Southern Bank & Trust
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Southern Bank & Trust Employees
U.S. Air Force October 1988 - Present
Southern Bank & Trust January 2001 - March 2003
Education
University of Oklahoma 1996 — 1998
Master of Public Administration (MPA)
Chapman University 1989 — 1992
Bachelor of Business Administration (B.B.A.)
United States Air Force December 1988 - Present
Southern Bank & Trust January 2001 - March 2003
Education
University of Oklahoma 1996 — 1998
Master of Public Administration (MPA), Government
Chapman University
Bachelor of Science (B.S.), Business Administration
Southern Bank & Trust January 2015 - Present
First American Bank and Trust Company June 2011 - December 2014
Mountain Heritage Bank November 2009 - June 2011
Southern States Bank August 2006 - June 2008
Skills
Commercial Banking, Financial Institutions, Retail Banking, Branch Banking, Deposits, Banking Relationships, Relationship Management, Sales, Lines Of Credit, Banking, Credit, Small Business Lending
Education
Georgia College & State University 2013 — 2015
Master of Business Administration (MBA), Business Administration and Management, General
North Georgia College and State University 2000 — 2005
Bachelor's Degree, Marketing
Softway Solutions, Inc April 2014 - Present
Parabox Creative January 2014 - Present
PNC March 2013 - March 2014
Select Bank & Trust May 2007 - March 2013
Southern Bank & Trust 2002 - 2007
Education
East Carolina University - College of Business 2001 — 2004
BSBA, Finance
Nationwide Insurance June 2014 - Present
GMAC Insurance May 2011 - March 2013
Southern Bank & Trust July 2010 - May 2011
CTMG inc March 2010 - July 2010
Skills
Customer Service, Business Development, Teamwork, Financial Services, Insurance
Education
East Carolina University 2009 — 2010
MS, Economics
East Carolina University - College of Business 2006 — 2008
BS, Accounting
Southern Bank & Trust December 2012 - Present
PNC March 2012 - December 2012
RBC December 2009 - March 2012
First Citizens Bank September 2007 - December 2009
RBC Bank February 1996 - March 2007
Skills
Commercial Lending, Banking, Loans, Credit, Small Business Lending, Credit Analysis, Retail Banking, Mortgage Lending, Financial Analysis, Risk Management, Customer Service, Team Building, Referrals, Consumer Lending, Credit Risk, Cross Selling, Relationship Management, Branch Management
Education
Roanoke-Chowan Community College
Southern Bank & Trust March 2015 - Present
Cadence Bank, N.A. 2005 - March 2015
Seasons Bank nka Cadence Bank May 2005 - November 2006
Bank of Hiawassee/ Blairsville October 2001 - 2005
Century South Bank of Dahlonega 1997 - 2001
First National Bank of White County, FN Bancorp October 1992 - 1997
Skills
Small Business Lending, Banking, Commercial Lending, SBA, Credit, Loans, Retail Banking, Cross Selling, Commercial Banking, Commercial Mortgages, Credit Analysis, Cash Management, Risk Management, Financial Risk, Credit Risk, Loan Origination, Deposits, Mergers & Acquisitions, Treasury Management, Portfolio Management, Mortgage Lending, Investment Banking, Financial Analysis, Underwriting, Private Banking, Consumer Lending, Finance, Lines Of Credit, Refinance, Asset Based Lending, Internet Banking, Financial Institutions, Branch Banking, Branch Management, Credit Cards, Treasury Services
Education
University of Georgia - Terry College of Business 2000 — 2002
School Of Banking
Truett McConnell 1992 — 1996
University of North Georgia
Southern Bank & Trust September 2012 - Present
Heritage Bank March 2005 - September 2012
Skills
Banking, Commercial Banking, Commercial Lending, Consumer Lending, Credit, Credit Analysis, Loans, Small Business Lending
Education
Christopher Newport University
Bachelor of Science (B.S.), Business Management
Southern Bank & Trust February 2015 - Present
Campaign to Re-Elect Frank W. Andrews for Sheriff March 2012 - Present
Southern Bank & Trust July 2014 - February 2015
Southern Bank & Trust November 2010 - July 2014
Southern Bank & Trust August 2007 - January 2009
Skills
Retail Banking, Quantitative Analytics, Microsoft Excel, Microsoft Office, Accounting, Financial Analysis, Credit Analysis, Team Leadership, Customer Service, Leadership, Budgets, Commercial Lending, Sales, Team Building, Process Improvement, Sales Management, Marketing, PowerPoint, Strategic Planning
Education
Piedmont College 2011 — 2012
Master of Business Administration (M.B.A.), Accounting and Financial Management
Piedmont College 2006 — 2010
Bachelor of Arts (B.A.), Business Administration
Southern Bank & Trust March 2015 - Present
Cadence Bank, N.A. June 2013 - March 2015
Cadence Bank, N.A. August 2009 - March 2015
Cadence Bank, N.A. August 2007 - August 2009
Cadence Bank, N.A. May 2006 - January 2007
Cadence Bank, N.A. December 2003 - April 2006
United Community Bank June 1999 - December 2002
Skills
Banking, Loans, Credit, Deposits, Retail Banking, Consumer Lending, Real Estate, Customer Service, Finance, Accounting, Cross Selling, Financial Services, Coaching, Sales, Retirement Planning, Branch Banking, Internet Banking, ACH, Lines Of Credit, Team Building, Credit Cards, Treasury Services, Branch Management, Small Business Lending, Financial Analysis, Commercial Banking, Cash Management, Commercial Lending, Treasury Management, Loan Origination, Insurance, Financial Institutions, Debit Cards, Merchant Services, USA PATRIOT Act, Residential Mortgages, AML, Bank Secrecy Act, Mortgage Lending, Payments, Credit Risk, Commercial Mortgages, SBA, Financial Risk, Credit Analysis, Anti Money Laundering
Education
Keller Graduate School of Management of DeVry University 2004 — 2006
Masters, Accounting/Finance
University of North Georgia 1998 — 2002
Bachelors, Business Administration & Accounting
Union County High School 1994 — 1998
Union First Market Bank May 2014 - Present
Southern Bank & Trust 2012 - May 2014
TowneBank August 2010 - August 2011
Monarch Bank November 2006 - August 2010
Wachovia Bank January 2001 - November 2006
Skills
Loans, Banking, Consumer Lending, Small Business Lending, Mortgage Lending, Commercial Banking, Credit, Loan Origination, Credit Analysis, SBA, Financial Analysis, Retail Banking, Investment Properties, Investments, Small Business, Commercial Lending, Management
Education
University of Virginia 2008 — 2011
School of Bank Management, Banking, Corporate, Finance, and Securities Law
Houghton College 1994 — 1998
Batchelor of Arts, Writing & Literature
New Republic Savings Bank February 2006 - Present
Southern Bank & Trust March 1998 - February 2006
Education
North Carolina Wesleyan College
BA, Business Administration
United Community Bank February 2014 - Present
Park Sterling Bank May 2011 - April 2013
Carolina First Bank November 2006 - May 2011
Carolina First Bank November 2006 - May 2011
Farmers and Merchants Bank March 2006 - November 2006
2006Independence National Bank November 2004 - March 2006
Wachovia 2001 - 2005
First Union National Bank March 1986 - November 2004
Southern Bank & Trust March 1985 - November 2004
Citizens & Southern National Bank of SC September 1971 - March 1985
Skills
Loans, Credit, Portfolio Management, Asset Based Lending, Policy, Commercial Lending, Commercial Banking, Banking, Financial Analysis, Credit Analysis, Small Business Lending, Mergers, Risk Management, Strategic Planning, Underwriting, Risk, Negotiation, Team Building, Due Diligence, Cash Flow, Finance, Financial Risk, Analysis, Credit Risk, Treasury Management, Private Banking, Lines Of Credit, Loan Origination, Consumer Lending, Retail Banking, Mortgage Lending, Commercial Mortgages, Investments, Cash Management, Financial Services, Refinance, Management
Education
University of South Carolina 1979 — 1981
Master, Business Administration
University of South Carolina - The Moore School of Business 1979 — 1981
MBA
Georgia Southern University 1965 — 1969
Bachelor of Business Administration, Marketing
Georgia Southern University - College of Business Administration 1965 — 1969
BBA, Marketing
Peoples Bancorporation September 1985 - Present
Anderson National Bank September 1983 - September 1985
Southern Bank & Trust July 1982 - September 1983
Carolina National Bank June 1978 - July 1982
C&S Bank June 1968 - December 1976
Education
Anderson University (SC) 1966 — 1968
AA, Business
BAI
Certified Bank Auditor, Internal Audit
New Republic Savings Bank February 2006 - February 2014
Southern Bank & Trust April 1998 - February 2006
Skills
Loans, Mortgage Lending, Coaching, Refinance, Credit Risk, Banking, FHA, Team Leadership, Commercial Lending, Small Business Lending, Financial Analysis, Small Business, Loan Origination, Strategic Planning, Credit Analysis, Portfolio Management, Treasury Management, Underwriting, Customer Service, Management, Mortgage Banking, Business Development, Commercial Banking, Investment Properties, Credit, Risk Management, Investments, Consumer Lending, Leadership, Process Improvement, Real Estate, Residential Mortgages, Retail Banking, Lines Of Credit
Education
North Carolina Wesleyan College
BS, Business Administration
Southern Bank & Trust February 2009 - September 2013
Habersham Bank August 2005 - February 2009
Longhorn Steakhouse 1999 - 2004
Skills
Banking, Retail Banking, Loans, Credit, Credit Analysis, Cross Selling, Cash Management, Branch Banking
Education
North Georgia Technical College 2004 — 2005
Diploma, Applied Business Technology and Managment
North Georgia Technical College 2004 — 2005
Technical Certificate of Credit, Managment Specialist
Southern Bank & Trust January 2008 - Present
Skills
Credit, Mortgage Lending, Under time sensitive..., USDA, Loans, Refinance, FHA, VA Loans, Sales, Mortgage Banking, Finance, Customer Service, Residential Mortgages, Real Estate, First Time Home Buyers, Banking
Education
Aiken Technical College 1993 — 1995
Associate's degree, Finance, General