Car Financial Services
Industry: Company
DescriptionFounded: 2004 Parent organization: Atlanticus Holdings Corporation
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Car Financial Services Employees
First Tennessee Bank August 2015 - Present
CAR Financial Services April 2014 - Present
Orion Federal Credit Union November 2010 - April 2014
FedEx Employees Credit Association May 2006 - November 2010
Skills
Loans, Account Management, Branch Banking, Credit, Customer Service, Credit Analysis, Management, Portfolio Management, Sales, Sales Management, Strategic Planning, Team Building, Leadership, Marketing, Sales Operations, New Business Development
Education
The University of Memphis
Bachelor of Business Administration (B.B.A.), Finance, General
Union University
Master of Business Administration (MBA), Business Administration and Management, General
ALS Dealer Funding August 2014 - Present
Westlake Financial Services January 2013 - August 2014
Westlake Financial Services March 2011 - January 2013
United Acceptance, Inc. February 2009 - March 2011
Car Financial Services September 2004 - February 2009
Skills
Credit, Loans, Sales Management, Credit Analysis, Underwriting, Profit, Account Management, Portfolio Management, Finance, Credit Risk, Banking, Funding, Negotiation, Team Building, Customer Satisfaction, Forecasting, Consumer Lending, Insurance, New Business Development, Sales Process, Sales Finance, Cross-functional Team..., Business Relationship..., Commercial Mortgages, Product Marketing, Wholesale Lending, Objection Handling, Financial Modeling, Customer Retention, Financial Analysis, Selling, Sales Operations, Management, Sales, Mortgage Lending, Executive Management, Relationship Management, Loan Origination, Call Centers, Credit Cards, Risk Management, Pricing, Financial Services, Business Development, Leadership, CRM, Cold Calling, Competitive Analysis, Sales Presentations, B2B
Education
Brevard Community College 1993 — 1995
Business Administration and Management, General
CAR Financial Services April 2011 - Present
CAR Financial Services June 2006 - March 2011
Atlanticus August 2003 - June 2006
The Car Connection - Division of Vitran Logistics July 2001 - August 2003
Skills
Finance, Risk Management, Financial Analysis, Portfolio Management, Credit, Financial Modeling, Forecasting, Credit Risk, Banking, Accounting, Management, Financial Reporting, Corporate Finance, Valuation, Microsoft Excel, Business Analysis, Credit Cards, Leadership, Financial Operations, Marketing, Marketing Management, Securitization, Third Party Vendor..., Business Objects, SSRS, Sales, Goldmine, Project Management, Product Development, Product Management, Product Marketing, CRM, New Business Development, Cross-functional Team..., Business Intelligence, Competitive Analysis, Vendo, Process Improvement, Negotiation, Financial Services, Loans, Team Building, Business Development, Program Management, Direct Marketing, Email Marketing
Education
Kennesaw State University 1999 — 2001
Master of Business Administration (M.B.A.), Finance
The University of Georgia 1995 — 1998
Bachelor's Degree, Geographic Information Systems
UBC - An Express Scripts Company January 2015 - Present
UnitedHealth Group May 2013 - December 2014
CLHH Health Services February 2010 - June 2013
CAR Financial Services March 2007 - July 2009
JPMorgan Chase March 2003 - January 2007
Skills
Microsoft Office, Customer Service, Microsoft Excel, PowerPoint, Leadership, Social Media, Public Speaking, Microsoft Word, Data Analysis, Teamwork, Research, Team Leadership, Time Management, Photoshop, Financial Analysis, English, Banking, Java, SQL, Windows, HTML, C++, Organizational..., Project Management, Event Management, Operations Management, Organization Skills, New Business Development, Newsletters
Education
University of South Florida
Valencia Community College
Associate of Science (A.S.), Office Management and Supervision
The Siegfried Group January 2013 - Present
SunTrust Bank January 2012 - December 2012
CAR Financial Services April 2010 - January 2012
KPMG August 2007 - April 2010
Skills
GAAP, Sarbanes-Oxley Act, SEC filings, Risk Management, US GAAP, Internal Controls, Sarbanes-Oxley, Auditing, Financial Reporting, External Audit, Accounting, Financial Accounting, Financial Analysis, General Ledger, Financial Statements, Account Reconciliation, Revenue Recognition, Process Improvement
Education
North Carolina A&T State University 2002 — 2006
BS, Accounting
Zep Inc. March 2015 - Present
Manhattan Associates 2015 - 2015
La Chiquita Tortilla 2014 - 2014
CAR Financial Services 2014 - 2014
Airo Wireless 2014 - 2014
Allied Automotive Group August 2012 - December 2013
prIME Oncology 2012 - 2012
UCB, Inc. 2011 - 2011
RR Donnelley 2011 - 2011
CompBenefits 2006 - 2008
Skills
General Ledger, Account Reconciliation, Intercompany, Revenue Recognition, Journal Entries, Fixed Assets, Accruals, Ledger, Accounting, Accounts Receivable, Accounts Payable, GAAP, Financial Accounting, Financial Reporting, Payroll, QuickBooks, Auditing, Cash Flow, Invoicing, Variance Analysis, Bank Reconciliation, Bookkeeping, Balance, Budgets, PeopleSoft, Analysis, Financial Statements, SAP, Expenses, Financial Analysis, Finance
Education
Florida Agricultural and Mechanical University 1997 — 2001
BS, Mathematics
Optum 360 June 2015 - Present
Legacy Data Access April 2013 - June 2015
CAR Financial Services April 2012 - April 2013
Valued Services October 2007 - April 2012
Widedata Corp. June 2006 - October 2007
Intelliteach January 2006 - June 2006
Skills
Troubleshooting, Databases, SQL, Servers, Software Documentation, VPN, Process Improvement, Help Desk Support, SharePoint, Analysis, Business Intelligence, Active Directory, Windows 7, Microsoft Excel, Access, Computer Hardware, Windows, Visio, PowerPoint, Visual Basic, Customer Service, Sales, Microsoft Office, Windows XP, Leadership, Microsoft SQL Server, Business Analysis, Java, Ruby on Rails, Testing, SSRS, Pervasive, EDI
Education
Georgia College and State University 2000 — 2006
Bachelor of Science (B.S.), Management Information Systems, General
Georgia College and State University 2000 — 2005
BS, Management Information Systems
Asklepion Pharmaceuticals LLC March 2015 - Present
CAR Financial Services August 2014 - February 2015
Private Wealth Management April 2013 - July 2014
Rocket Skate July 2011 - May 2014
Danse Etoile Ballet June 2010 - January 2014
YMCA of Boulder Valley January 2010 - January 2014
SomaLogic June 2012 - August 2012
Skills
Microsoft Office, Marketing, Management, Microsoft Excel, Bilingual in English..., Sales, Leadership, Program Management, Research, Public Speaking, Teaching, Retail, PowerPoint, Event Planning, Analysis, Social Media, Proficient in German, SQL, Microsoft SQL Server, Microsoft Word
Education
University of Colorado at Boulder 2009 — 2013
Bachelor of Arts (B.A.), Molecular Cellular Developmental Biology
University of Colorado at Boulder - Leeds School of Business 2009 — 2013
Bachelor of Science (B.S.), Finance, General
Deering Estate Foundation August 2014 - Present
Commissioner Lynda Bell, District 8 June 2013 - August 2014
Publix Super Markets January 2012 - June 2013
Everglades Foundation November 2011 - June 2013
Stuart Newman Associates June 2011 - October 2011
Southern Automotive Financial Company January 2011 - June 2011
Orange Sports Center January 2010 - December 2010
CAR Financial Services November 2007 - November 2009
Skills
Public Relations, Community Outreach, Fundraising, Event Planning, Public Speaking, Event Management, Nonprofits, Community Development, Social Networking, Policy, Microsoft Office, Program Development, Community Engagement, Non-profit..., Social Media, Customer Service, Charismatic Leadership, American Sign Language, Social Media Outreach, Strategic Planning, Mac & PC platforms, QuickBooks, Mailing List Management, Database Administration
Education
University of Central Florida 2007 — 2011
Bachelor's degree, Political Science and Government
Miami Killian Senior High 2003 — 2007
Superintendent's Diploma of Distinction
Wells Fargo April 2013 - Present
First Citizens Bank and Trust Company, Inc. March 2009 - January 2013
First Citizens Bank & Trust of South Carolina August 2007 - March 2009
Car Financial Services April 2005 - September 2007
Wells Fargo Financial November 1990 - September 2007
Skills
Loans, Sales Management, Public Speaking, Commercial Lending, Credit, Banking, Team Building, New Business Development, Management, Selling, Finance, Strategic Planning, Negotiation, Sales, Account Management, Real Estate, Training, Business Development, Leadership, Time Management, Retail, Customer Retention, Sales Operations, Coaching, Small Business, Customer Satisfaction, Mergers & Acquisitions, Operations Management, Mortgage Lending, Financial Services, Small Business Lending, Forecasting, Direct Sales, Marketing, Sales Process, Financial Analysis, Risk Management, Cold Calling, Consumer Lending, Business Planning, Executive Management, Process Improvement, Underwriting, Budgets, Contract Negotiation, FHA, Credit Analysis, Customer Service, Teamwork
Education
The Citadel 1983 — 1987
BS, Business Administration
Auto Services Comany Regional Sales ManagerWells Fargo Financial1974 - 2007
CAR Financial Services 1974 - 2005
Norwest Financial 1988 - 1995
Skills
Sales Management, Sales, Loans, Credit, Customer Satisfaction, Process Improvement, Selling, Team Building, Account Management, Negotiation, Real Estate, Mortgage Lending, Finance, Banking, Leadership, Customer Retention, New Business Development, Sales Process, Profit, Forecasting, Management, Customer Service
Education
Fayetteville State University 1979 — 1983
BS, Business
Overseas Car Care May 2011 - Present
Punzi Medical Center November 2009 - March 2011
CAR Financial Services October 2005 - October 2009
Skills
Microsoft Excel, Microsoft Word, Microsoft Office, Sales Management, Customer Service, PowerPoint, Insurance, Call Center, Outlook, Sales
Education
Brookhaven Community College
Collin County Community College
Currently Seeking New Position Assistant ManagerMariner FinanceJuly 2012 - October 2014
Air Free Tires Inc. September 2010 - June 2012
CAR Financial Services May 2010 - July 2011
FMA Servicing LLC 2007 - November 2009
Suntrust Banks September 2005 - September 2007
APLUS Mortgage and Financial Services June 2001 - September 2005
Skills
Management, Analysis, CRM, Customer Service, Human Resources, Portfolio Management, Mortgage Lending, Loans, Team Leadership
Education
Queensborough Community College
Associate's Business Administration, Economics / Finance
The Finishing Touch Home Renovations January 2011 - Present
Chase November 2010 - December 2011
L'Oréal May 2008 - October 2010
Car Financial Services February 2004 - March 2008
Skills
Budgets, Customer Service, Merchandising, Microsoft Office, Sales, Sales Management, Strategic Planning, Team Building, Recruiting, Business Development, New Business Development, Marketing Strategy
Education
Nova Southeastern University 1991 — 1994
Bachelors, Bussiness / Finance
Insphere Insurance Solutions January 2010 - Present
Idearc Media October 2008 - February 2009
CAR Financial Services October 2006 - April 2008
CAR Financial Services 2006 - 2008
Skills
Business, Insurance, Sales Management, Health Insurance, Sales, Customer Service, Life Insurance, Account Management, Disability Insurance, Risk Management, Small Business, Coaching, Customer Retention, Management, Selling, Marketing, Leadership, Sales Operations, Team Building, Training
Education
Harper College 1985 — 1986
Business Administration
Wheeling High School 1979 — 1983
General
First Data Corporation March 2015 - Present
All Rides Atlanta July 2014 - Present
CAR Financial Services August 2012 - May 2014
Bank of America June 2008 - November 2010
Skills
Loans, Sales, Sales Management, Management, Finance, Financial Analysis, Analysis, Financial Services, Business Strategy, Banking, Retail, Credit, Marketing, Portfolio Management, Credit Analysis, Risk Management, Mortgage Lending, Financial Modeling
Education
Kennesaw State University - Michael J. Coles College of Business 2010 — 2012
Bachelor of Business Administration (BBA), Finance
Kennesaw State University 2003 — 2010
Bachelor of Business Administration (BBA), Management Minor
Kennesaw State University 2003 — 2010
Bachelor of Business Administration (BBA), Marketing
Messer Financial March 2013 - Present
The Assurance Group October 2011 - March 2013
Aflac July 2010 - October 2011
Premier Resources Temporary Agency October 2010 - January 2011
Kelly Temporary Employment Services November 2008 - January 2010
Embarq Communications February 2008 - June 2008
Wal-Mart May 2007 - July 2007
CAR Financial Services December 2005 - June 2007
CAR Financial Services December 2005 - June 2007
ERA Panther Realty September 2005 - December 2005
Skills
Disability Insurance, Insurance, Real Estate, Long Term Care, Underwriting, Term Life Insurance, Fixed Annuities, Life Insurance, Health Insurance, Training, Data Entry, Whole Life, Sales, Customer Service, Team Building, Investments, Retirement, Retirement Planning, Employee Benefits, Employee Training, Strategic Financial..., Property & Casualty..., Long-term Care, Financial Planning
Education
Central Piedmont Community College
Life Accident and Health Agent, Insurance and Real Estate
Central Piedmont Community College
Pitt Community College
Mental Health Technician
AOD Software - Answers On Demand August 2015 - Present
Independa, Inc. November 2014 - August 2015
Dakim, Inc. April 2008 - August 2014
WorldView Ltd. September 2006 - March 2008
CAR Financial Services September 2005 - August 2006
WAVE Corporation July 2000 - August 2005
Xante 1996 - 2000
Norwest Financial 1991 - 1995
House of Specialties 1988 - 1990
Skills
Consultative Selling, Relationship Development, Healthcare, Start-ups, Sales Management, B2B, Selling, Leadership, Inter-personal, Direct Sales, Entrepreneurship, Business Strategy, Sales Operations, Management, Strategy, Marketing Strategy, Advertising, Sales, SaaS, Team Building, Product Marketing
Education
University of South Alabama 1984 — 1989
Bachelor of Arts, Communication, History
Market Traders Institute, Inc November 2014 - Present
Market Traders Institute, Inc December 2012 - November 2014
Orlando Food Tours October 2013 - September 2014
CAR Financial Services March 2012 - January 2013
Levy Restaurants December 2010 - March 2012
Skills
Customer Service, Account Management, Sales, Leadership, Event Management, Budgets, Event Planning, Sales Management, Customer Satisfaction, Marketing, Social Media Marketing, Online Marketing, Online Advertising
Education
University of Central Florida 2009 — 2011
Bachelor of Science (B.S.), Hospitality Administration/Management
Florida State University 2008 — 2009
CAR Financial Services August 2012 - Present
CAR Financial Services October 2007 - August 2012
CWK Network / Connect with Kids September 2003 - October 2007
WSB-TV May 2003 - September 2003
WGCL-TV/CBS Atlanta June 2000 - April 2003
WRDW-TV June 1998 - June 2000
Skills
Media Relations, Event Planning, Television, Microsoft Office, Video, Broadcast, Press Releases, Storytelling, Producing, Event Management, Public Relations, Social Media, Marketing Communications, PowerPoint, Budgets, Marketing, Project Management, Publicity, Microsoft Excel, Management, Social Media Marketing, Analysis
Education
The University of Georgia 1995 — 1998
Bachelor of Arts Degree in Journalism
VibrAlign, Inc. September 2014 - Present
Vibralign, Inc October 2008 - Present
Car Financial Services 2005 - 2007
Skills
Negotiation, Sales Management, New Business Development, Leadership, Sales Operations, Team Leadership, Business Development, Training, Program Management, Sales, Customer Retention, Account Management, Customer Service, Purchasing, Manufacturing, Management, Team Building, Customer Satisfaction, Customer Experience
Education
Ohio University 2012 — 2014
Master of Business Administration (M.B.A.), Business Administration, Management and Operations, 3.91
Bowling Green State University 2001 — 2005
Bachelor's Degree, Communications and Promotion, 3.5
Texas Air Systems September 2014 - Present
CAR Financial Services November 2011 - November 2013
Select Staffing April 2009 - June 2011
Elwood Staffing September 2008 - March 2009
Cinram Distribution July 2004 - February 2008
Italcambio Corporation February 2001 - February 2003
Skills
Recruiting, Interviews, Hiring, Sales, Human Resources, Talent Acquisition, Screening Resumes, Employee Relations, Warehousing, Employee Training, Leadership, New Business Development, Customer Service, Sourcing, Software Documentation, Management
Education
Universidad del Zulia 1995 — 2002
Bachelor's degree, Engineering
Safety Works Central, Inc. June 2006 - Present
Car Financial Services June 2000 - August 2006
A-L Financial, Corp April 1997 - April 2000
Skills
First Aid, Microsoft Office, Compliance, Emergency Management, Customer Service, Administration, Supervisory Skills, Public Speaking, Cpr Certified, Problem Solving, Customer Relations, Safety Management, Ergonomics, Spanish, Coaching, Community Outreach, Construction Safety, Scheduling, Fire Safety, Safety Management..., Team Building, Training, Process Scheduler, New Business Development, Policy, Team Leadership, System Administration, Strategic Planning, Construction, Budgets, Risk Assessment, Leadership, Leadership Development, Time Management, Marketing, Risk Management, Operations Management, Project Planning, Government, Organizational..., Contract Management, Proposal Writing, Facilities Management, Conflict Resolution, Occupational Health, Employee Training, Contract Negotiation, Process Improvement, Employee Relations, Analysis
Education
University of Southern California 1984 — 1988
Business Management
TrueCar, Inc. June 2015 - Present
Nationstar Mortgage November 2013 - June 2015
Green Tree Servicing 2011 - 2013
Puget Sound Collections, Inc 2010 - 2011
Mobile Productivity, Inc. 2009 - 2010
JD Byrider 2008 - 2009
CAR Financial Services 2005 - 2008
DriveTime 2003 - 2005
US Navy 1994 - 1996
Skills
Management, Customer Service, Team Building, Negotiation, Account Management, Business Planning, Accounts Receivable, Invoicing, Sales Management, New Business Development, Customer Retention, Analysis, Customer Satisfaction, Data Entry, Sales Process, Accounting, Process Improvement, Program Management, Leadership, CRM, Billing, Outstanding Customer..., Typing, Managerial Experience, Debt Collection, Collections, Collections Management, Team Leadership, Operations Management, Financial Analysis, Strategic Planning, Call Centers, Credit, Executive Management, Portfolio Management, Loans, Finance, Microsoft Excel, Team Management, Loan Servicing, Strategy, Credit Analysis, Mortgage Lending
Education
University of Nevada-Las Vegas 2008 — 2010
Liberal Arts
College of Southern Nevada 2004 — 2006
Associates, General Studies/Business, 3.8
AmeriCold Logistics, LLC. August 2014 - Present
United Parcel Service May 2012 - August 2014
United Parcel Service September 2010 - May 2012
CAR Financial Services November 2008 - September 2010
Merrill Lynch May 2007 - August 2007
Skills
Accounting, Financial Modeling, Financial Analysis, Valuation, Corporate Finance, Microsoft Excel, Finance, Financial Reporting, Forecasting, PowerPoint, Data Analysis, Cash Flow, Portfolio Management, Analysis, Cash Management, Management, Process Improvement
Education
Emory University - Goizueta Business School 2012 — 2015
Master of Business Administration (M.B.A.), Corporate Finance, Capital Markets
Maastricht University 2014 — 2014
European Residency, Finance and Economics
University of Georgia - Terry College of Business 2004 — 2008
B.B.A, Finance
CAR Financial Services January 2014 - Present
Wells Fargo Home Mortgage December 2012 - December 2013
Wells Fargo October 2011 - October 2012
Skills
Loans, Mortgage Lending, Credit, Consumer Lending, Cross Selling, Loan Origination, Banking, Credit Analysis, Mortgage Banking, Commercial Banking, Underwriting, Sales Management, Residential Mortgages, Refinance, Leadership, FHA
Education
California State University-Northridge
CAR Financial Services May 2005 - Present
Wells Fargo Financial CAR July 2003 - April 2005
Skills
Customer Service, Sales Management, Sales, Account Management, Branch Management, Loans, Credit, Banking, Credit Analysis, Insurance, Profit, Risk Management, Consumer Lending, Mortgage Lending, Customer Satisfaction, Team Building, Finance, Negotiation, Management, Leadership, Sales Process, Customer Retention
Education
State University of New York College at Fredonia 1998 — 2003
Bachelors, Communications, History
Jamestown Community College 1999 — 2001
Associate of Arts and Sciences (A.A.S.), Humanities/Humanistic Studies
FedEx Services August 2015 - Present
FedEx Services November 2013 - July 2015
FedEx Services September 2012 - October 2013
FedEx Services April 2012 - August 2012
FedEx Services June 2010 - March 2012
FedEx Services July 2008 - May 2010
CAR Financial Services July 2007 - April 2008
CAR Financial Services January 2007 - June 2007
Florida State University November 2005 - January 2007
Florida State University August 2004 - November 2005
Education
Florida State University 2004 — 2005
Masters, Sport Administration
Florida State University 2000 — 2001
Bachelors, Sport Management/Business
United States Naval Academy 1996 — 1999
Quantitative Economics
CAR Financial Services January 2011 - Present
CAR Financial Services 2003 - Present
CAR Financial May 2003 - December 2010
CAR Financial Services January 2003 - December 2010
Compucredit January 2003 - December 2010
CAR Financial, a subsidiary of CompuCredit Corporation January 2003 - December 2010
Compucredit - CAR Financial Services January 2003 - December 2010
Wells Fargo Financial 2002 - 2005
Toyota Motor Credit Corp 1991 - 1996
Skills
Credit, Sales Management, Negotiation, Forecasting, Sales, Strategic Planning, Account Management, Profit, Team Building, Customer Retention, Pricing, Operations Management, Marketing, Banking, Sales Process, Sales Operations, Process Improvement, Business Development, Customer Service, Business Planning, Contract Negotiation, Selling, New Business Development, Start-ups, Finance, Customer Satisfaction, Executive Management, Leadership, CRM, Competitive Analysis
Education
Texas A&M University 1986 — 1990
Bachelor of Business Administration (B.B.A.), Finance
Texas A&M University - Mays Business School 1986 — 1990
BBA, Finance
Nacogdoches High School 1983 — 1986
DTI LLC September 2007 - Present
CAR Financial Services March 2005 - September 2007
Smith & Carson July 2004 - March 2005
Smith & Carson August 1999 - July 2004
Smith & Carson February 1999 - August 1999
Arby's Restaurant Group May 1997 - February 1999
Skills
Accounting, Financial Reporting, General Ledger, Treasury Management, Financial Accounting, Management Accounting, Acquisition Accounting, Accounts Payable, Account Reconciliation, Cash Management, Financial Analysis, Accounts Receivable, Bank Reconciliation, Process Improvement, Sarbanes-Oxley Act, Finance, Auditing, GAAP, Management
Education
Kennesaw State University - Michael J. Coles College of Business
MBA
University of South Florida
BS, Accounting
University of Phoenix September 2008 - Present
CustomerFunding.com February 2007 - September 2008
CAR Financial Services August 2006 - February 2007
DriveTime November 2002 - August 2006
AutoExtra.com 2005 - 2006
General Motors April 1998 - March 2002
Education
North Central College 1989 — 1992
Bachelors, Psychology
University of Phoenix
MS, Psychology
The Home Depot August 2015 - Present
The Home Depot February 2012 - Present
The Home Depot January 2010 - February 2012
CAR Financial Services June 2006 - January 2010
Skills
Financial Analysis, Financial Reporting, Finance, Forecasting, Financial Modeling, Variance Analysis, Accounting, Financial Accounting, Corporate Finance, Strategic Financial..., Internal Controls, Account Reconciliation, Process Improvement, Management, Leadership, Analysis, Microsoft Excel, Budgets
Education
Emory University - Goizueta Business School 2013 — 2016
Master of Business Administration (MBA)
Georgia Southern University 2002 — 2006
BBA, Finance
CAR Financial Services July 2013 - Present
Bank of the West December 2010 - Present
Wells Fargo May 2009 - December 2010
Wells Fargo Financial November 2007 - May 2010
Skills
Loans, Credit, Banking, Mortgage Lending, Commercial Banking, Retail Banking, Consumer Lending, Credit Analysis, Small Business Lending, Commercial Lending, Loan Origination, Mortgage Banking
Education
Northwest Missouri State University 2001 — 2006
Marketing and Advertising
CAR Financial Services December 1992 - Present
Norwest Financial 1992 - 1998
Education
Appalachian State University 1988 — 1992
Wells Fargo Home Mortgage February 2013 - Present
Investment Capital Fund 2012 - 2012
Independent Dealers Advantage, LLC November 2010 - June 2011
Lydida Cladek, Inc. February 2009 - November 2010
CAR Financial Services April 2005 - August 2008
Wells Fargo Financial October 1987 - April 2005
Skills
Customer Service..., Credit, Collections, Collectins Management, Call Management Systems..., Quality Assurance, Disaster Recovery, Bankrupcy Managment, Repossession Management, Remarketing Management, Loans, Banking, Consumer Lending, Mortgage Lending, Finance, Credit Cards, Portfolio Management, Process Improvement, Financial Risk, Call Centers, Leadership, Relationship Management, Management, Forecasting, Analysis, Underwriting, Budgets, Financial Services, Team Building, Operations Management, Business Process..., Training, Executive Management, Recruiting, Mortgage Banking, Marketing, Loss Mitigation, Business Analysis, Sales, Business Strategy, Financial Analysis, Risk Management, Customer Satisfaction, Due Diligence, Start-ups, Human Resources, Strategy, Vendor Management, Commercial Lending, Credit Risk
Education
University of Florida 1982 — 1986
BS in Business Administration, Marketing
CAR Financial Services January 2001 - Present
Honeywell Industrial Automation and Control March 1993 - March 1997
Skills
Risk Management, Financial Analysis, Sales Management, Accounting, Financial Reporting, Account Management, Customer Service, Sales, Process Improvement, Coaching, Training, Management, Credit, Insurance, Loans, Leadership, Negotiation
Education
University of Central Florida 1979 — 1982
BSBA, Personnel Management
Freedom Financial Capital, LLC September 2012 - Present
CAR Financial Services 2004 - 2005
Wells Fargo June 1995 - 2004
Skills
Banking, Credit, Mortgage Lending, Portfolio Management, Loans, Finance, Financial Services, Insurance, Process Improvement, Loan Origination, Business Analysis, Credit Analysis, Customer Service, Consumer Lending, Financial Reporting, Call Centers, Credit Risk, Relationship Management
Education
University of Florida 1988 — 1991
Bachelor of Science (B.S.), Advertising
CAR Financial Services
Skills
Sales, Credit, Mortgage Lending, Customer Satisfaction, Finance, Loans, Sales Management, Account Management, Banking, Portfolio Management, Negotiation, Forecasting, Insurance, Risk Management, Consumer Lending
Education
High School 1960 — 1963
University of Charleston 1960 — 1963
CAR Financial Services
Skills
Sales, Credit Risk, Banking, Commercial Banking, Underwriting, Credit, Finance, Credit Analysis, Loans, Automotive, Financial Analysis, Process Improvement, Mortgage Lending, Portfolio Management, Consumer Lending, Negotiation, Risk Management
Education
Tarleton State University 1982 — 1986
Bachelor's Degree, Marketing
CAR Financial Services August 2013 - Present
CAR Financial Services February 2008 - August 2013
USMotivation 2001 - 2003
Skills
Financial Statements, Financial Reporting, Variance Analysis, Internal Controls, CPA, Credit, Sarbanes-Oxley Act, Monthly Close, Microsoft Dynamics, Microsoft Excel, Financial Accounting, Financial Analysis, Account Reconciliation, Accounts Payable, Accounting
Education
Georgia State University - J. Mack Robinson College of Business 2001 — 2004
MBA, Finance
Kennesaw State University - Michael J. Coles College of Business 1998 — 2001
BBA, Accounting
Westlake Financial Services, Inc. August 2012 - Present
CAR Financial Services December 2007 - November 2012
Cyrious Software, Inc. 2006 - 2007
H&R Block 2004 - 2005
Skills
Sales Management, Credit, Account Management, Finance, Strategic Planning, Team Building, Sales, New Business Development, Negotiation, Insurance, Forecasting, Banking, Risk Management
Education
University of Central Florida 2005 — 2007
Bachelor's degree, Business Administration - Marketing
Valencia Community College 2002 — 2004
Computer Engineering - CCNA Certified, Networking
United Acceptance, Inc. September 2008 - Present
CAR Financial Services May 2005 - September 2007
Wells Fargo March 1994 - May 2005
Skills
Loans, Sales, Finance, Credit, Sales Process, Sales Management, Marketing Strategy, Portfolio Management, Forecasting, Underwriting, Banking, Call Centers, Account Management, Credit Analysis, New Business Development, Negotiation, Mortgage Lending, Risk Management, Customer Satisfaction
Education
University of Florida 1987 — 1991
BS, Business Administration
University of Florida 1987 — 1991
BS, Business
CAR Financial Services August 1999 - Present
Education
Furman University 1989 — 1993
BA, Business Admin, Spanish
Car Financial Services July 2013 - Present
CAR Financial Services January 2011 - June 2013
Wells Fargo Financial August 2000 - September 2012
Skills
Residential Mortgages, Consumer Lending, Mortgage Lending, USDA, FHA, Mortgage Banking, Refinance, Loans, Sales Management, Banking, Credit Analysis, VA loans, Credit, FHA financing, Loan Origination
Education
McKendree University 1996 — 2000
US Auto Credit October 2014 - Present
Credit Acceptance October 2011 - Present
.comfinancial May 2010 - December 2010
CAR Financial Services February 2009 - May 2010
Wells Fargo Home Mortgage January 2007 - August 2008
Wells Fargo Financial January 1994 - December 2006
Education
University of Nebraska-Lincoln 1983 — 1985
Finance, Finance and Investing
CAR Financial Services
Skills
Loans, Portfolio Management, Credit Analysis, Credit, Sales
Education
Miami University 1996 — 2000
Bachelor of Science, Exercise Science
Hotelbeds March 2012 - Present
Brasil November 2008 - November 2011
The Bank of New York Mellon January 2006 - November 2008
CAR Financial Services September 2005 - July 2007
Metris Companies January 2003 - September 2005
Ocwen Federal Bank June 2001 - March 2003
Chocolates Accents August 2000 - January 2001
Skills
Accounting, Word, Financial Reporting, Excel, Financial Analysis, Microsoft Office, Banking, Accounts Receivable, Accounts Payable, Analysis, Financial Accounting, Documentation, Problem Solving, General Ledger, Forecasting, Microsoft Excel, Microsoft Word
Education
Florida International University 2011 — 2012
MBA
University of Central Florida 2000 — 2005
A, Accounting 2005
Valencia College 1999 — 2001
A, Architecture
Valencia College
A, Accounting
University of Phoenix
A, Accounting 2005
Northern Federal Credit Union 2008 - 2009
CAR Financial Services August 1999 - April 2008
Education
Charleston Southern University 1997 — 1999
Bachelor's degree, Business Administration (Finance)
Westlake Financial Services March 2011 - Present
CAR Financial Services February 1997 - March 2011
Education
Texas Tech University 1989 — 1993
Bachelor of Science (B.S.), Agricultural Economics
CAR Financial Services July 2003 - Present
Education
College of Charleston 1999 — 2003
BA, Communication, General
CranCo Foods January 2013 - Present
RoamAround August 2011 - November 2012
Stonewood Grill & Tavern November 2007 - April 2011
Credit Acceptance Corp. June 2005 - May 2007
CAR Financial Services July 2003 - June 2005
Telular Corporation, Inc. July 2002 - July 2003
The Image Bank, Inc. July 1997 - July 2002
Skills
Sales Management, Key Account Management, Marketing Strategy, New Business Development, Sales, Account Management, FMCG, Marketing Management, Sales Operations, Negotiation, Marketing, B2B, Trade Marketing, Key Account Development, Product Development, Customer Service, Business Strategy, Management, Marketing Communications, Market Planning, Public Speaking, Business Development
Education
Florida State University
Bachelor of Science Degree, Sociology
Space Coast Credit Union August 2010 - Present
CAR Financial Services February 2003 - March 2008
Skills
Loans, Credit Analysis, Credit, Mortgage Lending, Banking, Consumer Lending, Finance, Risk Management, Portfolio Management, Strategic Planning, Customer Service, Call Centers, Credit Risk, Sales, Management, Underwriting, Financial Analysis, Team Building, Loan Origination, Financial Services, Relationship Management, Leadership, Negotiation
Education
University of South Florida 1992 — 1995
Bachelor of Business Administration (B.B.A.), Business, Management, Marketing, and Related Support Services, 2.5
CAR Financial Services September 2013 - April 2014
State Farm April 2011 - September 2013
Alorica November 2008 - December 2010
Skills
Technical Support, Microsoft Office, Windows XP Pro, Windows 2000, Windows 7, Analytical Skills, Remote User Support, Antivirus, Rewards Programs, Leadership, Interpersonal Skill, Teamwork
Education
Georgia State University 2001 — 2004
Bachelor of Science (BS), Computer Science
Ace Motor Acceptance Corporation June 2014 - Present
CAR Financial Services August 2010 - April 2014
Skills
Microsoft Office, English, Sales, Leadership
Education
Georgia Southern University 2006 — 2007
Bachelor of Business Administration (BBA), Marketing
Western Kentucky University 2004 — 2006
University of Tennessee-Knoxville 2003 — 2004
CAR Financial Services October 1991 - Present
Skills
Credit, Finance, Financial Analysis, Banking, Risk Management, Mortgage Lending, Portfolio Management, Management, Loans, Credit Analysis
Education
Texas A&M University-Texarkana 1985 — 1990
Bachelor's degree, Business Administration and Management, General
Strategic Dealer Services June 2012 - Present
Westlake Financial Services April 2011 - June 2012
CAR Financial Services February 1997 - April 2011
Skills
Sales Management, Team Building, Customer Retention, Negotiation, Customer Service, Loans, Sales Process, Credit, Sales, Customer Satisfaction, Finance
Education
Texas Tech University 1989 — 1993
Bachelor’s Degree, Agricultural Economics
MLR Enterprise August 2015 - Present
CAR Financial Services September 2004 - August 2015
Education
DeVry University 2008 — 2012
Bachelor’s Degree, Accounting