Experience
SunTrust Mortgage   April 2015 - Present
ISGN  November 2013 - October 2014
Bank of America/Zero Chaos Temp   September 2009 - October 2013
Contemporary Services, Inc./ Wells Fargo Mortgage   April 2008 - September 2009
Gmac Mortgage Corporation  February 2002 - July 2007
Wells Fargo Home Mortgage  March 2001 - January 2002
NCS Mortgage Services   March 1996 - October 2000

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Loans, Refinance, Credit, Underwriting, Credit Analysis, FHA, Loan Origination, Banking, VA Loans, Conventional Financing, Great Customer Service

Education
Franklin University
Bachelor's Degree, Business, Management, Marketing, and Related Support Services

Experience
SunTrust Mortgage   April 2009 - Present
National City Mortgage  June 2005 - December 2007

Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Loans, Residential Mortgages, Loan Origination, Credit, VA loans, Credit Analysis, Banking, Analysis, Budgets, Coaching

Education
Northeastern State University   1994 — 1996
Bachelor's Degree, Business Administration with a Major in Finance, 3.5GPA

Florida Community College at Jacksonville   1991 — 1993
Associate of Science (A.S.), Business Administration and Management, General

Experience
Solid Source Realty GA  May 2012 - Present
SunTrust Mortgage   April 2003 - October 2008

Skills
Marketing Strategy, First Time Home Buyers, FHA, Referrals, Investment Properties, Real Estate, Sellers, Single Family Homes, New Home Sales, Mortgage Lending, Residential Homes, Buyer Representation, Townhomes

Education
Emory University   1998 — 2002
BS, Psychology

Experience
SunTrust Mortgage   March 2013 - Present
SunTrust Mortgage   May 2007 - March 2013
American Homebuyer   February 2004 - April 2007

Skills
Property, Investment Properties, Sellers, Mortgage Lending, Refinance, Training, Leadership, Banking, VA loans, Mortgage Underwriting, Coaching, Customer Service, USDA, Construction Loans, FHA financing, Commercial Lending, Mortgage Servicing, Government Loans, Mortgage Banking, First Time Home Buyers, Real Estate, Residential Mortgages, Loan Origination, FHA, Credit, Loans, Credit Analysis

Education
Florida Southern College   1988 — 1990
Accounting/Business

Cicero High School   1978 — 1982
High School Diploma, Business

Experience
SunTrust Mortgage   May 2009 - Present
BellSouth  October 1995 - August 2002
AT&T  1995 - 2002
Arthur Andersen & Co.   1989 - 1993

Skills
Real Estate, Financial Analysis, Finance, Mortgage Lending

Education
Emory University - Goizueta Business School
MBA

University of Georgia - Terry College of Business
BBA, Accounting

Henderson

Experience
QNB Bank  May 2014 - Present
First Savings Bank of Perkasie  April 2004 - May 2014
SunTrust Mortgage   July 2002 - April 2004
Theatre IV  June 2000 - July 2002
Theatre IV  November 1998 - June 2000
First frontier - Blue Jacket   1998 - 1999

Skills
Banking, Mortgage Lending, Loans, Commercial Lending, Deposits, Strategic Planning, Financial Services, Treasury Management, Branch Management, Mortgage Banking, Risk Management, Corporate Finance, Team Building, Lines Of Credit, Budgets, Sales Management, Process Improvement, Credit Risk, Retail Banking, Refinance, Credit, Retail, Finance, Real Estate, Credit Analysis, Portfolio Management, Investments, Consumer Lending, Loan Origination, Customer Service, Residential Mortgages, Selling, Home Equity Loans, Cross Selling, Business Development, Investment Properties, Coaching, Financial Analysis, FHA, New Business Development, Strategic Financial..., Loss Mitigation, Underwriting, Relationship Management, Commercial Banking, Home Equity Lines of..., Loan Servicing, Branch Banking, Financial Institutions, Cash Management

Education
Virginia Commonwealth University - School of Business
Accounting - Business

Florida State University

Florida School of the Arts   1994 — 1997

Experience
SunTrust Mortgage   January 2013 - Present
SunTrust Mortgage   March 2012 - January 2013
LendingTree  November 2010 - June 2011
Mortgage Contracting Services  April 2008 - November 2010

Skills
Loan Servicing, Loan Origination, Client Relations Skills, Customer Service, Sales Operations, Mortgage Banking, Coordinating Events, Project Coordination, Project Portfolio..., HUD, HUD Foreclosures, Loss Mitigation, Credit Analysis, Quality Assurance, Investment Property..., REO, FHA financing, Corporate Communications, Employee Training

Education
Florida State University   2003 — 2007
Bachelor of Science (B.S.), Psychology

Experience
SunTrust Mortgage   April 2011 - Present
SunTrust Bank  August 2008 - April 2011
Office Depot  May 2003 - August 2008

Skills
Customer Service, Management, Sales, Telecommunications, Mortgage Banking, Finance, Organization, Problem Solving, Time Management, Self-starter, Goal Oriented, Leadership, Financial Services, Customer Satisfaction, Sales Management, Insurance, Loans, Mortgage Lending, Banking, Retail Banking, Credit

Education
Florida State University   2006 — 2008
Bachelor's degree, Economics

Tallahassee Community College   2003 — 2006
Associate's degree, General Studies

Godby Highschool

Experience
Federal Reserve Information Technology  March 2013 - Present
SunTrust Mortgage   February 2008 - March 2013
Wachovia Securities  September 2007 - February 2008
Systems Integration Group  December 2005 - November 2006
Owens & Minor  2006 - 2006
Trader Publishing Company  May 2004 - December 2005

Skills
Accounting, Finance, Banking, Account Reconciliation, General Ledger, Systems Improvement, Process Improvement, Operational Enhancements, SOX Compliancy, FFIEC, FASB, Cash Operations, Mortgage Servicing, REO, Financial Reporting, Risk Management, Regulatory Guidelines, SQL, Query Writing, Loss Mitigation, Mortgage Lending, Accounts Payable, Loans, Mortgage Banking, Access, Analysis, Accounts Receivable, Cash Management

Education
Strayer University   2009 — 2013
Masters Degree, Accounting

Elizabeth City State University   2001 — 2005
Bachelor of Science (B.S.), Banking and Finance

Experience
StaffingForce  March 2014 - Present
LoanSouth Mortgage  September 2013 - January 2014
SunTrust Mortgage   January 2012 - September 2013
Heritage Bank, N.A.   February 2006 - July 2011

Skills
Recruiting, Applicant Tracking..., Onboarding, College Recruiting, Talent Acquisition, Temporary Placement, Human Resources, Interviews, Cold Calling, Taleo, Relationship Management, PeopleSoft, Internet Recruiting, Coaching, Training

Education
University of Kentucky
Bachelor of Arts (BA), Communications/TeleCommunications

George Mason University
Early Childhood Education and Teaching

University of Evansville
TeleCommunications/Sports Broadcasting

Experience
SunTrust Mortgage   December 2011 - Present
SunTrust Bank  September 2009 - December 2011
Capital One  January 2000 - September 2008

Skills
Bank Secrecy Act, Credit Analysis, Credit, Credit Risk, Mortgage Lending, Customer Service, Customer Retention, Collections, Home Preservation..., Sports Coaching, Loan Servicing, Loan Modifications, Direct Banking, Money Market, Sports, Loans, Financial Risk, Banking, Credit Cards, Consumer Lending, Financial Services, Mortgage Banking

Education
Virginia State University   1995 — 1997
Bachelors, Physical Education, minor in Communication

Essex Community College   1992 — 1994

Experience
EverBank  December 2011 - Present
SunTrust Mortgage   March 2011 - December 2011
RBC Bank  February 2007 - March 2011
AIG American General  February 2006 - February 2007

Skills
Problem Solving, Communication, Marketing, Mortgage Lending, Loans, FHA, Consumer Lending, Credit, Mortgage Banking, Loan Origination, Residential Mortgages, Underwriting, Refinance, Banking, Small Business Lending, Investments, Commercial Lending, Strategic Planning, Real Estate, First Time Home Buyers, Credit Analysis, Portfolio Management, Retail Banking, Small Business, Investment Properties, Residential Homes, Investors, Real Estate Transactions, Condos, Commercial Banking, FHA financing, Customer Service, Sellers, VA loans, Construction Loans, USDA, Referrals, Home Equity Lines of..., Government Loans, Reverse Mortgages

Education
Florida Institute of Technology   2008 — 2010
MBA, Finance, International Business, Venture Capital

Radford University   2001 — 2005
BBA, Business Management, Marketing, Economics

SHS   1998 — 2001

Experience
Delta Community Credit Union  February 2015 - Present
Southeast Mortgage  July 2014 - January 2015
SunTrust Mortgage   August 2013 - June 2014
SunTrust Bank  April 2011 - August 2013
M. Butler & Associates LLC   January 2008 - April 2011
First American Bank and Trust Company  March 2007 - April 2008
Guaranty Bank FSB  November 2005 - March 2007
Bank of America  May 2004 - November 2005

Skills
Banking, Customer Service, New Business Development, Mortgage Lending, Accounting, Loans, Credit Analysis, Retail Banking, Financial Analysis, Consumer Lending, Commercial Banking, Finance, Loan Origination, Mortgage Banking, Cross Selling, Leadership, Relationship Management, Sales, Microsoft Office, Team Building, Outlook, Refinance, Branch Banking, Strategic Planning, Microsoft Excel, Financial Services, Credit, Small Business Lending, Insurance, Commercial Lending, Portfolio Management, Risk Management

Education
Strayer University   2014 — 2016
Master of Business Administration (MBA), Business Administration and Management, General

Emmanuel College   1999 — 2004
Bachelor of Science (B.S.), Business Administration and Management, General

Experience
LilyPad Arts & Weddings   April 2006 - Present
SunTrust Mortgage   September 2001 - April 2006

Skills
Marketing, Graphic Design, Marketing Strategy, Online Marketing, Social Media, Social Media Marketing, Advertising, Online Advertising, Email Marketing, WordPress, Social Networking, Digital Marketing, Marketing Communications

Education
Elon University   1997 — 2001
Bachelor of Arts, Art

Experience
Regions Financial Corporation  February 2008 - Present
Regions Financial Corporation  February 2008 - May 2013
SunTrust Mortgage   August 2003 - 2006
AmSouth Bank  October 1990 - August 2004

Skills
Banking, Underwriting, Real Estate, Marketing, Financial Services, Strategic Planning, Leadership, Credit, Sales, Credit Analysis, Finance, Customer Service, Marketing Strategy, Consumer Lending, Mortgage Banking, Construction Loans, Commercial Banking, USDA, Lines Of Credit, Refinance, Wealth Management

Education
Florida State University   1986 — 1990
BS, Communications

Florida State University   1986 — 1990
Bachelor's degree, Communications

Experience
BOK Financial Mortgage   August 2013 - Present
Wells Fargo Home Mortgage  August 2011 - July 2013
Marcus & Millichap  2010 - 2013
Suntrust Mortgage   2009 - 2009
SCME Mortgage Bankers  2007 - 2007
American Mortgage Network  2006 - 2006
Countrywide  2006 - 2006
Wells Fargo Home Mortgage  2002 - 2005
Union Planters Bank  2001 - 2001
Fannie Mae  1997 - 2001

Skills
Capital Markets, Sales Management, Banking, Credit, Customer Service, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Real Estate, Sales, Strategic Planning, Underwriting, Wholesale

Education
Georgetown University   1982 — 1986
B.S., Accounting

Experience
SunTrust Mortgage   1995 - Present
Volunteer Alexandria  2014 - Present
City of Alexandria  July 2009 - December 2012
Alexandria Chamber of Commerce  2008 - 2009

Education
Elon University

Experience
SouthCrest Bank  July 2015 - Present
Hamilton State Bank  July 2012 - October 2014
SunTrust Mortgage   June 2005 - June 2012
Global Mortgage  January 2003 - May 2005
Gradison & Company   January 1980 - January 1985

Skills
Atlanta residential..., Mortgage Lending, Real Estate Contracts, Communication, Real Estate Financing, Jumbo Loans, Construction Lending, FHA loans, VA loans, Tax Returns, Second homes, First Time Home Buyers, Personal Finance, USDA Rural Housing, Loans, Condos, Vacation homes, Physician &..., Georgia real estate, New Business Development, Investment Properties, Multiple rental..., Real Estate, Sales, Managerial Finance, Research, Writing, Financial Analysis, Portfolio Management, Banking, Personal Income Tax..., Mortgage Underwriting, Budgets, Lending Quarterback, Calyx Point, Outlook, Microsoft Office, Windows, FHA, VA Loans, USDA, Management, Residential Homes, Credit, Customer Service, Loan Origination, Referrals, Mortgage Banking, Finance, Refinance

Education
Florida State University - College of Business
PARENT ALUM

University of Cincinnati College of Business
Bachelor of Business Administration (BBA), Finance

University of Georgia - Terry College of Business
PARENT ALUM

Experience
First Citizens Bank  July 2013 - Present
TowneBank Mortgage  April 2012 - June 2013
Suntrust Mortgage   February 2006 - April 2012

Skills
VA loans, Refinance, Real Estate, Mortgage Servicing, Mortgage Insurance, LPS, Credit, Residential Homes, Mortgage Marketing, Credit Analysis, Sellers, FHA, Mortgage Lending, Mortgage Banking, USDA, Loans, Loan Origination, FHA financing, Investments, Underwriting, First Time Home Buyers, Investment Properties, Residential Mortgages, Government Loans, HUD, Referrals, Certified Mortgage..., Construction Loans, Investors, VA Loans

Education
Ferrum College   1989 — 1994
BS, History

Experience
Hilltop Advisors, LLC   February 2007 - Present
Wells Fargo Home Mortgage  October 2009 - October 2010
Shelternet Capital Group   December 2006 - June 2010
Main Street Mortgage and Investment Corporation   September 2002 - December 2006
GMAC Mortgage  2001 - 2002
LandAmerica OneStop  2000 - 2000
Resource Mortgage - Relocation   1997 - 1998
Crestar Mortgage (Suntrust)   1992 - 1997
Suntrust Mortgage   1992 - 1997
Chase Manhattan Mortgage Corporation  1984 - 1992

Skills
Policy, Compensation Plans, Mortgage, Residential, Mortgage Banking, Executive Management, P&L Management, Strategic Planning, Operations Management, Process Improvement, Vendor Management, Residential Homes, Mortgage Lending, Compensation & Benefit, Risk Management, Management, Loan Servicing, Program Management, Banking, Loans, Mergers & Acquisitions, Credit Analysis, Due Diligence, Financial Services, Credit Risk, Auditing, Foreclosures, Financial Risk, Loss Mitigation, Customer Service, Budgets, Mortgage Servicing, Financial Analysis, Business Process..., Credit, Loan Origination, Strategy, Real Estate, Residential Mortgages, Financial Modeling, Underwriting, Leadership, Operational Risk..., Portfolio Management, Analysis, Finance, Relationship Management, Change Management, Management Consulting, FHA

Education
Longwood University   1980 — 1983
B.S., Marketing

Mortgage Banking School   1994 — 1996
Graduate, Mortgage Banking

Villanova University   2012 — 2012
Certificate Program, Six Sigma Green Belt – Financial Services

Franklin Pierce College   1979 — 1979
Accounting Program, Economics

Experience
Sunseeker Florida   January 2014 - Present
BGT Digital experience solutions  July 2009 - January 2014
Miami Marketing Group  February 2007 - February 2007
SunTrust Mortgage   February 2006 - September 2006
Boca Swim   2005 - 2006

Skills
Web Analytics, Interactive Marketing, Social Media, Public Relations, SEO, Online Advertising, Google Analytics, Social Media Marketing, Advertising, Event Planning, Event Management, Corporate Events, Corporate Communications, Lead Generation, Email Marketing, Media Planning, Creative Direction, Social Networking, Brand Development, Digital Strategy, Online Marketing, Marketing Strategy, Facebook, Marketing Communications, Market Research, Digital Media, B2B, Content Strategy, Web Marketing, Digital Marketing, Google Adwords, Press Releases, Integrated Marketing, Copywriting, Newsletters, Mobile Marketing, Omniture

Education
Florida Atlantic University   2004 — 2008
Bachelor of Arts (BA), Public Commiunication and Marketing

Experience
SunTrust Bank  October 2012 - Present
Essential Capital Finance, Inc.   July 2010 - September 2012
Synovus Mortgage  June 2009 - July 2010
First Coast Home Loans, LLC   August 2007 - May 2009
Impac Funding Corp  December 2006 - August 2007
MortgageIT  2005 - 2006
Irwin Mortgage  August 2003 - April 2005
Wells Fargo  August 2002 - July 2003
SunTrust Mortgage   September 1995 - August 2002
BancBoston Mortgage (Homeside Lending)   1993 - 1994

Skills
Commercial Banking, Banking, Business Development, Commercial Lending, Commercial Real Estate, Credit, FHA, Credit Analysis, Investment Properties, Finance, Investors, Loans, Management, Mortgage Lending, Referrals, Refinance, SBA

Education
Jones College   1980 — 1982
Court Reporting

Florida Community College at Jacksonville   1978 — 1980

Experience
AT&T  August 2009 - Present
Josh Allen Band   2013 - 2014
Josh Allen Band   2013 - 2014
CA  June 2008 - August 2009
Supreme Soft Inc.  November 2007 - June 2008
Global Telecom and Technology   July 2007 - October 2007
SunTrust Mortgage   February 2006 - May 2007
ServerVault  May 2004 - May 2006
AT&T  June 2001 - May 2004
PSINet  November 1999 - June 2001

Skills
Telecommunications, Contract Negotiation, Sales Management, Business Development, Managed Services, Sales, Selling, Strategy, Sales Operations, Sales Process, Channel Partners, Enterprise Software, Management, Business Planning, Business Strategy, Team Management, Leadership, Direct Sales, Solution Selling, Sales Presentations, SaaS, Customer Retention, Integration, Training, Professional Services, Cloud Computing, Project Management, Account Management, Team Leadership

Education
George Mason University   1971 — 1973
Business

Experience
SunTrust Bank  February 2011 - Present
BB&T  2010 - 2011
SunTrust Mortgage   August 2006 - September 2010
SunTrust Bank  April 2005 - August 2006
Tampa Bay Buccaneers  2002 - 2005

Skills
Loans, Portfolio Management, Deposits, Treasury Services, Commercial Banking, Consumer Lending, Small Business Lending, New Business Development, CRM, Retail Banking, Leadership, Credit Analysis, Commercial Lending, Credit, Sales, Business Development, Management, Financial Services, Banking, Cross Selling, Lines Of Credit, Mortgage Lending, Mortgage Banking, Customer Retention, Treasury Management, Refinance, Loan Origination, Underwriting

Education
Florida State University - College of Business   1998 — 2002
Business, Marketing and Public Relations

Experience
SunTrust Mortgage   January 2007 - Present
SunTrust Mortgage   November 2002 - December 2006
Chase  January 1999 - July 2002
HomeSide Lending  September 1993 - January 1999

Education
University of North Florida - College of Business Administration   1991 — 1993
Business / Marketing

Florida State University - College of Business   1989 — 1991

sandalwood

Experience
North Bellmore school district  September 2011 - Present
Law Office of Colum Nugent   January 2009 - June 2012
SunTrust Mortgage   August 2007 - November 2008
American Brokers Conduit  November 2005 - August 2007
American Home Mortgage  2003 - 2007

Education
Hofstra University   2009 — 2011
Masters of Science, Music Education

Elon University   1997 — 2001

Experience
Van Dyk Mortgage  May 2010 - Present
TriCounty Mortgage   January 2008 - May 2010
SunTrust Mortgage   September 2007 - January 2008
HomeBanc Mortgage  May 2004 - August 2007
JLM Chemicals   1995 - 2004

Skills
Mortgage Lending, Loan Origination, FHA, Refinance, Mortgage Banking, USDA, Residential Mortgages, FHA financing, VA loans, Loans, Certified Mortgage..., Investment Properties, First Time Home Buyers, Credit, Real Estate, Residential Homes, Government Loans, Investors, Underwriting, REO, Short Sales, Mortgage Underwriting, Mortgage Marketing, Selling, Real Estate Financing, Sellers, Reverse Mortgages, Single Family Homes, Investments, Finance, Credit Analysis, Commercial Mortgages, Foreclosures, Referrals, Construction Loans, Real Estate Economics, Real Estate Transactions, New Home Sales, HUD, Relocation, Condos, Home Equity Loans, Mortgage Servicing, Vacation Homes, Debt Consolidation, Financial Structuring, Commercial Lending, Home Equity Lines of..., Loan Modifications, Loan Servicing

Education
Florida State University   1988 — 1992
Bachelor of Science

Florida State University - College of Business   1988 — 1992
Bachleor of Science

Experience
Florida Housing Finance Corporation  May 2011 - Present
SunTrust Mortgage   January 2006 - April 2011
Premium Assignment Corporation (SunTrust Bank subsidiary)   2001 - 2005
SunTrust Bank  1996 - 2001

Skills
Loan Origination, Mortgage Lending, Mortgage Banking, Loans, Management, Government, Customer Service, Credit

Education
Florida State University   2013 — 2015
CPM

Tallahassee Community College
Associate’s Degree, Liberal Arts and Sciences/Liberal Studies

Experience
Harvest Church  June 2015 - Present
I-Bank Mortgage   January 2013 - Present
SunTrust Mortgage   March 2007 - December 2012
First Tennessee Bank  January 2006 - March 2007

Skills
FHA, VA, Construction Loans, Mortgage Lending, Mortgage, First Time Home Buyers, Refinancings, Loan Origination, Loans, Mortgage Banking, VA loans, Credit, Credit Analysis, Small Business Lending, Lines Of Credit, Underwriting, Consumer Lending, Refinance

Education
The University of Memphis   1991 — 1995
B.S., Business Administration

Florida State University

Experience
Waterstone Mortgage Corporation  June 2011 - Present
Streamline Brokers   September 2007 - June 2011
SunTrust Mortgage   July 2005 - September 2007

Skills
FHA, Mortgage Banking, Mortgage Lending, Refinance, USDA, Investment Properties, Government Loans, Residential Homes, HomePath, Sellers, Finance, Loans, Credit, First Time Home Buyers, Credit Analysis, Real Estate, Residential Mortgages, Loan Origination, Banking, Underwriting, FHA financing, VA loans, Construction Loans

Education
Florida State University - College of Business
Bachelor of Science (BS), Risk Management and Insurance

Experience
Academy Mortgage Corporation  May 2014 - Present
Urban Lending Solutions  November 2013 - April 2014
SunTrust Mortgage   May 2013 - November 2013
SunTrust Mortgage   February 2013 - May 2013
SunTrust Mortgage   June 2012 - February 2013
US Bank Home Mortgages  August 2010 - April 2011
Supreme Lending  June 2009 - April 2010
Pinnacle Mortgage Group, Inc.   February 2005 - June 2009

Skills
Loans, Mortgage Lending, FHA, Loan Origination, Refinance, Credit, VA loans, FHA financing, Mortgage Banking, Residential Mortgages, Mortgage Servicing, Loss Mitigation, USDA, First Time Home Buyers, Real Estate, Investment Properties, Loan Modifications, Home Equity Loans, Underwriting, Construction Loans, Government Loans, USDA Rural Housing, VA Loans

Education
Kaplan   2013 — 2013
NMLS / MLO licenses

Emily Griffith Technical College   2011 — 2012
Pharmacy Technician

Front Range Community College   2011 — 2011
High School, GED

LaVonne's Academy of Beauty   1987 — 1988
State of Colorado License, Cosmetology/Cosmetologist

Experience
Atlantic Coast Mortgage, LLC  January 2015 - Present
George Mason Mortgage  September 2012 - November 2014
SunTrust Mortgage   March 2005 - August 2012

Skills
FHA, Loans, FHA financing, VA loans, Mortgage Lending, Loan Origination, Mortgage Banking, Residential Mortgages, Government Loans, Credit, First Time Home Buyers, Certified Mortgage..., Refinance, Credit Analysis, USDA, Construction Loans, Mortgage Underwriting, Investment Properties, Home Equity Loans, Reverse Mortgages, FHA Financing, VA Loans, Non-Conforming

Education
Fashion Institute of Design & Merchandising   1998 — 2000

Experience
The Window Source of Athens   August 2014 - Present
Duplicating Systems   2010 - 2010
Metro Mortgage of Georgia   February 2009 - April 2009
Just Medical, Inc   February 2008 - January 2009
SunTrust Mortgage   July 2006 - October 2007
Household International  June 2002 - June 2006

Skills
Customer Service, Management, Public Speaking, Strategic Planning, Sales, Team Building, Social Media, Leadership, Marketing, Event Planning

Education
Florida State University   1992 — 1995
Music Theory and Composition

Florida State University   1992 — 1994
Music

Experience
Carolina Bank  April 2011 - Present
SunTrust Mortgage   November 2007 - April 2011
Countrywide Home Loans  June 2003 - November 2007

Skills
Business Development, B2B, Loan Origination, Mortgage Banking, Sales, Leadership, Refinance, Mortgage Lending, Loans, Credit, USDA, FHA, Risk Management, Investment Properties, Wholesale Lending, Residential Mortgages

Education
Florida State University   1987 — 1991
B.A., English, Psychology

Experience
M&T Bank  May 2013 - Present
SunTrust Mortgage   June 1992 - August 2012
SunTrust Mortgage   August 1999 - March 2006

Skills
Mortgage Lending, Mortgage Banking, Consumer Lending, Financial Analysis, Business Analysis, Data Warehousing, Financial Risk, Risk Management, Cognos, Information Technology..., Data Quality Control, Advanced Problem Solving, Manage Multiple..., SharePoint, Data Analysis, Exploratory Data..., Database Design, Data Mining, Streamlining Workflow..., Web Analytics, Web Content, Loan Origination, Residential Mortgages, Loan Servicing, Banking

Education
ExecuTrain   1994 — 1998

Frederick Community College   1991 — 1991

Experience
SunTrust Mortgage   October 2014 - Present
JPMorgan Chase  May 2012 - October 2014
SunTrust Mortgage   January 2005 - May 2012
UAMC  January 2001 - November 2004
UAMC  November 1997 - January 2001
Bank of America  June 1990 - November 1997

Skills
Mortgage Lending, Banking, Leadership, Credit, Sales Management, Referrals, Real Estate, Reverse Mortgages, FHA, Construction Loans, Underwriting, Mortgage Banking, Loans, Residential Mortgages, Refinance, Sales, Loan Origination, Consumer Lending, Customer Service, Recruiting, Retail, Investment Properties, VA loans, Cross Selling, Finance, Commercial Lending, Financial Analysis, Customer Satisfaction, Credit Analysis, USDA, Small Business Lending, Commercial Mortgages, Mortgage Underwriting, FHA financing, Commercial Banking, Lines Of Credit

Education
Florida Atlantic University   1998 — 2000
Master of Business Administration, Finance

Florida Atlantic University   1984 — 1988
Bachelor of Business Administration, Finance

Experience
SunTrust Mortgage   July 2009 - Present
Wachovia, A Wells Fargo Company  October 2007 - July 2009
Webb Mortgage   January 1992 - September 2007
Glendale Fed   December 1985 - January 1992

Skills
Loans, FHA, Mortgage Lending, Home Equity Loans, Residential Homes, Construction Loans, Mortgage Marketing, Mortgage Banking, VA loans, Loan Origination, FHA financing, Refinance, Short Sales, Portfolio Management, Mortgage Underwriting, Certified Mortgage..., Commercial Mortgages, USDA, Real Estate Economics, Condos, Credit, First Time Home Buyers, Residential Mortgages, Real Estate Financing, Reverse Mortgages, Foreclosures, Investment Properties, Real Estate, Government Loans, Referrals, Mortgage Servicing, Relocation, Investors, Credit Analysis, Consumer Lending, Underwriting, Single Family Homes, REO, HUD, Sellers, Loss Mitigation, Commercial Lending, Real Estate Transactions

Education
Florida Atlantic University   1984 — 1985
BBA, Finance

North Texas State University   1981 — 1984
Business, Banking, Corporate, Finance, and Securities Law

Experience
Simons & Leoni Home Loans, LLC   November 2003 - Present
Countrywide Home Loans  January 2002 - August 2002
SunTrust Mortgage   February 1999 - March 2000
DeGeorge Home Alliance  February 1998 - February 1999
Leon County Sheriff's Department   March 1993 - August 1997

Skills
Mortgage Banking, Loans, FHA, Refinance, Investment Properties, Certified Mortgage..., VA loans, Credit, Foreclosures, Residential Homes, Real Estate Economics, Residential Mortgages, Real Estate, Investments, Short Sales, Loan Origination, REO, First Time Home Buyers, FHA financing, Mortgage Lending, Investors, Referrals, Underwriting, Banking, Reverse Mortgages, Relocation, Construction Loans, USDA, Mortgage Underwriting, Property, Single Family Homes, Condos, Real Estate Transactions, Property Management, New Home Sales, Move Up Buyers, Real Estate Development, Brokerage

Education
Florida State University   1981 — 1985
Bachelor of Science, Real Estate Major, School of Business

Experience
Paramount Residential Mortgage Group, Inc.   February 2014 - Present
Prospect Mortgage, LLC  July 2013 - February 2014
Wells Fargo Home Mortgage  July 2012 - June 2013
Forrest Trust Mortgage Corp   January 2011 - July 2012
SunTrust Mortgage   September 1996 - November 2010

Skills
Mortgage Lending, FHA financing, Residential Mortgages, VA loans, Real Estate, Residential Homes, Loan Origination, Mortgage Banking, REO, FHA, Credit Analysis, Real Estate Transactions, Loans, Loan Servicing, USDA, Credit, Condos, Short Sales, Reverse Mortgages, Business Development, Refinance, Construction Loans, Certified Mortgage..., Investors, Underwriting, Real Estate Financing, Investment Properties, Government Loans, Real Estate Economics, Mortgage Underwriting, Finance, Loss Mitigation, First Time Home Buyers

Education
Florida International University
Business Administation/Finance

Miami Dade College
Business Administration

Experience
SunTrust Mortgage   May 2011 - Present
Katten Muchin Rosenman LLP  2007 - 2011
Morgan, Lewis & Bockius LLP   2005 - 2006
U.S. District Court   2004 - 2005
White House  2001 - 2003
McGuireWoods Consulting  2000 - 2001
Congressman Tom Davis   1996 - 2000
Komatsu  May 1996 - August 1996

Education
George Mason University School of Law   2000 — 2004

William & Mary   1992 — 1996
BA, Government and East Asian Studies

Robinson HS/Laurel Ridge ES

Experience
SunTrust Mortgage   July 2013 - Present
PANDORA A/S  September 2011 - February 2014
The Quality Group  March 2012 - July 2013
Teachers Ignite   September 2011 - March 2012
Adventures In Missions  October 2010 - August 2011
Waterfall Marketing, LLC   February 2010 - September 2010
SunTrust Mortgage, Inc.   January 2003 - February 2010
Budget Rent a Car of Atlanta  September 1998 - December 2002

Skills
Customer Service, Microsoft Office, Marketing, Strategic Planning, Training, Program Management, E-Learning, Bookkeeping, Office Administration, Mortgage Lending, Account Management, Team Building, Sales, Leadership, Loans, Coaching, Management, Team Leadership, Finance, Refinance

Education
Freed-Hardeman University   1994 — 1998
Bachelor of Business Administration in Management, Minors in English and Bible

SunTrust University and FNMA   2003 — 2013
Various on-going education courses

Experience
First Home Mortgage  September 2011 - Present
SunTrust Mortgage   August 2010 - October 2011
Equitable Trust Mortgage   2004 - 2010

Skills
USDA, FHA, Refinance, Mortgage Lending, Loans, VA loans, Residential Mortgages, Mortgage Banking, Credit

Education
Essex Community College

Experience
SunTrust Mortgage   July 2012 - Present
Fannie Mae  May 2010 - July 2012
Fannie Mae  June 2006 - May 2010
Freddie Mac  June 2004 - June 2006

Skills
Account Management, Capital Markets, Operational Risk, Mortgage Banking, Securitization, Mortgage Lending, Fixed Income, Credit Risk, MBS, Bloomberg, Hedging, Loans, Securities

Education
Georgetown University - The McDonough School of Business   2007 — 2010
MBA

Virginia Polytechnic Institute and State University   1999 — 2003
B.S., Finance

Experience
Freddie Mac  June 2009 - Present
McLean Mortgage Corporation  May 2008 - February 2009
TBI Mortgage  July 2006 - May 2008
Suntrust Mortgage   2005 - 2006
First National Bank of Arizona  2002 - 2004
Ryland Mortgage  1986 - 1997
Ryland Mortgage  1986 - 1997
Ryland Mortgage  1986 - 1997
Ryland Mortgage  1986 - 1997
Ryland Mortgage  1986 - 1997

Skills
Mortgage Banking, Loss Mitigation, Loan Origination, FHA, Mortgage Lending, Mortgage Underwriting, Loans, Residential Mortgages, Refinance, Credit, Loan Servicing, Underwriting, USDA, Credit Analysis, Mortgage Servicing

Education
George Mason University   1982 — 1983

Longwood University   1981 — 1982

Experience
SunTrust Mortgage   June 2015 - Present
Seacoast National Bank  December 2013 - May 2015
Envoy Mortgage  July 2013 - November 2013
PNC Mortgage  March 2012 - July 2013
RBC Bank  December 2008 - March 2012
RBC  December 2008 - March 2012
SunTrust Mortgage   January 2006 - June 2008
Wells Fargo Home Mortgage  March 1998 - January 2006
Fidelity Federal   March 1996 - March 1998
First Union National Bank  January 1985 - March 1996

Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Sales Management, FHA, Banking, Refinance, Residential Mortgages, Home Equity, Consumer Lending, Jumbo Loans, HARP Loans, Loan Officer, Loan Origination, VA loans, Retail Banking, Finance, FHA financing, Reverse Mortgages, Certified Mortgage..., Government Loans, Construction Loans, Real Estate, Mortgage Underwriting, Home Equity Loans, Credit Analysis, VA Loans

Education
Florida State University - College of Business
Bachelor of Science, Marketing. Psychology

Chaminade-Madonna High School

Experience
Freddie Mac  February 2015 - Present
Freddie Mac  July 2009 - January 2015
CitiMortgage  2003 - 2008
1st Nationwide Mortgage   2000 - 2003
SunTrust Mortgage   1995 - 2000

Skills
Mortgage Banking, Mortgage Lending, Mortgage Servicing, Loss Mitigation, Default, Risk Management, Banking, Process Improvement, Credit Analysis, FHA, Relationship Management, Financial Services, Loan Origination, Commercial Lending, Leadership, Series 7, Management, Residential Mortgages, Consumer Lending, Refinance

Education
Frostburg State University   1995 — 2000
MBA, Business Administration

George Mason University   1987 — 1991
BS, Finance

Experience
First Home Mortgage  March 2011 - Present
SunTrust Mortgage   November 2007 - March 2011
National City Mortgage  January 2000 - October 2007

Education
George Mason University   1988 — 1992
Finance, Finance

Experience
Flagstar Bank  July 2015 - Present
Universal American Mortgage Company  September 2014 - July 2015
Security National Mortgage Corp.   April 2013 - August 2014
SunTrust Mortgage   September 2010 - April 2013
Bank of America  2009 - 2010
Saxon Mortgage  2007 - 2008
Fremont Investment and Loan  2002 - 2007

Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Underwriting, Credit, Training, Management, Mortgage Underwriting, Analysis, Residential Mortgages, Negotiation, Refinance, Banking, Credit Analysis, Risk Management, Customer Service, Financial Analysis

Education
Florida Atlantic University
Business Administration

Palm Beach Community College
AA, Business Administration

St. Petersburg College
Business Management

Experience
SunTrust Mortgage   November 2009 - Present
Virginia Association of Mortgage Brokers   1999 - 2010
Citi Mortgage  2000 - 2008
Ford Consumer Finance (formerly Ford Motor Credit and Associates Financial   1991 - 2000

Education
Emory and Henry College   1974 — 1978
BA, Business and Economics

Experience
SunTrust Mortgage   October 2009 - March 2014
Biznetz, Inc.   March 2009 - September 2009
Euro RSCG 4D Discovery   August 2004 - January 2009
Cadmus Specialty Publications/DeliveryWorks   May 2000 - August 2004
EDS  May 1998 - January 2000
Signal Corporation  February 1997 - February 1998

Skills
SQL, Databases, Requirements Gathering, Access, Data Analysis, SAS, Visual Basic, COBOL, Program Management, Analytics, Business Analysis, Business Intelligence, Microsoft Office, Process Improvement, Analysis, MS Project, SAS programming, Banking, Data Warehousing

Education
Strayer University   2001 — 2003
BS, Computer Information Systems

Ferris State University   1978 — 1982
BS, Business Administration

Experience
J.Sargent Reynolds Community College   August 2009 - Present
eScreen Alere   November 2006 - Present
Relocation Essentials, LLC   March 2006 - November 2006
Pembrooke Occupational Health  December 2001 - March 2006
Automated Answers   September 2000 - December 2001
SunTrust Mortgage   July 1995 - August 2000
International Mission Board  June 1992 - July 1995
Virginia Commonwealth University  1987 - 1991

Skills
SAS, SQL Server, MS Office Suite, Microsoft Office, Microsoft SQL Server, Leadership, .NET, Data Analysis, Access, C#, Databases

Education
Virginia Commonwealth University - School of Business   1999 — 2004
MS, Decision Science

University of Florida   1982 — 1986
MS, Computer Science

Erskine College   1979 — 1982
BA, Mathematics and Physics

Experience
George Mason Mortgage, LLC  September 2014 - Present
McLean Mortgage Corporation  May 2013 - August 2014
Alcova Mortgage  September 2012 - April 2013
SunTrust Mortgage   March 2009 - 2012
CitiMortgage  October 2004 - February 2007
National City Mortgage  2004 - 2005
SunTrust Mortgage   2003 - 2004
United First Mortgage   1998 - 2003

Skills
FHA, First Time Home Buyers, Mortgage Lending, Consumer Lending, Mortgage Banking, Credit Analysis, Loan Origination, Mortgage Underwriting, Residential Mortgages, Relationship Management, Real Estate Financing, Commercial Lending, Construction Loans, Government Loans, Investment Properties, Loss Mitigation, Mortgage Servicing, Refinance, VA Loans, Underwriting, Credit Risk, Foreclosures, Reverse Mortgages, Non-Conforming, USDA

Education
George Mason University   1988 — 1992
Bachelor of Applied Science (B.A.Sc.)

Experience
Bounce Trampoline Sports   February 2014 - Present
Unison Site MAnagemnt   January 2010 - Present
GMG Mortgage   February 2009 - August 2009
GMG Mortgage   February 2009 - July 2009
SunTrust Mortgage   August 2006 - December 2008
Ohio Savings Bank - Currently known as Amtrust   June 2004 - July 2006
American Brokers Conduit  May 2004 - July 2006
American Mortgage Network  June 2002 - June 2004
Chase Home Finance  1995 - 1999

Education
Fairfield University   1987 — 1989
Banking

Western New England University   1979 — 1983
BSBA, Management

Experience
SunTrust Mortgage   2009 - Present

Education
George Mason University   1981 — 1984
MBA, Finance and Real Estate

Virginia Polytechnic Institute and State University   1977 — 1981
Bachelor of Science (B.S.), Computer Science

Experience
Camping World of Asheville   December 2013 - Present
Asheville Savings Bank  September 2010 - October 2013
Coastal Bank & Trust   July 2006 - July 2009
Suntrust Mortgage   September 1998 - June 2006

Skills
Underwriting, Commercial Banking, Credit Risk, Accounts Payable, Auditing, Mortgage Lending, System Administration, Consumer Lending, Loans, Customer Service, Sales, Credit Analysis, Portfolio Management, Management, Home Equity Lines of..., Banking, Credit, Risk Management

Education
Fairmont State College   1978 — 1982
Bachelor's, Business Admin

Fairmont State University   1978 — 1982
Bachelor of Science, Business Administration

Experience
SunTrust Mortgage   October 2014 - Present
SunTrust Mortgage   June 1994 - October 2014

Skills
Mortgage Lending, Refinance, FHA, Loan Origination, Mortgage Banking, Loans, FHA financing, Credit Analysis, Residential Mortgages, VA, Conventional, Doctor Loans, Construction Loans

Education
Florida Southern College
Bachelor of Science, Business Administration

Experience
Atlantic Coast Bank  October 2014 - Present
BB&T  January 2014 - October 2014
SunTrust Mortgage   May 2012 - December 2013
SunTrust Mortgage   February 2011 - May 2012
SunTrust Mortgage   August 2004 - February 2011

Skills
Mortgage Lending, FHA, Mortgage Banking, Consumer Lending, Commercial Banking, Microsoft Excel, Loans, Credit, Retail Banking, Banking, Loan Origination, Residential Mortgages, Commercial Lending, Refinance, Small Business Lending, Credit Analysis, Real Estate Financing, Relationship Management, USDA, Underwriting, Investments, Real Estate, Risk Management, Financial Analysis, First Time Home Buyers, Insurance, Investment Properties, Treasury Management, VA loans, Leadership, Retirement Planning, Loan Servicing, Mortgage Servicing, VA Loans

Education
Florida State University   1984 — 1988
BSc, Nursing/Business

Florida State University

Experience
SunTrust Mortgage   November 2000 - Present
Sandy Spring Bank  March 2001 - May 2001
Mid-Atlantic Financial (aka SunTrust Mortgage, Inc.)   November 2000 - March 2001
Provident Mortgage Corporation   November 1998 - November 2000
Maryland Federal   January 1994 - November 2000
First Washington Mortgage   January 1987 - January 1994

Skills
Mortgage Lending, Mortgage Banking, Loans, Credit, Banking, Credit Analysis, Underwriting, Operations Management, Real Estate, Team Building, Retail Banking, Process Improvement, Sales Management, Finance, Consumer Lending, Investment Properties, USDA, FHA, Management, Mortgage Marketing, Customer Service, Refinance, Negotiation, Loan Origination

Education
Frederick Community College
Business Administration and Management, General

Frederick High School

Experience
Halt, Buzas & Powell, Ltd.   November 2014 - Present
Halt, Buzas & Powell, Ltd.   September 2013 - Present
Halt, Buzas & Powell, Ltd.   June 2011 - September 2013
Uncle Julio's  June 2010 - August 2010
SunTrust Mortgage   June 2009 - August 2009
Ciba  May 2009 - August 2009

Skills
Team Leadership, Accounting, Auditing, Tax Preparation, Corporate Tax, Financial Reporting, ProSystem fx Tax, Income Tax, Microsoft Excel, CaseWare Working Papers..., CaseView

Education
George Mason University   2011 — 2013
MSA, Accounting

George Mason University - School of Management   2007 — 2011
Accounting, Accounting

Experience
Central florida Renovations   2009 - Present
SunTrust Mortgage   February 1983 - February 2005

Education
Everest University-South Orlando   2009 — 2010

Lyman High School   1978 — 1981

Experience
SunTrust Mortgage   1975 - Present

Skills
Mortgage Banking, Mortgage Lending, Outlook, Loans, Administrative..., Banking, Credit, Data Entry, FHA, Refinance, Risk Management, Mortgage Underwriting, Small Business Lending, Consumer Lending, Credit Analysis, Loan Origination

Education
Erie Business Center-Erie   1966 — 1968

Experience
PetSmart  July 2013 - Present
Barnes & Noble  August 2001 - July 2013
SunTrust Mortgage   August 1994 - September 1999
AT&T  February 1989 - June 1994

Skills
Shrinkage, Sales, New Store Openings, Hiring, Training, Team Building, Employee Training, Time Management, Customer Service, POS, Merchandise Planning, Associate Development, Microsoft Word, Microsoft Excel, Outlook, Recruiting, P

Education
Georgia Highlands College

Experience
Waterstone Mortgage Corporation  June 2013 - Present
SunTrust Mortgage   November 2008 - June 2013
JPMorgan Chase  October 1998 - November 2008

Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, Residential Mortgages, Loan Origination, USDA, VA loans, Loans, FHA financing, Credit, Reverse Mortgages, Certified Mortgage..., Construction Loans, Government Loans

Education
FAU   1985 — 1988
Bachelor of Business Administration (BBA), Finance, General

Florida Atlantic   1985 — 1988
Business, Finance

Florida Atlantic University   1985 — 1988
Bachelor of Business Administration (B.B.A.), Finance, General

Experience
MSN Auto Services   April 2010 - Present
MOS Group, Inc.   December 2009 - April 2010
SunTrust Mortgage   August 2008 - December 2009
Capital One  December 2006 - January 2008

Skills
Collections, Data Collection, Medical Terminology, Microsoft Office, Microsoft Excel, Microsoft Word, Outlook, Mortgage Servicing, Fraud, Credit Card Fraud, Customer Service, Highly detail oriented, Fast-paced, Highly motivated..., Office Administration, Reliable, Flexibility, Enthusiasm to learn

Education
ECPI College of Technology   2012 — 2014
Practical Nursing, Vocational Nursing and Nursing Assistants

Experience
Fidelity Bank Mortgage  March 2012 - Present
First Heritage Mortgage  June 2011 - March 2012
Live/Dive Pacific, Aggressor Fleet   June 2008 - December 2010
SunTrust Mortgage   January 1993 - June 2008

Education
George Mason University   1987 — 1992
Bachelor's Degree, Psychology