BB&T Mortgage
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BB&T Mortgage Employees
Navy Federal Credit Union September 2011 - Present
SunTrust Mortgage August 2010 - September 2011
BB&T Mortgage 2007 - 2010
MEFC 2003 - 2007
Skills
Mortgage Banking, Loans, Mortgage Lending, Credit, Residential Mortgages, Loan Origination, Credit Analysis, VA loans, First Time Home Buyers, Investment Properties, Real Estate Financing, Foreclosures, Residential Homes, Real Estate, Team Building, Sales, Refinance, FHA, FHA financing, Government Loans, Microsoft Office
Education
Northern Virginia Community College 1996 — 1998
Messiah College 1995 — 1996
Accounting
PNC December 2014 - Present
Toastmasters International 2000 - Present
Fifth Third Mortgage October 2013 - December 2014
Fifth Third Bank August 2011 - December 2014
Kiwanis International July 2000 - December 2013
BB&T Mortgage March 2006 - June 2011
Atlantic Bay Mortgage Group March 2004 - February 2006
BB&T June 1999 - February 2004
Skills
Bilingual Spanish, Banking, Commercial Lending, Management, Marketing, Mortgage Banking, Mortgage Lending, Multilingual, Public Speaking, Real Estate, Recruiting, Strategic Planning, Sales, Risk Management, Time Management, Underwriting, Strategy, Commercial Banking, Finance, First Time Home Buyers, Investment Properties, Loans, FHA
Education
University of South Carolina - The Moore School of Business 1997 — 1999
MBA, International Business
University of Central Florida 1993 — 1996
BA, Spanish
University of Central Florida - College of Business Administration 1993 — 1996
BS, Business Administration, Marketing
Silverton Mortgage Specialists, Inc September 2015 - Present
Guaranteed Rate October 2013 - September 2015
BB&T Mortgage September 2010 - September 2013
PHH Mortgage (Coldwell Banker Home Loans) 2008 - 2010
Harbor Mortgage Services 1999 - 2008
EquiPrime Mortgage 1996 - 1999
American General Finance 1990 - 1996
Skills
Refinance, Mortgage, Purchase, Construction, Mortgage Lending, Residential, FHA, Conventional, VA, First Time Home Buyers, Investment Properties, Condos, Residential Homes, Home Equity Loans, Real Estate Transactions, Real Estate, Referrals, Sellers, Mortgage Banking, VA loans, Residential Mortgages, USDA, FHA financing, Construction Loans, Loan Origination, Certified Mortgage..., Mortgage Marketing, Reverse Mortgages, Loans, Commercial Mortgages, Mortgage Underwriting, Real Estate Financing, Credit, Debt Consolidation, Home Equity Lines of..., Government Loans, Real Estate Economics, Loss Mitigation, Underwriting, HUD, Consumer Lending, Non-Conforming, Commercial Lending, Credit Analysis, REO, FHA Financing, VA Loans
Education
Clemson University 1985 — 1989
BS, Marketing
Skaneateles
BridgeTrust Title Group (formerly Pioneer Title) November 2004 - Present
BB&T Mortgage 1985 - 2004
Skills
Title Insurance, Real Estate Transactions, Real Estate, Foreclosures, REO, Mortgage Lending, Short Sales, Closings, Refinance, FHA, First Time Home Buyers, Notary Public, Condos, Escrow, Loans
Education
Tidewater Community College
CBRE September 2010 - Present
Aucamp, Dellenback & Whitney May 2007 - September 2010
KB Appraisals 2002 - 2007
BB&T Mortgage 1998 - 2002
Skills
Appraisals, Valuation
Education
Virginia Commonwealth University - School of Business
Graduate Certificate, Real Estate and Land Development
University of Mary Washington
Bachelor of Professional Studies, Leadership and Management
FBC Mortgage, LLC June 2015 - Present
Real Estate Mortgage Network, Inc. October 2011 - June 2014
Loan South Mortgage February 2013 - May 2014
BB&T Mortgage September 2002 - October 2011
BB&T Mortgage September 2002 - October 2011
Skills
Mortgage Lending, VA loans, Mortgage Banking, USDA, Refinance, FHA, Real Estate Transactions, Real Estate, Credit, First Time Home Buyers, Loans, Investment Properties, Government Loans, FHA financing, Finance, Loan Origination, Financial Services, Residential Mortgages, Non-Conforming, Underwriting, Construction Loans, Credit Analysis, Real Estate Financing, Mortgage Marketing, HomePath, USDA Rural Housing, Referrals, Residential Homes, Down Payment Assistance, New Home Sales, Commercial Lending, FHA Financing, VA Loans, Rates
Education
Gainesville State College
Johnson High School
North GA College
University of North Georgia
BB&T Mortgage Sales AssistantGMAC MortgageMarch 2003 - November 2007
Education
Frederick Community College
BB&T Mortgage AVP/Mortgage Loan OfficerBB&T MortgageJanuary 2007 - Present
Education
University of Central Florida - College of Business Administration
Business Degree
BB&T Mortgage July 2004 - Present
Aramark Campus Services October 2000 - December 2003
The Daily Reflector January 1998 - September 2000
Education
East Carolina University - College of Business 1998 — 2003
MBA, Business
Bethany College 1992 — 1996
BA, Communication
High School 1988 — 1992
Diploma
Capital One January 2009 - June 2010
BB&T MORTGAGE May 2005 - March 2007
SunTrust Mortgage February 2001 - June 2004
Skills
Sales Process, Networking, Customer Experience, Microsoft Office, Event Planning, Strategic Planning, Leadership, Customer Service
Education
Baruch College, City University of New York (CUNY)
LaGuardia Community College
Freddie Mac 2011 - 2014
Vision IT-Freddie Mac Contract 2009 - 2011
DISYS-Fannie Mae 2007 - 2009
BB&T Mortgage 2005 - 2007
Skills
Real Estate, Financial Analysis, Investment Properties, Sellers, Residential Homes, Negotiation, First Time Home Buyers, Customer Service, Short Sales, Property Management, Microsoft Office, Relocation, Real Estate Transactions, Foreclosures, Real Estate Development, Single Family Homes, Contract Negotiation, Microsoft Excel, Marketing, Federal Grants..., Strategic / Tactical..., Regulatory Compliance, Business Development, Mortgage-Backed..., Credit Risk/Credit..., Loan Analysis, Risk Management, Legal Compliance, International Business
Education
Strayer University
Bachelor's degree, International Business
Strayer University (VA)
Bachelor's degree, International Business
BB&T Mortgage May 2015 - Present
Bank of America Merrill Lynch May 2009 - November 2014
Bank of America 1996 - 2009
Keller Willams Realty 1993 - 1996
Skills
Loans, Credit, Series 7, Wealth Management, Finance, Mortgage Lending, Management, Banking, Real Estate, Financial Advisory, Investment Properties, Estate Planning, Portfolio Management, Investments, Cash Management, Securities
Education
Austin Community College
Illinois Central College
Texas Tech University
Crescent Bank & Trust March 2011 - Present
Intuit August 2010 - February 2011
Clipper Magazine May 2009 - July 2010
AT&T Advertising Solutions January 2008 - May 2009
National Auto Finance February 2007 - January 2008
Triad Financial October 2002 - January 2007
BB&T/Regional Acceptance Corp March 2001 - October 2002
BB&T Mortgage November 1997 - March 2001
Skills
Product Presentation, Positioning, Credit, Loans, Finance, Cold Calling, Credit Analysis, Underwriting, Portfolio Management, Sales, Sales Management, New Business Development, Risk Management, Banking, Account Management, Insurance, Negotiation
Education
Strayer University 1998 — 2009
BSBA, Business Management
C.S. Monroe Technology Center 1993 — 1995
Diploma, Practical Nursing
Broad Run High School 1992 — 1994
General Studies, General
BB&T Mortgage January 2011 - Present
GMAC Mortgage May 2006 - November 2007
First Republic Mortgage June 2003 - May 2006
Community Foundation of the Eastern Shore June 2002 - June 2003
BB&T May 1999 - June 2002
Skills
Mortgage Lending, Loans, Credit, Loan Origination, Mortgage Banking, Refinance, Credit Analysis, FHA, Banking, Consumer Lending, Commercial Lending, Residential Mortgages, Small Business Lending, Underwriting, VA loans
Education
Elon University - Martha and Spencer Love School of Business 1995 — 1999
BS Business Administration, Marketing/Marketing Management, General
Seaford High School
BNC Mortgage Services August 2011 - Present
SunTrust Mortgage October 2005 - August 2011
BB&T Mortgage January 2005 - October 2005
BB&T July 1999 - January 2005
Education
Gardner-Webb University 1988 — 1992
Tri Parish Bank May 2013 - Present
BB&T Mortgage August 2000 - April 2013
BB&T Mortgage August 2000 - April 2013
Skills
Mortgage Lending, Credit, Loans, Loan Origination, Mortgage Banking, Refinance, Credit Analysis, Banking, Consumer Lending, FHA, Commercial Lending, Residential Mortgages, VA loans, Small Business Lending, Underwriting, Lines Of Credit, FHA financing, Credit Risk, Financial Analysis, Financial Risk, Financial Services, Real Estate Financing, Asset Based Lending, Commercial Banking, Commercial Mortgages
Education
University of Louisiana at Lafayette 1979 — 1982
Master of Business Administration (M.B.A.), Business Administration and Management, General
University of Louisiana at Lafayette 1974 — 1977
Bachelor of Arts (B.A.), Political Science and History
BB&T Mortgage June 2011 - Present
Synovus Mortgage October 2005 - June 2011
SouthTrust Mortgage April 1991 - June 2002
Skills
Mortgage Banking, Mortgage Lending, Loans, First Time Home Buyers, Investments, FHA, VA loans, Refinance, USDA, Loan Origination, Residential Mortgages, Referrals, Credit, Underwriting, Sellers, Banking, FHA financing, Investment Properties, Real Estate, Investors, Foreclosures, Commercial Lending, Small Business Lending, Consumer Lending, Mortgage Underwriting, Credit Analysis, Government Loans, Construction Loans, VA Loans
Education
James Madison University 1978 — 1982
BS, Psychology
James Madison University
Bachelor of Science (B.S.)
BB&T Insurance Services Inc. August 2014 - Present
Mecklenburg Radiology Associates October 2012 - August 2014
WELLS LAMONT RETAIL November 2006 - May 2012
PUBLICATIONS INTERNATIONAL, LTD May 2005 - November 2006
BB&T Mortgage December 2001 - August 2004
HARBOR INDUSTRIES, INC December 1992 - September 2001
Skills
Detail oriented, Organized, Degree in English, Facebook, Time Management, Human Resources, Team Leadership, Marketing, Leadership, Management, Training, Public Relations, Administrative..., Microsoft Excel, Sales, Customer Service, Account Management, Budgets, Microsoft Office, PowerPoint, Public Speaking, Recruiting, Research, Retail
Education
Central Michigan University 1988 — 1992
BS, English
EagleBank January 2015 - Present
WashingtonFirst Bank March 2014 - January 2015
BB&T Mortgage August 2011 - April 2014
BB&T January 2006 - August 2011
BB&T January 2005 - December 2005
BB&T June 2004 - December 2004
BB&T September 1999 - June 2004
Skills
Credit, Refinance, Underwriting, Sales, Finance, Mortgage Banking, Risk Management, Customer Service, Banking, Residential Mortgages, Consumer Lending, FHA, Construction Loans, FHA financing, Credit Risk, Leadership, Home Equity Lines of..., Investment Properties, Retail Banking, Branch Management, Home Equity Loans, Portfolio Management, VA loans, Conventional Financing, Marketing, New Business Development, Retail, Training, Customer Satisfaction, Team Building, VA Financing
Education
George Mason University 2002 — 2005
BS, Administration of Justice
Northern Virginia Community College 1999 — 2002
Associates, Administration of Justice
Atlantic Bay Mortgage Group December 2013 - Present
BB&T Mortgage March 2012 - November 2013
Carolina Mortgage, An Affiliate of Wells Fargo Home Mortgage May 2003 - February 2012
BB&T March 2001 - May 2003
BB&T May 2000 - March 2001
Skills
Mortgage Lending, Loans, Sales, New Business Development, Management, Commercial Real Estate, Leadership Development, Contract Negotiation, Customer Retention, Account Management, Retail, Process Improvement, Credit, Banking, Residential Mortgages, Credit Analysis, Loan Origination, Mortgage Banking, Refinance, Underwriting, Real Estate, Investment Properties
Education
Appalachian State University
BSBA, Finance; Risk and Insurance
Myers Park High School
BB&T Mortgage Loan OfficerApple Federal Credit UnionAugust 2004 - February 2006
Education
Universidad Tecnológica de El Salvador 1991 — 1995
Business Administration, Economy
BB&T Mortgage September 2012 - Present
TD Bank August 2011 - August 2012
Wells Fargo Home Mortgage March 2008 - August 2011
Wachovia Mortgage Corp. May 2000 - March 2008
First Union Mortgage Corp May 1994 - June 2000
Skills
Refinance, Loan Origination, Banking, VA loans, Mortgage Lending, Credit, Mortgage Banking, Credit Analysis, FHA, Residential Mortgages, Physician and Dentist..., Construction Loan...
Education
Lander University 1984 — 1988
Bachelor of Business Administration (BBA), Business Administration, Management and Marketing
BB&T Mortgage 2000 - Present
Skills
Mortgage Lending, Banking, Lines Of Credit, Construction Loans, 1st Time Home Buyers..., Government Home Loans
Education
Mars Hill College
Bachelor of Arts (BA), History Teacher Education
Bank of McKenney Loan OfficerM&T MortgageOctober 2003 - January 2008
BB&T Mortgage October 2000 - October 2003
Education
New Mexico Highlands University 1975 — 1980
Bachelor's, Business Administration
Fort Bragg Federal Credit Union April 2014 - Present
Wells Fargo Home Mortgage May 2012 - December 2013
WR Starkey Mortgage February 2011 - June 2012
RMCI August 2010 - December 2010
Advantage Loans, Inc. December 2008 - July 2010
Granite Mortgage April 2008 - December 2008
Southern Home Loans,Inc July 2002 - April 2008
BB&T Mortgage 2000 - 2002
Skills
Loans, Construction Loans, Mortgage Lending, FHA, Loan Origination, Contract Negotiation, Credit Analysis, Va loans, Conventional, USDA
Education
Fayetteville Technical Community College 1992 — 1993
No, Business Administration and Management, General
FT Polk Educational Center 1980 — 1981
Certificate, Business Administration and Management, General, A
Fayetteville Technical Community College
Notary Public
Mullins Sr. High
Mullins Sr. High