Experience
Rezilient Direct   February 2015 - Present
HCSS, Inc.   June 2010 - February 2015
EXIT Realty Corp. International  December 2004 - January 2009
Principal One, LLC   February 1998 - January 2004
North American Mortgage   September 1995 - 1998
Telcom One LLC   March 1991 - April 1995

Skills
Negotiation, Strategic Planning, Market Research, Program Management, New Business Development, Management, Venture Capital, Customer Service, Startup Development, Leadership, Product Development, Marketing, Analysis, Public Speaking, Start-ups, Sales, CRM, Business Development, Sales Management, Strategy, Sales Process, Contract Negotiation, Strategic Partnerships, Account Management, Team Building, Marketing Strategy, Training, Cross-functional Team..., Cloud Computing, Customer Retention, Entrepreneurship, Sales Operations, Real Estate, Sales Presentations, Lead Generation, Direct Sales, SaaS

Education
Texas State University   1983 — 1988
Bachelor of Applied Science (BASc), Business, Management, Marketing, and Related Support Services

Experience
Jim Del Gaizo, member of the perfect-season Miami Dolphins.   January 2014 - Present
Self-employed  October 1977 - December 2014
Florida Community Bank  September 2011 - November 2012
Countrywide  April 2003 - December 2008
North American mortgage   July 2001 - March 2003
Arvida mortgage   September 1999 - June 2001
Rengency financial corporation   August 1996 - August 1999
Norwest mortgage  July 1993 - July 1996
Margaretten and company   October 1988 - June 1993
Residential financial corporation   October 1984 - October 1988

Skills
Loans, Mortgage Lending, Commercial Banking, Banking, Branch Banking, FHA financing, Credit, Credit Analysis, Investments, Refinance, Investment Properties, FHA Financing, Commercial Real Estate

Education
University of Tampa   1967 — 1970
Bachelor of Arts (B.A.), History, 3.5

Syracuse University   1965 — 1966
none, History, 3.0

Revere High School   1962 — 1965
graduated with honors, 3.5

Experience
Usameribank  August 2011 - Present
North American Mortgage   January 1996 - January 2001
Source One Mortgage  October 1991 - December 1995

Skills
Mortgage Lending, Credit, Credit Analysis, Loan Origination, Lines Of Credit, Cross Selling, Finance, Investments, Loans, Real Estate, Residential Homes, Refinance, Residential Mortgages, Mortgage Banking, FHA, VA loans, FHA financing, FHA Financing, VA Loans

Education
University of Florida

Experience
North American Mortgage   September 2015 - Present
Guardian Mortgage Company, Inc.   January 2012 - September 2015
Stonebriar Country Club  2014 - 2014
Lenders One  October 2010 - 2012
TIB Mortgage   2007 - October 2011
Radian  2005 - 2007
Cornerstone Mortgage  2003 - 2004
Intellisearch, Inc   2000 - 2003
NationsBanc Mortgage  1989 - 1998
United Guaranty  1979 - 1983

Skills
Mortgage Lending, Mortgage Banking, Business Planning, Mortgage Underwriting, Loans, Refinance, Real Estate, Loan Origination, Correspondent Banking, Banking, Loan Servicing, Residential Mortgages, Marketing, Credit, FHA, Underwriting, Finance, Leadership, Investment Properties, Sales Management, Risk Management, Strategic Planning, USDA, Selling, Customer Service, Credit Analysis, Insurance, Financial Services, Team Building, Financial Risk, Mortgage Servicing, Business Development, Due Diligence, Sales, Residential Homes, First Time Home Buyers, Executive Management

Education
Oklahoma State University   1970 — 1974
Bachelor of Science (BS)

Mc Alester High School

Experience
Metropolitan Home Mortgage  January 2012 - Present
Mariners Realty   2010 - Present
National City Bank  2002 - 2008
North American Mortgage   1992 - 2000
Finlay Financial   1990 - 1992
ABQ Bancorp   1987 - 1990

Skills
FHA, Mortgage Lending, Loans, Mortgage Banking, Loan Origination, Sales, Credit, Refinance, Underwriting, Residential Mortgages, Management, VA Loans, Marketing, Real Estate

Education
California State University-Long Beach
Bachelor's degree, Marketing, Graduate

Experience
TCF Bank  July 2015 - Present
TCF Bank  March 2014 - Present
HomeServices Lending  May 2012 - September 2013
Wells Fargo Home Mortgage  June 2005 - May 2012
Mississippi Mortgage   April 2004 - April 2005
North American Mortgage   January 2000 - April 2004
United Residential Mortgage   February 1999 - May 2000
Bank of America  June 1998 - February 1999
Access Financial Services  October 1997 - June 1998

Skills
Mortgage Lending, Underwriting, Loan Origination, Banking, Consumer Lending, Mortgage Processing, Communication, Prioritize Workload, Team Leadership, Determination, Insurance, Credit Analysis, Mortgage Underwriting, Refinance, Residential Mortgages

Education
De La Salle High School

Minneapolis Community and Technical College
Associate's degree, Accounting and Business Management

Experience
Georgetown Mortgage LLC  February 2009 - Present
Freedom Mortgage  February 1994 - January 2009
North American Mortgage   March 1984 - January 1994

Skills
Microsoft Office, Microsoft Word, Customer Service, PowerPoint, Microsoft Excel, Outlook, Public Speaking, Budgets, Negotiation, Sales, Strategic Planning, Sales Management, Team Building, Real Estate, Credit, Residential Mortgages, Mortgage Banking, Jumbo Mortgage, Mortgage Lending, FHA financing, FHA, Refinance, Loan Origination, Mortgage Marketing, Mortgage Underwriting, Reverse Mortgages, VA loans, Government Loans, Loans, Home Equity Lines of..., Home Equity Loans, Loss Mitigation, Certified Mortgage..., Credit Analysis, Real Estate Financing, Loan Servicing, Banking, First Time Home Buyers, Investment Properties, Commercial Mortgages, Construction Loans, Finance, Underwriting, Branch Management, Commercial Lending, FHA Financing, VA Loans

Education
Lamar State College-Orange

Experience
Active Motion Massage: Therapeutic Bodywork   April 2012 - Present
Wells Fargo Home Mortgage  March 2009 - September 2013
Bank of America  August 2007 - March 2009
Vintage Home Loans   October 2003 - August 2007
North American Mortgage   1995 - 2003
Investor's Trust Mortgage  1992 - 1995
ABC Mortgage   1990 - 1992

Skills
Sales, Social Media Marketing, Business Development, Public Speaking, Selling, Marketing, Social Networking, Leadership, Social Media, Training, Therapeutic Massage, Deep Tissue Massage, Human Physiology, Muscle Physiology, Human Anatomy, Neuromuscular Therapy, Myoskeletal Alignment..., Neurokinetic Therapy, Trigger Point Therapy, Manual Therapy, Anatomy, Sports Massage, Strategic Planning, Yoga, Real Estate Financing, Customer Service, Coaching, Management, Wellness

Education
Massage Therapy Institute -Davis, Ca.   2012 — 2014
Emphasis in Neuromuscular Therapy, Massage Therapy/Therapeutic Massage

Calistoga School of Massage Therapy   2012 — 2012
Certified Massage Therapist, Massage Therapy/Therapeutic Massage

California State University-Chico   1987 — 1990
BA, Communication Studies, Marketing

Santa Rosa Junior College   1985 — 1987
BA, Economics, Marketing

Experience
BB&T  June 2010 - Present
University of North Carolina Greensboro  2010 - 2013
AIG United Guaranty Corporation  November 2007 - May 2010
National City Mortgage  June 2001 - October 2007
North American Mortgage   June 1997 - June 2001
Fleet Mortgage Group  1996 - 1997
Chase Manhattan Mortgage Corporation  1992 - 1996

Skills
Capital Markets, Credit Risk, Liquidity Risk, Market Risk, Basel II, Economic Capital, Stress Testing, Banking, Counterparty Risk, Derivatives, Interest Rate Risk..., Operational Risk, Hedging, Risk Management, Financial Risk, Finance, Portfolio Management, Loans, Mortgage Lending, Management, Financial Modeling, Insurance, Mortgage Banking, Credit

Education
University of Florida   1990 — 1992
MBA, Decisions Information Science and Finance

University of Virginia   1983 — 1987
BS, Aerospace Engineering

Experience
Mortgage Network, Inc.   September 2012 - Present
MetLife Home Loans  March 2011 - March 2012
Mortgage Access Corporation  November 2009 - March 2011
Countrywide Home Loans  April 2002 - November 2009
north american mortgage   1999 - 2002
taylor precision products  1998 - 1999

Skills
Mortgage Lending, Customer Service, Loans, Underwriting, Management, Loan Origination, Residential Mortgages, Mortgage Banking, FHA, Refinance, FHA financing, Sales, USDA, Credit

Education
Salem State University   1993 — 1998

Ipswich High School   1986 — 1995

Experience
Secure Care Family Services, Inc.   May 2012 - Present
The Service Realty Company   March 2008 - Present
Mitchell Silberberg & Knupp LLP  January 2007 - Present
Renaissance South LA, Inc.   January 2007 - Present
North American Mortgage   2000 - 2000
North American Mortgage   2000 - 2000
North American Mortgage   1999 - 2000
North American Mortgage Company  1999 - 2000
North American Mortgages  1999 - 2000
North American Mortgages  1999 - 2000

Skills
Litigation, Civil Litigation, Employment Litigation, Class Actions, Legal Research, Arbitration, CaseMap, Westlaw, Courts, Legal Writing, Litigation Support, Relativity, Worldox, Trial Director, Appeals, Immigration Law, PACER, Pleadings, Employment Law, Legal Documents, Legal Assistance, Document Review, Depositions, Trademarks

Education
El Camino College   2002 — 2004
Associates in Arts Degree, Paralegal Studies Major

El Camino College   2002 — 2004
Certificate of Achievement, Paralegal Studies

Experience
Talisman Energy  November 2013 - Present
SYSCO Corporation  February 2003 - November 2014
Hanover Compressor Company  July 2000 - August 2002
American Ref-Fuel Company  July 1995 - July 2000
Transworld Mortgage   1989 - 1995
North American Mortgage   1986 - 1989

Skills
Benefits, Employee Benefits, Benefits Administration, HRIS, Employee Relations, FMLA, Employee Engagement, New Hire Orientations, Deferred Compensation, Payroll, Recruiting, HR Policies, PeopleSoft, Interviews, Onboarding, Open Enrollment, Human Resources, ADP Payroll, Workforce Planning, Applicant Tracking..., Insurance, Personnel Management, Policy, Employment Law, College Recruiting, Organizational Design, Organizational..., Organizational..., Job Descriptions

Education
The University of Texas at Austin   1984 — 1986
Bachelor of Arts, Psychology

Texas State University-San Marcos   1982 — 1984
Bachelor of Arts (B.A.), Psychology

Westchester High School   1978 — 1982
High school diploma

Experience
NMLS ID# 754408, Branch Manager / Mortgage Consultant at Windermere Mortgage Services   April 2000 - Present
North American Mortgage   September 1997 - March 2000

Skills
FHA, Mortgage Lending, Residential Homes, Investment Properties, Refinance, Time Management, First Time Home Buyers, Underwriting, USDA, Purchasing, Sales, Finance, Buyers, Vacation Homes, Real Estate, Listings, Sales Management, Loans, REO, Sellers, Buyer Representation, Program Management, Appraisals, Mortgage Banking, Short Sales, FHA financing, Referrals, Foreclosures, VA loans, Residential Mortgages, Certified Mortgage...

Education
Eastern Washington University   1993 — 1995
Government and Business

Skagit Valley Community College   1989 — 1992

Oak Harbor High School   1984 — 1987

Experience
Scrumpy's Hard Cider Bar, Sandwiches and Sweets   May 2012 - Present
Summit Hard Cider and Perry Co, LLC   2012 - Present
Cornerstone Home Lending, Inc.   April 2010 - May 2013
First National Bank Mortgage Division   November 2001 - July 2010
North American Mortgage   1999 - 2001
US Bank  1996 - 1999
Summit Subs   1991 - 1996

Skills
USDA, Mortgage Lending, Refinance, FHA, VA loans, Residential Mortgages, Mortgage Banking, Loan Origination, FHA financing, Construction Loans, Selling, Banking, First Time Home Buyers, Commercial Lending, Certified Mortgage..., Government Loans, Restaurants, Investment Properties, Public Relations, Customer Service, Loans, Real Estate Economics, Real Estate Financing, Entrepreneurship, Sales, VA Loans, FHA Financing

Education
University of Kansas
BS, History

Northwestern University

lawrence high school   1981 — 1984

Experience
Innovative Capital Concepts Inc.   July 2011 - Present
Fountain Grove Lending and Platinum Realty   January 2010 - Present
Vista Realty Fund, LLC   January 2008 - Present
Fountain Grove Mortgage  2005 - 2010
Wells Fargo Home Mortgage  2003 - 2005
National City Mortgage  January 1999 - December 2003
North American Mortgage   1994 - 1998
NBR Mortgage   January 1986 - January 1994

Skills
Investment Properties, Mortgage, Loans, Investors, Foreclosures, Sellers, REO, Short Sales, Mortgage Lending, Refinance, Real Estate, Loan Origination

Education
Golden Gate University   1984 — 1986
MBA, Personal Financial Planning

Sonoma State University   1982 — 1984
BA, Accounting

Experience
J.P. Morgan   January 2013 - Present
ComEd  September 2008 - August 2012
WaMu  2002 - 2008
Bank Of America  1996 - 2002
North American Mortgage   January 1994 - July 1996
Robert Morris University, Chicago, IL   1990 - 1994

Skills
Process Improvement, Call Center, Business Process..., Operations Management, Team Building, Customer Service, Leadership, Project Management, Microsoft Excel, Microsoft Office, Visio, Training, Access, Analysis, Banking, Budgets, Business Analysis, Call Centers, Change Management, Vendor Management, Strategic Planning, Project Planning, Recruiting, Risk Management, Program Management, Performance Management, Management, Leadership Development, Employee Relations

Education
Lewis University   2005 — 2007
MBA, Marketing

Robert Morris University - Illinois   1990 — 2005
BBA, Accounting

Experience
PrimeLending  November 2009 - Present
MetLife Home Loans  2007 - 2009
First Horizon Home Loans  2006 - 2007
Countrywide Home Loans  2002 - 2007
Metro Cities Mortgage   2001 - 2002
Wells Fargo Home Mortgage  1999 - 2001
North American Mortgage   1994 - 1999
Rancho Santa Margarita Mortgage   1990 - 1994
Bankstreet Mortgage   1988 - 1990
Advanced Financial Services  1986 - 1988

Education
California State University-Long Beach - College of Business Administration   1980 — 1985
Finance, Business

Experience
Universal Lending Corporation  June 2002 - Present
Colorado Mortgage Lenders Association  August 2009 - August 2012
North American Mortgage   June 1996 - May 2002

Skills
Mortgage Lending, Mortgage Banking, VA loans, Management, Refinance, Residential Mortgages, Loan Origination, Loans, FHA, Underwriting, Leadership, Credit Analysis, FHA financing, Finance, Reverse Mortgages, Financial Analysis, Credit, Strategic Planning, USDA, Real Estate, First Time Home Buyers, Mortgage Underwriting, Entrepreneurship, Banking

Education
San Antonio College   1979 — 1983
Business

East Central High School   1976 — 1979

Experience
EmblemHealth  October 2014 - Present
Combined Insurance  May 2013 - October 2014
AWG Financial   January 2010 - January 2013
HBW Insurance & Financial Services  January 2010 - January 2012
HealthMarkets, a Goldman Sachs, Blackstone Co.   March 2008 - January 2010
America Direct Mortgage, Inc.   October 2007 - February 2008
ResMAE  July 2007 - September 2007
ResMAE Mortgage  May 2004 - September 2007
North American Mortgage   September 2000 - February 2002
Long Beach Mortgage Co.   1996 - 2000

Skills
Insurance, Fixed Annuities, Disability Insurance, Life Insurance, Long-term Care, Real Estate, Sales Management, Underwriting, Mortgage Lending, Sales, Term Life Insurance, Risk Management, Budgets, Health Insurance, Banking, Marketing, Retirement Planning, Portfolio Management, Credit, Strategic Financial..., Loans, Mortgage Banking, Loan Origination, Selling, Universal Life, Finance, Whole Life, Long Term Care Insurance, Loan Servicing, IRAs, Critical Illness, Retirement, Investments, Residential Mortgages, Refinance, Mutual Funds, Small Business, Financial Services, VA loans, Personal Financial..., Brokers, Indexed Annuities, Inland Marine

Education
Phoenix College   1966 — 1968
AA, Liberal Arts

Eastern Arizona College   1964 — 1966
Associate's degree, Liberal Arts and Sciences, General Studies and Humanities

Experience
Independence Realty  September 2009 - Present
Better Loans & Home Realty   2005 - 2009
North American Mortgage   2004 - 2005

Skills
Income Properties, Investors, Listings, Short Sales, Single Family Residense, Buyer Representation, Seller Representation, Real Estate, Investments, Mortgage Lending, First Time Home Buyers, Foreclosures, Relocation, Sellers

Education
University of California, Los Angeles
Bachelor of Science (B.S.), Math & Computer Science

Experience
National Mortgage Insurance Corporation "National MI"   March 2013 - Present
National Mortgage Insurance Corporation "National MI"   August 2012 - March 2013
The PMI Group, Inc.   July 2009 - August 2012
Homecomings Financial/GMAC-RFC   August 1997 - November 2008
GMAC ResCap - Homecomings Financial  1997 - November 2008
North American Mortgage   1984 - 1997
Wells Fargo Bank  July 1975 - July 1983

Skills
Underwriting, Credit Risk, Credit, Loss Mitigation, Risk, Risk Management, Banking, Loans, Compliance, Mortgage Underwriting, Process Improvement, Operations Management, Strategic Planning, Due Diligence, Analysis, Problem Solving, Customer Service, Financial Risk, Mortgage Banking, Mortgage Lending, Fraud, Project Management, Credit Analysis, Insurance, Team Building, Auditing, FHA, Management, Real Estate, Loan Origination, Executive Management, Residential Mortgages, Financial Analysis, Financial Services, USDA

Education
San Francisco State University   1974 — 1976

Experience
Interface-Samaritan Counseling Centers, Inc.   June 2015 - Present
BridgeWay Publishing LLC   June 2004 - Present
Houston Baptist University  March 2010 - May 2015
Memorial Drive Presbyterian Church  2004 - 2009
Houston Baptist University  June 2001 - June 2004
Bridge Consulting Group  1999 - 2003
Van Kampen Funds  September 1993 - May 1999
American Capital Management & Research Inc.   1988 - 1993
North American Mortgage   1987 - 1988
Reading and Bates Drilling Company   1981 - 1988

Skills
Coaching, Public Speaking, Non-profits, Leadership Development, Strategic Planning, Performance Management, Change Management, Team Building, Executive Coaching, Mergers, Employee Relations, Organizational..., Management Consulting, Mentoring, Nonprofits, Mergers & Acquisitions, Leadership, Teaching, Human Resources, Recruiting, Consulting, Career Counseling, Fundraising, Time Management, Conflict Resolution, Workshop Facilitation, Staff Development, Community Outreach, Training, Personnel Management, Strategy, Project Management, Process Improvement, Volunteer Management, Organizational..., Career Development, Program Management, Higher Education, Employee Training, Instructional Design, Entrepreneurship, Policy, Program Development, Succession Planning, Interviews, Research, Talent Management, Analysis, Adult Education, Team Leadership

Education
HBU   2001 — 2004

University of California, Berkeley   1967 — 1968
MBA, Finance/Operations Management

Arizona State University   1958 — 1962
BS, Chemical Engineering

Experience
RF Prospera Property Investments LLC   November 2014 - Present
Dignity Health  February 2014 - July 2014
Sutter Health  May 2008 - October 2013
UCSF Medical Center  2006 - 2008
Apex Systems  September 2004 - May 2006
North American Mortgage   2001 - 2003

Skills
Disaster Recovery, Data Center, Security, Enterprise Software, Project Management, Change Management, Networking, Management, Business Continuity, Leadership, Hardware, Systems Analysis, Help Desk Support, Budgets, Database Administration, Information Technology, Team Leadership, Integration, Windows 7, Microsoft Office, Staff Management, Technical Staff..., Budget Process, Capital Budgeting, Operating Budgets, Compliance, Enterprise Architecture, HIPAA, Healthcare Information..., Network Administration, Technical Support, Data Center..., IT Infrastructure..., IT Infrastructure..., Infrastructure..., Customer Service, Provisioning, VMware, Infrastructure, IT Management, IT Operations, Vendor Management, Risk Management, System Administration, Business Continuity..., System Deployment, SharePoint, Visio, ITIL, IT Service Management

Education
DeVry University   2005 — 2007
Bachelor of Science (BS), Technical Management, 4.0

City College of San Francisco   1981 — 1989
AA, CIS

Experience
Flagstar Bank  February 2010 - Present
First Magnus Financial  April 2007 - August 2007
Decision One Mortgage  May 2002 - April 2007
North American Mortgage   January 2000 - May 2002

Skills
FHA, Mortgage Banking, Mortgage Lending, Loan Origination, VA loans, Loans, FHA financing, Wholesale Lending, Banking, Government Loans, Single Family Homes, USDA, Residential Homes, Credit Analysis, Finance, Real Estate, Funding, Refinance, Real Estate Financing, Residential Mortgages, Credit, Certified Mortgage..., Underwriting, VA Loans, FHA Financing

Education
Emporia State University   1995 — 1997
BGS, Athletic Training-Physical Education and Health

University of Kansas   1991 — 1993

Experience
Pacific Trust Mortgage   January 2012 - Present
The Press Democrat  December 2012 - Present
RohnertPark.Patch.com   November 2010 - December 2012
Contract Underwriter (self-employed)   June 2009 - January 2012
San Luis Capital, Inc.   August 2005 - July 2008
Home Savings Mortgage  2001 - 2005
North American Mortgage   1999 - 2001

Skills
Management, Leadership, Microsoft Office, Social Media, Microsoft Word, Customer Service, Microsoft Excel, Budgets, Finance, Time Management, Team Building, Mortgage Underwriting, Residential Mortgages, Mortgage Lending, Mortgage Industry, Credit Analysis

Education
Santa Rosa Junior College   2008 — 2009
Certificate, Accounting/Bookkeeping

Experience
Brand Mortgage  March 2008 - Present
Pine State Mortgage  April 2001 - December 2003
Pulte Mortgage  November 2000 - April 2001
North American Mortgage   May 2000 - October 2000
Pine State Mortgage  December 1999 - May 2000
HomeSouth Mortgage   August 1998 - December 1999
Brand Mortgage Group  March 1978 - April 1978
Brand Banking Company   January 1978 - January 1978
Brand Mortgage Group  January 1978 - January 1978

Skills
Loan Origination, Mortgage Banking, Mortgage Lending, FHA, Credit, Underwriting, Loans, Insurance, Customer Service, Credit Analysis, Real Estate, Refinance, Banking, Post Closing, Financial Services, Consumer Lending, Residential Mortgages, Commercial Lending, Construction Loans

Education
The University of Memphis

Experience
Medtronic Vascular  August 2012 - Present
Becoming Independent  August 2009 - May 2012
Gerda Albright   January 2009 - April 2010
CH2M HILL  January 2008 - December 2008
Gerda Albright   2006 - 2007
Home American Mortgage  2004 - 2006
Youth for Christ  2002 - 2003
J.D. Edwards   1997 - 2001
TRC Companies, Inc.   1994 - 1997
North American Mortgage   1991 - 1994

Skills
Human Resources, Event Planning, Coaching, Event Management, Social Media, German, Budgets, Public Speaking, Teaching, Management, Microsoft Office, Newsletters, Process Improvement, Teamwork, Project Planning, Marketing, Fundraising, Non-profits, Data Analysis, Social Networking, Community Outreach, Leadership, System Administration, Negotiation, Time Management, Leadership Development, Organizational..., Training, Change Management, Business Strategy, Recruiting, Sales, Performance Management, Business Analysis, Strategic Planning, Analysis, Troubleshooting, Team Building, Microsoft Excel, Team Leadership, Operations Management, Administrative..., Program Management, Project Management, Employee Relations, Data Entry, Office Management, Customer Service, Volunteer Management, InDesign

Education
Internal Company Training   2005 — 2005
Other, Supervisory Training

Arapahoe Community College   2001 — 2001
Webmaster Certification, Web Design

Arapahoe Community College   1995 — 2001
Other, Business Administration

Internal Company Training   2000 — 2000
Time Management Course - Stephen Covey training

Colorado Technical University
B.S., Visual Communications and Graphic Design

Experience
Shell  September 2013 - Present
Shell  October 2009 - September 2013
Shell  May 2005 - September 2009
Motiva Enterprises  June 2003 - May 2005
Equiva Services  November 1999 - June 2003
Star Enterprise  May 1990 - March 1999
North American Mortgage   September 1987 - May 1990
Harvest Ministries  February 1986 - September 1987
Touche Ross  September 1983 - February 1986

Skills
Assurance, Accounting, Governance, Internal Controls, Auditing, SOX, Risk Assessment, Oil, Internal Audit, Sarbanes-Oxley Act, SAP, Financial Reporting

Education
Texas A&M University   1980 — 1983
BBA, Accounting

Experience
jpt llc   February 2009 - Present
independant sales contractor   January 2009 - Present
Miller Roofing   April 2000 - June 2005
North american mortgage   June 1997 - March 1999
Extra Point consulting   March 1993 - May 1997

Skills
Client Acquisition, Client Development, Client Retention, Customer Retention, Customer Acquisition, Sales, New Business Development, Sales Management, Business Networking, Negotiation, Marketing, Customer Service, Residential Homes, Contract Negotiation

Education
Miami University   1980 — 1985
experince, liberal arts

John Carroll University   1984 — 1984

Experience
Alarm Financial Services, Inc.   September 2009 - Present
Plath and Company, Inc.   December 2007 - September 2009
Paul Financial  December 2003 - August 2007
Residential Mortgage Capital  March 2001 - May 2003
North American Mortgage   March 1998 - January 2000

Skills
Customer Service, Administrative..., Microsoft Office, Microsoft Excel, Data Entry, Outlook, Teamwork, Strategic Planning, Research

Education
College of Marin   2015 — 2017
Business

Experience
First Priority Financial Inc.  June 2013 - Present
First California Mortgage Company  April 2012 - May 2013
First California Mortgage Company  February 2009 - March 2012
GreenPoint Mortgage/Capital One  July 2000 - June 2007
Countrywide Home Loans  May 1998 - May 2000
North American Mortgage   March 1985 - January 1998

Skills
Mortgage Lending, Team Building, Customer Service, Mentoring, Budgeting, Vendor Relations, Mortgage, Sales Management, Loans, Real Estate, Loan Origination, FHA, New Business Development, P&L Management, Process Improvement, Negotiation, Purchase, Refinance, Customer Satisfaction, Residential Mortgages, Pricing, Lead Generation, Mortgage Industry, Coaching, Product Development, Budgets, Insurance, Selling, Leadership, Strategic Planning, Sales Operations, Recruiting, Team Leadership, Mortgage Banking, USDA, Underwriting, Credit, Financial Analysis, Mortgage Underwriting, Management, FHA financing, Reverse Mortgages, Banking, Credit Analysis, VA loans, Loss Mitigation, Retail, Construction Loans, Finance, Sales

Education
University of Colorado at Denver   1977 — 1978
Biology, General

Arapahoe Community College   1976 — 1977
BS, Biology

Experience
Allegiance Bank  January 2014 - Present
Indpendence Bank   April 2011 - January 2014
North American Mortgage   June 1979 - August 1987

Skills
Real Estate Economics, Loans, Commercial Lending, Real Estate Development, Commercial Mortgages, Brokerage, Disposition, Mortgage Lending, Commercial Real Estate, Real Estate Transactions, Real Estate Financing, Portfolio Management, Underwriting, Real Estate, Investment Properties, Leases, Credit, Due Diligence, Commercial Banking, Financial Analysis, Small Business Lending, Residential Homes, Commercial Real Estate..., Dispositions

Education
Texas Christian University   1955 — 1958
Bachelor of Science in Commerce, Business/Commerce

Northwestern University - Kellogg School of Management   1961 — 1963
Mangement, Mortgage Banking

Experience
Realty Executives WestSide   September 2014 - Present
Chase  January 1998 - September 2014
North American Mortgage   1998 - 1999

Education
Grambling State University   1985 — 1989
Bachelor's degree, Finance and Financial Management Services

Experience
Mr. Incentives   2003 - Present
Self-employed  January 1986 - December 2000
Torch Energy   1990 - 1995
Coopers & Lybrand  January 1989 - September 1990
North American Mortgage   January 1987 - November 1988
Global Services  1984 - April 1985

Skills
Incentive Programs, Incentives, Graphic Design, Corporate Gifts, Executive Gifts, Pocket Folders, Envelopes, Door Hangers, Rack Cards, Post Cards, Corporate Branding, Embroidery, Apparel Graphics, FileFinder, Sales, Systems Analysis, Computer Systems..., Marketing, Public Relations, Strategic Planning, Postcards, Entrepreneurship, Advertising, Business, Program Management, Management, Time Management, Small Business, Trade Shows, B2B, Marketing Strategy, Apparel, Social Media, New Business Development, Social Media Marketing, Budgets, Doorhangers, Online Advertising, Social Networking, Leadership, Start-ups, Email Marketing, Marketing Communications, Customer Service

Education
University of Houston   1980 — 1986
BBA, Management Information Science

St. Pius X High School, Houston

Experience
First American Title  January 2010 - Present
First American Title  June 2007 - January 2010
First American Title  January 2006 - June 2007
First American Real Estate Solutions  March 2005 - January 2006
Mortgage One  2005 - 2006
Webster Bank  January 2004 - March 2005
First American Title  January 1999 - December 2003
North American Mortgage   June 1997 - January 1999

Skills
Mortgage, Real Estate, Refinance, FHA, Escrow, Training, Training Delivery, Corporate Training, Sales, Cold Calling Experience, Consulting, Corporate Communications, Title Insurance, Mortgage Lending, Microsoft Office, Microsoft Excel, Articulate Suite, Articulate Studio, Articulate Engage, Camtasia, SnagIt, Strategic Thinking, New Business Development, Selling, Underwriting, Real Estate Transactions, Foreclosures, Closings, Project Management, Business Process..., Critical Thinking, Public Speaking, Credit Reports, Collaboration, Collaborative Problem..., Team Management, Instructional Technology, Educational Technology, Technology Integration, Strategy Implementation, Solution Implementation, Program Implementation, Product Adoption, Secondary Mortgage..., Client Liaison, Client Development, Client Counseling, Client Education, Manage Client..., Client Relations Skills

Education
University of Florida - Warrington College Of Business
Bachelor of Science, Business Administration

Florida State College of Jacksonville
Associate of Arts (A.A.), Business/Commerce, General

The Ohio State University   1995 — 1997

Experience
Southwestern Energy  June 2013 - Present
Newfield Exploration Company  July 2004 - June 2013
P2 Energy Solutions  2004 - 2005
Novistar Inc.   January 2000 - August 2003
Torch Energy Advisors  April 1991 - January 2000
First Interstate Bank  March 1989 - April 1991
North American Mortgage   1983 - 1989

Skills
Oracle E-Business Suite, Financial Reporting, Access, Database Design, Energy, Oracle, Visio, Integration, Microsoft Office, ERP, Oracle Applications, Software Documentation, Testing, Accounts Payable, Business Analysis, Account Reconciliation, Program Management, Natural Gas, PL/SQL, Financial Analysis, Process Improvement, Project Management, SQL, Analysis, Databases, Energy Industry, Business Process, Accounting, Oracle Discoverer, Microsoft SQL Server, IT Management, Payroll, Petroleum, SharePoint, Business Intelligence, Business Process..., Data Management, Oil & Gas Industry, Project Planning, Upstream, Enterprise Software

Education
The University of Texas at Austin   1978 — 1979

Experience
Fairway Independent Mortgage Corporation  April 2015 - Present
Shamrock Financial Corporation  April 2014 - March 2015
Merrimack Mortgage Company, Inc.   October 2012 - June 2014
Alpine Mortgage, LLC  August 2011 - October 2012
Allied Home Mortgage Capital Corporation  April 2011 - August 2011
Home Savings of America  February 2008 - April 2009
Indymac Bank  November 2007 - February 2008
American Brokers Conduit  2005 - 2007
American Mortgage Network  2003 - 2005
north american mortgage   1994 - 2002

Skills
Mortgage Banking, Mortgage Lending, Loans, FHA, Refinance, VA loans, USDA, Residential Mortgages, Sales, Sales Management, Loan Origination, Investment Properties, Credit, Real Estate Transactions, Business Development, Mortgage Underwriting, Residential Homes, Underwriting, Certified Mortgage..., Foreclosures, FHA financing, Recruiting, Sales Operations, Reverse Mortgages, Selling, Finance, Real Estate, First Time Home Buyers, Real Estate Financing, Construction Loans, Government Loans, Commercial Lending, Product Development, FHA Financing, VA Loans

Education
Bryant University   1982 — 1986
BS, Business Administration

La Salle Academy   1978 — 1982

Experience
US Health Advisors  July 2013 - Present
Pacific Union Financial  December 2012 - April 2013
Novus Dia, LLC   July 2012 - October 2012
New American Funding  November 2011 - June 2012
Clark County Credit Union  August 2009 - January 2010
Flagstar Bank  May 2000 - August 2009
New Century Mortgage  January 1998 - May 2000
North American Mortgage   December 1992 - July 1997

Skills
Marketing Strategy, Social Networking, Branding & Identity, Trend Analysis, Mortgage Lending, FHA, Mortgage Banking, Loans, Loan Origination, Marketing, Strategic Planning, New Business Development, Sales Management, Leadership, Team Building, Management, Sales, Business Development, Sales Operations, B2B, Real Estate, Health Insurance, Small Business, Operations Management, Online Advertising, Business Strategy, Underwriting, Insurance, Selling, Credit, Refinance, Analysis, Finance, Budgets, Banking, Residential Mortgages, Training

Education
University of Phoenix   2010 — 2012
Bachelor of Science, Business Administration/Communications, 3.74

Pima Community College   1981 — 1982
Associate of Arts (AA), Early Childhood Development

University of Arizona   1971 — 1973
Elementary Education

Experience
The Money Source  April 2013 - Present
American Southwest Mortgage Corp  2010 - May 2013
Deutsche Bank  May 2004 - December 2008
MortgageIt  2004 - 2007
American Residential Mortgage  1993 - 1995
Savage Mortgage Corporation   July 1988 - September 1993
North American Mortgage   1979 - 1988

Skills
Mortgage Banking, Mortgage Lending, USDA, Loans, Real Estate, Loan Origination, FHA, Residential Mortgages, Investments, Refinance, VA loans, Credit Analysis, Banking, Investment Properties, Underwriting, Credit, FHA financing, Mortgage Underwriting, Construction Loans, Relationship Management, Business Development, Finance, Residential Homes, Loan Servicing, Funding, Mortgage Servicing, Commercial Lending, Government Loans, Sales, Financial Structuring, First Time Home Buyers, Reverse Mortgages, Certified Mortgage..., Loss Mitigation, REO, Sales Management, Rates, Real Estate Financing, Commercial Mortgages, Portfolio Management, Consumer Lending, Real Estate Economics, Credit Risk, Small Business Lending, Financial Services, Home Equity Loans, Commercial Banking, Asset Management, Cross Selling, Mortgage Marketing

Education
Texas State University-San Marcos   1968 — 1974
BBA, Finance

The University of Texas at Austin
Finance

Experience
The Dawn Rush Dotson Team of Open Mortgage, LLC   May 2015 - Present
The Dawn Rush Dotson Mortgage Team   June 2013 - Present
The Dawn Rush Dotson Mortgage Team a division of Westar Mortgage   March 2011 - Present
Onion Creek Mortgage   January 1997 - Present
Overland Mortgage Company   1997 - Present
The Dawn Rush Dotson Mortgage Team powered by Alterra Mortgage   May 2014 - May 2015
BNI  2010 - April 2014
North American Mortgage   1987 - 1997

Skills
Move Up Buyers, First Time Home Buyers, Investor Loans, Self Employed Borrowers, FHA, Refinance, Mortgage Lending, USDA, Investment Properties, Real Estate, Mortgage Marketing, Residential Homes, Real Estate Transactions, Home Equity Loans, Investments, Mortgage Banking, Loans, Reverse Mortgages, Self-Employed Borrowers, Credit, Sellers, Loan Origination, Construction Loans, VA loans

Education
Austin College   1984 — 1998
Business

Crockett

Crockett

Experience
Aetna  May 2002 - Present
freelance  May 2003 - Present
The Ocean Blue   January 1987 - Present
Verizon  1994 - 2002
North American Mortgage   July 1993 - September 1994
Coldwell Banker MGM Realty - Harrisburg   June 1990 - July 1993

Skills
Certified ScrumMaster, Agile, Scrum, Business Analysis, Process Improvement, Visio, Agile Methodologies, Software Documentation, Project Planning, SDLC, Analysis, Web Services, Data Analysis, Strategic Planning, Requirements Gathering, Documentation, Problem Solving, CMMI, HTML, EDI, Analytics, HIPAA, Vendor Management, Leadership, Program Management, Requirements Analysis, Management

Education
Shippensburg University of Pennsylvania   1985 — 1989
Bachelor of Science (BS), Information Systems

Experience
Amherst Funding Group   2014 - Present
Texas State University  1980 - 2015
Amherst Funding Group   September 2006 - 2014
Amherst Funding Group   2004 - 2006
Aurora Loan Services  1999 - 2004
Lehman Brothers  1999 - 2004
Texas State University  1999 - 2000
Mellon Mortgage  1991 - 1993
North American Mortgage   1983 - 1985

Skills
Mortgage Banking, Risk Management, Credit, Capital Markets, Leadership Development, Mortgage Lending, Customer Service, Business Strategy, Strategic Planning, Event Planning, Leadership, Microsoft Office, Management Consulting, Investments, Marketing, Microsoft Excel, Social Media, Fundraising, Real Estate, Process Improvement, Portfolio Management, Financial Analysis, Sales, Banking, Business Analysis, Non-profits, Public Relations, Public Speaking, Fixed Income, Financial Modeling, Research, Project Management, Bloomberg, Team Building, Negotiation, Finance, MBS

Education
Texas State University   1979 — 1983

Experience
Stearns Lending  January 2010 - Present
Blue Oak Mortgage Corporation   October 2005 - March 2011
Princeton Capital  2001 - 2005
North American Mortgage   December 1996 - February 2002

Skills
FHA

Education
California State University-Chico   1989 — 1994

Experience
Domaine ANC   2005 - Present
CoreLogic  January 2012 - Present
Redwood Trust  January 2005 - April 2011
Framework, Inc.(subsidiary of Bank of America)   2001 - 2005
Microsoft  1999 - 2001
HomeSide Lending, Inc  1998 - 1998
North American Mortgage   1990 - 1998
Bank of America  1984 - 1989
Schlumberger  1981 - 1984
Arthur Andersen  1979 - 1981

Skills
Business Process..., Business Analysis, Finance, Project Planning, Financial Modeling, Project Management, Management, Change Management, Business Strategy, Budgets, SDLC, Financial Analysis, Visio, Vendor Management, Auditing, Internal Controls, Banking, Data Analysis, Team Building, Accounting, Due Diligence, Executive Management, Analysis, Securitization, Risk Management, Process Improvement, Financial Services, Strategic Planning, Product Management, Capital Markets, Loan Origination, Mergers & Acquisitions, Loans, Portfolio Management, Mortgage Banking

Education
Columbia University - Columbia Business School
MBA, Finance and Accounting, Deans Scholar

San Jose State University
BS- Business Management, Cum Laude

Experience
Ketron Financial, LLC   February 2010 - Present
tiferet productions   January 2000 - July 2012
The Sugar Cube Tube   January 2000 - January 2010
Make Your Point Communications, Inc.   2010 - 2010
Clarity Unlimited   2009 - 2009
The Sugar Cube Tube   2000 - 2008
North American Mortgage   January 1991 - February 1999

Skills
Editing, Acting, Creative Direction, Video Production, Public Speaking, Social Media, Teaching, Short Films, Screenwriting, Independent Film, Directing, Producing, Film Production, Commercials, Feature Films, Film, Reality, Music Videos, Casting, Cinematography

Education
Academy of Art University   2000 — 2001
BFA/Motion Pictures & Television Direction, Film - Production/Direction

Weimar College   1985 — 1989
Bachelor of Science in Education, Education

Experience
Land Home Financial Services  December 2008 - Present
MortgageIT  April 2002 - February 2008
Deutsche Bank MortgageIT, Inc.   April 2002 - February 2008
MortgageIT, a Subsidiary of Deutsche Bank  2002 - 2008
North American Mortgage   March 2000 - March 2002
Western Sunrise Mortgage  May 1995 - March 2000

Education
City College of San Francisco   1974 — 1977

Experience
Bank of America  August 2003 - Present
Countrywide Home Loans  August 2003 - March 2009
Washington Mutual  1977 - June 2003
North American Mortgage   1992 - 2003
North American Mortgage Company  1977 - 2003

Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Mortgage Underwriting, Fraud, AML, Loan Origination, Financial Risk, Credit Risk, Bank Secrecy Act, Credit Analysis, Credit, Residential Mortgages, Refinance, Mortgage Servicing, Loss Mitigation

Education
Ohlone College   1969 — 1970

Experience
HomeStreet Bank  February 2012 - Present
MetLife Home Loans  July 2011 - February 2012
Aurora Loan Services a Lehman Brothers Company  2002 - 2008
North American Mortgage   February 2000 - February 2002
Crossland Bank   August 1998 - March 2000
Mission Hills Mortgage  May 1990 - February 1997
Sebastian International  January 1982 - August 1986
Six Flags  March 1975 - June 1981

Skills
Underwriting, Mortgage Banking, FHA, VA, Credit, VA loans, Sales, USDA, Team Building, Mortgage Underwriting, Loan Origination, CRM, Loans, Mortgage Lending, FHA financing, Customer Service, Refinance, Credit Analysis, Banking, Residential Mortgages, Risk Management, Investors

Education
Fashion Institute of Design & Merchandising   1978 — 1979
Associate of Arts (AA), Fashion Design and Merchandising

University of Utah   1969 — 1972
Business

University of Utah   1969 — 1972
Business/Commerce, General

Experience
Bank of America  May 2008 - Present
RBC Bank  April 2008 - April 2008
Indymac Bank  March 2006 - March 2008
Accredited Home Lenders  June 2002 - March 2006
North American Mortgage   February 2000 - May 2002

Education
Miami Dade College   1975 — 1976

Experience
HomeStreet Bank  August 2015 - Present
Wallick & Volk Mortgage Bankers  April 2007 - June 2015
Axis Mortgage & Investments   February 1999 - November 2006
North American Mortgage   1994 - 1999
Valley National Mortgage Company   1989 - 1994

Skills
Mortgage Lending, Mortgage Banking, Loans, FHA, VA loans, Leadership, Sales Management, Residential Mortgages, Loan Origination, Real Estate, Sales, Foreclosures, Management, Credit, USDA, FHA financing, Reverse Mortgages, Underwriting, Refinance, Government Loans, Mortgage Underwriting, Certified Mortgage..., Banking, Credit Analysis, FHA Financing

Education
University of Kansas   1980 — 1983
Bachelor of Science (B.S.), Marketing/Marketing Management, General

Cal State Fullerton   1978 — 1980
Business, Management, Marketing, and Related Support Services

Experience
Allstate Mortgage Company   1995 - Present
North American Mortgage   1994 - 1995

Skills
FHA, Loan Origination, Mortgage Banking, Mortgage Lending, Residential Homes, First Time Home Buyers, Investment Properties, Residential Mortgages, Refinance, Reverse Mortgages, FHA financing, Real Estate Financing, Brokerage, Loans, VA loans, Short Sales, Construction Loans, Credit, Income Properties, SFR, Real Property, Commercial Mortgages, Sellers, USDA, Buyers, Investments, Real Estate Development, Vacation Homes, Referrals, Financial Structuring, Real Estate, Relocation, Real Estate Transactions, HUD, Real Estate Economics, Move Up Buyers, Foreclosures, Single Family Homes, New Home Sales, Property, REO, Investors, Condos, Luxury, Commercial Real Estate, 1031 Exchanges, Rentals, Listings, Buyer Representation, Townhomes

Education
Sonoma State University   1986 — 1989
BA, Finance

Experience
Universal Mortgage & Finance  January 2008 - Present
Home123  March 2000 - March 2007
North American Mortgage   1986 - 1995

Education
The University of Texas at Arlington   1979 — 1983
Communications

Experience
Prospect Mortgage, LLC  June 2014 - Present
Mission Hills Mortgage  May 2010 - June 2014
Wells Fargo Home Mortgage  August 2008 - July 2010
Indymac Bank  August 2007 - August 2008
American Home Mortgage  May 2005 - August 2007
Countywide Home Loans  2004 - 2005
Countrywide Home Loans, Inc  2004 - 2005
Sterling Capital Mortgage  2002 - 2004
north american mortgage   1999 - 2002
Norwest Mortgage  1998 - 1999

Skills
Microsoft Excel, Loans, FHA, Credit, FHA financing, Underwriting, Investment Properties, Mortgage Banking, Refinance, VA loans, Mortgage Underwriting, Mortgage Lending, Residential Mortgages, Real Estate, Banking, First Time Home Buyers, Government Loans, Reverse Mortgages, Certified Mortgage..., Construction Loans, Loss Mitigation, Non-Conforming, Home Equity Loans, HomePath, Mortgage Marketing, USDA Rural Housing, Real Estate Financing, Loan Servicing, FNMA, Credit Analysis, FHA Financing, VA Loans, Loan Origination, USDA

Education
Diablo Valley College   1995 — 1997

Experience
Copart Inc.  November 2006 - Present
Mervyns  January 2006 - June 2006
Bank of America  February 2000 - September 2005
North American Mortgage   February 1994 - May 1999

Skills
Troubleshooting, AS400, IBM Mainframe, IBM iSeries, Disaster Recovery, Data Center, Operating Systems, IT Operations, Help Desk Support, Software Documentation, Printers

Education
St. Ambrose University   1968 — 1970

Davenport, Iowa   1965 — 1968

Experience
Wells Fargo Bank  September 2012 - Present
Wells Fargo Private Mortgage Bank  September 2009 - Present
Wells Fargo  August 1998 - September 2009
Citibank San Francisco   November 1997 - July 2008
Citibank CA FSB   November 1996 - October 1997
Citibank FSB  March 1994 - November 1996
North American Mortgage   February 1993 - March 1994
Citibank FSB- Washington DC   March 1988 - February 1993

Skills
Credit, Credit Analysis, Mortgage Lending, Credit Risk, Loan Origination, Mortgage Banking, Financial Analysis, Banking, Training, Loans, Refinance, Residential Mortgages, Underwriting

Education
The George Washington University   1976 — 1978
BA, Accounting

Hagerstown Junior College   1973 — 1974
AA, math/science

Philadelphia College of Pharmacy & Science   1972 — 1972
Pharmacy

Experience
Axia Home Loans  January 2014 - Present
Evergreen Home Loans  May 2008 - January 2014
National City Mortgage  April 2007 - April 2008
Home 123 Corporation   2005 - 2007
Home123 Mortgage  2002 - 2007
North American Mortgage   January 1999 - February 2002
Crossland Mortgage  January 1997 - December 1998
Pulte Home Mortgage   1997 - 1998
Residential  1988 - 1992

Skills
Mortgage Lending, Loans, FHA, Mortgage Banking, Refinance, Branch Banking, Loan Origination, Residential Mortgages, Credit, USDA, VA loans, FHA financing, First Time Home Buyers, Credit Analysis, Underwriting, Investment Properties, Reverse Mortgages, Banking, Government Loans, Certified Mortgage..., Finance, Investments, Recruiting, Strategic Planning, Mortgage Underwriting, Referrals, Short Sales, Loss Mitigation, Sales, Real Estate Financing, Sellers, Marketing, Team Building, Home Equity Loans, Financial Analysis

Education
Cuesta College   1981 — 1982
Business

California Polytechnic State University-San Luis Obispo   1978 — 1982

California State University-Bakersfield   1978 — 1982

Experience
Mortgage Machine Services   July 2014 - Present
High Bridge Technology Consulting   January 2010 - Present
Mid America Mortgage, Inc. fka Schmidt Mortgage Company   August 2010 - July 2014
Sutter Brothers Corp   January 2010 - May 2010
Pre-employ.com  January 2009 - November 2009
Wells Fargo Home Mortgage  November 2006 - February 2008
National City Mortgage  1997 - 2006
North American Mortgage   June 1987 - June 1997

Skills
Mortgage Banking, Business Analysis, Business Management, Google Apps, Mortgage, Call Center, Customer Relations, Team Building, Negotiation, Management, Mortgage Lending, Call Centers, Project Management, Leadership, Customer Service, Banking, Strategy, Loan Origination, Loans, Loan Servicing, Finance, Sales, Credit, Refinance, Residential Mortgages, Process Improvement, FHA

Education
California State University-Sacramento   1983 — 1987
Bachelor's Degree, Math and Computer Science

Montgomery High School   1976 — 1980

Experience
EverBank  March 2012 - Present
MetLife Home Loans  March 2011 - February 2012
PrimeLending  2009 - 2010
Chase Home Lending  April 2006 - November 2009
Sterlilng Capital/Royal Bank of Canada   March 2001 - March 2006
North American Mortgage   November 1985 - February 2001
U. S. Marine Corps   June 1975 - August 1988

Education
Webster University   1978 — 1980
MA, Management

Stephen F. Austin State University   1973 — 1975
BBA, Marketing

Stephen F. Austin State University   1971 — 1975
Bachelor of Business Administration (BBA), Marketing and Management

Cisco College   1971 — 1972
Business

O. D. Wyatt High School   1968 — 1971

Experience
Mortgage Network, Inc.   March 2012 - Present
Met Life Home Loans  July 2010 - February 2012
Countrywide Home Loans  2002 - 2008
North American Mortgage   1993 - 2001

Skills
Mortgage Banking, Loan Origination, Mortgage Lending, Loans, Construction Loans, Residential Mortgages, Mortgage Underwriting, Commercial Lending, FHA, Credit Analysis, Refinance, Credit, Due Diligence, Risk Management, USDA, First Time Home Buyers, Retail Banking, Mortgage Servicing, Financial Risk, FHA financing, Sales Management, Relationship Management, Loan Servicing, Commercial Banking, Home Equity Lines of..., Structured Finance, Securitization, Home Equity Loans, Financial Services, Reverse Mortgages, Investment Properties, Mortgage Marketing, Real Estate Economics, Portfolio Management, Consumer Lending, Finance, Government Loans, Financial Structuring, Financial Advisory, Operational Risk, Banking, VA loans, Investments, Executive Management, Commercial Mortgages, Branch Management, Loss Mitigation, Real Estate, Cross Selling, Underwriting

Education
Merrimack College
BS, Business

Experience
The Home Depot  June 2011 - Present
The Home Depot  March 2008 - June 2011
GreenPoint Mortgage  October 2005 - December 2007
GreenPoint Mortgage  January 2005 - October 2005
GreenPoint Mortgage  September 2000 - January 2005
Old Kent Mortgage  July 1999 - August 2000
North American Mortgage   August 1998 - July 1999
North American Mortgage   September 1995 - July 1998
Western Financial  June 1994 - September 1995
Courtesy Funding/Directors Mortgage   March 1991 - June 1994

Skills
Selling, Mortgage Lending, Wholesale, Customer Service, Leadership, Mortgage Banking

Education
The Johns Hopkins University - Carey Business School   1999 — 2002
MS, Real Estate

Sacramento City College   1995 — 1996
Accounting, Statistics

University of California, Davis   1983 — 1987
BA, Political Science

Experience
C&F Mortgage Corporation  August 2002 - Present
North American Mortgage   June 1999 - July 2002

Education
Appalachian State University   1995 — 1997
BS

Experience
WestStar Mortgage  January 2013 - Present
Caliber Funding  November 2012 - December 2012
WestStar Mortgage  April 2008 - October 2012
Countrywide Mortgage Services  January 2008 - March 2008
ICF International  September 2007 - January 2008
1st Mariner Bank  2004 - 2007
North American Mortgage   May 2000 - March 2004
Mortgage Investment Corporation   March 2000 - May 2000

Skills
FHA, Mortgage Lending, USDA, Loans, VA loans, Residential Mortgages, Underwriting, Mortgage Banking, Credit, Government Loans, Loan Origination, Loss Mitigation, Mortgage Marketing, Banking, Vhda, Refinance, VA Loans

Education
Bob Jones University   1979 — 1982
Speech, Thelogy

Experience
MTA Bridges and Tunnels  December 2009 - Present
North American Mortgage   1996 - 1999
Dime Savings Bank  1991 - 1999

Education
State University of New York at New Paltz   1985 — 1987

State University of New York College at Oswego   1982 — 1983

Experience
Signature Home Loans, LLC   April 2013 - Present
O'Dowd & Associates Mortgage Co.   2008 - 2013
Sun Valley Financial   2006 - 2008
Lifestyle Lending   2004 - 2005
Orion Mortgage Corporation   2000 - 2004
North American Mortgage   1993 - 1998

Skills
Loans, Mortgage Banking, Credit, Mortgage Lending, Refinance, Loan Origination, FHA, Reverse Mortgages

Education
Arizona State University
Bachelor of Arts (BA), Psychology

Experience
Wells Fargo Private Mortgage Banking  September 2014 - Present
Wells Fargo Home Mortgage  January 2009 - December 2013
Bank of Texas  March 2008 - December 2008
Washington Mutual  January 2002 - March 2008
North American Mortgage   January 1997 - January 2002
Colgate Palmolive  March 1986 - December 1996
Womack Brokerage Company   November 1983 - March 1986

Skills
Refinance, Credit, Loan Origination, Loans, Mortgage Lending, Credit Analysis, Commercial Lending, Banking, Mortgage Banking, VA loans, FHA financing, Residential Mortgages, USDA

Education
McNeese State University   1978 — 1983
BS, Marketing

Experience
Rockwater Energy Solutions  July 2011 - Present
Dynegy  May 2000 - June 2011
Reliant Energy  October 1989 - May 2000
North American Mortgage   February 1986 - October 1989

Education
The University of Texas at Austin   1977 — 1981
BBA, Accounting

Experience
Alpine Mortgage Planning  September 2013 - Present
JFK Financial Inc.   October 2011 - August 2013
Castle & Cooke  February 2011 - October 2011
Evergreen Home Loans  June 2008 - February 2011
Silver State Mortgage  September 2002 - February 2007
North American Mortgage   October 1998 - August 2002
Sibley Mortgage   August 1978 - August 1995

Skills
Loan Origination, FHA financing, Microsoft Office, Mortgage Underwriting, Refinance, Mortgage Lending, Branch Banking, Customer Service, VA loans, Sales, USDA, FHA, Loans, Negotiation, Mortgage Banking, Residential Mortgages, Underwriting, Government Loans, Credit

Education
Canisius College
B.A., Political Science & History

Experience
Shopping Services of Hawaii, Inc.   January 1989 - Present
North American Mortgage   May 1993 - June 2002
Bank of America  May 1989 - May 1993
Honfed Bank   April 1986 - April 1988
First Hawaiian Bank  June 1978 - March 1986
Central Pacific Bank  January 1973 - May 1978

Education
University of Hawaii at Manoa   1970 — 1972
Bachelor's Degree, Accounting

University of Hawaii at Hilo   1964 — 1966

Experience
Stonegate Mortgage  December 2013 - Present
Stearns Lending  October 2013 - Present
Nationstar Mortgage  October 2012 - October 2013
Wells Fargo  2007 - 2012
North American Mortgage   2001 - 2007

Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Credit, FHA, Credit Analysis, Banking, Loans, Underwriting, Refinance, Financial Risk, Residential Mortgages, VA loans, USDA, Reverse Mortgages, FHA financing, FHA Financing, VA Loans

Education
San Diego State University-California State University   1996 — 2000
Bachelor of Science (BS), Finance and Financial Management Services

sdsu   1996 — 1999
Bachelor's degree, Finance and Financial Management Services

Experience
Fond du Lac Band of Lake Superior Chippewa  May 2014 - Present
Interim HealthCare  March 2014 - May 2014
Lake Superior College  October 2009 - December 2013
UnitedHealth Group  February 2004 - March 2009
North American Mortgage   October 1997 - November 2003

Skills
Customer Service, Microsoft Excel, Microsoft Word, Public Speaking, Data Entry, CPR Certified, Outlook, Healthcare, Health Education, Nursing, Insurance, Teaching

Education
Lake Superior College   2009 — 2013
Associate's degree, Registered Nursing/Registered Nurse

University of Minnesota Duluth
Liberal Arts

Experience
Not stated   Loan Document Specialist IVWells Fargo Home MortgageNovember 2009 - March 2014
BB&T  December 2000 - November 2009
North American Mortgage   January 1995 - April 2000

Skills
Credit, Mortgage Lending, Banking, Residential Mortgages, Refinance, Mortgage Banking, Investments, Loans, VA loans, construction..., VA Loans, FHA, USDA, Non-Conforming, Loan Origination, FHA Financing

Education
Sam Houston State University