Experience
Bank of America  April 2015 - Present
Academy Mortgage Corporation   November 2014 - April 2015
One Mortgage, Inc.   June 2014 - November 2014
Stonegate Mortgage Corporation (NYSE: SGM)   January 2013 - June 2014
Bank of America  January 2009 - January 2013
GenEquity Mortgage  July 2007 - January 2009
Countrywide Financial  April 2004 - July 2007

Skills
Mortgage Lending, Pricing Strategy, Loan Origination, Loans, Residential Mortgages, Investment Properties, Mortgage Banking, FHA, Refinance, Consumer Lending, Credit, Government Loans, Credit Analysis, Loss Mitigation, FHA financing, Mortgage Underwriting, VA loans, Real Estate, Reverse Mortgages, USDA, Sellers, Certified Mortgage..., Real Estate Transactions, Sales, Foreclosures, Real Estate Financing, Short Sales, First Time Home Buyers, Home Equity Loans, Mortgage Servicing, VA Loans, FHA Financing

Education
Collin County Community College

Experience
Academy Mortgage Corporation   December 2013 - Present
Integra Mortgage Corp.  July 2012 - November 2013
Stearns Lending  April 2012 - July 2012
EA Logistics  July 2011 - April 2012
Bridgeview Bank  August 2010 - June 2011

Skills
Mortgage Banking, Mortgage Lending, Refinance, FHA, Credit, Credit Analysis, Loans, Loan Origination, Residential Mortgages, Communication Skills, FHA financing, Mortgage Underwriting, Commercial Lending, USDA, Reverse Mortgages, VA Loans

Education
Elmhurst College
Bachelor of Arts (BA), Communications, Public Relations and Advertising

Elmhurst College
Bachelor of Arts (B.A.), Communications, Public Relations and Advertising

Naperville Skin Institute   2005 — 2006
Esthetics

Experience
Academy Mortgage Corporation   July 2014 - Present
Academy Mortgage Corporation   April 2013 - June 2014
Boart Longyear  March 2012 - April 2013
CHG Healthcare Services  June 2011 - March 2012
Regence BlueCross BlueShield of Utah  November 2010 - May 2011
Clark County School District  September 2006 - November 2010

Skills
Technical Support, Desktop Imaging, Computer Repair, Microsoft Office, Customer Service, Dell KACE, Sophos, Active Directory, Troubleshooting, Windows 7, System Administration, Service Desk, Dell Computers, Networking, Windows Server, Servers, Disaster Recovery, Windows XP, Spyware, VMware, Microsoft Exchange

Education
Central Michigan University
Bachelor of Science in Business Administration, Management Information Systems

Experience
IFC  March 2015 - Present
Academy Mortgage Corporation   May 2013 - December 2013
Mortgage Banking  January 2000 - May 2013
Fox & Company  1994 - 1999

Skills
Certified Mortgage..., Residential Mortgages, Public Speaking, Sales Management, Salesforce Training, VA loans, Mortgage Planning, Mortgage Lending, Mortgage Banking, Mortgage Marketing, Management, Refinance, Loans, Investments, Sales, VA Loans, Real Estate, Investment Properties, Finance

Education
Eastern Connecticut State University   1986 — 1990
Business Administration, Finance and Financial Management Services

Experience
Academy Mortgage Corporation   November 2012 - Present
Various Mortgage Companies  March 1998 - October 2012

Skills
Residential Mortgages, Integrity, Consultation, Professional Services, Realtor Relations, First Time Home Buyers, Home Builders, Investors, Professional Experience, Friendly Personality, People-oriented, Open Minded, VA loans, Certified Mortgage..., Government Loans, VA Loans, Mortgage Lending, FHA, Investment Properties, Sellers, Single Family Homes, Short Sales, Sales, Foreclosures, Real Estate, Residential Homes

Education
Cuesta College

Experience
Academy Mortgage Corporation   April 2011 - Present
Prospect Mortgage  August 2008 - April 2011
Indymac Bank  August 2007 - August 2008
American Home Mortgage  January 2000 - August 2007
Marina Mortgage Company   July 1995 - December 1999
Commonwealth United Mortgage  February 1993 - June 1995

Skills
Mortgage Lending, FHA, USDA, Short Sales, Mortgage Banking, Loan Origination, Construction Loans, Residential Mortgages, Refinance, FHA financing, Government Loans, REO, Investment Properties, First Time Home Buyers, Sellers, Real Estate, VA loans, Certified Mortgage..., Loans, Mortgage Underwriting, VA Loans, FHA Financing

Education
California State University-Sacramento   1989 — 1993
Business

Experience
Academy Mortgage Corporation   June 2014 - June 2015
Peoples Mortgage  August 2013 - June 2014
Wright Brothers Interior Construction   January 2011 - October 2013
Hilltop Construction   January 2002 - January 2011

Skills
Loans, Mortgage Lending, Banking, Residential Mortgages, VA loans, FHA, Jumbo Mortgage, Reverse Mortgages, Rates, Fixed Rate Mortgages, Home Equity Loans, Government Loans, Home Equity Lines of..., Credit Scoring, Credit Analysis, Mortgage Banking, Credit, Loan Origination, Real Estate Economics, Refinance, Investment Properties, Finance, First Time Home Buyers, Investments, Real Estate Financing, Funding, VA Loans

Education
Xinnix Mortgage Academy of Excellence   2013 — 2014
Xinnix Certified Originator (XCO), Banking and Financial Support Services

DeVry University Phoenix   1996 — 1999
Bachelor's degree, Computer and Information Sciences, General

Experience
Envoy Mortgage  November 2014 - Present
HomeBridge Financial Services, Inc. (formerly Real Estate Mortgage Network)   February 2012 - November 2014
Academy Mortgage Corporation   February 2009 - February 2012
Priority Partners Lending Group, Inc. dba Mortgage Maxx Home Loans   April 2007 - December 2008
Mortgage Maxx, Inc.   December 1999 - April 2007

Skills
FHA, First Time Home Buyers, VA loans, Mortgage Lending, Refinance, Accounting, Mortgage Banking, FHA financing, Operations Management, Loans, Mortgage Marketing, Home Equity Loans, Referrals, Credit, Residential Mortgages, Certified Mortgage..., Loan Origination, Investment Properties, VA Loans, FHA Financing, Real Estate

Education
Capital University
Business Administration

Experience
Intelligent Software Solutions  March 2012 - Present
Catalyst Lending, Inc.   April 2011 - July 2014
Intelligent Software Solutions  September 2011 - March 2012
Academy Mortgage Corporation   January 2009 - April 2011
Clarion Mortgage Capital  September 2000 - February 2008

Skills
Strategic Planning, Project Management, Integration, Requirements Analysis, Management, Leadership, Requirements Gathering, Scrum, Risk Management, Mortgage Lending, Loans, Refinance, Residential Mortgages, Real Estate, Finance, Customer Service, Creative Problem Solving, Construction Loans, Security Clearance, Reverse Mortgages, Investment Properties, Mortgage Banking, CIDNE, JIRA, Loan Origination, FHA, Residential Homes, Credit, Establishing Personal..., Banking, Entrepreneurship, Sparx Enterprise..., Systems Engineering

Education
University of Colorado Colorado Springs   1995 — 1998
BSBA, Organizational Management, Finance

Colorado State University   1994 — 1995
Management, Finance

Concordia University-Irvine   1993 — 1994
Business Management

Experience
Academy Mortgage Corporation   December 2014 - Present
Wyndham Vacation Resorts Asia Pacific Pty Ltd   August 2014 - November 2014
Davis Applied Technology College  February 2013 - June 2014
C7 Data Centers  November 2012 - February 2013
Eat Sleep Play  July 2011 - February 2012
Incognito Entertainment/Lightbox Interactive   October 2007 - September 2009

Skills
Quality Assurance, Time Management, Windows 7, Computer Hardware, Windows Remote Desktop, Visual Studio, Operating Systems, Art, Snow Leopard

Education
Davis Applied Technology College   2012 — 2013
Certificate of Completion, Information Technology as a Cisco Technician

University of Utah   2008 — 2011
Computer Science

Experience
Loan Simple, Inc  January 2015 - Present
Sierra Pacific Mortgage Company, Inc.   June 2014 - January 2015
Castle & Cooke Mortgage, LLC   May 2012 - June 2014
Denver Mortgage Company  January 2011 - May 2012
Academy Mortgage Corporation   2009 - July 2010
Alpine Equity Group   2008 - 2009
Fort Collins Mortgage   2007 - 2008
HSBC  2001 - 2007

Skills
Loans, Certified Mortgage..., Finance, First Time Home Buyers, Condos, FHA, Investors, Real Estate, Investment Properties, Mortgage Lending, Business Strategy, Investments, Refinance, Residential Homes, Credit, VA loans, Banking, Mortgage Banking, Portfolio Management, USDA, Residential Mortgages, Sellers, Property, FHA financing, REO, Loan Origination, Referrals, Commercial Real Estate, Mortgage Marketing, Reverse Mortgages, Foreclosures, Construction Loans, Short Sales, Real Estate Economics, Real Estate Financing, FHA Financing, VA Loans

Education
Colorado State University   1996 — 1999
BS, Engineering

Experience
Academy Mortgage Corporation   December 2014 - Present
Academy Mortgage Corporation   August 2014 - November 2014
Academy Mortgage Corporation   August 2012 - July 2014
Academy Mortgage Corporation   August 2008 - August 2012

Skills
Network Design, CWNA, CCNA, Cisco Technologies, Cisco IOS, NX-OS, Network Security, CCNP, Firewalls, Wireless Networking, Network Engineering, Cisco Certified, Routing, Networking, Microsoft Exchange, VMware, Troubleshooting, Technical Support, Data Center, Network Administration, DNS, DHCP, Active Directory, Group Policy, Cisco Call Manager, Virtualization, TCP/IP, Badminton, Windows Server, Table Tennis, OSPF, ASA, Cisco Routers, BGP, Network Architecture, Servers

Education
Cisco Networking Academy   2008 — 2009
CCNA, Networking

SLCATC   2008 — 2009
A+, CCNA

Davis Applied Technology College   2006 — 2008

Experience
Wells Fargo Private Bank  September 2014 - Present
Graham Mortgage Services & Consulting   July 2009 - Present
American Portfolio Mortgage Corporation  March 2013 - August 2014
All Western Mortgage, Inc.   August 2010 - March 2013
Liberty Mortgage Group, Inc.   February 2002 - July 2009
Silverleaf Bank, FSB (De Novo)   November 2007 - May 2009
Legacy Financial & Insurance Center, Inc   January 1999 - February 2002
First Colony Mortgage Corporation   March 1996 - February 1999
Washington Mutual, FSB   April 1995 - March 1996
Academy Mortgage Corporation   December 1992 - April 1995

Skills
Mortgage Lending, Loans, Mortgage Banking, Refinance, Credit, Construction Loans, Banking, FHA, Investment Properties, Real Estate, Investors, Sellers, Finance, Commercial Real Estate, HUD, Mergers, First Time Home Buyers, Investments, Loan Origination, Financial Structuring, Foreclosures, REO, Short Sales, Mortgage Marketing, Management, Residential Homes, VA loans, Condos, Real Estate Transactions, Referrals, Residential Mortgages, USDA, New Home Sales, Real Estate Financing, FHA financing, Certified Mortgage..., Relocation, Single Family Homes, Negotiation, Property, Real Estate Economics, Mortgage Underwriting, Portfolio Management, Reverse Mortgages, Underwriting, Funding, Government Loans, Executive Management, Sales, Selling

Education
Southern Utah University   2014 — 2016
Master of Business Administration (M.B.A.), & Master of Accounting (MAcc)

Southern Utah University   2012 — 2014
Bachelor's Degree, Accounting and Business/Management, Magna Cum Laude

Dixie State University   1991 — 2012
Associate's Degree, Business Administration and Management, General, Graduated High Honors

Experience
US Bank Home Mortgage  March 2015 - August 2015
Academy Mortgage Corporation   July 2014 - March 2015
Bank of America  December 2005 - July 2014

Skills
Consumer Lending, Small Business Lending, Loans, Commercial Banking, Lines Of Credit, Banking, Credit, Credit Analysis, Retail Banking, Commercial Lending, Mortgage Lending, Mortgage Banking, Loan Origination, Credit Risk, Cross Selling, Refinance, Home Equity Lines of..., Residential Mortgages, FHA, Private Banking, Construction Loans

Education
Eastern New Mexico University

University of the Nations

Experience
Academy Mortgage Corporation   September 2013 - Present
Freeport - McMoRan Copper & Gold Inc.   December 2010 - July 2013
Troon Golf  January 2010 - December 2010
Rezults Fitness Center   January 2009 - January 2010
First Magnus Financial  September 2005 - August 2007

Skills
Recruiting, Training, Human Resources, Leadership, Management, Mortgage Banking, HRIS, SAP, Sales, PeopleSoft, Access, Payroll, Strategic Planning, Reporting & Analysis, Public Relations, Loan Origination, Customer Satisfaction, Leadership Development, Team Building, Marketing, FHA financing, Presentations, Onboarding, Project Management, Data Analysis, Talent Acquisition, Budgets, Applicant Tracking..., Social Networking, SharePoint, LinkedIn, Business Development, Corporate Social..., Brand Management

Education
Arizona State University   2011 — 2013
Master of Business Administration (M.B.A.), Business Administration

University of Utah   2002 — 2004
Bachelor of Science, Mass Communication

Dixie State University   2000 — 2002
Associate of Arts, General Studies

Experience
Academy Mortgage Corporation - Boca Raton, Fl   October 2011 - Present
Academy Mortgage Corporation   October 2011 - Present

Skills
Mortgage Lending, Customer Service, Underwriting, Budgets, FHA, Finance, Loans, Investments, Management

Education
Florida Atlantic University   1981 — 1985
Bachelor's degree, Economics

Florida Atlantic University   1981 — 1985
Bachelor's degree, Economics

Experience
Academy Mortgage Corporation   June 2015 - Present
Gold Star Mortgage Financial Group  July 2013 - June 2015
Quicken Loans  2012 - 2013
Quicken Loans  2012 - 2013

Skills
FHA, Refinance, Mortgage Banking, Loan Origination, Mortgage Lending, FHA financing, Residential Mortgages, Government Loans, VA loans, Reverse Mortgages, USDA, Finance, Residential Homes, Loans, Certified Mortgage..., VA Loans, FHA Financing, First Time Home Buyers

Education
Eastern Michigan University   2007 — 2011
Bachelor of Business Administration (B.B.A.), Finance, General

Heritage High   2000 — 2004

Heritage High

Experience
Academy Mortgage Corporation   February 2013 - Present
PrimeLending  December 2011 - February 2013
Nationstar Mortgage Retail  April 2011 - November 2011
SunTrust Mortgage Inc  October 2001 - April 2011

Skills
Organized self-starter, Dependable Team Player, Professional Loan..., Mortgage Lending, Investment Properties, Credit, Loans, Mortgage Banking, Real Estate, REO, Listings, Short Sales, Sellers, Residential Mortgages, USDA, FHA, Banking, Foreclosures, New Home Sales, Commercial Real Estate, Refinance, VA loans, Loan Origination, Commercial Lending, First Time Home Buyers, FHA financing, FHA Financing, VA Loans

Education
Walters State Community College   1997 — 2003
Business Administration and Management, General

Carson-Newman College   1986 — 1988
Business Administration and Management, General

Morristown-Hamblen High School East   1982 — 1986
Diploma, General

Experience
Unified Title  March 2012 - Present
Academy Mortgage Corporation   October 2008 - February 2010

Skills
FHA, VA loans, Mortgage Lending, Refinance, Loan Origination, Mortgage Banking, Short Sales, Reverse Mortgages, First Time Home Buyers, Foreclosures, REO, Referrals, Residential Mortgages

Education
Colorado State University   1999 — 2003
B.S, Health and Exercise Science

Experience
Academy Mortgage Corporation   August 2013 - Present
Key Bank  March 2008 - May 2009
Pacific Equity Services   May 1998 - January 2008

Skills
Refinance, FHA, Mortgage Lending, VA loans, USDA, Reverse Mortgages, Loans, Mortgage Banking, Loan Origination, Residential Mortgages, Finance, Credit, FHA financing, Certified Mortgage..., Banking

Education
Clark College

Experience
Academy Mortgage Corporation   August 2014 - Present
Stearns Lending  January 2013 - August 2013
Guaranty Bank  March 2012 - January 2013
MetLife Home Loans  May 2011 - March 2012
OneWest Bank  June 2001 - March 2011
SouthStar   March 1999 - September 2000

Skills
Mortgage Lending, Loans, Credit, FHA, Underwriting, Consumer Lending, USDA, Portfolio Management, Reverse Mortgages, Auditing, Mortgage Banking, Loan Origination, Mortgage Underwriting, Refinance, Residential Mortgages, Credit Analysis, Mortgage Servicing

Education
Columbus State University   1988 — 1992
Bachelors degree (four years), Business Adm.

Experience
Academy Mortgage Corporation   April 2015 - Present
On Q Financial, Inc.   March 2009 - March 2015
State Mortgage  March 2004 - March 2009
First National Bank of Arizona  March 2003 - March 2004

Skills
Residential Mortgages, Jumbo Mortgage, Mortgage Lending, Certified Mortgage..., VA loans, Loans, Refinance, Mortgage Banking

Education
Park College   1993 — 1995
Bachelor of Applied Science (B.A.Sc.), Human Resources Management and Services

Leeward Community College   1986 — 1989

Eastern Michigan University   1984 — 1986

Milford High School   1980 — 1984

Experience
Team Red, White & Blue Tampa (non-profit)   May 2014 - Present
Sierra Pacific Mortgage Company, Inc.   August 2014 - February 2015
FBC Mortgage LLC  June 2010 - August 2014
Caliber Home Loans  July 2013 - December 2013
Academy Mortgage Corporation   November 2012 - July 2013
Fairway Independent Mortgage Corporation  January 2012 - October 2012

Skills
Loans, Credit Analysis

Education
Hillsborough Community College   2015 — 2017
Associate of Arts and Sciences (AAS), Business Administration and Management, General

Central Texas College Europe   2006 — 2008
Associate of Arts (A.A.), Early Childhood Education and Teaching

Eastern Michigan University   2005 — 2006
Early Childhood education, Early Childhood Education and Teaching

Experience
Academy Mortgage Corporation   February 2009 - Present
MetLife Home Loans  September 2007 - February 2009
First Horizon Home Loans  April 2006 - September 2007

Skills
Real Estate, FHA, HUD, VA loans, First Time Home Buyers, Investments, Investment Properties, Finance, Mortgage Lending

Education
Mercer University - Stetson School of Business and Economics   2000 — 2002
MBA, Finance

Georgia Institute of Technology   1989 — 1994
BS, Textile Business & Management

Experience
Academy Mortgage Corporation   January 2009 - Present
Academy Mortgage Corporation   December 2008 - Present
The Moorings Home Owners Association   September 2008 - August 2012
Primary Residential Mortgage  September 2002 - January 2009
Broadway Trading  September 1999 - June 2002

Skills
VA loans, Mortgage Lending, Investment Properties, FHA financing, FHA, Mortgage Banking, First Time Home Buyers, Refinance, Loans, Investors, REO, Residential Mortgages, Customer Service, Sellers, Finance, Mortgage Marketing, Loan Origination, Real Estate, Reverse Mortgages, Government Loans, USDA, Certified Mortgage..., Credit, Mortgage Underwriting, Underwriting, Commercial Lending, Real Estate Financing, Consumer Lending, Credit Analysis, Loss Mitigation, Construction Loans, Home Equity Loans, VA Loans, FHA Financing

Education
Dutchess Community College   1994 — 1994
Business Admin.

State University of New York College at Cortland   1992 — 1994

State University of New York College at Cortland   1991 — 1994

John Jay senior High   1988 — 1991

Experience
Academy Mortgage Corporation   September 2010 - Present

Skills
Mortgage Lending, Loan Origination, USDA, FHA, VA loans, Loans, Mortgage Banking, Residential Mortgages, Credit

Education
College of Charleston
Political Science and Government

University of South Carolina
International Relations and Affairs

Experience
First Bank Mortgage  February 2012 - Present
Academy Mortgage Corporation   July 2011 - February 2012
Primary Capital  May 2010 - July 2011
SunTrust Mortgage  May 2006 - April 2010
HSBC  September 2000 - April 2006

Skills
Mortgage Lending, USDA, Refinance, Loan Origination, FHA, VA loans, FHA financing, Mortgage Banking, Loans, Residential Mortgages, First Time Home Buyers, Construction Loans, Credit, Government Loans, Credit Analysis, Mortgage Underwriting, Home Equity Loans, Mortgage Marketing, Investment Properties, Underwriting, Banking, Commercial Lending, FHA Financing, Foreclosures, Loss Mitigation, VA Loans

Education
Cambridge College   1999 — 2000
Masters, Education

Kennesaw State University   1995 — 1998
Business

Experience
Academy Mortgage Corporation   September 2014 - January 2015
Total Dental Administrators  September 2011 - September 2014
Great Life Foundation   February 2009 - September 2010
Costco Wholesale  June 1995 - November 2008

Skills
Customer Service, Microsoft Excel, Microsoft Office, Marketing, Data Entry, Public Speaking, Team Building, Coaching, PowerPoint, Leadership, Team Leadership, Social Media, Office Management, Telephone Skills, Nonprofits, Account Management, Inventory Management, Insurance, Sales, Outlook, Microsoft Word, Photoshop, Marketing Communications, Healthcare, Health Insurance, Operations Management, Time Management, Recruiting, Management, Customer Satisfaction, Accounting

Education
Champlain College   1996 — 1999
Bachelors of Science Degree, Professional Studies; Paralegal

Champlain College   1996 — 1998
Associates Degree, Paralegal Studies

Experience
Academy Mortgage Corporation   May 2014 - Present
Loan Simple Inc.  January 2013 - April 2014
WJ Bradley  October 2009 - January 2013
Castle Rock Funding LLC   May 2005 - October 2009
GMAC/Wells Fargo   February 2003 - September 2006
Area101   2005 - 2006
FedEx  July 1988 - May 2003

Skills
Mortgage Lending, Sales Management, Real Estate, New Business Development, Account Management, FHA, Cold Calling, Customer Service, Sales, Strategic Planning, Leadership, Negotiation, Team Building, Investment Properties, Contract Negotiation, B2B, Loans, Management, Refinance, Residential Homes, Customer Satisfaction, Mortgage Banking, Selling, Loan Origination, FHA financing, Residential Mortgages, VA loans, Credit, Real Estate Financing, Reverse Mortgages, FHA Financing

Education
University of Wisconsin-Stout   1984 — 1988

Colorado State University

Experience
Academy Mortgage Corporation   June 2012 - Present
Direct Lenders   August 2003 - June 2012

Education
Florida International University
Bachelor of Business Administration (BBA), College of Business Administration

Experience
Academy Mortgage Corporation   April 2013 - Present
InterBank Mortgage Company  October 2011 - March 2013
Arlington Park Race Track   May 2010 - September 2010
Sysmex Reagents,   February 2008 - May 2008

Skills
Loans, Refinance, Mortgage Lending, Underwriting, Funding, Loan Origination, Quality Auditing, Operations Management, Reporting & Analysis

Education
Eastern Illinois University   2008 — 2011
Bachelor of Arts, Corporate Communications

Rolling Meadows High School   2002 — 2006

Experience
Keune Haircosmetics  July 2013 - Present
Colorize Hair Studio   November 2009 - Present
Tom Beck Photography   March 2009 - Present
Academy Mortgage Corporation   2014 - 2015
Academy Mortgage Corporation   2014 - 2015
Academy Mortgage Corporation   2014 - 2015
Academy Mortgage Corporation   2014 - 2015
Academy Mortgage Corporation   2014 - 2015
PORTICO jackson Magazine  September 2012 - October 2012
Redken  2002 - January 2012

Skills
Public Speaking, Social Media, Social Media Marketing, Marketing Strategy, Marketing Communications, Email Marketing, Redken Educator, Certified in Hair..., Editorial, Makeup Artistry, Cosmetology, PowerPoint, Hair Cutting, Hair Coloring, Fashion, Hair Care

Education
Redken and Pureology Trainings   2002 — 2012
Educator Teaching Color and Finishing and Product Knowledge

East Central Community College   2000 — 2001
Cosmetology/Cosmetologist, General

Experience
Citywide Home Loans  January 2015 - Present
Bank of Commerce Mortgage  October 2012 - Present
Cobalt Mortgage  July 2012 - October 2012
Academy Mortgage Corporation   May 2008 - June 2012
Design Development Mortgage   August 2007 - May 2008
Jordan Financial Mortgages, LLC   September 2003 - October 2007
United Parcel Service  November 1992 - June 2003

Skills
Mortgage, Commercial Lending, Business Management, Refinance, FHA, Specialize First Time..., USDA Rural Housing, VA, Conventional, Mortgage Lending, Management, Loans, Home Equity Loans, First Time Home Buyers, Sales Management, Banking, Credit, FHA financing, Investors, Mortgage Banking, Real Estate, Sellers, Single Family Homes, VA loans, FHA Financing, VA Loans

Education
Colorado Christian University   2000 — 2003
BS, Business Management- Human Resources

University of Northern Colorado   1985 — 1989
BS, Business

Arvada High School   1981 — 1985
High School Diploma, College Prep

Moffat County High School   1981 — 1985
general

Experience
Academy Mortgage Corporation   July 2014 - Present
Countrywide  September 2002 - October 2008

Skills
Sellers, Social Networking, Mortgage Lending, First Time Home Buyers, Selling, Loans, Blogging, Real Estate, Residential Homes, FHA, REO, USDA, Short Sales, Real Estate Transactions, WordPress, Marketing

Education
California State University-Sacramento   1985 — 1990
ba, communications

US Naavy   1980 — 1984

Experience
Academy Mortgage Corporation   September 2015 - Present
Hatchback Media   March 2014 - Present
Self-employed  2005 - Present
Our Lady of Mount Carmel  May 2014 - September 2015
PSAV  September 2011 - January 2012

Skills
Video, Video Production, Social Media, Live Sound, Sound, Audio Engineering, Sound Design, AV, Digital Content, Digital Marketing, Print Design, Audio Visual Support, Live Events, Visual Content and..., Studio Recording, Live Recording, Recording, MIDI, Location Recording, Signal Flow, Analog Recording, Multi-track Recording, Digital Audio, Multimedia, Creative Content, Visual Design

Education
Northern Arizona University   2015 — 2019
Bachelor of Business Administration (B.B.A.), Marketing/Marketing Management, General

Estrella Mountain Community College   2013 — 2015
CCL - Small Business Management, Entrepreneurial and Small Business Operations, 4.0

Conservatory of Recording Arts and Sciences   2007 — 2008
Audiovisual Communications Technologies/Technicians

Experience
Supreme Lending  July 2015 - Present
Academy Mortgage  March 2013 - July 2015
Academy Mortgage Corporation   November 2012 - March 2013
Docgreens gourmet salad and grill   November 2005 - November 2012

Skills
Food, Menu Development, Food Service, Catering, Culinary Skills, Food & Beverage, Restaurants, Restaurant Management, Food Safety, Fine Dining, Recipes, Food Industry, Cooking, Banquets, Cuisine, Finance, Loans, FHA

Education
Georgia State University   2008 — 2012
Bachelor's degree, Economics

Wheeler High School   1999 — 2003

Experience
LUX. Denver   January 2015 - Present
Keller Williams Integrity Real Estate   June 2014 - January 2015
Bank of America  December 2012 - February 2014
Bank of America  May 2012 - November 2012
Bank of America  June 2011 - April 2012
Academy Mortgage Corporation   July 2010 - March 2011
Strategic Loan Solutions   July 2009 - January 2011
Countrywide Mortgage/Bank of America   June 2008 - May 2009
AeroTek - Money Management International/CCCS   February 2008 - June 2008
LA Fitness  January 2008 - February 2008

Skills
FHA, Short Sales, Mortgage Lending, Loans, Real Estate, Mortgage Servicing, First Time Home Buyers, Sales, Finance, Management, Sellers, Refinance, Real Estate Transactions, Credit, REO, Underwriting, Customer Service, Loan Origination, Loan Servicing, Loss Mitigation, Residential Homes, Single Family Homes, Construction Loans, Condos, HUD, Real Estate Financing, VA loans, USDA, Selling, FHA financing, Time Management, Negotiation, Coaching, Government Loans, Property, Real Property, Closings, Home Equity Lines of..., Client Services, Buyers, New Home Sales, Listing Homes, Buyer Representation, Relocation Buyers, Luxury, Luxury Homes, Corporate Relocation, Athlete Representation, Residential Communities

Education
Dakota State University   1993 — 2000
Bachelor of Science, Business Administration; Business Management

Experience
Academy Mortgage Corporation   May 2015 - Present
VIP Mortgage  November 2014 - April 2015
Primary Residential Mortgage  February 2014 - November 2014
Nova Home Loans  September 2012 - February 2014
Alliance Financial Resources LLC  November 2009 - August 2012
DMC Financial LLC   September 2001 - July 2004

Skills
Sales, Mortgage Banking, Refinance, Finance, Banking, Loans, Credit, Mortgage Lending, First Time Home Buyers, Relocation, Residential Mortgages, FHA, FHA financing, Loan Origination, VA loans, USDA, Credit Analysis, Investments, Construction Loans, Real Estate Financing, Investment Properties, Commercial Mortgages, Commercial Lending, Real Estate Economics, Rates, Funding, Loan Servicing, Mortgage Underwriting

Education
Ferris State University   1980 — 1982
Associates Degree, Architecture

Experience
New American Funding  December 2013 - Present
W.J. Bradley Mortgage Capital, LLC   March 2013 - December 2013
Academy Mortgage Corporation   October 2010 - March 2013
Elite Financial Home Loans   December 2003 - October 2010

Skills
Government Loans, Credit, Mortgage Banking, Investors, Debt Consolidation, Credit Analysis, USDA, Commercial Lending, Foreclosures, Down Payment Assistance, Residential Homes, Reverse Mortgages, First Time Home Buyers, VA loans, Subprime, USDA Rural Housing, Home Equity Lines of..., Credit Counseling, FHA financing, Commercial Mortgages, Mortgage Servicing, Mortgage Lending, REO, Investment Properties, New Home Purchase, Certified Mortgage..., Refinance, Non-Conforming, Consumer Lending, Home Equity Loans, Construction Loans, Short Sales, Loans, FHA, Loan Origination, Real Estate Financing, Real Estate, Investments, Loss Mitigation, Calyx Point, 203K, HUD, Mortgage Underwriting, Real Estate Economics, Residential Mortgages, Underwriting, Referrals, VA Loans

Education
El Camino College

Hawthorne High

Experience
Academy Mortgage Corporation   January 2015 - Present
Toyota San Luis Obispo   December 2011 - December 2014

Skills
Management, Microsoft Excel, Microsoft Office, Marketing, Microsoft Word, Social Media, Research, PowerPoint, Strategic Planning, Mortgage Lending, Loans, Customer Service, Training, First Time Home Buyers, USDA, Investors, 203K, Conventional Financing, Acreage, FHA Financing, VA Loans, Refinance, Foreclosures, Bankruptcy, Sales, Leadership, Investment Properties, Mortgage Banking, Real Estate, Residential Mortgages, Sales Management, Account Management

Education
Cuesta College   2011 — 2013
Sales and Marketing Operations, General

Atascadero High School   2007 — 2011

Experience
The Bright Mortgage Group   January 2015 - Present
Alliance Financial Resources dba Alliance Home Loans   January 2014 - January 2015
Academy Mortgage Corporation   January 2011 - August 2013
StateFinancial Services   January 2009 - January 2010
Kachkovsky & Fisher, Raymond James Financial   October 2007 - May 2009
Liberty One Lending  September 2007 - December 2008
Ace Mortgage Funding  2005 - 2007

Skills
FHA, Mortgage Banking, Refinance, Mortgage Lending, VA loans, Loans, USDA, Microsoft Excel, Loan Origination

Education
Hampton University   2000 — 2002

Experience
Academy Mortgage Corporation   January 2013 - Present
AutoNation  February 2014 - January 2015
AutoNation  January 2011 - December 2012
United States Air Force  April 2001 - June 2012
Automotive Industry  January 2005 - January 2011

Skills
Profit, Automotive, Loans, Team Building, Real Estate, Purchasing, Mortgage Lending, Leadership, Customer Service, Customer Satisfaction, Microsoft Excel, Sales, FHA, Banking, Mortgage Banking, First Time Home Buyers, Finance, Training, Customer Retention, Negotiation, Refinance, Sales Management, Selling, Credit, Management, Small Business, Pricing, Operations Management, Marketing, Budgets, Sales Process, Business Planning, Account Management, Contract Negotiation, Forecasting, Process Improvement, Vehicles, Process Scheduler, Strategic Planning, Insurance, Inventory Management, Residential Homes, Retail, Business Development, Investment Properties, Team Leadership, New Business Development, Coaching, Cold Calling, Sales Operations

Education
Wayland Baptist University   2001 — 2005
Bachelor of Science (B.S.), Occupational Education, 3.78

Community College of the Air Force   2001 — 2003
Associate of Science (A.S.), Fire Science/Fire-fighting, 3.5

Experience
Academy Mortgage Corporation   February 2013 - Present
Executive Mortgage of Michigan   August 2008 - January 2013
Waterfield Financial  March 1996 - August 2008

Skills
Mortgage Lending, FHA, Loans, Refinance, VA loans, USDA, FHA financing, Mortgage Banking, Loan Origination, Residential Mortgages, Government Loans, VA Loans, Construction Loans

Education
Central Michigan University   1972 — 1976
Bachelor of Applied Science (B.A.Sc.), Business/Education

Western Michigan University

Experience
Academy Mortgage Corporation   April 2013 - Present
Woodland Consulting   2000 - Present
Willamette Valley Bank  March 2010 - March 2013
Landmark Morgage Co   July 1992 - March 2010
WFG  2009 - 2010

Skills
Mortgage Lending, Refinance, First Time Home Buyers, Residential Homes, Banking, Loans, Commercial Lending, Mortgage Banking, USDA, Residential Mortgages, FHA financing, Loan Origination, FHA, VA loans, Investment Properties, Construction Loans, Credit, Commercial Mortgages, Government Loans, Reverse Mortgages, Selling, Real Estate, Finance, Property, Commercial Real Estate, Real Estate Financing, Investors, Short Sales, Underwriting, Certified Mortgage..., REO, Referrals, Single Family Homes, New Home Sales, Real Estate Transactions

Education
Grossmont College   1988 — 1992

Experience
imortgage  August 2014 - Present
Bank of the Cascades  April 2012 - July 2014
Academy Mortgage Corporation   September 2008 - June 2011
Edgewater Funding Inc.   June 2002 - September 2008

Skills
USDA, VA loans, FHA financing, VA, FHA, Conventional loans, Jumbo Mortgage, Refinance, Mortgage Lending, Loan Origination, Mortgage Banking, Residential Mortgages, Loans, Commercial Lending, Reverse Mortgages, Construction Loans, Government Loans, Certified Mortgage...

Education
Linfield College   1990 — 1992
Business Management, Business

Central Oregon Community College   1987 — 1989
Associates, Business

Experience
Peoples Bank  June 2013 - Present
Interthinx, Inc.   April 2013 - June 2013
Academy Mortgage Corporation   September 2011 - April 2013
Air Academy Federal Credit Union  January 2008 - September 2011
CityFirst Mortgage   March 2002 - December 2007
North American Mortgage Company  April 1998 - February 2002

Skills
Refinance, Short Sales, FHA, Mortgage Lending, Loans, VA loans, Mortgage Banking, USDA, Residential Mortgages, FHA financing, First Time Home Buyers, Credit, Investment Properties, Real Estate, Banking, Mortgage Underwriting

Education
Colorado Technical University   2010 — 2011
Bachelors of Science in Business Administration, Finance

Colorado Technical University   2008 — 2010
Associates, General Studies

Experience
State of Colorado  July 2014 - Present
Academy Mortgage Corporation   May 2013 - July 2014
Poudre Valley Health System  August 2010 - May 2013
Shine Cleaning Services   January 2003 - December 2012
Spherion Technology  March 2006 - May 2007

Skills
Microsoft Office, Microsoft Word, Outlook, Customer Service, Windows, Employee Training, Public Speaking, Logistics Management, Office Management, Project Management, QuickBooks

Education
Colorado State University   1991 — 1993

LHS

Experience
Goldman Sachs  December 2014 - Present
Academy Mortgage Corporation   June 2014 - December 2014
Academy Mortgage Corporation   August 2012 - June 2014
Geek Squad  January 2011 - August 2012
Del Sol  April 2011 - September 2011
Best Buy  September 2009 - January 2011
The Church of Jesus Christ of Latter-day Saints  March 2007 - March 2009

Skills
Customer Service, Microsoft Office, Sales, Team Leadership, Microsoft Excel, Spanish, Management, Time Management, Compensation Structures, Data Analysis, ADP HRB, FLSA, Market Pricing, Team Building, Budget Forecasts, Performance Appraisal, Compensation Strategies, Public Speaking, Microsoft Word, Kenexa, Sales Management, Retail, PowerPoint, Human Resources, Leadership

Education
Brigham Young University - Idaho   2009 — 2012
BS, Business Management

Columbia Basin College   2004 — 2006
AAS, General Studies

Experience
Academy Mortgage Corporation   June 2010 - Present
Bank of America  October 2009 - June 2010
Wells Fargo Advisors  March 2009 - October 2009
America's Mortgage  October 2001 - March 2009
Clarion Mortgage Capital  January 1996 - September 2001

Skills
Residential Mortgages, Mortgage Planning, Real Estate Investment

Education
El Camino College
AA, Accounting

Long Beach State
Accounting

Experience
New Relic, Inc.   July 2015 - Present
New Relic, Inc.   April 2014 - Present
SHI International Corp.  October 2012 - April 2014
Academy Mortgage Corporation   April 2009 - September 2012

Skills
USDA, FHA, Mortgage Banking, Refinance, Mortgage Lending, Solution Selling, Sales, Sales Process, Account Management, Direct Sales, Cold Calling, Enterprise Software, Customer Service, Professional Services, FHA financing, Selling, SaaS

Education
East Carolina University   2003 — 2007
BS, Recreational Therapy

Experience
Equity Prime Mortgage  July 2015 - Present
American Home Free Mortgage   June 2015 - Present
Mike Crise Agency   December 2014 - Present
TexasLending.com  July 2010 - December 2014
FBC Mortgage LLC  November 2013 - February 2014
Academy Mortgage Corporation   September 2013 - November 2013
TexasLending.com  July 2010 - August 2013
Ace Cash Express Corporation   December 2009 - June 2010
McKesson Pharmaceutical Company   October 2007 - July 2008

Skills
Typing, Able To Multi-task, Mentoring, Marketing Communications, Mortgage Lending, Loans, Mortgage Banking, Credit, FHA, Loan Origination, VA loans, Refinance, USDA, Consumer Lending, Loss Mitigation, Investment Properties, Sales, Real Estate Transactions, Customer Service, Certified Mortgage..., Loan Modifications, Residential Homes, Underwriting, Credit Analysis, Home Equity Loans, Mortgage Marketing, HUD, Mortgage Servicing, Referrals, Mortgage Underwriting, REO, Loan Servicing, Closings, USDA Rural Housing, Short Sales, Title Insurance, Investors, Residential Mortgages, Financial Structuring, Finance, Foreclosures, Commercial Mortgages, First Time Home Buyers, Banking, Real Estate Economics, Construction Loans, Real Estate, Reverse Mortgages, Commercial Lending, FHA financing

Education
Penn State University   2005 — 2007
BS, CORPORATE COMMUNICATIONS

Pennsylvania State University   2005 — 2007
Bachelor of Applied Science (B.A.Sc.), Mass Communication/Media Studies

Clarion University of Pennsylvania   2001 — 2004
Associates, PRE-LAW / COMMUNITCATIONS

Experience
Academy Mortgage Corporation   August 2015 - Present

Education
Coastal Carolina University   1984 — 1987
political science

Experience
Academy Mortgage Corporation   October 2014 - Present
Umpqua Bank  September 2013 - Present
Sierra Pacific Mortgage  June 2010 - February 2012
Netmore America   August 2008 - June 2010
American Brokers Conduit  June 2004 - July 2007
Commonwealth United Mortgage  2002 - June 2004
PSRT   May 2002 - May 2004
Western Sunrise Mortgage  January 1998 - May 2000
Chittenden Bank  1988 - November 1998

Skills
Training, Operations Management, Mortgage Lending, Loans, Loan Origination, Underwriting, Mortgage Banking, Credit Risk, Management, Mortgage Underwriting, Real Estate, Investment Properties

Education
Central Oregon Community College   1980 — 1981
Business Administration and Management, General

Da Anza Community College   1979 — 1980
Business Administration and Management, General

Experience
FBC Mortgage LLC Tampa Bay Office   March 2012 - Present
FBC Mortgage LLC  January 2011 - April 2011
Home Lending Source  April 2010 - December 2010
Academy Mortgage Corporation   February 2010 - April 2010
Banfield Pet Hospital  August 2008 - February 2010
Wachovia Mortgage  October 2007 - April 2008
Greenpoint Mortgage  2003 - 2007
Vantage Mortgage   December 1998 - May 2003
First Plus Financial  1996 - 1998

Skills
Mortgage Banking, Loans, Mortgage Lending, Real Estate Financing, FHA financing, Assisting First Time..., Loan Origination, Underwriting

Education
East Carolina University   1992 — 1996
Bachelor of Arts (B.A.), Business Administration and Management, General

Oakton   1988 — 1992

Experience
Academy Mortgage Corporation   October 2011 - Present
Southeast Mortgage  June 2010 - October 2011
Real Estate Mortgage Network  August 2009 - June 2010
Prospect Mortgage, LLC  January 2009 - August 2009
Primary Residential Mortgage  October 2008 - January 2009
Accredited Home Lenders/Home Funds Direct   October 2005 - January 2007

Skills
USDA, Refinance, VA loans, FHA, Conventional, Georgia State Bond Loans, Certified Mortgage..., Construction Loans, FHA financing, Government Loans, HUD, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Real Estate, Real Estate Economics, Residential Mortgages, Reverse Mortgages, Customer Insight, Customer Satisfaction, FHA Financing, VA Loans

Education
Georgia Perimeter College   1998 — 2000
BROADCAST/JOURNALISM

Georgia Southern University   1993 — 1994

Westlake High School   1990 — 1993

Experience
Academy Mortgage Corporation   February 2014 - Present
Platinum Producer at Flagstar Bank   January 2011 - February 2014
American Mortgage Centers   May 2006 - January 2011
ACC Capital Holdings  May 2003 - May 2006

Skills
FHA, Mortgage Lending, Mortgage Banking, VA loans, USDA, Residential Mortgages, FHA financing, Investment Properties, Investments, Real Estate, REO, First Time Home Buyers, New Business Development, Marketing Strategy, Refinance, Credit Analysis, 203K, Single Family Homes, Government Loans, Mortgage Underwriting, Loan Origination, Credit, Loans, Construction Loans, Real Estate Financing, Consumer Lending

Education
Eastern Michigan University   2000 — 2004
Bachelor, Finance

Experience
Academy Mortgage Corporation   June 2015 - Present
Perl Mortgage  October 2013 - May 2015
Providential.com  December 2011 - May 2013
Wells Fargo  November 2010 - April 2011
JPMorgan Chase  June 2003 - November 2010

Skills
Mortgage Lending, Loans, Leadership, Customer Service, Mortgage Banking, Credit, Loan Origination, Program Management, FHA, Refinance, Residential Mortgages, Credit Analysis, Loan Officers, Mortgage Insurance

Education
Governors State University
Bachelor of Arts, Operations Managment

Moraine Valley Community College   2000 — 2004
Associate’s Degree

Oak Forest High School   1996 — 2000

Experience
ELYON International  May 2015 - Present
AFN Corp   March 2014 - January 2015
JPMorgan Chase & Co.   February 2013 - March 2014
Citywide Home Loans  September 2010 - February 2012
Academy Mortgage Corporation   July 2009 - September 2010
Fieldstone Mortgage Company  January 2005 - December 2007

Skills
Sales Management, Process Management, Brand Implementation, Corporate Branding, Recruiting, Program Development, Product Marketing, Secondary Market, Operations Management, Underwriting, Strategic Financial..., Financial Reporting, Profit Maximization, Employee Training, Employee Management, Mortgage Lending, Banking

Education
Clark College

Experience
Citywide Home Loans  December 2011 - Present
Academy Mortgage Corporation   January 2009 - December 2011
Chicago Cubs, National League Baseball   January 1997 - October 2003

Education
Colorado State University   1989 — 1995
BS, Sports Marketing

Experience
Academy Mortgage Corporation   November 2012 - Present
Prospect Mortgage, LLC  December 2009 - November 2012
Alpine Mortgage  April 2008 - November 2009
Principle Funding Group   May 2007 - March 2008
Nations Home Funding  March 2006 - May 2007
Central Valley Lending   January 2004 - March 2006
Community Mortgage  February 1998 - January 2004

Skills
Strong work ethic., Excellent customer..., Strategic thinking..., Business planning and..., Creating and..., Coach, mentor and..., Developing long and..., Development of program..., Budget preparation and..., Helping others achieve..., Public Speaking., Creating strategic..., Mortgage Lending, HomePath, Home Equity Loans, First Time Home Buyers, FHA, Real Estate, Sellers, Referrals, Customer Service, Short Sales, Mortgage Banking, Loans, USDA, VA loans, Refinance, Loan Origination, Residential Mortgages, FHA financing, Certified Mortgage..., Government Loans, Construction Loans, Reverse Mortgages, Real Estate Financing, Home Equity Lines of..., Mortgage Underwriting, Credit, Commercial Mortgages, Non-Conforming, USDA Rural Housing, Mortgage Marketing, 203K, Debt Consolidation, Credit Analysis, Underwriting, Finance, Investment Properties, Commercial Lending, Down Payment Assistance

Education
Chemeketa Community College   1995 — 1995
Finance, General, Law Enforcement

Sprague High Scool   1988 — 1991
Deploma, 12

Experience
Academy Mortgage Corporation   March 2009 - Present
Bank of America / Countrywide Home Loans  April 2006 - March 2009
HomeBanc Mortgage  June 2004 - April 2006
Envize Corporation   May 2002 - June 2004
PwC  March 1998 - December 2001

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Jumbo Mortgage, Financial Services, Sales, Retail Banking, Management Consulting, Mortgage Marketing, Home Equity Loans, FHA financing, Investment Property..., World Class Customer..., Project Management, Team Management, Entrepreneurship, Long-term Customer..., Relationship Management

Education
Georgia Institute of Technology
Bachelor of Science (B.S.), Industrial & Systems Engineering

Experience
Envoy Mortgage  June 2013 - Present
Pinnacle Capital Mortgage  November 2011 - June 2013
Denver Builder Realty Council   July 2009 - July 2012
Denver Builder Realty Council   May 2009 - July 2012
Academy Mortgage Corporation   August 2009 - November 2011
Aspen Funding Corp.   April 2000 - January 2009

Skills
Mortgage Lending, FHA, Loans, USDA, Real Estate Transactions, Refinance, Marketing, Real Estate, Credit, Contract Negotiation, Loan Origination, Sales, Mortgage Banking

Education
Colorado State University   1976 — 1981
BS Finance/Real Estate

Clear Creek High School

Experience
M and T Bank  December 2012 - Present
Academy Mortgage Corporation   December 2009 - January 2013
Bank of America  June 2009 - October 2009
First American Title  March 2007 - July 2007
Utah First Credit Union  2005 - 2007
Bank of America  August 1988 - November 2005

Education
Citrus College

Experience
Country Club Mortgage  June 2012 - Present
Re/Max Allestates   January 2012 - June 2012
Academy Mortgage Corporation   May 2009 - March 2010

Education
College of the Sequoias   1988 — 1990
AA, liberal Arts

Experience
Scentsy, Inc.   May 2011 - October 2013
Safway Services  2007 - 2011
Academy Mortgage Corporation   March 2005 - October 2007

Education
College of Western Idaho   2013 — 2015
Associate of Arts and Sciences (AAS), Medical Adminstrative Support

Experience
Academy Mortgage Corporation   April 2013 - January 2014
Wells Fargo Home Mortgage  January 2009 - April 2013
Ditech Mortgage Corp  June 2007 - December 2008
Green Tree Financial  September 2004 - July 2005
Universal American Mortgage Company (UAMC)   September 2004 - July 2005
Chase Home Lending  October 2003 - September 2004

Education
Collins College   2000 — 2002
Associate 0f Occupational Studies, Animation, Interactive Technology, Video Graphics and Special Effects, 3.85