Nicholas Financial Inc.
Industry: Company
DescriptionNicholas Financial is a consumer and auto loan company based in Clearwater, Florida. It was founded in 1986 and trades under the symbol NICK. Headquarters: Clearwater, FL CEO: Doug Marohn (Dec 12, 2017–) Founder: Peter L Vosotas Founded: 1986 Subsidiary: Nicholas Financial, Inc, Florida
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Nicholas Financial Inc. Employees
GM Financial January 2015 - Present
Popular Community Bank March 2013 - Present
Fifth Third Bank July 2012 - March 2013
Auto Credit of Atlanta November 2010 - April 2011
Nicholas Financial Inc. December 2009 - November 2010
Lendmark Financial 2005 - 2009
Household Finance 2002 - 2004
Skills
Credit, Loans, Credit Analysis, Sales, Leadership, Banking, Mortgage Lending, Portfolio Management, Underwriting, Loan Origination, Management, CRM, Consumer Lending, Customer Service, Mortgage Banking, Retail Banking
Education
Clearwater Christian College 2000 — 2001
University High School 1996 — 2000
Exeter Finance Corp October 2013 - March 2015
Nicholas Financial Inc. 2013 - 2013
McKenney Family Dealerships 2006 - 2013
Pro Line Financial Services April 2005 - September 2005
Kids II June 2000 - August 2002
Advanced Data Systems February 1998 - March 2002
Skills
Leadership, Team Management, Banking, Credit, Loans, Credit Analysis, Retail Banking, Risk Management, Sales, Finance, Portfolio Management, Personnel Management, Project Management, Sales Management, Customer Relations, Customer Retention, Process Management, Process Improvement, Business Development, Information Technology, Data Analysis, Customer Service, Profit
Education
Clayton State University
Computer Science
DeVry University
Finance
Mercer University
US Army
Electronic Warfare - Strategic Operations Specialist
National Auto Sales August 2013 - Present
Nicholas Financial Inc. May 2012 - August 2013
Big Chow Grill May 2009 - May 2012
Skills
Customer Service, Management, Finance, Leadership, Customer Satisfaction, Microsoft Word, Sales, Organization, Data Entry, Credit, Research, PowerPoint, Human Resources, Microsoft Excel, Manage Research Projects, Excellent Written and..., Strategy, Training, Strategic Planning, Team Building, Microsoft Office, Time Management
Education
Kennesaw State University 2008 — 2012
Bachelor's of Science, Psychology
Florida Department of Economic Opportunity August 2006 - Present
Nicholas Financial Inc. April 2006 - July 2006
Homes.com January 2006 - April 2006
Georgia Department of Human Resources August 2002 - October 2005
Florida Agency for Workforce Innovation June 2001 - May 2002
General Dynamics August 1993 - February 2001
US Navy April 1990 - April 1993
US Army April 1987 - April 1990
Skills
Process Improvement, Project Management, MS Project, Visio, Program Development, Management, Customer Service, Troubleshooting, Security, Leadership, Policy, Analysis, Proposal Writing, Training, Program Management, Budgets, Team Building, Community Outreach, Microsoft Office, Nonprofits, Project Planning, Public Speaking, Government, Strategic Planning
Education
Flagler College-Tallahassee 2000 — 2002
Business Administration and Management, Business Administration and Management, General
Tallahassee Community College 1997 — 1999
Networking/Network Administration and Management, Network and System Administration/Administrator
Florida A&M University 1986 — 1990
N/A, Electrical, Electronic and Communications Engineering Technology/Technician
Wakulla High 1982 — 1986
Ally Financial Inc. July 2013 - Present
Nicholas Financial Inc. April 2010 - 2013
Kelley Automotive Group October 1998 - April 2010
Kelley Automotive group October 1998 - April 2010
Kelley Automotive Group F&I 1998 - 2009
Skills
Special Finance, Funding, Buyer, Credit, Loans, Profit, Credit Analysis, Dealers, Loan Origination, Credit Risk, Underwriting, Portfolio Management, Banking, Credit Cards, Sales, Relationship Management, Payments, Negotiation, Consumer Lending, Management, Forecasting, Risk Management, Budgets, Finance, Customer Service, Operations Management, Vehicles, Sales Process, Coaching, Customer Retention, Automotive, Business Development, Subprime, Customer Satisfaction, Dealer Management, Account Management, Automobile, Automotive Aftermarket, B2B, Branch Management, Cold Calling, Inventory Management, Loan Servicing, Loss Mitigation, New Business Development, Parts, Reynolds, Sales Management, Sales Operations, Selling
Education
Indiana University South Bend 1995 — 1996
Jimtown High Scool 1991 — 1995
Boeing Commercial Airplanes July 2013 - Present
Boeing Commercial Airplanes December 2012 - July 2013
The Boeing Company June 2011 - November 2012
Boeing June 2007 - June 2011
Boeing December 2006 - June 2011
Nicholas Financial, Inc October 2005 - September 2006
Skills
Leadership, Training, Change Management, Human Resources, Project Planning, Business Planning, Finance, Aerospace, Process Improvement, Program Management, Cross-functional Team..., Analysis, Lean Manufacturing, Project Management, Strategic Planning
Education
Seattle Research Partners 2014 — 2014
Certificate, Negotiations
Purdue University 2001 — 2005
Bachelors, Management
HRCI
CER, Professional in Human Resources (PHR)
UHSF October 2010 - Present
Nicholas Financial Inc. February 2008 - September 2010
Wing Zone April 2007 - February 2008
Parisian May 2001 - March 2007
Skills
Customer Service, Microsoft Office, Team Building, Microsoft Excel, Strategic Planning, Microsoft Word, Windows, Public Speaking, Negotiation, Project Management, Leadership Development, Management, Inventory Management, Outlook, PowerPoint, Process Improvement, Retail, Sales, Time Management, Training, Leadership
Education
University of Alabama
Nicholas Financial Inc. July 2015 - Present
Rouen Chrysler Dodge Jeep Ram December 2014 - May 2015
Victory Honda of Plymouth April 2014 - November 2014
JD Byrider August 2003 - December 2013
Northcoast Financial Services December 1995 - January 2003
Skills
Managerial Finance, Forecasting, Automobile, Financial Reporting, Profit, Accounting, Budgets, P&L, Accounts Receivable, Process Improvement, Vehicles, Strategic Financial..., Credit, Internal Controls, Automotive, Management, Finance, Financial Analysis
Education
Green River Community College 1984 — 1986
Associate's degree, Aviation/Airway Management and Operations
USMC 1975 — 1979
Corporal in the Marine Corp
National Auto Sales April 2013 - Present
Nicholas Financial Inc. December 2011 - April 2013
International Auto Sales March 2009 - December 2011
Skills
Fully Bilingual Spanish, Underwriting, Translation, Sales, Credit Investigation, Collections, Credit Bureau, Outbound Marketing, Customer Service, Training, Online Advertising, Vendor Relationships, Long-term Customer..., Marketing, Finance, Multicultural, Multi Tasking, Interpersonal..., Consumer Lending
Education
Louisiana State University
Bachelor of Business Administration (BBA), Marketing
Metrolina Credit Company May 2015 - Present
Nicholas Financial Inc. July 2014 - May 2015
CNAC Financial January 2007 - November 2013
Motorsports Authentics June 2005 - June 2007
Executive Greetings June 2001 - June 2004
Skills
Customer Service, Account Management, Call Centers, Microsoft Excel, Strategic Planning, Retail, Sales Management, Sales, Management, Microsoft Office, Team Building, Budgets, Inventory Management, Leadership, Marketing, Marketing Strategy
Education
Hampton University 1986 — 1991
Bachelor of Science, Marketing
The Mulholland Law Firm May 2013 - Present
The Knights Law Group May 2012 - August 2012
Nicholas Financial Inc. May 2011 - August 2011
Professional Financial Services July 2008 - May 2011
Skills
Bankruptcy, Courts, Legal Research, Legal Writing, Civil Litigation, Motions, Pleadings, Westlaw, Trials, Research
Education
Atlanta's John Marshall Law School 2011 — 2014
J.D., Law
Georgia Institute of Technology 2002 — 2006
BS in International Affairs, Political Science
EHR Concepts March 2012 - Present
Nicholas Financial Inc. September 2010 - October 2011
Morgan Stanley February 2007 - June 2008
Skills
EHR, EMR, HIPAA, Enterprise Software, GoLive, Event Planning, Consulting, Public Speaking, Software Implementation, Group Purchasing, Capital Equipment Sales, Durable Medical..., Capital Equipment, Medical Sales, Sales & Marketing...
Education
McKendree College
Nicholas Financial Inc. February 2011 - Present
Springleaf Financial Services, fka American General Financial Services November 2003 - January 2011
Citi May 1998 - November 2003
Skills
Loans, Leadership, Credit, Sales, Customer Service, Team Building, Underwriting, Banking, Business Development, Loan Origination, Consumer Lending, Credit Analysis, Management, Financial Services, Sales Management, Strategic Planning, Coaching, Recruiting, Relationship Management, Profit, Negotiation, Hiring, Customer Relations, Account Management, Compliance, Problem Solving, Finance, Credit Risk, Training, Fine Dining
Education
Tidewater Community College 1990 — 1992
Associate of Science (AS), Physical Sciences
Wells Fargo Home Loans October 2012 - Present
Nicholas Financial Inc. December 2011 - October 2012
Bank of America August 2011 - October 2011
Commercial Industrial Supply May 2010 - June 2011
Syracuse.com/Advance Internet October 2007 - July 2009
United Auto Credit March 2003 - May 2007
Ford Motor Credit January 1997 - March 2003
Riccelli Physical Therapy January 1996 - March 1997
Skills
•People/Process..., •Problem Solving, •Team Development, Customer Service, Credit/Collections, •Credit Evaluations, Administration, Account Management, Budgeting, Oral Communications, Medical Terminology, Public Speaking, Human Relations, Photoshop, Photography, Management, Portfolio Management, Credit, Budgets, Process Improvement, Credit Risk, Mortgage Lending, Credit Analysis, Loans, Sales, Microsoft Office, Finance, Training, Time Management, Human Resources, Business Development, Accounting, Banking, Leadership
Education
Regis University 2002 — 2004
BS, Business Administration
Lemoyne College 1999 — 1999
Certificate, Supervision and Management
State University of New York College of Agriculture and Technology at Morrisville 1990 — 1993
Associate Applied Science, Business
High School 1987 — 1990
Diploma, Mathematics & Science
Bryant & Stratton College
Certificate
CARCHEX May 2015 - Present
Elite Motors 2014 - 2015
Northwest Approved June 2013 - July 2014
Ascend One April 2011 - May 2012
Bank of America May 2008 - December 2010
Nicholas Financial Inc. October 2007 - April 2008
United Mortgage Solutions, Inc June 2003 - January 2007
Skills
Customer Service, Credit, Marketing, Sales, Risk Management, Banking, Microsoft Office, Team Building, Budgets, Loans, Account Management, Strategic Planning, Consumer Lending, New Business Development, Negotiation, Loan Origination, Mortgage Lending, Customer Satisfaction, Call Centers, Business Development, Insurance, Finance, Management
Education
Catonsville Community College 1988 — 1990
Ballas Buick GMC April 2014 - Present
Nicholas Financial Inc. 2014 - April 2014
Sidelines II May 2012 - February 2014
FedEx Ground, Independence KY September 2011 - May 2012
Sidelines II Bar & Grill June 2011 - September 2011
Grogan's June 2009 - September 2010
Skills
Training, Software Documentation, Microsoft Office, Customer Service
Education
University of Cincinnati 2009 — 2013
Bachelor of Business Administration (BBA), Marketing
College of Business
Bachelor of Business Administration (BBA), Marketing
University of 2009 — 2013
Bachelor of Business Administration (BBA), Marketing
Class of 2013
Nicholas Financial Inc. December 2002 - Present
American General Finance May 1992 - October 2002
Skills
Banking, Loans, Credit, Consumer Lending, Credit Analysis, Branch Management, Retail Banking, Credit Risk, Commercial Lending, Relationship Management, Mortgage Lending, Loan Origination, Cross Selling, Lines Of Credit, Underwriting
Education
University of North Carolina at Wilmington 1989 — 1992
Bachelor of Science (B.S.), Accounting and Finance
AFS Acceptance February 2012 - Present
Nicholas Financial Inc. August 2011 - February 2012
Skills
Loans, Credit, Funding, Credit Analysis, Dealers, Finance, Banking, Underwriting, Loan Origination, Financial Analysis, Branch Banking, Risk Management, Subprime, Credit Risk, Consumer Lending, Sales, Customer Service, Leadership, Team Building, Strategic Planning, Relationship Management, Management, Customer Retention, Process Improvement, Negotiation, Sales Management, Budgets, Microsoft Office
Education
Florida Atlantic University 2011 — 2014
Master of Business Administration (M.B.A.), Business, Management, Marketing, and Related Support Services
Security National Automotive Acceptance Company September 2013 - Present
Nicholas Financial Inc. March 2010 - September 2013
NorthState Acceptance December 2008 - March 2010
United Auto Credit Corporation April 2006 - November 2008
American General Finance August 2004 - April 2006
Citi August 1993 - April 2004
Skills
Underwriting, Subprime, Finance, Loan Servicing, Credit Analysis, Credit, Consumer Lending, Loans, Credit Risk, Banking, Loan Origination, Loss Mitigation, Portfolio Management, Funding, Sales, Marketing, Mortgage Lending, Negotiation, Sales Management, Management, Financial Services, Commercial Lending, Relationship Management, Customer Retention, Business Development, Executive Management, Call Centers, Customer Satisfaction, Risk Management, Financial Analysis, Training, Profit, Leadership, Coaching, Branch Management, Cross Selling, Credit Cards, Financial Risk, Refinance, Retail Banking, Dealers, Lines Of Credit, Insurance, Retail, Sales Process, Selling, Small Business Lending, Cold Calling, Hiring, Forecasting
Education
University of Phoenix 2002 — 2003
Bachelor of Arts (B.A.), Business Administration and Management, General
Nicholas Financial Inc. April 2012 - Present
Nicholas Financial Inc. 2005 - April 2012
Security Finance 1999 - 2004
Mercury Finance 1994 - 1999
Skills
Credit, Credit Analysis, Underwriting, Loans, Subprime, Hiring, Consumer Lending, New Business Development, Team Building, Sales Management, Compliance, Credit Risk, Customer Retention, Finance, Funding, Loan Origination, Loan Servicing, Loss Mitigation, Management, Negotiation, Portfolio Management, Relationship Management, Risk Management, Sales, Training, Banking
Education
Florida State University - College of Business 1987 — 1989
BS, Finance
Valencia College 1985 — 1987
AA, Business
Automobile Acceptance Corporation June 2014 - Present
Exeter Finance Corp July 2012 - June 2014
Auto Finance December 2010 - June 2012
Dominion Enterprises April 2009 - December 2010
Trader Media September 2008 - April 2009
2006-2008Keffer Mitsubishi/Buick-Pontiac January 2006 - September 2008
FSB Financial January 2005 - January 2006
Nicholas Financial Inc January 2004 - January 2005
Westlake Financial Service November 2001 - January 2004
Manheim's Statesville Auto Auction January 1999 - November 2001
Skills
Automotive, Credit, Subprime, Sales Management, Outside Sales, Sales, Customer Retention, Account Management, Sales Process, New Business Development, Team Building, B2B, Profit, Cold Calling, Finance, Customer Service, Lead Generation, Marketing, Negotiation, Customer Satisfaction, Underwriting, Automobile, Retail, Salesforce.com, Vehicles, Training, Management
Education
National Institute of Technology 1990 — 1992
Certification, Electronic Engineering
The University of Akron 1979 — 1983
Assoc, Criminal Justice- Business Management
Global Lending Services LLC December 2014 - Present
Nicholas Financial Inc. May 2012 - December 2014
Rainbow International December 2009 - May 2012
TEKsystems September 2008 - December 2009
Enterprise Rent-A-Car January 2003 - September 2008
Skills
Cold Calling, Customer Satisfaction, Account Management, Customer Service, Recruiting, Sales, Direct Sales, Sales Management, Contract Negotiation, New Business Development, Training, Team Building, Sales Operations, Sales Process, Customer Retention
Education
Palm Beach Atlantic University 1995 — 2000
Nicholas Financial Inc. December 2014 - Present
Walmart October 2008 - July 2014
Friedman's Jewelers August 2004 - August 2007
Rave April 2002 - September 2003
Skills
Microsoft Office, 60 WPM, Data Entry, Windows XP Pro, Windows 7, Mac, Close Attention to..., Accurate Record Keeping, Self-direction, Professional and mature, Dedicated team player, Highly resourceful, Strong problem solver, Understands grammar, Proofreading, Windows Vista, Windows 8, Macintosh, Customer Service, Adobe Illustrator, Adobe Photoshop, Adobe Dreamweaver, Adobe Creative Suite 5, Adobe Creative Suite 6, HTML 5, CSS3, Inventory Control, Organization, Cash Handling Experience
Education
Davidson County Community College 2010 — 2013
Associate's degree, Web Technology
Highland Community College 2000 — 2001
Completed some courses, Graphic Design
Jefferson County Public Schools May 2012 - Present
Nicholas Financial Inc. June 2010 - May 2012
Independent Auto Brokers July 2007 - November 2009
ICT Group July 2009 - October 2009
Toyota Motor Manufacturing Kentucky May 2006 - August 2009
Fit-Kids Family Wellness 2009 - 2009
CarlyRae's May 2007 - May 2008
Skills
Credit, Customer Satisfaction, Curriculum Development, Customer Service, Public Speaking, Teaching, Tutoring, Teacher Training, Staff Development, Educational Leadership, Classroom, Curriculum Design, Research, Higher Education, Lesson Planning, Health Education, Microsoft Office, E-Learning, Fundraising, Training, Event Planning, Team Building, Critical Thinking, Fitness, Elementary Education, Cpr Certified, Microsoft Excel, Microsoft Word, PowerPoint, Adult Education
Education
University of Louisville 2005 — 2009
B.S. Health and Human Performance, Concentrations: Public Health Education and Exercise Science & Sport's Medicine
Ally Financial Inc. February 2013 - Present
Ally Financial Inc. April 2011 - January 2013
MarketSource April 2010 - May 2011
Nicholas Financial Inc. July 2010 - October 2010
Chrysler Financial September 2007 - June 2009
Chrysler Financial February 2007 - September 2007
Chrysler Financial October 2006 - February 2007
Chrysler Financial October 2004 - October 2006
Chrysler Financial January 2003 - October 2004
Wal-Mart October 2002 - January 2003
Skills
Credit, Customer Satisfaction, Account Management, Business Development, Customer Service, Leadership, New Business Development, CRM, Program Management, Finance, Sales Operations, Marketing, Management, Sales, Salesforce.com, Customer Retention, Time Management, Sales Management, Financial Analysis, Relationship Management, Forecasting
Education
University of Phoenix 2003 — 2006
MBA
University of Pittsburgh 1999 — 2001
BA, Administration of Criminal Justice
Community College of Allegheny County 1997 — 1999
AS, Business/General Studies
Country Financial November 2008 - Present
Nicholas Financial Inc. July 2014 - April 2015
Automotive Finance Corporation March 2008 - September 2008
FORD MOTOR CREDIT April 2001 - March 2008
FORD MOTOR CREDIT April 2000 - April 2001
FORD MOTOR CREDIT May 1997 - April 2000
FORD MOTOR CREDIT May 1996 - May 1997
Skills
Customer Service, Finance, Financial Services, Insurance, Leadership, Management, Portfolio Management, Retirement, Risk Management, Sales
Education
University of Illinois at Chicago 1992 — 1996
Bachelor of Science, Finance
Nicholas Financial Inc. 2012 - 2012
Wells Fargo Financial Acceptance January 2004 - February 2008
Flagship Credit Acceptance 1993 - 2008
HOUSEHOLD AUTOMOTIVE FINANCE CO./HSBC 1998 - 2004
FRANKLIN ACCEPTANCE CO./HAFC/WELLS FARGO/FLAGSHIP FINANCE 1993 - 2004
Skills
Credit Analysis, Underwriting, Relationship Management, Portfolio Management, Loans, Credit, Loan Origination, Finance, Profit, Credit Risk, Indirect Auto Dealer..., Credit & Collections..., Experienced Sales..., Consumer Lending, Mortgage Lending, Financial Risk, Banking, Cross Selling, Small Business Lending, Commercial Lending, Credit Cards, Loss Mitigation, Funding, Mortgage Banking, Structured Finance, Loan Servicing, Asset Based Lending, Residential Mortgages, Branch Management, Refinance, Financial Services
Education
Essex Community College
2yrs college, Business Mgm't/Accounting
Nicholas Financial Inc. October 2012 - Present
Accountemps November 2011 - June 2012
Citi March 2001 - September 2009
Skills
Recruiting, Management, Credit, Account Management, Sales, Cold Calling, Applicant Tracking..., Temporary Placement, Customer Service, Banking, Financial Analysis, Finance, Leadership, Payroll, Marketing, Training
Education
University of Phoenix
Nicholas Financial Inc. July 2014 - Present
Greentree Servicing January 2012 - July 2014
Clearent August 2009 - January 2012
United Auto Credit Corporation April 2008 - August 2009
Crescent Bank & Trust April 2007 - April 2008
Client Services Incorporated 2006 - 2007
US Bank March 2003 - June 2006
Household Automotive Finance/ Americredit- GM Financial July 1998 - March 2003
May Department Stores, Inc August 1993 - July 1998
Venture Stores a Division of May Department Stores June 1985 - July 1993
Skills
Banking, Loans, Credit, Credit Cards, Payments, Credit Analysis, Underwriting, Finance, Funding, Portfolio Management, Marketing, Call Centers, Financial Services, Mobile Payments, Risk Management, Mortgage Lending, Merchant Services
Education
Central Missouri State University
Master of Science, Criminal Justice
Southeast Missouri State University
Bachelor of Science, Criminal Justice
Nicholas Financial Inc. April 2009 - Present
Mid Atlantic Capital January 2006 - May 2009
Wells Fargo 1999 - 2005
University Painters 1996 - 1997
Skills
Banking, Portfolio Management, Sales Management, Customer Service, Leadership, Loans, Finance, Recruiting, Mortgage Lending, Sales, Management, Relationship Management, Financial Services, Customer Retention, Credit
Education
Miami University 1995 — 1999
Bachelor of Sicence in Finance, Finance and Economics
The Marker Group June 2014 - Present
First Data Corporation August 2013 - February 2014
Scott & White Memorial Hospital February 2012 - July 2013
Sprint November 2008 - August 2011
Nicholas Financial Inc. 2005 - 2006
Skills
Customer Retention, Accounts Payable, Customer Service, Data Entry, Microsoft Office, Office Administration, Troubleshooting, Music, Time Management, Accounts Receivable, Teamwork, Research, Music Industry, Mac OS, General Ledger, Self-esteem, Revenue Cycle, Medical Billing, Multi Tasking, Problem Solving, Typing, Litigation Support, Legal Research, Microsoft Excel, Training, Team Building, Social Networking, Team Leadership
Education
Full Sail University 2013 — 2016
Bachelor of Applied Science (B.A.Sc.), Music Business, n/a
Wurzburg American High School 1997 — 2000
Diploma, Accounting and Computer Science
Dr. Lewis Barr April 2011 - July 2015
Nicholas Financial Inc. May 2012 - August 2012
Source One August 2003 - June 2010
AmeriCredit Financial Services February 1998 - February 2001
Eagle Finance Corporation March 1994 - January 1998
Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, Sales, Leadership, Training
Education
BAI Lending and Credit
College of Lake County
Clerk & Comptroller of Palm Beach County January 2014 - Present
Palm Beach County Clerk of Court June 2011 - Present
Nicholas Financial Inc. June 2010 - June 2011
Hubbard Construction April 2008 - October 2009
Florida Crystals August 2007 - April 2008
First Choice Credit Union October 2003 - August 2007
Washington Mutual Bank January 1998 - January 2003
Skills
Microsoft Excel, Auditing, Accounting, Microsoft Word, Accounts Payable, Accounts Receivable, Finance, Microsoft Office, Account Reconciliation, Budgets, PowerPoint, Customer Service, SAP, Inventory Management, Outlook, Credit, Data Entry, Invoicing, Access, QuickBooks
Education
Nova Southeastern University 2014 — 2016
Master's degree, Taxation
Keiser College 2010 — 2013
BA, Accounting
American Intercontinental University Online 2006 — 2007
AA, Business Administration
Palm Beach Lakes Community High School 1994 — 1996
High School Diploma
Metrolina Credit Company 2013 - Present
Nicholas Financial Inc. 2004 - 2013
American General Finance 1998 - 2004
Skills
Banking, Team Building, Credit, Branch Banking, Sales Management, Credit Analysis, Customer Service, Loans
Education
Appalachian State University 1992 — 1994
Bachelor of Business Administration (BBA), Business Administration and Management, General
Melvin S. Roos & Co., Inc. July 2014 - Present
Nicholas Financial Inc. March 2012 - May 2014
Intelliteach October 2011 - March 2012
United States Air Force September 2010 - May 2011
Sony DADC September 2004 - July 2010
Skills
Active Directory, Customer Service, Management, Microsoft Excel, Microsoft Office, Microsoft Word, Outlook, PowerPoint, Process Improvement, System Administration, Team Building, Training, Help Desk Support, Laptops, Windows 7, Windows, Troubleshooting, Technical Support, Sales, Research, Social Networking, Leadership, Account Management, Inventory Management, Software Documentation, Strategic Planning
Education
Kennesaw State University
Biochemistry
University of West Georgia
Nicholas Financial Inc. July 2012 - Present
Springleaf Financial Services August 2003 - November 2012
Aurora Casket Company September 2000 - August 2003
Skills
Credit, Credit Analysis, Account Management, Sales Management, Loans
Education
Kentucky Wesleyan College 1997 — 2000
Bachelor of Science, Business Adm/Economics
Kentucky Wesleyan College 1997 — 2000
Bachelor of Science (B.S.), Economics
TCF Bank August 2015 - Present
Nicholas Financial Inc. December 2013 - April 2015
FirstMerit Bank April 2011 - April 2013
American Enterprise Bank November 2010 - April 2011
5th 3rd Bank June 2009 - February 2010
WAMU October 2004 - March 2009
Wells Fargo Financial January 1999 - September 2004
Skills
Loans, Banking, Retail Banking, Strategic Planning, Business Planning, Branch Banking, Financial Services, Commercial Banking, Consumer Lending, Credit, Mortgage Lending, Credit Analysis, Commercial Lending, Underwriting, Small Business Lending, Portfolio Management, Credit Risk, Risk Management, Investments, Financial Analysis, Loan Origination, Lines Of Credit, Team Leadership, Team Management, Auto Loans, Customer Service, Business Development, Finance, Management, Strategy, Sales, Refinance, Insurance, New Business Development, Relationship Management, Credit Cards, Home Equity Loans, Deposits, Mortgage Banking, Cash Management, Commercial Mortgages, Residential Mortgages, Small Business, Executive Management, Financial Risk, Leadership
Education
Northern Illinois University 1997 — 1998
Finance
Harper College 1995 — 1996
Associates of Arts, Finance
Florida Atlantic University 1992 — 1995
Accounting
Wheeling HS 1989 — 1994
Nicholas Financial Inc. November 2012 - Present
Skills
Microsoft Office, Microsoft Excel, Management, Customer Service, PowerPoint, Public Speaking, Research, Project Management, Microsoft Word, Leadership, Team Leadership
Education
Johnson County Community College 2011 — 2015
Associate of Arts (A.A.), Business Administration and Management, General
Finance September 2015 - Present
Nicholas Financial Inc. January 2014 - September 2015
Regions Financial Corporation January 2013 - January 2014
HoneyBaked Ham November 2013 - December 2013
Independent Model November 2008 - September 2013
Wells Fargo July 2012 - October 2012
Avanti Ballroom January 2012 - August 2012
Line Dancing With Lois January 2003 - January 2012
Arthur Murray Ballroom September 2010 - June 2011
Rating the Triangle Blog August 2010 - June 2011
Skills
Networking, Dance, Public Speaking, Customer Service, Social Media, Microsoft Office, Modeling, Entertainment, Management, Blogging, Choreography, Banking, Event Planning, Time Management, Music, Leadership, Interviews, PowerPoint, Teaching, Administrative..., Ballroom Dance, Sales, Reseacrh, Teller, Stage director, Line Dancing, Ballroom, Organizing, Fashion, Training, Research, Facebook, Access, Marketing, Social Networking, Photography, Budgets, Event Management, Microsoft Word, Data Entry, Customer Satisfaction, Social Media Marketing, Finance, Team Building
Education
University of Phoenix 2015 — 2016
Master’s Degree, Industrial and Organizational Psychology
University of Phoenix Online 2010 — 2013
Bachelors of Science, Psychology, 3.42
University Of Phoenix-Axia 2008 — 2010
Associates of Arts, Business, 3.48
Reeves Import Motorcars June 2004 - Present
United Auto Credit Corporation September 2000 - June 2004
Nicholas Financial Inc. June 1992 - March 2000
Skills
Customer Service, Negotiation, Team Leadership, Sales Management, Microsoft Excel, Microsoft Word, PowerPoint, Team Building, Business Planning, Strategic Planning, Leadership, Microsoft Office, Financial Analysis, Online Advertising, Coaching, Customer Retention, Sales, Customer Satisfaction, Profit
Education
Everest University-Tampa
Bachelor of Business Administration (B.B.A.)
Nicholas Financial Inc. July 2013 - Present
Bank of America March 2011 - June 2013
Wells Fargo December 2008 - March 2011
D & J Jewelers January 1999 - September 2008
Skills
Selling, Banking, Loans, Credit, Retail Banking, Small Business Lending, Mortgage Lending, Credit Analysis, Consumer Lending, Portfolio Management, Relationship Management, Finance, Risk Management, Financial Risk, Refinance, Branch Banking, Commercial Lending, Insurance, Sales, Sales Management, Budgets, Customer Service, Cross Selling, Credit Risk, Underwriting, Team Building, Loan Origination, Financial Analysis, Customer Satisfaction, Profit, Customer Retention, Financial Services, Management, Negotiation, Coaching, Account Management, Business Development, Forecasting, Leadership
Education
Miami Dade College 2001 — 2003
AA, Business Administration
Hialeah Senior High School 1997 — 2001
High School Diploma, Regular/General High School/Secondary Diploma Program
State of Florida
Public Notary, Business Administration and Management, General
Nicholas Financial Inc. April 2013 - Present
Logan's Roadhouse November 2010 - Present
DOCS November 2012 - April 2013
Skills
Customer Service, Teamwork, Filing, Finance, Insurance, Healthcare, Credit, Loans, Time Management, Microsoft Word, Microsoft Office, Microsoft Excel, Outlook, Data Entry, Telephone Skills, People Skills, Administration, Teaching, Team Building, Strategic Planning
Education
Saint Leo University 2003 — 2006
Bachelor of Arts, Elementary Education
CENTRAL FLORIDA COMMUNITY COLLEGE
Associate of Arts, Liberal Arts and Sciences, General Studies and Humanities
Nicholas Financial Inc. March 2012 - Present
Wells Fargo Bank January 2009 - February 2012
Enterprise Rent-A-Car January 2007 - December 2008
Enterprise Rent-A-Car August 2006 - January 2007
Enterprise Rent-A-Car July 2005 - August 2006
Skills
Account Management, Banking Sales, Customer Service, Conflict Management, Financial Advising and..., B2B Sales, Marketing Strategy, Fleet Management, Fleet Planning, Cold Calling, Risk Management, Collections, Loan Origination, Underwriting, Funding, Team Building, Banking, B2B, Forecasting, Loans, Business Development, Sales, Plannning, Leadership, Recruiting, Management, Credit, Customer Satisfaction, Relationship Management, Customer Retention, Analysis, Sales Management, Profit, Employee Training, Credit Analysis, Coaching, Finance, Portfolio Management, Human Resources, Consumer Lending, Business Planning, Insurance, Budgets, Time Management, Hiring, Branch Management, Commercial Lending, Credit Risk, Cross Selling, Employee Benefits
Education
Florida International University 2004 — 2006
Bachelor, Business Administration, 3.5
Miami Dade College 2002 — 2004
Associate in Arts, Business Administration, 3.4
Arena Football League Players Union September 2014 - Present
Brunswick Elite Swim Team October 2012 - January 2013
Nicholas Financial Inc. December 2009 - October 2012
YMCA of Greater Cleveland May 2009 - September 2009
Skills
Legal Research, Legal Writing, Sports, Microsoft Office, Customer Service, Leadership, Management, Time Management, Social Media, Research, Account Management, Microsoft Word, PowerPoint, Microsoft Excel
Education
Charlotte School of Law 2013 — 2015
Juris Doctor
Mount Union College 2004 — 2008
Bachelor of Arts (BA), Sport Management, Legal Studies
Nicholas Financial Inc. July 2015 - Present
Nicholas Financial Inc. May 2014 - July 2015
Nicholas Financial Inc. April 2013 - May 2014
Nicholas Financial Inc. January 2013 - February 2014
United Rentals August 2012 - January 2013
Medicredit April 2008 - September 2010
Founders Federal Credit Union March 2006 - April 2008
Harrelson Ford September 2003 - March 2006
Skills
Loans, Credit, Credit Analysis, Credit Risk, Loan Origination, Banking, Consumer Lending, Customer Satisfaction, Customer Service, Sales, Lines Of Credit, Sales Management, Team Building, Finance, Leadership, Management, Relationship Management, Account Management, New Business Development, Negotiation, Customer Retention, Financial Analysis
Education
University of Phoenix 2013 — 2014
Associate of Arts and Sciences (A.A.S.), Business Administration and Management, General
Central Piedmont Community College 2009 — 2012
General Studies
Miami Killian Senior High 1999 — 2003
High School/Secondary Diplomas and Certificates
Deutsche Schule - Quito Ecuador 1990 — 1998
Nicholas Financial Inc. July 2015 - Present
Challenge Financial March 2015 - July 2015
MarkOne Financial September 2012 - February 2015
TD Auto Finance September 2011 - September 2012
Skills
Automotive, Continuous Improvement, Forecasting, Business Planning, Customer Satisfaction, Banking, Finance, Financial Analysis, Credit, Negotiation, Analysis, Customer Service, Credit Analysis, Loans, Portfolio Management, Risk Management, Credit Risk, Process Improvement
Education
The University of Texas at Dallas
Bachelor of Science (B.S.), Business Administration
Nicholas Financial Inc. January 2014 - Present
The Human Experience: Redefining Queer Culture July 2012 - Present
Sunset Finance of Savannah June 2013 - January 2014
GameStop June 2010 - August 2013
Jett Events June 2011 - May 2012
GERLS/Strengthening Families Program with DEFACS and State Judicial Court System May 2010 - January 2012
Armstrong Atlantic State University January 2011 - December 2011
Chili's December 2010 - April 2011
Randolph College Development Office September 2007 - May 2010
Amnesty International May 2009 - August 2009
Skills
Event Planning, Research, Public Relations, Editing, Public Speaking, Nonprofits, Community Outreach, Customer Service, Speech Writing, Organization, New Media Strategy, Proposal Writing, News Writing, Sales Management, Direct Sales, Up-selling, Office Administration, Advertising, Team Management, Sales & Marketing..., Conflict Resolution, Robert's Rules of Order, Loan Compliance, Loan Closings, Negotiation, Credit Management, Credit Risk, Creditors' Rights
Education
Randolph-Macon Woman's College 2006 — 2010
BA, Communication Studies, Global Studies, Dance
Bradwell Institute 2002 — 2006
Diploma with Honors, Honors/AP Curriculum
Armstrong Atlantic State University
Post Baccalaureate Studies
Select Motors Group May 2014 - Present
Nicholas Financial Inc. March 2012 - May 2014
Enterprise Rent-A-Car March 2010 - January 2012
Countrywide Mortgage Services November 2005 - April 2007
Citi May 2000 - November 2005
Skills
Finance, Sales, Sales Management, Credit Analysis, Customer Service, Customer Retention, Creative Direction, Credit Risk
Education
University of South Florida 2008 — 2010
Bachelor of Arts (B.A.), Psychology
California State University-Chico
Nicholas Financial Inc. April 2014 - Present
Nicholas Financial Inc. February 2014 - Present
Foundation Financial Group October 2013 - February 2014
Tower Loan July 2013 - October 2013
Tower Loan August 2012 - July 2013
University of Mississippi July 2010 - July 2012
Mississippi Association or Residence Hall Students February 2011 - February 2012
University of Mississippi January 2007 - May 2010
University of Mississippi August 2006 - May 2008
Pearl 2008 - 2008
Skills
Microsoft Office, Microsoft Word, Microsoft Excel, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, HTML, Student Affairs
Education
University of Mississippi 2010 — 2012
Master of Arts (MA), Higher Education/Higher Education Administration
University of Mississippi 2006 — 2010
Bachelor of Business Administration (BBA), Human Resources Management/Personnel Administration, General
Mississippi State University 2003 — 2006
N/a, Elementary Education and Teaching
Nicholas Financial Inc. July 2013 - Present
Osgood Industries, Inc. October 2010 - July 2013
Skills
VMware, Citrix XenDesktop, Office 365, Veeam, EMC Storage, PRTG, Windows Server, SharePoint, Active Directory, DNS, CentOS, OpenSuse, SLES, Barracuda Spam Firewall, Email Hosting, Wireless Networking, VoIP, WAN, Disaster Recovery
Education
St. Petersburg College 2015 — 2017
B.A.S. Technology Management
St. Petersburg College 2011 — 2013
Associate of Arts and Sciences (AAS)
StreetLinks Lender Solutions 2013 - Present
Nicholas Financial Inc. 2008 - 2013
Aames Home Loan 2002 - 2008
The Associates 1993 - 2002
ITT Financial Services 1989 - 1993
Skills
Loans, Mortgage Lending, Credit, Mortgage Banking, Management, Sales Management, Sales, Process Improvement, Training, Credit Analysis, Risk Management, Strategic Planning, Banking, Portfolio Management, Executive Management, Sales Operations, FHA, Human Resources, Insurance, Finance, Financial Services, Refinance, VA loans, Underwriting, Leadership, Loan Origination, Consumer Lending, Loan Servicing, Residential Mortgages, Mortgage Servicing, Commercial Lending, Mortgage Underwriting, Credit Risk, Relationship Management, USDA, Construction Loans, Funding, Loss Mitigation, FHA financing, Real Estate Financing, B2B, Branch Management, Credit Cards, Government Loans, Retail Banking, Marketing, Cross Selling, Home Equity Loans, Reverse Mortgages, FHA Financing
Education
Glen Oaks Community College
Indiana University Bloomington
The Art Institute of Atlanta May 2011 - Present
Ameristar Mortgage June 2009 - Present
Nicholas Financial Inc. January 2008 - June 2009
Wells Fargo March 2001 - December 2007
Education
Alabama Agricultural and Mechanical University 1995 — 1999
Bachelors of Science, Marketing
Nicholas Financial Inc. October 2013 - Present
PNC Bank November 2010 - October 2013
Citi Financial Services August 2010 - November 2010
Insuranti March 2008 - January 2010
HFC, member HSBC June 2005 - December 2007
HSBC November 2002 - June 2005
Beneficial Financial Group January 1991 - November 2002
Skills
Management, Loans, Business Development, Mortgage Lending, Credit, Negotiation, Leadership, Sales, Portfolio Management, Budgets, CRM, Customer Service, Team Building, Sales Management, Insurance, Banking, Retail Banking
Education
East Carolina University
MBA
East Carolina University
BSBA, Concentration in Finance
Wells Fargo Dealer Services June 2014 - Present
Nicholas Financial Inc. April 2012 - December 2013
SUNTRUP VW January 2011 - November 2011
Auto Centers Nissan November 2009 - 2010
Skills
Consumer Lending, Credit, Branch Management, Credit Analysis, Loans, Finance, Banking, Relationship Management, Loan Origination, Credit Risk, Loan Servicing, Profit, Customer Service, Risk Management, Team Building, Loss Mitigation, Funding, Hiring, Branch Banking, New Business Development, Subprime, Dealer Management, Underwriting, Management, Portfolio Management
Education
Saint Louis University 1994 — 1997
bachelor, international studies
Ally Financial Inc. October 2013 - Present
Nicholas Financial Inc. March 2012 - October 2013
Pioneer Services May 2008 - March 2012
United Auto Credit Corporation January 2002 - May 2008
Skills
Consumer Lending, Credit, Loans, Credit Analysis, Loss Mitigation, Dealer Management, Profit & Loss Management, Military Experience, Loan Origination, Loan Servicing, Dealer Marketing, Team Building, Finance, Risk Management, Customer Service, Management, Portfolio Management, Credit Risk, Underwriting, Process Improvement, Customer Retention, Financial Services, Mortgage Lending
Education
Avila University 2002 — 2009
Bachelors, Business
Johnson County Community College 1999 — 2002
Associates, Business Administration and Management, General
Cloud County Community College 1996 — 1999
Associates, Business
Nicholas Financial Inc. February 2013 - Present
OneMain Financial September 2009 - February 2013
HSBC June 2006 - April 2009
HSBC August 2005 - June 2006
HSBC April 1996 - August 2005
Skills
Mortgage Lending, Leadership, Credit, Sales, Management, Relationship Management, Operations Management, Loans, Sales Operations, Risk Management, Banking, Finance, Consumer Lending, Training, Financial Analysis, Financial Services, Forecasting, Program Management, Customer Retention, Marketing, Sales Management, Portfolio Management, Credit Analysis, Loan Origination, Retail Banking, Commercial Lending, Credit Risk
Education
University of North Carolina at Chapel Hill - Kenan-Flagler Business School 2002 — 2002
Executive Training Program- AFSA
East Carolina University - College of Business 1988 — 1990
MBA
East Carolina University 1984 — 1988
BSBA, Marketing
Transamerica December 2012 - March 2015
Waste Management April 2008 - October 2012
Citi June 2006 - March 2008
Nicholas Financial Inc. April 2005 - May 2006
Allstate 1996 - 2004
Skills
Sales Management, Contract Negotiations, New Business Development, Team Building, Hiring, Customer Relations, Customer Service, Contract Negotiation, Forecasting, Consultative Selling, Recycling, Selling, Recruiting, Management, Customer Retention, Business Development, Marketing Strategy, Fairness Opinions, Leadership, Business Strategy, Sales Operations, B2B, Human Resources, Strategic Planning, Customer Satisfaction, Cold Calling, Operations Management, Strategy, Negotiation, CRM, Direct Sales, Budgets, Interviews, Microsoft Excel, Cross-functional Team..., Coaching, Business Planning, Purchasing, Profit, Call Centers, Sales Process, Marketing, Customer Experience, Program Management, Team Leadership, Vendor Management, Account Management, Training, Sales, Inspiration
Education
University of Baltimore
Business Administration, Business Administration
Mann Chrysler Dodge Jeeep September 2010 - Present
Nicholas Financial Inc. August 2013 - July 2014
Dealers Financial Services 2008 - 2010
Thoroughbred Chevrolet May 2006 - August 2007
Mann Chrysler Dodge Jeep August 2005 - May 2006
Sam Swope Honda May 2004 - December 2004
Toyota South August 2003 - May 2004
Courtesy Acura 1997 - 2003
Skills
Loans, Consumer Lending, Banking, Team Building, Credit, Customer Retention, Customer Satisfaction, Problem Solving, Marketing, Automotive, Microsoft Word, Finance, Leadership, Profit, Forecasting, Strategic Planning, Sales Process, Account Management
Education
Morehead State University 1990 — 1991
BA, Journalism with Public Relations/Advertising
University of Kentucky 1984 — 1987
BS, Agricultural Communications
Nicholas Financial Inc. August 2015 - Present
CNAC August 2010 - August 2015
Advance America February 2007 - August 2010
Skills
Operations Management, Customer Service, Management, Customer Satisfaction, Team Building, Retail, Income Statement, Inventory Management, Training, Leadership, Profit, Sales, Budgets, Performance Management, Team Leadership, Recruiting, Coaching, Loss Prevention, P&L Management, Hiring, Finance, Interviews, Accounting, Customer Retention, Employee Training
Education
Bowling Green State University 1996 — 1999
Business Administration and Management, General
Sevocity April 2013 - Present
EHR Concepts April 2012 - April 2013
Nicholas Financial Inc. March 2010 - April 2012
Morgan Stanley October 2007 - February 2009
Fremont Investments & Loans 2003 - 2007
AIG July 2001 - June 2003
Skills
Team Building, Customer Service, Sales, Sales Management, Sales Process, Salesforce.com, Discover.org, Allscripts, Staffing Services, Product Demonstration, Networking, Building Relationships, Business Relationship..., Training, Account Management, Strategic Planning, EHR, Enterprise Software, Microsoft Excel, Public Speaking, EMR, Microsoft Office, HL7, Health Information..., Healthcare, Healthcare Information..., HIPAA, Software Documentation, Process Improvement, Practice Management, Informatics, Software Implementation, Cerner, Leadership, Medical Technology, Healthcare Consulting, CPOE, Epic Systems, Healthcare Management, Hospitals, Clinical Research, Healthcare Industry, Meditech, Management, Consulting, Access, Documentation, Troubleshooting, Integration
Education
McKendree College 1999 — 2001
Communication, Business, Management, Marketing, and Related Support Services, 3.3
Grand Rapids Fitness LLC September 2015 - Present
GR Finance March 2014 - Present
Nicholas Financial Inc. October 2012 - February 2014
Merle Boes, Inc October 2008 - October 2012
Grand Rapids Auto Auction May 2008 - October 2008
ABC West Michigan Auto Auction April 2007 - January 2008
Delamar Car Co August 2006 - June 2007
Harold Zeigler Automotive Group 2005 - 2006
Land Rover Grand rapids November 2001 - August 2005
Skills
Automobile, Sales Management, Marketing, Customer Service, Team Building, Coaching, Customer Retention, Strategic Planning, Public Speaking, Microsoft Office, Social Media, Microsoft Excel, Purchasing, Microsoft Word, Finance, Sales, Negotiation, Sales Process, Contract Negotiation, Account Management, B2B, Credit
Education
American Council on Exercise (ACE) 2014 — 2015
Certified Personal Trainer, Physical Fitness
Grand Rapids Community College � Real Estate Licensing 1998 — 1999
Grand Valley State University 1996 — 1997
N/A, Theatre
Grayling High School 1992 — 1996
High School Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program
Blue heron Academy
holistic health Practioner, Holistic Health
Gateway One Lending & Finance December 2012 - Present
Nicholas Financial Inc. July 2010 - December 2012
ACC Consumer Finance May 2007 - June 2010
Centrix Financial July 2002 - May 2007
Onyx Acceptance Corporation April 2001 - June 2002
Skills
Sales, Retail, Business Planning, Market Planning, Program Management, B2B, Sales Management, Strategy, Direct Sales, Account Management, Customer Satisfaction, Marketing, Loans, Management, New Business Development, Customer Retention, Training, Marketing Strategy, Team Building, Sales Process, Customer Service, Negotiation, Automotive
Education
Illinois State University 1990 — 1992
Nicholas Financial Inc. 2009 - Present
Countrywide Home Lending 2008 - 2009
Mid-Atlantic Finance 2005 - 2008
Education
University of South Florida 1989 — 1991
BA, Literature
St. Petersburg Jr College 1986 — 1989
A.A., English
Nicholas Financial Inc 2012 - Present
Skills
Microsoft Office, Public Speaking, Customer Service, Team Building, Nonprofits, Social Services, Strategic Planning, Community Outreach, Microsoft Word, Leadership, Event Planning, Research, Microsoft Excel, Banking, Mortgage Lending, Finance, Team Leadership, Negotiation, Management, Training, Coaching, Sales, Customer Satisfaction
Education
Southern Illinois University, Carbondale 1986 — 1990
Bachelor of Science, Management with a specialization in entrepreneurship
ML Credit June 2015 - Present
United Auto Credit Corporation December 2014 - May 2015
Nicholas Financial, Inc November 2004 - November 2014
Target August 2003 - November 2004
Skills
Loans, Credit, Credit Analysis, Consumer Lending, Credit Risk, Banking, Loss Mitigation, Portfolio Management, Loan Origination, Underwriting, Risk Management, Finance, Loan Servicing, Relationship Management, Sales Management, Team Building, Financial Services, Negotiation, Customer Satisfaction, New Business Development, Customer Service, Customer Retention, Profit, Subprime, Sales, Hiring, Account Management, Branch Management, Automobile, Dealers, Cross Selling, Coaching, Cold Calling, Funding, Recruiting, Automotive, B2B, Retail, Refinance, Microsoft Excel, Inventory Management, Business Strategy, Contract Negotiation, Operational Risk, Income Statement, Repossessions, Employee Management, Credit Cards, Leadership
Education
University of North Carolina at Greensboro 1998 — 2002
BS, Marketing, financial economics
BB&TSales Finance June 2010 - Present
New South Federal Savings Bank March 1992 - November 2010
Nicholas Financial Inc. September 2009 - June 2010
Ford Motor Credit Company 1979 - 1992
Education
Jacksonville State University 1975 — 1979
BS, Banking and Finance/Accounting
Skopos Financial September 2012 - Present
Southern Auto Finance Company (SAFCo) 2011 - 2012
Team Toyota 2010 - 2011
Smart Move Auto 2008 - 2009
Subaru of Gwinnett 2007 - 2008
Nicholas Financial Inc. 2006 - 2007
Lou Sobh Automotive 2004 - 2006
World Toyota 2001 - 2004
Skills
Business Intelligence, Consultative Sales..., Marketing Program..., Increase Productivity, Performance Improvement, Project Management, Territory Startup &..., Train Staff, Staff Development, Customer Segmentation..., Data Mining, Data Processing, Written Communication, Oral & Written..., Oral Communication, Data Analysis, Auto Finance, Auto Lending, Subprime Auto Finance, Subprime Auto Lending, Indirect Auto Lending, Indirect Auto Finance, Subprime Automotive..., Subprime Automotive..., Indirect Automotive..., Indirect Automotive..., Nonprime Auto Finance, Nonprime Auto Lending, Nonprime Automotive..., Nonprime Automotive..., Customer Satisfaction, Business Development, Finance, Loans, Marketing, Outside Sales, Sales, Sales Management, Sales Operations, Sales Process, Team Building, Automotive, Customer Retention, Customer Service
Education
Alabama Agricultural and Mechanical University 1987 — 1991
Bachelor of Science (B.S.), Urban and Community Planning
Hueytown High School 1982 — 1986
High School Diploma, Advance academics
Nicholas Financial Inc. October 2007 - June 2010
Pinnacle Financial Partners 2002 - 2007
Education
Southern Illinois University, Carbondale
Nicholas Financial Inc. August 2011 - Present
Southern Automotive Equipment October 2010 - August 2011
Hunter Engineering Company October 2005 - July 2010
J.D April 1999 - May 2005
Pioneer Financial Group May 1998 - March 1999
Enterprise Rent-A-Car May 1993 - April 1998
UPS 1988 - 1993
Skills
Automotive, Vehicles, B2B, Purchasing, Automotive Aftermarket, Customer Satisfaction, Sales Process, Marketing, New Business Development, Direct Sales, Team Building, Customer Service, Outside Sales, Tires, Car Rental, Dealers, Retail
Education
Baldwin-Wallace College 1991 — 1993
Bachelor of Arts, emphasis on Business Management and Marketing
Parma High School
BB&T March 2014 - Present
J.D.Byrider June 2009 - March 2014
Nicholas Financial Inc. March 2008 - February 2009
United Auto Credit Corporation April 2005 - August 2006
Ford Motor Credit Company February 1997 - March 2005
Skills
Credit, Credit Analysis, Underwriting, Loans, Finance, Customer Satisfaction, Profit, Sales Management, Team Building, Portfolio Management, Customer Service, Consumer Lending, Training, Financial Services, Banking, Mortgage Lending, Executive Management, Coaching, Financial Analysis, Risk Management, Leadership, Sales, Loan Origination, Customer Retention, Insurance, Credit Risk, Forecasting, Management, Strategic Planning, Process Improvement, Marketing, Financial Risk, Public Speaking
Education
Florida Agricultural and Mechanical University 1990 — 1996
B.S., Business Administration and Finance
Selma High School 1986 — 1990
Advanced Academic Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program
Credit Acceptance November 2014 - Present
Nicholas Financial Inc. September 2012 - October 2014
Trucks Plus Inc June 2002 - September 2012
Skills
Customer Service, Sales, Finance, Negotiation, Credit, Management, New Business Development, Strategic Planning, B2B, Store Management, Budgets, Wholesale, Auctions, Auto, Loans, Profit, Microsoft Office, Customer Relations, AL Department of..., Business to Business..., Auto Appraisals, Floorplanning, Acccounts Receivable..., Frazer Software, Retail Management, Wholesale Sales, Sales Management, Consultative Sales..., Team Leadership, Sales Operations, Business Strategy, Sales Presentations, Relationship Building, Employee Relations, Cross-functional Team..., Market Research, Performance Management, Sales Force Development, Product Launch, Customer Experience, Business Coaching, Presentation Development, Revenue & Profit Growth, CRM Databases, Credit Reporting, Dealer Networks, Dealer Operations, Dealer Relationships
Education
Auburn University 1999 — 2002
Bachelor of Science (B.S.), Business Administration
SunTrust Bank September 2011 - Present
Nicholas Financial Inc. September 2010 - June 2011
HSBC May 1990 - April 2009
Skills
Consumer Lending, Loans, Mortgage Lending, Credit Analysis, Loan Origination, Retail Banking, Relationship Management, Underwriting, Branch Management, Credit Risk, Portfolio Management, Cross Selling, Risk Management, Branch Banking, Sales
Education
ECPI 1989 — 1990
OFFICE TECHNOLOGY
ECPI College of Technology 1989 — 1990
CERTIFICATE, Office Management and Supervision
Carolina Payday Loans September 2014 - Present
C Sally Editing June 2011 - Present
Lake Keowee Chrysler Dodge Jeep February 2014 - September 2014
Nicholas Financial Inc. May 2008 - November 2013
Skills
Editing, Loans, Funding, Freelance Writing, Marketing, Finance, Management, Research, Financial Services, Customer Service, Banking, Leadership, Credit, Credit Analysis, Retail, Risk Management, Sales, Sales Management, Team Building
Education
University of South Florida 1985 — 1993
BA, English
Nicholas Financial Inc. August 1994 - Present
Education
University of South Florida 1990 — 1993
bachelor of science, finance
Nicholas Financial Inc. November 2008 - August 2011
United Auto Credit Corporation September 2005 - October 2008
Greentree Servicing Corp. October 1997 - August 2005
Skills
Credit Analysis, Collections Management, Marketing, Underwriting, Negotiation, People Management, Problem Solving, New Business Development, Oral/Written..., Loss Mitigation, Team Building, Portfolio Management
Education
Piedmont College 1971 — 1972
South Cobb High School 1969 — 1971
Nicholas Financial Inc. 2012 - Present
Skills
Credit, Loans, Credit Analysis, Consumer Lending, Credit Risk, Loan Origination, Underwriting, Banking, Portfolio Management, Relationship Management, Finance, Risk Management, Loss Mitigation, Sales Management, Loan Servicing, Retail Banking, Branch Management, Mortgage Lending
Education
Indiana University-Purdue University at Indianapolis 2006 — 2008
Bachelor of Science (BS), Finance/International Business
Platinum Auto Finance May 2014 - Present
Nicholas Financial Inc. March 1999 - April 2014
Greentree Mortgage Services May 1998 - March 1999
Mercury Finance Corporation August 1991 - May 1998
Skills
Loans, Credit Analysis, Credit, Consumer Lending
Education
University of South Florida 1986 — 1999
Bachelor's degree, Communications / Business Management
ITT Technical Institute March 2013 - Present
Unemployed July 2010 - March 2013
Community Loans of America March 2005 - July 2010
Nicholas Financial Inc. 1999 - 2004
Skills
Cash Management, Supervising, Hiring Practices, New Hire Training, Terminations, Collections, Court Appearances, Computers, Multi Tasking, Multi-unit, Sales, Targets, Schedules, Loans, Reports, Presentations, Business Meetings, Multi-line Phone, Compliance, Teaching, Cold Calling, Cash Flow, Deposits, Auditing, Management, Retail, Team Building, Microsoft Office, Leadership, Hiring, Time Management, Microsoft Word, Sales Management, Data Entry, PowerPoint, Finance, Banking, Problem Solving, Outlook, Human Resources, Financial Analysis, Negotiation, Forecasting, Customer Service, Inventory Management, Public Speaking, Teamwork, Team Management, Marketing
Education
Keiser University-Ft Lauderdale 2013 — 2015
Bachelor of Science (BS), Social Psychology
Keiser University-Ft Lauderdale 2012 — 2013
Associate of Science (AS), Criminal Justice/Law Enforcement Administration
Keiser College 1998 — 2000
Associate of Science (A.S.), Computer Networking Administration
Nicholas Financial Inc. May 2005 - Present
United Auto Credit Corporation January 2003 - February 2005
GMAC August 1989 - September 2002
Skills
Credit, Loans, Relationship Management, Credit Analysis, Credit Risk, Underwriting, Portfolio Management, Sales, Loan Origination, Account Management, Financial Services
Education
Ball State University 1986 — 1989
Associates Degree, Political Science and Government
Exeter Finance Corp July 2012 - March 2015
Wells Fargo Dealer Services October 2011 - April 2012
Nicholas Financial Inc. November 2010 - October 2011
CitiFinancial Auto March 2002 - February 2009
Skills
Credit Analysis, Automotive, Finance, Credit Risk, Credit, Loans, Portfolio Management, Sales Management, Team Building, Process Improvement, Financial Analysis, Banking, Customer Retention, Customer Service, Sales, Sales Process, Negotiation, Management, Consumer Lending, Sales Operations, Profit, Relationship Management
Education
Clark State Community College
Springfield North High School