Experience
US Lending & Company, Inc.   October 2003 - Present
International City Mortgage   October 2012 - February 2013
Ace Tutoring  January 2008 - May 2010
Wells Fargo  February 2003 - October 2003
Anne Tahim, An Accountancy Corporation   August 2000 - February 2003

Skills
coaching and..., Leadership, Bilingual, Mortgage Lending, Loans, Credit, Mortgage Banking, Loan Origination, FHA, Mortgage Underwriting, Refinance, Residential Mortgages, Banking, Underwriting, Credit Analysis, USDA, VA loans, FHA financing, Financial Analysis, Risk Management, Credit Risk, Loss Mitigation, Process Improvement, Promote personal..., Reverse Mortgages, Construction Loans, VA Loans

Education
University of Phoenix   2010 — 2012
Master of Business Administration (MBA), Business Administration and Management, General

California State University   2000 — 2004
Bachelor of Arts degree, Business Administration

Huntington Park High School   1995 — 1999

Experience
Sierra Pacific Mortgage Company, Inc.   March 2015 - Present
Navicore Solutions  May 2011 - Present
International City Mortgage   April 2014 - February 2015
Superior Financial Services  October 2010 - April 2014

Skills
Mortgage Lending, Power Quality, Selling, UPS systems, Sales & Marketing..., Team Leadership, Real Estate, Loans, Investments, Customer Service, Finance, Business Development, Enterprise Technology..., High Technology Sales, IT Solutions, Information Technology, Management, Negotiation, New Business Development, Sales, Sales Management, Sales Operations, Sales Process, Solution Selling, Strategy, Territory...

Education
National University   1995 — 1998
Bachelor of Business Administration (B.B.A.), Finance and Financial Management Services

The University of North Dakota   1994 — 1995
BA, Business/Commerce, General

Experience
Stearns Lending (NMLS #1854)   June 2014 - Present
American Pacific Mortgage  September 2013 - June 2014
International City Mortgage   August 2013 - September 2013
imortgage  April 2013 - July 2013
Caliber Funding  September 2012 - April 2013
Bank of America Home Loans  July 2009 - November 2010
Washington Products and Services   December 2007 - March 2008
XCEL Industries   August 2006 - April 2007
Countrywide Home Loans  June 2003 - August 2006
New Century Title Co.   December 2002 - June 2003

Skills
Microsoft Office, Mortgage Banking, Property Management, Real Estate, Escrow, Small Business..., Loans, Refinance, Short Sales, Loan Servicing, Mortgage Lending, SBA, Customer Service, Sales, FHA, Loan Origination, Real Estate Transactions, Residential Mortgages

Education
American Public University System   2013 — 2015
Bachelor's degree, Sports Management with a minor in Business Administration and a Certificate in Counterintelligence

American Public University System   2011 — 2013
Associate's degree, Communications, 3.2

Riverside Community College   1997 — 1998
N/A, Computer and Information Systems Security/Information Assurance

Experience
Pacific Lending LLC   February 2014 - Present
International City Mortgage   February 2013 - February 2014
All Home Lending, Inc  February 2011 - February 2013
Bright Green Home Loans, Inc.   January 2009 - January 2011
IMPAC  January 2008 - December 2008
Lime Financial  January 2006 - January 2008

Skills
Sales, Mortgage Lending, Loan Origination, Mortgage Banking, Marketing, New Business Development, Real Estate, Management, Refinance, Loans, FHA, Residential Mortgages, Customer Service, Sales Management, Selling, Sales Process, Team Building

Education
California State University-Fullerton, Mihaylo College of Business and Economics   1999 — 2003
Finance

Experience
International City Mortgage   June 2015 - Present
Willow Bend Mortgage Company  October 2014 - Present
Supreme Lending  October 2013 - October 2014
Acopia Home Loans  June 2012 - October 2013
Churchill Mortgage  November 2010 - February 2012
Fifth Third Bank  May 2010 - November 2010
First Tennessee Bank  May 2008 - May 2010
American Home Mortgage  April 2003 - April 2008

Skills
Sales Management, Training, Loan Origination, Recruiting, New Business Development, FHA, Refinance, Mortgage Lending, Real Estate, Loans, Mortgage Banking, First Time Home Buyers, Credit Analysis, Selling, Sales, Referrals, Home Equity Loans, Insurance, Government Loans, Leadership, USDA, VA loans, Residential Mortgages, VA Loans

Education
Sam Houston State University   1969 — 1972

Experience
Commerce Home Mortgage  August 2014 - Present
International City Mortgage   January 2011 - August 2014
Mason-McDuffie Mortgage  August 2008 - January 2011
Indymac Bank  August 2007 - August 2008
American Home Mortgage  October 2004 - August 2007

Skills
Residential Mortgages, Mortgage Banking, Refinance, Conventional Loans, Loan Origination, Customer Service, First Time Home Buyers, FHA financing, VA loans, Credit, Investment Properties, Real Estate, FHA, VA Loans, FHA Financing, USDA, Mortgage Lending, Loans, Reverse Mortgages

Education
California State University-Chico   1997 — 2002
BS, BA, Business Administration-Marketing, French

Foothill High School   1994 — 1997

Experience
K Pacific Mortgage Group   May 2015 - Present
International City Mortgage   October 2007 - January 2015
United Airlines  June 1987 - July 2008
Gem Mortgage  January 2006 - October 2007
A1 trust mortgag   2000 - 2005

Skills
FHA, Loans, Mortgage Banking, Refinance, Mortgage Lending, Real Estate, First Time Home Buyers, Loan Origination, Investment Properties, Short Sales

Education
Cypress College

Experience
International City Mortgage   August 2015 - Present
American Financial Network, Inc.   September 2014 - August 2015
International City Mortgage   December 2010 - September 2014
PRMG  March 2010 - December 2010
A-Quality Financial   May 1992 - March 2010

Skills
Mortgage Lending, Mortgage Banking, VA loans, USDA, Loans, First Time Home Buyers, Investment Properties, Refinance, Reverse Mortgages, Home Equity Loans, FHA, Residential Mortgages, Credit Analysis, Construction Loans, Certified Mortgage..., Government Loans, Referrals, Credit, FHA financing, Loan Origination, Underwriting, Condos, Investors, Foreclosures, Sellers, Real Estate Economics, Real Estate, REO, Loss Mitigation, Mortgage Marketing, Mortgage Underwriting, Residential Homes, Single Family Homes, Mortgage Servicing, Real Estate Transactions, Short Sales, HUD, Real Estate Financing, 203K, Loan Servicing, VA Loans

Education
Chaffey College   1974 — 1976
Finance and Financial Management Services

Alta Loma High   1969 — 1972

Experience
American Pacific Mortgage  October 2014 - Present
American Financial Network Corp   January 2014 - September 2014
International City Mortgage   August 2011 - July 2012

Skills
FHA, Mortgage Banking, VA loans, USDA, Loan Origination, Mortgage Lending, Government Loans, Residential Mortgages, FHA financing, Refinance, Certified Mortgage..., HUD, Loan Servicing, Real Estate Transactions, Real Estate Financing, Short Sales, Reverse Mortgages, Investors, Sellers, Condos, Underwriting, Relocation, First Time Home Buyers, Real Estate Economics, Real Property, Loss Mitigation, Investment Properties, Construction Loans, Non-Conforming, Real Estate, Mortgage Marketing, New Home Sales, Home Equity Loans, Debt Consolidation, Credit, REO, Referrals, Loans, Investments, Financial Structuring, Rates, Commercial Lending, 203K, Vacation Homes, Single Family Homes, Foreclosures, Mortgage Servicing, Commercial Mortgages, Mortgage Underwriting, HomePath

Education
Chaffey College
AS Degree, Real Estate and Appraisal

Experience
International City Mortgage   November 2014 - Present
Gold Star Mortgage Financial Group  May 2014 - November 2014
Pacific Union Financial, LLC  January 2014 - May 2014
Supreme Lending  October 2013 - January 2014
Heartland Payment Systems  2009 - 2013
Enterprise Lending   March 2005 - June 2008
The Lending Specialists   February 2003 - March 2005

Skills
Mortgage Lending, Loans, Credit, Account Management, Sales, Banking, Sales Management, Cold Calling, New Business Development, Credit Cards, Salesforce.com, Relationship Management, Business Development, Direct Sales, Marketing, Customer Service, Sales Process, B2B, Management, Insurance

Education
North Texas State University   1975 — 1976
Philosophy

Montgomery College   1971 — 1973
No, Philosophy, History

Experience
International City Mortgage   March 2012 - Present

Skills
Mortgage Lending, FHA, Loans, Refinance, Loan Origination, Credit, Residential Mortgages, VA loans, FHA financing, First Time Home Buyers, Credit Analysis, Investment Properties, Real Estate, Investments

Education
Pasadena City College

Experience
International City Mortgage   2014 - Present
Gold Star Mortgage Financial Group  2014 - 2014
Michigan Mutual  2013 - 2014
Main Street Financial, Inc.   2009 - 2013
Countrywide Home Loans  2007 - 2009
SunTrust Mortgage  2005 - 2007
Wells Fargo Home Mortgage  2002 - 2005

Skills
Appraisals, Real Estate, Residential Homes, Mortgage Banking, FHA, Executive Search, Mortgage Lending, Residential Mortgages, Talent Acquisition, Sales, Investors, Government Loans, Mortgage Marketing, Finance, Investments, Mortgage Underwriting, Real Estate Financing, Selling, Relationship Management, Home Equity Loans, Commercial Mortgages, Customer Service, Short Sales, Real Estate Economics, Sellers, REO, Rates, Mortgage Servicing, Loan Servicing, Loss Mitigation, Financial Structuring, Business Development, Wholesale Lending, Foreclosures, HUD, Branch Management, Home Equity Lines of..., Funding, Referrals, Loan Modifications, Debt Consolidation, CRM, Single Family Homes

Education
Bethel College   1994 — 1998
BS, Business Management, Computer Programming

Experience
International City Mortgage   September 2013 - Present
Tri-Emerald Financial Group  August 2010 - August 2013
Nationstar Mortgage  December 2003 - August 2010

Skills
Mortgage Lending, Residential Mortgages, Real Estate Transactions, Customer Service, Residential Homes, Commercial Real Estate, Relationship Management, Microsoft Office, Encompass, FHA, VA Loans, Mortgage Banking, Loan Origination, Refinance, First Time Home Buyers

Education
University of California, Riverside   2003 — 2004
Mechanical Engineering

California Polytechnic State University-San Luis Obispo   2001 — 2003
Mechanical Engineering

Experience
International City Mortgage   August 2015 - Present
American Financial Network, Inc.   March 2015 - August 2015
International City Mortgage   October 2014 - March 2015
Gold Star Mortgage Financial Group  April 2014 - August 2014
Great Plains National Bank  February 2014 - March 2014
Michigan Mutual  June 2013 - February 2014
Guild Mortgage  September 2012 - June 2013
Weststar Mortgage Corporation  May 2011 - August 2012
AmeriPro Funding  April 2010 - April 2011
AmeriNet Mortgage dba Alethes, LLC   2005 - April 2010

Skills
Mortgage Lending, Loans, New Business Development, Refinance, FHA, VA, VA loan specialist, veteran, Texas Vet, Vet, loan officer, mortgage originator, loan origination, Construction Loans, one time close..., one time close, interim loans, interim construction..., rehabilitation loans, FHA financing, FHA 203K, FHA 203K rehab loans, Loan Origination, USDA, Mortgage Banking, VA loans, Finance, Government Loans, Investment Properties, Real Estate, Certified Mortgage..., Commercial Mortgages, Residential Mortgages, Short Sales, Credit, REO, Relocation, Investors, Credit Analysis, Commercial Lending, Condos, Selling, Underwriting, Mortgage Underwriting, Loan Servicing, Residential Homes, Foreclosures, First Time Home Buyers, Reverse Mortgages, Real Estate Economics

Education
The University of Texas at San Antonio   1990 — 1993
BFA, Bachelor of Fine Arts of HUMANTIES

San Antonio College   1984 — 1987
AA, Fine Art

Experience
Banc of California  September 2015 - Present
Skyline Home Loans  December 2014 - May 2015
Banc Home Loans  October 2014 - December 2014
Crossline Capital Inc   December 2013 - July 2014
International City Mortgage   December 2013 - December 2013
Primary Residential Mortgage  August 2013 - December 2013
PMAC LENDUNG SERVICES   January 2013 - May 2013

Skills
Loans, Mortgage Lending, Public Speaking, FHA, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, VA loans, FHA financing, Reverse Mortgages, Loss Mitigation, Certified Mortgage..., Government Loans, Real Estate Financing, Construction Loans, USDA, Home Equity Loans, Commercial Mortgages, Real Estate Economics, First Time Home Buyers, REO, HUD, Credit Analysis, Investment Properties, Short Sales, Credit, Underwriting, Investors, Real Estate, VA Loans, FHA Financing

Education
Kiangsu Chekiang College in Hong Kong   1971 — 1975
BS, Marketing/Marketing Management, General

The University of Hong Kong   1971 — 1975
Bachelor of Science (BS), Business Administration and Management, General

Experience
Michigan Mutual  September 2015 - Present
American Mortgage & Equity Consultants, Inc. NMLS#150953   March 2015 - August 2015
International City Mortgage   December 2014 - February 2015
Gregg & Valby, LLP, DBA Affinity Lending Solutions   August 2013 - November 2014
SecurityNational Mortgage  October 2011 - August 2013
Loan Star Mtg., LLC   January 2004 - October 2011
ChevronTexaco  March 2002 - October 2003
Texaco  July 2001 - March 2002
Texaco  July 1999 - July 2001
Texaco  September 1991 - July 1999

Skills
Customer Service, Loans, Mortgage Banking, Office Administration, Microsoft Office, Office Management, Compliance, QuickBooks, Small Business, Loan Origination, FHA, Management, Mortgage Lending, Leadership, Credit, Refinance, Finance, Sales, Real Estate, Investment Properties, Residential Mortgages

Education
Sam Houston State University   1989 — 1991
Bachelor of Science (B.S.) with minor in Business Administration, Computer Science, 3.65

Experience
International City Mortgage   January 2014 - Present
REXSI Inc.   November 2011 - Present
World Surf League  2005 - Present
Surterre Properties  March 2007 - October 2011

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Photoshop, Teaching, HTML, Public Speaking, Budgets, Strategic Planning, C++, Negotiation, Editing, C, Java, Team Building, Social Networking, Advertising, Event Planning, Real Estate, Marketing, Residential Homes, Social Media Marketing, Social Media

Education
San Diego State University-California State University   1995 — 1998
Bachelor of Arts (B.A.), International Business

Cuesta College   1992 — 1994
Undergrad Classes, International Business

University High School   1988 — 1992
High School, College Preparatory classes, 9-12

Experience
Envoy Mortgage,Ltd   April 2014 - Present
Priority Financial Network  October 2013 - April 2014
Envoy Mortgage  August 2012 - September 2013
International City Mortgage   March 2011 - May 2012
Streamlending a Subdivision of Golden Empire Mortgage   February 2010 - February 2011
Bank of America Home Loans  April 2008 - February 2010
Countrywide Home Loans  March 2002 - April 2008
North American Mortgage  August 2000 - March 2002
American Capital  1993 - 2000

Skills
Real Estate, Residential Homes, Short Sales, Credit, REO, VA loans, Sellers, Real Estate Economics, Banking, Investors, Mortgage Underwriting, Business Development, Real Estate Transactions, Loss Mitigation, Condos, Marketing, Reverse Mortgages, Foreclosures, Property Management, Selling, Refinance, Real Estate Development, Relocation, Certified Mortgage..., Referrals, New Home Sales, Listings, Real Estate Financing, Negotiation, Single Family Homes, Underwriting, Commercial Real Estate, Buyer Representation, Mortgage Marketing, Home Equity Loans, Government Loans, HUD, Investments, USDA, Buyers, Birthday Celebrations, Sales, VA Loans

Education
University of California, Santa Cruz   1984 — 1986
BA, Theatre Arts

Glen A Wilson High School   1975 — 1979
Theatre/Theater

Experience
Skyline Home Loans  April 2015 - Present
International City Mortgage   October 2013 - April 2015
OCM Bancorp  March 2012 - September 2013
Mortgage Partners  1998 - 2011
CASAS USA & Real Estate Helpers   1998 - 2010

Skills
Mortgage Lending, Real Estate, Loans, FHA, Refinance, Mortgage Banking, Loan Origination, Credit, Residential Mortgages, Banking, USDA, Investments, Investment Properties, Underwriting, Finance

Education
Fairleigh Dickenson University   1982 — 1984
Master of Business Administration (MBA), Marketing

Fairleigh Dickinson University   1978 — 1982
BA in Economics & Finance, MBA Marketing

Experience
BDO USA, LLP  August 2014 - Present
Marcum LLP  January 2013 - July 2014
Lesley, Thomas, Schwarz & Postma, Inc   August 2011 - December 2012
International City Mortgage   April 2010 - August 2011
Elizabeth Bilinski, CPA   December 2007 - March 2008

Skills
Accounting, Auditing, US GAAP, Financial Statements, Financial Analysis, Audit, ERISA Audit, Private Equity..., Hedge Funds (Industry), Venture Capital..., Microsoft Excel

Education
California State University-Fullerton   2007 — 2009
Bachelors, Business Administration with a Concentration in Accounting, 3.5 GPA

Experience
One Trust Home Loans  May 2015 - Present
International City Mortgage   2013 - 2015
University of Nevada Reno  2012 - 2013
Town of Truckee  2010 - 2012
Lane County Audubon Society   2009 - 2009

Skills
Customer Service, Mortgage Lending, Loan Origination, Real Estate, Financial Services, Online Marketing, Sales, Loans, Banking, Financial Analysis, Marketing Strategy, Social Media, Finance, Community Outreach, Public Speaking, Public Relations, Research, Microsoft Office, Residential Homes, Advertising

Education
University Nevada Reno   2012 — 2014
Masters, Business Administration

University of Oregon   2006 — 2010
Bachelor of Science (BS), Major in Environmental Studies; Policy and Social Science. Minor in Business.

Experience
Stonegate Mortgage Corporation (NYSE: SGM)   December 2014 - Present
International City Mortgage   April 2014 - August 2014
Pacific Mercantile Bank  January 2013 - December 2013
Pacific Mercantile Bank  January 2011 - March 2013
Right Choice Solutions inc   September 2007 - January 2011
New Century/Home 123   October 2006 - April 2007
People's Choice Home Loan  August 2004 - May 2006
Park Place Capital/Ameriquest   September 2001 - November 2003

Skills
Sales Management, Sales, Coaching, Project Management, Budgets, Employee Training, Mortgage Lending, New Business Development, Loans, Account Management, Team Building, Credit, Strategic Planning, Banking, Business Development, Leadership, Management, Customer Service, Management Consulting, Marketing, Training, Underwriting, Real Estate, Selling, Start-ups, FHA

Education
Northern Arizona University-The W. A. Franke College of Business   1983 — 1988
BA, Business Management

Experience
International City Mortgage   December 2014 - Present
Winning Agent Enterprises   November 2014 - Present
Wells Fargo  November 2008 - December 2014
HSBC  April 2004 - October 2008
Capital One Auto Finance  April 2000 - May 2004
Enterprise Car Sales  June 1994 - April 2000

Skills
Business Development, Leadership, Sales, Management, Sales Operations, Account Management, Strategic Planning, Operations Management, Sales Management, Portfolio Management, Social Media Marketing, Web Design, E-commerce SEO, Social Media Advertising, Social Media Integration, Financial Analysis, Growth Hacking, Market Research, Product Management, Strategic Consulting, Team Leadership, Marketing, B2B, E-commerce, Customer Retention, Budgets, Team Management, Credit, Banking, Loans, Relationship Management, Finance, Team Building, Customer Service, Mortgage Lending, Financial Services, Process Improvement, Credit Analysis, Underwriting, Advertising, Loan Origination, Negotiation, Strategy, Thought Leadership, WordPress, Membership Systems, Teaching Adults, Employee Training, Business Coaching, Executive Coaching

Education
City University of New York-Brooklyn College   1989 — 1994
BA, Communications

Experience
Georgetown Mortgage LLC  June 2015 - Present
International City Mortgage   March 2014 - June 2015
Crossfire marketing group   March 2013 - March 2014
Conduit Global  November 2011 - January 2013
Wells Fargo Insurance Services  January 2009 - October 2011
Johnny's property management   October 2003 - January 2009
US Navy  January 1999 - July 2003

Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training, Photoshop, Loans, Customer Service, Marketing, Strategic Planning, Banking, Credit, Business Development, Finance, Negotiation, Team Leadership, Team Building, Real Estate, Marketing Strategy, Public Speaking, Sales Management, Investments, Teamwork, Business Strategy, Budgets

Education
College of San Mateo   2000 — 2013
Associate's degree, Electronic communication

Kaplan University   2003 — 2003
Real estate Licence, Real Estate

Navy   1999 — 2003
Gas service machinist, Language Interpretation and Translation

Experience
Stearns Lending (NMLS #1854)   December 2014 - Present
Prospect Mortgage, LLC  May 2012 - June 2013
New American Funding  2012 - 2013
Guild Mortgage Company  May 2011 - May 2012
International City Mortgage   June 2010 - March 2011
Wells Fargo Home Mortgage  June 2009 - June 2010
American Equity Mortgage  October 2009 - January 2010
Cornerstone Mortgage Group, LLC  December 2008 - April 2009
Cornerstone Mortgage Group, LLC  2009 - 2009
OPM CONSULTING   January 2008 - December 2008

Skills
FHA, Mortgage Lending, Mortgage, Loans, Refinance, 1% Down Payment Expert..., USDA, Mortgage Banking, Real Estate, Payments, VA loans, Certified Mortgage..., Loan Origination, Residential Mortgages, FHA financing, First Time Home Buyers, Sellers, Financial Services, Investment Properties, Property, Reverse Mortgages, Investors, REO, Real Estate Transactions, Funding, Short Sales, Real Estate Financing, Portfolio Management, Foreclosures, Banking, Credit, Finance, Loan Servicing, Construction Loans, Real Estate Economics, Loss Mitigation, Referrals, Underwriting, Mortgage Underwriting, Residential Homes, Home Equity, Credit Analysis, Financial Structuring, Debt Consolidation, Government Loans, HUD, Commercial Lending, Commercial Mortgages, Commercial Real Estate, Home Equity Lines of...

Education
Rutgers University   1991 — 1993
Bachelor of Science (B.S.) Business Management, Business Management

Rutgers, The State University of New Jersey-Newark   1990 — 1993
Bachelor of Science, Business Management

Fairleigh Dickinson University-Metropolitan Campus   1988 — 1990
Bachelor of Science (BS), Business Administration, Management and Operations

St Peter's Preparatory High School   1984 — 1988
High School Diploma, 3 year Varsity Letterman in Baseball;Business, Latin, AP History, AP English, Trigonometry, Algebra

Experience
International City Mortgage   August 2012 - Present
Seed & Sea   July 2007 - Present

Skills
Loans, Refinance, Mortgage Lending, FHA, Mortgage Banking

Education
The Art Institute of California-Orange County
Culinary Arts/Chef Training

Experience
Bank of America  May 2015 - Present
International City Mortgage   September 2014 - May 2015
PrimeLending  December 2013 - September 2014
Wells Fargo Home Mortgage  January 2011 - July 2013
City Bank Mortgage   November 2009 - January 2011
Citibank  April 2001 - November 2007
West Mortgage   January 1998 - January 2001
Coast Federal Bank  January 1996 - January 1998

Skills
Sales Management, Banking, Loans, Business Development, Sales, Leadership, Management, Mortgage Lending, Business Planning, Training, Sales Process, Financial Services, Recruiting, Investments, Process Improvement, Budgets, Retail Banking, Cross Selling, Strategic Planning, Insurance, Commercial Banking, Executive Management, Mortgage Banking, Time Management, Finance, Credit, Loan Origination, Small Business Lending, FHA, Portfolio Management, Sales Operations, Relationship Management, Credit Analysis, Refinance, Risk Management, Residential Mortgages, Customer Retention, Consumer Lending, Retail, Strategy, Commercial Lending, VA loans, Credit Risk, Mortgage Underwriting, Commercial Mortgages, Branch Management, USDA, Underwriting, Lines Of Credit, FHA financing

Education
Texas Tech University
Bachelor of Arts (BA), Psychology

Experience
International City Mortgage   February 2015 - Present
Pampered Pets  April 2007 - Present

Education
San Jose State University
Environmental Studies

Experience
Huron Consulting Group  December 2013 - Present
International City Mortgage   June 2013 - November 2013
College of Business  August 2012 - May 2013
International Properties and Casualties (IPC)   February 2012 - May 2013
Walmart #3277   February 2010 - February 2012

Skills
Visual Basic, Microsoft SQL Server, SQL, Databases, Microsoft Office, Microsoft Excel, Leadership, Microsoft Word, Access, Project Management, SAP, Computer Hardware, Visual Studio, Time Management, HTML 5, Visio, CSS3, PowerPoint, Spanish, Windows, Systems Analysis, Information Technology, HTML, Database Design, SharePoint, Spanish-English, Windows 7, MS Project, Spanish-speaking, Benefit Cost Analysis, Microsoft Project, Microsoft Access, SWOT analysis, RACI Chart, Mac OS, Windows 8, Computer Information..., Computer Systems..., Statistics, Computer Consultation, Academic Tutoring, Peer Tutoring, Hardware Installation, Information Systems..., Information Systems, Technical Support, WordPress, Taleo, 340B, Healthcare Information...

Education
University of Nevada-Reno   2008 — 2013
Bachelor of Science (B.S.), Information Systems

Universitat d'Alacant   2012 — 2012
Spanish Language and Literature

Experience
International City Mortgage   July 2014 - Present
Ethan Landau Fitness   May 2012 - Present
BofI Federal Bank  September 2012 - July 2014
P.F. Chang's China Bistro   June 2006 - August 2012
24 Hour Fitness  August 2011 - May 2012
BCA Radio  August 2008 - May 2009

Skills
Social Media, Customer Service, Event Planning, Microsoft Excel, Microsoft Office, PowerPoint, Loans, Customer Satisfaction, Microsoft Word, Sales, Social Networking

Education
UCSD   2006 — 2009
B.A., Psychology

Rio Americano   1998 — 2002

Experience
MGR Real Estate  November 2013 - Present
AmeriFirst Financial, Inc.   April 2013 - December 2013
International City Mortgage   June 2012 - December 2012
JP Brand Real Estate   December 2009 - June 2011
ERA Crest Real Estate   March 2006 - May 2010

Skills
First Time Home Buyers, Real Estate, REO, Residential Homes, Budgets, Foreclosures, Investment Properties, FHA, HUD, Commercial Mortgages, Contract Negotiation, Short Sales, Investors, Real Estate Transactions, Mortgage Lending, Real Estate Financing, Sales, Sellers, Loan Origination, Real Estate Economics, Refinance, Loans, Mortgage Banking, Reverse Mortgages, Residential Mortgages

Education
American Public University System   2010 — 2013
Bachelor of Applied Science (B.A.Sc.), Logistics/Transportation, GPA 4.2

Experience
International City Mortgage   March 2014 - Present
Republic Mortgage Home Loans  October 2012 - November 2013
Carrington Mortgage Services  August 2011 - October 2012
First Capital Mortgage  March 2005 - August 2011
JPMorgan Chase  February 2003 - March 2005
Storch Media Group   July 2000 - February 2003
MetaSound Systems   May 1999 - February 2000
CBS Radio Networks/ WW ONE   November 1971 - February 1999

Skills
Mortgage Lending, Loan Origination, Refinance, Non-Conforming, Loans, Real Estate Financing, Sales, VA loans, Mortgage Banking, FHA financing, Mortgage Underwriting, FHA, Negotiation, Financial Analysis, Certified Mortgage..., Residential Mortgages, Residential Homes, Investment Properties, Marketing, USDA, Credit, Government Loans, Financial Services, REO, First Time Home Buyers, Reverse Mortgages, New Business Development, Short Sales, Real Estate Transactions, Foreclosures, 203K, HomePath, Single Family Homes, Home Equity Lines of..., Construction Loans, Vacation Homes, New Home Sales, Training, FHA Financing, VA Loans

Education
Baruch College, City University of New York (CUNY)
Marketing, Marketing and Communications

Experience
Caliber Home Loans  August 2015 - Present
Skyline Home Loans  January 2015 - July 2015
International City Mortgage   July 2013 - December 2014
Ascent Equity   September 2001 - July 2013
Centex Homes  July 1996 - August 2001

Skills
Management, Microsoft Excel, Sales, Microsoft Office, Microsoft Word, Leadership, Training, Research, Photoshop, PowerPoint, VA Loans, Government Loans, FHA Financing, Real Estate Financing, Real Estate Marketing, Conventional Financing, Recruiting, Loans, Home Equity Loans, Purchase Financing, Refinance, Team Leadership, Leadership Development, Mortgage Lending, Residential Mortgages, Mortgage Marketing, Mortgage Industry

Education
Colorado State University   1991 — 1995
Bachelor’s Degree, Psychology and Economics

Experience
International City Mortgage   March 2014 - Present
Republic Mortgage Home Loans  July 2012 - March 2014
BaumanCurry & Company   June 2009 - July 2012
National Hispanic Media Coalition  July 2007 - June 2009
Ready Pac Produce  February 2006 - August 2006
Unilever, Inc./LAWRY'S FOODS   December 2000 - December 2005
MARS, Inc./PEDIGREE Dog Food   June 1997 - November 2000
Miller Brewing Company  February 1989 - August 1996

Education
California State University-Fullerton
B.A., Marketing Communications

Cerritos College
A.A, Journalism

Experience
International City Mortgage   March 2015 - Present
NSDCAR   September 2013 - Present
Carlsbad Pop Warner   2010 - Present
United First Financial  November 2006 - Present
OneTrust Home Loans  February 2014 - March 2015
BluFi Lending  October 2011 - February 2014
Nationstar Mortgage Strategic Alliance   June 2011 - October 2011
Magnifund Group  August 2009 - May 2011
JPMorgan Chase  August 2006 - February 2008
Decision One Mortgage  May 2003 - August 2006

Skills
Loan Origination, Loans, Meeting Planning, Mortgage Lending, Investment Properties, Training, Strategy, Refinance, Real Estate, Sales, Residential Mortgages, New Business Development, Reverse Mortgages, Marketing, Mortgage Banking, REO, Management, Foreclosures, Finance, Investments, Strategic Financial..., First Time Home Buyers, FHA, Banking, Budgets, FHA financing, Small Business, Real Estate Transactions, Business Development, VA loans, Sales Management, Insurance, USDA, Referrals, Credit, Selling, Real Estate Financing, Real Estate Economics, Investors, Government Loans, Residential Homes, Underwriting, Commercial Lending, Certified Mortgage..., Sellers, Condos, Short Sales, Single Family Homes, Mortgage Underwriting, Credit Analysis

Education
University of Nevada-Las Vegas   1993 — 1995
BS, Hotel Administration

WNS

WNS

Experience
International City Mortgage   2014 - Present
First National Bank of Layton  2011 - 2013
Alliance Financial Resources LLC  2009 - 2011
W.J. Bradley Company   2008 - 2009
Gibraltar Financial   2008 - 2009
Artisan Mortgage  2007 - 2008
Rapid One Mortgage   2006 - 2007
Alpine Lending  2002 - 2006

Skills
Mortgage Lending, Sales, VA loans, Credit, Refinance, FHA, Loans, Loan Origination, Mortgage Banking, Residential Mortgages, USDA

Education
Arizona State University   1992 — 1997

Experience
Realty Executives Select  2014 - Present
Marqui Real Estate Group   September 2013 - December 2014
International City Mortgage   February 2013 - August 2013
Access Lending Group   November 2009 - January 2013
CornerStone Mortgage Group  August 2007 - October 2009

Skills
Strategic Planning, Microsoft Office, Customer Service, Negotiation, Investments, Loans, Coaching, Mortgage Lending, Investment Properties, Real Estate, Microsoft Excel, Mortgage Banking, Loan Origination, Research

Education
American Heritage University of Southern California School of Law
Juris Doctorate Candidate, Law, Male

Argosy University
Master of Business Administration (M.B.A.), Marketing and Information Management Systems

California State University-Long Beach
Bachelor of Science Business Administration and Management (BSBAM), Business Administration and Management, General

Experience
New American Funding  May 2015 - Present
International City Mortgage   September 2013 - April 2015
Tri-Emerald Financial Group  May 2011 - August 2013
Magnifund Group  May 2010 - May 2011
Bank of America  April 2008 - April 2010
Chase Home Finance  December 2007 - April 2008
Caltrust Mortgage   January 2006 - December 2007
Countrywide Home Loans  March 2005 - January 2006
Caltrust Mortgage   October 2003 - March 2005

Skills
Mortgage Banking, Refinance, Mortgage Lending, Loans, FHA, Loan Origination, FHA financing, Sales Management, Credit, Residential Mortgages, Sales, USDA, Construction Loans, First Time Home Buyers, Certified Mortgage..., Credit Analysis, Banking, Investment Properties, Consumer Lending, Government Loans, Real Estate Financing, Loan Servicing, Mortgage Underwriting, VA loans, Reverse Mortgages, Commercial Mortgages, Underwriting, Real Estate Economics, Mortgage Marketing, Mortgage Servicing, Investments, Fannie Mae, FHA Financing, VA Loans

Education
California State University San Marcos
Humanities, History

Temescal

Experience
International City Mortgage   December 2012 - Present
BluFi Lending  July 2011 - December 2013
Platinum Home Mortgage  November 2009 - July 2011
FLC  September 2009 - November 2010

Skills
FHA, Refinance, Mortgage Lending, First Time Home Buyers, HomePath, Sellers, CalHFA, Fannie Mae, Mortgage Banking, VA loans, Loan Origination, FHA financing, Investment Properties, Real Estate, Residential Mortgages, Finance

Education
California State University-Fullerton   2004 — 2008
Public Admin

Mt. San Antonio College
Fire Science/Fire-fighting

Experience
International City Mortgage   February 2012 - Present
International City Mortgage   January 2012 - Present

Skills
Real Estate, First Time Home Buyers, Loans, Selling, Short Sales, Sales, Mortgage Lending, REO, Mortgage Banking, Investment Properties, Residential Mortgages, Refinance, VA loans, Real Estate Transactions, FHA, Loan Origination, Foreclosures, FHA financing, Listings, RAMIS, New Home Sales, Sellers, Relocation, Credit, Condos, USDA, Investors, Single Family Homes, Residential Homes, FHA Financing, VA Loans

Education
University of Southern California   1982 — 1985
Master of Engineering (M.Eng.), Industrial and systems engineering

University of Southern California Viterbi School of Engineering   1982 — 1985
BS & MS Industrial and systems Engineering, Industrial and systems engineering

Experience
International City Mortgage   August 2015 - Present
A. J. Graham Financial Corporation   January 2005 - August 2015

Skills
Paralegal Studies, Loan Origination, FHA, VA Loans, Loans, Mortgage Lending, Credit, Mortgage Banking, Refinance, Residential Mortgages, Customer Service, Microsoft Word, Microsoft Office

Education
Phoenix College   2010 — 2012
Paralegal Studies, Paralegal

Experience
International City Mortgage   July 2014 - Present
AmeriFirst Financial, Inc.   February 2014 - July 2014
Academy Mortgage Corporation  January 2011 - February 2013
Toll Brothers  January 2004 - February 2005

Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, Loan Origination, VA loans, USDA, Loans, Residential Mortgages, FHA financing, Credit, Certified Mortgage...

Education
University of Massachusetts Lowell   1981 — 1983
Psychology

Experience
International City Mortgage   April 2014 - Present

Education
Southwestern College   1992 — 2000

Bonita Vista HIgh School