Vantage Point Bank and Financial Services
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Vantage Point Bank and Financial Services Employees
Vantage Point Bank and Financial Services April 2013 - August 2013
Infinity Home Mortgage Co, Inc. December 2012 - April 2013
Copart August 2000 - September 2010
Skills
Customer Service, Microsoft Office, Credit, Microsoft Excel, Loans, Strategic Planning, Microsoft Word, Management, Credit Risk, Negotiation, Sales
Education
MCITC 2014 — 2014
Certificate of Completion, Medical Office Management/Administration
Gloucester County College 1997 — 1999
Associates in Applied Science, Computer Graphics
A.P. Schalick High School 1993 — 1997
TeraVerde Management Advisors. April 2014 - Present
Susquehanna Bank August 2013 - April 2014
Vantage Point Bank and Financial Services March 2012 - August 2013
Sovereign Bank August 2011 - March 2012
Graystone Mortgage, a Division of Graystone Tower Bank January 2011 - August 2011
American Home Bank June 2007 - January 2011
Skills
Loans, Mortgage Lending, Financial Analysis, Accounting, Mortgage Banking, Financial Reporting, Banking, Financial Statements, Finance
Education
Elizabethtown College 1991 — 1995
B.S., Business Administration/Finance
Heritage Estate Services February 2011 - Present
Independent Broker Dealer February 2011 - Present
Grace Life Community Church July 2010 - Present
Vantage Point Bank and Financial Services March 2012 - April 2013
Primerica January 1996 - February 2011
Arlington County 1983 - May 2010
Education
Northern Virginia Community College 1981 — 1984
Wells Fargo January 2013 - Present
Vantage Point Bank and Financial Services August 2012 - January 2013
Bench Craft Company July 2011 - January 2013
Full Gospel Baptist Church Fellowship 2011 - 2013
Home Savings of America 2010 - 2011
First Rate Mortgage 2008 - 2010
Ace Mortgage Funding 2007 - 2008
Integral Choice, Inc 2006 - 2007
New World Mortgage 2004 - 2007
MCI World Com 1998 - 2004
Skills
FHA, Mortgage Lending, USDA, Mortgage Banking, Sales Management, Refinance, FHA financing, VA loans, Residential Mortgages, Investment Properties, Real Estate, First Time Home Buyers, Loan Origination, Loans, Reverse Mortgages, Certified Mortgage..., Banking, Construction Loans, Commercial Mortgages, Credit Analysis, Credit, Residential Homes, REO, Foreclosures, Short Sales, Investments, Brokerage, Sellers, Real Estate Transactions, Real Estate Economics, HUD, Real Estate Financing, Referrals, Non-Conforming, Government Loans, Investors, Home Equity Loans, Loss Mitigation, New Home Sales, Single Family Homes, Consumer Lending, Condos, Listings, Seniors, Home Equity Lines of..., Mortgage Underwriting, Mortgage Servicing, Underwriting, Real Estate License, Real Property
Education
Georgia State University
First Niagara Bank January 2013 - Present
Wells Fargo February 2010 - December 2012
Vantage Point Bank and Financial Services January 2008 - February 2010
Wachovia bank na June 2000 - January 2008
Skills
Relationship Management, Relationship Building, Strategic Planning, Strategic Business..., Business Planning, Credit Risk, Credit, Cash Flow Analysis, Credit Analysis, Lines Of Credit, Team Management, Team Leadership, Budgets, Small Business, Microsoft Excel, Customer Service, Outlook, Financial Analysis, Microsoft Word, PowerPoint, Public Speaking, Microsoft Office, Windows, Research, HTML, Photoshop, Teaching, Java, Loans, Sales, Finance, Financial Services, Investments, Leadership, business banking, Business Strategy
Education
Pennsylvania State University-Penn State Abington 1998 — 2000
Upper Moreland High School 1994 — 1997
Tidewater Mortgage Services, Inc September 2015 - Present
American Financial Network, Inc. May 2015 - August 2015
BrandMortgage July 2013 - March 2015
Vantage Point Bank and Financial Services March 2012 - July 2013
Virginia Mortgage Bankers, LLC. December 2006 - October 2011
Skills
* Strong interpersonal..., Banking, Loan Origination, Refinance, Mortgage Banking, FHA, FHA Financing, First Time Home Buyers, Loans, Mortgage Lending, USDA, Short Sales
Education
Rappahannock Community College
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Keeler Motor Car Company September 2014 - Present
DePaula Chevrolet Albany June 2014 - September 2014
Bank of America May 2013 - May 2014
Vantage Point Bank and Financial Services September 2011 - May 2013
HSBC December 2005 - June 2008
Charter One Bank 2000 - 2003
Skills
Fluent in Russian,..., Loans, Mortgage Lending, FHA, Real Estate, Sales, Business Development, Credit, Banking, Mortgage Banking, Refinance, Loan Origination, Debt Consolidation, Investments, USDA, Investment Properties, Residential Mortgages, Finance, Portfolio Management, Financial Analysis, Insurance, Strategic Financial..., Sales Management, Customer Service, Management, Negotiation
Education
Kyiv National Taras Shevchenko University
Master's degree, Economics
Queensbury High School
Combined Insurance of America April 2014 - Present
Capital Markets LLC October 2013 - Present
Capital Market LLC September 2013 - Present
Vantage Point Bank and Financial Services 2013 - Present
Old Commonwealth Mortgage 2008 - 2010
Reliance First Capital 2008 - 2010
Bankers Realty Exclusive, Inc. June 2005 - March 2008
Skills
Non-profits, Public Relations, Community Engagement, Fundraising, Administration, Negotiation, Volunteer Management, Team Building, Leadership, Contract Negotiation, Nonprofits, Public Speaking, Leadership Development, Team Leadership, Strategic Planning, Management, Community Outreach, Customer Service, Small Business, Budgets, Mortgage Lending, Loans, Financial Analysis, Coaching, Training, Outlook, Banking, Finance
Education
NYU 2004 — 2008
Bachelor of Business Administration (B.B.A.)
Bishops High School 1974 — 1979
Movement Mortgage, LLC July 2015 - Present
The Money Store February 2014 - June 2015
AnnieMac Home Mortgage February 2014 - February 2014
Vantage Point Bank and Financial Services February 2010 - December 2013
Barclay Funding January 2007 - February 2010
Mid Atlantic Capitol January 2005 - January 2007
Skills
Personal Finance, Loan Closings, Refinance, Loans, USDA, FHA, Home Equity Lines of..., Investment Properties, Construction Loans, First Time Home Buyers, Commercial Lending, Home Equity Loans, SBA, Mortgage Lending, VA loans, Mortgage Banking, Reverse Mortgages, Residential Mortgages, Credit, FHA financing, Loan Origination, Commercial Mortgages, Finance, Real Estate Transactions, Real Estate, Real Estate Economics, Investments, Mortgage Underwriting, Certified Mortgage..., 203K, Non-Conforming, Mortgage Marketing, Investors, Commercial Real Estate, Real Estate Financing, Government Loans, Credit Analysis, Sellers, Underwriting, Small Business, Loss Mitigation, Mortgage Servicing, Financial Services, Funding, Referrals, Small Business Lending, VA Loans, FHA Financing
Education
Art Institute of Philadelphia
Science
Home Point Financial April 2015 - Present
Great Plains National Bank October 2013 - April 2015
Vantage Point Bank and Financial Services January 2010 - September 2013
Statewide Mortgage Corporation February 1999 - December 2009
Skills
Loans, Mortgage Lending, USDA, Mortgage Banking, Banking, Refinance, FHA, Credit, Commercial Banking, Loan Origination, VA loans, FHA financing, Reverse Mortgages, Mortgage Underwriting, Government Loans, Certified Mortgage..., Residential Mortgages, Real Estate, Commercial Mortgages, Investment Properties, Construction Loans, First Time Home Buyers, USDA Rural Housing, 203K, Underwriting
Education
Rhode Island College
Bachelor of Arts (BA)
Gladewater National Bank September 2013 - Present
Vantage Point Bank and Financial Services March 2013 - September 2013
West Town Savings Bank - Bethesda/Silver Spring December 2009 - March 2013
Mortgage BanCorp LLC April 2004 - December 2009
Crosstowne Mortgage, LLC February 2001 - April 2004
The Knox Financial Group April 2000 - February 2001
Fidelity Mortgage & Finance Corporation March 1999 - April 2000
1st Government Mortgage & Investors Corp. May 1996 - March 1999
RH Contracting October 1989 - March 1998
Skills
Credit, Mortgage, Mortgage Lending, Team Management, Mortgage Banking, Mortgage Planning, Carpentry, Loans, Loan Origination, Credit Analysis, FHA, VA, Conventional, USDA, Refinance, First Time Home Buyers, Purchase, Reverse Mortgages, Mortgage Industry, Real Estate Finance, Investment Properties, Construction Loans, Conforming, FHA financing, Residential Mortgages, Home, Loan Structuring, VA loans, Origination, Sales Management, Compliance, Condos, Real Estate Financing, Real Estate, Foreclosures, Mortgage Underwriting, Banking, Underwriting, Mortgage Marketing, Loss Mitigation, Sellers, Commercial Lending, Real Estate Transactions, Commercial Mortgages, Mortgage Servicing, Loan Servicing, Home Equity Loans, REO, Investors, Title Insurance
Education
Trinity College-Hartford 1985 — 1990
Sandy Spring Friends School 1981 — 1985
School of hard knocks
School of hard knocks
Reed's Mortgage Consulting July 2014 - Present
The Federal Savings Bank February 2014 - July 2014
Vantage Point Bank and Financial Services January 2012 - December 2013
Waterstone Mortgage Corporation August 2011 - January 2012
West Town Savings Bank January 2011 - April 2011
Equitable Trust Mortgage Corporation July 2009 - December 2009
Gateway Mortgage Group May 2006 - July 2009
Quotemearate.com Inc June 2005 - March 2006
Premier Mortgage Funding March 2004 - June 2005
Veteran's Home Mortgage March 1999 - March 2004
Skills
VA, FHA, Mortgage, Conventional, USDA, Mortgage Lending, Refinance, Loans, First Time Home Buyers, Purchase, VA loans, Residential, Reverse Mortgages, Loan Origination, Investment Properties, Residential Homes, Finance, Referrals, Real Estate, Financial Structuring, Financial Services, Mortgage Banking
Education
Catonsville Community College 1980 — 1982
Baltimore Polytechnic Institute
US Army
Quaint Oak Bank January 2014 - Present
ORM360 LLC 2011 - Present
ValuePro.net 1998 - Present
Vantage Point Bank and Financial Services June 2006 - May 2011
Earthstar Bank June 2000 - May 2006
Intelligent Data Management 1987 - 2000
Skills
Software Design, Database Design, Data Warehousing, Business Intelligence, Bank Core Processing, Check 21, Electronic Payments, Internet Banking, IT Governance, IT Risk Management, Banking, Risk Management, Compliance, Disaster Recovery, Security, Integration, Business Analysis, Startups, Governance, CRM, Financial Services, Start-ups, Information Security, Management, Databases
Education
Penn State University 1975 — 1982
BS, Economics
Hazleton High School 1972 — 1975
Toll Brothers March 2014 - Present
Vantage Point Bank and Financial Services October 2011 - January 2014
Bank of America June 1998 - October 2011
Skills
Credit, Loans, Mortgage Lending, Refinance, FHA, Residential Mortgages, Underwriting, Mortgage Underwriting, FHA financing, Credit Risk, Home Equity Loans, Investment Properties
Education
Kutztown University of Pennsylvania 1999 — 2003
Bachelor's Degree, Business Administration and Management
Conwell-Egan Catholic High School 1995 — 1999
Banc Home Loans - A division of Banc of California September 2013 - Present
Equity Loans, LLC March 2013 - July 2013
Allied Mortgage Group July 2012 - February 2013
Vantage Point Bank and Financial Services May 2011 - June 2012
First Choice Bank November 2008 - April 2011
First Choice Bank November 2008 - April 2011
Atlantic Financial March 2004 - May 2008
Financial Services February 2000 - February 2004
Platinum Funding December 1995 - January 2000
Skills
Loans, Mortgage Banking, Loan Origination, Mortgage Lending, Credit, Leadership, Residential Mortgages, Marketing, Refinance, FHA, Negotiation, Team Building, VA loans, Customer Service, Funding, Commercial Lending, USDA, Investment Properties, Banking, Real Estate, Finance, Selling, Sales Management, Sales, Investments, FHA financing, Reverse Mortgages, Commercial Mortgages, Construction Loans, Government Loans, Certified Mortgage..., Mortgage Underwriting, Real Estate Financing, Referrals, Credit Analysis
Education
Chowan University
Peoples Bank & Trust May 2013 - Present
Vantage Point Bank and Financial Services September 2012 - April 2013
Peoples Bank & Trust Co. May 2012 - September 2012
Flagship Financial Group March 2011 - April 2012
Open Mortgage LLC February 2010 - February 2011
Wells Fargo Home Mortgage April 1993 - August 2009
Skills
FHA, Refinance, First Time Home Buyers, VA loans, Loan Origination, Mortgage Banking, Mortgage Lending, Loans, USDA, Residential Mortgages, Foreclosures, Investment Properties, Sellers, Residential Homes, Real Estate, Investments, FHA financing, Buyers, Credit, Single Family Homes, Real Estate Transactions, Condos, Short Sales, HUD, Finance, Real Estate Financing, Reverse Mortgages, Referrals, REO, Investors, Relocation, New Home Sales, Underwriting, Training, Commercial Real Estate, Real Estate Economics, Selling, Property, Brokerage, Certified Mortgage..., Real Property, Financial Structuring, Commercial Lending, Rates, Credit Analysis, Government Loans, Construction Loans, Banking, Funding, Loan Servicing
Education
Fort Hays State University
Business, Communications, Finance
Chicago Vocational High school 1972 — 1976
Electronics
Coventry Youth Lacrosse Association September 2014 - Present
Green Energy Construction & Consulting, LLC January 2014 - Present
KLC Investments, LLC June 2001 - Present
National Energy Partners, LLC July 2011 - January 2014
Vantage Point Bank and Financial Services August 2009 - July 2011
Affinity Mortgage Funding June 2005 - January 2007
Advantage One Financial 2001 - 2005
Lucky Fleet Charters January 1993 - May 1996
Skills
Renewable Energy, Solar Energy, Project Finance, Energy Efficiency, Sustainability, Sustainable Energy, Business Development, Private Equity, Solar PV, Solar Power, Energy, Photovoltaics, Entrepreneurship, Analysis, Cleantech, Energy Management, Wind, Finance, Construction, New Business Development, Business Strategy, Alternative Energy, Sales, Business Planning, Management, Start-ups, Contract Negotiation, Biomass, International Business, Real Estate, Venture Capital, Strategy, Commercial Real Estate, Sustainability..., Funding, Small Business, Solar Thermal, Loans, Carbon, Energy Policy, Green Technology, Energy Conservation, Smart Grid, Energy Audits, Wind Turbines, Demand Response, PV, Waste to Energy, Biofuels, Clean Technology
Education
Ellsworth Community College 1988 — 1990
ASA, Math, Secondary Education
Iowa State University
Bank of America August 2015 - Present
National Business Equipment January 2015 - August 2015
KeyBank August 2013 - November 2014
Vantage Point Bank and Financial Services June 2011 - August 2013
Skills
Refinance, FHA, Mortgage Lending, VA loans, Reverse Mortgages, FHA financing, Banking, Underwriting, Loans, Mortgage Banking, Credit, Residential Mortgages, USDA, Construction Loans, Loan Origination, Finance, Mortgage Underwriting, First Time Home Buyers
Education
Washington Adventist University 2008 — 2010
Business Administration
Fulton-Montgomery Community College 2005 — 2007
Physical Education
Ballston Spa High School 2001 — 2005
HIgh School Diploma
First Eastern Mortgage, A Division of First Federal Savings Bank of Boston April 2014 - Present
Greenpark Mortgage, a division of Berkshire Bank August 2013 - March 2014
Vantage Point Bank and Financial Services April 2012 - September 2013
Home Savings of America October 2010 - February 2012
Skills
Mortgage Lending, Real Estate, Real Estate Economics, First Time Home Buyers, Investment Properties, Credit, Investors, Loans, Home, Banking, Residential Homes, FHA, Refinance, USDA, Loan Origination, Mortgage Banking, Negotiation, Residential Mortgages, VA loans, Reverse Mortgages
Education
Harvard University 1993 — 1997
Bachelor of Arts, Government
DelVal Media August 2013 - Present
Vantage Point Bank and Financial Services September 2008 - May 2013
Skills
Mortgage Lending, Refinance, Construction Loans, Real Estate, Investments, Property Management, Loans, Credit, Finance, USDA, Real Estate Economics, Banking, Reverse Mortgages, FHA, Portfolio Management, Short Sales, Residential Mortgages, Financial Analysis, First Time Home Buyers, USDA Rural Housing, Relocation, Mortgage Banking, Real Estate Financing, Investment Properties, Investors, Life Insurance, Real Estate Transactions, Single Family Homes, Loan Origination, Commercial Mortgages, VA loans, FHA financing
Education
Temple University - Fox School of Business and Management 1987 — 1992
Central High School 1983 — 1987
HS
North State Bank November 2014 - Present
North State Bank Mortgage November 2014 - Present
Vantage Point Bank and Financial Services December 2011 - October 2013
Stevens Mortgage Consulting Inc January 2001 - January 2010
Skills
Mortgage Lending, FHA financing, Reverse Mortgages, Banking, Credit Analysis, FHA Financing, First Time Home Buyers, Foreclosures, Investment Properties, Underwriting
Education
Cameron School of Business at UNC Wilmington 1984 — 1984
Bachelor of Business Administration (B.B.A.), Management/Marketing, 4.0
University of North Carolina at Wilmington 1978 — 1984
BS, Business Management
Wells Fargo Home Mortgage March 2014 - Present
Brandywine Valley YMCA March 2012 - March 2015
Mortgage Now, Inc. September 2013 - March 2014
Vantage Point Bank and Financial Services March 2013 - August 2013
Meridian Bank, Malvern PA www.meridianmortgage.com July 2012 - March 2013
REMN Real Estate Mortgage Network October 2011 - July 2012
MNET, Home Savings of America, Pike Creek Mortgage Srvcs January 2009 - October 2011
Coatesville Savings Bank July 2008 - December 2008
De Lage Landen July 2007 - April 2008
Willow Finanical Bank June 2006 - July 2007
Skills
Finanical Statement..., Excel; Word; Power point, Licensed Loan officer, Board of Advisors..., Microsoft Excel, Business Strategy, Fundraising, Leadership, Analysis, Customer Satisfaction, Certified Mortgage..., Finance, Property Management, Statement Analysis, Marketing Strategy, Microsoft Office, Rentals, Real Estate Transactions, Financial Services, Sellers, Change Management, Financial Risk, Loans, Nonprofits, Relocation, Operations Management, Credit Cards, Investments, New Home Sales, Event Planning, Account Management, Policy, Mortgage Lending, Point, Time Management, Single Family Homes, Entrepreneurship, Investors, Social Media, CRM, Event Management, PowerPoint, Management, Public Speaking, Residential Homes, Referrals, Selling, Project Management, First Time Home Buyers, Social Media Marketing
Education
American University - Kogod School of Business 1978 — 1983
Bachelor of Science in Business Admin, Business Economics
AOF 1973 — 1976
High School (PREP), mathematics
Upland 1969 — 1973
Grammer School degree, English and Math
AnnieMac Home Mortgage October 2013 - Present
Residential Finance October 2012 - September 2013
Vantage Point Bank and Financial Services September 2011 - October 2012
Carnegie Mortgage, LLC November 2010 - August 2011
Home Savings of America October 2009 - December 2010
Skills
Mortgage Banking, Loan Origination, FHA, USDA, Mortgage Lending, Refinance, VA loans, Residential Mortgages, Reverse Mortgages, FHA financing, Loans, Credit, Government Loans, First Time Home Buyers, Small Business Lending, VA Loans, FHA Financing
Education
University of Nebraska at Omaha 1968 — 1971
Bachelor of Science (BS) Communications
MAXIMUS January 2014 - Present
UPS September 2013 - January 2014
Vantage Point Bank and Financial Services February 2012 - December 2013
American Guardian Home Loans March 2001 - April 2006
First Guarantee Mortgage 2000 - 2005
Skills
Mortgage Lending, Loans, Residential Mortgages, Credit, Banking, Refinance, FHA, USDA, Mortgage Banking, VA loans, Loan Origination, Reverse Mortgages, First Time Home Buyers, Financial Analysis, Customer Service, Government Loans, FHA financing, Underwriting, Finance, VA Loans
Education
Hudson Valley Community College 2001 — 2003
Criminal Justice, Forensic Science
The Sage Colleges - Russell Sage College
Forensic Psychology
LG Legacy Group, LLC February 2015 - April 2015
Volunteer Income Tax Assistance at Temple University Ambler January 2014 - April 2014
University of Michigan May 2013 - July 2013
Vantage Point Bank and Financial Services June 2012 - August 2012
Business Development University August 2011 - September 2011
Skills
PowerPoint, Banking, Microsoft Excel, Microsoft Office, Higher Education, Invoicing
Education
Temple University - Fox School of Business and Management 2014 — 2015
Master's Degree, Accounting
University of Michigan 2009 — 2013
Bachelor's Degree, Economics, Music Composition, 3.67
Wissahickon High School
Plaza Home Mortgage 2014 - 2014
Vantage Point Bank and Financial Services 2012 - 2014
New Penn Financial, LLC October 2008 - May 2012
Wilmington Finance May 2003 - 2008
Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, FHA, Operations Management, Capital Markets
Education
Temple University
Bachelor's degree, Finance, General
Self-employed December 2012 - Present
Rachel Smith CPA September 2013 - May 2014
Vantage Point Bank and Financial Services January 2013 - September 2013
Arvest Bank February 2012 - December 2012
Skills
Life Insurance, Health Insurance, Disability Insurance, Term Life Insurance, Mortgage Lending, Residential Mortgages, Mortgage Banking, Real Estate Financing, FHA financing, Underwriting
Education
Pulaski Technical College 2011 — 2013
Lawrence James Financial Group August 2013 - Present
Delaware Valley Financial Group June 2012 - August 2013
Vantage Point Bank and Financial Services June 2011 - June 2012
Matrix Audio Systems 1996 - 2010
Radnor Capital Management/Custodian Securities 1993 - 1996
PML Securities 1991 - 1993
Capital Analysts, Inc. 1989 - 1991
Waterhouse Securities 1986 - 1989
First Jersey Securities 1985 - 1986
Skills
Mortgage, Insurance, Credit, Banking, Financial Planning, Annuities, Loans, Investments, Business Planning, Portfolio Management, Investment Banking, Asset Management, Cash Management, Corporate Finance, Estate Planning, Retirement Planning, Wealth Management, Series 7, Strategic Financial..., Fixed Annuities, Mortgage Lending, Securities, Finance, Retirement, Financial Services, Mutual Funds, FINRA, Investment Advisory, 401k, Asset Allocation, Series 63, Wealth, Life Insurance, Investment Strategies
Education
Penn State University
BS, Finance
Lahoda Holdings Inc. 2011 - Present
Vantage Point Bank and Financial Services September 2009 - December 2011
LahodaREvest LLC 2007 - 2011
United Capital Lenders October 2007 - September 2009
Best Tech Service May 2004 - August 2007
UBS PaineWebber 2001 - 2003
TradeStar Investments Inc./ Fiserv Securities Inc. 1995 - 2001
CoreStates Securities Corp. 1992 - 1995
Skills
Mortgage Lending, Banking, Loans, Investments, Real Estate, Credit, Mortgage Banking, FHA, Investment Properties, Residential Mortgages, Refinance, Sales, Property Management, Management, Customer Service, Strategic Financial..., Business Development, Investors, Residential Homes, Finance, Real Estate Economics
Education
Arcadia University
BA, Business Admin./ Finance
Bucks County Community College
AA, Business Admin.
Blair Academy
Oppenheimer & Co. Inc. January 2012 - Present
Vantage Point Bank and Financial Services November 2009 - January 2012
UBS February 2008 - October 2009
Wow Floors Inc. & Tati's Remodeling February 2001 - March 2008
Chindex February 1995 - April 2001
Wuhan Foreign Language School September 1990 - June 1991
Skills
Investments, Securities, Financial Advisory, Insurance, Retirement-Plan..., Asset Allocation, Multigenerational..., Wealth Management..., Wealth-Preservation...
Education
The Johns Hopkins University 1986 — 1990
BA, International Relations: China & Latin America
Tech Surgeons August 2014 - Present
Great Plains National Bank August 2013 - June 2015
Johnson and Wales University May 2013 - May 2015
Vantage Point Bank and Financial Services September 2011 - August 2013
Johnson and Wales University November 2011 - May 2013
Home Savings of America April 2009 - June 2011
Personal Mastery Martial Arts July 2007 - August 2009
Eagle Nationwide Mortgage Company September 2008 - April 2009
Skills
Information Security, Management, Customer Service, Network Engineering, Computer Security, Network Security, Network Administration, Team Leadership, Time Management, Microsoft Office, Outlook, Public Speaking, Teamwork, Computer Hardware, Social Networking, Team Building, Training, Leadership, Microsoft Excel, PowerPoint, Microsoft Word, Windows, Database Admin, Teaching, Software Documentation, Windows 7, Sales, Systems Analysis, Network Architecture, Physical Security, Entrepreneurship, Computer Repair, Electronics Repair, Computer Networking, Hosted VoIP
Education
Johnson and Wales University 2011 — 2015
Bachelor’s Degree, Network Engineering
Cranston High School West 2007 — 2011
High School Diploma, Computer Systems Networking and Telecommunications
PwC January 2011 - Present
stayALIVEbenefits.com, LLC August 2010 - December 2011
JPS America, Inc. June 2000 - December 2011
PricewaterhouseCoopers 2011 - 2011
DuPont 2000 - 2010
Vantage Point Bank and Financial Services 2008 - 2009
DuPont 2000 - 2009
Uwchlan Ambulance 2003 - 2005
ICM America LLC 1997 - 2001
Basler 2000 - 2000
Skills
Risk Management, Strategic Financial..., Strategic Planning, Insurance, Financial Analysis, SAP, Business Planning, Investments, Team Building, Process Improvement, Accounting, New Business Development, Business Process..., Negotiation, Business Process..., Program Management, Disability Insurance, Cross-functional Team..., Coaching, Start-ups, Employee Benefits, ERP, Leadership, Change Management, Business Process, Management, Business Analysis, Business Development, Business Strategy, Six Sigma, Strategy, Analysis, Security, Financial Services, Finance, Management Consulting, Mergers & Acquisitions, Outsourcing, Executive Management, Business Intelligence, CRM, GRC, SAP Security..., SAP ERP, SAP GRC Access Control
Education
University of Bradford 1986 — 1990
BA, European Studies/German
Merchant Taylors School 1981 — 1989
SureDone December 2013 - Present
Holbrook April 2012 - December 2013
Vantage Point Bank and Financial Services March 2011 - April 2012
Carnegie Mortgage, LLC January 2010 - March 2011
Home Savings of America December 2008 - January 2010
Carteret Mortgage Corporation March 2004 - December 2008
Skills
Management, Account Management, Banking, Budgets, Building Materials, Business Development, CRM, Cold Calling, Contract Management, Contract Negotiation, Credit, Customer Service, FHA, Finance, First Time Home Buyers, Investment Properties, Investments, Leadership, Loan Origination, Loan Servicing, Loans, Manufacturing, Marketing, Mortgage Lending, Negotiation, New Business Development, Outside Sales, Pricing, Program Management, Purchasing, Real Estate, Recruiting, Refinance, Residential Homes, Residential Mortgages, Retail, Sales, Sales Management, Salesforce.com, Selling, Software Documentation, Strategic Planning, Team Building, Teamwork, Timber, Training, USDA, VA loans, Mortgage Banking, Reverse Mortgages
Education
State University of New York College at Oneonta 2002 — 2004
HungryBoi Entertainment January 2015 - Present
Consultant June 2010 - Present
Vantage Point Bank and Financial Services January 2012 - February 2015
40 West Media LLC November 2011 - September 2014
Salvific Records LLC April 2011 - March 2013
Liberty Baptist Church January 2007 - November 2012
USDA August 2002 - July 2008
USDA NAL March 1998 - February 2001
Skills
Event Planning, Corporate Events, Business Management, New Business Development, HR Policies, Entertainment, Advertising, Promotions, Management, Customer Service, System Administration, Training, Strategic Planning, Microsoft Office, Leadership, Government, Time Management, Public Speaking, Editing, Outlook, Budgets, Social Media Marketing, Community Outreach, Public Relations, Event Management, Administration, Project Management
Education
Penn Foster 2014 — 2015
Association of Bridal Consultants, Wedding Planning
University of Phoenix 2012 — 2015
Bachelor of Business Administration (BBA), Business Administration and Management, General
Kaplan University 2011 — 2013
Bachelor of Applied Science (BASc), Social Criminal Justice w/ Specialization in Forensic Science
U.S. Career Institute 2010 — 2011
Certificate, International Event & Wedding Professional
Gwynn Park High School 1994 — 1998
High School Diploma, Studied Business Management/ Computers
Florida Mobile Notary June 2012 - Present
VILLAGE PARK FITNESS August 2012 - Present
Vantage Point Bank and Financial Services February 2012 - August 2012
West Town Savings Bank June 2011 - February 2012
TEAM LENDING GROUP July 2003 - February 2007
AFFORDABLE MORTGAGE CO. April 2001 - July 2003
Skills
Mortgage Lending, FHA, Loans, Referrals, Home Equity Lines of..., VA loans, FHA financing, Refinance, Investment Properties, Loan Origination, Mortgage Banking, Residential Mortgages, Reverse Mortgages, Insurance, Credit, First Time Home Buyers, Construction Loans, Underwriting, USDA, Mortgage Underwriting, Real Estate Financing, Notary Signing Agent..., Relocation Consultant, Hard Money Loans
Education
Indian River Community College
Accounting and Finance
Palm Beach Community College
Accounting and Psychology
Seacrest High School, Boynton Beach, FL
Akcelerant August 2014 - Present
Univest May 2014 - August 2014
Vantage Point Bank and Financial Services April 2007 - May 2014
Huntingdon Valley Bank September 2001 - April 2007
Skills
Banking, Investments, Risk Management, Mortgage Banking, Portfolio Management, Customer Service, Retail Banking, Financial Analysis, Finance, Payments, Microsoft Office, Team Building, Retail
Education
Lafayette College 1997 — 2001
BA, Economics
O'Brien Landscaping 2013 - Present
Vantage Point Bank and Financial Services March 2013 - August 2013
Power Home Remodeling Group February 2012 - September 2012
Batteries Plus April 2011 - February 2012
Skills
Mechanical, Mathematics, Microsoft Office, Microsoft Excel, Microsoft Word, Time Management, PowerPoint, Data Analysis, Leadership, Teamwork, SPSS, Analysis, Research, Social Skills, People Skills, Creative Writing, Critical Thinking, Spanish, Customer Service, Financial Analysis, Inventory Management, Merchandising
Education
Towson University 2006 — 2010
Bachelor of Science, Economics
Peoples Bank and Trust Co. July 2013 - Present
Vantage Point Bank and Financial Services September 2012 - July 2013
Peoples Bank and Trust. July 2012 - September 2012
Industrial Resource Recovery August 2009 - May 2012
Mortgage Impressions March 2002 - March 2010
Mid City Scrap Iron and Salvage Co.l April 2003 - August 2009
DiPetrillo and Associates January 2001 - April 2003
Skills
Microsoft Office, Adobe Creative Suite, QuarkXPress, AutoCAD, Avid Xpress, PC building, System Deployment, Software Deployment, Network Deployment, Computer Maintenance, Network Management..., Android Development, iPhone Application..., Blackberry applications, Calyx Point, Encompass 360, Mortgage Dashboard, Leads 360, Mortgage Lending, Mortgage Banking, Residential Mortgages, Commercial Mortgages, Reverse Mortgages, Jumbo Mortgage, Mortgage Servicing, Mortgage Marketing
Education
Rhode Island College 1990 — 1994
Bachelor's degree, Management / Marketing
Community College of Rhode Island 1988 — 1990
Associate's degree, Fine and Studio Arts
North Providence High School 1983 — 1987
High School Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program
U.S. Trust, Bank of America Wealth Management September 2014 - Present
2K Manhattan July 2013 - January 2014
USA Capital April 2012 - May 2013
Vantage Point Bank and Financial Services September 2011 - March 2012
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Social Media, Internet, Interviews, Outlook, Microsoft Power Point, Office Administration, Portfolio Management, PowerPoint, Leadership, Research, Customer Service
Education
St. Thomas Aquinas College 2008 — 2012
Bachelor of Science (BS), Finance, General
Gladewater National Bank September 2013 - Present
Vantage Point Bank and Financial Services January 2012 - September 2013
Carnegie Mortgage/Grand Bank November 2010 - September 2011
Home Savings of America 2010 - 2011
Flagstar Bank June 2002 - November 2010
Freedom Mortgage January 2004 - October 2004
First Mutual Corporation May 2002 - August 2002
Skills
Mortgage Lending, FHA, VA, Mortgage Banking, Mortgage, First Time Home Buyers, Real Estate Finance, VA loans, Real Estate Economics, Real Estate, Short Sales, Financial Structuring, Funding, Real Estate Transactions, Referrals, Banking, Construction Loans, Investment Properties, REO, Investors, Investments, Refinance, Loan Origination, Loans, Finance, Underwriting, Commercial Real Estate, Credit, Residential Mortgages, Portfolio Management, Commercial Lending, Credit Analysis, Real Estate Financing
Education
New Jersey Institute of Technology 1999 — 2003
BS, Computer Science
Vantage Point Bank and Financial Services October 2012 - Present
DeVry University 2010 - Present
Gwynedd Mercy High School March 2010 - May 2010
Skills
Admissions, Higher Education, Student Affairs, Student Financial Aid, Student Recruiting, Coaching, Adult Education, Social Media, Marketing, Teaching, Enrollment Management, Academic Advising, CampusVue, Retaining Customers, Student Development, Academic Administration, Career Counseling, Campus
Education
University of Delaware 2005 — 2010
Education, Health and Physical Education
Jess Amchin, MD, JD Consulting 2005 - Present
Vantage Point Bank and Financial Services 2007 - 2014
Vela Pharmaceuticals 2004 - 2005
Cephalon 2001 - 2004
Wyeth Pharmaceuticals 1999 - 2001
Wyeth Pharmaceuticals 1994 - 1999
Private Practice in Psychiatry 1992 - 1994
University of PIttsburgh Medical Center 1986 - 1992
Skadden Arps June 1990 - August 1990
University of Pittsburgh Medical Center 1986 - 1988
Skills
Pharmaceutical Industry, Strategy, Clinical Research, Biotechnology, Leadership, Business Development, Medical Affairs, Strategic Planning, Training, FDA, Business Planning, Medicine
Education
University of Pittsburgh School of Law 1987 — 1991
JD, Law
Columbia University College of Physicians and Surgeons 1978 — 1982
MD, Medicine
Cornell University 1974 — 1978
BA, Neurobiology and Behavior
Farmingdale Senior High School 1970 — 1974
USLI January 2014 - Present
Professional Liability Consulting Group April 2009 - October 2013
RE/MAX Centre REALTORS 2001 - 2010
Vantage Point Bank and Financial Services 2007 - 2008
Skills
Insurance, Real Estate, Investments, Underwriting, Mortgage Lending, Sales, Property & Casualty..., Investment Properties, Liability, Finance, Professional Liability, Legal Liability, Commercial Insurance, General Insurance
Education
Drexel University 1996 — 2000
Finance
MidCoast Community Bank February 2014 - Present
Vantage Point Bank and Financial Services March 2012 - February 2014
Stonebridge Bank January 2003 - March 2012
Premier Bank January 2001 - January 2003
Progress Bank November 1999 - November 2001
Premier Bank January 1996 - January 1999
IPS-Sendero 1999 - 1999
First Fidelity Bank January 1992 - January 1996
First Fidelity Bank January 1990 - January 1992
Skills
Financial Reporting, Financial Analysis, ALM, Interest Rate Risk..., Liquidity, Accounting, Securities, Budgeting, Banking, Budgets, Credit, Forecasting, Finance, Management, Loans, Investments, General Ledger, Analysis, Account Reconciliation, Portfolio Management, Cash Management, Business Planning, Derivatives, Variance Analysis, Executive Management, Risk Management, Financial Risk, Strategic Financial..., Funding, Credit Analysis
Education
Temple University 1986 — 1990
Bachelors
Royal Pacific Inc. President & CEORoyal Pacific Inc.January 2008 - Present
Vantage Point Bank and Financial Services 2012 - 2012
Skills
Team Building, New Business Development, Strategic Planning, Fixed Annuities, Investments
Education
American College 1992 — 1995
Home Point Financial April 2015 - Present
Great Plains National Bank October 2013 - Present
Vantage Point Bank and Financial Services September 2011 - September 2013
Carnegie Mortgage January 2011 - August 2011
Skills
Mortgage Banking, Mortgage Lending, FHA, Loan Origination, Residential Mortgages, Refinance, Loans, Credit, Commercial Mortgages, Commercial Lending, USDA, Reverse Mortgages, VA loans, Banking, Sales Management, FHA financing, Underwriting, Credit Analysis, Construction Loans, Real Estate Financing, Real Estate, Investments, First Time Home Buyers
Education
Johnson and Wales University
1988
Vantage Point Bank and Financial Services January 2013 - Present
Pleasant Valley Home Mortgage Corp. October 2010 - July 2011
GMAC Mortgage August 2005 - April 2010
Education
Flagler College 1998 — 1999
BA, Business Admin.
Code Green Solar May 2015 - Present
Denial Solutions February 2014 - September 2014
Vantage Point Bank and Financial Services October 2013 - February 2014
mVentix, Inc. November 2012 - February 2013
Maple Shade Mazda January 2012 - August 2012
The Green Energy People January 2010 - February 2011
Skills
Heating, Lighting Controls, Direct Sales, Energy Audits, Solar Energy, Cold Calling, explaining solar energy...
Education
America's Mortgage Institute 2013 — 2013
NJ and PA Mortgage licenses
Penn State University 2005 — 2009
B.S. Energy, business, and finance, Minor in Economics
C H West
QNB Bank September 2014 - Present
J W Resources March 2014 - September 2014
Vantage Point Bank and Financial Services June 2006 - February 2014
Earthstar Bank June 2000 - August 2004
Prime Bank 1990 - 1999
Skills
Banking, Loans, Commercial Lending, Branch Banking, Commercial Banking, Retail Banking, Finance, Human Resources
Education
Temple University 1985 — 1990
BA, Elementary Education
New Penn Financial March 2012 - October 2012
Vantage Point Bank and Financial Services December 2011 - February 2012
Iron Stone Strategic Capital Partners January 2011 - December 2011
Eagle National Bank May 2007 - February 2010
Sunset Mortgage Company March 2001 - May 2007
Gateway Funding December 1990 - May 1999
The Franklin Mint February 1986 - May 1990
Education
University of Pittsburgh
B.S., Business Administration - Accounting Concentration
Home Point Financial April 2015 - Present
Great Plains National Bank September 2013 - April 2015
Vantage Point Bank and Financial Services August 2011 - September 2013
Home Savings of America June 2009 - June 2011
Education
Bryant University 1987 — 1990
B.S. B.A., Finance
Vantage Point Bank and Financial Services April 2010 - Present
Education
Seton Hall University 1981 — 1985
Masters
University of Scranton 1979 — 1981
B.A.
First Niagara Bank March 2015 - Present
M&T Bank August 2013 - October 2014
Vantage Point Bank and Financial Services 2010 - 2012
Vantage Point Bank and Financial Services 2010 - 2012
Countrywide Home Loans January 2002 - July 2008
Countrywide Home Loans September 2001 - December 2001
Century National Bank October 2000 - August 2001
Education
State University of New York College at Oneonta 1996 — 1999
Bachelor, Business Administration; Business Administration
Adirondack Community College 1993 — 1996
Associate, Business Administration
Movement Mortgage, LLC July 2015 - Present
The Money Store March 2014 - June 2015
United Mortgage Corp January 2014 - March 2014
Vantage Point Bank and Financial Services April 2008 - January 2014
Skills
Loans, Mortgage Banking, Residential Mortgages, FHA, Loan Origination, Credit, Marketing, VA loans, Mortgage Lending, Refinance, Harp, Reverse Mortgages, Banking, Leadership, USDA
Education
Temple University - Fox School of Business and Management 1998 — 2003
Bachelors, Business
ZOG Inc. July 2013 - Present
Home Owners Association October 2012 - October 2014
Vantage Point Bank and Financial Services November 2011 - July 2013
Signature Systems, Inc. May 2009 - November 2011
Skills
Active Directory, Troubleshooting, Computer Hardware, Servers, LAN/WAN, Microsoft Exchange, ConnectWise, Sonicwall, Office 365, DNS Server, Windows Server
Education
Keller Graduate School of Management of DeVry University 2009 — 2011
Graduate, Information Systems Management
DeVry University 2006 — 2009
Bachelor's, Network & Communications Management
Vantage Point Bank and Financial Services April 2011 - Present
Home Savings of America March 2010 - March 2011
Skills
USDA, VA loans, FHA, Mortgage Lending, FHA financing, Mortgage Banking, Residential Mortgages, Refinance, Loan Origination, Loans, Government Loans, Certified Mortgage...
Education
University of Rhode Island 1994 — 1998
Bachelor of Science (B.S.), Human Development and Family Studies, General
High School 1990 — 1994
Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program
Vantage Point Bank and Financial Services February 2012 - May 2012
BIRMCO 2004 - 2007
Skills
Banking, Risk Management, Loans, Strategic Planning, Investments, Customer Service, Real Estate, Analysis, Financial Analysis, Financial Modeling, Mortgage Lending, Due Diligence, Mortgage Banking, Loan Origination, FHA
Education
Temple University 1998 — 2002
Bachelor of Applied Science (B.A.Sc.), Human Biology
Cardinal Dougherty High School 1994 — 1998
High School Degree
New York Credit Union Association July 2015 - Present
Home Point Financial April 2015 - July 2015
Great Plains National Bank February 2014 - April 2015
Bank of America April 2012 - January 2014
Vantage Point Bank and Financial Services June 2012 - April 2013
Education
State University of New York College of Agriculture and Technology at Cobleskill
University at Albany
Criminal Justice
Great Plains National Bank 2013 - Present
First Mortgage Corporation April 2011 - October 2013
Vantage Point Bank and Financial Services September 2011 - February 2013
Skills
Conforming, VA, USDA, Mortgage Lending, VA loans, Sales Skills Training, Excel, Timeline Management, MS Word, Adobe Acrobat, Sales Management, Interviews/business, HARP, FHA, Loan Origination, Refinance, Investment Properties, Mortgage Banking, Harp, Loans, Selling Skills, Investments, Training, Management, Sales, Team Building, Real Estate, Microsoft Excel, Residential Mortgages, FHA financing
Education
Paul Smith's College 2001 — 2003
Bachelor of Applied Science (BASc)
Vantage Point Bank and Financial Services September 2011 - Present
Education
Marist College 1984 — 1988
Bachelors, Communications
Niskayuna High School 1980 — 1984
Vantage Point Bank and Financial Services July 2012 - Present
Comcast Cable 2007 - 2010
Education
East Stroudsburg University of Pennsylvania
Wells Fargo Bank N.A. February 2010 - Present
Vantage Point Bank and Financial Services January 2008 - February 2010
Education
Pennsylvania State University-Penn State Abington 1998 — 2002
Liberal Arts and Sciences, General Studies and Humanities