Experience
Hudson City Savings Bank  May 2013 - Present
Hudson Valley Bank   March 2009 - March 2013
Hudson Valley Bank   August 2008 - March 2013
Hudson Valley Bank   March 2006 - August 2008
Hudson Valley Bank   March 2005 - March 2006

Skills
Banking, Problem Solving, Fraud Detection, Bank Secrecy Act, USA PATRIOT Act, Training, Management, Certified Anti-Money..., Business Analysis, AML, Operational Risk, KYC, Security, Risk Assessment, Microsoft Office, Financial Risk, OFAC, Fraud, Enterprise Risk..., Access, Team Building, Risk Management, CDD, Terrorist Financing, Disaster Recovery, Business Continuity..., Operational Risk..., Risk Analysis, Anti Money Laundering, Retail Banking, Commercial Banking, Commercial Lending, Small Business Lending

Education
Fordham University   2007 — 2009
BS, Business Administration and Management

Xavier High School   1999 — 2003

Experience
The McIntyre Group  December 2014 - Present
The McIntyre Group  July 2014 - Present
Aerotek Inc.  February 2013 - July 2014
Hudson Valley Bank   March 2012 - February 2013
The UPS Store  September 2011 - March 2012
UPS  May 2011 - September 2011
The Bank of Fairfield   July 2008 - December 2009
WEBE108 Radio Station   January 2007 - April 2007
The Voice Advertising Firm   June 2006 - July 2006

Skills
Excel, PowerPoint, Word, Microsoft Office

Education
Fairfield University
Bachelor of Science, Communication

Bunnell High School

Experience
Hudson Valley Bank   July 2003 - Present

Skills
Commercial Banking, Retail Banking, Cash Management, Treasury Management, Small Business Lending, Project Planning, Project Management, Operations Management, Loans, Credit, Banking, Credit Risk, Risk Management, Commercial Lending, Credit Analysis, Relationship Management, Cross Selling

Education
City University of New York City College   1999 — 2004
Bachelor's degree, Business Administration, Management and Operations

Experience
VAMC- Harbor Healthcare System   November 2013 - Present
St. Luke's-Roosevelt Hospital   December 2010 - November 2013
Maple Medical, LLP  April 2008 - December 2010
Hudson Valley Bank   May 2007 - April 2008
Hudson Valley Bank   May 2006 - May 2007
Westchester Hematology Oncology Associates   April 2003 - May 2006

Skills
Healthcare Management, Medical Terminology, Medical Records, Medical Coding, Medical Compliance, Banking, Payroll, HIPAA Compliance, EMR, EHR, eClinical Works, Project Management, Microsoft Office, Microsoft Excel, Microsoft Word, Quality Patient Care, Medical Billing, Client Relations Skills, Relationship Management, HIPAA, Training, EMR Implementation, Management, Epic Systems, Treatment, Hospitals

Education
Mercy College

Experience
Hudson Valley Community Services  August 2015 - Present
Maximum Management  May 2015 - August 2015
Randstad  January 2015 - May 2015
Yonkers Raceway, Inc/Empire City Casino   January 2014 - November 2014
College of Westchester  May 2013 - January 2014
Impact Personnel  July 2012 - August 2013
Hudson Valley Bank   April 2006 - May 2012
Hudson Valley Bank   September 2002 - April 2006
Cablevision of New York City   July 2000 - September 2002
Chaifetz & Chaifetz Law Firm   January 1999 - March 2000

Skills
Employee Benefits, Onboarding, Employee Relations, Talent Acquisition, HRIS, Talent Management, Human Resources, New Hire Orientations, HR Policies, Leadership, Management, Recruiting, Benefits Administration, Workers Compensation, FMLA, Personnel Management, Applicant Tracking..., Job Descriptions, Deferred Compensation, Interviews, Compensation, Performance Management, Screening, College Recruiting, Training, Temporary Staffing, Payroll, Diversity, Coaching, Performance Appraisal, Ceridian Payroll System, PeopleSoft, ADP Payroll, Higher Education, Banner Database, Xtender Database, Taleo

Education
Mercy College
Bachelor of Science (BS), Organizational Management

Experience
Goshen Medical Associates   March 2012 - May 2012
Price Chopper Supermarket  October 2010 - October 2011
Hudson Valley Bank   May 2005 - March 2008

Skills
Medical Terminology, Pharmacology, Medical Ethics and Law, Electronic Health Record, Hematology/ Phlebotomy, Electrocardiography..., Laboratory Specimen..., Cardiopulmonary..., Aseptic Medical..., Clinical Health..., Microsoft office (Word,..., Strong customer service..., Management experience, Excellent communication..., Multi Tasking, Spirometry, Customer Service

Education
Lincoln Technical Institute-Mahwah   2011 — 2012
Certificate, Medical/Clinical Assistant

Herbert H Lehman HS   1994 — 1999
Diploma, Academic

SUNY Educational Opportunity Center

Experience
National Bank of New York City   June 2012 - January 2013
Hudson Valley Bank   September 2011 - March 2012
Patriot National Bank  February 1999 - September 2011
Bank of Great Neck/North Fork Bank   1990 - 1997
Barclays Bank of New York  1977 - 1989

Education
Long Island University, Brooklyn Campus
BS & MBA, Business Finance & Economics

Experience
Sterling National Bank (Formerly Hudson Valley Bank)   September 2013 - Present
Hudson Valley Bank   August 2006 - September 2013
Hudson Valley Bank   December 2004 - August 2006
Hudson Valley Bank   July 2003 - December 2004

Skills
Risk Management, Loans, Finance, Cross Selling, Portfolio Management, Credit, Banking, Commercial Banking, Credit Risk, Customer Service, Cash Management, Commercial Lending, Financial Analysis, Accounting, Lines Of Credit, Microsoft Office, Retail Banking, Microsoft Word, Small Business Lending, Mortgage Lending

Education
City University of New York-Herbert H. Lehman College   1998 — 2004
Bachelor’s Degree, Accounting

Experience
Sterling National Bank, formerly Hudson Valley Bank   October 2012 - Present
Hudson Valley Bank   October 2003 - October 2012
Hudson Valley Bank   July 1998 - October 2003

Skills
Loans, Banking, Commercial Lending, Retail Banking, Performance Management, Portfolio Management, Commercial Banking, Credit, Cross Selling

Education
Mercy College
Masters of Science, Human Resource Management

Mercy College
Bachelors of Science in Business Administration

Experience
JPMorgan Chase  August 2014 - Present
M & T Bank  2010 - July 2014
Hudson Valley Bank   September 2008 - November 2009
JPMorgan Chase Bank  February 1990 - September 2008

Skills
Loans, CRM, Nonprofits, Credit, Sales, Cross Selling, Strategic Planning, Selling, Customer Service, Finance, Portfolio Management, Cash Management, Banking, Commercial Lending, Marketing, Investments, Marketing Strategy, Consumer Lending, Business Planning, Small Business Lending, New Business Development, Commercial Banking, Branch Banking, Commercial Mortgages, Lines Of Credit

Education
Leadership Westchester   2011 — 2011
Certificate, Leadership

JPMorgan Chase Bank   2000 — 2003
Certifications, Advanced Credit Training; Structuring Credit Training, Commercial Credit Training

Binghamton University
B.A., Near East Studies

Experience
Hudson Valley Bank   March 2011 - Present
The Bluestar Group   2010 - 2010
BNY Mellon  2006 - October 2009
The Bank of New York  2002 - 2006
The Bank of New York  2000 - 2002
The Bank of New York  1994 - 2000

Skills
Strategic Planning, Product Development, Product Management, Product Marketing, Vendor Management, Banking, Financial Services, Wealth Management, Coaching, Management, Strategy, Marketing Communications, New Business Development, Leadership, Marketing, Retail Banking, Sales Management, Sales, Loans, Budgets, Cash Management, Project Management, Retail, Consumer Lending, Private Banking, Commercial Banking, Small Business Lending, Commercial Lending, Training, Portfolio Management, Credit, Risk Management, Treasury Management, Lines Of Credit, Credit Analysis, Cross Selling, Deposits, Relationship Management, Loan Origination, Credit Risk, Branch Management, Mortgage Lending, Mortgage Banking, Finance, Investments, Fixed Income, Structured Finance, Capital Markets, Underwriting, Financial Structuring

Education
New York University
BA, Communications

Experience
Sterling National Bank  January 2015 - Present
Hudson Valley Bank   June 2014 - August 2014
Hudson Valley Bank   December 2013 - January 2014
Hudson Valley Bank   July 2013 - August 2013
New Wave Photography   May 2011 - December 2011
Long Island University  October 2010 - May 2011

Skills
Photography, PowerPoint, Microsoft Word, Customer Service, Microsoft Office, Teamwork, Time Management

Education
University of Maryland Eastern Shore   2011 — 2014
Bachelor of Science (B.S.), Business Administration, Junior

Long Island University, C.W. Post Campus   2010 — 2011
Elementary Education and Teaching

Experience
Ampak Company, INC.   September 2013 - Present
Hudson Valley Bank   2012 - September 2013

Skills
Loans

Education
Iona College   2013 — 2014
Master of Science (M.S.), Public Accounting

Penn State University   2007 — 2011
Bachelor of Science (B.S.), Applied Mathematics

Experience
Sterling National Bank  July 2015 - Present
Hudson Valley Bank   March 2007 - July 2015
New York National Bank   October 2006 - March 2007
New York National Bank   March 2002 - October 2006

Skills
Customer Service, Management, Banking, Loans, Commercial Banking, Retail Banking, Small Business Lending, Branch Management, Performance Management, Consumer Lending, Commercial Lending, Branch Banking, Lines Of Credit, Loan Origination, Cross Selling, Mortgage Lending, Credit, Deposits, Commercial Mortgages, Treasury Management, Cash Management

Education
Fordham University
Pre-Med

Julia Richmond
High School Diploma

Experience
Darien Rowayton Bank  May 2013 - Present
Provident Bank New York  May 2010 - April 2013
Hudson Valley Bank   August 2008 - May 2010
KeyBank  January 2008 - August 2008
Union State Bank  August 2005 - December 2007
Wells Fargo Home Mortgage  October 2004 - July 2005
The Manhattan Mortgage Company  November 2000 - October 2004

Skills
Sales Process, Business Development, Commercial Lending, Credit, Loans, Financial Analysis, Banking, Credit Analysis, Portfolio Management, Lines Of Credit, Mortgage Lending, Commercial Mortgages, Commercial Banking, Consumer Lending, Small Business Lending, Cash Management, Real Estate, Retail Banking, Finance, Loan Origination, Credit Risk, Mortgage Banking, Treasury Management, Underwriting, Financial Services, Asset Based Lending, Financial Structuring, Risk Management, Financial Risk

Education
University of Connecticut   2006 — 2008
MBA, Finance

Fordham University   2000 — 2004
BA, Finance, Legal & Ethicial Studies

Archbishop Stepinac High School   1996 — 2000

Experience
Hudson Valley Bank   April 2004 - Present
New York Community Bank  January 2002 - April 2004
Municipal Credit Union  January 1998 - September 2001

Skills
Risk Management, Performance Management, Management, Customer Service, Banking, Analysis, Coaching, Project Management, PowerPoint, Cross Selling, Microsoft Excel, Sales

Education
Hunter College

Experience
Sumitomo Mitsui Banking Corporation  2013 - Present
Hudson Valley Bank   2012 - 2013
Non Bank Financial Institution   2012 - 2013
SC+S/Bennington Partners, Seedco Financial Services, Jefferson Wells, Precision Loan Solutions   2008 - 2012
Amalgamated Bank  2006 - 2008
CRM&A   2004 - 2006
Korea Exchange Bank  2001 - 2004
Fleet Bank  1997 - 2000
Waterside Point Capital   1996 - 1998
Bank of Scotland  1989 - 1995

Skills
Financial Analysis, Collateral Management, Cash Flow Forecasting, Global Cash Flow,, Interest Rate..., Tax Returns, Rent Roll, Leases, Budget Process, Entrepreneurship, Intrapreneurship, Client Liaison, Structuring, Cash Flow Lending, Portfolio Management, Sensitivity Analysis, Credit Risk, Credit Analysis, Risk Assessment, Organizing, Project Planning, Communication Skills, Syndications, Credit Rating, Bi-Lateral Lending, Basel II, Training, Managing Workflow, Loans, Non-profits, Management Buyouts, Underwriting, Cash Flow, Financial Risk, Credit, Healthcare, Management, IPO, Gambling, ALLL, Financial Structuring, Commercial Lending, Financial Modeling, Corporate Finance, Middle Market, Financial Services, Financial Technology, Risk Analytics, Due Diligence, Finance

Education
City University of New York-Baruch College
MBA, Finance, 3.35

Saint John's University
BA, Economics, 3.4

St. Marys Boys High School

Experience
Sterling National Bank  July 2015 - Present
Hudson Valley Bank   December 2007 - June 2015
JPMorgan Chase  October 2006 - December 2007
The Bank of New York  September 1989 - October 2006
Scarsdale National Bank & Trust Co   April 1986 - September 1989

Skills
Commercial Banking, Cash Management, Retail Banking, Loans, Commercial Mortgages, Treasury Management, Commercial Lending, Credit Analysis, Small Business Lending, Mortgage Lending, Banking, Management, Credit Risk, Credit, Consumer Lending, Cross Selling, Deal Closer, Finance, Team Management, Loan Origination, Portfolio Management, Relationship Management, Branch Management, Mortgage Banking, Branch Banking, Underwriting, Financial Services, Private Banking, Deposits, Wealth Management, Core Banking, Risk Management, Capital Markets, Lines Of Credit, Asset Management, Financial Risk, Financial Structuring, Investment Banking, Investments, Credit Cards, Structured Finance, Bonds, Financial Analysis, AML, Fixed Income, Operational Risk, Series 63, Financial Institutions, Internet Banking, Financial Markets

Education
Manhattan College   1986 — 1989
Master of Business Administration (MBA), Management Information Systems, General and Finance

Manhattan College   1981 — 1985
Bachelor of Science (BS), Computer and Information Sciences and Support Services

Experience
Key Bank  May 2015 - Present
Key Bank  January 2011 - Present
KeyBank  January 2011 - Present
TD Bank  2002 - 2011
Hudson Valley Bank   1997 - 2002
Bank of New York  1996 - 1997

Skills
Credit, Cash Management, Coaching, Portfolio Management, Refinance, Commercial Banking, Marketing, Strategic Planning, Process Improvement, Financial Analysis, Risk Management, Lines Of Credit, Commercial Lending, Executive Management, Leadership, Small Business Lending, Finance, Credit Analysis, Negotiation, Cross Selling, Investments

Education
Iona College
Business Administration and Management, General

Experience
Hudson Valley Bank   May 2012 - Present
Dime Savings Bank of Williamsburgh  1999 - 2012
Plaza College  January 2007 - December 2009

Skills
Banking, Risk Management, ALM, Financial Analysis, Commercial Lending, Financial Modeling, Cash Management, Due Diligence, Interest Rate Risk..., Commercial Banking, Liquidity, Credit, Fixed Income, Capital Markets, Liquidity Management, Investments, Loans, Accounting, Retail Banking, Asset Managment, Liquidity Risk, Portfolio Management, Hedge Funds, Credit Analysis, Financial Risk, Asset Management

Education
NYU SCPS   2010 — 2011
5-Course Program, Financial Risk Management

Pace University - Lubin School of Business   1992 — 1996
MBA, Finance & Economics

Fordham University   1984 — 1988
B.S. Business Administration, Finance & Economics

Experience
Metropolitan Commercial Bank (New York)   June 2014 - August 2015
Hudson Valley Bank   April 2013 - April 2014
Hudson Valley Bank   August 2000 - April 2013
Ernnst & Young   October 1996 - April 2000
NatWest Bank  June 1978 - June 1996

Skills
Banking, Commercial Banking, Commercial Lending, Loans, Management, Cash Management, Financial Services, Credit, Finance, Product Management, Risk Management, Portfolio Management, Credit Analysis, Strategic Planning, Retail Banking, Strategy, Private Banking, Credit Risk, Financial Analysis, Mergers & Acquisitions, Sales, Small Business Lending, Mortgage Lending, Financial Structuring, Market Research, Loan Origination, Product Development, Program Management

Education
NYU Stern School of Business   1976 — 1978
MBA, Finance & International Business

Georgetown University   1971 — 1975
BS - Russian, Russian Language & Applied Linguistics

Experience
Card Processing Systems   April 2015 - Present
Hudson Valley Bank   August 2013 - April 2015
Peas & Karrots Preschool   November 2011 - August 2013
American Eagle Outfitters  August 2009 - August 2011

Skills
Banking, Risk Management, Credit, Financial Analysis, Finance, Retail Banking, Portfolio Management, Commercial Banking, Credit Analysis, Loans, Sales, Financial Services, Microsoft Office, Customer Service, PowerPoint, Microsoft Word, Teamwork

Education
Dominican College of Blauvelt   2008 — 2009

Westchester Community College

Experience
Social Security Administration  March 2015 - Present
Hudson Valley Bank   January 2014 - Present
Bank of America  April 2012 - December 2013

Skills
Banking, Credit, Retail Banking, Risk Management, Commercial Banking, Loans, Relationship Management, Credit Risk, Mortgage Lending, Credit Analysis, Sales, Customer Service, Administrative..., Consumer Lending, Cross Selling, Customer Experience, Small Business Lending

Education
LIU Brooklyn   2007 — 2010
Bachelor's degree, Psychology

Experience
Sterling National Bank  July 2015 - Present
Yonkers Knights Basketball   May 2007 - Present
Hudson Valley Bank   July 2013 - July 2015
St. Ausustine's Basketball   October 2011 - February 2014
Hudson Valley Bank   July 2011 - June 2013

Skills
Microsoft Excel, Spreadsheets, Outlook, PowerPoint, Microsoft Word, Customer Service, Microsoft Office, Public Speaking, Adobe Acrobat, Risk Management, Coaching, Training, Accounting, Commercial Banking, Loans, Business Development, Banking, Financial Analysis, Portfolio Management, Credit, Finance

Education
Fairfield University   2007 — 2011
Bachelor of Arts, Economics and Mathematics

Iona Preparatory   2003 — 2007

Experience
Sterling National Bank  June 2015 - Present
Hudson Valley Bank   March 2012 - June 2015
American Red Cross in Greater New York  2013 - 2014
M F Electrical Service Company Inc.   May 2011 - February 2012
Capital One  January 2005 - May 2011
North Fork Bank  June 2001 - January 2005
Shelton lighting Co.   November 2000 - June 2001
Commercial Bank of New York  October 1997 - November 2000

Skills
Banking, Retail Banking, Coaching, Customer Relations, Customer Service, Community Development, Operations Management, Business Development, Networking, Commercial Banking, Management, Mortgage Lending, Fundraising, Event Planning, Financial Services, Accounts Payable, Accounts Receivable, Payroll, Mentoring, Staff Development, Staff Management, Licensed Life & Health..., Notary Public, Branch Banking, Loans, Finance, Small Business Lending, Analysis, Branch Management, Consumer Lending, Commercial Lending

Education
American Public University   2015 — 2016
Bachelor of Business Administration (B.B.A.), Organizational Leadership

American Public University System   2012 — 2014
Associate's degree, Human Resources

Betty Owen Business School   1994 — 1995
Certificate, Business Administration

Laguardia Community College   1993 — 1994
Business Administration /Foreign affairs

Hostos Lincoln Academy of Science   1991 — 1993
HS Diploma, Humanities

Experience
Orange Bank & Trust Company   April 2015 - Present
Hudson Valley Bank   December 2007 - April 2015
JP Morgan Chase  January 2005 - December 2007
The Bank of New York  January 1985 - January 2000
Citi  January 1995 - January 1999

Skills
Commercial Lending, Small Business Lending, Loans, Banking, Commercial Banking, Credit, Lines Of Credit, Commercial Mortgages, Cash Management, Retail Banking, Branch Management, Consumer Lending, Portfolio Management, Cross Selling, Bank Secrecy Act, Credit Cards, Deposits, Corporate Finance, Asset Based Lending, Branch Banking, Structured Finance, Wealth Management, Treasury Services, Financial Analysis, Financial Risk, Private Banking, Capital Markets, Finance, Construction Loans, Mortgage Banking, Credit Risk, Financial Structuring, Asset Management, Investments, Sales Management, Customer Acquisition, Financial Services, Series 63, Real Estate, Core Banking, Relationship Management, Residential Mortgages, Financial Institutions, Merchant Services, SBA

Education
American Institute of Banking

Mercy College
American Institute of Banking

Experience
Sterling National Bank  July 2015 - Present
Fordham University  January 2004 - Present
Hudson Valley Bank   March 2006 - June 2015
Trafin (Principal investor: Marubeni America Corporation)   August 2003 - March 2006
AXA Equitable  July 2000 - July 2003
New York Stock Exchange (SIAC)   July 1997 - July 2000
PepsiCo  March 1989 - June 1997
Chase (Chemical Bank)   January 1985 - March 1989

Skills
Executive Management, IT Management, Banking, Leadership, IT Strategy, Management, Project Management, Operations Management, Leadership Development, Finance, PMP, Product Development, Vendor Management, Risk Management, Change Management, Process Improvement, Public Speaking, Analysis, Business Analysis, Information Technology, Strategic Planning, Business Intelligence, Integration, Program Management, SDLC

Education
Fordham Gabelli School of Business   1989 — 1992
MBA, Accounting

Long Island University   1983 — 1986
BS, Mathematics

Experience
PwC  February 2015 - Present
Shift Forex  January 2013 - January 2015
CME Group  February 2012 - May 2012
MF Global  April 2011 - November 2011
CME Group  January 2009 - April 2011
Hudson Valley Bank   February 2007 - September 2008

Skills
Derivatives, Options, Commodity, Fixed Income, Trading, FX Options, Hedge Funds, Risk Management, Asset Management, Financial Risk, Securities, Equities, Foreign Exchange

Education
Manhattan College   2002 — 2006
BA, Finance

Experience
North Shore LIJ - PMHC   August 2014 - Present
Hudson Valley Bank   December 2013 - June 2014
Hudson Valley Bank   January 2011 - December 2013
Phelps Memorial Hospital  January 2009 - January 2011
Union State Bank / Key Bank   September 2000 - January 2008

Skills
Banking, ACH, Financial Analysis, Cash Management, Retail Banking, Tax Analysis, Financial Statement..., Credit Risk, Finance, Account Reconciliation, Commercial Lending, Credit Analysis, Loans, Commercial Banking, Credit, Consumer Lending, Risk Management, Financial Write-ups, Implement, create and..., Analyze borrowers..., Create approval memos..., Evaluate credit reports..., Create Global Cash Flows, Track A/R Aging, Analyze Internally and..., Create, run and format..., Wiring of..., Correspond with Federal..., Verify fund activity..., Reconciliation of end..., Manual correction of..., NPR report writing, Abstract Report writing

Education
Berkeley College
Bachelor of Business Administration (B.B.A.), Accounting, GPA 3.747 - Graduated Magna Cum Laude

Berkeley College
Associate of Arts and Sciences (A.A.S.), Accounting, GPA 3.546-Graduated cum Laude

Experience
Hudson Valley Bank   January 2015 - January 2015
Avon  January 2011 - November 2014

Skills
Data Center Operations, Management of a 5 star..., Waiting, Data Center, Troubleshooting, Servers, Disaster Recovery, Hardware, SAN, Switches, Networking, Storage, Problem Solving, IT Management, Information Technology, Change Management

Education
State University of New York at Albany   2009 — 2013
Bachelor's of Arts, History

City University of New York-John Jay College of Criminal Justice   2013 — 2013
Bachelor's degree, Criminal Justice

Experience
Hudson Valley Bank   January 2012 - June 2015
Capital One  September 2007 - December 2011
JPMorgan Chase  2002 - 2007
BNY Mellon  1982 - 2003

Skills
Cash Management, Construction Loans, Treasury Management, Credit Risk, Portfolio Management, Branch Management, Consumer Lending, Risk Management, Financial Analysis, AML, Finance, Private Banking, Investments, Branch Banking, Mortgage Banking, Relationship Management, Financial Services, Budgets, Management, Deposits, Customer Acquisition, Credit Cards, Payments, Bonds, Fixed Income, Mutual Funds, Merchant Services, Wealth Management, Operational Risk, Core Banking, Residential Mortgages, Business Relationship..., Securities, Series 63, Series 7

Education
Baruch College   1982 — 1987
Bachelor of Business Administration (BBA), Statistics

Experience
Orange Bank & Trust Company   January 2015 - Present
Hudson Valley Bank   2001 - December 2014

Skills
Commercial Banking, Loans, Small Business Lending, Credit Analysis, Commercial Lending, Banking, Retail Banking, Credit, Credit Risk, Portfolio Management, Loan Origination, Cross Selling, Consumer Lending, Treasury Management, Branch Management, Real Estate, Commercial Real Estate

Education
Pace University School of Law
Juris Doctor (J.D.)

Fordham University
Bachelor's Degree

Experience
Cedar Ridge Remodeling, Inc.   May 2015 - Present
Commercial Funding Opportunities   September 2004 - Present
Sterling National Bank  June 2013 - March 2015
Rhinebeck Bank  April 2007 - May 2013
Prudential Serls Prime Properties - Commercial Group   September 2004 - April 2007
Hudson Valley Bank   September 2003 - September 2004
Charter One Bank  September 2002 - September 2003
Hudson United Bank  January 2000 - September 2002
Premier National Bank  January 1997 - September 2002
M&T Bank  September 1995 - January 1997

Skills
Commercial Lending, Loans, Banking, Small Business Lending, Credit, Underwriting, Commercial Banking, Real Estate, Credit Analysis, Portfolio Management, Commercial Mortgages, Mortgage Lending, Financial Analysis, Risk Management, Negotiation, Retail Banking, Cross Selling, Commercial Real Estate, Management, Mergers & Acquisitions, Finance, Investment Properties, Due Diligence, Corporate Finance, Small Business, Business Development, Loan Origination, Credit Risk, Lines Of Credit, Real Estate Development, Mortgage Banking, Sales, Leadership, Marketing, Consumer Lending, Team Building, Start-ups, Funding, Executive Management, Investments, Refinance, Asset Based Lending, Construction Loans, Real Estate Financing

Education
CCIM Institute   2005 — 2007
CCIM designation candidate, Commercial & Investment Real Estate

Orange County Planning Federation   2006 — 2006
Advanced Certificate of Land Use & Planning

The Loan Consultants, Inc. Los Angeles CA   2004 — 2004
Life Affiliate, Certificate in Business Finance Consulting

Dutchess County Board of Realtors   2003 — 2003
NYS Salesperson License

Robert Morris Associates   1996 — 1996
CERTIFICATE, Lending & Advanced Lending to Medical Professionals

Jon E. Stroble & Associates   1990 — 1993
BNY Management Training Program, Advanced Financial Analysis

Pace University - Lubin School of Business   1987 — 1990
BBA, Finance & Certificate of Accounting

Dutchess Community College   1987 — 1987
Attended degree transistion, Business

University of Arizona   1984 — 1986
Aerospace Engineering

Experience
Hudson Valley Bank   October 2011 - Present
Enterprise Rent-A-Car  May 2008 - September 2011

Skills
Customer Service, Banking, Sales, Customer Satisfaction, Management, Sales Management, Team Building, Leadership

Education
Baruch College, City University of New York (CUNY)   2004 — 2008
Bachelor of Business Administration (BBA), Entrepreneurial and Small Business Operations

Experience
Salesian High School  August 2012 - Present
Salesian High School  September 2012 - Present
Hudson Valley Bank   September 2009 - August 2012

Skills
Public Relations, Social Media Marketing, Events Coordination, Sales, Public Speaking, Fundraising, Event Planning, Marketing Communications, News Writing, Sponsorship Relations, Partner Development, Recruitment Advertising, Recruiting, Partner Management, Event Management, Sponsorship Sales, Persuasive Speaker, Partnership Marketing, Online Advertising, Creative Writing, Omniture, Customer Relations, Public Engagement, Sales Presentations, Presentation Development, Social Skills, Google Analytics, Sponsorship Management, Sponsorship Marketing, Sales Management, Tennis Instruction, Customer Service, Management, Social Media, Microsoft Office, Marketing, Microsoft Excel, Microsoft Word, Advertising, Writing, Outlook, Leadership, Coaching, Banking, Credit, Risk Management, Training, Social Networking, Time Management, Finance

Education
Fordham University   2006 — 2010
Bachelor of Science (B.S.), Accounting

University of Phoenix   2013 — 2015
Bachelor of Arts (B.A.), Psychology

Experience
Country Bank - 655 Third Ave. New York, NY   November 2014 - Present
Hudson Valley Bank   April 2013 - April 2014
Customers Bank  July 2010 - January 2013
USA Bank  December 2006 - July 2010
Hudson City Savings Bank  July 2006 - October 2006
Sound Federal Savings   September 1976 - July 2006

Skills
Commercial Banking, Banking, Loan Servicing, Loan Closings, Residential Mortgages, Retail Banking, Consumer Lending, Loans, Mortgage Banking, Small Business Lending, Loan Origination, Mortgage Lending, Underwriting, Lines Of Credit, Commercial Lending, Credit

Education
Manhattanville College   2000 — 2002
Bachelor of Applied Science (B.A.Sc.)

Westchester Community College   1998 — 2000
Associate's degree

Experience
Sterling National Bank  July 2015 - Present
Hudson Valley Bank   September 2014 - Present
Napoli Bern Ripka Shkolnik LLP  February 2012 - November 2012
UBS Wealth Management  2006 - October 2010

Skills
Legal Research, Corporate Law, Securities, Nonprofits, Litigation, Intellectual Property, Legal Writing, Mediation, Securities Regulation

Education
Hobart and William Smith Colleges   2000 — 2004
Bachelor of Arts (BA), Economics

Experience
FirstKey Mortgage, LLC   March 2014 - Present
Hudson Valley Bank   June 2012 - March 2014
Hudson Valley Bank now Sterling National Bank   2012 - 2014
Hudson Valley Bank now Sterling National Bank   2012 - 2014
OpHedge Investments   November 2007 - June 2012
American Home Mortgage  2005 - 2007
American Brokers Conduit  2005 - 2007
American Home Mortgage (Formerly Waterfield Mortgage)   2005 - 2007
GreenPoint Bank  2005 - 2007
GreenPoint Bank/Northfork Bank   2002 - 2005

Skills
Loans, Credit Analysis, Commercial Lending, Credit Risk, Due Diligence, Commercial Banking, Residential Mortgages, Cash Management, Small Business Lending, Financial Services, Process Improvement, Asset Management, Fixed Income, Management, Financial Analysis, Mutual Funds, Securities, Leadership, Finance, Insurance, Capital Markets, Equities, Bloomberg, Derivatives, Mergers & Acquisitions, Financial Modeling, Valuation, Investments, Funding

Education
Fordham University
BA, Social Science

Iona College
MBA, Organizational Behavior

Experience
First County Bank  September 2015 - Present
Wells Fargo  September 2014 - September 2015
Citizens Bank  October 2012 - June 2014
Citizens Bank  December 2011 - October 2012
Hudson Valley Bank   June 2010 - January 2012
Citigroup  July 2009 - June 2010
Citibank  August 2000 - July 2009

Skills
Sales, Sales Operations, Small Business Lending, Consumer Lending, Commercial Lending, Loans, Banking, Retail Banking, Portfolio Management, Cross Selling, Lines Of Credit

Education
Pace University - Lubin School of Business   1999 — 2004
MBA

Graduate School of Retail Bank Management   2008 — 2010

George Mason University   1988 — 1992
BS

Experience
Michael J, Indiveri, CPA LLC   May 2011 - Present
Retail Opportunity Investments Corp.  June 2007 - Present
Hudson Valley Bank   May 2013 - June 2015
Amalgamated Bank  July 2007 - June 2011
City & Suburban FSB   September 1997 - July 2007
New York Federal Savings Bank   1994 - 1997
Savings Bank of Rockland County   1989 - 1994
Chase Manhattan Bank  1982 - 1989

Education
Fordham Gabelli School of Business   1974 — 1977
MBA

Rutgers, The State University of New Jersey-Newark   1970 — 1974
BA, Political Science

Experience
Hudson Valley Bank   July 2002 - Present

Skills
Asset Management, Banking, Cash Management, Commercial Banking, Commercial Lending, Commercial Mortgages, Consumer Lending, Credit, Credit Analysis, Finance, Financial Analysis, Loans, Portfolio Management, Strategic Planning, Mortgage Lending, Retail Banking, Risk Management, Small Business Lending, Underwriting

Education
Manhattan College   1998 — 2002
Bachelor of Science (B.S.), Finance and Financial Management Services and Computer Information Systems

Fordham Preparatory School   1994 — 1998
High School Diploma

Experience
Fordham University  March 2011 - Present
Hudson Valley Bank   November 2008 - August 2009
Credit Clearing House, Inc.   July 1989 - May 2006

Education
Westchester Community College   2010 — 2011
Medical Billing & Coding Certificate 2011

Mercy College   1980 — 1984

St. Pius V

Experience
Independent Contractor  June 2002 - Present
New York Title Research Corporation   1998 - 2002
Hudson Valley Bank   1993 - 1998
Abelson Goldston & Odesser   1988 - 1990

Skills
Real Estate Transactions, Residential Homes, Credit, Title Insurance, Real Estate, Notary Public, Paralegals, Closings, Notary, Legal Assistance, Loan Closings, Property Law, Westlaw, Wills

Education
Mercy College   1983 — 1987
B.S., Paralegal

Experience
Regional Bank  July 2012 - Present
Customers Bank  April 2011 - May 2012
Lake Street Capital Group   March 2010 - May 2011
Hudson Valley Bank   November 2005 - November 2009
Lyon Capital LLC   2002 - 2005
Seiwa Optical America Inc.   1990 - 2001

Skills
Credit, Portfolio Management, Finance, Loans, Banking, Commercial Banking, Risk Management, Corporate Finance, Financial Analysis, Commercial Lending, Credit Risk, Financial Services

Education
Fairleigh Dickinson University
MBA, Finance

Experience
Tompkins Mahopac Bank  April 2012 - Present
Hudson Valley Bank   April 2002 - April 2012
PaineWebber  April 1998 - April 2002

Skills
Credit, Banking, Commercial Lending, Loans, Mortgage Lending, Construction Loans, Credit Risk, Cross Selling, Finance, Asset Management, Real Estate, Portfolio Management, Cash Management, Loan Origination, Consumer Lending, Underwriting, Retail Banking, Commercial Mortgages, Lines Of Credit, Investments, Small Business Lending, Commercial Banking, Real Estate Economics, Real Estate Financing, Credit Analysis, Financial Structuring, Treasury Management, Mortgage Banking, Relationship Management

Education
Concordia College-New York
Business, Management, Marketing, and Related Support Services

Experience
Hudson Valley Bank   April 2012 - Present
Chase  October 2006 - January 2008
The Bank of New York  1984 - 2006

Skills
Performance Management, Needs Analysis, Training Delivery, Leadership Development, Onboarding, Training, Employee Engagement, Talent Management, Organizational..., Employee Training, Coaching, Leadership, Employee Relations, Human Resources, Interviews, Retail Banking, Banking, Loans, Management

Education
Argosy University Washington, DC   2011 — 2015
M.A., Community Counseling

Clayton State University   2009 — 2011
Bachelor of Science, Liberal Studies, with minors in Psychology and English

Excelsior College
Associate, Liberal Arts

Experience
Hudson Valley Bank   January 1993 - Present
Hudson Valley Bank   September 1978 - Present
Hudson Valley Bank   January 1987 - January 1993
Hudson Valley Bank   January 1978 - January 1987

Education
Mercy College

Pace University
MBA, Finance

Experience
Pascack Community Bank  February 2014 - Present
ConnectOne Bank  June 2010 - January 2014
New Jersey Institute of Technology  April 1998 - January 2014
Hudson Valley Bank   October 2008 - June 2010
United Way of Passaic County  July 2005 - January 2009
Federation of Credit and Financial Professionals   1998 - 2009
Valley National Bank  2005 - 2008
Telcordia Technologies  2000 - 2005
AT&T Capital/CIT Group   June 1996 - January 2000
NatWest Bank  January 1992 - June 1996

Skills
Loans, Credit, Banking, Risk Management, Financial Analysis, Real Estate, Portfolio Management, Commercial Banking, Credit Analysis, Commercial Lending, Underwriting, Customer Relations, Credit Risk, Budgeting, Strategic Planning, Excel, Sales Management, Mortgage, Customer Service, Negotiation, Coaching, Word, Microsoft Office, Financial Reporting, Analysis, Risk, Change Management, Commercial Mortgages, Operations Management

Education
New Jersey Institute of Technology   1967 — 1971
Bachelor of Science, Industrial and Management Engineering

Cliffside Park HS   1964 — 1967
HS, Academic

Experience
Tthe Ferrara Management Group   June 2014 - September 2015
Hudson North Management   January 2011 - May 2014
UE SYSTEMS  September 2010 - December 2010
Combined Life Insurance  July 2010 - August 2010
Sclafani Petroleum   June 2009 - January 2010
Bankers Conseco Life Insurance Company  February 2009 - April 2009
Hudson Valley Bank   September 1995 - July 2008
Peek Food Corp. DBA Hampton Oaks IGA   July 1983 - April 1993

Skills
Loans, Commercial Lending, Credit, Banking, Mortgage Lending, Cash Management, Loan Origination, Credit Analysis, Commercial Mortgages, Portfolio Management, Underwriting, Real Estate, Construction Loans, Small Business Lending, Risk Management, Financial Analysis, Strategic Planning, Retail Banking, Microsoft Excel, Asset Managment, Business Development

Education
Mercy College   1986 — 1989
BS, Finance

Peekskill High School

Experience
Valley National Bank  June 2015 - Present
HSBC Bank USA NA  October 2008 - March 2015
CIT  April 2008 - October 2008
Hudson Valley Bank   July 2006 - January 2008
The Bank of New York  November 1981 - June 2006

Skills
Loans, Small Business Lending, Underwriting, SBA, Commercial Lending, Banking, Commercial Banking, Credit, Commercial Mortgages, Commercial Real Estate, Credit Analysis, Credit Risk, Loan Origination, Management, Mortgage Lending, Portfolio Management, Retail Banking, Consumer Lending, Financial Services

Education
Howard University   1976 — 1980
BBA, Business

Experience
Lakeland Bank  September 2012 - Present
Hudson Valley Bank   August 2008 - September 2012

Skills
Small Business Lending, Risk Management, Finance, Financial Analysis, Retail Banking, Loan Origination, Investment Banking, Banking, Consumer Lending, Portfolio Management, Training, Loans, Underwriting, Credit Risk, Mortgage Lending, Commercial Banking, Derivatives, Credit Analysis, Credit, Customer Service, Commercial Lending

Education
Iona College   2004 — 2008
BA, Finance, Economics

Archbishop Stepinac High School   2000 — 2004

Experience
Red Lobster  September 1996 - Present
Hudson Valley Bank   October 2008 - March 2010
TD  October 2004 - August 2008

Skills
Digital Printing, Customer Service, Microsoft Office, Microsoft Excel, Microsoft Word, InDesign, Photoshop, PowerPoint, Graphic Design, Illustrator, Printers, Adobe Creative Suite, Outlook, Social Media, Inventory Management, Sales, Adobe Acrobat, QuarkXPress, Process Scheduler, Team Building, Social Networking, Banking

Education
Porter and Chester Institute of Stratford   2012 — 2013
Administrative Health Specialist

Sacred Heart University   2002 — 2004
Bachelor's degree, Business Administration and Management, General

Housatonic Community College   1988 — 2002
Associate of Science (AS), Business Administration and Management/Accounting, General

Experience
MIRIAM HANLON CONS   May 2011 - Present
Hudson Valley Bank   2004 - 2011
AIB, NY   August 1999 - December 2003

Skills
ELECTRONIC BANKING, INLUDING ONLINE CASH MGT, ACH..., DEBIT/ATM CARD MGT, WIRES, CUSTOR SERVICE, ELECTRONIC BKG..., VENDOR MGT

Education
Caldwell College
BA, HISTORY/POL SCIENCE

NYU BUSINESS

Trinity Colege

Experience
Hudson Valley Bank   March 2014 - Present
Hudson Valley Bank   June 2012 - Present
Hudson Valley Bank   June 2011 - June 2012

Skills
Proficient in Excel and..., Good Communicator, Commercial Lending, Financial Structuring, Credit Analysis, Commercial Mortgages, Sales Management, Property Management, Negotiation, Small Business Lending, Project Finance, Human Resources, Loans, Credit Risk, Strategic Planning, Apartments, Construction Loans, Securities, Commercial Banking, Credit, Asset Management, Underwriting, Portfolio Management, Finance, Cash Management, Lines Of Credit

Education
Hofstra University   1977 — 1979
Accounting

Nassau Community College   1975 — 1977

Holy Trinity High School Hicksville, NY   1971 — 1975

Experience
Hudson Valley Bank   2006 - 2011
JPMorgan Chase  October 1997 - November 2005

Skills
Microsoft Word, Microsoft Excel, Customer Service, Notary Public

Education
City University of New York   1993 — 1994

Experience
Hudson Valley Bank   July 2014 - Present
Quorum Federal Credit Union  April 2006 - July 2014
Guaranteed Home Mortgage Company, Inc.   2004 - 2006
India Comnet   1997 - 2000

Skills
Credit, Credit Analysis, Banking, Credit Risk, Underwriting, Residential Mortgages, Refinance, Portfolio Management, Consumer Lending, Mortgage Banking, Credit Cards, Risk Management, Loans, Mortgage Lending, Loan Origination, Retail Banking, Management, Financial Analysis

Education
Crescent Engineering College
Master of Computer Applications (M.C.A.)

Madras Christian College
Bachelor of Science (B.Sc.), Mathematics

Experience
Sterling National Bank  July 2015 - Present
Hudson Valley Bank   March 2008 - July 2015
Bethex Federal Credit Union  September 1998 - February 2000
Bethex Federal Credit Union  1998 - 2000
Bethex Federal Credit Union  1998 - 2000
Bethex Federal Credit Union  1998 - 2000

Education
City University of New York-Herbert H. Lehman College   2003 — 2008
Bachelor of Business Administration (BBA), Finance, General, 3.6

City University of New York-Herbert H. Lehman College   2003 — 2008
Bachelor's degree, Business Administration/Finance

Experience
Hudson Valley Bank   July 2012 - Present
Hudson Valley Bank   August 2006 - Present

Education
Iona College