Guaranteed Rate
Industry: Company
DescriptionGuaranteed Rate Inc. is a U.S. residential mortgage company headquartered in Chicago, Illinois. Founded in 2000 by Victor Ciardelli, the company was the sixth-largest mortgage lender in 2017 with $19.2 billion in funded volume. Founder: Victor Ciardelli; (CEO & chairman) Headquarters: Chicago, Illinois, United States CEO: Victor F. Ciardelli III Number of employees: 3,495 (Nov. 2018) Chief marketing officer: Steve Moffat Subsidiaries: Stewards Investments, Inc.,
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1,717 Guaranteed Rate employees in database. Find out everything there's to know about Guaranteed Rate employees. We offer you a great deal of unbiased information from the internal database, personal records, and many other details that might be of interest to you.
Guaranteed Rate Employees
U.S. Legal Support, Inc. January 2014 - Present
Guaranteed Rate October 2012 - January 2014
Law Firm of Hector Morales Esq. June 2004 - September 2012
Skills
Banking, Customer Service, Microsoft Office, Financial Analysis, Risk Management, Credit, Microsoft Excel, Business Analysis, Loans, Project Management, Change Management, Strategic Planning, Retail Banking, Portfolio Management, Microsoft Word, Teamwork, PowerPoint, Research, Analysis, Management, Customer Satisfaction, Process Improvement, Outlook, Sales, Video Conferencing
Education
Roosevelt University 2011 — 2012
Masters, Business Administration, Concentration: Information Systems
Northeastern Illinois University 2009 — 2011
Bachelor of Science Management, Business Administration
United Entertainment Group, a DJE Company November 2013 - Present
Guaranteed Rate May 2013 - September 2013
American Homeowner Preservation Fund, LP January 2013 - May 2013
North Park University August 2012 - May 2013
North Park University September 2009 - May 2013
Chicagoland Methodist Senior Services October 2011 - January 2012
Dickinson Press Inc. June 2010 - January 2012
Skills
Leadership, Budgets, Highly Analytical, Problem Solving, Microsoft Office, Organizing, iWork, Portfolio Management, Financial Accounting, Economics, Government, Financial Modeling, PowerPoint, Microsoft Word, Marketing, Time Management, Start-ups, Finance, Negotiation, Investments, Accounting, Mortgage Lending, Loan Closings, Teamwork, Microsoft Excel, Analysis, Nonprofits, Financial Analysis, Data Analysis, Market Research, Analytical Skills
Education
North Park University 2009 — 2013
Bachelor of Science (B.S.), Business and Economics; Finance, Major GPA of 3.7 on a 4.0 scale
Radboud Universiteit Nijmegen / University of Nijmegen 2011 — 2011
Finance and Economics
Grand Rapids Christian High School 2005 — 2009
College Prep, Regular/General High School/Secondary Diploma Program
Foundations of Music October 2013 - Present
Guaranteed Rate 2012 - 2013
School of Rock 2008 - 2012
Skills
Communication, Organization, Program Development, Management, Public Speaking, Quick Study, Fundraising, Social Networking, Leadership, Teaching, Community Outreach, Social Media Marketing, Event Management, Social Media, Nonprofits, Event Planning, Public Relations, Marketing, Sales
Education
Northeastern Illinois University 2005 — 2007
Master of Arts (MA), Applied Music Pedagogy, 4.0
Northern Arizona University 2000 — 2004
Bachelor of Arts (BA), Music Education, Magna Cum Laude
Activar Incorporated September 2014 - Present
Uram Insurance Agency (Farmers Insurance) June 2006 - Present
Land O' Lakes (Contractor through Kelly Services) June 2014 - September 2014
Guaranteed Rate April 2013 - May 2014
Wells Fargo (Contractor through Mergis Group (now Randstad)) January 2013 - March 2013
Skills
Credit, Mortgage Lending, Loans, Mortgage Banking, Banking, Credit Analysis, Loan Origination, Refinance, FHA, Residential Mortgages, Underwriting, Consumer Lending, Finance, Commercial Lending, Credit Risk, Customer Service, Sales, Microsoft Office, Social Networking
Education
Minnesota State University, Mankato 2008 — 2012
Bachelor of Science (B.S.), Economics
University of Oregon 2006 — 2008
Guaranteed Rate March 2014 - Present
Sterling National Bank April 2013 - March 2014
Residential Home Funding February 2010 - April 2013
Resource One Inc September 2008 - February 2010
JRL Equities, Inc July 2006 - August 2008
Alliance Mortgage Banking Corp. June 2003 - June 2006
Skills
Banking, Retail Banking, Credit, Loans, Mortgage Lending, Credit Analysis, Customer Service, Branch Banking, Commercial Lending, Credit Risk, Relationship Management, Mortgage Banking, Microsoft Office, Mortgage Underwriting, USDA, Finance, Loan Origination, Refinance, Reverse Mortgages, Processing, Underwriting, Risk Management, VA loans, Home Equity Loans, Residential Mortgages, FHA financing, Certified Mortgage..., Real Estate Financing, First Time Home Buyers, FHA, Home Equity Lines of..., Construction Loans, Loss Mitigation, Funding, Non-Conforming, Mortgage Servicing, Commercial Mortgages, USDA Rural Housing, Investors, 203K, Commercial Banking, Consumer Lending, Debt Consolidation, Financial Structuring, Government Loans, Investment Properties, Lines Of Credit, Mortgage Marketing, Real Estate Economics, Wholesale Lending
Education
American School of Real Estate 2005 — 2005
License in Real Estate Sales, Real Estate
New York Institute of Technology-Old Westbury 2000 — 2004
Bachelor of Science (B.S.), Advertising
Guaranteed Rate July 2014 - December 2014
Kohl's Department Stores March 2014 - June 2014
Kohl's Department Stores July 2012 - March 2014
Northern Illinois University August 2011 - August 2013
Nia Family Center June 2010 - August 2010
Hollister Co. September 2008 - February 2009
Kerasotes Theaters August 2007 - September 2008
Skills
Customer Service, Recruiting, Sourcing, Team-oriented, Oral & Written..., Time Management, Close Attention to..., Goal Oriented, Clerical Work, Typing, Retail, Public Safety, Janitorial, Goal-driven leader, Microsoft Office
Education
Northern Illinois University 2009 — 2013
Bachelor of Science (B.S.), Operations and Infomation Management
Oswego East High School 2005 — 2009
HS Diploma
BBMC Mortgage, LLC. May 2014 - Present
Guaranteed Rate March 2004 - May 2014
Advantage Investors Mortgage March 2003 - March 2004
SBC September 2001 - March 2003
Skills
Loans, First Time Home Buyers, Social Media Marketing, Mortgage Lending, Credit, Investment Properties, Financial Advisory, Refinance, Residential Homes, Mortgage Banking, FHA, Sales, Loan Origination, Customer Satisfaction, Real Estate Economics, Management, Banking, Marketing, Referrals, Time Management, Sales Management, Residential Mortgages, Underwriting, Customer Service, Online Marketing, Business Development, New Business Development, Credit Analysis, Real Estate
Education
Michigan State University 1991 — 1996
Bachelor's, Communications Arts & Sciences
Guaranteed Rate May 2015 - Present
Marshall Democrat News Paper November 2014 - May 2015
Van Meter State Park March 2014 - October 2014
Lighthouse shelter January 2014 - May 2014
Skills
Social Networking, Public Relations, Public Speaking, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Photoshop, Teamwork, Research, Social Media, English, Windows, Event Planning, Time Management, Team Leadership, Leadership, Facebook, Marketing, InDesign, Graphic Design, Social Media Marketing, Outlook, Sales, Adobe Creative Suite, Management, Strategic Planning, Interpersonal..., Communications Planning, Legal Writing, Political Campaigns, Political Communication, Legal Research, Media Relations, Strategic Communications, Editing, Blogging, Press Releases, Marketing Communications, Event Management, Corporate Communications, Writing, Communication, Advertising, Creative Writing
Education
University of Missouri-Saint Louis 2015 — 2017
Master of Arts (MA), Communication and Media Studies
Missouri Valley College 2013 — 2015
Bachelor of Arts (B.A.), Public Relations/Image Management
Guaranteed Rate April 2011 - Present
One On One Funding, Inc. January 1998 - April 2011
Aetna /River Forest Bank 1988 - 1998
Skills
Mortgage Lending, Customer Satisfaction, Financial Planning, Product Knowledge, Referrals, Strategic Financial..., Credit, Underwriting, Refinance, Real Estate, Real Estate Economics, Loans, FHA, Foreclosures, Finance, Condos, First Time Home Buyers, Investment Properties, Investors, Mortgage Marketing, REO, Residential Homes
Education
Northeastern Illinois University 1981 — 1985
Bachelor of Science, Business
Amundsen High School 1977 — 1981
Guaranteed Rate May 2015 - Present
Skills
Refinance, FHA, USDA, Mortgage Lending, VA loans, First Time Home Buyers, Loans, Residential Mortgages, FHA financing, Mortgage Banking, Loan Origination, Short Sales, Real Estate, Credit, Finance, Commercial Lending, FHA Financing, VA Loans
Education
Normandale Community College 2005 — 2007
AA, Liberal Education
Interstate Business College 1989 — 1990
Word Processing
North Dakota State University 1987 — 1988
Lansford Public 1984 — 1987
High School
Guaranteed Rate February 2015 - Present
Guaranteed Rate June 2013 - February 2015
Guaranteed Rate February 2013 - June 2013
Guaranteed Rate November 2012 - February 2013
University of Illinois at Urbana-Champaign May 2012 - September 2012
Community Elements November 2011 - May 2012
Skills
Microsoft Excel, SPSS, SASS, Psychological..., Data Analysis, Multitasking Skills, Highly personable, Stress Management, Time Management, Microsoft Word, PowerPoint, Outlook, Data Entry, Analysis, Finance, Valuation, Critical Thinking
Education
University of Illinois at Urbana-Champaign 2009 — 2012
Bachelor of Science (BS), Psychology
Moraine Valley Community College 2007 — 2008
Bibliofille Creative June 2014 - Present
Northwestern University September 2011 - June 2014
Guaranteed Rate October 2010 - September 2011
Chicago Art Magazine & Chicago Art Map October 2009 - December 2010
Massachusetts Museum of Contemporary Art June 2010 - September 2010
Zygman Voss Gallery August 2008 - May 2010
Museum of Contemporary Art, Chicago May 2009 - September 2009
Chicago History Museum June 2008 - August 2008
Michigan State University Writing Center August 2007 - May 2008
Lansing Art Gallery May 2007 - August 2007
Skills
Adobe Creative Suite, Creative Writing, HTML, CSS, Event Planning, Graphic Design, Internal Communications, Social Media, Writing
Education
Northwestern University 2011 — 2012
Post-Baccalaureate Certificate, Critical Theory, Creative Writing
Michigan State University 2004 — 2008
B.A., Art History
Ocean Lakes High School
Guaranteed Rate June 2014 - Present
Guaranteed Rate July 2012 - October 2013
US Army July 2003 - August 2010
Sers Holding Co April 2008 - March 2010
Skills
Mortgage Lending, Refinance, FHA, Residential Mortgages, VA loans, Loans, FHA financing, Credit, Construction Loans, Government Loans, Consumer Lending, Commercial Lending
Education
Robert Morris College 2009 — 2010
Bachelor of Business Administration (B.B.A.), Law office Administration
Northwestern College 2005 — 2007
Associate of Arts and Sciences (AAS), Paralegal Studies
Midwest Lending Corporation May 2014 - Present
Guaranteed Rate October 2008 - November 2013
GMAC Mortgage December 2002 - September 2008
United Center May 2000 - December 2002
Skills
VA loans, Residential Mortgages, Refinance, FHA, Mortgage Banking, FHA financing, Certified Mortgage..., 203K, Reverse Mortgages, Loan Origination, Mortgage Lending, USDA, Super Jumbo, Loans, Non-Conforming, Government Loans, Home Equity Loans, Mortgage Underwriting
Education
Michigan State University 1994 — 1999
Bachelor of Science (B.S.), Hospitality Business
Brandon High School 1990 — 1994
1st Advantage Mortgage 2013 - 2013
Guaranteed Rate December 2011 - December 2012
Interbank January 2010 - December 2011
Skills
Mortgage Lending, Social Media, Social Media Marketing, Customer Service, Event Management, Event Planning
Education
Roosevelt University 2008 — 2010
MSRE, Real Estate, Computational Finance, 4.0
Roosevelt University 2006 — 2008
Master of Business Administration (MBA), Management Information Systems, General, 4.0
Millikin University
Bachelor's degree, Human Services, General
Morgan Park high school
Guaranteed Rate Inc June 2015 - Present
PennyMac February 2012 - June 2015
Mortgageuniversity.net December 2011 - March 2012
Axis Capital Mortgage Group, Inc. July 2008 - March 2009
South Lake Mortgage Bankers June 2007 - July 2008
Mortgage Capital Associates September 2006 - June 2007
Guaranteed Rate December 2005 - June 2006
Chicago United Mortgage April 1997 - October 2005
Skills
Residential Mortgages, Strategic Planning, Customer Service, Loans, Real Estate, Marketing, Microsoft Office, Loan Origination, FHA, Marketing Strategy, Sales, Mortgage Lending, Credit, Mortgage Banking, Underwriting, Refinance, Banking, Credit Analysis, Investment Properties
Education
Northern Illinois University
Psychology
Guaranteed Rate January 2014 - Present
Gateway Mortgage Group, LLC April 2012 - April 2013
METLIFE HOME LOANS 2010 - February 2012
TWA March 1985 - October 2003
Skills
FHA, USDA, Refinance, VA loans, FHA financing, Mortgage Banking, Mortgage Lending, Reverse Mortgages, Residential Mortgages, Loan Origination, Certified Mortgage..., Government Loans, Credit Analysis, Real Estate Economics, HomePath, Mortgage Servicing, Investment Properties, HUD, Mortgage Marketing, First Time Home Buyers, Credit, Loans, Mortgage Underwriting
Education
Missouri State University
Bachelor's degree, Finance/Real Estate
Guaranteed Rate June 2015 - Present
American Financial Network, Inc April 2015 - June 2015
FFG January 2015 - June 2015
Wells Fargo Home Mortgage January 2013 - December 2014
United Insurance Services February 2012 - September 2012
Lifequotes.com August 2007 - June 2011
Freemont Investment and Loan Corporation July 2005 - March 2007
Wilmington Finance Corporation July 2004 - July 2005
HSBC September 2001 - July 2005
Quotesmith.com August 1998 - September 2001
Skills
Health Insurance, Fixed Annuities, Term Life Insurance, Insurance, Brokers, Universal Life, Whole Life, Long Term Care Insurance, Disability Insurance, Long-term Care, Medicare, Life Insurance, Sales, Mortgage Lending, Underwriting, Training, Finance, Customer Service, Management, Team Building, Account Management, Marketing, Employee Benefits, Loans, Retirement Planning, Sales Management, Real Estate, Credit, Small Business
Education
Robert Morris College 1991 — 1992
Paralegal, Paralegal Certification
National-Louis University 1983 — 1986
Associate's degree, Medical Radiologic Technology/Science - Radiation Therapist
Guaranteed Rate January 2015 - Present
Value Added Products January 2014 - May 2014
Alva Golf & CC 2014 - 2014
Skills
Entrepreneurship, Event Management, Event Planning, Marketing, Coaching, Customer Service, Sales, Public Relations, Sports Marketing, Social Media Marketing, Microsoft Excel, Public Speaking, Microsoft Office
Education
Northwestern Oklahoma State University 2012 — 2014
Bachelor of Business Administration (B.B.A.), Business/Commerce, General
Palomar College 2009 — 2012
Associate of Arts (A.A.), Business Administration and Management, General
Movement Mortgage, LLC July 2015 - Present
Pinnacle Capital Mortgage Corp September 2014 - June 2015
Guaranteed Rate June 2012 - October 2014
JPMorgan Chase July 2008 - December 2011
Lehman Brothers June 2006 - June 2008
Atlantic Mortgage Executives April 2004 - June 2006
Skills
VA loans, FHA financing, Refinance, 203K, FHA, Residential Mortgages, Mortgage Lending, Mortgage Banking, Loan Origination, USDA, Reverse Mortgages, Credit, Investments, Finance, Financial Analysis, Strategic Financial..., Real Estate, Funding, Credit Analysis, First Time Home Buyers, Mortgage Underwriting, Foreclosures, Construction Loans, Loans, Government Loans, Underwriting, Commercial Mortgages, Real Estate Financing, VA Loans, Financial Planning, FHA Financing
Education
Montclair State University
Business Administration and Management, General
Integrify May 2015 - Present
Guaranteed Rate April 2014 - May 2015
Engage Digital Group February 2013 - April 2014
Peryam & Kroll October 2007 - May 2011
Skills
Angular.js, Node.js, JavaScript, MongoDB, jQuery, Web Development, Web Design, HTML 5, Express.js, Git, Graphic Design, CSS, WordPress, PHP, NoSQL, Meteor.js, Reactive Development, Agile Methodologies, Software Engineering, Public Speaking, Scrum, Software Architecture, SASS, Jade, Material Design
Education
Northeastern Illinois University 2010 — 2013
Bachelor of Science (BS), Computer Science
Kindle Communications February 2012 - Present
Rubloff Residential Properties January 2006 - February 2012
Guaranteed Rate September 2005 - December 2005
Lansing State Journal April 2005 - August 2005
Skills
Advertising, Budgeting, Residential, Mac, Adobe Creative Suite
Education
Michigan State University 2000 — 2004
BFA, Studio Art/Graphic Design
Guaranteed Rate August 2015 - Present
Regency Mortgage Corp. NMLS #1938 September 2014 - August 2015
Realty of Maine May 2014 - August 2015
Skills
Microsoft Office, Microsoft Excel, Sales Management, Small Business, Negotiation, Mortgage Lending, Real Estate, FHA, Sellers, Single Family Homes
Education
University of Southern Maine 1996 — 1997
Bachelor's degree, Business Administration and Management, General
Northeastern University 1993 — 1996
Bachelor's degree, Criminal Justice/Law Enforcement Administration
Guaranteed Rate January 2009 - Present
Practical Self Empowerment January 2007 - December 2013
Adam Kamarat, Inc. January 1998 - December 2008
Sussex and Reilly 2005 - 2007
Skills
First Time Home Buyers, 203K, ARM, Refinancings, FHA, FHA financing, Customer Service, Loans, Loan Origination, Residential Mortgages, Reverse Mortgages, Jumbo Mortgage
Education
Northeastern Illinois University 1994 — 1996
B.A., Spanish, Secondary Education
Maine East
The Federal Savings Bank April 2014 - Present
Guaranteed Rate January 2013 - January 2014
North Aquatic Club October 2012 - February 2013
Enterprise Rent-A-Car June 2010 - September 2011
Advocate Health Care June 2008 - July 2010
North Park University September 2007 - June 2008
Skills
Customer Service, Management, Residential Mortgages, Leadership, Real Estate, FHA financing, FNMA, FHLMC, Social Networking, Marketing, Outlook, Sales, Microsoft Office, Recruiting, Human Resources, Event Planning, Data Entry, Mortgage Lending, Mortgage Banking, Credit, Refinance, Loan Origination, Finance, FHA, Microsoft Excel, Investment Properties
Education
North Park University 2006 — 2008
Bachelor of Arts (B.A.), Communication Studies
Guaranteed Rate July 2014 - Present
Guaranteed Rate May 2012 - June 2014
MB Financial Bank February 2012 - May 2012
Gap Inc. June 2011 - February 2012
North Park University September 2009 - May 2011
Skills
Customer Service, Fundraising, Social Networking, Data Entry, Microsoft Office, Microsoft Excel, PowerPoint, Outlook, Public Speaking, Budgets, Time Management, Event Planning, Sales, Excel, Administrative..., Microsoft Word, Invoice Processing, Purchasing, Nonprofits, InDesign, Photoshop
Education
North Park University 2007 — 2011
BA, Business & Economics
Guaranteed Rate May 2015 - Present
Banc of California September 2014 - May 2015
Prospect Mortgage, LLC August 2012 - September 2014
Bank of America February 2007 - August 2012
BNY Mortgage Company LLC, Bank of New York December 1988 - February 2007
Skills
FHA financing, Underwriting, FHA 203k, Homestyle/Homepath, Loans, Mortgage Banking, FHA, Loan Origination, Mortgage Lending, Refinance, Residential Mortgages, Credit, Reverse Mortgages, Credit Analysis, Mortgage Underwriting, Banking, Financial Risk, Government Loans, Credit Risk, Construction Loans, Certified Mortgage..., FHA Financing, VA loans
Education
Nassau Community College 1988 — 1990
Mineola High school
Finworth Mortgage, an INSBANK company June 2014 - Present
Guaranteed Rate May 2012 - June 2014
Fifth Third Bank May 2011 - May 2012
Wells Fargo Home Mortgage 2009 - 2010
Steeplechase Mortgage 2007 - 2009
United Financial Mortgage Corp. 2002 - 2007
Skills
First Time Home Buyers, FHA financing, Residential Mortgages, Loan Origination, Mortgage Lending, FHA, Refinance, VA loans, USDA, Mortgage Banking, Credit, Investment Properties, Government Loans, Real Estate Financing, Loans, P&L Management, Reverse Mortgages, Certified Mortgage..., Mortgage Underwriting, Construction Loans, Debt Consolidation, Non-Conforming, USDA Rural Housing, Real Estate, Real Estate Transactions, Single Family Homes, Condos, Branch Management, Sales
Education
Mississippi State University - College of Business and Industry 1993 — 1997
BA, Real Estate and Mortgage Finance
StickOutSocial April 2015 - Present
Blue Fire Capital, LLC December 2013 - April 2015
Cars.com January 2013 - December 2013
Guaranteed Rate August 2012 - January 2013
We Are Mammoth December 2011 - August 2012
Systems In Motion November 2010 - December 2011
CourseCoffee.com October 2010 - December 2011
Freelance - Web Consultant and Copy Writer May 2010 - November 2011
TJA Services May 2010 - July 2010
MSU Museum March 2008 - July 2010
Skills
jQuery, JavaScript, CSS, HTML 5, MySQL, AJAX, MVC, XML, HTML5, Git, Tortoise SVN, C#, Web Services, Python, Agile Project Management, .NET, Selenium, Django, AngularJS, GruntJS, Jade, Microsoft SQL Server, PostgreSQL, HTML
Education
Michigan State University 2006 — 2010
Bachelor, Science in Media and Communication Technology
NC State University January 2015 - Present
Hudson Data Labs August 2014 - October 2014
Michigan State University October 2011 - April 2014
Columbia University May 2013 - August 2013
Chicago Botanic Garden May 2011 - September 2011
Guaranteed Rate 2011 - 2011
Skills
Data Analysis, R, MySQL, Python, LaTeX, Statistics, Ruby on Rails, Geography, Spatial Databases, Science, Programming
Education
North Carolina State University
Doctor of Philosophy (Ph.D.)
Michigan State University 2011 — 2014
Master's Degree, Geography
University of Michigan 2004 — 2008
Bachelor's degree, Environment
GBC Mortgage January 2014 - Present
Guaranteed Rate February 2012 - January 2014
Superior Mortgage September 2011 - February 2012
Wells Fargo Home Mortgage January 2009 - September 2011
CTX Mortgage March 2005 - January 2009
Skills
Refinance, Loan Origination, FHA financing, Mortgage Lending, Mortgage Banking, Residential Mortgages, Loans, First Time Home Buyers, VA loans, USDA, Credit, Certified Mortgage..., Government Loans, Construction Loans, REO, Customer Service, Investment Properties, Real Estate Transactions, Investments, Home Equity Loans, Mortgage Marketing, Home Equity Lines of..., Real Estate Financing, FHA, Sales, Short Sales, Referrals, VA Loans
Education
Monroe Community College 1976 — 1978
Associate's degree, accounting
Guaranteed Rate June 2015 - Present
Guaranteed Rate February 2015 - June 2015
Naperville Running Co July 2010 - May 2015
WSI - Internet Marketing & Consulting Agency October 2011 - January 2013
North Central College January 2010 - June 2011
Skills
Web Content, Customer Service, Oral & Written..., Written & Oral..., Microsoft Office, Creativity, Computer Proficiency, Problem Solving, English grammar, Social Media Marketing, Time Management, Team-oriented, Interpersonal Skill, Highly detail oriented, Analytical Skills, Multitasking Skills, Managing Deadlines, Research, Corporate Blogging, Vendor Relationships, Sales, Employee Training
Education
North Central College 2008 — 2012
Bachelor of Arts (B.A.), English Language and Literature/Letters
Guaranteed Rate January 2015 - Present
Mortgage Master Inc November 2013 - December 2014
Fifth Third Bank January 2010 - October 2013
JP Morgan Chase April 1997 - December 2009
Skills
Specialist in..., IHDA specialist, condo specialist, First Time Home Buyers, Loans, REO, FHA, FHA financing, VA loans, Mortgage Lending, Refinance, USDA, Mortgage Banking, Loan Origination, Residential Mortgages, Real Estate, Government Loans, Referrals, FHA Financing, VA Loans, Investment Properties, Credit, Credit Analysis, Investors, Construction Loans, Foreclosures
Education
Northern Illinois University 1984 — 1986
BA, Public Relations
Guaranteed Rate - NMLS ID 2611 August 2014 - Present
Guaranteed Rate March 2014 - Present
Guaranteed Rate May 2013 - March 2014
Family Protection Group Inc December 2007 - May 2013
Bank of America (Formerly Countrywide Bank & Investment Services) October 2004 - October 2007
Chase (Formerly Bank One) October 2002 - October 2004
Skills
Mortgage Lending, Refinance, First Time Home Buyers, Jumbo Mortgage, Finance, Investments, Loans, FHA, VA loans, Condos, Real Estate, Credit Analysis, Mortgage Banking, Retirement Planning, Coaching, Management, Customer Service, Business Analysis, New Business Development, Entrepreneurship, Business Strategy, Banking, Investment Properties, Insurance, Lead Generation, Strategic Financial..., Portfolio Management, Team Leadership, Online Marketing, Email Marketing, 203K, Residential Mortgages, Real Estate Financing, Mortgage Marketing, Financial Planning, VA Loans, Networking, Product Innovation, Personnel Management
Education
The American College 2002 — 2006
Financial Planner, Certified Financial Planner (CFP) Preparation, 4.0
Michigan State University 1997 — 2001
Bachelor of Arts (BA)
Troy Athens Red Hawks 1994 — 1997
Diploma, College Prep
Guaranteed Rate September 2009 - Present
Skills
Mortgage Lending, FHA, Mortgage Banking, Sellers, Loan Origination, Refinance, Residential Mortgages, FHA financing, VA loans, USDA, Loans, Mortgage Underwriting
Education
Arlington Catholic H.S.
Northeastern University
Bachelor of Business Administration (BBA), Business Administration and Management, General
Guaranteed Rate March 2011 - Present
Mountain Crest Mortgage January 1998 - March 2011
Skills
Loans, Mortgage Lending, FHA financing, Jumbo, First Time Home Buyers, Refinance, Rates, Residential Mortgages, Construction Loans, Certified Mortgage..., VA loans, Government Loans, FHA, Real Estate Financing, Loan Origination, Mortgage Banking, Real Estate, Reverse Mortgages, Mortgage Underwriting, FHA Financing, VA Loans
Education
Minnesota State University, Mankato 1988 — 1992
BS
Kendall College October 2013 - Present
Beau K Catering and Personal Chef Service June 2013 - Present
Grampa Boos Basting and BBQ Sauce April 2009 - Present
Comfort Cuisine 2008 - Present
Clausen Williams, Ltd 2008 - Present
Guaranteed Rate January 2012 - January 2013
Olan Sang Ruby Union Institute January 2010 - January 2012
Compass/Eurest November 2006 - November 2007
Sprint pcs 2000 - 2004
Skills
Culinary Skills, Cooking, Catering, Menu Development, Food Service, Recipes, Food, Management, Budgets, Event Planning, Cuisine, Chef, Wine, Restaurant Management, Restaurants, Food & Beverage, Leadership, Event Management
Education
Kendall 2004 — 2005
Assoc, Culinary Arts
Michigan State University 1982 — 1987
Bachelor's Degree, Engineering arts, 3.0
Lansing Sexton 1979 — 1982
college prep
Perl Mortgage July 2011 - Present
Metlife Bank October 2010 - June 2011
United Guaranty Corporation January 2009 - October 2010
Guaranteed Rate May 2007 - October 2010
Genworth Financial 2007 - 2009
Skills
Mortgage Lending, Underwriting, Credit, Loan Origination, Mortgage Banking, Loans, Banking, Credit Analysis, Management, USDA, Customer Service, Mortgage Underwriting, Leadership, Sales, Strategic Planning, Process Improvement, Residential Mortgages, Refinance
Education
Michigan State University 1997 — 2001
Bachelor of Arts, Telecommunications – Information Technology
Guaranteed Rate June 2015 - Present
CMG Financial June 2014 - June 2015
Bell Mortgage a Division of Bell State Bank and Trust July 2008 - May 2014
Twin City Garage Door October 1988 - June 2008
Skills
Mortgage Lending, First Time Home Buyers, Mortgage Banking, Residential Mortgages, FHA, Residential Homes, Time Management, VA loans, Refinance, Real Estate, Sales, FHA financing, USDA, Investment Properties, Loan Origination, VA Loans, Customer Service, FHA Financing
Education
North Dakota State University 1985 — 1988
Business
Guaranteed Rate June 2014 - Present
Springwater Capital August 2009 - May 2014
CTX Mortgage 2007 - 2008
Atherton Mortgage 2002 - 2006
eLocal.com 2000 - 2001
First Security Bank of Missoula March 1997 - March 2000
General Construction June 1985 - June 1997
Skills
Loans, Mortgage, VA loans, Marketing, Mortgage Lending, Management, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, FHA, Customer Service, Training, Certified Mortgage..., Customer Satisfaction, USDA, Banking, Sellers, FHA financing, Government Loans, Finance, Construction Loans, Reverse Mortgages, Credit, Non-Conforming, Home Equity Loans
Education
The University of Montana - School of Business Administration 1995 — 1997
BA, Economics
The University of Montana 1994 — 1997
Bachelor of Arts (BA), Economics
Montana State University-Bozeman
Sentinel High School
Guaranteed Rate June 2014 - Present
SunTrust Mortgage September 2013 - June 2014
NVR, Inc. February 2013 - September 2013
Regional Contracting Assistance Center December 2010 - September 2012
Mountain State University December 2010 - September 2012
National City Mortgage January 2004 - November 2009
Barsh Opticians and Hearing Aid Center January 1992 - January 2004
Skills
Nonprofits, Mortgage Lending, Small Business, Real Estate, Marketing, Selling, Team Building, Strategic Planning, Leadership, Sales, FHA, Residential Homes, First Time Home Buyers, Investment Properties, Refinance
Education
University of Charleston 2014 — 2015
Bachelor's Degree, Organizational Leadership, Senior
Mountain State University 2008 — 2011
BS, Business
Trader Joe's March 2014 - Present
SEEKING NEXT OPPORTUNITY January 2014 - March 2014
Guaranteed Rate October 2012 - January 2014
Trader Joe's January 1998 - October 2012
Skills
Customer Service, Negotiation, Microsoft Office, Onboarding, Training, Human Resources, Employee Relations, Event Management, Event Planning, Recruiting, Coaching, Sales, Team Building, Social Networking, Cold Calling, Interviews, Business Intelligence, Project Management, Analysis, Leadership, Management
Education
University of Michigan-Dearborn 2015 — 2018
Master of Science (MS), Business Analytics
North Park University 2010 — 2013
B.S., Business Admin., Organizational management and leadership, and Information systems technology., 3.79
Movement Mortgage April 2013 - Present
Midwest Mortgage Capital LLC 2011 - 2012
Guaranteed Rate 2008 - 2011
GMACM 2005 - 2008
GMAC Mortgage 2005 - 2008
GMAC ResCap 2005 - 2008
GMAC Mortgage LLC/GMAC Residential Capital LLC 2005 - 2008
Wells Fargo Home Mortgage 2002 - 2005
Skills
Real Estate, FHA, Mortgage Lending, Sales, Marketing, Sellers, Refinance, First Time Home Buyers, Consumer Lending, Strategy, Loans, Banking, Account Management, Loan Origination, Residential Mortgages, Certified Mortgage..., Financial Analysis, USDA, Underwriting, Investment Properties, Credit Analysis, Sales Management, Access, Commercial Lending, Team Building, Selling, Credit, Reverse Mortgages, Leadership, Short Sales, Finance, Mortgage Banking, Foreclosures, VA loans, REO, Customer Service, Government Loans, Construction Loans, FHA financing
Education
Missouri State University 1985 — 1989
Mortgage Network, Inc. March 2013 - Present
American Home Mortgage Group February 2011 - February 2013
Guaranteed Rate August 2007 - February 2011
Foxpointe Mortgage, LLC May 2002 - August 2007
US Navy May 1990 - March 1994
Skills
Investment Properties, Real Estate, Refinance, First Time Home Buyers, Loans, FHA, Property Management, Residential Homes, Mortgage Banking, USDA, Condos, Customer Service, Construction Loans, Mortgage Lending, REO, Short Sales, Foreclosures, Residential Mortgages, Credit, VA loans, Finance, Single Family Homes, Loan Origination, Referrals, FHA financing, Credit Analysis, Commercial Mortgages, Reverse Mortgages, Investors, Government Loans, Negotiation, Mortgage Marketing, Certified Mortgage..., Mortgage Underwriting, Real Estate Financing
Education
Northern Illinois University - College of Business 1996 — 1998
Bachelor of Science (BS), Accounting and Finance
Guaranteed Rate January 2013 - Present
eClass 2009 - 2012
Professional Mortgage Partners / Wintrust Mortgage 2001 - 2009
Skills
Spanish, Microsoft Office, Teaching, Social Media, Event Management, Event Planning, Marketing, Public Speaking, Nonprofits, Social Networking, Refinance, Blogging, Mortgage Banking, Mortgage Lending
Education
Millikin University 1997 — 2001
Bachelor's Degree, Music Business
Parkway West High School 1994 — 1997
CAPA International Education August 2014 - Present
Accountemps March 2014 - July 2014
Guaranteed Rate July 2013 - March 2014
TD January 2011 - July 2013
General Investment & Development September 2007 - November 2008
Washington Gas August 2006 - September 2007
Skills
Accounting, Tax Preparation, Mortgage Lending, Retail Banking, Fixed Annuities, Term Life Insurance, Customer Service
Education
George Mason University - School of Management 2002 — 2005
Bachelor of Science (B.S.)
Northern Virginia Community College 1999 — 2002
Associate of Science (A.S.)
TC Williams High School 1996 — 1999
Diploma
Boston Children's Hospital January 2014 - Present
Guaranteed Rate October 2011 - November 2013
Mount Ida College November 2007 - May 2011
Mount Ida College August 2008 - May 2010
Skills
Microsoft Office, Excel, PowerPoint, Student Affairs, Higher Education, Event Planning, Admissions, Public Speaking, Community Outreach, Facebook, Volunteer Management, Fundraising, Research, Non-profits, Customer Service, Microsoft Word, Outlook, Social Media, Microsoft Excel
Education
Mount Ida College 2007 — 2011
B.S, Applied Forensic Science
Mount Ida College 2007 — 2011
B.S, Applied Forensic Science
Guaranteed Rate June 2014 - Present
Platinum Home Mortgage September 2011 - December 2013
Skills
FHA, Government Loans, VA loans, Refinance, Mortgage Banking, Mortgage Lending, Loan Origination, Residential Mortgages
Education
Montana State University-Bozeman
53 Bank December 2013 - Present
Guaranteed Rate June 2012 - December 2013
Fairway Mortgage/Gateway Funding June 2011 - July 2012
Fairway Independent Mortgage June 2011 - January 2012
Prospect Mortgage, LLC June 2010 - June 2011
Fidelity Mortgage Services 1997 - 2009
Skills
Mortgage Lending, Refinance, Mortgage Banking, FHA, Loan Origination, Residential Mortgages, Loans, VA loans, FHA financing, USDA, Reverse Mortgages, Certified Mortgage..., Investment Properties, Construction Loans, Credit, First Time Home Buyers, Real Estate, Selling, Mortgage Servicing, Loss Mitigation, Residential Homes, Commercial Mortgages, Debt Consolidation, Small Business Lending, Government Loans, Investors, Referrals, REO, Underwriting, Banking, Consumer Lending, Mortgage Underwriting, Short Sales, Funding, Real Estate Transactions, HUD, Financial Structuring, Foreclosures, Mortgage Marketing, Finance, Investments, Real Estate Economics, Credit Analysis, Property, Real Estate Financing, Home Equity Loans, Commercial Lending, Home Equity Lines of...
Education
Niles North High School 1970 — 1974
Northern Illinois University - College of Business
B.S., Business Management
Prospect Mortgage, LLC January 2012 - Present
Wintrust Mortgage Corporation April 2008 - January 2012
Lakeshore Funding February 2005 - April 2008
Guaranteed Rate September 2003 - February 2005
Lakeshore Funding March 2002 - September 2003
Education
Oregon College of Oriental Medicine 2011 — 2015
Masters of Chinese Medicine, Acupuncture and Oriental Medicine
Michigan State University 1997 — 2001
Business
Guaranteed Rate July 2014 - Present
Lovell Hockey June 2006 - Present
Poli Mortgage Group April 2010 - June 2012
Northeast Security Inc September 2009 - April 2010
Skills
Mortgage Lending, Real Estate, Leadership, Customer Service, Management, Sales, Marketing
Education
Northeastern University 2004 — 2009
Bachelor of Science (B.S.), Criminal Justice/Police Science
Thayer Academy 2000 — 2004
Caliber Home Loans February 2015 - Present
Guaranteed Rate February 2014 - February 2015
Skills
Mortgage Banking, Loans, Credit, Real Estate, Mortgage Lending, Banking, Investments, Loan Origination, Refinance, FHA, Investment Properties, First Time Home Buyers, Portfolio Management, Residential Mortgages, Single Family Homes, Real Estate Financing, Underwriting, VA loans, USDA, Credit Analysis, Commercial Lending, Construction Loans
Education
Mills College 1965 — 1969
Bachelor of Arts (B.A.), Fine/Studio Arts, General
Mills College
Bachelor of Arts
Morgan Stanley Smith Barney April 2012 - Present
Forest Financial Group, Inc. May 2007 - May 2012
Guaranteed Rate April 2006 - May 2007
Guaranteed Rate March 2004 - April 2006
Education
Michigan State University 1998 — 2003
Bachelor of Commincation Arts and Sciences
Homeside Financial April 2014 - Present
NFM,Inc May 2010 - April 2014
Mortgage Approval Center LLC December 2007 - March 2010
First National Mortgage Sources May 2005 - November 2007
Guaranteed Rate February 2005 - May 2005
American Builders Mortgage February 2001 - February 2005
Skills
Mortgage Lending, FHA, Lines Of Credit, USDA, Refinance, VA loans, First Time Home Buyers, Credit, Investment Properties, Construction Loans, REO, Relocation, FHA financing, Loan Origination, Mortgage Banking, Residential Mortgages, Reverse Mortgages, Referrals
Education
North Carolina Agricultural and Technical State University
Guaranteed Rate November 2011 - Present
The Mortgage Lender, Inc. May 2009 - November 2011
Temporary Resources, Inc. November 1998 - January 2009
Skills
Mortgage Banking, Mortgage Underwriting, Investment Properties, Investments, Real Estate, Customer Service, Refinance, Mortgage Lending, FHA, First Time Home Buyers, Loans, Residential Mortgages, Real Estate Transactions, USDA, Credit, Loan Origination, FHA financing, VA loans, Certified Mortgage..., Real Estate Financing, Foreclosures, Residential Homes, Short Sales, Single Family Homes, Sales
Education
North Carolina State University 1983 — 1989
BA, Economics
Guaranteed Rate January 2011 - Present
Home Savings of America March 2008 - January 2011
Home Mortgage Consultants, Inc. January 1999 - March 2008
Skills
FHA, USDA, Mortgage Lending, Mortgage Marketing, Refinance, Mortgage Banking, VA loans, Residential Mortgages, Loan Origination, FHA financing, Loans, Credit, Certified Mortgage..., First Time Home Buyers, Reverse Mortgages, Government Loans, USDA Rural Housing, Construction Loans, VA Loans, FHA Financing, Residential Homes
Education
Minnesota State University, Mankato 1987 — 1991
Business Administration / Finance, Business
Guaranteed Rate March 2010 - February 2011
MAG Mortgage Corporation April 2009 - March 2010
Beacon Mortgage January 2006 - April 2009
First Eastern Mortgage February 2002 - December 2006
Skills
FHA, Residential Homes, Mortgage Lending, Home Owners, Commercial Real Estate, HUD, Construction, Mortgage Banking, USDA, Refinance, First Time Home Buyers, Residential Mortgages, Loans, FHA financing, VA loans, Reverse Mortgages, Investment Properties, Construction Loans, Loan Origination, Certified Mortgage..., Single Family Homes, Sales
Education
NH Bankers Association 1987 — 1989
Financial
NHTI, Concord's Community College 1984 — 1986
Architectural Design
The Federal Savings Bank December 2014 - Present
HomeTrust Mortgage Corporation November 2013 - December 2014
Guaranteed Rate June 2013 - November 2013
Crosscountry Mortgage, Inc. March 2012 - June 2013
Benchmark Mortgage May 2011 - March 2012
Key Mortgage Services Inc February 2008 - May 2011
Fischer Mortgage December 2007 - February 2008
Smart Mortgage Access October 2005 - November 2007
Network Financial June 2004 - November 2005
Draper and Kramer January 2003 - June 2004
Skills
Loans, Mortgage, FHA, VA, Purchase, Investment Properties, Mortgage Lending, Certified Mortgage..., FHA financing, VA loans, USDA, Refinance, REO, Sellers, Condos, Home Equity Loans, Real Estate, Mortgage Marketing, VA Loans, FHA Financing
Education
Northern Illinois University 1979 — 1983
BS, Economics
St. Viator High School 1974 — 1978
HS, Business
Ounce of Prevention Fund January 2015 - Present
Guaranteed Rate November 2012 - January 2015
Creme de la Creme September 2011 - October 2012
Hallmark Cards June 2008 - January 2012
YMCA June 2010 - August 2010
Skills
Customer Service, Sales
Education
Northern Illinois University 2007 — 2011
Bachelor's degree, Family and Child Studies
Muse At The End May 2015 - Present
24 Seven Inc. January 2011 - Present
Muse in the Harbor October 2012 - May 2015
Salt Beach Corp May 2013 - October 2014
Hampton Photo Arts & Framing January 2012 - June 2014
Guaranteed Rate November 2012 - June 2013
Montauk Yacht Club April 2011 - September 2011
Jennifer Greenlees Holistics May 2010 - September 2011
Sugar Shack Burlesque May 2007 - August 2011
intermix inc February 2011 - February 2011
Skills
Photography, Fashion, Entertainment, Art, Writing, Photoshop, Social Media, Illustrator, Fine Art, Photo Editing, Customer Engagement, Public Speaking, Public Relations, Organizing, computer proficiency, Art Direction, Photojournalism, Commercial Photography, Portrait Photography, Media Production, Graphic Design, Promotions, Aloha, Adobe Creative Suite, Advertising, Micros, Bartending, Food Service, Portraits, Lightroom, Event Management, Fine Art Photography, Marketing, Comedy, Comedic Timing, Improvisation, Improvisational Comedy, Scripting, Script Editing, Hospitality, Hospitality Management, Hospitality Industry, Reviews
Education
New England College 2005 — 2009
Bachelor's Degree, Graphic Design / Photography / Marketing
Guaranteed Rate April 2015 - Present
Guaranteed Rate June 2013 - Present
Life Style Investment Group November 2010 - June 2014
Lasalle Bank/ Bank of America July 2007 - 2013
Skills
Banking, Loans, Strategic Planning, Credit, Mortgage Lending, Risk Management, Sales, Portfolio Management, Team Building, New Business Development, Management, Business Development, Business Strategy
Education
Northern Illinois University
Business Management
Guaranteed Rate 2015 - Present
The Tie Bar 2014 - 2014
Ticketmaster April 2011 - 2014
Ticketmaster August 2009 - April 2011
Ticketmaster September 2008 - August 2009
Chicago Tribune Interactive August 2007 - August 2008
Orbitz October 2005 - August 2007
American Marketing Association May 2003 - October 2005
Lexus 1997 - 2000
Toyota 1997 - 1997
Skills
Display Advertising, Affiliate Marketing, PPC, Web Analytics, SEO, Customer Insight, Positioning, Web Marketing, Social Networking, New Media, Omniture, Interactive Marketing, Integrated Marketing, SEM, Brand Management, Digital Marketing, Digital Strategy, Analytics, Social Media Marketing, Advertising, Strategy, Customer Acquisition, Marketing Strategy, Mobile Devices, E-commerce, Marketing, B2B Marketing, Mobile Marketing, eCommunications, Social Media, Email Marketing, Online Marketing
Education
Northwestern University 2001 — 2003
MS, Integrated Marketing Communications
Michigan State University
BA, Marketing
Guaranteed Rate April 2014 - Present
ALE Solutions, Inc. May 2007 - April 2014
8th Stage April 2013 - October 2013
College Communications Office January 2012 - May 2012
Eagles Club August 2011 - December 2011
Skills
Accounting software..., PowerPoint, Customer Service, Microsoft Office, Social Media, Public Relations, Teamwork, Invoicing, Accounting, Microsoft Excel, Event Planning, Microsoft Word, Facebook, Public Speaking, Leadership, Time Management, Marketing, Research, Event Management, Team Building, Marketing Communications, Fundraising, Team Leadership, Marketing Strategy, Interpersonal..., Creative Writing, Strategic Planning, Photoshop, Organizational..., Editing, Outlook, Social Media Marketing, SEO, SEM, PPC, PPM, SCO, Key Words, RSS Feeds, Blogging, Nonprofits, Sales
Education
Monmouth College 2008 — 2012
Bachelor of Arts, Communication, General
DENMARK [the agency] November 2014 - Present
Behrman Communications August 2013 - October 2014
Tory Burch September 2011 - August 2013
Nika Butik May 2011 - September 2011
Guaranteed Rate May 2011 - June 2011
The Accident Fund May 2009 - December 2009
Wilson Dow Group May 2008 - August 2008
Denmark the Agency June 2007 - August 2007
Encore the Dance Centre September 2000 - June 2005
Skills
Advertising, Leadership, Management, Marketing, Public Relations, Recruiting, Sales, Strategy, Talent Management, Social Media, Social Networking, Retail, Social Media Marketing, Event Planning
Education
Michigan State University 2005 — 2009
Bachelor of Arts (BA), Journalism, Public Relations
College of Communication
Arts and Sciences
School of Journalism
Guaranteed Rate March 2012 - Present
Shea Mortgage April 2011 - March 2012
Keller Williams Realty Biltmore Properties 2010 - 2011
Prospect Mortgage Company July 2008 - October 2010
Desert Heritage Mortgage 2001 - 2003
Household Finance 1991 - 1996
Skills
First Time Home Buyers, Mortgage Banking, Credit, Refinance, Mortgage Lending, Loans, FHA, Referrals, Residential Mortgages, Real Estate, USDA, Loan Origination, Finance, VA loans, Mortgage Marketing, Certified Mortgage..., VA Loans, Government Loans, Investments, Sales, Sellers, Residential Homes, FHA financing, Real Estate Financing, REO, Reverse Mortgages, Mortgage Underwriting, Investment Properties, Construction Loans, Foreclosures
Education
Northern Arizona University-The W. A. Franke College of Business 1982 — 1987
Business
Amgen January 2014 - Present
Guaranteed Rate May 2012 - December 2013
Bendago Advisory Services, LLC June 2008 - May 2012
Intuit March 2007 - June 2008
McKesson Corporation 2005 - 2007
JPMorgan Chase 2001 - 2005
Westpac 1999 - 2001
Bank of America 1992 - 1999
CAST Management Consultants 1990 - 1992
KPMG 1987 - 1990
Skills
IT Transformation, IT Service Management, Cloud Computing, Shared Services, Business Resilience, SOA, IT Financial Management, Project Turnaround, IT Governance, Green IT, Infrastructure Planning, Business Intelligence, Technology Integration, IT Management, IT Strategy, IT Outsourcing, Vendor Management, Strategic Sourcing, PaaS, Social Media, Web Services, Governance, Leadership, ITIL, CIOs, IT Operations, Enterprise Architecture, SaaS, Infrastructure, Data Center, Executive Management, Business Continuity, Integration, Strategy, Information Technology, Vision, Managed Services, Program Management, Management, Strategic Planning, Enterprise Software, Disaster Recovery, Security, Agile Methodologies, Mobile Devices, Networking, Entrepreneurship, Business Process, Consulting, Mergers & Acquisitions
Education
Monash University 1977 — 1982
Business, Accounting, Finance
Mount Scopus 1976 — 1977
Guaranteed Rate September 2015 - Present
Discover Home Loans February 2013 - Present
Discover Home Loans February 2013 - August 2015
Education
Northern Arizona University 1986 — 1990
Northern Arizona University 1986 — 1990
Guaranteed Rate February 2013 - Present
Mary Kay, Inc. June 2008 - Present
Nanci's Photography May 2000 - Present
Bridgeview Bank Mortgage December 2012 - February 2013
Indecomm Global Services January 2012 - December 2012
Hillard Heintze April 2010 - December 2011
Strategic Loan Solutions & The Fleck Law Group December 2008 - July 2009
Prosperity Mortgage June 2008 - October 2008
Wilmington Finance June 2005 - December 2007
Decision One Mortgage November 2002 - June 2005
Skills
Mortgage Lending, Loan Origination, Loans, Credit, FHA, Mortgage Banking, Refinance, Residential Mortgages, Underwriting, Banking, Credit Analysis, Mortgage Underwriting, Risk Management, VA loans, FHA financing, Financial Risk, Loss Mitigation, Insurance, Investment Properties, Real Estate, Financial Analysis, Customer Service, Sales Management, Sales, Team Building, Cold Calling, Finance, Loan Servicing, Residential Homes, Selling, Mortgage Servicing, First Time Home Buyers, VA Loans, FHA Financing
Education
Moraine Valley Community College 1991 — 1993
H.L. Richards High School 1987 — 1991
Quest Food Management Services June 2015 - Present
Quest Food Management Services January 2015 - June 2015
Compass Group North America March 2014 - December 2014
Aramark October 2013 - March 2014
Guaranteed Rate November 2012 - October 2013
Foodstuffs Gourmet Foods & Catering July 2011 - November 2012
Pinstripes, Inc August 2010 - July 2011
Skills
Menu Development, Restaurants, Purchasing, Catering, Inventory Control, Food, Hospitality, Marketing, Food Service, Restaurant Management, Culinary Skills, Food & Beverage, Hospitality Management, Food Safety, Training, Management, Food Industry, Hospitality Industry, Event Planning, Cuisine, Cooking, Hotels
Education
The Illinois Institute of Art- Chicago 2010 — 2011
Bachelor of Applied Science (BASc), Hospitality Management
The Illinois Institute of Art- Chicago 2009 — 2010
Associate's Applied Science, Hospitality Management
The Illinois Institute of Art- Chicago 2007 — 2009
Bachelor of Applied Science (BASc), Culinary Management
University of Wisconsin-Milwaukee 2005 — 2007
General Education
Milwaukee Area Technical College 2003 — 2005
Associate's Applied Science, Culinary Arts
Martin Luther High School
Guaranteed Rate February 2015 - Present
Skills
New Home Purchase, First Time Home Buyers, Refinance, FHA financing, USDA Rural Housing, VA loans, conventional, FHA Financing, Loan Origination, VA Loans, Foreclosures, Investment Properties, Referrals, FHA, Real Estate, USDA, Short Sales
Education
North Carolina State University 1989 — 1992
Bachelor of Science in Business Administration, Business Administration and Management, General
Platinum Home Mortgage (NMLS ID #13589) June 2014 - Present
Guaranteed Rate May 2012 - Present
Ibiza Café June 2010 - June 2011
First National Mortgage (Forum Mortgage) January 2005 - March 2008
PFNF Home Lending March 2002 - November 2004
Reza's Restaurant June 1999 - August 2001
Skills
Customer Service, Microsoft Office, Event Planning, Restaurants, Public Speaking, Inventory Management, Sales, Microsoft Word, Microsoft Excel, PowerPoint, Restaurant Management, Team Building, Training, Time Management, Management, Coaching, Customer Satisfaction, Hospitality, Process Scheduler, Event Management, New Business Development, Sales Management, Marketing, Mortgage Lending, Loan Origination, Leadership, CRM, Real Estate, Marketing Strategy
Education
Northeastern Illinois University 1998 — 2000
Economics Major
Triton College
General Education
University of Illinois at Urbana-Champaign
General Education
Guaranteed Rate May 2015 - Present
Skills
Mortgage Lending, Loans, Credit, Refinance, Residential Mortgages, Credit Analysis, Underwriting, Financial Analysis, Credit Risk, Mortgage Underwriting
Education
Northern Illinois University 2007 — 2011
Anderson University (SC) June 2015 - Present
Converse College February 2013 - June 2015
Roosevelt University August 2009 - February 2013
Roosevelt University August 2009 - February 2013
Guaranteed Rate November 2008 - August 2009
Guaranteed Rate September 2006 - November 2008
Provident Funding Associates L.P. March 2005 - September 2006
Skills
Higher Education, Coaching, Fundraising, Athletics, Public Speaking, Budgets, Non-profits, Nonprofits, Athletic Training, Community Outreach, Recruiting, Management, Social Networking
Education
North Central College 2000 — 2004
Bachelor of Science (BS), Economics
Guaranteed Rate August 2013 - Present
Skills
Mortgage Banking, Mortgage Lending, FHA financing, Refinance, VA loans, Loan Origination, Residential Mortgages, Customer Service, Construction Loans, Loans, Credit, Debt Consolidation, Reverse Mortgages
Education
Montclair State University 1979 — 1983
Accounting and Finance
St. Pius X High School 1974 — 1978
Guaranteed Rate 2012 - 2013
Skills
Mortgage Lending, Residential Mortgages, Customer Service, Loans, FHA, FHA financing, ARM, Finance, Loan Origination, Low Rates, Reverse Mortgages, Jumbo Mortgage, 203K, Real Estate, USDA, Mortgage Banking, Certified Mortgage..., FHA Financing, Investment Properties, First Time Home Buyers
Education
Mt. Hood Community College 1993 — 1995
Hood River Valley
ShopperTrak April 2014 - Present
Guaranteed Rate September 2013 - March 2014
Costello Sandwich and Sides February 2010 - September 2013
Chicago Inter Soccer Club February 2009 - January 2010
Harlem Plumbing Supply January 2009 - October 2009
Skills
Training, Management, Team Building, Customer Service, Sales, Marketing, Social Media, Microsoft Office, Retail, Leadership, Marketing Strategy, Business Development, Customer Satisfaction, CRM, Market Research, Mortgage Lending, Human Resources
Education
Northeastern Illinois University 2010 — 2013
Bachelor of Science (BS), Marketing
Partners HealthCare June 2015 - Present
Fairway Independent Mortgage Corporation 2013 - 2014
Guaranteed Rate January 2013 - October 2013
Northeastern University 2006 - 2012
Boston City Council 2003 - 2006
Boston Neighborhood Network TV 1997 - 2003
Skills
HIPAA, Health Care..., Clinical Pharmacology, Mental Health Care, Pharmaceutical Industry, Health Care Systems, Contract Management, Office Administration, Medical Billing, Non-profits, Legislative Affairs, Television Directing, Studio Lighting, Studio Managers, Production Planning, Leadership, Social Media Analytics, Telemarketing, Loan Documents, Government, Loan Servicing, Microsoft Excel, Camera Operating, Television Producing, Marketing, Microsoft Office, Time Management, PowerPoint, Social Media Marketing, Mortgage Lending, Encompass, Customer Service, Management, Event Planning, Community Outreach, Public Speaking, Politics, Political Campaigns, Public Policy, Research, Volunteer Management, Fundraising, Social Networking, Social Media, Nonprofits, First Time Home Buyers
Education
Northeastern University
Bachelor of Science (B.S.), Communication and Media Studies
Partners in Career and Workforce Development
Health Care Training and Employment Program, Medical Administrative/Executive Assistant and Medical Secretary
West Roxbury High School
College Prep., Communication and Media Studies
Rancho Financial, Inc. April 2015 - Present
Synergy One Lending April 2014 - March 2015
Guaranteed Rate November 2012 - March 2014
Wireless Capital Partners March 2012 - September 2012
Md7 September 2009 - March 2012
New York Life Insurance Company June 2008 - September 2009
DebtWave Credit Counseling February 2003 - June 2008
San Diego County Office of Education November 2000 - February 2003
Skills
Wireless, Telecommunications, Account Management, Sales, Negotiation, New Business Development, Contract Negotiation, Customer Satisfaction, Real Estate, Team Leadership, Strategic Planning, Customer Service, Finance, First Time Home Buyers, Loans, Investment Properties, Team Building, REO
Education
San Diego State University-California State University 2005 — 2006
Certificate, Personal Financial Planning
National University 1998 — 2000
Bachelor of Science (BS), Liberal Studies
Moorpark College 1991 — 1993
Associate's degree, General Studies
Newbury Park High School
Paramount Equity 2014 - Present
Guaranteed Rate 2013 - 2014
loanDepot 2012 - 2013
JPMorgan Chase 2007 - 2012
Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Reverse Mortgages, FHA financing, VA loans, 203K, Government Loans, Jumbo Mortgage, USDA Rural Housing, Super Jumbo, Refinancings, First Time Home Buyers, New Home Purchase, Cash Out, Loans, FHA, USDA, Real Estate, FHA Financing, Refinance, VA Loans, Foreclosures, Investment Properties, Residential Homes
Education
University of Missouri-Saint Louis 2004 — 2006
Finance
Missouri State University 2002 — 2004
Finance
Guaranteed Rate June 2015 - Present
American Transport Group March 2012 - June 2015
Dynamo Power August 2010 - February 2012
Skills
Multitasker, Customer Negotiations, Customer Acquisition, Lead Generation, Team Oriented, Negotiation, Sales, Logistics, Team-oriented, Customer Service, Account Management, Leadership, Manufacturing, Cold Calling, Training, Transportation, Sales Operations, Management
Education
Santa Barbara City College 2005 — 2006
Minnesota State University, Mankato 2004 — 2005
cleverbridge April 2015 - Present
onShore Networks September 2014 - March 2015
onShore Networks November 2013 - September 2014
onShore Networks, Inc. May 2012 - November 2013
Guaranteed Rate October 2011 - March 2012
D&J Metalcraft September 2010 - June 2011
NRI Labs 2009 - 2010
Rosenthal Collins Group 2005 - 2006
Skills
Troubleshooting, Project Management, Customer Service, System Administration, Microsoft Excel, Microsoft Office, Windows, Process Improvement, Program Management, Security, Windows 7, Networking, Software Documentation, Training, Technical Support, Account Management, Reporting & Analysis, Disaster Recovery, Active Directory, Visio, VoIP, Adobe Acrobat, Technical Data Analysis, Technical Writing, Technical Documentation, Business Process..., Technical Process, Technical Recruiting, Technical Reports, Administrative..., Data Analysis, Backup Exec, Sophos, Storytelling, Music Review
Education
Northeastern Illinois University 2012 — 2013
Lane Tech College Prep 1999 — 2002
High School Diploma, Computer Aided Drafting
Red Hat January 2015 - Present
Grosvenor Capital Management, L.P November 2013 - January 2015
Guaranteed Rate June 2012 - November 2013
Mercer Investments June 2006 - June 2012
Credit Suisse - HOLT February 2001 - June 2006
Skills
HTML, SQL, Java, AJAX, ASP.NET, C#, JavaScript, XML, SQL Server, MySQL, .NET, Visual Studio, Web Development, Web Services, IIS, PL/SQL, Access, LINQ, Agile Methodologies, Software Development, Business Intelligence, TFS, Entity Framework, Project Delivery, Software Project..., Design Patterns, Integration, OOP, SDLC, Agile Project Management, Scrum, CSS, Web Applications, VB.NET, SOA, SharePoint, Databases, Project Management, Project Planning
Education
Northern Illinois University 1992 — 1996
BS, Operations Management
Kansas State Bank October 2014 - Present
Guaranteed Rate June 2013 - October 2014
Prime Lending A Plains Capital Company May 2011 - June 2013
Mortgages Unlimited May 2009 - December 2010
Primestar Mortgage February 2008 - April 2009
Dependable Mortgage Solutions LLC February 2005 - January 2008
Producers Mortgage October 2000 - February 2005
Erb's June 1999 - October 2000
Skills
Relocation, Mortgage Banking, Government Loans, Loans, Finance, Refinance, Real Estate Financing, Credit, FHA, Real Estate, Mortgage Lending, Sales, Loan Origination, Leadership Development, First Time Home Buyers, Certified Mortgage..., VA loans, Underwriting, Referrals, Residential Mortgages, USDA, REO, Lines Of Credit, Customer Service, Reverse Mortgages, FHA financing, Investment Properties, Investors, Credit Analysis, Residential Homes, Sellers, Short Sales, Mortgage Underwriting, Foreclosures
Education
Mount Mercy University 1995 — 1999
BBA, Management, Marketing, Psychology
Stonegate Mortgage Corporation (NYSE: SGM) July 2015 - Present
Freedom Mortgage NMLS#27514 July 2014 - July 2015
Guaranteed Rate February 2014 - July 2014
JPMorgan Chase March 2009 - February 2014
Quicken Loans 2003 - 2009
Skills
Mortgage Banking, Mortgage Lending, Loans, Refinance, FHA, Loan Origination, Sales, Sales Rep Training, Sales Force Development, Sales Process, Direct Sales, VA loans, Government Loans, Jumbo Mortgage, Jumbos, Super Jumbo, New Home Purchase, Purchase Financing, Residential Mortgages, Credit, Banking, FHA Financing, Credit Analysis, Customer Service
Education
Michigan State University 1995 — 2002
Bachelor of Science (B.S.), Interdisciplinary Studies - Law & Society
PrimeLending July 2015 - Present
Guaranteed Rate February 2014 - July 2015
Northwest Bank August 2010 - February 2014
Liberty Bank August 2008 - August 2010
Skills
Mortgage Lending, Refinance, New Home Purchase, First Time Home Buyers, Mortgage Banking, Loans, Loan Origination, Loan Officers, FHA, Credit, Residential Mortgages, USDA, USDA Rural Housing, VA loans, Banking, Sales, FHA Financing, Customer Service, Credit Analysis
Education
Northwestern College 1998 — 2002
BS, Business/Commerce, General
Las Cruces High School
CAPS Payroll May 2014 - Present
Guaranteed Rate June 2012 - May 2014
Protectco Fire Safety Inc March 2012 - June 2012
Alfa 77 Trucking Inc September 2010 - March 2012
Skills
Payroll, Quickbooks, Excel, Accounts Payable, Profit & Loss Analysis, Account Reconciliation, Financial Analysis, Month End Close, Journal Entries, Teamwork, General Ledger, Microsoft Excel, Financial Statements, Accounting, Accounts Receivable, Invoicing
Education
Northeastern Illinois University 2007 — 2010
Bachelor of Science (BS), Accounting
Sofia University St. Kliment Ohridski
Sofia University St. Kliment Ohridski
Sofia University St. Kliment Ohridski
Guaranteed Rate December 2013 - Present
Cuisinier & Farahvar, LTD May 2013 - November 2013
Mordini & Schwartz January 2012 - May 2013
4U Benefits June 2011 - March 2012
Cook County States Attorney's Office February 2010 - May 2010
The John Marshall Law School August 2009 - May 2010
Cook County Circuit Court June 2009 - August 2009
Regulatory Management Counselors, P.C August 2007 - December 2007
Skills
Arbitration, Courts, Mediation, Personal Injury, Trials, Appeals, Trial Practice, Civil Litigation, Legal Writing, Litigation, Legal Research, Commercial Litigation, Intellectual Property, Westlaw, Product Liability, Motions, Lexis, Legal Issues, Bankruptcy, Corporate Law
Education
The John Marshall Law School 2007 — 2010
Juris Doctor, Law
Michigan State University 2004 — 2007
BA, General Business Management / Pre-Law
Federal Aviation Administration - FAA April 2014 - Present
Landmark Aviation February 2012 - April 2014
Guaranteed Rate October 2011 - February 2012
North Bridge Staffing Group September 2011 - October 2011
Fox Valley Park District May 2008 - August 2011
Middle Tennessee State University August 2007 - May 2011
FAA June 2009 - August 2009
Woodman's Food Markets November 2006 - August 2007
Skills
Aircraft Dispatcher..., AT-CTI Certified, Proficient in Microsoft..., 80+ WPM Keyboarding, Fast Learner, Microsoft Excel, Customer Service, Management
Education
Middle Tennessee State University 2007 — 2011
BS, Aerospace
Primary Residential Mortgage January 2014 - Present
Residential Mortgage Services, Inc. August 2012 - January 2014
Guaranteed Rate April 2009 - August 2012
First Financial Mortgage March 2008 - April 2009
First Call Mortgage December 2006 - January 2008
Radiant Mortgage July 2006 - January 2007
Countrywide Home Loans December 2003 - August 2006
First Horizon Home Loans February 2003 - December 2003
Skills
FHA, First Time Home Buyers, Refinance, USDA, Loans, Mortgage Lending, Real Estate, Government Loans, Reverse Mortgages, Construction Loans, Residential Homes, Real Estate Transactions, Finance, Condos, Residential Mortgages, Commercial Real Estate, Credit, FHA financing, Investment Properties, Loan Origination, VA loans, Certified Mortgage..., Non-Conforming, Small Business Lending, Vacation Homes, Move Up Buyers, Relocation, Single Family Homes, Debt Consolidation, HUD, Consumer Lending, Mortgage Servicing, Rates, REO, Credit Analysis, Mortgage Marketing, Commercial Mortgages, Commercial Lending, Mortgage Underwriting, Mortgage Banking, Funding, Real Estate Financing, Home Equity Lines of..., Home Equity Loans, Underwriting, Real Estate Economics, Short Sales, VA Loans
Education
Mount Washington College 1991 — 1993
Associates, Business Administration/Management
manchester high school west
CrossCheck Compliance LLC October 2012 - Present
Zumba Fitness LLC October 2012 - Present
Falcon Innovations January 2010 - Present
Contemporary Services, Inc. 2003 - November 2012
PMI Mortgage Insurance Co. 2002 - 2003
Consultant 2000 - 2002
Guaranteed Rate 2000 - 2001
Prism Mortgage 1991 - 2001
SunTrust Mortgage (Crestar) 1983 - 1992
Skills
Zumba Instructor, Zumba, Loan Origination, Loss Mitigation, Credit Risk, Loans, Recruiting, Mortgage Lending, Due Diligence, Mortgage Banking, Management, Customer Support, Credit, Business Intelligence, Fraud Detection
Education
Northeastern Illinois University
Guaranteed Rate July 2005 - Present
ALM Media, LLC May 2002 - July 2004
Colgate Palmolive September 2000 - May 2002
CBS Corporation January 2001 - May 2001
Skills
Photoshop, Illustrator, InDesign, Microsoft Office, Layout, Typography, Art Direction, Brochures, Adobe Creative Suite, Graphic Design, Corporate Identity, QuarkXPress, Posters, Adobe Acrobat, Invitations, Graphics, Logo Design, Illustration, Marketing, Stationery, Creative Direction, Brand Development, Creative Strategy, Business Cards, Newsletters, Image Manipulation, Advertising, Direct Mail, Flyers, Email Marketing, Book Design
Education
New Jersey City University 1998 — 2002
BFA, communication design
New Jersey City University 1998 — 2002
Bachelor of Fine Arts, Communication Design
BBMC Mortgage September 2015 - Present
Guaranteed Rate June 2015 - August 2015
LSI MORTGAGE PLUS April 2008 - May 2015
ameriquest mortgage June 1999 - June 2002
U.S. Bank 1996 - 1998
Skills
Loan Origination, FHA, USDA, Mortgage Banking, VA loans, Reverse Mortgages, Sales, Residential Mortgages, Loans, Certified Mortgage..., Credit, Government Loans, Mortgage Lending, First Time Home Buyers, Refinance, Referrals, Mortgage Underwriting, Debt Consolidation, Finance, Mortgage Marketing, Credit Analysis, Home Equity Lines of..., Mortgage Servicing, FHA financing, VA Loans, Home Equity Loans, REO, Banking, Construction Loans, Underwriting, Real Estate, Consumer Lending, Investment Properties, Lines Of Credit
Education
Missouri State University 1986 — 1989
business administration
parkway south high school 1982 — 1985
BarcodesInc March 2014 - Present
Guaranteed Rate September 2011 - January 2014
Skills
Salesforce.com, Social Media, Sales, Microsoft Office, Marketing Strategy, Social Media Marketing, Leadership, Account Management, Customer Service, Marketing, Cold Calling
Education
Michigan State University 2006 — 2010
Journalism
Guaranteed Rate March 2015 - Present
Guaranteed Rate July 2012 - Present
JPMorgan Chase October 2011 - July 2012
Opus CMC February 2009 - July 2011
Acorn Financial August 2008 - January 2009
North Central Title February 2006 - February 2007
Chase Home Finance January 2004 - February 2006
Skills
Mortgage Lending, Mortgage Banking, Real Estate, Loans, Investor Relations, Account Management, Refinance, Underwriting, Funding, Credit, Management, Credit Analysis, FHA, Loan Origination, Banking, Financial Analysis, Foreclosures, Short Sales, Investors
Education
Milwaukee Area Technical College 1997 — 1998
Computer science
New Berlin West 95 1992 — 1995
Guaranteed Rate February 2015 - Present
CrossCountry Mortgage, Inc. August 2014 - February 2015
Residential Finance June 2013 - August 2014
PNC April 2012 - June 2013
Interbank wholesale October 2011 - April 2012
Northern Illinois University 2006 - 2009
Skills
Access, Customer Service, Microsoft Excel, PowerPoint, Microsoft Word, Sales, Teamwork, Microsoft Office, Finance, Financial Analysis, Leadership, Team Leadership
Education
College of Business, Northern Illinois University 2006 — 2010
Bachelor's of Science, Finance
Northern Illinois University 2006 — 2010
Bachelor of science, Finance
Northern Illinois University - College of Business 2006 — 2010
Bachelor of Science (B.S.), Finance, General
Guaranteed Rate July 2015 - Present
Kan's Provisions Co. October 2011 - March 2014
Cold Stone Creamery June 2004 - August 2006
Skills
Microsoft Excel, Microsoft Office, PowerPoint, Microsoft Word, Social Media, Teamwork, Research, Marketing Strategy, Social Media Marketing, Market Research, Digital Marketing, Integrated Marketing..., Minitab, Customer Service, Public Speaking, Social Networking, Leadership, Event Planning, Time Management, Data Analysis, Management, Photoshop, Sales
Education
Northeastern Illinois University 2011 — 2013
Bachelor of Business Administration (BBA), Marketing
Northern Illinois University 2006 — 2008
Guaranteed Rate October 2005 - Present
Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking
Education
Michigan State University
Cengage Learning December 2009 - Present
Guaranteed Rate 2013 - 2013
Canopy Financial April 2009 - November 2009
Canopy Financial April 2007 - April 2009
CSC Consulting Group 2005 - 2007
Education
North Central College 2003 — 2005
Universal Lending Corporation July 2015 - Present
PMAC Lending Services Inc. December 2014 - July 2015
Cobalt Mortgage July 2014 - December 2014
Guaranteed Rate September 2012 - July 2014
American Bank & Trust 2010 - 2012
Skills
Residential Mortgages, Finance, Real Estate Economics, Real Estate Transactions, Affordable Housing, Housing Finance, FHA, FHA financing, Loan Origination, Mortgage Banking, Mortgage Lending, Real Estate Financing, Refinance, Residential Homes, Sales, Selling, VA loans, Certified Mortgage..., Construction Loans, Reverse Mortgages, Loans, Real Estate, FHA Financing, VA Loans
Education
Colorado State University 1992 — 1993
CIS
Northern Illinois University 1991 — 1992
Finance, General
Oswego Police Department September 2011 - Present
Chicago Bancorp November 2009 - September 2011
Guaranteed Rate April 2009 - October 2009
Chicago Bancorp January 2006 - April 2009
Alexander Lumber Co., Inc. May 2005 - December 2005
Bar One October 2004 - May 2005
AirBP July 2003 - August 2004
Mercedes-Benz Credit Corporation June 2001 - June 2003
Skills
Mortgage Banking, Residential Mortgages, Mortgage Lending, FHA, Refinance, FHA financing, Credit, Loans
Education
Northern Illinois University 1997 — 2001
B.S., Finance
Yorkville High School 1994 — 1997
Diploma
Guaranteed Rate January 2015 - Present
Bank of Ann Arbor July 2009 - December 2011
Ada Mortgage July 1997 - July 2009
Skills
I'vebeen in the..., Refinance, Mortgage Lending, Mortgage Banking, FHA, Loans, Loan Origination, Credit, Banking, USDA, Credit Analysis, Rates, Mortgage Marketing, Underwriting, Real Estate, Home Equity Lines of..., Commercial Lending, Budgets, VA Loans
Education
Michigan Technological University 1985 — 1989
Bachelor of Science (B.S.), Mechanical Engineering
Michigan Technological University 1985 — 1989
Bachelors of Science, Mechanical Engineering
US Bank Home Mortgage April 2015 - Present
Guaranteed Rate November 2014 - February 2015
Fifth Third Bank April 2009 - July 2014
Washington Mutual Bank February 2005 - April 2009
Skills
Loans, Small Business Lending, Consumer Lending, Credit, Commercial Lending, Commercial Banking, Banking, Mortgage Lending, Credit Analysis, Retail Banking, Loan Origination, Lines Of Credit, Mortgage Banking, Cross Selling, Portfolio Management, Credit Scoring, Underwriting, Sales Management, Community Outreach
Education
Middle Tennessee State University 1998 — 2002
Bachelor of Business Administration (B.B.A.), Finance and Marketing
Pioneer Academy
High school
Guaranteed Rate February 2015 - Present
Network Funding, LP December 2012 - February 2015
Citibank July 2010 - November 2012
Citibank July 2009 - July 2010
CitiMortgage November 2001 - February 2009
Friends Financial & Accounting 2000 - 2001
Robert Half 2000 - 2000
Capital Mortgage Funding 1998 - 1999
Arthur Andersen 1994 - 1997
Skills
Risk Management, Mortgage Lending, Banking, Credit, Loans, Financial Analysis, Mortgage Underwriting, Automated Underwriting..., Customer-focused, Accounting, Business Development, Credit Analysis, Credit Risk, Financial Risk, First Time Home Buyers, Leadership, Loan Origination, Management, Mortgage Banking, Refinance, Relationship Management, Underwriting
Education
Walsh College 1996 — 1998
Masters, Accounting
Michigan State University 1987 — 1991
Bachelor of Science (BS), Merchandising Management
West Bloomfield High School
Ascher-Trace LLC July 2014 - Present
Medill Avenue August 2011 - Present
DeLux August 2009 - July 2011
RWF Mortgage LLC December 2008 - July 2009
Chicago Bancorp December 2007 - November 2008
Wells Fargo July 2006 - November 2007
Guaranteed Rate May 2005 - July 2006
Education
National Louis University 2009 — 2011
Master's Degree, Education
University of Iowa 2000 — 2003
Bachelor's Degree, Business, Management, Marketing, and Related Support Services
Guaranteed Rate April 2015 - Present
Gold Star Financial Corp September 2007 - February 2015
First Community Mortgage March 2004 - September 2006
Skills
FHA financing, USDA, VA loans, FHA, Refinance, Loans, Mortgage Banking, Loan Origination, Residential Mortgages, Government Loans, Mortgage Lending, Reverse Mortgages, Certified Mortgage..., Mortgage Underwriting, NMLS, First Time Home Buyers, Credit, Encompass, Real Estate Financing, Commercial Mortgages, Investment Properties, Underwriting, Construction Loans, Credit Analysis
Education
Michigan State University 1998 — 2002
Communications
Detroit Country Day 1994 — 1998
Guaranteed Rate February 2010 - Present
MBC Mortgage Corp October 2008 - February 2010
Union Financial February 2006 - October 2008
Platinum Home Mortgage 2001 - 2006
Education
Northern Illinois University 1997 — 2000
Quincy Notre Dame High School 1991 — 1995
Summit Mortgage Corp January 2013 - Present
Guaranteed Rate February 2011 - December 2012
RMG Residential Mortgage Group May 2005 - February 2011
Centennial January 1997 - May 2005
Aaronson Ward/ Aaronson Partnership 1995 - 1996
Corporate Investors Mortgage Group 1985 - 1993
Wayzata High School 1974 - 1980
Skills
Refinance, Training, FHA, Residential Mortgages, Coaching, Mortgage Lending, Real Estate, Investment Properties, Loans
Education
Minnesota State University, Mankato 1965 — 1969
BS, English
University of St. Thomas
English
University of Northern Colorado
Journalism
University of Colorado Boulder
English
University of Minnesota-Twin Cities
English
Professional Mortgage Partners December 2006 - May 2008
Guaranteed Rate May 2005 - December 2006
Metropolitan Lending Group March 2004 - May 2005
Air Mortgage July 2002 - November 2003
Education
New York University 1996 — 1998
BFA, Theater
Frelance Photographer June 2008 - Present
MetLife Home Loans November 2010 - February 2012
Guaranteed Rate June 2009 - November 2010
English Business January 2008 - June 2008
Countrywide Home Loans June 2003 - July 2007
Skills
Photography, Marketing, Portrait Photography, Customer Service, Sales, Social Media Marketing
Education
Northern Illinois University 2001 — 2005
BA, Art (drawing, sculpting, painting, fabrics & serigraphy
Guaranteed Rate August 2010 - Present
Bancgroup Mortgage July 2008 - August 2010
Silver Mortgage Corporation July 2007 - June 2008
Chicago Title Insurance Company March 1995 - June 2007
Merchants Bank 1983 - 1995
Skills
Certified Mortgage..., Investors, FHA, Refinance, Mortgage Lending, First Time Home Buyers, Investment Properties, Residential Mortgages, Referrals, Residential Homes, Loans, Sellers, Finance, Banking, Real Estate, Foreclosures, Short Sales, Selling, Loan Origination, Relocation, REO, Mortgage Banking, Single Family Homes, FHA financing, Vacation Homes, Title Insurance
Education
North Central College 1990 — 1993
BA, Business Management
Atlantic Home Loans February 2015 - Present
Guaranteed Rate July 2011 - February 2015
Mortgage Master Inc. March 2008 - July 2011
Skills
Mortgage Banking, Residential Mortgages, Real Estate, FHA, Banking, Mortgage Lending, Credit, Refinance, FHA financing, VA loans, Investment Properties, Loan Origination, Loans, Reverse Mortgages, First Time Home Buyers, USDA, Certified Mortgage..., Government Loans, VA Loans
Education
Mount Holyoke College
Bachelor's degree, Physics
BMO Harris Bank March 2014 - Present
Guaranteed Rate June 2010 - January 2014
Midwest Bank & Trust June 2007 - June 2010
Suburban Bank & Trust Co 2004 - 2007
Eva's Bridals of Chicago 2003 - 2005
jewel-osco 1996 - 2003
Skills
Loans, Mortgage Lending, Credit, Commercial Lending, Banking, Commercial Mortgages, Construction Loans, Microsoft Word, Microsoft Excel, PowerPoint, Data Entry, LaserPro, Premier..., Jack Henry, InfoAccess, OnBase, Outlook, DocMagic, Encompass, DocuTrac Paperless..., Small Business Lending, Training, Technical Course...
Education
National-Louis University 2002 — 2004
Western Illinois University 1999 — 2002
Bachelor of Arts (B.A.), General Studies
Guaranteed Rate March 2015 - Present
BMO Harris Bank April 2012 - Present
Prospect Mortgage March 2010 - March 2013
MGIC January 1995 - August 2009
Skills
Mortgage Underwriting, FHA, Residential Mortgages, Refinance, Government Loans, Mortgage Banking, FHA financing, Mortgage Lending, Credit Analysis, Loans, Credit
Education
Northern Illinois University 1979 — 1980
Guilford High School 1976 — 1979
yes
Guaranteed Rate December 2014 - Present
STARTEK January 2008 - August 2014
CS Financial January 2005 - January 2008
Nefin Volvo 2004 - 2005
Skills
Mortgage Lending, Loan Origination, Real Estate Development, Real Estate Transactions, First Time Home Buyers, Management, Operations Management, BPO, Call Center, Offshoring, Outsourcing, Customer Experience, Service Delivery, Vendor Management, Workforce Management, Customer Service, Sourcing, IT Outsourcing, Call Centers, Contact Centers, Social Media, Sales, Marketing Strategy
Education
Northern Arizona University 1995 — 1999
Santa Monica High School
Resource Financial Services, Inc. NMLS ID#1339801 August 2015 - Present
CastleBranch September 2014 - August 2015
Platinum Home Mortgage August 2013 - May 2014
Guaranteed Rate May 2013 - August 2013
Resource Financial Services, Inc. NMLS ID#1339801 March 2012 - May 2013
Wells Fargo June 2004 - August 2011
Skills
Microsoft Office, Excel, Customer Service, Word, Customer Relations, Microsoft Excel, Mortgage Lending, Microsoft Word, Credit, Banking, Loans, Mortgage Banking, FHA, Loan Origination, Real Estate
Education
University of North Carolina at Wilmington 1997 — 2001
Business Marketing, Business Administration and Management, General
North Carolina State University 1995 — 1996
Business Marketing
Newfed Mortgage July 2015 - Present
Guaranteed Rate April 2015 - July 2015
SheaMortgage March 2013 - March 2014
Ricoh Americas Corporation April 2012 - December 2012
JPMorgan Chase August 2005 - March 2012
Skills
Loan Origination, Sales, Residential Mortgages, Mortgage Lending, Customer Service, Mortgage Banking, Refinance, Finance, Leadership, Credit, Investment Properties, Business Development, Microsoft Excel, Microsoft Office, Loans, Contract Negotiation, Microsoft Word, Sales Management, Selling, Management, Banking, Program Management, Salesforce.com, FHA, Account Management, Recruiting, Excel, Word, Customer Relations, Customer Satisfaction, Product Marketing, Sales Process, Strategy
Education
Newbury College 1997 — 2000
Associate's degree, Business, Management, Marketing, and Related Support Services
Guaranteed Rate October 2011 - October 2013
Magellan Jets October 2008 - September 2011
AnswerSmart March 2008 - January 2010
Jets.com January 2004 - January 2008
Education
Northeastern University
Accounting and Finance
Allianz Global Corporate & Specialty (AGCS) December 2014 - Present
Allianz Global Corporate & Specialty (AGCS) September 2013 - December 2014
Allianz Global Corporate & Specialty (AGCS) December 2012 - September 2013
Allianz Global Corporate & Specialty (AGCS) April 2011 - December 2012
Allianz Global Corporate & Specialty (AGCS) May 2010 - March 2011
Guaranteed Rate August 2006 - June 2008
Nationwide Acceptance August 2004 - August 2006
Nationwide Acceptance August 2002 - August 2004
ASI, Inc July 2001 - July 2002
Skills
Access, Accounts Payable, Microsoft Excel, Data Entry, PowerPoint, Account Reconciliation, Spanish, Accounts Receivable, General Ledger, Spreadsheets, Invoicing, Lotus Notes, Outlook, SAP, Peachtree, Oracle, Microsoft Office, Microsoft Word, Insurance, Accounting, Journal Entries, Bank Reconciliation, 10 Key, Cash Management, Cash Receipts
Education
DePaul University 2013 — 2017
Master's degree, Business Information Technology
Northeastern Illinois University
Bachelor's of Science, Accounting
Catamaran March 2015 - Present
Catamaran November 2013 - March 2015
Central States Funds January 2013 - November 2013
Central States Funds June 2011 - January 2013
Guaranteed Rate May 2011 - June 2011
Guaranteed Rate November 2010 - May 2011
Guaranteed Rate June 2010 - November 2010
Millennium Raceworld October 2009 - April 2010
Skills
Auditing, Microsoft Excel, Access, Analysis, Financial Analysis, Budgets, Banking, Finance, Accounting, Internal Controls, Cash Flow, Process Improvement, Payroll, Financial Accounting
Education
Northern Illinois University 2012 — 2016
Master of Business Administration (M.B.A.)
Northern Illinois University 2006 — 2010
Bachelor of Science, Finance
Guaranteed Rate December 2012 - Present
Eddie Bauer February 2012 - Present
Brooks Brothers February 2012 - Present
Chilis-Brinker Corp. April 2005 - May 2008
Skills
Retail
Education
Mount Washington College 2001 — 2012
Bachelor, Criminal Justice
Guaranteed Rate June 2010 - Present
FIRST HOME, INC. 2005 - 2010
Equitas Capital 2003 - 2005
Skills
Refinance, FHA, Mortgage Banking, Mortgage Lending, Investment Properties, Loan Origination, Real Estate, First Time Home Buyers, Loans, Single Family Homes, Funding, Real Estate Transactions, Customer Service, Residential Mortgages, Investors, VA loans, Referrals
Education
San Francisco State University 1980 — 1984
Business Administration and Management, General
Michigan State University 1978 — 1979
Guaranteed Rate December 2014 - Present
Guaranteed Rate June 2014 - December 2014
Guaranteed Rate June 2013 - June 2014
Guaranteed Rate February 2013 - June 2013
Guaranteed Rate June 2012 - January 2013
Skills
Real Estate Transactions, Customer Service, Residential Homes, Research, Microsoft Excel, Real Estate
Education
Northeastern Illinois University 2010 — 2012
Bachelor of Arts (B.A.), History, 3.88
Guaranteed Rate October 2012 - January 2013
Education
Northern Illinois University 2011 — 2012
Bachelor of Science (B.S.), Political Science, 3.23 GPA (4.0 scale)
Guaranteed Rate May 2009 - January 2014
Integrus Mortgage 2007 - 2009
American Home Mortgage 1997 - 2007
Skills
FHA, Mortgage Banking, FHA financing, Conventional Financing
Education
Northeastern Illinois University
Bachelor's of Science with Medical Technology Emphasis, Biology / Pre-Med
Perl Mortgage January 2010 - Present
Guaranteed Rate August 2007 - December 2009
American Home Mortgage 2004 - August 2007
Prism Mortgage Co./ RBC Mortgage September 2000 - January 2004
Skills
FHA, Mortgage Lending, Refinance, Reverse Mortgages, Mortgage Banking, FHA financing, Credit, Loan Origination, Credit Analysis, Loans, VA loans, Banking, First Time Home Buyers, Investments, Real Estate, USDA Loans, IHDA loans, Mortgage Underwriting
Education
Northeastern Illinois University 2000 — 2004
BA, Criminal Justice & Social Work
UIC 1998 — 2000
Criminal Justince
Guaranteed Rate January 2008 - Present
Guaranteed Rate January 2008 - Present
Wells Fargo Home Mortgage May 1999 - September 2006
Skills
FHA, Banking, Mortgage Banking, Refinance, Mortgage Lending, Leadership, Certified Mortgage..., Sellers, VA loans, Loan Origination, Selling, Residential Mortgages, FHA financing
Education
Northern Arizona University 1997 — 1999
Bachelor Degree, Sociology, Emphasis in Law
MidAmerica Bancorp, Inc. March 2014 - Present
JPMorgan Chase February 2013 - May 2014
Guaranteed Rate August 2012 - February 2013
Fifth Third Bank August 2011 - August 2012
PNC Bank March 2011 - June 2011
MidAmerica Bancorp January 2010 - March 2011
Glass Innovations January 2006 - January 2011
Nordstrom January 2005 - January 2006
Mid America Bank January 2004 - January 2005
Skills
Loan Origination, Mortgage Lending, FHA, VA loans, USDA, Residential Mortgages, FHA financing, Refinance, Loans, Mortgage Banking, Banking, Finance, Management, Underwriting, Sales, Credit Analysis, Government Loans, Construction Loans, Home Equity Lines of..., Real Estate, Marketing, Customer Service, REO, Real Estate Transactions, Real Estate Financing
Education
Moraine Valley Community College 2007 — 2009
Bachelor of Science
Guaranteed Rate August 2001 - Present
Discover Financial Services January 2010 - August 2015
Benchmark Mortgage August 2006 - December 2009
American Benefit Mortgage 2000 - 2007
Skills
Refinance, FHA, Mortgage Banking, Loans, Mortgage Lending, Credit, Loan Origination, Residential Mortgages, VA loans, Mortgage Underwriting, Sales, Banking, Finance, Investments, VA Loans, Investment Properties, FHA Financing, Consumer Lending, First Time Home Buyers, Financial Services, Real Estate
Education
Northern Illinois University - College of Business 1975 — 1980
Guaranteed Rate December 2014 - Present
JPMorgan Chase June 2012 - May 2014
First American Title April 2008 - June 2012
Sunbelt Title Agency June 2004 - March 2006
Near North National Title LLC 1998 - 2001
Skills
Short Sales, Closings, Notary Public, Title Insurance, REO, Escrow, Real Estate Transactions, First Time Home Buyers, Commercial Real Estate, Foreclosures, Mortgage Lending, Residential Homes, Residential Mortgages, Real Estate, 1031 Exchanges, Investment Properties, Refinance, Condos, Sellers, Referrals, Relocation, Single Family Homes, Investors
Education
New York University 1991 — 1992
MA, Arts Administration, Business
University of Michigan 1982 — 1985
BFA, Music School
Poli Mortgage 2014 - Present
Guaranteed Rate June 2013 - Present
Bank of America February 2012 - June 2013
American Career Institute July 2011 - January 2012
Universal Technical Institute November 2007 - July 2011
Skills
Mortgage Lending, Student Financial Aid, Refinance, Mortgage Banking, FHA, Residential Mortgages, Loan Origination, VA loans, FHA financing, USDA, Loans, Reverse Mortgages, Certified Mortgage..., Credit, Funding, Loan Servicing, Construction Loans
Education
Newbury College
Business Administration and Management, General
gyro September 2014 - Present
Guaranteed Rate February 2014 - September 2014
CNX Corporation June 2013 - September 2013
Chicago Public Library July 2012 - June 2013
What's Happening! Community Newspapers September 2010 - July 2011
Skills
HTML, CSS, Computer Science, Java, C#, PHP, phpMyAdmin, Relational Databases, jQuery, Android Development, XML, JSON, SQL, Editing, InDesign
Education
Northeastern Illinois University 2011 — 2013
Bachelor of Science (BS), Computer Science
Guaranteed Rate May 2014 - May 2015
Guaranteed Rate May 2013 - May 2014
Ted's Montana Grill March 2007 - April 2013
North Central College September 2006 - January 2009
Skills
Food & Beverage, Performing Arts, Phone Etiquette, Multi-line Phone, Restaurants, Concierge Services, Research, Music, Multilingual, Choral Conducting, Percussion, Tour Operators, Musical Theatre, Customer Service, Social Media, Microsoft Office, Acting, Singing, Editing
Education
North Central College 2006 — 2010
Bachelor of Arts (B.A.), Music Performance, General
Lane Tech High School 2002 — 2006