Experience
First Republic Bank  September 2013 - Present
Ernst & Young, LLP   January 2000 - June 2001
GateCapital, LLC   January 1998 - August 1999
Marin Consulting, Inc   January 1996 - October 1997
Commonwealth United Mortgage  September 1992 - May 1994
Preferred Mortgage Associates Ltd   October 1990 - September 1992
US Army 750th Military Intelligence Battalion   October 1986 - July 1990

Skills
Problem Solving, Oral & Written..., Finding Opportunities, Financial Analysis, Real Estate Economics, Real Estate, Finance, Mortgage Lending, Analysis, Capital Markets, Investments, Credit, Financial Modeling

Education
San Francisco State University   1996 — 2000
Bachelor of Science, Business Administration; Finance & Real Estate, 3.3

Experience
Academy Mortgage Corporation  April 2011 - Present
Prospect Mortgage  August 2008 - April 2011
Indymac Bank  August 2007 - August 2008
American Home Mortgage  January 2000 - August 2007
Marina Mortgage Company   July 1995 - December 1999
Commonwealth United Mortgage  February 1993 - June 1995

Skills
Mortgage Lending, FHA, USDA, Short Sales, Mortgage Banking, Loan Origination, Construction Loans, Residential Mortgages, Refinance, FHA financing, Government Loans, REO, Investment Properties, First Time Home Buyers, Sellers, Real Estate, VA loans, Certified Mortgage..., Loans, Mortgage Underwriting, VA Loans, FHA Financing

Education
California State University-Sacramento   1989 — 1993
Business

Experience
MasTec Network Solutions  November 2013 - April 2015
Sales and Account Management   2012 - November 2013
Cummins-Allison Corporation  May 2005 - October 2012
Cummins-Allison Corporation  August 1995 - May 2005
Commonwealth United Mortgage  January 1993 - April 1995
Uline Incorporated   September 1991 - March 1993
Talman Savings Bank   January 1989 - July 1991

Skills
Outside Sales, Account Management, New Business Development, Key Account Management, Selling, Sales, Sales Operations, Management, Customer Service, Cold Calling, Sales Management, Leadership, Pricing, Strategy, Cross-functional Team..., Forecasting, B2B, Solution Selling, Sales Process, Direct Sales, Product Marketing, Product Development, Contract Negotiation, Product Management, Negotiation, Customer Satisfaction, Sales Presentations, Product Launch, Team Building

Education
University of Illinois at Urbana-Champaign   1982 — 1987
Bachelor of Arts (B.A.), Economics

University of Illinois at Urbana-Champaign   1982 — 1987
Bachelor's degree, Economics

Experience
IBERIABANK MORTGAGE  December 2011 - Present
Academy Mortgage Corporation  February 2010 - December 2011
National City Mortgage/PNC Mortgage   October 2006 - February 2010
Downing-Frye Realty, Inc.   2000 - 2009
NVR Mortgage  1996 - 2000
SouthTrust Bank  1995 - 1997
Commonwealth United Mortgage  1992 - 1995
Financial Independence Mortgage   1990 - 1992
NCNB Bank Mortgage   1987 - 1992
Freedom Mortgage Corporation  1985 - 1987

Skills
Mortgage Lending, Mortgage Banking, Real Estate, Investment Properties, Loans, Real Estate Transactions, FHA, Underwriting, Sales, Loan Origination, Refinance, First Time Home Buyers, Residential Mortgages, USDA, VA loans, FHA financing, Credit, Construction Loans, Reverse Mortgages, Short Sales

Education
Hanover College

St. Francis Desales

University of Toledo

Experience
Allied Financial LLC   April 2001 - February 2015
Commonwealth United Mortgage  November 1995 - September 2000
Arbor Mortgage  January 1990 - July 1995

Skills
Loans, Investment Properties, Refinance

Education
City University of New York-Brooklyn College   1983 — 1987
accounting

Experience
Community Saving Bank   December 2014 - Present
Dubuque Bank & Trust  April 2010 - January 2014
Opus CMC  August 2009 - April 2010
Premier Bank  October 2007 - October 2009
Commonwealth United Mortgage  January 1990 - March 1997

Skills
First Time Home Buyers, Real Estate, Residential Mortgages, Residential, USDA, Mortgage Underwriting, Investment Properties, FHA, VA loans, Mortgage Banking, Mortgage Lending, Refinance, Credit Analysis, Credit, VA, Mortgage, Underwriting, Conventional, FHA financing, Conforming, Compliance, Home, Customer Service, Wholesale, Construction Loans, Government Loans, Non-Conforming, Residential Homes, Due Diligence, Microsoft Office, Purchase, Appraisals, VA Loans

Education
NICC-60 hour Pre-licensing Real Estate   2014 — 2014
Iowa Real Estate License, Real Estate Development

University of Dubuque   2001 — 2004
Business

Experience
River City Leasing, LLC   April 2014 - Present
Wintrust Financial Corporation  May 2011 - April 2014
River City Mortgage & Financial   May 1994 - May 2011
Lakeland Mortgage Corporation  October 1992 - May 1994
Homestead Mortgage Corp   March 1990 - October 1992
Commonwealth-United Mortgage   October 1987 - March 1989
Centrust Mortgage Corp.   February 1982 - October 1987

Skills
Mortgage Lending, Management, Loans, Loan Origination, Mortgage Banking, Real Estate, Finance, Sales, Underwriting, Budgets, Mortgage Marketing, Residential Mortgages, USDA, FHA, FHA financing, Commercial Lending, Negotiation, Certified Mortgage..., Mortgage Underwriting, Recruiting, Refinance, VA loans, Sales Management, Credit Analysis, Banking, Construction Loans

Education
University of Minnesota-Twin Cities
Business

Experience
Bay Equity, LLC  April 2015 - Present
W.J. Bradley Mortgage Capital, LLC   May 2013 - Present
Waterstone Mortgage Corporation  July 2012 - May 2013
Mortgages Unlimited, Inc., #274205   April 2009 - July 2012
W.J. Bradley Company   January 2009 - April 2009
Prospect Mortgage  August 2008 - January 2009
Indymac Bank  October 2007 - July 2008
Homestead Mortgage Corp.   January 1999 - September 2007
Columbia National Mortgage  1995 - 1999
Commonwealth United Mortgage  April 1993 - June 1996

Skills
High Compter Skills, High sales skills, High level of Customer..., Business Coaching, Selling Skills, Building Relationships, Customer Service, Mortgage Lending, Residential Mortgages, Mortgage Banking, Loans, Finance, Underwriting, VA loans, First Time Home Buyers, REO, Cash Flow, Real Estate, Investments, Loan Origination, Investment Properties, Credit, Refinance, Condos, FHA, Reverse Mortgages, Referrals, Sellers, USDA, Certified Mortgage..., FHA financing, Foreclosures, Marketing, Short Sales, Single Family Homes, Mortgage Marketing, Construction Loans, Real Estate Transactions, Real Estate Financing, Government Loans, Investors, Credit Analysis, Mortgage Underwriting, Leadership, Residential Homes, Banking, Real Estate Economics, Commercial Mortgages, Rates, Loan Servicing

Education
Wayzata Sr. High School   1974 — 1977
Grad., Enginering

University of Arizona
Studied Electrical Engineering, Electrical Engineering

Experience
CenturyLink  August 2008 - February 2013
Florida Southern College  January 2009 - February 2009
Regis Corporation  July 2008 - August 2008
Kelly Services  March 2008 - August 2008
Osceola County Board of County Commissioners  March 1999 - February 2008
Commonwealth United Mortgage  May 1991 - March 1999
US Navy  October 1977 - March 1982

Skills
Telecommunications, Troubleshooting, Call Centers, Avaya, AS400 system, Bookkeeping, Accounting, Access Database, Microsoft Excel, Microsoft Word, PowerPoint, Paradox, Teaching, Supervisory Skills, Mortgage Servicing, Litigation Support, Property Management, Bids, Visual Merchandising, Inventory Management

Education
Argosy University Phoenix   2008 — 2008
Accounting, 4.0

Baker College Center for Graduate Studies   2005 — 2008
Master of Business Administration (MBA), Accounting, 4.0

Columbia College   2003 — 2005
Bachelor of Arts (BA), General Studies, 4.0

The School of PC Repair   1998 — 1999
The Professional PC Repair Program Diploma, Computer Technology/Computer Systems Technology, A

The College of New Jersey   1973 — 1976
Accounting

Niagara University   1971 — 1972
English Language and Literature/Letters

Experience
USAA  March 2015 - Present
LenderLive Network, Inc.   April 2013 - March 2015
Capital One  December 2011 - March 2013
Capital One  June 2011 - December 2011
Wells Fargo Home Mortgage  January 1996 - May 2011
Wachovia Mortgage  May 2000 - December 2008
First Union  January 1996 - May 2000
SC Funding   January 1994 - February 1995
ComUnity Lending  January 1992 - January 1994
Commonwealth United Mortgage  January 1991 - January 1992

Skills
Change Management, Mortgage Lending, Process Improvement, Leadership Development, Matrix Management, Vision Development, Operations Management, Mortgage Underwriting, Automated Underwriting..., Investor Relations, Secondary Mortgage..., Product Development, FHA, Veterans Administration, Jumbo Mortgage, Community Reinvestment..., Delivering Results, High Performance..., Credit, Mortgage Banking, Loan Origination, Leadership, Loans, Underwriting, Loss Mitigation, Finance, Credit Risk, Refinance, Management, Training, VA loans, Commercial Lending, Home Equity Loans, Government Loans, Retail Banking, Mortgage Servicing, Financial Risk, Construction Loans, Small Business Lending, FHA financing, Home Equity Lines of..., Portfolio Management, Commercial Banking, Funding, Default, Commercial Mortgages, Mortgage Marketing, Reverse Mortgages, Financial Services, FHA Financing

Education
University of Miami   1983 — 1984
Business Administration

Experience
Aria Medical Equipment  June 2014 - Present
Comal Consulting   March 2014 - Present
The Scooter Store  September 2012 - March 2013
The Scooter Store  2006 - September 2012
The Scooter Store  2003 - 2006
The Scooter Store  2000 - 2003
The Scooter Store  January 1998 - 2000
Schlitterbahn Waterparks  January 1994 - October 1997
Commonwealth United Mortgage  September 1992 - December 1993

Skills
Strategic Planning, Business Development, Regulatory Compliance, Risk Management, Leadership Development, Growth Strategies, Quality Improvement, Innovation Management, Increase Productivity, Budgets, Community Relations, Media Relations, Federal Government..., Compliance, Healthcare, Leadership, Team Building, Management, Customer Service, Cross-functional Team..., Contract Negotiation, Policy, Human Resources, Community Development, Program Management, Training, Business Strategy, New Business Development, Software Documentation, Sales, Negotiation, Recruiting, Insurance, Strategy, Process Improvement, Medical Devices, Managed Care, Forecasting, Executive Management, Payroll, Medicare, Consulting, Medical Compliance, Business Process..., Medicaid, HIPAA, Analysis, Healthcare Industry, Sales Operations

Education
The University of Texas at Austin   2002 — 2004
Master of Business Administration (MBA), Finance and International Business

The University of Texas at Austin   1987 — 1992
Bachelor of Business Administration (BBA), International Business and Finance

New Braunfels High School   1984 — 1987
High School Diploma

Experience
Jibe, Inc.   August 2015 - Present
Concur, an SAP Company  October 2014 - July 2015
Concur Technologies  October 2012 - October 2014
Sovran, Inc.   April 2012 - September 2012
RSP Marketing  November 2011 - February 2012
COUNTRY® Financial  January 2008 - September 2011
ING  November 2005 - November 2007
National City Mortgage  October 2002 - March 2005
Commonwealth United Mortgage  2004 - 2005

Skills
Social Media, Public Speaking, Social Networking, Brand Development, Account Management, New Business Development, Strategic Planning, Customer Advocacy, Online Marketing, SaaS, Expense Management, Strategic Consulting, Sales 2.0, SMO, Social Media Marketing, Facebook, Marketing Strategy, Digital Marketing, Marketing Communications, B2B, Lead Generation, Advertising, Marketing Research, Integrated Marketing, IT Service Management, IT Audit, Online Travel, Building Relationships, Cross Selling, SMB Sales, Expense Reports, Expense Budget..., Advising Clients, Sales, Insurance, Salesforce.com, Business Development, Leadership, Relationship Building, Marketing, Management, Solution Selling

Education
The College of Idaho   1997 — 2001
BA, History, Psychology, Classics

Experience
National City Bank  1997 - 2008
Columbia National Mortgage  August 1994 - August 1995
Commonwealth United Mortgage  July 1990 - August 1994

Education
Trinity International University
General Ed

Experience
RealEC Technologies  January 2009 - Present
Stewart Lender Services  August 1999 - January 2009
Commonwealth-United Mortgage   1992 - 1994

Education
The University of Texas at Arlington   1982 — 1986

Experience
PNC Mortgage, a division of PNC Bank   December 2009 - Present
PNC Mortgage  July 1992 - December 2009
Commonwealth United Mortgage  July 1992 - 1997

Skills
Conforming, Loan Origination, Mortgage Banking, Mortgage Lending, Mortgage Industry, Refinance, Banking, Residential Mortgages, FHA, USDA, Underwriting, Real Estate, Loans, Cross Selling, Government Loans, Certified Mortgage..., VA loans, Commercial Mortgages, Mortgage Underwriting, REO, Construction Loans, Real Estate Economics, Investment Properties, Consumer Lending, Loss Mitigation, FHA financing, Credit, HUD, Mortgage Marketing, Mortgage Servicing, Retail Banking, Credit Analysis, First Time Home Buyers, Condos, Rates, Investments, Lines Of Credit, Finance, Reverse Mortgages, Home Equity Loans, Credit Risk, Referrals, Debt Consolidation, Commercial Lending, Real Estate Financing, Funding, Home Equity Lines of..., Loan Servicing, Non-Conforming, Home Equity

Education
University of Massachusetts, Amherst   1981 — 1984
Bachelor of Arts, Political Science and Economics

Brookine High School   1975 — 1979
High School Degree, High School/Secondary Diplomas and Certificates

Experience
Philadelphia Mortgage Advisors, Inc.   December 2006 - Present
Philadelphia Financial Mortgage   May 1998 - March 2006
MortgageAmerica   1996 - 1998
Commonwealth United Mortgage  April 1986 - 1996
Price Waterhouse  August 1983 - March 1986

Skills
Residential Mortgages, Mortgage Lending, FHA, Mortgage Banking, Refinance, Underwriting, Financial Advisory, Mortgage Marketing, Insurance, FHA financing, Credit Risk, Credit

Education
Temple University   1980 — 1983
BA, Accounting and Finance

Experience
MECU  November 2007 - Present
American Home Mortgage  2000 - 2007
Commonwealth United Mortgage  1996 - 2000
Shelter, Inc  1995 - 1996

Education
Eastern Illinois University   1975 — 1980
MA, Speech Communications, Public Speaking, Training

Experience
DaleBCraft   January 2008 - Present
First Laridian Mortgage Co., Inc   August 2002 - March 2008
Commonwealth United Mortgage  2000 - 2002
Eastern American Mortgage Co   1998 - 2000

Skills
Customer Service, Home, Customer Relations, Small Business, Designer of Handmade..., Handmade Jewelry, Jewelry, Art, Craft, Crafts, Gifts

Education
City University of New York-Herbert H. Lehman College   1970 — 1978
Anthropology

Experience
Insphere Insurance Solutions  December 2010 - May 2011
Mylor Financial  December 2007 - May 2008
First Magnus Financial Corp  July 2004 - August 2007
CommonWealth United Mortgage  December 2003 - June 2004
Visionary Integration Professional Inc   April 2003 - June 2003
Cap Gemini Ernst & Young  November 2000 - February 2002
Bruce Bowton Consulting   December 1998 - July 2000
Waste Management Inc  February 1998 - November 1998
Software AG Professional Services   June 1992 - January 1998

Skills
Project Management, Sales, Program Management, Sales Management, Budgets, Customer Service, Analysis, Marketing, Training, Team Building, Leadership, Business Development, Negotiation

Education
DeVry Institute of Technology   1984 — 1986
BS, Computer Information Systems

University of Wisconsin-Stevens Point   1970 — 1975
BS, Bus Admin & Economics

Experience
Freedom Mortgage Corporation  November 2014 - Present
Freedom Mortgage Corporation  July 2013 - Present
Freedom Mortgage Corporation  August 2012 - July 2013
Aurora Bank FSB  August 2011 - July 2012
Aurora Loan Services  December 2009 - August 2011
JPMorgan Chase  November 2001 - December 2004
Cresleigh Bancorp   October 2000 - November 2001
Household International, Incorporated   May 2000 - October 2000
Banc One Financial Services Incorporated   September 1995 - May 2000
Commonwealth United Mortgage  January 1994 - September 1995

Skills
Underwriting, Default, Credit Analysis, Auditing, Fraud, Accounting, Due Diligence, Cash Management, Training, Marketing, Loss Mitigation, Mortgage Lending, Credit, FHA, Business Analysis

Education
Ball State University   1979 — 1981
Associate of Arts Degree, Accounting and Management

Twin Lakes High School   1974 — 1979
Academic Degree

Experience
Garrison Financial  May 1975 - Present
Commonwealth United Mortgage  March 1979 - September 1995
J.I. Kislak Mortgage LLC   May 1975 - 1978

Skills
First Time Home Buyers, Short Sales, Foreclosures, REO, Investment Properties, Mortgage Lending, FHA, HUD, Real Estate, Refinance, Residential Homes, Referrals, Real Estate Financing, Mortgage Banking, Residential Mortgages

Education
Rutgers, The State University of New Jersey-Newark   1971 — 1975
BA, Pyschology/Elementary Education

Our Lady of Good Counsel High School, Newark, N.J.   1967 — 1971
College Prep.

Experience
Citimortgage Inc  September 2009 - March 2012
Taylor Bean and Whitaker  October 2007 - August 2009
First Magnus Financial  October 2005 - August 2007
Commonwealth United Mortgage  July 2004 - August 2005
Washington Mutual Mortgage  November 2002 - March 2004
First Mortgage Corporation  June 1992 - October 2002

Skills
MGIC Shared Resource...

Education
Joliet Junior College
Associate's degree