First NLC Financial
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First NLC Financial Employees
Marsengill Finanacial Services 2007 - 2012
First NLC Financial February 2004 - July 2007
Education
Southeastern University 2003 — 2003
None, Psychology, B
Broward Community College 1973 — 1975
None, Accounting and Business/Management, B
Deerfield Beach High School
Diploma
CDW August 2010 - Present
TNG Real Estate Consultants April 2010 - Present
SSD Systems June 2009 - July 2010
MTM Technologies September 2008 - June 2010
First NLC Financial 2003 - 2007
Chicago Title Insurance Company July 2003 - December 2003
Stewart Title July 2002 - July 2003
Skills
Contract Negotiation, Salesforce.com, Team Building, Customer Service, New Business Development, Sales, Management, Mortgage Lending, Selling, Loans, Microsoft Office, Microsoft Word, Account Management, Marketing, Vendor Management, Negotiation, Sales Management, Leadership
Education
California State University-East Bay
BA, Psychology
R+L Truckload August 2015 - Present
Bounce Back Inc February 2011 - October 2012
Classic Car Transport November 2008 - April 2011
The Kansas City Star February 2008 - November 2008
Freightquote July 2007 - February 2008
First NLC Financial January 2006 - July 2007
NovaStar Financial Inc August 2004 - January 2006
Skills
Sales, New Business Development, Business Development, Marketing, Selling Skills, Coaching, Performance Management, Consulting, Sales Process, Sales Management, Account Management, Strategic Planning, Customer Service, Team Building, Customer Satisfaction, Training, Leadership, Marketing Strategy, Direct Sales, Management, Customer Retention, CRM, Negotiation, Pricing, Recruiting, Program Management, Cold Calling, Time Management, Selling, Salesforce.com, Sales Operations, Solution Selling, Networking, Lead Generation, B2B, Sales Presentations, Strategic Partnerships, Analysis, Strategy, Building Relationships
Education
Truman State University 1986 — 1990
Bachelor of Science (BS), Management and Finance
Knox County High School
Cintas June 2011 - Present
CB Richard Ellis/FPL January 2008 - April 2011
First NLC Financial November 2005 - January 2008
First NLC Financial November 2002 - January 2005
Jacob’s Paradise January 2002 - January 2003
Skills
Purchasing, Facilities Management, Space-planning, Buyers, Customer Service, Team Building, Budgets, Process Improvement, Microsoft Excel, Negotiation, Sales, Management, Project Management, Operations Management, Customer Satisfaction, Outlook, Loans, Microsoft Office, Account Management, Contract Negotiation
Education
Palm Beach State College
Associates of Arts, Management and Business Administration
Deerfield Beach High School 1997 — 2000
H.S. Diploma
Towne Mortgage Company January 2013 - Present
Gold Exchange February 2010 - December 2012
Priority Financial July 2008 - January 2010
First NLC Financial June 2006 - July 2008
Nottingham Real Estate Appraisal/Mid-City Real Estate July 2002 - June 2006
Skills
Real Estate, Real Estate Financing, Real Estate Economics, Real Estate Acquisitions, Real estate Appraisal, Mortgage Lending, Mortgage Banking, Residential Mortgages, International Real..., Online Advertising, Real Estate Lending, Investment Properties, Property Management, Investments, Credit, Loans, Refinance, Appraisals, Loan Origination, FHA, Sales, Business Planning
Education
Ferris State University 1999 — 2002
Business Administration and Management
Ranstad Group November 2011 - January 2013
Debtors Protection Law Group 2007 - 2011
First NLC Financial 2003 - 2007
Fieldstone Mortgage Company 1997 - 1998
Long Beach Mortgage 1988 - 1997
Skills
Mortgage Lending, Credit, Loans, Customer Service, Underwriting, Forensic Audit, Lender Govermant..., Risk Management, Loan Modification..., Sales Skills, Business Process..., Finance, Investment Properties, Loan Origination, Refinance, Financial Risk, Loss Mitigation, Credit Analysis, FHA, Real Estate, Relationship Management, Mortgage Underwriting, Mortgage Banking, Residential Mortgages, Banking, Financial Services
Education
San Diego State University-California State University
Orange Coast College
C2wireless April 2010 - Present
Financial Media Group September 2006 - January 2008
First NLC Financial April 2005 - September 2006
Skills
Account Management, Sales, Wireless, Direct Sales, Sales Management, Retail, Strategic Partnerships, Sales Operations, Mobile Communications, Telecommunications, Product Marketing, New Business Development, Mobile Devices, Customer Retention, Management, Product Management, Key Account Management, Cellular Communications, Leadership, Customer Experience, Customer Satisfaction, Cold Calling, Wholesale, Team Leadership, Sales Process, B2B, Selling, Public Relations, Strategic Planning, Solution Selling, Project Management, Product Development, Team Building, Consumer Electronics, Competitive Analysis, Negotiation, Business Development, Channel Partners, Start-ups, Pricing, Public Speaking, Customer Service, Marketing Strategy, Purchasing
Education
Cypress College 2001 — 2003
Fullerton College 2001 — 2003
Work in progress, Business, Management, Marketing, and Related Support Services
Fullerton High School 1998 — 2001
High School Diploma, General Education
Eagle Home Mortgage January 2014 - Present
Stanford Mortgage - a Division of Pinnacle Capital Mortgage Corp. September 2009 - January 2014
Stone Point Financial November 2005 - October 2008
First NLC Financial February 2005 - October 2005
Ameriquest Mortgage May 2004 - February 2005
Skills
FHA, VA, USDA, Conventional, Mortgage, Loans, Refinance, Mortgage Lending, First Time Home Buyers, Purchase, Investment Properties, FHA financing, Certified Mortgage..., Mortgage Banking, VA loans, Government Loans, Reverse Mortgages, Residential Mortgages, Loan Origination, Investors, Real Estate, Real Estate Transactions, Referrals, Foreclosures, Residential Homes, REO, Short Sales, Mortgage Underwriting, Real Estate Financing, Single Family Homes, Sellers, Credit, HUD, Construction Loans, Condos, Underwriting, Real Estate Economics, Loss Mitigation, HomePath, Investments, USDA Rural Housing, Loan Modifications
Education
California State University-Fullerton 1991 — 1994
Santa Ana High School 1988 — 1991
OC Superior Court November 2007 - Present
First Magnus Financial September 2005 - August 2007
First NLC Financial January 2003 - September 2005
Los Coyotes Country Club May 1993 - April 2002
Knott's Berry Farm May 1989 - April 1998
Education
San Jose City College 2014 — 2016
Judicial Administration
Cypress College 1992 — 2008
General Education
Belair Instrument Company LLC March 2012 - Present
DSV May 2008 - March 2012
Cavalier Logistics February 2008 - May 2008
First NLC Financial August 2006 - September 2007
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Accounts Payable &..., Bank Reconciliation, Sales & Use Tax..., Multi-State Sales Tax, Monthly Close Process, Management, Journal Entries, Balance Sheet, Year-end Close, Teamwork, At Multitasking, Leadership, Training, Research, Photoshop, Accounts Payable, Accounting, Residential Mortgages, Mortgage Underwriting, Mortgage Lending, Real Estate Transactions, Account Reconciliation, Customer Service, QuickBooks, Financial Statements, Accounts Receivable, Financial Reporting, Finance
Education
Kean University 2005 — 2008
Bachelor's Degree, Accounting and Finance
Middlesex County College 2002 — 2005
Accounting and Finance
Vidhyakunj High School 1991 — 1998
High School, Business/Commerce, General
Informative Research March 2015 - Present
CoreLogic August 2012 - March 2015
First American Financial Corporation February 2011 - July 2012
Nationwide Mortgage Concepts November 2008 - February 2011
First Franklin March 2006 - September 2008
First NLC Financial January 2004 - February 2006
Countrywide Home Loans February 2003 - January 2004
NovaStar Mortgage March 2002 - February 2003
Southern Wine & Spirits May 2000 - March 2002
Skills
Mortgage Banking, Real Estate, Underwriting, Loss Mitigation, Mortgage Lending, FHA, Loans, Management, Credit, Loan Origination, Sales, Residential Mortgages, Refinance, VA Loans
Education
Keller University’s Graduate School of Management 2008 — 2011
MBA, Accounting and Financial Management
California State University-Long Beach 1997 — 2000
Bachelors Science, Business Marketing
University of California, Santa Barbara 1995 — 1996
Pacific High School - San Bernardino CA 1991 — 1995
Diploma, General education
Cherry Creek Mortgage August 2013 - Present
America's Mortgage July 2012 - August 2013
Promontory Financial Group, LLC November 2011 - June 2012
Lockheed Martin Company September 2010 - October 2011
Lockheed Martin July 2007 - September 2010
First NLC Financial May 2006 - May 2007
Long Beach Mortgage (Washington Mutual) January 2005 - May 2006
Long Beach Mortgage (Washington Mutual) April 2004 - January 2005
Access Mortgage September 2003 - December 2003
Innovative Funding February 2003 - September 2003
Skills
Risk Management, Excel - advanced..., Risk Analysis, Microsoft Office, Microsoft Excel, Six Sigma, MS Project, Troubleshooting, Leadership Management, Process Improvement, Team Leadership, Program Management, Mortgage Lending, Project Management, Customer Service, Customer Satisfaction, Loans, Quality Assurance, Management, Software Documentation, Credit, Integration, Visio
Education
University of Phoenix 2010 — 2015
BA, Business Management
Aveta Business Institute 2011 — 2011
Certification, Six Sigma - Green Belt
Woods Orthodontics, P.C. May 2013 - Present
Atlantis Rail Systems August 2011 - May 2013
First NLC Financial November 2005 - February 2007
Brite Visual Products, Inc. 2004 - 2006
Skills
Mortgage Lending, Loans, Banking, Credit Analysis, Finance, Relationship Management, Insurance, Customer Service
Education
University of Massachusetts Dartmouth 2001 — 2004
Seagate Technology February 2008 - Present
i365 A Seagate Company 2008 - 2009
First NLC Financial 2004 - 2007
Skills
Disaster Recovery, VMware, Virtualization, Cloud Computing, Windows Server, Data Center, Active Directory, Salesforce.com, Servers, SaaS, System Administration, Storage, TCP/IP, Microsoft Exchange, Firewalls, Hardware, Troubleshooting, Software Installation, Business Continuity, VMware ESX, SAN, Storage Area Networks, SQL
Education
Diablo Valley College 1993 — 1994
United Bank July 2014 - Present
CapWest Mortgage February 2013 - July 2014
H & R Block Bank June 2007 - April 2013
First NLC Financial Services 2005 - February 2007
First NLC Financial 2006 - 2007
Oak Street Mortgage November 2003 - March 2005
Banc One Financial July 1996 - March 2001
Bank One 1996 - 2001
CIT 1990 - 1996
Skills
Banking, Asset Management, Risk Management, Credit, Mortgage Banking, Underwriting, Loan Origination, Mortgage Lending, Financial Analysis, Process Improvement, Loans, Management, Leadership, Finance, Credit Analysis, Residential Mortgages, Loss Mitigation, Strategic Planning
Education
The University of South Dakota 1979 — 1983
Titus Financial August 2007 - January 2008
First NLC Financial May 2006 - July 2007
Ameriquest Mortgage October 2003 - May 2006
Ameriquest Mortgage July 2002 - October 2003
Education
Arapahoe Community College 2003 — 2004
Landscape Architecture
BSQUARED Fitness January 2014 - Present
Crunch Fitness May 2011 - January 2014
24 Hour Fitness July 2010 - May 2011
Community Educational Services of San Francisco March 2008 - March 2009
CSG Consultants May 2007 - September 2007
First NLC Financial June 2006 - March 2007
Safeway October 1999 - October 2005
Skills
Fitness Training, Cpr Certified, Fitness, Nutrition, Personal Training, Exercise Physiology, Functional Training, NASM, Operant Conditioning, Sports Nutrition, Strength Training, Weight Training, Wellness, Wellness Coaching, CPR Certified, Endurance, Training
Education
Diablo Valley College 2008 — 2010
National Academy of Sports Medicine
Auction.com August 2013 - Present
Auction.com August 2012 - August 2013
Auction.com 2013 - 2013
Option One Mortgage November 2007 - March 2011
Specialized Loan Servicing February 2007 - October 2007
Countrywide Home Loans June 2005 - January 2007
Peoples Choice Home Loans February 2005 - June 2005
First NLC Financial November 2003 - December 2004
Skills
Foreclosures, Mortgage Lending, Loan Servicing, Financial Risk, Loan Modifications, Underwriting, Negotiation, Loan Origination, Loans, Mortgage Servicing, Loss Mitigation, Customer Service, Short Sales, Sales, Credit, Mortgage Banking, Mortgage Underwriting, FHA, Residential Mortgages
Education
DeVry Institute of Technology 1996 — 1999
DeVry Institute of Technology
Associate
Worley Real Estate January 2012 - Present
Innovate Financial Svcs. May 2009 - Present
THI 2005 - Present
Freeway Insurance 2004 - Present
eastwood insurance 2002 - 2008
first nlc financial 2002 - 2008
Education
California State University-Hayward - School of Business and Economics 1999 — 2001
Taco Bell December 2011 - Present
Citi November 2007 - March 2009
First NLC Financial August 2006 - August 2007
Ameriquest Mortgage - Ameriquest Capital Corporation November 1999 - May 2006
Colorado Prime June 1992 - October 1999
Taco Bell March 1991 - December 1992
Skills
Credit Risk, Banking, Finance, Financial Analysis, Financial Services, Mortgage Banking, Personal Finance, Real Estate Financing, Management, Sales Management, Employee Training, Sales Leadership..., Mortgage Lending, Loan Origination, Loans, Customer Service, Team Building
Education
New England Institute of Technology 1990 — 1993
Business, Management, Marketing, and Related Support Services
King County Metro & Sound Transit Security & Fare Enforcement April 2014 - Present
King County Metro Fare Enforcement & Transit Security - Securitas USA January 2013 - April 2014
Sound Transit - Securitas USA October 2009 - January 2013
American Equity Mortgage November 2007 - October 2009
First NLC Financial 2005 - 2007
US Army 1999 - 2004
Skills
Customer Service, Microsoft Office, Leadership, Sales, Team Building, Law Enforcement, Security, Physical Security, Project Management, Strategic Planning, Military Experience, Personnel Management, Training, Curriculum Development, Criminal Law, Transportation Security, Fare Enforcement
Education
Central Washington University 2011 — 2015
Bachelor’s Degree, Law and Justice, 3.80
Troy University 2001 — 2004
Bachelor’s Degree, Criminal Justice/Police Science, 3.98