WCS Lending
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WCS Lending Employees
Luxury Mortgage Corp January 2015 - Present
PMAC Lending Services Inc. September 2013 - January 2015
WCS Lending June 2013 - September 2013
MJ Mortgage Corp July 2011 - May 2013
Skills
Mortgage Lending, Loans, Credit, Banking, FHA, Mortgage Banking, Refinance, Credit Analysis, Financial Analysis, Residential Mortgages, Customer Service, Real Estate, Investment Properties, Government Loans, First Time Home Buyers, VA loans, Loan Origination
Education
Broward College 2014 — 2015
University of Massachusetts Boston 2012 — 2013
Bachelor's degree, College of Management – concentration in Finance, Sophomore
North Shore Community College 2011 — 2012
Associates, Business
Quincy College 2009 — 2010
Associates, Business Administration and Management, General
Revere High School 2005 — 2009
High School Diploma
ConsumerDirect Mortgage, A Division of FirstBank May 2014 - Present
PMAC Lending Services Inc. October 2013 - May 2014
Maverick Funding Corp. June 2013 - September 2013
The Money Store September 2012 - June 2013
The Money Store September 2009 - September 2012
WCS Lending January 2009 - September 2009
Cambridge Mortgage 1996 - 2008
Transcontinental Lending Group 2004 - 2006
Skills
Residential Mortgages, FHA, Refinance, Loan Origination, Mortgage Lending, Loans, VA loans, FHA financing, Commercial Mortgages, Government Loans, Underwriting, Home Equity Loans, Banking, Credit Analysis, Mortgage Underwriting, Commercial Lending, Construction Loans, Rates, Mortgage Servicing, Credit, Referrals, Home Equity Lines of..., Real Estate Financing, Portfolio Management, Finance, Investments, First Time Home Buyers, Investors, Investment Properties, Real Estate Economics, Real Estate, Commercial Real Estate, Debt Consolidation, Residential Homes, Mortgage Marketing, Branch Banking, Non-Conforming, Real Estate Transactions, Financial Risk, Title Insurance, Loan Servicing, Condos, VA Loans, Mortgage Banking, Sales, FHA Financing
Education
Florida Atlantic University 1994 — 1999
BA Finance/Int. Business, Finance
Pope John Paul II High School 1990 — 1994
WCS Lending February 2013 - July 2013
Total Mortgage Services, LLC 2011 - 2012
Silver City Candle 2002 - 2011
Ameriquest Mortgage Co 2000 - 2005
Skills
Mortgage Lending, FHA, Loan Origination, Mortgage Banking, Refinance, USDA Rural Housing, USDA Rural, Purchasing, Jumbo Mortgage, DU Refi Plus, Direct Lending, Direct Lender, Loans, Consumer Lending, FHA financing, Mortgage Underwriting, USDA, Investment Properties, VA Loans, Credit, Residential Mortgages, Sales
Education
Quinnipiac University 2003 — 2005
Bachelor's degree, Business Management
South Central Community College 2001 — 2003
Associate's degree, Accounting
The Mortgage Firm, Inc. September 2015 - Present
ResMac, Inc August 2014 - Present
Digital Risk June 2014 - Present
WCS Lending 2013 - 2013
Skills
Banking, Credit, Equities, Financial Analysis, FHA, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Credit Analysis, Investments, Mutual Funds, Retirement Planning, Strategic Financial..., Underwriting, Customer Service, Sales, Refinance, Real Estate
Education
Miami Dade College 1984 — 1986
Associate of Arts (AA), Business Administration and Management, General
Aerotek September 2015 - Present
S & P Data May 2015 - September 2015
Estate Information Services October 2008 - May 2015
WCS Lending August 2007 - October 2008
Flagstar Bank February 2007 - May 2007
Skills
Building Relationships, Mentoring, Executive Coaching, Recruiting, Recruitment Advertising, Scripting, Direct Mail Campaigns, Reports, Problem Solving, Customer Retention, Predictive Dialers, Database Admin, Strategic Planning, Business Strategy, Account Management, New Business Development, Mortgage Lending, Training, Marketing, Management, Team Building, Call Centers, Coaching, Social Media Marketing, SharePoint, Hiring, Business Development, Loans, Strategy, Leadership
Education
Oakland Community College 1999 — 2000
Working, Business, Management, Marketing, and Related Support Services
WCS Lending 2010 - 2013
Skills
Credit, Financial Analysis, Risk Management, Portfolio Management, Loans, Credit Risk, Credit Analysis, Loan Origination, Banking, Mortgage Lending
Education
Florida Atlantic University 2011 — 2012
Masters Forensic Accounting
Metropolitan State University of Denver 1998 — 2003
Bachelor of Science (BS), Business Management
Residential Home Funding December 2014 - Present
Liberty Mortgage Lending August 2014 - December 2014
Allied Mortgage Group January 2014 - August 2014
IFG Mortgage Corp April 2012 - September 2013
WCS Lending April 2011 - May 2012
Noshers Deli August 2009 - March 2011
Elite Lending Source October 2006 - July 2009
Atlantic Coast Mortgage Group December 2002 - September 2006
Best Deli March 2001 - November 2002
Skills
Strategic Consulting, Public Speaking, Mortgage Lending, Refinance, Sales Management, Residential Mortgages, Loans, FHA, USDA, Reverse Mortgages, VA loans, FHA financing, Government Loans, First Time Home Buyers, Credit Analysis, Underwriting, Investment Properties, Finance, Customer Service, Sales, Microsoft Excel, Marketing, Microsoft Office, New Business Development, Microsoft Word, Condos, Networking, Training, Building Relationships, Marketing Strategy, Social Media Marketing, Ethics, Mortgage Banking, Credit, Residential Homes, Real Estate
Education
University of South Florida 1997 — 2001
Communicatoins and Business Administration
Nova High School 1993 — 1996
HIgh School Diploma
BioMarin April 2013 - Present
Bright Busines Media, LLC April 2010 - October 2012
Baird & Driscall Community Planning May 2008 - April 2010
County of Marin Housing Authority January 2007 - January 2008
WCS Lending 2005 - 2006
Countrywide Home Loans 2002 - 2005
United States Marine Corps 1997 - 1998
Skills
Office Administration, Spreadsheets, Office Management, Filing, Calendaring, Social Networking, Microsoft Office, Outlook, PowerPoint, Customer Service, Research, Books, Editing, Publishing, Management, Magazines, Access, System Administration, Feature Articles, Account Management, Advertising, Budgets, Digital Media, Marketing, Microsoft Excel, Public Relations, Sales, Social Media, Social Media Marketing
Education
Full Sail University
BS, Music Production
Palm Beach State College January 1999 - Present
Broward College April 2013 - Present
Janinesworld Realty October 2000 - Present
Independent December 2008 - Present
WCS Lending November 2012 - August 2013
WCS Lending September 2012 - November 2012
Opus CMC April 2012 - June 2012
Bert Rodgers Schools October 2004 - November 2011
Regency Financial and Mortgage Services, Inc. March 2004 - December 2010
DMR Mortgage Services, Inc. June 1999 - December 1999
Skills
Real Estate, Negotiation, Condos, Home, Contract Negotiation, Residential, Customer Relations, Property Management, Short Sales, Microsoft Office, Team Building, Excel, Investors, Coaching, Public Speaking, Foreclosures, Strategic Planning, Mortgage, Investment Properties, Sellers, Mentoring, Problem Solving, Research, Word, REO, Analysis, Social Media, Compliance, Luxury, Teaching, Sales Management, Administration, Policy, Credit, Writing, PowerPoint, Public Relations, Fundraising, Online Marketing, Real Estate Investment, First Time Home Buyers, Brokerage, Realty, FHA, Licensing, Selling, Investments, Real Estate Transactions, Single Family Homes, Purchase
Education
University of Miami 1982 — 1986
B.S., Psychology, Chemistry
Loans 4 U Through the Mortgage Firm March 2014 - Present
WECAI Women In E-Commerce January 2010 - Present
BNI (Business Network International) 1996 - Present
Loans-4-u through The Mortgage Firm 1995 - Present
Loans 4 U Academy February 2012 - March 2014
Loans 4 U through Academy Mortgage January 2012 - March 2014
Balistreri Realty 2012 - 2014
WCS Lending May 2008 - January 2012
Chamber of Commerce Ft. Lauderdale January 2005 - January 2012
Southeact Capital Inc 2000 - 2008
Skills
Real Estate Marketing, Direct Lender, Real Estate, Investment Properties, Mortgage Lending, Real Estate Financing, Real Estate Economics, Real Estate Technology, Real Estate Technology..., Refinance, Loans, Property, Real Estate Development, Marketing, Referrals, Relocation, FHA, Social Media Marketing, Banking, Sellers, Residential Mortgages, Finance, Public Speaking, Mortgage Marketing, Selling, Condos, Foreclosures, First Time Home Buyers, Investors, Short Sales, Training, REO, Real Estate Transactions, Loan Origination, Computer Graphics
Education
Tel Aviv University 1980 — 1983
Liberty Mortgage Company December 2014 - Present
PMAC Lending Services Inc. September 2013 - December 2014
Wells Fargo Home Mortgage November 2012 - September 2013
WCS Lending February 2012 - October 2012
JP Morgan Chase October 2004 - February 2012
The Mortgage Source LLC January 2002 - September 2004
Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loan Origination, VA loans, Loans, FHA financing, USDA, Residential Mortgages, Government Loans, Non-Conforming, Underwriting, Credit Analysis, Commercial Lending, Banking, Home Equity Loans, Reverse Mortgages, Small Business Lending, First Time Home Buyers, Mortgage Servicing, Investment Properties, Credit, Loss Mitigation, Real Estate Financing, FHA Financing, VA Loans
Education
Ohio Wesleyan University 1996 — 2000
Bachelor of Science (B.S.), Sport and Fitness Administration/Management
Wells Fargo Corporate January 2014 - Present
WCS Lending March 2013 - August 2013
Land Home Financial Services August 2012 - March 2013
JPMorgan Chase May 2009 - June 2012
Skills
Loan Origination, Credit, Banking, Microsoft Excel, Microsoft Office, Data Entry, Retail Banking, Customer Service, Customer Satisfaction, Customer Experience, 10 Key, 50 WPM, Highly detail oriented, Minimal Supervision, Training, Supervisory Skills, Dependable Team Player, Positive Team Player, Cash Management
Education
San Francisco State University 2001 — 2005
Bachelor's degree, Psychology
Pittsburg Senior HIgh School 1997 — 2001
Diploma
Citibank N.A. November 2012 - Present
WCS Lending March 2002 - November 2012
Skills
Jumbo Mortgage, Co Op Financing, Condominium Financing, 1-4 Family Dwellings, 80% financing up to $3..., Loans up to $5 Million..., Persistency, Organizational..., Communication Skills, Finance, Insurance
Education
Northeastern University
Bachelor of Arts (BA), Communication, General
ResMac, Inc January 2015 - Present
AMI Duty Free January 2008 - Present
Resmac Inc July 2013 - August 2013
Hamilton Group Funding April 2013 - June 2013
WCS Lending July 2012 - April 2013
Skills
Fully knowledgable in..., Credit, Mortgage Lending, VA loans, Loans, FHA, Residential Mortgages, Mortgage Banking, Refinance, FHA Financing, Loan Origination, Investment Properties, Banking, Mortgage Servicing, Reverse Mortgages, VA Loans
Education
Miami Dade College 2008 — 2010
Certificate, Computers
Miami Senior High School 1975 — 1977
Diploma, Academic Regquirements, B
www.attorneycashadvance.com October 2013 - Present
Dorr Asset Management Ltd February 2013 - October 2013
Peachtree Settlement Funding March 2012 - January 2013
South FL Napa November 2009 - March 2012
HOMESAVERS EXPRESS LLC August 2007 - October 2009
WCS Lending March 2003 - September 2007
Mortgage Strategies Group March 2002 - March 2003
Skills
Finance, Pre Settlement Funding, Lawsuit Funding, Structured Settlement..., Leadership, Sales, Loans, Credit, Marketing Strategy, Customer Service, Sales Management, Funding, Workers Compensation, Attorney Funding, Legal Advance, Workers Compensation...
Education
Bryant College 1991 — 1996
Bachelor of Science in Business Administration
Port to Port Int April 2013 - Present
WCS Lending December 2012 - April 2013
North Atlantic November 2011 - November 2012
Skills
Microsoft Excel, Mortgage Banking, Loan Origination, Microsoft Office, Refinance, Data Entry, Filing, Bilingual, Post Closing, Collateral, Close Attention to..., Organization, Meet Deadlines, International Logistics, Import/Export Operations, Bookkeeping, Negotiation, Process Improvement
Education
Universidad Santiago de Cali 1995 — 1999
Bachelor's degree, Finance and International Business
MDVIP August 2015 - Present
Jarden Consumer Solutions March 2015 - July 2015
Kainos Slimfast Corporation October 2014 - February 2015
AutoNation October 2012 - October 2014
WCS Lending January 2012 - October 2012
Children of America May 2010 - November 2011
Private Contract Consultant January 2007 - April 2010
Keller Williams Real Estate January 2006 - January 2007
Skills
Management Information..., JD Edwards, ADP Drive Dealer..., Sage ERP X3, Sage 500 ERP, Sage 100 ERP, Mas 90, Project Management, Microsoft Office..., IT Project & Program..., Software Development, SQL Server Management..., T-SQL, Visual Studio, Visual Basic, VBScript, VBA, Business Process..., ERP Implementation..., Management, Customer Service, Financial Accounting, Accounting, Finance, Analysis, Financial Analysis, GAAP, Financial Reporting, Financial Statements, General Ledger, Journal Entries, Bank Reconciliation, Account Reconciliation, Budgets, Variance Analysis, Bookkeeping, Accruals, Invoicing, Accounts Receivable, Accounts Payable, Accounting System, MIS, QuickBooks, Microsoft Excel, Microsoft Word, Microsoft Office, PowerPoint, MS Project, Access, Visio
Education
Florida Atlantic University
Bachelor of Business Administration (BBA), Accounting, 3.36
Indian River State College
Associate’s Degree, Accounting and Economics, 3.8
Gold Coast Real Estate School
Sales Associate License, Real Estate, 4.0
Done Working ! May 2015 - Present
WCS Lending September 2012 - August 2013
Kaplan Higher Education 2010 - 2012
Kaplan University 2008 - 2010
Kaplan University 2006 - 2008
Dreyfoos School of the Arts 2003 - 2006
Ecometry Corporation 1999 - 2003
First NLC 1994 - 1999
Skills
Leadership Development, Training, Management, Recruiting, Program Management, Event Management, Interviews, Coaching, Career Counseling, Research, Team Building, Copywriting, Marketing, E-Learning, Leadership, Internal Communications, Marketing Communications, Sales, Human Resources, Public Speaking, Social Media, Customer Service, Staff Development, Time Management, Organizational..., Employee Training, Social Networking, Career Development
Education
Carnegie Mellon University
Bachelor of Arts (BA) + Masters Equivalency, Communications
stillWorksPDX June 2014 - Present
Browz, LLC August 2012 - November 2013
Yoga Shelter August 2009 - March 2012
WCS Lending September 2008 - July 2009
Oakwood Worldwide May 2005 - September 2008
Courtyard by Marriott August 2002 - October 2004
Skills
Operations Management, Management, Team Building, Account Management, Customer Service, Sales Process, Sales, Financial Analysis, Payroll, Accounts Payable, Cold Calling, Mac OS, Microsoft Office, Limited Photoshop, Dropbox, SharePoint, Siebel, Familiar with..., Microsoft Word, Microsoft Excel
Education
Oakland University 2009 — 2010
Post Bachelor Classes, Health Sciences
Montana State University-Bozeman 1997 — 2001
B.S., Biology
CEB January 2015 - Present
CEB January 2014 - January 2015
Morgan Stanley Wealth Management February 2012 - September 2012
Citi January 2009 - August 2009
Bayview Financial August 2007 - November 2008
WCS Lending February 2005 - August 2007
Skills
Asset Management, Coaching, Marketing, Mortgage Lending, Investments, Banking, Cold Calling, Management, Mortgage Banking, Loans, Finance, Tennis, Team Building, New Business Development, Underwriting, Investment Properties, Sales, Wealth Management, Financial Analysis, Leadership, Strategic Planning, Program Management
Education
Florida Atlantic University 2002 — 2006
Bachelor of Science, Business/Finance
WCS Lending April 2013 - Present
Sentry Data Systems February 2012 - March 2013
International Bedding Corporation (Company liquidated) June 2008 - January 2012
First NLC Financial Services (Filed Chapter 7) October 2004 - May 2008
SEABULK INTERNATIONAL, INC. January 2002 - October 2004
Skills
SEC filings, QuickBooks, Financial Analysis, Sarbanes-Oxley, FRx, Microsoft Excel, ERP Implementations, Inventory, Oracle, Syspro, Accounting, Sarbanes-Oxley Act
Education
Florida Atlantic University 1987 — 1988
Master of Science, Accounting
University of Florida 1982 — 1986
Bachelor of Science, Accounting
Northwestern Mutual August 2010 - Present
WCS Lending May 2004 - August 2010
WCS Lending January 2004 - August 2010
STAR TRAX EVENT PRODUCTIONS September 2001 - May 2004
UNITED STATES SENATOR CARL LEVIN AND SENATOR BILL NELSON April 2000 - September 2001
Education
Eastern Michigan University 1998 — 2002
B.S, English & Communication; Public Relations
North Farmington 1994 — 1998
Younique November 2014 - Present
Florida Atlantic University July 2013 - Present
WCS Lending 2012 - 2013
Bank of America February 2010 - May 2012
Bank of America August 2005 - February 2010
Skills
Training, Customer Service, Management, Recruiting, Brand Development, Interviews, Banking, American Sign Language, Microsoft Excel, Student Affairs, Student Leadership, Small Business, Budgets, Sales, Marketing, Accounting, Social Networking, Communication, Compliance, Student Housing, Student Counseling, Multi Tasking, Mentoring, Spreadsheets
Education
Florida Atlantic University 2000 — 2004
Bachelor's degree, Communication and Media Studies
Global Resources, LLC April 2013 - Present
Kaplan February 2008 - July 2012
WCS Lending February 2005 - February 2008
Bluegreen Corporation May 1997 - December 2004
Skills
Mortgage Lending, Loans, Customer Service, Mortgage Banking, Residential Mortgages, Refinance, Loan Origination, FHA, Credit, Finance, Real Estate, Sales, Admissions, Higher Education, Educational Leadership, Enrollment Management, Student Financial Aid, Leadership, Student Affairs, Adult Education, Process Improvement, Financial Analysis, Profit Maximization, Profit Center Management, Organizational..., Business Process..., Business Strategy, Training, E-Learning, Staff Development, Leadership Development, Change Management, Instructional Design, Resume Writing, Student Recruiting, Career Development, Career Counseling, CampusVue, Campus, Employee Training, Coaching, Business Analysis, Conflict Resolution
Education
Kaplan University 2011 — 2013
MSM, Organizational Design and Development, 4.00
Florida Atlantic University 1996 — 1999
BS, Architecture
University of Florida 1990 — 1995
BS, Design
Guaranteed Rate March 2013 - Present
WCS Lending 2007 - 2013
RBC 2002 - 2007
Skills
Mortgage Lending, Refinance, Residential Mortgages, Loan Origination, USDA, Loans, VA loans, Financial Analysis, Mortgage Banking, FHA, Reverse Mortgages, Risk Management, Finance, Mortgage Underwriting, Certified Mortgage..., Credit, Underwriting, Government Loans, Investments, FHA financing, Credit Analysis, Consumer Lending, Commercial Lending, Real Estate Financing, Non-Conforming, Loss Mitigation, Rates, Mortgage Servicing, Investment Properties, Banking, Real Estate Economics, Loan Servicing, First Time Home Buyers, Financial Structuring, Funding, VA Loans, FHA Financing
Education
University of Massachusetts at Lowell 1989 — 1994
Bachelor of Science (BS), Business Administration, Management and Operations
Nations Signature Closers April 2015 - Present
WCS Lending March 2011 - August 2011
Nations Holding Company January 2010 - February 2011
Skills
Underwriting, Quality Assurance, Mortgage Lending, Mortgage Banking, Loans, Credit, FHA, Credit Analysis, Investments, Loan Origination
Education
The University of Kansas 2001 — 2002
Business
Stemtech International, Inc. May 2014 - Present
WCS Lending January 2013 - May 2013
HealthworRx May 2008 - April 2011
Healthworkx September 2008 - October 2010
Healthworkx May 2008 - October 2010
Liberty Home Lending July 2006 - July 2007
Liberty Home Lending Inc January 2006 - July 2007
Bank United FSB November 2006 - January 2007
Bank United FSB November 2004 - December 2006
National City Mortgage November 2001 - April 2004
Skills
Banking, Human Resources, Payroll, Mortgage Lending, Accounts Receivable, Accounts Payable, Finance, Account Reconciliation, Loans, Customer Service, Accounting, Employee Benefits, Software Documentation, Management, Analysis, Credit
Education
suny at old westbury 1978 — 1982
BA, Business Management
Secretarial/Accounting National Puerto Rican Forum 1980 — 1981
Accounting and Secretarial, Accounting and Finance
Old Westbury College 1978 — 1981
S.U.N.Y, Business Administration
Miami Dade College
Underwriter Certificate, Mortgage Loans
Embraer US November 2013 - Present
Embraer February 2010 - November 2013
Information Management 2002 - 2009
WCS Lending March 2006 - December 2008
Applica Consumer Products 1998 - 2003
Skills
Disaster Recovery, Cisco Technologies, Security, Data Center, Project Management, Servers, Network Administration, Microsoft SQL Server, Firewalls, Microsoft Exchange, Business Process, Networking, IT Service Management, Unix, VPN, Management, Integration, Information Technology
Education
Nova Southeastern University 2012 — 2014
Master of Business Administration (MBA) - Graduating 2014, Finance
Barry University 2000 — 2002
MS-IT, Masters of Science in Information Technology
PNC Investments December 2013 - Present
JPMorgan Chase January 2012 - December 2013
RBC Bank 2008 - 2012
WCS Lending 2001 - 2008
Excel Financial 1999 - 2001
City of Boca Raton 1993 - 1999
Skills
Banking, Consumer Lending, Loans, Credit, Retail Banking, Loan Origination, Series 63, Lines Of Credit, Series 6, Refinance, Cross Selling, Finance, Credit Cards, Retirement Planning, Fixed Annuities, Insurance, Mortgage Lending, Investments, Portfolio Management
Education
Florida Atlantic University 1991 — 1993
Criminal Justice, Criminology
Lees-McRae College 1989 — 1991
Associate of Arts (AA), Criminology
Bigcommerce September 2013 - Present
Outbound Engine April 2013 - September 2013
BayBurg Mortgage Inc April 2011 - December 2012
Vehicle Protection America May 2008 - March 2011
Transcontinental Lending Group 2005 - 2008
WCS Lending 2002 - 2005
Southeast Mortgage 2000 - 2002
ITTI.net 1997 - 2000
Skills
Sales, Social Media Marketing, Cold Calling, Salesforce.com, Training, Customer Retention, Inside Sales, Mortgage Lending, Customer Satisfaction, Outside Sales, Advertising, Team Leadership, Microsoft Office, Thinking Outside The Box, Friendly Personality, Business Planning, Calyx Point, Sales Management, Adaptability, Professional, E-commerce Consulting, E-commerce SEO, E-commerce Optimization, SaaS, Selling, Lead Generation, Competitive Analysis, Sales Presentations, Management, Qualifying Prospects, Customer Acquisition, Account Management, Selling Skills, Analysis, Direct Sales, Channel Partners, Email Marketing, B2B, Deal Closure, CRM, Sales Process, Advertising Sales
Education
Florida State University
Fort Lauderdale Prepatory School
TransUnion October 2013 - Present
Enarre January 2012 - Present
New Earth Co. 1995 - Present
WCS Lending November 2012 - October 2013
Altisource February 2012 - July 2012
CoreLogic June 2010 - March 2012
First American Corporation 1998 - June 2010
Real Estate Data, Inc. 1988 - 1998
Consolidated Micrographics 1978 - 1988
Skills
IT Environment Design, Office layout and design, Server Room Design, Facilities Management, IT Support, Facility Operations, Facility Design, Team Building, Training Skills, Telecommunications, Construction Management, Environmental Design, Offices, Designs, Project Management, Training, Infrastructure, IT Management, Technical Support, Disaster Recovery, Data Center, Budgets, Mergers & Acquisitions, Management, Building Design, Vendor Management, Server Rooms, VoIP, Security, Process Improvement, Business Planning, Change Management, Cloud Computing, IT Strategy, Program Management, Facilities Operations, IT Service Management, ITIL, Leadership, Strategy, Contract Negotiation, Information Technology, SDLC, System Administration, Operations Management, Cisco Technologies, Consulting, Management Consulting, Salesforce.com, Sales
Education
Bristol Community College 1970 — 1972
AA, Business Administration
Durfee High
Southeastern Massachusetts University
BS, Industrial Engineering
Consumer Direct Mortgage a Division of FirstBank May 2014 - Present
WCS Lending April 2009 - December 2014
Client First Settlement Funding February 2008 - March 2009
First NLC October 2006 - January 2008
United Mortgage Lenders Inc October 1999 - September 2006
Singer Asset Finance Company January 1997 - October 1999
Skills
Mortgage Lending, Loans, FHA, Refinance, Banking, Real Estate, Management, Sales, Investors, Analysis, Training, Mortgage Banking, Residential Mortgages, Loan Origination, Human Resources, Credit, USDA, Mortgage Underwriting, FHA financing
Education
State University of New York College at Brockport 1990 — 1994
Bachelor of Arts (BA), Marketing/Marketing Management, General
Luxury Mortgage Corp January 2015 - Present
PMAC Lending Services Inc. September 2013 - January 2015
WCS Lending August 2012 - September 2013
UBS April 2012 - October 2012
Morgan Stanley Smith Barney March 2009 - April 2012
WCS Lending 2006 - 2009
Skills
Series 7, Series 66, Mortgage Lending, Mortgage Banking, Residential Mortgages, NMLS Licensed, Portfolio Management, Series 63, Uniform Combined State..., Investments, Finance, Loan Origination, Credit, Credit Analysis, Banking, Refinance, FHA, Loans, Wealth Management, VA loans, Reverse Mortgages, USDA
Education
Florida State University - College of Business 2001 — 2005
BS, Finance
PMAC Lending Services Inc. December 2013 - August 2014
Residential Finance December 2013 - January 2014
Wells Fargo Home Mortgage January 2013 - December 2013
WCS Lending March 2012 - November 2012
JPMorgan Chase October 2008 - March 2012
Skills
Refinance, Banking, Mortgage Lending, Loans, FHA, Loan Origination, USDA, Government Loans, Investments, First Time Home Buyers, Customer Service, Investment Properties, Real Estate, Sales, Management, Selling, Residential Homes, Mortgage Banking, Finance, Residential Mortgages, FHA financing, Credit, VA loans, FHA Financing, Non-Conforming, VA Loans
Education
Hondros College 2007 — 2008
Real Estate Sales Persons License, Real Estate
Columbus State 2004 — 2006
Associate of Arts (AA), Business and Personal/Financial Services Marketing Operations
Ditech Mortgage Corp August 2013 - Present
WCS Lending September 2012 - August 2013
MMREM / Sperlonga Data and Analytics January 2011 - September 2012
UNITEDTECH LENDER SERVICES, LLC December 2008 - December 2010
United Tech Lenders Services 2008 - December 2010
The Lending Center, Freidman Billings Ramsey Co. 2002 - 2008
Global Bancorp, Inc. 2000 - 2002
Ameriquest Mortgage 1990 - 2000
Skills
Leadership, Management, Business Development, Mortgage Lending, Banking, Real Estate, Sales, Strategic Planning, Entrepreneurship, Team Building, Marketing, Business Planning
Education
TEXAS LUTHERAN COLLEGE
Bachelor of Science, Business Management
University of North Carolina at Chapel Hill - Kenan-Flagler Business School
Waldorf College
Hamilton Group Funding, Inc. February 2014 - Present
PMAC Lending Services Inc. September 2013 - January 2014
WCS Lending March 2012 - September 2013
Mackinac Savings Bank March 2010 - March 2012
MEEST Corporation, Inc/ JV ”Meest-Tour May 1998 - December 2009
Skills
Accounting, Word, Financial Analysis, Quickbooks, Accounts Payable, Financial Reporting, General Ledger, Accounts Receivable, Reconciliation, Excel, Budgeting, Analysis, Microsoft Office, Bookkeeping, GAAP, Balance, Invoicing, Billing, Access, Outlook, Microsoft Excel, Finance, Banking, QuickBooks, Financial Statements, Payroll, Account Reconciliation, Corporate Finance, Auditing, Financial Modeling, Balance Sheet, Business Analysis, Microsoft Word, Budgets
Education
Inter-Regional Academy of Personnel Management 1996 — 2000
Master of Science (M.S.), Accounting & Auditing
Florida Atlantic University
Executrader Consultants, Inc. October 1998 - Present
US Foods September 2012 - March 2013
SME Investor Group Pte Limited November 2011 - September 2012
Peachtree Settlement Funding May 2008 - May 2011
JOE FEARNLEY REAL ESTATE March 1991 - March 2008
SUMMIT CAPITAL LENDING June 2005 - January 2008
WCS Lending January 2005 - May 2005
Aradir Corporation January 2000 - July 2001
Spear, Leeds & Kellogg September 1996 - September 1998
UBS PAINEWEBBER INCORPORATED Investment Executive September 1995 - September 1996
Skills
Investments, Portfolio Management, Alternative Investments, Hedge Funds, Equities, Logistics Management, Food Distribution, Structured Finance, Life Settlements, Asset Managment, Trading, Private Equity, Financial Modeling, Asset Management, Finance, Securities, Mergers & Acquisitions, Capital Markets, Investor Relations, Financial Services, Start-ups, Options, Corporate Finance, Forecasting, Mutual Funds, Loans, Due Diligence, Financial Markets, Derivatives, Business Development, Structured Products, Asset Allocation, Strategic Financial..., Strategy, Valuation
Education
The George Washington University - School of Business 1986 — 1987
MBA, Advanced Financial Management
The George Washington University - School of Business 1982 — 1986
BBA, Finance
Luxury Mortgage Corp January 2015 - Present
PMAC Lending Services Inc. September 2013 - January 2015
WCS Lending February 2013 - September 2013
Horizon Interactive LLC September 2011 - April 2012
Chase Bank April 2003 - April 2011
Generations Marketing Inc April 2001 - March 2003
Future Computers Inc November 1999 - March 2001
Skills
Sales, Leadership, Customer Service, Business Development, Account Management, Marketing, Real Estate, Marketing Strategy, Credit, Sales Management, Advertising, Mortgage Banking, Investment Properties, Residential Mortgages, Banking
Education
Art Institute of Fort Lauderdale 1998 — 2000
Associates, Broadcasting/Advertising
Pennies2Benjies September 2015 - Present
STS Refill Technology June 2015 - September 2015
Casdin Web Development & pioneer into Penneez2Benjeez inc. December 2011 - September 2015
STS Refill Technology 2015 - 2015
STS Refill Technology 2015 - 2015
WCS Lending May 2009 - January 2011
The Mortgage Law Group 2010 - 2011
Casdin Contracting January 2005 - January 2007
The Coca-Cola Company January 2001 - January 2004
Skills
Construction, Sales Operations, Mortgage Industry, Web Design, Web Development, Web Services, E-commerce, Mortgage Lending, Customer Service, Sales, Marketing, New Business Development, Marketing Strategy, Management, Sales Management, Leadership
Education
University of Massachusetts, Amherst 1999 — 2001
psychology
gcc 1997 — 1998
business
The GEO Group, Inc. August 2010 - Present
Samina Real Estate November 2008 - August 2010
Regency Properties of Boca Raton November 2007 - November 2008
WCS Lending October 2006 - October 2007
Gables Corporate Accommodations December 2003 - March 2006
Skills
Budgets, Accounts Receivable, Payroll, Financial Statements, Customer Service, Account Reconciliation, General Ledger, Finance, Journal Entries, Accounting, Outlook, Property Management, Real Estate
Education
Kids In Distress 2009 — 2009
License, Foster Parent
Gold Coast School of Real Estate 2000 — 2000
Real Estate, Real Estate Agent
Monroe Community College 1997 — 1999
Associate’s Degree, Computer Science
ResMac, Inc March 2015 - Present
Ocwen Financial Corporation November 2013 - March 2015
WCS Lending August 2010 - November 2013
Skills
Loans, FHA Insuring, Document Imaging, Document Management, Process Improvement, Training, Access, Analysis, Business Analysis, Mortgage Lending, Outlook, Records Management, Refinance, Quality Assurance, Livelink, Software Documentation, SharePoint, Documentum
Education
Florida Atlantic University 2013 — 2015
Bachelor of Business Administration (BBA)
Palm Beach State College 2010 — 2013
Associate of Arts (AA), Business Administration and Management, General
Mortgage Master, Inc. August 2013 - Present
WCS Lending April 2010 - August 2013
Topdot Mortgage May 2009 - February 2010
Mangia Hospitality Group October 2008 - February 2009
Koi Restaurant April 2008 - October 2008
The Glazier Group, Inc August 2005 - November 2007
Skills
Loans, Credit Analysis, Mortgage Lending, Mortgage Banking, Credit, FHA, Refinance, Residential Mortgages, Finance, VA Loans, Loan Origination
Education
Rutgers, The State University of New Jersey-New Brunswick 2000 — 2005
B.A., Communication/Psychology
Granite Telecommunications January 2015 - Present
VJD Management Group January 2007 - Present
Granite Telecommunications December 2013 - December 2014
Clear2there, Inc August 2009 - December 2013
Modern Ad Marketing/ADT January 2009 - June 2009
WCS Lending January 2007 - March 2008
Skills
Account Management, Solution Selling, Direct Sales, Sales, Sales Operations, New Business Development, Sales Management, IP Cameras, Surveillance, IP CCTV, Telecommunications, Sales Process, IP, Video over IP, Customer Retention, Unified Communications, Video Analytics, VoIP, Lead Generation, Sales Presentations, Managed Services, Security, Security Management, Analog Video, M2M, CCTV, Consulting, System Design, Business Development, Channel Partners, Access Control, Cold Calling, Team Building, Product Management, Strategic Partnerships, Selling, B2B, Product Marketing, Start-ups, Call Centers, Key Account Management, Leadership, Entrepreneurship, Customer Satisfaction, Team Leadership, Outside Sales, Inside Sales, MPLS, Burglar Alarm, Alarm Systems
Education
Florida Atlantic University 2004 — 2009
Bachelor of Science in Business Marketing, Marketing
Olympic Heights Community High School 2000 — 2004
High School
Landstar August 2014 - Present
United Road June 2011 - April 2014
WCS Lending May 2010 - May 2011
TAG- The Appraisal Group LLC January 1993 - April 2010
Marco Products Inc January 1999 - January 2002
EDI LLC January 1994 - January 2002
Skills
Logistics, Logistics Management, International Logistics, Supply Chain, Supply Chain Management, 3PL, Supply Management, Supply Chain..., Supply Chain Operations, Mortgage Lending, Loans, Residential Homes, Sales, Finance, Investment Properties, Refinance, Residential Mortgages, Appraisals, Operations Management, Management, Leadership, P&L Management, Business Development, Project Management, Pricing, Forecasting
Education
Eastern Michigan University 1988 — 1994
Business, Management, Psychology
Upword Writing April 2010 - Present
First Community Mortgage - Wholesale Alliance Division November 2012 - August 2014
WCS Lending October 2010 - November 2012
REMN Wholesale August 2008 - October 2010
Skills
Teaching, English, Postcolonial Theory, Irish Literature
Education
Kennesaw State University 2010 — 2013
Master of Arts (MA), Professional Writing, With Honors - 4.0
UMUC 2008 — 2010
Bachelor of Arts (BA), Communications, Journalism
Flagstar Bank November 2011 - Present
WCS Lending January 1969 - January 2010
Olde Stockbrokers January 1989 - May 1994
Manufacturers National Bank July 1978 - August 1983
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Loans, Management, Sales, Finance, Sales Management, FHA, New Business Development, Refinance, FHA financing, Residential Mortgages, VA loans, Underwriting, Customer Service, Lead Generation, B2B, Employee Training, Systems analyst, GNMA, FNMA, FHLMC, Credit, Credit Scoring, Credit repair, Credit analysis, Financial Services, Stocks, Bonds, Mutual Funds, Cerrtificates of Deposit, Training, Strategic planning, Team Building, M/S Word, M/S Excel, M/S Powerpoint, Loan Modifications, Short sales, Deed in lieu
Education
Central Michigan University
Bachelor of Business Administration (BBA), Business Finance with Economics minor.
Logan.tv April 2015 - Present
Chad Finley Photography April 2008 - Present
Break the Cycle May 2013 - June 2015
The Annenberg Foundation Trust at Sunnylands November 2012 - January 2013
WCS Lending April 2012 - September 2012
NCI January 2010 - July 2010
Anniston Army Depot November 2008 - November 2009
Vibe Magazine May 2007 - June 2007
Skills
Graphic Design, Photography, Graphics, Photoshop, Web Design, Advertising, Brochures, Logo Design, Image Manipulation, Commercial Photography, Fashion Photography, Image Editing, InDesign, Portrait Photography, Illustrator, WordPress, Dreamweaver, Graphic Arts, Flash, Magazines, Posters, Flyers, Mac, Art Direction, Layout, Typography, Banners, Illustration, Adobe Creative Suite, Art, Photo Editing, Beauty Photography, Photo Restoration, Digital Photography, photo
Education
Florida A&M University 2003 — 2008
B.S, Graphic Design
Florida Agricultural and Mechanical University 2003 — 2008
BS in Graphic Design, Graphic Design and Photography
PPM Realty August 2013 - Present
Campbell & Rosemurgy Real Estate May 2013 - July 2013
RE/MAX June 2011 - April 2013
WCS Lending June 2008 - September 2011
Real Estate April 2006 - June 2011
D&F Mortgage Consultants May 2006 - June 2008
Empire Financial Services Inc April 2005 - May 2006
Clark Construction January 2003 - April 2005
Skills
Negotiation, Real Estate, Investment Properties, Mortgage Lending, FHA, First Time Home Buyers, Residential Homes, Foreclosures, Short Sales, REO, Real Estate Transactions, Investors, Relocation, Investments, Sellers, Condos, Property, Referrals, Finance, Sales, Property Management, Single Family Homes, Commercial Real Estate, Luxury, Real Property, Buyer Representation, Real Estate Economics, Refinance, Selling
Education
Gannon University 1998 — 2002
Bachelors, Accounting
Altoona Area High School 1995 — 1998
Hamilton Group Funding, Inc. June 2015 - Present
Interval Servicing Co. February 2014 - May 2015
WCS Lending October 2011 - July 2013
Deutsche Bank February 2006 - March 2007
Countrywide Home Loans July 2003 - December 2005
Skills
Mortgage Lending, Loan Servicing, Home Equity Loans, Loan Funding, Refinance, Mortgage Banking, Banking, Investment Properties, Loan Origination, VA loans
Education
Universidad APEC
Associate of Arts (AA)
V.I.P. Mortgage, Inc. May 2013 - Present
WCS Lending September 2010 - February 2013
Skills
Remote Underwriting, Nevada NMLS Licensed..., VA Loans, VA SAR, FHA, Residential Mortgages, Refinance, Credit, Mortgage Banking, Loan Origination, Mortgage Lending, Loans, Credit Analysis, Mortgage Underwriting
Education
University of Nevada-Las Vegas 1982 — 1985
Hotel/Motel Administration/Management, 3.25
University of Utah 1980 — 1982
Business Administration and Management, General, 3.25
Signature Consultants June 2013 - Present
WCS Lending February 2013 - June 2013
Randstad Work Solutions 2008 - February 2013
Deutsche Bank (subcontractor for The Johnnson Group) 2005 - 2007
American Express 1997 - 2005
Skills
Excel, PeopleSoft, Word, Spreadsheets, Banking, Credit, Finance, Human Resources, Account Reconciliation, Accounting, Outlook, Financial Analysis, Invoicing, Administrative..., Vendor Management, Internet Explorer, Accounts Receivable, Customer Satisfaction..., New Hire Training, Peer Mentoring, Retail Category..., Payroll, Secondary Market, Help Desk Support, Strategic Account, Billing Process, Accounts Payable, Applicant Tracking..., Auditing, Benefits Administration, Budgets, CRM, Call Center, Call Centers, Client Development, Customer Experience, Customer Satisfaction, Customer Service
Education
Florida International University 2010 — 2011
Master of Business Administration (MBA), Business Administration and Management, General
Barry University 2004 — 2008
Bachelor's degree in Public Administration, Business Administration and Management, General
Phil Bortman & Associates September 2010 - Present
WCS Lending January 2006 - May 2008
CompuPay July 2004 - January 2006
Skills
Marketing Strategy, Account Management, Financial Modeling, Market Research, Sales Management, Social Media, Direct Sales, Business Strategy, Negotiation, Online Advertising, Sales Operations
Education
Michigan State University 2000 — 2004
Bachelor's degree, Finance, General
Bubba Gumps Shrimp Company 2013 - Present
WCS Lending 2009 - 2010
Nurses PRN 2003 - 2008
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Multimedia, Marketing Research, Administrative..., Bookkeeping, Customer Service, Events, General Ledger, Internet, Invoicing, Journalism, Keyword Research, Leadership, New Business Development, Network Administration, Office Management, PowerPoint, QuickBooks, Quality Assurance, Recruiting, Recording, Creative Writing, Youth Development
Education
Art Institute of Fort Lauderdale 1997 — 1998
Culinary Arts, Restaurant, Culinary, and Catering Management/Manager
Fox Valley Technical College 1995 — 1997
Associate's degree, Business Administration, Management and Operations
Wells Fargo Home Mortgage December 2013 - Present
Sterling National Bank July 2013 - December 2013
WCS Lending 2007 - April 2013
MortgageIT, a subsidiary of DB 2006 - 2007
Classic Mortgage LLC 2002 - 2006
Dime Savings Bank/WAMU Investment Services 1998 - 2001
Skills
Condos, Mortgage Lending, Marketing, Sellers, Real Estate, Small Business Lending, Selling, Financial Analysis, Investments, Sales, FHA, Negotiation, Refinance, Investors, New Business Development, Residential Homes, Mortgage Banking, Referrals, Reverse Mortgages, Finance, Loan Origination, Loans, VA loans, Property, Residential Mortgages, USDA, Certified Mortgage..., FHA financing, Commercial Lending, Credit, Real Estate Financing, Commercial Real Estate, Investment Properties, Loss Mitigation, Underwriting, Mortgage Underwriting, Portfolio Management, First Time Home Buyers, Real Estate Transactions, Credit Analysis, Government Loans, Real Estate Economics, Financial Services, Short Sales, Foreclosures, REO, Funding, Mortgage Marketing, Construction Loans, Non-Conforming
Education
Syracuse University
Bachelor of Science (BS), Speech Communication and Rhetoric
Mortgage Master July 2013 - Present
WCS Lending July 2011 - July 2013
CHASE August 2007 - July 2011
PricewaterhouseCoopers November 1997 - July 2001
Mahoney Cohen & Company August 1994 - October 1997
Skills
Mortgage Lending, First Time Home Buyers, Refinance, Purchase Financing, Buy vs Rent Analysis, Real Estate Transactions, Condos, Coops, Single & Multi-Family..., Townhouses, Primary Residence, Second Home, Investment Properties, Conforming, Jumbo,..., FHA financing, Lending to..., Special Situations, Seminars, Licensed throughout the..., Real Estate, Townhomes, Residential Homes, Loans, Investors, Portfolio Management, Selling, Sellers, Referrals, Investments, Loan Origination, Cooperative, Banking, Finance, Marketing, Mortgage Servicing, Residential Mortgages, Real Estate Financing, Real Estate Economics, Underwriting, Construction Loans, Real Estate Development, Credit, Mortgage Banking, Sales
Education
New York University - Leonard N. Stern School of Business
MBA, Marketing
State University of New York College at Cortland
BA, Art History
Universidad de Salamanca
BA, Art History
Paramount Residential Mortgage Group Inc. (PRMG Inc.) August 2015 - Present
Guaranteed Rate - NMLS#2611 March 2013 - August 2015
WCS Lending March 2007 - March 2013
Prism/RBC Mortgage and Home123 October 2000 - February 2007
Mortgage.com 1998 - 2000
Skills
Mortgage Lending, Refinance, Loans, First Time Home Buyers, Investment Properties, Reverse Mortgages, Credit, Sellers, Commercial Lending, Finance, FHA, Mortgage Banking, Real Estate, Referrals, Residential Mortgages
Education
State University of New York College at Oneonta 1992 — 1994
BS, Business Economics w/minor in Marketing
Finance of America Mortgage LLC Senior Loan OriginatorPMAC Lending ServicesSeptember 2013 - July 2015
WCS Lending March 2008 - September 2013
RBC (Royal Bank of Canada) 2002 - 2007
UAMC (Financial subsidiary of Lennar Homes) 1990 - 2002
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Residential Mortgages, Real Estate Economics, Banking, Loans, Residential Homes, VA loans, Commercial Mortgages, FHA financing, USDA, Financial Analysis, Certified Mortgage..., Mortgage Underwriting, Reverse Mortgages, Real Estate, Loan Origination, Referrals, Credit, First Time Home Buyers
Education
Queens College
BA, Psychology
University of Tennessee-Knoxville
Masters, Psychology
Nations Reliable Lending, LLC August 2015 - Present
Ditech Mortgage Corp August 2013 - July 2015
WCS Lending December 2012 - October 2013
Total Mortgage Services, LLC October 2011 - December 2012
UTLS Default Services - a subsidiary of UnitedTech Lender Services 2009 - 2011
Washington Mutual 2002 - 2008
Ameriquest Mortgage 1995 - 2001
Skills
Loans, Loan Origination, Loss Mitigation, FHA, Credit, Mortgage Banking, Loan Servicing, Banking, Commercial Lending, Mortgage Servicing, Residential Mortgages, Underwriting, Refinance, Small Business Lending, Mortgage Underwriting, Credit Analysis, Consumer Lending, VA loans, Executive Management, Reverse Mortgages, Investment Properties, FHA financing, Real Estate, Portfolio Management, Commercial Mortgages, Sales Management, Financial Services, USDA, Sales, Leadership, Business Development, Finance, Construction Loans, Training, FHA Financing, VA Loans
Education
State University of New York College at Plattsburgh 1977 — 1979
Business
Hudson Valley Community College 1975 — 1977
Business
University of North Carolina at Chapel Hill - Kenan-Flagler Business School
Chane Realty April 2009 - Present
Captiva Financial Group, LLC February 2006 - Present
WCS Lending 2009 - 2009
Quikfund 2002 - 2006
Skills
Short Sales, Foreclosures, Real Estate, Negotiation, Investment Properties, Mortgage Banking, Residential Homes, Customer Service, Refinance, Sales, Loans, Investors, Real Estate Transactions, Selling, REO, FHA, Single Family Homes, First Time Home Buyers, Sellers, Property, Condos, Commercial Real Estate, Real Property, Real Estate Economics, New Homes, Mortgage Lending, Finance, Luxury, Real Estate Financing, Referrals
Education
Macalester College 1983 — 1985
VRA Insurance January 2014 - Present
CAC Media January 2000 - Present
Habitat for Humanity International June 2006 - Present
WCS Lending March 2007 - May 2014
RBC Royal Bank January 2004 - March 2007
Royal Bank of Canada 2003 - 2004
Skills
Mortgage Lending, Loans, FHA, Loan Origination, Investments, Real Estate, Commercial Real Estate, Portfolio Management, Luxury, Financial Structuring, Valuation, Due Diligence, Rentals, Appraisals, Leases, Small Business, New Home Sales, Small Business Lending, Land Acquisition, Buyer Representation, Business, Finance, Underwriting
Education
University of Miami 1989 — 1993
Finance, Finance & Banking, Graduated With Honors
St. John's Prep High School 1986 — 1989
Finance, Business
WCS lending
Skills
Mortgage Lending, Loans, Investment Properties, FHA, Credit, Refinance, Mortgage Banking, Loan Origination, Real Estate, Residential Mortgages
Education
The George Washington University 1964 — 1967
Hamilton Group Funding, Inc. January 2014 - Present
WCS Lending February 2013 - January 2014
QEP May 2010 - February 2013
International Bedding Corporation April 2008 - April 2010
First NLC February 2005 - April 2008
Grant Thornton May 1998 - February 2005
Skills
SEC filings, Financial Analysis, Financial Reporting, Mergers, Accounting, GAAP, Auditing, Sarbanes-Oxley Act, Forecasting, Financial Modeling, Budgets, Accounts Payable, Internal Controls, ERP, Payroll
Education
Florida Atlantic University 1994 — 1997
BBA, Accounting
Block Financial Resources LLC October 2013 - Present
WCS Lending July 2004 - September 2013
Skills
Mortgage Lending, Loans, Real Estate, Mortgage, Purchase, Investors, Investment Properties, FHA financing, VA loans, USDA Rural Housing, Commercial Banking, Commercial Lending, Commercial Real Estate, Foreign National Loans, Bridge Loans, Home Equity Loans, Home Equity Lines of..., Real Estate Financing, Refinance, Loan Origination, Credit, Sales, Finance, Real Estate Transactions
Education
Pace University - Lubin School of Business 1998 — 2002
BBA, Finance
Fordham Prep 1995 — 1998
HS Diploma
Hackley High School 1994 — 1995
Iona Grammar 1992 — 1994
Luxury Mortgage Corp January 2015 - Present
WCS Lending March 2002 - January 2015
Skills
Mortgage Lending, Loans, Insurance, Mortgage Banking
Education
University of Detroit Mercy School of Law
Doctor of Law (JD), Law
The Ohio State University
Bachelor of Science (BS), Political Science and Government
WCS Lending January 2013 - August 2013
Community Finance Centers, Inc. March 2008 - December 2012
First NLC Financial Services, LLC March 2007 - January 2008
First NLC Financial Services, LLC May 2004 - March 2007
First NLC Financial Services, LLC May 2003 - May 2004
Conseco Finance Corporation 2002 - 2003
Conseco Finance Corporation 2000 - 2002
Conseco Finance Corporation 1999 - 2000
Conseco Finance Corporation 1998 - 1999
Conseco Finance Corporation 1997 - 1998
Skills
Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Credit, Refinance, Banking, FHA, Underwriting, Credit Analysis, Finance, Residential Mortgages, Financial Services, Team Building, Sales Management, Risk Management, Funding, Leadership, Process Improvement, USDA, VA loans, Customer Service, Marketing, Mortgage Underwriting, Financial Reporting
Education
Black Hills State University 1996 — 2005
Business Administration
Bayview Loan Servicing, LLC June 2015 - Present
WCS Lending October 2012 - January 2014
J.P. Morgan January 2012 - October 2012
Deutsche Bank 2005 - 2007
ABN AMRO Bank N.V. 2002 - 2005
Skills
Loans, Risk Management, Credit Risk, Customer Service, Process Improvement, Mortgage Banking, Mortgage Lending, Loan Origination, Outlook, Microsoft Word, Negotiation, Residential Mortgages, FHA, Financial Analysis, Banking, Credit, Mortgage Servicing, Credit Analysis, Finance, Underwriting, Loan Servicing, Mortgage Underwriting
Education
Florida Atlantic University 2001 — 2003
First Patriot Lending July 2006 - Present
Home Run Real Estate September 2004 - Present
WCS Lending 2005 - 2006
GreenPoint Mortgage May 2002 - October 2003
Education
Florida Atlantic University 1998 — 2001
University of Miami 2012 - Present
WCS Lending 2008 - 2012
Skills
Recruiting, Employee Benefits, Employee Relations, Human Resources, Applicant Tracking..., Training, Hiring, Employee Training, Internet Recruiting, Leadership Development, Coaching, Banking
Education
University of Delaware 2003 — 2007
University of Delaware 2003 — 2007
WCS Lending April 2013 - Present
Auriga USA, LLC January 2012 - June 2012
CJS Securities May 2008 - May 2011
Lehman Brothers July 2002 - November 2007
Metzler 1999 - 2001
ABSA Securities May 1996 - November 1999
Saicor Securities May 1994 - May 1996
Value Line 1991 - 1994
Skills
Equities, Economics, Capital Markets, Bloomberg, Equity Research, Securities, Hedge Funds, Valuation, M&A experience, Asset Management, Fixed Income, Investments, Investment Banking, Portfolio Management, Series 7, Equity Valuation, Financial Modeling, Investment Strategies, Bonds, Mergers & Acquisitions, Finance, Financial Analysis, Alternative Investments
Education
Columbia University - Columbia Business School 1990 — 1991
MBA, Finance
College of the Holy Cross 1981 — 1985
BA, Economics
Brunswick School
Greenwich High School
ERA Herman Group July 2013 - Present
The Keyes Company August 2010 - July 2013
Web Creations of America September 2009 - May 2011
WCS Lending December 2007 - June 2009
Lehman Brothers January 2002 - November 2007
Skills
Mortgage Banking, Mortgage Lending, Real Estate, Real Estate Economics, Investment Properties, Residential Mortgages, FHA, Investors, Foreclosures, First Time Home Buyers, Condos, Real Estate Financing, Selling, Short Sales, REO, Real Estate Transactions, Sellers, Referrals, Relocation, Single Family Homes, Real Property, Listings, Buyer Representation, Luxury
Education
University of Miami 1978 — 1980
Bachelor of Business Administration (BBA)
University of Miami - School of Business 1976 — 1980
Bachelor of Business Administration (BBA)
Regional Tax & Accounting Inc. January 2014 - Present
WCS Lending November 2012 - September 2013
Loan Express July 2003 - 2011
Skills
VA loans, Investments, Mortgage Lending, Banking, Refinance, Loans, Credit, Mortgage Banking, Financial Analysis, Management, Finance, Loan Origination, Real Estate, FHA, Residential Mortgages
Education
Keller Graduate School of Management of DeVry University 2010 — 2012
Master of Accounting and Financial Management, Accounting and Finance, A
International Risk Assessment August 2014 - Present
Promero, Inc. October 2013 - July 2014
SleepMed June 2011 - June 2013
Aventura Hospital and Medical Center July 2007 - January 2013
Sleep Solvers 2007 - 2010
Doctors Choice Sleep 2008 - 2009
WCS Lending 2005 - 2006
Skills
Customer Service, Sales, Microsoft Office, Training, Outlook, Microsoft Excel, Management, Public Speaking, Healthcare, Marketing, Cpr Certified, Selling, Hardware Diagnostics, Research, Sleep Medicine, Strategic Planning, Team Building, Hospitals, Leadership, Clinical Research, Medicine, Pediatrics, Treatment, Medical Education, Healthcare Management, Sleep Disorders, Polysomnography, Sleep Apnea, CPAP, Sales Management, Process Improvement, EKG, ACLS, Patient Safety, Medical Records, ICU, Home Care, BLS, Health Education, Patient Education, Obstructive Sleep Apnea, Critical Care, Medical Devices, Medical Terminology, Neurology, Healthcare Information..., EEG, Healthcare Consulting, Neuroscience, Informatics
Education
School of Visual Arts 1988 — 1990
Fine and Studio Arts
Equine-Assisted Therapies of South Florida August 2014 - Present
Northwestern Mutual 2013 - 2014
WCS Lending 2012 - 2013
Wells Fargo 2009 - 2012
Skills
Mortgage Lending, Loans, Recruiting, Finance, Credit, Mortgage Banking, Loan Origination, FHA, Refinance, Training, Marketing, Financial Recruiting, Customer Service, Cold Calling, Underwriting, Portfolio Management, Credit Analysis, Sales, Time Management, Leadership, College Recruiting, Microsoft Excel, Banking, Building Relationships, Financial Analysis, Real Estate, Residential Mortgages, Insurance, Coaching
Education
Florida Atlantic University 2005 — 2008
Bachelor of Business Administration (B.B.A.), Marketing/Marketing Management, General
Nova Southeastern University
Master of Business Administration (M.B.A.), Entrepreneurship/Entrepreneurial Studies
Citibank, N.A. July 2013 - Present
WCS Lending February 2009 - July 2013
MortgageIT 2001 - 2009
Skills
Mortgage Lending, Mortgage Banking, Loans, Refinance, Residential Mortgages, Credit, FHA, Loan Origination, Real Estate Financing, Real Estate, Banking, Underwriting
Education
University of Maryland College Park 1990 — 1994
BS
Northeast Financial September 2013 - Present
WCS Lending January 2013 - August 2013
Bankers Life and Casualty May 2011 - December 2012
Paychex May 2010 - June 2011
Sierra Pacific Mortgage July 2008 - May 2010
Washington Mutual March 2004 - April 2008
Ameriquest Mortgage February 1997 - November 2003
Skills
Mortgage Lending, Mortgage Banking, VA loans, FHA financing, USDA Rural Housing, DU Refi Plus, Jumbos, Direct Lender, Conv, Realtor Relations, Buyer Education, USDA, Loans, Refinance, FHA, Commercial Lending, Insurance, First Time Home Buyers, Investments, Underwriting, Credit Analysis, Loan Origination, Mortgage Marketing, Credit, Government Loans, Residential Mortgages, Real Estate Financing, Construction Loans, Sales Management, Sales Operations, Banking, Negotiation, Selling, Finance, Commercial Mortgages, Consumer Lending, Mortgage Underwriting, Certified Mortgage..., Referrals, Home Equity Loans, Cold Calling, Sales, Reverse Mortgages, Foreclosures, Investment Properties, Small Business Lending, FHA Financing, VA Loans
Education
University of Maine 1988 — 1991
Bachelors, Broadcasting
Thorton Academy 1984 — 1987
1st Securities Mortgage Sr. AdministratorPMAC Lending Services Inc.September 2013 - Present
PMAC Lending Services Inc. September 2013 - Present
PMAC Lending Services Inc. March 2010 - February 2015
WCS Lending March 2010 - September 2013
Skills
Government Loans, VA loans, USDA, FHA financing, Residential Mortgages, Reverse Mortgages, Mortgage Servicing, Home Equity, Mortgage Marketing, Certified Mortgage..., Residential Homes, Mortgage Banking, Rates, Non-Conforming, Investment Properties, First Time Home Buyers, Loan Origination, FHA, Refinance, Mortgage Lending, Real Estate, HUD, Credit, Real Estate Economics, Loans, Mortgage Underwriting, Underwriting, Construction Loans, Credit Analysis, Referrals, Investors, FHA Financing
Education
Indiana University Bloomington 1980 — 1983
A/A, Journalism/Advertising
The Ahlbum Group July 2013 - Present
WCS Lending September 2011 - July 2013
GDS International May 2011 - August 2011
HCA Shared Services February 2010 - April 2011
Sam Katz & Associates August 2009 - January 2010
WKMG-TV May 2009 - August 2009
Sunshine Subscriptions January 2007 - June 2009
Orock 105.9 June 2007 - August 2007
Michelle Antinucci - independent January 2006 - December 2006
Skills
Medicare, Insurance, Health Insurance, Medicare Part D, Time Management, Sales, Marketing Strategy, Team Building, Employee Benefits, New Business Development
Education
University of Central Florida 2005 — 2009
B.A., Organizational/Interpersonal Communications
Finance of America Mortgage LLC August 2015 - Present
PMAC Lending Services Inc. September 2013 - July 2015
WCS Lending September 2009 - September 2013
Document Nation, LLC August 2007 - December 2009
WCS Lending December 2006 - August 2009
WCS Lending June 2005 - December 2006
Florida Atlantic University August 2005 - August 2006
Skills
Microsoft SQL Server, VB.NET, C#, TFS, XML, JavaScript, ASP.NET AJAX, Microsoft Office, SQL Server, Java, Team Leadership, Collaborative Problem..., Windows Sharepoint..., Crystal Reports, Time Management, Agile Application..., SDLC, SQL, Agile Methodologies, Software Development, Web Services, .NET, Databases
Education
Florida Atlantic University 2005 — 2006
MS, Computer Science, Minor in Business
PMAC Lending Services Inc. September 2013 - Present
WCS Lending September 2006 - September 2013
Global Equity Mortgage January 2003 - September 2006
New England Flour Corp January 2001 - January 2003
Skills
Exprert in all..., Experienced in Property..., Financial Analysis, Credit Analysis, Mortgage Lending, Loans, Loan Origination, Mortgage Banking, FHA, Residential Mortgages, Refinance, Credit, Investments, Investment Properties, Real Estate, First Time Home Buyers, Sellers, Real Estate Transactions
Education
University of Miami 1996 — 2000
Bachelor of Science, Computer Science
Finance of America Mortgage - Blackstone June 2014 - Present
Florida One Property Management January 2012 - Present
Brit Processing LLC October 2010 - Present
Finish Line Foods September 2013 - December 2014
WCS Lending May 2012 - November 2013
KINGS REALTY NYC November 2009 - 2010
Skills
Detailed Organization, Highly detail oriented, Bookkeeping, Customer Service, Account Management, Accounts Payable, Accounts Receivable, NMLS Licensed, Real Estate, QuickBooks, Encompass, Calyx Point, First Time Home Buyers, Foreclosures, Short Sales, Condos, Investment Properties, FHA, Mortgage Lending, Refinance, REO
Education
Universidade Gama Filho 1985 — 1989
Law
Colegio Republicano, Rio de Janeiro, Brazil 1981 — 1984
Administration
WCS Lending February 2012 - Present
WCS Lending March 2012 - September 2013
James Stevens and Daniels February 2012 - March 2012
Citifinancial Consumer Finance India Ltd December 1996 - August 2009
American General Finance 1994 - 1996
Skills
Microsoft Office, Excel, Customer Service, Word, Customer Relations, Risk Management, Microsoft Excel, New Business Development, Banking, Strategic Planning, Marketing, Credit, Team Building, Sales, Account Management, Leadership, Business Development, Negotiation, Microsoft Word, Public Speaking, Social Networking, Event Planning
Education
Delaware State University 1988 — 1993
Bachelor of Science (BS), Marketing
Dover High
Independent May 2012 - Present
U.S. Army Reserve January 2008 - Present
U.S. Army Reserves June 2006 - December 2008
WCS Lending November 2005 - June 2006
U.S. Army Reserves October 2004 - June 2006
Citris State Mortgage March 2001 - December 2005
Acceptance Capital Mortgage January 2005 - October 2005
Army National Guard December 2001 - October 2004
Army National Guard September 2000 - December 2001
Army National Guard September 1990 - August 2000
Skills
EEO compliance, Sigma Beta Delta..., Alternative Dispute..., Certified Department of..., Personnel Management, Employee Relations, Human Resources, Recruiting, Conflict Resolution, New Hire Orientations, Security Clearance, Onboarding, Benefits Administration, Policy Writing, Labor Relations, Background Checks, Policy, Employee Training, Workforce Planning, Business, Training, Team Building, Leadership, Management, Customer Service, Sales, Budgets
Education
Columbia College 2009 — 2013
Bachelor of Science, Human Resource Management, Senior
Patrick AFB 2007 — 2007
Equal Oportunity Advisor Course, Employee Relations
Professional Education Center 2002 — 2002
Recruiting and Retention Course
Logisitcs Management 2001 — 2001
PrimeLending July 2014 - Present
Caliber Home Loans January 2014 - Present
WCS Lending January 2013 - December 2013
Nationstar Mortgage November 2011 - February 2013
Wells Fargo Home Mortgage June 2012 - December 2012
MetLife Home Loans March 2009 - November 2011
NexBank July 2008 - March 2009
Skills
Underwriting, Mortgage Lending, FHA, Loans, Mortgage Underwriting, Credit, Credit Analysis, Mortgage Banking, USDA, Loan Origination, Refinance, Residential Mortgages, Mortgage Servicing, Loss Mitigation, VA loans
Education
Truman State University 1987 — 1991
Bachelor of Arts, English
Senior Life Insurance Company September 2014 - Present
Great Plains National Bank November 2013 - March 2014
CBC National Bank December 2012 - November 2013
JPMorgan Chase February 2003 - January 2012
WCS Lending 2012 - 2012
Skills
Mortgage Lending, Sales, Finance, Banking, Credit, Financial Services, Communication, Loan Origination, Mortgage Banking, Loans, Underwriting, FHA, Refinance, VA loans, FHA financing, Small Business Lending, Residential Mortgages, USDA, Consumer Lending, Government Loans, Certified Mortgage..., Home Equity Loans, Reverse Mortgages, Mortgage Underwriting, Construction Loans, Home Equity Lines of..., Investment Properties
Education
Bowling Green State University 1994 — 1999
Bachelor of Arts (B.A.), Communications