Intercap Lending
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Intercap Lending Employees
Intercap Lending March 2010 - Present
Paradigm Equity Partners March 2008 - February 2010
Fullerton Community Bank March 2006 - March 2008
Heritage Escrow March 2002 - March 2006
Skills
Loans, Mortgage Lending, Loan Origination, Refinance, Mortgage Banking, Leadership, FHA, Underwriting, Sales, Customer Service, Credit, Finance, HARP Refinance, FHA 203K Renovation..., 80/10/10 for Jumbo to..., 1/2 percent down..., Low Down Payment Jumbos, Residential Mortgages, Funding, Sellers, FHA financing, Banking, Residential Homes
Education
University of California, Riverside 2001 — 2006
Bachelor of Applied Science (B.A.Sc.), Business Administration and Management, General
Esperanza High School 1988 — 1991
High School Diploma
Titan Pacific Group March 2005 - Present
Intercap Lending January 2010 - Present
Intercap Lending March 2009 - August 2010
Skills
Real Estate, Mortgage Lending, Investment Properties, Loans, Mortgage Banking, First Time Home Buyers, Refinance, FHA, Short Sales, Credit, Residential Mortgages, Loan Origination, FHA financing
Education
Chapman University, The George L. Argyros School of Business and Economics 2007 — 2009
MBA
AmeriSave Mortgage Corporation June 2014 - Present
WesLend Financial September 2011 - January 2014
Intercap Lending May 2011 - September 2011
Marbella Country Club May 2008 - May 2011
BF Saul 2006 - 2008
Downey Savings 1992 - 2006
Downey Savings 1992 - 2005
BNC Mortgage 1993 - 1994
Skills
Mortgage Lending, Refinance, Loans, Investment Properties, FHA, Mortgage Banking, USDA, Underwriting, Sales Operations, Residential Mortgages, Sales, Sales Management, Loan Origination, FHA financing, Government Loans, VA loans, Loss Mitigation, Credit Analysis, Credit, Reverse Mortgages, First Time Home Buyers, Mortgage Underwriting, Certified Mortgage..., Real Estate
Education
Golden West College 1973 — 1975
Intercap Lending August 2010 - Present
Abregov Parrino, LLP November 2009 - August 2010
Shampoo Cocktails September 2007 - November 2009
Steve Madden April 2006 - December 2007
Skills
QuickBooks, Accounts Payable, Account Reconciliation, Inventory Management, Financial Statements, Customer Service, Microsoft Office, Invoicing, Microsoft Word, Microsoft Excel, PowerPoint, Access, Tax Returns, Event Planning, Bank Reconciliation, Outlook, Financial Analysis, Accounting, Management, Accounts Receivable, Cash Flow, Sales, Spreadsheets, Banking, Credit, Loans, Real Estate, Mortgage Banking, Loan Origination, Mortgage Lending, Refinance, Residential Mortgages, FHA, Finance, Credit Analysis, Strategic Financial..., Risk Management, Analysis, Salesforce.com, Process Improvement, Payroll, Leadership, Training, Loan Servicing, Mortgage Servicing, Portfolio Management, Loss Mitigation, Asset Management, Retail Banking
Education
California State University-Fullerton 2005 — 2009
BA, Business Administration- Management, 3.4 Cumulative GPA
Radian June 2014 - Present
Confidential January 2014 - May 2014
Intercap Lending July 2012 - December 2013
Allonhill February 2011 - July 2012
The Millenium Group November 2010 - January 2011
McLeod Financial Services 1993 - 2008
Matrix Financial - part of McLeod Financial Services 1999 - 2002
Terra Funding - part of McLeod Financial Services 1993 - 1999
FDIC 1990 - 1993
Bank Western 1983 - 1989
Skills
Underwriting, Credit, Loans, Policy, Mortgage Lending, Financial Analysis, Vendor Management, Mortgage Banking, Call Center, Operations Management, Process Improvement, Training, Leadership, Customer Service, Team Building, Risk Management, Analysis, Loan Origination, Mortgage Underwriting, Loan Servicing, Mortgage Servicing, Management, FHA, Due Diligence, Residential Mortgages, Refinance, Credit Analysis, VA loans, USDA, Sales, Negotiation, Loss Mitigation, Investment Properties, Human Resources, Government Loans, Finance, FHA financing, Credit Risk, Certified Mortgage..., Call Centers, Business Development
Education
Front Range Community College 1990 — 1999
Business
Mason-McDuffie Mortgage March 2012 - Present
Prominent Escrow April 2011 - March 2012
Intercap Lending March 2010 - April 2011
Keystone Mortgage Group September 1998 - March 2010
Skills
Loans, Mortgage Lending, FHA, Refinance, Loan Origination, VA loans, Residential Mortgages, FHA financing, Credit, Government Loans, Mortgage Banking
Education
Saddleback College 1995 — 1996
Registered Nursing/Registered Nurse
Marina High School 1976 — 1979
High School Diploma
Home Financing Inc March 2015 - Present
International City Mortgage December 2014 - Present
Network Capital Funding Corporation February 2014 - November 2014
Movement Mortgage May 2013 - August 2013
Intercap Lending February 2012 - March 2013
Cash Call September 2010 - February 2012
Account Executive at U.S. Capital Equipment Lessors, Inc. August 2008 - August 2010
Balboa Capital 2007 - 2008
Balboa Capital 2007 - 2008
Skills
Credit, Mortgage Lending, Loans, Banking, Portfolio Management, Loan Servicing, Process Improvement, Team Building, Strategic Planning, Certified Mortgage..., Credit Risk, FHA financing, Finance, Financial Analysis, Funding, Government Loans, Investment Properties, Management, Real Estate, Real Estate Financing, Reverse Mortgages, Sales, Sales Management, VA loans, Negotiation, VA Loans, FHA Financing
Education
USC
Bachelor of Science (BS), Accounting
Intercap Lending September 2010 - Present
Apex Debt Relief February 2010 - September 2010
USMAC Law Group October 2008 - January 2010
Citywide Mortgage Corporation May 2002 - May 2008
Genisys Financial February 2001 - May 2002
Skills
Microsoft Office, Customer Service, Word, Customer Relations, FHA, Mortgage Lending, Call Centers, Residential Mortgages, Microsoft Word, Sales, Loans, Credit, Project Management, Leadership, Contract Negotiation
Education
Cal Poly Pomona 1987 — 1990
Lenox Financial, dba Weslend Financial March 2015 - Present
loanDepot May 2014 - January 2015
Intercap Lending April 2012 - December 2013
Wells Fargo April 2010 - February 2012
NBG Financial / Z Law Center February 2009 - March 2010
Lending Tree Loans / Home Loan center November 2004 - December 2007
IndyMac Bank F.S.B. February 1997 - October 2004
Affinity Financial March 1994 - February 1997
Skills
Windows, English, PowerPoint, Customer Service, Loss Mitigation, Microsoft Office, Negotiation, VA loans, FHA financing, Mortgage Banking, Sales, Appraisals, Wholesale Lending, Residential Homes, Home Equity Lines of..., Team Leadership, Creative Problem Solving, Superior Work Ethic, Account Management, Mortgage Lending, Loans, FHA, Underwriting, Finance
Education
Orange Coast College 1988 — 1990
Business Administration and Management, General
Greenlight Loans April 2014 - Present
Loan Depot November 2013 - June 2014
Intercap Lending July 2012 - November 2013
LendingTree 2005 - 2008
Greenlight Loans June 2002 - June 2005
Skills
Mortgage Banking, Finance, Money Management, Organizational..., Leadership, Athletic Training, Athletic Performance, Personal Development, Public Speaking, Motivational Speaking, FHA, Loan Origination, Refinance, Sellers
Education
California State University-Long Beach 1996 — 2000
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Intercap Lending January 2010 - Present
AAA Bonded Notary Corp October 2008 - Present
Mortgage Lenders Solutions June 2006 - November 2010
WMC Mortgage October 2003 - June 2006
Argent Mortgage September 2002 - October 2003
Master Financial June 2003 - September 2003
FIRSTPLUS Bank fka Citizens Thrift & Loan January 1998 - June 2003
New Century Mortgage August 1997 - January 1998
Option One Mortgage 1994 - 1997
Skills
Loan Servicing, Training, Income Statement, Mortgage Lending, Loan Sales, Mortgage Banking, Loans, Loan Origination, FHA, Credit, Refinance, Loss Mitigation, Real Estate, Underwriting, Residential Mortgages, Investment Properties, Referrals, Sales, Foreclosures, VA loans, Escrow, Finance, Reverse Mortgages, Mortgage Servicing, FHA financing, Real Estate Financing, FHA Financing
Education
Fullerton College 1986 — 1989
Business, etc.
Evervapes April 2014 - Present
Homestead Funding Corp. February 2014 - April 2014
Intercap Lending September 2013 - February 2014
goodmortgage.com June 2013 - August 2013
NAA April 2013 - August 2013
Keller Williams 2007 - 2008
Skills
I am fluent in Korean, Mortgage Lending, Loan Origination, Refinance, Residential Mortgages, VA loans, FHA financing, Sales, Management, Customer Service, Sales Management, Outlook, Insurance, Mortgage Banking, Real Estate, USDA
Education
University of North Carolina at Charlotte
Management Information Systems, General
Ultimate Software September 2014 - Present
Discover Financial Services April 2013 - September 2014
Intercap Lending November 2012 - April 2013
LocalSplash.com September 2011 - November 2012
Lee Law Associates March 2011 - September 2011
WebVisible October 2010 - March 2011
WebVisible March 2010 - September 2010
City of Irvine October 2009 - March 2010
Citibank July 2005 - July 2009
Heal the World, Inc July 2005 - July 2009
Skills
Windows, Task Management, Organization, Online Marketing, Adobe Fireworks, Project Management, Training, Analysis, Marketing, Leadership, Management, Program Management, Social Media Marketing, Human Resources, SEM, Customer Service, Research, Negotiation, Organizational..., Online Advertising, Project Planning, Sales, Microsoft Office, SEO, PPC, Advertising, Social Networking, Lead Generation, CRM, Editing, Google Analytics, Fundraising, Google Adwords, Customer Retention, Public Speaking, Account Management, Social Media, PowerPoint, Customer Satisfaction, Microsoft Excel
Education
University of California, Irvine 2000 — 2004
B.S., Applied Ecology
Stonegate Direct February 2014 - Present
NDM Direct September 2012 - Present
Intercap Lending November 2011 - May 2012
MD Webb & Associates August 2008 - August 2011
IMPAC MORTGAGE August 2005 - July 2008
Ameriquest Capital Group August 2002 - August 2005
Century 21 June 1999 - August 2002
Skills
Loans, Credit, Mortgage Lending, Refinance, FHA, Mortgage Banking, Loan Origination, Banking, Underwriting, Residential Mortgages, Financial Analysis, Portfolio Management, Loan Servicing, Credit Analysis, Commercial Banking, Credit Risk, Retail Banking, Outlook, Microsoft Excel, Microsoft Word, REO, VA loans, Asset Management, Sales, Risk Management, Escrow, USDA, Finance, Real Estate, Commercial Mortgages, Investment Properties, Real Estate Transactions, Real Estate Economics, Investors, Commercial Lending, Appraisals, Property, Mortgage Marketing, Short Sales, Mortgage Servicing, Real Estate Financing, Investments, Loss Mitigation, Construction Loans, Reverse Mortgages, First Time Home Buyers, Foreclosures, Funding, Secondary Market, Certified Mortgage...
Education
UTD 1998 — 1999
Continued after Associates of Arts degree, Pre-Medicine/Pre-Medical Studies
UCI 1997 — 1998
Associate of Arts (AA), Pre-Medicine/Pre-Medical Studies
University High School Irvine
Strategic Property Solutions December 2013 - Present
Prospect Mortgage, LLC August 2013 - February 2014
Intercap Lending April 2013 - August 2013
All Western Mortgage November 2012 - April 2013
All Western Mortgage 2010 - 2013
All Western Mortgage May 2010 - November 2012
Direct Access Lending December 2001 - May 2010
Skills
Mortgage Lending, FHA, Residential Mortgages, Mortgage Banking, Refinance, Loan Origination, Loans, VA loans, FHA financing
Education
Regis University 1999 — 2001
B.A., Liberal Arts and Sciences/Liberal Studies
Network Capital Funding Corporation November 2012 - Present
Intercap Lending March 2011 - December 2012
Sockers FC May 2004 - October 2010
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking
Education
Trinity Christian College 2002 — 2005
Bachelor of Education (B.Ed.), Education
Real Estate Broker January 1995 - Present
Intercap Lending 2012 - December 2014
Maven Asset Management Corp January 2008 - 2013
National Mortgage Network April 2001 - January 2008
New Century April 1998 - April 2001
United Lending Group February 1993 - April 1998
Mission Viejo National Bank January 1986 - February 1993
Skills
Department of Real..., MLO Licensed in several..., Mortgage Banking, Mortgage Lending, Sales, Banking, Real Estate, Loans, Selling, Marketing, Investment Properties, Finance, FHA, Refinance, Loan Origination, REO, VA loans, Loan Servicing, FHA financing, Residential Mortgages, USDA, Mortgage Marketing, Real Estate Financing, Credit, Underwriting, Loss Mitigation, Credit Analysis, Reverse Mortgages, Asset Management, Real Estate Economics, Mortgage Underwriting
Education
California State University-Fullerton
Bachelor's degree, Finance
Bank of America April 2014 - Present
Guaranteed Rate September 2013 - April 2014
Fremont Bank March 2013 - September 2013
Intercap Lending February 2012 - February 2013
MetLife Home Loans December 2008 - January 2012
LoanLink Financial Services May 2008 - December 2008
REAL Mortgage. February 2007 - May 2008
Wells Fargo Home Mortgage June 1998 - December 2006
Norwest Mortgage May 1995 - June 1998
Directors Mortgage March 1987 - May 1995
Skills
Refinance, FHA, Mortgage Banking, Investment Properties, Government Loans, USDA, Banking, Underwriting, Reverse Mortgages, Credit, Loan Origination, Mortgage Lending, Certified Mortgage..., Residential Mortgages, First Time Home Buyers, Loan Servicing, Loans, Real Estate Financing, Mortgage Underwriting, Real Estate, Construction Loans, VA loans, REO, FHA financing, Referrals, Non-Conforming, Finance, Home Equity Loans, Notary Public, Credit Analysis, Mortgage Servicing, Real Estate Economics, Loss Mitigation, Consumer Lending, Commercial Mortgages, Commercial Lending, Real Estate Transactions, HUD, Foreclosures, Funding, Financial Structuring, Investors, Mortgage Marketing, Home Equity Lines of..., Short Sales, Commercial Real Estate, Escrow, Residential Homes, Investments, Condos
Education
Chapman University 1980 — 1985
BS, Communications
Chapman University 1980 — 1985
E Mortgage Management, LLC. March 2015 - Present
Homestead Funding Corp. December 2013 - March 2015
Intercap Lending April 2013 - December 2013
SWBC March 2012 - February 2013
The Home Lending Source April 2011 - March 2012
Franklin American Mortgage Company June 2007 - May 2011
Fieldstone/Broad Street mortgage January 2001 - June 2007
Broadstreet Mortgage 2001 - 2007
Old Kent 1999 - 2001
Skills
Mortgage Lending, VA, Conventional, FHA, Mortgage Banking, Mortgage Industry, Mortgage, Sales Management, Problem Solving, Strategic Planning, New Business Development, Negotiation, Risk Management, Finance, Sellers, Credit, Loan Origination, USDA, Residential Mortgages, VA loans, FHA financing, Reverse Mortgages, Government Loans, Refinance, Mortgage Underwriting, Construction Loans, Certified Mortgage..., Banking, Loans, Home Equity Loans, Loss Mitigation, Mortgage Marketing, Investment Properties, Real Estate Financing, Credit Analysis, Underwriting, First Time Home Buyers, Commercial Mortgages, Home Equity Lines of..., Debt Consolidation, Consumer Lending, Real Estate Economics, Commercial Lending, Real Estate, Financial Structuring, Referrals, Loan Servicing, Investments, Rates, HUD
Education
University of California, Riverside 1979 — 1982
BS, Admin Studies-Political Science
NMLS # 67721
Riverside City College
American Financial Network, Inc. October 2015 - Present
Secure One Capital February 2014 - October 2015
American Financial Network, Inc. 2015 - 2015
American Financial Network, Inc. 2015 - 2015
Sovereign Lending Group, Inc. 2013 - 2014
Intercap Lending April 2012 - April 2013
Network Capital Funding Corporation 2010 - May 2012
Ameripath/Prospect Mortgage 2009 - 2010
Equilend Capital Group LLC May 2004 - July 2009
American Century Mortgage/ American Heritage February 2002 - August 2004
Skills
Mortgage Banking, FHA, Loan Origination, FHA financing, Residential Mortgages, Loans, First Time Home Buyers, Reverse Mortgages, Financial Analysis, Realtor, Banking, Finance, Mortgage Marketing, Leadership, Funding, VA loans, FHA Financing, VA Loans, Refinance
Education
Orange Coast College 1999 — 2001
Fountain Valley High School 1995 — 1999
GED
Envoy Mortgage March 2013 - Present
Mortgage Solutions Financial July 2011 - Present
Intercap Lending November 2012 - March 2013
South Pacific Financial Corp July 2010 - June 2011
PRMG, Inc. July 2007 - June 2010
Skills
Financial Planning, First Time Home Buyers, Mortgage Credit..., USDA Rural Housing, FHA Purchases and..., HomePath for Fannie Mae..., VA Purchases and..., Conventional Financing..., FHA 203K Rehab..., First Time Buyers Down..., FHA, Mortgage Lending, Real Estate, Strategic Financial..., Credit, HomePath, Investment Properties, Mortgage Banking, Government Loans, Loans, VA loans, Reverse Mortgages, USDA, Loan Origination, FHA financing, Finance, Investors, Non-Conforming, Refinance, Loss Mitigation, Certified Mortgage..., Underwriting, Foreclosures, Sellers, Investments, Short Sales, Residential Homes, Real Estate Financing, Residential Mortgages, Mortgage Marketing, Home Equity Loans, Construction Loans, Mortgage Underwriting, REO, Real Estate Economics, Commercial Mortgages, HUD, Credit Analysis
Education
California State University-San Bernardino - College of Business and Public Administration 1974 — 1977
Riverside City College 1972 — 1974
Business
Ramona High School
Intercap Lending March 2009 - Present
First Fidelity Financial, INC November 2002 - December 2007
Skills
Loan Servicing, Mortgage Banking, Microsoft Excel, Loss Mitigation, FHA, Mortgage Lending, Credit, Refinance, VA loans, FHA financing, Cross-functional..., Leadership, Loan Origination
Education
University of Southern California
Bachelor of Business Administration (BBA), Accounting and Business/Management
Duffy Realty of Atlanta June 2015 - Present
Intercap Lending March 2015 - May 2015
Movement Mortgage, LLC November 2014 - February 2015
Eagle Home Mortgage April 2014 - October 2014
Wells Fargo Home Mortgage July 2013 - October 2013
Wells Fargo Home Mortgage March 2013 - July 2013
Caliber Funding December 2012 - February 2013
GMAC Mortgage October 2011 - December 2012
Nationstar Mortgage 2011 - 2011
Foundation Financial Group 2010 - 2011
Skills
Management, Sales, Operations, Loans, Mortgage, Real Estate, Refinance, Credit, Home, Purchase, FHA, Mortgage Lending, Residential, VA, Loan Origination, Conventional, REO, Mortgage Industry, VA loans, Conforming, First Time Home Buyers, Residential Mortgages, Construction Loans, Investment Properties, FHA financing, Retail, Sales Management, Residential Homes, USDA, Mortgage Banking, Foreclosures, Short Sales, Real Estate Financing, Non-Conforming, Condos, Government Loans, Home Equity Loans, Mortgage Underwriting, Mortgage Marketing, Finance, Credit Analysis, FHA Financing
Education
Kennesaw State University - Michael J. Coles College of Business 1997 — 2000
B.B.A, Management
Intercap Lending July 2011 - March 2012
Trust One Mortgage July 2009 - July 2011
Loan Link Financial Services 2000 - 2009
MGM Mortgage Company 1995 - 2000
Larry Latham Auctioneers 1992 - 1995
Century 21 Corporation 1988 - 1992
Skills
Refinance, Loans, Real Estate, Certified Mortgage..., Reverse Mortgages, Sellers, Finance, FHA, Mortgage Banking, Mortgage Lending, Loan Origination, Credit, Investment Properties, HUD, Home Equity Loans, First Time Home Buyers, USDA, Real Estate Financing, Short Sales, Commercial Real Estate, Funding, Underwriting, Residential Mortgages, VA loans, Government Loans, Residential Homes, Property, FHA financing, Construction Loans, REO, Investors, Referrals, Real Estate Economics, Mortgage Marketing, Foreclosures, Commercial Mortgages, Real Estate Transactions, Non-Conforming, Mortgage Underwriting, Single Family Homes, Loan Servicing, Loss Mitigation, Commercial Lending, Financial Structuring, Condos, Credit Analysis, New Home Sales, Mortgage Servicing, Investments, Appraisals
Education
Texas A&M University-Kingsville 1967 — 1973
B.S., Agriculture
Systems Of Corporate Management February 2010 - Present
Global Titans LLC October 2009 - Present
Arego Capital March 2010 - January 2011
Intercap Lending January 2010 - April 2010
Smart Rate Direct January 2003 - October 2009
Direct Lender 2002 - 2003
Victory Race Cars January 1988 - June 2001
Education
California State University-Northridge 1992 — 1993
Kinesiology
Orange Coast College 1990 — 1992
A.A., Kinesiology
American Advisors Group (AAG Reverse Mortgage) April 2014 - Present
Evergreen Realty & Associates 2012 - Present
Claiber Funding September 2012 - August 2013
Intercap Lending August 2010 - August 2011
Bridge Capital Corp 2002 - 2010
Equilend Group / BCC February 2000 - May 2008
Union Financial 1992 - 1994
Skills
Banking, VA loans, Credit, First Time Home Buyers, Real Estate Economics, Finance, REO, Funding, FHA, Investments, Buyer Representation
Education
Arizona State University 1978 — 1982
Business Administration
Judson High School 1977 — 1978
Cash Call Mortgage September 2011 - Present
Branch Management Group August 2008 - Present
Coca Productions January 2000 - Present
MonaVie December 2007 - January 2012
Intercap Lending August 2010 - August 2011
New American Funding September 2008 - August 2010
MOXXOR August 2008 - March 2010
Plush Lounge March 2007 - March 2009
MYNE Printing June 2008 - August 2008
Direct Lender 2007 - 2008
Skills
Disc Jockey, Producer/Music Editor, Training & Development, Team Building, Mortgage Lending, Loans, FHA, Marketing, Call Centers, CRM, Finance, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages, Sales Management, Customer Service, Investment Properties, Sales, Employee Training, Coaching, Management, New Business Development, Recruiting, Underwriting, Human Resources, Leadership, Real Estate, Credit, Strategic Planning, Banking, Negotiation, Business Development
Education
California State University-Long Beach 1997 — 2000
BA, Liberal Studies/Sociology
Cypress College 1993 — 1997
AA, Liberal Studies/Sociology
NMLS S.A.F.E. Act
Licentiate degree, Real Estate
Intercap Lending September 2014 - Present
JPMorgan Chase March 2013 - December 2013
Flagstar Bank November 2007 - March 2013
Flagstar Bank October 2004 - November 2007
Flagstar Bank August 2002 - October 2004
Operation Get Down June 1998 - July 2001
Skills
Finance, Loans, FHA, Mortgage Underwriting, VA loans, Marketing, Fundraising, Nonprofits, Public Speaking, Advertising, Grant Writing, Credit Analysis, Refinance, Mortgage Banking, Financial Statements, Residential Mortgages, Appraisals, Microsoft Excel, Microsoft Office, PowerPoint, Outlook, Financial Services, Credit Risk, Retail Banking, Credit, USDA
Education
Madonna University 1982 — 1986
Bachelor's degree, Marketing
Ashland Theological Seminary
Masters of Divinity, World Religions
RPM Mortgage, Inc. December 2013 - Present
Intercap Lending February 2013 - December 2013
Benchmark Funding February 2011 - February 2013
Hayward Capital April 2000 - February 2011
Skills
First Time Home Buyers, Investment Properties, Real Estate, Mortgage Lending, Refinance, Residential Homes, Investors, Residential Mortgages, Short Sales, Sellers, Condos, Foreclosures, Certified Mortgage..., Credit, FHA, FHA financing, Loan Origination, Loans, Mortgage Banking, Referrals, USDA, VA loans, REO, 203K, Reverse Mortgages
Education
Georgia Tech 1985 — 1990
Mechanical Engineering
Bank of America May 2013 - Present
Wells Fargo Home Mortgage April 2011 - May 2013
Intercap Lending March 2010 - April 2011
Wells Fargo August 2008 - January 2010
New Meridian Real Estate Inc October 2004 - June 2008
Skills
Bilingual, Government Loans, Construction Loans, HARP LOANS, Purchase Financing, Down Payment Assistance..., Assisting First Time..., Helping Others Succeed, Passion for Helping..., Down Payment Assistance, FHA, FHA financing, First Time Home Buyers, Investors, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Real Estate, Real Estate Financing, Refinance, Residential Mortgages, Sellers, VA loans, Real Estate Economics, Credit, Referrals, Investment Properties, Home Equity Loans, REO, Credit Analysis, Commercial Mortgages, Mortgage Underwriting, Short Sales, Commercial Lending, Real Estate Transactions, Small Business, Non-Conforming, Small Business Lending, Single Family Homes, Residential Homes, HUD, Consumer Lending, Banking, Investments, Sales
Education
University of Nevada-Reno 1996 — 2001
Bachelors, Social Sciences
Banc of California, Inc. September 2014 - Present
A List DJ Entertainment December 2013 - Present
New American Funding February 2014 - September 2014
VCI Audio Entertainment June 2000 - December 2013
Home Financial Solutions Network January 2013 - September 2013
Intercap Lending October 2011 - August 2013
Eastland Financial June 2011 - September 2011
Skills
Investment Properties, Marketing, FHA financing, Mortgage Lending, Loans, FHA, ARM, Mortgage Banking, Real Estate, Refinance, Selling, Portfolio Management, Referrals, Finance, Sales, Jumbo Mortgage, Construction Loans, Loan Servicing, Commercial Lending, Loan Origination, USDA, Residential Mortgages, Credit, Sellers, VA loans, Real Estate Financing, First Time Home Buyers, Credit Analysis, REO, Banking, Home Equity Loans, Funding, Mortgage Servicing, Government Loans, Investors, Short Sales, Consumer Lending, Commercial Real Estate, Condos, Commercial Mortgages, Mortgage Marketing, FHA Financing, Underwriting
Education
Boise State University 1991 — 1993
NA, Business
Directors Financial Group June 2015 - Present
Intercap Lending February 2015 - June 2015
One Mortgage, Inc. December 2013 - January 2015
Nationstar Mortgage March 2013 - December 2013
GMAC Mortgage November 2011 - March 2013
Mortgage Solutions April 2011 - November 2011
Interlinc Mortgage Services LLC September 2010 - April 2011
Wells Fargo Home Mortgage October 2007 - September 2010
Concorde Acceptance Corporation 1997 - 2007
Pace Funding February 1995 - December 1997
Skills
FHA, First Time Home Buyers, FHA financing, Refinance, Mortgage Lending, USDA, VA loans, Residential Mortgages, Mortgage Banking, Investment Properties, Real Estate
Education
Dallas Baptist University 1976 — 1977
Music
Intercap Lending August 2015 - Present
Breeze Funding Inc April 2015 - Present
Network Capital Funding Corporation December 2014 - April 2015
Emergency Medical Scribes System April 2014 - December 2014
Chase December 2013 - December 2014
Skills
Reliability, Computer/Technical..., Analytical Skills, Pre Med, Organic Chemistry, Biopsychology, Volunteering, Science, Laboratory, Interpersonal..., Time Management, Critical Thinking, Social Skills, Teamwork, Team-oriented, Public Speaking, Customer Service, Microsoft Excel, Microsoft Word, Research, Social Networking, Microsoft Office, Sales, PowerPoint, Event Planning, Leadership, Community Outreach, Communication, Financial Analysis, Mortgage Lending, Mortgage Banking, Banking, Credit, Finance, Loans, Data Analysis, FHA, Real Estate, Investment Properties, Facebook, Social Media Marketing, Social Media, Marketing, Management, Investments, Residential Mortgages, Loan Origination, Team Leadership, Refinance, Credit Analysis
Education
University of California, Santa Barbara 2011 — 2013
Bachelor of Science (BS), Biopsychology
Irvine Valley College 2008 — 2011
Associate of Science (A.S.), Biological science with an emphasis in mathematics
Intercap Lending May 2015 - Present
Intercap Lending April 2013 - Present
Intercap Lending March 2012 - April 2013
Intercap Lending November 2011 - March 2012
BJ's Restaurants, Inc. February 2006 - October 2011
Tilly's November 2004 - December 2005
Skills
Mortgage Lending, FHA, Refinance, Residential Mortgages, Loan Origination, FHA financing, Mortgage Banking, Appraisals, Microsoft Office, Customer Service
Education
Saddleback College 2005 — 2010
Associate's degree, Interior Design
Veri-Tax July 2014 - Present
Returned Peace Corps Volunteer of Southern California July 2013 - December 2013
Intercap Lending July 2012 - July 2013
Intelliloan January 2012 - June 2012
UCSD June 2011 - September 2011
Skills
Public Speaking, Social Media, Event Planning, Data Analysis, Nonprofits, Community Outreach, Microsoft Word, Microsoft Office, Fundraising, Student Affairs, Microsoft Excel, Research, PowerPoint, Spanish
Education
Columbia University - School of International and Public Affairs 2015 — 2017
Master of International Affairs, Human Rights and Humanitarian Policy
University of California, San Diego 2007 — 2011
International Relations; Latin American Studies, History and Political Science
Intercap Lending July 2013 - Present
Caliber Funding December 2012 - July 2013
New Penn Financial, LLC August 2011 - December 2012
Paramount Mortgage Funding, Inc. March 2010 - August 2011
Ace Mortgage Funding 2003 - 2007
Skills
USDA, FHA, VA, Mortgage, Loans, Short Sales, VA loans, Conforming, Mortgage Industry, Conventional, Refinance, Loan Structuring, Loan Origination, Credit, Mortgage Lending, Purchase, First Time Home Buyers, Investment Properties, Mortgage Banking, Reverse Mortgages, Loss Mitigation, Certified Mortgage..., Credit Analysis, Selling, Financial Structuring, Wholesale Lending, Construction Loans, Residential Homes, 203K, Underwriting, Foreclosures, Government Loans, Referrals, HUD, Consumer Lending, Banking, Investments, Real Estate Economics, Mortgage Underwriting, Real Estate Transactions, Real Estate Financing, Residential Mortgages, Debt Consolidation, New Home Sales, Real Estate, FHA financing, Home Equity Loans, Home Equity Lines of..., Mortgage Servicing, REO
Education
Ball State University
Business
Rubicon Mortgage Advisors December 2012 - Present
Me and My Loan April 2010 - Present
Intercap Lending December 2011 - December 2012
My Own Sports January 2008 - December 2011
Skyline Financial Corp April 2011 - September 2011
Treis-Karden Basketball August 2009 - April 2010
Skills
FHA, Loans, Purchase, Refinance, Conventional, Mortgage Lending, Investment Properties, HomePath, Commercial Lending, Mortgage Banking
Education
Point Loma Nazarene University 2004 — 2008
Business Administration
Intercap Lending February 2010 - Present
Skills
Microsoft Office, PowerPoint, Copywriting, Credit, Loan Origination, Microsoft Word, Residential Mortgages, Refinance, Customer Service, Mortgage Banking, FHA Financing
Education
University of California, Irvine 2013 — 2015
Bachelor of Arts (B.A.), Journalism, 3.803
Stearns Lending May 2014 - Present
Sunrise Home Health Inc. November 2013 - Present
Intercap Lending March 2014 - May 2014
Wells Fargo Home Mortgage February 2012 - October 2013
Wells Fargo Home Mortgage January 2010 - February 2012
Wells Fargo Home Mortgage February 2009 - January 2010
Paramount Residential Mortgage Group October 2007 - September 2008
Mortgage Investors Group September 2002 - October 2007
Taylor Bean and Whitaker Mortgage Corporation November 1999 - September 2002
Ameriquest Mortgage July 1998 - December 1999
Skills
Mortgage Banking, Mortgage Lending, Loans, Loan Origination, FHA, Underwriting, Credit Analysis, Banking, Residential Mortgages, Credit, Refinance, Management, Funding, FHA financing, Mortgage Underwriting, VA loans, Nursing
Education
Concorde Career College-Garden Grove 2009 — 2011
Vocational Certificate, Nursing
Cerritos College 1995 — 1998
Automotive Technician
Orange Coast College
First Guaranty Mortgage Corporation® September 2011 - Present
Intercap Lending January 2010 - September 2011
Intercap Asset Management January 2009 - September 2011
SKS Consulting May 2008 - December 2008
Morgan Stanley September 2004 - March 2008
ABN-AMRO / Lasalle Bank N.A. September 2003 - September 2004
Skills
Loans, Credit, Mortgage, Banking, Capital Markets, Mortgage Lending, Mortgage Banking, Real Estate, Portfolio Management, Credit Analysis, Refinance, Finance, Structured Finance, Mergers & Acquisitions, Financial Modeling, Due Diligence, Residential Mortgages, Loan Origination, Strategy, Underwriting, Funding, Corporate Finance, Business Development, Financial Structuring, Equities, Investments
Education
Lynn University 2007 — 2008
MBA -, Financial Valuation & Investment Management
Villanova University 2004 — 2004
Six Sigma -, Green Belt
State University of New York at Albany 1998 — 2003
Bachelor of Arts, Communication & Business
Providence Health & Services January 2015 - Present
Intercap Lending November 2012 - February 2015
Providence Health & Services April 2014 - January 2015
Providence Health & Services April 2010 - November 2012
Bank of America November 2009 - March 2010
Walt Disney Internet Group April 2008 - October 2009
Indymac Bank November 2006 - October 2007
Indymac Bank October 2003 - November 2006
Indymac Bank April 2000 - October 2003
Indymac Bank June 1997 - April 2000
Skills
SDLC, Data Warehousing, Vendor Management, Enterprise Architecture, Business Intelligence
Education
Bangalore University
Bachelor of Engineering, Electrical Engineering
AAA Auto Club Southern California March 2014 - Present
Greenlight Financial Services May 2013 - February 2014
Pacific Union Financial March 2013 - May 2013
Intercap Lending September 2012 - March 2013
CashCall, Inc. March 2011 - June 2012
PRIDEA January 2008 - January 2009
Skills
Refinance, Loan Origination, Public Relations, Mortgage Lending, Loans, Credit Analysis, Residential Mortgages, FHA, Reverse Mortgages, FHA financing, VA loans, Loss Mitigation, Underwriting, Credit, USDA, Consumer Lending, Loan Servicing, Mortgage Banking
Education
California State University-Fullerton 2006 — 2008
ITC Service Group, Inc. February 2015 - Present
Volt Technical Resources 2011 - Present
Intercap Lending 2010 - 2011
LendingTree 2009 - 2010
Master Financial 2005 - 2008
People's Choice Home Loans 2003 - 2005
Skills
Cold Calling, Technical Recruiting, Customer Service, Talent Acquisition, Sourcing, Human Resources, Applicant Tracking..., Internet Recruiting, Account Management, Recruiting, College Recruiting, Benefits Negotiation, Staffing Services, Temporary Staffing, Contract Recruitment, Onboarding, Temporary Placement, Screening Resumes, Resume Writing, Executive Search, Screening, Employee Relations, Permanent Placement, Hiring, Interviews, Talent Management, Staff Augmentation, Employee Training, Employee Benefits, Recruitment Advertising, Search, Job Descriptions, HRIS, Building Relationships, Job Fairs, Workforce Planning, Personnel Management, Behavioral Interviewing, Business Networking, New Hire Orientations, Resume, Industrial Sector, Vendor Management, Consulting, Information Technology, SDLC, Training, Networking, RPO, IT Recruitment
Education
California State University-Long Beach 1999 — 2003
BS, Management Information System
Freedom Enterprises November 2014 - Present
Intercap Lending August 2013 - October 2014
Corbett Equity Group, LLC October 2010 - July 2014
Carrington Property Services 2012 - 2013
EMC Mortgage June 2008 - August 2008
Homeowners Assistance 2003 - 2004
Disneyland Hotel 1990 - 1991
Skills
Real Estate, Residential Homes, New Business Development, Finance, Loan Origination, Entrepreneurship, Investments, Selling, Contract Negotiation, Sales, Due Diligence, Investment Properties, Loans, Asset Management, Mortgage Lending, Marketing, Credit, Negotiation, Real Estate Financing, Loss Mitigation, Portfolio Management, Banking, Refinance
Education
Chapman University 1983 — 1989
International Business
Fullerton College
A.A., Business Administration
New London HS
Banc Home Loans, division of Banc of California May 2015 - Present
California Real Estate Broker September 2011 - Present
Intercap Lending August 2014 - May 2015
Bank of America April 2014 - August 2014
Guaranteed Rate September 2013 - April 2014
Fremont Bank February 2013 - September 2013
Intercap Lending January 2012 - February 2013
MetLife Home Loans June 2009 - January 2012
Bank of America 2008 - 2009
Alliance Bancorp May 2006 - January 2008
Skills
Residential Mortgages, FHA, Mortgage Lending, Loans, Mortgage Banking, Refinance, Investment Properties, Loan Origination, Real Estate, Home Equity Loans, First Time Home Buyers, Foreclosures, REO, Finance, Commercial Mortgages, Investors, VA loans, Jumbo, Credit, Funding, Banking, Residential Homes, Loan Servicing, Real Estate Economics, Consumer Lending, Reverse Mortgages, Short Sales, Mortgage Underwriting, Financial Structuring, Residential Purchases, Jumbo Mortgage, NMLS Licensed, FHA financing, Home Equity Lines of..., Real Estate Financing, Construction Loans, Real Estate Transactions, Mortgage Servicing, Loss Mitigation, Mortgage Marketing, Credit Analysis, Commercial Lending, Purchasing, Government Loans, 4 plus financed..., Referrals, Direct to Fannie Mae,..., VA Loans
Education
Humboldt State University 1994 — 1998
Business
United States Marine Corp 1991 — 1994
Sunny Hills 1987 — 1991
High School
Allied American University
California Broker License Course
Intercap Lending May 2010 - Present
Skills
New Home Purchase,...
Education
University of California, Los Angeles 1998 — 2001
Bachelor's, Politcal Science
Directors Financial Group June 2015 - Present
Intercap Lending March 2015 - June 2015
HomeBridge Funding November 2014 - March 2015
United Northern Mortgage Bankers, Ltd. April 2014 - November 2014
Associated Mortgage Bankers 2013 - 2014
PartyLite March 2009 - January 2013
Ikon Financial Group 2011 - 2013
Southern Trust Mortgage March 2007 - September 2009
Indymac Bank 2008 - 2009
American Home Mortgage March 2007 - August 2007
Skills
Mortgage Lending, FHA, Loans, Customer Service, Training, Mortgage Banking, Loan Origination, Management, Credit, Refinance, Residential Mortgages, Sales, Banking, Finance, Leadership, Small Business, Investment Properties, USDA, Marketing, Credit Analysis, Microsoft Office, Sales Management, Real Estate, Microsoft Word
Education
College of Charleston 1998 — 2002
Bachelors, Communication Studies PR and Marketing
Long Beach Unified School District October 2014 - Present
Bloomingdale's August 2014 - Present
Elite Interpreting Services June 2007 - Present
Intercap Lending October 2012 - April 2013
Pacific Banc Mortgage 2013 - 2013
intercap 2012 - 2013
SunTrust Mortgage September 2011 - September 2012
Well Fargo Bank, N.A. October 2010 - March 2011
Greenlight Finan August 2010 - October 2010
SunTrust Bank June 2010 - August 2010
Skills
Mortgage, Loans, Refinance, Underwriting, Mortgage Industry, English, Credit, Conventional, Mortgage Lending, Real Estate, Customer Service, Microsoft Office, Excel, Word, Credit Analysis, Access, Compliance, Processors, PowerPoint, Residential, Outlook, First Time Home Buyers, Administration, Microsoft Excel, Mortgage Banking, Mortgage Underwriting, Residential Homes, Insurance, Funding, Mortgage Servicing, Portfolio Management, VA loans, Investors, Finance, Residential Mortgages, Microsoft Word, Spanish, Loan Servicing, Real Estate Financing, Loss Mitigation, Sales
Education
Southern California School of Interpretation 2008 — 2008
Certification, Court Interpreting
Universidad Autónoma de Nuevo León 1985 — 1988
Communication, Advertising
Colegio Hispano Mexicano 1983 — 1985
High School, Administration
Intercap Lending June 2012 - Present
Intercap Lending January 2012 - Present
Orange County Fitness Coachinf August 2003 - Present
Wild Strawberry Café February 2011 - January 2012
Citizen Hawk August 2009 - February 2010
24 Hour Fitness July 1999 - February 2005
Info-Matrix March 2002 - August 2003
United States Air Force September 1995 - September 1995
Education
Trininty Law School 2006 — 2009
Juris Doctorate, Law
Trinity Law School
Juris Doctorate
Western Illinois University
Bachelors of Arts, English Literature
Toshiba September 2014 - Present
Bank of America January 2014 - September 2014
Union Bank September 2013 - December 2013
JPMorgan Chase June 2011 - September 2013
Intercap Lending January 2010 - June 2011
Skills
Mortgage Lending, Loan Origination, Refinance, Residential Mortgages, Mortgage Banking, Sales Management, Loans
Education
California State University-Long Beach 1998 — 2000
Golden West College 1994 — 1996
AA, General Education
Intercap Lending December 2014 - August 2015
Primary Residential Mortgage October 2011 - April 2014
Orange County Mortgage Banc Corp. April 2011 - October 2011
Ascendant Asset Advisor November 2008 - February 2011
Bank of America March 2002 - October 2008
Education
Pepperdine University, The George L. Graziadio School of Business and Management
Currently Seeking New Employment Job Position as a Sr. Loan Processor September 2014 - December 2014
CashCall, Inc. September 2014 - December 2014
Green Tree Servicing July 2013 - June 2014
Intercap Lending February 2013 - June 2013
Springboard December 2010 - November 2012
J. Jill November 2008 - December 2010
County of Riverside July 2007 - November 2008
GreenPoint Mortgage November 2004 - June 2007
Directors Residential Lending November 2003 - November 2004
Mortgagee Tree Lending November 2002 - November 2004
Skills
Mortgage Lending, Mortgage Banking, Mortgage Underwriting, FHA, Loans, Residential Mortgages, Sr. Loan Processor, Operations Management, Encompass, Down Payment Assistance, Microsoft Office 2007, Foreclosures, Harp, HAMP, Loan Modifications, Compliance, Store Operations, Store Management, Production Managment, Computer Proficiency, Office Equipment, General Insurance, Eclipse, Empower, Customer Service, Loss Mitigation, Refinance, Loan Servicing, Finance, Microsoft Office, VA Loans
Education
Riverside Community College 1991 — 1995
Vocational, Business Administration, Management and Operations, 3.5
Anthem, Inc March 2014 - Present
Intercap Lending December 2012 - November 2013
Norco Delivery Service February 2010 - December 2012
New Century Mortgage April 2005 - November 2009
OPTION ONE MORTGAGE CORP January 2004 - January 2005
Option One Mortgage June 2002 - January 2004
Skills
Training, Software Documentation, Management, Customer Service, Employee Training, Troubleshooting, Customer Satisfaction, Sales, Instructional Design, E-Learning, Call Center, Captivate, Mortgage Lending, Loans, Corporate Liaison, Client Liaison, Customer Retention, Call Center Development, Quality Management, Curriculum Design, Supervising, Call Centers, Salesforce.com, Program Management, Team Building, Finance, Cold Calling, Leadership, Loan Origination, Human Resources, Mortgage Banking, Process Improvement, Sales Management, Microsoft Office, Analysis, CRM, New Business Development, Customer Relations, Account Management, Microsoft Excel, Negotiation
Education
Edmonds Community College 1998 — 2001
Associated Arts, Communication and Media Studies
Canyon HS 1991 — 1995
College Prep
Intercap Lending July 2015 - Present
Soroptomist International 2013 - Present
Self Employed April 1998 - Present
Self Employed April 1998 - September 2011
Skills
Real Estate Transactions, Real Estate Finance, Real Estate Investment, Sales, Investment Properties, Real Estate Economics
Education
ProSchools 2011 — 2015
Mortgage Law/Finance
Allied Business School 1997 — 2011
Real Estate
Pioneer School Real Estate 2000 — 2002
Real Estate
University Iran, Esfahan 1975 — 1977
English
Pacific College of Oriental Medicine
Intercap Lending July 2012 - December 2012
Techno Scientific Inc. July 2009 - March 2010
Skills
IT Professional, Bi-Lingual Translator, Sales & Marketing, Marketing, Customer Service, Microsoft Office, Software Development, SQL, Marketing Strategy, Research, Business Strategy, Workshop Facilitation, Leadership, Management, Project Management, C++ Language, Real Estate
Education
CDI College 1997 — 1997
Certified Novell Administrator (CNA), Netwok Operating System, Passed
University of Westminister 1977 — 1981
B.Sc., Mathematics & Computer
Regent Circus College 1975 — 1977
A Levels, Mathematics & Further Mathematics
Intercap Lending January 2015 - Present
Towne Park April 2011 - Present
Skills
Microsoft Office, Microsoft Word, Customer Service, PowerPoint, Microsoft Excel, Public Speaking, Marketing
Education
San Diego State University-California State University 2007 — 2009
Bachelor of Science, Criminal Justice Administration
Saddleback College 2004 — 2006
Mortgage November 2010 - Present
Intercap Lending 2012 - 2014
Skills
Mortgage Lending, Real Estate, Marketing, Cold Calling, Business Development, Loans, Selling, Salesforce.com, Project Management, Investments, Organizational Culture, Leadership, Contract Negotiation, FHA, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages
Education
University of Kentucky
Intercap Lending August 2011 - Present
Coto Insurance & Financial Services February 2010 - August 2011
Alto London April 2009 - January 2010
Biomni September 2008 - April 2009
Skills
Social Media Marketing, Marketing, SEO, Social Media, Lead Generation, Leadership, Marketing Strategy, Sales, Advertising, Management, Competitive Analysis, Event Planning, Blogging, Selling, Editing, Market Research, Strategic Planning, Training, Time Management
Education
University of California, San Diego 2004 — 2008
Bachelors of Science, Economics
New York University Florence 2007 — 2007
Economics
Unemployed December 2014 - Present
Intercap Lending December 2012 - October 2013
CashCall, Inc. April 2012 - October 2012
Sovereign Lending Group, Inc. April 2011 - March 2012
Skills
FHA, Residential Mortgages, Refinance, FHA financing, Loans, VA loans, Mortgage Banking, USDA, Credit, Real Estate Financing, HomePath, Investment Properties, Reverse Mortgages, Loan Origination, Mortgage Lending, Certified Mortgage...
Education
Saddleback College 1998 — 2001
none Mortgage UnderwriterConventional Mortgage UnderwriterRADIANJanuary 2015 - Present
Servicelick Field Service August 2014 - Present
Altavera Mortogage Services LLC June 2013 - November 2013
Intercap Lending July 2012 - June 2013
Urban Lending Solutions November 2009 - July 2012
Skills
Mortgage Lending, Underwriting, Loans, Mortgage Banking, Refinance, Credit, Harp, Money, Purchase Money, Cash Out, Mortgage Underwriting, Loan Origination, Mortgage Servicing
Education
Rio Salado College 2011 — 2012
Business Administration and Management, General
The Star Financial March 2014 - Present
Intercap Lending September 2012 - August 2013
Bank Of America September 2010 - February 2011
William Lyon Financial Services February 2008 - November 2008
Homecomings Financial July 2002 - February 2007
Bank of America July 1998 - July 2002
Metropolitan Home Mortgage July 1996 - May 1998
Skills
Loans, Mortgage Lending, Mortgage Banking, Refinance, Credit, FHA, Residential Mortgages, Loan Origination, VA Loans, Banking, USDA, 203K, Real Estate, Closings, Underwriting, FHA Financing, Mortgage Underwriting, Commercial Lending, Consumer Lending, Credit Analysis, Investment Properties, Loan Servicing, Loss Mitigation, Customer Service, Real Estate Financing, Finance, Mortgage Servicing, Government Loans, First Time Home Buyers, Reverse Mortgages, Sales, Funding, Financial Analysis, Certified Mortgage..., Credit Risk, Portfolio Management, Risk Management, REO, Leadership, Construction Loans, Real Estate Economics, Foreclosures, Microsoft Office, Short Sales, Investments, Commercial Mortgages, Home Equity Loans, Residential Homes, Financial Structuring
Education
University of California, Irvine 1983 — 1985
Bachelor's Degree, Mathematics
Foothill High School 1980 — 1983
graduated with 4.0 GPA in 3.5 years, Gifted & Talented