Wachovia Small Business Capital
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Wachovia Small Business Capital Employees
CGI 2012 - Present
Informatix, Inc October 2011 - February 2012
CoreLogic June 2011 - October 2011
Wachovia 2005 - January 2011
Wachovia Small Business Capital 2004 - 2005
Homeq Servicing 2000 - 2004
Skills
Risk Management, Software Documentation, Visio, SDLC, Financial Analysis, Business Analysis, Banking, Credit
Education
California State University-Sacramento 1999 — 2004
Golden State Realty Group February 2013 - Present
Boomer Urgent Care October 2013 - November 2013
Keller Williams Realty February 2011 - October 2011
AVP May 2007 - December 2008
Wachovia Small Business Capital May 2000 - May 2007
Education
Heald College-Roseville 2012 — 2014
Associate of Arts and Sciences (AAS), Medical Office Management/Administration
First Security Bank of Nevada July 2014 - Present
Bridge Bank October 2012 - July 2014
Small Business Capital, LLC April 2012 - June 2012
RemX Specialty Staffing for Bank of the West October 2011 - March 2012
Wells Fargo Bank November 2009 - April 2011
Wachovia Small Business Capital June 2005 - October 2009
HR Block December 2006 - April 2007
Bank of America July 1997 - April 2005
Sunrise Rollerland 1993 - 2001
Skills
MS Office Suite, Banking, Loan Documentation, Account Reconciliation, Accounts Payable, Accounts Receivable, Billing, Loans, Accounting, Auditing, Commercial Lending, General Ledger, PCFS Loan Manager, Loan Servicing, SBA, Commercial Banking, Commercial Mortgages, Lines Of Credit, Credit, Sales, Microsoft Office, Finance, Leadership, Small Business Lending, Loan Origination, Consumer Lending, Invoicing, Funding, Credit Analysis
Education
University of Phoenix
Bachelor of Science, Finance - In Progress
Compassionate Relocations, Inc. DBA CR Moving Services June 2009 - Present
Pacific Crest Business Brokerage January 2007 - July 2011
Wachovia Small Business Capital 2003 - 2007
Cardinal Health February 1997 - February 2003
NationsCredit Commercial Corporation June 1994 - February 1997
U.S Small Business Administration, Disaster Assistance May 1993 - June 1994
Various Commercial Banking and Credit Management positions June 1982 - April 1993
Skills
Relocation, Seniors, Small Business, Executive Management, Public Speaking, Risk Management, Budgets, Change Management, New Business Development, Mortgage Lending, Healthcare, Management, Medicare, Financial Risk, Team Leadership, Residential Homes, Long-term Care, Contract Negotiation, Leadership, Commercial Lending, Microsoft Word, Financial Reporting, Process Improvement, Mentoring, Credit, Compliance, Account Management, Non-profits, Cash Management, Mergers, Loans, Referrals, Sales, Negotiation, Nonprofits, Investment Properties, Marketing, Real Estate Transactions, Coaching, Financial Services, Human Resources, Program Management, Selling, Business Development, Time Management, Entrepreneurship, Training, Team Building, Insurance, Leadership Development
Education
Southern Oregon University 1978 — 1982
BS, Finance
California Real Estate Brokers License
March 2006
Certified Relocation and Transition Specialist
April 2009
Senior Real Estate Specialist
April 2009
Umpqua Bank January 2015 - Present
Bank of Commerce July 2013 - December 2014
Bank of the West March 2010 - April 2013
Wells Fargo Bank October 2009 - 2010
Wachovia Small Business Capital January 2001 - December 2009
The Money Store 1994 - 2001
Skills
Small Business Lending, Mergers & Acquisitions, Commercial Mortgages, Loans, Commercial Lending, SBA, USDA, Credit, Commercial Banking, Lines Of Credit, Credit Analysis, Loan Origination, Asset Based Lending, Business Development, Construction Loans, Underwriting, Mortgage Lending, Portfolio Management, Consumer Lending, Banking, Funding, Relationship Management, Treasury Management, Refinance, Credit Risk, Mortgage Banking, Financial Structuring, Cross Selling, Cash Flow Lending, Commercial Finance, Real Estate Financing, Cash Management, Real Estate Economics, Financial Services, Finance, Investments, Structured Finance, Private Banking, Retail Banking, Residential Mortgages, Financial Risk, Commercial Real Estate
Education
LIU Post 1985 — 1989
MBA, Business
Nazareth College 1980 — 1984
BS, Business, Accounting, Education
U.S. Small Business Administration March 2010 - Present
Seeking employment in banking December 2009 - Present
Temecula Valley Bank January 2007 - May 2008
Wachovia Small Business Capital April 2005 - December 2006
U.S. Small Business Adminstration January 2005 - April 2005
Skills
Commercial Lending, Loans, Lines Of Credit, Banking, Underwriting, Finance, SBA, Investments, Commercial Real Estate, Real Estate
Education
Riverside City College 1976 — 1979
AA, Finance, Business, Real Estate
Southwest Securities, FSB December 2007 - Present
Wachovia Small Business Capital October 2003 - November 2006
Education
The University of Texas-Pan American 1971 — 1975
BBA, Accounting
American Business Lending December 2013 - Present
Citibank July 2008 - November 2013
BMC Capital, LP September 2006 - April 2008
Wachovia Small Business Capital March 2005 - August 2006
Wachovia Small Business Capital April 2003 - March 2005
Bank of America November 1994 - April 2003
Skills
Financial Analysis, Project Management, Loans, Credit, Underwriting, Banking, Commercial Banking, Credit Analysis, Mortgage Lending, Portfolio Management, SBA, Strategic Planning, Financial Risk, Credit Risk, Investments, Management
Education
The University of Texas at Dallas - School of Management 2010 — 2012
Master's Degree, Accounting
University of Nevada-Las Vegas - College of Business 1994 — 1998
Bachelor of Science, Finance
US Small Business Administration May 2009 - Present
Wachovia Small Business Capital September 2005 - September 2008
US Small Business Administration October 2004 - July 2005
E*TRADE Financial July 2002 - March 2003
Travelers Insurance and Tower Square Securities, Inc. 1995 - 2002
Tower Square Securities, Inc. 1995 - 1998
H.C. Wainwright & Co., Inc. 1994 - 1995
Commonwealth of Massachusetts 1991 - 1994
John Hancock 1989 - 1991
NASD (now FINRA) 1982 - 1989
Skills
Loans, Program Management, Management, Litigation, Securities, Legal Writing, Corporate Governance, Licensing, Credit, Financial Risk, Portfolio Management, Investments, Asset Management, Small Business, Financial Services
Education
Suffolk University Law School 1985 — 1989
JD
Boston University
B.L.S.
Navy Federal May 2013 - Present
Atlantic Shore Retirement Community/Greater Atlantic Shores Properties LLC June 2011 - April 2013
PB Consulting LLC February 2008 - June 2011
Wachovia Small Business Capital September 2006 - January 2008
Bank of America 1996 - 2003
Skills
Business Analysis, Franchising, Loans, Negotiation, Mergers, Mergers & Acquisitions, Real Estate, Customer Service, Business Development, Contract Negotiation, New Business Development, Small Business, Sales Management, Coaching, Selling, Start-ups, Marketing Strategy, Marketing, Strategic Planning, Public Speaking, Sales, Management Consulting, Leadership, Budgets, Team Building, Entrepreneurship, Credit, Business Planning, Finance, Banking, Investments, Financial Analysis, Mortgage Lending, Risk Management, Executive Management
Education
University of Richmond - Robins School of Business 1986 — 1988
SAFE Credit Union March 2012 - Present
US Bank 2011 - March 2012
US Bank May 2010 - April 2011
Wachovia Small Business Capital, A Wells Fargo Company October 2005 - January 2010
Wachovia Small Business Capital December 1996 - September 2005
River City Bank 1992 - 1996
Skills
Small Business Lending, Commercial Banking, Finance, Mortgage Lending, Lines Of Credit, Commercial Lending, Real Estate, SBA, Financial Services, Mortgage Banking, Management, Leadership, Business Development, Loan Origination, Credit Analysis, Underwriting, Sales, Commercial Mortgages, Refinance, Deposits, Small Business, Investments, Consumer Lending
Education
California State University-Sacramento 1984 — 1988
BS, Business Administration, Finance
Crestmark Bank January 2014 - Present
Federal Deposit Insurance Corporation May 2010 - January 2014
Bridge Business Bancorp November 2006 - July 2008
Fifth Third Bank February 2004 - October 2005
Wachovia Small Business Capital October 2002 - November 2003
UPS Capital December 2000 - October 2002
Lease Corporation of America February 1999 - December 2000
Franklin Bank November 1992 - February 1999
Manufacturers National Bank February 1978 - October 1992
Skills
Credit Analysis, USDA, Commercial Real Estate, SBA, Equipment Leasing, Commercial Finance, Leasing, Underwriting, Commercial Lending, Small Business Lending, C&I Lending, Credit Risk, Financial Regulation, Loans, Financial Analysis, Credit, Banking
Education
University of Michigan - Stephen M. Ross School of Business 1974 — 1976
MBA, Finance
University of Michigan - Stephen M. Ross School of Business 1970 — 1974
BBA, Finance
University of Michigan
Master of Business Administration (MBA)
Security Pacific Real Estate 2013 - Present
Internal Revenue Service September 2009 - Present
Wachovia Small Business Capital May 2005 - October 2008
Skills
Government, Analysis, Fraud, Risk Management, Research, Seller Representation, First Time Home Buyers, Real Estate Investor, Accounting, Real Estate, Investors, Short Sales, Due Diligence, Finance, Financial Analysis, Negotiation, Sales, Sarbanes-Oxley Act, Tax, Team Building
Education
Golden Gate University 2011 — 2013
Master of Science (MS), Taxation
California State University-Sacramento 2003 — 2005
Bachelor's degree, Accounting
CAPTIAL FUNDING dba Greater Sacramento Certified Development Corporation April 2012 - Present
Smith-Mottini Financial Advisors, Inc. September 2010 - February 2012
Wachovia Small Business Capital February 2006 - October 2008
Wachovia Small Business Capital April 2004 - February 2006
Sprint Nextel March 1994 - April 2004
Skills
Word, Excel, Microsoft Office, Laserpro, Redtail, Lotus Notes, Management, Microsoft Word, Laser Pro, Microsoft Excel, Payroll, Administrative..., Process Scheduler, Customer Service, Invoicing, Investments, Sales, Access, Call Centers, Leadership, Budgets, Commercial Lending, Software Documentation, Analysis, Negotiation, Commercial Banking, Telephone Skills, Finance, Outlook, Spreadsheets, Insurance, Loans
Education
American River College
General Studies
THE BANCORP June 2015 - Present
NORTHSTAR BANK as successor to COMMUNITY BANK. October 2009 - 2015
First Heritage Capital January 2007 - August 2009
Wachovia Small Business Capital January 2003 - December 2006
The Money Store January 1998 - December 2002
Skills
Commercial Lending, Loans, Credit Analysis, Credit, Real Estate Economics, Commercial Banking, Banking, Business Development, Small Business Lending, Loan Origination, SBA, Underwriting, Small Business, Portfolio Management, SBA 504, Boisset Wine..., Real Estate, Finance, Leadership, Financial Analysis
Education
Texas Christian University 1973 — 1977
Journalism/Economics, Marketing/Finance
H.S. In Newport Beach, CA & Rancho Palos Verdes Estates. 1970 — 1973
Wells Fargo July 2010 - Present
Lehman Brothers March 2003 - July 2008
Wachovia Small Business Capital June 1995 - February 2003
The Money Store Investment Corporation January 1994 - June 1995
U.S. Department of the Treasury - Office of Thrift Supervision September 1989 - January 1994
Skills
Commercial Lending, Loans, Underwriting, Credit Analysis, Credit, Portfolio Management, Commercial Real Estate, Investments, Loan Origination, Sales, Business Development, Management, Mortgage Lending, SBA 504, Small Business Lending, SBA, Real Estate Economics, Banking, Commercial Banking, Financial Analysis, Valuation, Commercial Mortgages, Strategic Planning
Education
Florida State University 1985 — 1989
Sutter Physician Services May 2015 - Present
Blue Shield of California July 2014 - May 2015
Hewlett-Packard November 2011 - August 2014
Hewlett-Packard July 2009 - October 2011
Hewlett-Packard December 2008 - June 2009
Wachovia Small Business Capital March 2007 - October 2008
State Street February 2006 - March 2007
Franklin Templeton Investments May 2005 - February 2006
Franklin Templeton Investments February 2004 - May 2005
Perry-Smith LLP August 2003 - February 2004
Skills
Financial Analysis, Financial Reporting, Financial Modeling, Sarbanes-Oxley Act, Accounting, Business Planning, Tax, Process Improvement, Business Analysis, Business Process..., Finance, Program Management
Education
University of California, Davis - Graduate School of Management 2005 — 2008
Master of Business Administration (MBA), Finance, Accounting, and Organizational Behavior
California State University-Sacramento 2001 — 2003
Bachelor of Science (B.S.), Accounting
Bay Area Development Company November 2013 - Present
TMC Financing January 2013 - November 2013
REsource Capital November 2005 - December 2012
Bank of the West 2003 - 2005
Wachovia Small Business Capital 1998 - 2003
Skills
Small Business Lending, Commercial Lending, Lines Of Credit, Commercial Mortgages, Credit Analysis, Asset Based Lending, Loans, Credit, SBA 504, SBA, Loan Origination, Commercial Banking, Underwriting, Mortgage Lending, Refinance, Commercial Real Estate, Real Estate, Loan Servicing, Commercial Finance, Real Estate Financing, Banking, Real Estate Economics, Mortgage Banking, Construction Loans, Portfolio Management, Consumer Lending
Education
University of California, Berkeley 1996 — 1998
St. Rose Hospital May 2012 - Present
CIT Small Buinsess Lending September 2008 - April 2012
Wachovia Small Business Capital October 2004 - September 2008
Matsco September 1997 - October 2004
The Money Store August 1996 - August 1997
Tiret & Company, CPAs August 1989 - September 1996
Skills
Small Business Lending, Loans, Credit Analysis, Commercial Mortgages, Commercial Lending, Credit, Portfolio Management, Banking, New Business Development, Salesforce.com, Team Building, Real Estate, Finance, Financial Analysis, Commercial Banking, Real Estate Financing, SBA, Underwriting, Relationship Management, Investments
Education
National University
Nursing
San Francisco State University
University Of Phoenix
California Infrastructure and Economic Development Bank (IBank) January 2015 - Present
California Polution Control Finance Authority January 2014 - January 2015
Pacific Continental Bank September 2012 - December 2013
California Department of Water Resources March 2010 - August 2012
Bank of America November 2008 - March 2010
Banco Popular North America September 2007 - December 2008
Wachovia Small Business Capital 2005 - 2008
World Savings April 1995 - May 2004
Skills
Loans, Credit, Underwriting, Small Business Lending, Customer Relations, Analysis, Problem Solving, Customer Service, Research, Strategic Planning
Education
University of Phoenix 1998 — 2000
MAOM, Business Management
Plum Healthcare Group, LLC June 2011 - Present
Horizon West Healthcare, Inc October 2010 - June 2011
Wachovia Small Business Capital July 1991 - October 2008
Skills
Strategic Planning, Team Building, Customer Service, Sales, Marketing Strategy, Event Planning, Outlook, Marketing, PowerPoint, Budgets, Microsoft Excel, Leadership, Training, Public Speaking, Coaching, Time Management, Financial Analysis, Project Management, Banking, Leadership Development
Education
Sierra College
Business and Marketing
Alliance Capital Corporation October 2008 - Present
Wachovia Small Business Capital August 1993 - October 2008
Avco Leasing Services, Inc 1986 - 1993
Skills
Banking
Education
University of Alabama 1980 — 1983
BS, Corporate Finance
Wachovia, A Wells Fargo Company Assistant Vice President of Quality ReviewWachovia Small Business CapitalFebruary 2006 - December 2009
Wachovia Small Business Capital 2003 - 2006
Education
American River College
N/A, General Ed
SBA Loans January 2011 - Present
Sunovis Financial, Inc. August 2012 - July 2014
Exchange Bank February 2010 - December 2010
US Small Business Administration June 2009 - February 2010
First Community Bank April 2006 - May 2009
VISION ONE CREDIT UNION March 2005 - March 2006
WACHOVIA SMALL BUSINESS CAPITAL January 2004 - March 2005
Greater Bay Bank June 2001 - December 2003
Bank of America October 1990 - June 2001
Skills
Commercial Lending, Commercial Banking, Underwriting, Credit Analysis, Credit, Commercial Mortgages, Credit Risk, SBA, Team Leadership, Loans, Mortgage Lending, Small Business Lending, Real Estate, Lines Of Credit, Construction Loans, Portfolio Management, Finance, Financial Analysis, Negotiation, Loan Origination, Commercial Real Estate, Banking, Financial Structuring, Investment Properties, Analysis, Cash Management, Small Business
Education
Binghamton University 1975 — 1979
BA, Psychology
Georgia State University
Graduate coursework, accounting; finance, marketing, and organizational behavior
California State Lottery April 2013 - Present
The Hartford August 2009 - April 2013
Wyotech, Corinthian Colleges, Inc February 2009 - August 2009
Wachovia Small Business Capital December 2004 - October 2008
HomEq July 2004 - November 2004
Skills
Analysis, Insurance, Data Analysis, Risk Management, Microsoft Excel, Underwriting, Business Analysis, SDLC, Requirements Gathering, Financial Analysis, SAS, Business Requirements, Financial Modeling, Property & Casualty..., Process Improvement, Visio, SharePoint
Education
California State University-Sacramento 2006 — 2008
Bachelor of Arts (BA), Social Sciences
American River College 2003 — 2007
Associate Degree, Social Science
Bank of the West May 2012 - Present
Citibank January 2007 - May 2012
Wachovia Small Business Capital 1995 - 2007
Skills
Commercial Lending, Commercial Banking, Small Business Lending, Credit Analysis, Retail Banking, Portfolio Management, Relationship Management, Mortgage Lending, Cross Selling, Lines Of Credit, Credit Risk, Loan Origination, Financial Services, Financial Analysis, Risk Management
Education
Pacific University 1983 — 1987
Bachelor of Arts (B.A.), Business Finance
Georgia Banking Company July 2014 - August 2015
Cornerstone Bank March 2014 - July 2014
c October 2013 - March 2014
Live Oak Bank 2012 - 2013
Excel National Bank 2007 - 2012
Wachovia Small Business Capital 1993 - 2007
Skills
SBA, Construction Loans, Commercial Lending, Franchise Lending, Banking, Mortgage Lending, Loans, Credit, Underwriting, Portfolio Management, Funding, Finance, Investment Properties, Credit Analysis, Loan Origination
Education
Mesa Community College 1981 — 1984
Globe AZ 1979 — 1981
Diploma