Decision One Mortgage, Member HSBC Group
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Decision One Mortgage, Member HSBC Group Employees
Bank of America March 2008 - Present
HSBC March 2004 - October 2007
HSBC 2007 - 2007
Decision One Mortgage, Member HSBC Group 2000 - 2007
Decision One Mortgage March 2002 - March 2004
Decision One Mortgage March 2000 - March 2002
EquiFirst Corporation March 1997 - March 2000
Alliance Marketing Incorporated March 1995 - March 1997
Skills
Integration, Business Analysis, Financial Risk, Mortgage Lending, Loans, Underwriting, Credit Risk, User Acceptance Testing, Sales, Customer Service, Due Diligence, Funding, Testing, Banking, Relationship Management, SDLC, Project Management
Education
University at Buffalo 1992 — 1994
Bachelors, Sociology
Erie Community College 1990 — 1992
Associates, Business Adminstration
Mingle School of Real Estate
Real Estate License
ADP September 2014 - Present
Vocus October 2012 - July 2014
Paychex July 2010 - November 2012
Allied Mortgage Group August 2009 - July 2010
Senderra Funding - A Goldman Sachs Company June 2007 - June 2009
Decision One Mortgage/ Member HSBC Group September 2002 - June 2007
Amerix Mortgage Corp 2001 - 2002
Skills
Sales Process, Mortgage Lending, FHA, Credit, Cold Calling, Financial Services, Loans, Sales, Loan Origination, Underwriting, Mortgage Banking, Sales Management, Direct Sales, Account Management, Risk Management, Insurance, Human Resources, Salesforce.com, Program Management, Relationship Management, Refinance, Selling, Employee Benefits, Business Development, Customer Retention, Finance, Time Management
Education
Frostburg State University 1996 — 2000
Bachelor of Science, Political Science
Magruder High School 1993 — 1996
Decision One Mortgage, LLC OPs ManagerDecision One Mtg.2001 - 2007
HSBC / Decision One Mortgage 2001 - 2007
HSBC Mortgage Services 2001 - 2007
Decision One Mortgage, member HSBC Group 2001 - 2007
Decision One Mortgage (HSBC) 2001 - 2007
Decision One Mortgage, HSBC Group 2001 - 2007
Education
Le Moyne College 1994 — 1997
Alexandria Central 1990 — 1994
Wells Fargo July 2015 - Present
Wells Fargo Securities November 2012 - July 2015
Wells Fargo Bank July 2010 - January 2013
Wells Fargo January 2008 - July 2010
HSBC Consumer & Mortgage Lending June 2006 - January 2008
Decision One Mortgage, Member HSBC Group December 2004 - December 2005
ANC Rental Corp (Alamo & National Car Rental) April 2002 - December 2002
Skills
Commercial Lending, Loan Servicing, Credit, Loans, Management, Portfolio Management, Banking, Business Analysis, Finance, Financial Services, Leadership, Process Improvement, Risk Management, Mortgage Lending, Financial Risk
Education
University of Maryland College Park 1995 — 1999
B.S., Marketing
University of Maryland College Park
Quicken Loans March 2013 - Present
Wells Fargo August 2011 - Present
Wells Fargo February 2010 - August 2011
Wachovia, A Wells Fargo Company May 2009 - January 2010
Wachovia February 2008 - May 2009
Decision One Mortgage, Member HSBC Group September 2001 - December 2007
Decision One Mortgage March 1999 - September 2001
Decision One Mortgage September 1998 - March 1999
First Indiana Bank July 1997 - September 1998
Education
University of North Carolina at Charlotte 1993 — 1997
BA, History
Wells Fargo September 2014 - Present
RoundPoint Financial Group April 2013 - September 2014
Bank of America August 2012 - April 2013
Bank of America February 2008 - July 2012
Decision One Mortgage, Member HSBC Group August 2005 - December 2007
LendingTree, LLC April 2004 - August 2005
Skills
Business Analysis, SAS, Analytics, Mortgage Lending, VBA, SQL, Data Mining, SDLC, Teradata, JMP, Essbase, MS Excel Pivot Tables, PowerPivot, Optimal Blue, Pricing Strategy, Analysis, Banking
Education
Clemson University 1996 — 2000
Bank of America 2013 - 2015
Bank of America 2010 - 2013
HSBC Consumer & Mortgage Lending March 2008 - 2009
Decision One Mortgage, member HSBC Group October 2000 - March 2008
Skills
Performance Management, Employee Relations, Human Resources, Leadership, Personnel Management, Change Management, Onboarding, Organizational Design, Deferred Compensation, Employment Law, Talent Management, Sales, Succession Planning, Entrepreneurship, Talent Acquisition
Education
University of North Carolina at Chapel Hill 1988 — 1991
Bachelor, Journalism and Political Science
University of North Carolina at Charlotte - Belk College of Business
MBA
ACA Marketplace Enrollment Solutions March 2013 - Present
Hallberg Commercial Insurors, Inc. October 2007 - Present
Hallberg Commercial 2007 - Present
Decision One Mortgage, member HSBC Group May 2006 - October 2007
Insure One March 1993 - April 2006
Skills
Competitive Analysis, Certified Insurance..., Employee Benefits, Insurance, Underwriting, Property & Casualty..., Health Insurance, Term Life Insurance, Commercial Insurance, General Insurance, Umbrella Insurance, Workers Compensation
Education
Illinois State University 1988 — 2003
Bachelor of Science (BS) Finance, Accounting, Business Administration, Accounting and Finance
Illinois State University 1988 — 1993
Bachelor of Science (BS), Accounting and Finance
JPMorgan Chase Bank Private Bank May 2013 - Present
JPMorgan Chase Private Bank May 2010 - May 2013
Optimax Mortgage Company March 2008 - May 2010
Decision One Mortgage, member HSBC group 1999 - 2007
Decision One Mortgage 1999 - 2007
Skills
Sales, Sales Process, Customer Service, Loans, Team Building, Banking, Credit, FHA, Loan Origination, Mortgage Banking, Mortgage Lending
Education
Southern Illinois University, Carbondale 1983 — 1987
BS, Speech Communications and Public Relations
Franklin American Mortgage Company August 2011 - Present
Decision One Mortgage, member HSBC Group October 2005 - August 2011
HSBC June 1997 - August 2011
HSBC Mortgage Services June 1997 - August 2011
Household Finance 1997 - 2003
Household International 1997 - 2003
Skills
CRCM
Education
Elmhurst College 1991 — 1995
Bachelor of Science, Finance and Economics
BMO Harris Bank February 2013 - Present
Junior Achievement of Chicago November 2011 - February 2013
JP Morgan Chase April 2010 - March 2011
Decision One Mortgage, member HSBC group September 1996 - July 2007
GE Capital Home Equity 1986 - 1995
Education
University of Iowa 1980 — 1984
East Commerce Solutions Write Touch POS January 2010 - Present
East Commerce Solutions Write Touch POS January 2008 - August 2010
Decision One Mortgage Member HSBC Group 2000 - 2007
Skills
FHA, Leadership, Management, Mortgage Banking, Mortgage Lending, Retail, Sales, Sales Management, Sales Process, Time Management, Account Management, Cold Calling, Customer Retention, Finance, Selling, Team Building, Marketing, Business Development
Education
St. Thomas University 1986 — 1988
BA, Communications
Bishop Hendricken High School 1975 — 1979
College Prep
JPMorgan Chase March 2013 - December 2013
JPMorgan Chase August 2009 - March 2013
Kurtz Law, LLC May 2009 - September 2009
Heartland Payment Systems March 2008 - May 2009
Blue Skies Travel, YTB August 2007 - March 2008
MortgageIT 2004 - 2007
Decision One Mortgage, Member HSBC Group 2003 - 2004
First Franklin 2001 - 2003
Bank One 1999 - 2000
Skills
Mortgage Banking, Loan Origination, Mortgage Lending, Real Estate, Credit, Sales, Loans, Refinance, Credit Analysis, Negotiation, Underwriting, Mortgage Underwriting, FHA, Residential Mortgages, USDA
Education
DePaul University 1993 — 1995
BS, Economics
Pacific Union Financial July 2012 - Present
ClearPoint Funding June 2011 - July 2012
Bank of America April 2010 - June 2011
Mitel October 2008 - July 2010
Wells Fargo Home Mortgage 2007 - 2008
Decision One Mortgage, member HSBC group 2005 - 2007
EquiFirst 2004 - 2005
M&I Bank 2000 - 2004
ContiMortgage 1994 - 2000
Education
University of North Carolina at Chapel Hill 1985 — 1990
BA, Economics
Decision One Mortgage, Member HSBC Group 1997 - 2007
NationsBank/NationsCredit Financial Services 1993 - 1997
McDevitt & Street 1983 - 1991
Associates Corp of NA (Gulf + Western) 1976 - 1982
Skills
Employee Benefits, Access, Human Resources, Risk Management, Insurance, Retirement Planning, Payroll, Accounts Receivable, Recruiting, Mortgage Lending, Finance, Banking, Loans, Credit, Strategic Financial..., Process Improvement, Leadership, Management, Customer Service, Mortgage Banking, Team Building
Education
University of North Carolina at Greensboro 1962 — 1966
BA, English
University of NC - Greensboro
Bachelor's degree
Franklin First Financial, Ltd. July 2015 - Present
Allied Mortgage Group November 2007 - July 2015
Allied Mortgage Group 2007 - July 2015
Decision One Mortgage, member HSBC group 1998 - 2007
Skills
Mortgage Banking, Loan Origination, Underwriting, Banking, Mortgage Lending, Real Estate, FHA, Residential Mortgages, USDA, FHA financing, Refinance, Credit, Sales, VA loans, Loans, Credit Analysis, Business Development, Government Loans, Mortgage Underwriting, Reverse Mortgages, Certified Mortgage..., Construction Loans, FHA Financing, VA Loans
Education
Rider University 1983 — 1987
BS, Finance
East Commerce Solutions January 2008 - Present
East Commerce Solutions Write Touch POS 2007 - 2014
East Commerce Solutions Write Touch POS 2007 - 2014
Decision One Mortgage Member HSBC Group August 2000 - October 2007
Skills
Account Management, Sales, B2B, Cold Calling, Direct Sales, Customer Service, Sales Process, Management, Salesforce.com, New Business Development, Sales Management, Marketing, Selling, Sales Operations, Outside Sales, Marketing Strategy, Lead Generation, SaaS, Customer Retention
Education
St. Thomas University 1986 — 1988
BA, Communications
CCPD March 2015 - Present
SecurityNational Mortgage Company August 2010 - April 2014
Franklin American Mortgage Company August 2009 - July 2010
Assurity Financial Services November 2007 - June 2009
Decision One Mortgage - Member HSBC Group March 2003 - August 2007
Accredited Home Lenders June 2001 - March 2003
Advanta Mortgage Corporation January 1993 - June 2001
Skills
Mortgage, B2B, Consultative Selling, Retail, Hiring, Mortgage Lending, Selling, Loans, FHA, Marketing Strategy, Sales Management, Credit, Refinance, Underwriting, Loan Origination, Mortgage Banking, Construction Loans, Management, Recruiting, Credit Analysis, Banking, Training, Commercial Lending, Residential Mortgages, USDA, Consumer Lending, Finance
Education
Lakeland Community College 2014 — 2014
OPOTA Certification (Law Enforcement), OPOTA Certification, Highest Academic Achievement
Carnegie Mellon University 1982 — 1986
Bachelor's Degree, Biological Sciences