Experience
Stearns Lending LLC  March 2015 - Present
Stearns Lending, LLC  September 2008 - February 2015
First Horizon Home Loans   March 2000 - August 2008
Fidelity National Title  April 1997 - March 2000

Skills
Microsoft Office, Microsoft Excel, Credit, Loans, Mortgage Lending, Banking, Credit Analysis, Real Estate, Management, FHA, Loan Origination, Mortgage Banking, Residential Mortgages, Customer Service, Sales

Education
Rio Hondo College
Business Administration and Management, General

Experience
Tina Pulley   September 2005 - Present
First Horizon Home Loans   May 1995 - September 2005
Kansas City Chiefs  2005 - 2005
University of Idaho Extension System   December 1994 - May 1996
FMC Credit Union   December 1994 - May 1995
Corporate Fitness Works  August 1993 - December 1994
Tampa Bay Buccaneers  1993 - 1993
Conception Seminary College   1991 - 1993

Skills
Personal Development, Leadership, Coaching, Change Management, Social Media, Sales, Event Management, Team Building, Public Speaking, Leadership Development, New Business Development, Strategic Planning, Marketing Strategy, Team Leadership, Organizational..., Microsoft Office, Social Networking, Small Business, Marketing Communications, Training, Entrepreneurship, Time Management, Fitness, Recruiting, Budgets, Teaching, Program Development, Staff Development, Motivational Speaking, Fundraising

Education
Idaho State University   1994 — 1995
MHE, Health Education

Northwest Missouri State University   1989 — 1993
B.S., Corporate Wellness/Exercise Physiology/Health Promotion

Experience
Eagle Home Mortgage  May 2013 - April 2015
IMPAC MORTGAGE  February 2013 - May 2013
Stearns Lending  2009 - 2012
MetLife Home Loans  September 2007 - November 2009
First Horizon Home Loans   April 2004 - August 2007

Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Credit, Loans, Sales Management, Mortgage Underwriting, FHA, Refinance

Education
Saddleback College

Experience
Bank of America Home Loans  November 2009 - Present
Cherry Creek Mortgage Co., Inc AZ Mtg Banker Bk 0904024   October 2012 - August 2014
Bank of America Home Loans  November 2009 - April 2012
First Horizon Home Loans   April 2004 - June 2008

Skills
FHA, Refinance, Mortgage Lending, Loans, Investment Properties, Mortgage Underwriting, Real Estate, Banking, Reverse Mortgages, VA loans, Mortgage Banking, FHA financing, Loan Origination, First Time Home Buyers, HomePath, Credit, Credit Analysis, Finance, USDA, Government Loans, Residential Mortgages, Non-Conforming, Construction Loans, USDA Rural Housing, Mortgage Marketing, Consumer Lending, Underwriting, Certified Mortgage..., Foreclosures, Doctor Loans, Jumbo/Non-Conforming...

Education
San Jacinto College
Registered Nursing/Registered Nurse

San Jacinto College

Experience
Opes Advisors  February 2014 - Present
WJ Bradley  December 2012 - January 2014
Prospect Mortgage, LLC  September 2011 - December 2012
Wells Fargo Home Mortgage  January 2011 - August 2011
First Peninsula Mortgage, LLC   April 2010 - December 2010
RMC Real Estate Loans   August 2002 - March 2010
First Horizon Home Loans   August 2000 - August 2002
RMC Real Estate Loans   June 1996 - July 2000

Skills
Mortgage Lending, jumbo loans, Purchase Financing, Super Jumbo, Real Estate, Loans, FHA, Refinance, Residential Mortgages, Sellers, First Time Home Buyers, Investors, Relocation, Selling, Real Estate Economics, Finance, Investments, Mortgage Banking, VA loans, Condos, FHA financing, Loan Origination, Banking, Investment Properties, Short Sales, Real Estate Financing, Certified Mortgage..., Construction Loans, Government Loans, Reverse Mortgages, Mortgage Underwriting, Credit, Commercial Mortgages, Mortgage Marketing, Underwriting, Commercial Lending, Credit Analysis, Home Equity Loans, Loss Mitigation, REO, Home Equity Lines of..., Non-Conforming, Funding, Foreclosures, Financial Structuring, Sales, FHA Financing, Residential Homes, Referrals, Real Estate Transactions

Education
Santa Clara University   1981 — 1985
Bachelor of Science (BSc)

Burlingame High School

Experience
RPM Mortgage Inc  August 2012 - Present
Alpine Mortgage Planning  August 2006 - August 2012
First Horizon Home Loans   December 2001 - August 2006
GB Home Equity  1996 - 2001

Skills
FHA, USDA, Refinance, Mortgage Lending, VA loans, Certified Mortgage..., Mortgage Banking, Government Loans, Residential Mortgages, HomePath, Reverse Mortgages, Loan Origination, Loans, FHA financing, Construction Loans, Underwriting, First Time Home Buyers, Finance, VA Loans

Education
Portland State University   1992 — 1995
BS, Business Admin - Finance Law

Experience
Caliber Home Loans  February 2012 - Present
MetLife Home Loans  September 2009 - January 2012
First Horizon Home Loans   August 2006 - September 2009
Fifth Third Bank  2003 - 2006
United Parcel Service  1987 - 2003

Skills
Mortgage Lending, Loans, Mortgage Banking, FHA, Loan Origination, Residential Mortgages, Refinance, VA loans, Credit, Banking, Finance, USDA Rural Housing

Education
Purdue University Calumet

Experience
EverBank Home Lending  February 2013 - Present
AmeriFirst Financial, Inc.   January 2012 - January 2013
Wells Fargo Home Mortgage  November 2010 - January 2012
US Bank Mortgage  November 2008 - November 2010
Home 123 Mortgage  January 2006 - April 2008
First Horizon Home Loans   January 2000 - December 2005
Mortgage One  January 1995 - December 1999

Skills
Sales, Team Building, Organization, Mortgage Banking, Loans, Negotiation, VA loans, Mortgage Lending, Finance, Real Estate, Underwriting, Banking, FHA, Residential Mortgages, FHA financing, Credit, USDA, Short Sales, First Time Home Buyers, Refinance, Loan Origination, Foreclosures, Referrals, Investment Properties, Mortgage Underwriting, Certified Mortgage..., Reverse Mortgages, Construction Loans, Portfolio Management, Home Equity Lines of..., Home Equity Loans, Government Loans, Commercial Mortgages, Condos, Credit Analysis, Mortgage Servicing, Real Estate Financing, Loan Servicing, Commercial Lending, Non-Conforming, Real Estate Economics, Loss Mitigation, Consumer Lending, 203K, REO, HUD, Wholesale Lending, Small Business Lending, Investors, Debt Consolidation

Education
Oregon State University   1982 — 1987
BS, Speech Communication

Oregon State University   1982 — 1987
Bachelor of Science, Speech Communication / Business

Experience
Business Owner - doTERRA  November 2009 - Present
Envision Lending Group  October 2007 - December 2009
First Horizon Home Loans   June 2006 - October 2007

Education
Snow College   1994 — 1996
Associate of Science, Business

Experience
CMG Financial  November 2013 - Present
IMPAC MORTGAGE  March 2010 - November 2013
Hyperion Capital Group  October 2005 - March 2010
First Horizon Home Loans   February 1995 - October 2005

Skills
Customer Service, Strategic Planning, English, Photoshop, Public Speaking, First Time Home Buyers, Residential Homes, New Home Sales, FHA financing, Real Estate Financing, Long-term Customer..., Marketing Strategy, Investment Properties, Owner Occupied, Veterans Affairs, Refinance, Wholesale Lending, General Awesomeness, Hair Care, USDA Rural Housing, Jumbo Mortgage, Ninja Skills, Vampirism

Education
Oregon State University
Bachelor of Science (BSc), Design and Visual Communications, General

River City

Experience
Mortgage Solutions Financial  August 2014 - Present
Academy Mortgage  December 2008 - August 2014
Prospect Mortgage  August 2008 - December 2008
Indymac Bank  August 2007 - July 2008
Indymac Federal Bank  2007 - 2008
American Home Mortgage  August 2006 - August 2007
Central Pacific Mortgage  October 2005 - August 2006
National City Mortgage  August 2002 - October 2005
First Horizon Home Loans   2001 - 2003
GMAC Mortgage  2000 - 2002

Skills
Loan Origination, Financial Management, Mortgage Banking, Mortgage, Loans, Sales Management, Correspondent Banking, Income Property Lending, Commercial Mortgages, Residential Mortgages, Residential..., FHA financing, FHA 203K Specialist, Construction, Mortgage Lending, Refinance, Managerial Finance, Banking, USDA, Certified Mortgage..., Commercial Lending, Construction Loans, Credit, Credit Analysis, FHA, Finance, Financial Services, First Time Home Buyers, Government Loans, Home Equity Loans, Investment Properties, Leadership, Management, Mortgage Marketing, Mortgage Underwriting, Real Estate, Real Estate Financing, Referrals, Residential Homes, Reverse Mortgages, Sales, Short Sales, Single Family Homes, Training, Underwriting, VA loans, Real Estate Economics, Home Equity Lines of..., FHA Financing, VA Loans

Education
Oregon State University   1976 — 1980
Bachelor of Science, Business Administration concentrating in Finance

Molalla Union High School   1972 — 1976
High School Diploma, College Prep

Experience
Embrace Home Loans  January 2015 - Present
State Farm  July 2013 - January 2015
State Farm Insurance  December 2012 - January 2015
Genuine Parts Company  June 2011 - December 2012
Maine Energy Solutions, LLC   August 2010 - July 2011
B & H Computers   April 2009 - August 2010
First Financial Mortage   April 2006 - April 2009
First Horizon Home Loans   March 2003 - April 2006

Skills
Residential Mortgages, First Time Home Buyers, FHA Financing, VA Loans, USDA Rural Housing, Loans, Mortgage Lending, Residential Homes, Vacation Homes, Investment Properties, Land Acquisition, Real Estate, Mortgage Marketing, Mortgage Industry, People-oriented, Customer Satisfaction, Customer Service, Customer Retention, Management, Sales, Business Development, CRM, Team Building, Time Management, Strategy, Marketing, New Business Development, Sales Process, Marketing Strategy, Small Business, Leadership Development, Direct Sales, Public Speaking, Disability Insurance, Building High...

Education
University of Hawaii at Manoa   1978 — 1980
Bachelor of Arts (B.A.), Sociology, 3.4

New England College   1976 — 1978
Bachelor's degree, Sociology, 3.4

Experience
State of NC  November 2009 - Present
Wachovia, A Wells Fargo Company  July 2008 - Present
Wachovia Mortgage, FSB  July 2008 - Present
Wells Fargo Private Mortgage Bank  July 2008 - Present
Wachovia Mortgage  June 2008 - April 2009
ARS  June 2007 - May 2008
VC  August 2005 - January 2007
ZC Sterling  June 2006 - December 2006
First Horizon Home Loans   August 2005 - January 2006
Banknorth Mortgage Group   July 2004 - April 2005

Education
Quinsigamond Community College   2000 — 2005
Business Administration

Quinsigamond Community College

Experience
OnPoint Community Credit Union  April 2012 - Present
MetLife Home Loans  May 2003 - March 2012
First Horizon Home Loans   May 2001 - May 2006

Education
Portland Community College

Experience
Fairway Independent Mortgage Corporation  April 2011 - Present
Franklin Savings  February 2009 - April 2011
First Horizon Home Loans   September 2007 - August 2008
American Home Mortgage  2003 - 2007
Advanced Mortgage   2002 - 2004
Wonder Group   2003 - 2003
Gutmann Roberts Consulting   1995 - 2003
North Star Navigators   1995 - 2001
Drackett  1990 - 1992

Skills
Explaining, Creative Problem Solving, Mortgage, Rural Development, Residential Mortgages, First Time Home Buyers, VA, FHA, Loans, Residential, USDA, Mortgage Lending, Refinance, Conventional, Investment Properties, Quick turn around, Residential Homes, Construction Loans, Real Estate, VA loans, Mortgage Banking, Selling, Marketing, Home Equity Loans, Sellers, Underwriting, Finance, FHA financing, Consumer Lending, Credit, Banking, Real Estate Transactions, Investments, Loan Origination, Customer Service, Credit Analysis, Real Estate Financing, Loss Mitigation, Referrals, REO, Short Sales, Foreclosures, Mortgage Underwriting, Real Estate Economics, Property, Certified Mortgage..., Commercial Lending, Government Loans, Rates, Commercial Mortgages

Education
University of Virginia Darden School of Business   1982 — 1984
MBA, Marketing

University of North Carolina at Chapel Hill   1977 — 1979
MA, Sociology

Oberlin College   1973 — 1977
BA, Sociology, History

Experience
Wells Fargo Home Mortgage  March 2013 - Present
Bank of America  December 2011 - March 2013
Noble Americas Energy Solutions, LLC  October 2007 - September 2011
Countrywide Home Loans  2004 - 2008
First Horizon Home Loans   2003 - 2004
San Diego Mortgage Network   2001 - 2002
Douglas Wilson Companies  2000 - 2000

Skills
Mortgage Lending, Mortgage Banking, Loans, Leadership, Sales, Loan Origination, Financial Analysis, Risk Management, Banking, Credit, Credit Analysis, Credit Risk, Investments, Marketing, Underwriting, Residential Mortgages

Education
San Diego State University-California State University   1998 — 2000
B.A., Economics

Capistrano Valley High School   1988 — 1992

Experience
Pyramex Safety Products  February 2014 - Present
The E.W. Scripps Company   January 2013 - January 2014
MPS Digital Marketing, LLC   2008 - 2012
First Horizon Home Loans   2007 - 2008
PHH Mortgage  2002 - 2007

Skills
Sales Management, Executive Management, New Business Development, Digital Marketing, B2B, Strategic Planning, Consultative Selling, Start-ups, Lead Generation, B2C, Direct Sales, Sales Operations, Business Planning, Business Strategy, Small Business, Mentoring, Social Media Marketing, P&L Management, Online Marketing, Contract Negotiation, Online Advertising, Digital Strategy, Management, Selling, Team Building, Marketing Strategy, Training, Product Marketing, Entrepreneurship, Advertising, Marketing, Leadership, E-commerce, Strategic Partnerships, Sales, Product Development, Email Marketing, CRM, Direct Marketing, Account Management, Market Planning, Sales Process, Sales Presentations, Cold Calling, Advertising Sales, Competitive Analysis, Business Development, Integrated Marketing, Customer Retention, SEM

Education
Penn State University

Experience
Forcellati Bros., Inc.   September 2005 - Present
First Horizon Home Loans   December 2001 - September 2005

Skills
Customer Service, Sales, Sales Management, Contract Negotiation, Budgets, Negotiation, New Business Development, Purchasing, Project Planning, Strategic Planning, Team Building, Renovation, Project Management, Process Scheduler, Management, Contract Management, Construction

Education
Seton Hall University   1997 — 2001
Economics

Don Bosco Prep   1993 — 1997

Experience
TriStone Financial   August 2007 - Present
Amtrust Mortgage Corporation  May 2006 - August 2007
First Horizon Home Loans   April 2003 - April 2006
Wells Fargo Home Loans  August 2000 - April 2003

Education
Sacred Heart University   1990 — 1993
MBA, Financial Management

Providence College   1982 — 1986
B.S., Finance

Experience
Pacific Lending Partners, A Division of Pinnacle Capital Mortgage   February 2013 - Present
ISAAC and Associates   January 2013 - Present
Hometown Lending   October 2011 - July 2012
The Legacy Group  October 2009 - October 2011
The Washington Mortgage Group   September 2005 - November 2009
First Horizon Home Loans   November 2004 - May 2006
Northern Mortgage Inc   2001 - 2005

Skills
Mortgage Lending, Refinance, Loans, FHA, USDA, VA loans, Mortgage Banking, First Time Home Buyers, Credit, Construction Loans, Real Estate, Investment Properties, Residential Mortgages, Loan Origination, Certified Mortgage..., Underwriting, Single Family Homes, Residential Homes, FHA financing, Sellers, Commercial Lending, Finance, Condos, Reverse Mortgages, Government Loans, Foreclosures, Small Business, Investments, Home Equity Loans, Commercial Real Estate

Education
Pacific Lutheran University   1979 — 1985
Bachelor of Music

West Anchorage High School   1975 — 1979
General Diploma

Experience
Bank of the West  July 2012 - Present
Wells Fargo  May 2011 - July 2012
Comerica Bank  February 2008 - May 2011
Countrywide Home Loans  2007 - 2007
First Horizon Home Loans   April 2001 - July 2006
Bay Federal Credit Union  1997 - 2001

Skills
Banking, Loan Origination, Commercial Banking, Loans, Mortgage Lending, Consumer Lending, Lines Of Credit, Small Business Lending, Commercial Lending, Credit, Financial Services, Commercial Real Estate, Credit Analysis, Financial Analysis, Refinance, Retail Banking, Cross Selling, Residential Mortgages, Business Development, Credit Risk, Real Estate Financing, Sales, Relationship Management, Sales Management, Leadership, Coaching, New Business Development, Branch Management, Strategic Planning, Finance, Cash Management

Education
Santa Clara University   1995 — 2000
BS, Economics

Experience
GenEquity Mortgage  April 2015 - Present
Gateway Mortgage Group  February 2011 - April 2015
MetLife Home Loans  August 1998 - January 2011
First Horizon Home Loans   August 1998 - September 2008
Bank of America  July 1989 - August 1998

Skills
Mortgage Banking, Mortgage Lending, FHA, Loans, Mortgage Underwriting, Residential Mortgages, Refinance, Underwriting, Credit, USDA, VA loans, Credit Analysis, FHA financing, Certified Mortgage..., Commercial Lending, Commercial Mortgages, Consumer Lending, Construction Loans, Credit Risk, Finance, Financial Risk, Financial Services, First Time Home Buyers, Funding, Government Loans, Home Equity Loans, Loan Servicing, Loss Mitigation, Mortgage Servicing, Portfolio Management, Real Estate Financing, Reverse Mortgages, Risk Management

Education
Northeastern State University   1980 — 1983
BS, Finance / Accounting

Experience
Umpqua Bank  April 2014 - Present
Sterling Bank  April 2009 - Present
Golf Savings Bank  May 2009 - August 2010
Golf Savings Bank  April 2009 - August 2010
Homestead Mortgage  April 2005 - April 2009
Sweum Consulting   2002 - 2009
First Horizon Home Loans   2004 - 2005
Young Life International  June 1994 - June 2004
Young Life  1993 - 2004

Skills
Mortgage Lending, Loan Origination, Real Estate, Loans, Refinance, VA loans, FHA, Mortgage Banking, FHA financing, Leadership

Education
Pacific Lutheran University   1991 — 1993
MA, Administration

Pacific Lutheran University   1985 — 1989
MA, Administration

Everett High School   1981 — 1985
High School Diploma

Experience
Broken Bow Lake Cabin Rentals, LLC   January 2015 - Present
TXU Energy  March 2007 - August 2015
First Horizon National Corporation  2004 - March 2008
First Horizon Home Loans   2004 - 2008

Skills
Business Analysis, Strategic Planning, Business Intelligence, Management, SDLC, Business Process..., Product Development, Project Management, Program Management, Visio, Marketing, Cross-functional Team..., Process Improvement, Segmentation, Vendor Management

Education
Southeast Missouri State University   1978 — 1985
BS, Computer Science, Marketing

University of Missouri-Columbia   1979 — 1980
BS, Computer Science

Experience
Segmation, LLC (www.segmation.com)   January 1998 - Present
Spirit of the Fourth, Inc.   January 2011 - Present
San Diego Gas & Electric  June 2011 - July 2012
Interfaith Community Services  September 2010 - June 2011
Carollo Engineers  March 2006 - July 2009
CMG Mortgage  August 2004 - March 2006
First Horizon Home Loans   January 2003 - August 2004
Wells Fargo Auto Group Commercial Lending department   January 2002 - January 2003
Wells Fargo Bank  January 2002 - January 2003
Charles Schwab & Co, Inc   January 2000 - January 2002

Skills
Microsoft Office, Microsoft Excel, Access, Project Management, Visio, Outlook, Strategic Planning, Microsoft Word, Customer Service, Research, Training, PowerPoint, Team Building, Budgets, Human Resources, Analysis, Data Analysis, Accounting, Management, Contract Management, Construction, Nonprofits, Program Management, Marketing, Blogging, Social Media, Social Media Marketing, Social, Social Networking, Social Media..., Email Marketing, Time Management, Databases, Leadership, Software Documentation, Art, Fundraising, Event Planning, Advertising, Project Planning

Education
San Diego State University-California State University   2012 — 2013
Marketing and Media

THE NATIONAL CENTER FOR PARALEGAL TRAINING   1991 — 1992
A.B.A, Post

PURDUE UNIVERSITY
Bachelor of Science, Mathematics

Wyoming High School

Experience
First State Bank  April 2011 - Present
John Adams Mortgage  March 2010 - April 2011
Bank of America Home Loans  April 2009 - April 2010
Countrywide Home Loans  April 2002 - April 2009
First Horizon Home Loans   April 2001 - April 2002
FSI, Financial Services,Inc   March 1996 - April 2002
Almont Township   November 1992 - November 1996

Skills
Networking, Notary Public, FHA, Finance, Real Estate Transactions, Construction Loans, Mortgage Lending, Loans, Refinance, First Time Home Buyers, Credit, USDA, Banking, VA loans, FHA financing, Investment Properties, Underwriting, Short Sales, REO, Mortgage Banking, Investors, HUD, Residential Mortgages, Government Loans, Selling, Investments, Small Business Lending, Mortgage Underwriting, Foreclosures, Reverse Mortgages, Credit Analysis, Home Equity Loans, Consumer Lending, Loan Origination, Commercial Lending, Commercial Mortgages, Certified Mortgage..., Mortgage Servicing, Property, 203K, Portfolio Management, Real Estate, Sales, Loss Mitigation, Real Estate Financing, Residential Homes, Management, Referrals, Customer Service, Condos

Education
Mortgage University
Mortgage License, NMLS# 288767

Oakland University   1980 — 2005
Public Administration/ Public Policy

Experience
Directors Mortgage  May 2010 - Present
MetLife Home Loans  September 2008 - May 2010
First Horizon Home Loans   January 2005 - September 2008

Skills
USDA, VA loans, FHA, FHA financing, Mortgage Banking, Mortgage Lending, Refinance, Loan Origination, Certified Mortgage..., Reverse Mortgages, Government Loans, Construction Loans, Loans, Mortgage Underwriting, Residential Mortgages, Investment Properties, VA Loans

Education
Seattle University   2005 — 2009
Bachlor of Arts, Finance

Experience
Hammerhouse, LLC - Strategic Growth Partners  February 2012 - Present
Washington Mortgage Bankers Association   September 2006 - Present
Kirkland Boys and Girls Club   January 2009 - May 2013
Evergreen Home Loans  August 2010 - November 2011
Axia Financial  January 2010 - August 2010
Golf Savings Bank  January 2008 - January 2010
First Horizon Home Loans   August 2006 - December 2007
Strategic Resources  January 2005 - August 2006
HQ Global Workplaces  November 2002 - December 2004

Skills
Team Development, Community Outreach, Building Relationships, Mortgage, Mortgage Lending, Loans, Banking, Mortgage Industry, Credit, Recruiting, FHA, Mortgage Banking, Loan Origination, Real Estate, Talent Acquisition, Business Development, Team Building, Sales, Leadership, Training, Investment Properties, CRM, Referrals, Finance, Underwriting, Credit Analysis, Sourcing, Residential Mortgages, Marketing, Refinance, Sales Management, Negotiation, Customer Satisfaction, Customer Service, USDA, Management, VA loans, Cold Calling, Customer Retention, Budgets, Account Management, Selling, Networking, FHA financing, Executive Management, Financial Services, Human Resources, Interviews, Hiring, Employee Benefits

Education
Seattle University   1978 — 1983
Bachelor of Arts, Community Services

Seattle University   1978 — 1983
Bachelor's Degree, Community Services

Redmond High School   1975 — 1978
High School Diploma, College Prep

Experience
Dart Container (formerly Solo Cup Company)   June 2010 - January 2015
Solo Cup Company  January 2005 - November 2009
First Horizon Home Loans   July 2003 - January 2005
First Horizon Home Loans   January 2001 - July 2003
First Horizon Home Loans   August 1998 - January 2001

Skills
Timely and effective..., Superb internal /..., Flexibility to..., Minimal supervision..., Proficient in SAP..., Logistics, Inventory Management, Transportation, Customer Service, Negotiation

Education
Salisbury University   1988 — 1992
Bachelor of Arts (BA), Liberal Arts and Sciences/Liberal Studies, 3.4

Business and Employment Resource Center

Experience
Internal Revenue Service  2014 - 2015
Franklin American Mortgage Company  June 2012 - November 2013
MetLife Home Loans  May 2010 - May 2012
American Home Mortgage Servicing Inc  May 2009 - May 2010
EMC Mortgage  June 2007 - February 2009
First Horizon Home Loans   August 2005 - June 2007
First Horizon Home Loans   February 2003 - August 2005

Skills
Mortgage Lending, Customer Service, RESPA, Quality Assurance, Loan Origination, Auditing, Mortgage Underwriting, FHA, VA, Conventional, Automated Underwriting..., TMO, Citrix, BMC Remedy, Cash Management, Residential Mortgages, FHA financing, Compliance, HMDA, Real Estate, FHA Connection, LPS Desktop, HVCC, Loss Mitigation, Mortgage Banking, Loans, VA Loans, Finance

Education
North Lake College   2005 — 2007
Real Estate Certificate, Mortgage Banking

Moises E Molina   1997 — 2001
High School Diploma

Experience
Caliber Funding  January 2012 - Present
MetLife Home Loans  September 2008 - January 2012
First Horizon Home Loans   November 2004 - September 2008

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, English, Windows, Research, Outlook, Photoshop, Teaching, HTML, Credit, Real Estate, Banking, Mortgage Banking, Sales, First Time Home Buyers, Finance, Loans, USDA, Mortgage Lending, Investment Properties, FHA, Loan Origination

Education
Purdue University   1994 — 1997
BS, School of Technology

Experience
eBay  June 2012 - Present
TEKsystems  November 2010 - June 2012
TEKsystems  September 2008 - October 2010
TEKsystems  June 2006 - September 2008
Hyperion Capital Group  May 2004 - June 2006
First Horizon Home Loans   January 2002 - May 2004

Skills
Mentoring, Customer Relations, Consulting, Customer Service, Project Management, Technical Recruiting, Microsoft Office, New Business Development, Account Management, Outlook, Microsoft Excel, Cold Calling, Leadership, Business Analysis, Management, Sales, PowerPoint, Networking, Team Leadership, Marketing, Microsoft Word, Windows, Strategy, Java, Recruiting, E-commerce, Databases

Education
Oregon State University   1997 — 2001
BS, Geography

Thurston   1994 — 1997

Experience
Pinnacle Capital Mortgage Corp  April 2015 - Present
VSP Vision Care  November 2014 - March 2015
Paramount Equity  May 2013 - July 2014
American Financial Network Inc  December 2011 - March 2013
MetLife Home Loans  March 2009 - December 2011
Downey Savings  February 2008 - October 2008
Opes Advisors  January 2005 - November 2007
First Horizon Home Loans   March 2003 - January 2005

Skills
Mortgage Banking, Mortgage Lending, FHA, VA loans, Time Management, Office Administration, Supervisory Skills, Organization, Customer Service, Light Accounting, Accounts Receivable, Office Equipment, Computers, Sub-Prime Auto Lending, Loss Prevention

Education
Orange Coast College

Experience
RBS Citizens Group  October 2012 - Present
Wells Fargo Home Mortgage  March 2010 - August 2012
Acton Networkers   July 2009 - March 2010
First Horizon National Corporation  September 2008 - July 2009
First Horizon Home Loans   June 2005 - August 2008
Care Giver for infant son   November 2000 - May 2005
Citizens Bank  June 1989 - November 2000
Garson Corporation   February 1984 - September 1986
Continental Homes of New England; A Marley Company   March 1981 - September 1983

Education
Ohio University   1976 — 1980
BSC, Telecommunications

Western Reserve Academy   1971 — 1976
College Preparatory, Economics

Experience
Strategic Insurance Software  July 2014 - Present
NuGrowth Solutions, LLC  2013 - Present
Strategic Insurance Software  August 2013 - July 2014
E3 Clean Technologies   April 2013 - July 2013
Purdue University  July 2011 - August 2012
Mike Kornafel State Farm   March 2012 - July 2012
All American Dining Room   January 2011 - May 2012
First Horizon Home Loans   June 2007 - August 2007

Skills
New Business Development, Marketing, Customer Service, Leadership, Microsoft Office, Teamwork, Time Management, Salesforce.com, Insurance, Cold Calling, Marketing Strategy, Project Management, Data Analysis, Nonprofits, Team Leadership, Problem Solving, PowerPoint, Operational Efficiency, Business Efficiency, Recruiting, Social Media, Training, Sales

Education
Purdue University   2007 — 2012
Selling and Sales Management Bachelor of Science

Experience
Bank of America  2010 - 2013
First Horizon Home Loans   March 2007 - April 2008
McLain & Merritt   October 2005 - March 2007
Hudnall, Cohn, Fyvolent & Shaver   November 2002 - October 2005
Washington Mutual  November 2001 - November 2002
Wachovia  August 1999 - November 2001
Langley Federal Credit Union  March 1999 - July 1999
Wachovia  March 1994 - January 1999

Skills
Banking, Finance, Mortgage Lending, Loans

Education
Radford University - College of Business and Economics   1982 — 1987
B.S., Marketing

Experience
HomeStreet Bank  February 2012 - Present
MetLife Home Loans  September 2009 - January 2012
First Horizon Home Loans   January 2007 - September 2008

Education
Pacific Lutheran University   1992 — 1996
Political Science/Communication

Timberline High School   1990 — 1993

Experience
Tata Consultancy Services  December 2012 - Present
Navistar  March 2011 - July 2011
Summit Mortgage, Inc.   October 2007 - June 2011
First Horizon Home Loans   May 2007 - September 2007
American General  May 2005 - May 2007
Self Employed Mortgage Consultant   October 2004 - May 2005
WMC Mortgage  July 2003 - September 2004
Self Employed Mortgage Consultant   March 2002 - July 2003
JPMorgan Chase  December 2000 - March 2002

Skills
Strategic Planning, Strategic Communications, Computer Proficiency, Fundraising, Microsoft Office, Peachtree, QuickBooks, Quicken, Calyx Point, Leadership, Contract Negotiation, Restructuring, Space-planning, Multi Tasking, Oral & Written..., Written & Oral..., Interpersonal Skill, Organizational..., Organizational..., Highly detail oriented, Event Management, Operations Management, Department Budgeting, Facilities Management, Mortgage Lending, Mortgage Underwriting, Mortgage Marketing, Jumbo Mortgage, Mortgage Banking, Business Process..., Public Relations, Business Development, Market Research, Team Building, Customer Service, Human Resources, Credit Analysis, Interviews, Risk Management, Business Planning, Hiring, Residential Mortgages, Loan Origination, Mortgage Servicing, Due Diligence, FHA, Loss Mitigation, Management, Analysis

Education
Purdue University   1984 — 1986

Experience
Cox Communication  March 2008 - April 2015
Peppinos  1985 - 2015
Justyn Tyme Solutions   2009 - 2011
First Horizon Home Loans   February 2007 - March 2008
Bryco Funding  April 2006 - December 2006
Opteum Funding   February 2004 - April 2006
Wells Fargo Home Mortgage  January 2003 - April 2004

Skills
Leadership Development, Strategic Planning, Team Building, Customer Service, Public Speaking, Coaching, Fundraising, Team Leadership, Budgets, Negotiation, Social Media, Training, Leadership, Change Management, Public Relations, New Business Development, Employee Relations, Recruiting, Event Management, Event Planning, Non-profits, Sales Management, Organizational..., Account Management, Marketing Strategy, Management, Project Planning, Outlook, Nonprofits, Business Development, Business Strategy, Sales, Start-ups, Business Planning, Project Management, Customer Satisfaction, Market Research, Marketing, Time Management, Data Center, Contract Negotiation, CRM, Marketing Communications, Home Equity Loans, Entrepreneurship, Customer Retention, Strategy, Strategic Partnerships, Salesforce.com, Selling

Education
Saddleback College   1991 — 1993

Troy High School

Experience
Independent Consultant for The Pampered Chef  October 2010 - Present
Usborne Books and More  August 2010 - Present
Bankers Life and Casualty Company  2011 - 2011
Wells Fargo PMB   July 2008 - April 2009
City of Kirkland  January 2008 - March 2008
Freedom Mortgage  2006 - 2007
Wells Fargo Home Mortgage  October 2005 - April 2006
First Horizon Home Loans   February 2005 - October 2005
Wells Fargo Home Mortgage  June 2003 - February 2005
Ameriquest Mortgage  August 2001 - March 2003

Skills
Loans, Mortgage Lending, Management, Customer Service, Marketing, Refinance, Microsoft Office, Team Building

Education
Solano Community College   1989 — 1991

Benicia High School   1985 — 1989
College Prep

Experience
Black and Veatch  March 2014 - Present
Garmin International  July 2012 - March 2014
Garmin International  March 2009 - July 2012
Garmin International  April 2007 - March 2009
First Horizon Home Loans   June 2004 - November 2006

Skills
Talent Acquisition, Employee Benefits, Human Resources, HRIS, Recruiting, Corporate Relocation, Training, Interviews, Taleo, Hiring, Administrative..., Leadership, Team Building, Time Management, New Hire Orientations, Employee Relations

Education
Pittsburg State University   2003 — 2004
Master's degree, Human Resources Development

Pittsburg State University   1999 — 2003
Bachelor of Science (BS), Psychology

Experience
Nationstar Mortgage  June 2011 - Present
Saxon Mortgage  May 2010 - October 2010
MGC Mortgage, subsidiary of Beal Bank   March 2009 - April 2010
Transplace  July 2008 - October 2008
Lending.com and Credit Solutions   May 2008 - July 2008
First Horizon Home Loans   January 2002 - August 2007
First Tennessee Bank  January 2002 - August 2007
First Horizon National Corporation  January 2002 - August 2007
PageNet/Arch Wireless   February 2000 - June 2001
Southwest Airlines  September 1999 - January 2000

Skills
ITIL, Visio, Active Directory, Process Improvement, Vendor Management, Disaster Recovery, Software Documentation, Integration, Requirements Analysis, Microsoft SQL Server, Databases, Security, Unix, IIS, System Administration, Data Center, CRM, Management, Cisco Technologies, Access, Networking, SDLC, Project Management, Oracle, Citrix, Risk Management, SQL, Microsoft Exchange, Technical Support, Business Process..., Change Management, DNS, Testing, Enterprise Software, SharePoint, Training, IT Management, PMO, Business Analysis, Call Centers, Windows, Requirements Gathering, SaaS, Leadership, Analysis, Banking, Consulting, Agile Methodologies, Business Process

Education
Nautilus Imaging and Workflow Certification   2009 — 2009
Nautilus Administration, Nautilus ERM server and client configuration and client support

CIC Call Center Certification   2003 — 2003
CIC Certification, Call center application configuration, administration and maintenance

Richland Community College   1995 — 1998

The University of Dallas   1990 — 1991
Human Resources

Experience
Northern Nevada Women's Golf Association   February 2013 - Present
Sky Tavern   February 2010 - Present
Mt. Rose Ski Resort   November 2007 - Present
DS Property Management   January 2000 - Present
The First Tee of Northern Nevada   April 2009 - May 2014
360RECRUITING   February 2008 - November 2008
Bounty Jobs   November 2007 - November 2008
National City Mortgage  June 2006 - October 2007
First Horizon Home Loans   June 2002 - June 2004
WaMu  October 2002 - April 2004

Skills
Start-ups, Management, Sales, Training, Time Management, Human Resources, Marketing, Event Management, Public Relations, Organizational..., Public Speaking, Consulting, Coaching, Fundraising, Budgets, Event Planning, Social Media, Customer Service, Team Building, Nonprofits, Social Media Marketing, Leadership, Project Management, Leadership Development, Teaching, Strategy, Entrepreneurship, Social Networking, Community Outreach, Research, Strategic Planning, Marketing Strategy, Recruiting, Staff Development, Sports, Team Leadership, Business Development, Microsoft Word, Club, Microsoft Office, Golf, Marketing Communications, Golf Courses, Business Planning, PowerPoint, Microsoft Excel, Hospitality, Tournaments, Analysis, Golf Instruction

Education
San Francisco State University   1987 — 1989

Experience
College of Western Idaho  2010 - Present
Downtown Board Games   September 2007 - Present
Team Realty  August 2009 - August 2012
Northwest Nazarene University  August 2007 - August 2009
Price Associates  August 2006 - June 2009
Price Associates  August 2006 - August 2008
First Horizon Home Loans   October 2005 - August 2006
Zial Networks   2005 - 2006

Skills
Team Building, Training, Survey Research, Process Improvement, Public Speaking, Higher Education, Leadership Development, Workshops, Organizational..., Event Planning, Analysis, Management, Leadership, Coaching, Teaching, E-Learning

Education
Northwest Nazarene University   2004 — 2007
Masters, Business Administration

Northwest Nazarene University   2000 — 2004
BA, Mathematics / Chemistry Education

Experience
Goldman Sachs  February 2015 - Present
One Technologies  May 2013 - February 2015
Homeward Residential, Inc.   March 2010 - May 2013
American Home Mortgage Servicing Inc.  March 2010 - March 2010
MetLife Home Loans  September 2008 - March 2010
First Horizon Home Loans   October 2004 - September 2008
First Horizon Home Loans   October 2002 - October 2004

Skills
Loans, Securitization, Mortgage Banking, Loss Mitigation, Credit Risk, Mortgage Servicing, Capital Markets, Forecasting, Commercial Mortgages, Secondary Market, Loan Servicing, Valuation, Finance, Financial Risk, Financial Modeling, Fixed Income, Financial Analysis, MBS, Banking, Risk Management, Portfolio Management, Credit Analysis, Due Diligence, Structured Finance, Investments, Analytics, Management, Process Improvement, Asset Management, Analysis, Residential Mortgages

Education
Northwood University
BA, Management/Finance

Experience
University of Washington  January 2012 - Present
University of Washington  September 2009 - January 2012
First Horizon Home Loans   October 2002 - March 2005
The Pacific Conference   July 1998 - December 2001
The Woodmark Hotel at Carillon Point   October 1991 - February 1994

Skills
Event Planning, Public Relations, Customer Service, Corporate Events, Marketing Communications, Marketing Strategy, Marketing, Budgets, Social Media Marketing, Volunteer Management, Management, Public Speaking, Program Management

Education
Seattle University   1984 — 1987
Bachelor's degree, Finance

University of Washington   1981 — 1984
Russian, Central European, East European and Eurasian Studies

Experience
First Horizon Home Loans   August 2002 - Present

Education
Purdue University   1991 — 1995

Experience
Johnson County Cleaning Services; LLC   April 2006 - Present
Cinderella's Home Care   June 2007 - August 2008
First Horizon Home Loans   March 2004 - February 2006
Indymac Bank  December 2002 - February 2004

Education
Pittsburg State University   1998 — 2001
MBA, BA, Business and Political Science

Experience
First Horizon Home Loans   RELATIONSHIP MANAGERUNKNOWN1997 - 2008

Education
Prince George's Community College   2004 — 2005

Experience
TAC Insurance Agency   January 2007 - Present
First Horizon Home Loans   March 2004 - December 2007
coldwell banker  2000 - 2003

Skills
Life Insurance, Real Estate, Liability, Commercial Insurance, Employee Benefits, Customer Service, Professional Liability, Workers Compensation, Mortgage Lending, Insurance, Claim, Homeowners, Investment Properties

Education
Santa Ana College   1981 — 1983

Experience
Fidelity Bank  August 2012 - Present
SunTrust Mortgage  November 2007 - July 2012
First Horizon Home Loans   1996 - 2007

Skills
USDA, VA loans, FHA, Mortgage Banking, Refinance, Mortgage Lending, FHA financing, Loan Origination, Residential Mortgages, Loans, Government Loans, Construction Loans, Certified Mortgage..., Non-Conforming, Credit

Education
Old Dominion University   1988 — 1993
Bachelor of Science (B.S.)

Old Dominion University - College of Business and Public Administration   1988 — 1993
BA Science

Experience
Opes Advisors  November 2010 - Present
MetLife Home Loans  October 2008 - November 2010
First Horizon Home Loans   October 1999 - October 2008
Elliot Ames   April 1996 - October 1999
Alliance Mortgage/Capitola Funding/Corporate America Lending   April 1990 - April 1996

Skills
Refinance, Real Estate, Loans, First Time Home Buyers, Financial Analysis, Finance, Investment Properties, Short Sales, VA loans, FHA, Mortgage Lending, REO, Real Estate Financing

Education
Santa Clara University   1988 — 1989
MBA, Business

Texas A&M University   1976 — 1980
Bachelor of Science

Experience
Go Outside and Play   April 2010 - Present
Commerce Bank  May 2009 - March 2011
Commerce Bank  May 2007 - May 2009
First Horizon Home Loans   2003 - 2007

Education
Park University
Bachelor of Arts, Criminal Justice

Experience
Epsilon  January 2011 - Present
Epsilon  October 2001 - January 2011
First Horizon Home Loans   1999 - 2000

Skills
Analytics, SQL, Microsoft SQL Server, Databases, Database Design, SDLC, XML, Business Intelligence, Agile Methodologies, CRM, .NET, Oracle

Education
Snow College   1996 — 1998

Experience
TruHome Solutions, LLC  June 2014 - Present
State Street Bank  December 2007 - August 2012
First Horizon Home Loans   December 1993 - September 2007
McGuire Mortgage   1993 - 2007
First Horizon  1993 - 2007

Skills
Mortgage Underwriting, Mortgage Lending, Loans, Mortgage Banking, Residential Mortgages, Credit, Credit Risk, Credit Analysis

Education
Pittsburg State University   1984 — 1988
Bachelor of Science, Business Administration

Experience
Capital One Bank, N.A.   March 2006 - Present
First Horizon Home Loans   March 1999 - March 2006
First Horizon Home Loans   1999 - 2006

Education
Sam Houston State University   1986 — 1990
BBA, General Business

Experience
Cobalt Mortgage  April 2009 - Present
Washington Mutual  2005 - March 2009
Washington Mutual  1999 - 2005
First Horizon Home Loans   1996 - 1999

Skills
Loans, Accounting, Valuation, Mortgage, Credit, Real Estate, Mortgage Lending, Finance, Capital Markets, Internal Controls, Securitization

Education
Seattle University   1994 — 1996
BA - Business Administration, Accounting

MRHS   1988 — 1991

Experience
Academy Bank  October 2015 - Present
Prospect Mortgage, LLC  April 2013 - Present
Academy Mortgage Corporation  August 2012 - April 2013
Wells Fargo Home Mortgage  April 2008 - August 2012
First Horizon Home Loans   August 1993 - April 2008

Skills
Mortgage Lending, Loans, FHA, Refinance, Mortgage Banking, Residential Mortgages, Loan Origination, VA loans, FHA financing, Credit, First Time Home Buyers, Banking, Government Loans, Investments, Financial Structuring, Commercial Lending, Mortgage Underwriting, Foreclosures, Real Estate Financing, Home Equity Lines of..., Reverse Mortgages, Construction Loans, Certified Mortgage..., HUD, 203K, Non-Conforming, Commercial Mortgages, Small Business Lending, Selling, Finance, Short Sales, REO, Investors, Home Equity Loans, Mortgage Servicing, Real Estate Economics, USDA, Consumer Lending, Loan Servicing, Real Estate, VA Loans, FHA Financing, Sales

Education
Regis University   1970 — 1975
BS/Business Administration, Business/Economics

Regis Jesuit   1967 — 1970
Bachelor of Science (B.S.), Business, Management, Marketing, and Related Support Services

Experience
Behringer  November 2013 - Present
Consulting Work  July 2012 - September 2013
Silverleaf Resorts, Inc.   November 2006 - March 2012
Accor  March 2004 - November 2006
First Horizon Home Loans   October 1995 - November 2003
Bank of America  1989 - 1995

Skills
SEC reporting, Financial Reporting, SOX, Accounting, Financial Analysis, Forecasting, Budgeting, Mergers, Excel, Real Estate, General Ledger, GAAP, Consolidation, Internal Controls, Cash Flow, Financial Accounting, Audit, US GAAP, Accounts Payable, Auditing, Technical Accounting, Variance Analysis, Fixed Assets, Accounts Receivable, 10Q, 10K, FASB, Accounting Policy, Revenue Recognition, Purchase Accounting, Accounting Research, SEC filings, Accruals, Account Reconciliation, Variances, Statutory Reporting, Journal Entries, Financial Control, External Audit, Reconciliations, Reconciliation, Statutory, Balance, Big 4, Cash Flow Forecasting, Project Accounting, Cash Management, Year End Accounts, Cash Flow Management, SEC compliance

Education
Sam Houston State University   1977 — 1981
Bachelor of Business Administration, Accounting

Alief Hastings High School   1973 — 1977
Diploma, Focus on Math & Sociology

Experience
Citizens Mortgage Company   April 2004 - Present
First Horizon Home Loans   August 2001 - April 2004

Skills
USDA, Residential Mortgages, First Time Home Buyers, Mortgage Lending, Refinance, Sellers, FHA, Investment Properties, New Home Sales, Real Estate, FHA financing, Mortgage Banking, Buyer Representation, Real Estate Economics, Relocation, Customer Service, Single Family Homes, Foreclosures, VA loans, Loans, Banking, Strategic Planning, Real Estate Financing, Residential Homes, Short Sales, Loan Origination, New Homes, Referrals, Move Up Buyers, Small Business, Certified Mortgage..., Buyers, Investors, Real Property, Non-Conforming, Resellers, REO, Condos, Finance, Credit Analysis, HUD, SFR, Listings, Loan Modifications, Down Payment Assistance, Assisting First Time..., Real Estate Transactions

Education
Northwest Missouri State University
Business, Management, Marketing, and Related Support Services

Experience
ACI  September 2013 - March 2015
Malvern Federal Savings Bank  November 2012 - July 2013
University of Phoenix  July 2009 - October 2012
Open Solutions Inc  2006 - 2009
First Horizon Home Loans   2002 - 2006
SunTrust Bank  2001 - 2002
Huntington Bank  1999 - 2001

Skills
Time Management, Banking, Loans, Customer Service, Outlook, Finance, Marketing, PowerPoint, Leadership, Data Analysis, Training, Microsoft Excel, Coaching, Microsoft Word, Microsoft Office, Trusted Advisor, Efficiency, Standards Compliance, Office Administration, Mortgage Banking, Business, Higher Education, E-Learning, Community Outreach, Office Management, Volunteering, Problem Solving, Strategic Planning

Education
University of Phoenix   2003 — 2007
BS, Business Management

Seminole Community College   1999 — 2001
AA, Business

Experience
Greyhound Lines, Inc.   August 2007 - Present
Overhead Door  July 2003 - August 2007
Builders FirstSource  September 2000 - July 2003
First Horizon Home Loans   1999 - 2000
LESCO  1993 - 1999

Skills
Training, Employee Relations, Organizational..., Succession Planning, Personnel Management, Human Resources, Labor Relations, Talent Acquisition, Management, Payroll, Strategic Planning, Process Improvement, Team Building, Deferred Compensation, Start-ups, Corporate Communications, Coaching, Mergers & Acquisitions, Union Avoidance, Union, Performance Management, Employee Engagement, Workforce Planning, Manufacturing, Change Management, Mergers, Leadership, Employee Training, Talent Management, Leadership Development, Recruiting, HRIS, Benefits Administration, Operations Management, Onboarding, FMLA, Employee Benefits

Education
Ohio Wesleyan University   1975 — 1979
Bachelors of Arts, Education

Experience
goodmortgage.com  May 2011 - Present
Myers Park Mortgage  April 2009 - January 2011
Myers Park Mortgage  2009 - 2011
First Horizon Home Loans   2008 - 2009
Coastal Mortgage  1994 - 1999

Education
Rochester College

Experience
Stearns Lending, LLC  May 2015 - Present
Kinecta Federal Credit Union  July 2014 - May 2015
PNC  September 2013 - July 2014
Green Tree Servicing  2012 - 2013
Bank of America  2010 - 2012
Wells Fargo  2008 - 2010
PMAC  2004 - 2008
First Horizon Home Loans   2002 - 2004
Countrywide Home Loans  1999 - 2002

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets, Mortgage Lending, Banking, VA loans, FHA financing, USDA, VA Loans, FHA Financing

Education
Oregon State University

Utah State University
Bachelor's degree, Business Administration and Management, General

Experience
California Small Business District Center   February 2012 - Present
YMCA of San Diego County  November 2010 - Present
First Horizon Home Loans   November 1999 - May 2004
AB Financial Services, Inc   February 1998 - April 1999
Bank One, Texas NA  February 1993 - February 1998
Home Federal Savings and Loan  August 1985 - August 1988
First Interstate Bank of California  December 1974 - April 1984

Skills
Retirement Planning, Investments, Mutual Funds, Retirement, Fixed Annuities, Series 7, Strategic Financial..., Securities, Equities, Series 63, Financial Analysis, Insurance, Wealth Management, Estate Planning, Credit, Long-term Care, Banking, Life Insurance, Disability Insurance, Fixed Income

Education
San Diego State University-California State University
Business Management

Experience
The Mortgage Team  May 2006 - September 2008
First Horizon Home Loans   1999 - 2004

Skills
Microsoft Office, PowerPoint, Microsoft Word, Microsoft Excel, Customer Service, Public Speaking, Healthcare, Teamwork, Cpr Certified, Photoshop, Medical Terminology, Windows, Event Planning, English

Education
Seattle University   2010 — 2012
Bachelor of Science (B.S.), Diagnostic Medical Sonography - Cardiac Emphasis, 3.7

Shoreline Community College   2008 — 2010
Associate of Science (A.S.), Health Sciences, 3.9

Experience
BCU  October 2014 - January 2015
Creative Lending Solutions Corp.   April 2014 - October 2014
Wintrust Mortgage  May 2013 - November 2013
MECU (Motorola Employees Credit Union)   May 2012 - May 2013
Chase  November 2011 - May 2012
Motorola Employees Credit Union  September 2010 - May 2011
Prevost Cars Inc   May 2010 - September 2010
BOA-Heart Financial Services   January 2010 - April 2010
Consultant (worked in India)   December 2006 - March 2009
First Horizon Home Loans   August 2004 - December 2005

Skills
Real Estate, Administration, Customer Service, Mortgage Lending, Loans, Credit

Education
Osmania University   1995 — 1998
Bachelor of Science, Mathematics

Stanley Girls High School   1983 — 1992
High School, Diploma

Experience
McLean Mortgage Corporation  December 2009 - Present
Premier Mortgage  August 2005 - April 2008
First Horizon Home Loans   January 1999 - August 2005

Skills
FHA financing, Mortgage Lending, Finance, VA loans, Customer Service, Real Estate Financing, First Time Home Buyers, Refinance, Microsoft Word, Credit Analysis, On time settlements, Microsoft Excel, Loans, Real Estate Economics, Microsoft Office, Budgets, Jumbo Mortgage, PowerPoint, Outlook, Residential Homes, Investors, Mortgage Servicing, Referrals, Investment Properties, Mortgage Marketing, Debt Consolidation, Banking, Credit, Non-Conforming, Government Loans, Loan Origination, Residential Mortgages, Mortgage Banking, FHA, Investments, New Home Purchase, NMLS Licensed, Purchase Financing, FHA Financing, VA Loans

Education
Northern Virginia Community College   1974 — 1977
Associate of Applied Science (A A S.), Fire Science

Northern Virginia Community College   1971 — 1973
Associate of Applied Sciences (A.A.S.), Police Science

Experience
Veterans United Home Loans  July 2012 - Present
MetLife Home Loans  August 2008 - Present
First Horizon Home Loans   August 2003 - August 2008

Skills
fraud detection, Microsoft Excel, Microsoft Office, Access, detail-oriented, organized, Multi Tasking, Mortgage Fraud

Education
North Lake College   1990 — 1992
Associate of Arts and Sciences (A.A.S.)