Experience
Cherry Creek Mortgage   January 2014 - Present
Cherry Creek Mortgage Company in Citrus Heights, CA   January 2014 - Present

Skills
Down Payment Assistance, FHA financing, First Time Home Buyers, VA loans, Mortgage Lending, Energy Efficient..., Jumbo Mortgage, 203K, CalHFA, Investor loans, Refinance, Marketing, SEO, Graphic Design, Reverse Mortgages, Loans, FHA, Loan Origination, Mortgage Marketing, FHA Financing, VA Loans, Investment Properties, REO, Real Estate, Real Estate Transactions

Education
Santa Rosa Junior College   2003 — 2006
Marketing, Business Management, Real Estate, Business, Management, Marketing, and Related Support Services, Real Estate

Maria Carillo High School   1998 — 2002

Experience
Interpath Laboratory, Inc  January 2013 - Present
West Park Hospital  October 2009 - December 2012
Bank of the West  October 2006 - December 2009
Northwest College Center for Training and Development   September 2006 - May 2007
Cherry Creek Mortgage   October 2004 - September 2006
Wells Fargo Bank  January 1991 - October 2004

Skills
837I, 837P, UB04, CMS-1500, EOB, Medicare/Medicaid..., Meditech, DDE, EDI, Management, Project Coordination, Financial Analysis, Medical Billing, Help Desk Support, Training, Fast Learner, Liasoning, Healthcare Information..., Account Reconciliation, Financial Reporting, Budget Monitoring, Organizational..., Operational Efficiency, Building Relationships, Team Leadership, EDI ANSI X12, Microsoft Office, Coaching, Healthcare Management, Community Outreach, HIPAA, Healthcare Consulting, Leadership, EHR, Customer Service, Healthcare

Education
Park County Leadership Institute   2007 — 2008
Class VII Graduate, Cody, WY

Montana State University-Billings   1992 — 1997
Business Administration Studies, Billings, MT

QHR ICD-10 Bootcamp   2012 — 2012
ICD-10, Nashville, TN

Medicare Boot Camp   2010 — 2010
Long Term Care Version, Portland, OR

ABA Institute of Banking   1998 — 2002
General Banking Diploma, Billings, MT

Meditech Systems
Claims/Billing/Accounts Receivable, Boston, MA

Experience
Front Range Association of Health Underwriters   June 2015 - Present
Reents Insurace Agency   June 2013 - Present
Cherry Creek Mortgage   December 2012 - June 2013

Skills
Health Insurance, Life Insurance, Horses, Sales, Leadership, Training, Recruiting, Customer Service, Marketing, Data Entry, Team Building, Administrative..., Underwriting, Office Management, Customer Retention, Account Management, Insurance, Customer Satisfaction

Education
Metropolitan State University of Denver   2007 — 2015
Bachelor's degree, Political Science & Psychology

Experience
Skyline Home Loans / New Leaf Lending   July 2014 - Present
Cherry Creek Mortgage   October 2011 - May 2014
Bank of America  July 2010 - July 2011
Skyline Financial - Home Loans   November 2007 - June 2010
American Home Mortgage  January 2007 - July 2007
Countrywide Home Loans  August 2004 - January 2007
Chase Home Loans  May 2003 - August 2004
GMAC Mortgage  January 1991 - May 2003

Skills
Professional..., Certified Sales Trainer, Retail Sales Management, Marketing, Business Planning, Mortgage Lending, Finance, Loans, Banking, Management, Leadership, Real Estate, Credit, Sales Management, Training, Team Leadership, Project Management, Public Speaking, FHA, Loan Origination, Retail, Sales, Mortgage Banking, Residential Mortgages, USDA, FHA financing, VA loans, Refinance, Reverse Mortgages, Government Loans, Mortgage Underwriting, Certified Mortgage..., Real Estate Financing, Commercial Mortgages

Education
Los Angeles Pierce College   1989 — 1991

Bishop Alemany High School   1983 — 1987

Experience
Envoy Mortgage  June 2013 - Present
US Army Reserves  March 2012 - March 2014
Cherry Creek Mortgage   May 2012 - May 2013
US Army  March 2008 - April 2011
The Egg & I Restaurant  September 2002 - July 2007

Skills
Army, Military, FHA financing, USDA Rural Housing, VA loans, HUD Good Neighbor Next..., Mortgage Lending, Residential Mortgages, Underwriting, Sellers, Real Estate, First Time Home Buyers, Residential Homes, USDA, VA Loans, Loans

Education
Metropolitan State College of Denver   1996 — 2005
Bachelor of Arts (B.A.), History

Standley Lake High School   1992 — 1996

Experience
Bank of America  August 2013 - Present
Cherry Creek Mortgage   February 2013 - August 2013
Wells Fargo Home Mortgage  May 2009 - January 2013
Countrywide Home Loans & Bank of America  October 2001 - March 2009
Oakwood Homes  September 2000 - October 2001
Countrywide Home Loans  August 1998 - September 2000
Greenco Financial   1997 - 1998
Fleet Mortgage  1995 - 1997
American Western Mortgage   1993 - 1995
The Mortgage Broker   1991 - 1993

Skills
Team Building, Sales, Mortgage Banking, Residential Mortgages, Builder Branch Manger, Refinance, Government Loans, FHA, Loan Origination, Mortgage Lending, FHA financing, Loans, Construction Loans, Reverse Mortgages, USDA, VA loans, Certified Mortgage..., Mortgage Underwriting, Credit, Banking, Real Estate, Home Equity Loans, Loss Mitigation, Consumer Lending, Residential Homes, Commercial Mortgages, Mortgage Servicing, Commercial Lending, Credit Analysis, Underwriting, First Time Home Buyers, Rates, Real Estate Financing, Cross Selling, Debt Consolidation, Credit Risk, Investment Properties, Lines Of Credit, Real Estate Economics, Mortgage Marketing, Small Business Lending, Referrals, Home Equity Lines of..., Branch Management, REO, Loan Servicing, Finance, Foreclosures, HUD, Funding

Education
Los Angeles City College

Santa Monica College

Experience
Alameda Mortgage Corporation est. 1968  April 2015 - Present
Opes Advisors  August 2013 - May 2014
RPM Mortgage Inc  September 2012 - August 2013
Cherry Creek Mortgage   2011 - September 2012
Jacinto Mortgage, Inc.   March 2000 - November 2011

Skills
FHA, USDA, Refinance, VA loans, Mortgage Lending, Loans, Construction Loans, Real Estate, Residential Mortgages, Investment Properties, Certified Mortgage..., Finance, FHA financing, Mortgage Banking, Loan Origination, FHA Financing, First Time Home Buyers, REO, Foreclosures, Referrals

Education
San Jose State University   1989 — 1993
Finance

Experience
Redfin  February 2010 - Present
Statewide Bancorp   February 2009 - February 2010
Option One Mortgage  April 2003 - February 2009
Cherry Creek Mortgage   September 2002 - April 2003
Irwin Home Equity  November 2001 - September 2002

Skills
Negotiation, First Time Home Buyers, REO, New Home Sales, Investment Properties, Selling, Investors, Short Sales, Sellers, Foreclosures, Real Estate, Contract Negotiation, FHA, Single Family Homes, Listings, Residential Homes, Relocation, Customer Service, Microsoft Office

Education
University of California, Santa Barbara   1996 — 2000

Experience
Wells Fargo Home Mortgage  November 2013 - Present
Wells Fargo Home Mortgage  June 2012 - November 2013
Wells Fargo Home Mortgage  February 2012 - November 2012
Cherry Creek Mortgage   December 2009 - February 2012
Hills Bank and Trust Company  May 2009 - August 2009

Skills
Mortgage Lending, Process Improvement

Education
St. Ambrose University   2007 — 2011
Bachelor of Arts (B.A.), Accounting and Finance

Experience
Denver Public Library  July 2013 - Present
Cherry Creek Mortgage   September 2009 - September 2015
University of Denver  September 2011 - June 2014
Arapahoe Library District  August 2010 - August 2011
Franklin American Mortgage Company  January 2007 - September 2009

Skills
Access, Research, Microsoft Office, Microsoft Excel, PowerPoint, Customer Service, Microsoft Word, Metadata, Management, Training, Archives, Information Technology, Library, Budgets, Public Speaking, Leadership

Education
University of Denver   2011 — 2014
Masters of Library and Information Science, 3.92

University of North Texas   2002 — 2005
BA in General Studies, 3.1

Experience
American Mortgage Consultants, Inc.   April 2014 - Present
Stewart Lender Services  September 2013 - December 2013
Cherry Creek Mortgage   February 2013 - September 2013
Allonhill  May 2010 - February 2013
Nordstrom  March 2008 - May 2010
Ace Mortgage Funding  May 2006 - September 2006
Mariner Health Care  June 1999 - July 2000

Skills
Mortgage Lending, Mortgage Underwriting, Loss Mitigation, Underwriting, FHA, Refinance, Loans, Training, Data Analysis, Credit, Visio, Microsoft Excel, Mortgage Banking, USDA, Processing, Fraud Detection, Organizational..., Adobe Acrobat, Outlook, Microsoft Word, Access, Oral & Written..., Credit Risk, Management, Mortgage Servicing, Vendor Management

Education
Metropolitan State University of Denver   2005 — 2007
Bachelor of Science, Criminal Justice and Criminology

Chaparral High School   1997 — 2001
High School Diploma, General Curriculum

Experience
Caliber Home Loans  November 2012 - Present
Cherry Creek Mortgage   June 2011 - November 2012
Ethan Allen  November 2006 - June 2011

Skills
Organization, Databases, Interior Design, Loan Documents, Computer-savvy, Fast-paced, Communication, Event Planning, Project Management, Sales, Residential Homes, Mortgage Lending, Real Estate, Finance, Residential Mortgages, Mortgage Banking, Loan Origination, Customer Service, Refinance, FHA, First Time Home Buyers, Investment Properties

Education
Arapahoe Community College   2002 — 2005
Associate's degree, Interior Design

Northwest Nazarene University   1999 — 2001

Experience
Home Bridge Financial Services   November 2014 - Present
IHS  May 2014 - November 2014
W. J. Bradley Mortgage   January 2014 - May 2014
Envoy Mortgage  August 2012 - December 2013
Cherry Creek Mortgage   July 2010 - August 2012

Skills
Mortgage processing, VA loans, FHA loans, Bond loans, Accurate Data Entry, Outlook, Microsoft Office, Microsoft Excel, Microsoft Word, 10 Key, FHA financing, chfa, chac, Loans, Credit, Receptionist Duties, Data Integrity, FHA, Mortgage Lending, FHA Financing

Education
Southern New Hampshire University   2014 — 2018
Bachelor's Degree, Business Administration and Management, General, 4.0 GPA

Jeffco 21st Virtual Academy   2010 — 2011
High School

Experience
Travelers Haven  March 2014 - Present
Cherry Creek Mortgage   May 2012 - October 2013

Skills
Mortgage Banking

Education
Columbine High School

Metropolitan State University of Denver
Communication, General

Experience
Cherry Creek Mortgage   February 2013 - Present
US Bank  April 2012 - February 2013
Wells Fargo Bank  June 2010 - August 2011
Wells Fargo Financial, Arizona   May 2006 - June 2010

Skills
Banking, Mortgage Lending, Loans, Underwriting, Credit, Portfolio Management, Commercial Banking, Credit Risk, Customer Service, Finance, Financial Services, Lines Of Credit, Loan Origination, Management, Refinance, Sales

Education
Southern Illinois University, Edwardsville   2002 — 2006
Marketing, Finance, General

Experience
Lone Star Financing   July 2014 - Present
Guild Mortgage Company  June 2012 - July 2014
Cherry Creek Mortgage   December 2011 - July 2012
Stout Company   June 2001 - 2011
Hometrust Mortgage  June 2008 - May 2010
Hometrust Mortgage  May 2008 - May 2010
River Rock Homes   January 2003 - December 2009
Texas Mortgage Consultants, Inc   January 2004 - June 2008
Cypress Mortgage Company   January 2001 - January 2003
JB Goodwin Realtors  January 1995 - January 2001

Skills
FHA, VA, USDA, Mortgage Lending, Construction Loans

Education
The University of Texas at Austin   1988 — 1991
BS, Economics

Experience
Nova Home Loans  August 2011 - Present
Associated Mortgage Corporation   December 2007 - August 2011
Cherry Creek Mortgage   May 2009 - April 2010

Skills
Refinance, FHA, Mortgage Lending, Mortgage Banking, Selling, Investment Properties, USDA, Residential Mortgages, Mortgage Marketing, Finance, Loans, Loan Origination, FHA financing, VA loans, Reverse Mortgages, Construction Loans, Home Equity Loans, Certified Mortgage..., Government Loans, Real Estate Financing, First Time Home Buyers, HUD, Mortgage Servicing, Mortgage Underwriting

Education
Metropolitan State College of Denver   1997 — 2000
Bachelor's degree, Journalism

University of Oklahoma   1993 — 1996

Regis Jesuit High School   1987 — 1991

Experience
Academy Mortgage Corporation  April 2015 - Present
Prospect Mortgage, LLC  December 2014 - March 2015
Cherry Creek Mortgage   July 2014 - December 2014
PrimeLending  April 2013 - October 2013
Pinnacle Mortgage Group, Inc.   July 2012 - March 2013
Pathfinder Properties, Inc.   March 2004 - October 2008
Pathfinder Home Loans, Inc.   April 1996 - October 2008

Skills
FHA, Mortgage Lending, Investment Properties, Real Estate, Loans, Residential Mortgages, Renovation Lending

Education
The University of Texas at Arlington   1989 — 1991
BBA, Finance

Klein

Klein

Experience
Redwood Trust, Inc.   September 2014 - Present
Cherry Creek Mortgage   February 2013 - August 2013
Pulte Mortgage  October 2012 - February 2013
303 Tutors   August 2011 - August 2012

Skills
Mathematics, Tutoring, Java, Microsoft Excel, Access, PowerPoint, Auditing, Customer Service, Microsoft Word, Time Management, Teamwork, Leadership, Training, Mortgage Banking, Mortgage Lending, Microsoft Office, Residential Mortgages, Loans, Underwriting, Banking

Education
Metropolitian State University of Denver   2008 — 2012
Bachelors of Science in Mathematics, Theoretical Math

Red Rocks Community College

Experience
Finance of America Mortgage   August 2015 - Present
Finance of America Mortgage LLC  April 2015 - Present
Cherry Creek Mortgage   April 2002 - March 2015

Skills
FHA, Mortgage Banking, Loans, Residential Mortgages, FHA financing, USDA, VA loans, Refinance, Mortgage Lending, Loan Origination, Certified Mortgage..., Real Estate, Investment Properties, Referrals, Government Loans, Mortgage Servicing, Loss Mitigation, Reverse Mortgages, Mortgage Marketing, HomePath, Finance, Residential Homes, Short Sales, First Time Home Buyers, Credit, Home Equity Lines of..., Commercial Mortgages, Construction Loans, 203K, Real Estate Financing, Mortgage Underwriting, Non-Conforming, REO, Home Equity Loans, Calyx Point, USDA Rural Housing, HUD, Debt Consolidation, Commercial Lending, Credit Analysis, Down Payment Assistance, Consumer Lending, Wholesale Lending, Rates, Underwriting, VA Loans, Real Estate Lending, Funding, Real Estate Economics, FHA Financing

Education
National-Louis University   2015 — 2019
Bachelors in Behavioral Science, Behavioral Science

Experience
Equity Title of Colorado   June 2012 - Present
Keller Williams  May 2009 - Present
Keller Williams Foothills Realty  January 2012 - 2012
Cherry Creek Mortgage   August 2010 - January 2011
Security Title  October 2003 - August 2009
Coldwell Banker Conifer, CO   August 2008 - May 2009
Security Title Guaranty Company   October 2002 - June 2008
Moore & Co./Prestige Real Estate Evergreen, CO   May 1998 - October 2002
Re/Max Evergreen, CO   June 1994 - April 1998
Tupper Briggs Re/Max Evergreen, CO   May 1988 - May 1994

Skills
Direct Sales, Problem Solving, Customer Satisfaction, Leadership, Loans, Customer Service, Team Leadership, Multi Tasking, Detailed Organization, Real Estate, First Time Home Buyers

Education
Los Amigos High School CA   1973 — 1976

Huntington University

Los Amigos High School

Experience
Blue Adobe Mortgage   February 2013 - Present
Cherry Creek Mortgage   March 2012 - December 2012
Bank of America Home Loans  2008 - 2011
GMAC Mortgage  January 1993 - May 2007
Coastal Federal Bank  January 1988 - January 1993
Redwood Coast Mortgage   January 1983 - January 1988
Colonial Associates   March 1981 - January 1983

Skills
Relocation, Mortgage Banking, Commercial Lending, Recruiting, Mortgage Lending, Marketing, Referrals, Sales, Management, Commercial Mortgages, Property, Time Management, Investors, Loss Mitigation, Foreclosures, Relationship Management, Mortgage Marketing, Lead Generation, Condos, Investments, Single Family Homes, Real Estate Transactions, Financial Analysis, Financial Services, Small Business Lending, Risk Management, Real Estate Economics, Credit Risk, Commercial Real Estate, Negotiation, Customer Satisfaction, Home Equity Loans

Education
Monterey Peninsula College   1975 — 1976

Monterey penninsula College   1974 — 1976

Experience
Western CPE  May 2014 - Present
Rocky Mountain Bank  September 2012 - May 2014
Cherry Creek Mortgage   January 2012 - September 2012
First Priority Financial Inc.  March 2011 - January 2012
W.J. Bradley Mortgage Capital, LLC   March 2009 - March 2011
American Brokers Conduit  April 2007 - August 2007
Homecomings Financial  March 2003 - April 2007
CIT  October 2002 - March 2003
Prime One Mortgage   December 1999 - October 2002
MILA (Mortgage Investment Lending Associates)   October 1998 - December 1999

Skills
Mortgage Lending, Residential Mortgages, USDA, FHA, Mortgage Banking, FHA financing, First Time Home Buyers, Lot/Improved Land Loans, Bridge Loans, Portfolio Loans, Second Mortgages, HELOC 2nd Mortgages, Conventioal Loans, Hard Money Loans, Construction Loans, Residential Investment..., Home Equity Loans, Condos, Townhomes, Duplexes, 3 & 4 Unit Residential..., Vacation Homes, Second Homes, Lease Financing, Private Money Lending, Credit Analysis, Credit Risk, VA, VA loans, Loans, Refinance, Certified Mortgage..., Real Estate, Government Loans, Reverse Mortgages, Finance, Commercial Lending, Credit, Investment Portfolio, Private Money, VA Loans

Education
Landmark Education   2008 — 2012
Landmark Forum & Advanced Course - Various Seminars

Priest River Lamanna High School   1981 — 1984
Graduate, Business/Commerce, General

The Brandt Group
Action Selling

SFCC
None, General

Experience
Cherry Creek Mortgage   October 2014 - Present
Historic Grant Avenue   September 2012 - Present

Education
Middle Tennessee State University   1996 — 2001
Bachelor's Degree, Marketing, 3.4 Overall GPA

LaVergne High School   1992 — 1996
High School, Graduated with Honors

Xinnix, The Mortgage Academy
Graduate of Xinnix Ground School for Originators, Mortgage Loan Origination

Experience
Cherry Creek Mortgage   2014 - Present
Cherry Creek Mortgage   December 2013 - Present
JPMorgan Chase  March 1997 - February 2009

Skills
Mortgage Banking, Mortgage Lending, Loans, Credit, Loan Origination, FHA, Credit Analysis, Sales Management, Refinance, Underwriting, Commercial Lending, Small Business Lending, Residential Mortgages, Customer Service, Sales

Education
Southern Oregon University   1972 — 1977
Bachelor's degree, Business, Management, Marketing, and Related Support Services

Experience
Cherry Creek Mortgage   November 2010 - Present
Colorado Mortgage Alliance/ Wells Fargo   2004 - 2010
Schwab  1999 - 2003

Skills
Loans, Refinance, Mortgage Banking, Mortgage Lending, Real Estate, FHA, Residential Mortgages, First Time Home Buyers, Sellers, Residential Homes, Foreclosures, Sales, Loan Origination, VA loans, FHA financing, USDA, Government Loans, Certified Mortgage..., Investment Properties, Credit, FHA Financing, VA Loans

Education
University of Denver - Daniels College of Business   2002 — 2004
Finance and Marketing

University of Colorado Boulder   1989 — 1994
BS, Finance, Small Business Mgmt.

Experience
Pinnacle Capital Mortgage  December 2010 - Present
AZ Pacific Consulting   February 2002 - Present
Cherry Creek Mortgage   2009 - 2010

Skills
USDA, VA loans, FHA financing, Loan Origination, FHA, Mortgage Banking, Mortgage Lending, Residential Mortgages, Construction Loans, Sellers, Credit, Refinance, Certified Mortgage..., FHA Financing, First Time Home Buyers, Government Loans, Investment Properties, Loans, Reverse Mortgages, VA Loans

Education
San Jose State University   1980 — 1984
3rd, Economics, Business Management

Experience
Cherry Creek Mortgage   January 2013 - Present
Allonhill  November 2009 - January 2013
Demand Media  November 2008 - January 2012
Uppercase Living  September 2007 - September 2010
W.J. Bradley Company   July 2009 - September 2009
Aurora Loan Services  November 2006 - July 2009
Lehman Brothers  2006 - July 2009
Greenwood Capital LLC   2006 - 2006
PlainsCapital Bank  July 2004 - December 2005
PlainsCapital McAfee Mortgage   2003 - 2005

Skills
Due Diligence, Mortgage Banking, Mortgage Lending, Residential Mortgages, Loans, Compliance, Team Management, Mentoring, Risk Management, Loss Mitigation, Banking, Negotiation, Financial Analysis, Finance, Underwriting, Mortgage Underwriting, Credit, Insurance

Education
University of Colorado at Boulder - Leeds School of Business   1994 — 1998
BS, Business Administration and Management, General

Experience
Chase  February 2012 - Present
Cherry Creek Mortgage   July 2011 - February 2012
Sunset Mortgage Company  January 2010 - July 2011
A1 Mortgage Funding   March 2007 - December 2009
1st Signature Lending  November 2005 - March 2007
Ace Mortgage Funding  November 2001 - November 2005

Skills
Refinance, First Time Home Buyers, FHA, HUD, VA loans, Mortgage, Conforming, Purchase, Residential

Education
Southwest Minnesota State University   1986 — 1989
AS, Office Administration

Brandon Valley High School   1981 — 1985
Diploma, Accounting

Experience
SCL Health  May 2012 - April 2015
Woods Systems   December 2005 - June 2012
Denver jetCenter, Inc.   September 2011 - January 2012
Cherry Creek Mortgage   April 2005 - December 2005
Cherry Creek Mortgage   November 2004 - April 2005
Neiman Marcus  November 2003 - November 2004
Blackjack Pizza  July 2003 - October 2003
Woods Systems   January 2003 - October 2003
Legg Mason Asset Mgt   February 1997 - December 2002
ADOC   November 1992 - February 1997

Skills
Disaster Recovery, Visio, Troubleshooting, Network Administration, Software Documentation, Active Directory, Testing, Technical Support, Administration, Process Improvement, Documentation, Vendor Management, Citrix, End-user Support, SMB routing/switching, Cable Mgt/Tracing, Change Management, Windows, Platform Engineering, HP Thin Clients, NetGear SmartSwitch, Operations, Security, Integration, Business Analysis, Microsoft SMS, Acronis Imaging, IBM Director, IBM Tivoli, HP Open View, Worldox, Windows Vista, Windows 7, Microsoft Office 2007, Microsoft Office 2010, Microsoft SNA Server, Microsoft HIS Server, Enterprise Anti-Virus, Information Technology, Servers, System Deployment, Enterprise Software, Infrastructure, Dragon Naturally..., Communication, Windows Server, Heat, ITSMF, Microsoft Technologies, Switches

Education
Virginia Polytechnic Institute and State University - Pamplin College of Business   1983 — 1988
Bachelor of Science, Management Science

Northern Virginia Community College   1984 — 1985

Toms River High School South

Experience
Eagle Home Mortgage  April 2015 - Present
Pinnacle Mortgage Group  October 1999 - Present
Pinnacle Mortgage Group Inc.  October 1999 - Present
Arvada West HS Booster Club   2012 - 2014
Cherry Creek Mortgage   February 1992 - October 1999
Denton Media Marketing   May 1990 - February 1993
DDB Needham  October 1986 - April 1990
The Beauchamp Group   April 1984 - September 1986

Skills
Refinance, FHA, Real Estate, First Time Home Buyers, Mortgage Lending, Loan Origination, Mortgage Banking, Finance, Referrals, VA loans, Residential Mortgages, FHA financing, Loans, Credit, Investment Properties, USDA, Investors, Customer Service, Banking, Real Estate Financing, Sellers, Credit Analysis

Education
Lakewood High School

University of Colorado Denver
B.S., Marketing

Experience
Schenck SC  October 2014 - Present
Schenck SC  September 2013 - September 2014
Classic Title Services, LLC   November 2012 - September 2013
Kohler Co.  August 2011 - November 2012
Cherry Creek Mortgage   February 2008 - February 2011

Skills
Finance, Mortgage Lending, PowerPoint, Marketing, Loan Origination, Access, Leadership, Mortgage Banking, Management, Accounts Payable, FHA, Refinance

Education
Lakeshore Technical College   2012 — 2015
Associate's degree, Accounting

Lakeland College   2000 — 2002
Bachelors, Writing

Sheboygan South High School

Experience
Eagle Home Mortgage  February 2014 - Present
Citywide Home Loans  June 2012 - December 2013
Cherry Creek Mortgage   December 2010 - June 2012
Hancock & Lambert, LLC   July 2010 - November 2010
Colorado Capital Bank  January 2006 - January 2010
Lighthouse Mortgage  January 2004 - January 2006

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Microsoft Publisher, Outlook, PowerPoint, Calyx Point, ADP Payroll, FHA, VA, Loans, Customer Service, Residential Mortgages, Credit, Underwriting, Sales, Credit Analysis, Mortgage Lending, Training, VA Loans, Mortgage Banking, Loan Origination, Investment Properties, Insurance, First Time Home Buyers

Education
National American University   2008 — 2012
Bachelor, Business Management, 3.5

West Valley High School   1996 — 1999
High School Diploma, Business Administration and Management, General

Experience
Pulte Mortgage  December 2014 - Present
Home Mortgage Alliance formerly Colorado Mortgage Alliance   September 2007 - November 2014
Faith Church Aurora   April 2009 - May 2014
TMR Financing, Inc   July 2004 - December 2010
Preferred Home Mortgage  November 2004 - October 2006
DHI Mortgage  August 1999 - May 2004
Cherry Creek Mortgage   August 1998 - August 1999
KB Home  August 1996 - August 1998
Richmond American Homes  April 1996 - August 1996
Wells Fargo fka Norwest Banks fka United Banks of Colorado   August 1979 - January 1993

Skills
HUD, Residential Mortgages, FHA financing, Condos, Single Family Homes, Loan Origination, Real Property, Non-Conforming, First Time Home Buyers, Real Estate Financing, Foreclosures, FHA, Negotiation, Investors, Real Estate Transactions, New Home Sales, Residential Homes, Buyer Representation, Referrals, Investments, Mortgage Lending, Small Business, Short Sales, Property, Investment Properties, REO, Government Loans, Real Estate Economics, Finance, Relocation, Certified Mortgage..., Buyers, Rentals, Reverse Mortgages, Real Estate Development, Commercial Mortgages, Construction Loans, Real Estate License, New Homes, Brokerage, Loss Mitigation, Move Up Buyers, Relocation Buyers, Coordinating Special..., Events Coordination, Praise & Worship, Worship Music

Education
University of Colorado at Denver   1980 — 1983
Business

Metropolitan State College of Denver   1980 — 1981
Business

Experience
Cherry Creek Mortgage   July 2008 - Present
Cherry Creek Mortgage   July 2008 - Present
Republic Mortgage Inc   April 1999 - June 2008

Skills
Residential Purchases, Residential Mortgages, VA Mortgages, USDA Mortgages, FHA financing, FHA 203k, HARP, Real Estate, Refinance, USDA, FHA, Sellers, VA loans, New Home Sales, Mortgage Lending, Harp, Purchasing, Mortgage Banking, Investment Properties, Credit, Loans

Education
Marquette University   1989 — 1994
Bachelor of science, Finance and Marketing

Experience
Ellie Mae  June 2012 - Present
W.J. Bradley Company   February 2009 - June 2012
Cherry Creek Mortgage   June 2008 - February 2009
Generation 5 Mortgage   November 2007 - June 2008
American Brokers Conduit  September 2006 - August 2007
American Brokers Conduit  August 2003 - September 2006
Capitol Commerce Mortgage  October 2000 - August 2003
AccuBanc Mortgage  1990 - 1999

Skills
Operations Management, Public Speaking, Mortgage Lending, Loans, Underwriting, Mortgage Banking, FHA, Credit, USDA, VA loans, Training, Sales Management, Sales, Real Estate, Residential Mortgages, Microsoft Excel, Marketing, Management, Leadership, Finance, Executive Management, Customer Service, Credit Analysis, CRM, Team Building, Process Improvement, Loan Origination, FHA financing, Employee Training, Coaching, Banking, Mortgage Underwriting, Risk Management, Refinance, Salesforce.com, Time Management, Investment Properties, Financial Services, Relationship Management, Funding, Government Loans, Real Estate Financing, Selling, Human Resources, FHA Financing

Education
Pima Community College   1991 — 1993

University of Arizona   1991 — 1992
Business

Experience
Cherry Creek Mortgage   August 2009 - Present
Wells Fargo Home Mortgage  November 2008 - July 2009
GMAC Mortgage  December 2000 - November 2008

Skills
FHA, First Time Home Buyers, Relocation, Mortgage Lending, Loans, Refinance, FHA financing, Mortgage Banking, VA loans, Residential Mortgages, Reverse Mortgages, Certified Mortgage..., Loan Origination, Government Loans, USDA, VA Loans, FHA Financing

Education
University of Puerto Rico   1990 — 1995
Bachelor of Business Administration (B.B.A.), Finance, Marketing

Experience
Peoria Ballet Co   October 2014 - Present
KROHN Entertainment and Media Law LLC   January 2013 - Present
Law Office of Carole Krohn   November 1989 - Present
Ballet Northwest Conservatory   January 2010 - Present
Elevation Dance Studio LLC   October 2011 - Present
Attorneys' Title Fund Services, LLC   1993 - 2003
Cherry Creek Mortgage   1999 - 2001
Heller Financial  July 1988 - 1993

Skills
Legal Writing, Litigation, Domestic Relations, Legal Research, Contract Negotiation, Technology, Economics, Psychology, Child Advocacy, Child Custody, Non-profit..., Title Insurance, Mortgage Banking, Investment Banking, Banking Law, Classical Ballet, Performing Arts, Real Estate Economics, Real Estate Transactions, Corporate Finance, Corporate Law, Corporate Governance, Employment Law, Published Author, Family Law, Dispute Resolution, Courts, Alternative Dispute..., Civil Litigation, Commercial Litigation, Legal Assistance, Appeals, Property Law, Parenting Plans, Trials, Parenting Time

Education
Purdue University
Bachelor of Science (BS), Econometrics and Quantitative Economics

University of Illinois College of Law
Doctor of Law (J.D.)

University of Illinois at Urbana-Champaign
Dance Masters Program/ Classical Ballet

Experience
Bay Equity Home Loans  January 2014 - Present
Cherry Creek Mortgage   June 2012 - June 2013
W.J. Bradley Company   May 2011 - June 2012

Skills
FHA, Refinance, Mortgage Banking, USDA, Loans, Reverse Mortgages, Certified Mortgage..., Loan Origination, Residential Mortgages, FHA financing, Credit, First Time Home Buyers, Sales Management, VA loans, Investment Properties, Home Equity Loans, Real Estate, Underwriting, REO

Education
The University of North Dakota   1995 — 1998
Bachelor of Business Administration (B.B.A.), Marketing

Eagan High School   1991 — 1993
General

Experience
America's Mortgage a division of Cherry Creek Mortgage Co. Inc.   May 2008 - Present
W.J. Bradley Mortgage Capital, LLC   November 2013 - March 2014
Clarion Mortgage Capital  July 2006 - May 2008
Cherry Creek Mortgage   January 2002 - June 2006
CTX Mortgage  April 2000 - January 2002
HomeSpace  May 1999 - April 2000

Skills
Refinance, Mortgage, Home, Mortgage Planning, FHA, Mortgage Lending, Loans, VA, Conventional, First Time Home Buyers, Purchase, Wealth, Investment Properties, Residential, Certified Mortgage..., Residential Homes, Real Estate Transactions, Credit, Real Estate, Mortgage Banking, Referrals, Strategic Financial..., Residential Mortgages, Investments, Finance, Loan Origination, VA loans, FHA financing, Mortgage Marketing, Government Loans, Real Estate Financing, Investors, VA Loans, FHA Financing, Underwriting, Sales, REO

Education
University of Colorado Denver   1998 — 2002
MBA, Finance

University of Oklahoma   1993 — 1998
Health and Sports Science and Division 1 Gymnast

Green Mountain High School   1990 — 1993

Experience
Cherry Creek Mortgage   September 2015 - Present
CertaPro Painters Denver West   July 2013 - September 2015
Self-Employed  August 2005 - November 2012
National Business Media  September 2004 - July 2005
European Touch  August 2002 - August 2004

Skills
Advertising, Customer Service, Photography, Sales, Social Networking, Makeup Artistry, Beauty Industry, Retail, Integrated Marketing, Information Architecture, Marketing Strategy, Hair Cutting, Hair Care, Cosmetology, Dreamweaver, Marketing Communications, Art, Photoshop, Social Media, Time Management, Organization Skills, Project Management, Project Planning, Logistics, Creative Solutions

Education
Colorado Technical University   2012 — 2015
Bachelor of Science (BS), Project Management, 3.9

ITT Technical Institute-Greenfield   2002 — 2004
Associate of Arts and Sciences (AAS), Multimedia

Experience
Rocky Mountain Real Estate Advisors   2014 - Present
FreebeeCards  2011 - Present
Cherry Creek Mortgage   2009 - 2010
CTX Mortgage  2001 - 2008

Skills
Customer Service, Marketing Communications, Microsoft Office, CRM, Training, Marketing, Recruiting, Sales, Marketing Strategy, Leadership, Sales Management, Real Estate, Single Family Homes

Education
Metropolitan State University of Denver

Pratt Institute

Experience
Skyline Financial Corp  November 2014 - Present
The Real Estate Radio Network   April 2011 - Present
Cherry Creek Mortgage   February 2012 - November 2014
Skyline Financial Corp  April 2007 - January 2012
Fidelity Financial Group   2005 - 2008
American Jetworks   December 1997 - December 2002

Skills
Accounting, CAD/CAM, Property Owners, Mortgage Banking, Residential Mortgages, Mortgage Lending, VA loans, First Time Home Buyers, Loans, Reverse Mortgages, Ownership, FHA, FHA financing, Certified Mortgage..., Loan Origination, Refinance, Investment Properties, REO, Real Estate, Sales, Referrals, Real Estate Financing, Mortgage Underwriting, Government Loans, USDA, Construction Loans, Investors

Education
Los Angeles Pierce College

Experience
Internet Business Blueprint   June 2008 - February 2013
Keller Williams Real Estate  October 2006 - December 2010
Cherry Creek Mortgage   October 2002 - April 2008
House of Churchill, Inc. dba, Chartwell Mortgage Corporation   April 1998 - October 2002
Roecker Davis Design Group   April 1996 - August 1998
InterActive Motorsports Marketing, Inc.   March 1992 - November 1996

Skills
Databases, Website Development, Web Project Management, Web 2.0, Web Content, Social Media Marketing, Email Marketing, Direct Marketing, Marketing, Marketing Communications, Marketing Strategy, Blog Marketing, CRM, Communication Skills, Project Planning, Real Estate, Certified Mortgage..., Analytical Skills, Residential Homes, Sales, Leadership, Entrepreneurship, Network Marketing..., Social Networking, Business Development

Education
Regis University
International Business, Economics

Experience
Cherry Creek Mortgage   May 2015 - Present
BMO Harris Bank  May 2013 - September 2014
Cornerstone Mortgage Company  September 2010 - February 2011
Simplified Mortgage Solutions, llc   January 2007 - August 2010
Classic Mortgage, LLC   February 1994 - September 2006

Skills
Public Speaking, Mortgage Banking, Loans, Secondary Market, Mortgage Lending, Banking, Real Estate, Residential Mortgages, FHA, Loan Origination, USDA, Refinance, Finance, VA loans, Credit Analysis, Credit, Leadership, FHA financing, Construction Loans, Executive Management, Real Estate Economics, First Time Home Buyers, Government Loans, Certified Mortgage..., Commercial Real Estate, Reverse Mortgages, Residential Homes, Investment Properties, Commercial Lending, Mortgage Underwriting, FHA Financing, Real Estate Financing, Sales, VA Loans

Education
University of Colorado Boulder   1980 — 1983
ABA School of Banking, Finance, Commercial Banking

Western State Colorado University   1975 — 1976
MBA, Finance, Management

Western State Colorado University   1965 — 1970
B.A., Business Admin., History, Secondary Ed.

Experience
Standard Pacific Mortgage, Inc   April 2006 - Present
WRT Financial Denver, CO   June 1999 - April 2006
Cherry Creek Mortgage   April 1997 - June 1999
GMAC Mortgage Company  May 1995 - April 1997
ICM Mortgage Denver, CO   April 1993 - May 1995

Skills
Mortgage Lending, Loans, Refinance, Management, Loan Origination, Residential Homes

Education
University of Denver
B.S, Business Administration; Finance and Real Estate

Experience
Bank SNB/BancMD, LLC   January 2015 - Present
1st Advantage Mortgage  August 2014 - January 2015
Mortgage Master Inc.  September 2013 - August 2014
Cherry Creek Mortgage   May 2012 - September 2013
Network Funding, LP  March 2008 - May 2012
Countrywide Home Loans  March 2007 - March 2008
Mortgage Banking Exec and Consulting   March 1981 - March 2007

Skills
Mortgage Banking..., Mortgage Lending, Loan Origination, Banking, Mortgage Banking, Loans, Recruiting, Credit, FHA, USDA, VA loans, Refinance, Residential Mortgages, Construction Loans, Consumer Lending, Loss Mitigation, Government Loans, Real Estate Financing, Underwriting, FHA financing, Credit Analysis, Mortgage Underwriting, First Time Home Buyers, Certified Mortgage..., Finance, Leadership, Reverse Mortgages, Branches, Commercial Lending, Mortgage Marketing, Home Equity Loans, Commercial Mortgages, Home Equity Lines of..., Mortgage Servicing, Branch Management, Sales, Real Estate, Loan Servicing, Rates, Referrals, HUD, Investment Properties, Financial Services, REO, Real Estate Economics, Debt Consolidation, Funding, Wholesale Lending, FHA Financing, Management

Education
Youngstown State University   1968 — 1972
Bachelor of Science (BS), Business Administration, Management and Operations

Ohio University   1966 — 1968
BS in BA, Undergrad Studies

Ursuline Academy   1962 — 1966
College/University Preparatory and Advanced High School/Secondary Diploma Program

Experience
Digital Data Services   February 2014 - Present
TruGreen  March 2013 - August 2013
HomeAdvisor  October 2010 - March 2013
Cherry Creek Mortgage   August 2003 - October 2007
Arvada Chamber of Commerce  2001 - 2002
KVIQ   1998 - 2001

Skills
Sales, Advertising, Customer Service, Account Management, Management, Sales Management, Strategic Planning, Online Advertising, Social Networking, Marketing, Team Building, Sales Process, Lead Generation, New Business Development, Leadership, Credit, Selling, Marketing Strategy, Social Media Marketing, Email Marketing, Microsoft Office, Social Media, Cold Calling, Online Marketing, Salesforce.com

Education
Saint Louis University
General

Experience
Cherry Creek Mortgage   Component servicing analystDigitalRiskJune 2013 - February 2014
Clayton  June 2012 - May 2013
Allonhill  November 2011 - May 2012
HomeAmerian Mortgage, MDCH   September 2008 - November 2011

Education
Metropolitan State University of Denver   1995 — 2000
Bachelor of Arts (B.A.), Gerontology

Experience
Cherry Creek Mortgage   May 2014 - Present
Wells Fargo  January 2009 - April 2014
Essential Funding Company   September 1997 - January 2009
Delta Home Loans   2005 - 2006

Skills
Mortgage Lending, Mortgage Banking, Underwriting, Finance, VA loans, FHA, Java, C++, SAR, FHA DE Underwriter, Conventional Underwriter, VA Underwriter, ARM, Residential Mortgages, Mortgage Underwriting

Education
Metropolitan State University of Denver   2011 — 2013
Bachelor of Computer Science, Computer Science, Mathmatics, Physics

Seattle Central College   2000 — 2002
Associate of the Arts, Anthropology, General Studies

Experience
Inlanta Mortgage  December 2014 - Present
Cherry Creek Mortgage   November 2006 - December 2014
Minkler Development   2008 - 2009
American Home Mortgage  2000 - 2006
All American Mortage   1998 - 2000
All American Mortage   1998 - 2000

Skills
Mortgage Lending, Mortgage Banking, Loans, FHA, VA loans, Refinance, Credit, FHA financing, Loan Origination, Residential Mortgages, Banking, Investment Properties, Real Estate, Sales Management, First Time Home Buyers, Finance, Cold Calling, New Business Development, Government Loans, Reverse Mortgages, Construction Loans, Sellers, USDA, FHA Financing, VA Loans

Education
Northern Illinois University   1988 — 1992
B.S., Corporate Communications

Experience
Cherry Creek Mortgage   June 2014 - Present
Sandspring Resources   January 2009 - December 2014
Sopris, LLC   January 2006 - January 2009
Merrill Lynch  May 2005 - January 2006
The Tile Warehouse, INC   January 2001 - January 2006

Skills
Financial Reporting, Budgeting, Valuation, IFRS, Investments, Due Diligence, Financial Analysis, Financial Modeling, Cash Management, Accounting, SEC reporting, Cash Flow, Corporate Finance, Internal Controls, Forecasting

Education
University of Notre Dame   2004 — 2005
MBA, Finance

University of Notre DameSouth   2004 — 2005
Master, Business Administration; corporate finance

Leeds School of   1997 — 2001
Bachelor of Science, accounting and finance

University of Colorado Boulder   1997 — 2001
BS, Accounting

Experience
Derema Group  September 2014 - Present
Columbia Bank  May 2011 - March 2014
Cherry Creek Mortgage   October 2010 - May 2011
Admiralty Yacht Sales   April 2010 - May 2011
PrimeLending  October 2009 - February 2010
PNC Mortgage  October 2002 - October 2009
National Products Inc  September 2001 - June 2002
DaVita  2000 - 2001

Skills
VA Loans, FHA Loans, Conventional Loans, Jumbo Loans, Refinance Transactions, Purchase Transactions, Short Sales, Foreclosures, Property Management, Mortgage Lending, Home Equity Lines of..., Credit Repair, Vessel Management, Vessel Handling, Process Improvement, Lending Compliance, Residential Electrical, Marine Electrical, Marine Woodworking, Marine Repair, Computer Networking, Computer Hardware, Residential Mortgages, Refinance, VA loans, FHA, Credit Analysis, Sales, Customer Service

Education
University of Puget Sound   1999 — 2001
BA, Business Administration

Tacoma Community College   1997 — 1999
AA, Business

Experience
Genworth Financial  May 2011 - Present
Genworth Financial  April 2008 - May 2011
Countrywide Home Loans  November 2007 - April 2008
American Home Mortgage  December 2004 - August 2007
Cherry Creek Mortgage   2003 - 2004
Flagstar Bank  February 2002 - February 2003
Arena Production Group   August 1999 - January 2002
Destination Services of Scottsdale   August 1998 - August 1999
The Phoenician Resort  April 1993 - August 1998

Skills
Financial Services, Fixed Annuities, Series 6, Insurance, Retirement Planning, Sales, Series 63, Retirement

Education
Virginia Commonwealth University   1989 — 1992
Bachelor's Degree

Richard Bland College of the College of William and Mary   1987 — 1989
Associate's Degree

Experience
Cherry Creek Mortgage   June 2012 - Present
TCF Bank  December 2011 - June 2012
Colorado Credit Union  March 2009 - December 2011

Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages, Credit, FHA, Banking, Underwriting, Customer Service, Small Business Lending, Sales, Customer Satisfaction, Financial Services

Education
Johnson and Wales University   2004 — 2006
Associates of Applied Sciences, Culinary Arts

Green Mountain High School

Experience
Cornerstone Mortgage, Inc.   December 2014 - Present
Cherry Creek Mortgage   September 2010 - December 2014
Wells Fargo Financial  October 2008 - July 2010

Skills
Refinance, FHA, Mortgage Lending, USDA, VA loans, First Time Home Buyers, Investment Properties, FHA financing, Real Estate, Credit Analysis, Residential Mortgages, Sales, Customer Service, Selling, Finance, Mortgage Banking, Credit, Loan Origination, Certified Mortgage..., FHA Financing, Construction Loans, VA Loans

Education
Stevens Institute of Business and Arts   2003 — 2006
Fashion Merchandising

Southwest Missouri State University   2002 — 2003
Business

Saint Dominic High School   1998 — 2002
General Studies

Academy of the Sacred Heart

Experience
AIMCO  December 2006 - Present
Cherry Creek Mortgage   November 2002 - August 2007

Skills
Real Estate, Financial Analysis, Property Management, Real Estate Development

Education
Montana State University-Bozeman   1994 — 1998

Experience
LoanStar Home Lending  January 2015 - Present
Catalyst Lending, Inc.   April 2014 - January 2015
Cherry Creek Mortgage   May 2012 - December 2013
Bank of America  December 2010 - May 2012
Allonhill  September 2008 - December 2009
Lime Financial  August 2004 - February 2009
Meritage Mortgage  November 1996 - August 2004
First Franklin Financial Corp  1991 - 1996

Skills
Mortgage Banking, Loan Origination, Mortgage Lending, Due Diligence, Capital Markets, Loss Mitigation, Operations Management, Management, Refinance, Credit, Credit Analysis, Residential Mortgages, FHA, Underwriting, Banking, Mortgage Underwriting, Real Estate, Loans, Loan Servicing, Risk Management, Credit Risk, Portfolio Management, REO, FHA financing, USDA, VA loans, FHA Financing, VA Loans

Education
University of Kansas
Bachelor of Science, Business Administration

Experience
Cherry Creek Mortgage   October 2012 - Present
DISH Network  July 2008 - Present
Aurora Loan Services  April 2005 - January 2008
Aurora Loan Services  November 2002 - April 2005
Litton Loan Servicing  2000 - 2002
Stewart Lender Services  1998 - 2000
GE Capital  1991 - 1998

Education
Kansas State University   1971 — 1976
BS, Mathematics Education

Experience
Cherry Creek Mortgage   August 2012 - Present
Cherry Creek Mortgage CO., Inc.   January 2009 - Present
Garvin Enterprises, Inc.   August 2007 - October 2009
Borrowers First Choice   2008 - 2009
American Home Mortgage  January 2001 - August 2007

Skills
Mergers, Mortgage Lending, Business Development, Residential Homes, Loans, B2B, Sales Management, Refinance, Real Estate, Negotiation, Banking, Mortgage Banking, FHA, Credit, Direct Marketing, Residential Mortgages, Customer Satisfaction, Loan Origination, Salesforce.com, Project Management, VA loans, USDA, Real Estate Economics, FHA financing, Reverse Mortgages, Construction Loans, Certified Mortgage..., Mortgage Underwriting, Mortgage Servicing, Government Loans, Investment Properties, Mortgage Marketing, Credit Analysis, Real Estate Financing, Commercial Mortgages, Financial Services, Mergers & Acquisitions, Home Equity Loans, Loss Mitigation, Underwriting, Home Equity Lines of..., Commercial Lending, Consumer Lending, Funding, Rates, Financial Structuring, First Time Home Buyers, Finance, HUD

Education
University of Denver   1974 — 1976
BSBA, Real Estate and Construction Management

Paul Smith's College, Paul Smith's, NY   1972 — 1974
Associates Degree, Liberal Arts - Business and Economics

Experience
Citywide Home Loans  April 2011 - Present
Cherry Creek Mortgage   August 2009 - May 2011
First National Mortgage Sources  2003 - 2007
Entrust Mortgage  1998 - 2002
United Banc   1995 - 1997

Skills
Mortgage Lending, Loans, Real Estate, First Time Home Buyers, FHA, Investment Properties, Credit, Investors, Foreclosures, Short Sales, Negotiation, Refinance, Underwriting, Sales, Mortgage Banking, FHA financing, USDA, Reverse Mortgages, Residential Mortgages, Construction Loans, Loan Origination, Real Estate Financing, Residential Homes, Referrals, Sellers, Real Estate Transactions, Finance, VA loans, Mortgage Underwriting, Investments, Small Business, REO, Real Estate Economics, HUD, Certified Mortgage..., Commercial Mortgages, Financial Services, Government Loans, Loss Mitigation, Social Media Marketing

Education
Marquette University   1990 — 1995
BA 1995, Psychology

Marquette University   1990 — 1995

Experience
US Bank Home Mortgage  June 2010 - Present
Lake Zurich Chamber of Commerce   2005 - Present
Woodfield Planning Corporation   February 2008 - June 2010
Cherry Creek Mortgage   2005 - 2008
JBA Real Estate Investments   June 2003 - June 2005
Responsive Financial Services   January 1999 - May 2003
W. W. Grainger, Inc   December 1979 - December 1998

Skills
Mortgage, Loans, First Time Home Buyers, Home, Construction Loans, Jumbo loans, Refinance--no mortgage..., Lot loans, HARP refinances, Downpayment assistance, Veterans downpayment..., Discounts for buyers, Refinance, Discount, Buyers, Mortgage Insurance, Mortgage Lending, FHA financing, Custom Remodeling, Credit, Home Equity Lines of..., Foreclosures, Short Sales, Loan Origination, Referrals, Real Estate, Parcels, Mortgage Banking, Investment Properties, REO, FHA, Real Estate Transactions, Condos, Investors, Reverse Mortgages, USDA, Sellers, Single Family Homes, Brokerage, Relocation, Government Loans, Buyer Representation, Property, Rates, Real Estate Financing, 203K, FHA Financing

Education
CMPS Institute   2007 — 2008
Certification, Mortgages

Xinnix Mortgage Academy   2004 — 2005
Xinnix Certification, Mortgages

Northern Illinois University
B.S., Merchandising

Experience
Digital Risk  June 2013 - Present
Cherry Creek Mortgage   October 2012 - Present
Aurora Bank FSB  January 2011 - October 2012
G. Moss & Associates   February 2006 - September 2011
Lira Financial   August 2004 - November 2005

Skills
Microsoft Office, Loss Mitigation, Bankruptcy, Supervisory Skills, Supervising, Organizational..., Able To Multi-task, Problem Solving, Call Center, Decision Making Skills, Professional..., Teamwork, Attention To Detail, Discretion, Meeting Deadlines, Sound Judgment

Education
University of Colorado at Denver   2008 — 2011
MBA, Sports & Entertainment Management

University of Colorado at Denver   2001 — 2004
BS, International Business

Experience
Cherry Creek Mortgage   August 2013 - Present
Citi  October 2012 - August 2013
Hi-Tech Solutions  January 2012 - September 2012
GMAC Mortgage  November 2010 - May 2011
Gateway Funding  June 2010 - November 2010
Realty Executives  December 2008 - June 2010
Wachovia  March 1997 - November 2008
Amerified/NBD/First Chicago   March 1994 - August 1996
Dunne and Carter Real Estate Appraisers   June 1992 - March 1994

Skills
Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Credit, FHA, Banking, Refinance, Real Estate, Underwriting, Sales Management, Credit Analysis, Leadership, Recruiting, Customer Satisfaction, Business Development, Management

Education
Penn State University   2008 — 2009
MBA, Business

University of St. Francis   1990 — 1992
BBA, Marketing

Experience
FORUM MORTGAGE BANCORP  February 1997 - Present
Cherry Creek Mortgage   June 2012 - April 2014
Elm street realtors   2012 - 2014
WEICHERT REALTY GROUP   July 2011 - July 2012
FORUM MORTGAGE BANCORP  February 1997 - June 2012
FORUM MORTGAGE BANCORP  February 1997 - June 2012
AVENUE ONE REALTY GROUP   October 2005 - July 2011
Coldwell Banker Primus  February 2005 - October 2005
CENTURY 21- LULLO  March 1995 - February 2005

Skills
Loans, Mortgage Lending, FHA, Business Development, Finance, Investment Properties, Management, Sales, Marketing, Residential Homes, Contract Negotiation, Referrals, Insurance, Sellers, Refinance, Strategic Planning, Loan Origination, Mortgage Banking, Residential Mortgages, Credit, Relocation, Banking, Real Estate, VA loans, New Home Sales, VA Loans

Education
Coyne american institute   2000 — 2002
certificate, Electrical maint.

BELFORD UNIVERSITY
Associates Degree, Business Management

Triton-College
General Studies / Automotive Technician

Experience
Axia Home Loans  April 2014 - Present
American First Lending Corporation   April 2009 - April 2014
Evergreen Home Loans  June 2008 - April 2009
CFA NW Mortgage Professionals   February 2001 - September 2007
Cherry Creek Mortgage   January 1996 - February 2001
GMAC Mortgage Corp  February 1992 - December 1995

Skills
Mortgage Banking, FHA, Mortgage Lending, Reverse Mortgages, Refinance, Loans, Loan Origination, Underwriting, Credit, Banking, Non-Conforming, Government Loans, Home Equity, Funding, FHA financing, Residential Mortgages

Education
Minot State University   1987 — 1991
B.S., Business

Experience
Envoy Mortgage  June 2013 - Present
Cherry Creek Mortgage   October 2010 - June 2013
4BR - For Business Relations   2012 - 2013

Skills
FHA, USDA Rural Housing, CHFA, 203K Loans, Cash Out Loans, Refinance, First Time Home Buyers, Loan Origination, VA loans, Government Loans, Mortgage Marketing, 203K, Real Estate Financing, Investment Properties, Construction Loans, Loans, Mortgage Underwriting

Education
University of Colorado at Boulder   2002 — 2006
Environmental Design with an Architectural Emphasis

Experience
CCI Design working with Robinson and Company Inc. Design/Build   June 2015 - Present
Cherry Creek Mortgage   August 2014 - June 2015
Eagle Home Mortgage  October 2013 - July 2014
Unibell Financial   February 2012 - October 2013
Envoy Mortgage  2012 - 2013

Skills
First Time Home Buyers, Residential Homes, Investment Properties, Real Estate, Realtor Referrals, Full Pre-Approval..., Investment Property..., Interior and Spatial...

Education
University of Arizona
Bachelor of Fine Arts (B.F.A.), Public Relations, Advertising, and Applied Communication

Experience
Cherry Creek Mortgage   September 2014 - Present
AmCap Mortgage, LTD  December 2013 - August 2014
Southern Home Mortgage   December 2009 - November 2013
Eagle Mortgage & Finance   August 2007 - December 2009

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, English, Windows, Research, Outlook, Photoshop, Teaching, HTML, Budgets, C++, Public Speaking, FHA financing, Leadership, Negotiation, Marketing, Management, Real Estate, Strategic Planning, Sales, Social Networking, Contract Negotiation

Education
Louisiana Tech University   2000 — 2004
Bachelor of Science (B.S.), Marketing

Glenbrook High School

Experience
Cherry Creek Mortgage   August 2012 - Present
ANN INC.  October 2011 - August 2012
Abercrombie & Fitch  May 2011 - October 2011
Nordstrom  March 2009 - May 2011
Circuit City  July 2004 - March 2009

Skills
Visual Merchandising, Merchandising, Retail, Store Management, Loss Prevention, Fashion, Customer Service, Assortment, Apparel, Styling, Inventory Management

Education
Loyola University of Chicago   2006 — 2008
Bachelor of Business Administration (B.B.A.), Sport Management

Waubonsee Community College   2004 — 2006
Business Administration

Experience
Specialized Loan Servicing  September 2012 - Present
Riggs Abney Neal Turpen Orbison & Lewis  September 2007 - July 2012
Riggs Abney Neal Turpen Orbison & Lewis  2007 - 2012
Cobank  May 2006 - January 2007
Cherry Creek Mortgage   June 2005 - January 2006
TransUnion Settlemrnt Solutions   November 2004 - June 2005
LSI  September 2002 - June 2004
BONY MELLON   July 1995 - June 2000

Skills
Communication, Organizational..., Operations Management, Quality Control, Time Management, Client Relations

Education
Point Park University
Bachelor of Arts (B.A.), Communications

Woodland Hills high school
diploma, Academic

Experience
Cherry Creek Mortgage   August 2009 - Present

Education
Metropolitan State University of Denver
Bachelor of Science (B.S.), Business Administration and Management, General