Commerce Security Bank
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Commerce Security Bank Employees
Employee
Years
Job
Industry
Patty Ruwoldt Patty Ruwoldt's Commerce Security Bank Experience January 1995 - May 1996
Job LMR Real Estate and Financial Consulting,
Industry Financial Services
Experience
LMR Real Estate and Financial Consulting, April 2013 - Present
Open Range Cook'n Enterprises January 2012 - Present
Cherry Creek Mortgage October 2012 - April 2013
Cherry Creek Mortgage October 2012 - April 2013
Cherry Creek Mortgage June 2012 - April 2013
PMI Mortgage Insurance Co. January 2008 - March 2012
PMI Mortgage Insurance Co. May 2004 - January 2008
PMI Mortgage Insurance Co. May 1996 - May 2004
Commerce Security Bank January 1995 - May 1996
Skills
Mortgage Underwriting, Risk Management, Writing Skills, Financial Analysis, Credit Risk, Creative Problem Solving, Account Management, Customer Relations, Customer Service, Management, Loans, Project Management, Credit, Leadership, Mortgage Banking, Training, Underwriting, Process Improvement, Insurance, FHA, Financial Risk, Portfolio Management, Loan Origination, Financial Services, Loss Mitigation, CRM, Residential Mortgages, Banking, Refinance, Mortgage Servicing, Credit Analysis, USDA, Loan Servicing
Education
Sheffield University 1986 — 1988
Bachelor's degree, Interior Design
Laramie County Community College 1979 — 1981
Associates, Finance, accounting
LMR Real Estate and Financial Consulting, April 2013 - Present
Open Range Cook'n Enterprises January 2012 - Present
Cherry Creek Mortgage October 2012 - April 2013
Cherry Creek Mortgage October 2012 - April 2013
Cherry Creek Mortgage June 2012 - April 2013
PMI Mortgage Insurance Co. January 2008 - March 2012
PMI Mortgage Insurance Co. May 2004 - January 2008
PMI Mortgage Insurance Co. May 1996 - May 2004
Commerce Security Bank January 1995 - May 1996
Skills
Mortgage Underwriting, Risk Management, Writing Skills, Financial Analysis, Credit Risk, Creative Problem Solving, Account Management, Customer Relations, Customer Service, Management, Loans, Project Management, Credit, Leadership, Mortgage Banking, Training, Underwriting, Process Improvement, Insurance, FHA, Financial Risk, Portfolio Management, Loan Origination, Financial Services, Loss Mitigation, CRM, Residential Mortgages, Banking, Refinance, Mortgage Servicing, Credit Analysis, USDA, Loan Servicing
Education
Sheffield University 1986 — 1988
Bachelor's degree, Interior Design
Laramie County Community College 1979 — 1981
Associates, Finance, accounting
Josette Alexander 925.285.8617 Josette Alexander 925.285.8617's Commerce Security Bank Experience 1990 - 1996
Job Loan Officer at [HomeStreet] Bank
Industry Banking
Experience
[HomeStreet] Bank August 2014 - Present
Banc Home Loans December 2010 - July 2014
Wells Fargo 2007 - 2010
Citi Home Equity 2004 - 2007
JPMorgan Chase 2002 - 2004
First Nationwide Mortgage 1996 - 2002
Commerce Security Bank 1990 - 1996
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Teaching, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets, Mortgage Underwriting, Operations Management, Loans, VA loans, FHA, Referrals, FHA financing, USDA, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages, Government Loans, Certified Mortgage..., Reverse Mortgages, Credit, Real Estate Financing, FHA Financing, VA Loans
Education
UC Davis
B.S., Psychology
[HomeStreet] Bank August 2014 - Present
Banc Home Loans December 2010 - July 2014
Wells Fargo 2007 - 2010
Citi Home Equity 2004 - 2007
JPMorgan Chase 2002 - 2004
First Nationwide Mortgage 1996 - 2002
Commerce Security Bank 1990 - 1996
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Teaching, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets, Mortgage Underwriting, Operations Management, Loans, VA loans, FHA, Referrals, FHA financing, USDA, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages, Government Loans, Certified Mortgage..., Reverse Mortgages, Credit, Real Estate Financing, FHA Financing, VA Loans
Education
UC Davis
B.S., Psychology
Heidi Hatfield Heidi Hatfield's Commerce Security Bank Experience January 1988 - 1998
Job Folsom Operations Manager, VP at Pinnacle Capital Mortgage
Industry Banking
Experience
Pinnacle Capital Mortgage December 2009 - Present
MortgageIT September 2002 - April 2011
Wells Fargo Bank September 2000 - September 2002
Met Life Financial 2000 - 2000
Commerce Security Bank January 1988 - 1998
Met Life Financial 1900 - 1900
Met Life Financial 1900 - 1900
Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Loan Origination, Refinance, Underwriting, Credit, USDA, Leadership, Management, VA loans, Residential Mortgages, Training, FHA financing, Reverse Mortgages, Mortgage Underwriting, Banking, VA Loans, FHA Financing, Credit Analysis
Education
Sierra College
Business Admin, Computer Science
Pinnacle Capital Mortgage December 2009 - Present
MortgageIT September 2002 - April 2011
Wells Fargo Bank September 2000 - September 2002
Met Life Financial 2000 - 2000
Commerce Security Bank January 1988 - 1998
Met Life Financial 1900 - 1900
Met Life Financial 1900 - 1900
Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Loan Origination, Refinance, Underwriting, Credit, USDA, Leadership, Management, VA loans, Residential Mortgages, Training, FHA financing, Reverse Mortgages, Mortgage Underwriting, Banking, VA Loans, FHA Financing, Credit Analysis
Education
Sierra College
Business Admin, Computer Science
Todd Dierdorff Todd Dierdorff's Commerce Security Bank Experience September 1985 - February 1995
Job Amnet Account Executive / business development all around good guy. Oathkeeper. Survivor.
Industry Information Technology and Services
Experience
Amnet May 2011 - Present
California Family Fitness August 2010 - May 2011
Imperial Capital Bancorp, Inc. and Imperial Capital Bank August 2007 - August 2008
Exchange Bank May 2003 - August 2007
First Bank May 1996 - April 2003
Commerce Security Bank September 1985 - February 1995
Founders Title Company 1976 - 1980
United States Air Force December 1967 - December 1971
Skills
IT Service Delivery, Service Desk Management, Business Technology, Technology Needs..., Network Optimization, IT Risk Management, Technology Planning, Strategic Technology..., CIO Advisory Services, IT Solutions, Information Technology, Computer Security, Penetration Testing, Vulnerability Scanning, System Monitoring, Proactive Monitoring, Microsoft Technologies, Microsoft..., Infrastructure..., Cloud-based, Cloud Applications, Cloud Consulting, Cloud Security, Network Security, Vulnerability Assessment, Web Application Security, Networking, Military Experience, Entrepreneurship, Military, CRM, Team Building, Small Business, Leadership, Business Development, Finance, Customer Service, Loans, Real Estate, Security, Management, Strategic Leadership, Disaster Recovery, Commercial Real Estate, Executive Management, Sales, Training, Social Networking, Customer Satisfaction, Strategic Partnerships
Education
California State University-Sacramento 1977 — 1980
MBA, Business Administration
California State University, Sacramento 1974 — 1976
Bachelor of Science, Business Administration, Real Estate, Finance, Management
Napa Community College 1973 — 1974
AA, General
Sunnyside High School 1963 — 1966
High School studies
Amnet May 2011 - Present
California Family Fitness August 2010 - May 2011
Imperial Capital Bancorp, Inc. and Imperial Capital Bank August 2007 - August 2008
Exchange Bank May 2003 - August 2007
First Bank May 1996 - April 2003
Commerce Security Bank September 1985 - February 1995
Founders Title Company 1976 - 1980
United States Air Force December 1967 - December 1971
Skills
IT Service Delivery, Service Desk Management, Business Technology, Technology Needs..., Network Optimization, IT Risk Management, Technology Planning, Strategic Technology..., CIO Advisory Services, IT Solutions, Information Technology, Computer Security, Penetration Testing, Vulnerability Scanning, System Monitoring, Proactive Monitoring, Microsoft Technologies, Microsoft..., Infrastructure..., Cloud-based, Cloud Applications, Cloud Consulting, Cloud Security, Network Security, Vulnerability Assessment, Web Application Security, Networking, Military Experience, Entrepreneurship, Military, CRM, Team Building, Small Business, Leadership, Business Development, Finance, Customer Service, Loans, Real Estate, Security, Management, Strategic Leadership, Disaster Recovery, Commercial Real Estate, Executive Management, Sales, Training, Social Networking, Customer Satisfaction, Strategic Partnerships
Education
California State University-Sacramento 1977 — 1980
MBA, Business Administration
California State University, Sacramento 1974 — 1976
Bachelor of Science, Business Administration, Real Estate, Finance, Management
Napa Community College 1973 — 1974
AA, General
Sunnyside High School 1963 — 1966
High School studies
Jennifer Giron Jennifer Giron's Commerce Security Bank Experience 1993 - 1996
Job Housing Finance Associate at California Housing Finance Agency
Industry Real Estate
Experience
California Housing Finance Agency 2008 - Present
Alliance Bancorp 2001 - 2007
Providing Funding 1998 - 2000
Sierra Pacific Mortgage Company, Inc. 1996 - 1998
Commerce Security Bank 1993 - 1996
Skills
Mortgage Lending, Credit, Loans, Banking, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, FHA, Credit Analysis, Underwriting, Real Estate, Commercial Lending
Education
California State University-Sacramento
Bachelor's Degree
Cosumnes River College
Bachelor's degree
OSC Computer Training School
Certificate of Completion
California Housing Finance Agency 2008 - Present
Alliance Bancorp 2001 - 2007
Providing Funding 1998 - 2000
Sierra Pacific Mortgage Company, Inc. 1996 - 1998
Commerce Security Bank 1993 - 1996
Skills
Mortgage Lending, Credit, Loans, Banking, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, FHA, Credit Analysis, Underwriting, Real Estate, Commercial Lending
Education
California State University-Sacramento
Bachelor's Degree
Cosumnes River College
Bachelor's degree
OSC Computer Training School
Certificate of Completion
Dave Mendoza Dave Mendoza's Commerce Security Bank Experience February 1990 - January 1997
Job Senior Loan Consultant at Guild Mortgage
Industry Real Estate
Experience
Guild Mortgage October 2014 - Present
Comstock Mortgage April 1999 - September 2014
Royal Viking Financial January 1997 - May 1999
Commerce Security Bank February 1990 - January 1997
Sacramento Savings and Loan Assoc. April 1985 - February 1990
Jackson County Federal Savings August 1983 - April 1985
Skills
30 years in Mortgage..., Mortgage Lending, Mortgage Banking, Loans, Refinance, Finance, FHA, First Time Home Buyers, Sellers, Construction Loans, USDA, Loan Origination, Residential Mortgages, Reverse Mortgages, VA loans, Certified Mortgage..., Government Loans, FHA financing, Real Estate Financing, Investment Properties, Real Estate Economics, Credit, Mortgage Underwriting, VA Loans
Education
California State University-Sacramento 1980 — 1983
BS in Business Administration (Management), Business Administration
Christian Brothers High School and John Kennedy High School
Guild Mortgage October 2014 - Present
Comstock Mortgage April 1999 - September 2014
Royal Viking Financial January 1997 - May 1999
Commerce Security Bank February 1990 - January 1997
Sacramento Savings and Loan Assoc. April 1985 - February 1990
Jackson County Federal Savings August 1983 - April 1985
Skills
30 years in Mortgage..., Mortgage Lending, Mortgage Banking, Loans, Refinance, Finance, FHA, First Time Home Buyers, Sellers, Construction Loans, USDA, Loan Origination, Residential Mortgages, Reverse Mortgages, VA loans, Certified Mortgage..., Government Loans, FHA financing, Real Estate Financing, Investment Properties, Real Estate Economics, Credit, Mortgage Underwriting, VA Loans
Education
California State University-Sacramento 1980 — 1983
BS in Business Administration (Management), Business Administration
Christian Brothers High School and John Kennedy High School
S John Hance S John Hance's Commerce Security Bank Experience April 1992 - October 1997
Job Consultant / Contractor Small Business
Industry Management Consulting
Experience
Small Business Consulting March 2013 - Present
City of Folsom May 2013 - Present
alegria wine and ware August 2011 - Present
The CBM Group, Inc. December 2010 - June 2011
Smith Flat - Developer & Commercial General Contractor January 2006 - February 2009
Shade West Inc May 2002 - November 2006
Pharmaceutical Care Network (PCN) March 1999 - April 2002
The Money Store NMS October 1997 - March 1999
Commerce Security Bank April 1992 - October 1997
Golden 1 Credit Union July 1984 - March 1991
Skills
Start-ups, Business Operations, Relationship Management, Data Analysis, Strategic Planning, Budgets, Process Improvement, Team Building, Contract Negotiation, Operations Management, Account Management, Negotiation, Project Management, Business Analysis, Change Management
Education
California State University-Sacramento
Small Business Consulting March 2013 - Present
City of Folsom May 2013 - Present
alegria wine and ware August 2011 - Present
The CBM Group, Inc. December 2010 - June 2011
Smith Flat - Developer & Commercial General Contractor January 2006 - February 2009
Shade West Inc May 2002 - November 2006
Pharmaceutical Care Network (PCN) March 1999 - April 2002
The Money Store NMS October 1997 - March 1999
Commerce Security Bank April 1992 - October 1997
Golden 1 Credit Union July 1984 - March 1991
Skills
Start-ups, Business Operations, Relationship Management, Data Analysis, Strategic Planning, Budgets, Process Improvement, Team Building, Contract Negotiation, Operations Management, Account Management, Negotiation, Project Management, Business Analysis, Change Management
Education
California State University-Sacramento
Kimberly Cardwell (formerly Patterson) Kimberly Cardwell (formerly Patterson)'s Commerce Security Bank Experience September 1998 - June 2000
Job Underwriter at MortgageIT
Industry Financial Services
Experience
Pinnacle Capital Mortgage Corp February 2010 - Present
Reunion Mortgage June 2008 - February 2010
MortgageIT, a subsidiary of Deutsche Bank October 2002 - March 2008
Aegis Wholesale Mortgage June 2000 - October 2002
Commerce Security Bank September 1998 - June 2000
North American Mortgage March 1998 - August 1998
The Money Store August 1997 - February 1998
Education
California State University-Sacramento
San Joaquin Delta College
Pinnacle Capital Mortgage Corp February 2010 - Present
Reunion Mortgage June 2008 - February 2010
MortgageIT, a subsidiary of Deutsche Bank October 2002 - March 2008
Aegis Wholesale Mortgage June 2000 - October 2002
Commerce Security Bank September 1998 - June 2000
North American Mortgage March 1998 - August 1998
The Money Store August 1997 - February 1998
Education
California State University-Sacramento
San Joaquin Delta College
Shannan Robinson Shannan Robinson's Commerce Security Bank Experience 2000 - 2001
Job at Associated Anesthesiologists of Reno
Industry Hospital & Health Care
Experience
Associated Anesthesiologists of Reno November 2010 - Present
Pulte Homes October 2003 - February 2010
Riviera Finance March 2001 - October 2003
Commerce Security Bank 2000 - 2001
Education
Sierra College 2001 — 2003
n/a, Business Administration
Associated Anesthesiologists of Reno November 2010 - Present
Pulte Homes October 2003 - February 2010
Riviera Finance March 2001 - October 2003
Commerce Security Bank 2000 - 2001
Education
Sierra College 2001 — 2003
n/a, Business Administration
Nicolle Seuss Nicolle Seuss's Commerce Security Bank Experience 1988 - 1994
Job Director, Medical Underwriting at Aetna
Industry Insurance
Experience
Aetna 2008 - Present
Aetna 2003 - 2008
Aetna June 1994 - 2003
Commerce Security Bank 1988 - 1994
Skills
Leadership, Process Improvement, Health Insurance, Healthcare, Employee Benefits, Underwriting, Health Care Reform, Medical Underwriting, Reinsurance, Health Savings Accounts, Insurance, Brokers, Claim, Disability Insurance, Life Insurance, Risk Management, Managed Care
Education
California State University-Sacramento 1988 — 1992
Bachelor's degree, International business
Aetna 2008 - Present
Aetna 2003 - 2008
Aetna June 1994 - 2003
Commerce Security Bank 1988 - 1994
Skills
Leadership, Process Improvement, Health Insurance, Healthcare, Employee Benefits, Underwriting, Health Care Reform, Medical Underwriting, Reinsurance, Health Savings Accounts, Insurance, Brokers, Claim, Disability Insurance, Life Insurance, Risk Management, Managed Care
Education
California State University-Sacramento 1988 — 1992
Bachelor's degree, International business
Gary Clark, CMB's Commerce Security Bank Experience August 1990 - October 1995
Job Chief Operating Officer at Sierra Pacific Mortgage
Industry Financial Services
Experience
Sierra Pacific Mortgage Company, Inc. September 2014 - Present
Comstock Mortgage September 2008 - September 2014
Indymac Bank October 1995 - September 2008
Commerce Security Bank August 1990 - October 1995
Skills
Mortgage Lending, Residential Mortgages, Team Building, Executive Management, Banking, Underwriting, Mortgage Banking, Leadership, Management, Strategic Planning, FHA, Loan Origination, Loans, Sales, Risk Management, Financial Analysis, Business Process, Loan Servicing, Project Management, Refinance, Portfolio Management, Real Estate, VA loans, FHA financing, Reverse Mortgages, Construction Loans, Credit, Certified Mortgage..., Loss Mitigation, Credit Analysis
Education
University of Oregon - Charles H. Lundquist College of Business 1968 — 1972
Bachelor of Science (BS), Marketing
Sierra Pacific Mortgage Company, Inc. September 2014 - Present
Comstock Mortgage September 2008 - September 2014
Indymac Bank October 1995 - September 2008
Commerce Security Bank August 1990 - October 1995
Skills
Mortgage Lending, Residential Mortgages, Team Building, Executive Management, Banking, Underwriting, Mortgage Banking, Leadership, Management, Strategic Planning, FHA, Loan Origination, Loans, Sales, Risk Management, Financial Analysis, Business Process, Loan Servicing, Project Management, Refinance, Portfolio Management, Real Estate, VA loans, FHA financing, Reverse Mortgages, Construction Loans, Credit, Certified Mortgage..., Loss Mitigation, Credit Analysis
Education
University of Oregon - Charles H. Lundquist College of Business 1968 — 1972
Bachelor of Science (BS), Marketing
Ron Chicaferro's Commerce Security Bank Experience 1995 - 1998
Job Advisory Board Member at Sindeo
Industry Real Estate
Experience
Sindeo March 2015 - Present
Chicaferro Consulting, LLC January 2007 - Present
Thornburg Mortgage September 1998 - December 2006
Commerce Security Bank 1995 - 1998
Hanover Capital Partners 1993 - 1996
Prudential Home Mortgage 1990 - 1995
Skills
FHA, Securitization, Underwriting, Investment Properties, Credit, Real Estate, Structured Finance, Residential Homes, Refinance, Residential Mortgages, Investments, Due Diligence, Credit Risk, Banking, Asset Managment, Valuation, Portfolio Management, Asset Management, Real Estate Economics, Financial Structuring, VA loans, Funding
Education
Pacific Coast Banking School 1980 — 1983
Banking
California State University-Los Angeles 1968 — 1972
English, Journalism
Sindeo March 2015 - Present
Chicaferro Consulting, LLC January 2007 - Present
Thornburg Mortgage September 1998 - December 2006
Commerce Security Bank 1995 - 1998
Hanover Capital Partners 1993 - 1996
Prudential Home Mortgage 1990 - 1995
Skills
FHA, Securitization, Underwriting, Investment Properties, Credit, Real Estate, Structured Finance, Residential Homes, Refinance, Residential Mortgages, Investments, Due Diligence, Credit Risk, Banking, Asset Managment, Valuation, Portfolio Management, Asset Management, Real Estate Economics, Financial Structuring, VA loans, Funding
Education
Pacific Coast Banking School 1980 — 1983
Banking
California State University-Los Angeles 1968 — 1972
English, Journalism
Cari Smith's Commerce Security Bank Experience 1994 - 1995
Job Correspondent and Wholesale Account Executive
Industry Financial Services
Experience
Stonegate Mortgage Corporation February 2013 - Present
Kinecta Federal Credit Union July 2010 - October 2012
Flagstar Bank April 1996 - July 2010
Accubank 1995 - 1996
Commerce Security Bank 1994 - 1995
Skills
Residential Mortgages, Loans, Mortgage Banking, Underwriting, Mortgage Lending, FHA, Loan Origination, Reverse Mortgages, Residential Homes, Sales Management, Construction Loans, Customer Service, Refinance, Credit Analysis, Home Equity Lines of..., USDA, Mortgage Underwriting, Credit, Loss Mitigation, FHA financing, Real Estate Financing, VA loans, Real Estate
Education
University of Illinois at Urbana-Champaign
Stonegate Mortgage Corporation February 2013 - Present
Kinecta Federal Credit Union July 2010 - October 2012
Flagstar Bank April 1996 - July 2010
Accubank 1995 - 1996
Commerce Security Bank 1994 - 1995
Skills
Residential Mortgages, Loans, Mortgage Banking, Underwriting, Mortgage Lending, FHA, Loan Origination, Reverse Mortgages, Residential Homes, Sales Management, Construction Loans, Customer Service, Refinance, Credit Analysis, Home Equity Lines of..., USDA, Mortgage Underwriting, Credit, Loss Mitigation, FHA financing, Real Estate Financing, VA loans, Real Estate
Education
University of Illinois at Urbana-Champaign
Mickey O'Regan's Commerce Security Bank Experience January 1994 - January 1997
Job Regional Manager/Northern California at New Homes Media
Industry Marketing and Advertising
Experience
New Homes Media aka New Homes Magazine/Map Guide/Online January 1997 - Present
Commerce Security Bank January 1994 - January 1997
Skills
Advertising, Marketing Communications
Education
California State University-Chico 1979 — 1982
Bachelor of Science (BS), Public Relations, Advertising, and Applied Communication
New Homes Media aka New Homes Magazine/Map Guide/Online January 1997 - Present
Commerce Security Bank January 1994 - January 1997
Skills
Advertising, Marketing Communications
Education
California State University-Chico 1979 — 1982
Bachelor of Science (BS), Public Relations, Advertising, and Applied Communication
Steve Germoles's Commerce Security Bank Experience August 1988 - May 1991
Job Senior Loan Officer at Guild MortgageComstock Divsion
Industry Financial Services
Experience
Guild Mortgage-Comstock Divsion October 2014 - Present
Comstock Mortgage May 1991 - October 2014
Commerce Security Bank August 1988 - May 1991
Skills
Refinance, FHA, Mortgage Lending, Mortgage Banking, Investment Properties, First Time Home Buyers, Real Estate, USDA, Residential Mortgages, Loan Origination, Reverse Mortgages, Loans
Education
California State University-Sacramento 1980 — 1983
School of Business Administration. BS in Finance with a Minor in Business Economics
Jesuit High School Sacramento 1974 — 1976
Guild Mortgage-Comstock Divsion October 2014 - Present
Comstock Mortgage May 1991 - October 2014
Commerce Security Bank August 1988 - May 1991
Skills
Refinance, FHA, Mortgage Lending, Mortgage Banking, Investment Properties, First Time Home Buyers, Real Estate, USDA, Residential Mortgages, Loan Origination, Reverse Mortgages, Loans
Education
California State University-Sacramento 1980 — 1983
School of Business Administration. BS in Finance with a Minor in Business Economics
Jesuit High School Sacramento 1974 — 1976
Curtis Dair's Commerce Security Bank Experience 1990 - 1997
Job CFO at Opes Advisors
Industry Banking
Experience
Opes Advisors July 2013 - Present
Rabobank NA May 2010 - July 2013
The Golden 1 Credit Union 2003 - May 2010
Bancorp Financial Services 2000 - 2002
Indymac Bank 1997 - 2000
Commerce Security Bank 1990 - 1997
KPMG Peat Marwick 1983 - 1990
Skills
Loans, Banking, Credit, Risk Management, Mortgage Lending, Credit Risk, Financial Analysis, Financial Risk, Credit Analysis, Finance, Commercial Banking, Mortgage Banking, Cash Management, Commercial Lending, Portfolio Management
Education
University of California, Berkeley, Haas School of Business 1981 — 1983
BS, Accounting/Finance
Opes Advisors July 2013 - Present
Rabobank NA May 2010 - July 2013
The Golden 1 Credit Union 2003 - May 2010
Bancorp Financial Services 2000 - 2002
Indymac Bank 1997 - 2000
Commerce Security Bank 1990 - 1997
KPMG Peat Marwick 1983 - 1990
Skills
Loans, Banking, Credit, Risk Management, Mortgage Lending, Credit Risk, Financial Analysis, Financial Risk, Credit Analysis, Finance, Commercial Banking, Mortgage Banking, Cash Management, Commercial Lending, Portfolio Management
Education
University of California, Berkeley, Haas School of Business 1981 — 1983
BS, Accounting/Finance
Rhonda Beathard NMLSR ID:453499's Commerce Security Bank Experience 1998 - 2000
Job Branch Sales Manager at Wells Fargo Home Mortgage/Hiring Producing Sales Managers and Mortgage Consultants
Industry Financial Services
Experience
Wells Fargo Home Mortgage April 2009 - Present
Countrywide Home Loans May 2007 - December 2008
Union West Financial 2004 - 2007
Sierra Pacific Mortgage Company, Inc. 2000 - 2004
Commerce Security Bank 1998 - 2000
FCMC Mortgage Company 1995 - 1998
Home Fed Bank 1986 - 1995
Skills
Credit, Real Estate, First Time Home Buyers, Strategic Planning, New Business Development, Investment Properties, USDA, Project Management, Credit Analysis, Branch Management, VA loans, Cross Selling, FHA financing, Relationship Management
Education
San Diego State University-California State University
Bachelor, Public Administration
Wells Fargo Home Mortgage April 2009 - Present
Countrywide Home Loans May 2007 - December 2008
Union West Financial 2004 - 2007
Sierra Pacific Mortgage Company, Inc. 2000 - 2004
Commerce Security Bank 1998 - 2000
FCMC Mortgage Company 1995 - 1998
Home Fed Bank 1986 - 1995
Skills
Credit, Real Estate, First Time Home Buyers, Strategic Planning, New Business Development, Investment Properties, USDA, Project Management, Credit Analysis, Branch Management, VA loans, Cross Selling, FHA financing, Relationship Management
Education
San Diego State University-California State University
Bachelor, Public Administration
Kirk Dowdell's Commerce Security Bank Experience April 1990 - September 1997
Job President & CEO Dowdell Consulting Group
Industry Banking
Experience
Golden Pacific Bancorp November 2007 - August 2013
Western Sierra National Bank September 1997 - June 2006
Commerce Security Bank April 1990 - September 1997
Skills
Budgeting, Mergers, Strategic Planning, Banking, Risk Management, Mergers & Acquisitions, Real Estate, Business Planning, Team Building, Due Diligence, Financial Analysis, Strategic Financial..., Budgets, Start-ups, Portfolio Management, Finance, Executive Management, Commercial Lending, Investments, Financial Modeling, Strategy, Asset Management, Management Consulting, Small Business, Business Development, Credit, Loans, Corporate Finance, Management, Credit Analysis, Private Equity
Education
LSU 2000 — 2002
Master of Business Administration (MBA), Banking, Corporate, Finance, and Securities Law
University of Southern California 1981 — 1985
Bachelor's degree, Public Administration
Golden Pacific Bancorp November 2007 - August 2013
Western Sierra National Bank September 1997 - June 2006
Commerce Security Bank April 1990 - September 1997
Skills
Budgeting, Mergers, Strategic Planning, Banking, Risk Management, Mergers & Acquisitions, Real Estate, Business Planning, Team Building, Due Diligence, Financial Analysis, Strategic Financial..., Budgets, Start-ups, Portfolio Management, Finance, Executive Management, Commercial Lending, Investments, Financial Modeling, Strategy, Asset Management, Management Consulting, Small Business, Business Development, Credit, Loans, Corporate Finance, Management, Credit Analysis, Private Equity
Education
LSU 2000 — 2002
Master of Business Administration (MBA), Banking, Corporate, Finance, and Securities Law
University of Southern California 1981 — 1985
Bachelor's degree, Public Administration
Dana Kirchner's Commerce Security Bank Experience 1998 - 1999
Job Experienced equipment leasing professional
Industry Financial Services
Experience
Pioneer Capital 1999 - 2009
Commerce Security Bank 1998 - 1999
Danka Industries 1996 - 1997
AT&T Capital Leasing Services 1993 - 1996
AT&T Capital Leasing Services 1989 - 1993
Comstock Leasing 1984 - 1989
Skills
Sales Operations, Finance, Management, Sales, Leasing, Credit, Portfolio Management, Process Improvement, Business Strategy, Sales Management, Loans, Business Development, Account Management, Start-ups, Microsoft Office, Leadership, Leases, New Business Development, Financial Analysis, Pricing, Customer Service, Relationship Management, Banking, Risk Management, Forecasting, Negotiation, CRM, Executive Management, Financial Services, Selling, Business Planning, Credit Analysis, Salesforce.com, Funding, Investments, Asset Based Lending, Underwriting, Strategy, Sales Process
Education
California State University-Chico
BS, Finance
Pioneer Capital 1999 - 2009
Commerce Security Bank 1998 - 1999
Danka Industries 1996 - 1997
AT&T Capital Leasing Services 1993 - 1996
AT&T Capital Leasing Services 1989 - 1993
Comstock Leasing 1984 - 1989
Skills
Sales Operations, Finance, Management, Sales, Leasing, Credit, Portfolio Management, Process Improvement, Business Strategy, Sales Management, Loans, Business Development, Account Management, Start-ups, Microsoft Office, Leadership, Leases, New Business Development, Financial Analysis, Pricing, Customer Service, Relationship Management, Banking, Risk Management, Forecasting, Negotiation, CRM, Executive Management, Financial Services, Selling, Business Planning, Credit Analysis, Salesforce.com, Funding, Investments, Asset Based Lending, Underwriting, Strategy, Sales Process
Education
California State University-Chico
BS, Finance
Cindy Larson's Commerce Security Bank Experience June 1993 - June 1994
Job Senior Business Development Officer at SAFE Credit Union
Industry Banking
Experience
SAFE Credit Union July 2012 - Present
US Small Business Administration January 2011 - July 2012
Wells Fargo SBA Lending October 1999 - July 2010
Wachovia, A Wells Fargo Company February 1997 - September 1999
The Money Store August 1994 - January 1997
Commerce Security Bank June 1993 - June 1994
Commerce Security Bank June 1991 - June 1993
Skills
Loans, Credit, Credit Analysis, SBA, Underwriting, Banking, Mortgage Lending, Small Business Lending, Commercial Lending, Commercial Mortgages, Refinance, Financial Analysis, Real Estate, Portfolio Management, Finance, Commercial Banking, Loan Origination, Small Business, Customer Service, Relationship Management, Funding, Commercial Real Estate, Business Development, Financial Services, Leadership, Sales, Mortgage Banking, Mergers & Acquisitions, Training, Analysis, Asset Based Lending, CRM, Cash Flow
Education
California State University-Sacramento 1986 — 1991
BA, Education, Spanish
California State University-Sacramento 1986 — 1991
Bachelor of Arts (B.A.), Child Development
SAFE Credit Union July 2012 - Present
US Small Business Administration January 2011 - July 2012
Wells Fargo SBA Lending October 1999 - July 2010
Wachovia, A Wells Fargo Company February 1997 - September 1999
The Money Store August 1994 - January 1997
Commerce Security Bank June 1993 - June 1994
Commerce Security Bank June 1991 - June 1993
Skills
Loans, Credit, Credit Analysis, SBA, Underwriting, Banking, Mortgage Lending, Small Business Lending, Commercial Lending, Commercial Mortgages, Refinance, Financial Analysis, Real Estate, Portfolio Management, Finance, Commercial Banking, Loan Origination, Small Business, Customer Service, Relationship Management, Funding, Commercial Real Estate, Business Development, Financial Services, Leadership, Sales, Mortgage Banking, Mergers & Acquisitions, Training, Analysis, Asset Based Lending, CRM, Cash Flow
Education
California State University-Sacramento 1986 — 1991
BA, Education, Spanish
California State University-Sacramento 1986 — 1991
Bachelor of Arts (B.A.), Child Development
Dwight Millard's Commerce Security Bank Experience June 1994 - November 1996
Job Branch Manager at Academy Mortgage Corporation
Industry Financial Services
Experience
Academy Mortgage Corporation May 2009 - Present
Platinum First Mortgage February 2002 - May 2009
North American Mortgages November 1996 - February 2002
Commerce Security Bank June 1994 - November 1996
Commonwealth United Mortgage June 1989 - June 1994
Skills
Mortgage Banking, Loan Origination, Mortgage Lending, Refinance, Loans, Branch Management, Sales Management, Long-term Customer..., FHA financing, Conventional Financing, VA Financing, Leadership, Sales
Education
California State University-Fullerton 1984 — 1988
Bachelor of Arts in Business Administration, Finance
Academy Mortgage Corporation May 2009 - Present
Platinum First Mortgage February 2002 - May 2009
North American Mortgages November 1996 - February 2002
Commerce Security Bank June 1994 - November 1996
Commonwealth United Mortgage June 1989 - June 1994
Skills
Mortgage Banking, Loan Origination, Mortgage Lending, Refinance, Loans, Branch Management, Sales Management, Long-term Customer..., FHA financing, Conventional Financing, VA Financing, Leadership, Sales
Education
California State University-Fullerton 1984 — 1988
Bachelor of Arts in Business Administration, Finance
Richard Chackel's Commerce Security Bank Experience January 1999 - May 2002
Job Senior Vice President at bank of commerce | sacramento
Industry Banking
Experience
bank of commerce sacramento June 2002 - Present
Bank of Commerce Holdings 2002 - Present
Commerce Security Bank January 1999 - May 2002
Sanwa Bank December 1986 - December 1998
Hytek Microsystems, Inc. January 1984 - October 1986
Skills
Commercial Lending, Banking, Commercial Banking, Risk Management, Small Business Lending, Loans, New Business Development, Credit Risk, Consumer Lending, Credit, Credit Analysis, Cash Management, Financial Analysis, Asset Based Lending, Portfolio Management, Commercial Mortgages, Finance, Underwriting, Mortgage Lending, Lines Of Credit
Education
Pacific Coast Banking School 1987 — 1989
Bank Management, Banking / Finance
Golden Gate University 1977 — 1981
Master of Business Administration (MBA), Banking & Finance
University of California, Davis 1971 — 1975
Bachelor of Science (BS), Agricultural Economics / Business Management
bank of commerce sacramento June 2002 - Present
Bank of Commerce Holdings 2002 - Present
Commerce Security Bank January 1999 - May 2002
Sanwa Bank December 1986 - December 1998
Hytek Microsystems, Inc. January 1984 - October 1986
Skills
Commercial Lending, Banking, Commercial Banking, Risk Management, Small Business Lending, Loans, New Business Development, Credit Risk, Consumer Lending, Credit, Credit Analysis, Cash Management, Financial Analysis, Asset Based Lending, Portfolio Management, Commercial Mortgages, Finance, Underwriting, Mortgage Lending, Lines Of Credit
Education
Pacific Coast Banking School 1987 — 1989
Bank Management, Banking / Finance
Golden Gate University 1977 — 1981
Master of Business Administration (MBA), Banking & Finance
University of California, Davis 1971 — 1975
Bachelor of Science (BS), Agricultural Economics / Business Management
David Tacherra's Commerce Security Bank Experience January 1986 - May 1989
Job Information Technology and Services Professional
Industry Information Technology and Services
Experience
California Department of Forestry and Fire Protection 2009 - 2010
Your Personal Help Desk July 2005 - August 2008
The Golden 1 Credit Union March 2002 - July 2005
First Union National Bank (The Money Store) 1989 - 2001
Educaid (The Money Store) May 1989 - May 1993
Commerce Security Bank January 1986 - May 1989
Education
California State University-Sacramento 2008 — 2010
Bachelor of Arts (BA), Geographic Information Science, Cartography, and Human Geography, 3.8 in major
California Department of Forestry and Fire Protection 2009 - 2010
Your Personal Help Desk July 2005 - August 2008
The Golden 1 Credit Union March 2002 - July 2005
First Union National Bank (The Money Store) 1989 - 2001
Educaid (The Money Store) May 1989 - May 1993
Commerce Security Bank January 1986 - May 1989
Education
California State University-Sacramento 2008 — 2010
Bachelor of Arts (BA), Geographic Information Science, Cartography, and Human Geography, 3.8 in major