Experience
First Internet Bank of Indiana   March 2009 - April 2014
First Internet Bank of Indiana   November 2006 - August 2009
Iwrin Mortgage   2001 - 2006
Davis Mortgage   1999 - 2000
Ryland Mortgage  1997 - 1999
Bank One Mortgage  1995 - 1997
Norwest Mortgage   1992 - 1995

Skills
Credit Analysis, Customer Service, Compliance, Mortgage Lending, Customer Relations, FHA, Microsoft Office, VA, Refinance, Problem Solving, REO, Loans, Mortgage Banking, FHA financing, USDA, VA loans, Credit

Education
Butler University   1992 — 1995
MA, Education

Indiana University-Purdue University at Indianapolis   1986 — 1992
Bachelor's Degree, Psychology

University of Louisville   1982 — 1985
Psychology

Experience
Wells Fargo Funding  June 2001 - Present
Wells Fargo Funding  2001 - Present
Wells Fargo Funding  August 1985 - Present
Prudential Home Mortgage  March 1985 - Present
Norwest Mortgage   June 1998 - June 2001
Prudential Home Mortgage  June 1993 - May 2001
Prudential Home Mortgage  May 1990 - October 1992

Skills
Banking, Real Estate, Residential Mortgages, Refinance, Mergers & Acquisitions, Management, Marketing, FHA, Funding, VA loans, USDA, Credit Analysis, FHA Financing, VA Loans, Mortgage Banking, Mortgage Lending, Loans, Sales, Finance, Leadership, Risk Management

Education
Salisbury University   1981 — 1985
Bachelor of Science, Business Administration; Finance

Georgetown University   1979 — 1980
Bachelor of Science, Finance

Experience
Bevis Realty   November 2014 - Present
Big Bend Habitat for Humanity   2008 - Present
Ann Fisher Realty, Inc.   March 2008 - November 2014
Norwest Mortgage   1990 - 1992
Margaretten Mortgage Company   1986 - 1990
Country Mannor Builders   1984 - 1986
Century 21 Dabbs/Muehler   1983 - 1986

Skills
Single Family Homes, Sellers, First Time Home Buyers, Short Sales, New Home Sales, Foreclosures, REO, Condos, Relocation, Listings, Investment Properties, Investors, Referrals, Residential Homes, Real Estate, Residential Mortgages, Rentals, Selling, Mortgage Lending, Sales, Loans

Education
Joliet Junior College
Associate of Arts (AA)

Lincoln Way High School

Experience
The Bank of Commerce  January 2009 - Present
Bank of Idaho  June 2004 - August 2008
First American Title  August 2002 - May 2004
Ireland Bank  May 1994 - May 2002
Norwest Mortgage   January 1992 - May 1994
KeyBank  December 1984 - January 1992

Skills
Loans, Underwriting, Real Estate, Mortgage Banking, Credit, First Time Home Buyers, Government Loans, Residential Mortgages, Banking, Consumer Lending, Commercial Lending, Investment Properties, USDA Rural Housing, Mortgage Underwriting, REO, FHA financing, Conventional Financing, Credit Analysis, IHFA Loans, Finance, VA, Construction Loans, Compliance, Homestart Grants, Section 8 FHA Housing..., FHA, VA Loans

Education
Ricks College   1980 — 1982
Associate's degree, Associates Degree in Specialized Disciplines

North Gem High School   1977 — 1980

Experience
Ascension  February 2012 - Present
Comerica Bank  2011 - February 2012
Asset Acceptance Capital Corporation  2005 - 2011
Flagstar Bank  2002 - 2005
CareTech Solutions  1995 - 2002
Norwest Mortgage   1993 - 1995
Westamerica Bank  1988 - 1993
Manufacturers Bank  1986 - 1988

Skills
Leadership, Technology, Vendor Management, ITIL, Integration, IT Management, IT Strategy, Strategic Planning, Outsourcing, Cloud Computing, Telecommunications, Disaster Recovery, Data Center, Change Management, PMP, Information Technology, Management

Education
Michigan State University   1996 — 1999
MA, International Telecommunications

Michigan State University   1980 — 1984
BA, Marketing

Warren Woods

Experience
US Mortgage Corporation  July 2015 - Present
First Option Mortgage  November 2014 - Present
1st Signature Lending  January 2009 - November 2014
Indys Homes4Sale   January 2004 - February 2010
ASMI Mortgage Bankers   January 1993 - January 2008
Cititrust Mortgage   January 1991 - January 1993
Norwest Mortgage   January 1990 - January 1991
Centrust Mortgage (Bank)   January 1989 - January 1990
Carl I. Brown Mortgage   January 1987 - January 1989
First Union Mortgage (Bank)   January 1986 - January 1987

Skills
FHA, Mortgage Lending, First Time Home Buyers, Investment Properties, Refinance, USDA, VA loans, Loans, Residential Homes, Construction Loans, Real Estate, Credit, Mortgage Banking, Foreclosures, HUD, Investors

Education
DePauw University   1979 — 1982
History, Economics

Wabash College   1977 — 1979
History

Elwood Community Schools   1974 — 1977
College Prep

Experience
Thrivent Financial for Lutherans  January 2013 - Present
Wells Fargo Advisors  January 2006 - June 2013
Wells Fargo Investments  2001 - 2006
Norwest Mortgage   January 1994 - February 1996
Prudential Insurance  March 1979 - January 1994

Skills
Equities, Customer Service, Call Center, Series 7, Trading, Banking, Call Centers, Investments, Series 63, Credit, Options, Finance, Securities, FINRA, Financial Services, Mutual Funds, Fixed Income, Risk Management, Wealth Management, Retirement Planning, Uniform Combined State...

Education
North Hennepin Community College   1990 — 1996

Experience
Fort Valley State University  January 2010 - Present
Brewton Parker College  September 2009 - August 2010
Norwest Mortgage   June 1998 - December 2000
City of Hollywood  October 1996 - May 1997

Skills
Logistics, Physical..., Supply Chain Management, Procurement, Customer Service, Microsoft Office, PowerPoint, Microsoft Word, Microsoft Excel, Public Speaking, Teamwork, Research, Marketing, Social Media, Time Management, Leadership

Education
Fort Valley State University   2010 — 2012
Bachelor of Business Administration (B.B.A.), Business Management

Cincinnati State Technical and Community College   2008 — 2009
Certification, Real Estate

Columbus State Community College   2004 — 2006
Associate's degree, Business

Experience
Santiam Canyon School District   April 2006 - Present
State of Oregon DMV   2001 - April 2006
Norwest Mortgage   1996 - 1999

Education
Chemeketa Community College   1994 — 1996
Certificate of Completion, Banking and Financial Support Services

Experience
Atlanta Pine Straw   February 1998 - Present
Norwest Mortgage   January 1990 - February 1998

Skills
Financial Accounting, Microsoft Office, Microsoft Excel, Microsoft Word, Microsoft Project, Peachtree, QuickBooks, Quicken, Microsoft Publisher, Tax Accounting, Corporate Tax, Payroll Administration, Benefits Administration, Mortgage Lending, Financial Audits, Quality Auditing, Inventory Control, Management, Research, PowerPoint, Leadership

Education
Gordon College (GA)   1987 — 1991
Commercial and Advertising Art

Henry County High School   1984 — 1987
High School

Experience
Texas Department of Transportation  September 2014 - Present
City of Houston  October 2007 - July 2014
America's Premier Mortgage   July 2006 - October 2007
Extraco Mortgage Company of Extraco Bank   August 2005 - July 2006
First Community Bank  February 2005 - August 2005
Advantage Home Mortgage 25250 Borough   June 2001 - February 2005
Norwest Mortgage   February 1997 - April 1998
Pantera Mortgage Company   March 1994 - February 1997

Skills
Mortgage Lending, Real Estate, Commercial Real Estate, Negotiation, Contract Negotiation, Loans, Credit, Finance, Underwriting, Marketing, Loan Origination, Business Development, Sellers, Investment Properties, Customer Service, Mortgage Banking, Strategic Planning

Education
Blinn College   2009 — 2012

Univ. of Maryland   1990 — 1992
Business Administration

Midway High School

Experience
Tennessee State University  June 2010 - Present
Self  August 2005 - Present
Middle Tennessee State University  January 2009 - May 2010
GMAC  August 2004 - August 2005
Response - John L. Scott   October 2003 - August 2004
Wells Fargo Bank - Private Client Services   March 2002 - October 2003
Interstate Mutual Mortgage   June 1998 - February 2002
MetWest Commercial Lender  November 1997 - November 1998
Aames Home Loan  May 1996 - November 1997
Norwest Mortgage   March 1991 - 1996

Skills
Higher Education, Enthusiastic..., Residential Investment..., Self-motivated Team..., Real Estate, Data Analysis, Teaching, Exceptional Listener, Management, Policy, Oral & Written..., Sales, Public Administration, Presenter, Fact Finding, Government, Program Implementation, Cultural Institutions, Creative Solutions, Program Management, Public Speaking, Collaboration, Organizational..., Coordination, Real Estate Transactions, Customer Satisfaction, Single Family Homes, Research, Duplexes, Leadership, Policy Analysis, Property Management, Sales Management, Budgets, Nonprofits, Training, Recruiting, Program Evaluation, Strategy

Education
Tennessee State University   2010 — 2014
Ph.D., Public Administration

Middle Tennessee State University   2009 — 2010
Masters Education, Higher Education Administration

Rotary PETS - Seattle, WA 2000   2000 — 2000
President, Beaverton Sunrise Rotary, Preparation for Service as President of a Rotary Club

US Army Field Artillery School
Graduate, Field Artillery Officers Basic Course, Fire Direction & Gunnery, Survey Training

University of Colorado at Denver
Bachelor Arts, Economics

University of Missouri-Columbia
Economics

Experience
Metropolitan State University  September 2013 - Present
Wells Fargo  March 1990 - August 2013
Norwest Mortgage   1990 - 2000

Skills
Mortgage Lending, Mortgage Banking, Loans, Refinance, Credit, FHA, Banking, Credit Analysis, Residential Mortgages, VA loans, Underwriting, Mortgage Underwriting, Loan Origination, Process Improvement, Customer Service, Financial Analysis, Commercial Mortgages, FHA financing, Team Building, VA Loans, Sales

Education
Metropolitan State University
Bachelor’s Degree, English Language and Literature, General

Experience
CDM Smith  March 2013 - Present
Iowa Community Development Partners   November 2009 - Present
Preservation Iowa   May 2011 - March 2013
Iowa Department of Economic Development  October 2007 - October 2009
Federal Home Loan Bank  April 1999 - October 2007
Iowa finance Authority  2001 - 2007
Norwest Mortgage   1997 - 1999
Iowa Deoartment of Economic development   1989 - 1994

Skills
Non-profits, Grant Writing, Community Outreach, Government Relations, Community Development, Affordable Housing, Economic Development, Strategic Planning, Disaster Recovery, affordable housing..., Grant Administration, Historic Preservation, Nonprofits, Organizational..., Grants, Zoning, Fundraising, Event Planning, Non-profit..., Government, Newsletters, Program Management, Program Development, Public Policy, Leadership, Policy, Budgets, Public Speaking, Workforce Development, Policy Analysis, Research, Federal Grants..., Legislative Relations, Politics, Grassroots Organizing, Strategic Communications, Program Evaluation, Political Campaigns, Community Organizing, Coalitions, Legislation, Workshop Facilitation, Public Administration, Public Relations, Media Relations, Local Government, Political Consulting, Speech Writing, Leadership Development, Community Engagement

Education
Iowa State University   1973 — 1977

Experience
Master Digital Systems   2004 - Present
Nordstrom  February 2005 - April 2011
Norwest Mortgage   1993 - 1995
Giltro Contracting   January 1984 - May 1994

Skills
Marketing Strategy, Entrepreneurship, New Business Development, E-commerce, Business Development, Marketing, Lead Generation, Selling, Product Development, Contract Negotiation, Business Strategy, Negotiation, Sales

Education
Old Dominion University   1975 — 1977
Bachelor of Science (B.S.) (almost), Mechanical Engineering

Tidewater Community College   1973 — 1975
Associate of Arts (A.A.), Piano

Experience
Heartland Realty Investors, Inc   October 2012 - December 2014
Irwin & Assoc.   2010 - 2011
Norwest Mortgage   January 1993 - June 1996

Skills
Microsoft Excel, Microsoft Office, Microsoft Word, Accounts Payable, Outlook, Accounting, Accounts Receivable, Data Entry, Research, Payroll, Budgets, Account Reconciliation, Public Speaking, Administrative..., Management, Leadership, Customer Service, Nonprofits, Strategic Planning

Education
Camden County College

Moraine Valley Community College

Experience
Wells Fargo  July 2005 - Present
Citimortgage  June 1997 - September 2003
North American Mortgage  June 1994 - June 1996
Norwest Mortgage   August 1993 - May 1994
Countrywide Wholesale Lending   August 1992 - May 1994

Skills
FHA, Refinance, Non-Conforming, Mortgage Banking, Loan Origination, Government Loans, HUD, New Home Sales, First Time Home Buyers, REO, Mortgage Lending, Real Estate, Loans, VA loans, Employee Training, Outside Sales, Customer Service, Project Planning, PowerPoint, Microsoft Office, New Business Development, Social Networking, Business Development, Training Delivery, Certified Mortgage..., Residential Mortgages, Real Estate Financing, Reverse Mortgages, Construction Loans, FHA financing, USDA

Education
California State University, Fresno   1978 — 1980

Experience
AT&T  June 2013 - Present
AT&T  October 2008 - Present
Illinois Air National Guard  May 2007 - May 2013
AT&T  October 2008 - August 2011
Wells Fargo Bank  May 2006 - May 2007
Wells Fargo Bank  May 2005 - May 2006
Edwards Roofing Company   October 1997 - November 2003
Southern Illinois University School of Medicine  February 2003 - May 2003
CMS Energy  January 1999 - January 2000
Norwest Mortgage   November 1997 - April 1998

Skills
Troubleshooting, Training, Management, Testing, Customer Service, Software Installation, Credit, Sales, Finance, Invoicing, Account Reconciliation, Electronics, Insurance, Coaching, Investments, Loans, Telecommunications, Policy, Call Centers, VoIP, Cisco Technologies, Cellular Communications, Telephony, Wireless Networking, Cabling, Ethernet, Wireless

Education
Community College of the Air Force   2007 — 2010
Associate of Science (A.S.), Electronic Systems Technology, Pass

Western Illinois University   1999 — 2002
Bachelor of Business, Finance

Experience
Atlantic Roofing and Remodeling, LLC   May 2010 - Present
Taylor Building Corporation, Inc.   January 2003 - January 2008
Norwest Mortgage   January 1994 - January 1997
Ferguson Enterprises  January 1990 - January 1993

Skills
Residential, Real Estate, Construction, Home, Investment Properties, Residential Homes, Renovation, Negotiation, Real Estate Development, Contract Negotiation, Contract Management, Contractors, Purchasing, Property, Property Management, Green Building, Construction Management, Real Property, Budgets, Sales, Marketing, Commercial Real Estate

Education
College of Charleston   1986 — 1990
Bachelor of Arts, Political Science

The College of William and Mary
History

Experience
Ameriprise Financial  March 2010 - February 2014
Zenith Insurance  August 2006 - February 2009
Zenith Insurance  January 2005 - August 2006
Cambridge Street Consulting   July 2003 - December 2004
Zenith Insurance  June 2001 - July 2003
Cambridge Street Consulting   April 1999 - May 2001
UnitedHealth Group  January 1997 - March 1999
UnitedHealth Group  April 1996 - January 1997
Blue Cross Blue Shield of Minnesota  April 1995 - April 1996
Norwest Mortgage   August 1994 - March 1995

Skills
Vendor Management, Program Management, Enterprise Architecture, Business Intelligence, Metrics, Budgets, Offshore Outsourcing, Software Development, IT Strategy, SDLC, Business Analysis, Financial Services, Strategy, Requirements Analysis, Business Process..., Process Improvement, Risk Management, Change Management, PMO, Cross-functional Team..., Project Portfolio..., Project Management, ITIL, Leadership, Management, Project Planning, Outsourcing, Strategic Planning, Executive Management, Information Technology, Visio, IT Management, Governance, Resource Management, Software Project..., Business Transformation

Education
University of Minnesota-Twin Cities   1986 — 1988
MBA, Management Information systems

Brown College   1979 — 1980
Certification, Computer Programming

Macalester College   1972 — 1976
BA, Studio Art

Experience
PNC  2012 - 2015
PNC  2012 - 2015
RBS Citizens Bank  January 2011 - September 2012
PA Mortgage Network, LLC   January 2001 - February 2011
Alpha Abstract, LLC   January 2001 - February 2011
Omega Financial Services, Inc   January 1994 - January 2001
Norwest Mortgage   January 1993 - January 1994
Astra Pharmaceuticals  February 1990 - April 1992
McBee Systems  January 1989 - January 1991

Skills
Mortgage Lending, First Time Home Buyers, Banking, FHA, Real Estate, Negotiation, Refinance, Sellers, Sales, Referrals, Marketing, Loans, Time Management, New Home Sales, Finance, Investors, Real Estate Transactions, Small Business, Mortgage Banking, Loan Origination, Residential Mortgages, VA loans, USDA, FHA financing, Credit

Education
Waynesburg College   2000 — 2003
Master of Business Administration (MBA)

Duquesne University   1983 — 1988
BA, History

Experience
ThreeBridge  April 2013 - Present
TCF Bank  September 2002 - April 2013
TCF Bank  1997 - 2000
TCF Bank  1996 - 1997
TCF Bank  1995 - 1996
TCF Bank  1994 - 1995
Norwest Mortgage   1991 - 1994

Skills
Application Development, Program Management, Risk Management, Certified Project..., Software Project..., Certified Scrum Master..., SDLC, Project Management, MS Project, Information Technology, Information Security, Integration, IT Strategy, Outsourcing, Software Development, IT Management, Change Management, Project Portfolio..., Strategy, Banking, Governance, PMO, Vendor Management, Management, Disaster Recovery, Resource Management, Business Analysis, Requirements Gathering, Business Process..., Requirements Analysis, PMP, Process Improvement, Visio

Education
Arizona State University - W. P. Carey School of Business   2000 — 2002
MS, Information Management

Arizona State University - W. P. Carey School of Business   2000 — 2002
MBA, Business Administration

Minnesota State University, Mankato   1986 — 1990
BS, Accounting

Experience
Duke Energy Corporation  2006 - Present
CDI Services Corporation   February 2000 - June 2006
Norwest Mortgage   1997 - 1999

Skills
Real Estate, Due Diligence, Contract Negotiation, Negotiation, Quality Control, Microsoft Excel, Research, Legal Documents, Microsoft Office, Gas, Business Planning, Management, Contract Management, Energy, Energy Industry, Leadership, Project Planning, Project Management, Program Management, Budgets, Process Improvement, Analysis, Real Estate Transactions

Education
Florida State University - College of Business   1989 — 1993
BS, Real Estate, Marketing, A

Experience
Citadel LLC  October 2014 - Present
Chicago Mercantile Exchange  November 1998 - September 2014
CME Group  November 1998 - September 2014
Sun Microsystems  1997 - 1998
Norwest Mortgage   1996 - 1997
Rockwell Telecommunications  1992 - 1996
Lucent Technologies  1990 - 1992
Northern Michigan University  1989 - 1990
Bell Laboratories  1986 - 1989

Skills
Solaris, Linux, System Administration, Virtualization, Shell Scripting, RedHat, Perl, MySQL, LDAP, Systems Engineering, TCP/IP, Integration, Apache, NFS, Unix, Distributed Systems, Disaster Recovery, Open Source, Unix Shell Scripting, Servers, Open Systems..., ITIL, Architecture, Enterprise Architecture, Technical Support, Ubuntu, Data Center, Architectures, Red Hat Linux

Education
DeVry   1983 — 1986
BSEET, Electronics Engineering

Michigan Technological University   1976 — 1979

Experience
Southwest Funding Mtg   July 2013 - Present
Jonsue Mortgage   July 2013 - July 2013
ACTIVE MORTGAGE L.L.C.   March 2007 - October 2010
Norwest Mortgage   1990 - 1993

Skills
FHA, USDA, Loans, VA loans, Refinance, FHA financing, Construction Loans, Mortgage Banking, Home Equity Loans, Residential Mortgages, Government Loans, Certified Mortgage..., Loan Origination, First Time Home Buyers, Reverse Mortgages, Mortgage Lending, Investment Properties, Short Sales, Real Estate Financing, Mortgage Marketing, Real Estate, Commercial Mortgages, REO, Investors, Residential Homes, HUD, Referrals, Underwriting, Real Estate Economics, Mortgage Underwriting, Foreclosures, Debt Consolidation, Loan Servicing, Mortgage Servicing, Loss Mitigation, Closings, Title Insurance, Commercial Lending, Rates, 203K, Non-Conforming, HomePath, USDA Rural Housing, Finance, Buyers, Sellers, Move Up Buyers, Vacation Homes, Condos, Escrow

Education
Loyola University New Orleans   1973 — 1977
Bachelor, History

Archbishop Rummel HighSchool   1968 — 1971

Experience
Sierra Pacific Mortgage dba: Just Home Loans   November 2008 - Present
Just Home Loans   December 2008 - July 2011
guild mortgage  1999 - 2006
Norwest Mortgage   1994 - 1999
Directors Mortgage  1994 - 1999
western cities mortgage   1992 - 1994

Skills
FHA, Mortgage Lending, Refinance, Mortgage, First Time Home Buyers, VA, Conventional, USDA, Loans, VA loans, Loan Origination, Conforming, Mortgage Banking, Purchase, Mortgage Industry, Sales Management, Reverse Mortgages, Relocation, Mortgage Planning, Residential Mortgages, Government Loans, Real Estate, Investment Properties, Home, Underwriting, Customer Service, Customer Relations, Banking, Residential, First Time Buyers, Residential Homes, Real Estate Transactions, Finance, Credit, Referrals, FHA financing, Real Estate Financing, Mortgage Underwriting, Vacation Homes, Real Estate Economics, HUD, Buyers, REO, Loss Mitigation, Short Sales, Condos, Foreclosures, Home Equity Loans, Certified Mortgage..., Investors

Education
California State University-Fullerton   1984 — 1986
Bachelor of Arts, Business Administration

Orange Coast College   1979 — 1984
Associate of Arts, Business Administration

Experience
Somali Adult Literacy Training   August 2008 - Present
The Valspar Corporation  May 1997 - September 2000
Norwest Mortgage   August 1995 - June 1996

Skills
Teaching, Public Speaking, Event Planning, Nonprofits, Community Outreach, Editing, Curriculum Development, Curriculum Design, Higher Education, Research, Fundraising, Program Development, Grant Writing, Program Evaluation

Education
Luther College
Bachelor of Arts (B.A.), English and Economics

Waldorf College
Associate of Arts (A.A.), Communication and Media Studies

Experience
Independent Communication Consulting   June 2008 - Present
Metropolitan State College of Denver  January 1995 - June 2008
Norwest Mortgage   1978 - 1989

Skills
Higher Education, Time Management, Teaching, Politics, Intercultural..., Public Speaking, Social Networking, Community Outreach, Fundraising, Editing, Microsoft Office

Education
University of Colorado Denver   1989 — 1994
Master of Humanities, Communication, Gender, Social Change, Music Business

University of Wisconsin-Green Bay   1970 — 1973
None, Political Economy

Foothill College   1969 — 1970
None, English Language and Literature/Letters

University of Wisconsin-Oshkosh   1967 — 1969
None, Political Science and Government

Experience
Mortgage Express  May 2015 - Present
Mortgage Express  May 2013 - February 2014
American Capital Mortgage  May 2012 - April 2013
North Clackamas Chamber of Commerce   September 2011 - July 2012
Evergreen Home Loans  January 2001 - May 2012
Jockey Person to Person  June 2008 - October 2011
Norwest Mortgage   May 1993 - January 2001
Fidelity National Title Company  September 1987 - May 1993
Coldwell Banker-Curtis Irving Real Estate   September 1985 - September 1987

Skills
First Time Home Buyers, HARP refinancing, Zero down V.A. financing, Expert relationship..., Sales, Marketing, Refinance, Public Speaking, Customer Service, Microsoft Excel, Microsoft Office, Avid Golfer, Team Building, Event Planning, Mortgage Banking, Real Estate, USDA, Government Loans, Banking, Reverse Mortgages, Real Estate Financing, Condos, Residential Mortgages, Mortgage Lending, Sales Management, 203K, FHA financing, Negotiation, Loans, Selling, Certified Mortgage..., Community Development, Finance, Loan Origination, Construction Loans, Home Equity Loans, Mortgage Marketing, VA loans, Credit, Investments, Investment Properties, FHA, Property, Rates, Referrals, HUD, Investors, Underwriting, Credit Analysis, Foreclosures

Education
Mt. Hood Community College   1987 — 1993
Sales and Marketing

Lane Community College   1984 — 1987
Real Estate, Sales, Marketing

Portland State University   1972 — 1973
Theater Arts

James Monroe   1968 — 1972

Experience
Briggs, Ramstad & Skoyles, P.A.   September 2010 - Present
Becker County Zoning Department   October 1999 - August 2010
Becker County Zoning Department   October 1999 - August 2010
North Star Real Estate Services   January 1996 - January 1999
Norwest Mortgage   January 1993 - January 1996

Skills
Land Use

Education
Hamline University School of Law   2004 — 2008
JD, Law

Bemidji State University
B. S, Economics

Walker Hackensack Public High School

Experience
ArborMaster   August 2012 - April 2014
contractor  January 2011 - 2013
The Wedding Experience  August 2005 - December 2008
The Clayton Group/Clayton Holdings   June 1999 - May 2004
Norwest Mortgage   March 1998 - April 1999

Skills
Microsoft Office, Microsoft Excel, Customer Service, Training, Marketing, Travel Arrangements, File Management, Temporary Placement, PowerPoint, Database Administration, Microsoft Word, Public Speaking, Call Center, People Skills, Office Administration, Administrative..., Project Coordination

Education
Elon University   1990 — 1993
Bachelor of Arts (B.A.), Communication and Media Studies

Experience
StoneRiver, formerly Fiserv Insurance Solutions   August 1996 - Present
Norwest Mortgage   1995 - 1996
InsTec  1991 - 1995

Skills
Lead Generation, Direct Mail, Direct Marketing, Event Planning, Marketing Strategy, Webinars, Ghostwriting, Stategic Communication, Newsletters, Corporate Communications, Presentation Development, Press Releases, Collateral Materials..., Online Advertising, Advertising, Marketing Communications, Project Management, Corporate Branding, Strategy, Marketing, Management, Social Media, Development of...

Education
Drake University   1998 — 2000
M.A., School of Journalism, Integrated Corporate Communication

University of Northern Iowa
B.A., Double major: English and Teaching English as a Foreign Language

Experience
Land of Lincoln Legal Assistance Foundation  April 2015 - June 2015
Express Employment Professionals  January 2014 - July 2014
Wells Fargo  January 2010 - February 2013
Blue Cross and Blue Shield of Illinois, Montana, New Mexico, Oklahoma & Texas   September 2006 - September 2009
SPi Healthcare  August 2004 - September 2006
Illinois State Police Federal Credit Union   June 2002 - July 2003
Horace Mann Insurance Company  December 1999 - March 2003
Norwest Mortgage   November 1995 - October 1999
Iga Grocery Store  January 1992 - July 1994

Skills
Microsoft Office, Access, Microsoft Excel, PowerPoint, Microsoft Word, APS, LPS Desktop, Dashboard, Outlook Express, Chapter 7 & 13..., PACER, Mortgage Lending, Customer Service, Banking, Loans, Credit, Financial Analysis, Outlook, Portfolio Management, Sales, Teamwork, Time Management, Data Entry, Call Centers, Leadership, Windows, Training, Insurance, Customer Satisfaction, Research, Public Speaking

Education
ITT Technical Institute-Springfield   2013 — 2015
Associate's degree, Legal Assistant/Paralegal

Lincoln Land Community College   1995 — 2000
Associate's degree, Business Management

Lincoln Christian University   1994 — 1995
34 Credit Hours, Business Administration and Management, General

Experience
NEXT Precision Marketing   June 2002 - Present
ITT Industries, Cannon   March 1999 - May 2002
Datacard Group  September 1994 - March 1999
Norwest Mortgage   December 1991 - September 1994

Skills
Packaging, Advertising, Marketing Communications, Semiconductors, Marketing, B2B, Competitive Analysis, Direct Marketing, Direct Mail, Social Media Marketing, Press Releases, New Business Development, Integrated Marketing, Public Relations, Email Marketing, Strategic Planning, B2B Marketing, Online Advertising, Digital Marketing, Online Marketing, Lead Generation, Marketing Strategy, Brand Development, Strategy, Copywriting, Account Management, Marketing Management, Website Development, Product Marketing, SEO, Product Development, Trade Shows, Market Planning, Creative Direction, E-commerce, Interactive Marketing, Social Media

Education
Babson College   1987 — 1991
BS, Marketing & Communications

University School   1984 — 1987
High School

Experience
Wells Fargo Home Mortgage  January 2002 - Present
Wells Fargo Home Mortgage  April 2000 - January 2002
Norwest Mortgage   March 1999 - April 2000
JPMorgan Chase  September 1997 - March 1999
JPMorgan Chase  September 1996 - September 1997

Skills
Certified Mortgage..., Certified Renovation..., FHA 203K Mortgage Expert, Home Renovation..., Mortgage Lending, Loans, FHA, Loan Origination, Real Estate Financing, Loss Mitigation, First Time Home Buyers, Credit Analysis, Commercial Lending, Real Estate Economics, REO, Real Estate, Foreclosures, Investments, Investment Properties

Education
New York Institute of Technology   1990 — 1995
BS, Accounting

Experience
Cornerstone Home Lending, Inc.   March 2010 - Present
First National Bank of Omaha  February 2001 - March 2010
First Colorado Mortgage  November 1999 - February 2001
Norwest Mortgage   May 1996 - November 1999

Skills
Mortgage Lending, Financial Analysis, Financial Modeling, Strategic Planning, Loan Origination, Process Improvement, Residential Mortgages, Mortgage Banking, FHA, Refinance, Management, Finance, Loans, Investment Properties, Credit Analysis, USDA, First Time Home Buyers

Education
Colorado State University   1991 — 1996
Bachelor of Science (BS), Mechanical Engineering

Loveland High School   1989 — 1991

Experience
Grant Wood Area Education Agency  May 2015 - Present
Hewlett-Packard  September 1995 - January 2015
Electronic Data Systems  October 1989 - September 1995
Electronic Data Systems  August 1988 - September 1989
Electronic Data Systems  August 1987 - July 1988
Electronic Data Systems  December 1981 - July 1987
Norwest Mortgage   April 1981 - December 1981
Electronic Data Processing   July 1979 - April 1981

Skills
Xerox Printers, Microsoft Office, Microsoft Excel, Microsoft Word, IBM Printers, Customer Satisfaction, Problem Solving, Team Leadership, PowerPoint, Statistical Reporting, Teamwork, SQL, IT Operations, Disaster Recovery

Education
Ellsworth Community College Iowa Falls, Iowa   1977 — 1999
Associate of Arts (AA), Business/Computer Operations

Hawkeye Community College
Introduction to SQL - Certificate

Experience
US Bank Home Mortgage  January 2015 - Present
New Penn Financial, LLC  November 2012 - June 2013
Wells Fargo Home Mortgage  2012 - 2012
Wells Fargo Home Mortgage  June 2010 - September 2010
Wells Fargo Home Mortgage  July 2009 - December 2009
Wells Fargo Home Mortgage  December 2008 - June 2009
Wells Fargo Home Mortgage  February 2005 - November 2008
Wells Fargo  May 2004 - January 2005
Wells Fargo  October 2001 - April 2004
Norwest Mortgage   February 1998 - 2001

Skills
Mortgage Lending, Banking, Account Management, Customer Service, Team Leadership, Sales, Finance, Training, Loans, Negotiation, FHA, Cross Selling, Process Improvement, Call Centers, Leadership, Management, Business Services, Partner Management, Financial Regulation, Loan Processing, Analyst, Credit, Loan Origination, Refinance, Mortgage Banking, Financial Services, Residential Mortgages, VA Loans

Education
Hamline University   1995 — 1999
Bachelor of Arts (B.A.), Political Science/International Studies minor in Spanish

Experience
Wells Fargo Home Mortgage  2006 - Present
Wells Fargo Home Mortgage  2003 - 2006
Wells Fargo Corporate Trust Services  2000 - 2003
Norwest Mortgage   1997 - 2000

Skills
Mortgage, Requirements Analysis, Documentation, Business Process, Business Requirements, Requirements Gathering, Change Management, Mortgage Lending, Software Documentation, Leadership Development, Leadership, Program Management, Loans, Data Analysis, Training, CRM, Process Improvement, Business Process..., Analysis, SDLC, Banking, Risk Management, Financial Services, Business Analysis, Portfolio Management

Education
University of Minnesota-Twin Cities   1985 — 1989
BS, Human Relations

Rhode Island College   1987 — 1988

Experience
Pacific Exposition Decorating Company - PEDCO   June 2014 - Present
Meeting Professionals International - Oregon Chapter   2002 - Present
Northwest Food Processors Association  September 2009 - May 2014
Alteract Marketing   June 2006 - June 2010
Meeting Expectations LLC of Oregon; Bottom-Line Brands   June 2006 - November 2009
Hawaii Writers Conference   December 2008 - May 2009
Western Energy Institute  2001 - 2006
NorWest Mortgage   1998 - 1999
Chase Manhatten Mortgage   1996 - 1997
Action Seminars   1990 - 1996

Skills
Event Management, Event Planning, Marketing, Leadership, Contract Negotiation, Advertising, Management, Meeting Planning, Customer Service, Program Management, Hotels, Corporate Events, Sales, Budgets, Strategic Planning, Fundraising, Negotiation, Social Media Marketing, Small Business, Nonprofits, Marketing Communications, Marketing Strategy, Business Strategy, Online Marketing, Team Leadership, Email Marketing, Social Networking, Hospitality, Project Management, Business Development, Social Media, Trade Show Strategy, Logistics, Trade Show Production, Strategic Consulting, Exhibit Preparation, Communication, Event Technology, Continuous Improvement, Registration, Organization, Goal Oriented, Accountability, Editing, Writing, Convention Services, Space planning, Floor Plans

Education
California State University-Chico   1986 — 1988
BS, Business Administration

Chaminade University of Honolulu   1986 — 1987
Business

Cosumnes River Community College   1970 — 1972
AA, Sociology

Experience
Wells Fargo Home Loans  March 2011 - Present
Wells Fargo Home Mortgage  January 1997 - May 2010
Weichert Financial Services  1999 - 2005
Norwest Mortgage   1997 - 1999
PNC Sears Mortgage   1990 - 1994
City Federal Savings Bank  1985 - January 1989

Skills
FHA, Mortgage Lending, Refinance, First Time Home Buyers, Purchase, Credit, Mortgage Industry, Real Estate, Loans, Reverse Mortgages, Investment Properties, Loan Origination, Mortgage Banking, Strategic Financial..., VA loans, USDA, FHA financing, Commercial Mortgages, Government Loans, Mortgage Underwriting, Construction Loans, Certified Mortgage..., Commercial Lending, Mortgage Marketing, Home Equity Loans, Real Estate Financing, Non-Conforming, Credit Analysis, Loss Mitigation, Mortgage Servicing, Underwriting, Consumer Lending, Loan Servicing, Lines Of Credit, Real Estate Economics, Small Business Lending, Banking, 203K, Funding, Wholesale Lending, Financial Structuring, Residential Mortgages, Rates

Education
Muskingum College

Experience
Bank of the West  December 2013 - Present
Bank of the West  February 2012 - December 2013
Ernest Thompson Furniture and Cabinets   October 2011 - February 2012
First Community Bank  December 2006 - June 2011
Land America Albuquerque Title   September 2005 - December 2006
Wells Fargo  January 1996 - August 2005
Norwest Mortgage   May 1995 - December 1995
New Mexico Mortgage   September 1993 - May 1995
United New Mexico Bank   July 1991 - September 1993
First Interstate Bank  June 1987 - July 1991

Skills
Construction Loans, Loans, Finance, Commercial Real Estate, Residential Homes, Management, Funding, Branch Banking, Customer Service, Escrow, Commercial Lending, Consumer Lending, Credit, Commercial Banking, Mortgage Lending, Credit Analysis, Banking, Retail Banking, Small Business Lending, Lines Of Credit, Loan Origination, Human Resources

Education
The University of New Mexico   2001 — 2002
Business Administration and Management, General

Central New Mexico Community College   1999 — 2001
Business Administration and Management, General

Experience
NetBank, Inc  June 2005 - August 2007
Assurant Health  December 2001 - December 2002
Fleet Mortgage Corp.  February 1997 - December 2001
Washington Mutual  1997 - 2001
Norwest Mortgage   1992 - 1997
Lee Hecht Harrison  1990 - 1992
Old Kent Bank  1978 - 1984

Skills
Talent Management, Organizational..., Leadership, Performance Management, Training, Employee Engagement, Human Resources, Strategic Planning, Mentoring, Organizational..., Management, Performance Improvement, Team Building, Performance Consulting, Leadership Development, Workshop Facilitation, Line Management, Employee Training, Customer Service, Business Process..., Learning Management, Instructor-led Training, Instructional Design, Succession Planning, Process Improvement, Executive Management, Personnel Management, Call Centers, Outsourcing, Workforce Planning, Onboarding, Employee Relations, Hiring, Employee Benefits, Executive Coaching, Training Delivery, HRIS, Deferred Compensation, Change Management, Talent Acquisition, Vendor Management, Applicant Tracking..., E-Learning, Recruiting, Coaching, Benefits Administration, Consulting, HR Consulting, Needs Analysis, Organizational Design

Education
Kennesaw State University   2008 — 2008
KSU Human Resources Management certificate and SHRM Human Resources Management certificate. (SPHR)

Aquinas College   1982 — 1985
Master of Management, Organizational Development

Hope College   1974 — 1978
Bachelor of Arts, Economics and Business Administration

Experience
UnitedHealth Group  February 2011 - Present
Lender Processing Services, Inc. (LPS)   December 2007 - February 2011
GMAC ResCap  2003 - February 2010
GMAC-RFC  2002 - 2003
GMAC-RFC  2000 - 2002
Norwest Mortgage   1996 - 1998
Customer Service Representative  1993 - 1995

Education
Minnesota State University, Moorhead

Experience
Cherry Creek Mortgage  January 2000 - Present
Greater Midwest Lender's Association   January 2014 - Present
Shearer & Agrella   January 1994 - Present
Author of NO REWIND   June 2014 - Present
Norwest Mortgage   1994 - 2000

Skills
Mortgage Banking, Real Estate, Loans, Blogging, Property Law, Mortgage Lending, FHA, USDA, Refinance, VA loans, Loan Origination, Residential Mortgages, Reverse Mortgages, Real Estate Financing, Referrals, Mortgage Underwriting, Government Loans, Real Estate Transactions, USDA Rural Housing, Investment Properties, Mortgage Servicing, Commercial Mortgages, Short Sales, Credit, Construction Loans, FHA financing, Certified Mortgage..., Home Equity Loans, Commercial Lending, First Time Home Buyers, Finance, Mortgage Marketing, Non-Conforming, Foreclosures, Investors, Home Equity Lines of..., HomePath, Debt Consolidation, Residential Homes, Loss Mitigation, HUD, Underwriting, Real Estate Economics

Education
Northern Illinois University   1991 — 1994
Doctor of Law (J.D.), Law

Roosevelt University   1985 — 1988
Master of Arts (M.A.), Clinical Psychology

Benedictine University   1980 — 1985

Experience
Fiserv  May 2013 - Present
State of West Virginia (via eTeam)   April 2012 - May 2013
Whitney Bank / Strategic Staffing Solutions   July 2009 - March 2012
Wachovia Bank  July 1998 - February 2009
Nova Information Systems  September 1999 - August 2000
Blue Cross / Blue Shield of SC   July 1997 - July 1998
Norwest Mortgage   October 1993 - July 1997
Statesman Data Services   February 1989 - February 1993

Skills
Easytrieve, COBOL, JCL, MVS - OS/390 - z/OS, ACH, Treasury Management, HTML + CSS, JavaScript, Mainframe, Control M, CA-7, MVS, Software Documentation, HTML, Production Support, REXX, ISPF Dialog Manager, VSAM, DB2, IMS DB/DC, Unix, Software Development, Access

Education
Des Moines Area Community College   1984 — 1987
AAS, Computer Programming

Experience
First Magnus Financial  2007 - 2007
Freedom Mortgage Corporation  2006 - 2007
Irwin Mortgage Corporation  1998 - 2006
Irwin Mortgage Corporation  1998 - 2006
Cornerstone Financial Group  1997 - 1998
Temple Inland Mortgage Corporation  1995 - 1997
Norwest Mortgage   1993 - 1994
Guild Mortgage  1990 - 1993

Education
Pikes Peak Community College   2007 — 2012

Experience
Amerifirst Financial Corporation   October 2001 - Present
AmeriFirst Home Mortgage  2001 - Present
Standard Home Mortgage   1999 - 2001
Norwest Mortgage   1994 - 1997

Skills
Mortgage Lending, Credit Analysis, FHA, Underwriting, Leadership, FHA financing, Loan Origination, Mortgage Banking, Home Equity Loans, Residential Mortgages, Loans, First Time Home Buyers, Government Loans, Reverse Mortgages, Credit, Real Estate, Investment Properties, Consumer Lending, Refinance, Finance, USDA, Mortgage Underwriting, VA loans, Banking, Real Estate Financing, Customer Service, Commercial Mortgages, Construction Loans, Vendor Contracts, REO, Mortgage Servicing, Mortgage Marketing, Certified Mortgage..., Loss Mitigation, Home Equity Lines of...

Education
Oakland University   1977 — 1978

Experience
Equifax  January 2007 - Present
UPS Supply Chain Solutions  2006 - 2007
GE Healthcare  2003 - 2005
Sigma Aldrich  2001 - 2002
Vantive & Siebel   1997 - 2001
Caterpillar  1995 - 1997
Norwest Mortgage   1994 - 1995

Education
South Dakota State University   1992 — 1994
Master of Science (MS), Civil Engineering

Nagarjuna University
Bachelor of Technology (BTech), Civil Engineering

Velagapudi Ramakrishna Siddhartha Engineering College

Velagapudi Ramakrishna Siddhartha Engineering College

Velagapudi Ramakrishna Siddhartha Engineering College

Experience
TruHome Solutions, LLC  October 2012 - Present
Bank of America  March 2010 - June 2012
Mortgage Investment Services   April 2009 - March 2010
Capital One Home Loans  2008 - 2009
First Horizon Home Loans  January 1998 - April 2007
Security Financial   1984 - 1998
Norwest Mortgage   1979 - 1984

Skills
Loans, Mortgage Lending, Credit, Refinance, Loan Origination, Credit Analysis, FHA financing, Residential Mortgages, Mortgage Banking, VA loans

Education
Missouri State University   1971 — 1975
Bachelor of Science, Finance

Experience
Global Atlantic Financial Group Limited  October 2013 - Present
Aviva  April 2012 - October 2013
Midwest Project Partners  January 2007 - April 2012
LoBue Associates  June 1997 - December 2006
Norwest Mortgage   April 1993 - June 1997

Skills
Program Management, Project Management, Process Improvement, Change Management, Business Analysis, Strategic Planning, Management Consulting, Process Engineering, Business Strategy, Organizational..., Contract Negotiation, Business Planning, Analysis, Call Center, Marketing Operations, Vendor Management, Business Process..., Risk Management, Insurance, Leadership, Management, Marketing

Education
Duke University   1988 — 1992
Bachelor of Arts (B.A.), Public Policy Studies

The University of Glasgow   1991 — 1991

Experience
CSD Pools   June 2014 - Present
HMS Employer Solutions  January 2007 - May 2014
McCarthy Accociate, Inc.   January 2000 - December 2006
Citizens Home Mortgage   January 1998 - January 2000
Residential Alliance Mortgage   September 1996 - October 1997
Norwest Mortgage   July 1991 - August 1995
Glendale Federal Bank  July 1983 - July 1991

Skills
New Business Development, Outlook, Microsoft Word, Human Resources, Loans, PeopleSoft, Leadership, Microsoft Excel, Customer Service, Account Management, Real Estate, Strategic Planning, Call Centers, Software Documentation

Education
Broward College   1995 — 1997

J.P. Taravella High School   1981 — 1983
High School, General Studies

Experience
Wells Fargo Bank N.A  November 2000 - September 2012
Wells Fargo  November 1998 - July 2001
Wells Fargo Home Mortgage  January 1998 - November 2000
Norwest Mortgage   May 1996 - January 1998
Prudential Home Mortgage  January 1993 - May 1996
Illinois Department of Revenue  January 1988 - January 1993

Skills
Mortgage Banking, Mortgage Lending, FHA, Loans, Refinance, Operations Analysis, Report Writing, Management, Microsoft Office, Microsoft Excel, Customer Service, Risk Management, Sales Management, Training, Project Management, Operational Analysis, Leadership, Finance, Insurance, Forecasting

Education
University of Illinois Springfield   1984 — 1986
Post Graduate, Legal Studies

Quincy University   1980 — 1984
Bachelor of Arts;, Political Science; History

Experience
SilkRoute Global  September 2008 - Present
Handleman Company  May 2002 - September 2008
Handleman Company  1995 - 2008
Handleman Company  April 2001 - May 2002
Norwest Mortgage   May 1992 - March 1995
Art Van Furniture  March 1988 - May 1992

Skills
Visio, Retail, Business Analysis, E-commerce, PL/SQL, Vendor Management, SDLC, Agile Methodologies, Project Management, Process Improvement, Business Process, Management, Oracle, Project Delivery, Analysis, IT Management, Product Management, Oracle Applications, Testing, Business Process..., Requirements Analysis, ERP

Education
Eastern Michigan University   1986 — 1988

Experience
Berkadia Commercial Mortgage  June 2014 - Present
keystone  February 2007 - June 2014
GMAC/ Phoenix   February 2001 - June 2006
NorthMarq  August 1993 - February 2001
NorthMarq  February 1986 - October 1989
Norwest Mortgage   November 1980 - September 1985
Principal Financial group  October 1976 - January 1980

Skills
Loans, Commercial Lending, Commercial Mortgages, Leadership, Banking

Education
Arizona State University   1990 — 1993
Master of Science (M.S.), Agribusiness/Agricultural Business Operations

Iowa State University   1975 — 1976
Bachelor of Arts (B.A.), Economics

Experience
GE Money  February 2003 - Present
WestCorp  2000 - 2003
Option One Mortgage Corp.  1999 - 2000
Life Bank  1997 - 1999
Norwest Mortgage   1995 - 1997
GE Captial Mortgage   1991 - 1994

Skills
Financial Analysis, Accounting, Budgets, Financial Reporting, Finance, Account Reconciliation, Banking, General Ledger, Access, Auditing, Analysis, Credit, Strategic Financial..., Portfolio Management, Cash Management, Cash Flow, Loans

Education
California State University-San Bernardino   1991 — 1996
B.S., Finance

Experience
Prospect Mortgage, LLC  June 2014 - Present
Mission Hills Mortgage  May 2010 - June 2014
Wells Fargo Home Mortgage  August 2008 - July 2010
Indymac Bank  August 2007 - August 2008
American Home Mortgage  May 2005 - August 2007
Countywide Home Loans  2004 - 2005
Countrywide Home Loans, Inc  2004 - 2005
Sterling Capital Mortgage  2002 - 2004
north american mortgage  1999 - 2002
Norwest Mortgage   1998 - 1999

Skills
Microsoft Excel, Loans, FHA, Credit, FHA financing, Underwriting, Investment Properties, Mortgage Banking, Refinance, VA loans, Mortgage Underwriting, Mortgage Lending, Residential Mortgages, Real Estate, Banking, First Time Home Buyers, Government Loans, Reverse Mortgages, Certified Mortgage..., Construction Loans, Loss Mitigation, Non-Conforming, Home Equity Loans, HomePath, Mortgage Marketing, USDA Rural Housing, Real Estate Financing, Loan Servicing, FNMA, Credit Analysis, FHA Financing, VA Loans, Loan Origination, USDA

Education
Diablo Valley College   1995 — 1997

Experience
Johnson Controls Automotive  February 2001 - Present
Johnson Controls  October 1999 - February 2001
Norwest Mortgage   June 1999 - September 1999
Equitrust Financial   November 1998 - June 1999
The Money Store  September 1996 - November 1998
Investaid Corporation  October 1994 - September 1996
Banc One Financial Services  September 1992 - October 1994

Skills
Ethical, •Excellent Customer..., •Experienced in Global..., •Communication through..., •Extensive Knowledge..., •Ability to work in..., •Managing Large..., •Timely Follow Up with..., •Excellent management..., •HFM, SAP, Activity..., •Understanding of..., •Product Oriented, •Teamwork oriented, •Focused on goals and..., •Highly Proficient in..., Positive, Dedicated, Patient, Loyal, Consistent, •Administrative and..., Budgets, •Experienced Liaison..., Management, Training, Finance, Coaching, Business Planning, Negotiation, Cross-functional Team..., CRM, Sales, Project Management, Account Management, Leadership, Continuous Improvement, Manufacturing, Team Building

Education
Northern Michigan University   1987 — 1992
Bachelor, Business Management

Experience
Federal Deposit Insurance Corp.  April 2009 - Present
The Buckhead Community Bank  July 2005 - August 2008
South Trust Bank  1999 - 2006
WACHOVIA BANK  January 1999 - January 2005
DECATUR FIRST BANK   January 1998 - January 1999
Regions Bank  January 1993 - January 1997
NORWEST MORTGAGE   January 1990 - January 1993
BARNETT BANK  January 1989 - January 1990

Skills
Commercial Lending, Commercial Banking, Loans, Credit Analysis, Credit, Portfolio Management, Financial Analysis, Commercial Mortgages, Risk Management, Credit Risk, Analysis, Cash Flow, Banking, Compliance, Risk, Due Diligence, Construction Loans, Lines Of Credit, Financial Risk, Asset Management, Small Business Lending, Mortgage Banking, Financial Structuring, Real Estate Financing, Financial Institutions, Mortgage Lending, Loan Origination, Relationship Management, Private Banking, Loss Mitigation, Cash Management, Business Development

Education
Georgia Southern University
Bachelor of Arts (B.A.), Industrial and Organizational Psychology

Experience
WCI Communities  May 2011 - Present
Centennial Management  February 2009 - June 2010
Centex Corp   July 2001 - October 2008
Norwest Mortgage   February 1988 - December 1997

Skills
Leadership, Sales Management, Marketing Strategy, Recruiting, Sales, Team Leadership, Marketing, Business Strategy, Management, Real Estate, Residential Homes, Start-ups, Budgets, Investment Properties, First Time Home Buyers, Mortgage Banking, Mortgage Marketing, Residential Mortgages, VA loans, Mortgage Lending, Customer Satisfaction, Training, Project Planning, Finance, Real Estate Financing, Condos, Contract Negotiation

Education
Montana State University-Bozeman   1981 — 1985

Experience
Norris Chiropractic and Wellness Center   February 2010 - Present
Signal Behavioral Health Network  March 2006 - September 2009
Duke Energy Field Services  2001 - 2002
First Colorado Mortgage  1998 - 1999
Norwest Mortgage   1996 - 1998

Skills
Financial Reporting, Accounting, Budgets, Financial Accounting, Financial Analysis, Microsoft Excel, Managerial Finance, Microsoft Office, Account Reconciliation, Auditing, Internal Controls, Accounts Payable

Education
Drake University   1990 — 1993
Bachelor of Science (BS), Accounting

Experience
Kimberly-Clark  May 2004 - Present
Kimberly-Clark  August 2000 - May 2004
Kimberly-Clark  April 1998 - August 2000
Kimberly-Clark  March 1994 - April 1998
Norwest Mortgage   1993 - 1994

Skills
Consumer Products, Cross-functional Team..., Process Improvement, Call Centers, Team Leadership, Customer Insight, CRM, Management, Team Building, FMCG, Operations Management, Customer Satisfaction, Change Management, Strategic Planning, Project Management

Education
New England College   2010 — 2013
Master of Business Administration (MBA), Project Management

University of Wisconsin-Stevens Point
BA, Communications/Public Relations

Experience
NCMIC Finance Corporation, Professional Solutions Financial Services (PSFS), NCMIC Group, Inc.   2005 - Present
NCMIC Insurance Company, Professional Solutions Insurance Company, NCMIC Group, Inc.   1995 - 2005
Norwest Mortgage   1993 - 1995

Skills
Advertising, Lead Generation, Email Marketing, Marketing, Market Planning, Customer Retention, Direct Marketing, Account Management, Marketing Strategy, New Business Development, Business Development, Marketing Communications, Product Development, Strategic Planning, Online Advertising, Budget, Corporate Communications, Insurance, Direct Mail, Marketing Management, Management, Budgets

Education
Iowa State University   1987 — 1992
Mass Communications, Marketing & Advertising

Experience
Faith Christian School  October 2013 - Present
Faith Crossing   September 2005 - Present
Detechtion Technologies  February 2012 - April 2013
Cross Creek Builders   November 2007 - May 2009
NVR, Inc.   July 1997 - January 2005
The Drees Company  1994 - 1997
Norwest Mortgage   1993 - 1994
Ryan Homes  1988 - 1989

Skills
Profit & Loss Management, Organizational..., Entrepreneurial..., Team Building, Competitive Analysis, Leadership Development, Customer Satisfaction, Marketing Communications, Business Development, Entrepreneurship, Leadership, Management, Project Planning, Business Planning, Cross-functional Team..., Team Leadership, Income Statement, Business Strategy, Sales, Sales Operations, Management Consulting, Energy, Contract Negotiation, Budgets, Operations Management, Project Management, Marketing, Negotiation, Real Estate, New Business Development, Customer Service, Selling, Advertising, Supervisory Skills, Start-ups, Strategic Planning, Sales Management, Contract Management, Natural Gas, Market Analysis, Marketing Strategy, Energy Industry, CRM, Construction, P&L Management, Account Management, Product Development, Consulting, Training, Strategy

Education
Northwestern University   1983 — 1984
Theater

University of West Georgia   1978 — 1982
BA, Theatre

RMA River Rat   1975 — 1978
Classical

Experience
Citibank Texas, N.A.   August 2009 - Present
Citibank N.A  2009 - Present
Bibby Financial Services, Inc. (Southwest)   October 2008 - May 2009
Marquette Commercial Finance  February 2007 - September 2008
Marquette Commercial Finance  October 2005 - February 2007
Marquette Commercial Finance  October 2002 - October 2005
Marquette Commercial Finance  March 2001 - October 2002
Marquette Commercial Finance  March 2000 - March 2001
Norwest Mortgage   March 1999 - March 2000
First Security Bank  March 1998 - March 1999

Skills
Asset Based Lending, Factoring, Commercial Lending, Portfolio Management, Underwriting, Credit, Financial Risk, Financial Analysis, Credit Analysis, Commercial Banking, Finance, Banking, Funding, Risk Management, Credit Risk, Loans, Small Business Lending, Mortgage Lending, Structured Finance, Financial Services, Commercial Mortgages, Capital Markets, Corporate Finance, Lines Of Credit, Treasury Management, Internal Audit, Loan Origination, Leveraged Finance, Financial Institutions, Due Diligence

Education
New Mexico State University   1990 — 1994
BBA, Finance

Experience
Bank of America  May 2015 - Present
KMH Designs   2005 - Present
Residential Mortgage Services, Inc. -- NMLS#1760   January 2013 - August 2014
Jaguar Mining Inc - Robert Half   April 2012 - October 2012
GBC, Inc.   April 2010 - February 2012
Norwest Mortgage   1994 - 2000

Skills
Interior Design, Sketching, Furniture, Rendering, Budgets, Landscape Design, Marketing, Furnishings, AutoCAD, Concept Design, Drawing, SketchUp, Design Research, Space planning, Sales, Customer Service, Organizational Design, Space-planning, Event Management, Invoicing, Fashion Jewelry, Time Management, Management, Microsoft Office, Public Speaking, Microsoft Excel, Strategic Planning

Education
Hesser College   2005 — 2008
Bachelor of Sciene, Interior Design / Business

Hesser College

Experience
Morgan County Prosecutor's Office  January 2001 - Present
Norwest Mortgage   January 1995 - July 1996

Education
Indiana University School of Law - Indianapolis   1996 — 1999
J.D., Law

Indiana Wesleyan University   1992 — 1996
BSBA, Business

Experience
Bohlman & Associates LLC   August 2004 - Present
Bank One  August 2002 - August 2004
Fidelity Investments  June 2001 - August 2002
Dayton Title Agency   June 1994 - June 2001
Norwest Mortgage   February 1993 - June 1994

Skills
Sales Management, New Business Development, Strategic Planning, Sales, Team Building, Contract Negotiation, Territory..., Sales Presentations, Sales Rep Training, End User Sales, Industrial Distribution, Independent Contractors, Problem Solving, Industrial Supplies, Long-term Customer..., Trade Show Exhibitor, Management, Business Development

Education
University of Dayton   1991 — 1992
MBA, Business Administration

The Ohio State University   1987 — 1990
BSBA, Marketing

Kent State University   1986 — 1987
Business

Centerville High School   1982 — 1986

Experience
RedCard Systems  Executive Vice PresidentABFOctober 1997 - March 2006
Norwest Mortgage   1994 - 1996

Skills
Account Management, Business Analysis, Business Development, Customer Service, Employee Benefits, Executive Management, Health Insurance, Healthcare, Healthcare Information..., Insurance, Leadership, Managed Care, Management, Marketing, Marketing Strategy, Microsoft SQL Server, New Business Development, Process Improvement, Product Management, Program Management, SaaS, Sales, Sales Operations, Salesforce.com, Selling, Strategic Partnerships, Strategic Planning, Team Building, Visio

Education
University of Northern Iowa   1987 — 1991
BA, Finance and International Business

Drake University
Masters study, Finance

John Cook School of Business at Saint Louis University
Masters study, Finance, General

Experience
FBCG. - Family Business Consulting Group   February 2014 - Present
clarins fr   September 2011 - Present
Gold Canyon Candles  2000 - Present
Homemaker  August 1999 - Present
avon direct sales   1999 - August 2011
Norwest Mortgage   April 1997 - August 1999
CBT Credit Services  March 1992 - April 1997
CBT Credit Services  August 1989 - March 1992
Lincoln National Bank  January 1988 - January 1989

Skills
Sales Operations, Sales, Marketing, Microsoft Word, Marketing Strategy, Fundraising, Microsoft Office, Budgets, Advertising, Public Speaking, Coaching, Business Planning, Sales Management, Selling, Customer Service, Microsoft Excel, Team Building

Education
Indiana University—Purdue University Fort Wayne   1986 — 1991
BS, Psychology, Biology

Purdue University   1986 — 1991
B.S, Psychology

SNIDER High School   1983 — 1986
Science and Math

Experience
Comcast Cable  February 2012 - Present
Comcast Cable  November 2007 - July 2012
ARI  January 2000 - November 2007
Bluestone Consulting  January 1995 - December 1999
Norwest Mortgage   March 1994 - December 1994

Skills
Software Development, SOA, SDLC, Agile Methodologies, Integration, Web Services, Software Project..., Enterprise Architecture, Requirements Analysis, Management, System Architecture, SOAP, Scrum, Agile Project Management, .NET, Strategy, Solution Architecture, XML, Cloud Computing, Web Applications, Oracle, Unix, Enterprise Software, Software Design, Java, ASP.NET, Business Intelligence, IIS, Spring, Outage Management, Release Management, Change Management, Vendor Management, Talent Developer, Budgets, Operational Risk..., IT Governance, Cross-Functional Team...

Education
Oklahoma State University   1991 — 1993
Master of Science (M.S.)

Chaitanya Bharathi Institute of Technology   1986 — 1990
Bachelor of Engineering (B.E.)

Experience
na  January 1999 - Present
Norwest Mortgage   September 1997 - January 1999
Boyer & Cramer's Inc.   September 1990 - September 1997

Education
Frederick Community College

University of Maryland College Park

Experience
Michigan DNR  March 1998 - Present
Norwest Mortgage   September 1993 - March 1998

Skills
Oil & Gas Law, Real Estate, Research, Leases, Contract Negotiation, Energy, Legal Research, Due Diligence, Contract Management, Negotiation, Public Speaking, Microsoft Excel, Microsoft Office, Natural Gas, Access, Policy, Project Planning, Nonprofits, PowerPoint, Government, Public Relations

Education
Michigan State University   1983 — 1989
B.A., Communications/Public Relations

Licenced Limited Review Real Estate Appraiser

Experience
tulare county office of education child care   February 2000 - Present
first baptist daycare   May 1997 - February 2000
norwest mortgage   January 1996 - May 1997

Skills
Patience, Positive Attitude, Friendly, Hard Worker, Team Leadership, Microsoft Works, runnning and office, Running a classroom, working with families, Working With Children, Teamwork, Time Management, Public Speaking, Supervising, Mentoring, Team Building, Supervisory Skills, Confidentiality, PowerPoint, Microsoft Office, Nonprofits

Education
University of Phoenix   2010 — 2012
Bachelor of Science, Human Services

College of the Sequoias   1995 — 1998
Associatr of Arts and Science, General Education and Child development