Richard Tocado Companies
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Richard Tocado Companies Employees
Employee
Years
Job
Industry
Matthew Wacker Matthew Wacker's Richard Tocado Companies Experience August 2004 - January 2005
Job Realtor at Chris Angel Real Estate
Industry Real Estate
Experience
Chris Angel Real Estate May 2014 - Present
Roundpoint Mortgage May 2012 - January 2014
Bank of America March 2011 - May 2012
RMCI/Walker Jackson Mortgage July 2010 - March 2011
Freedom Financial Solutions January 2005 - July 2010
Richard Tocado Companies August 2004 - January 2005
Wachovia Bank January 2003 - August 2004
Skills
Real Estate, FHA, Mortgage Banking, Residential Mortgages, Loan Origination, FHA Financing, Credit, Refinance, Loans, Mortgage Lending, VA Loans, Credit Analysis
Education
University of North Carolina at Wilmington
Bachelor of Science (BS), Business Management
Chris Angel Real Estate May 2014 - Present
Roundpoint Mortgage May 2012 - January 2014
Bank of America March 2011 - May 2012
RMCI/Walker Jackson Mortgage July 2010 - March 2011
Freedom Financial Solutions January 2005 - July 2010
Richard Tocado Companies August 2004 - January 2005
Wachovia Bank January 2003 - August 2004
Skills
Real Estate, FHA, Mortgage Banking, Residential Mortgages, Loan Origination, FHA Financing, Credit, Refinance, Loans, Mortgage Lending, VA Loans, Credit Analysis
Education
University of North Carolina at Wilmington
Bachelor of Science (BS), Business Management
Diane Oliver Humphries Diane Oliver Humphries's Richard Tocado Companies Experience June 2009 - March 2011
Job ALCOVA Mortgage LLC Branch Manager and Loan Originator
Industry Financial Services
Experience
ALCOVA Mortgage September 2014 - Present
Acopia Home Loans June 2012 - April 2014
Ameritrust March 2011 - June 2012
Richard Tocado Companies June 2009 - March 2011
Diane Realty January 2005 - June 2009
Rooms To Go April 1997 - January 2005
Skills
Sales, Mortgage Lending, FHA, USDA, Refinance, Loans, Home Equity Loans, Real Estate, Credit, Banking, Investment Properties, Mortgage Banking, Loan Origination, Residential Mortgages, VA loans, Investments, FHA financing, Finance, Residential Homes, Insurance, Government Loans, Construction Loans, Certified Mortgage..., Credit Analysis, VA Loans
Education
UNC Charlotte 1983 — 1986
BA ENGLISH / MINOR IN PSYCHOLOGY, ENGLISH, PSYCHOLOGY
UNC Wilmington 1982 — 1984
Bachelor of Arts (B.A.), English with a minor in Psychology
ALCOVA Mortgage September 2014 - Present
Acopia Home Loans June 2012 - April 2014
Ameritrust March 2011 - June 2012
Richard Tocado Companies June 2009 - March 2011
Diane Realty January 2005 - June 2009
Rooms To Go April 1997 - January 2005
Skills
Sales, Mortgage Lending, FHA, USDA, Refinance, Loans, Home Equity Loans, Real Estate, Credit, Banking, Investment Properties, Mortgage Banking, Loan Origination, Residential Mortgages, VA loans, Investments, FHA financing, Finance, Residential Homes, Insurance, Government Loans, Construction Loans, Certified Mortgage..., Credit Analysis, VA Loans
Education
UNC Charlotte 1983 — 1986
BA ENGLISH / MINOR IN PSYCHOLOGY, ENGLISH, PSYCHOLOGY
UNC Wilmington 1982 — 1984
Bachelor of Arts (B.A.), English with a minor in Psychology
Camellia T Nixon Camellia T Nixon's Richard Tocado Companies Experience May 2004 - 2007
Job Organizational Development & Technical Services
Industry Telecommunications
Experience
Minter Consulting March 2011 - Present
Metrolina Minority Contractors Association October 2010 - Present
RCC Nixon Group LLC December 2007 - Present
REMAX Executive Realty August 2007 - January 2010
Life Insurance Company of the Southwest May 2002 - December 2008
Richard Tocado Companies May 2004 - 2007
PCA International March 1977 - May 2006
Skills
Small Business..., Broker Realtor Licensed, Short Sales, Telecommunications..., Licensed Life & Health..., Diversity Training, Sales Management, Telecommunications..., Motivational Speaking, Leadership Development, Property Management, Real Estate, Information Technology, Licensing, Business Development, Social Networking, Team Building, Sales, Small Business, Contract Negotiation, Management, Leadership, New Business Development, Purchasing, Negotiation, Training, Program Management, Customer Satisfaction, Budgets, Coaching, Marketing, Entrepreneurship, Customer Service, Strategic Planning, Operations Management, Selling, Management Consulting, Time Management, Process Improvement, Consulting, Analysis
Education
University of Phoenix 2006 — 2011
Bachelor of Science, Business Management and Public Relations
Minter Consulting March 2011 - Present
Metrolina Minority Contractors Association October 2010 - Present
RCC Nixon Group LLC December 2007 - Present
REMAX Executive Realty August 2007 - January 2010
Life Insurance Company of the Southwest May 2002 - December 2008
Richard Tocado Companies May 2004 - 2007
PCA International March 1977 - May 2006
Skills
Small Business..., Broker Realtor Licensed, Short Sales, Telecommunications..., Licensed Life & Health..., Diversity Training, Sales Management, Telecommunications..., Motivational Speaking, Leadership Development, Property Management, Real Estate, Information Technology, Licensing, Business Development, Social Networking, Team Building, Sales, Small Business, Contract Negotiation, Management, Leadership, New Business Development, Purchasing, Negotiation, Training, Program Management, Customer Satisfaction, Budgets, Coaching, Marketing, Entrepreneurship, Customer Service, Strategic Planning, Operations Management, Selling, Management Consulting, Time Management, Process Improvement, Consulting, Analysis
Education
University of Phoenix 2006 — 2011
Bachelor of Science, Business Management and Public Relations
Diana Borg Diana Borg's Richard Tocado Companies Experience March 2015 - July 2015
Job REALTOR BROKER Real Estate Agent at Rose Realty Group
Industry Real Estate
Experience
Rose Realty Group July 2015 - Present
Richard Tocado Companies March 2015 - July 2015
Berkshire Hathaway Home Service January 2015 - March 2015
H&N Sales and Results 2012 - 2012
Skills
Real Estate, Sales, Management, Marketing Communications, Social Media Marketing, Social Networking, Project Management, Project Planning, Social Entrepreneurship, Entrepreneurship, Marketing
Education
Universidad Santo Tomás 2005 — 2014
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General, 4.2
Rose Realty Group July 2015 - Present
Richard Tocado Companies March 2015 - July 2015
Berkshire Hathaway Home Service January 2015 - March 2015
H&N Sales and Results 2012 - 2012
Skills
Real Estate, Sales, Management, Marketing Communications, Social Media Marketing, Social Networking, Project Management, Project Planning, Social Entrepreneurship, Entrepreneurship, Marketing
Education
Universidad Santo Tomás 2005 — 2014
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General, 4.2
Dwight Crawford, CMC Dwight Crawford, CMC's Richard Tocado Companies Experience February 2007 - April 2007
Job Senior Loan Officer here to assist the LMI Community and build the best mortgage sales team in the region.
Industry Banking
Experience
Wells Fargo Home Mortgage June 2015 - Present
Fifth Third Bank May 2010 - March 2015
Crawford & Associates December 2009 - May 2010
GMAC ResCap August 2007 - December 2009
Richard Tocado Companies February 2007 - April 2007
Optimum Mortgage February 2006 - July 2006
Triumph Funding Corp September 2005 - February 2006
Fidelity Mortgage October 2000 - September 2005
Skills
Public Speaking, Training & Development, Community Outreach, Community Engagement, Mortgage Lending, Sales Trainings, Low to Moderate Income..., Down Payment Assistance, Housing Counseling..., Loan Origination, Training, Sales, Leadership, Mortgage Banking, Credit, Loans, Refinance, Management, FHA, Business Development, Sellers, Banking, Employee Training, USDA, First Time Home Buyers, Strategic Planning, Investment Properties, Nonprofits, Consumer Lending, Residential Mortgages, Sales Management
Education
Marymount Manhattan College 1986 — 1989
Theatre - Education
CreativEquity Sales Training
Holy Trinity HS
Xinnix, Mortgage Academy of Excellence
Wells Fargo Home Mortgage June 2015 - Present
Fifth Third Bank May 2010 - March 2015
Crawford & Associates December 2009 - May 2010
GMAC ResCap August 2007 - December 2009
Richard Tocado Companies February 2007 - April 2007
Optimum Mortgage February 2006 - July 2006
Triumph Funding Corp September 2005 - February 2006
Fidelity Mortgage October 2000 - September 2005
Skills
Public Speaking, Training & Development, Community Outreach, Community Engagement, Mortgage Lending, Sales Trainings, Low to Moderate Income..., Down Payment Assistance, Housing Counseling..., Loan Origination, Training, Sales, Leadership, Mortgage Banking, Credit, Loans, Refinance, Management, FHA, Business Development, Sellers, Banking, Employee Training, USDA, First Time Home Buyers, Strategic Planning, Investment Properties, Nonprofits, Consumer Lending, Residential Mortgages, Sales Management
Education
Marymount Manhattan College 1986 — 1989
Theatre - Education
CreativEquity Sales Training
Holy Trinity HS
Xinnix, Mortgage Academy of Excellence
Paul Tong Paul Tong's Richard Tocado Companies Experience July 2006 - August 2007
Job Senior Mortgage Consultant at Ameritrust Mortgage
Industry Investment Management
Experience
Ameritrust Mortgage March 2009 - Present
GMAC August 2007 - April 2008
GMAC ResCap August 2007 - March 2008
Richard Tocado Companies July 2006 - August 2007
Fidelity Mortgage March 2004 - June 2006
Borders Book and Music 1999 - 2003
Education
University of North Carolina at Charlotte 1996 — 1998
Davidson College 1991 — 1993
Proctor 1987 — 1993
Ameritrust Mortgage March 2009 - Present
GMAC August 2007 - April 2008
GMAC ResCap August 2007 - March 2008
Richard Tocado Companies July 2006 - August 2007
Fidelity Mortgage March 2004 - June 2006
Borders Book and Music 1999 - 2003
Education
University of North Carolina at Charlotte 1996 — 1998
Davidson College 1991 — 1993
Proctor 1987 — 1993
Kirk Reed's Richard Tocado Companies Experience May 2003 - November 2003
Job Branch Manager at Orkin Pest Control
Industry Financial Services
Experience
Orkin Pest Control January 2010 - Present
HouseRaising USA October 2006 - February 2008
Pulte Mortgage April 2006 - September 2006
EquiFirst Corporation August 2005 - March 2006
GreenPoint Mortgage January 2004 - August 2005
Richard Tocado Companies May 2003 - November 2003
Solid Computer Decisions March 2001 - April 2002
Office Depot August 1998 - March 1999
Ryder Integrated Logistics August 1993 - August 1998
Skills
Refinance, Leadership, Sales, Loan Origination, Change Management, Mortgage Lending, Project Management, Training
Education
Solid Computer Decisions 2000 — 2001
MCSE
University of Missouri-Saint Louis 1978 — 1982
Orkin Pest Control January 2010 - Present
HouseRaising USA October 2006 - February 2008
Pulte Mortgage April 2006 - September 2006
EquiFirst Corporation August 2005 - March 2006
GreenPoint Mortgage January 2004 - August 2005
Richard Tocado Companies May 2003 - November 2003
Solid Computer Decisions March 2001 - April 2002
Office Depot August 1998 - March 1999
Ryder Integrated Logistics August 1993 - August 1998
Skills
Refinance, Leadership, Sales, Loan Origination, Change Management, Mortgage Lending, Project Management, Training
Education
Solid Computer Decisions 2000 — 2001
MCSE
University of Missouri-Saint Louis 1978 — 1982
Kim Zagora's Richard Tocado Companies Experience April 2001 - April 2004
Job Mortgage loan Underwriter
Industry Financial Services
Experience
Movement Mortgage, LLC May 2014 - Present
ITWORKS MARKETING October 2013 - Present
TZI LLC January 2010 - Present
Wells Fargo Home Mortgage December 2012 - April 2014
Bank of America April 2012 - December 2012
Wyndham Capital Mortgage August 2011 - April 2012
RoundPoint Financial Group November 2010 - July 2011
Residential Mortgage Center May 2006 - 2010
Sunrise South Mortgage May 2004 - April 2006
Richard Tocado Companies April 2001 - April 2004
Skills
Refinance, Mortgage Lending, Loans, USDA, Loan Origination, Mortgage Banking, Investment Properties, First Time Home Buyers, Real Estate, Credit, REO, Underwriting, Residential Mortgages, Banking, Customer Service, Mortgage Servicing, Referrals, Home Equity Loans, Investors, Finance, Sales, Mortgage Underwriting, Communication Skills, Sellers, Title Insurance, Credit Analysis, Funding, Loss Mitigation, Government Loans, Construction Loans, Real Estate Financing, Management, HUD, Leadership, Insurance, Consumer Lending
Education
Rockland Community College 1990 — 1994
Associate of Arts and Sciences (A.A.S.), Criminal Justice/Law Enforcement Administration
Movement Mortgage, LLC May 2014 - Present
ITWORKS MARKETING October 2013 - Present
TZI LLC January 2010 - Present
Wells Fargo Home Mortgage December 2012 - April 2014
Bank of America April 2012 - December 2012
Wyndham Capital Mortgage August 2011 - April 2012
RoundPoint Financial Group November 2010 - July 2011
Residential Mortgage Center May 2006 - 2010
Sunrise South Mortgage May 2004 - April 2006
Richard Tocado Companies April 2001 - April 2004
Skills
Refinance, Mortgage Lending, Loans, USDA, Loan Origination, Mortgage Banking, Investment Properties, First Time Home Buyers, Real Estate, Credit, REO, Underwriting, Residential Mortgages, Banking, Customer Service, Mortgage Servicing, Referrals, Home Equity Loans, Investors, Finance, Sales, Mortgage Underwriting, Communication Skills, Sellers, Title Insurance, Credit Analysis, Funding, Loss Mitigation, Government Loans, Construction Loans, Real Estate Financing, Management, HUD, Leadership, Insurance, Consumer Lending
Education
Rockland Community College 1990 — 1994
Associate of Arts and Sciences (A.A.S.), Criminal Justice/Law Enforcement Administration
Larry Penland's Richard Tocado Companies Experience 2004 - 2008
Job MLO at Bank of America
Industry Banking
Experience
Bank of America June 2011 - Present
Resource Financial Services May 2010 - June 2011
Residential Mortgage Center 2008 - 2009
Richard Tocado Companies 2004 - 2008
Skills
Mortgage Lending, USDA, FHA, Mortgage Banking, Refinance, Loan Origination, Investment Properties, Loans, VA loans, Residential Mortgages, Finance, Credit, Sales Management, Banking, Credit Analysis, Underwriting, Reverse Mortgages, Management, FHA financing, Sales, Government Loans, Construction Loans, Certified Mortgage...
Education
Appalachian State University
Bank of America June 2011 - Present
Resource Financial Services May 2010 - June 2011
Residential Mortgage Center 2008 - 2009
Richard Tocado Companies 2004 - 2008
Skills
Mortgage Lending, USDA, FHA, Mortgage Banking, Refinance, Loan Origination, Investment Properties, Loans, VA loans, Residential Mortgages, Finance, Credit, Sales Management, Banking, Credit Analysis, Underwriting, Reverse Mortgages, Management, FHA financing, Sales, Government Loans, Construction Loans, Certified Mortgage...
Education
Appalachian State University
Bill Chalfant's Richard Tocado Companies Experience August 2003 - December 2006
Job Independent Construction Professional
Industry Construction
Experience
DE McGarity Builders July 2009 - Present
FIRST CITIZENS BANK January 2007 - June 2009
Richard Tocado Companies August 2003 - December 2006
EQUITY THUNDER INC, Co February 2001 - July 2003
TEAMVEST, LLC May 1999 - November 2000
Education
North Carolina State University 1994 — 1999
B.S., Business Management
North Carolina State University
Bachelor of Science, Business Management; Sales and Marketing
DE McGarity Builders July 2009 - Present
FIRST CITIZENS BANK January 2007 - June 2009
Richard Tocado Companies August 2003 - December 2006
EQUITY THUNDER INC, Co February 2001 - July 2003
TEAMVEST, LLC May 1999 - November 2000
Education
North Carolina State University 1994 — 1999
B.S., Business Management
North Carolina State University
Bachelor of Science, Business Management; Sales and Marketing