Homeowners Financial Group
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Homeowners Financial Group Employees
HomeSmart September 2014 - Present
Wells Fargo Home Mortgage October 2011 - September 2014
Homeowners Financial Group September 2009 - September 2011
Supply Solutions April 2007 - August 2009
First NLC March 2003 - March 2007
Skills
Customer Service, Sales, Real Estate, Residential Homes, Management, First Time Home Buyers, Team Building, Investors
Education
Arizona State University 1998 — 2000
BS, Supply-chain Management
Homeowners Financial Group July 2011 - Present
Taylion Virtual Academy February 2011 - June 2011
Sitewire November 2010 - May 2011
Primavera Online High School June 2009 - November 2010
Primavera Online High School October 2008 - November 2010
Heard Museum January 2009 - May 2009
Target January 2009 - May 2009
Primavera Online High School October 2008 - May 2009
AIR Marketing July 2008 - December 2008
Countrywide March 2008 - September 2008
Skills
Marketing Communications, Advertising, Online Advertising, Marketing, Social Media, Copywriting, SEO, Marketing Strategy, Event Management, Mortgage Lending, Editing, Loans, Sales, Time Management, Management
Education
Arizona State University 2004 — 2009
Bachelor of Interdisciplinary Studies, Business and Communication
Arizona State University 2004 — 2009
Certificate, Writing
420Patients.com 1996 - Present
420Extractions.com 1998 - Present
Indoor Harvest March 2015 - Present
The California Cannabis Company 2014 - Present
Maggie's Farm Aquaponics 2012 - Present
Alliance Financial July 2011 - January 2012
Homeowners Financial Group September 2008 - July 2011
CVS Caremark Corporation 2006 - 2007
Surgical Instrument Service Company 2004 - 2006
McKesson 2003 - 2004
Skills
Medical Marijuana, Patient Education, Mortgage Lending, Loans, Refinance, Investment Properties, Real Estate, Pain Management, Hemp, Investors, Leadership, Strategic Planning, Loan Origination, Marketing, Wellness, FHA, Investments, Mortgage Banking, Team Building, REO, USDA, Residential Homes, Referrals, Finance, Entrepreneurship, Sales, Small Business, Cultivation Services, Hemp Wellness Programs, Edibles for MMJ, Residential Mortgages, Coaching, Public Speaking, Community Outreach, Marketing Strategy, Real Estate Transactions, SEO, Selling, Consulting, Management, Online Marketing, Foreclosures, Business Development, Negotiation, Sales Management, Training, New Business Development, Start-ups, Credit, Advertising
Education
Arizona School of Professional Psychology 1997 — 2000
Masters, Clinical Psychology
Arizona State University 1988 — 1994
Bachelors, Psychology
North Country School and Camp Treetops 1979 — 1984
Organic gardening, Maple syrup production, mountian climbing, Farm animals, 4-8
Homeowners Financial Group May 2010 - Present
Prime Source Mortgage and Reverse Mortgages USA November 1998 - April 2010
Skills
Purchase, FHA, Loans, VA, Refinance, Conventional, Mortgage, Mortgage Industry, Reverse Mortgages, Investment Properties, First Time Home Buyers, Investors, First Time Buyers, Mortgage Lending, Credit, Mortgage Planning, Home, Mortgage Banking, Residential, Conforming, Certified Mortgage..., Underwriting, Real Estate, Finance, VA loans, FHA financing, Referrals, Residential Homes, Loan Origination, Sellers, Mortgage Underwriting, Construction Loans, Foreclosures, REO, Residential Mortgages, Short Sales, Mortgage Marketing, Real Estate Transactions, Real Estate Financing, Government Loans, Real Estate Economics, HUD, Investments, Debt Consolidation, Home Equity Loans, Loan Servicing, Funding, Commercial Mortgages, Rates, Selling
Education
American Graduate School of International Management, Thunderbird 1992 — 1994
MBA, Business
Montana State University-Bozeman
BS & BA, Marketing and Speech Communications
Homeowners Financial Group November 2013 - Present
Homeowners Financial Group USA, LLC January 2012 - November 2013
MetLife Home Loans June 1989 - January 2012
Professional Institute of Real Estate August 1994 - May 2010
First Horizon Home Loans July 1999 - October 2008
Carl I. Brown and Compay / The Brown Company Residential Real Estate June 1989 - July 1999
Education
University of Central Missouri 1986 — 1989
BSBA, Finance
Pinnacle Capital Mortgage Corp - East Valley June 2014 - Present
PatternTradingGroup.com September 2010 - Present
Guaranteed Rate November 2013 - March 2014
Homeowners Financial Group April 2013 - November 2013
Power Mortgage LLC May 2009 - December 2010
RK Brewer Farmers Insurance Agency May 2009 - December 2010
M&I Bank June 2001 - May 2009
Arizona Public Services (APS) June 1994 - June 2001
United States Nuclear Regulatory Commission January 1992 - June 1994
Skills
Banking, Financial Markets, Equities, Asset Managment, Mortgage Lending, Trading, Loans, Real Estate, Portfolio Management, Financial Services, Mortgage Banking, Credit Analysis, Asset Management, Credit, Bonds, Investments, Loan Origination, Funding, Residential Mortgages, Financial Risk, Finance, Refinance, Investment Properties, Leadership, Insurance, Securities
Education
San Diego State University-California State University 1990 — 1991
MS, Nuclear & Radiation Physics
San Diego State University-California State University 1984 — 1990
BS, Applied Physics
Homeowners Financial Group August 2013 - Present
Green Tree Servicing October 2012 - July 2013
Marix Servicing, LLC January 2009 - June 2012
Tiffany & Bosco, P.A. 2007 - 2008
Mortgage Lenders Network January 2003 - January 2007
Fairbanks Capital January 2001 - January 2003
Skills
Microsoft Excel, Microsoft Word, LPS Desktop, Res.net, Multi Tasking, Adobe
Education
Bucks County Community College 1994 — 2004
Basic
Archbishop Wood 1990 — 1994
Homeowners Financial Group August 2012 - Present
Suburban Mortgage July 2010 - July 2012
Skills
Mortgage Lending, VA loans, Residential Mortgages, Jumbo Mortgage, FHA financing, Construction Loans, Finance, Investment Properties, Mortgage Banking, FHA, REO, Refinance, USDA, Reverse Mortgages, Residential Homes, Loans, Short Sales, First Time Home Buyers, Sellers, Certified Mortgage..., Government Loans, Investors, Credit, Real Estate, Mortgage Underwriting, VA Loans, Real Estate Transactions, FHA Financing
Education
Northern Arizona University 1991 — 1993
K-8 Elementary Teaching Certificate, Education
University of Hawaii at Manoa 1976 — 1980
Bachelor of Business Administration in Hotel and Restaurant Management, Hotel, Motel, and Restaurant Management
FIRST CHOICE LOAN SERVICES INC. January 2014 - April 2015
Wells Fargo Home Mortgage January 2011 - January 2014
Homeowners Financial Group October 2004 - June 2011
State Mortgage September 2002 - October 2004
Spectrum Financial Group February 1997 - September 2002
CTX Mortgage Company June 1993 - January 1997
Skills
Loans, Real Estate Transactions, Finance, Mortgage Marketing, FHA, Mortgage Banking, Refinance, Residential Mortgages, Loan Origination, VA loans, USDA, Investment Properties, First Time Home Buyers, Real Estate, Sales, Mortgage Lending, FHA financing
Education
University of Maryland Baltimore County 1978 — 1982
Business Administration
University of Maryland Baltimore County
Homeowners Financial Group August 2006 - Present
Skills
Mortgage Lending, Strategic HR, Residential Mortgages, Refinance, Mortgage Banking, Human Resources, HR Project Management, HR Policies, Employee Engagement, Employee Relations, Customer Satisfaction, Banking, FHA, Credit, Marketing
Education
British Columbia Institute of Technology / BCIT
Marketing Management Communications
TBI Mortgage May 2015 - Present
RMC Mortgage January 2013 - May 2015
LoCascio Italian Restaurant September 2008 - March 2013
American National Insurance Company June 2011 - April 2012
Homeowners Financial Group September 2010 - March 2011
Pillar Mortgage Group, LLC June 2005 - August 2008
Security Mortgage Corp April 2004 - September 2005
Spectrum Financial Group February 2003 - April 2004
Bank of America September 1995 - February 2003
Skills
Mortgage Lending, Loans, Residential Mortgages, Mortgage Banking, First Time Home Buyers, FHA, Banking, Residential Homes, Sales, Investment Properties, Management, Customer Service
Education
Arizona State University 1996 — 2001
BA
Arizona State University
Bachelor, Liberal Arts & Sciences
Homeowners Financial Group October 2012 - Present
Bergdoll Insurance April 2010 - October 2012
Hague Partners April 2004 - September 2009
Skills
Insurance, Customer Service, General Insurance, Claims, Commercial Insurance, Commercial Lines, Property & Casualty..., Professional Liability, General Liability, Inland Marine, Liability, Umbrella, Workers Compensation, Agents, Insurance Solutions, Insurance Agents, Auto Liability, Insurance Brokerage, Finance, Negotiation, Claim, Real Estate, Mortgage Lending, Loans, Umbrella Insurance
Education
Pace University-Pleasantville/Briarcliff Campus 1990 — 1991
Accounting/Business
Homeowners Financial Group September 2007 - Present
Great Southwest Mortgage April 2003 - August 2007
Skills
Reverse Mortgages, Refinance, Purchase, FHA, VA, Mortgage Lending, Conventional, First Time Home Buyers, Mortgage, Investment Properties, Credit, USDA, Mortgage Banking, VA loans, Government Loans, Real Estate, Financial Services, Foreclosures, FHA financing, Residential Mortgages, Loans, Certified Mortgage..., Loan Origination, Banking, Mortgage Underwriting, Finance, VA Loans
Education
Arizona State University
Peoples Mortgage Company February 2010 - Present
Sterling Home Mortgage March 2007 - March 2010
Homeowners Financial Group April 2005 - March 2007
JFG Investments April 1996 - March 2005
Skills
Mortgage, Mortgage Lending, Mortgage Banking, Residential Mortgages, Reverse Mortgages, Mortgage Underwriting, Mortgage Marketing, Jumbo Mortgage, Mortgage Processing, Lot Loans, FHA financing, VA Loans, USDA Rural Housing, Investment Property..., Construction Loans
Education
Arizona School of Real Estate & Business 2003 — 2010
Real Estate
Phoenix College 2003 — 2004
Computer Automated Drafting
Homeowners Financial Group June 2009 - Present
Fortune 5 Mortgage and Financial 2005 - 2009
Main Street Financial Group March 2003 - February 2005
John Gardiner's Tennis Ranch 1976 - 1998
Education
Colgate University 1973 — 1975
BA, Sociology
Menlo College 1971 — 1973
AA, Sociology
Homeowners Financial Group March 2013 - Present
Bank of America September 2011 - February 2013
Alliance Corporation February 2011 - August 2011
The University of Arizona August 2009 - July 2010
San Cabo Restaurant April 2008 - September 2008
Homeowners Financial April 2008 - August 2008
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Microsoft Operating..., Lotus Notes, SAS, 10 Key, Microsoft Office..., InTrac, Mortgage Lending, Loans, Account Management, Management, Sales, Finance, Investments, Customer Service, Marketing Strategy, Banking, Underwriting, FHA, Investment Properties
Education
University of Arizona 2006 — 2010
Bachelor of Science, Economics, 3.5
Equitable Home Mortgage September 2014 - Present
Homeowners Financial Group September 2012 - September 2014
Equitable Home Mortgage December 2009 - September 2012
Wells Fargo Private Mortgage Banking November 2007 - December 2009
Skills
Mortgage Lending, Finance, FHA, Refinance, Mortgage Banking, Loan Origination, VA loans, Residential Mortgages, FHA financing, Loans, Reverse Mortgages, Investment Properties, Construction Loans, Government Loans, Real Estate Financing, Home Equity Loans, Non-Conforming
Education
Arizona State University 1974 — 1978
BA, COMMUNICATIONS/BUSINESS
Homeowners Financial Group November 2008 - Present
Maricopa Mortgage June 2003 - November 2008
Windsor Capital Mortgage February 2001 - June 2003
Skills
Mortgage Banking, Mortgage Lending, First Time Home Buyers, VA loans, VA, Conventional, Conforming, FHA, Loan Origination, Investments, Loans, Residential Homes, USDA, Refinance, FHA financing, Residential Mortgages, Government Loans, Certified Mortgage..., Reverse Mortgages, Mortgage Underwriting, Mortgage Marketing, Construction Loans, VA Loans, Investment Properties, Finance, Real Estate, Credit, Foreclosures, Investors
Education
Portland Community College 1989 — 1990
Homeowners Financial Group July 2012 - Present
Gannett Local February 2012 - May 2012
Just Roughin' It Adventure Co August 2011 - November 2011
Green Living AZ Magazine August 2010 - December 2010
Skills
Social Media, Public Relations, Microsoft Office, Facebook, Adobe Creative Suite, Wordpress, Dreamweaver, InDesign, Photoshop, PowerPoint, Copy Editing, Google Adwords, Marketing Strategy, SEO, Copywriting
Education
Phoenix College 2015 — 2017
Computer Graphic Design Certificate
Arizona State University, W. P. Carey School of Business 2008 — 2012
Bachelor of Science (B.S.), Marketing
Homeowners Financial Group February 2012 - Present
MetLife Home Loans February 2008 - January 2012
First National Bank of Arizona January 2006 - January 2008
Wells Fargo Home Mortgage January 1990 - January 2005
AmeriStar Financial December 1983 - January 1990
United States Air Force June 1978 - December 1983
Skills
Sales, Leadership, Loan Origination, Mortgage Lending, Residential Mortgages, Loans, Recruiting, Customer Retention, Business Development, Retail, Sales Management, Mortgage Banking, Credit, Negotiation, USDA, Reverse Mortgages, VA loans, FHA, Investment Properties, Talent Acquisition, Change Management, Coaching, Finance, Customer Service, Management, Refinance, FHA financing, Underwriting, Banking, Investments, Team Building, Selling, Residential Homes, Account Management, Selling Skills, Product Development, New Business Development, Construction Loans, Credit Analysis, Human Resources, Real Estate, Mortgage Underwriting, First Time Home Buyers, Marketing
Education
Arizona State University 1978 — 1982
Bachelor of Science, Business
Homeowners Financial Group January 2012 - Present
Metlife Home Loans March 2009 - December 2011
Bank of Boston May 1982 - August 1995
Luxury Home Tour 1987 - 1994
Skills
FHA, Mortgage Lending, Refinance
Education
Williams College 1980 — 1982
MS, Banking
Quinnipiac University - School of Business 1971 — 1975
BS Magnum Cum Laude, Marketing and Finance
CNN Mortgage July 2012 - Present
AmeriFirst Financial, Inc. May 2010 - July 2012
Home Run Financial April 2008 - May 2010
Homeowners Financial Group August 2007 - April 2008
Great Southwest Mortgage May 2001 - August 2007
Skills
Mortgage Lending, Refinance, Residential Mortgages, First Time Home Buyers, Investment Properties, Loans, Residential Homes, Real Estate Economics, Finance, Real Estate, Mortgage Banking, FHA, Loan Origination, FHA financing, USDA, VA loans, Government Loans, Credit, Mortgage Underwriting
Education
Arizona School of Real Estate
Real Estate Sales
Collins College 1993 — 1995
AA, Communication Arts
University of Phoenix
BSBA, Business Administration
Phoenix College
AAS, Management
Homeowners Financial Group January 2013 - Present
Choice Lending Company, LLC September 2008 - January 2013
Choice Bank January 2003 - October 2008
Fifth Third Bank March 1998 - September 2001
State Savings Bank September 1996 - January 1998
CFL Baltimore Stallions January 1995 - September 1996
Arizona Cardinals May 1993 - August 1994
Skills
Loans, FHA, Mortgage Lending, Real Estate, Sales, Sellers, Investment Properties, REO, Finance, Investors, Refinance, Referrals, Real Estate Transactions, Residential Homes, Foreclosures, Commercial Real Estate, New Home Sales, First Time Home Buyers, Negotiation, Short Sales, Construction Loans, Commercial Mortgages, Property, Mortgage Banking, Investments, Portfolio Management, HUD, Sales Management, Loan Origination
Education
Stanford University 1991 — 1993
Bachelor of Arts, Economic
Saddleback College 1989 — 1991
IM=X Pilates January 2010 - Present
Homeowners Financial Group 2009 - 2010
PLANCO / Hartford Mutual Funds 2007 - 2009
Paychex 2005 - 2007
TD Bank 2000 - 2005
Skills
Pilates, Strategic Planning, Coaching, Sales, Marketing, Public Relations, Social Media Marketing, Marketing Communications, Small Business, Training, Personal Training, Entrepreneurship, Social Media, Social Networking, Marketing Strategy, Fitness, Wellness
Education
DeSales University 1994 — 1998
Bachelors of Science, Marketing
University of New South Wales 1997 — 1997
Semester Study Abroad, Environmental Studies
Caliber Home Loans August 2015 - Present
Homeowners Financial Group January 2011 - August 2015
eModifyMyLoan March 2009 - December 2011
Mason-McDuffie Mortgage October 2009 - December 2010
Citi February 2008 - June 2008
Countrywide June 1992 - February 2008
Skills
Mortgage Lending, Leadership, Operations Management, Sales Management, Mortgage Compliance, Mortgage Underwriting, FHA, Quality Control, P&L Management, Mortgage Banking, Strategic Planning, Loan Origination, Management, Loans, Finance, Credit, VA, USDA, Team Building, Business Strategy, Refinance, Residential Mortgages, Sales, Underwriting, FHA financing, VA loans, Risk Management, Mortgage Marketing, Process Improvement, Change Management
Education
Arizona State University - W. P. Carey School of Business 2004 — 2005
MBA, Business, Management
Arizona State University - W. P. Carey School of Business 1991 — 1995
B.S., Finance
imortgage March 2015 - Present
Homeowners Financial Group August 2013 - March 2015
Wells Fargo Home Mortgage January 2008 - July 2013
Wells Fargo October 2006 - December 2007
Wells Fargo Home Mortgage January 2006 - October 2006
Wells Fargo March 2004 - January 2006
Wells Fargo July 2003 - March 2004
Enterprise Rent-A-Car 1998 - 2002
Cystic Fibrosis Foundation 1997 - 1998
Xerox 1994 - 1997
Skills
Compliance, Operations Management, Quality Assurance, Customer Service, Process Improvement, Microsoft Excel, Microsoft Office, Financial Analysis, Management, Mortgage Lending, Change Management, Strategic Planning, Leadership, Coaching, Training, Analysis, Credit, Loans, Sales
Education
Saint Louis University
Bachelor of Science, International Business/ Economics
Wells Fargo Home Mortgage September 2014 - Present
Wells Fargo Home Mortgage February 2013 - September 2014
Wells Fargo Home Mortgage February 2012 - February 2013
Wells Fargo Home Mortgage September 2011 - February 2012
H & R Block December 2008 - April 2011
Homeowners Financial Group April 2008 - December 2010
Skills
Management, Mortgage Lending, Mortgage Underwriting, Training, Quality Auditing, Sales, Risk Assessment, Internal Communications, Leadership Development, Customer Engagement, Employee Engagement, Credit Analysis, Written & Oral..., Tax Returns, Fixed Income Analysis, Proactive self-starter, Highly detail oriented, Staff Development, Escalation Resolution, Process Management, Commercial Lending, Team Leadership, Team Management, Team Building
Education
Texas Christian University - M.J. Neeley School of Business 1983 — 1984
BBA, Finance
Homeowners Financial Group July 2008 - Present
First Horizon Home Loans 2004 - 2008
Skills
Refinance, FHA, Mortgage Lending, USDA, First Time Home Buyers, Real Estate, REO, Loans, Foreclosures, Short Sales, Investment Properties, Residential Homes, Finance, Residential Mortgages, VA loans, FHA financing, Certified Mortgage..., Investors, Loan Origination, Reverse Mortgages, Construction Loans, Mortgage Banking, Mortgage Underwriting, Mortgage Marketing, Government Loans, Real Estate Transactions, Vacation Homes, Real Estate Financing, HUD, Sellers, Referrals, Home Equity Lines of..., Credit, Loss Mitigation, Commercial Mortgages, Home Equity Loans, Real Estate Economics, Move Up Buyers, Loan Servicing, Investments, Options
Education
Florida State University 1967 — 1972
BS and MBA, Physics, Math, Business, Finance
Homeowners Financial Group May 2012 - Present
Brophy College Preparatory January 2010 - May 2012
First Advantage Mortgage, LLC September 2008 - May 2012
Silver State Bank February 2006 - September 2008
Fitness Institute of Arrowhead March 2005 - February 2006
Skills
Investment Properties, Refinance, Loans, FHA, Residential, Residential Homes, Mortgage Lending, Mortgage Banking, Investments, Finance, Sales, Business Development, Marketing, Sellers, Residential Mortgages, Loan Origination, Buyers
Education
Arizona State University 2003 — 2005
Bachelor of Science, Kinesiology
Roswell Park Cancer Institute July 2013 - Present
Homeowners Financial Care Fund 2013 - June 2013
Homeowners Financial Group December 2012 - June 2013
The Research Foundation of SUNY/Hunter James Kelly Research Institute March 2012 - November 2012
Homeowners Financial Group January 2004 - December 2011
Homeowners Financial Group January 2005 - August 2011
Homeowners Financial Group December 2007 - December 2010
Spectrum Financial Group 2001 - 2004
The Phoenician Resort 1998 - 2001
Skills
Time Management, Highly Analytical, Team Oriented, Collaborative Problem..., Self Driven, Able To Multi-task, Building Relationships, Advising, Budgeting, Organizational..., Interpersonal..., Customer Service, Project Management, Attention To Detail, Compassion, Mortgage Banking, Mortgage Lending, FHA, Non-profit Volunteer, Non-profit Director, Finance, Fundraising, Budgets, Legal Advice, Real Estate, Analytical Skills, Self-driven, Team-oriented, Loan Origination, Project Coordination, Non-profit..., Refinance, Residential Mortgages, Investment Properties, Credit, Leadership
Education
Arizona State University 1998 — 2002
Bachelor of Arts, Communication/Business, Magna Cum Laude
Homeowners Financial Group July 2012 - Present
1st Advantage Mortgage January 2010 - June 2012
L.E. Finance April 2008 - December 2009
Tucson Mortgage March 2006 - April 2008
Shelter Mortgage May 2004 - March 2006
Skills
Mortgage Lending, Construction Loans, Refinance, Government Loans, Mortgage Banking, FHA, Loans, FHA financing, USDA, VA loans, Loan Origination, Investment Properties, Real Estate, Residential Mortgages, Sales, Certified Mortgage..., Underwriting
Education
University of Arizona 1998 — 2003
Eller College of Business, Marketing
Lending Specialists September 2006 - Present
HomeLenders Financial Services February 2005 - January 2007
Homeowners Financial Group January 2004 - January 2005
Spectrum Financial Group, Inc August 1995 - January 2004
Skills
FHA, Loan Origination, Short Sales, Loans, Credit, Investment Properties, Mortgage Banking, Mortgage Lending, First Time Home Buyers, Single Family Homes
Education
Arizona State University 1998 — 2002
Homeowners Financial Group 2004 - Present
Skills
Mortgage Banking, Mortgage Lending, FHA, Residential Mortgages, Loans, Refinance, Loan Origination, Philanthropy, Servant Leadership, Thought Leadership, Finance, Real Estate Transactions, FHA financing, Residential Homes, Investors, VA loans, Reverse Mortgages, Investment Properties, USDA, Strategic Leadership
Education
Arizona State University 1992 — 1995
Homeowners Financial Group December 2011 - Present
The Apollo Foundation January 2010 - Present
1st National Bank of Arizona June 1999 - September 2007
Skills
Mortgage Banking, Loan Origination, Mortgage Lending, Loans
Education
Georgetown University - The McDonough School of Business 1995 — 1997
MBA
Georgetown University Law Center 1993 — 1997
JD
University of Arizona 1990 — 1993
BS, Entrepreneurship
Homeowners Financial Group April 2013 - Present
Suburban Mortgage Inc 1999 - 2013
Matrix Financial 1990 - 1999
MeraBank / First Federal Savings 1980 - 1990
Education
University of California, Berkeley
BA
Homeowners Financial Group April 2004 - Present
realty executives 1976 - 1986
Education
Arizona State University
HOMEOWNERS FINANCIAL GROUP 2005 - Present
Homeowners Financial Group 2004 - Present
Skills
Mortgage Lending, VA, FHA, First Time Home Buyers, Refinance, Conventional, Purchase, Investment Properties, Mortgage, Credit, Loans, Strategic Planning, Reverse Mortgages, Mortgage Planning, FHA financing
Education
Colgate University 1980 — 1984
ba, english literature
Homeowners Financial Group April 2008 - Present
Carnigie First Lending January 2002 - March 2008
Education
Arizona State University
Homeowners Financial Group Credit ManagerWells Fargo FinancialJanuary 2007 - August 2008
Skills
Underwriting, Mortgage Underwriting, Credit, Refinance, FHA, Loans, Mortgage Lending, FHA financing, VA loans, Construction Loans, Loan Origination, Reverse Mortgages, Real Estate, USDA, Certified Mortgage..., First Time Home Buyers, Residential Mortgages, Government Loans, Mortgage Banking, Customer Service, Sales, Investments, Finance, Financial Analysis, Management
Education
University of Arizona 2003 — 2007
BS, Finance
homeownersfg January 2000 - Present
Homeowners Financial Group February 2010 - January 2013
Skills
Real Estate, First Time Home Buyers, Strategic Planning, Sales, Customer Service, Marketing, Negotiation, Microsoft Excel, Investment Properties, Microsoft Office, Team Building, Contract Negotiation, Mortgage Lending, New Business Development, REO, Sales Management, Foreclosures, Short Sales, Residential Homes, Leadership, Selling, FHA, Finance, Mortgage Banking, Refinance, VA loans, Banking, Loan Origination, USDA, VA Loans
Education
California State University-Northridge
Bachelor of Science (BSc), Marketing/Marketing Management, General
Homeowners Financial Group May 2012 - Present
Adolescent Substance Abuse Program August 2011 - January 2013
Concentric Health Concepts March 2012 - August 2012
Adolescent Substance Abuse Program August 2011 - January 2012
Empact-SPC August 2010 - December 2010
Empact August 2010 - December 2010
Tempe Criminal Analysis Unit August 2009 - December 2009
Skills
TurningPoint, awaiting Licensed..., certified Behavioral..., Licensed Mortgage Loan...
Education
Arizona State University 2008 — 2011
Master, Counseling
Arizona State University 2004 — 2011
MA Counseling, Psychology
Arizona State University 2004 — 2011
B.A, Psychology
Wells Fargo Home Mortgage April 2014 - Present
Tristar Homes/ The Selective Group 2008 - Present
The SRL Group February 2008 - April 2014
Homeowners Financial Group April 2008 - June 2011
Carnegie First Lending January 2003 - March 2008
Skills
Customer Service, Real Estate, Real Estate Development, Communication, Customer Satisfaction, Phoenix Real Estate, Scottsdale Real Estate, Talking, Following Up, Contract Negotiation, Investment Properties, Single Family Homes, Operations Management, Rentals, Real Estate Staging, Stocks, Stock Market, Continuing Education, Education, First Time Home Buyers, Condos, Investors, Negotiation, REO, Refinance, Real Estate Transactions, Property Management, Property, Short Sales, Loans, Marketing, HUD, Investments, Foreclosures, Sales, Residential Homes, Sellers, FHA, Real Estate Financing, Selling, Referrals, Mortgage Lending, Brokerage, VA loans, USDA, FHA financing, Finance, Mortgage Banking, Reverse Mortgages, Loan Origination
Education
Arizona State University
Field Nation April 2014 - Present
Down With A.P.P. January 2008 - Present
University of Minnesota October 2012 - April 2014
MLT Vacations November 2010 - October 2012
Phoenix Polar Bears September 2010 - November 2010
League 510 October 2009 - January 2010
Knoodle September 2009 - November 2009
Homeowners Financial Group July 2009 - November 2009
The Guest List March 2009 - April 2009
DJ Storm June 2008 - March 2009
Skills
Layout, Graphics, Production, Post Production, Graphic Design, Photoshop, Web Design, InDesign, HTML, Dreamweaver, Multimedia, Social Media, Illustrator, Flash, Photography, Advertising, Editing, Adobe Creative Suite, Microsoft Office, After Effects, Logos, Word, Animation, Final Cut Pro, PowerPoint, CSS, Logo Design, Excel, Motion Graphics, Art Direction, Maya, Video Editing, Mac, PHP, JavaScript, Retouching, Storyboarding, Video, SEO, Film, Modeling, CMS, Email Marketing, Creative Direction, Drupal, User Interface Design, Adobe Acrobat, HTML 5
Education
Academy of Art University 2005 — 2009
BFA, Motion Picture Television
Bemidji State University 2003 — 2005
Bachelor of Science (BS), Design Technology
Homeowners Financial Group August 2013 - Present
Quicken Loans May 2012 - August 2013
Skills
Real Estate, Negotiation, Refinance, Loans
Education
Arizona State University 2002 — 2006
Communications