Guaranteed Rate

Industry: Company

Description

Guaranteed Rate Inc. is a U.S. residential mortgage company headquartered in Chicago, Illinois. Founded in 2000 by Victor Ciardelli, the company was the sixth-largest mortgage lender in 2017 with $19.2 billion in funded volume. Founder: Victor Ciardelli; (CEO & chairman) Headquarters: Chicago, Illinois, United States CEO: Victor F. Ciardelli III Number of employees: 3,495 (Nov. 2018) Chief marketing officer: Steve Moffat Subsidiaries: Stewards Investments, Inc.,

Guaranteed Rate List of Employees There's an exhaustive list of past and present employees! Get comprehensive information on the number of employees at Guaranteed Rate. You can filter them based on skills, years of employment, job, education, department, and prior employment.

Guaranteed Rate Salaries. You can even request information on how much does Guaranteed Rate pay if you want to. Learn about salaries, pros and cons of working for Guaranteed Rate directly from the past employees.

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1,717 Guaranteed Rate employees in database. Find out everything there's to know about Guaranteed Rate employees. We offer you a great deal of unbiased information from the internal database, personal records, and many other details that might be of interest to you.

Guaranteed Rate Employees

Employee
Years
Job
Industry
Henry Oquendo Henry Oquendo Miami, Florida Details
Henry Oquendo's Guaranteed Rate Experience October 2012 - January 2014
Job Video Conference Coordinator
Industry Legal Services
Experience
U.S. Legal Support, Inc.   January 2014 - Present
Guaranteed Rate   October 2012 - January 2014
Law Firm of Hector Morales Esq.   June 2004 - September 2012

Skills
Banking, Customer Service, Microsoft Office, Financial Analysis, Risk Management, Credit, Microsoft Excel, Business Analysis, Loans, Project Management, Change Management, Strategic Planning, Retail Banking, Portfolio Management, Microsoft Word, Teamwork, PowerPoint, Research, Analysis, Management, Customer Satisfaction, Process Improvement, Outlook, Sales, Video Conferencing

Education
Roosevelt University   2011 — 2012
Masters, Business Administration, Concentration: Information Systems

Northeastern Illinois University   2009 — 2011
Bachelor of Science Management, Business Administration

Joshua Hofstra Joshua Hofstra Chicago, Illinois Details
Joshua Hofstra's Guaranteed Rate Experience May 2013 - September 2013
Job Financial Analyst at United Entertainment Group, a DJE Company
Industry Financial Services
Experience
United Entertainment Group, a DJE Company  November 2013 - Present
Guaranteed Rate   May 2013 - September 2013
American Homeowner Preservation Fund, LP   January 2013 - May 2013
North Park University  August 2012 - May 2013
North Park University  September 2009 - May 2013
Chicagoland Methodist Senior Services  October 2011 - January 2012
Dickinson Press Inc.  June 2010 - January 2012

Skills
Leadership, Budgets, Highly Analytical, Problem Solving, Microsoft Office, Organizing, iWork, Portfolio Management, Financial Accounting, Economics, Government, Financial Modeling, PowerPoint, Microsoft Word, Marketing, Time Management, Start-ups, Finance, Negotiation, Investments, Accounting, Mortgage Lending, Loan Closings, Teamwork, Microsoft Excel, Analysis, Nonprofits, Financial Analysis, Data Analysis, Market Research, Analytical Skills

Education
North Park University   2009 — 2013
Bachelor of Science (B.S.), Business and Economics; Finance, Major GPA of 3.7 on a 4.0 scale

Radboud Universiteit Nijmegen / University of Nijmegen   2011 — 2011
Finance and Economics

Grand Rapids Christian High School   2005 — 2009
College Prep, Regular/General High School/Secondary Diploma Program

Robin Koelsch Robin Koelsch Chicago, Illinois Details
Robin Koelsch's Guaranteed Rate Experience 2012 - 2013
Job Program Director at Foundations of Music
Industry Nonprofit Organization Management
Experience
Foundations of Music   October 2013 - Present
Guaranteed Rate   2012 - 2013
School of Rock  2008 - 2012

Skills
Communication, Organization, Program Development, Management, Public Speaking, Quick Study, Fundraising, Social Networking, Leadership, Teaching, Community Outreach, Social Media Marketing, Event Management, Social Media, Nonprofits, Event Planning, Public Relations, Marketing, Sales

Education
Northeastern Illinois University   2005 — 2007
Master of Arts (MA), Applied Music Pedagogy, 4.0

Northern Arizona University   2000 — 2004
Bachelor of Arts (BA), Music Education, Magna Cum Laude

Nathan Uram Nathan Uram Wyoming, Minnesota Details
Nathan Uram's Guaranteed Rate Experience April 2013 - May 2014
Job Cash Deposits Associate at Activar Incorporated
Industry Financial Services
Experience
Activar Incorporated  September 2014 - Present
Uram Insurance Agency (Farmers Insurance)   June 2006 - Present
Land O' Lakes (Contractor through Kelly Services)   June 2014 - September 2014
Guaranteed Rate   April 2013 - May 2014
Wells Fargo (Contractor through Mergis Group (now Randstad))   January 2013 - March 2013

Skills
Credit, Mortgage Lending, Loans, Mortgage Banking, Banking, Credit Analysis, Loan Origination, Refinance, FHA, Residential Mortgages, Underwriting, Consumer Lending, Finance, Commercial Lending, Credit Risk, Customer Service, Sales, Microsoft Office, Social Networking

Education
Minnesota State University, Mankato   2008 — 2012
Bachelor of Science (B.S.), Economics

University of Oregon   2006 — 2008

Elizabeth Sambrano Elizabeth Sambrano Greater New York City Area Details
Elizabeth Sambrano's Guaranteed Rate Experience March 2014 - Present
Job Loan Coordinator
Industry Banking
Experience
Guaranteed Rate   March 2014 - Present
Sterling National Bank  April 2013 - March 2014
Residential Home Funding  February 2010 - April 2013
Resource One Inc  September 2008 - February 2010
JRL Equities, Inc   July 2006 - August 2008
Alliance Mortgage Banking Corp.  June 2003 - June 2006

Skills
Banking, Retail Banking, Credit, Loans, Mortgage Lending, Credit Analysis, Customer Service, Branch Banking, Commercial Lending, Credit Risk, Relationship Management, Mortgage Banking, Microsoft Office, Mortgage Underwriting, USDA, Finance, Loan Origination, Refinance, Reverse Mortgages, Processing, Underwriting, Risk Management, VA loans, Home Equity Loans, Residential Mortgages, FHA financing, Certified Mortgage..., Real Estate Financing, First Time Home Buyers, FHA, Home Equity Lines of..., Construction Loans, Loss Mitigation, Funding, Non-Conforming, Mortgage Servicing, Commercial Mortgages, USDA Rural Housing, Investors, 203K, Commercial Banking, Consumer Lending, Debt Consolidation, Financial Structuring, Government Loans, Investment Properties, Lines Of Credit, Mortgage Marketing, Real Estate Economics, Wholesale Lending

Education
American School of Real Estate   2005 — 2005
License in Real Estate Sales, Real Estate

New York Institute of Technology-Old Westbury   2000 — 2004
Bachelor of Science (B.S.), Advertising

Jasmine Stubbs Jasmine Stubbs Greater Chicago Area Details
Jasmine Stubbs's Guaranteed Rate Experience July 2014 - December 2014
Job Admissions Advisor
Industry Higher Education
Experience
Guaranteed Rate   July 2014 - December 2014
Kohl's Department Stores  March 2014 - June 2014
Kohl's Department Stores  July 2012 - March 2014
Northern Illinois University  August 2011 - August 2013
Nia Family Center   June 2010 - August 2010
Hollister Co.  September 2008 - February 2009
Kerasotes Theaters  August 2007 - September 2008

Skills
Customer Service, Recruiting, Sourcing, Team-oriented, Oral & Written..., Time Management, Close Attention to..., Goal Oriented, Clerical Work, Typing, Retail, Public Safety, Janitorial, Goal-driven leader, Microsoft Office

Education
Northern Illinois University   2009 — 2013
Bachelor of Science (B.S.), Operations and Infomation Management

Oswego East High School   2005 — 2009
HS Diploma

Michael Ward Michael Ward Greater Chicago Area Details
Michael Ward's Guaranteed Rate Experience March 2004 - May 2014
Job Area Sales Manager at BBMC Mortgage, LLC. NMLS ID #335048
Industry Banking
Experience
BBMC Mortgage, LLC.   May 2014 - Present
Guaranteed Rate   March 2004 - May 2014
Advantage Investors Mortgage  March 2003 - March 2004
SBC  September 2001 - March 2003

Skills
Loans, First Time Home Buyers, Social Media Marketing, Mortgage Lending, Credit, Investment Properties, Financial Advisory, Refinance, Residential Homes, Mortgage Banking, FHA, Sales, Loan Origination, Customer Satisfaction, Real Estate Economics, Management, Banking, Marketing, Referrals, Time Management, Sales Management, Residential Mortgages, Underwriting, Customer Service, Online Marketing, Business Development, New Business Development, Credit Analysis, Real Estate

Education
Michigan State University   1991 — 1996
Bachelor's, Communications Arts & Sciences

Ashton Clark Ashton Clark Marshall, Missouri Details
Ashton Clark's Guaranteed Rate Experience May 2015 - Present
Job Marketing Assistant at Guaranteed Rate
Industry Public Relations and Communications
Experience
Guaranteed Rate   May 2015 - Present
Marshall Democrat News Paper   November 2014 - May 2015
Van Meter State Park   March 2014 - October 2014
Lighthouse shelter   January 2014 - May 2014

Skills
Social Networking, Public Relations, Public Speaking, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Photoshop, Teamwork, Research, Social Media, English, Windows, Event Planning, Time Management, Team Leadership, Leadership, Facebook, Marketing, InDesign, Graphic Design, Social Media Marketing, Outlook, Sales, Adobe Creative Suite, Management, Strategic Planning, Interpersonal..., Communications Planning, Legal Writing, Political Campaigns, Political Communication, Legal Research, Media Relations, Strategic Communications, Editing, Blogging, Press Releases, Marketing Communications, Event Management, Corporate Communications, Writing, Communication, Advertising, Creative Writing

Education
University of Missouri-Saint Louis   2015 — 2017
Master of Arts (MA), Communication and Media Studies

Missouri Valley College   2013 — 2015
Bachelor of Arts (B.A.), Public Relations/Image Management

Linda DeRoeck Linda DeRoeck Greater Chicago Area Details
Linda DeRoeck's Guaranteed Rate Experience April 2011 - Present
Job Vice President of Mortgage Lending at Guaranteed Rate, Jumbo, Conventional, FHA Specialists (847) 6508034
Industry Financial Services
Experience
Guaranteed Rate   April 2011 - Present
One On One Funding, Inc.   January 1998 - April 2011
Aetna /River Forest Bank   1988 - 1998

Skills
Mortgage Lending, Customer Satisfaction, Financial Planning, Product Knowledge, Referrals, Strategic Financial..., Credit, Underwriting, Refinance, Real Estate, Real Estate Economics, Loans, FHA, Foreclosures, Finance, Condos, First Time Home Buyers, Investment Properties, Investors, Mortgage Marketing, REO, Residential Homes

Education
Northeastern Illinois University   1981 — 1985
Bachelor of Science, Business

Amundsen High School   1977 — 1981

Dawn Emerson Dawn Emerson Greater Minneapolis-St. Paul Area Details
Dawn Emerson's Guaranteed Rate Experience May 2015 - Present
Job Branch Manager at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   May 2015 - Present

Skills
Refinance, FHA, USDA, Mortgage Lending, VA loans, First Time Home Buyers, Loans, Residential Mortgages, FHA financing, Mortgage Banking, Loan Origination, Short Sales, Real Estate, Credit, Finance, Commercial Lending, FHA Financing, VA Loans

Education
Normandale Community College   2005 — 2007
AA, Liberal Education

Interstate Business College   1989 — 1990
Word Processing

North Dakota State University   1987 — 1988

Lansford Public   1984 — 1987
High School

Alexander Leseckas Alexander Leseckas Chicago, Illinois Details
Alexander Leseckas's Guaranteed Rate Experience February 2015 - Present
Job Senior Financial Analyst at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   February 2015 - Present
Guaranteed Rate   June 2013 - February 2015
Guaranteed Rate   February 2013 - June 2013
Guaranteed Rate   November 2012 - February 2013
University of Illinois at Urbana-Champaign  May 2012 - September 2012
Community Elements  November 2011 - May 2012

Skills
Microsoft Excel, SPSS, SASS, Psychological..., Data Analysis, Multitasking Skills, Highly personable, Stress Management, Time Management, Microsoft Word, PowerPoint, Outlook, Data Entry, Analysis, Finance, Valuation, Critical Thinking

Education
University of Illinois at Urbana-Champaign   2009 — 2012
Bachelor of Science (BS), Psychology

Moraine Valley Community College   2007 — 2008

Debbie Labedz Debbie Labedz Chicago, Illinois Details
Debbie Labedz's Guaranteed Rate Experience October 2010 - September 2011
Job Owner/Creative Director at Bibliofille Creative
Industry Design
Experience
Bibliofille Creative   June 2014 - Present
Northwestern University  September 2011 - June 2014
Guaranteed Rate   October 2010 - September 2011
Chicago Art Magazine & Chicago Art Map   October 2009 - December 2010
Massachusetts Museum of Contemporary Art  June 2010 - September 2010
Zygman Voss Gallery   August 2008 - May 2010
Museum of Contemporary Art, Chicago  May 2009 - September 2009
Chicago History Museum  June 2008 - August 2008
Michigan State University Writing Center  August 2007 - May 2008
Lansing Art Gallery  May 2007 - August 2007

Skills
Adobe Creative Suite, Creative Writing, HTML, CSS, Event Planning, Graphic Design, Internal Communications, Social Media, Writing

Education
Northwestern University   2011 — 2012
Post-Baccalaureate Certificate, Critical Theory, Creative Writing

Michigan State University   2004 — 2008
B.A., Art History

Ocean Lakes High School

Shakia Thompson Shakia Thompson Chicago, Illinois Details
Shakia Thompson's Guaranteed Rate Experience June 2014 - Present
Job Operations Assistant at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   June 2014 - Present
Guaranteed Rate   July 2012 - October 2013
US Army  July 2003 - August 2010
Sers Holding Co   April 2008 - March 2010

Skills
Mortgage Lending, Refinance, FHA, Residential Mortgages, VA loans, Loans, FHA financing, Credit, Construction Loans, Government Loans, Consumer Lending, Commercial Lending

Education
Robert Morris College   2009 — 2010
Bachelor of Business Administration (B.B.A.), Law office Administration

Northwestern College   2005 — 2007
Associate of Arts and Sciences (AAS), Paralegal Studies

ERIN STOJAKOVIC ERIN STOJAKOVIC Park Ridge, Illinois Details
ERIN STOJAKOVIC's Guaranteed Rate Experience October 2008 - November 2013
Job Loan Officer at Midwest Lending Corporation
Industry Financial Services
Experience
Midwest Lending Corporation  May 2014 - Present
Guaranteed Rate   October 2008 - November 2013
GMAC Mortgage  December 2002 - September 2008
United Center  May 2000 - December 2002

Skills
VA loans, Residential Mortgages, Refinance, FHA, Mortgage Banking, FHA financing, Certified Mortgage..., 203K, Reverse Mortgages, Loan Origination, Mortgage Lending, USDA, Super Jumbo, Loans, Non-Conforming, Government Loans, Home Equity Loans, Mortgage Underwriting

Education
Michigan State University   1994 — 1999
Bachelor of Science (B.S.), Hospitality Business

Brandon High School   1990 — 1994

Mahogany Kyles Mahogany Kyles Greater Atlanta Area Details
Mahogany Kyles's Guaranteed Rate Experience December 2011 - December 2012
Job Mortgage consultant
Industry Real Estate
Experience
1st Advantage Mortgage  2013 - 2013
Guaranteed Rate   December 2011 - December 2012
Interbank  January 2010 - December 2011

Skills
Mortgage Lending, Social Media, Social Media Marketing, Customer Service, Event Management, Event Planning

Education
Roosevelt University   2008 — 2010
MSRE, Real Estate, Computational Finance, 4.0

Roosevelt University   2006 — 2008
Master of Business Administration (MBA), Management Information Systems, General, 4.0

Millikin University
Bachelor's degree, Human Services, General

Morgan Park high school

Sandra Salemi Sandra Salemi Thousand Oaks, California Details
Sandra Salemi's Guaranteed Rate Experience December 2005 - June 2006
Job Underwriter, Correspondent Lending Group at PennyMac
Industry Financial Services
Experience
Guaranteed Rate Inc  June 2015 - Present
PennyMac  February 2012 - June 2015
Mortgageuniversity.net   December 2011 - March 2012
Axis Capital Mortgage Group, Inc.   July 2008 - March 2009
South Lake Mortgage Bankers   June 2007 - July 2008
Mortgage Capital Associates  September 2006 - June 2007
Guaranteed Rate   December 2005 - June 2006
Chicago United Mortgage   April 1997 - October 2005

Skills
Residential Mortgages, Strategic Planning, Customer Service, Loans, Real Estate, Marketing, Microsoft Office, Loan Origination, FHA, Marketing Strategy, Sales, Mortgage Lending, Credit, Mortgage Banking, Underwriting, Refinance, Banking, Credit Analysis, Investment Properties

Education
Northern Illinois University
Psychology

Pam Rasmussen Pam Rasmussen Saint Louis, Missouri Details
Pam Rasmussen's Guaranteed Rate Experience January 2014 - Present
Job Vice President of Mortgage Lending at Guaranteed Rate
Industry Banking
Experience
Guaranteed Rate   January 2014 - Present
Gateway Mortgage Group, LLC  April 2012 - April 2013
METLIFE HOME LOANS  2010 - February 2012
TWA  March 1985 - October 2003

Skills
FHA, USDA, Refinance, VA loans, FHA financing, Mortgage Banking, Mortgage Lending, Reverse Mortgages, Residential Mortgages, Loan Origination, Certified Mortgage..., Government Loans, Credit Analysis, Real Estate Economics, HomePath, Mortgage Servicing, Investment Properties, HUD, Mortgage Marketing, First Time Home Buyers, Credit, Loans, Mortgage Underwriting

Education
Missouri State University
Bachelor's degree, Finance/Real Estate

Mara Perna-Adames Mara Perna-Adames Greater Chicago Area Details
Mara Perna-Adames's Guaranteed Rate Experience June 2015 - Present
Job Vice President of Mortgage Lending at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   June 2015 - Present
American Financial Network, Inc  April 2015 - June 2015
FFG  January 2015 - June 2015
Wells Fargo Home Mortgage  January 2013 - December 2014
United Insurance Services  February 2012 - September 2012
Lifequotes.com   August 2007 - June 2011
Freemont Investment and Loan Corporation   July 2005 - March 2007
Wilmington Finance Corporation   July 2004 - July 2005
HSBC  September 2001 - July 2005
Quotesmith.com   August 1998 - September 2001

Skills
Health Insurance, Fixed Annuities, Term Life Insurance, Insurance, Brokers, Universal Life, Whole Life, Long Term Care Insurance, Disability Insurance, Long-term Care, Medicare, Life Insurance, Sales, Mortgage Lending, Underwriting, Training, Finance, Customer Service, Management, Team Building, Account Management, Marketing, Employee Benefits, Loans, Retirement Planning, Sales Management, Real Estate, Credit, Small Business

Education
Robert Morris College   1991 — 1992
Paralegal, Paralegal Certification

National-Louis University   1983 — 1986
Associate's degree, Medical Radiologic Technology/Science - Radiation Therapist

Kevin Ditch Kevin Ditch Murrieta, California Details
Kevin Ditch's Guaranteed Rate Experience January 2015 - Present
Job Operations Assistant at Guaranteed Rate
Industry Sports
Experience
Guaranteed Rate   January 2015 - Present
Value Added Products   January 2014 - May 2014
Alva Golf & CC   2014 - 2014

Skills
Entrepreneurship, Event Management, Event Planning, Marketing, Coaching, Customer Service, Sales, Public Relations, Sports Marketing, Social Media Marketing, Microsoft Excel, Public Speaking, Microsoft Office

Education
Northwestern Oklahoma State University   2012 — 2014
Bachelor of Business Administration (B.B.A.), Business/Commerce, General

Palomar College   2009 — 2012
Associate of Arts (A.A.), Business Administration and Management, General

Jason Cocuzza Jason Cocuzza Phoenix, Arizona Area Details
Jason Cocuzza's Guaranteed Rate Experience June 2012 - October 2014
Job Senior Mortgage Consultant at Movement Mortgage, LLC
Industry Financial Services
Experience
Movement Mortgage, LLC  July 2015 - Present
Pinnacle Capital Mortgage Corp  September 2014 - June 2015
Guaranteed Rate   June 2012 - October 2014
JPMorgan Chase  July 2008 - December 2011
Lehman Brothers  June 2006 - June 2008
Atlantic Mortgage Executives   April 2004 - June 2006

Skills
VA loans, FHA financing, Refinance, 203K, FHA, Residential Mortgages, Mortgage Lending, Mortgage Banking, Loan Origination, USDA, Reverse Mortgages, Credit, Investments, Finance, Financial Analysis, Strategic Financial..., Real Estate, Funding, Credit Analysis, First Time Home Buyers, Mortgage Underwriting, Foreclosures, Construction Loans, Loans, Government Loans, Underwriting, Commercial Mortgages, Real Estate Financing, VA Loans, Financial Planning, FHA Financing

Education
Montclair State University
Business Administration and Management, General

Will Ramos Will Ramos Chicago, Illinois Details
Will Ramos's Guaranteed Rate Experience April 2014 - May 2015
Job Angular Developer at Integrify
Industry Information Technology and Services
Experience
Integrify  May 2015 - Present
Guaranteed Rate   April 2014 - May 2015
Engage Digital Group   February 2013 - April 2014
Peryam & Kroll  October 2007 - May 2011

Skills
Angular.js, Node.js, JavaScript, MongoDB, jQuery, Web Development, Web Design, HTML 5, Express.js, Git, Graphic Design, CSS, WordPress, PHP, NoSQL, Meteor.js, Reactive Development, Agile Methodologies, Software Engineering, Public Speaking, Scrum, Software Architecture, SASS, Jade, Material Design

Education
Northeastern Illinois University   2010 — 2013
Bachelor of Science (BS), Computer Science

Leslie Fonnesbeck Leslie Fonnesbeck Chicago, Illinois Details
Leslie Fonnesbeck's Guaranteed Rate Experience September 2005 - December 2005
Job Senior Graphic Designer
Industry Marketing and Advertising
Experience
Kindle Communications  February 2012 - Present
Rubloff Residential Properties  January 2006 - February 2012
Guaranteed Rate   September 2005 - December 2005
Lansing State Journal  April 2005 - August 2005

Skills
Advertising, Budgeting, Residential, Mac, Adobe Creative Suite

Education
Michigan State University   2000 — 2004
BFA, Studio Art/Graphic Design

Joshua Gotlieb Joshua Gotlieb Bangor, Maine Area Details
Joshua Gotlieb's Guaranteed Rate Experience August 2015 - Present
Job VP of Mortgage Lending
Industry Financial Services
Experience
Guaranteed Rate   August 2015 - Present
Regency Mortgage Corp. NMLS #1938   September 2014 - August 2015
Realty of Maine  May 2014 - August 2015

Skills
Microsoft Office, Microsoft Excel, Sales Management, Small Business, Negotiation, Mortgage Lending, Real Estate, FHA, Sellers, Single Family Homes

Education
University of Southern Maine   1996 — 1997
Bachelor's degree, Business Administration and Management, General

Northeastern University   1993 — 1996
Bachelor's degree, Criminal Justice/Law Enforcement Administration

Adam Kamarat Adam Kamarat Greater Chicago Area Details
Adam Kamarat's Guaranteed Rate Experience January 2009 - Present
Job Branch Manager Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   January 2009 - Present
Practical Self Empowerment   January 2007 - December 2013
Adam Kamarat, Inc.   January 1998 - December 2008
Sussex and Reilly   2005 - 2007

Skills
First Time Home Buyers, 203K, ARM, Refinancings, FHA, FHA financing, Customer Service, Loans, Loan Origination, Residential Mortgages, Reverse Mortgages, Jumbo Mortgage

Education
Northeastern Illinois University   1994 — 1996
B.A., Spanish, Secondary Education

Maine East

Anthony Kmetz Anthony Kmetz Greater Chicago Area Details
Anthony Kmetz's Guaranteed Rate Experience January 2013 - January 2014
Job Mortgage Banker
Industry Financial Services
Experience
The Federal Savings Bank  April 2014 - Present
Guaranteed Rate   January 2013 - January 2014
North Aquatic Club   October 2012 - February 2013
Enterprise Rent-A-Car  June 2010 - September 2011
Advocate Health Care  June 2008 - July 2010
North Park University  September 2007 - June 2008

Skills
Customer Service, Management, Residential Mortgages, Leadership, Real Estate, FHA financing, FNMA, FHLMC, Social Networking, Marketing, Outlook, Sales, Microsoft Office, Recruiting, Human Resources, Event Planning, Data Entry, Mortgage Lending, Mortgage Banking, Credit, Refinance, Loan Origination, Finance, FHA, Microsoft Excel, Investment Properties

Education
North Park University   2006 — 2008
Bachelor of Arts (B.A.), Communication Studies

Rabecca Uttersten Rabecca Uttersten Chicago, Illinois Details
Rabecca Uttersten's Guaranteed Rate Experience July 2014 - Present
Job Marketing Coordinator at Guaranteed Rate
Industry Marketing and Advertising
Experience
Guaranteed Rate   July 2014 - Present
Guaranteed Rate   May 2012 - June 2014
MB Financial Bank  February 2012 - May 2012
Gap Inc.  June 2011 - February 2012
North Park University  September 2009 - May 2011

Skills
Customer Service, Fundraising, Social Networking, Data Entry, Microsoft Office, Microsoft Excel, PowerPoint, Outlook, Public Speaking, Budgets, Time Management, Event Planning, Sales, Excel, Administrative..., Microsoft Word, Invoice Processing, Purchasing, Nonprofits, InDesign, Photoshop

Education
North Park University   2007 — 2011
BA, Business & Economics

Jeanine Wetzel Jeanine Wetzel Garden City, New York Details
Jeanine Wetzel's Guaranteed Rate Experience May 2015 - Present
Job National Renovation Operations Manager
Industry Financial Services
Experience
Guaranteed Rate   May 2015 - Present
Banc of California  September 2014 - May 2015
Prospect Mortgage, LLC  August 2012 - September 2014
Bank of America  February 2007 - August 2012
BNY Mortgage Company LLC, Bank of New York   December 1988 - February 2007

Skills
FHA financing, Underwriting, FHA 203k, Homestyle/Homepath, Loans, Mortgage Banking, FHA, Loan Origination, Mortgage Lending, Refinance, Residential Mortgages, Credit, Reverse Mortgages, Credit Analysis, Mortgage Underwriting, Banking, Financial Risk, Government Loans, Credit Risk, Construction Loans, Certified Mortgage..., FHA Financing, VA loans

Education
Nassau Community College   1988 — 1990

Mineola High school

Keith Collison Keith Collison Greater Nashville Area Details
Keith Collison's Guaranteed Rate Experience May 2012 - June 2014
Job Managing Director at Finworth Mortgage, an INSBANK company
Industry Real Estate
Experience
Finworth Mortgage, an INSBANK company   June 2014 - Present
Guaranteed Rate   May 2012 - June 2014
Fifth Third Bank  May 2011 - May 2012
Wells Fargo Home Mortgage  2009 - 2010
Steeplechase Mortgage   2007 - 2009
United Financial Mortgage Corp.  2002 - 2007

Skills
First Time Home Buyers, FHA financing, Residential Mortgages, Loan Origination, Mortgage Lending, FHA, Refinance, VA loans, USDA, Mortgage Banking, Credit, Investment Properties, Government Loans, Real Estate Financing, Loans, P&L Management, Reverse Mortgages, Certified Mortgage..., Mortgage Underwriting, Construction Loans, Debt Consolidation, Non-Conforming, USDA Rural Housing, Real Estate, Real Estate Transactions, Single Family Homes, Condos, Branch Management, Sales

Education
Mississippi State University - College of Business and Industry   1993 — 1997
BA, Real Estate and Mortgage Finance

Daniel Chen Daniel Chen Chicago, Illinois Details
Daniel Chen's Guaranteed Rate Experience August 2012 - January 2013
Job Head of Software Development at StickOutSocial
Industry Information Technology and Services
Experience
StickOutSocial  April 2015 - Present
Blue Fire Capital, LLC  December 2013 - April 2015
Cars.com  January 2013 - December 2013
Guaranteed Rate   August 2012 - January 2013
We Are Mammoth  December 2011 - August 2012
Systems In Motion  November 2010 - December 2011
CourseCoffee.com   October 2010 - December 2011
Freelance - Web Consultant and Copy Writer   May 2010 - November 2011
TJA Services   May 2010 - July 2010
MSU Museum  March 2008 - July 2010

Skills
jQuery, JavaScript, CSS, HTML 5, MySQL, AJAX, MVC, XML, HTML5, Git, Tortoise SVN, C#, Web Services, Python, Agile Project Management, .NET, Selenium, Django, AngularJS, GruntJS, Jade, Microsoft SQL Server, PostgreSQL, HTML

Education
Michigan State University   2006 — 2010
Bachelor, Science in Media and Communication Technology

Jason Matney Jason Matney Raleigh, North Carolina Details
Jason Matney's Guaranteed Rate Experience 2011 - 2011
Job PhD Student at NCSU
Industry Higher Education
Experience
NC State University  January 2015 - Present
Hudson Data Labs   August 2014 - October 2014
Michigan State University  October 2011 - April 2014
Columbia University  May 2013 - August 2013
Chicago Botanic Garden  May 2011 - September 2011
Guaranteed Rate   2011 - 2011

Skills
Data Analysis, R, MySQL, Python, LaTeX, Statistics, Ruby on Rails, Geography, Spatial Databases, Science, Programming

Education
North Carolina State University
Doctor of Philosophy (Ph.D.)

Michigan State University   2011 — 2014
Master's Degree, Geography

University of Michigan   2004 — 2008
Bachelor's degree, Environment

Shelly Quinn Shelly Quinn Denver, North Carolina Details
Shelly Quinn's Guaranteed Rate Experience February 2012 - January 2014
Job Branch Manager at GBC Mortgage
Industry Financial Services
Experience
GBC Mortgage   January 2014 - Present
Guaranteed Rate   February 2012 - January 2014
Superior Mortgage  September 2011 - February 2012
Wells Fargo Home Mortgage  January 2009 - September 2011
CTX Mortgage  March 2005 - January 2009

Skills
Refinance, Loan Origination, FHA financing, Mortgage Lending, Mortgage Banking, Residential Mortgages, Loans, First Time Home Buyers, VA loans, USDA, Credit, Certified Mortgage..., Government Loans, Construction Loans, REO, Customer Service, Investment Properties, Real Estate Transactions, Investments, Home Equity Loans, Mortgage Marketing, Home Equity Lines of..., Real Estate Financing, FHA, Sales, Short Sales, Referrals, VA Loans

Education
Monroe Community College   1976 — 1978
Associate's degree, accounting

Amy Brady Amy Brady Naperville, Illinois Details
Amy Brady's Guaranteed Rate Experience June 2015 - Present
Job Loan Coordinator at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   June 2015 - Present
Guaranteed Rate   February 2015 - June 2015
Naperville Running Co   July 2010 - May 2015
WSI - Internet Marketing & Consulting Agency   October 2011 - January 2013
North Central College  January 2010 - June 2011

Skills
Web Content, Customer Service, Oral & Written..., Written & Oral..., Microsoft Office, Creativity, Computer Proficiency, Problem Solving, English grammar, Social Media Marketing, Time Management, Team-oriented, Interpersonal Skill, Highly detail oriented, Analytical Skills, Multitasking Skills, Managing Deadlines, Research, Corporate Blogging, Vendor Relationships, Sales, Employee Training

Education
North Central College   2008 — 2012
Bachelor of Arts (B.A.), English Language and Literature/Letters

Kelley Karamanos Kelley Karamanos Greater Chicago Area Details
Kelley Karamanos's Guaranteed Rate Experience January 2015 - Present
Job VP of Mortgage Lending at Guaranteed Rate
Industry Real Estate
Experience
Guaranteed Rate   January 2015 - Present
Mortgage Master Inc  November 2013 - December 2014
Fifth Third Bank  January 2010 - October 2013
JP Morgan Chase  April 1997 - December 2009

Skills
Specialist in..., IHDA specialist, condo specialist, First Time Home Buyers, Loans, REO, FHA, FHA financing, VA loans, Mortgage Lending, Refinance, USDA, Mortgage Banking, Loan Origination, Residential Mortgages, Real Estate, Government Loans, Referrals, FHA Financing, VA Loans, Investment Properties, Credit, Credit Analysis, Investors, Construction Loans, Foreclosures

Education
Northern Illinois University   1984 — 1986
BA, Public Relations

Mortgage Man Jim Blackburn (312) 753-6399 NMLS – 1072866 Mortgage Man Jim Blackburn (312) 753-6399 NMLS – 1072866 Greater Chicago Area Details
Mortgage Man Jim Blackburn (312) 753-6399 NMLS – 1072866's Guaranteed Rate Experience March 2014 - Present
Job Senior Mortgage Specialist at Guaranteed Rate NMLS ID 2611
Industry Banking
Experience
Guaranteed Rate - NMLS ID 2611   August 2014 - Present
Guaranteed Rate   March 2014 - Present
Guaranteed Rate   May 2013 - March 2014
Family Protection Group Inc   December 2007 - May 2013
Bank of America (Formerly Countrywide Bank & Investment Services)   October 2004 - October 2007
Chase (Formerly Bank One)   October 2002 - October 2004

Skills
Mortgage Lending, Refinance, First Time Home Buyers, Jumbo Mortgage, Finance, Investments, Loans, FHA, VA loans, Condos, Real Estate, Credit Analysis, Mortgage Banking, Retirement Planning, Coaching, Management, Customer Service, Business Analysis, New Business Development, Entrepreneurship, Business Strategy, Banking, Investment Properties, Insurance, Lead Generation, Strategic Financial..., Portfolio Management, Team Leadership, Online Marketing, Email Marketing, 203K, Residential Mortgages, Real Estate Financing, Mortgage Marketing, Financial Planning, VA Loans, Networking, Product Innovation, Personnel Management

Education
The American College   2002 — 2006
Financial Planner, Certified Financial Planner (CFP) Preparation, 4.0

Michigan State University   1997 — 2001
Bachelor of Arts (BA)

Troy Athens Red Hawks   1994 — 1997
Diploma, College Prep

David Eckel David Eckel Milton, Massachusetts Details
David Eckel's Guaranteed Rate Experience September 2009 - Present
Job vp at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   September 2009 - Present

Skills
Mortgage Lending, FHA, Mortgage Banking, Sellers, Loan Origination, Refinance, Residential Mortgages, FHA financing, VA loans, USDA, Loans, Mortgage Underwriting

Education
Arlington Catholic H.S.

Northeastern University
Bachelor of Business Administration (BBA), Business Administration and Management, General

Chad Drachenberg Chad Drachenberg Greater Denver Area Details
Chad Drachenberg's Guaranteed Rate Experience March 2011 - Present
Job VP of Mortgage Lending
Industry Banking
Experience
Guaranteed Rate   March 2011 - Present
Mountain Crest Mortgage   January 1998 - March 2011

Skills
Loans, Mortgage Lending, FHA financing, Jumbo, First Time Home Buyers, Refinance, Rates, Residential Mortgages, Construction Loans, Certified Mortgage..., VA loans, Government Loans, FHA, Real Estate Financing, Loan Origination, Mortgage Banking, Real Estate, Reverse Mortgages, Mortgage Underwriting, FHA Financing, VA Loans

Education
Minnesota State University, Mankato   1988 — 1992
BS

Chef Patrick Williams II Chef Patrick Williams II Greater Chicago Area Details
Chef Patrick Williams II's Guaranteed Rate Experience January 2012 - January 2013
Job Chef Instructor at Kendall College
Industry Food & Beverages
Experience
Kendall College  October 2013 - Present
Beau K Catering and Personal Chef Service   June 2013 - Present
Grampa Boos Basting and BBQ Sauce   April 2009 - Present
Comfort Cuisine   2008 - Present
Clausen Williams, Ltd   2008 - Present
Guaranteed Rate   January 2012 - January 2013
Olan Sang Ruby Union Institute   January 2010 - January 2012
Compass/Eurest   November 2006 - November 2007
Sprint pcs  2000 - 2004

Skills
Culinary Skills, Cooking, Catering, Menu Development, Food Service, Recipes, Food, Management, Budgets, Event Planning, Cuisine, Chef, Wine, Restaurant Management, Restaurants, Food & Beverage, Leadership, Event Management

Education
Kendall   2004 — 2005
Assoc, Culinary Arts

Michigan State University   1982 — 1987
Bachelor's Degree, Engineering arts, 3.0

Lansing Sexton   1979 — 1982
college prep

James Dugan James Dugan Greater Chicago Area Details
James Dugan's Guaranteed Rate Experience May 2007 - October 2010
Job Manager, Underwriting & Condos
Industry Insurance
Experience
Perl Mortgage  July 2011 - Present
Metlife Bank  October 2010 - June 2011
United Guaranty Corporation  January 2009 - October 2010
Guaranteed Rate   May 2007 - October 2010
Genworth Financial  2007 - 2009

Skills
Mortgage Lending, Underwriting, Credit, Loan Origination, Mortgage Banking, Loans, Banking, Credit Analysis, Management, USDA, Customer Service, Mortgage Underwriting, Leadership, Sales, Strategic Planning, Process Improvement, Residential Mortgages, Refinance

Education
Michigan State University   1997 — 2001
Bachelor of Arts, Telecommunications – Information Technology

Randy Emerson Randy Emerson Greater Minneapolis-St. Paul Area Details
Randy Emerson's Guaranteed Rate Experience June 2015 - Present
Job Home Mortgage Lender
Industry Consumer Services
Experience
Guaranteed Rate   June 2015 - Present
CMG Financial  June 2014 - June 2015
Bell Mortgage a Division of Bell State Bank and Trust   July 2008 - May 2014
Twin City Garage Door   October 1988 - June 2008

Skills
Mortgage Lending, First Time Home Buyers, Mortgage Banking, Residential Mortgages, FHA, Residential Homes, Time Management, VA loans, Refinance, Real Estate, Sales, FHA financing, USDA, Investment Properties, Loan Origination, VA Loans, Customer Service, FHA Financing

Education
North Dakota State University   1985 — 1988
Business

Craig Koster Craig Koster Greater Salt Lake City Area Details
Craig Koster's Guaranteed Rate Experience June 2014 - Present
Job VP of Mortgage Lending at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   June 2014 - Present
Springwater Capital   August 2009 - May 2014
CTX Mortgage  2007 - 2008
Atherton Mortgage   2002 - 2006
eLocal.com  2000 - 2001
First Security Bank of Missoula  March 1997 - March 2000
General Construction  June 1985 - June 1997

Skills
Loans, Mortgage, VA loans, Marketing, Mortgage Lending, Management, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, FHA, Customer Service, Training, Certified Mortgage..., Customer Satisfaction, USDA, Banking, Sellers, FHA financing, Government Loans, Finance, Construction Loans, Reverse Mortgages, Credit, Non-Conforming, Home Equity Loans

Education
The University of Montana - School of Business Administration   1995 — 1997
BA, Economics

The University of Montana   1994 — 1997
Bachelor of Arts (BA), Economics

Montana State University-Bozeman

Sentinel High School

Dawn Lopez Dawn Lopez Washington D.C. Metro Area Details
Dawn Lopez's Guaranteed Rate Experience June 2014 - Present
Job VP of Mortgage Lending at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   June 2014 - Present
SunTrust Mortgage  September 2013 - June 2014
NVR, Inc.   February 2013 - September 2013
Regional Contracting Assistance Center   December 2010 - September 2012
Mountain State University  December 2010 - September 2012
National City Mortgage  January 2004 - November 2009
Barsh Opticians and Hearing Aid Center   January 1992 - January 2004

Skills
Nonprofits, Mortgage Lending, Small Business, Real Estate, Marketing, Selling, Team Building, Strategic Planning, Leadership, Sales, FHA, Residential Homes, First Time Home Buyers, Investment Properties, Refinance

Education
University of Charleston   2014 — 2015
Bachelor's Degree, Organizational Leadership, Senior

Mountain State University   2008 — 2011
BS, Business

Ryan Thormann Ryan Thormann Greater Chicago Area Details
Ryan Thormann's Guaranteed Rate Experience October 2012 - January 2014
Job Talent at Large
Industry Human Resources
Experience
Trader Joe's  March 2014 - Present
SEEKING NEXT OPPORTUNITY  January 2014 - March 2014
Guaranteed Rate   October 2012 - January 2014
Trader Joe's  January 1998 - October 2012

Skills
Customer Service, Negotiation, Microsoft Office, Onboarding, Training, Human Resources, Employee Relations, Event Management, Event Planning, Recruiting, Coaching, Sales, Team Building, Social Networking, Cold Calling, Interviews, Business Intelligence, Project Management, Analysis, Leadership, Management

Education
University of Michigan-Dearborn   2015 — 2018
Master of Science (MS), Business Analytics

North Park University   2010 — 2013
B.S., Business Admin., Organizational management and leadership, and Information systems technology., 3.79

Wil Glidewell Wil Glidewell Greater St. Louis Area Details
Wil Glidewell's Guaranteed Rate Experience 2008 - 2011
Job Market Leader at Movement Mortgage...We are changing the lives of our REALTOR® Partners
Industry Financial Services
Experience
Movement Mortgage  April 2013 - Present
Midwest Mortgage Capital LLC  2011 - 2012
Guaranteed Rate   2008 - 2011
GMACM   2005 - 2008
GMAC Mortgage  2005 - 2008
GMAC ResCap  2005 - 2008
GMAC Mortgage LLC/GMAC Residential Capital LLC   2005 - 2008
Wells Fargo Home Mortgage  2002 - 2005

Skills
Real Estate, FHA, Mortgage Lending, Sales, Marketing, Sellers, Refinance, First Time Home Buyers, Consumer Lending, Strategy, Loans, Banking, Account Management, Loan Origination, Residential Mortgages, Certified Mortgage..., Financial Analysis, USDA, Underwriting, Investment Properties, Credit Analysis, Sales Management, Access, Commercial Lending, Team Building, Selling, Credit, Reverse Mortgages, Leadership, Short Sales, Finance, Mortgage Banking, Foreclosures, VA loans, REO, Customer Service, Government Loans, Construction Loans, FHA financing

Education
Missouri State University   1985 — 1989

Mark Kombrink Mark Kombrink Bluffton, South Carolina Details
Mark Kombrink's Guaranteed Rate Experience August 2007 - February 2011
Job Licensed Loan Originator NMLS#191095
Industry Financial Services
Experience
Mortgage Network, Inc.   March 2013 - Present
American Home Mortgage Group   February 2011 - February 2013
Guaranteed Rate   August 2007 - February 2011
Foxpointe Mortgage, LLC   May 2002 - August 2007
US Navy  May 1990 - March 1994

Skills
Investment Properties, Real Estate, Refinance, First Time Home Buyers, Loans, FHA, Property Management, Residential Homes, Mortgage Banking, USDA, Condos, Customer Service, Construction Loans, Mortgage Lending, REO, Short Sales, Foreclosures, Residential Mortgages, Credit, VA loans, Finance, Single Family Homes, Loan Origination, Referrals, FHA financing, Credit Analysis, Commercial Mortgages, Reverse Mortgages, Investors, Government Loans, Negotiation, Mortgage Marketing, Certified Mortgage..., Mortgage Underwriting, Real Estate Financing

Education
Northern Illinois University - College of Business   1996 — 1998
Bachelor of Science (BS), Accounting and Finance

Jeff Piskulic Jeff Piskulic Chicago, Illinois Details
Jeff Piskulic's Guaranteed Rate Experience January 2013 - Present
Job Mortgage Consultant at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   January 2013 - Present
eClass  2009 - 2012
Professional Mortgage Partners / Wintrust Mortgage   2001 - 2009

Skills
Spanish, Microsoft Office, Teaching, Social Media, Event Management, Event Planning, Marketing, Public Speaking, Nonprofits, Social Networking, Refinance, Blogging, Mortgage Banking, Mortgage Lending

Education
Millikin University   1997 — 2001
Bachelor's Degree, Music Business

Parkway West High School   1994 — 1997

Abby Geremew Abby Geremew Greater Boston Area Details
Abby Geremew's Guaranteed Rate Experience July 2013 - March 2014
Job Staff Accountant at CAPA International Education
Industry Accounting
Experience
CAPA International Education  August 2014 - Present
Accountemps  March 2014 - July 2014
Guaranteed Rate   July 2013 - March 2014
TD  January 2011 - July 2013
General Investment & Development  September 2007 - November 2008
Washington Gas  August 2006 - September 2007

Skills
Accounting, Tax Preparation, Mortgage Lending, Retail Banking, Fixed Annuities, Term Life Insurance, Customer Service

Education
George Mason University - School of Management   2002 — 2005
Bachelor of Science (B.S.)

Northern Virginia Community College   1999 — 2002
Associate of Science (A.S.)

TC Williams High School   1996 — 1999
Diploma

Adam Baskin Adam Baskin Greater Boston Area Details
Adam Baskin's Guaranteed Rate Experience October 2011 - November 2013
Job Administrative Assistant at Boston Children's Hospital
Industry Higher Education
Experience
Boston Children's Hospital  January 2014 - Present
Guaranteed Rate   October 2011 - November 2013
Mount Ida College  November 2007 - May 2011
Mount Ida College  August 2008 - May 2010

Skills
Microsoft Office, Excel, PowerPoint, Student Affairs, Higher Education, Event Planning, Admissions, Public Speaking, Community Outreach, Facebook, Volunteer Management, Fundraising, Research, Non-profits, Customer Service, Microsoft Word, Outlook, Social Media, Microsoft Excel

Education
Mount Ida College   2007 — 2011
B.S, Applied Forensic Science

Mount Ida College   2007 — 2011
B.S, Applied Forensic Science

Jason Stern Jason Stern Chicago, Illinois Details
Jason Stern's Guaranteed Rate Experience June 2014 - Present
Job Sr. Recruiting Specialist at Guaranteed Rate
Industry Banking
Experience
Guaranteed Rate   June 2014 - Present
Platinum Home Mortgage  September 2011 - December 2013

Skills
FHA, Government Loans, VA loans, Refinance, Mortgage Banking, Mortgage Lending, Loan Origination, Residential Mortgages

Education
Montana State University-Bozeman

Robert Ramis Robert Ramis Greater Chicago Area Details
Robert Ramis's Guaranteed Rate Experience June 2012 - December 2013
Job MLO at 53 Bank
Industry Banking
Experience
53 Bank  December 2013 - Present
Guaranteed Rate   June 2012 - December 2013
Fairway Mortgage/Gateway Funding   June 2011 - July 2012
Fairway Independent Mortgage  June 2011 - January 2012
Prospect Mortgage, LLC  June 2010 - June 2011
Fidelity Mortgage Services   1997 - 2009

Skills
Mortgage Lending, Refinance, Mortgage Banking, FHA, Loan Origination, Residential Mortgages, Loans, VA loans, FHA financing, USDA, Reverse Mortgages, Certified Mortgage..., Investment Properties, Construction Loans, Credit, First Time Home Buyers, Real Estate, Selling, Mortgage Servicing, Loss Mitigation, Residential Homes, Commercial Mortgages, Debt Consolidation, Small Business Lending, Government Loans, Investors, Referrals, REO, Underwriting, Banking, Consumer Lending, Mortgage Underwriting, Short Sales, Funding, Real Estate Transactions, HUD, Financial Structuring, Foreclosures, Mortgage Marketing, Finance, Investments, Real Estate Economics, Credit Analysis, Property, Real Estate Financing, Home Equity Loans, Commercial Lending, Home Equity Lines of...

Education
Niles North High School   1970 — 1974

Northern Illinois University - College of Business
B.S., Business Management

Cody Begdorian Cody Begdorian Portland, Oregon Details
Cody Begdorian's Guaranteed Rate Experience September 2003 - February 2005
Job Clinical Intern at Oregon College of Oriental Medicine
Industry Health, Wellness and Fitness
Experience
Prospect Mortgage, LLC  January 2012 - Present
Wintrust Mortgage Corporation  April 2008 - January 2012
Lakeshore Funding  February 2005 - April 2008
Guaranteed Rate   September 2003 - February 2005
Lakeshore Funding  March 2002 - September 2003

Education
Oregon College of Oriental Medicine   2011 — 2015
Masters of Chinese Medicine, Acupuncture and Oriental Medicine

Michigan State University   1997 — 2001
Business

James Russo James Russo Pembroke, Massachusetts Details
James Russo's Guaranteed Rate Experience July 2014 - Present
Job Sales Assistant at Guaranteed Rate Devin Group
Industry Real Estate
Experience
Guaranteed Rate   July 2014 - Present
Lovell Hockey   June 2006 - Present
Poli Mortgage Group  April 2010 - June 2012
Northeast Security Inc  September 2009 - April 2010

Skills
Mortgage Lending, Real Estate, Leadership, Customer Service, Management, Sales, Marketing

Education
Northeastern University   2004 — 2009
Bachelor of Science (B.S.), Criminal Justice/Police Science

Thayer Academy   2000 — 2004

Diana MacFarlane Diana MacFarlane Santa Barbara, California Area Details
Diana MacFarlane's Guaranteed Rate Experience February 2014 - February 2015
Job Senior Loan Consultant at Caliber Home Loans
Industry Financial Services
Experience
Caliber Home Loans  February 2015 - Present
Guaranteed Rate   February 2014 - February 2015

Skills
Mortgage Banking, Loans, Credit, Real Estate, Mortgage Lending, Banking, Investments, Loan Origination, Refinance, FHA, Investment Properties, First Time Home Buyers, Portfolio Management, Residential Mortgages, Single Family Homes, Real Estate Financing, Underwriting, VA loans, USDA, Credit Analysis, Commercial Lending, Construction Loans

Education
Mills College   1965 — 1969
Bachelor of Arts (B.A.), Fine/Studio Arts, General

Mills College
Bachelor of Arts

Courtney Pioszak Courtney Pioszak Greater Chicago Area Details
Courtney Pioszak's Guaranteed Rate Experience April 2006 - May 2007
Job Client Service Associate at Morgan Stanley Smith Barney
Industry Insurance
Experience
Morgan Stanley Smith Barney  April 2012 - Present
Forest Financial Group, Inc.   May 2007 - May 2012
Guaranteed Rate   April 2006 - May 2007
Guaranteed Rate   March 2004 - April 2006

Education
Michigan State University   1998 — 2003
Bachelor of Commincation Arts and Sciences

Charles Puryear Charles Puryear Raleigh-Durham, North Carolina Area Details
Charles Puryear's Guaranteed Rate Experience February 2005 - May 2005
Job Homeside Financial
Industry Banking
Experience
Homeside Financial  April 2014 - Present
NFM,Inc   May 2010 - April 2014
Mortgage Approval Center LLC   December 2007 - March 2010
First National Mortgage Sources  May 2005 - November 2007
Guaranteed Rate   February 2005 - May 2005
American Builders Mortgage   February 2001 - February 2005

Skills
Mortgage Lending, FHA, Lines Of Credit, USDA, Refinance, VA loans, First Time Home Buyers, Credit, Investment Properties, Construction Loans, REO, Relocation, FHA financing, Loan Origination, Mortgage Banking, Residential Mortgages, Reverse Mortgages, Referrals

Education
North Carolina Agricultural and Technical State University

Andy Matejka Andy Matejka Greensboro/Winston-Salem, North Carolina Area Details
Andy Matejka's Guaranteed Rate Experience November 2011 - Present
Job Loan Officer at Guaranteed Rate, Inc.
Industry Real Estate
Experience
Guaranteed Rate   November 2011 - Present
The Mortgage Lender, Inc.   May 2009 - November 2011
Temporary Resources, Inc.   November 1998 - January 2009

Skills
Mortgage Banking, Mortgage Underwriting, Investment Properties, Investments, Real Estate, Customer Service, Refinance, Mortgage Lending, FHA, First Time Home Buyers, Loans, Residential Mortgages, Real Estate Transactions, USDA, Credit, Loan Origination, FHA financing, VA loans, Certified Mortgage..., Real Estate Financing, Foreclosures, Residential Homes, Short Sales, Single Family Homes, Sales

Education
North Carolina State University   1983 — 1989
BA, Economics

Steve Ruprecht Steve Ruprecht Greater Minneapolis-St. Paul Area Details
Steve Ruprecht's Guaranteed Rate Experience January 2011 - Present
Job Vice President of Mortgage Lending
Industry Financial Services
Experience
Guaranteed Rate   January 2011 - Present
Home Savings of America  March 2008 - January 2011
Home Mortgage Consultants, Inc.   January 1999 - March 2008

Skills
FHA, USDA, Mortgage Lending, Mortgage Marketing, Refinance, Mortgage Banking, VA loans, Residential Mortgages, Loan Origination, FHA financing, Loans, Credit, Certified Mortgage..., First Time Home Buyers, Reverse Mortgages, Government Loans, USDA Rural Housing, Construction Loans, VA Loans, FHA Financing, Residential Homes

Education
Minnesota State University, Mankato   1987 — 1991
Business Administration / Finance, Business

David Mailhot David Mailhot Greater Boston Area Details
David Mailhot's Guaranteed Rate Experience March 2010 - February 2011
Job A
Industry Financial Services
Experience
Guaranteed Rate   March 2010 - February 2011
MAG Mortgage Corporation   April 2009 - March 2010
Beacon Mortgage  January 2006 - April 2009
First Eastern Mortgage  February 2002 - December 2006

Skills
FHA, Residential Homes, Mortgage Lending, Home Owners, Commercial Real Estate, HUD, Construction, Mortgage Banking, USDA, Refinance, First Time Home Buyers, Residential Mortgages, Loans, FHA financing, VA loans, Reverse Mortgages, Investment Properties, Construction Loans, Loan Origination, Certified Mortgage..., Single Family Homes, Sales

Education
NH Bankers Association   1987 — 1989
Financial

NHTI, Concord's Community College   1984 — 1986
Architectural Design

Dan Schwellenbach Dan Schwellenbach Schaumburg, Illinois Details
Dan Schwellenbach's Guaranteed Rate Experience June 2013 - November 2013
Job Mortgage Banker at The Federal Savings Bank
Industry Banking
Experience
The Federal Savings Bank  December 2014 - Present
HomeTrust Mortgage Corporation  November 2013 - December 2014
Guaranteed Rate   June 2013 - November 2013
Crosscountry Mortgage, Inc.   March 2012 - June 2013
Benchmark Mortgage  May 2011 - March 2012
Key Mortgage Services Inc  February 2008 - May 2011
Fischer Mortgage   December 2007 - February 2008
Smart Mortgage Access   October 2005 - November 2007
Network Financial   June 2004 - November 2005
Draper and Kramer  January 2003 - June 2004

Skills
Loans, Mortgage, FHA, VA, Purchase, Investment Properties, Mortgage Lending, Certified Mortgage..., FHA financing, VA loans, USDA, Refinance, REO, Sellers, Condos, Home Equity Loans, Real Estate, Mortgage Marketing, VA Loans, FHA Financing

Education
Northern Illinois University   1979 — 1983
BS, Economics

St. Viator High School   1974 — 1978
HS, Business

Lindsey Gonka Lindsey Gonka Chicago, Illinois Details
Lindsey Gonka's Guaranteed Rate Experience November 2012 - January 2015
Job Administrative Assistant/ Training Coordinator at Ounce of Prevention Fund
Industry Individual & Family Services
Experience
Ounce of Prevention Fund  January 2015 - Present
Guaranteed Rate   November 2012 - January 2015
Creme de la Creme  September 2011 - October 2012
Hallmark Cards  June 2008 - January 2012
YMCA  June 2010 - August 2010

Skills
Customer Service, Sales

Education
Northern Illinois University   2007 — 2011
Bachelor's degree, Family and Child Studies

Kevin Gomez Kevin Gomez Montauk, New York Details
Kevin Gomez's Guaranteed Rate Experience November 2012 - June 2013
Job GM Muse at the End Restaurant in Montauk, NY
Industry Marketing and Advertising
Experience
Muse At The End   May 2015 - Present
24 Seven Inc.  January 2011 - Present
Muse in the Harbor   October 2012 - May 2015
Salt Beach Corp   May 2013 - October 2014
Hampton Photo Arts & Framing   January 2012 - June 2014
Guaranteed Rate   November 2012 - June 2013
Montauk Yacht Club  April 2011 - September 2011
Jennifer Greenlees Holistics   May 2010 - September 2011
Sugar Shack Burlesque   May 2007 - August 2011
intermix inc  February 2011 - February 2011

Skills
Photography, Fashion, Entertainment, Art, Writing, Photoshop, Social Media, Illustrator, Fine Art, Photo Editing, Customer Engagement, Public Speaking, Public Relations, Organizing, computer proficiency, Art Direction, Photojournalism, Commercial Photography, Portrait Photography, Media Production, Graphic Design, Promotions, Aloha, Adobe Creative Suite, Advertising, Micros, Bartending, Food Service, Portraits, Lightroom, Event Management, Fine Art Photography, Marketing, Comedy, Comedic Timing, Improvisation, Improvisational Comedy, Scripting, Script Editing, Hospitality, Hospitality Management, Hospitality Industry, Reviews

Education
New England College   2005 — 2009
Bachelor's Degree, Graphic Design / Photography / Marketing

Keon Montgomery Keon Montgomery Greater Chicago Area Details
Keon Montgomery's Guaranteed Rate Experience April 2015 - Present
Job Vice President of Strategic Recruiting at Guaranteed Rate
Industry Real Estate
Experience
Guaranteed Rate   April 2015 - Present
Guaranteed Rate   June 2013 - Present
Life Style Investment Group   November 2010 - June 2014
Lasalle Bank/ Bank of America  July 2007 - 2013

Skills
Banking, Loans, Strategic Planning, Credit, Mortgage Lending, Risk Management, Sales, Portfolio Management, Team Building, New Business Development, Management, Business Development, Business Strategy

Education
Northern Illinois University
Business Management

Lynette Grinter Lynette Grinter Chicago, Illinois Details
Lynette Grinter's Guaranteed Rate Experience 2015 - Present
Job Vice President of Marketing at Guaranteed Rate
Industry Online Media
Experience
Guaranteed Rate   2015 - Present
The Tie Bar  2014 - 2014
Ticketmaster  April 2011 - 2014
Ticketmaster  August 2009 - April 2011
Ticketmaster  September 2008 - August 2009
Chicago Tribune Interactive  August 2007 - August 2008
Orbitz  October 2005 - August 2007
American Marketing Association  May 2003 - October 2005
Lexus  1997 - 2000
Toyota  1997 - 1997

Skills
Display Advertising, Affiliate Marketing, PPC, Web Analytics, SEO, Customer Insight, Positioning, Web Marketing, Social Networking, New Media, Omniture, Interactive Marketing, Integrated Marketing, SEM, Brand Management, Digital Marketing, Digital Strategy, Analytics, Social Media Marketing, Advertising, Strategy, Customer Acquisition, Marketing Strategy, Mobile Devices, E-commerce, Marketing, B2B Marketing, Mobile Marketing, eCommunications, Social Media, Email Marketing, Online Marketing

Education
Northwestern University   2001 — 2003
MS, Integrated Marketing Communications

Michigan State University
BA, Marketing

Angela Lindorff Angela Lindorff Greater Chicago Area Details
Angela Lindorff's Guaranteed Rate Experience April 2014 - Present
Job Quality Control Specialist
Industry Marketing and Advertising
Experience
Guaranteed Rate   April 2014 - Present
ALE Solutions, Inc.   May 2007 - April 2014
8th Stage   April 2013 - October 2013
College Communications Office   January 2012 - May 2012
Eagles Club  August 2011 - December 2011

Skills
Accounting software..., PowerPoint, Customer Service, Microsoft Office, Social Media, Public Relations, Teamwork, Invoicing, Accounting, Microsoft Excel, Event Planning, Microsoft Word, Facebook, Public Speaking, Leadership, Time Management, Marketing, Research, Event Management, Team Building, Marketing Communications, Fundraising, Team Leadership, Marketing Strategy, Interpersonal..., Creative Writing, Strategic Planning, Photoshop, Organizational..., Editing, Outlook, Social Media Marketing, SEO, SEM, PPC, PPM, SCO, Key Words, RSS Feeds, Blogging, Nonprofits, Sales

Education
Monmouth College   2008 — 2012
Bachelor of Arts, Communication, General

Alyssa Goodman Alyssa Goodman Atlanta, Georgia Details
Alyssa Goodman's Guaranteed Rate Experience May 2011 - June 2011
Job Public Relations Account Executive at DENMARK [the agency]
Industry Public Relations and Communications
Experience
DENMARK [the agency]   November 2014 - Present
Behrman Communications  August 2013 - October 2014
Tory Burch  September 2011 - August 2013
Nika Butik   May 2011 - September 2011
Guaranteed Rate   May 2011 - June 2011
The Accident Fund   May 2009 - December 2009
Wilson Dow Group  May 2008 - August 2008
Denmark the Agency  June 2007 - August 2007
Encore the Dance Centre   September 2000 - June 2005

Skills
Advertising, Leadership, Management, Marketing, Public Relations, Recruiting, Sales, Strategy, Talent Management, Social Media, Social Networking, Retail, Social Media Marketing, Event Planning

Education
Michigan State University   2005 — 2009
Bachelor of Arts (BA), Journalism, Public Relations

College of Communication
Arts and Sciences

School of Journalism

Christopher Holmes Christopher Holmes Scottsdale, Arizona Details
Christopher Holmes's Guaranteed Rate Experience March 2012 - Present
Job V.P. Mortgage Lending at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   March 2012 - Present
Shea Mortgage  April 2011 - March 2012
Keller Williams Realty Biltmore Properties   2010 - 2011
Prospect Mortgage Company  July 2008 - October 2010
Desert Heritage Mortgage   2001 - 2003
Household Finance  1991 - 1996

Skills
First Time Home Buyers, Mortgage Banking, Credit, Refinance, Mortgage Lending, Loans, FHA, Referrals, Residential Mortgages, Real Estate, USDA, Loan Origination, Finance, VA loans, Mortgage Marketing, Certified Mortgage..., VA Loans, Government Loans, Investments, Sales, Sellers, Residential Homes, FHA financing, Real Estate Financing, REO, Reverse Mortgages, Mortgage Underwriting, Investment Properties, Construction Loans, Foreclosures

Education
Northern Arizona University-The W. A. Franke College of Business   1982 — 1987
Business

Jerry Gross Jerry Gross Greater Los Angeles Area Details
Jerry Gross's Guaranteed Rate Experience May 2012 - December 2013
Job Digital Health Innovation
Industry Information Technology and Services
Experience
Amgen  January 2014 - Present
Guaranteed Rate   May 2012 - December 2013
Bendago Advisory Services, LLC   June 2008 - May 2012
Intuit  March 2007 - June 2008
McKesson Corporation  2005 - 2007
JPMorgan Chase  2001 - 2005
Westpac  1999 - 2001
Bank of America  1992 - 1999
CAST Management Consultants  1990 - 1992
KPMG  1987 - 1990

Skills
IT Transformation, IT Service Management, Cloud Computing, Shared Services, Business Resilience, SOA, IT Financial Management, Project Turnaround, IT Governance, Green IT, Infrastructure Planning, Business Intelligence, Technology Integration, IT Management, IT Strategy, IT Outsourcing, Vendor Management, Strategic Sourcing, PaaS, Social Media, Web Services, Governance, Leadership, ITIL, CIOs, IT Operations, Enterprise Architecture, SaaS, Infrastructure, Data Center, Executive Management, Business Continuity, Integration, Strategy, Information Technology, Vision, Managed Services, Program Management, Management, Strategic Planning, Enterprise Software, Disaster Recovery, Security, Agile Methodologies, Mobile Devices, Networking, Entrepreneurship, Business Process, Consulting, Mergers & Acquisitions

Education
Monash University   1977 — 1982
Business, Accounting, Finance

Mount Scopus   1976 — 1977

Clay Gregory Clay Gregory Irvine, California Details
Clay Gregory's Guaranteed Rate Experience September 2015 - Present
Job Chief Appraiser
Industry Real Estate
Experience
Guaranteed Rate   September 2015 - Present
Discover Home Loans  February 2013 - Present
Discover Home Loans  February 2013 - August 2015

Education
Northern Arizona University   1986 — 1990

Northern Arizona University   1986 — 1990

Nanci Volz Nanci Volz Greater Chicago Area Details
Nanci Volz's Guaranteed Rate Experience February 2013 - Present
Job Mortgage Underwriter
Industry Financial Services
Experience
Guaranteed Rate   February 2013 - Present
Mary Kay, Inc.   June 2008 - Present
Nanci's Photography   May 2000 - Present
Bridgeview Bank Mortgage  December 2012 - February 2013
Indecomm Global Services  January 2012 - December 2012
Hillard Heintze  April 2010 - December 2011
Strategic Loan Solutions & The Fleck Law Group   December 2008 - July 2009
Prosperity Mortgage  June 2008 - October 2008
Wilmington Finance  June 2005 - December 2007
Decision One Mortgage  November 2002 - June 2005

Skills
Mortgage Lending, Loan Origination, Loans, Credit, FHA, Mortgage Banking, Refinance, Residential Mortgages, Underwriting, Banking, Credit Analysis, Mortgage Underwriting, Risk Management, VA loans, FHA financing, Financial Risk, Loss Mitigation, Insurance, Investment Properties, Real Estate, Financial Analysis, Customer Service, Sales Management, Sales, Team Building, Cold Calling, Finance, Loan Servicing, Residential Homes, Selling, Mortgage Servicing, First Time Home Buyers, VA Loans, FHA Financing

Education
Moraine Valley Community College   1991 — 1993

H.L. Richards High School   1987 — 1991

Matthew Toporski Matthew Toporski Greater Chicago Area Details
Matthew Toporski's Guaranteed Rate Experience November 2012 - October 2013
Job Food Service Director
Industry Hospitality
Experience
Quest Food Management Services  June 2015 - Present
Quest Food Management Services  January 2015 - June 2015
Compass Group North America  March 2014 - December 2014
Aramark  October 2013 - March 2014
Guaranteed Rate   November 2012 - October 2013
Foodstuffs Gourmet Foods & Catering  July 2011 - November 2012
Pinstripes, Inc  August 2010 - July 2011

Skills
Menu Development, Restaurants, Purchasing, Catering, Inventory Control, Food, Hospitality, Marketing, Food Service, Restaurant Management, Culinary Skills, Food & Beverage, Hospitality Management, Food Safety, Training, Management, Food Industry, Hospitality Industry, Event Planning, Cuisine, Cooking, Hotels

Education
The Illinois Institute of Art- Chicago   2010 — 2011
Bachelor of Applied Science (BASc), Hospitality Management

The Illinois Institute of Art- Chicago   2009 — 2010
Associate's Applied Science, Hospitality Management

The Illinois Institute of Art- Chicago   2007 — 2009
Bachelor of Applied Science (BASc), Culinary Management

University of Wisconsin-Milwaukee   2005 — 2007
General Education

Milwaukee Area Technical College   2003 — 2005
Associate's Applied Science, Culinary Arts

Martin Luther High School

Joe Larotonda Joe Larotonda Raleigh-Durham, North Carolina Area Details
Joe Larotonda's Guaranteed Rate Experience February 2015 - Present
Job Loan Officer (NMLS #75750) at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   February 2015 - Present

Skills
New Home Purchase, First Time Home Buyers, Refinance, FHA financing, USDA Rural Housing, VA loans, conventional, FHA Financing, Loan Origination, VA Loans, Foreclosures, Investment Properties, Referrals, FHA, Real Estate, USDA, Short Sales

Education
North Carolina State University   1989 — 1992
Bachelor of Science in Business Administration, Business Administration and Management, General

Matt Popko Matt Popko Chicago, Illinois Details
Matt Popko's Guaranteed Rate Experience May 2012 - Present
Job Loan Officer at Platinum Home Mortgage (NMLS ID #13589)
Industry Financial Services
Experience
Platinum Home Mortgage (NMLS ID #13589)   June 2014 - Present
Guaranteed Rate   May 2012 - Present
Ibiza Café   June 2010 - June 2011
First National Mortgage (Forum Mortgage)   January 2005 - March 2008
PFNF Home Lending   March 2002 - November 2004
Reza's Restaurant   June 1999 - August 2001

Skills
Customer Service, Microsoft Office, Event Planning, Restaurants, Public Speaking, Inventory Management, Sales, Microsoft Word, Microsoft Excel, PowerPoint, Restaurant Management, Team Building, Training, Time Management, Management, Coaching, Customer Satisfaction, Hospitality, Process Scheduler, Event Management, New Business Development, Sales Management, Marketing, Mortgage Lending, Loan Origination, Leadership, CRM, Real Estate, Marketing Strategy

Education
Northeastern Illinois University   1998 — 2000
Economics Major

Triton College
General Education

University of Illinois at Urbana-Champaign
General Education

Paul Delles Paul Delles Chicago, Illinois Details
Paul Delles's Guaranteed Rate Experience May 2015 - Present
Job Mortgage Consultant at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   May 2015 - Present

Skills
Mortgage Lending, Loans, Credit, Refinance, Residential Mortgages, Credit Analysis, Underwriting, Financial Analysis, Credit Risk, Mortgage Underwriting

Education
Northern Illinois University   2007 — 2011

Kevin Licht Kevin Licht Anderson, South Carolina Details
Kevin Licht's Guaranteed Rate Experience November 2008 - August 2009
Job Head Cross Country/Track & Field Coach at Anderson University (SC)
Industry Higher Education
Experience
Anderson University (SC)   June 2015 - Present
Converse College  February 2013 - June 2015
Roosevelt University  August 2009 - February 2013
Roosevelt University  August 2009 - February 2013
Guaranteed Rate   November 2008 - August 2009
Guaranteed Rate   September 2006 - November 2008
Provident Funding Associates L.P.   March 2005 - September 2006

Skills
Higher Education, Coaching, Fundraising, Athletics, Public Speaking, Budgets, Non-profits, Nonprofits, Athletic Training, Community Outreach, Recruiting, Management, Social Networking

Education
North Central College   2000 — 2004
Bachelor of Science (BS), Economics

John Wojtowicz John Wojtowicz Clark, New Jersey Details
John Wojtowicz's Guaranteed Rate Experience August 2013 - Present
Job VP of Mortgage Lending at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   August 2013 - Present

Skills
Mortgage Banking, Mortgage Lending, FHA financing, Refinance, VA loans, Loan Origination, Residential Mortgages, Customer Service, Construction Loans, Loans, Credit, Debt Consolidation, Reverse Mortgages

Education
Montclair State University   1979 — 1983
Accounting and Finance

St. Pius X High School   1974 — 1978

Alfredo Nuno Alfredo Nuno Vancouver, Washington Details
Alfredo Nuno's Guaranteed Rate Experience 2012 - 2013
Job Vice President of Mortgage Lending (147369) at Guaranteed Rate 2611
Industry Banking
Experience
Guaranteed Rate   2012 - 2013

Skills
Mortgage Lending, Residential Mortgages, Customer Service, Loans, FHA, FHA financing, ARM, Finance, Loan Origination, Low Rates, Reverse Mortgages, Jumbo Mortgage, 203K, Real Estate, USDA, Mortgage Banking, Certified Mortgage..., FHA Financing, Investment Properties, First Time Home Buyers

Education
Mt. Hood Community College   1993 — 1995

Hood River Valley

Oliver Robertson Oliver Robertson Chicago, Illinois Details
Oliver Robertson's Guaranteed Rate Experience September 2013 - March 2014
Job North American Client Support Analyst at ShopperTrak
Industry Financial Services
Experience
ShopperTrak  April 2014 - Present
Guaranteed Rate   September 2013 - March 2014
Costello Sandwich and Sides   February 2010 - September 2013
Chicago Inter Soccer Club   February 2009 - January 2010
Harlem Plumbing Supply   January 2009 - October 2009

Skills
Training, Management, Team Building, Customer Service, Sales, Marketing, Social Media, Microsoft Office, Retail, Leadership, Marketing Strategy, Business Development, Customer Satisfaction, CRM, Market Research, Mortgage Lending, Human Resources

Education
Northeastern Illinois University   2010 — 2013
Bachelor of Science (BS), Marketing

Brenda-liz Vélez Brenda-liz Vélez Boston, Massachusetts Details
Brenda-liz Vélez's Guaranteed Rate Experience January 2013 - October 2013
Job Massachusetts General Hospital: Psychiatry (CTNI) Clinical Trials Network & Institute
Industry Hospital & Health Care
Experience
Partners HealthCare  June 2015 - Present
Fairway Independent Mortgage Corporation  2013 - 2014
Guaranteed Rate   January 2013 - October 2013
Northeastern University  2006 - 2012
Boston City Council  2003 - 2006
Boston Neighborhood Network TV   1997 - 2003

Skills
HIPAA, Health Care..., Clinical Pharmacology, Mental Health Care, Pharmaceutical Industry, Health Care Systems, Contract Management, Office Administration, Medical Billing, Non-profits, Legislative Affairs, Television Directing, Studio Lighting, Studio Managers, Production Planning, Leadership, Social Media Analytics, Telemarketing, Loan Documents, Government, Loan Servicing, Microsoft Excel, Camera Operating, Television Producing, Marketing, Microsoft Office, Time Management, PowerPoint, Social Media Marketing, Mortgage Lending, Encompass, Customer Service, Management, Event Planning, Community Outreach, Public Speaking, Politics, Political Campaigns, Public Policy, Research, Volunteer Management, Fundraising, Social Networking, Social Media, Nonprofits, First Time Home Buyers

Education
Northeastern University
Bachelor of Science (B.S.), Communication and Media Studies

Partners in Career and Workforce Development
Health Care Training and Employment Program, Medical Administrative/Executive Assistant and Medical Secretary

West Roxbury High School
College Prep., Communication and Media Studies

Jason Cash Jason Cash Greater San Diego Area Details
Jason Cash's Guaranteed Rate Experience November 2012 - March 2014
Job Senior Loan Officer at Rancho Financial, Inc.
Industry Banking
Experience
Rancho Financial, Inc.   April 2015 - Present
Synergy One Lending  April 2014 - March 2015
Guaranteed Rate   November 2012 - March 2014
Wireless Capital Partners  March 2012 - September 2012
Md7  September 2009 - March 2012
New York Life Insurance Company  June 2008 - September 2009
DebtWave Credit Counseling   February 2003 - June 2008
San Diego County Office of Education  November 2000 - February 2003

Skills
Wireless, Telecommunications, Account Management, Sales, Negotiation, New Business Development, Contract Negotiation, Customer Satisfaction, Real Estate, Team Leadership, Strategic Planning, Customer Service, Finance, First Time Home Buyers, Loans, Investment Properties, Team Building, REO

Education
San Diego State University-California State University   2005 — 2006
Certificate, Personal Financial Planning

National University   1998 — 2000
Bachelor of Science (BS), Liberal Studies

Moorpark College   1991 — 1993
Associate's degree, General Studies

Newbury Park High School

Bill Weaver Bill Weaver Scottsdale, Arizona Details
Bill Weaver's Guaranteed Rate Experience 2013 - 2014
Job Financial Mortgage Speclialist
Industry Financial Services
Experience
Paramount Equity  2014 - Present
Guaranteed Rate   2013 - 2014
loanDepot  2012 - 2013
JPMorgan Chase  2007 - 2012

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Reverse Mortgages, FHA financing, VA loans, 203K, Government Loans, Jumbo Mortgage, USDA Rural Housing, Super Jumbo, Refinancings, First Time Home Buyers, New Home Purchase, Cash Out, Loans, FHA, USDA, Real Estate, FHA Financing, Refinance, VA Loans, Foreclosures, Investment Properties, Residential Homes

Education
University of Missouri-Saint Louis   2004 — 2006
Finance

Missouri State University   2002 — 2004
Finance

Nick Dokken Nick Dokken Chicago, Illinois Details
Nick Dokken's Guaranteed Rate Experience June 2015 - Present
Job Mortgage Associate at Guaranteed Rate NMLS ID# 1382274
Industry Logistics and Supply Chain
Experience
Guaranteed Rate   June 2015 - Present
American Transport Group  March 2012 - June 2015
Dynamo Power   August 2010 - February 2012

Skills
Multitasker, Customer Negotiations, Customer Acquisition, Lead Generation, Team Oriented, Negotiation, Sales, Logistics, Team-oriented, Customer Service, Account Management, Leadership, Manufacturing, Cold Calling, Training, Transportation, Sales Operations, Management

Education
Santa Barbara City College   2005 — 2006

Minnesota State University, Mankato   2004 — 2005

Benjamin Kessell Benjamin Kessell Chicago, Illinois Details
Benjamin Kessell's Guaranteed Rate Experience October 2011 - March 2012
Job Desktop Administrator at cleverbridge
Industry Information Technology and Services
Experience
cleverbridge  April 2015 - Present
onShore Networks  September 2014 - March 2015
onShore Networks  November 2013 - September 2014
onShore Networks, Inc.   May 2012 - November 2013
Guaranteed Rate   October 2011 - March 2012
D&J Metalcraft   September 2010 - June 2011
NRI Labs   2009 - 2010
Rosenthal Collins Group  2005 - 2006

Skills
Troubleshooting, Project Management, Customer Service, System Administration, Microsoft Excel, Microsoft Office, Windows, Process Improvement, Program Management, Security, Windows 7, Networking, Software Documentation, Training, Technical Support, Account Management, Reporting & Analysis, Disaster Recovery, Active Directory, Visio, VoIP, Adobe Acrobat, Technical Data Analysis, Technical Writing, Technical Documentation, Business Process..., Technical Process, Technical Recruiting, Technical Reports, Administrative..., Data Analysis, Backup Exec, Sophos, Storytelling, Music Review

Education
Northeastern Illinois University   2012 — 2013

Lane Tech College Prep   1999 — 2002
High School Diploma, Computer Aided Drafting

David Pritchard David Pritchard Greater Chicago Area Details
David Pritchard's Guaranteed Rate Experience June 2012 - November 2013
Job Territory Services Manager at Red Hat
Industry Information Technology and Services
Experience
Red Hat  January 2015 - Present
Grosvenor Capital Management, L.P   November 2013 - January 2015
Guaranteed Rate   June 2012 - November 2013
Mercer Investments  June 2006 - June 2012
Credit Suisse - HOLT  February 2001 - June 2006

Skills
HTML, SQL, Java, AJAX, ASP.NET, C#, JavaScript, XML, SQL Server, MySQL, .NET, Visual Studio, Web Development, Web Services, IIS, PL/SQL, Access, LINQ, Agile Methodologies, Software Development, Business Intelligence, TFS, Entity Framework, Project Delivery, Software Project..., Design Patterns, Integration, OOP, SDLC, Agile Project Management, Scrum, CSS, Web Applications, VB.NET, SOA, SharePoint, Databases, Project Management, Project Planning

Education
Northern Illinois University   1992 — 1996
BS, Operations Management

Chad Somerville Chad Somerville Kansas City, Missouri Area Details
Chad Somerville's Guaranteed Rate Experience June 2013 - October 2014
Job Mortgage Loan Originator at Kansas State Bank
Industry Real Estate
Experience
Kansas State Bank  October 2014 - Present
Guaranteed Rate   June 2013 - October 2014
Prime Lending A Plains Capital Company  May 2011 - June 2013
Mortgages Unlimited  May 2009 - December 2010
Primestar Mortgage   February 2008 - April 2009
Dependable Mortgage Solutions LLC   February 2005 - January 2008
Producers Mortgage   October 2000 - February 2005
Erb's  June 1999 - October 2000

Skills
Relocation, Mortgage Banking, Government Loans, Loans, Finance, Refinance, Real Estate Financing, Credit, FHA, Real Estate, Mortgage Lending, Sales, Loan Origination, Leadership Development, First Time Home Buyers, Certified Mortgage..., VA loans, Underwriting, Referrals, Residential Mortgages, USDA, REO, Lines Of Credit, Customer Service, Reverse Mortgages, FHA financing, Investment Properties, Investors, Credit Analysis, Residential Homes, Sellers, Short Sales, Mortgage Underwriting, Foreclosures

Education
Mount Mercy University   1995 — 1999
BBA, Management, Marketing, Psychology

Dakota Dennison Dakota Dennison Phoenix, Arizona Details
Dakota Dennison's Guaranteed Rate Experience February 2014 - July 2014
Job Team Lead Mortgage Advisor at Stonegate Mortgage Corporation (NYSE: SGM)
Industry Financial Services
Experience
Stonegate Mortgage Corporation (NYSE: SGM)   July 2015 - Present
Freedom Mortgage NMLS#27514   July 2014 - July 2015
Guaranteed Rate   February 2014 - July 2014
JPMorgan Chase  March 2009 - February 2014
Quicken Loans  2003 - 2009

Skills
Mortgage Banking, Mortgage Lending, Loans, Refinance, FHA, Loan Origination, Sales, Sales Rep Training, Sales Force Development, Sales Process, Direct Sales, VA loans, Government Loans, Jumbo Mortgage, Jumbos, Super Jumbo, New Home Purchase, Purchase Financing, Residential Mortgages, Credit, Banking, FHA Financing, Credit Analysis, Customer Service

Education
Michigan State University   1995 — 2002
Bachelor of Science (B.S.), Interdisciplinary Studies - Law & Society

Chad Thompson Chad Thompson United States Details
Chad Thompson's Guaranteed Rate Experience February 2014 - July 2015
Job Senior Loan Originator at PrimeLending
Industry Financial Services
Experience
PrimeLending  July 2015 - Present
Guaranteed Rate   February 2014 - July 2015
Northwest Bank  August 2010 - February 2014
Liberty Bank  August 2008 - August 2010

Skills
Mortgage Lending, Refinance, New Home Purchase, First Time Home Buyers, Mortgage Banking, Loans, Loan Origination, Loan Officers, FHA, Credit, Residential Mortgages, USDA, USDA Rural Housing, VA loans, Banking, Sales, FHA Financing, Customer Service, Credit Analysis

Education
Northwestern College   1998 — 2002
BS, Business/Commerce, General

Las Cruces High School

Daniel B. Grigorov Daniel B. Grigorov Greater Chicago Area Details
Daniel B. Grigorov's Guaranteed Rate Experience June 2012 - May 2014
Job Staff Accountant at CAPS Payroll
Industry Accounting
Experience
CAPS Payroll  May 2014 - Present
Guaranteed Rate   June 2012 - May 2014
Protectco Fire Safety Inc   March 2012 - June 2012
Alfa 77 Trucking Inc   September 2010 - March 2012

Skills
Payroll, Quickbooks, Excel, Accounts Payable, Profit & Loss Analysis, Account Reconciliation, Financial Analysis, Month End Close, Journal Entries, Teamwork, General Ledger, Microsoft Excel, Financial Statements, Accounting, Accounts Receivable, Invoicing

Education
Northeastern Illinois University   2007 — 2010
Bachelor of Science (BS), Accounting

Sofia University St. Kliment Ohridski

Sofia University St. Kliment Ohridski

Sofia University St. Kliment Ohridski

Christopher Hiller Christopher Hiller Greater Chicago Area Details
Christopher Hiller's Guaranteed Rate Experience December 2013 - Present
Job Vice President and Senior Counsel at Guaranteed Rate
Industry Law Practice
Experience
Guaranteed Rate   December 2013 - Present
Cuisinier & Farahvar, LTD   May 2013 - November 2013
Mordini & Schwartz   January 2012 - May 2013
4U Benefits   June 2011 - March 2012
Cook County States Attorney's Office  February 2010 - May 2010
The John Marshall Law School  August 2009 - May 2010
Cook County Circuit Court  June 2009 - August 2009
Regulatory Management Counselors, P.C   August 2007 - December 2007

Skills
Arbitration, Courts, Mediation, Personal Injury, Trials, Appeals, Trial Practice, Civil Litigation, Legal Writing, Litigation, Legal Research, Commercial Litigation, Intellectual Property, Westlaw, Product Liability, Motions, Lexis, Legal Issues, Bankruptcy, Corporate Law

Education
The John Marshall Law School   2007 — 2010
Juris Doctor, Law

Michigan State University   2004 — 2007
BA, General Business Management / Pre-Law

Donnie Renner Donnie Renner Chicago, Illinois Details
Donnie Renner's Guaranteed Rate Experience October 2011 - February 2012
Job Air Traffic Control Trainee
Industry Airlines/Aviation
Experience
Federal Aviation Administration - FAA  April 2014 - Present
Landmark Aviation  February 2012 - April 2014
Guaranteed Rate   October 2011 - February 2012
North Bridge Staffing Group  September 2011 - October 2011
Fox Valley Park District  May 2008 - August 2011
Middle Tennessee State University  August 2007 - May 2011
FAA  June 2009 - August 2009
Woodman's Food Markets  November 2006 - August 2007

Skills
Aircraft Dispatcher..., AT-CTI Certified, Proficient in Microsoft..., 80+ WPM Keyboarding, Fast Learner, Microsoft Excel, Customer Service, Management

Education
Middle Tennessee State University   2007 — 2011
BS, Aerospace

Jim Lesmerises Jim Lesmerises Greater Boston Area Details
Jim Lesmerises's Guaranteed Rate Experience April 2009 - August 2012
Job Retail Lending Division at Primary Residential Mortgage, Inc. NMLS ID# 48032
Industry Real Estate
Experience
Primary Residential Mortgage  January 2014 - Present
Residential Mortgage Services, Inc.   August 2012 - January 2014
Guaranteed Rate   April 2009 - August 2012
First Financial Mortgage  March 2008 - April 2009
First Call Mortgage  December 2006 - January 2008
Radiant Mortgage   July 2006 - January 2007
Countrywide Home Loans  December 2003 - August 2006
First Horizon Home Loans  February 2003 - December 2003

Skills
FHA, First Time Home Buyers, Refinance, USDA, Loans, Mortgage Lending, Real Estate, Government Loans, Reverse Mortgages, Construction Loans, Residential Homes, Real Estate Transactions, Finance, Condos, Residential Mortgages, Commercial Real Estate, Credit, FHA financing, Investment Properties, Loan Origination, VA loans, Certified Mortgage..., Non-Conforming, Small Business Lending, Vacation Homes, Move Up Buyers, Relocation, Single Family Homes, Debt Consolidation, HUD, Consumer Lending, Mortgage Servicing, Rates, REO, Credit Analysis, Mortgage Marketing, Commercial Mortgages, Commercial Lending, Mortgage Underwriting, Mortgage Banking, Funding, Real Estate Financing, Home Equity Lines of..., Home Equity Loans, Underwriting, Real Estate Economics, Short Sales, VA Loans

Education
Mount Washington College   1991 — 1993
Associates, Business Administration/Management

manchester high school west

Libby O'Hagan Libby O'Hagan Greater Chicago Area Details
Libby O'Hagan's Guaranteed Rate Experience 2000 - 2001
Job Experienced Management Leader
Industry Financial Services
Experience
CrossCheck Compliance LLC  October 2012 - Present
Zumba Fitness LLC  October 2012 - Present
Falcon Innovations   January 2010 - Present
Contemporary Services, Inc.   2003 - November 2012
PMI Mortgage Insurance Co.  2002 - 2003
Consultant  2000 - 2002
Guaranteed Rate   2000 - 2001
Prism Mortgage  1991 - 2001
SunTrust Mortgage (Crestar)   1983 - 1992

Skills
Zumba Instructor, Zumba, Loan Origination, Loss Mitigation, Credit Risk, Loans, Recruiting, Mortgage Lending, Due Diligence, Mortgage Banking, Management, Customer Support, Credit, Business Intelligence, Fraud Detection

Education
Northeastern Illinois University

Mary Ibrahim Mary Ibrahim Monroe Township, New Jersey Details
Mary Ibrahim's Guaranteed Rate Experience July 2005 - Present
Job Graphic Designer at Guaranteed Rate
Industry Graphic Design
Experience
Guaranteed Rate   July 2005 - Present
ALM Media, LLC  May 2002 - July 2004
Colgate Palmolive  September 2000 - May 2002
CBS Corporation  January 2001 - May 2001

Skills
Photoshop, Illustrator, InDesign, Microsoft Office, Layout, Typography, Art Direction, Brochures, Adobe Creative Suite, Graphic Design, Corporate Identity, QuarkXPress, Posters, Adobe Acrobat, Invitations, Graphics, Logo Design, Illustration, Marketing, Stationery, Creative Direction, Brand Development, Creative Strategy, Business Cards, Newsletters, Image Manipulation, Advertising, Direct Mail, Flyers, Email Marketing, Book Design

Education
New Jersey City University   1998 — 2002
BFA, communication design

New Jersey City University   1998 — 2002
Bachelor of Fine Arts, Communication Design

Shawn McRoberts Shawn McRoberts Greater St. Louis Area Details
Shawn McRoberts's Guaranteed Rate Experience June 2015 - August 2015
Job Mortgage Banker at BBMC Mortgage
Industry Financial Services
Experience
BBMC Mortgage  September 2015 - Present
Guaranteed Rate   June 2015 - August 2015
LSI MORTGAGE PLUS  April 2008 - May 2015
ameriquest mortgage  June 1999 - June 2002
U.S. Bank   1996 - 1998

Skills
Loan Origination, FHA, USDA, Mortgage Banking, VA loans, Reverse Mortgages, Sales, Residential Mortgages, Loans, Certified Mortgage..., Credit, Government Loans, Mortgage Lending, First Time Home Buyers, Refinance, Referrals, Mortgage Underwriting, Debt Consolidation, Finance, Mortgage Marketing, Credit Analysis, Home Equity Lines of..., Mortgage Servicing, FHA financing, VA Loans, Home Equity Loans, REO, Banking, Construction Loans, Underwriting, Real Estate, Consumer Lending, Investment Properties, Lines Of Credit

Education
Missouri State University   1986 — 1989
business administration

parkway south high school   1982 — 1985

John Schweers John Schweers Chicago, Illinois Details
John Schweers's Guaranteed Rate Experience September 2011 - January 2014
Job Account Manager at BarcodesInc
Industry Information Technology and Services
Experience
BarcodesInc  March 2014 - Present
Guaranteed Rate   September 2011 - January 2014

Skills
Salesforce.com, Social Media, Sales, Microsoft Office, Marketing Strategy, Social Media Marketing, Leadership, Account Management, Customer Service, Marketing, Cold Calling

Education
Michigan State University   2006 — 2010
Journalism

William Melcher William Melcher Chicago, Illinois Details
William Melcher's Guaranteed Rate Experience March 2015 - Present
Job Quality Control Manager at Guaranteed Rate
Industry Real Estate
Experience
Guaranteed Rate   March 2015 - Present
Guaranteed Rate   July 2012 - Present
JPMorgan Chase  October 2011 - July 2012
Opus CMC  February 2009 - July 2011
Acorn Financial   August 2008 - January 2009
North Central Title   February 2006 - February 2007
Chase Home Finance  January 2004 - February 2006

Skills
Mortgage Lending, Mortgage Banking, Real Estate, Loans, Investor Relations, Account Management, Refinance, Underwriting, Funding, Credit, Management, Credit Analysis, FHA, Loan Origination, Banking, Financial Analysis, Foreclosures, Short Sales, Investors

Education
Milwaukee Area Technical College   1997 — 1998
Computer science

New Berlin West 95   1992 — 1995

Joseph Nowacki Joseph Nowacki Tampa/St. Petersburg, Florida Area Details
Joseph Nowacki's Guaranteed Rate Experience February 2015 - Present
Job Loan Processor at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   February 2015 - Present
CrossCountry Mortgage, Inc.   August 2014 - February 2015
Residential Finance  June 2013 - August 2014
PNC  April 2012 - June 2013
Interbank wholesale   October 2011 - April 2012
Northern Illinois University  2006 - 2009

Skills
Access, Customer Service, Microsoft Excel, PowerPoint, Microsoft Word, Sales, Teamwork, Microsoft Office, Finance, Financial Analysis, Leadership, Team Leadership

Education
College of Business, Northern Illinois University   2006 — 2010
Bachelor's of Science, Finance

Northern Illinois University   2006 — 2010
Bachelor of science, Finance

Northern Illinois University - College of Business   2006 — 2010
Bachelor of Science (B.S.), Finance, General

Danny Kan Danny Kan Chicago, Illinois Details
Danny Kan's Guaranteed Rate Experience July 2015 - Present
Job Attended Northeastern Illinois University
Industry Marketing and Advertising
Experience
Guaranteed Rate   July 2015 - Present
Kan's Provisions Co.   October 2011 - March 2014
Cold Stone Creamery  June 2004 - August 2006

Skills
Microsoft Excel, Microsoft Office, PowerPoint, Microsoft Word, Social Media, Teamwork, Research, Marketing Strategy, Social Media Marketing, Market Research, Digital Marketing, Integrated Marketing..., Minitab, Customer Service, Public Speaking, Social Networking, Leadership, Event Planning, Time Management, Data Analysis, Management, Photoshop, Sales

Education
Northeastern Illinois University   2011 — 2013
Bachelor of Business Administration (BBA), Marketing

Northern Illinois University   2006 — 2008

Kimberly Sikes Kimberly Sikes Greater Chicago Area Details
Kimberly Sikes's Guaranteed Rate Experience October 2005 - Present
Job Senior Mortgage Consultant at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   October 2005 - Present

Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking

Education
Michigan State University

Bruce Heyman Bruce Heyman Las Vegas, Nevada Area Details
Bruce Heyman's Guaranteed Rate Experience 2013 - 2013
Job QA Automation Lead at Cengage Learning
Industry Information Technology and Services
Experience
Cengage Learning  December 2009 - Present
Guaranteed Rate   2013 - 2013
Canopy Financial  April 2009 - November 2009
Canopy Financial  April 2007 - April 2009
CSC Consulting Group  2005 - 2007

Education
North Central College   2003 — 2005

Patrick Boehler Patrick Boehler Fort Collins, Colorado Area Details
Patrick Boehler's Guaranteed Rate Experience September 2012 - July 2014
Job Branch Manager at Universal Lending Corp. NMLS#198456
Industry Banking
Experience
Universal Lending Corporation  July 2015 - Present
PMAC Lending Services Inc.  December 2014 - July 2015
Cobalt Mortgage  July 2014 - December 2014
Guaranteed Rate   September 2012 - July 2014
American Bank & Trust  2010 - 2012

Skills
Residential Mortgages, Finance, Real Estate Economics, Real Estate Transactions, Affordable Housing, Housing Finance, FHA, FHA financing, Loan Origination, Mortgage Banking, Mortgage Lending, Real Estate Financing, Refinance, Residential Homes, Sales, Selling, VA loans, Certified Mortgage..., Construction Loans, Reverse Mortgages, Loans, Real Estate, FHA Financing, VA Loans

Education
Colorado State University   1992 — 1993
CIS

Northern Illinois University   1991 — 1992
Finance, General

Frank Sterioti Frank Sterioti Greater Chicago Area Details
Frank Sterioti's Guaranteed Rate Experience April 2009 - October 2009
Job Police Officer
Industry Law Enforcement
Experience
Oswego Police Department  September 2011 - Present
Chicago Bancorp  November 2009 - September 2011
Guaranteed Rate   April 2009 - October 2009
Chicago Bancorp  January 2006 - April 2009
Alexander Lumber Co., Inc.   May 2005 - December 2005
Bar One   October 2004 - May 2005
AirBP   July 2003 - August 2004
Mercedes-Benz Credit Corporation  June 2001 - June 2003

Skills
Mortgage Banking, Residential Mortgages, Mortgage Lending, FHA, Refinance, FHA financing, Credit, Loans

Education
Northern Illinois University   1997 — 2001
B.S., Finance

Yorkville High School   1994 — 1997
Diploma

Greg Salisbury Greg Salisbury Greater Grand Rapids, Michigan Area Details
Greg Salisbury's Guaranteed Rate Experience January 2015 - Present
Job Senior Loan Officer
Industry Financial Services
Experience
Guaranteed Rate   January 2015 - Present
Bank of Ann Arbor  July 2009 - December 2011
Ada Mortgage   July 1997 - July 2009

Skills
I'vebeen in the..., Refinance, Mortgage Lending, Mortgage Banking, FHA, Loans, Loan Origination, Credit, Banking, USDA, Credit Analysis, Rates, Mortgage Marketing, Underwriting, Real Estate, Home Equity Lines of..., Commercial Lending, Budgets, VA Loans

Education
Michigan Technological University   1985 — 1989
Bachelor of Science (B.S.), Mechanical Engineering

Michigan Technological University   1985 — 1989
Bachelors of Science, Mechanical Engineering

Jeremy Hackney Jeremy Hackney Greater Chicago Area Details
Jeremy Hackney's Guaranteed Rate Experience November 2014 - February 2015
Job Mortgage Loan Officer at US Bank Home Mortgage
Industry Banking
Experience
US Bank Home Mortgage  April 2015 - Present
Guaranteed Rate   November 2014 - February 2015
Fifth Third Bank  April 2009 - July 2014
Washington Mutual Bank  February 2005 - April 2009

Skills
Loans, Small Business Lending, Consumer Lending, Credit, Commercial Lending, Commercial Banking, Banking, Mortgage Lending, Credit Analysis, Retail Banking, Loan Origination, Lines Of Credit, Mortgage Banking, Cross Selling, Portfolio Management, Credit Scoring, Underwriting, Sales Management, Community Outreach

Education
Middle Tennessee State University   1998 — 2002
Bachelor of Business Administration (B.B.A.), Finance and Marketing

Pioneer Academy
High school

Deborah Haas Kuhn Deborah Haas Kuhn Greater Grand Rapids, Michigan Area Details
Deborah Haas Kuhn's Guaranteed Rate Experience February 2015 - Present
Job QC Auditor at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   February 2015 - Present
Network Funding, LP  December 2012 - February 2015
Citibank  July 2010 - November 2012
Citibank  July 2009 - July 2010
CitiMortgage  November 2001 - February 2009
Friends Financial & Accounting   2000 - 2001
Robert Half  2000 - 2000
Capital Mortgage Funding  1998 - 1999
Arthur Andersen  1994 - 1997

Skills
Risk Management, Mortgage Lending, Banking, Credit, Loans, Financial Analysis, Mortgage Underwriting, Automated Underwriting..., Customer-focused, Accounting, Business Development, Credit Analysis, Credit Risk, Financial Risk, First Time Home Buyers, Leadership, Loan Origination, Management, Mortgage Banking, Refinance, Relationship Management, Underwriting

Education
Walsh College   1996 — 1998
Masters, Accounting

Michigan State University   1987 — 1991
Bachelor of Science (BS), Merchandising Management

West Bloomfield High School

Andrew Jahnke Andrew Jahnke Chicago, Illinois Details
Andrew Jahnke's Guaranteed Rate Experience May 2005 - July 2006
Job Principal Owner at AscherTrace
Industry Furniture
Experience
Ascher-Trace LLC   July 2014 - Present
Medill Avenue   August 2011 - Present
DeLux   August 2009 - July 2011
RWF Mortgage LLC   December 2008 - July 2009
Chicago Bancorp  December 2007 - November 2008
Wells Fargo  July 2006 - November 2007
Guaranteed Rate   May 2005 - July 2006

Education
National Louis University   2009 — 2011
Master's Degree, Education

University of Iowa   2000 — 2003
Bachelor's Degree, Business, Management, Marketing, and Related Support Services

Andy Attary Andy Attary Greater Detroit Area Details
Andy Attary's Guaranteed Rate Experience April 2015 - Present
Job Vice President of Mortgage Lending NMLS 133443
Industry Financial Services
Experience
Guaranteed Rate   April 2015 - Present
Gold Star Financial Corp   September 2007 - February 2015
First Community Mortgage  March 2004 - September 2006

Skills
FHA financing, USDA, VA loans, FHA, Refinance, Loans, Mortgage Banking, Loan Origination, Residential Mortgages, Government Loans, Mortgage Lending, Reverse Mortgages, Certified Mortgage..., Mortgage Underwriting, NMLS, First Time Home Buyers, Credit, Encompass, Real Estate Financing, Commercial Mortgages, Investment Properties, Underwriting, Construction Loans, Credit Analysis

Education
Michigan State University   1998 — 2002
Communications

Detroit Country Day   1994 — 1998

Matt Liesen Matt Liesen Greater Chicago Area Details
Matt Liesen's Guaranteed Rate Experience February 2010 - Present
Job Mortgage Consultant
Industry Financial Services
Experience
Guaranteed Rate   February 2010 - Present
MBC Mortgage Corp   October 2008 - February 2010
Union Financial   February 2006 - October 2008
Platinum Home Mortgage  2001 - 2006

Education
Northern Illinois University   1997 — 2000

Quincy Notre Dame High School   1991 — 1995

Diane Larkin Diane Larkin Greater Minneapolis-St. Paul Area Details
Diane Larkin's Guaranteed Rate Experience February 2011 - December 2012
Job Loan Originator at Summit Mortgage Corp
Industry Banking
Experience
Summit Mortgage Corp  January 2013 - Present
Guaranteed Rate   February 2011 - December 2012
RMG Residential Mortgage Group   May 2005 - February 2011
Centennial  January 1997 - May 2005
Aaronson Ward/ Aaronson Partnership   1995 - 1996
Corporate Investors Mortgage Group  1985 - 1993
Wayzata High School  1974 - 1980

Skills
Refinance, Training, FHA, Residential Mortgages, Coaching, Mortgage Lending, Real Estate, Investment Properties, Loans

Education
Minnesota State University, Mankato   1965 — 1969
BS, English

University of St. Thomas
English

University of Northern Colorado
Journalism

University of Colorado Boulder
English

University of Minnesota-Twin Cities
English

Brian Mossa Brian Mossa Syracuse, New York Area Details
Brian Mossa's Guaranteed Rate Experience May 2005 - December 2006
Job Graphic Designer
Industry Graphic Design
Experience
Professional Mortgage Partners  December 2006 - May 2008
Guaranteed Rate   May 2005 - December 2006
Metropolitan Lending Group   March 2004 - May 2005
Air Mortgage   July 2002 - November 2003

Education
New York University   1996 — 1998
BFA, Theater

Jenny R. Cook Jenny R. Cook Greater Chicago Area Details
Jenny R. Cook's Guaranteed Rate Experience June 2009 - November 2010
Job Photographer and Administrative Professional
Industry Executive Office
Experience
Frelance Photographer   June 2008 - Present
MetLife Home Loans  November 2010 - February 2012
Guaranteed Rate   June 2009 - November 2010
English Business   January 2008 - June 2008
Countrywide Home Loans  June 2003 - July 2007

Skills
Photography, Marketing, Portrait Photography, Customer Service, Sales, Social Media Marketing

Education
Northern Illinois University   2001 — 2005
BA, Art (drawing, sculpting, painting, fabrics & serigraphy

Melissa Griffey Melissa Griffey Greater Chicago Area Details
Melissa Griffey's Guaranteed Rate Experience August 2010 - Present
Job Vice President Residential Lending at Guaranteed Rate/Certified Mortgage Planner
Industry Banking
Experience
Guaranteed Rate   August 2010 - Present
Bancgroup Mortgage  July 2008 - August 2010
Silver Mortgage Corporation   July 2007 - June 2008
Chicago Title Insurance Company  March 1995 - June 2007
Merchants Bank  1983 - 1995

Skills
Certified Mortgage..., Investors, FHA, Refinance, Mortgage Lending, First Time Home Buyers, Investment Properties, Residential Mortgages, Referrals, Residential Homes, Loans, Sellers, Finance, Banking, Real Estate, Foreclosures, Short Sales, Selling, Loan Origination, Relocation, REO, Mortgage Banking, Single Family Homes, FHA financing, Vacation Homes, Title Insurance

Education
North Central College   1990 — 1993
BA, Business Management

Sue Pagliarini Sue Pagliarini Providence, Rhode Island Area Details
Sue Pagliarini's Guaranteed Rate Experience July 2011 - February 2015
Job Mortgage Banker serving RI and Massachusetts
Industry Banking
Experience
Atlantic Home Loans  February 2015 - Present
Guaranteed Rate   July 2011 - February 2015
Mortgage Master Inc.  March 2008 - July 2011

Skills
Mortgage Banking, Residential Mortgages, Real Estate, FHA, Banking, Mortgage Lending, Credit, Refinance, FHA financing, VA loans, Investment Properties, Loan Origination, Loans, Reverse Mortgages, First Time Home Buyers, USDA, Certified Mortgage..., Government Loans, VA Loans

Education
Mount Holyoke College
Bachelor's degree, Physics

Jennifer Mikos Benavides Jennifer Mikos Benavides Greater Chicago Area Details
Jennifer Mikos Benavides's Guaranteed Rate Experience June 2010 - January 2014
Job Loan Administrator at BMO Harris Bank
Industry Financial Services
Experience
BMO Harris Bank  March 2014 - Present
Guaranteed Rate   June 2010 - January 2014
Midwest Bank & Trust  June 2007 - June 2010
Suburban Bank & Trust Co   2004 - 2007
Eva's Bridals of Chicago   2003 - 2005
jewel-osco  1996 - 2003

Skills
Loans, Mortgage Lending, Credit, Commercial Lending, Banking, Commercial Mortgages, Construction Loans, Microsoft Word, Microsoft Excel, PowerPoint, Data Entry, LaserPro, Premier..., Jack Henry, InfoAccess, OnBase, Outlook, DocMagic, Encompass, DocuTrac Paperless..., Small Business Lending, Training, Technical Course...

Education
National-Louis University   2002 — 2004

Western Illinois University   1999 — 2002
Bachelor of Arts (B.A.), General Studies

Lisa Viteri Lisa Viteri Greater Chicago Area Details
Lisa Viteri's Guaranteed Rate Experience March 2015 - Present
Job Underwriter
Industry Banking
Experience
Guaranteed Rate   March 2015 - Present
BMO Harris Bank  April 2012 - Present
Prospect Mortgage  March 2010 - March 2013
MGIC  January 1995 - August 2009

Skills
Mortgage Underwriting, FHA, Residential Mortgages, Refinance, Government Loans, Mortgage Banking, FHA financing, Mortgage Lending, Credit Analysis, Loans, Credit

Education
Northern Illinois University   1979 — 1980

Guilford High School   1976 — 1979
yes

Tyler Vonderlieth Tyler Vonderlieth Santa Monica, California Details
Tyler Vonderlieth's Guaranteed Rate Experience December 2014 - Present
Job VP of Mortgage Lending at Guaranteed Rate
Industry Real Estate
Experience
Guaranteed Rate   December 2014 - Present
STARTEK  January 2008 - August 2014
CS Financial  January 2005 - January 2008
Nefin Volvo   2004 - 2005

Skills
Mortgage Lending, Loan Origination, Real Estate Development, Real Estate Transactions, First Time Home Buyers, Management, Operations Management, BPO, Call Center, Offshoring, Outsourcing, Customer Experience, Service Delivery, Vendor Management, Workforce Management, Customer Service, Sourcing, IT Outsourcing, Call Centers, Contact Centers, Social Media, Sales, Marketing Strategy

Education
Northern Arizona University   1995 — 1999

Santa Monica High School

Andrew Mullins Andrew Mullins Wilmington, North Carolina Area Details
Andrew Mullins's Guaranteed Rate Experience May 2013 - August 2013
Job Senior Mortgage Banker at Resource Financial Services, Inc. NMLS ID#1339801
Industry Financial Services
Experience
Resource Financial Services, Inc. NMLS ID#1339801   August 2015 - Present
CastleBranch  September 2014 - August 2015
Platinum Home Mortgage  August 2013 - May 2014
Guaranteed Rate   May 2013 - August 2013
Resource Financial Services, Inc. NMLS ID#1339801   March 2012 - May 2013
Wells Fargo  June 2004 - August 2011

Skills
Microsoft Office, Excel, Customer Service, Word, Customer Relations, Microsoft Excel, Mortgage Lending, Microsoft Word, Credit, Banking, Loans, Mortgage Banking, FHA, Loan Origination, Real Estate

Education
University of North Carolina at Wilmington   1997 — 2001
Business Marketing, Business Administration and Management, General

North Carolina State University   1995 — 1996
Business Marketing

Jon Penni Jon Penni Greater Boston Area Details
Jon Penni's Guaranteed Rate Experience April 2015 - July 2015
Job Senior Loan Officer at NewFed Mortgage
Industry Financial Services
Experience
Newfed Mortgage   July 2015 - Present
Guaranteed Rate   April 2015 - July 2015
SheaMortgage   March 2013 - March 2014
Ricoh Americas Corporation  April 2012 - December 2012
JPMorgan Chase  August 2005 - March 2012

Skills
Loan Origination, Sales, Residential Mortgages, Mortgage Lending, Customer Service, Mortgage Banking, Refinance, Finance, Leadership, Credit, Investment Properties, Business Development, Microsoft Excel, Microsoft Office, Loans, Contract Negotiation, Microsoft Word, Sales Management, Selling, Management, Banking, Program Management, Salesforce.com, FHA, Account Management, Recruiting, Excel, Word, Customer Relations, Customer Satisfaction, Product Marketing, Sales Process, Strategy

Education
Newbury College   1997 — 2000
Associate's degree, Business, Management, Marketing, and Related Support Services

Monique Rose Monique Rose Greater Boston Area Details
Monique Rose's Guaranteed Rate Experience October 2011 - October 2013
Job at
Industry Accounting
Experience
Guaranteed Rate   October 2011 - October 2013
Magellan Jets  October 2008 - September 2011
AnswerSmart   March 2008 - January 2010
Jets.com  January 2004 - January 2008

Education
Northeastern University
Accounting and Finance

Elizabeth Barrera Elizabeth Barrera Greater Chicago Area Details
Elizabeth Barrera's Guaranteed Rate Experience August 2006 - June 2008
Job Accountant
Industry Insurance
Experience
Allianz Global Corporate & Specialty (AGCS)   December 2014 - Present
Allianz Global Corporate & Specialty (AGCS)   September 2013 - December 2014
Allianz Global Corporate & Specialty (AGCS)   December 2012 - September 2013
Allianz Global Corporate & Specialty (AGCS)   April 2011 - December 2012
Allianz Global Corporate & Specialty (AGCS)   May 2010 - March 2011
Guaranteed Rate   August 2006 - June 2008
Nationwide Acceptance   August 2004 - August 2006
Nationwide Acceptance   August 2002 - August 2004
ASI, Inc  July 2001 - July 2002

Skills
Access, Accounts Payable, Microsoft Excel, Data Entry, PowerPoint, Account Reconciliation, Spanish, Accounts Receivable, General Ledger, Spreadsheets, Invoicing, Lotus Notes, Outlook, SAP, Peachtree, Oracle, Microsoft Office, Microsoft Word, Insurance, Accounting, Journal Entries, Bank Reconciliation, 10 Key, Cash Management, Cash Receipts

Education
DePaul University   2013 — 2017
Master's degree, Business Information Technology

Northeastern Illinois University
Bachelor's of Science, Accounting

Tim Weltzer Tim Weltzer Greater Chicago Area Details
Tim Weltzer's Guaranteed Rate Experience May 2011 - June 2011
Job Senior Financial Analyst at Catamaran
Industry Banking
Experience
Catamaran  March 2015 - Present
Catamaran  November 2013 - March 2015
Central States Funds  January 2013 - November 2013
Central States Funds  June 2011 - January 2013
Guaranteed Rate   May 2011 - June 2011
Guaranteed Rate   November 2010 - May 2011
Guaranteed Rate   June 2010 - November 2010
Millennium Raceworld   October 2009 - April 2010

Skills
Auditing, Microsoft Excel, Access, Analysis, Financial Analysis, Budgets, Banking, Finance, Accounting, Internal Controls, Cash Flow, Process Improvement, Payroll, Financial Accounting

Education
Northern Illinois University   2012 — 2016
Master of Business Administration (M.B.A.)

Northern Illinois University   2006 — 2010
Bachelor of Science, Finance

Michelle Colby Michelle Colby Greater Boston Area Details
Michelle Colby's Guaranteed Rate Experience December 2012 - Present
Job Operations Assistant/Loan Coordinator at Guaranteed Rate
Industry Investment Management
Experience
Guaranteed Rate   December 2012 - Present
Eddie Bauer  February 2012 - Present
Brooks Brothers  February 2012 - Present
Chilis-Brinker Corp.   April 2005 - May 2008

Skills
Retail

Education
Mount Washington College   2001 — 2012
Bachelor, Criminal Justice

Jeff Parrott Jeff Parrott San Francisco Bay Area Details
Jeff Parrott's Guaranteed Rate Experience June 2010 - Present
Job VP of Mortgage Lending at Guaranteed Rate
Industry Real Estate
Experience
Guaranteed Rate   June 2010 - Present
FIRST HOME, INC.   2005 - 2010
Equitas Capital  2003 - 2005

Skills
Refinance, FHA, Mortgage Banking, Mortgage Lending, Investment Properties, Loan Origination, Real Estate, First Time Home Buyers, Loans, Single Family Homes, Funding, Real Estate Transactions, Customer Service, Residential Mortgages, Investors, VA loans, Referrals

Education
San Francisco State University   1980 — 1984
Business Administration and Management, General

Michigan State University   1978 — 1979

Alexandra Roseman Alexandra Roseman Chicago, Illinois Details
Alexandra Roseman's Guaranteed Rate Experience December 2014 - Present
Job Underwriting Support Specialist
Industry Real Estate
Experience
Guaranteed Rate   December 2014 - Present
Guaranteed Rate   June 2014 - December 2014
Guaranteed Rate   June 2013 - June 2014
Guaranteed Rate   February 2013 - June 2013
Guaranteed Rate   June 2012 - January 2013

Skills
Real Estate Transactions, Customer Service, Residential Homes, Research, Microsoft Excel, Real Estate

Education
Northeastern Illinois University   2010 — 2012
Bachelor of Arts (B.A.), History, 3.88

Sandra Beasley Sandra Beasley Greater Chicago Area Details
Sandra Beasley's Guaranteed Rate Experience October 2012 - January 2013
Job Mortgage Originating Trainee at Guaranteed Rate
Industry Law Practice
Experience
Guaranteed Rate   October 2012 - January 2013

Education
Northern Illinois University   2011 — 2012
Bachelor of Science (B.S.), Political Science, 3.23 GPA (4.0 scale)

Wendy Gorski Wendy Gorski Greater Chicago Area Details
Wendy Gorski's Guaranteed Rate Experience May 2009 - January 2014
Job Sr Loan Analyst
Industry Financial Services
Experience
Guaranteed Rate   May 2009 - January 2014
Integrus Mortgage   2007 - 2009
American Home Mortgage  1997 - 2007

Skills
FHA, Mortgage Banking, FHA financing, Conventional Financing

Education
Northeastern Illinois University
Bachelor's of Science with Medical Technology Emphasis, Biology / Pre-Med

Nereida Burciaga Nereida Burciaga Greater Chicago Area Details
Nereida Burciaga's Guaranteed Rate Experience August 2007 - December 2009
Job Processing Supervisor, PERL Mortgage, Inc.
Industry Financial Services
Experience
Perl Mortgage  January 2010 - Present
Guaranteed Rate   August 2007 - December 2009
American Home Mortgage  2004 - August 2007
Prism Mortgage Co./ RBC Mortgage   September 2000 - January 2004

Skills
FHA, Mortgage Lending, Refinance, Reverse Mortgages, Mortgage Banking, FHA financing, Credit, Loan Origination, Credit Analysis, Loans, VA loans, Banking, First Time Home Buyers, Investments, Real Estate, USDA Loans, IHDA loans, Mortgage Underwriting

Education
Northeastern Illinois University   2000 — 2004
BA, Criminal Justice & Social Work

UIC   1998 — 2000
Criminal Justince

Jaime Beus Kinman Jaime Beus Kinman Phoenix, Arizona Area Details
Jaime Beus Kinman's Guaranteed Rate Experience January 2008 - Present
Job Vice President of Mortgage Lending at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   January 2008 - Present
Guaranteed Rate   January 2008 - Present
Wells Fargo Home Mortgage  May 1999 - September 2006

Skills
FHA, Banking, Mortgage Banking, Refinance, Mortgage Lending, Leadership, Certified Mortgage..., Sellers, VA loans, Loan Origination, Selling, Residential Mortgages, FHA financing

Education
Northern Arizona University   1997 — 1999
Bachelor Degree, Sociology, Emphasis in Law

Daniel Landt Daniel Landt Greater Chicago Area Details
Daniel Landt's Guaranteed Rate Experience August 2012 - February 2013
Job Ultrasound Imaging Inc.
Industry Financial Services
Experience
MidAmerica Bancorp, Inc.   March 2014 - Present
JPMorgan Chase  February 2013 - May 2014
Guaranteed Rate   August 2012 - February 2013
Fifth Third Bank  August 2011 - August 2012
PNC Bank  March 2011 - June 2011
MidAmerica Bancorp   January 2010 - March 2011
Glass Innovations   January 2006 - January 2011
Nordstrom  January 2005 - January 2006
Mid America Bank  January 2004 - January 2005

Skills
Loan Origination, Mortgage Lending, FHA, VA loans, USDA, Residential Mortgages, FHA financing, Refinance, Loans, Mortgage Banking, Banking, Finance, Management, Underwriting, Sales, Credit Analysis, Government Loans, Construction Loans, Home Equity Lines of..., Real Estate, Marketing, Customer Service, REO, Real Estate Transactions, Real Estate Financing

Education
Moraine Valley Community College   2007 — 2009
Bachelor of Science

Fred Wit Fred Wit Greater San Diego Area Details
Fred Wit's Guaranteed Rate Experience August 2001 - Present
Job Mortgage Consultant at Guaranteed Rate
Industry Banking
Experience
Guaranteed Rate   August 2001 - Present
Discover Financial Services  January 2010 - August 2015
Benchmark Mortgage  August 2006 - December 2009
American Benefit Mortgage  2000 - 2007

Skills
Refinance, FHA, Mortgage Banking, Loans, Mortgage Lending, Credit, Loan Origination, Residential Mortgages, VA loans, Mortgage Underwriting, Sales, Banking, Finance, Investments, VA Loans, Investment Properties, FHA Financing, Consumer Lending, First Time Home Buyers, Financial Services, Real Estate

Education
Northern Illinois University - College of Business   1975 — 1980

Jeffrey Krestik Jeffrey Krestik Chicago, Illinois Details
Jeffrey Krestik's Guaranteed Rate Experience December 2014 - Present
Job Mortgage Closer at Guaranteed Rate
Industry Banking
Experience
Guaranteed Rate   December 2014 - Present
JPMorgan Chase  June 2012 - May 2014
First American Title  April 2008 - June 2012
Sunbelt Title Agency  June 2004 - March 2006
Near North National Title LLC  1998 - 2001

Skills
Short Sales, Closings, Notary Public, Title Insurance, REO, Escrow, Real Estate Transactions, First Time Home Buyers, Commercial Real Estate, Foreclosures, Mortgage Lending, Residential Homes, Residential Mortgages, Real Estate, 1031 Exchanges, Investment Properties, Refinance, Condos, Sellers, Referrals, Relocation, Single Family Homes, Investors

Education
New York University   1991 — 1992
MA, Arts Administration, Business

University of Michigan   1982 — 1985
BFA, Music School

Laura Fremark Laura Fremark Hanson, Massachusetts Details
Laura Fremark's Guaranteed Rate Experience June 2013 - Present
Job loan processor or financial aid advisor at recently unemployeed
Industry Banking
Experience
Poli Mortgage   2014 - Present
Guaranteed Rate   June 2013 - Present
Bank of America  February 2012 - June 2013
American Career Institute  July 2011 - January 2012
Universal Technical Institute  November 2007 - July 2011

Skills
Mortgage Lending, Student Financial Aid, Refinance, Mortgage Banking, FHA, Residential Mortgages, Loan Origination, VA loans, FHA financing, USDA, Loans, Reverse Mortgages, Certified Mortgage..., Credit, Funding, Loan Servicing, Construction Loans

Education
Newbury College
Business Administration and Management, General

Efren Ulloa Efren Ulloa Chicago, Illinois Details
Efren Ulloa's Guaranteed Rate Experience February 2014 - September 2014
Job Developer at gyro
Industry Computer Software
Experience
gyro  September 2014 - Present
Guaranteed Rate   February 2014 - September 2014
CNX Corporation  June 2013 - September 2013
Chicago Public Library  July 2012 - June 2013
What's Happening! Community Newspapers   September 2010 - July 2011

Skills
HTML, CSS, Computer Science, Java, C#, PHP, phpMyAdmin, Relational Databases, jQuery, Android Development, XML, JSON, SQL, Editing, InDesign

Education
Northeastern Illinois University   2011 — 2013
Bachelor of Science (BS), Computer Science

Charlitha Charleston Charlitha Charleston Chicago, Illinois Details
Charlitha Charleston's Guaranteed Rate Experience May 2014 - May 2015
Job Sales Assistant at Guaranteed Rate
Industry Financial Services
Experience
Guaranteed Rate   May 2014 - May 2015
Guaranteed Rate   May 2013 - May 2014
Ted's Montana Grill  March 2007 - April 2013
North Central College  September 2006 - January 2009

Skills
Food & Beverage, Performing Arts, Phone Etiquette, Multi-line Phone, Restaurants, Concierge Services, Research, Music, Multilingual, Choral Conducting, Percussion, Tour Operators, Musical Theatre, Customer Service, Social Media, Microsoft Office, Acting, Singing, Editing

Education
North Central College   2006 — 2010
Bachelor of Arts (B.A.), Music Performance, General

Lane Tech High School   2002 — 2006

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