Experience
Mortgage Alliance  March 2015 - Present
AMT Solutions   August 2013 - Present
Dominion Lending Centers   2010 - 2012
Glenwood Homes Inc.   2003 - 2005
Calgary's Finest Home Builders   1993 - 2005
Today's Homes, Stepper Homes   1994 - 1998
RBC  1981 - 1993

Skills
Mortgage Planning, Private Lending, Refinance, Mortgage Industry, Residential Mortgages, Mortgage, Debt Consolidation, Credit, Loans, Commercial Mortgages, Rates, First Time Home Buyers, Options, Money, Real Estate Financing, Mortgage Lending, Credit Unions, Investment Properties, Wealth, Loan Origination, Reverse Mortgages, Conventional, Renewals, Second Mortgages, Home Equity Lines of..., Investments, Investors, Mortgage Banking, First Time Buyers, Home Equity Loans, Mortgage Underwriting, Funding, Lines Of Credit, Commercial Lending, Construction, Certified Mortgage..., Credit Analysis, Referrals, Underwriting, Mortgage Marketing, Sales, Real Estate, Condos, Banking, Residential Homes, Management, Sellers, Construction Loans, Negotiation, Finance

Education
James Fowler High School, SAIT, Mount Royal College   1971 — 1974
Mount Royal College, Mortgage Licensing Course, 12

Calgary Board of Education

SAIT

Experience
Dominion Lending Centers   April 2007 - Present

Skills
Residential Mortgages, Second Mortgages, Debt Consolidation, Home Equity Lines of..., Commercial Mortgages, Refinance, Credit, Real Estate Financing, Investments, Loans, Referrals, Investment Properties, Real Estate, First Time Home Buyers, Mortgage Underwriting

Education
Sauder School of Business   2006 — 2007

Pitt Meadows Secondary

Experience
TMG-The Mortgage Group  October 2011 - Present
Dominion Lending Centers   2010 - November 2011
CIBC Mortgages  April 2008 - April 2010
CIBC Mortgages  April 2001 - March 2008
Self Employed Logistics   December 1995 - March 2001
Khalsa Credit Union   June 1987 - December 1995

Skills
Debt Consolidation, Residential Mortgages, Mortgage Lending, Second Mortgages, Refinance, Commercial Mortgages, Certified Mortgage..., Home Equity Lines of..., Mortgage Underwriting, Construction Loans, Reverse Mortgages, Mortgage Marketing, Credit, Loans, Real Estate Financing, Mortgage Banking, Home Equity Loans, Rates, Banking, Financial Services, Mortgage Servicing, Lines Of Credit, Home Equity, Retail Banking, Commercial Lending, Loan Origination, First Time Home Buyers, Real Estate Economics, Credit Risk, Underwriting, Financial Structuring, Referrals, Funding, Investment Properties, Bridge Financing, Consumer Lending, Credit Analysis, Debt Management, Commercial Finance

Education
Keele University   1981 — 1984
BSc, Mathematics/Computer Scienece

Highfields Comprehensive, Penn,Wolverhampton,England,UK   1974 — 1981
"A" Levels and "O" Levels, Maths, Physics, Chemistry, Applied Maths

Experience
Dominion Lending Centers   I educate and offer my clients choice, and access to hundreds of mortgage products. As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.SafewayAccounting & Price Management1992 - 2010
Customer Service for Emergency Roadside Assistance   2001 - 2008

Skills
Small Business, Mortgage Lending, Residential Mortgages, Refinance, Coaching, Debt Consolidation, Referrals, Certified Mortgage..., Loans, Credit, Commercial Mortgages, Construction Loans, Mortgage Marketing, Finance, Home Equity Lines of..., Investments, Second Mortgages, Real Estate, Mortgage Underwriting, Reverse Mortgages, Real Estate Financing, First Time Home Buyers, Mortgage Banking, Rates, Underwriting, Investment Properties, Credit Analysis, Home Equity, Commercial Lending, Consumer Lending, Investors, Home Equity Loans, Foreclosures

Education
UBC
Sauder School of Business

Experience
Primerica Financial Services  May 2014 - Present
TMG The Mortgage Group Canada Inc.   January 2009 - Present
Dominion Lending Centers   July 2008 - January 2009
David Aplin Recruiting  2001 - 2007

Skills
Mortgage Lending, Refinance, Real Estate, Residential Mortgages, Debt Consolidation, Credit, Rates, Home Equity Lines of..., Mortgage Marketing, First Time Home Buyers, Loans, Certified Mortgage..., Investment Properties, Interest Rates, Banking, Second Mortgages, LLQP, Life Insurance, Investments

Education
Northern Alberta Institute of Technology   1995 — 1997
Diploma, Human Resource Management & Business Admin.

Experience
Dominion Lending Centers   December 2011 - Present
City of Port Moody  May 2010 - January 2012
City of Coquitlam  July 2007 - January 2012
Mason Horvath   February 2011 - August 2011
City of Coquitlam  September 2010 - February 2011

Skills
Mortgage Financing, Real Estate, Residential Mortgages, Refinancings, Renewals, First Time Home Buyers, Commercial Mortgages, Mortgage Protection Plan, Leasing, Mortgage Rates, Mortgage Lenders, Mortgage Lending, Investment Properties, Time Management, Customer Service, Finance, Debt Consolidation, Real Estate Financing, Home Equity Lines of..., Mortgage Marketing, Refinance

Education
Sauder School of Business   2011 — 2011
Sub-Mortgage Broker

Simon Fraser University   2006 — 2009
Bachelor of Arts, Economics

Douglas College   2002 — 2005
Business Administration

Dr. Charles Best Secondary School   1997 — 2002
High School Diploma

Experience
Dominion Lending Centers   October 2008 - Present
CIBC  January 2003 - January 2007
CIBC Wealth Management  January 2001 - January 2003

Skills
Sales Management, Asset Management, Mortgage Lending, Residential Mortgages, Asset Managment, Loans, Integrity, Banking, Investment Properties, Commercial Mortgages, Financial Services, Refinance, Debt Consolidation, Certified Mortgage..., Home Equity Lines of...

Education
University of Regina   2000 — 2002
Canadian Securities, Investments and Mutual Funds

F.W. Johnson Collegiate

Experience
Dominion Lending Centres  September 2010 - Present
Dominion Lending Centers   2010 - 2010

Education
Dalhousie University   2003 — 2008
BMgt, Management

Experience
The Mortgage Centre- Mortgage Evolution West   October 2008 - Present
Dominion Lending Centers   November 2007 - October 2008

Skills
Construction Loans, Second Mortgages, Commercial Mortgages, Mortgage, Real Estate, Refinance, First Time Home Buyers, Residential Mortgages, Home Equity Lines of..., Private Lending, Investment Properties, Rates, Renewals, Purchase, First Time Buyers, Referrals, Equities, New Home Sales, Credit, Mortgage Lending, Loans, Certified Mortgage..., Mortgage Underwriting, Debt Consolidation, Lines Of Credit, Mortgage Marketing, Residential Homes, Finance, Real Estate Financing, Banking, Mortgage Banking, Credit Analysis, Funding, Reverse Mortgages, Home Equity Loans

Education
The University of British Columbia   2008 — 2009
CSE, Sales and Marketing Management

University of Azad, Tehran North   1998 — 2003
Bachlor, Microbiology and Genetics

Experience
Dominion Lending Centers   January 2009 - Present
Mortgage Broker.com   2006 - 2009
Sun Life Financial  January 2004 - January 2006
Toronto Congress Centre  2000 - 2004

Skills
Motivation, Customer Service, Innovation, Mortgage Servicing, Refinancings, Residential Mortgages, Team Leadership, Mortgage Banking, Credit Analysis, Mortgage Lending, Refinance, Debt Consolidation, Banking, Loans, Credit, Finance, Certified Mortgage..., Investments, Commercial Mortgages, Mortgage Marketing, Home Equity Lines of..., Second Mortgages, Condos, Real Estate, Investment Properties, Commercial Real Estate, Referrals, Residential Homes, Rates, Reverse Mortgages, Mortgage Underwriting, First Time Home Buyers, Home Equity Loans, Loan Origination, Funding, Home Equity, Lines Of Credit, Commercial Lending, Investors, Underwriting, Brokerage, Real Estate Economics, New Home Purchase, Mortgage Insurance, FHA, Consumer Lending, Vacation Homes, Strategic Financial..., Financial Structuring, Mortgage Brokers

Education
Seneca College of Applied Arts and Technology   2004 — 2006
Mortgage Broker Program/ Finance, Banking and Financial Support Services

Humber College   2000 — 2003
Bachelor's degree

Experience
Dominion Lending Centers   August 2011 - Present
The Mortgage Practice - VERICO   November 2007 - August 2011
The Mortgage Practice - VERICO   March 2008 - February 2011
HMV - Fairview Mall   2001 - 2004

Skills
Mortgage Lending, Loans, Credit, Commercial Mortgages, Residential Mortgages, Investment Properties, Mortgage Marketing, Debt Consolidation, Finance, Refinance, Banking, Second Mortgages, Certified Mortgage..., Construction Loans, Residential Homes, Reverse Mortgages, Underwriting, Mortgage Underwriting, Home Equity Lines of..., Investments, Mortgage, Mortgage Planning, Mortgage Industry, Home Equity Loans, Customer Service, Customer Satisfaction, Mortgage Servicing, Financial Services, First Time Home Buyers, Business Development, Real Estate Financing, Lines Of Credit, Fixed Rate Mortgages

Education
Seneca College of Applied Arts and Technology   1999 — 2002
Business Administration, Financial Planning

Experience
Dominion Lending Centers   January 2011 - Present
The Mortgage Centre  March 2009 - January 2011

Skills
Debt Consolidation, Certified Mortgage..., Residential Mortgages, Mortgage Lending, Commercial Mortgages, Refinance, Customer Service, Home Equity Lines of...

Education
Fanshawe College

Experience
Dominion Lending Centers   December 2012 - Present
Vanguard MIC   August 2014 - Present
City Mortgage Investment Corporation   December 2009 - December 2012
SAP  September 2008 - January 2009
CanWel Building Materials  January 2008 - August 2008
RSL  November 2004 - October 2007
CHIP Hospitality  June 2000 - October 2004

Skills
Finance, Business Strategy, Real Estate, Investments, Financial Analysis, Forecasting, Accounting, Budgets, Financial Modeling, Business Planning, Cash Flow, Financial Reporting

Education
Certified Management Accountant   2000 — 2004
CMA, Accounting

Simon Fraser University   1995 — 1999
Bachelor's degree, Economics

Capilano University   1993 — 1995
Diploma Finance, Accounting and Finance

Experience
ViewPoint Realty   March 2013 - Present
Royal Lepage Atlantic  December 2011 - March 2013
Dominion Lending Centers   September 2009 - May 2011

Skills
Real Estate Development, Real Estate, Real Estate Transactions, Mortgage Lending, Selling, First Time Home Buyers, Investment Properties, Relocation, New Home Sales, Condos, Referrals, Sellers, Single Family Homes, Residential Homes, Customer Service, Listings

Education
Dalhousie University   2003 — 2008
BMGT, Management

Experience
Carvista Inc   October 2014 - Present
Scotiabank  April 2010 - January 2015
Dominion Lending Centers   January 2008 - January 2010

Skills
Mortgage Lending, Credit, Residential Mortgages, Investment Property..., First Time Home Buyers, First Time Home Sellers, New To Canada Financing, Finance, Debt Consolidation, Refinance, Customer Service, Home Equity Lines of..., Lines Of Credit

Education
University of Manitoba   1994 — 1998
Bachelor of Arts (B.A.), Major in Psychology

Kelvin High School   1992 — 1994
General Studies, 12

University of Winnipeg/ Manitoba
Science, Biology and Psychology

Experience
Global Access Capital Corp.   January 2015 - Present
B.C Capital Corp.   January 2011 - January 2015
Dominion Lending Centers   January 2011 - December 2011
Biodenix Technologies Inc   February 2010 - February 2011
Kyocera Mita Canada   January 2007 - April 2009
CCS Express   January 1999 - January 2007
E*TRADE Financial  January 1999 - January 2007

Skills
Negotiation, Customer Service, Account Management, New Business Development, Product Development, Sales Management, Sales, Sales Presentations, Integrity, Market Research, Marketing Strategy, Credit, Sales Process, Finance, Real Estate, Sales Operations, Business Planning, Management, Marketing, Business Strategy, Business Development, Selling, Advertising, Mergers & Acquisitions, Direct Sales, Cold Calling, Customer Retention, Start-ups

Education
Breboeuf College
D.E.C. (D, education Collegiale) Health Sciences

College St. Jerome
Business, and marketing

McGill University
Bachelor of Science, Anatomy

Experience
MEO inc   June 2014 - Present
COSENTINO ILSD   July 2013 - June 2014
Tile Shoppe   August 2012 - March 2013
Dominion Lending Centers   February 2011 - January 2013
Rogers Communications Inc.  August 2009 - April 2011
RKDz Spaces   September 2006 - April 2009
Caledon Tile   May 2004 - August 2006
Suzuki Of Brampton   October 2001 - May 2004

Skills
Hig-Impact Sales..., Territory..., Strategic Consulting, Sales Prospecting, Contract Development, B2B, Coaching Staff, Marketing Strategy, Business Development, Strategy, Team Building, Finance, Training, Retail, Public Speaking, Customer Service, Real Estate, Referrals, Business Planning, Microsoft Office, Management, Social Media, Financial Analysis, Insurance, Investment Properties, Account Management, Business Analysis, Sales Operations, Microsoft Excel, Teamwork, Mortgage Lending, Coaching, Strategic Planning, Customer Satisfaction, Business Strategy, Event Planning, Budgets, Marketing, First Time Home Buyers, Underwriting, Online Marketing, Residential Mortgages, Sellers, Negotiation, Sales Management, Banking, Project Management, Leadership, Loans, Cold Calling

Education
Humber   2007 — 2007
Architectural Blueprint Reading

Humber College   2003 — 2005
diploma, Business Admin

Centennial College
Automotive Mechanic

Humber
Ontario Building Code, Ontario Building Code, Architectural Blueprint Reading, Interior Design.

NKBA
Space Planning and Plumbing

Experience
Mortgage Alliance  March 2015 - Present
TD Bank Group  April 2012 - March 2015
Dominion Lending Centers   May 2011 - February 2012
Xceed Mortgage Corporation  September 2006 - November 2010
National Bank of Canada  September 2004 - August 2006

Skills
Residential Mortgages, Refinance, Mortgage, Commercial Mortgages, Mortgage Lending, Customer Relations, Customer Satisfaction, Customer Retention, Targets, Credit, Loans, Mortgage Industry, Debt Consolidation, Underwriting, Banking, Credit Analysis, Investments, Credit Risk, Investment Properties, Lines Of Credit, First Time Home Buyers, Purchase, Mortgage Planning, Real Estate Financing, Real Estate, Retail Banking, Financial Analysis, Risk Management, Financial Planning, Real Estate Investment, First Time Buyers, Portfolio Management, Debt, Commercial Lending, Funding, Risk, Reverse Mortgages, Insurance, Customer Service, Problem Solving, Sales Management, Team Building, Home, Credit Unions, Construction Loans, Equities, Compliance, Small Business, Consumer Lending, Referrals

Education
Seneca College of Applied Arts and Technology   1998 — 2002
Financial Services Underwriting Post Diploma, Banking and Financial Support Services

Sheridan College   1985 — 1998
Financial Services Post-Diploma, Business Administration and Management, General

Experience
Dominion Lending Centers   2012 - Present
Vesta Properties  June 2010 - August 2012
Wenco International Mining Systems  June 2008 - June 2010
Canaccord Capital  March 2008 - May 2008

Skills
Marketing Strategy, Marketing Communications, Advertising, Marketing, Brand Awareness, Social Media Marketing, Social Media, Online Advertising, Marketo, Rebranding, Corporate Branding, Direct Marketing, Sales Management, Account Management, Event Planning, Sales, Market Research

Education
The University of British Columbia / UBC   2012 — 2012
Mortgage Broker License

Royal Roads University   2009 — 2011
Bachelor, Commerce

British Columbia Institute of Technology   2006 — 2008
Diploma, Marketing

DW Poppy

Experience
The Mortgage Centre - Valuesky Mortgage Services   July 2011 - Present
DOMINION LENDING CENTRES EDGE FINANCIAL   2010 - 2011
Dominion Lending Centers   2009 - 2010
Crescent Hill Gallery   2008 - 2009

Skills
Refinance, Debt Consolidation, Mortgage Lending, Certified Mortgage..., Residential Mortgages, Commercial Mortgages, Construction Loans, Loans, Reverse Mortgages, Funding, Credit, First Time Home Buyers, Commercial Lending, Home Equity Lines of..., Loan Origination, Mortgage Banking, Mortgage Marketing, Mortgage Servicing, Mortgage Underwriting, Rates, Real Estate Financing, Credit Analysis, Home Equity Loans

Education
Mohawk College   1979 — 1982
diploma, Business Administration

Experience
KGHM International  August 2013 - Present
Signature Consultants  2014 - 2014
ACL  January 2012 - August 2013
clear hr consulting   2011 - 2012
The Oppenheimer Group  April 2009 - September 2011
saphire technologies   2011 - 2011
Dominion Lending Centers   2010 - 2010
Royal LePage  2010 - 2010
Westport Innovations  May 2008 - November 2008
Sapphire Technologies  2008 - 2008

Skills
JD Edwards, Java, VB.NET, Business Analysis, Requirements Analysis, SQL, Software Documentation, ERP, Business Intelligence, Requirements Gathering, Databases, Crystal Reports, Software Development, Data Analysis, Analysis, Programming

Education
British Columbia Institute of Technology   2005 — 2006
Java, Java

Universidad ICESI   1992 — 1999
Systems Engineer, IT

Farallo   1984 — 1992

Experience
Dominion Lending Centers   October 2012 - Present
The Mortgage Cente   2006 - October 2012
Scotiabank Mortgage Authority   2006 - September 2012
The Mortgage Centre  2006 - September 2012
BMO Bank of Montreal  March 2002 - June 2006

Skills
Mortgage Lending, Debt Consolidation, Home Equity Lines of..., Lines Of Credit, Residential Mortgages, Refinance, Construction Loans, Commercial Mortgages, Credit, Mortgage Underwriting, Certified Mortgage..., Second Mortgages, Loans, Reverse Mortgages, Real Estate, Banking, Home Equity, Home Equity Loans, First Time Home Buyers, Mortgage Marketing, Investment Properties, Rates, Residential Homes, Investments, Underwriting, Credit Analysis, Loan Origination, Mortgage Banking, Real Estate Financing, Finance

Education
Queen's University   1983 — 1987
Bachelor of Commerce, Finance & Marketing

Experience
Dominion Lending Centers   August 2010 - Present
Jakt Apparel   October 2008 - Present

Education
Trent University
Economics

York University
Economics