Bank of Manhattan
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Bank of Manhattan Employees
Joseph J. Blake and Associates, Inc. November 2013 - Present
Interfraternity Council January 2012 - December 2012
Eureka! Burger November 2011 - December 2012
Rombro & Associates July 2010 - May 2012
Valentino's Pizza April 2009 - September 2009
Cardinal Investments August 2008 - May 2009
Bank of Manhattan June 2008 - August 2008
Skills
Microsoft Excel, Microsoft Office, PowerPoint, Social Media, Customer Service, Spanish, Access, Budgets, Accounting, Microsoft Word
Education
California Polytechnic State University-San Luis Obispo 2009 — 2013
Bachelor of Science (B.S.), Business Administration with Finance Concentration
Mira Costa High School 2005 — 2009
NewBridge Capital & Trust August 2014 - Present
Bank of Manhattan August 2013 - July 2014
Boston Private Bank & Trust Company November 2008 - August 2013
Skills
Commercial Lending, Banking, Loans, Real Estate Economics, Credit, Mortgage Lending, Commercial Banking, Credit Analysis, Commercial Mortgages, Portfolio Management, Mortgage Banking, Investment Properties, Loan Origination
Education
University of California, Berkeley
Bachelor of Arts (BA), Philosophy and Economics
PMAC Lending Services Inc. February 2015 - Present
Notary Public for the State of California November 2011 - Present
Bank of Manhattan June 2013 - November 2013
Pacifica Properties and Mortgage January 2003 - July 2013
Interbay Funding January 2006 - March 2007
Skills
Mortgage Lending, Short Sales, Investment Properties, Loans, Real Estate Transactions, Loss Mitigation, Loan Modifications, Sellers, Banking, Commercial Lending, Property, Real Estate, Buyers, FHA, Foreclosures, Real Estate Financing, Real Estate Economics, Refinance, Mortgage Banking, Loan Origination, Notary Public, Finance, Underwriting, Funding, Escrow, Title Insurance, Mortgage Marketing, REO, Residential Mortgages, Investors, VA loans, HUD, First Time Home Buyers, Referrals, Move Up Buyers, FHA financing, Investments, Condos, Credit, Construction Loans, SFR, Commercial Real Estate, Brokerage, Single Family Homes, USDA, Property Management, Reverse Mortgages, Real Property, 1031 Exchanges, Commercial Mortgages
Education
University of California, San Diego
Economics
Silicon Bay Development January 2015 - Present
Bank of Manhattan November 2011 - December 2014
Coast Capital Group, Inc. January 2003 - November 2011
Skills
Mortgage Lending, Underwriting, Mortgage Banking, Real Estate Development, Banking, Loans, Real Estate, Investment Properties, Real Estate Economics, Refinance, Commercial Mortgages, Residential Mortgages, Investors, Residential Homes, Loan Origination, FHA, Condos, Management, Single Family Homes, Real Estate Financing, Credit, Real Estate Transactions, Mortgage Marketing, REO, Foreclosures, Short Sales, Investments, Luxury, Negotiation, Referrals
Education
University of Arizona
B. A., Business, Finance
New American Funding November 2014 - Present
Bank of Manhattan February 2012 - October 2014
Bank of America July 2007 - January 2012
Skills
Loans, FHA, Credit, Loan Origination, Mortgage Banking, Refinance, Investment Properties, First Time Home Buyers, Mortgage Lending, Residential Mortgages
Education
UC Santa Barbara 1998 — 2000
Bachelor of Arts (B.A.)
Wells Fargo Home Mortgage October 2013 - Present
Bank of Manhattan February 2011 - October 2013
DLJ Financial August 2010 - February 2011
LOGICAL REALTY October 2009 - July 2010
New American Funding August 2008 - July 2009
Flex Point Funding November 2004 - June 2007
Real Estate Funding Corp & Centre Pointe Mtg January 2000 - November 2004
Secured Funding Corporation October 1997 - December 2000
Education
San Diego State University-California State University 1992 — 1996
Bachelor of Science (BS)
Mission Bay High School 1987 — 1990
High School
School of Creative and Performing Arts 1985 — 1986
805 QuickBooks ProAdvisors June 2013 - Present
Community West Bank September 2012 - May 2013
Bank of Manhattan May 2012 - July 2012
Great American Records Management January 2007 - December 2011
Pacific Capital Bancorp September 2010 - February 2011
Great American Self Storage June 2004 - September 2010
Los Padres Bank April 1999 - June 2004
Los Padres Bank April 1991 - April 1999
Deloitte June 1988 - May 1991
Skills
GAAP, Accounting, Auditing, SEC filings, Financial Risk, Budgets, Banking, General Ledger, Due Diligence, Financial Analysis, Strategic Planning, CPA, Investments, Internal Audit, Cash Flow Forecasting, Financial Accounting, Financial Reporting, Business Valuation, IPO, Accounting Policy, Budgeting, Business Formation, Consolidation, M&A experience, Feasibility Studies, SEC reporting, Fair Value, Financial Feasibility, Forecast Modeling, Investor Reporting, Liquidity Risk, Purchase Accounting, Regulatory Capital, Regulatory Filings, SOX, Real Estate Private..., Real Estate Finance, Mergers
Education
University of California, Santa Barbara 1983 — 1988
BA Business Economics, Accounting
San Marcos High School 1979 — 1983
Carrington Mortgage Services, Mortgage Lending Division September 2014 - Present
Bank of Manhattan July 2012 - September 2014
ING DIRECT August 2005 - July 2012
Wells Fargo March 2005 - August 2005
Emporium Financial January 2004 - March 2005
Town & Country Credit December 2001 - January 2004
Skills
Wholesale & Retail..., Home Equity Lines of..., Knowledge of Lending..., Credit Guidelines, Secured Lending Policy, Federal Regulations, RESPA Guidelines, Quality Assurance, Project Management, Training & Development, Commitment to Customer..., Mortgage Lending, Loans, Residential Mortgages, Refinance, Banking, Mortgage Banking, Loan Origination, Credit, Credit Analysis, Mortgage Underwriting, Funding, Customer Service, Finance, FHA, VA Loans
Education
University of Phoenix 2013 — 2015
Bachelor of Science in Business, Marketing Concentration
Universidad de San Buenaventura 1998 — 2000
Graduate Studies, Law
Bennett School 1983 — 1997
High school diploma
PAY2DAY Solutions, Inc. August 2015 - Present
PAY2DAY Solutions, Inc. March 2015 - August 2015
J.L. Powell Clothing LLC January 2014 - September 2014
Bank of Manhattan May 2013 - December 2013
Bacara Resort & Spa June 2010 - May 2013
Varna Trucking , Inc. March 2005 - June 2011
Skills
JUnit, Java, SQL, MySQL, MongoDB, Ruby on Rails, Web Development, Test Driven Development, AngularJS, JavaScript, Training, Management, Hotels, Hospitality, Policy, Event Management, Auditing, Purchasing, Event Planning, Social Media, Hospitality Management, Hospitality Industry, HTML, Microsoft Office, CSS, Eclipse, HTML5
Education
General Assembly 2014 — 2014
Full Stack Web Development, Full stack web development
University of California, Santa Barbara 2007 — 2009
Bachelor of Arts, Business Economics/Global Studies
SNH Inc. November 2014 - Present
Bank of Manhattan April 2013 - November 2014
Keller Williams Realty(Chris Heller) Del Mar, C.A. June 2011 - April 2013
Merrill Lynch March 2012 - February 2013
Wells Fargo February 2010 - July 2011
Alternative Asset Partners November 2007 - January 2010
Argent Mortgage/Citi Residential January 2005 - November 2007
Empire Capital Funding December 2001 - January 2005
Abtech Systems Inc February 2001 - December 2001
TD Ameritrade March 1999 - January 2001
Skills
Mortgage Lending, FHA, Loans, Investment Properties, First Time Home Buyers, REO, Real Estate, Residential Homes, Portfolio Management, Finance, Sales, Real Estate Transactions, Banking, Referrals, Investors, Mortgage Banking, Selling, Loan Origination, Real Estate Financing, Refinance, Asset Management, Commercial Real Estate, Condos, Underwriting, Credit, Series 7, Single Family Homes, Residential Mortgages, Sellers, Strategic Negotiations, Financial Risk, Equities, Series 63, FINRA, Hedge Funds, Relocation, Brokerage, Account Sales Strategies, Asset Managment, New Home Sales, Funding, FHA financing, Property, Mortgage Marketing, Real Estate Economics, Investments, Valuation, VA loans
Education
UNLV 1991 — 1997
Masters of Science, Hotel and Public Administration, 3.65
University of Nevada-Las Vegas 1991 — 1997
B.S, Harrah’s Hotel and Casino Management
Nebraska Wesleyan University
Pius X High School
Southeast High School
University of Nebraska-Lincoln
University of Southern Nevada
OneTrust Home Loans OneTrust Senior Lending August 2014 - Present
Bank of Manhattan November 2013 - August 2014
Banc Home Loans / Pac Trust Bank May 2013 - October 2013
Sun West Mortgage Company, Inc. October 2011 - June 2012
Wells Fargo Home Mortgage May 2008 - August 2011
Alta Vista Financial/Alta Vista Realty September 1989 - April 2008
Various Mortgage companies and Banks November 1974 - August 1989
Skills
Sales Recruitment, Loan Origination, Underwriting, Public Speaking, Business Planning, Business Strategy, New Business Development, Real Estate Finance, Real Estate Transactions, Time Management, First Time Home Buyers, Social Networking, Real Estate Economics, VA specialist, FHA Specialist, Construction Loans, Mortgage Underwriting, Tax Returns, Event Planning, FHA, Banking, CRM, Certified Mortgage..., Commercial Lending, Commercial Mortgages, Consumer Lending, Credit, FHA financing, Credit Analysis, Finance, Foreclosures, Government Loans, Home Equity Loans, Investment Properties, Investments, Leadership, Loans, Management, Mortgage Banking, Mortgage Lending, REO, Real Estate, Real Estate Financing, Recruiting, Residential Mortgages, Refinance, Sellers, Sales, Reverse Mortgages, USDA
Education
California Polytechnic State University-San Luis Obispo 1971 — 1973
No Degree. Left before completion, Finance/Business
Hodnett Cooper Real Estate July 2014 - Present
Wells Fargo Home Mortgage October 2012 - May 2014
Bank of Manhattan January 2011 - October 2012
The Debbie and Michelle Group July 2009 - September 2010
Plantation Mortgage of Alabama, Inc. June 2007 - October 2008
Countrywide September 2006 - May 2007
Plantation Mortgage Consultants June 2004 - September 2006
Countrywide Home Loans February 2002 - June 2004
Skills
Marketing Strategy, New Market Growth, New Business Development, Mortgage Marketing, Mortgage Lending, Jumbo Mortgage, FHA, Loans, Investment Properties, Real Estate, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, First Time Home Buyers, Sales, Risk Management, FHA financing, Foreclosures, Loan Servicing, Real Estate Financing, VA loans, FHA Financing
Education
University of Mount Olive 2001 — 2006
Bachelor, Business Mgmt and Organizational Development
City National Bank 2012 - Present
Bank of Manhattan 2010 - 2012
US Bank 2006 - 2010
Union Bank 2002 - 2006
Smith Barney 1998 - 2002
Skills
Loans, Financial Risk, Cash Flow, Negotiation, Loan Origination, Credit, Mortgage Lending, Banking, Mortgage Banking, Underwriting, Funding, Small Business Lending, Commercial Lending, Financial Analysis, Commercial Banking, Lines Of Credit, Investments, Risk Management, SBA, Consumer Lending, Commercial Mortgages, Cross Selling, Credit Analysis, Asset Based Lending
Education
US Bank 2006 — 2008
Commercial Credit Training
California State University 1998 — 2000
Bachelors of Science, Business; Finance, Real Estate, and Law
Cypress College 1996 — 1998
Associate of Arts (A.A.), Business Administration and Management, General
New American Funding August 2014 - Present
Bank of Manhattan October 2011 - August 2014
Coast Capital Group October 2007 - October 2011
ExpressJet Airlines November 1999 - March 2008
Skills
Residential Mortgages, Credit Analysis, Refinance, Mortgage Banking, VA loans, Loan Origination, Mortgage Lending, Loans, FHA, Credit, Investment Properties, First Time Home Buyers, FHA financing, Banking, Real Estate Economics, Investments, Foreclosures, Real Estate, VA Loans, Investors, Strategic Financial..., Certified Mortgage..., Financial Analysis, Residential Homes, Referrals, Government Loans
Education
California State University-Chico 1994 — 1998
B.S., Business Management
Farmers Insurance July 2015 - Present
Farmers Insurance August 2014 - Present
Farmers Insurance September 2012 - August 2014
Bank of Manhattan June 2010 - August 2012
Aglubat & Associates, Ameriprise Financial August 2009 - May 2010
Bayer Corporation December 2008 - May 2009
ING DIRECT February 2007 - December 2008
Washington Mutual May 2004 - August 2006
Togos-Baskin Robins May 2003 - May 2004
Skills
Customer Service, CRM, Sales, Research, Management, Software Documentation, Private Banking, Banking, Finance, Client Relationship..., Customer Relations, Business Development, Documentation, Accounting, Insurance, Financial Services, Project Management, Microsoft Office, Company Development, Compliance, project, Marketing, Leadership
Education
Loyola Marymount University 2013 — 2016
Master of Business Administration (M.B.A.), Marketing/Marketing Management
Loyola Marymount University 2006 — 2010
Bachelor of Business Administration, Management and Finance
Loyola Marymount University, College of Business Administration 2006 — 2010
Bachelor, Business Administration
Wells Fargo Home Mortgage September 2014 - Present
Bank of Manhattan November 2011 - January 2014
Title 365 October 2010 - November 2011
RPM Mortgage Inc January 2005 - October 2010
Skills
Banking, Credit, Finance, Mortgage Lending, Mortgage Banking, Residential Mortgages, Real Estate, Titles, USDA, FHA, Investments, Foreclosures, Refinance, Commercial Lending, Strategic Financial..., Loans, FHA financing, Underwriting, Referrals, VA loans, Short Sales, Real Estate Financing, Investors, Real Estate Economics, Loan Origination, Sellers, Financial Structuring, Credit Analysis, Residential Homes, Commercial Banking, Risk Management, Investment Properties, First Time Home Buyers, Sales, REO, FHA Financing, VA Loans
Education
Cal State Fullerton
California Bank & Trust 2013 - Present
Bank of Manhattan 2011 - 2013
Manufacturers Bank 2005 - 2011
Skills
Commercial Lending, Commercial Banking, Loans, Credit, Credit Analysis, Banking, Small Business Lending, Asset Based Lending, Credit Risk, Mortgage Lending, Portfolio Management, Underwriting, Lines Of Credit, Risk Management, Loan Origination, Financial Analysis, Investments, Commercial Mortgages, SBA, Finance
Education
California State University-Long Beach
Nations Mortgage Sr. Loan OfficerNations MortgageAugust 2014 - Present
Bank of Manhattan July 2013 - August 2014
PNC Mortgage September 2011 - August 2013
Bank of America Home Loans March 2009 - September 2011
First Federal Bank of California January 1994 - January 2009
First Federal Bank 1994 - 2009
Skills
FHA, Refinance, Mortgage Lending, Loans, First Time Home Buyers, Investment Properties, Residential Homes, Finance, Vacation Homes, Mortgage Banking, Loan Origination, Residential Mortgages, Credit, VA loans, Underwriting, Jumbo Loans, Debt Consolidation..., Real Estate Economics, Mortgage Underwriting, Construction Loans, Real Estate Financing
Education
University of California, Santa Barbara 1980 — 1983
Bachelor of Arts
South High
Bank of Manhattan April 2012 - Present
Santa Barbara Bank & Trust June 2010 - March 2012
Citigroup February 2006 - October 2007
Citigroup January 2003 - January 2006
CAL FED (acquired by Citigroup) February 2001 - January 2003
CALFED (acquired by Citigroup) June 1999 - January 2001
Bank of America January 1995 - June 1999
Bank of America August 1989 - December 1994
Education
California State University-Northridge 1987 — 1989
MBA, Finance / Management, 4.0; Dean's List
UCLA 1982 — 1986
BA, Economics, 3.8
Shift Digital March 2014 - Present
Bank of Manhattan March 2012 - March 2014
Bank of America July 2010 - March 2012
St. Regis Hotel June 2007 - July 2010
Education
University of Colorado at Boulder 2002 — 2006
BA
Commerce Consulting Corporation DBA World Telecom Group December 2014 - Present
Commerce Consulting Corporation DBA World Telecom Group May 2013 - December 2014
Bank of Manhattan February 2013 - April 2013
Ernst & Young September 2011 - November 2012
Optos July 2010 - June 2011
Comcast Spotlight May 2008 - January 2010
Thermo Fisher Scientific August 2005 - April 2008
Rucci, Bardaro & Barrett, PC September 2004 - May 2005
PTC May 2000 - August 2001
Citizens Bank May 1999 - May 2000
Skills
Russian, Forecasting, Auditing, Finance, Peachtree, Financial Analysis, Financial Reporting, Accounting, Internal Controls, Variance Analysis, Analysis, Budgets, Process Improvement, Internal Audit, Sarbanes-Oxley Act, Management, Managerial Finance
Education
Northeastern University - Graduate School of Business Administration 2010 — 2013
MBA, Finance, General
Bentley University 2002 — 2004
BS, Corporate Finance and Accounting
Kinecta Federal Credit Union May 2014 - Present
Bank of Manhattan March 2012 - May 2014
CS Financial August 2011 - March 2012
CS Financial March 2010 - August 2011
Bank of America April 2009 - March 2010
Countrywide Bank July 2003 - April 2009
Skills
Pricing, Mortgage Banking, Business Development, Relationship Management, Negotiation, Analysis, Securities, Structured Finance, Trading, Financial Analysis, Finance, Management, Sales, Marketing, Mortgage Lending, Loans, Credit
Education
Trinity College-Hartford 1997 — 2001
BA, Public Policy
Upper Perkiomen
Stearns Lending LLC June 2014 - Present
Everbank February 2013 - June 2014
Seven Gables Real Estate 2013 - 2014
Bank of Manhattan February 2012 - February 2013
Metlife Home Loans July 2009 - January 2012
JP Morgan Chase September 2001 - July 2009
JPMorgan Chase October 2001 - June 2009
Financial Partners Credit Union 1990 - 1997
Financial Partners Credit Union 1990 - 1997
Orange County Teachers Fed Credit Union 1986 - 1990
Skills
Real Estate, Mortgage Marketing, Finance, Mortgage Banking, Reverse Mortgages, VA loans, USDA, FHA, Refinance, Residential Mortgages, Loan Origination, Loans, FHA financing, Credit, Mortgage Underwriting, Certified Mortgage..., First Time Home Buyers, Banking, Investment Properties, Underwriting, Portfolio Management, Real Estate Transactions, Real Estate Economics, Government Loans, Real Estate Financing, Sellers, Construction Loans, Commercial Mortgages, Loss Mitigation, Credit Analysis, Financial Services, FHA Financing, VA Loans, Mortgage Lending, Residential Homes, Home Equity Lines of..., Sales, REO, Investors
Education
Pepperdine University 1997 — 1998
MBA program
Pepperdine University 1997 — 1998
Course sturdy in the MBA program, Masters of Business Administration-Executive Program
California State University-Fullerton
Bachelor's degree, Communications, Journalism
Plaza Bank June 2015 - Present
Hermosa Beach Chamber of Commerce January 2014 - Present
Bank of Manhattan March 2011 - Present
Bank of Manhattan N.A. March 2011 - Present
Hermosa Beach Chamber of Commerce January 2011 - Present
South Bay Workforce Investment Board January 2009 - Present
Citi November 2001 - December 2010
JP Morgan Chase August 1999 - September 2001
Skills
CrossFitter, Team Leadership, Business Strategy, Banking, Loans, Credit, Investments, Commercial Banking, Strategic Planning, Financial Analysis, Real Estate, Business Development, Mortgage Lending, Credit Analysis, Risk Management, Marketing, Budgets, Sales Management, Customer Service, Commercial Lending, Finance, Financial Services, Leadership, Loan Origination, Strategic Financial..., Small Business Lending, Mortgage Banking, Commercial Mortgages, Relationship Management, Underwriting, Residential Mortgages, Mutual Funds, Portfolio Management, Real Estate Financing, Consumer Lending, Executive Management, Refinance, Lines Of Credit, Real Estate Economics, Cash Management, Financial Modeling, Treasury Management, Retail Banking
Education
Texas A&M University 1999 — 2001
Economics.
Emile Jacques Dalcroze
Escuela Politécnica del Ejército
New American Funding March 2015 - Present
Bank of Manhattan 2012 - Present
Skills
Asset Based Lending, FHA, Underwriting, Banking, Risk Management, Credit, New Business Development, Investments, Strategic Planning, Credit Analysis, Commercial Lending, Portfolio Management, Financial Analysis, Commercial Mortgages, Investment Properties, First Time Home Buyers, Real Estate, Loans, Short Sales, Loan Origination, Real Estate Transactions, Mortgage Banking, Residential Homes, Sales
Education
UCSB
Bachelor of Science (BS), Political Science
New American Funding March 2015 - Present
Bank of Manhattan April 2012 - February 2015
Bank of America June 2004 - March 2012
Liberman Broadcasting April 2003 - June 2004
Skills
Loan Origination, Purchase, Refinance, Marketing, New Business Development, Investment Properties, Banking, Credit Analysis, Credit, Financial Analysis, Foreclosures, Investments, Property Management, Real Estate, Real Estate Financing, Residential Homes, Residential Mortgages, Short Sales, VA loans
Education
San Diego State University-California State University 1997 — 2002
BA, Spanish, Business
Bank of Manhattan March 2010 - Present
CAST Management Consultants May 2001 - March 2010
Hal Riney 1999 - 2001
Skills
Banking, Vendor Management, Risk Management, Commercial Banking, Product Development, Finance, Loans, Financial Analysis, Management Consulting, Credit, Cash Management, Retail Banking, Mortgage Lending, Financial Services, Financial Modeling, Mortgage Banking, Commercial Lending, Credit Risk, Due Diligence, Strategic Planning, Treasury Management
Education
University of California, Los Angeles 1995 — 1999
BA, History with Business Administration Specialization
Head Royce 1987 — 1995
Bank of Manhattan N.A. January 2015 - Present
Bank of Manhattan May 2012 - January 2015
Professional Business Bank April 2008 - May 2012
Professional Business Bank June 2006 - April 2008
Abercrombie & Fitch October 2004 - February 2007
Business Bank of California June 2003 - August 2004
Skills
Customer Service, Financial Analysis, Sales, Banking, Loans, Commercial Banking, Credit Analysis, Credit, Small Business Lending, Marketing, Cash Management, Commercial Lending, Loan Origination, Management, Mortgage Lending, Commercial Mortgages
Education
University of California, Riverside 2004 — 2008
B.A.
Bank of Manhattan January 2011 - Present
Plaza Bank June 2009 - December 2010
North Bay Bancorp September 1988 - April 2007
American Bank of Commerce December 1976 - September 1988
Skills
Loans, Commercial Banking, Banking, Credit, Credit Analysis, Commercial Lending, Small Business Lending, Mortgage Lending, Commercial Mortgages, Underwriting, Financial Analysis, Asset Based Lending, Loan Origination, Investments, Risk Management, Consumer Lending, Retail Banking, Financial Structuring, Real Estate, Due Diligence, Credit Risk, Financial Modeling, Asset Managment, Strategic Financial..., Executive Management, Funding, Cash Management, Portfolio Management, Financial Services, Treasury Management, Finance, SBA, Mortgage Banking, Residential Mortgages, Refinance, Cash Flow, Capital Markets, Financial Institutions, FHA, Real Estate Financing, Financial Risk, Real Estate Economics
Education
University of California, Berkeley, Haas School of Business 1972 — 1973
MBA, Finance
University of Idaho 1965 — 1969
B.S., Business (Accounting)
Foothills Bank March 2014 - Present
Banc of California February 2013 - March 2014
Bank of Manhattan October 2012 - February 2013
Bank of Manhattan (formerly Professional Business Bank) October 2009 - November 2012
FENG 2012 - 2012
Professional Business Bank December 2007 - October 2009
Fieldstone Communities March 2004 - April 2007
TL Fabrications, LP 2007 - 2007
Lewis Operating Corp. September 2002 - March 2004
RSM McGladrey 1995 - 2002
Skills
Auditing, Forecasting, Cash Management, Accounting, Financial Reporting
Education
California State Polytechnic University-Pomona 1992 — 1995
Accounting and Finance
New American Funding June 2015 - Present
Bank of Manhattan March 2011 - May 2015
Prospect Mortgage, LLC / formerly Metrocities Mortgage, LLC August 1995 - February 2011
First Nationwide Bank November 1983 - April 1995
Skills
Mortgage Lending, Loans, Loan Origination, Underwriting, Credit, Residential Mortgages, Escrow, Mortgage Banking, Mortgage Underwriting, Refinance, FHA, FHA Financing, FHA financing, Investment Properties, VA Loans
Education
El Camino College
Accounting and Related Services
HHS
Accounting and Related Classes
Wilshire Bank March 2015 - Present
Bank of Manhattan October 2010 - February 2015
Platinum Capital Group November 2007 - October 2010
L.A.County Fire Department Lifeguard Division 2001 - 2008
Raleigh Studios 1996 - 2003
Skills
Marketing, Loans, Residential Homes, Refinance, Risk Management, VA loans, Mortgage Lending, Real Estate Transactions, Coaching, Commercial Banking, FHA, Investment Properties, Condos, Sales, Mortgage Banking, Negotiation, First Time Home Buyers, Real Estate, Budgets, Referrals, Finance, FHA financing, Underwriting, Investments, Residential Mortgages, Credit, Loan Origination
Education
Loyola Marymount University 1988 — 1992
BA, English Literature
University of California, Los Angeles
Bank of Manhattan July 2013 - Present
First Capital, A Mortgage Company January 2003 - July 2013
Education
Le Moyne College
Bachelor of Business Administration (B.B.A.), Accounting
Capital Group April 2015 - Present
Capital Group May 2012 - April 2015
Bank of Manhattan April 2010 - September 2011
First Republic Bank August 2009 - November 2009
First Republic Bank September 2007 - August 2009
Skills
Banking, Portfolio Management, CRM, Corporate Finance, Finance, Investments, Financial Analysis, Equities, Fixed Income, Asset Management, Mutual Funds, Securities, Private Equity, Hedge Funds, Investment Advisory, Due Diligence, Management
Education
University of Southern California 2002 — 2007
Bachelor of Arts (BA), Economics, 3.8
University of Southern California 2002 — 2007
Bachelor of Arts (BA), International Relations and Affairs, 3.8
Comerica Bank February 2015 - Present
Manufacturers Bank February 2013 - February 2015
Bank of Manhattan N.A. September 2012 - February 2013
Bank of Manhattan N.A. March 2012 - August 2012
Bank of Manhattan October 2009 - February 2012
Kinecta Federal Credit Union February 2006 - November 2009
Skills
Customer Service, Customer Relations, Loans, Credit, Commercial Banking, Cash Management, Financial Analysis, Credit Analysis, Internet Banking, Commercial Lending, Analysis, Consumer Lending, Cross Selling, Valuation, Portfolio Management, Sales, Finance, Microsoft Excel, Account Reconciliation, Cash Flow, Relationship Management, Investments, Financial Risk, Credit Risk
Education
Pepperdine University 2013 — 2015
Master of Business Administration (M.B.A.), Finance, General, Accumulated GPA: 3.8
Pepperdine University 2011 — 2012
Bachelor of Science (BS), Business Administration and Management, General, Accumulated GPA: 3.7
Luther Burbank Mortgage February 2015 - Present
Bank of Manhattan April 2013 - February 2015
First Capital, A Mortgage Company February 2012 - March 2013
Coast Capital Group December 2005 - February 2012
Skills
Mortgage Lending, Real Estate, Refinance, Loans, Residential Homes, Finance, Loan Origination, FHA, Residential Mortgages, Mortgage Banking, Sellers, First Time Home Buyers, Investment Properties, Credit, Real Estate Economics
Education
University of Southern California - Marshall School of Business 2001 — 2004
MBA, Finance
University of Arizona 1993 — 1995
BS, Marketing
Loyola High School 1987 — 1991
First Republic Bank August 2015 - Present
Mortgage Lending Professional June 2015 - August 2015
Bank of Manhattan March 2013 - June 2015
Promontory Financial Group, LLC September 2012 - January 2013
Actively Seeking Dynamic Position in Mortgage Lending January 2011 - September 2012
California Credit Union January 2007 - January 2011
California Credit Union January 2005 - January 2007
California Credit Union January 1999 - January 2005
California Credit Union January 1990 - January 1999
Transamerica 1982 - 1990
Skills
Loans, Credit, Banking, Underwriting, Credit Analysis, Home Equity Lines of..., Real Estate, Credit Unions, Consumer Lending, Loan Servicing, Loan Origination, Microsoft Office, Commercial Lending, Mortgage Underwriting, Customer Service, FICS LOS, Streamlend Velocity LOS, FICS, Finance, Loss Mitigation, Mortgage Banking, Mortgage Lending, Refinance
Education
University of California, Irvine 1978 — 1982
BS, Biology
Howard University
Susan Miller Dorsey High School
CareCredit, Part of Synchrony Financial February 2013 - Present
James1432 Inc and Three Brothers August 2009 - January 2013
Bank of Manhattan October 2007 - August 2009
Countrywide Securities Corporation January 2007 - September 2007
Countrywide Securities Corporation June 2005 - December 2006
Skills
Credit, Negotiation, Portfolio Management, Sales, Customer Service, Credit Analysis, Investments, Financial Analysis, Management, Finance, Relationship Management, Business Development, Sales Presentations, Loans, Sales Process, Sales Management, Leadership, Strategic Planning
Education
La Salle University 2000 — 2005
Bachelor of Science, Business Administration; Finance
Chef'd January 2014 - Present
Cardinal Investments January 2001 - Present
Bank of Manhattan August 2007 - November 2011
Halcyon Asset Management January 2007 - February 2009
Houlihan, Lokey, Howard & Zukin 1998 - 2000
Skills
Mergers & Acquisitions, Real Estate, Investment Banking, Management, Due Diligence, Commercial Real Estate, Entrepreneurship, Investments, Private Equity, Residential Homes, Venture Capital, Valuation, Start-ups, Asset Management, Finance, Investment Properties, Mergers, Mergers, Real Estate Development, Strategy
Education
University of Southern California 1996 — 1998
Master of Business Administration (MBA), Finance, General
Southern Methodist University - Cox School of Business 1992 — 1994
Bachelor of Business Administration (BBA), Business
Bank of Manhattan November 2001 - Present
Professional Business Bank November 2001 - May 2012
Citizens Business Bank May 2000 - November 2001
Bank of America - Private Bank November 1999 - May 2000
Community Bank November 1988 - November 1999
Skills
Small Business Lending, Banking, Commercial Lending, Loans, Credit, Commercial Banking, Credit Analysis, Loan Origination, Asset Based Lending, Consumer Lending, Lines Of Credit, Commercial Mortgages, Mortgage Lending, Cash Management, SBA
Education
University of Southern California - Marshall School of Business 1975 — 1979
Bachelor of Science (B.S.), Business Administration and Management, General
Pepperdine University 1983 — 1986
MBA, Business Administration and Management, General
Bank of Manhattan May 2012 - Present
Professional Business Bank February 2011 - May 2012
California Oaks State Bank August 2007 - December 2010
The Vintage Bank 2006 - 2007
Solano Bank 2002 - 2006
Civic Bank of Commerce 1999 - 2002
Westamerica Bank 1986 - 1999
Education
San Francisco State University 1990 — 1993
MBA, Marketing
Arizona State University 1982 — 1986
B.S., Finance
Bank of Manhattan N.A. November 2013 - Present
Bank of Manhattan May 2012 - October 2013
First California Bank 2011 - 2012
Kaiser Federal Bank June 2010 - August 2011
East West Bank May 2009 - May 2010
Downey Savings June 2007 - May 2009
Downey Savings/US Bank 2008 - 2009
Countrywide Bank April 2005 - June 2007
Quaker City Bank March 2004 - April 2005
Kinecta 1999 - 2004
Education
California State Polytechnic University-Pomona 1995 — 1997
Finance
New American Funding June 2015 - Present
Bank of Manhattan September 2010 - May 2015
Prospect Mortgage (Metrocities Mortgage) May 2008 - September 2010
Mylor Financial April 1993 - August 2007
Skills
Banking, Outlook, Insurance, Microsoft Excel, Microsoft Word, Microsoft Office, Software Documentation, Government, Balance, Quality Control, Teamwork, Treasury, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages
Education
Los Angeles Pierce College
New American Funding May 2015 - Present
Bank of Manhattan May 2010 - May 2015
Skills
Underwriting, Loans, Credit, Mortgage Banking, Investments, Refinance, FHA, Real Estate Economics, Real Estate Financing, Loan Origination, Commercial Lending, VA loans, Residential Mortgages, Commercial Mortgages, Credit Analysis, Loan Servicing, Consumer Lending, Mortgage Underwriting, Mortgage Lending, Real Estate, Investment Properties, Banking, Risk Management, Finance, Financial Analysis, Management, FHA Financing
Education
Karachi University 1975 — 1979
New American Funding November 2014 - Present
Bank of Manhattan June 2012 - October 2014
Riviera Financial October 2007 - May 2012
William Gregory Mortgage August 2000 - October 2007
CAA 1996 - 1999
CAA 1996 - 1999
Education
University of California, Santa Barbara 1989 — 1993
Flagstar Bank April 2014 - Present
Citi July 2012 - April 2014
Bank of Manhattan July 2010 - July 2012
Charles Schwab Bank October 2001 - June 2010
City National Bank of Florida June 1998 - September 2001
Korea Exchange Bank December 1996 - May 1998
Jefferson Bank of Florida January 1994 - December 1996
Bank of America June 1991 - April 1993
Seattle First National Bank October 1990 - June 1991
Citibank - Arizona April 1990 - October 1990
Skills
Compliance Management, Risk Management, AML, Bank Secrecy Act, OFAC, Financial Risk, Credit, Financial Services, Mortgage Lending, Banking, HMDA, Finance, Corporate Governance, RESPA, Privacy Law, Regulations, USA PATRIOT Act, Fairs, FCRA, Loans, FDCPA, TILA, Anti Money Laundering
Education
Michigan State University
Chef'd January 2014 - Present
Cardinal Investments January 2013 - Present
Walk With Sally June 2013 - June 2015
Bank of Manhattan December 2010 - January 2013
Manhattan Bancorp November 2009 - December 2010
Cardinal Real Estate Investments November 2004 - December 2010
Prudential 2001 - 2002
Skills
Marketing, Marketing Communications, Corporate Events, Coordinating Events, non-profit fundraising, Construction Management, Project Management, Public Relations, Facilities Management, Marketing Management, Investor Relations, Brand Awareness, Community Outreach, Business Development, Sales, Fundraising, Financial Analysis, Entrepreneurship, Corporate Development, Contract Negotiation, Advertising
Education
University of Southern California 2001 — 2004
Bachelor of Science (BS)
Boston University Questrom School of Business 1999 — 2000
California Notary License
California Real Estate License
Mortgage Capital Partners March 2015 - Present
Bank of Manhattan June 2012 - March 2015
First Capital Mortgage September 2011 - June 2012
Prospect Mortgage May 2010 - September 2011
Liberty Lending January 2007 - May 2008
Stearns Lending April 2006 - October 2006
PMI Mortgage Insurance Co. June 2005 - April 2006
United Guaranty Corporation March 2005 - June 2005
RBC June 2004 - January 2005
PMI Mortgage Insurance Co. June 2000 - June 2004
Skills
Conforming, Underwriting, FHA, Loans, Credit, Jumbo, Agency High Balance, Banking, Credit Analysis, Encompass, FHA Financing, FHLMC, FNMA, Mortgage Banking, Mortgage Underwriting, Mortgage Lending, Refinance, Residential Mortgages
Education
Northern Arizona University 1996 — 1999
Bachelor of Science (BS), The W. A. Franke College of Business
Dobson High School 1990 — 1993
Scholastic HS Diploma, Chemistry, Biology, Physics, Anatomy and Physiology
Interthinx, a subsidiary of First American Financial Corporation November 2012 - Present
Bank of Manhattan June 2012 - November 2012
Kinecta Federal Credit Union March 2012 - June 2012
Kinecta Federal Credit Union September 2011 - February 2012
Kinecta Federal Credit Union September 2010 - April 2011
US Bank July 2009 - September 2010
Wachovia June 2006 - October 2008
Secured Funding August 2005 - June 2006
World Savings February 2005 - August 2005
World Savings June 2003 - February 2005
Skills
Loan Origination, Credit, Mortgage Lending, Loans, Management, Underwriting, Credit Analysis, FHA, Mortgage Underwriting, Mortgage Banking, Funding, Real Estate, Residential Mortgages, Sales
Education
California State University San Marcos
Sociology, Youth
San Diego Mesa College
AA, Liberal Arts
At Home January 2014 - Present
Santa Monica Bay Woman's Club 2010 - Present
Parker + Lynch October 2013 - December 2013
Luther Burbank Savings March 2013 - September 2013
Bank of Manhattan February 2012 - July 2012
OneWest Bank December 2009 - June 2010
First Federal Bank of California June 1997 - December 2009
Delta Lloyd April 1992 - October 1994
Aviva plc March 1990 - April 1992
Delta Lloyd March 1987 - March 1990
Skills
Oracle Applications, Hyperion, OLAP, Financial Analysis, Financial Planning, Financial Modeling, Strategic Planning, Excel, PowerPoint, Word, Budgeting, Credit Risk, Business Intelligence, Data Analysis, KPI, Risk Management, Team Building, Customer Profitability, Competitive Analysis, Demographic Analysis, Geographic Analysis, Forecasting, ALM, Bancware, Banking, Budgets, Microsoft Excel, Strategic Financial..., Credit, Loans, Access, Mortgage Lending, Commercial Lending, Corporate Finance, Strategy, Process Improvement, Management, Leadership, Mergers & Acquisitions, Business Planning, Finance
Education
Loyola Marymount University 2000 — 2002
MBA, Finance and Strategy
California State University-Northridge 1980 — 1982
BS, Finance
Premier Business Bank September 2010 - Present
The Bank of Palos Verdes (In Organization) August 2008 - January 2010
Bank of Manhattan April 2007 - June 2008
1st Century Bank, NA November 2003 - February 2007
Malaga Bank November 1994 - November 2003
National Bank of Long Beach 1985 - 1993
Education
California State University-Dominguez Hills 1987 — 1990
BA, Business Admin - Finance
New American Funding March 2015 - Present
Bank of Manhattan April 2013 - February 2015
Prospect Mortgage, LLC August 2008 - March 2013
Skills
Mortgage Lending, Refinance, Loan Origination, FHA, Mortgage Banking, Real Estate, Investment Properties, Credit, Residential Mortgages, VA loans, USDA, Certified Mortgage..., Loans, Reverse Mortgages, Real Estate Financing, First Time Home Buyers, Mortgage Underwriting, FHA financing, Jumbo Mortgage, Government Loans, Referrals, Super Jumbo, Credit Analysis, Underwriting, Financial Structuring, Commercial Lending, Home Equity Loans, Real Estate Economics, REO, HUD, Construction Loans, Home Equity Lines of..., Consumer Lending, Investors, Non-Conforming, Mortgage Marketing, Small Business Lending, HomePath, Foreclosures, VA Loans
Education
UCSB 1991 — 1996
Bachelor of Arts (BA), Geography
Real Estate Heaven Realty July 2012 - Present
First Home Lending and Realty January 2011 - Present
California Lifestyle Realty 2014 - 2014
Bank Of Manhattan October 2011 - May 2012
Countrywide Home Loans March 2000 - October 2008
Education
De La Salle University
B.S. Business Administration, Financing
Wells Fargo Home Mortgage March 2015 - Present
Bank of Manhattan December 2011 - February 2015
coast capital group December 2008 - November 2011
Skills
Loan Origination, Mortgage Lending, Loans, Credit, Residential Mortgages, First Time Home Buyers, Mortgage Banking, FHA, Investment Properties, VA loans, Credit Analysis, Real Estate, Refinance, Government Loans, Underwriting, FHA financing, USDA
Education
Lynn University 1990 — 1996
Business Administration and Management, General
Techstrata LLC/Santa Barbara Cottage Hospital June 2012 - September 2015
California State Univeristy Long Beach August 2009 - December 2011
Bank of Manhattan July 2011 - November 2011
IP solutions Consulting July 2008 - May 2009
Skills
OSPF, VPN, Switches Layer2/3, IP Address Management, Cisco/Extreme..., Cisco Technologies, WLAN, Network Access Control..., Cisco IOS, EXOS, JunOS, Infoblox DNS/DHCP Server, Microsoft Exchange, IP management, Firewalls, IPSec, ASA, HSRP, DNS, Active Directory, Routing Protocols, Wireshark, Networking, RIP, DHCP, Windows Server, Switches, STP, Troubleshooting, WAN, EIGRP, VLAN, Network Security, Data Center, Juniper, Load Balancing, Wireless Networking, Security, BGP, Cisco Routers, Wireless, VTP, Solarwinds, Windows 7, Cisco IOS, Juniper Technologies
Education
California State University-Long Beach 2009 — 2011
Master of Science, Electrical Engineering (Network & Security), 3.54
Mumbai University 2003 — 2008
Bachelor of Engineering, Electronics and Telecommunication, 3.0
Lehman Brothers Holdings Inc. June 2013 - Present
Lehman Brothers Holdings Inc. June 2012 - May 2013
Morgan Stanley 2011 - May 2012
Bank of Manhattan May 2010 - August 2010
Camacho & Seijas, S.L. February 2010 - May 2010
Morgan Stanley Smith Barney May 2009 - August 2009
Skills
Financial Modeling, Finance, Restructuring, Due Diligence, Financial Analysis, Modeling, Microsoft Excel, Microsoft Office, Investment Banking, Debt Settlement, PowerPoint, Settlement Agreements, Accounting, Management, Analysis, Microsoft Word, Data Analysis, Leadership, Financial Reporting, Variance Analysis, Corporate Finance, Risk Management, Assets Recovery, Solvency, Sensitivity Analysis, Debtors
Education
Syracuse University - Martin J. Whitman School of Management 2007 — 2011
Bachelor of Science (B.S.), Finance
Instituto Internacional - Madrid, Spain 2010 — 2010
Semester abroad
Crossroads High School 2003 — 2007
High School Diploma
School of Architecture at Syracuse University 2006 — 2006
Syracuse University 2007 — 2011
Bachelor of Science (B.S.), Finance
First Foundation Bank May 2011 - Present
Golden Coast Bank September 2010 - May 2011
Bank of Manhattan March 2009 - September 2010
Rabobank, N.A. May 2005 - March 2009
Education
Loyola Marymount University
Bachelor of Arts, Economics, Business Administration
Bank of America NMLS #724029 May 2014 - Present
Bank of Manhattan June 2012 - April 2014
Union Bank December 2010 - May 2012
Wells Fargo Bank 2007 - 2010
Countrywide Home Loans February 2001 - July 2005
Washington Mutual 1997 - 2001
Skills
Loans, Real Estate Financing, Mortgage Lending, FHA, Investment Properties, First Time Home Buyers, Refinance, Real Estate, Escrow, New Business Development, Residential Mortgages, Certified Mortgage..., Foreclosures, Loan Origination, Mortgage Banking, Reverse Mortgages, Underwriting, Sales Management, Banking
Education
California State University-Long Beach 1989 — 1994
BA, Speech Communications
BBVA Compass April 2015 - Present
Bank of Manhattan August 2012 - May 2015
Bank of Manhattan September 2011 - July 2012
Sarlo November 2000 - September 2011
Skills
Refinance, FHA, Mortgage Lending, Loan Origination, Customer Service
Education
Colorado State University 1993 — 1997
Bachelor's of Science, Restaurant & Resort Management
bank of manhattan 2011 - 2012
bank of manhattan 2011 - 2012
Wells Fa 2008 - 2010
Wells Fa 2008 - 2010
Education
Clark Atlanta University 2003 — 2008
Bachelor of Business Administration (B.B.A.), Finance
Royal Pacific Funding August 2015 - Present
Royal Pacific Funding December 2014 - July 2015
Bank of Manhattan July 2012 - December 2014
ING DIRECT October 2007 - July 2012
SBMC Mortgage Co June 2003 - August 2007
Treasury Bank April 2002 - May 2003
Skills
Market Analysis, Secondary Markets, Technical Writing, Promotional Writing, Underwriting, Working Under Pressure, Project Management
Education
Antelope Valley College
Economics
California State University-Northridge
Economics
New American Funding June 2015 - Present
Bank of Manhattan September 2010 - May 2015
Prospect Mortgage, LLC May 2008 - September 2010
Mylor Financial April 1993 - August 2007
Skills
Loans, Credit, Banking, Mortgage Lending, Credit Analysis, Mortgage Banking, Refinance, Credit Risk, Residential Mortgages, FHA, Mortgage Underwriting
Education
Los Angeles Pierce College