Guaranteed Rate
Industry: Company
DescriptionGuaranteed Rate Inc. is a U.S. residential mortgage company headquartered in Chicago, Illinois. Founded in 2000 by Victor Ciardelli, the company was the sixth-largest mortgage lender in 2017 with $19.2 billion in funded volume. Founder: Victor Ciardelli; (CEO & chairman) Headquarters: Chicago, Illinois, United States CEO: Victor F. Ciardelli III Number of employees: 3,495 (Nov. 2018) Chief marketing officer: Steve Moffat Subsidiaries: Stewards Investments, Inc.,
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1,717 Guaranteed Rate employees in database. Find out everything there's to know about Guaranteed Rate employees. We offer you a great deal of unbiased information from the internal database, personal records, and many other details that might be of interest to you.
Guaranteed Rate Employees
Guaranteed Rate January 2015 - Present
tag - Trade Associates Group Ltd November 2014 - Present
Self Employed- Nanny May 2012 - September 2014
tag - Trade Associates Group Ltd January 2011 - May 2012
Chicago Cubs March 2008 - January 2011
Skills
Customer Service, Microsoft Office, Microsoft Word, Microsoft Excel, PowerPoint, Editing, English, Windows, Outlook, Teaching, Public Speaking, Negotiation, Security, Social Media, Interviews, Coaching, Communication, Event Planning
Education
City Colleges of Chicago-Harry S Truman College 2010 — 2013
Certified Phlebotomy Technician, Phlebotomy Technician/Phlebotomist, A
Good Counsel High School 1990 — 1994
Diploma, General Studies
St.Benedict Grammar School 1982 — 1990
Truman College, Certified Phlebotomist, continuing toward Nursing
Guaranteed Rate August 2015 - Present
Keller Williams Realty, Inc. June 2015 - Present
Tapioca Express July 2008 - Present
Discover Financial Services October 2014 - August 2015
Applied Security Analysis Program May 2013 - May 2014
OneWest Bank January 2010 - July 2011
First Federal Bank of California January 2009 - January 2010
Skills
Management, Advertising, Customer Service, Time Management, Microsoft Excel, Financial Analysis, Risk Management, Business Strategy, Business Analysis, New Business Development, Business Development, Sales, Teamwork, Retail, Market Research, Research
Education
California State University-Fullerton 2012 — 2014
Bachelor's Degree, Finance, General
V.I.P. Mortgage, Inc. April 2014 - Present
imortgage October 2010 - April 2014
Guaranteed Rate April 2010 - September 2010
Optimum Financial April 2000 - April 2010
Bank One February 1998 - April 2000
Skills
Banking, Real Estate, Outlook, Data Entry, Construction Loans, Non-Conforming, Office Management, Retail, Leadership, Microsoft Excel, Jumbo Mortgage, Loan Documents, Loan Origination, Funding, Loan Closings, DocLink, 203K
Education
Clark College 1988 — 1990
Associate's degree, Paralegal
Washington State University 1984 — 1988
Bachelor of Applied Science (B.A.Sc.), Pre-Law Studies
Athas Capital September 2015 - Present
Unemployed - seeking work January 2014 - Present
PennyMac Loan Services, LLC February 2015 - July 2015
Guaranteed Rate May 2014 - July 2014
Wells Fargo Home Mortgage September 2012 - January 2014
Skills
Mortgage Lending, Mortgage Banking, Banking, Loans, Credit, FHA, Refinance, Credit Analysis, Loan Origination, Residential Mortgages, Consumer Lending, FHA financing, Mortgage Underwriting, Risk Management, USDA, Underwriting, VA loans
Education
California State University-Northridge
Guaranteed Rate August 2015 - Present
MBuy February 2015 - July 2015
SMS Assist, L.L.C. October 2014 - February 2015
Exit Strategy Realty January 2014 - December 2014
Monterey Lighting Solutions June 2010 - May 2014
Discount Light Depot March 2006 - June 2010
USA Trophy 2004 - 2006
Skills
Inventory Management, Management, Purchasing, Vendor Management, Project Management, Analysis, Sales, Business Process, Customer Satisfaction, Warehouse Management, Warehousing, Accounts Payable, Accounts Receivable, Process Improvement, Strategic Planning, Operations Management, Account Management, Marketing, Social Media Marketing
Education
Chapman University 2006 — 2008
Bachelor of Science, Business Administration; Management
Newport Harbor High School
Newport Harbor High School
Guaranteed Rate January 2012 - Present
Skills
Mortgage Lending, Loans, Credit, Customer Service, FHA, Refinance, Residential Mortgages, Account Management
Education
Case Western Reserve University 2007 — 2011
Guaranteed Rate April 2007 - Present
City National Bank August 2005 - September 2006
Skills
Mortgage Lending, FHA, Credit Analysis, Residential Mortgages, First Time Home Buyers, Financial Analysis, Investment Properties, Financial Risk, Finance, Brokerage, Real Estate, Refinance, Underwriting, Loans, Mortgage Banking, Loan Origination, Sales, Credit, Investments
Education
California Polytechnic State University-San Luis Obispo 2000 — 2005
BA, Economics
UCP Seguin of Greater Chicago August 2014 - Present
Boys and Girls Clubs of America February 2014 - Present
Target September 2013 - April 2014
Guaranteed Rate October 2011 - August 2013
Chicago Public Schools May 2009 - April 2013
Chicago State University May 2009 - August 2009
Museum of Science and Industry April 2009 - June 2009
Chicago State University January 2007 - March 2009
Seaway Bank and Trust Company August 2006 - January 2007
Skills
Customer Service, Microsoft Office, Public Speaking, Tutoring, Literacy, Writing, Data Entry, Technology, Creative Writing, Loans, Leadership, Training, Team Building, Critical Thinking, Insurance, Administrative..., Telephone Skills, Nonprofits, Proofreading, Sales, Real Estate, Social Networking
Education
Roosevelt University 2011 — 2014
Teacher Certification/Endorsement, English
Chicago State University 2006 — 2011
Bachelor of Arts, Art/Art Studies, General
Ward Kilduff Mortgage November 2014 - Present
Supreme Lending April 2014 - November 2014
Guaranteed Rate April 2012 - March 2014
Primary Residential Mortgage July 2010 - April 2012
Ct Home Mortgage April 2005 - October 2010
BNI 2007 - 2010
Sovereign Bank 1991 - 2001
Skills
FHA, Mortgage Lending, 203K, USDA, Certified Mortgage..., Refinance, VA loans, Real Estate Transactions, Real Estate Financing, Jumbo Mortgage, FHA financing, Residential Mortgages, Loans, Real Estate, Short Sales, Underwriting, Residential Homes, Construction Loans, Condos, Reverse Mortgages, Loan Origination, Government Loans, Sellers, Investment Properties, Debt Consolidation, Mortgage Banking, Commercial Mortgages, First Time Home Buyers, Home Equity Loans, Finance, Credit Analysis, Referrals, Mortgage Underwriting, Single Family Homes, New Home Sales, Investments, Financial Structuring, Investors, Mortgage Marketing, Move Up Buyers, Home Equity Lines of..., HUD, Banking, Selling, REO, Vacation Homes, Relocation, Real Estate Economics, Credit, Foreclosures
Education
CMPS Institute for Cetified Mortgage Planning Specialists 2005 — 2009
CMPS, Mortgage Planning, Wealth Creation, Tax Savings
Northwest Catholic 1977 — 1980
Central Connecticut State University
First American Bank August 2013 - Present
Guaranteed Rate March 2013 - August 2013
Brunswick Corporation October 2009 - February 2013
Preferred Meal Systems July 2008 - September 2009
Robert Half Technology October 2006 - May 2008
Skills
Full-cycle Recruiting, Affirmative Action, Online Training, E-Learning, Human Resources, SDLC, Applicant Tracking..., Recruiting, Employee Relations, HRIS, Leadership, Talent Acquisition, Team Building, Employee Training, Hiring, Performance Management, Talent Management, Sourcing, Training, Leadership Development, Onboarding, College Recruiting, Employee Benefits, Project Management, Interviews, Deferred Compensation, Employee Engagement, Succession Planning, Workforce Planning, HR Policies, New Hire Orientations, Temporary Placement, Benefits Administration, Internet Recruiting, Personnel Management, Technical Recruiting, Screening Resumes, Employer Branding, Job Descriptions, HR Consulting, Career Development, PeopleSoft, ADP Payroll, Organizational...
Education
Keller Graduate School of Management of DeVry University 2007 — 2008
HRM Certification, Human Resource Management
Illinois School of Professional Psychology, Chicago Campus 2002 — 2005
Master of Arts, Professional Counseling
Carroll College 1995 — 1999
Bachelors of Science, Psychology & Physical Education
FHS 1992 — 1995
High School Diploma
Guaranteed Rate March 2015 - Present
Prospect Mortgage, LLC July 2014 - March 2015
Steele Realty August 2009 - August 2013
Skills
Sellers, Short Sales, Listings, First Time Home Buyers, REO, Real Estate, Foreclosures, Investment Properties, Buyer Representation, Investors, Buyers, Real Estate Transactions, Mortgage Lending, Sales, Move Up Buyers, SFR, New Home Sales, Loans
Education
California State University San Marcos 1997 — 2003
BS Business Admin, Marketing
ReMax Real Pros Real Estate July 2014 - Present
Guaranteed Rate June 2012 - November 2013
National Residential Mortgage July 2011 - October 2011
New American Funding January 2011 - April 2011
Countrywide February 1997 - March 2010
Skills
Business Strategy, Market Analysis, Budgeting, Team Building, Coaching, Change Management, Team Leadership, Organizational..., Operations Management, Strategic Planning, Underwriting, Administration, P&L Management, Marketing Management, Mortgage Banking, Sales Management, Compliance, Mortgage Lending, Hiring, Recruiting, Loan Origination, Loans, FHA, Sales, Budgets, Refinance, Building Relationships, Real Estate, Training, USDA, Management, Banking, Customer Retention, Residential Mortgages, Leadership, Marketing, Sales Operations, Credit
Education
California State University-Fullerton 1980 — 1983
Bachelor of Arts, Illustration
Cypress College 1977 — 1980
Associate of Arts, General Education, Graphic Design
Radian July 2015 - Present
Sauk Valley Bank March 2014 - July 2015
Ted J Bucy & Associates September 2013 - March 2014
Bridgeview Bank Mortgage January 2013 - September 2013
BMO Harris Bank July 2012 - January 2013
Guaranteed Rate April 2012 - July 2012
JPMorgan Chase January 2011 - April 2012
Metlife Home Loans a division of MetLife Bank N.A. January 2011 - January 2012
First Centennial Mortgage Corporation September 2010 - February 2011
PNC Mortgage 2009 - 2010
Skills
Loans, Mortgage, Credit, Underwriting, Mortgage Lending, Refinance, USDA, Financial Analysis, Banking, Risk Management, Compliance, Real Estate, Residential, Analysis, Credit Analysis, Credit Risk, Risk, Financial Risk, Residential Mortgages, Mortgage Banking
Education
Indiana State University - Scott College of Business 1981 — 1982
MBA, Finance
Central Michigan University 1975 — 1978
BS in Bus Adm, Business/Economics
Guaranteed Rate August 2012 - Present
Imperial Unified & San Diego County School Districts September 2009 - August 2012
James Ray International, Inc. July 2007 - June 2009
Bill Young Jr. Middle School June 2006 - June 2007
SALES REPRESENTATIVE May 2003 - February 2004
International Physicians Network January 2001 - May 2003
Skills
Event Management, Public Speaking, Marketing, CRM, Budgets, Administration, Research, Teaching, Event Planning, Coaching, Social Media, Team Building, Customer Service, Microsoft Office, Strategic Planning, Process Scheduler, Community Outreach, Leadership Development, Social Networking, Leadership, International Relations
Education
Cal State Fullerton 2006 — 2008
CA Multiple Subjects Teaching Credential, Elementary Education and Teaching
San Diego State University-California State University 2002 — 2006
BA, Liberal Studies
Southern Industrial Constructors - IP Riegelwood September 2012 - Present
Guaranteed Rate June 2007 - September 2012
Primary Residential Mortgage June 2005 - June 2007
Skills
Mortgage Lending, Mortgage Banking, Loans, Credit, Customer Service, Microsoft Office, Microsoft Word, Banking, Budgets, PowerPoint, Finance, Underwriting, Training
Education
Cape Fear Community College 1997 — 1999
North Brunswick High School 1994 — 1997
Diploma, General Studies
Guaranteed Rate August 2015 - Present
Major Mortgage August 2013 - August 2015
Wells Fargo Home Mortgage January 2012 - August 2013
Envoy Mortgage September 2010 - January 2012
Freedom Financial Services September 2009 - September 2010
Major Mortgage February 2005 - September 2009
Skills
NMLS, Mortgage Lending, FHA, Mortgage Banking, Refinance, Loans, Loan Origination, Residential Mortgages, VA loans, FHA financing, USDA, Credit, Banking, Government Loans, First Time Home Buyers, Construction Loans, Investment Properties, Branch Banking, Real Estate Financing, Real Estate, Commercial Lending, Jumbo Mortgage, Mortgage Marketing, Move Up Buyers, Homeowners, Home Equity Loans, Lines Of Credit, Non-Conforming, Home Equity Lines of..., Real Estate Economics, VA Loans, FHA Financing, Sales, Residential Homes, Customer Service, Foreclosures, Short Sales, REO
Education
Colorado State University 1997 — 2000
Bachelor's degree, Health and Exercise Science
Colorado Northwestern Community College 1995 — 1997
Associate's degree, Associate of Science
Guaranteed Rate November 2010 - Present
Senior Services of Illinois/ Retirement Planning Group June 2009 - August 2010
Office Team September 2007 - May 2009
American Cancer Society 2008 - 2009
Skills
Event Planning, Marketing, Fundraising, Outlook, Administrative..., Microsoft Office, Sales, Human Resources, Administrative..., Banking, Investment Properties, Mortgage Banking, Office Management, Real Estate, Market Research, First Time Home Buyers, Credit, Customer Service
Education
Oakton Community College
Business, Management, Marketing, and Related Support Services
College of Lake County
Business Management
Southern Illinois University, Carbondale 2004 — 2006
Social Work
Adlai E. Stevenson High School 2000 — 2004
High School
Guaranteed Rate 2013 - Present
PNC November 2009 - June 2013
PNC Mortgage, LLC October 2005 - November 2009
Webster Bank July 2004 - October 2005
KeyCorp Mortgage, Inc October 1995 - July 2004
Skills
Mortgage Lending, Loans, Leadership, Mortgage Banking, Strategy, Consumer Lending, Strategic Partnerships, Banking, Credit Analysis, Sales
Education
National Mortgage Bankers Association of America
Certified Mortgage Banker, CMB
Cleveland State University 1980 — 1982
Master of Business Administration (MBA), Marketing
Ohio University 1976 — 1980
Bachelor of Business Administration (BBA), Economics
The Federal Savings Bank June 2015 - Present
Guaranteed Rate February 2014 - June 2015
Sterling National Bank April 2013 - February 2014
BlueSwitch December 2011 - July 2012
Eastman Footwear Group January 2010 - December 2011
Skills
E-commerce, Sales, Account Management, Microsoft Office, Product Development, New Business Development, Strategic Planning, Marketing, Online Advertising, Windows, Web Development, Marketing Strategy, HTML, SEO, Team Leadership, Social Media, Banking, Finance, Loans, Social Networking, FHA, Customer Service, Investment Properties, Commercial Real Estate, Mortgage Banking, Loan Origination, Condos, Refinance, Negotiation, Selling, Residential Mortgages, Real Estate, Mortgage Lending, Underwriting, Credit Analysis, Financial Analysis, Investments, Sales Management, Credit, Start-ups, Real Estate Economics
Education
Brooklyn College
Argosy University 2015 - Present
Ashford University January 2014 - May 2015
Guaranteed Rate 2013 - 2014
Wells Fargo Home Mortgage 2011 - 2013
Dvid W. Hinson CPA Firm October 2010 - July 2011
Enterprise Rent-A-Car 2008 - 2009
Central Valley Coyotes Arena Football Team 2007 - 2008
Inland Empire 66ers 2007 - 2007
Skills
Academic Advising, Academic Administration, Academic Research, Public Relations, Blogging, Media Relations, Broadcast, Mortgage Banking, Mortgage Lending, Mortgage Marketing, Social Media Marketing, New Business Development, E-Learning, Customer Service, Adult Education, Higher Education, Leadership, Leadership Development, Public Speaking, Staff Development, Social Media, Social Networking, Microsoft Office, Career Counseling
Education
Ashford University 2014 — 2016
Master of Arts (M.A.), Organizational Management: Organizational Leadership Specialization
California State University-San Bernardino 2003 — 2007
B.A., Communications P.R./Journalism
Phase 3 Real Estate Partners, Inc. September 2015 - Present
Luther Burbank Savings April 2015 - August 2015
Profile to Profit 2010 - April 2015
Bank of Manhattan N.A. June 2014 - March 2015
Guaranteed Rate August 2010 - May 2014
Nordstrom July 2009 - December 2009
Stater Bros. Markets July 2006 - August 2009
Skills
Marketing, Real Estate, Sales, Marketing Strategy, LinkedIn Training, Advertising, Brand Development, Online Marketing, Social Networking, Event Planning, Referrals
Education
California State University San Marcos 2009 — 2014
Bachelor's Degree, Communications
BVS Performance Solutions 2014 — 2014
Mortgage Assistant
Agent Reboot 2013 — 2013
Real Estate Convention, Business Administration and Management, General, Course Work
thenext90 May 2014 - Present
Robert Morris University, Chicago, IL March 2013 - Present
Guaranteed Rate September 2011 - April 2014
Pinnacle Performance Consulting January 2010 - April 2014
PNMAC January 2008 - January 2010
OneWest Bank (Formerly IndyMac Bank) January 2007 - January 2008
Bank of America (Formerly Countrywide) April 2003 - January 2007
Bank of America (Formerly Countrywide) June 1998 - April 2003
Bank of America (Formerly Countrywide) June 1996 - June 1998
Bank of America (Formerly Countrywide) May 1995 - June 1996
Skills
Mortgage Servicing, Mortgage Lending, Strategic Planning, Marketing Strategy, Sales Management, Mortgage Banking, Business Strategy, Strategy, Business Planning, Performance Management, Organizational..., Credit, Sales, Mergers & Acquisitions, Brand Development, Loans, Management Consulting, Banking, Business Development, Entrepreneurship, Leadership, Financial Services, Real Estate, Executive Management, Finance, Operations Management, Investments, Start-ups, Financial Analysis, Management, Portfolio Management, CRM, Small Business, New Business Development, Strategic Partnerships, Due Diligence, P&L Management, Process Improvement, Risk Management, Team Building, Analytics, Vendor Management, Competitive Analysis, Relationship Management, Financial Modeling, Business Process...
Education
Claremont Graduate University - Peter F. Drucker and Masatoshi Ito Graduate School of Management 1993 — 1995
Master of Business Administration (MBA), Strategy and Finance
Case Western Reserve University 1988 — 1992
B.A., Economics, Philosophy
Chicago Clearing Corporation April 2013 - Present
Guaranteed Rate May 2012 - January 2013
Nike July 2011 - July 2012
Survey Center Focus December 2011 - May 2012
Skills
Marketing, Event Planning, Social Media, Event Management, Customer Service, Advertising, Management, Microsoft Office, Recruiting, Social Networking, Time Management, Marketing Strategy, Teamwork, Business Development, Research, PowerPoint, Microsoft Excel, Business Planning, Excel, Communication Skills, SPSS, Adobe, Market Research, Marketing Research, Social Media Marketing, Google Docs, Outlook, Webinars, Marketing Analytics, Marketing Documents, Consumer Surveys, International Travel, Social Skills, Client Relations Skills, Marketing Communications, Data Analysis, Analytics, Critical Thinking, Financial Services, Stock Market, Analysis, Finance, Financial Analysis, Administration, Digital Marketing, Team Building, Multicultural, SQL
Education
Loyola University of Chicago 2008 — 2012
Bachelor's Degree, Business Administration and Management, General, Senior
Charles University in Prague 2011 — 2011
International Business
Lincoln Way East 2004 — 2008
Carson's October 2013 - Present
Nationwide Insurance Group October 2013 - Present
Buzz Magazine Chicagoland July 2006 - Present
Guaranteed Rate October 2012 - May 2013
General Overview June 1985 - July 2006
Famous Daves August 1995 - September 1998
Dave & Busters April 1995 - September 1998
Roadway Package Systems November 1989 - January 1993
Dominicks Finer Foods June 1986 - September 1989
Skills
Publicity, Multimedia, Event Management, Creative Direction, Music, Press Releases, Advertising, Brand Development, InDesign, Marketing, Graphic Design, Sales
Education
Roosevelt University 1998 — 1999
Marketing
University of Illinois at Chicago 1993 — 1996
Continued education, Media Communications
College of DuPage 1989 — 1993
Associate of Arts (AA), Psychology and Communications
Fenton High School 1985 — 1989
General & AP Courses, Mathematics
JPMorgan Chase & Co. March 2015 - Present
Best Buy September 2014 - March 2015
Guaranteed Rate December 2011 - October 2013
Washington Mutual August 1995 - August 2008
Washington Mutual Savings Bank May 2004 - July 2008
Washington Mutual Savings Bank January 2002 - April 2004
PNC Mortgage (Unofficial) August 1995 - January 2002
Skills
Process Improvement, Training, Management, Leadership, Program Management, Loans, Analysis, Mortgage Lending, Customer Service, Forecasting, Mortgage Banking, Risk Management
Education
College of DuPage 2009 — 2010
Associate of Arts and Sciences (AAS), Surgical Technology/Technologist, 3.9
College of DuPage 1994 — 1996
Associate of Arts (AA), Business/Management, 3.8
Linode December 2013 - Present
Marques Johansson August 1996 - Present
Guaranteed Rate July 2011 - December 2013
National A-1 Inc. August 2004 - July 2011
Princeton Plasma Physics Lab February 2001 - February 2004
Active Internet August 1999 - January 2001
South Florida Water Management District August 1998 - March 1999
puraDYN Filter Technologies Inc. September 1997 - June 1998
Enterprise National Bank of Palm Beach September 1996 - September 1997
Eckerd Corporation 1994 - 1996
Skills
JavaScript, DHTML, CSS, HTML5, XHTML, Zend Framework, jQuery, PHP, Linux, Red Hat Linux, Ubuntu, MySQL, Apache, CVS, Debian, SOAP, RedHat, Solaris, Windows, System Administration, AJAX, Shell Scripting, Fedora, SQL, HTML, Open Source, XSLT, Database Design, Software Development, Git, Bash, JSON, LAMP, XML, IIS, CentOS, Web Servers, REST, Unix, Visual Basic, Databases, Network Administration, Servers, Subversion, Programming, Node.js, Perl, PostgreSQL, Networking, Web Development
Education
Bucks County Community College 2003 — 2004
Humanities, Java
Palm Beach State College 1996 — 1998
Silverton Mortgage Specialists, Inc September 2015 - Present
Guaranteed Rate October 2013 - September 2015
BB&T Mortgage September 2010 - September 2013
PHH Mortgage (Coldwell Banker Home Loans) 2008 - 2010
Harbor Mortgage Services 1999 - 2008
EquiPrime Mortgage 1996 - 1999
American General Finance 1990 - 1996
Skills
Refinance, Mortgage, Purchase, Construction, Mortgage Lending, Residential, FHA, Conventional, VA, First Time Home Buyers, Investment Properties, Condos, Residential Homes, Home Equity Loans, Real Estate Transactions, Real Estate, Referrals, Sellers, Mortgage Banking, VA loans, Residential Mortgages, USDA, FHA financing, Construction Loans, Loan Origination, Certified Mortgage..., Mortgage Marketing, Reverse Mortgages, Loans, Commercial Mortgages, Mortgage Underwriting, Real Estate Financing, Credit, Debt Consolidation, Home Equity Lines of..., Government Loans, Real Estate Economics, Loss Mitigation, Underwriting, HUD, Consumer Lending, Non-Conforming, Commercial Lending, Credit Analysis, REO, FHA Financing, VA Loans
Education
Clemson University 1985 — 1989
BS, Marketing
Skaneateles
NorthPoint Mortgage/Fairway Independent Mortgage Corporation April 2015 - Present
Guaranteed Rate August 2014 - January 2015
American Advisors Group September 2013 - April 2014
Mortgage South Lenders, Inc November 2012 - September 2013
Dangar & Associates December 2011 - June 2012
Century 21Lindsey & Pauley September 2011 - December 2011
Ridge Capital Management/Morrison Financial Group May 2009 - November 2010
Skills
Loans, Bookkeeping, Office Management, Office Administration, Loan Servicing, Microsoft Excel, Invoicing, Credit, Data Entry, FHA, PowerPoint, Access, Customer Service, Social Media, Volunteer Management, Microsoft Office, Windows, Mortgage Banking, Firefox, Adobe Reader, Internet research, Act, Drake Tax Software, Intuit EasyACCT, Microsoft Practice..., ADP, Typing 85+ WPM, Internet Explorer, Google Chrome, General Ledger, Excel, Microsoft SQL Server, Public Speaking, Reverse Mortgages, Residential Mortgages, FHA financing, HUD, Appraisal Skills, Reverse Vision, SalesForce, LendForce, REI, FHA Connect, Management, Accounting, Software Documentation, Real Estate, Mortgage Lending, Encompass, Calyx Point
Education
Chattahoochee Technical College 2012 — 2013
Associate of Arts and Sciences (A.A.S.), Business Administration and Management, General, 3.9 GPA
North Metro Tech 1993 — 1995
Associate of Arts and Sciences (AAS), Business Administration and Management, General
Cherokee High School 1989 — 1993
Diploma
All Western Mortgage November 2014 - Present
Guaranteed Rate August 2013 - November 2014
Guild Mortgage Company February 2012 - August 2013
MetLife Home Loans August 2009 - January 2012
National City Mortgage May 2000 - August 2009
Skills
USDA, FHA, VA loans, Mortgage Banking, Refinance, Mortgage Lending, FHA financing, Loan Origination, Residential Mortgages, Government Loans, Loans
Education
California State University-Long Beach
Health and Physical Education/Fitness
Guaranteed Rate May 2014 - Present
First Choice Loan Services December 2013 - May 2014
MBA Mortgage Services December 2011 - December 2013
Mid-Atlantic Waste Systems December 2010 - December 2011
American Family Financial Services December 2008 - November 2010
Cedar Hill Landing August 2006 - August 2008
Skills
FHA, Refinance, USDA, Investment Properties, Mortgage Marketing, Mortgage Lending, Mortgage Banking, Residential Mortgages, Loan Origination, VA loans, FHA financing, Loans, Credit, Government Loans, Reverse Mortgages, Mortgage Underwriting
Education
Coastal Carolina University 2003 — 2006
BSBA, Finance
Parkmont Lending July 2014 - Present
Guaranteed Rate August 2013 - July 2014
Sandhills Community Care Network April 2010 - December 2010
Woodgrain Millwork July 2004 - March 2009
Weyerhaeuser June 1984 - August 2002
Skills
Product Development, Change Management, Turn Around Management, Consolidation, Logistics, Inventory Management, Operations Management, Start-ups, Building Materials, Continuous Improvement, Purchasing, Inventory Control, Lean Manufacturing, Team Building, P&L, Forecasting, Process Improvement, Sales Management, Strategic Planning, Warehousing, Procurement, Supply Chain Management, Negotiation, Budgeting, Team Leadership, Vendor Relations, Profit, Transportation, Contract Negotiation, Sales Operations, Customer Service, Wholesale, Retail, Contract Negotiations, Pricing, Problem Solving, Customer Relations, Business Planning, Profitability, P&L responsibility, Performance Management, Account Management, Planning, Budgets, Marketing, Income Statement, Leadership, Selling, P&L Management, Business Strategy
Education
Clemson University
BS, Resource Management
Guaranteed Rate February 2012 - Present
Bank of America June 2008 - January 2010
JPMorgan Chase January 2004 - May 2008
JPMorgan Chase May 2003 - January 2004
Skills
Credit, Banking, Loans, Mortgage Banking, Mortgage Lending
Education
City University of New York-John Jay College of Criminal Justice
First California Mortgage Company January 2013 - Present
Guaranteed Rate August 2012 - December 2012
First California Mortgage Company February 2012 - August 2012
Chase Bank October 2008 - July 2009
Washington Mutual Bank August 2002 - October 2008
Skills
Residential Mortgages, Mortgage Lending, FHA, Mortgage Banking, VA loans, Refinance, Real Estate, FHA financing, Loans, USDA, Mortgage Underwriting
Education
UC Davis 2001 — 2003
BS, Sociology, Law & Society
CSU Chico 1988 — 1989
Guaranteed Rate April 2011 - Present
Greenpark Mortgage January 2008 - April 2011
Prime Mortgage May 2006 - December 2007
Sallie Mae Home Loans July 2004 - June 2006
Wells Fargo Home Mortgage May 2001 - June 2004
Wells Fargo Financial May 1990 - May 2002
Skills
Mortgage Lending, FHA, Mortgage, Loans, Credit, First Time Buyers, VA, Refinance, Loan Origination, First Time Home Buyers, VA loans, Conventional, USDA, Mortgage Banking, Reverse Mortgages, Purchase, Home, Mortgage Industry, Investment Properties, Real Estate, Mortgage Planning, Conforming, FHA financing, Residential Mortgages, Residential, Debt Consolidation, Loan Structuring, Certified Mortgage..., Government Loans, Construction Loans, Finance, Mortgage Underwriting, Residential Homes, Real Estate Financing, Mortgage Marketing, Financial Structuring, Commercial Mortgages, FHA Financing, VA Loans
Education
Bryant University 1986 — 1990
BS in Business Adminstration, Financial Management
Bryant College
Bachelor of Applied Science (B.A.Sc.), Business Management and finance
Customers Bank February 2014 - Present
Guaranteed Rate August 2007 - February 2014
New England Pacific Mortgage February 1995 - August 2007
Norwest Mortgage (now Wells Fargo) February 1992 - February 1995
Fleet Mortgage December 1990 - February 1992
Old Stone Bank 1985 - 1990
Skills
First Time Home Buyers, Mortgage Lending, FHA, Refinance, Mortgage, VA, Conforming loans, Jumbo, 203K financing, Mortgage Banking
Education
Johnson & Wales University 1976 — 1980
AS, BS, Business, Hotel
Brown University
Various Finance and Writing Courses
Guaranteed Rate August 2015 - Present
Discover Financial Services November 2014 - August 2015
Discover Financial Services October 2013 - November 2014
Discover Financial Services August 2012 - October 2013
NEW IMAGE PROMOTIONS August 2009 - August 2012
Skills
Customer Service, Social Media, Account Management, Leadership, Social Networking, Financial Analysis, Sales Process, Sales Support, FHA, Credit Analysis, Online Marketing, Event Planning, Customer Satisfaction, Marketing, Event Management, Marketing Strategy, Customer Retention, Team Leadership, Teamwork, Financial Services, Credit, Credit Risk, FHA financing, Sales, Business Development, Cold Calling, Sales Management, Pricing, Mortgage Banking, Loan Origination, Loans, Refinance, Negotiation, Banking, Finance, Management
Education
California State University-Long Beach 2008 — 2011
Bachelor of Arts, Communication
Orange Coast College 2004 — 2008
Associate of Arts, General Education
Admiral Home Mortgage February 2015 - Present
Bank of America March 2012 - May 2014
Guaranteed Rate September 2010 - March 2012
Union County Public Schools October 2007 - May 2009
Daily Press November 1988 - August 2000
Skills
Credit Signing..., Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Residential Mortgages, Credit, Mortgage Underwriting, Banking, Credit Analysis
Education
Central Piedmont Community College 2006 — 2010
Associate of Arts (A.A.), General Studies
Central Piedmont Community College
General Education, Accounting/Education
Guaranteed Rate November 2013 - Present
Horizon Financial October 1998 - November 2013
Skills
Refinance, Loans, Real Estate, Mortgage Lending, Residential Homes, First Time Home Buyers, Investment Properties, Finance, Sales, Real Property, New Home Sales, Mortgage Banking, Relocation, Investors, Selling, Real Estate Transactions, Single Family Homes, FHA, Foreclosures, Property, Residential Mortgages
Education
Clemson University 1995 — 1997
MBA, Business
University of South Carolina - Darla Moore School of Business 1985 — 1989
BS, Marketing / Management
Sierra Pacific Mortgage Company, Inc. April 2015 - Present
Guaranteed Rate August 2011 - March 2015
Mortgage Master Inc February 2009 - August 2011
Primary Home Finance, A Chase Affiliate July 2007 - December 2008
Prime Mortgage Corporation September 2004 - July 2007
Peoples Mortgage July 2002 - September 2004
North American Mortgage Company May 1999 - July 2002
Skills
Refinance, Investment Properties, Mortgage, Mortgage Industry, Loans, Residential, Home, Rates, Sellers, VA loans, USDA, FHA, VA, Conventional, Mortgage Lending, Loan Origination, FHA financing, Conforming, Purchase, Residential Mortgages, First Time Home Buyers, First Time Buyers, Single Family Homes, Multi Family Properties, Condos, Real Estate, Referrals, Real Estate Transactions, Mortgage Banking, Government Loans, Mortgage Marketing, Short Sales, Real Estate Financing, Foreclosures, Credit, Investors, HUD, Non-Conforming, USDA Rural Housing, Financial Structuring, Banking, Relocation, Consumer Lending, Residential Homes, New Homes, VA Loans, Interest Rates
Education
Bryant University
BS
Bank of America April 2014 - Present
Guaranteed Rate September 2013 - April 2014
Fremont Bank March 2013 - September 2013
Intercap Lending February 2012 - February 2013
MetLife Home Loans December 2008 - January 2012
LoanLink Financial Services May 2008 - December 2008
REAL Mortgage. February 2007 - May 2008
Wells Fargo Home Mortgage June 1998 - December 2006
Norwest Mortgage May 1995 - June 1998
Directors Mortgage March 1987 - May 1995
Skills
Refinance, FHA, Mortgage Banking, Investment Properties, Government Loans, USDA, Banking, Underwriting, Reverse Mortgages, Credit, Loan Origination, Mortgage Lending, Certified Mortgage..., Residential Mortgages, First Time Home Buyers, Loan Servicing, Loans, Real Estate Financing, Mortgage Underwriting, Real Estate, Construction Loans, VA loans, REO, FHA financing, Referrals, Non-Conforming, Finance, Home Equity Loans, Notary Public, Credit Analysis, Mortgage Servicing, Real Estate Economics, Loss Mitigation, Consumer Lending, Commercial Mortgages, Commercial Lending, Real Estate Transactions, HUD, Foreclosures, Funding, Financial Structuring, Investors, Mortgage Marketing, Home Equity Lines of..., Short Sales, Commercial Real Estate, Escrow, Residential Homes, Investments, Condos
Education
Chapman University 1980 — 1985
BS, Communications
Chapman University 1980 — 1985
Magnetic Marketing Solutions May 2008 - Present
Velocity Merchant Services 2013 - 2014
Pan American Mortgage July 2006 - June 2008
Guaranteed Rate August 2004 - July 2006
Residential Finance Corporation September 2001 - July 2004
Skills
Social Media, Social Media Marketing, Online Advertising, Attraction Marketing, Network Marketing, Online Marketing, B2B, Team Building, Direct Marketing, Marketing Strategy, Sales, Direct Mail, SEO, Public Relations, Account Management, Entrepreneurship, Strategic Planning, Social Networking, YouTube, Market Research, Google Analytics, Event Management, Lead Generation, Digital Strategy, Budgets, Competitive Analysis, Wordpress, Copywriting, Small Business, Web Marketing, Social Media Measurement, Sales Management, Customer Retention, Mobile Marketing, SEM, Online Lead Generation, Google Adwords, Website Development, Marketing, Advertising, Keyword Research, E-commerce, Relationship Marketing, Coaching, Email Marketing, SMO, Leadership, Web Analytics, Training, PPC
Education
College of DuPage 1992 — 1994
Wintrust Mortgage June 2014 - Present
Guaranteed Rate June 2012 - January 2014
Interbank August 2011 - May 2012
ThyssenKrupp November 2010 - January 2011
Professional Employment Group June 2010 - July 2010
Fry's Electronics February 2010 - May 2010
SuperValu Corporation Inc January 2008 - February 2010
Volt Services Group January 2008 - March 2008
Cinemark October 2003 - January 2007
Skills
Management, Leadership, Time Management, Sales, Retail, Data Entry, Databases, Research, Inventory Control, Security, Social Media, Customer Service, Microsoft Word, Microsoft Office, Warehousing, PowerPoint, Microsoft Excel, Start-ups, Distribution Center..., Social Networking, Public Speaking
Education
Northern Illinois University 2006 — 2009
B.A., History
College of DuPage 2004 — 2006
Associates
Lisle High School 2000 — 2004
High School Diploma, High School/Secondary Diplomas and Certificates
Guaranteed Rate June 2015 - Present
VanDyk Mortgage April 2006 - June 2015
Priority Mortgage January 2002 - March 2004
Commonpoint Mortgage February 1993 - September 1998
Skills
Mortgage, FHA, VA, Conventional, USDA, Any type of Mortgage..., Mortgage Lending, Loans, VA loans, Mortgage Banking, Sales, Refinance, Residential Mortgages, Loan Origination, FHA financing, Investment Properties, Sales Management, Reverse Mortgages, Negotiation, Government Loans, Credit, First Time Home Buyers, Customer Service, Certified Mortgage..., Real Estate, Selling, Residential Homes, Referrals, Short Sales, Real Estate Financing, VA Loans, FHA Financing
Education
Calvin College 1987 — 1992
Bachelors in Business Admin
Guaranteed Rate March 2011 - Present
DJM & Associates August 2008 - Present
Mountain Crest Mortgage October 2008 - March 2011
Distinctive Home Lending January 1997 - September 2008
Skills
Refinance, Mortgage Lending, FHA financing, FHA, VA loans, Residential Mortgages, Certified Mortgage..., Mortgage Banking, Loan Origination, USDA, Government Loans, Commercial Mortgages, Loans, Real Estate, Reverse Mortgages, Real Estate Financing, Investors, Investment Properties, Mortgage Underwriting, Real Estate Economics, Foreclosures, HUD, Financial Structuring, Credit, First Time Home Buyers, Construction Loans, Vacation Homes
Education
Colorado State University 1982 — 1986
Political Science, Economics
Guaranteed Rate January 2014 - Present
BayCal Financial August 2006 - January 2014
Indymac Bank 2004 - 2006
Washington Mutual June 2003 - October 2004
Skills
Mortgage Lending, Refinance, Loans, Investment Properties, Investments, Sales, Real Estate, Residential Mortgages, Residential Homes, Mortgage Banking, Finance, First Time Home Buyers, FHA, FHA financing, Short Sales, Foreclosures, Investors, Single Family Homes, Sellers, REO, Commercial Mortgages, Loan Origination, Reverse Mortgages, Real Estate Financing, Real Estate Transactions, Real Estate Economics, Construction Loans, Selling, Mortgage Underwriting, Funding, New Home Sales, Credit, Relocation, Commercial Lending, Commercial Real Estate, HUD, Referrals, FHA Financing
Education
Carnegie Mellon University 1995 — 1999
Bacherlor of Science, Finance
IMSA
Guaranteed Rate February 2012 - Present
Superior Mortgage September 2011 - February 2012
Superior Mortgage May 2011 - August 2011
Bank of America May 2003 - January 2011
Wells Fargo Home Mortgage September 2000 - April 2003
The Money Store August 1993 - July 2000
Skills
Mortgage Lending, Loans, Refinance, FHA financing, FHA, Residential Mortgages, Mortgage Banking, Loan Origination, encompass, Mortgage Underwriting, VA Loans, Customer Service
Education
Brookdale Community College 1982 — 1984
Associate's degree, Business Administration and Management, General
Rutgers, The State University of New Jersey-New Brunswick
Bank of America August 2015 - Present
Fairway Independent Mortgage of the Carolinas October 2014 - April 2015
OVM Financial Inc. April 2014 - October 2014
Platinum Home Mortgage (NMLS ID #13589) September 2013 - July 2014
Guaranteed Rate August 2012 - August 2013
New American Mortgage December 2011 - August 2012
SunTrust Mortgage November 2007 - April 2011
Wells Fargo Home Mortgage January 2002 - November 2007
Skills
Mortgage Lending, FHA, Refinance, Mortgage Banking, Loan Origination, Residential Mortgages, USDA, VA loans, FHA financing, Loans, Credit, Government Loans, Banking, Reverse Mortgages, Certified Mortgage..., Credit Analysis, Construction Loans, Underwriting, First Time Home Buyers, Mortgage Underwriting, Financial Analysis, Real Estate, Foreclosures, Investors, Real Estate Financing, Coaching, Small Business Lending, Investments, Financial Services, Retail Banking, Investment Properties, Insurance, Sales, Consumer Lending, Sales Management, Finance, Short Sales, Mortgage Servicing, Home Equity Loans, Commercial Mortgages, Debt Consolidation, Mortgage Marketing, Rates, 203K, Branch Management, HomePath, Down Payment Assistance, Super Jumbo, NMLS, Relationship Management
Education
Cape Fear Community College 1988 — 1991
Bachelor of Business Administration (B.B.A.)
New Hanover Hign School 1984 — 1987
University of North Carolina at Wilmington
Guaranteed Rate November 2013 - Present
Emery Federal Credit Union March 2011 - October 2013
www.bestjumborate.com September 2002 - March 2011
2003-2011 May 2003 - 2011
UBS June 2001 - May 2003
UBS Financial Services January 2001 - January 2003
UBS Wealth Management 2000 - 2002
Intrepid Securities January 1998 - January 2001
Wells Fargo Bank January 1996 - January 1998
Skills
Investments, Credit, Loans, Mortgage Lending, Real Estate, Management, Strategic Planning, Leadership, Marketing, Finance, Sales, Banking, Portfolio Management, Strategic Financial..., Commercial Lending, Commercial Real Estate, Strategy, Credit Analysis, Capital Markets, Mortgage Banking, Residential Mortgages, Refinance, VA loans, FHA financing, ARM, Fixed Rate Mortgages, Reverse Mortgages, Jumbo Mortgage, Harp, Customer Service, First Time Home Buyers
Education
California State University-Fullerton, Mihaylo College of Business and Economics 1995 — 2000
BA, Economics
Cal State Fullerton
Finance within
Guaranteed Rate May 2015 - Present
Associated Students, Inc.- CSUF May 2011 - May 2012
USDA June 2011 - July 2011
Associated Students, Inc.- CSUF August 2010 - May 2011
Associated Students, Inc.- CSUF August 2010 - May 2011
El Monte High School September 2006 - June 2008
Skills
Economics, Public Policy, Finance, Political Science, Microsoft Office, Statistics, Microsoft Excel, Policy, Political Campaigns, SPSS, Non-profits, Advocacy, Due Diligence, Operations
Education
California State University-Fullerton 2008 — 2013
Bachelor of Arts (B.A.), Economics and Political Science
Guaranteed Rate November 2014 - Present
The Whitehall Hotel November 2013 - October 2014
M Bar March 2013 - November 2013
Interbank Mortgage Company August 2010 - April 2012
Skills
Microsoft Excel, Loans, Microsoft Office, Microsoft Word, Mortgage Lending, Outlook, PowerPoint, Sales, Teamwork, Residential Mortgages, Loan Origination, FHA Financing, VA Loans, Mortgage Banking, Credit, Credit Analysis, Banking, Investment Properties
Education
City Colleges of Chicago-Richard J Daley College 1986 — 1989
Business Administration and Management, General
Residential Bancorp February 2014 - Present
Guaranteed Rate April 2013 - February 2014
Platinum Home Mortgage September 2012 - April 2013
USA Realty and Loans September 2011 - September 2012
Anthem Blue Cross July 2009 - August 2012
Aetna May 2009 - August 2012
Health Net March 2009 - August 2012
First Team Real Estate February 2011 - September 2011
Wholesale Distribution June 2001 - May 2009
Small Businesses April 1998 - May 2001
Skills
FHA financing, VA loans, FHA Loans, HomePath Loans, FHA 203k Loans, Freddie Mac, Fannie Mae, Conventional Loans, Refinance, Jumbo Mortgage, Jumbo Loan, HARP Program, CHF Platinum, Down Payment Assistance, First Time Home Buyers, Social Media Marketing, Mortgage Lending, Residential Mortgages, Foreclosures, Finance, Financial Analysis, Loans, Credit, HomePath, Investors, Short Sales, Sellers, Real Estate, REO, FHA, FHA Financing, VA Loans
Education
California State University-Los Angeles 2002 — 2004
Master in Business Administration, Information Systems
Ibmec 1996 — 1998
MBA, Finance
Universidade Federal do Rio de Janeiro 1984 — 1988
BS, Production Engineer
Fairway Wholesale Lending February 2015 - Present
Republic Bank February 2014 - February 2015
Guaranteed Rate March 2013 - October 2013
Wells Fargo Home Mortgage April 2012 - March 2013
MetLife Home Loans November 2009 - April 2012
Wachovia Securities July 2008 - December 2008
Wachovia Mortgage, FSB July 2006 - July 2008
Skills
Excel, Lotus Notes, CMS, TMO, FHA, VA, Conventional, DU, LP, Powerlender, Polaris, Citrix, Word, PowerPoint, Fannie Mae, Freddie Mac, Home Equity Lines of..., Purchase Contracts, Fraud Prevention, Organizational..., Refinance Transactions, Living Trusts, Jumbo, PRESTO, Calyx Point, Real EC, Loan Trac, Fraud Guard, DISSCO, FHA Connection, VA Portal, Mortgage Insurance, Credit Analysis, Quality Control, Opening, Retail Lending, Wholesale Lending, Refinance, Loan Origination, Loans, FHA financing, FHA Financing
Education
College of DuPage
Business Administration
Lyons Township High School
Perl Mortgage September 2015 - Present
Prospect Mortgage, LLC June 2013 - September 2015
Guaranteed Rate January 2013 - June 2013
Elgin Country Club June 2012 - December 2012
Trudo Realty February 2012 - November 2012
Online websites August 2008 - February 2012
Currahee Club May 2008 - August 2008
Siena Golf Club January 2007 - August 2007
Bandon Dunes Golf Resort 2005 - 2005
Skills
Sales, Budgets, Mortgage Lending, Customer Service, Client Development, Inventory Control, Long Range Planning, Program Development, Inventory Management, Strategic Financial..., Resident Relations, Strategic Planning, Loans, Credit, Residential Mortgages, Credit Analysis, Sales Executive, Budgeting, Financial Planning, Time Management, Financial Analysis, Refinance, Banking, FHA, Hospitality, Marketing Strategy, Golf, FNMA, FHLMC, Mortgage Banking, Mortgage Industry, Business Analysis
Education
Clemson University 2003 — 2007
Bachelor of Science, Parks Recreation Tourism Management -emphasis in Professional Golf Management/ Minor- Business Admin
La Crosse Central High School 2000 — 2003
Coastal Funding November 2014 - Present
Guaranteed Rate September 2013 - October 2014
Movement Mortgage July 2011 - August 2013
GMH Mortgage Services LLC July 2010 - July 2011
Bank of America January 2007 - June 2010
Skills
Loans, Purchase, Home, USDA, VA, FHA, Mortgage Lending, Conventional, Refinance, Mortgage, First Time Home Buyers, VA loans, Reverse Mortgages, FHA financing, Mortgage Planning, Rehab Loans, Rates, Referrals, Investment Properties, Conforming, Loan Origination
Education
Clemson University 1986 — 1990
Finance, B.S.
Guaranteed Rate November 2013 - Present
PrimeLending April 2012 - November 2013
Summit Funding July 2008 - November 2011
Summit Funding July 2008 - November 2011
American Pacific Mortgage January 1997 - March 2006
Skills
FHA, VA, USDA, Mortgage Lending, Mortgage, Conventional, Home, Loans, Refinance, Reverse Mortgages, First Time Home Buyers, Conforming, Purchase, Mortgage Industry, Mortgage Planning, Mortgage Banking, Non-Conforming, Credit, Underwriting, Investors, Referrals, Real Estate, VA loans, Investment Properties, Loan Origination, Residential Mortgages, Government Loans, Loan Structuring, Debt Consolidation, Real Estate Financing, Home Equity, Real Estate Finance, Condos, Rates, Move Up Buyers, Single Family Homes, Credit Restoration, Origination, Credit Analysis, Rehab Loans, Residential Homes, Real Estate Transactions, Sellers, Finance, REO, Home Equity Loans, Certified Mortgage..., VA Loans
Education
California State University-Sacramento 1979 — 1982
BS, Finance
Orange Coast College 1971 — 1973
general ed
Berkeley High School 1968 — 1971
Guaranteed Rate September 2013 - Present
Western Bancorp September 2007 - August 2013
American Home Mortgage September 2005 - August 2007
Mortgage Broker May 2003 - August 2005
Arrow Electronics January 2001 - March 2003
Wyle Electronics September 1999 - December 2000
Skills
Mortgage Lending, FHA, Refinance, Loans, Real Estate, Finance, Residential Homes, First Time Home Buyers, Investment Properties, Single Family Homes, Mortgage Banking, Listings, Foreclosures, Sales, Buyers, Residential Mortgages, Loan Origination, Certified Mortgage..., Banking
Education
California Polytechnic State University-San Luis Obispo 1993 — 1999
Bachelor of Science, Industrial Engineering
Q1 Productions March 2014 - Present
PAWS Chicago November 2011 - Present
Guaranteed Rate May 2013 - February 2014
Marcus Evans April 2011 - May 2013
Bridgeview Bank Mortgage - Lombard, IL September 2010 - March 2011
Loaves & Fishes Community Pantry April 2009 - October 2010
Midwest Home Funding L.L.C. - Lombard, IL November 2008 - April 2010
Brooke Financial Inc. - Naperville, IL February 2006 - October 2008
Meridian Financial - Oakbrook, IL November 2003 - February 2006
Chicagoland Mortgage Services- Hinsdale, IL September 2000 - November 2003
Skills
Mortgage, Loans, Compliance, Contract Negotiations, Investments, Mortgage Lending, Contract Negotiation, Refinance, Sales, Sales Management, Management, New Business Development, CRM, Cold Calling, Finance, Mortgage Banking, Loan Origination, Residential Mortgages, Mergers & Acquisitions, Executive Management, Real Estate Economics, Referrals, Banking, Residential Homes, Credit, Networking, Leadership, Small Business, Marketing, Funding, Selling, Training, Risk Management, Business Development, Retail, Team Building, 203k, Social Networking, Strategy, Entrepreneurship, Market Research, Fundraising, Salesforce.com, Strategic Planning, 203K
Education
College of DuPage 1992 — 1994
Theatre
Guaranteed Rate February 2011 - Present
Corporate Investors Mortgage Group July 2010 - October 2010
Contract Processing November 2007 - July 2010
Integrated Mortgage Strategies August 1999 - October 2007
Entrust / Long Island Savings Bank / Fleet Mortgage January 1996 - October 1997
Fleet Mortgage November 1991 - January 1996
Fleet Mortgage / Norstar Mortgage August 1987 - November 1991
Gold Post Mortgage Corp March 1986 - June 1987
Skills
Mortgage Lending, Refinance, Mortgage Banking, FHA, Loans, Residential Mortgages, Loan Origination, Credit, Banking, VA loans, FHA financing, Investments
Education
Bryant and Stratton College 1984 — 1986
Associate's degree, Business Administration and Management, General
Nerium International July 2012 - Present
GoldMax USA March 2009 - July 2012
Holistic Wealth Management Group September 2008 - August 2009
Guaranteed Rate February 2008 - August 2008
Impac Lending Group October 2005 - August 2007
Impac Lending Group October 2005 - August 2007
GN Mortgage March 2001 - October 2005
First USA Bank February 2000 - March 2001
Skills
Strategic Planning, Customer Satisfaction, Sales Operations, New Business Development, Project Planning, Management, Problem Solving, Sales, Customer Service, Marketing, Account Management, Analysis, Operations Management, Microsoft Word, Training, Retail, Public Relations, Team Building, Strategy, Time Management
Education
Roosevelt University, College of Professional Studies 2001 — 2003
B.A, Finance 2003
College of DuPage 1999 — 2001
Associates, Arts
College of DuPage 1999 — 2001
Associates, Arts
College of DuPage 1999 — 2001
Associates, Arts
Egg Strategy February 2012 - Present
Smith Bucklin December 2010 - February 2012
Guaranteed Rate September 2010 - November 2010
Detroit Regional Chamber August 2006 - January 2010
Detroit Regional Chamber August 2006 - January 2010
TMP Directional Marketing August 2005 - July 2006
Skills
Marketing, Management, Press Releases, Volunteer Management, Social Networking, Strategy, Non-profits, Sales, Nonprofits, Marketing Communications, Social Media
Education
Central Michigan University 1999 — 2003
B.A.A, Integrative Public Relations; Public Affairs
Chicago Scene July 2015 - Present
The Salem Group May 2014 - July 2015
Guaranteed Rate June 2012 - September 2013
Maddock Douglas February 2011 - August 2011
Skills
Strategic Thinking, Building Relationships, Business Relationship..., Guitarist, Cooking, Public Speaking, Sports, Holistic Health, Project Planning, Creative Strategy, Creative Solutions, Innovation Management, Business Development, Marketing Strategy, Account Management, Sales, Leadership, Management, Microsoft Office, Social Media, PowerPoint, Microsoft Excel, Customer Service, Business Intelligence, Event Planning, Marketing, Microsoft Word
Education
Elmhurst College 2009 — 2011
Bachelor of Applied Science (BASc), Marketing
College of DuPage 2005 — 2009
Associate's degree
Guaranteed Rate March 2013 - Present
Alterra Home Loans November 2011 - March 2013
Covenant Mortgage Corporation / The Covenant Group Assoc of Supreme Lending November 2008 - November 2011
HomeBanc Mortgage May 1996 - July 2007
Skills
Refinance, Sellers, Mortgage Lending, FHA, USDA, Customer Service, Loan Origination
Education
Broward Community College
Associated Degree, Finance, General
American Medical Association May 2015 - Present
City Staffing June 2014 - May 2015
Dream Big Performing Arts February 2014 - March 2015
Guaranteed Rate August 2012 - November 2013
Dobama Theatre January 2012 - March 2012
Hunter Manufacturing Company 2004 - 2006
Skills
Acting, Improvisation, Theatre, Performing Arts, Stage, Singing, Comedy, Drama, Shakespeare, Musical Theatre, Film, Entertainment
Education
Case Western Reserve University 2005 — 2009
Bachelor of Arts, Theater
British American Drama Academy 2007 — 2007
Guaranteed Rate March 2013 - Present
JPMorgan Chase October 2011 - March 2013
Home Federal Bank November 2010 - October 2011
State of Washington January 2010 - October 2010
Taylor, Bean & Whitaker June 2006 - August 2009
Washington Mutual January 2002 - June 2006
First Union National Bank November 2000 - December 2001
Skills
Mortgage Banking, Mortgage Lending, Loans, Credit, Residential Mortgages, Credit Analysis, Banking, Loan Origination, Underwriting, Capital Markets, Credit Risk, MBS, Risk Management, Hedging, Financial Analysis, Valuation, Trading, Portfolio Management, Management, Investments, Mortgage Servicing, Financial Risk, Finance, Refinance, Financial Services, Structured Finance, FHA
Education
Central Washington University 1996 — 2000
BS, Economics; Managerial Economics; Business Administration
New American Funding May 2015 - Present
Guaranteed Rate September 2014 - May 2015
Partners Mortgage October 2007 - September 2014
GMAC Mortgage 1999 - 2007
Pacific Republic Mortgage 1999 - 2007
National Pacific Mortgage 1999 - 2007
Wells Fargo Home Mortgage 1996 - 1999
Skills
DRE Lic #865595, NMLS #331462, Mortgage Lending, First Time Home Buyers, FHA, Real Estate, Training, Business Development, Loan Origination, Public Speaking, Loans, Refinance, Strategy, Sellers, Residential Mortgages, Mortgage Banking, Investment Properties, New Business Development, Marketing, Project Management, Entrepreneurship, FHA financing, Listings, Sales
Education
CSU Chico
Bach. Science, Business Administration--Management, Marketing, Finance
Guaranteed Rate December 2013 - Present
Horizon Financial, Inc. July 2003 - December 2013
Skills
Mortgage Lending, Credit, Refinance, Loans, FHA
Education
Clemson University 1981 — 1984
MBA, Business
Francis Marion University 1975 — 1979
BS, Political Science
The Bradford Group July 2011 - Present
Guaranteed Rate November 2010 - February 2011
TriStar Promotions and Events Inc January 2009 - January 2010
Production Management LLC May 2008 - August 2008
Sharing Connections January 2003 - August 2006
Skills
Mortgage Lending, Management, Customer Service, Loans, Event Management, Marketing, Marketing Strategy, Sales, Microsoft Excel, Microsoft Office, Marketing Communications, Advertising, Direct Marketing, Account Management, Email Marketing, Social Media, Event Planning, Social Networking
Education
Carthage College 2006 — 2010
Bachelor of Arts Degree, Business Administration and Marketing
Marmion Academy High School 2002 — 2006
Magnetar Capital October 2014 - Present
Guaranteed Rate June 2014 - October 2014
Illinois Attorney General's Office May 2010 - August 2010
Chicago Kent College of Law January 2010 - May 2010
Arizona Supreme Court June 2009 - August 2009
Clark Hill PLC June 2008 - August 2008
Australian Minister of Defense February 2007 - April 2007
Burtek Inc. May 2006 - August 2006
Skills
Legal Writing, Legal Research, Criminal Law, Depositions, Legal Assistance
Education
Chicago-Kent College of Law, Illinois Institute of Technology 2009 — 2011
J.D.
University of Michigan 2004 — 2008
B.A., Political Science
Guaranteed Rate August 2015 - Present
Guaranteed Rate January 2015 - July 2015
Valassis January 2013 - November 2014
Valassis August 2011 - December 2012
Valassis May 2010 - July 2011
Skills
Customer Service, Collaborative Problem..., Process Improvement, Building Relationships, Employee Training, Communication, Excellent Communication..., Client Facing Skills, Passion to Succeed, Leadership Development, Cultural Diversity, Teamwork, Salesforce.com, Account Management, Direct Marketing
Education
University of Michigan-Dearborn 2007 — 2010
Bachelor of Business Administration (BBA), Marketing
Central Michigan University 2005 — 2007
Granite Properties August 2015 - Present
CBRE December 2014 - August 2015
Owl Management, LLC March 2014 - October 2014
Guaranteed Rate July 2013 - January 2014
Halyard Solutions February 2012 - June 2012
Union Home Mortgage Corp. May 2011 - August 2011
Patrol One April 2009 - November 2009
MWH Global June 2005 - June 2008
Skills
Leadership, Microsoft Excel, Data Entry, Microsoft Office, Time Management, Facebook, Networking, Social Media, Property Management, Vendor Management, Project Management, Project Oversight, Vendor Relationships, Communication, Communication Skills, Outlook, Group Work, PC, Apple, PowerPoint, Microsoft Word, Loans, Retail, Asana, Propertyware, Client Relations, Tenant Relations
Education
California State University-Fullerton 2007 — 2011
Finance, Real Estate Finance and Corporate Finance
San Marino High School 2003 — 2007
Guaranteed Rate November 2010 - April 2011
Prime Lending August 2009 - March 2010
Metro Cities Mortgage (div. of Prospect Mtg.) April 2008 - August 2009
Countrywide Home Loans September 2007 - March 2008
American Home Mortgage June 1997 - July 2007
PNC Mortgage 1994 - July 1997
PNC - previously known as Sears Mortgage June 1992 - June 1997
Skills
Sales Excellence, Mortgage, Mortgage Lending, Loans, FHA, Refinance, VA, Residential Mortgages, Conventional, Mortgage Banking, Underwriting, Loan Origination, Loan Structuring, Purchase, Commercial Mortgages, Credit Analysis, Mortgage Industry, Construction Loans, Referrals, Banking, Credit, Home Equity, Investment Properties, Investors, Reverse Mortgages, Sales Management, Residential, Money, Investments, Compliance, Rates, Options, Client Retention, Financial Planning, Conforming, First Time Home Buyers, Team Building, Residential Homes, Finance, Real Estate, VA loans, Commercial Lending, Sales, USDA, FHA financing, Loss Mitigation, Home Equity Loans, Financial Structuring, Real Estate Financing, Mortgage Servicing
Education
City University of New York-Hunter College 1965 — 1969
Bachelor's degree, economics major
Guaranteed Rate June 2015 - Present
US Army March 2006 - September 2013
Skills
Training, Leadership, Team Leadership, Critical Thinking, Project Planning, Microsoft Word, Microsoft Office, Highly detail oriented, Military Experience, Inspection, Reliability, Creative Writing, Problem Solving, Typing, Filing, Organization, Motivation, Grammar, Spelling, Supervisory Skills, Organizational..., Time Management, Military Training, Social Media, HTML5, CSS, Web Development, PowerPoint, Microsoft Excel, Military, Public Speaking
Education
DePaul University 2015 — 2017
Bachelor of Arts (B.A.), Computing w/ concentration in Interactive and Social Media
City Colleges of Chicago-Wilbur Wright College 2014 — 2015
Belding High School 1999 — 2003
Diploma
Lake MIchigan Credit Union May 2015 - Present
American Bank & Trust May 2014 - April 2015
Republic Mortgage Home Loans September 2012 - April 2014
Main Street Organization of Realtors 2013 - 2014
American Portfolio Mortgage Corp March 2011 - September 2012
Lynmar Lending Group, Inc September 2008 - May 2011
Guaranteed Rate 2005 - September 2008
Prism Mortgage September 2001 - April 2005
Market Day September 1992 - May 2001
Skills
Streamline, Life Insurance, FHA, Mortgage Banking, VA loans, Mortgage Lending, Refinance, Underwriting, USDA, REO, Short Sales, Commercial Mortgages, Credit, Construction Loans, FHA financing, Banking, Real Estate Transactions, Reverse Mortgages, Loans, First Time Home Buyers, Certified Mortgage..., Residential Mortgages, Sales, Investment Properties, Residential Homes, Loan Origination, Finance, Real Estate Financing, Government Loans, Foreclosures, Leadership, Mortgage Underwriting, Home Equity Loans, Home Equity Lines of..., Customer Engagement, FHA Financing, VA Loans, Customer Service
Education
College of DuPage 1999 — 2012
Bogan High Scool 1966 — 1968
High Scool, General
Prime Lending, Inc May 2014 - Present
Guaranteed Rate November 2013 - May 2014
Horizon Financial Inc June 2003 - November 2013
Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Loan Origination, FHA, Refinance, Residential Mortgages, Banking, Underwriting, Finance, Leadership, Credit Analysis, Process Improvement, VA loans, Strategic Planning, Operations Management, Management, Financial Analysis, Risk Management
Education
Clemson University 1986 — 1987
Master of Business Administration (MBA), Business Administration and Management, General
Francis Marion University 1976 — 1979
Bachelor's Degree, Political Science and Government
Guaranteed Rate May 2014 - Present
BMO Harris Bank October 2012 - May 2014
JP Morgan Chase May 2010 - September 2012
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Loan Origination, Banking, Credit Analysis, Refinance, FHA, Residential Mortgages, Consumer Lending, FHA financing, USDA, Small Business Lending, VA loans, Lines Of Credit, Sales Management, Training, Cross-functional Team..., VA Loans, FHA Financing
Education
Central Michigan University 1999 — 2003
BS in BA, Economica
HomeBridge Financial Services, Inc. August 2015 - Present
Guaranteed Rate January 2012 - August 2015
ImageCrafters September 1999 - April 2013
Skills
Outlook, Microsoft Office, Microsoft Excel, Visio, AutoCAD, Customer Service, Access, Management, Financial Accounting, Project Management, MS Project, Microsoft Word, Process Improvement, PowerPoint, Invoicing, Mortgage Lending, Residential Mortgages, Administration, Leadership, Marketing, Negotiation, Team Building, Strategic Planning, Account Management, Sales, Conventional Financing, FHA Financing, VA Loans
Education
College of DuPage
Accounting
United States Postal Service September 2015 - Present
Freelance March 2015 - Present
Titanium Productions Ltd. March 2013 - Present
Live Performance - Local, National, International February 2008 - Present
Begin the Begin @ Township January 2014 - February 2014
Self Employed June 2012 - February 2014
Township/mPShows September 2013 - December 2013
Uncommon Ground April 2013 - August 2013
Guaranteed Rate February 2006 - December 2012
TBWA\Chiat\Day October 2010 - December 2010
Skills
Music, Sound, Recording, Songwriting, Guitar, Vocalist, Electronica, Rock, Songs, Concerts, Music Licensing, Music Publishing, Music Production, Logic Pro, Composition, Audio Engineering, Music Theory, Guitarist, Sound Design, Keyboards, Vocal, Sound Editing, Singing, Original Music, Musicians, Live Sound, Tour Management, Music Education, Audio Editing, Audio Post Production, Music Industry, Editing, Radio, Film, Studio Recording, Entertainment, Piano, Social Media, Band, Drums, Television, Producing
Education
Christopher Newport University
Music Technology
VCU, CNU
psychology/music technology
Banc of California March 2013 - Present
Guaranteed Rate August 2008 - March 2013
First Choice Funding Group May 2006 - August 2008
People's Choice Home Loan August 2003 - April 2006
Beneficial Finance April 2001 - July 2003
Skills
Loan Origination, Loans, Underwriting, Residential Homes, Refinance, Residential Mortgages, Purchase Money, Realtor Relations, Short Sales, REO, Credit, Mortgage Lending, Certified Mortgage..., Debt Consolidation, Foreclosures, Credit Analysis, VA loans, Mortgage Banking, First Time Home Buyers, Funding, Real Estate, Investment Properties, Sellers, Construction Loans, USDA, Mortgage Underwriting, Consumer Lending, Reverse Mortgages, Sales, FHA, FHA financing, Government Loans, Commercial Mortgages, Referrals, Real Estate Financing
Education
California State University-San Bernardino 1996 — 2000
B.A. History
Rancho Cucamonga High School 1992 — 1996
Diploma
Guaranteed Rate March 2014 - Present
Mortgage Master Inc February 2007 - March 2014
EPI Mortgage/Metro Mortgage April 2004 - January 2007
IPI Skyscraper Mortgage 2001 - 2004
Skills
FHA, Mortgage Lending, Mortgage Banking, USDA, Loan Origination, Refinance, VA loans, Mortgage Underwriting, Loans, FHA financing, Reverse Mortgages, Government Loans, Certified Mortgage..., Residential Mortgages
Education
Central Connecticut State University 1989 — 1993
Accounting
Gold Star Mortgage Financial Group June 2015 - Present
Loan Simple, Inc March 2014 - June 2015
Guaranteed Rate April 2011 - April 2014
Plaza Loans March 2010 - April 2011
Bank of America September 2009 - March 2010
Washington Mutual March 2003 - September 2009
JP Morgan FCS 2007 - 2008
JP Morgan FCS 2007 - 2008
Skills
VA loans, Loan Origination, FHA financing, Mortgage Lending, First Time Home Buyers, Government Loans, Credit Analysis, Real Estate Financing, Commercial Mortgages, Home Equity Loans, 203K, Commercial Lending, Real Estate Economics, Mortgage Servicing, Refinance, Residential Mortgages, FHA, Certified Mortgage..., Mortgage Banking, USDA, Short Sales, Funding, VA Loans, FHA Financing, Foreclosures
Education
California State University-Sacramento 2002 — 2008
Marketing/Marketing Management, General
Guaranteed Rate November 2013 - Present
CTC Lending, LLC, an affiliate of PNC Bank N.A. December 2010 - November 2013
PNC Mortgage April 2010 - November 2013
Wells Fargo Home Mortgage April 2009 - April 2010
Bank of America September 2008 - April 2009
Wachovia, A Wells Fargo Company October 2005 - September 2008
Skills
FHA financing, Jumbo Mortgages, New Business Development, Mortgage Lending, Banking, Wealth Management, Financial Analysis, Branch Banking, Finance, Leadership, Financial Services, Loans, Credit, Commercial Lending, Credit Analysis, Sales, Real Estate, Business Development, Mortgage Banking, Refinance, Loan Origination, Mortgage Marketing, Residential Mortgages, Portfolio Management, FHA Financing
Education
Colgate University 2001 — 2005
Bachelor's of Arts, Political Science, Liberal Arts Core Curriculum
A.C. Moore Corporate Headquarters July 2014 - Present
Guaranteed Rate October 2013 - 2014
Synerfac Technical Staffing June 2013 - October 2013
Beasley Broadcast Group January 2012 - May 2012
Loqation August 2011 - December 2011
Cabrini College September 2009 - January 2011
Writer for the Cabrini College News Paper August 2009 - May 2010
Skills
Media Relations, Video Production, Advertising, Newspapers, Radio, Social Networking, Interviews, Press Releases, Copy Editing, Time Management, Facebook, Editing, Journalism, Newsletters, Social Media Marketing, Microsoft Office
Education
Cabrini College 2008 — 2012
Bachelor's of Arts, Communications
Guaranteed Rate October 2009 - Present
Guaranteed Rate July 2003 - October 2009
Skills
Refinance, Mortgage Banking, Residential Mortgages, Loan Origination, Mortgage Lending, Loans, First Time Home Buyers, Investment Properties, Investors, REO, Condos, Investments, Real Estate, Short Sales, Residential Homes, Foreclosures, New Home Sales, Super Jumbo, Condotels, Luxury Homes, Second Home Market, Vacation Homes, Jackson Wy Mortgages
Education
Colorado State University
Guaranteed Rate October 2013 - Present
Stearns Lending April 2009 - October 2013
Capital Freedom Solutions January 2008 - January 2010
Frost Mortgage Lending Group 2008 - April 2009
Ford Motor Company/ Saleen 2000 - 2008
TDK Electronics Corporation 1987 - 1995
Skills
FHA, Real Estate, Reverse Mortgages, Negotiation, Loans, Mortgage Lending, VA, Jumbo Loans, Self-Employed Borrowers, Sellers, First Time Homebuyers, REO, Short Sales, Down Payment Assistance, First Time Home Buyers, Real Estate Economics, Investors, Foreclosures, FHA financing, Refinance, Finance, Residential Mortgages, Real Estate Financing, Investment Properties, Mortgage Banking, Loan Origination, VA loans, Certified Mortgage..., FHA Financing, VA Loans
Education
Chapman University, School of Law 1996 — 1999
JD, Law
University of Southern California - Marshall School of Business 1992 — 1994
Accounting/Finance
Residential Mortgage Service Inc. June 2012 - Present
Guaranteed Rate January 2011 - May 2012
MetroBoston Mortgage Co Inc January 1991 - December 2010
Cape and Islands Mortgage Corporation August 1989 - February 1991
NorthEastern Mortgage/ University Bank August 1988 - August 1989
Plymouth Mortgage Company September 1981 - August 1988
Skills
FHA, Refinance, Mortgage Lending, Real Estate, Investments, Mortgage Banking, Real Estate Financing, Loans, Investment Properties, Real Estate Transactions, FHA financing, USDA, Loan Origination, Residential Homes, VA loans, First Time Home Buyers, Sellers, Finance, Real Estate Development, Condos, Marketing, REO, Short Sales, Foreclosures, Sales, Single Family Homes, New Home Sales, Vacation Homes, Real Estate Auctions, Jumbo Mortgage Lending, Waterfront Homes, Mortgage Management, Fast Closings, Mortgage Consulting, Flood Insurance, VA Vetrans Mortgage, Mass Housing Lender, Pre-qualifying Buyers, Nantucket Jumbo Loans, Jumbo Vacation Mortgages, HARP Mortgage Refinances, Referrals, Investors, Commercial Mortgages, VA Loans, Relocation, Commercial Real Estate, Real Property, Credit, Banking
Education
Western New England College 1979 — 1981
Marketing and Finance
Cape Cod Community College 1977 — 1979
Marketing and Finance
Barnstable
Guaranteed Rate March 2015 - Present
Harris & Harris, Ltd. September 2012 - March 2015
Labelmaster January 2008 - July 2011
Hardwood Line Manufacturing CO January 2007 - January 2008
Total Home LLC February 2002 - July 2006
CHICAGO AREA MILLWORK COMPANY August 1989 - February 2002
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Outlook, English, Photoshop, Windows, Budgets, Analysis, GAAP, Financial Statements, Data Entry, Process Improvement, Account Reconciliation, Auditing, Data Analysis, Accounts Receivable, Bank Reconciliation, General Ledger, Sales, Tax, Payroll, Journal Entries, Accounting, Access
Education
Northeastern Illinois University 2003 — 2007
Bachelor of Science (B.S.), Accounting and Finance
City Colleges of Chicago-Wilbur Wright College 1997 — 2002
Associate of Arts (AA), Accounting and Finance
Residential Mortgage Services, Inc. -- NMLS#1760 August 2014 - Present
Guaranteed Rate January 2012 - August 2014
Willow Capital Group, LLC. September 2008 - August 2010
Eurohypo AG March 2007 - February 2008
Deutsche Bank September 2004 - August 2006
Citizens Bank July 2002 - September 2004
Skills
Real Estate Economics, CMBS, Loans, Credit, Portfolio Management, Mortgage Lending, Real Estate, Investment Properties, Commercial Mortgages, Underwriting, Commercial Real Estate, Commercial Lending, Residential Homes, Real Estate Financing, Loan Origination, Valuation, Real Estate Transactions, Leases, Due Diligence, Disposition, Credit Analysis, Finance, Construction Loans, Mortgage Banking, Condos
Education
Formal Credit Training 2002 — 2003
Saint Lawrence University 1998 — 2002
Bachelor of Science (B.S.), Bachelor of Science
Choate Rosemary Hall 1997 — 1998
Marblehead High School 1993 — 1997
Total Mortgage Services, LLC September 2014 - August 2015
Guaranteed Rate August 2012 - January 2014
The Federal Savings Bank November 2011 - August 2012
Chicago Bancorp November 2011 - February 2012
Bridgeview Bank Mortgage August 2010 - February 2011
Skills
Mortgage Banking, Mortgage Lending, Loans, Loan Origination, FHA, Residential Mortgages, FHA financing, Credit, Reverse Mortgages, VA loans, Refinance, USDA, Banking, Certified Mortgage..., Credit Analysis, Underwriting, Mortgage Underwriting, Government Loans, Construction Loans, Commercial Lending, Marketing Strategy
Education
College of DuPage 1989 — 1990
Accounting
York Community High School 1978 — 1982
Yes, Financial / Mathematics / Accounting
Guaranteed Rate September 2014 - Present
Loan Simple, Inc. November 2008 - May 2014
CFS, LLC. August 2004 - November 2008
Skills
Refinance, Mortgage Lending, Finance, Loans, Mortgage Banking, Residential Mortgages, Loan Origination, Credit, FHA, VA Loans, Purchasing
Education
Claflin University 1995 — 1999
Bachelor of Science (B.Sc.), Biology
Guaranteed Rate November 2009 - Present
Skills
FHA, Refinance, Mortgage Lending, Mortgage Banking, Loan Origination, Short Sales, Investors, FHA financing, Construction Loans, Residential Mortgages, Certified Mortgage..., Sellers, Customer Service, Government Loans, Sales, First Time Home Buyers, REO, Real Estate, VA loans, Single Family Homes, USDA
Education
California State University-San Bernardino 1999 — 2003
MATH
Guaranteed Rate May 2014 - February 2015
Guaranteed Rate May 2014 - May 2014
Guaranteed Rate January 2014 - May 2014
Guaranteed Rate August 2013 - December 2013
New England Financial January 2012 - July 2013
COUNTRY ® Financial November 2010 - November 2011
JPMorgan Chase July 2005 - October 2010
Fifth Third Bank March 2004 - July 2005
Bank One May 2002 - March 2004
Skills
Finance, Investments, Strategic Financial..., Loans, Banking, Sales, Financial Services, Customer Service, Insurance, Small Business, Mortgage Lending, Start-ups, Employee Benefits, Financial Advisory, Financial Planning, Securities, Relationship Management, Portfolio Management, Financial Analysis, Training, Retirement Planning, Account Management, FINRA, Risk Management, New Business Development, Cold Calling, Mortgage Servicing, Video Production, Bass Guitar, Karaoke, Music Creation, Logistics, FTL, LTL, Rail, Reefer, Flatbed, Freight, Shipping, 3PL, Truckload, Transportation, Container, Supply Chain, Warehousing
Education
Northern Illinois University
Bachelors, Business Administration
College for Financial Planning 2005 — 2007
Financial Planning and Services
Lake Zurich High School
Guaranteed Rate March 2013 - Present
Guaranteed Rate February 2012 - March 2013
Skills
Loans, Mortgage Banking, Credit, Mortgage Lending, Refinance
Education
ITT Technical Institute-Mount Prospect 2006 — 2008
Associate in Applied Science, Computer and Electronics Engineering Technology
College of DuPage 2001 — 2002
Guaranteed Rate
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Loans, Credit, Refinance, Entrepreneurship, Residential Mortgages, FHA, FHA financing, VA loans, Reverse Mortgages, Business Development, Certified Mortgage..., USDA, FHA Financing, VA Loans
Education
Chicago-Kent College of Law, Illinois Institute of Technology 2011 — 2014
Doctor of Law (J.D.)
Case Western Reserve University 2004 — 2008
Bachelor of Arts (B.A.)
First Capital, A Mortgage Company June 2015 - Present
Banc Home Loans January 2015 - June 2015
Guaranteed Rate September 2013 - June 2014
Wells Fargo Home Mortgage September 2011 - January 2013
Guild Mortgage Company March 2010 - August 2011
Countrywide Home Loans / Bank of America September 2005 - March 2010
Wells Fargo Home Mortgage 2000 - 2005
Home Savings of America 1989 - 1998
Skills
Mortgage Banking, FHA, Loan Origination, Mortgage Lending, Refinance, Loans, Reverse Mortgages, Real Estate Economics, Investments, Credit, VA loans, Real Estate Transactions, Residential Mortgages, USDA, FHA financing, Selling, Real Estate, Certified Mortgage..., Finance, Real Estate Financing, Government Loans, Investment Properties, Mortgage Underwriting, First Time Home Buyers
Education
California State Polytechnic University-Pomona 1985 — 1988
Real Estate and Law
Guaranteed Rate July 2015 - Present
The Braeside Group, Ltd March 2014 - July 2015
Rosen Management Services May 2010 - March 2014
First Community Management November 2013 - February 2014
Guaranteed Rate July 2009 - April 2010
CPT Medical Billing September 2004 - September 2005
Skills
Leases, Real Estate, Negotiation, Condos, Fair Housing, Training, Residential Homes, Investment Properties, Leadership, Facilities Management, Real Estate Development, Real Estate Transactions, Construction Management, Team Building, Property Management, Contract Negotiation, Rentals, Budgets, Apartments
Education
Northern Illinois University 2006 — 2009
B.A., Philosophy
College of Lake County 2004 — 2006
Associate of Arts (AA), General Studies
Guaranteed Rate August 2015 - Present
Discover Financial Services February 2012 - August 2015
Apex Financial Solution Inc. / Legal Debt Resolution Inc. April 2009 - November 2011
Wireless Advocates August 2006 - April 2009
RADIO SHACK October 2003 - August 2006
Skills
Sales Management, Sales Presentations, Inside Sales, Outside sales, Operations Management, CRM software, Microsoft Office, Direct Mail, Direct Sales, Marketing Strategy, Social Media Marketing, Account Management, Indirect sales, Change Management, Team Leadership, Organizational..., Entrepreneur, Consumer Electronics, Cellular, Mobile Devices, Mobile Marketing, Sales, Product Marketing, Corporate Branding, Brand Management, CRM, Entrepreneurship, Business Strategy, Strategic Partnerships, Leadership, Management, Finance, Marketing, Lead Generation, New Business Development, Training, Sales Process, Recruiting, Negotiation, Strategy, Team Building, Social Media
Education
Pepperdine University, The George L. Graziadio School of Business and Management 2010 — 2012
MBA, Marketing and Strategy
California State University-Fullerton 2006 — 2008
BA, Business Management
Irvine Valley College 2002 — 2004
ASSOCIATE OF ARTS, BUSINESS ADMINISTRATION 2004
FirstBank December 2014 - Present
Guaranteed Rate May 2014 - December 2014
Franklin American Mortgage Company January 2013 - April 2014
Baxter Credit Union October 2012 - January 2013
Interbank Mortgage Company March 2012 - September 2012
Champps Americana June 2007 - November 2011
Skills
P/1 Actuary Exam, Actuarial Science, Actuaries, Finance, Mortgage Lending, Residential Mortgages, Leadership, Teamwork, Microsoft Word, Microsoft Excel, PowerPoint, Microsoft Office, Customer Service, Customer Satisfaction, Time Management, Social Media, Sales, Outlook, Public Speaking, Data Entry, Social Networking, Event Management, Inventory Management
Education
Capella University 2012 — 2014
BS/MBA, Finance, General
Northern Illinois University 2007 — 2011
Bachelor's Degree, Political Science and Government
Celebrity Staff May 2014 - Present
Guaranteed Rate 2012 - May 2014
Buckle October 2008 - January 2012
Grandmother's restaurant and bar September 2006 - October 2008
Skills
Sales Management, Recruiting, Customer Service, Sales, Hiring, Profit, Customer Experience, Loss Prevention, Merchandising, Visual Merchandising, Customer Satisfaction, Retail, Store Management, Driving Results, Inventory Management, Retail Sales, Store Operations, Team Building, Fashion
Education
College of DuPage 2002 — 2004
Associate's degree, Buiness
Glenbard South High School
Peoples Home Equity Mortgage Lending June 2015 - Present
Princeton Capital / RMR Capital March 2014 - May 2015
First California Mortgage Company September 2013 - March 2014
Guaranteed Rate August 2012 - September 2013
Mortgage Master August 2011 - August 2012
American Pacific August 2006 - August 2011
All California Mortgage July 2000 - August 2005
Skills
Portfolio Management, Credit, Banking, Loans, Mortgage Lending, Credit Analysis, Consumer Lending, Financial Services, New Business Development, Underwriting, Financial Analysis, Sales Management, Loan Origination, Investments, Investment Properties, Sales, Refinance, Mortgage Banking, Real Estate, Residential Mortgages, FHA financing, FHA, VA loans, USDA, Reverse Mortgages, VA Loans, Real Estate Financing, Mortgage Underwriting, Commercial Mortgages, Commercial Lending, FHA Financing, Finance
Education
Clemson University 1977 — 1981
Bachelor of Science (BS), Accounting
Greer Senior High School 1974 — 1977
Guaranteed Rate April 2015 - Present
NRL Mortgage June 2014 - December 2014
Gateway Funding January 2013 - June 2014
Waukegan Roofing Co., Inc. March 2012 - November 2012
Adolph Kiefer & Associates August 2009 - February 2012
Rosen Motor Sales September 2008 - August 2009
Gurnee Ford Lincoln Mercury LLC August 2008 - November 2008
Skills
Customer Relations, Customer Service, Microsoft Office, Cold Calling, Cost, Profitability, Selling, B2B, Sporting Goods, Sports Industry, Project Bidding, Bid Preparation, Blueprint Reading, Time Management, Purchasing, Sales, Team Building, Strategic Planning, Mortgage Banking, Budgets
Education
Wyoming Technical Institute 2005 — 2007
Associates
College of Lake County 2004 — 2005
Certificate
Guaranteed Rate December 2011 - Present
Alpha Mortgage 2010 - 2011
Skills
VA loans, Mortgage Lending, FHA financing, Refinance, Loans, FHA, Loan Origination, Mortgage Banking, USDA, Real Estate, Investment Properties, First Time Home Buyers, Residential Homes, Short Sales, REO, Certified Mortgage..., Reverse Mortgages, VA Loans, FHA Financing
Education
Catawba College 1985 — 1989
Bachelor of Business Administration (B.B.A.), Business
Catawba College 1985 — 1989
BS Business Administration, Business Administration and Management, General
Guaranteed Rate February 2012 - Present
Superior Mortgage March 2005 - February 2012
Skills
Mortgage Lending, FHA financing, FHA, Refinance, Loans, New Home Purchase, Assisting First Time..., Credit, FHA Financing, Investment Properties, Residential Mortgages, Loan Origination, USDA, VA loans, First Time Home Buyers, Underwriting, Mortgage Banking, Real Estate, VA Loans
Education
Caldwell College 1997 — 2000
Bachelor's degree, Psychology
Guaranteed Rate November 2014 - Present
Dulcefina Chocolates & Sweets January 2013 - Present
Meidan Group January 1993 - Present
First Meridian Mortgage March 2014 - November 2014
GFI Mortgage Bankers, Inc. August 2013 - March 2014
Simpleshredding LLC February 2011 - December 2013
Allied Financial Corporation August 2007 - July 2013
Seconomize June 2012 - January 2013
COREMedia Systems April 2009 - June 2012
CoreMedia-Systems March 1995 - May 2007
Skills
MySQL, FoxPro, PHP, SQL, Software Design, Excel, Visual Studio, Hebrew, Microsoft Office, Analysis, Web Analytics, Business Strategy, Product Development, English, Crystal Reports, Quickbooks, ESRI, Business Development, Residential Mortgages, Entrepreneurship, New Business Development, Leadership, Integration, QuickBooks, Microsoft SQL Server, Start-ups, Enterprise Software, Operations Management, Advertising, Cross-functional Team..., Microsoft Excel, Strategic Planning, Marketing, Databases, Marketing Strategy, SaaS, Management, Strategic Partnerships, Analytics
Education
Fairleigh Dickinson University 2002 — 2003
MAS, Business
Rutgers, The State University of New Jersey-Newark 1991 — 1993
BA, Computer Science
City University of New York City College 1989 — 1991
BA, Architecture
Guaranteed Rate June 2014 - Present
Guarantee Mortgage September 1995 - June 2014
Skills
Sellers, Single Family Homes, Short Sales, Credit, Residential Homes, Construction Loans, REO, Certified Mortgage..., Banking, Commercial Lending, FHA, Residential Mortgages, Refinance, Mortgage Lending, Loans, Investment Properties, Real Estate
Education
California State University-Northridge 1988 — 1992
Guaranteed Rate 2015 - Present
RPM Mortgage, Inc. December 2013 - May 2015
Crossline Capital January 2013 - December 2013
Skills
Investment Properties, FHA, Real Estate, Mortgage Lending, Refinance, Short Sales, Loans, Mortgage Banking, First Time Home Buyers, Residential Homes, Residential Mortgages, Loan Origination
Education
California State University-Northridge 1985 — 1990
BA, Marketing
Guaranteed Rate June 2013 - Present
Security National Mortgage Company January 2011 - June 2013
USA Mortgage July 1998 - January 2011
Skills
Loans, Real Estate, Personal Financial..., Refinance, Mortgage Lending, Investment Properties, FHA, Mortgage Banking, Sellers, Banking, Loan Origination, Reverse Mortgages, VA loans, Residential Mortgages, Real Estate Financing, FHA financing, Mortgage Marketing, Certified Mortgage..., Commercial Mortgages
Education
California State University-Northridge
Guaranteed Rate April 2014 - Present
Mortgage Master Inc September 2007 - April 2014
Mortgage Lenders Network 2004 - 2007
MLN 2001 - 2007
Mortgage Lenders Network USA, Inc. 2000 - 2007
Skills
Sales, Leadership, Retail, Credit, Mortgage Lending, Finance, Loans, Banking, Mortgage Banking, Loan Origination, FHA, Sales Management
Education
Central Connecticut State University
Comerica Mortgage April 2015 - Present
Guaranteed Rate November 2013 - December 2014
PNC Mortgage (Unofficial) May 2013 - November 2013
Chase April 2007 - April 2013
H&R Block Mortgage April 2001 - December 2005
Skills
First Time Home Buyers, Loans, Sales, Mortgage Lending, Real Estate, FHA, Refinance, Mortgage Banking, Residential Mortgages, Investment Properties, Credit, Loan Origination, Credit Analysis
Education
Central Michigan University
Central Michigan University
Bachelor of Science (BS)
Guaranteed Rate December 2012 - Present
TCF National Bank March 2009 - December 2012
Communications Supply Corporation May 2007 - June 2008
Colorado Technical University August 2006 - April 2007
Skills
Banking, Retail Banking, Customer Service, Loans, Credit, Microsoft Office, Mortgage Lending, Microsoft Excel, Sales, Leadership, Branch Banking, Team Leadership, Operations Management, Customer Satisfaction, Microsoft Word, Time Management, Training, Outlook, Financial Analysis, Management, Data Analysis, Marketing, Customer Retention, Branch Management, Sales Management, Inventory Management, Data Entry, Account Management, Coaching
Education
College of DuPage 2003 — 2006
Western Illinois University 2004 — 2005
Guaranteed Rate April 2013 - Present
Guaranteed Rate May 2012 - March 2013
MetLife Home Loans December 2009 - March 2012
Spherion/Allsource/First Horizon/MetLife April 2008 - November 2009
Citi Residential Lending September 2007 - April 2008
Argent Mortgage Company, LLC August 2004 - August 2007
Enterprise Mortgage October 1998 - August 2000
Swift Steel June 1990 - October 1998
Skills
Mortgage Lending, Loans, FHA, Credit, Software Documentation, Mortgage Banking, Credit Analysis, Loan Origination, Refinance, Customer Service, Lotus Notes, Account Management, VA loans, Loan Servicing, Residential Mortgages, Credit Risk, Mortgage Underwriting, USDA, VA Loans, Mortgage Servicing, Loss Mitigation, Home Equity Loans, FHA financing, FHA Financing
Education
College of DuPage 1983 — 1984
General Study
Wheaton Central High School 1979 — 1983
Fifth Third Bank June 2015 - Present
Federal Home Loan Bank of Chicago February 2009 - May 2015
Guaranteed Rate May 2006 - January 2009
Skills
Credit, Financial Analysis, Finance, Banking, Loans, Credit Analysis, Portfolio Management, Mortgage Lending, Risk Management
Education
DePaul University - Charles H. Kellstadt Graduate School of Business 2008 — 2010
MBA, Finance
Colgate University 2001 — 2005
Bachelor of Arts (B.A.), History
CCDS
Fay Servicing, LLC October 2013 - Present
Guaranteed Rate January 2013 - October 2013
Skills
Mortgage Lending, ARM, Refinance, FHA, Finance, Low Rates, Customer Service, Residential Mortgages, Jumbo Mortgage, 203K, Loans, First Time Home Buyers, Investments, Financial Analysis, Banking
Education
Chicago State University
REologie Commercial Real Estate Advisors April 2015 - Present
Guaranteed Rate June 2014 - March 2015
JPMorgan Chase June 2009 - May 2014
JP Morgan Chase 2009 - January 2012
ARGENT MORTGAGE COMPANY 2005 - 2009
CITI RESIDENTIAL LENDING 2005 - 2008
Skills
CRM, Mortgage Lending, Mortgage Banking, FHA, Sales, Loans, Credit, Loan Origination, Banking, Refinance, Residential Mortgages, Mortgage Underwriting, Mortgage Servicing, Finance, FHA financing, Underwriting, Loan Servicing, Cold Calling, Consumer Lending, Customer Service, Credit Risk, First Time Home Buyers, Real Estate Financing, Team Building, Management, Government Loans, Training
Education
College of DuPage 1985 — 1987
Metlife Preferred Planning Group/ Einspar Family Finl September 2008 - Present
Expedia Mortgage July 2007 - May 2008
Guaranteed Rate December 2006 - July 2007
Sky Centers Martial Arts January 2001 - July 2006
Aegis Funding 2003 - 2005
Education
College of DuPage 1989 — 1991
Business
Willowbrook High School 1984 — 1988
Guaranteed Rate August 2014 - Present
Guaranteed Rate October 2012 - Present
The Manhattan Mortgage Company August 2001 - Present
The Manhattan Mortgage Company January 2001 - February 2011
Freedom Technology Media Group February 1999 - May 2001
Freedom Technology Media Group January 1999 - January 2001
CMP Media Group January 1995 - January 2001
CMP Media February 1992 - February 1999
CMP Media January 1992 - January 1995
CMP Media January 1991 - January 1992
Skills
Customer Service, Recruiting, Microsoft Office, Training, Payroll, Lotus Notes, Strategic Planning, Microsoft Excel, Microsoft Word, Process Scheduler, Social Media, Marketing, Negotiation, Social Media Marketing, Sales, Human Resources, Benefits Administration, Employee Relations, Event Management, Project Planning, HRIS, Management, Leadership
Education
City University of New York-College of Staten Island 1982 — 1988
BS, Management
Guaranteed Rate March 2013 - Present
Wells Fargo Home Mortgage February 2012 - March 2013
Infinity Home Mortgage Co. Inc. January 2011 - February 2012
Johnson Matthey May 2010 - December 2010
Infinity Home Mortgage Co. Inc. August 2008 - April 2010
GMAC Mortgage December 2005 - July 2008
PHH Mortgage February 1999 - November 2005
United States Air Force February 1995 - February 1999
Skills
Mortgage Lending, FHA, Loans, Real Estate, Sales, Leadership, Loan Origination, Training, Underwriting, USDA, Mortgage Banking, Credit, Funding, Investment Properties, Management, Sales Management, Process Improvement, Refinance, Residential Mortgages
Education
Community College of the Air Force 1995 — 1999
Law Enforcement
Camden County College 1993 — 1994
Criminal Justice
Chicago Area Theaters 2009 - Present
Guaranteed Rate September 2012 - Present
Bobtail March 2009 - September 2012
Light Opera Works August 2008 - December 2008
Mankato Symphony Orchestra August 2007 - August 2008
Minnesota State University, Mankato January 2005 - August 2008
Skills
Management, Event Planning, Fundraising, Non-profits, Event Management, Customer Service, Social Media, Upholstery, Carpentry, Painting, Sculpture, Arts Administration, Administrative..., Social Networking, Teaching, Nonprofits, Public Speaking, Sales, Editing, Microsoft Office, Theatre, Research, Performing Arts, Microsoft Excel, Microsoft Word
Education
Minnesota State University, Mankato 2005 — 2008
B.S., Music Industry and Marketing
College of St. Benedict 2003 — 2004
Bachelor of Arts (B.A.), Music Teacher Education
Stonegate Mortgage Corporation (NYSE: SGM) July 2014 - Present
Sebonic Financial January 2014 - June 2014
Guaranteed Rate March 2013 - January 2014
First Financial Services, Inc. June 2011 - March 2013
Brightgreen Home Loans October 2010 - May 2011
Wyndham Capital Mortgage April 2008 - September 2010
JPMorgan Chase December 2006 - March 2008
Countrywide July 2004 - September 2006
Aon Hewitt July 2002 - July 2004
Convergys September 2001 - July 2002
Skills
Mortgage Lending, Loan Origination, FHA, Credit, Loans, Underwriting, Banking, Sales, Sales Management, Real Estate, Mortgage Banking, Investment Properties, Microsoft Excel, Refinance, VA loans, Leadership, Residential Mortgages, FHA financing, Government Loans, Customer Service, Mortgage Marketing, Rates, Referrals, VA Loans, FHA Financing, Interest Rates
Education
Valencia Community College 2004 — 2006
Central Piedmont Community College
Guaranteed Rate September 2011 - Present
Olympic Mortgage Consultants March 2005 - September 2011
Bob King Autohaus June 1998 - 2003
Skills
Mortgage Lending..., VA loans, FHA, Reverse Mortgages, Mortgage Lending, Loans, 203K, FHA financing, Certified Mortgage..., Refinance, Residential Mortgages, USDA, Mortgage Banking
Education
Cape Fear Community College 1997 — 1998
Smithfield Selma Sr High School 1991 — 1995
High School Diploma, High School
Guaranteed Rate July 2015 - Present
Cardinal Health September 2008 - June 2015
Countrywide Home Loan Inc May 2003 - September 2008
Skills
Customer Service, Salesforce.com, Process Improvement, Sales Operations, Account Management, Sales, Leadership, Healthcare, Cross-functional Team..., Marketing, Training, Team Building, Management, Medical Devices, Strategic Planning, Time Management, Sales Management, Public Speaking, Outlook, New Business Development, Coaching, Team Leadership, Marketing Strategy, Microsoft Office, Direct Sales
Education
College of Lake County 2013 — 2019
College of Lake County
Current Full Time Student, Business Administration and Management, General
Guaranteed Rate February 2015 - Present
First Place Bank January 2012 - February 2015
Episcopal Retirement Homes May 2006 - December 2011
Skills
Training, Strategic Planning, Financial Analysis, Customer Service, Budgets, Process Improvement, Sales, Public Speaking, Team Building, Coaching, Insurance, Management, Microsoft Excel, Marketing, Leadership, Marketing Strategy, Mortgage Lending
Education
Ohio University 1990 — 1994
BA, Political Science / English
Centre College 1989 — 1990
Lebanon High School
Doherty & Progar LLC June 2013 - Present
McCormack Schreiber 2012 - 2013
Empire Today 2012 - 2012
Guaranteed Rate 2010 - 2012
Johnson & Bell, Ltd. 2006 - 2010
Skills
Litigation, Civil Litigation, Commercial Litigation, Legal Research, Class Actions, Arbitration, Personal Injury, Insurance Law, Employment Law, Torts, Trial Practice, Contract Negotiation, Insurance, Litigation Management
Education
Chicago-Kent College of Law, Illinois Institute of Technology 2002 — 2004
Juris Doctor, with Honors, Law
The John Marshall Law School 2001 — 2001
University of Nottingham 2000 — 2000
University of Illinois at Urbana-Champaign 1996 — 2000
Bachelor of Arts (B.A.) Double Major, History & Political Science
Guaranteed Rate April 2015 - Present
PNC Mortgage December 2009 - April 2015
Washington Mutual March 2003 - November 2007
PNC Mortgage July 1997 - July 2001
PNC Mortgage June 1996 - July 1997
PNC Mortgage March 1994 - June 1996
PNC Mortgage/Sears Mortgage Corporation/Allstate Enterprises Mortgage Corporation August 1985 - March 1994
Education
College of Lake County
Associates, Accounting
Movement Mortgage, LLC May 2014 - Present
Pinnacle Capital Mortgage Corp 2013 - 2014
Guaranteed Rate 2013 - 2013
loanDepot 2011 - 2013
Insure and Ensure 2010 - 2013
Bank of America / Countrywide Home Loans 2005 - 2010
Skills
Retirement Planning, Strategic Financial..., Investments, Wealth Management, Series 7, Mutual Funds, Retirement, Financial Analysis, Fixed Annuities, Estate Planning, Securities, Series 63, Insurance, Portfolio Management, IRAs, Investment Properties, Real Estate, First Time Home Buyers, Investors, VA loans, Real Estate Transactions, FHA, Residential Mortgages, Foreclosures, REO, Loan Origination, Mortgage Banking, Underwriting, Refinance, Loans, Credit Analysis, Credit, Mortgage Lending, Real Estate Financing, FHA financing, Risk Management, Banking, Government Loans, Finance, Consumer Lending, Loss Mitigation, Mortgage Underwriting, VA Loans, FHA Financing
Education
Collins College 2003 — 2005
Associate's degree, Advertising Marketing Graphic Design
Spiegel Digital & Database Research Center January 2015 - Present
Guaranteed Rate June 2015 - August 2015
POSSIBLE July 2013 - August 2014
The Week 2012 - 2013
Spafinder Wellness 365 September 2010 - June 2012
Spafinder Wellness 365 June 2010 - September 2010
Skills
Digital Marketing, Marketing Strategy, Online Marketing, Marketing, Advertising, Newsletters, Market Research, Strategy, Sponsorship, Business Development, Management, Analytics, Sales, Brand Awareness, Online Advertising, Integrated Marketing
Education
Northwestern University 2014 — 2015
M.S. Integrated Marketing Communications
Brown University 2006 — 2010
Bachelor of Arts, Economics and Psychology
United World College of South East Asia
International Baccalaureate
Guaranteed Rate January 2008 - Present
Quicken Loans 2004 - 2008
Skills
VA loans, Mortgage Lending, Investment Properties, FHA financing, Loans, FHA, Refinance, Residential Mortgages, Loan Origination, Reverse Mortgages, USDA, Mortgage Banking
Education
Central Michigan University
Bachelor's degree, Business Administration and Management, General
Guaranteed Rate June 2014 - Present
Skills
FHA, VA loans, Mortgage Lending, Loans, Banking, USDA, FHA financing, Mortgage Banking, Refinance, Loan Origination, Reverse Mortgages, Government Loans, Residential Mortgages, Non-Conforming, Certified Mortgage..., NMLS, Mortgage Underwriting, Credit, Calyx Point, Encompass, Notary Public, Real Estate Transactions, Power of Attorney, Deeds, Real Estate Investor, Home Equity Loans, Investment Properties, Credit Analysis, Real Estate Financing, First Time Home Buyers, Real Estate Economics, 1031 Exchanges, North Carolina Mortgage..., Credit Scoring, MLS, Realcomp, Real Estate License, Finance, Small Business, Compliance, Economics, Foreclosures, Financial Risk, Marketing Strategy, Negotiation, Underwriting, Referrals, Construction Loans, Mortgage Marketing, Loss Mitigation
Education
University of Arizona 1998 — 2001
Bachelor's degree
Central Michigan University 1997 — 1998
University of Michigan-Dearborn 1996 — 1997
Guaranteed Rate December 2012 - Present
Morgan Stanley September 2010 - June 2012
Fifth Third Bank October 2006 - May 2010
Skills
Internal Audit, Mortgage Lending, Mortgage Banking, Commercial Banking, Residential Mortgages, Commercial Real Estate, Loans, VA loans, FHA, Home Equity Loans, Government Loans, Account Reconciliation, Management, Software Documentation, Credit, Auditing
Education
Chicago State University 1998 — 2003
Computer Information Systems
Ultimate Rate Mortgage Company March 2009 - Present
Credit Banc Plus April 2008 - March 2009
Gru Financial Corp March 2006 - March 2008
MidAmerica Bank July 2004 - February 2006
Guaranteed Rate February 2003 - June 2004
Skills
Mortgage Lending, Marketing, Time Management, Loans, Real Estate, Mortgage Banking, Real Estate Transactions, Refinance, FHA, Residential Mortgages, Investment Properties, Mortgage Marketing, Loan Origination, Insurance, First Time Home Buyers, Credit, USDA, Sales
Education
DePaul University 2003 — 2007
Bachelor, Finance
City Colleges of Chicago-Wilbur Wright College 2001 — 2003
Associate Degree, Science
Guaranteed Rate March 2015 - Present
SurePayroll January 2014 - March 2015
Providential.com January 2011 - December 2013
Providential Bancorp, Ltd March 2010 - January 2011
Realty Executives 2008 - 2010
Skills
FHA, Residential Mortgages, Conventional, VA, HARP, Reverse Mortgages, Harp, Mortgage Banking, Loan Origination, Refinance, Loans, Real Estate Financing, Referrals, Foreclosures, REO, Investment Properties, Credit, Mortgage Lending, First Time Home Buyers, VA Loans
Education
Carthage College
Guaranteed Rate September 2015 - Present
SYNERGY RECRUITING SOLUTIONS, INC. April 2015 - September 2015
First Mortgage Corporation May 2008 - March 2015
First Franklin April 2006 - May 2007
First Franklin January 2003 - March 2006
Skills
FHA, Mortgage Banking, Mortgage Lending, Refinance, VA loans, Loan Origination, Residential Mortgages, Loans, FHA financing, Credit, Underwriting, Mortgage Underwriting, Credit Analysis, Reverse Mortgages, Certified Mortgage..., Home Equity Lines of..., Government Loans, FHA Financing, VA Loans, Investment Properties, First Time Home Buyers, Real Estate
Education
California State University-Fullerton 2000 — 2003
English Language and Literature, General
Aliso Niguel High School 1996 — 2000
High School, General, 9-12
University of Wisconsin Milwaukee February 2014 - Present
Guaranteed Rate August 2011 - August 2013
Guaranteed Rate February 2011 - August 2011
Guaranteed Rate November 2010 - February 2011
Technology Operations February 2010 - May 2010
Technology Operations May 2007 - May 2010
J.C. Penney August 2003 - January 2007
Skills
Illustrator, Microsoft Office, Customer Service, Marketing, Time Management, Microsoft Excel, Mortgage Lending, Program Management, Loans, Refinance, Residential Mortgages, Social Media, Social Networking, Advertising, Microsoft Word, Mortgage Banking
Education
Central Michigan University
Bachelors of Applied Arts, Entrepreneurship
Central Michigan University
Currently Unemployed - looking for a job Part-Time Traffic Control AideCity of Chicago Office of Emergency Management and CommunicationOctober 2011 - April 2014
Hillard Heintze March 2010 - January 2011
Contemporary Services/Wells Fargo Home Mortgage March 2009 - July 2009
Oasis Legal Finance June 2007 - January 2009
Ultra Foods April 2007 - May 2007
Guaranteed Rate September 2005 - May 2006
Contemporary Services Corporation/Chase Home Finance March 2005 - June 2005
RBC Mortgage March 1998 - September 2004
Skills
FHA, Mortgage Lending, Loans, Data Entry, Customer Service, Retail, Traffic Management, Outlook, Microsoft Office, Access, Auditing, Microsoft Excel, Microsoft Word, Cash Flow, Fraud, Docs, Typing, Cash Handling, Mortgage, Word, VA, ECOMPASS, DOC MAGIC, LOAN HANDLER, Computer, Fraud Investigations, Sales, VA loans, POS, Word Processing, PDS, Calyx Point, opening and closing..., Credit Card Transaction..., Retail Sales, Medical Terminology, ARM
Education
Harold Washington College 2007 — 2007
Certificate, Mortgage Loan Processor
City Colleges of Chicago-Harold Washington College
Certification Mortgage Loan Processing, Mortgage Loan Processing
American Mortgage Consultants, Inc. March 2013 - Present
Guaranteed Rate January 2013 - Present
Allonhill July 2012 - January 2013
Seeking a new career opportunity May 2012 - May 2012
Allonhill February 2011 - May 2012
Allonhill February 2011 - May 2012
Colorado State Bank and Trust January 2008 - February 2011
Skills
Loan Origination, Loan Servicing, Home Equity Loans, Loss Mitigation, Loss Prevention, Foreclosures, Cash Flow, Bankruptcy, Banking, Mortgage Lending, Mortgage Banking, Residential Mortgages, Mortgage Underwriting, Internet Banking, Retail Banking, Branch Banking, Internal Audit, Finance, Financial Analysis, Loans, Consumer Lending, Cross Selling, Credit Analysis, Refinance, Mortgage Servicing, Credit Risk, FHA, Commercial Lending, Credit, FHA financing, Portfolio Management, VA loans
Education
Colorado State University 1999 — 2000
Bachelor of Science (B.S.), Finance, General
Colorado Christian University
Bachelor of Science (B.S.), Organizational Leadership
Guaranteed Rate August 2009 - Present
United Guaranty Corporation August 2003 - August 2009
Skills
FHA, Residential Mortgages, Loans, Mortgage Banking, Loan Origination, VA loans, Underwriting, Refinance, FHA financing, Credit, Mortgage Lending, USDA, VA Loans, Banking, Credit Analysis, Mortgage Underwriting
Education
Kansas State University 2005 — 2009
working toward BS degree, Business Administration and Management, General
College of DuPage 2000 — 2004
Associate of Science (A.S.), Business Administration and Management, General
Guaranteed Rate May 2015 - Present
Miller-Motte Technical College March 2014 - May 2015
Carolina National Transportation, LLC March 2012 - March 2014
Hampton Inn May 2011 - October 2011
Skills
Customer Service, Highly detail oriented, Oral & Written..., Public Speaking, Administrative..., Data Management, Microsoft Office, Auditing, Self Management, Collaborative Problem..., Problem Solving, Skilled Multi-tasker, Qualitative Research, Quantitative Research, Microsoft Excel, Access, Customer Satisfaction, Time Management, PowerPoint, Transportation, Sales, Teamwork, Microsoft Word, Data Entry, Hospitality, Administration, Higher Education, Leadership, Outlook, Admissions
Education
Charleston Southern University 2015 — 2017
Master's Degree, Organizational Leadership
Coastal Carolina University 2007 — 2011
Bachelor of Arts (B.A.), Political Science and Government, 3.5
New England Financial December 2014 - Present
Hawks Landing Country Club July 2013 - June 2015
Guaranteed Rate July 2014 - December 2014
The Art of Shaving November 2012 - January 2013
Skills
Customer Satisfaction, Microsoft Office, Sales, PowerPoint, Customer Service
Education
Central Connecticut State University 2011 — 2014
Bachelors of Science, Finance
University of Hertfordshire 2013 — 2013
Bachelor's Degree, International Finance
Western Connecticut State University 2010 — 2011
Bachelors of Science, Education
Barnes & Noble March 2011 - Present
Guaranteed Rate March 2013 - October 2013
Skills
HTML 5, CSS3, JavaScript, Programming, Web Development, Web Design, Computer Science, Customer Service, Client Relations Skills, Social Media Marketing, Sales Operations, Account Management, Email Marketing, Accounting, Microsoft Suites, Apple OS, Apple Safari, Retail Sales
Education
College of the Canyons 2013 — 2015
Organic Chemistry
Guaranteed Rate January 2012 - Present
Mariano's July 2011 - December 2011
Allen Memorial Medical Library June 2009 - May 2011
Skills
Acting, Theatre, Italian, Translation, Improvisation, Music, Music Performance, Microsoft Excel, Microsoft Word, Public Speaking
Education
Case Western Reserve University 2007 — 2011
Bachelor of Arts (BA), Theatre/Theater
Guaranteed Rate March 2015 - Present
OneWest Bank October 2012 - August 2014
Bank of America March 2010 - September 2012
Bank of America December 2003 - March 2010
Skills
Loan Origination, Home Equity Loans, Refinance, Jumbo Mortgage, Sales, Customer Satisfaction, Customer Service, Fraud, NMLS, Fixed Income Analysis, Loan Servicing, Risk Management, Account Management, Credit Analysis, First Time Home Buyers, Residential Homes, Single Family Residences, Townhomes, Multi-unit, Duplexes, Team Leadership, Cross-functional Team..., Team Building, Team-oriented, Dependable Team Player, Eagerness to Learn, Eager to learn new..., Focused Execution, High Net Worth..., Staff Supervision, Photography, Always Punctual, Highly Dedicated, Dedicated Professional, Open Minded, DTI, LTV
Education
California State University-Los Angeles