GEM Mortgage

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GEM Mortgage Employees

Employee
Years
Job
Industry
Julie Garcia-Sivak-dromi Julie Garcia-Sivak-dromi Orange County, California Area Details
Julie Garcia-Sivak-dromi's GEM Mortgage Experience January 2006 - October 2007
Job Senior Loan Officer at K Pacific Mortgage Group
Industry Financial Services
Experience
K Pacific Mortgage Group   May 2015 - Present
International City Mortgage  October 2007 - January 2015
United Airlines  June 1987 - July 2008
Gem Mortgage   January 2006 - October 2007
A1 trust mortgag   2000 - 2005

Skills
FHA, Loans, Mortgage Banking, Refinance, Mortgage Lending, Real Estate, First Time Home Buyers, Loan Origination, Investment Properties, Short Sales

Education
Cypress College

Denise Cole Denise Cole Bakersfield, California Details
Denise Cole's GEM Mortgage Experience 2005 - 2007
Job Controller at Diversified Project Services International
Industry Mechanical or Industrial Engineering
Experience
Diversified Project Services International  September 2011 - Present
MFA Incorporated  2009 - 2011
GEM Mortgage   2005 - 2007
GEM Mortgage   March 1992 - September 2005

Skills
Financial Analysis, Accounting, Financial Reporting, Asset Managment, Database Design, Microsoft Excel, Front-end, Financial Risk, General Ledger, Innovation, Invoicing, Leadership, Microsoft Office, Microsoft Word, Marketing Research, Office Management, Problem Solving, Strategic Planning, QuickBooks, Great Plains Software, Recruiting, Performance Management, Personnel Management, Web Applications, Creative Writing, Employee Benefits, Job Costing, Project Accounting, Mas 90, Customer Service, Tax, Asset Management, Budgets, Management, Process Improvement, Revenue Recognition, Construction, Real Estate

Education
University of Nebraska-Lincoln   1982 — 1984
Accounting and Business/Management

Terry Todd Terry Todd Cincinnati Area Details
Terry Todd's GEM Mortgage Experience 1982 - 1991
Job Chairman of the Board at Cincinnatus Savings & Loan
Industry Banking
Experience
Cincinnatus Savings and Loan  July 2015 - Present
Cincinnatus Savings and Loan  January 2012 - June 2015
Cincinnatus Savings and Loan  February 2000 - December 2011
Oak Hills Savings & Loan Co.   May 1991 - February 2000
GEM Mortgage   1982 - 1991

Skills
Financial Analysis, Commercial Lending, Mortgage Lending, Mortgage Banking, Credit, Consumer Lending, Loan Origination, Banking, Loans, Underwriting, Construction Loans, Retail Banking, Small Business Lending, Credit Analysis, Financial Structuring, Commercial Banking, Credit Risk, Loan Servicing, Commercial Mortgages, Bank Secrecy Act, Small Business

Education
Xavier University   1973 — 1979
MBA, Management

The Ohio State University   1968 — 1972
Bs Edu, Social Studies Education

Ohio Savings & Loan Academy

Rosie E Alcaraz Rosie E Alcaraz Palmdale, California Details
Rosie E Alcaraz's GEM Mortgage Experience October 2008 - April 2015
Job imortgage
Industry Banking
Experience
GEM Mortgage   October 2008 - April 2015

Skills
FHA, Refinance, First Time Home Buyers, VA loans, Loan Origination, Loans, FHA financing, Single Family Homes, USDA, Government Loans

Education
California State University-Northridge

Nanette Parks Nanette Parks Dayton, Ohio Area Details
Nanette Parks's GEM Mortgage Experience 1988 - 1988
Job NanetteParks@aol.com
Industry Real Estate
Experience
Tami Holmes - Real Living Realty Services   July 2009 - August 2010
Keller Williams  October 2008 - July 2009
FMBC   January 2007 - September 2008
www.openhousesanytime.com   July 2007 - July 2008
Indian Creek Condos   2005 - 2006
Real Living Realty Services  January 2003 - February 2005
Gem Mortgage   1988 - 1988
Abbey Homes   1977 - 1978

Skills
Short Sales, Foreclosures, REO, Sellers, Property Management, Marketing, Relocation, Sales, Buyers, Real Estate, Buyer Representation, Selling, Investors, Lead Generation, First Time Home Buyers, Investment Properties, New Home Sales, Negotiation, Condos, Luxury, Property, Single Family Homes, Real Estate Transactions, Resellers

Education
Wright State University   2000 — 2001
Certification, Web Master

Sinclair Community College   1985 — 1986
Computer Science

Pontiac Central   1974 — 1976

Oakland Community College

JUSTIN SORSABAL JUSTIN SORSABAL Greater Los Angeles Area Details
JUSTIN SORSABAL's GEM Mortgage Experience December 2003 - Present
Job Senior Loan Consultant/GEM Mortgage
Industry Real Estate
Experience
GEM Mortgage   December 2003 - Present
Home123  2000 - 2006

Education
University of North Carolina at Chapel Hill   2003 — 2004

California State University, Fresno   2000 — 2003

Angela McKowan Angela McKowan Orange County, California Area Details
Angela McKowan's GEM Mortgage Experience May 2007 - Present
Job Corporate Trainer and Independent Distributor
Industry Real Estate
Experience
GEM Mortgage   May 2007 - Present
Fremont Investment & Loan  February 2006 - March 2007
Fremont Investment & Loan  September 2003 - February 2006

Skills
Loan Origination, Mortgage Lending, Makeovers, Refinance, Credit, FHA, Leadership, Team Building, Mortgage Banking, Management, Residential Mortgages, Sales, VA loans, Customer Service

Education
California State University-Long Beach   1998 — 2002

Craig Lyle, AMP Craig Lyle, AMP Medford, Oregon Area Details
Craig Lyle, AMP's GEM Mortgage Experience February 2006 - August 2007
Job Account Executive at CMG Mortgage Insurance
Industry Real Estate
Experience
CMG Mortgage Insurance  September 2007 - Present
Golden Empire Mortgage  2006 - 2009
National Pacific mortgage  1995 - 2009
Pacific Republic mortgage  1995 - 2009
GEM Mortgage   February 2006 - August 2007
Pacific Rebublic Mortgage   February 1994 - November 2005
Cal Fed Bank  February 1990 - October 1994
Mission Hills Mortgage  February 1982 - September 1989

Skills
Mortgage Banking, Selling, Mortgage Lending, Loans, Sales, Credit, Consumer Lending, Underwriting

Education
California State University-Fullerton, Mihaylo College of Business and Economics   1978 — 1984
MBA, Finance

Marty Goldstein Marty Goldstein Greater Los Angeles Area Details
Marty Goldstein's GEM Mortgage Experience April 2001 - Present
Job Mortgage Banker, GEM Mortgage, Owner
Industry Financial Services
Experience
GEM Mortgage   April 2001 - Present
City National Bank  May 1997 - April 2001
Wells Fargo  November 1990 - May 1997

Skills
Investment Properties, Mortgage Lending, Real Estate, Certified Mortgage..., Short Sales, REO, Refinance, Sales, Residential Mortgages, Real Estate Financing, Accounting, First Time Home Buyers, Loans, USDA, Banking, Credit, Credit Analysis, FHA, FHA financing, Investments, VA loans, Brokerage, Real Estate Economics, FHA Financing, Reverse Mortgages, Foreclosures

Education
San Diego State University   1984 — 1989

Cecilia Wiscomb Cecilia Wiscomb Orange County, California Area Details
Cecilia Wiscomb's GEM Mortgage Experience January 2007 - September 2008
Job Staff Accountant at The Wet Seal, Inc.
Industry Accounting
Experience
The Wet Seal, Inc.   August 2012 - Present
THW Communications   September 2004 - 2014
Alan Sofferman, CPA   December 2008 - July 2012
GEM Mortgage   January 2007 - September 2008
Bank of America  May 2004 - January 2007

Skills
Finance, Banking, Mortgage Lending, Accounts Receivable, Budgets, Account Reconciliation, Analysis, Sales, Accounting, Invoicing, Customer Service, Marketing, Credit, Loans, Auditing, Fixed Assets, Accounts Payable, Microsoft Excel, Microsoft Word

Education
California State University-Northridge