Applied Bank
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Applied Bank Employees
Olive and Gourmet June 2012 - Present
Aviva Jewels / Blackthorn August 2012 - Present
Puccinis Pizzeria July 2013 - April 2014
Applied Bank May 2008 - February 2009
Skills
Jewelry, Commercial Photography, Portrait Photography, Photos, Event Photography, Image Editing, Digital Photography, Lightroom, Portraits, Fine Art Photography, Wedding Photography, Photography, Image Manipulation, Editorial, Magazines, Digital Imaging
Education
Florida Atlantic University 2008 — 2013
Bachelor's Degree, Fine and Studio Arts
Bank of America January 2015 - Present
Applied Bank July 2013 - January 2015
Applied Bank August 2008 - July 2013
The First National Bank of Wyoming June 2006 - August 2009
Skills
Branch Management, Bank Secrecy Act, Deposits, Banking, Customer Service, Training, Retail Banking, Commercial Banking, Microsoft Excel, Money Market Accounts, Certificates of Deposit, Cash Advance, Finance, Cross Selling, Branch Banking, Fedwire, Operations Management, Cash Management, Financial Services, Personal Banking, Teller Operations, Internet Banking, ACH, AML, KYC, Cash Flow Lending, Underwriting, Debit Cards, Payments, Sales, Operational Risk, Financial Transactions, cash ma, Fiserv, Credit Analysis
Education
Goldey Beacom College 2008 — 2010
Bachelor of Science (B.S.), Business Administration and Management, General
Goldey Beacom College 2006 — 2008
Associate of Science (A.S.), Business Administration
Delmarva Business & Lender Advisors October 2014 - Present
Applied Bank April 2014 - Present
Applied Bank July 2013 - October 2014
Cecil Bank November 2010 - July 2013
US Navy July 2005 - July 2009
Skills
Business Planning, Strategic Planning, Customer Service, Microsoft Excel, Banking, Financial Risk, Financial Analysis, Microsoft Word, Financial Modeling, Process Improvement, Analysis, Leadership, Budgets, Government
Education
Wilmington College 2011 — 2012
Bachelor of Applied Science (BASc), Accounting
Cecil College 2009 — 2011
Associate's degree, Accounting
TD 2014 - Present
SolomonEdwards 2013 - 2014
UnitedHealth Group 2012 - 2013
Merck 2011 - 2012
Ally Financial Inc. 2006 - 2011
Chase 2003 - 2006
Applied Bank 1999 - 2003
Advanta 1992 - 1999
Skills
Forecasting, Strategic Financial..., Business Planning, Analytics, Metrics, Financial Analysis, Business Analysis, Budgets, Management, Leadership, Process Improvement, Management Consulting, Financial Reporting, Corporate Finance, Mergers & Acquisitions, Predictive Modeling, Cash Flow, Pharmaceutical Industry, Healthcare, Banking, Analysis, Finance, Cash Flow Analysis, Healthcare Industry, Healthcare Analytics, Profit Maximization, Metrics Analysis, Operational Analysis, Strategic Planning, Return on Investment..., Expense Management, Budget Management, Risk Management, Valuation, Financial Planning
Education
La Salle University
Bachelor of Science, Finance & Marketing
Wells Fargo Home Mortgage November 2013 - Present
Allied Mortgage Group, Inc. August 2011 - November 2013
Home Savings of America, wholly owned by Home Savings Bancorp. February 2010 - August 2011
Applied Bank February 2009 - February 2010
Flagstar Bank December 2003 - February 2009
Skills
Mortgage Lending, Mortgage Banking, Loans, Branch Banking, Sales, Management, Call Centers, Loan Origination, Refinance, FHA, Residential Mortgages, USDA, VA loans, FHA financing, Credit, Reverse Mortgages, Credit Analysis, Commercial Lending, Mortgage Underwriting, Consumer Lending, Underwriting, Real Estate, Certified Mortgage..., Government Loans
Education
Penn State University
Finance, General - Business Management, Economics
Morningstar May 2013 - Present
Applied Bank April 2012 - March 2013
Guardian Investment Banking 2010 - 2012
Metropolitan Mortgage 2008 - 2010
Deutsche Bank 2007 - 2008
CIBC World Markets 2001 - 2007
Paine Webber 1998 - 2000
Arbor Associates Inc., Real Estate Developers 1989 - 1997
Skills
CMBS, Credit Analysis, Structured Products, Financial Analysis, Valuation, Asset Management, Investment Properties, Loans, Financial Modeling, Portfolio Management, Credit, Securitization, Mortgage Lending, Financial Structuring, Real Estate Economics, Capital Markets, Due Diligence, Underwriting, Real Estate, Structured Finance, DCF
Education
University of Pennsylvania - The Wharton School
BBA, Accounting
New York University 1997 — 1998
MS, Real Estate Finance
Parke Bank March 2014 - Present
Applied Bank February 2008 - March 2014
Resource Capital Advisors 2004 - February 2008
M&T Bank / Allfirst Bank 1999 - 2004
Mellon Bank 1989 - 1999
Continental Bank 1986 - 1989
Skills
Retail, Construction, Apartments, Commercial Lending, Loans, Commercial Banking, Commercial Mortgages, Commercial Real Estate..., Construction Loans, New Business Development, Networking, Credit Risk, Credit Analysis, Commercial Loan..., Commercial Loan..., Commercial Loan Closings, Relationship Management, Team Building, Team Leadership, Portfolio Management, Capital Markets, Underwriting, Financial Analysis, Financial Services, Due Diligence, Mortgage Banking, Valuation, Commercial Real Estate, Finance, Mortgage Lending, Real Estate, Real Estate Economics
Education
Penn State University 1983 — 1985
Bachelor of Science, Economics
Messiah College 1981 — 1983
Business Administration
Emmaus High School 1978 — 1981
Professional Recovery Services August 2010 - Present
2008-2010 NCO Financial Systems September 2008 - May 2010
Barclays May 2007 - August 2008
Applied Bank January 1999 - May 2007
Fleet Bank January 1998 - January 1999
MBNA America Bank January 1991 - January 1998
Southwestern Company January 1991 - September 1991
Education
Wilmington University 1993 — 1995
MBA
University of Delaware 1988 — 1993
BS
Barclaycard January 2015 - Present
FedEx Ground November 2014 - Present
Applied Bank August 2013 - Present
Catholic Schools Office, Diocese of Wilmington September 2013 - Present
GO Airport Shuttle & Executive Car Service August 2013 - September 2014
TD August 2011 - April 2013
Skills
Microsoft Word, Microsoft Office, Microsoft Excel, Hudson, Encore, Cash Handling Experience, Phone Etiquette, Face-to-face..., Customer Service, Wacom Tablet, Performance Art, Music, Banking, Credit Analysis, Commercial Banking, Retail Banking, Mortgage Lending, Finance
Education
College of St. Mary Magdalen 2007 — 2011
Liberal Arts and Sciences, General Studies and Humanities
TruMark Financial Credit Union April 2014 - Present
Applied Bank March 2013 - April 2014
Fox Chase Bank October 2012 - January 2013
Univest Bank and Trust Co. May 2009 - September 2012
Penn Liberty Bank October 2006 - February 2009
TD December 2003 - October 2006
Wells Fargo 2001 - 2003
Conectiv Communications 1998 - 2001
Verizon Business 1985 - 1998
Skills
Strategic Leadership, Sales Management, Marketing Communications, Government Relations, Community Relations, Commercial Banking, Telecommunications..., Risk Management, Credit, Banking, Community Development, Business Development, Strategic Leadership,..., Strategic Planning, Cash Management, Commercial Lending, Commercial Mortgages, Entrepreneurship, Leadership, Loans, Management, Marketing, Nonprofits, Relationship Management, Small Business Lending, Start-ups
Education
Neumann University 2002 — 2004
Master of Science (M.S.), Organizational & Strategic Leadership, 4.0
Saint Joseph's University 1988 — 1992
Bachelor of Science (B.S.), Business Administration and Management, General
Roch Capital Inc. 2013 - Present
Delaware Bankers Association 2012 - 2013
American Bankers Association -- Community Bankers Council 2012 - 2013
Applied Bank 2007 - 2013
BroadCreek Capital 2002 - 2007
TD Bank 2000 - 2002
Wells Fargo 1997 - 2000
Wells Fargo 1996 - 1997
Wells Fargo 1989 - 1996
Wells Fargo 1987 - 1989
Skills
Real Estate Private..., Private Equity, Hotels, Mergers & Acquisitions, Capital Markets, Financial Analysis, Valuation, Commercial Real Estate, Finance, Investments, Financial Risk, Corporate Finance, Funding, Real Estate Economics, Commercial Lending, Commercial Banking, Underwriting, Cash Management, Financial Modeling
Education
Stonier Graduate School of Banking -- University of Delaware
Degree conferred with honors, Banking/Finance
University of Delaware
BS, Economics
University of Wisconsin-Madison
JetBlue Airways July 2015 - Present
Florida Atlantic University May 2014 - May 2015
Sperry February 2010 - February 2014
Florida Legislature August 2013 - December 2013
Florida Atlantic University January 2013 - August 2013
Applied Bank February 2008 - February 2009
Skills
Public Speaking, Leadership, Microsoft Office, Social Media, Event Planning, PowerPoint, Customer Service, Fundraising, Leadership Development, Training, Social Networking, Higher Education, Student Development, Student Affairs, Sales, Time Management, Public Relations, Facebook, Spanish, Editing, Marketing
Education
Florida Atlantic University 2010 — 2015
Bachelor of Arts (B.A.), Communication, General
Florida Atlantic University 2010 — 2015
Bachelor of Arts (B.A.), Political Science and Government
Apple November 2012 - Present
Brian Kruelle Photography April 2009 - Present
DoubleTree by Hilton San Diego - Hotel Circle May 2015 - June 2015
Portfolio Hotels & Resorts March 2015 - 2015
Holiday Inn Resort Orlando-Lake Buena Vista March 2015 - 2015
Stingray Restaurant 2013 - 2013
Turnstone Builders LLC. 2013 - 2013
University of Delaware 2012 - 2013
Delaware BioScience Association 2011 - 2013
Applied Bank 2011 - 2013
Skills
Digital Photography, Photography, Photoshop, Adobe Creative Suite, Mac, OS X, Graphics, Final Cut Pro, Image Editing, Commercial Photography, Illustrator, Advertising, Event Photography, Portrait Photography, Wedding Photography, Apple Aperture, Art, Lighting, Portraits, Architectural..., iPhoto, Image Minipulation, Photo Shoots, Fine Art Photogr, Landscape Photography, Fine Art Photography, Fashion Photography, Adobe Bridge, Studio Lighting, Screen Printing, Nikon, Headshots, Apple Certified Mac..., Apple Certified, Mac OS, Apple Software
Education
University of Delaware 2007 — 2012
Bachelor of Fine Arts (BFA), Photography, Graphic Design
Wells Fargo June 2015 - Present
Wells Fargo June 2015 - Present
Applied Bank December 2011 - June 2015
WSFS Bank 2007 - December 2011
Brandywine Home Mortgage March 2001 - July 2007
US Army Reserve and National Guard February 1981 - March 2004
Sun National Bank 1999 - 2002
Wilmington Trust April 1994 - April 1999
Skills
Real Estate, Renewable Energy, Strategic Planning, New Business Development, Business Development, Budget, Team Building, Sales Management, Project Management, Budgets, Marketing, Business Strategy, Loans, Finance, Residential Homes, Entrepreneurship, Commercial Lending, Consumer Lending, Banking, Public Speaking, Marketing Strategy, Start-ups, Loan Origination, Mortgage Lending, Risk Management, Customer Service, Commercial Mortgages, Leadership, Financial Analysis, Credit, Commercial Real Estate, Due Diligence, Portfolio Management, Strategy, Executive Management, Investments, Mergers & Acquisitions, Asset Management, Credit Analysis, Commercial Banking, Corporate Finance, Underwriting, Financial Services, Strategic Financial..., Cash Management, Retail Banking, Financial Modeling, Business Planning, Capital Markets, Valuation
Education
Frostburg State University 2008 — 2008
NABCEP Solar and Wind Certification, Physics, Pass
Widener University 1989 — 1994
MBA, Business Administration
University of Delaware 1979 — 1983
Double, Economics & History, 3.01
University of Delaware - Lerner College of Business and Economics 1979 — 1983
Double B.A., Economics & History, 3.11 out of 4
State University of New York College at Oneonta 1979 — 1979
Business Administration, 2.85 out of 4
Tiedemann Trust Company May 2014 - Present
US Army March 2005 - Present
FlightSafety International February 2011 - July 2014
Applied Bank March 2009 - February 2011
Wachovia Bank February 2008 - February 2009
Skills
Information Technology, Customer Service, Policy, Organization &..., Networking, Project Planning, Troubleshooting, Analytical Skills, Time Management, Banking, Flexibility, Adaptability, Highly personable, Microsoft Office, Project Management, Issue Resolution, Weapons, Crisis Management, Civil-military..., Area Studies, Weapons Training, Infrastructure, Analysis, Regional Development
Education
Wilmington University 2009 — 2013
Bachelor of Science (BS), Finance, General
Stetson University 2006 — 2007
Bachelor of Science (BS), Finance, General
Roch Capital, Inc June 2014 - Present
Applied Bank June 2013 - June 2014
AXA Advisors November 2012 - May 2013
West Deptford Board of Education June 2010 - November 2012
Skills
Commercial Real Estate..., Argus Modeling, Financial Analysis, Financial Modeling, Microsoft Excel, Commercial Real Estate, Microsoft Word, Credit Analysis, Financial Statements, Microsoft PowerPoint, Prezi, Finance, Teamwork, Time Management, Banking, Sageworks, Credit Risk, Commercial Lending, Cash Flow Forecasting
Education
Philadelphia University 2012 — 2013
Master of Business Administration, Finance
Philadelphia University 2008 — 2012
Bachelor of Science (B.S.), Accounting
Stay at home mom August 2012 - Present
Applied Bank August 2010 - July 2012
Hospital Billing & Collection Services, Ltd July 2008 - November 2009
Daniel A. Winters & Company, CPA July 2007 - July 2008
Wilmington Savings Fund Society June 2005 - August 2005
Skills
General Ledger, Accounts Payable, Journal Entries, Accounting, Tax, Auditing, Cash, Finance, Invoicing, Account Reconciliation
Education
University of Delaware 2007 — 2007
Bachelor of Science (B.S.), Accounting
University of Delaware - Lerner College of Business and Economics 2003 — 2007
Bachelor of Science, Accounting
Sussex Technical High School 1999 — 2003
Business/Computer
University of Delaware Summer College 2002 — 2002
Historic Hotel Bethlehem June 2014 - Present
Hotel Bethlehem October 2012 - June 2014
Saucon Valley Country Club February 2012 - October 2012
Hotel Bethlehem October 2010 - February 2012
Applied Bank October 2007 - March 2010
Skills
Food, Hospitality Management, Hospitality, Hospitality Industry, Hotels, Front Office, Customer Service, Outlook, Catering, Banquets, PowerPoint, Microsoft Office, Microsoft Excel, Restaurants, Customer Satisfaction, Micros, Training, Teamwork, Social Media, Delphi, Public Speaking, Weddings, Guest Service Management, Accounting, Food & Beverage
Education
East Stroudsburg University of Pennsylvania 2010 — 2012
Bachelor's, Hotel Management
Northampton Community College 2003 — 2008
Associate's, Liberal Arts
Delaware Coalition Against Domestic Violence June 2014 - Present
Drinker Biddle & Reath LLP October 2009 - May 2013
Applied Bank September 2005 - December 2007
Glare Magazine February 2006 - March 2007
Skills
Marketing Communications, Social Media Marketing, Copywriting, Marketing Strategy, Copy Editing, Press Releases, Research, Event Planning, Microsoft Office, Proofreading, Adobe Creative Suite, Legal Writing, Project Management, Newsletter Writing, Social Networking..., Legal Research, Feature Writing, Photoshop
Education
Wilmington University
Master of Business Administration (MBA), Marketing/Marketing Management, General
Lincoln University 2003 — 2007
B.A., Communications/Journalism
Appiled Card Systems 1997 - 2008
Appiled Card Systems 1997 - 2008
Applied Card Systems 1997 - 2008
Applied Bank 1997 - 2008
Skills
Process Improvement, Team Building, Career Development, Customer Satisfaction, Outlook, Quality Assurance, Employee Training, Coaching, Organizational..., Performance Management, Call Centers, Microsoft Excel, MS Project, Technical Recruiting, Talent Acquisition, Leadership Development, Recruiting, Microsoft Word, Banking, Vendor Management, Business Analysis, Employee Relations, Software Documentation, Visio, Team Leadership, Instructor-led Training, Training, College Recruiting, Captivate, Onboarding, Applicant Tracking..., Human Resources, Project Management, Microsoft Office, Management, Access, Instructional Design, Talent Management, Strategic Planning, Leadership, Needs Analysis, SharePoint, PowerPoint, Customer Service, Change Management, Cross-functional Team...
Education
St. Cloud State University 1980 — 1984
BA, Education
Applied Bank August 2008 - Present
First National Bank of Wyoming August 2005 - July 2008
Education
Goldey-Beacom College 2006 — 2010
Crédit Agricole CIB March 2013 - Present
Applied Bank June 2012 - February 2013
A. H. Williams October 2011 - May 2012
Skills
Financial Analysis, Valuation, Analysis, Microsoft Excel, Microsoft Word, Due Diligence, Microsoft Office, Financial Modeling, PowerPoint
Education
University of Pennsylvania
ACS, a Xerox Company September 2010 - October 2012
ACS Inc. 2010 - May 2012
Applied Bank 2006 - 2009
Verizon October 1970 - May 1999
Skills
Instructional Design, Training, Call Center, Visio, Performance Management, Process Improvement, Software Documentation, Captivate, Experienced Trainer, Dynamic Trainer, Train the Trainer..., New Hire Programs, Adult Learning Theory, Managing the Learning..., Human Performance, Criterion Referenced..., Adult Learning..., Articulate Suite, Instructional Systems..., Instructional..., Student Discipline, Standards-based..., Standards Alignment, Curriculum Assessment, Talent Management, Recruiting, E-Learning, Project Management, Performance Improvement, Performance Consulting, Needs Analysis, Customer Satisfaction, Camtasia, Hands-on Training, SnagIt, Employee Relations, ADDIE, Instructor-led Training, Team Building, Organizational..., Outlook, Onboarding, Learning Management, Leadership Development, Talent Acquisition, Access, Technical Training, Customer Service, Training Delivery, SharePoint
Education
Management seminars at Wharton School of Business
St. Mary's University
Economics, Economics, Business Administration
DNB First March 2014 - February 2015
Citizens Bank November 2010 - June 2013
Applied Bank April 2008 - November 2010
Skills
Banking, Credit, Loans, Retail Banking, Customer Service, Risk Management, Commercial Banking, Mortgage Lending, Credit Analysis, Sales
Education
Eastern University 2004 — 2006
Master of Business Administration (M.B.A.), Business Administration and Management, General
Widener University
Bachelor of Science (BS), Business Administration and Management, General
Applied Bank 2006 - 2011
Skills
Primary job was..., Hard worker, good...
Education
Florida Career College, Boynton Beach FL 2011 — 2012
Associate of Science (A.S.), Registered Nursing/Registered Nurse
Broward Community College 2003 — 2007
Associate of Arts (AA)
Applied Bank May 2010 - Present
Citizens Bank May 2004 - July 2008
PNC Bank (21 years) and Citizens Bank (5 years) August 1987 - May 2004
Skills
Proficient using..., Credit Analysis, Financial Analysis, Credit Risk, Mortgage Lending, Financial Risk, Trade Finance, Cash Management, Investment Banking, Corporate Finance, Capital Markets
Education
Delaware Technical and Community College-Owens 1980 — 1982
Paralegal
MHS 1976 — 1980
Diploma, Academic
Applied Bank May 2010 - Present
Education
Penn State University 1981 — 1986
Bachelor of Arts (BA), Multi-Media Journalism, 3.2