Mortgage Solutions Financial
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Mortgage Solutions Financial Employees
Mortgage Solutions of Colorado, LLC. DBA Freedom Financial Services NMLS# 61602 July 2012 - Present
Mortgage Solutions Financial November 2006 - July 2012
Mortgage Solutions Financial July 1998 - October 2006
Mortgage Solutions Financial June 1997 - June 1998
Mortgage Solutions Financial November 1996 - May 1997
Skills
FHA, Mortgage Lending, Refinance, Loan Origination, VA loans, Mortgage Banking, FHA financing, Real Estate, Team Building, Strategic Planning, Leadership, Residential Mortgages, Government Loans, First Time Home Buyers, Real Estate Financing, Sales, Change Management, Business Strategy, Recruiting, Funding, VA Loans, FHA Financing
Education
University of Colorado at Denver 2010 — 2012
Master of Business Administration (M.B.A.)
Center for Creative Leadership 2007 — 2007
University of Phoenix 2005 — 2009
BSBM
Mortgage Solutions Financial April 2013 - Present
Wells Fargo Home Mortgage December 2011 - April 2013
American Income Life Insurance August 2010 - December 2011
Target March 2005 - August 2010
Skills
Team Leadership, Managerial, Communication Skills, Accountability, Proactive self-starter, Competitive Intelligence, Sales Effectiveness, Team Effectiveness, Producing, Exceeding Customer..., VA Loans, FHA financing, Conventional Financing, CHFA, 1st Time Home Buyer, USDA Rural Housing, Rural Finance, First Time Home Buyers, VA loans, Finance, Sales, FHA Financing, Investment Properties, Customer Service, Refinance, FHA, Loans, Management, Real Estate, Mortgage Lending, Loan Origination
Education
Colorado State University-Pueblo 2003 — 2005
Bachelor of Business Administration (BBA), Business Administration and Management, General
University of Colorado Boulder 2001 — 2003
NA, Business Administration and Management, General
Colorado Springs Flames Semi Professional Football January 2015 - Present
Mortgage Solutions Financial June 2014 - Present
Zurich North America July 2010 - June 2014
Colorado Springs Cyclones Semi Pro Football November 2009 - March 2014
Coast IRB, LLC January 2009 - August 2009
Coast IRB, LLC December 2007 - January 2009
Coast IRB, LLC November 2007 - December 2007
Wells Fargo Consumer Credit Group December 2001 - November 2007
ADD STAFF, Inc. September 2001 - December 2001
Gilbert's Tree Service March 2001 - August 2001
Skills
Software Documentation, Process Improvement, Operations Management, Management, Customer Service, Six Sigma, Team Building, Budgets, Human Resources, Troubleshooting, Program Management, Time Management, Outlook, Employee Benefits, Microsoft Office, Leadership, Call Centers, Training, Access, Recruiting, Interviews, Project Planning
Education
University of Colorado Colorado Springs
Communications Film and TV Production
Mortgage Solutions Financial April 2015 - Present
Parkey's Refrigeration Co August 2010 - September 2011
Wells Fargo Home Equity May 2001 - August 2007
Skills
Microsoft Office, Customer Service, Banking, Microsoft Excel
Education
Northwest Nazarene University 2000 — 2001
Mortgage Solutions Financial January 2013 - Present
Mortgage Solutions Financial May 2009 - Present
The Daily Times August 2008 - May 2009
Skills
Loans, Credit, Mortgage Banking, Mortgage Lending, FHA, Residential Mortgages, Loan Origination, Credit Analysis, USDA, Refinance, Reverse Mortgages, FHA financing, VA loans, Underwriting, Government Loans, FHA Financing, VA Loans
Education
New Mexico State University 2005 — 2009
General Buisness, Minor Marketing, Marketing
New Mexico State University
Bachelor of Business Administration (BBA), Business/Commerce, General
Ranching March 2015 - Present
MDC Holdings June 2013 - April 2015
Mortgage Solutions Financial April 2012 - May 2013
HomeAmerican Mortgage Corporation February 2006 - November 2010
Ambassador Floor Company March 2001 - July 2005
Stout Marketing September 2000 - March 2001
Graphic Finishers of America July 1999 - September 2000
TPS Enterprises, Inc March 1997 - July 1999
Comfort/Fiedler Printing October 1994 - March 1997
Berendsen Fluid Power July 1992 - March 1994
Skills
Financial Analysis, Financial Reporting, Accounting, Reconciliation, General Ledger, Cost Accounting, Forecasting, Budgeting, Journal Entries, Excel, Spreadsheets, MAS 90, Budgets, Mas 90, Analysis, Account Reconciliation, Process Improvement
Education
Southern Illinois University, Edwardsville 1979 — 1982
MBA, Finance and Accounting
University of Missouri-Columbia 1968 — 1971
BA, English
Mortgage Solutions Financial April 2011 - Present
The Mortgage Minute on Facebook January 2011 - Present
Skills
Loans, Credit, Financial Planning, Strategic Planning, Mortgage, Certified Mortgage..., Customer Service, FHA, Mortgage Lending, Finance, Loan Origination, Investments, VA loans, Residential Mortgages, Real Estate, USDA, Real Estate Financing, Strategic Financial..., REO, Underwriting, First Time Home Buyers, Mortgage Banking, Refinance, Short Sales, FHA financing, Credit Analysis, Investment Properties, Mutual Funds, Financial Services, Team Building, Sales Management, Marketing, Foreclosures, Sales, Banking, Risk Management
Education
Santa Barbara City College 1971 — 1974
Associate of Arts and Sciences (AAS), Criminal Justice/Police Science
Mortgage Solutions Financial April 2009 - Present
Atmel Corporation August 1999 - April 2009
Skills
VA, Conventional, FHA, First Time Home Buyers, Loans, Residential, Mortgage Lending, Mortgage, Investment Properties, Home, Loan Origination, VA loans, FHA financing, USDA, Mortgage Banking, Residential Mortgages, Refinance, Reverse Mortgages, Certified Mortgage..., Foreclosures, Real Estate, REO, Government Loans, Credit, Construction Loans, Real Estate Transactions, Residential Homes, VA Loans
Education
University of Phoenix 2007 — 2011
BS, Management
Mortgage Solutions Financial June 2012 - Present
Icon Residential Lenders, Grand Bank, N.A. December 2010 - June 2012
Bank of America, Bank of America Home Loans March 2005 - December 2010
Countrywide Financial March 2005 - October 2008
Skills
Loan Structuring, Loan Origination, Fannie Mae, Freddie Mac, FHA, VA, Sales Recruitment, Risk Assessment, Efficiency Management, P&L Management, Margin Enhancement, Driving Revenue, Excel, Word, PowerPoint, Mortgage Insurance, Profit Maximization, RESPA, Regulation Z, MDIA, HMDA, GNMA, New Business Development, Customer Satisfaction, Sales Pipeline..., Sales Management, Productivity Enhancement, Team Motivator, Qualification, Financial Analysis, Financial Reporting, Capital Markets, Mortgage Banking, Complex Transactions, National Account..., B2B, Market Penetration, Team Building, Team Leadership, Process Management, Refinance, Loans, Credit Analysis, Financial Structuring, Account Management, Mortgage Lending, Recruiting
Education
Texas Tech University 1998 — 2002
Bachelor of Business Administration (BBA), Finance
Mortgage Solutions Financial August 2014 - Present
Academy Mortgage December 2008 - August 2014
Prospect Mortgage August 2008 - December 2008
Indymac Bank August 2007 - July 2008
Indymac Federal Bank 2007 - 2008
American Home Mortgage August 2006 - August 2007
Central Pacific Mortgage October 2005 - August 2006
National City Mortgage August 2002 - October 2005
First Horizon Home Loans 2001 - 2003
GMAC Mortgage 2000 - 2002
Skills
Loan Origination, Financial Management, Mortgage Banking, Mortgage, Loans, Sales Management, Correspondent Banking, Income Property Lending, Commercial Mortgages, Residential Mortgages, Residential..., FHA financing, FHA 203K Specialist, Construction, Mortgage Lending, Refinance, Managerial Finance, Banking, USDA, Certified Mortgage..., Commercial Lending, Construction Loans, Credit, Credit Analysis, FHA, Finance, Financial Services, First Time Home Buyers, Government Loans, Home Equity Loans, Investment Properties, Leadership, Management, Mortgage Marketing, Mortgage Underwriting, Real Estate, Real Estate Financing, Referrals, Residential Homes, Reverse Mortgages, Sales, Short Sales, Single Family Homes, Training, Underwriting, VA loans, Real Estate Economics, Home Equity Lines of..., FHA Financing, VA Loans
Education
Oregon State University 1976 — 1980
Bachelor of Science, Business Administration concentrating in Finance
Molalla Union High School 1972 — 1976
High School Diploma, College Prep
Mortgage Solutions Financial July 2015 - Present
imortgage November 2014 - July 2015
Stonegate Mortgage Corporation (NYSE: SGM) February 2014 - October 2014
The Mortgage Firm June 2013 - December 2013
Patriot Bank Mortgage April 2013 - June 2013
PrimeLending September 2011 - April 2013
Skills
FHA, USDA, Refinance, VA loans, FHA financing, Mortgage Banking, Mortgage Lending, Government Loans, Loan Origination, Residential Mortgages, Home Equity, Reverse Mortgages, Foreclosures, Non-Conforming, Loans, Mortgage Servicing, Rates, HomePath, First Time Home Buyers, Real Estate, Self-Employed Borrowers, Investment Properties, Home Equity Loans, Credit, Real Estate Financing, New Home Purchase, Commercial Mortgages, HUD, Super Jumbo, Wholesale Lending, Short Sales, FNMA, Residential Homes, Debt Consolidation, Mortgage Underwriting, Loss Mitigation, Construction Loans, Banking, Down Payment Assistance, Cash Out, NMLS Licensed, 203K, Home Equity Lines of..., Home Owners, Certified Mortgage..., Calyx Point, Mortgage Marketing, USDA Rural Housing, Real Estate Economics, Referrals
Education
Middle Tennessee State University 1983 — 1990
BBA
Majestic Home Loan April 2015 - Present
Mortgage Solutions Financial December 2012 - April 2015
Verizon Wireless August 2009 - March 2013
MGR Real Estate July 2007 - January 2013
Wells Fargo June 2005 - July 2007
Skills
Marketing Strategy, Direct Marketing, Marketing Research, Real Estate Investment, Real Estate Finance, Notary Public, High Desert Area, Loans, Real Estate Financing, Mortgage Lending, FHA, Investment Properties, Real Estate Economics, Refinance, Loan Origination, Credit, Sales, Commercial Real Estate, REO, Real Estate, Foreclosures, Investors, Real Estate Transactions, Selling
Education
CSUSB 1999 — 2002
Bachelor of Business Administration (B.B.A.), Marketing
Victor Valley College 1997 — 1999
Associate of Science (A.S.), Business Administration, Management and Operations
HomeBridge Wholesale July 2015 - Present
Mortgage Solutions Financial February 2015 - July 2015
PMAC Lending Services Inc. November 2014 - February 2015
JPMorgan Chase October 2013 - November 2014
Talmer Bank and Trust April 2011 - October 2013
Charter One Bank March 2010 - April 2011
MortgageIT, a subsidiary of Deutsche Bank 2005 - February 2009
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, VA loans, FHA, USDA, Refinance, Commercial Mortgages, Loan Servicing, Residential Mortgages, FHA financing, Loans, Government Loans, Mortgage Underwriting, Home Equity Loans, Construction Loans, Reverse Mortgages, VA Loans, FHA Financing
Education
Macomb Community College 1987 — 1989
Macomb Community College 1985 — 1987
1st Financial, inc April 2015 - Present
Mortgage Solutions Financial March 2014 - April 2015
MCS Mortgage November 2012 - October 2013
AmeriFirst Home Mortgage October 2011 - June 2012
Mainland Capital Funding February 2009 - February 2011
Ownit Mortgage Solutions April 2003 - April 2007
First Franklin Financial/Merrill Lynch 2001 - April 2003
First Franklin 1998 - 2001
Skills
Loans, VA loans, Mortgage Banking, Credit, Budgets, Residential Mortgages, FHA, Recruiting, Sales, PowerPoint, Underwriting, Refinance, Leadership, Financial Services, Mortgage Lending, Sales Management, Training, Loan Origination, Marketing, Selling Skills, FHA financing, Mortgage Underwriting, Reverse Mortgages, Executive Management, Selling, Finance, Forecasting, USDA, New Business Development, Building Relationships, Customer Service, Banking, Credit Analysis, Cold Calling, Investments, Commercial Lending, Loss Mitigation, Government Loans, Strategic Planning, Construction Loans, Business Development, Real Estate, Investment Properties, Real Estate Financing, Mortgage Servicing, Loan Servicing, First Time Home Buyers, Referrals, FHA Financing, VA Loans
Education
University of Cincinnati College of Business 1983 — 1985
Business/Finance
Cincinnati State Technical and Community College 1981 — 1983
Business, Business Management and Finance
New Horizons Computer Learning Centers of Southern California October 2015 - Present
Commerce Mortgage Wholesale August 2014 - July 2015
Mortgage Solutions Financial January 2014 - July 2014
The Weeks Group July 2011 - January 2014
Icon Residential Lenders January 2009 - June 2011
Wachovia, A Wells Fargo Company 2006 - 2008
World Savings 1997 - 2008
Skills
Mortgage Lending, FHA, Mortgage Banking, Real Estate Appraisal, Management, Sales&Marketing, Loans, Refinance, Real Estate, USDA, Short Sales, Real Estate Financing, Banking, Commercial Real Estate, Investment Properties, First Time Home Buyers, FHA financing, Sales, Underwriting, Residential Mortgages, VA loans, Loss Mitigation, Mortgage Underwriting, Real Estate Economics, Credit, REO, Reverse Mortgages, Foreclosures, Investors, Referrals, Commercial Mortgages, Construction Loans, Certified Mortgage..., Real Estate Transactions, Wholesale Lending, Government Loans, Loan Modifications, Commercial Lending, Appraisals, VA Loans
Education
California State Polytechnic University-Pomona 1976 — 1984
BS, Finance, Real Estate and Law
California State Polytechnic University-Pomona 1976 — 1983
Bachelor of Business Administration (BBA), Finance, Real Estate and Law
Envoy Mortgage March 2013 - Present
Mortgage Solutions Financial July 2011 - Present
Intercap Lending November 2012 - March 2013
South Pacific Financial Corp July 2010 - June 2011
PRMG, Inc. July 2007 - June 2010
Skills
Financial Planning, First Time Home Buyers, Mortgage Credit..., USDA Rural Housing, FHA Purchases and..., HomePath for Fannie Mae..., VA Purchases and..., Conventional Financing..., FHA 203K Rehab..., First Time Buyers Down..., FHA, Mortgage Lending, Real Estate, Strategic Financial..., Credit, HomePath, Investment Properties, Mortgage Banking, Government Loans, Loans, VA loans, Reverse Mortgages, USDA, Loan Origination, FHA financing, Finance, Investors, Non-Conforming, Refinance, Loss Mitigation, Certified Mortgage..., Underwriting, Foreclosures, Sellers, Investments, Short Sales, Residential Homes, Real Estate Financing, Residential Mortgages, Mortgage Marketing, Home Equity Loans, Construction Loans, Mortgage Underwriting, REO, Real Estate Economics, Commercial Mortgages, HUD, Credit Analysis
Education
California State University-San Bernardino - College of Business and Public Administration 1974 — 1977
Riverside City College 1972 — 1974
Business
Ramona High School
Mortgage Solutions Financial October 2011 - Present
Farmers Insurance Group 2006 - 2010
California State Automobile Association 2005 - 2006
University of Colorado - Colorado Springs, 2004 - 2005
National Business Brokers 2002 - 2004
Protocol 2002 - 2002
Checks Unlimited 2002 - 2002
The Church of Jesus Christ of Latter-day Saints 1999 - 2001
Skills
Spanish, Customer Service, Training, Microsoft Office, Financial Analysis, Insurance, Leadership, Market Research, Sales, Business Development, Research, Public Speaking, Program Management, Sales Management
Education
UNIVERSITY OF COLORADO 2010 — 2011
MASTER OF BUSINESS ADMINISTRATION, Finance 2011
UNIVERSITY OF COLORADO 2003 — 2005
BACHELOR OF ARTS, Political Science 2005
Pikes Peak Community College 2001 — 2003
ASSOCIATE OF ARTS, Spanish2003
Finance of America Mortgage LLC a Blackstone Company August 2015 - Present
PMAC Lending Services Inc. acquired by Finance of America Mortgage, a Blackstone Company February 2015 - July 2015
Mortgage Solutions Financial July 2014 - November 2014
Pacific Union Financial October 2013 - July 2014
Nationstar Mortgage Wholesale Lending November 2011 - October 2013
TransFirst LLC May 2011 - August 2011
University Bank May 2008 - June 2011
Citi Home Equity March 2004 - December 2007
National City (Bank) Home Equity April 2003 - April 2004
Ohio Savings Bank January 2000 - March 2003
Skills
Loans, Mortgage Lending, B2B, Sales, Cold Calling, Refinance, Mortgage Banking, Management, Selling, FHA, Underwriting, Credit, Loan Origination, Loss Mitigation, CRM, Mortgage Underwriting, Construction Loans, USDA, Residential Mortgages, Sales Management, VA loans, FHA financing, Financial Services
Education
The Ohio State University 1996 — 2000
B.A, Communication
Padua Franciscan High School 1989 — 1992
Primary Residential Mortgage, Inc. September 2013 - Present
Mortgage Solutions Financial October 2012 - September 2013
Primary Residential Mortgage, Inc June 2011 - September 2012
Priority Mortgage Corp of Wichita 2010 - June 2011
Koch Industries December 1987 - January 2009
Skills
Loans, Loan Origination, Real Estate, Credit, Credit Analysis, Process Improvement, Financial Analysis, Due Diligence, Investment Properties, Mortgage Lending, VA loans, Government Loans, FHA financing, USDA Rural Housing, 100% Financing, First Time Home Buyers, Residential Mortgages, Reverse Mortgages, Mortgage Banking, USDA, FHA Financing, VA Loans
Education
Pittsburg State University 1985 — 1987
BS, Accounting
Mortgage Solutions of Colorado 2012 - Present
Rampart High School Band Boosters September 2010 - Present
World Citizens November 1996 - Present
Shaklee Corporation 1996 - Present
Mortgage Solutions Financial 2012 - 2015
Mortgage Solutions Financial 2012 - 2015
Mortgage Solutions Financial 2012 - 2015
Business Network International 2012 - 2014
Primerica 2013 - 2013
Thomas J. Hurley, Jr., Attorney at Law 1996 - August 2011
Skills
Research, Writing, Developing Procedures, Nutrition, Wellness, Public Speaking, Weight, Supplements, Customer Service, Teaching, Sports Nutrition, Lifestyle, Fitness, Microsoft Word, Fundraising, Microsoft Excel, Non-profits, Home Based Business, Event Planning, Social Media, Small Business, Nutritional Counseling, Wellness Coaching, Holistic Health, Lifestyle Coaching, Wellbeing, Marketing, Network Marketing, Nonprofits
Education
Gustavus Adolphus College 1981 — 1984
Bachelor of Arts, German
Universitaet Tuebingen 1982 — 1983
Foreign Exchange Student, German, History
Christine Smilyk December 2010 - Present
Cielo Talent June 2014 - June 2015
Mortgage Solutions Financial January 2013 - June 2013
SAIC June 2011 - May 2012
ITT Mission Systems December 2010 - May 2011
SunGard Availability Services June 2009 - November 2010
TruePosition 2005 - 2007
Brueners 1998 - 2004
Skills
Applicant Tracking..., Technical Recruiting, Employee Relations, Recruiting, Onboarding, Talent Acquisition, Temporary Placement, College Recruiting, HRIS, Internet Recruiting, Taleo, Benefits Negotiation, Human Resources, Staffing Services, Sourcing, Contract Recruitment, Interviews, Screening, Screening Resumes, Job Fairs, Resume Writing, Talent Management, IT Recruitment, DoD, Sales Management, New Hire Orientations, Benefits Administration, Training, Hiring, Temporary Staffing, Employer Branding, Personnel Management, HR Policies, Workforce Planning, Deferred Compensation, Background Checks, Performance Management, Executive Search, Employee Benefits, PeopleSoft, Staff Augmentation, Recruitment Advertising, Cold Calling, HR Consulting, Employee Engagement, Employee Training, FMLA, Succession Planning, Career Development, Job Descriptions
Education
Southern New Hampshire University 2012 — 2016
Bachelor of Arts (BA), Communications, 3.979
Mortgage financial solutions June 2015 - Present
Mortgage Solutions Financial June 2015 - Present
Wells Fargo March 2014 - April 2015
JP Morgan Chase July 2010 - February 2014
Scout Mortgage July 2006 - June 2010
First Mutual Mortgage Corporation July 2000 - June 2006
Skills
Microsoft Office, Residential Mortgages, Refinance, Mortgage Lending, Customer Service, Mortgage Banking, Microsoft Excel, FHA
Education
Penn State University
Business managment and economics
Mortgage Solutions Financial October 2014 - August 2015
Parkside Lending February 2014 - May 2014
Michigan Mutual February 2013 - December 2013
MORTGAGE LINC October 2011 - February 2013
OWNER,CFO- NICHOLS & ASSOCIATES August 2007 - December 2012
Chase Home Finance September 1997 - August 2007
North American Mortgage Capital, Inc. August 1994 - August 1997
Skills
Reverse Mortgages, Refinance, Banking, Mortgage Lending, Mortgage Banking, FHA, VA, Conventional, Mortgage, Customer Relations, Negotiation, Customer Service, Problem Solving, Online Marketing, PowerPoint, Advertising, Teamwork, New Business Development, Credit, Loans, Strategic Planning, Account Management, Microsoft Office, B2B, Insurance, Compliance, Public Speaking, Contract Negotiation, Product Development, Mortgage Industry, Loan Origination, Forecasting, Selling
Education
Auburn University 1988 — 1993
Finance, Finance, Public Relations, Marketing
Northview High School 1984 — 1988
Mortgage Solutions Financial March 2015 - Present
Accenture July 2013 - March 2015
Mortgage Services III, LLC January 2012 - July 2013
Ceva Animal Health, LLC February 2011 - January 2012
BankLiberty June 2010 - February 2011
Mortgage Lenders of America, LLC May 2003 - August 2008
Hearthside Lending Corporation May 1999 - May 2003
Skills
Word, Excel, PowerPoint, Outlook, Access, Adobe Acrobat, Problem Solving, Microsoft Office, Mathematics, Electronics, Visio, Photoshop, Customer Service, MS Project, Customer Relations, Windows, Research, Teamwork, Internet Explorer, Spreadsheets, Data Entry, Telephone Skills, Typing, Scheduling, Time Management, Documentation, Administrative Support, Accounting, Microsoft Excel, Management, Insurance, Software Documentation, Mortgage Banking, Microsoft Word, Underwriting, Administrative..., Process Scheduler, Mortgage Lending, Loans, Credit, Training, Leadership, Analysis
Education
William Jewell College 1996 — 1998
Missouri State University 1995 — 1996
Park Hill 1990 — 1994
Maple Woods Community College Kansas
Realty Mogul April 2015 - Present
Mortgage Solutions Financial August 2014 - January 2015
Rushmore Loan Management Services, LLP January 2013 - March 2014
Sago Capital Management April 2002 - January 2013
First Franklin- Merrill Lynch July 1990 - March 2008
First Franklin January 1996 - October 2002
First Franklin January 1992 - January 1996
Skills
Risk Management, Coaching, Territory Management, Sales Force Development, Sales Management, Management, Leadership, Sales, Strategy, New Business Development, Banking, Mortgage Banking, Mortgage Lending, Loan Origination, Business Analysis, Team Building, Strategic Planning, Loans, Team Leadership
Education
Loyola Marymount University 1987 — 1990
BA, Political Science, Business
Alemany High
Security National Mortgage Company July 2015 - Present
Mortgage Solutions Financial November 2014 - July 2015
Wells Fargo January 2014 - September 2014
Alliance Financial Resources LLC January 2012 - January 2014
Arizona Office Technologies June 2010 - August 2011
Valley Protective Services August 2007 - June 2010
Nationwide Commercial Finance May 2005 - May 2007
Superior Internet Solutions January 2005 - April 2006
SAIC January 2004 - June 2004
SeaWorld San Diego May 2002 - January 2004
Skills
Mortgage Lending, Residential Mortgages, VA loans, Mortgage Banking, Residential Homes, FHA financing, Refinance, USDA, FHA, HUD, Loan Servicing, Investments, Mortgage Underwriting, FHA Financing, Banking, Home Equity Loans, Loan Origination, Loans
Education
University of Phoenix 2008 — 2010
US Government Accountability Office August 2015 - Present
Fresh Coast Distributors December 2014 - Present
WINTRUST MORTGAGE / WELLS FARGO May 2007 - June 2009
Mortgage Solutions Financial November 2008 - April 2009
WASHINGTON MUTUAL / LONG BEACH MORTGAGE COMPANY July 1999 - May 2007
GRUBB & ELLIS COMPANY August 1997 - July 1999
USFREIGHTWAYS CORPORATION January 1990 - August 1997
TNT CONTRACT LOGISTICS/TNT FULFILMENT USA January 1990 - January 1993
Skills
Credit, Banking, Budgeting, Inventory Management, Contract Management, Payroll, Auditing, Financial Reporting, Policy Analysis, Customer Service, Risk Management, Real Estate, Proposal Writing, Cash Management, Customer Relations, Team Building, Negotiation, Compliance, Problem Solving, Strategic Planning, Operations Management, Office Administration, Sales Management, Budgets, Mortgage Lending, Loans, Mortgage Banking, FHA, Sales, Leadership
Education
Roosevelt University 1994 — 1997
General Business, General Business, B
Cortiva - Chicago School of Massage Therapy 2007 — 2008
Diploma, 2008
The American Heart Association - April 2008 2008 — 2008
Oakton University
Associates Degree, Business Administration and Management, General
Mortgage Solutions Financial 2015 - Present
Eagle Home Mortgage 2014 - 2015
Gateway Mtg Grp 2013 - 2014
American Mtg Service Co 2009 - 2013
BB&T 2005 - 2008
Platinum Mortgage 2005 - 2006
Platinum Mortgage 2005 - 2006
Platinum Mortgage 2005 - 2006
Skills
FHA, Mortgage, Loans, Refinance, Credit, Mortgage Banking, Team Building, VA, Mortgage Lending, Purchase, First Time Home Buyers, Real Estate, Sales Management, USDA, Budgeting, Loan Origination, Negotiation, Banking, Strategic Planning, Account Management, New Business Development, Microsoft Office, Process Improvement, Forecasting, Word, Coaching, Mortgage Industry, Budgets, Sales, Investment Properties, Residential Mortgages, Selling, Residential Homes, Construction Loans, FHA financing, Leadership, Government Loans, Mortgage Underwriting, Mortgage Marketing, Real Estate Financing, Referrals, Rates, Debt Consolidation, Reverse Mortgages, FHA Financing, VA Loans, Microsoft Word, Interest Rates, Finance, Credit Analysis
Education
XINNIX-The Mortgage Academy 2014 — 2014
MORTGAGE LENDING FOR MANAGERS AND LOAN OFFICERS
Jacksonville University 1982 — 1986
BS, Marketing
Cincinnati State Technical and Community College 1980 — 1982
AA, Real Estate & Property Management
Sycamore High School 1977 — 1978
Diploma, College Prep
Mortgage Solutions Financial April 2015 - Present
Community Banks of Colorado, a Division of NBH Bank, N.A. December 2012 - April 2015
North Shore Trust and Savings February 2012 - December 2012
Fifth Third Bank March 2011 - February 2012
Kiwanis International December 2008 - September 2011
NorStates Bank May 1998 - March 2011
4-H Expansion & Review Committee October 2009 - April 2010
College of Lake County 2009 - 2010
QBS Network Group July 2007 - September 2009
PNC Mortgage 1993 - 1997
Skills
Banking, Mortgage, Loans, General Business..., Able To Multi-task, Data Entry, Microsoft Office 2007, Gardening, Dogs, Cooking, Hunting, Customer Relations, Fishing, Social Networking, Outgoing, Fast Learner, Internet, Organizing, Customer Service, Spanish, Teamwork, Mortgage Lending, First Time Home Buyers, FHA, Refinance, Loan Origination, Entrepreneurship, Public Speaking, Team Building, Marketing, Coaching, Networking, Sales, Small Business, Training, Administrative Work, Office Management, Credit Analysis, Fundraising, Business Planning, Business Development, Budgets, Finance, Commercial Banking, Mortgage Banking, USDA, Consumer Lending, Small Business Lending, Residential Mortgages, Referrals
Education
American InterContinental University 2008 — 2009
Associate, Business Administration
St. Luke's Hospital School of Nursing 1973 — 1975
Registered Nurse
University of Wisconsin-Parkside 1973 — 1975
Registered Nurse
Salem Central High School 1966 — 1970
Diploma, Academic
Mortgage Solutions Financial June 2014 - Present
RSL Medical Marketing April 2013 - September 2013
United Wholesale Mortgage September 2012 - May 2013
First Franklin September 1997 - May 2007
Skills
Microsoft Word, Customer Service, English, Outlook, Teaching, Public Speaking, VA loans, Mortgage Lending, Marketing, Banking, Mortgage Banking, Loan Origination, Residential Mortgages, FHA, USDA, VA Loans, Refinance, Sales, Loans, FHA Financing, Credit
Education
Eastern Michigan University
Mortgage Solutions Financial June 2014 - Present
Sierra Pacific Mortgage Company, Inc. January 2014 - June 2014
SunTrust Bank October 2007 - December 2013
Mortgage It October 2005 - October 2007
National City Bank March 2003 - October 2005
Skills
Banking, Commercial Banking, Commercial Lending, Credit, Loan Origination, Mortgage Banking, Relationship Management, Residential Mortgages, Sales, Mortgage Lending, Underwriting, USDA, FHA Financing, Refinance, VA Loans, Loans, FHA
Education
University of Maryland College Park 1988 — 1990
General Studies
Mortgage Solutions Financial May 2015 - Present
Caliber Home Loans June 2014 - May 2015
WesLend Financial May 2013 - May 2014
Nationstar Mortgage Wholesale Lending September 2010 - June 2012
Amnet Mortgage/Vertice/Wachovia/Wells Fargo October 2003 - November 2008
First Nationwide Mortgage/Cal Fed Bank October 1993 - November 2003
First Nationwide Mortgage 1993 - 2003
Skills
Operational Efficiency, Sales Growth, Mortgage Lending, Mortgage Banking, Loans, Loan Origination, FHA, Credit, Underwriting, Residential Mortgages, Sales Management, Banking, Executive Management, Strategic Planning, Refinance, Team Building, Operations Management, Real Estate, New Business Development, Risk Management, Training, Sales Operations, Portfolio Management, Strategy, USDA, Financial Services, Sales, Credit Analysis, Customer Retention, VA loans, Consumer Lending, Relationship Management, Marketing, Recruiting, Commercial Lending, VA Loans
Education
Pepperdine University, The George L. Graziadio School of Business and Management 2000 — 2001
Master of Business Administration (MBA), MBA
University of Arizona
Bachelor of Science (B.S.), Business Administration and Management, General
HomeBridge Wholesale May 2015 - Present
Mortgage Solutions Financial 2014 - April 2015
Freedom Mortgage 2014 - 2014
Stonegate Mortgage Corporation 2013 - 2014
Rushmore Loan Management Services, LLP 2013 - 2013
Icon Residential Lenders 2012 - 2013
PRMG, Inc. 2011 - 2012
Lehman Brothers (Small Business Finance) 2007 - 2008
Lehman Brothers (BNC Company) 2005 - 2007
Lehman Brothers (Finance America) 2005 - 2007
Skills
Loans, Loan Origination, Mortgage Lending, Underwriting, Credit, Mortgage Banking, Commercial Mortgages, Commercial Lending, Credit Analysis, Banking, FHA, Small Business Lending, Real Estate, Business Development, Commercial Banking, Real Estate Economics, Sales Management, Account Management, Investments, Funding, Refinance, USDA
Education
Oregon State University 1984 — 1989
BS
Mortgage Solutions Financial July 2015 - Present
Freedom Mortgage April 2015 - July 2015
Great White Dental Lab August 2008 - December 2010
Education
Santa Clara University 1966 — 1970
BA, Philosophy
Mortgage Solutions Financial February 2015 - Present
Stearns Lending April 2014 - December 2014
Fifth Third Bank - Wholesale & Correspondent Division June 2006 - April 2014
Washington Mutual Wholesale June 2005 - June 2006
Direct Mortgage Resources, INC March 1996 - June 2005
Empire Realty Credit Corporation March 1993 - March 1996
Lyons Mortgage November 1982 - April 1993
Skills
FHA, Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Credit, Residential Mortgages, Team Building, New Business Development, Personal Development, Fannie Mae, Team Management, Freddie Mac, VA, WHEDA, Team Managment, FHA financing, New Home Construction, Building Strong..., Second Mortgages, Refinance, Reverse Mortgages, VA loans, Banking, Loans, Loan Origination, FHA Financing, VA Loans, USDA
Education
Alverno College
American Mortgage Consultants, Inc. July 2014 - Present
Mortgage Solutions Financial February 2013 - January 2014
Wells Fargo Home Mortgage June 2012 - February 2013
Third Federal Savings December 1999 - February 2009
Skills
FHA, Mortgage Banking, Customer Service, Mortgage Lending, Training, Leadership, Supervisory Experience, Team Building, Real Estate, Sales, Regulatory Compliance..., Loan Officer, Underwriter, Vault Teller, Savings Counselor
Education
Florida Institute of Technology 2014 — 2017
Associate's Degree, Computer Science, 3.57
University of Phoenix 2008 — 2009
Human Services
Mortgage Solutions Financial March 2013 - Present
Abba Eyecare May 2010 - April 2013
Lenscrafters May 2002 - May 2010
Lenscrafters May 2002 - May 2010
Skills
Customer Satisfaction, Inventory Management, Merchandising, Inventory Control, Microsoft Office, Sales, Microsoft Word, Public Speaking, PowerPoint, Training, Loss Prevention, Telephone Skills, Time Management, Microsoft Excel, Teamwork, Mortgage Lending, Mortgage Underwriting, Residential Mortgages, Management, Operations Management
Education
University of Colorado Colorado Springs 2001 — 2011
Business, Organization Management
Doherty High School 1997 — 2001
Mortgage Solutions Financial November 2013 - Present
American Financing April 2013 - October 2013
Mortgage Solutions Financial September 2010 - March 2013
Assurity Financial Services March 2008 - March 2010
Assurity Financial Services February 2007 - March 2008
Vesta Financial Services, Inc. October 2005 - December 2006
Mortgage Investors Corporation March 2005 - July 2005
Watermark Financial Partners, Inc. February 2001 - March 2005
Charles Schwab November 1999 - February 2001
Watermark Financial Partners, Inc. January 1998 - August 1999
Skills
Mortgage Banking, Mortgage Lending, Loans, Credit, FHA, Loan Origination, Residential Mortgages, Refinance, Underwriting, Banking, Credit Analysis, Financial Analysis, Real Estate, Sales Management, Capital Markets, Mortgage Underwriting, Secondary Market, Executive Management, VA loans, Risk Management, USDA, Reverse Mortgages, Loss Mitigation, Loan Servicing, Mortgage Servicing, Real Estate Economics, Financial Structuring, FHA financing, Management, Finance, Government Loans, Wholesale Lending, Funding, Construction Loans, VA Loans
Education
Colorado State University 1993 — 1997
Bachelor of Science, Business Administration - Finance
Mortgage Solutions Financial December 2014 - Present
First Data Corporation August 2008 - September 2013
GE Auto Warranty Services January 2001 - August 2008
Skills
Complaince, Negotiation, Corporate Governance, Management, business transactions, Strategic Projects, Contracts/Agreements, Litigation, Training, Regulatory/Administratio..., Planning, Team Building, Leadership, Project Management, Legal Counsel, Public Speaking, EBITA, Internet Commerce..., Mobile Payment Solutions, New Product Development, Mediation, Arbitration, Advertising/Marketing, Fraud Protection, Six Sigma Black Belt ..., Legal Advice, Dispute, Legal Issues
Education
University of Denver - Sturm College of Law 1996 — 2000
Juris Doctor (J.D.), Law
Regis University 1992 — 1994
Master of Arts (MA), History
University of Colorado Denver 1990 — 1992
Bachelor of Arts (B.A.), History
UMB Bank N.A. June 2014 - Present
Mortgage Solutions Financial April 2013 - June 2014
UMB Bank N.A. 2014 - 2014
UMB Bank N.A. 2014 - 2014
The Ink Spot June 2006 - April 2013
AT&T Mobility September 1996 - November 2005
Sprint Communication Systems November 1980 - June 1999
Skills
Cold Calling, Team Building, Account Management, Sales Management, Sales Operations, Selling, Customer Service, Advertising, Sales Process, Social Media Marketing, Market Research, Sales Presentations, Public Speaking, Direct Sales, Sales, Leadership, B2B, Strategic Planning, Contract Negotiation, Real Estate, Customer Satisfaction, Team Leadership, Recruiting, Marketing, Time Management, Marketing Strategy, Small Business, New Business Development, Customer Retention, Management, Salesforce.com, Coaching, Training, Retail, Budgets, Social Networking
Education
University of Missouri-Columbia 1976 — 1980
Bachelor's degree, Therapeutic Recreation
jefferson city high school
Mortgage Solutions Financial July 2015 - Present
HomeBridge Wholesale September 2014 - June 2015
First Community Mortgage July 2013 - September 2014
Mortgage Services III, LLC June 2010 - July 2013
Caliber Funding January 2010 - June 2010
Icon Residential Lenders June 2009 - December 2009
Chase Home Finance 2002 - 2009
Mit Lending 2000 - 2002
Mit Lending 2000 - 2002
Portledge School 1990 - 2001
Skills
Mortgage Banking, Sales Operations, Sales, Loan Origination, Mortgage Lending
Education
Springfield College 1986 — 1990
Bachelor of Science, Business Management
Portledge School 1983 — 1986
High school
Colorado Springs, CO June 2015 - Present
Pikes Peak Habitat for Humanity May 2011 - Present
Mortgage Solutions Financial January 2015 - April 2015
Pikes Peak Workforce Center June 2011 - March 2013
USAA June 1999 - March 2011
Natural Boundaries April 1996 - June 1999
Longbranch, Inc. 1993 - 1999
Pioneer Electronics 1992 - 1994
Ruth Tepley Interiors 1985 - 1985
Skills
Insurance Claims, Adjusting, Claims Resolution, Property Damage, Water Damage, Estimating, Damages, Subrogation, Intellectual Property..., Fair Value, Technology Valuation, Bad Faith, Negligence, Contractual Disputes, Customer Service, Dispute Resolution, Office Operations, Office Equipment, Construction Drawings, Project Bidding, Interior Design, Interior Architecture, Finishes, Blueprint Reading, Floor Plans, Furniture Placement, Detailed Analysis, Finish Selections, Presentation Boards, Model Making, Design Conceptualization, Contract Negotiation, Insurance, Policy, Claims, Word, PowerPoint, Excel, Microsoft Office, Problem Solving, Customer Relations, Outlook, Team Building, Construction, Public Speaking, Budgeting, Research, Scheduling, Negotiation, Writing
Education
San Jose State University 1984 — 1987
BS, Interior Architectural Design
Western Washington University 1979 — 1982
Feather River Preparatory School 1978 — 1979
Mercer Island High School 1976 — 1977
Mortgage Solutions Financial June 2015 - Present
The Macalan Group, Inc. April 2013 - May 2015
WCS/HBE June 2012 - May 2013
dpiX, LLC September 2010 - May 2012
M&W Distribution Services November 2008 - July 2010
Your IT Department, Inc. April 2005 - November 2008
Ceridian June 2001 - April 2005
AT&T August 2000 - June 2001
Compaq Computer Corporation February 1998 - August 2000
Skills
Data Center, Networking, Enterprise Software, Vendor Management, System Administration, Disaster Recovery, Technical Support, Servers, Hardware, Security, Management, Windows, Troubleshooting, Databases, IT Management, Information Technology, ITIL, IT Operations, Infrastructure, Change Management, Technical Recruiting, Active DoD Secret...
Education
Colorado Technical University 2011 — 2014
Information Technology
Southern Polytechnic State University 1988 — 1992
Mechanical Engineering/Mechanical Technology/Technician
Mortgage Solutions Financial July 2011 - Present
Macy's September 2010 - July 2011
Prospect Mortgage, LLC May 2008 - December 2008
Skills
Microsoft Office, Calyx Point, DataTrac, Insite, Encompass, Adobe Acrobat
Education
California State University-Los Angeles 2009 — 2011
Bachelor of Arts, Psychology
Sierra College 2002 — 2008
Associate of Arts (AA)
Company November 2014 - Present
Mortgage Solutions Financial October 2012 - January 2014
Mid Nation Mortgage August 2008 - September 2012
Heartland Funding Coproration April 2001 - July 2008
Skills
Mortgage Banking, Investors, Title Insurance, Refinance, Funding, Loans, Investment Properties, Mortgage Lending, Government Loans, Banking, Training, Loan Origination, FHA, Residential Mortgages
Education
Columbia College 2000 — 2004
Bachelor of Business Administration (BBA), Business Administration and Management, General
Ozark High School
High School