Experience
Tech Data Corp  December 2007 - Present
Market Street Mortgage   October 1998 - December 2007
FARMLAND DAIRIES  March 1982 - March 1998

Skills
Accounts Payable, Forecasting, Financial Reporting, SAP, Data Entry, Auditing, Financial Analysis, Accounting, Budgets, Analysis, Process Improvement, Bank Reconciliation, Management, Accruals, Credit, Internal Controls, Financial Accounting, Finance, Access, Customer Service, Outlook, Cash Flow, Microsoft Excel, Variance Analysis, Account Management

Education
Bergen Community College   1964 — 1967
BA, BUSINESS

East Rutherford High School   1960 — 1964
High School Diploma, Business

Experience
United Home Loans  January 2013 - Present
United Home Loans  April 2001 - Present
Market Street Mortgage   November 2000 - April 2001
Charter One Mortgage  January 2000 - November 2000
Wells Fargo Advisors  1999 - 2000

Skills
Credit Analysis, Underwriting, Residential Mortgages, FHA, Credit, Loans, Refinance, Mortgage Banking, Government Loans, Loan Origination, First Time Home Buyers, FHA financing, Banking, Mortgage Lending, Home Equity Loans, Reverse Mortgages, Home Equity Lines of...

Education
DePaul University
BA

Experience
Ideal Image  November 2014 - Present
Beyond Solutions Administrative, LLC.   January 2012 - January 2015
Metrohm USA  September 2013 - November 2014
Numis Network  July 2010 - September 2013
Leverage Financial LLC.   May 2009 - July 2010
HomeBanc Mortgage  September 2007 - April 2009
Market Street Mortgage   September 2006 - September 2007

Skills
Training, Human Resources, Personnel Management, Strategic Planning, Real Estate, Accounting, Management Consulting, Program Management, Project Management, Strategy, Leadership, Start-ups, Coaching, Business Planning, Policy, Management, Administration, Vendor Management, Mortgage Lending, Travel, Event Management

Education
University of South Florida
Bachelor's Degree

Rockhurst University
Human Resources Certification, Business Administration and Management, General

Experience
Evolution1  January 2011 - Present
2 Social Butterflies Event Planning   May 2009 - Present
Mangrove Software  April 2010 - January 2011
Everest University Online  December 2009 - April 2010
Liberty Tax Service  January 2009 - April 2009
Ceridian  January 2005 - February 2009
Market Street Mortgage   December 2003 - December 2004
Benefit One of America   August 1999 - December 2003
Hilton St. Petersburg   1998 - 1999

Skills
Benefits Administration, Employee Benefits, Payroll, Leadership Development, HR Consulting, Talent Management, HRIS, Recruiting, Analysis, Onboarding, Marketing, Account Management, Team Building, Leadership, Employee Relations, Software Documentation, Performance Management, Sales, Program Management

Education
Capella University
Master of Science (M.S.), Leadership

Eckerd College   2002 — 2006
Bachelor of Arts (BA), Business Administration and Management, General

University of South Florida   1999 — 2000
Professional Certification, Human Resources Management

Experience
Financial Life Connection   September 2010 - Present
Paramind Publications LLC   July 2005 - Present
C. Edward Group   October 2009 - September 2010
The Atlanta Development Authority   October 2004 - September 2009
Market Street Mortgage   April 2005 - July 2006
Opteum Financial Services  January 2002 - April 2005
HomeBanc Mortgage  May 1999 - January 2002

Skills
Business Strategy, Leadership, Coaching, Mortgage Lending, Residential Mortgages, Strategic Planning, Loans, Public Speaking, Management, Mortgage Banking, Credit

Education
Clark Atlanta University   1992 — 1997
BA, Business Management

Experience
Kohl's Department Store  August 2013 - Present
Hunter's Fairway Sotheby's International Realty   October 2008 - April 2014
Prudential Starck, Realtors  October 2003 - September 2008
Market Street Mortgage   June 2003 - September 2003
Power Mortgage   October 2002 - June 2003
WestAmerica Mortgage Company  July 2001 - July 2002
Andrew Corporation  August 1999 - June 2001

Skills
PowerPoint, QuickBooks, Public Relations, Microsoft Word, Non-profits, Microsoft Office, Event Planning, Organization, Salesforce.com, PeopleSoft, Client Billing, Mac, Coordination, Nonprofits, Time Management, Accounting, Outlook, Social Networking, Training, Microsoft Excel, Social Media Marketing, Customer Service, Virtual Assistance, WordPress

Education
Western Illinois University
Bachelor of Science, Elementary Education and Teaching

Elgin Community College
Associate of Arts (A.A.), General Education

Experience
USANA Health Sciences  August 2012 - Present
Landmark Education  June 2007 - April 2014
Latana Hurwitz   January 2010 - November 2013
Latana Hurwitz   February 2009 - December 2010
Law Office  July 2009 - March 2010
Amanda Madison Marketing, Inc   February 2001 - December 2008
Family First Mortgage Corp  March 2002 - December 2007
Southeast Mortgage  June 2000 - April 2002
Market Street Mortgage   March 1992 - February 1994
Remax One  March 1990 - February 1992

Skills
Leadership Development, Self Starter, Collaborative Problem..., Independent Thinker, Sales Operations, Personal Finance, Personal Development, Personnel Development, Attention To Detail, Sales Process, Determination, Organizational..., Real Estate Financing, FHA financing, Short Sales, Office Management, Team Leadership, Financial Management, Team Building, Organizer, Creative Problem Solving, Collaborative, Independent, Personal Training, Healthcare Management, Innovative Problem..., Mortgage, Credit, Loans, Banking, Coaching, Real Estate, Customer Relations, Public Speaking, Problem Solving, Mentoring, Customer Service, Negotiation, Sales Management, Management Consulting, Mortgage Lending, Managerial Finance, Leadership, Small Business, Training, Management, Healthcare, Finance, Social Networking, Direct Sales

Education
Landmark Education   2007 — 2013
Introduction Leader, Organizational Leadership and Communication

Anne Arundel Community College   1980 — 1981
ACCOUNTING

University of Maryland Baltimore County   1976 — 1978
PRE-LAW

Experience
Bank of America  February 2013 - Present
Bank of America  May 2010 - January 2013
Bank of America  October 2007 - May 2010
Bank of America  June 2006 - October 2007
JPMorgan Chase  August 2002 - June 2006
Bank of America  July 1999 - August 2002
GreenPoint Mortgage  July 1996 - June 1999
Barclays  September 1994 - July 1996
Market Street Mortgage   June 1993 - August 1994

Education
Appalachian State University   1989 — 2002
Bachelor of Science (B.S.), Business Administration and Management, General

Experience
Embrace Home Loans  September 2009 - August 2015
Market Street Mortgage   1989 - 2007
Equitable Mortgage Resorces   1977 - 1989
Arvida Corporation  1977 - 1983

Skills
New Business Development, Mortgage Lending, Mortgage Banking, Directorships, Business Turnarounds, Strategic Planning, Senior Executive..., P&L Management, Operations Management, Sales Management, Recruiting, Leadership Development, Coaching, Process Management, Policy Development, Compliance, Expense Control, Retail, Customer Relations, Loans, Mentoring, Negotiations, Public Speaking, FHA, Start-ups, Negotiation, Underwriting, Refinance, Management, Residential Mortgages, Executive Management, Turn Around Management, Real Estate, Customer Service, Mergers & Acquisitions, Mortgage Marketing, Financial Services, Credit, USDA, Commercial Lending, FHA financing, VA loans, Reverse Mortgages, Credit Analysis, Construction Loans, Mortgage Underwriting, Loss Mitigation, Investments, Due Diligence, Strategy

Education
University of Miami

Experience
The Prudential Insurance Company of America Newark, NJ  November 2011 - Present
..   November 2011 - 2012
Market Street Mortgage   2006 - 2007

Education
Curie High School

Keller Graduate School of Management of DeVry University

Experience
USAF (88 ABW, Wright-Patterson AFB, OH)   July 2009 - Present
USAF (88 ABW, Wright-Patterson AFB, OH)   June 2008 - July 2009
Greentree Group   October 2007 - June 2008
General Dynamics Information Technology  April 2006 - October 2007
Market Street Mortgage   August 2005 - February 2006
USAF (347 RQW, Moody AFB, GA)   November 2002 - June 2005
USAF 332d Air Expeditionary Wing   January 2004 - July 2004
USAF (18th Wing)   June 2002 - November 2002
USAF (18th Logistics/Maintenance Group)   June 2001 - July 2002
USAF (18th Supply/Logistices Readiness Squadron)   July 2000 - June 2001

Skills
Security Clearance, DoD, Military, National Security, Government, Air Force, Information Assurance, Program Management, Military Experience, Defense, Operational Planning, Special Operations, Military Operations, Government Contracting, Top Secret, Policy, Army, Intelligence, Team Building, Federal Government, Force Protection, Intelligence Analysis, Contingency Planning, Counterterrorism, Earned Value Management, Logistics, Exercises, Organizational..., Command, Interagency Coordination, Proposal Writing, Logistics Management, Homeland Security, C4ISR, SIGINT, Military Logistics, Weapons, Electronic Warfare, Intelligence Community, International Relations, Security+, Military Training, Readiness, Networking, Foreign Military Sales, Command & Control, Emergency Management

Education
TUI University   2006 — 2008
Master of Business Administration (MBA), Logistics, Materials, and Supply Chain Management, Summa Cum Laude

Experience
Condo Approval Professionals LLC   September 2009 - Present
Platinum Home Mortgage Corporation  November 2008 - November 2009
Stenger Consulting Services   December 2008 - September 2009
New South Federal Savings Bank (Formerly Market Street Mortgage)   October 2007 - November 2008
Market Street Mortgage   1995 - 2007
Commonwealth United Mortgage  March 1993 - September 1995

Skills
Contract Negotiation, FHA, VA, Condos, Mortgage Banking, Conventional, Construction, FHA financing, Banking, Real Estate, Risk Management, Writing, Mortgage Lending, Underwriting, Property Management, Residential Mortgages, Sellers, Loan Origination, Loans, Training, Real Estate Development, Refinance, Credit, Residential Homes, First Time Home Buyers, Real Estate Financing, Investors, VA loans, Foreclosures, Real Estate Economics, Investment Properties, USDA, REO, Short Sales, Finance, Certified Mortgage..., Credit Analysis, Construction Loans, Reverse Mortgages, Funding, Mortgage Underwriting, Commercial Lending, Real Estate Transactions, Referrals, Commercial Real Estate, Investments, Commercial Mortgages, Asset Management, Brokerage, Due Diligence

Education
Illinois State University   1988 — 1990

Northern Illinois University   1985 — 1990
Bachelors, Business

Experience
SWBC Mortgage  April 2013 - Present
SWBC Mortgage  September 2009 - April 2013
Market Street Mortgage   2005 - 2007
Guaranty Residential Lending  1993 - 2004
Guaranty Residential Mortgag   1993 - 2002

Skills
Conventional, VA, FHA, Residential Mortgages, Refinance, USDA, Mortgage Lending, First Time Home Buyers, Refinancings, Real Estate, New Home Sales, Relocation, Residential Homes, VA loans, Sellers, Mortgage Banking, Single Family Homes, Certified Mortgage..., Reverse Mortgages, Loan Origination, Construction Loans, Government Loans, Loans, Mortgage Underwriting, Real Estate Financing, Investment Properties, Home Equity Loans, Commercial Mortgages, Referrals, Credit, Loss Mitigation, Foreclosures, REO, Short Sales, Investors, Real Estate Economics, Underwriting, HUD

Education
Colorado State University   1969 — 1972
Horticultural Science

Experience
Paramount Residential Mortgage Group Inc. (PRMG Inc.)   February 2015 - Present
Hamilton Group Funding, Inc.   October 2011 - January 2015
Sierra Pacific Mortgage/ 1st National Lending Services   September 2006 - November 2011
First Horizon  June 2004 - August 2006
Thomas Mortgage & Financial Services, Inc.   May 1999 - June 2004
Market Street Mortgage   January 1990 - May 1999

Skills
Investment Banking, Mortgage Lending, Mortgage Banking, Loans, FHA, Loan Origination, Residential Mortgages, Real Estate, Credit, Refinance, Certified Mortgage..., Sales, Sales Management, VA loans, Business Development, FHA financing, Management, Credit Analysis, Reverse Mortgages, Commercial Lending, USDA, Underwriting, Banking, Financial Services, Government Loans, Loss Mitigation, Mortgage Underwriting, FHA Financing, VA Loans, Relationship Management, New Business Development

Education
Rollins College - Crummer Graduate School of Business

University of Central Florida
Finance

Experience
Jackson and Associate CPA, PA   August 2009 - Present
Prospect Mortgage, LLC  June 2007 - December 2009
SouthStar Funding LLC  September 2004 - June 2007
Principal Residential Mortgage Corp   September 1999 - August 2004
Market Street Mortgage   1992 - 1999
Centrust Mortgage Corp   1985 - 1991

Education
University of Toledo   1978 — 1983
Masters, Accounting

Malone University   1968 — 1972
BA, Business Administration

Experience
Wells Fargo Home Mortgage  April 2010 - Present
Between Films Entertainment, LLC joe@betweenfilms.com   August 2003 - Present
American Home Mortgage (Atlanta)   August 2008 - March 2010
Chase  March 2007 - August 2008
Wells Fargo Home Mortgage  September 2001 - March 2007
Homebanc  1996 - 2000
HomeBanc Mortgage  1996 - 2000
Market Street Mortgage   1993 - 1994

Skills
Loans, Residential, Home, Banking, Private Banking, Comprehensive Planning, Financial Advisory, Residential Homes, Mortgage Lending, Underwriting, Marketing, Mortgage Banking, Investments, Investment Properties, Refinance, Loan Origination, Credit, Management, Real Estate, Finance, Leadership, Executive Management

Education
Ball State University - College of Business   1981 — 1985
BS, Corporate Finance

Experience
Fidelity Bank  January 2009 - Present
Flagstar Bank  September 2007 - November 2008
First Magnus Financial  April 2007 - September 2007
Amtrust Mortgage Corporation  September 2006 - August 2007
GMAC Mortgage  February 2006 - June 2006
Market Street Mortgage   January 2005 - February 2006
Guaranty Residential Lending  July 2002 - January 2005
Bank of America  March 1997 - June 2002
Banc One Mortgage Corp  November 1992 - February 1997
Independence Title  August 1991 - May 1992

Skills
Positive Team Player, Office Administration, File Review, Residential Mortgages, Customer Service, Organization, Compliance, FHA, Banking, Mortgage Lending, Team Player, Loans, Credit, Mortgage Banking, Loan Origination, Refinance, Underwriting, Mortgage Industry, Credit Analysis

Education
Clearwater High School   1983 — 1987

SHMS

St. Petersburg College

Experience
Geographic Solutions  July 2008 - Present
Market Street Mortgage   1998 - 2008
Chase Manhattan Corporation  March 1989 - June 1997

Skills
ASP.NET, Process Improvement, SDLC, HTML, Microsoft SQL Server, T-SQL, CSS, SQL, Crystal Reports, ASP, Microsoft Office, Access, Customer Service, Windows

Education
Heald College   1983 — 1985

George Washington High School   1979 — 1982

Experience
Finance of America Mortgage LLC  August 2015 - Present
Dreamscape Cinema  June 2014 - Present
Breeze Sun Technologies   August 2009 - Present
Independent Mortgage Lending   November 1998 - Present
Clerity   November 2008 - January 2010
American Invsco  September 2002 - September 2004
American Invsco  2002 - 2004
Market Street Mortgage   1998 - 2002
US Navy  1986 - 1988

Skills
Renewable Energy, Business Strategy, Project Management, Solar Energy, Management Consulting, Strategic Planning, Photovoltaics, Marketing Strategy, Solution Selling, Product Management, Professional Services, Cross-functional Team..., New Business Development, Program Management, Leadership, Real Estate, Mortgage Lending, Finance, Sales, Credit, Management, Customer Service, Microsoft Office, Entrepreneurship, Investments, Business Development, Public Speaking, Marketing, Team Building, Financial Analysis, Team Leadership, Residential Homes, Budgets, Event Planning, Strategy, Training, Sales Management, Investment Properties, Loans, Banking, Mortgage Banking, First Time Home Buyers, Social Media Marketing, Social Media

Education
University of Illinois at Urbana-Champaign - College of Business   2009 — 2012
Executive MBA, Business Administration, Entrepreneurship and Business Ethics

University of Illinois at Urbana-Champaign   1977 — 1983
B.A., Business Administration, Political Science

St Ignatius College Prep, Chicago, IL
Honors Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program

Experience
USAA/FIDELITY INFORMATION SERVICES/SPECIAL COUNCIL   May 2014 - Present
SunTrust Mortgagenu   February 2012 - January 2014
Bank of America  June 2009 - February 2012
Northgate Lincoln-Mercury   December 2007 - August 2008
Market Street Mortgage   May 2007 - December 2007
H&R Block Mortgage/Option One Mortgage   July 2003 - April 2007
Key Financial  October 2002 - July 2003
Home Loan and Investment Bank FSB   November 1998 - September 2002
US Army  January 1993 - April 1995

Skills
Mortgage Underwriting, Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, Credit Analysis, Fixed Income Analysis, Personal Income Tax..., Partnership Tax Returns, Asset Analysis, Titles, Appraisal Review, Quality Assurance, Fraud Detection, Investigation, Radio Broadcasting, Appraisals

Education
Rhode Island College   1991 — 1998
Bachelor of Arts (BA), Mass Communication/Media Studies, 3.0

Experience
FitzGerald Financial Group, a Division of Monarch Bank   July 2011 - Present
PNC Mortgage  November 2009 - July 2011
PNC Mortgage, LLC   October 2006 - November 2009
Market Street Mortgage   June 2005 - September 2006
Wells Fargo Home Mortgage  September 1998 - April 2005

Skills
Languages, Korean, Loan Origination, Mortgage Lending, Loans, Mortgage Banking, Credit, Refinance, FHA, Residential Mortgages, Mortgage Underwriting, Credit Analysis, Underwriting, FHA financing, VA loans, Banking, First Time Home Buyers, Certified Mortgage..., Investment Properties, Financial Analysis, USDA, Reverse Mortgages, Home Equity

Education
Mortgage Banking School of America   1986 — 1996
AMP (Accredited Mortgage Professional), Mortgage Banking, Diploma Certificate

George Mason University   1981 — 1985
B.S., Finance / Information Systems

Experience
Liberty Bank & Trust Co.   November 2007 - October 2009
Market Street Mortgage   June 2003 - October 2007
Mortgage Security, Inc   December 2002 - June 2003

Education
LeTourneau University   1999 — 2001

Texas Southern University

Experience
EverBank  January 2015 - Present
Bank of America  March 2010 - 2010
JPMorgan Chase  September 2006 - August 2008
Market Street Mortgage   April 2005 - August 2006
Opteum Mortgage  March 2003 - May 2005
The Mortgage Studio   1997 - 2003
HomeBanc  1992 - 1997

Skills
Credit, Mortgage Lending, Residential Mortgages, Real Estate, Loan Origination, Refinance, Loans, Mortgage Banking, Banking, FHA, Investment Properties

Education
Auburn University

Dunwoody High School

Dunwoody High School

Dunwoody High School

Experience
United Real Estate  March 2012 - Present
Dibbs Realty Group of Keller Williams Realty   February 2003 - October 2011
Market Street Mortgage   January 2000 - January 2002
B. F. Saul Mortgage Company   January 1998 - December 1999

Education
University of Delaware   1991 — 1995
BA, Political Science

Langley High School   1987 — 1991

Experience
Direct Digital  November 2013 - Present
Freelance/Contractor  2008 - Present
IADT School of Design at Sanford Brown   February 2011 - April 2015
ISS Research  January 2011 - March 2013
MET Studio Design   October 2007 - April 2010
Market Street Mortgage   2005 - 2007
Our Town Inc.   2003 - 2005

Skills
Graphic Design, College Teaching, Teaching Adults, Graphics, Web Design, Teaching Experience, Packaging, Adobe Creative Suite, Illustrator, Vector Illustration, Photoshop, Photography, Corporate Branding, Information Graphics, Environmental Graphics, Presentation Boards, POP design, POS design, Offset Printing, Icon Design, Adobe Acrobat, Video Editing, Teaching/mentoring, Teaching Skills, Digital Printing, 3D visualization, Social Media Marketing, Storyboarding, Wayfinding, Large Format Graphics, Apparel Graphics, Exhibition Graphics, Album Design, Label Design, Record Labels, Wordpress, Magazine Ads, Sports Nutrition, Teaching, Advertising, Business Cards, WordPress, Concept Development, Logo Design, Layout, Brochures, Posters, Creative Direction, Typography

Education
International Academy of Design   2003 — 2007
Bachelors, Graphic Design

The Living Arts College @ School of Communication Arts   1994 — 1996
Graphic Design

Northern High School   1990 — 1994

Experience
It Works Global  September 2014 - Present
Hospice of the Comforter  July 2011 - May 2012
University of Colorado Hospital  September 2007 - July 2008
Market Street Mortgage   2004 - 2006
Metropolitan Ministries  2003 - 2005
Bayfront Medical Center  2001 - 2003
The Hospice of the Florida Suncoast  1999 - 2001

Skills
Non-profits, Grant Writing, Recruiting, Volunteer Management, Fundraising, Public Speaking, Social Services, Event Planning, Customer Service, Leadership, Public Relations, Editing, Nonprofits, Program Management, Case Managment, Budgets, Mental Health, Healthcare, Healthcare Management, Community Outreach, Training, Leadership Development, Policy, Program Development, Palliative Care, End of Life, Crisis Intervention, Staff Development, Elder Care, Case Management

Education
Ashford University   2013 — 2016
Behavioral Sciences

St. Petersburg College   1994 — 1996
Associates

Experience
BayCare Health System  April 2008 - November 2011
Idearc Media  January 2007 - June 2008
Home Discovery Real Estate / Key America Title   October 2005 - February 2006
Premier Mortgage Funding  February 2005 - May 2005
Market Street Mortgage   August 2002 - February 2005
Capital One  April 1999 - July 2002
Franklin Templeton  January 1998 - April 1999
The Home Shopping Network  October 1996 - January 1998
Walt Disney World  May 1995 - August 1995

Skills
Microsoft Excel, Microsoft Office, Customer Service, Microsoft Word, PowerPoint, Outlook, Research, Teamwork, Administrative..., Data Entry, Creative Writing, Editing, Proofreading, Administrative..., Newsletters, Blogging

Education
Eckerd College   2007 — 2011
Bachelor of Arts (B.A.), Creative Writing

Bowling Green State University   1995 — 1996

Experience
FUSION Interactive Group   July 2014 - Present
Freelance Graphic Designer  December 2007 - Present
Horizon Marketing Group  June 2012 - June 2014
Horizon Marketing Group  July 2007 - June 2014
Market Street Mortgage   July 2005 - July 2007
Tech Data  2002 - 2004

Skills
Email Marketing, Web Design, Eblasts, Corporate Identity, Graphic Design, Logo Design, Dreamweaver, Social Media Marketing, Copywriting, Layout, Digital Strategy, Graphics, Brochures, SEM, Art Direction, Interactive Marketing

Education
International Academy of Design and Technology   2003 — 2005
Bachelor of Arts (B.A.), Graphic Design

University of Alaska Anchorage   2000 — 2002
Associate of Arts (A.A.), Marketing and Advertising

Fundación Universidad de Bogotá 'JorgeTadeo Lozano'   1996 — 1998
Marketing and Advertising

Experience
PwC  October 2014 - Present
Telecommunications On Demand, Inc.   July 2010 - October 2014
Appleone Professional Services   August 2007 - July 2010
Act-1 Group of Companies   2007 - 2010
Market Street Mortgage   September 2000 - May 2007

Skills
Account Management, Customer Service, Team Building, Process Improvement, Sales, New Business Development, Sales Management, Recruiting, Telecommunications, Vendor Management, Accounting

Education
University of South Florida   2000 — 2004
Bachelors, Accounting

Merritt Island High School   1998 — 2000

Experience
Benchmark Mortgage  January 2013 - Present
Flagstone Lending Group a division of Weststar Mortgage Corporation   October 2007 - January 2013
Market Street Mortgage   May 2003 - September 2007
Memorial Park Mortgage   April 2001 - May 2003
CTX Mortgage  February 1997 - March 2001
First Financial Mortgage  May 1996 - February 1997
Hammersmith Financial Corporation   June 1993 - April 1996

Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Residential Mortgages, Credit, Loan Origination, Refinance, Sellers, Finance, Real Estate, USDA, VA loans, Underwriting, Construction Loans, Credit Analysis, FHA financing, FHA Financing, VA Loans

Education
University of Houston-Clear Lake   1987 — 1989
Bachelor of Science, Finance

Experience
Nationwide Home Mortgage   February 2009 - July 2009
American Bank  November 2005 - January 2009
The Washington Savings Bank  December 2000 - December 2005
Allstate Lending Services   May 2000 - September 2004
Market Street Mortgage   November 1999 - May 2000
America's Funding Group   August 1995 - August 1999
Ahmanson Mortgage   August 1993 - July 1995
ICM Mortgage   May 1993 - August 1993
Jasper's Restaurant  August 1992 - May 1993

Skills
Refinance, Loans, Investment Properties, Mortgage Lending, Mortgage Banking, Financial Analysis, Customer Service, Loan Origination, Residential Homes, FHA, Real Estate

Education
Florida State University   1990 — 1992
M.A., International Affairs / Latin American & Caribbean History

Florida State University   1988 — 1990
B.A., International Affairs / Latin American & Caribbean History

Universidad Estatal de Florida - Panamá   1987 — 1988

Panama Canal College   1986 — 1988

Frederick Douglass High School   1983 — 1986

St. Mary of the Assumption   1980 — 1983

Experience
IT-NetLogistics   2012 - Present
PMI Tampa Bay  2008 - Present
K-Techsolutions   2010 - 2012
PMSI  2009 - 2010
Market Street Mortgage   1989 - 2009
ISFA   1984 - 1986

Skills
Project Management, Process Improvement, Vendor Management, PMP, Project Portfolio..., Disaster Recovery, Project Planning, Troubleshooting, Account Management, Data Center, Analysis, Management, Information Technology, Leadership, Business Process..., Requirements Analysis, CRM, Change Management, Business Intelligence, Budgets, Business Process, Testing, Networking, Resource Management, Software Documentation

Education
Keller Graduate School of Management of DeVry University
MISM, IT Management

PMI Leadership Dallas, TX 2011

PMI Leadership Orlando, FL

St. Petersburg College

University of Florida
BS

Experience
Feld Entertainment  October 2013 - Present
Ruth Eckerd Hall  October 2008 - October 2013
Market Street Mortgage   July 2005 - July 2007
Cox Target Media  April 2002 - May 2004

Skills
Human Resources, Event Planning, Marketing, Employee Benefits, Social Media, Events Organizer, Recruiting

Education
St. Petersburg College

Experience
AmeriLife Group, LLC  August 2008 - Present
Westchase Products Company, LLC   March 2003 - Present
Sage Software  April 2008 - September 2008
Capital Markets Group  January 2008 - March 2008
Rent Me Florida, LLC   2008 - 2008
Checkers Drive In Restaurants  2007 - 2007
Clockwork Home Services  2007 - 2007
Preferred Medical Management   2007 - 2007
Market Street Mortgage   January 2002 - February 2006
North American Mortgage Co.  March 1999 - April 2002

Skills
Financial Analysis, Forecasting, Budgets, Analysis, Financial Reporting, Finance, Management, Accounting, Leadership, Financial Planning, Financial Forecasting, Business Valuation, Mergers & Acquisitions, Treasury, Treasury Management, Risk Management, Budgeting, Process Improvement, Acquisition Analysis, Business Intelligence, KPI Dashboards, Dashboard Metrics, Data Analysis

Education
Portland State University - School of Business   1985 — 1992
BS, Finance

Experience
CBRE  February 2013 - Present
Situs  January 2013 - February 2013
SyntexEnergy   May 2012 - December 2012
Gemsa Loan Services, LP   August 2006 - April 2012
Market Street Mortgage   January 2006 - August 2006
GEMSA Loan Services  May 2004 - January 2006
Jacobs Engineering  September 2001 - May 2004

Skills
Asset Management, Valuation, Financial Analysis, Due Diligence, Real Estate Economics, Portfolio Management, Financial Modeling, Real Estate, Commercial Real Estate, Loans

Education
University of Houston, C.T. Bauer College of Business   2009 — 2011
MBA, Business

The University of Texas at Austin   1996 — 2001
Bachelor of Science, Sport Managment

Strake Jesuit College Prep.   1992 — 1996

Experience
GE Capital  July 2013 - Present
GE Capital  February 2008 - July 2013
Market Street Mortgage   2000 - 2007

Skills
FP&A, treasury,..., Real Estate, valuation, Argus

Education
University of Miami   1997 — 2000
MBA, Finance

Loyola University   1993 — 1997
Bachelors, Business

UCM

Experience
Market Street Mortgage   April 2002 - Present
Paradise Development Group  October 1999 - March 2002
Univeristy of Minnesota  June 1997 - August 1999

Education
University of Minnesota-Twin Cities   1995 — 1999

Experience
Iberia Bank Mortgage  June 2014 - Present
HomeBanc Mortgage  October 2010 - April 2014
Colonial Bank  February 2009 - February 2010
Market Street Mortgage   April 2002 - October 2007
Ameriprise Financial Advisors  July 1999 - April 2002
Wolverine Anesthesia Consultants   1991 - 1999

Skills
Mortgage Lending, Banking, Credit Analysis, Finance, Mortgage Banking, FHA, Secondary Mortgage..., System Administration, Hedging, Trading, Best Execution, Pipeline Management, Report Writing, Investor Relations, Vendor Management, Pricing, Credit, Loan Origination, Management, Refinance, Residential Mortgages, Risk Management, Loans

Education
University of Central Florida   1995 — 1999
Bachelor of Science (BS), Accounting

Experience
Market street mortgage   2003 - 2006

Education
Eastern Washington University   1998 — 2002

Experience
Fairway Independent Mortgage Corporation  July 2015 - Present
Wells Fargo Home Mortgage  February 2013 - November 2014
Management Advisors   June 2011 - January 2013
Envoy Mortgage  January 2011 - September 2011
New South Federal Savings Bank  October 2007 - December 2009
Market Street Mortgage   April 1989 - July 2007

Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Refinance, FHA, Construction Loans

Education
The University of Georgia   1967 — 1971
1971, Journalism

Gordon High School

Experience
NMI Holdings, Inc. (National MI)   July 2012 - Present
Epicor Software Corp  May 2012 - July 2012
PMI Mortgage Insurance Co.  March 1998 - March 2012
Market Street Mortgage   1997 - 1998
Mission Hills Mortgage  1996 - 1997
Imperial Credit Industries (ICI)   1995 - 1996
Colonial Bancorp   1993 - 1995
GreenPoint Mortgage (Headlands Mortgage Company)   1991 - 1993
Great American Bank  June 1986 - 1990
PMI  1983 - 1985

Skills
Business Intelligence, Risk Management, Data Analysis, Data Mining, Analysis, Business Analytics, Leadership, Management, Microsoft Office, Creative Problem Solving, Database Design, Mortgage Lending, Mortgage Banking, SQL, Domo, Common Sense, Mortgage Underwriting, Risk Analytics, Balanced Scorecard, Staff Development, Access, Workflow Diagrams, Highly Adaptable, Setting Priorities, Customer Insight, Ad Hoc Reporting

Education
San Diego State University-California State University
BA, Public Administration

California State University-Sacramento   2010 — 2011
CA DOJ Certification*, Criminal Intelligence and Analysis (CCIA)

Experience
Angelica  July 2010 - Present
JC3   2010 - 2010
Angelica  February 2009 - October 2009
Angelica  April 2008 - February 2009
Market Street Mortgage   August 2005 - March 2008
PulteGroup  August 2004 - July 2005
Hannah Bartoletta Homes  October 2002 - June 2004
Hannah Bartoletta Homes  September 2001 - October 2002
Universal Studios  1999 - 2001

Skills
Quickbooks, LAWSON, Word, Excel, Typing, Inventory Management, Scheduling, Administrative Support, Outlook, Microsoft Office, Customer Relations, Process Improvement, Accounting, Administration, Access, Problem Solving, Operations Management, Strategic Planning, Payroll, General Ledger, Supervisory Skills, Public Speaking, Team Leadership, Planning, Documentation, Logistics, PowerPoint, Microsoft Excel, Software Documentation, Customer Service, Process Scheduler, Microsoft Word, ADP Payroll, Ceridian Payroll System, Sales, Human Resources, Project Planning, Administrative...

Education
Florida Southern College   1998 — 1999
International Business, B

Belmont Abbey College   1996 — 1998
International Business, B+ to A

Tampa Catholic High School   1993 — 1996
Diploma, Business

Experience
McKinsey & Company  May 2015 - Present
FBC Mortgage LLC  March 2014 - May 2015
HomeBanc Mortgage  March 2012 - March 2014
New York Life Insurance Company  January 2011 - March 2012
Colonial Bank  April 2009 - February 2010
SMT  November 2007 - March 2009
Market Street Mortgage   March 2003 - May 2008

Skills
Accounting, Investments, Underwriting, Credit, Loans, Mortgage Lending, Credit Analysis, Mortgage Banking, Loan Origination, Residential Mortgages, Refinance, Mortgage Underwriting, Finance, Secondary Market

Education
University of South Florida - College of Business Administration   1996 — 2002
BS, Finance

Experience
RE/MAX Grand  May 2005 - Present
Market Street Mortgage   August 2003 - May 2006
CTX Mortgage  July 1997 - February 2000

Skills
Real Estate, First Time Home Buyers, New Home Sales, Foreclosures, Real Estate Economics, Real Estate Transactions, Relocation, Residential Homes, Sales, Sellers, Single Family Homes, Referrals

Education
The University of New Mexico   1992 — 1996
BA, Criminology/ Business Administration

Experience
Wells Fargo  July 2008 - Present
Market Street Mortgage   May 1994 - October 2007
Crown Mortgage Corp  1985 - 1994

Skills
Contract Negotiation, Credit Analysis, FHA, FHA financing, Investment Properties, First Time Home Buyers, Loan Origination, Management, Loans, Mortgage Banking, Real Estate, Refinance, Mortgage Lending, Sales, USDA, VA loans, Residential Mortgages

Education
Bradley University   1979 — 1984
BS, Musc, business

Experience
Prospect Mortgage, LLC  June 2009 - Present
Countrywide  August 2007 - February 2009
American Home Mortgage  1997 - 2007
Market Street Mortgage   November 1992 - January 1998

Education
University of Illinois at Urbana-Champaign   1986 — 1990
BS, Economics

Experience
GE Capital  2012 - Present
GE Capital  2011 - 2012
First Commerce Community Bank   2010 - 2011
Wells Fargo  2008 - 2010
Market Street Mortgage   2005 - 2008
Bank of America  2002 - 2005

Skills
Vendor Management, Finance, Operations Management, Team Leadership, Account Management, Project Management, Sales Management, Presentations, Supplier Quality..., Risk Assessment, Risk Analysis, Operational Risk..., Action Plan Development, Quality Auditing, Banking, Compliance

Education
University of Alabama
Master of Business Administration (M.B.A.), Global Business Management

Cumberland University
Bachelor's degree, Health Services/Allied Health/Health Sciences, General

Experience
JP Morgan Chase  September 2010 - Present
PriceWaterhouse Coopers, LLP  May 2008 - December 2009
Market Street Mortgage   2007 - 2009
Republic Bank  January 1998 - January 2002
Market Street Mortgage   January 1989 - January 1994
Market Street Mortgage Corporation   January 1989 - January 1994

Skills
Risk Management

Education
University of South Florida
MBA and Bachelor of Science, Accounting

Experience
Element Funding  January 2015 - Present
PMAC Lending Services Inc.  May 2014 - Present
First Guaranty Mortgage Corp  March 2012 - May 2013
Element Funding  September 2009 - January 2012
Colonial Bank  October 2007 - August 2009
Market Street Mortgage   February 2006 - October 2007
Opteum Financial Services  January 2005 - February 2006
RHR Mortgage Company of America   February 2003 - January 2005
Westminster Mortgage   November 1997 - February 2003

Skills
Mortgage Lending, Refinance, FHA, Real Estate Development, Credit, Mortgage Banking, Financial Analysis, FHA financing, Leadership, Residential Mortgages, Banking, Loans, Real Estate Economics, Foreclosures, Referrals, Short Sales

Education
Savannah State University
B.B.A, Marketing

Savannah State University
B.B.A, Marketing

Experience
lst Advantage Mortgage/Draper and Kramer   October 2012 - Present
Chicago Bancorp  October 2011 - October 2012
Platinum Home Mortgage  June 2009 - May 2011
Market Street Mortgage   1997 - 2008
Draper and Kramer  1990 - 1997

Skills
Mortgage Banking, Loans, FHA financing, Mortgage Lending, Residential Mortgages, FHA, First Time Home Buyers, Refinance, Loan Origination, Government Loans, USDA, Mortgage Underwriting, Certified Mortgage...

Education
Northern Illinois University
BA, History

Experience
Colonial National Mortgage  December 2014 - Present
First National Bank Mortgage   May 2014 - December 2014
Finance My Home   August 2013 - February 2014
Homewatch CareGivers  August 2009 - July 2012
The Lending Partners  August 2008 - August 2009
Cendera Funding  August 2006 - August 2008
Wachovia Mortgage Corporation  August 2005 - August 2006
Southwest Securities Mortgage   May 2005 - August 2005
Market Street Mortgage   July 2004 - May 2005
Wells Fargo Home Mortgage  January 1999 - July 2004

Skills
Customer Service, Outlook, Time Management, Microsoft Word, Event Planning, Telephone Skills, Microsoft Office, PowerPoint, Medical Terminology, Healthcare, Filing, Elder Care, Mortgage Lending, First Time Home Buyers, Management, Loans, Residential Mortgages, Real Estate, Credit

Education
Texas Tech University   1977 — 1981
Bachelor of Science (BS), Fashion Merchandising

Sulphur Springs High School
High School Diploma

Experience
Walter Investment Management Corp  March 2009 - Present
Taylor, Bean & Whitaker   2006 - 2008
Deloitte  1998 - 2006
Aidman, Piser & Company   1996 - 1998
Price, Donoghue & Company   1995 - 1996
Market Street Mortgage   1993 - 1995

Skills
Sarbanes-Oxley Act, SEC filings, Financial Analysis, Financial Reporting, GAAP, Accounting, Mergers & Acquisitions, Due Diligence, Finance, Corporate Finance, CPA, Financial Statements, Auditing, Internal Controls, US GAAP, Financial Accounting, SEC Filings

Education
University of South Florida - College of Business Administration
BA, Finance, Accounting

Experience
IberiaBank Mortgage Company  Mortgage Loan CloserIberia Bank MortgageJanuary 2010 - Present
Market Street Mortgage   May 1987 - May 2007

Education
James Madison University   1974 — 1978
BS

Experience
Georgia Perimeter College  July 2009 - Present
South Cobb High School  July 2006 - July 2009
Market Street Mortgage   June 2002 - June 2006
Automated Logic Corporation  August 1994 - January 2002
Paragon Electric   July 1993 - August 1994
Carrier Corporation  May 1983 - December 1991
Johnson Controls  1974 - 1980

Skills
Mathematics, Algebra, Teaching, Sales Management, Electrical Engineering, Language Teaching, Italian, Spanish, Academic Tutoring, Youth Mentoring

Education
Thunderbird School of Global Management   1981 — 1982
Master's degree, International Management

Southern Methodist University   1980 — 1981
Master of Business Administration (MBA), Marketing

University of Rhode Island   1969 — 1973
Bachelor of Science (B.S.), Electrical Engineering

Experience
Aetna  July 2008 - Present
Universal American Mortgage  March 2006 - December 2007
Market Street Mortgage   March 2003 - October 2005
Putnam Investments  August 1998 - January 2002
Applied Extrusion Technologies  October 1996 - August 1998

Skills
PeopleSoft, Kronos, Kenexa, Taleo, Law Logix, EVerify, SharePoint, Employee Relations, Human Resources, Onboarding, Employee Benefits, New Hire Orientations, HRIS, Applicant Tracking..., Personnel Management, Leadership, Talent Acquisition, Training and Development, Performance Management, ADP Payroll & HRP, Policy and Procedures, Compensation & Benefit, Compliance, Sterling, HCS/Visualize, Live Meeting, Microsoft Business..., CompNet, FMLA, Training, Payroll

Education
Lesley University
Master's Degree, Education

University of Massachusetts Dartmouth
Bachelor of Science (BS), Business Management, Concentration in Human Resources