 2000 - December 2004
Wells Fargo Home Mortgage  January 2000 - January 2004
Life Bank   October 1996 - November 2000
Home Savings of America  February 1989 - October 1996
Home Savings of America  January 1989 - January 1996

Skills
Account Reconciliation, Loans, Mortgage Lending, Loan Servicing, Analysis, Management

Education
Siena College

St. Joseph's College

Dawn Costa Dawn Costa Charlotte, North Carolina Area Details
Dawn Costa's Life Bank Experience February 1998 - July 1999
Job Experienced Mortgage Closer and PostCloser, Spanish Medical Interpreter
Industry Real Estate
Experience
Free Clinic of Our Town   June 2009 - Present
Advanced Mortgage & Investments   November 1999 - May 2005
Life Bank   February 1998 - July 1999
People's Savings Bank  September 1995 - February 1998

Education
University of North Carolina at Charlotte   2000 — 2010
BA, Spanish

Annette Levinson Annette Levinson Greater New York City Area Details
Annette Levinson's Life Bank Experience November 1998 - October 2000
Job n/a at retired
Industry Banking
Experience
retired  January 2012 - Present
The Federal Savings Bank  August 2011 - Present
Genesis Home Mortgage   December 2005 - June 2010
Life Bank   November 1998 - October 2000

Skills
Reverse Mortgages, FHA, Mortgage, Credit, First Time Home Buyers, Mortgage Banking, VA, Loan Origination, Conventional, Mortgage Lending, Refinance, Loans, Underwriting, USDA, VA loans, Credit Analysis, Banking, Financial Analysis, Customer Service, Customer Relations, Origination, Sales Management, Consumer Lending, Conforming, Residential Mortgages, FHA financing, Credit Risk, Problem Solving, Funding

Education
City University of New York-Brooklyn College   1968 — 1971
BA, Far East Area Studies

John Bunnel John Bunnel Orange County, California Area Details
John Bunnel's Life Bank Experience April 1999 - January 2001
Job President & CEO, Fractional CFO, Inc.
Industry Financial Services
Experience
Fractional CFO, Inc.   December 2009 - Present
Ally Financial Inc. (Predecessor Ditech / GMAC Mortgage)   December 2004 - September 2009
Wells Fargo  September 2002 - November 2004
Travelers Investment Corporation   February 2001 - January 2002
LIFE Bank   April 1999 - January 2001
FirstPlus Financial  October 1997 - March 1999
JPMorgan Chase (First USA Merger into BancOne and BancOne Merger into JP Morgan Chase)   August 1996 - September 1997
Ernst & Young LLP  June 1989 - July 1996

Skills
Financial Modeling, Finance, Financial Analysis, Management Consulting, Loans, Strategic Financial..., Due Diligence, Mergers, Credit, Treasury Management, Risk Management, Private Equity, Portfolio Management, Investments, Strategy, Leadership, Financial Services, Mergers & Acquisitions, Restructuring, Strategic Planning, Managerial Finance, Valuation, Financial Advisory, Financial Risk, Cash Management, Acquisition Integration, Investment Banking, Management, Loan Origination, Mortgage Lending, Credit Analysis, Executive Management, Corporate Finance, Financial Structuring, Banking, Commercial Lending, Funding, Investor Relations, Business Valuation, Cash Flow, Capital Markets, Asset Management, Asset Based Lending, Structured Finance, Project Finance

Education
Penn State University   1987 — 1989
MBA, Finance

John Brown University   1983 — 1987
BS, Accounting, Business, Systems Design

Lise Koegler Lise Koegler Orange County, California Area Details
Lise Koegler's Life Bank Experience 1998 - 2001
Job Business Development Manager Strategic Partnerships
Industry Real Estate
Experience
JP Morgan Chase Bank  July 2011 - Present
JPMorgan Chase Bank  July 2011 - May 2012
Loan Link Financial Services  December 2002 - June 2011
Loan Link Financial Services  January 2002 - December 2002
Centex Home Equity  2001 - 2002
Life Bank   1998 - 2001

Skills
Mortgage Lending, Marketing Strategy, Profit Maximization, Leadership, Public Speaking, Educator, Mentor, Strategic Partnerships, Sales, Business Alliances, Market Penetration, Mortgage Lending Advisor, Affordable Housing, Down Payment Assistance, Event Planning, Construction Loans, Land Development, Military Liaison, Nonprofits, Commercial Lending, Program Management, Asset Management, Home Builders, First Time Home Buyers, Union Liason, Multi-Cultural Team..., Real Estate, Management, Business Development, Marketing, Credit, Mortgage Banking, Banking, Sales Management, Loans, Consumer Lending, Loan Origination, Coaching, Advocacy

Education
Chase Bank Company Sponsored Training- 94 hours   2011 — 2014
Mortgate operations, regulatory compliance, banking, internal systems, and training techniques, Mortgage, banking, financial support services, real estate, building a

Fisher College
Marketing and Merchandising, Specialized Sales, Merchandising and Marketing Operations

Robert Kaiser, AMP Robert Kaiser, AMP Orange County, California Area Details
Robert Kaiser, AMP's Life Bank Experience 1995 - 1999
Job Manager Internal Audit at New American Funding
Industry Investment Banking
Experience
New American Funding  November 2014 - Present
Discover Financial Services  June 2012 - October 2014
Discover Financial Services  June 2012 - October 2014
Lending Tree  November 2005 - June 2012
First Street Financial, Inc.   March 2003 - October 2005
Platinum Capital Group  April 2002 - March 2003
First Street Financial, Inc.   January 2001 - April 2002
Life Bank   1995 - 1999
Directors / Norwest / Wells Fargo   1992 - 1995

Skills
Real Estate, Compliance, Team Building, Customer Relations, Negotiation, Customer Service, Mortgage Lending, Quality Assurance, Mortgage, Loans, Mortgage Industry, Loan Origination, Operations Management, Analysis, Credit, Mortgage Banking, Process Improvement, Financial Analysis, Executive Management, FHA, Portfolio Management, Underwriting, Financial Services, Residential Mortgages, Loss Mitigation, Refinance, Loan Servicing, Financial Risk, FHA financing, Funding, Investments, Mortgage Servicing, VA loans

Education
Fullerton College   1973 — 1977

Joyce Banner Joyce Banner Crestline, California Details
Joyce Banner's Life Bank Experience 1992 - 1998
Job Director of Business Development for RJM, Inc.
Industry Marketing and Advertising
Experience
Lender Processing Services, Inc. (LPS)   April 2009 - August 2013
American Home Mortgage Servicing Inc. FNA Option One Mortgage   January 2004 - July 2008
Wells Fargo Home Mortgage  2001 - December 2003
GE Capital Mortgage Services  1998 - 2001
Life Bank   1992 - 1998
M-West Mortgage   1988 - 1990
Bank of America  1980 - 1988

Skills
Loans, Account Management, Management, Loss Mitigation, Portfolio Management, Mortgage Lending, Mortgage Servicing, Loan Servicing, Mortgage Banking, Default, Loan Origination, FHA, Foreclosures, LPS, Residential Mortgages, Credit Analysis, Mortgage Underwriting, Call Centers, Underwriting, Credit

Education
California State University-Fullerton   1983 — 1985

Cassadaga Valley Cental High School   1973 — 1976

Celeste Wilson Celeste Wilson Rancho Cucamonga, California Details
Celeste Wilson's Life Bank Experience January 1993 - January 1996
Job Home Funding, Corp
Industry Real Estate
Experience
Home Funding Corp.  July 2014 - Present
Home Funding Corp.  December 2012 - March 2013
Relentis Real Estate Group   2013 - 2013
First Western Properties  December 2011 - December 2012
KAZO Development, Inc   January 2003 - January 2008
UltraGreenFood.com – Manufacturer of Health food supplement   January 1996 - January 2003
Life Bank   January 1993 - January 1996
Quality Mortgage  January 1992 - January 1993
CA Wilson Financial   January 1986 - January 1992

Skills
Sellers, First Time Home Buyers, Real Estate, Buyer Representation, Foreclosures, Single Family Homes, Investment Properties, Listings, Condos, New Home Sales, REO, Residential Homes, Investors, Short Sales, Loans, Construction Loans, Real Estate Transactions, Banking

Education
La Sierra Academy

Riverside City College

Riverside City College

Diane Culhane-Simon Diane Culhane-Simon Greater Denver Area Details
Diane Culhane-Simon's Life Bank Experience 1997 - 1998
Job Sr. Product Analyst at Blueberry Systems
Industry Financial Services
Experience
Blueberry Systems  November 2013 - Present
Urban Lending Solutions  April 2013 - November 2013
Residential Mortgage Funding, Inc.   2012 - 2013
Island Pacific Funding, Inc   2004 - 2010
National City/Accubanc   2003 - 2004
Instafi.com   2001 - 2003
Ditech  1998 - 2003
Instafi   2000 - 2002
Life Bank   1997 - 1998
SC Funding, Inc   1991 - 1997

Skills
Customer Service, Microsoft Office, Microsoft Excel, Financial Analysis, Banking, Risk Management, Strategic Planning, Project Management, Business Analysis, Investments, Management, Microsoft Word, PowerPoint, Business Strategy, Change Management, Mortgage Lending

Education
University of Colorado Denver   2012 — 2014
BS of Sociology, Sociology

Terrie Hagerty Terrie Hagerty Orange County, California Area Details
Terrie Hagerty's Life Bank Experience 1994 - 1999
Job Operations Citadel Servicing
Industry Financial Services
Experience
Citadel Servicing Corporation   November 2007 - Present
First Street Financial, Inc.   June 2003 - June 2007
First Street Financial   2004 - 2007
Life Bank   1994 - 1999

Skills
Team Building, Strategy, Strategic Partnerships, Selling, Residential Mortgages, Risk Management, Banking, Credit, Customer Service, Leadership, Loan Origination, Loan Servicing, Loans, Mortgage Banking, Mortgage Servicing, Portfolio Management, Real Estate

Education
Cerritos College   1975 — 1977

Tom Mulligan Tom Mulligan Sioux Falls, South Dakota Details
Tom Mulligan's Life Bank Experience 2003 - 2004
Job CEO / Owner at LBLD Treasury Services LTD
Industry Financial Services
Experience
LBLD Treasury Services Ltd   June 2014 - Present
DCDB Group   December 2012 - June 2014
Self Employed Independent Agent.   December 2008 - December 2012
Act  1997 - 2007
Lancaster Mortgage Bankers  2005 - 2006
master Financial Mortgage   2004 - 2005
LIfe Bank   2003 - 2004
Ohio Capital Alliance   2001 - 2003
Advanced Title   2000 - 2001

Skills
Mortgage Banking, Mortgage Lending, B2B, Loans, New Business Development, Sales Management, Account Management, Marketing, Real Estate, Credit, Banking, Loan Origination, Financial Instruments, Commodity, Sales, Refinance, Investment Properties, Finance, Financial Services, Equities, Investment Banking, Asset Management, Investments, Structured Finance, Funding

Education
Montana State University-Billings   1977 — 1978

KCHS   1973 — 1977

Dale Calomeni Dale Calomeni Greater Atlanta Area Details
Dale Calomeni's Life Bank Experience 1999 - 2000
Job Attorney at Law at Calomeni & Associates, LLC
Industry Law Practice
Experience
Calomeni & Associates, LLC   August 2009 - Present
Calomeni & Associates, LLC   2009 - 2010
American Sterling Bank, NA   February 2008 - October 2008
Credit Suisse  January 2007 - October 2007
Life Bank   1999 - 2000

Skills
Sales Management, Financial Structuring, Insurance, Corporate Law, Mortgage Lending, Arbitration, Investment Banking, Foreclosures, Structured Finance, Legal Assistance, Banking, Mergers & Acquisitions, Legal Writing, Investments, Litigation, Joint Ventures, Personal Injury, Westlaw, Finance, Legal Documents, Contract Negotiation, Due Diligence, Employment Law, Small Business, Credit, Legal Research, Residential Homes, Real Estate, Loans, Commercial Litigation, Document Review, Private Equity, Bankruptcy, Capital Markets, Real Estate Transactions, Venture Capital, Civil Litigation, Mediation, Litigation Support, Strategic Planning, Negotiation, Customer Service

Education
Thomas M. Cooley Law School   1976 — 1979
Juris doctor

Daniel Perl Daniel Perl Orange County, California Area Details
Daniel Perl's Life Bank Experience 1994 - 1999
Job CHAIRMAN / CHIEF EXECUTIVE OFFICER CITADEL SERVICING CORPORATION
Industry Banking
Experience
CITADEL SERVICING CORPORATION   2003 - Present
First Street Financial, Inc.   2001 - 2007
LIFE Bank   1994 - 1999

Skills
Loans, Credit, Mortgage Banking, Real Estate, Banking, Risk Management, Loan Origination, Financial Analysis, Refinance, Negotiation, Strategic Planning, Capital Markets, Team Building, Underwriting, Portfolio Management, REO

Education
University of California, Los Angeles
Bachelor's degree, History

Gilbert Ramos Gilbert Ramos Greater Los Angeles Area Details
Gilbert Ramos's Life Bank Experience 1997 - 1999
Job Assistant Controller at GE Money
Industry Financial Services
Experience
GE Money  February 2003 - Present
WestCorp  2000 - 2003
Option One Mortgage Corp.  1999 - 2000
Life Bank   1997 - 1999
Norwest Mortgage  1995 - 1997
GE Captial Mortgage   1991 - 1994

Skills
Financial Analysis, Accounting, Budgets, Financial Reporting, Finance, Account Reconciliation, Banking, General Ledger, Access, Auditing, Analysis, Credit, Strategic Financial..., Portfolio Management, Cash Management, Cash Flow, Loans

Education
California State University-San Bernardino   1991 — 1996
B.S., Finance

Jill Start Jill Start Greater Los Angeles Area Details
Jill Start's Life Bank Experience 1997 - January 2000
Job Administrative Assistant at La Sierra University
Industry Education Management
Experience
La Sierra University  February 2000 - Present
Life Bank   1997 - January 2000
Norwest Mortgage formerly Directors Mortgage   1993 - 1997
Redlands Orthopedic Medical Group   1978 - 1983

Skills
Loans, Training, Fundraising, System Administration, Research, Public Speaking, Teaching, Higher Education, Customer Service, Event Management, Nonprofits, Outlook, PowerPoint, Data Entry, Time Management, Curriculum Design, Theology, Event Planning

Education
Loma Linda University   1975 — 1978
A.S.

Pat Healy Pat Healy Greater Los Angeles Area Details
Pat Healy's Life Bank Experience March 1995 - April 2000
Job VP Commercial Lending Group at The Bank of Hemet
Industry Banking
Experience
The Bank of Hemet  May 2008 - Present
Union Bank  May 2004 - November 2007
Imperial Capital Bank  February 2002 - April 2004
Bayview Financial  May 2000 - January 2002
Life Bank   March 1995 - April 2000

Education
San Diego State University-California State University   1984 — 1987
B.A., Public Administration

Stephan E. Robinson, Sr., MBA Stephan E. Robinson, Sr., MBA Dallas/Fort Worth Area Details
Stephan E. Robinson, Sr., MBA's Life Bank Experience 1999 - 2000
Job Senior Manager Enterprise Governance, Risk & Compliance (EGRC) Solutions at Fidelity National Information Services
Industry Financial Services
Experience
Fidelity National Information Services  March 2014 - Present
KPMG  February 2011 - March 2014
FDIC  September 2008 - March 2011
City National Bank  2003 - 2007
Pasadena Development Corporation   2000 - 2003
Life Bank   1999 - 2000
Riverside Community College District  1997 - 1998
Riverside County Federal Credit Union   1994 - 1997
Office of the Comptroller of the Currency  1992 - 1994
Federal Government  1987 - 1991

Skills
Risk Management, Risk Assessment, Risk Mitigation, Banking, Finance, Loans, Financial Risk, Credit Risk, AML, Enterprise Risk..., Management Consulting, Change Management, Credit Analysis, Operational Risk..., Sarbanes-Oxley Act, Financial Reporting, Governance, Accounting, Risk Analysis, Financial Accounting, Financial Institutions, Relationship Management, Business Continuity, Budgets, Strategic Planning, Analysis, Internal Audit, Management, Policy, Credit, Financial Services, Operational Risk, Auditing, Due Diligence, Microsoft Office, Leadership

Education
Averett University   1989 — 1991
MBA, Business/Finance

Washington Adventist University   1987 — 1989
BS, Business Adminstration

Manual Arts   1979 — 1981
Diploma, General Studies

Ron Ricard Ron Ricard Redlands, California Details
Ron Ricard's Life Bank Experience October 1998 - September 2000
Job Information Technology Tech
Industry Information Technology and Services
Experience
Self-employed  2013 - Present
Riverside Community College District  2001 - 2013
Life Bank   October 1998 - September 2000

Skills
Information Technology, Computer Hardware, Windows Server, Troubleshooting, Windows 7, Active Directory

Education
California State University-San Bernardino   1996 — 1998
Certificate, Information Systems Management

University of California, Riverside   1992 — 1994
Master of Business Administration (M.B.A.)

California State University-San Bernardino   1989 — 1992
Bachelor of Arts (B.A.), Economics

Crafton Hills College   1987 — 1989
Associate of Arts (A.A.), General Studies