Union Savings Bank
Industry: Wealth management company
DescriptionUnion Savings Bank, is a full-service Community bank and wealth management institution serving customers in Western Connecticut. The bank is headquartered in Danbury, Connecticut and was founded in 1866. Headquarters: Danbury, CT Founded: 1866 Number of locations: 26 Area served: Connecticut Subsidiaries: Union Savings Bank (Danbury, CT), Asset Management Arm, First Litchfield Leasing Corp. Type of business: Corporation
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Union Savings Bank Employees
Incompass Real Estate Solutions November 2014 - Present
Realty First January 2011 - November 2014
Real Solutions Mortgage Company June 2007 - January 2011
Fifth Third Bank September 2003 - May 2007
Union Savings Bank July 2002 - September 2003
Premiere Service Mortgage Corp January 2000 - July 2002
Skills
Real Estate, Selling, First Time Home Buyers, New Home Sales, Short Sales, Single Family Homes, Relocation, Foreclosures, REO, Sellers, Condos, Investment Properties, Buyer Representation, Referrals, Loans, HUD, FHA, Buyers, Luxury, Move Up Buyers, Property, Mortgage Lending, Home Staging, FHA financing, ABR, Refinance, Rentals, Townhomes, Sales, Brokerage, Seniors, Real Estate Transactions, Negotiation, Residential Homes, Listings, Relocation Buyers, VA loans, New Homes, Resellers, Real Property, Investors, SFR, National Association of..., Agents, Corporate Relocation, Property Management, Real Estate Financing, Seller Representation, USDA, Commercial Real Estate
Education
Edgewood High School 1991 — 1995
Diploma, General
Hondros College
C-Tec Solar June 2014 - Present
Cellular Sales March 2012 - May 2013
Union Savings Bank July 2010 - February 2011
Skills
Marketing Strategy, Microsoft Office, Sales, Strategic Planning, Sales Management, Mortgage Lending, Social Media, Microsoft Word, Team Building, Direct Sales, Sales Process, Customer Service, New Business Development, Microsoft Excel
Education
Keene State College 2006 — 2010
BA, Political Science & Environmental Studies (Minor)
University of Wollongong 2009 — 2009
Study Abroad, Political Science
Bizzy Whiz, LLC June 2010 - Present
Ohio Development Services Agency 2008 - July 2015
Ohio CDC Association 2006 - 2007
Union Savings Bank 2003 - 2006
Boortz Family 1988 - 2003
Metropolitan State College 1989 - 1989
Hewlett Packard Co 1985 - 1988
Citicorp Retail Services, Inc. 1983 - 1984
Office of the Comptroller of the Currency October 1978 - July 1980
Skills
Entrepreneurship, Non-profits, Public Speaking, Fundraising, Teaching, Training and..., Financial Literacy..., Creative Problem Solving, Community Economic..., Children's Economics..., Management, Collaboration Building, Credit Scoring and..., Writing, Banking, Teaching, Training, Program Management, Organizational..., Leadership, Nonprofits, Community Outreach, Leadership Development
Education
University of Virginia - Darden Graduate School of Business Administration 1981 — 1983
Master of Business Administration (M.B.A.), Business Administration
Harvard University 1973 — 1978
AB, Economics - Business and Public Finance
Charles Schwab October 2015 - Present
Edward Jones March 2014 - Present
Union Savings Bank 2013 - 2014
LA Fitness August 2012 - 2014
Carmel Total Fitness/Eclipse May 2009 - May 2011
Worthington Hills Country Club October 2006 - May 2007
Executive Office Place September 2004 - April 2006
Liberty County Development Authority March 2002 - April 2004
Skills
SPIN, ACE Certified Personal...
Education
Denison University 1995 — 1999
Bachelor of Arts (B.A.), English Language and Literature, General
Cranbrook Schools 1991 — 1995
One Call Care Management August 2014 - Present
FIS - Fidelity Information Services April 2014 - July 2014
PLS Logistics Services July 2013 - February 2014
Union Savings Bank June 2012 - December 2012
ANN INC. July 2011 - January 2012
South Regency Tennis and Fitness Center January 2008 - September 2010
Skills
Microsoft Word, Microsoft Excel, Marketing, Sales, Customer Service
Education
Wright State University 2010 — 2013
Bachelor of Science (B.S.), Organizational Leadership, Senior
Morehead State University 2009 — 2010
Bachelor of Science (B.S.), Business/Commerce, General
Miamisburg High School 2005 — 2009
Environmental Science and Technology
Union Savings Bank May 2013 - Present
Wackers Deer Processing June 2008 - May 2013
Wackers Lawn Care Maintenance June 2008 - May 2013
Skills
Microsoft Excel, Microsoft Word, PowerPoint, Microsoft Access, Microsoft Office, Customer Service, Teamwork, Time Management, Outlook, Research, Leadership, Data Entry, Teaching, Team Building, Social Media, Sales, Insurance, Marketing, Management, Team Leadership, Access
Education
College of Mount St. Joseph 2008 — 2012
Bachelor of Business Administration (B.B.A.), Business Administration and Management
Freedom Mortgage Retail July 2015 - Present
Guaranteed Rate February 2015 - Present
Victory Mortgage LLC December 2013 - October 2014
First Merchants Corporation October 2011 - November 2013
Union Savings Bank March 2009 - October 2011
National City Mortgage February 2002 - May 2008
Flagstar Bank July 2001 - February 2002
Amera Mortgage April 1998 - June 2001
North American Mortgage Co May 1996 - April 1998
Commonwealth United Mortgage November 1993 - May 1996
Skills
FHA, VA, Residential, Refinance, Mortgage, Credit, First Time Home Buyers, Consultative Selling, Purchase, Sales Management, Investment Properties, Home, Construction, Credit Analysis, HUD, Conventional, USDA, Loan Origination, Mortgage Lending, Banking, Conforming, VA loans, Mortgage Industry, Government Loans, FHA financing, Mortgage Planning, Mortgage Banking, Construction Loans, Residential Mortgages, First Time Buyers, REO, Credit Counseling, Home Equity Loans, Home Equity, Rates, Real Estate, Selling, Loss Mitigation, Reverse Mortgages, Residential Homes, New Home Sales, Investors, Referrals, FHA 203K, Finance, Commercial Lending, Consumer Lending, Sellers, Mortgage Underwriting, Underwriting
Education
Ball State University
Union Savings Bank May 2014 - August 2014
Skills
PowerPoint, Microsoft Word, Customer Service, Microsoft Excel, Microsoft Office, Social Media, Research, Public Speaking
Education
Indiana University Bloomington 2011 — 2015
Majors: Policy Analysis, Public Financial Management, Arabic
King's College London 2013 — 2013
Managing Hazards in Europe and the United States I and II
Union Savings Bank February 2009 - Present
Skills
Mortgage Lending, Loans, Credit, Banking, Mortgage Banking, Refinance, Loan Origination, FHA, Sales Management, Retail Banking, Sales, Credit Analysis, Residential Mortgages, Commercial Banking, Commercial Lending, New Business Development, VA loans
Education
Northern Kentucky University 1991 — 1999
Bachelor of Science (B.S.), Business, Management, Marketing, and Related Support Services
St Henry High School 1988 — 1991
Minster Bank April 2011 - Present
Fifth Third Bank January 2001 - April 2011
Union Savings Bank June 1996 - December 1999
Skills
Commercial Banking, Real Estate Financing, Treasury Management, Credit Analysis, Customer Relations, Lines Of Credit, Customer Service, Commercial Real Estate, Mortgage Lending, Loans, Portfolio Management, Management, Investments, Consumer Lending, Risk Management, Commercial Lending, Financial Analysis, Commercial Mortgages, Small Business Lending, Banking, Real Estate, Credit, Underwriting
Education
Bowling Green State University 1988 — 1992
BSBA, Finance
Fifth Third Bank December 2014 - Present
Union Savings Bank May 2014 - November 2014
Southwest Financial Services, Ltd June 2011 - April 2014
Star One Realtors January 2008 - June 2011
Skills
Residential Mortgages, Mortgage Lending, First Time Home Buyers, FHA, Credit, Real Estate, Valuation, Appraisal Review
Education
Cincinnati State Technical and Community College
University of Cincinnati June 2013 - Present
Pediatric Associates of Fairfield November 2009 - June 2013
Union Savings Bank June 2002 - November 2009
Skills
Certified Clinical..., Oncology Clinical..., Licensed Registered..., Pediatric Nursing, CPR Certified –..., Primary Health Care, NIH Protecting Human...
Education
Xavier University 2012 — 2014
MSN, Nursing/Health Care Law
Good Samaritan College of Nursing & Health Science 2006 — 2009
Registered Nursing/Registered Nurse
First Merchants Bank June 2011 - Present
Union Savings Bank November 2009 - June 2011
National City Mortgage May 1985 - November 2009
Skills
Construction Loans, Credit, Refinance, FHA, VA loans, Financial Analysis, New Business Development, Residential Mortgages, Banking, Residential Homes, FHA financing, Loans, Loan Origination, Mortgage Banking, Mortgage Lending, Government Loans, Mortgage Underwriting, Certified Mortgage..., FHA Financing, VA Loans
Education
Indiana University-Purdue University at Indianapolis 1980 — 1984
Bachelors, Finance
Center Grove Community School Corp July 2014 - Present
Center Grove Community School Corp July 2013 - Present
Center Grove Community School Corp March 2014 - August 2014
Center Grove Community School Corp December 2013 - August 2014
Center Grove Community School Corp August 2013 - August 2014
Center Grove Community School Corp November 2011 - July 2013
Nativity/Central Catholic January 2013 - May 2013
PNC Mortgage 2010 - 2011
Union Savings Bank 2008 - 2010
Bank of America 2004 - 2007
Skills
Customer Service, Public Speaking, Event Planning, Teaching, Loan Origination, Coaching, Fundraising, Mortgage Lending, PowerPoint, Higher Education, Microsoft Excel, Loans, Marketing, Microsoft Office, Negotiation, Microsoft Word, Leadership, Team Building, Social Networking, Leadership Development, Staff Development, Social Media, Nonprofits, Training, Strategic Planning, Public Relations, Curriculum Design, Research, Football, Classroom, Sports, Sports Management, Basketball, Lesson Planning, Sports Marketing, Technology Integration, Classroom Management, Athletic Training, Literacy, Athletics, Sports Coaching, Instructional Technology, E-Learning, Educational Technology, Instructional Design, Differentiated..., Basketball Coaching, Administration, Community Outreach, Program Development
Education
Marian University 2014 — 2015
Special Education K-12, Special Education and Teaching
Marian College 2012 — 2013
Health and Physical Education/Fitness
Ball State University 1995 — 2000
Bachelor's degree, Sports Administration
St. Joseph High School 1991 — 1995
Gubagoo May 2015 - Present
Target January 2012 - January 2014
Maycom Communications August 2010 - January 2012
Wireless Wizard August 2009 - August 2010
Union Savings Bank April 2008 - August 2009
Regions Financial Corporation April 2006 - June 2008
RG Crown Bank February 2005 - July 2006
Riverside (now TD) Bank June 2003 - April 2005
Education
Daytona State College 1997 — 1999
Associate's degree, General Studies
Atlantic High School 1994 — 1997
Graduated, General Studies
Union Savings Bank May 2007 - Present
CCO Mortgage February 1993 - January 2007
Skills
Mortgage Lending, Loans, Credit, Loan Origination, Mortgage Banking, Sales Management, FHA, Banking, Refinance, Sales, Credit Analysis, Residential Mortgages, VA loans, FHA financing, USDA
Education
Indiana University Bloomington 1980 — 1984
BS, Business, Finance
Pnc Mortgage Corp February 2015 - Present
First Merchants Corporation September 2011 - Present
Union Savings Bank December 2007 - September 2011
Fifth Third Bank April 2001 - December 2007
Skills
Mortgage Lending, Customer Service, Credit Analysis, Service Excellence, Product Knowledge, VA/FHA, New Home Construction, HARP Loans, 3% down Conventional..., Service Quality, Real Estate, Loans, FHA, Home Equity Loans, Mortgage Banking, Refinance, VA loans, FHA financing, Government Loans, USDA, Construction Loans, Commercial Lending, Consumer Lending, Residential Mortgages, Credit, Home Equity Lines of..., Small Business Lending, Mortgage Underwriting, Certified Mortgage..., VA Loans
Education
Indiana Institute of Technology 1991 — 1993
BUSINESS/ACCOUNTING
EAST NOBLE HIGH SCHOOL 1988 — 1991
DIPLOMA, BUSINESS ACCOUNTING
Union Savings Bank August 2013 - Present
Department of Public Welfare September 1979 - March 1988
Hamilton Circuit Court January 1977 - September 1979
Skills
Refinance, FHA, Loan Origination, FHA financing, VA loans, Mortgage Lending, Residential Mortgages, Conventional Mortgages, Construction Loans
Education
IUPUI 1977 — 1979
Bachelor's Degree, Social Work
Ball State University 1974 — 1977
Bachelor's Degree, Social Work
American Mortgage Service Company February 2014 - Present
Affiliated Mortgage Company March 2013 - December 2013
Union Savings Bank February 2010 - November 2012
Blockbuster July 2009 - January 2010
RadioShack March 2007 - June 2009
Skills
Customer Service, Inventory Management, Training, Commitment to Customer..., FHA, Billing Systems, Appointment Scheduling, Lesson Planning, Public Speaking, Cash Flow Lending, Daily Deposits, Managing Accounts
Education
Liberty University 2011 — 2014
B.A. of Religious Studies, Philosophy and Religious Studies w/ minor in Business, 3.5
Woodhaven High School 2004 — 2007
High School Diploma, General Studies
Procter & Gamble July 2015 - Present
Procter & Gamble January 2013 - July 2015
Procter & Gamble August 2011 - January 2013
Union Savings Bank May 2009 - August 2011
Bank of Kentucky Center September 2008 - April 2009
Skills
Microsoft Office, Automotive Repair, Project Coordination, Strategic Planning, Annual Reports, Technical Support, Customer Support, Information Technology, Microsoft Excel, Recruiting, Process Improvement, Sourcing, Training, Customer Service, Management, Event Planning, Data Analysis, Inventory Management, Software Documentation, Team Leadership, Time Management
Education
Northern Kentucky University 2010 — 2012
Bachelor's degree, Computer Information Technology, Graduated
Searchlight Lending November 2013 - Present
Dynamic Software Services (DSS) September 2013 - February 2014
US Bank October 2011 - September 2013
Wells Fargo Bank (Market / California October 2010 - October 2011
Wells Fargo Bank October 2009 - October 2011
Wells Fargo Bank (Market / California November 2009 - October 2010
Union Savings Bank October 2008 - August 2009
Fifth Third Bank December 2004 - September 2007
Skills
Banking, Customer Service, Commercial Banking, Mortgage Lending, Small Business Lending, Loans, Credit, Commercial Lending, Cross Selling, Credit Analysis, Financial Analysis, Funding, Cash Management, Investments, Coaching, Team Building, New Business Development, Management, Treasury Management, Public Speaking, Commercial Mortgages, Sales Management, Corporate Finance, Retail, Recruiting, Employee Engagement, Employee Training, Project Management, Networking, Permanent Staffing, Start-ups, Business Development, Small Business, Training, Relationship Management, Sales, CRM, Private Equity Funding, Fundraising, Technical Recruiting, Finance, Customer Satisfaction, Business Growth..., Mentoring, Project Staffing, Bookkeeping, Public Relations, Staff Augmentation, Strategic Consulting, Software Consulting
Education
Northern Kentucky University 2000 — 2002
N/A, Marketing
Northern Kentucky University 2000 — 2002
Graduate of Moeller High School 1995 — 1999
Fisher Wealth October 2009 - Present
Huntington National Bank November 2007 - September 2009
Fisher Wealth November 2005 - November 2007
Union Savings Bank February 2004 - April 2007
Education
Messiah College 1994 — 1998
Union Savings Bank April 2014 - Present
Benchmark Bank, Ohio 2013 - 2014
JP Morgan Chase March 2008 - June 2012
Tek Financial, Inc. September 2005 - March 2008
Skills
FHA, FHA financing, Conforming, Mortgage, VA loans, Mortgage Marketing, Government Loans, Mortgage Lending, First Time Home Buyers, Funding, Investment Properties, Loan Origination, Credit Analysis, Home Equity Loans, Mortgage Underwriting, Real Estate Transactions, Refinance, Reverse Mortgages, Loans, Residential Mortgages, Mortgage Banking, Home Equity Lines of..., Credit, Banking, Consumer Lending, USDA, Sales, VA Loans, Real Estate, FHA Financing
Education
Ashland University 1997 — 1998
Music Performance, Pre-Medical Studies
Mount Vernon Nazarene University 2002 — 2005
Bachelor's Degree, Business Administration
The Ohio State University 1998 — 2000
Pre-Medicine/Pre-Medical Studies
Paycor December 2014 - Present
Cengage Learning November 2013 - December 2014
Cengage Learning May 2012 - November 2013
Cengage Learning October 2011 - May 2012
Cengage Learning July 2009 - October 2011
Cengage Learning June 2007 - July 2009
Cengage Learning November 2005 - June 2007
Union Savings Bank September 2002 - November 2005
Skills
Email Marketing, Publishing, Marketing, Online Publishing, Textbooks, Management, Social Media, Academic Publishing, Content Management, Content Strategy, New Business Development, Project Management, Photoshop, InDesign, Creative Writing, Learning Management..., Prezi, Camtasia, Editorial, Microsoft Office Suite..., XML and HTML, Promotions, revenue marketing, Salesforce.com, Marketo
Education
Miami University 2011 — 2013
Master Certificate, Interactive Media Studies
Ohio University 1999 — 2002
Bachelor of Science, Communication
Fifth Third Bank October 2014 - Present
Union Savings Bank June 2014 - October 2014
Leapforce Inc. January 2012 - May 2014
Fifth Third Bank August 2007 - July 2011
Secure American Mortgage February 2006 - August 2007
Skills
Sales, Mortgage Lending, Sales Management, Banking, Selling, Loans, Account Management, Portfolio Management, Finance, Management, Marketing, Loan Origination, Commercial Lending, Mortgage Banking, Strategic Planning, Team Building, New Business Development, FHA financing, VA loans, Customer Satisfaction, Outside Sales, Customer Retention, Investment Banking, Investments, Relationship Management, Search Engine Technology, Business Analysis, Team Leadership, Coaching, Marketing Communications, Marketing Strategy, Contract Negotiation
Education
Miami University 1996 — 2001
Marketing, Management
Key Bank November 2014 - Present
Union Savings Bank March 2014 - October 2014
Fifth Third Bank February 2010 - February 2014
Gibault 2008 - 2013
Indiana Live! Casino March 2008 - February 2010
Fifth Third Bank October 2000 - January 2004
Real Estate Broker 1990 - 2004
Shelby County Chamber of Commerce Volunteer 1996 - 2001
Skills
Mortgage Lending, Mortgage Banking, Consumer Lending, Residential Mortgages, Loans, Credit Analysis, Loan Origination, Underwriting, Finance, Banking, Credit, Risk Management, Legal Compliance, Marketing Communications, Construction Loans, First Time Home Buyers, FHA, USDA, Refinance, Management, Credit Risk, VA Loans, Customer Service, Sales, FHA Financing, Real Estate, Investment Properties
Education
Indiana Wesleyan University 2008 — 2010
Associate's degree, Business Administration and Management, General
Glenbard North 1978 — 1981
Union Savings Bank August 2010 - Present
Skills
Loans, Mortgage Lending, Credit, Banking, Refinance, Credit Analysis, Loan Origination, Commercial Lending, Mortgage Banking, FHA, Commercial Banking, Retail Banking, Residential Mortgages, Small Business Lending, Consumer Lending
Education
Clark State Community College
United States Postal Service November 2013 - September 2014
United States Postal Service November 2013 - March 2014
Key Bank Corp. 2010 - 2013
Union Savings Bank August 2009 - September 2010
Crane Federal Credit Union February 2005 - August 2009
Key Bank May 2001 - February 2005
Irwin Union Bank February 1990 - May 2001
Cummins Credit Union May 1988 - February 1990
Skills
Sales, Account Management, New Business Development, Marketing, Credit, Loans, Mortgage Lending, Mutual Funds, Marketing Strategy, Consumer Lending, Banking, Financial Services, Retail Banking, Mortgage Banking, B2B, Human Resources, Finance, Cross Selling, Residential Mortgages, Branch Management, Home Equity Loans, Employee Benefits, Deposits, Credit Cards, Refinance, Relationship Management, Credit Unions, Branch Banking, Cash Management, Lines Of Credit, Loan Origination
Education
Butler University 1984 — 1988
B S, Economics
Schwartz Manes Ruby & Slovin January 2014 - Present
The Zimmer Law Firm November 2012 - January 2014
Union Savings Bank May 2012 - November 2012
Kathy A. Beacock, Attorney at Law August 2008 - April 2012
Holy Family Elementary July 2006 - August 2008
Pillar to Post Home Inspections March 2002 - February 2004
Skills
Public Speaking, Customer Service, Workshop Facilitation, PACER, Coaching, Real Estate, Fundraising, Administrative..., Office Management, Lexis, Pleadings, Legal Documents, Data Entry, Document Review, Mortgage Lending, Legal Research, Legal Assistance, Legal Writing, Westlaw, Litigation Support, Courts, Hearings, Wills, Personal Injury, Wordperfect, Paralegals, Estate Administration, Legal Discovery, Time Matters, Commercial Litigation, Document Drafting, CaseMap, Notary Public, Trial Exhibits, Civil Litigation, Docketing, Litigation, Bankruptcy, ECF, Product Liability
Education
College of Mount Saint Joseph 2011 — 2012
BA, Paralegal Studies
Cincinnati State Technical and Community College 2009 — 2011
Associate Degree, Legal Assistant Technology
Cincinnati State Technical and Community College 2008 — 2011
Certificate, Paralegal Studies
Cincinnati State Technical and Community College 2008 — 2011
Certificate, Office Support
1st National Bank April 2010 - Present
Union Savings Bank December 2007 - April 2010
Countrywide KB Home Loans September 2006 - December 2007
Skills
Mortgage Lending, Loans, Finance, Referrals, Real Estate, Sales, Marketing, Refinance, Credit, Sales Management, Team Building, Residential Mortgages, Banking, Mortgage Banking, Government Loans, Customer Service, FHA, USDA, VA loans, Credit Analysis, Underwriting, Small Business Lending, Loan Origination, Residential Homes, New Business Development, Negotiation, Selling, Commercial Lending, Small Business, Commercial Mortgages, Commercial Banking, Leadership, Investment Properties, Financial Analysis, Investments, Time Management, Insurance, Retail Banking, Strategic Planning, FHA financing, Mortgage Marketing, First Time Home Buyers, Portfolio Management, Consumer Lending, Lines Of Credit, Construction Loans, Mortgage Underwriting, Home Equity Lines of..., Home Equity Loans, Real Estate Transactions
Education
Troy University 1991 — 1992
MBA, Finance
Auburn University at Montgomery 1989 — 1992
BS Business Administration, Finance
Huntingdon College 1983 — 1987
BA History, History, Political Science, English
Union Savings Bank May 1998 - Present
Hansell, Hansell and Barrett Business Brokerage January 1983 - 1988
Hudson's Department Stores 1981 - 1983
Skills
Mortgage, Investment Properties, FHA, First Time Home Buyers, Residential, Mortgage Lending, VA, OHFA, Construction Loans, Commercial Lending, Residential Homes, Loans, Refinance, Real Estate, Sellers, Banking, Consumer Lending, Credit, Insurance, Mortgage Banking, Sales Management, Investors, Marketing, Small Business, Investments, Finance, Loan Origination, Sales
Education
Miami University 1972 — 1976
B.S. Ed
Union Savings Bank April 2011 - Present
Union Savings Bank April 2011 - Present
Robert Lucke Homes May 1992 - June 1994
Skills
Refinance, Mortgage Banking, Mortgage Lending, Loan Origination, USDA, VA loans, FHA financing, Banking, Underwriting, Real Estate, First Time Home Buyers, Consumer Lending, Financial Analysis, Insurance, Residential Homes, Sales, Investments, Referrals, FHA, Loans, Credit, VA Loans
Education
Grand Valley State University 1980 — 1984
Bachelor of Science, Hospitality Tourism Management
Union Savings Bank Mortgage Loan OfficerUS BankApril 2002 - November 2008
Education
Butler University - College of Business Administration 1992 — 1996
Marketing, Business
Home May 2015 - Present
Union Savings Bank June 2015 - August 2015
RealSoft January 2015 - April 2015
Novitex Enterprise Solutions April 2010 - July 2014
Metlife February 2005 - March 2010
Flint Group October 1996 - January 2003
Skills
Customer Service, Microsoft Office, mailing services, Billing Services, Banking, Supervisory Experience, Data Entry, Team Leadership, Microsoft Word, Cross-functional Team..., Time Management, Process Improvement, Insurance, Microsoft Excel, Customer Satisfaction, Leadership
Education
Hondros College of Business 2015 — 2015
Insurance - Property & Casualty
Indiana Business College
Certificate of Completion, Administrative Assistant and Secretarial Science, General
JPMorgan Chase January 2012 - Present
Union Savings Bank May 2011 - January 2012
Ritter & Randolph, LLC. May 2009 - May 2011
Integrated Title, Inc. June 2004 - December 2010
Skills
Legal Writing, Litigation, Legal Research, Bankruptcy, Civil Litigation, Legal Compliance, Hearings, Mortgage Lending, Sales, Management, Customer Service, Criminal Law, Mortgage Banking
Education
Northern Kentucky University—Salmon P. Chase College of Law 2007 — 2010
Doctor of Law (JD), Law
Ohio University 2004 — 2007
Bachelor of Science (BS), Telecommunications Management
Washington State University 2003 — 2004
Communication and Media Studies
Ruoff Home Mortgage December 2014 - Present
MedPro Services October 2002 - Present
Union Savings Bank October 2010 - December 2014
Integra Bank August 2006 - June 2011
Indiana Mortgage Funding June 2004 - August 2006
Skills
Mortgage Lending, Loans, Commercial Lending, Consumer Lending, Small Business Lending, Loan Origination, Credit, Mortgage Banking, Credit Analysis, Banking, Commercial Banking, Commercial Mortgages, Retail Banking, Cross Selling, Underwriting, Insurance, Refinance, FHA, Customer Service, Construction Loans, Sales, USDA, Residential Mortgages, Real Estate, VA loans, FHA financing, Real Estate Economics, Portfolio Management, Investment Properties, First Time Home Buyers, Lines Of Credit, Referrals
Education
Indiana State University 1982 — 1987
Bachelor's degree, Communication, General
IT Consultant - Self Employed May 2010 - Present
Union Savings Bank September 2000 - May 2010
Countrywide Home Loans September 1997 - August 2000
Associates Financial Services November 1991 - August 1997
cfacts August 1988 - November 1991
Household Retail Services (Household International) February 1987 - June 1988
Skills
REO, Reserves, Loss Prevention, Loss Mitigation, Foreclosures, Collections, Loan Origination, Loan Servicing, Loan Modifications, Government Loans, Home Equity Loans, Organizational..., Organizational..., Goal Oriented, Sales Management, Management, Management Consulting, Operations Management, Reserve Analysis, Credit, Credit Risk, Credit Analysis, Compliance, Asset Managment, Auditing, VA loans, FHA, FHLMC, Computers, Computer Repair, CompTIA, Customer Service, CompTIA A+ Certification, CompTIA Network+..., Computer Security, Computer Maintenance, Document Review, Title Searches, Title Insurance, Report Writing, Technical Writing, Creative Writing, Poetry, Poet
Education
Chapman University
BSBA, Management
Merced College
AS, Accounting and Computer Studies
Community College of the Air Force
AS, Technology Management
Connellsville High School, PA
Parkway Dental - Michael D Haight DDS 2012 - Present
Bank of Albuquerque February 2010 - December 2011
Charter Bank*Mortgage September 2004 - February 2010
Homes of Enchantment Parade January 2009 - November 2009
Union Savings Bank June 2002 - June 2004
Skills
Sales, Customer Service, Strategic Planning, Financial Analysis, Marketing, Public Speaking, Sales Management, Budgets, Finance, New Business Development, Small Business
Education
University of Southern Maine 1990 — 1992
Bachelor of Arts, English Literature
Goucher College 1986 — 1988
Bachelor of Arts (B.A.), English Language and Literature/Letters
Eldorado High School 1984 — 1986
DiplomaClass of 1986, General Studies
Grand Junction High School 1984 — 1985
Diploma, General Studies
Union Savings Bank October 2012 - Present
Union Savings Bank August 2011 - Present
Florida Capital Bank August 2010 - August 2011
Lexis Nexis January 2010 - August 2010
Primary Capital October 2008 - February 2010
Fortes Residential February 2008 - September 2008
National City Mortgage August 2000 - March 2008
Education
Miami University 1996 — 2000
Bachelors, Finance
Union Savings Bank December 2014 - Present
First Republic Mortgage Corp. October 2013 - December 2014
STAR Financial Bank July 2005 - March 2013
National City Bank January 2003 - June 2006
Bank One March 1999 - January 2003
NBD Bank January 1995 - January 1999
Summit Bank October 1986 - January 1995
Skills
Mortgage Lending, Mortgage Banking, Loans, Refinance, Jumbo Mortgages, FHA, Loan Origination, Construction Loans, Investment Properties, USDA, Small Business Lending, Banking, Private Banking, Commercial Lending, Credit, Internet Banking, Investments, Lines Of Credit, Treasury Management, Finance, Cash Management, Credit Analysis, Commercial Banking, Strategic Financial..., Portfolio Management, Retail Banking, Financial Analysis, Team Management, Customer Service, Asset Management, Consumer Lending, Revenue Cycle Management, Wealth Management, Treasury Services, Relationship Management, Technology Management, Budget Process, Vendor Management, Customer Retention, Process Improvement, Branch Banking, Risk Management, Underwriting, Retirement Planning, Financial Planning, Management, Residential Mortgages
Education
Indiana Wesleyan University 1994 — 1996
MBA, General Business
Indiana University - Kelley School of Business 1988 — 1990
Bachelor's Degree, Finance
Concordia
Unity
Union Savings Bank April 2004 - Present
Chase Manhattan Mortgage Corporation 2002 - 2004
NatWest Bank 1994 - 1995
Skills
Loans, Residential Mortgages, Refinance, Mortgage Lending, FHA, Mortgage Banking, Loan Origination, Real Estate, Construction Loans, First Time Home Buyers, Investment Properties, Real Estate Financing
Education
Central Connecticut State University
BS, Marketing
Union Savings Bank May 2009 - Present
United Comp December 2008 - April 2009
The Main Title Agency October 2006 - November 2008
Skills
Residential Mortgages, FHA financing, Mortgage Banking, Mortgage Lending, FHA, Loan Origination, Refinance, Credit, Mortgage Underwriting, Construction Loans, VA loans, Loans, First Time Home Buyers, USDA, Commercial Lending, VA Loans, FHA Financing
Education
Kent State University 1998 — 2003
Bachelor of Science, Journalism/Marketing
Fifth Third Bank September 2012 - Present
Union Savings Bank May 2008 - April 2010
Countrywide Home Loans 2003 - 2008
Household Finance 2002 - 2003
Skills
Operations Management, Needs Assessment, Strategic Marketing, Business Development, Team Building, Profit Optimization, Process Improvements, Customer Retention, Client Relations, Project Management, OSHA Qualified, Relationship Management, Leadership, Mentoring, Financial Analysis, ADDIE Process, Mortgage Banking, Marketing Strategy, Recruiting
Education
Indiana University-Purdue University at Indianapolis 2010 — 2012
Bachelor of Science (B.S.), Organizational Leadership
Huntington National Bank September 2014 - Present
Hallmark Home Mortgage July 2014 - September 2014
Fifth Third Bank May 2012 - February 2014
Capitol Cadillac August 2011 - November 2012
Coughlin Automotive May 2011 - August 2011
Midwestern Auto Group November 2010 - June 2011
Germain Motor Company September 2009 - November 2010
Union Savings Bank May 2009 - September 2010
Pajamas Media January 2008 - December 2008
Countrywide Home Loans April 2000 - January 2008
Skills
Customer Relations, Sales Management, Inventory Management, Credit, Cold Calling, Problem Solving, Mortgage Lending, Selling, Loans, Marketing, Customer Service, FHA
Education
Columbus State 1987 — 1988
Business Administration and Management, General
Chal Automotive Resources September 2014 - Present
Guardian Savings Bank September 2014 - Present
bessler automotive resources November 1999 - September 2014
Union Savings Bank January 2003 - December 2009
Skills
Sales Management, Management, Strategic Planning, Sales
Education
Miami University 1970 — 1972
BSBA, Business Administration and Management, General
Lorain County Community College 1968 — 1970
Associate's degree, Business Administration and Management, General
Union Savings Bank December 2014 - Present
Movement Mortgage, LLC April 2014 - December 2014
Old National Bank August 2010 - September 2013
Panacea Investments Group, Inc. July 2002 - August 2010
Union Acceptance Corporation July 1995 - April 2002
Skills
Credit, Residential Homes, Small Business Lending, Mortgage Marketing, Mortgage Lending, Finance, FHA, First Time Home Buyers, Sales
Education
Ball State University - College of Business 1986 — 1990
Finance/Marketing
Superior KIA April 2014 - Present
Kings Kia May 2011 - April 2014
Union Savings Bank May 2000 - April 2011
AutoZone August 1994 - May 1999
Hunter Engineering May 1978 - June 1982
Skills
Sales, Customer Service, Team Building, Management, Customer Retention, Automotive, Sales Management, Training, Customer Satisfaction, Account Management, New Business Development, Retail, Coaching, Leadership, Sales Operations, Dealers, Budgets, Automotive Aftermarket, Profit, Inventory Management
Education
Eastern Michigan University 1967 — 1969
Education
Paramount Investment Corporation September 2007 - Present
Union Savings Bank June 2003 - August 2007
New Albany Company February 1984 - September 1999
Skills
Real Estate Marketing, REO, Real Estate, Investment Properties, Loans, First Time Home Buyers, Marketing, Real Estate Development, Real Estate Transactions, Property Management, Management, Business Development, FHA, Sales, Refinance, Referrals, Mortgage Lending, Residential Homes, Selling, Mortgage Banking, Foreclosures, Relocation, Loan Origination, Short Sales, Sellers, Credit, Appraisals, Commercial Lending, Investments, Condos, Single Family Homes, Finance, Residential Mortgages, Buyer Representation, Small Business, HUD
Education
Franklin University
BUS. MKT, Marketing
Hondros College
Real Estate Lic, Real Estate
Hondros College
MTG. Broker, Lending
L Brands December 2013 - Present
Limited Brands August 2012 - December 2013
Limited Brands May 2011 - August 2012
Media Source, Inc January 2011 - May 2011
Cooper State Bank September 2010 - December 2010
Cooper State Bank June 2007 - September 2010
Union Savings Bank August 2003 - June 2007
Skills
Internal Auditing, Inventory Control, Research, Marketing Research, Marketing Strategy, Microsoft Office, Customer Relations, Team Management, Analysis, Planning, Accounting, Customer Service, Financial Analysis
Education
The Ohio State University Fisher College of Business 2007 — 2009
BSBA, Operations Management, Finance and English
Columbus State Community College 2003 — 2006
Transfer Student, Business
Union Savings Bank 2005 - Present
Union Savings Bank 2005 - Present
Interactive Financial Services 1992 - Present
Midwest Business Capital 2002 - 2004
CoStar Group 2000 - 2002
GE Capital 1999 - 2000
Provident Bank 1993 - 1999
Inacomp Financial Services 1990 - 1991
Hewlett-Packard 1982 - 1990
Skills
Budgets, Commercial Mortgages, Loans, Mortgage Lending, Refinance, Commercial Lending, Credit Analysis, Finance, New Business Development, Business Development, Sales, Account Management, Negotiation, Marketing, Management, Loan Origination, Construction Loans, Banking, Residential Homes
Education
University of Dayton 1978 — 1982
BS, Finance
Eastern Michigan University
MBA, Marketing
Union Savings Bank April 2009 - Present
Five Seasons Sports Clubs 2008 - Present
Household Finance January 2004 - January 2007
Education
Augusta State University 1998 — 2002
Bachelors, Marketing Degree, Military Sciences, Law
New Palestine High School 1994 — 1998
PrimeLending April 2011 - Present
Union Savings Bank September 2009 - April 2011
Bank of America Home Loans (formerly Countrywide) May 2003 - September 2009
Walker Information July 2001 - May 2003
Skills
Consultative Selling, Database Management, Key Account Management, VA, New Construction, Residential Purchases, Refinancing, 203k, Homestyle, HomePath, Construction Lending, Selling, Construction Loans, Refinance, Construction, FHA, Home Equity Loans, Purchasing, Lending Solutions, Database Admin, Mortgage Banking, Mortgage Lending, Real Estate, First Time Home Buyers, Referrals, Loans, USDA, FHA financing, Residential Mortgages, VA loans
Education
Butler University - College of Business Administration 1998 — 2001
B.S., Marketing
Avon High School 1994 — 1998
Indiana University-Purdue University at Indianapolis
Pre-Pharmacy
Financial Institutions January 2011 - Present
USAlliance Federal Credit Union May 1987 - February 2010
Union Savings Bank May 1981 - February 1987
Skills
Disaster Recovery, Consultancy, Cards, Integration, Virtualization, Data Warehousing, Business Requirements, Back Office, Call Center, Financial Institutions, Banking, SDLC, Program Management, Leadership, Credit Cards, Information Technology, Requirements Gathering, IT Management, Call Centers, Team Leadership, IT Strategy, Business Continuity, Risk Management, Vendor Management, Business Analysis, Process Improvement, Consulting
Education
Indiana University South Bend 1973 — 1975
MBA, Finance/Information Sciences
Joseph E. Budde, Esq. April 2006 - Present
Stewart Title August 2008 - Present
Mad River Mountain Ski Resort 2006 - Present
Columbus State Community College 2006 - 2009
Union Savings Bank October 1996 - April 2006
American Residential Mortgage 1993 - 1996
Household Bank 1986 - 1989
Diamond Savings and Loan Company 1979 - 1986
MGIC 1982 - 1984
Skills
Closings, Deeds, Real Estate, Title Insurance, Residential, Leases, Real Estate Transactions, Contract Negotiation, First Time Home Buyers, Foreclosures, Real Estate Negotiation, REO, Sellers, Relocation, First Time Buyers, Investors, Realty, Buyer Representation, Investment Properties, Condos, Real Estate Investment, Home, Mortgage Lending, Real Estate Finance, Wills, Short Sales, Mortgage, Loans, Residential Homes, Escrow, Loan Closings, Refinance, First Time Sellers, First Time Home Sellers, Real Estate Economics, Personality, Real Property, Commercial Real Estate, Real Estate Development, Bankruptcy, Investments, Underwriting, Estate Planning, HUD, Real Estate Financing, Mortgage Banking, Buyers, Referrals, Property, Notary Public
Education
Capital University Law School 1979 — 1983
Juris Doctor
The Ohio State University Fisher College of Business 1971 — 1975
BSBA
Tangram Interiors August 2002 - Present
Pacific Symphony 2010 - 2014
University Moving Group September 1995 - July 2002
American Center February 1992 - August 1996
Brentwood Public Library April 1994 - August 1995
Liberty Moving Group April 1987 - April 1994
Union Savings Bank January 1982 - September 1986
Skills
Strategic Planning, Budgets, Team Building, Management Accounting, Staff Development, Management, Customer Service, New Business Development, Sales Management, Business Coaching, Negotiation, Account Management, Nonprofits, Coaching, Sales, Contract Negotiation, Leadership, Business Development, Training, Marketing, Forecasting, Marketing Strategy, Selling, Sales Process, Retail, Inventory Management, Direct Sales
Education
Adelphi University 1984 — 1989
MBA, Corporate Finance and Investments
Stony Brook University 1976 — 1979
BA, Vocal Music, language
Farmingdale State College 1974 — 1976
AAS Applied Science, Ornamental Horticulture
Resource Realizations QC1 2009
Certified Performance Coach, Performance management
American Bank June 2014 - Present
Union Savings Bank October 2012 - June 2014
Skills
Financial Analysis, Personal Finance, Retail Banking, Mortgage Lending, Loans, Loan Origination, Credit Analysis, Consumer Lending, Commercial Banking, Banking, Refinance, Strategic Financial..., Credit Risk, Mortgage Banking, Underwriting, FHA, Residential Mortgages, Portfolio Management, Finance, Investments, Mortgage Underwriting, First Time Home Buyers
Education
Columbus State
Associate's degree
Union Savings Bank December 2012 - Present
Harrison College June 2000 - October 2012
White River Broadcasting August 1998 - June 2000
Skills
Leadership, Admissions, Adult Education, Enrollment Management, Staff Development, Employee Training, Distance Learning, Student Affairs, Retaining Customers, Budgets, Career Counseling, Recruiting, Technical Writing, Public Speaking, Student Recruiting, Leadership Development, Interpersonal..., Training, Career Development, Strategic Planning, Internet Recruiting, Business Strategy, Sales Management..., Referal Based Sales, Customer Service, Customer Retention, Microsoft Office Suite, Front Office, Phone Etiquette, Dispute Resolution, Database / Information..., Microsoft Office
Education
Indiana Wesleyan University 2010 — 2011
Masters Course Work, Strategic Leadership
Franklin College 1994 — 1998
Bachelor of Arts (BA), Journalism; Advertising; Public Relations; Business Certificate
South Ripley HS 1994 — 1998
Veteran Banker and Charitable Volunteer February 2011 - Present
1st National Bank April 2010 - January 2011
Union Savings Bank February 2009 - April 2010
National Bank and Trust Company May 2008 - February 2009
National City Bank May 2007 - 2008
Benchmark Mortgage (NMLS #2143) February 2002 - June 2004
U.S. Bank January 2000 - January 2002
Skills
Mortgage Lending, Customer Service, Sales, Finance, Sales Management, Loans, Banking, Strategic Planning, Management, Microsoft Excel, Leadership, Loan Origination, Microsoft Word, Microsoft Office, Credit, Real Estate, FHA, PowerPoint, Team Building, Marketing, Training, Underwriting, Insurance, Credit Analysis, Mortgage Banking, Financial Services, Financial Analysis, Risk Management, Compliance, Bankrupty, Forensic Underwriting
Education
The University of Akron 1990 — 1994
Worked towards a BD, Business/Corporate Communications
Kent State University 1988 — 1990
Worked towards of BC, Communication and Media Studies
Union Savings Bank September 2011 - 2012
Dr. Dziedzic February 2011 - May 2011
AJ's Burgers September 2009 - January 2011
Skills
Fluent in Portuguese, Great Communication, Teamwork, Banking, Retail Banking, Deposits, Customer Service
Education
Iona College 2008 — 2012
Bachelor's Degree, International Business
New Milford High School 2004 — 2008
UTC Aerospace Systems June 2015 - Present
UTC Aerospace Systems July 2014 - June 2015
UNION Savings BANK July 2012 - June 2014
Education
Rockford University 2014 — 2016
Master of Business Administration (MBA)
Illinois State University 2008 — 2012
Finance, Finance, General
Essent Guaranty, Inc. January 2011 - Present
Union Savings Bank August 2008 - January 2011
Triad Guaranty Insurance Corporation March 2006 - September 2008
RMIC February 1993 - March 2006
Guardian Savings Bank January 1992 - February 1993
Jostens - Publishing Division September 1990 - December 1991
Skills
Mortgage Insurance, Mortgage Lending, Mortgage Banking, Residential Mortgages, Sales Management, Sales, Mortgage Underwriting, Loans, Refinance, Loan Origination, Credit, Banking, Strategic Planning, FHA, Underwriting, Account Management, Customer Service, Financial Services, Team Building, CRM, Insurance, Leadership, VA loans, Finance, USDA, Selling, Credit Analysis, Risk Management, Relationship Management, Loss Mitigation, Mortgage Servicing, Credit Risk, Consumer Lending, Real Estate, Financial Risk, Financial Analysis, Portfolio Management, Loan Servicing, Commercial Lending, Commercial Mortgages, FHA financing, Executive Management, Title Insurance, New Business Development
Education
Austin Peay State University 1986 — 1990
BBA Business, Business Management
Archbishop Moeller High School - Cincinnati, OH 1983 — 1986
1st National Bank October 2011 - Present
Union Savings Bank April 2009 - November 2011
Centrigroup Lending January 2007 - January 2009
All Homes Lending April 2002 - January 2007
Skills
Credit, Sales Management, Strategic Planning, Team Building, Operations Management, Microsoft Office, Business Strategy, Process Improvement, Customer Service, Budgets, Financial Risk, Marketing, Microsoft Excel, Risk Management, Project Management, Change Management, New Business Development, Mergers, Negotiation, Business Development, Team Management, Mortgage Lending, Business Planning, Loans, Account Management, Contract Negotiation, Sales, Banking, Financial Analysis, Management, Mortgage Banking, Loan Origination, Mergers & Acquisitions, USDA, Finance, Refinance, Small Business, Commercial Lending, Residential Mortgages, VA loans, FHA financing, Commercial Mortgages, Credit Analysis, FHA
Education
Northern Kentucky University 1985 — 1986
Business Administration and Management, General
University of Cincinnati 1980 — 1983
Bachelors, Business Management
Southwest Missouri State University 1979 — 1980
Business Administration and Management, General
Bicycle Everything September 2008 - Present
Material Handling Solutions January 2013 - Present
WebLink International May 2012 - August 2012
Union Savings Bank October 2009 - February 2011
VELOTECH, INC., Portland, Oregon July 2007 - September 2009
Bicycletires.com March 1999 - July 2007
INACOM CORPORATION (Acquired by Compaq, now HP) 1995 - 1999
MAPLEHURST FARMS, INC., Indianapolis, Indiana 1993 - 1995
Skills
E-commerce, SEO, Contract Negotiations, PPC, SEM, Relationship Management, Contract Negotiation, Strategy, Marketing Strategy, Digital Marketing, Leadership, Management, Marketing, Sales Operations
Education
Goshen College 1987 — 1990
BA, Concentrations in Business, Communications, and Sociology
Urban Financial of America, LLC April 2014 - Present
GMFS April 2012 - March 2014
Royal United Mortgage March 2011 - April 2012
Union Savings Bank May 2008 - March 2011
WTHR-TV September 2007 - December 2007
Skills
Loans, Reverse Mortgages, Refinance, Retirement Planning, Residential Mortgages, Mortgage Banking, USDA, FHA Financing, Loan Origination, FHA, Mortgage Lending, Real Estate, Investment Properties
Education
Indiana University Bloomington 2003 — 2007
Bachelor's Degree, Journalism, Business Marketing
Lakeview Loan Servicing October 2013 - Present
Bayview Financial 2013 - 2015
Bayview Financial 2013 - 2015
Residential Finance Corporation July 2009 - October 2013
Insight Bank December 2008 - July 2009
Union Savings Bank August 1998 - December 2008
Skills
Mortgage Lending, Mortgage Banking, Licensing, Reverse Mortgages, Loan Origination, Refinance, FHA, Residential Mortgages, USDA, Real Estate, FCRA, Banking, Fixed Rate Mortgages, TILA, RESPA, Legal Compliance, Legal, Financial Audits, Regulatory Policy, Regulatory Requirements, ECOA, HMDA, Dodd Frank, NMLS, Regulatory Audits, FNMA Seller/Servicer, AML, BSA, Quality Control, Mortgage Servicing, Gramm-Leach-Bliley, Corporate Tax, GNMA, Corporate Governance, Loans, Finance, Loss Mitigation, FHA financing, Credit, Consumer Lending, Mortgage Underwriting, Commercial Lending, VA loans, FHA Financing, VA Loans
Education
Capital University Law School
Juris Doctor & LLM-Taxation, Law
Instituto Tecnológico y de Estudios Superiores de Monterrey / ITESM
Certificado de Negocios y Cultura
University of Cincinnati
Bachelor of Arts (B.A.), Spanish Language & Literature
Union Savings Bank 2009 - Present
Allied Home Mortgage 2007 - 2009
Countrywide Home Loans 2006 - 2007
Wells Fargo Home Mortgage 2001 - 2006
Skills
First Time Home Buyers, Mortgage Lending, Investment Properties, Loans, Refinance, Mortgage Banking, Management, FHA financing, Finance, Real Estate, FHA, Certified Mortgage..., Loan Origination, USDA, Credit, Residential Mortgages, Marketing
Education
Franklin University 1990 — 1995
BA
CFC Properties March 2012 - Present
Busniess Networking June 2001 - December 2011
Union Savings Bank November 2009 - May 2011
VFW Post 1257 Ladi2007es Auxillary 2007 - 2009
Monroe Bank November 2004 - November 2007
First Amereican Trust 2003 - 2006
Choice One Communications 1999 - 2001
Cellular One 1988 - 1999
Skills
Leadership, Sales, Customer Service, Retail, Commercial Real Estate, Networking, Finance, Real Estate, Investment Properties, Mortgage Lending, Loans, First Time Home Buyers, Property, Banking
Education
Indiana Wesleyan University 1996 — 1998
Associate, Business
Indiana Wesleyan University
Kemba Credit Union January 2012 - Present
Union Savings Bank March 2003 - January 2012
First Financial Bank January 1997 - March 2003
Skills
Mortgage Lending, Commercial Lending, Retail Banking, Wholesale Lending
Education
Kent State University 1988 — 1992
Bachelor of Science, Psychology
Lakota High School 1984 — 1988
Add A Penny Financial Services June 2014 - Present
Union Savings Bank July 2012 - April 2014
Calvin Klein September 2011 - July 2012
Barnes & Noble November 2009 - April 2010
State Farm Insurance December 2008 - April 2009
Lloyd's Illinois April 2007 - December 2008
Fremont Investment and Loan May 2005 - January 2007
Skills
Microsoft Office, Excel, Word, PowerPoint, Customer Service, Research, Direct Sales, Inside Sales, Compliance, Compliance Audits, Sales, Loans, Retail, Microsoft Excel, Microsoft Word, Management, YouTube, AIM, Underwriting, Team Leadership, Training, Networking, Time Management, Strategic Planning, Finance, Insurance, Leadership, Strategy, Social Media
Education
Northern Illinois University 2010 — 2012
Bachelor of Arts (BA), History, Economics, 3.851
Northern Illinois University 1998 — 2003
Bachelor of Arts (B.A.), English Language and Literature, General
Western Illinois University 1996 — 1998
Lake Park High School
Windsor Federal Savings and Loan June 2014 - Present
The Bank of Southern Connecticut February 2012 - June 2013
Union Savings Bank April 2010 - February 2012
First National Bank of Litchfield February 2008 - April 2010
First National Bank of Litchfield November 2003 - February 2008
People's Bank August 1999 - October 2002
Skills
Start-ups, Working Capital..., Lines Of Credit, Small Business Lending, New Business Development, Purchase, Mergers, Term Loans, Loans, Commercial Lending, Refinance, Commercial Mortgages, Commercial Banking, Product Development, Business Strategy, Sales Management, USDA, Loan Structuring, Letters Of Credit, Conventional, Mortgage, Business Planning, Letters of Credit, Mortgage Lending, Investment Properties, Banking, Management, Credit Analysis, Real Estate, Investments, Financial Structuring, Mergers & Acquisitions, Retail Banking, Risk Management, Finance, Small Business, Leadership, Portfolio Management, Credit, Underwriting, Loan Origination, Strategy, Financial Analysis, Mortgage Banking, Cash Management, Consumer Lending, Relationship Management, Training, Branch Management, Credit Risk
Education
Endicott College 1994 — 1997
BS, Psychology
Litchfield High School 1988 — 1993
High School Diploma
Wingman LLC January 2005 - Present
Salem Communications/SRR January 2003 - October 2007
The Justice Journal 2004 - 2007
Union Savings Bank January 2000 - March 2002
WKYT January 1985 - 1988
Skills
Television, Copywriting, Business, Marketing Strategy, Web Marketing, Brand Development, Marketing, New Business Development, Advertising, Social Media Marketing, Sales, Creative Direction, Strategic Planning, Business Development, Advertising Sales, SEO, Radio, Management, Product Marketing, Leadership, Online Advertising, Content Strategy, Marketing Communications, Facebook, Social Media, Online Marketing, Start-ups, Email Marketing, Social Networking
Education
Eastern Kentucky University 1964 — 1968
BS, Marketing, Advertising, General Business
Ohio Housing Finance Agency December 2014 - Present
Ohio Housing Finance Agency October 2014 - December 2014
Ohio Housing Finance Agency September 2010 - December 2014
Union Savings Bank 2006 - 2009
Skills
Finance, Mortgage Lending, Mortgage Banking, Loan Origination, Real Estate Economics, FHA, Real Estate, Credit, Refinance, Budgets, Strategic Planning, Sales, Loans, Financial Analysis, Sales Management, Investments, Investment Properties, Residential Mortgages, Banking, Commercial Lending, Credit Analysis, Foreclosures, Leadership, Public Policy, Underwriting, Consumer Lending, Real Estate Transactions, Public Speaking, Investors, Real Estate Development
Education
Franklin University
Business Economics
The Ohio State University
Business/Managerial Economics
The Premier School of Pickerington LLC June 2011 - Present
Real Living Mortgage April 2010 - February 2012
Union Savings Bank December 2008 - April 2010
HSBC January 2006 - December 2008
Beneficial Finance June 1999 - June 2006
Sluss Realty June 1997 - June 2000
Skills
FHA, B2B, Loan Origination, FHA financing, Public Relations, Refinance, VA loans, Underwriting, Marketing, Strategic Planning, Residential Homes, Loans, Advertising, Mortgage Banking, Credit, Sales, Mortgage Lending, Investment Properties
Education
Mount Vernon Nazarene University 1999 — 2001
Bachelor's, Business Administration
Union Savings Bank March 2010 - Present
Ritter & Randolph, LLC May 2005 - March 2010
Hamilton County Domestic Relations Court May 2003 - August 2004
Skills
Legal Research, Civil Litigation, Litigation, Legal Writing, Courts, Mediation, Commercial Litigation, Appeals, Trials, Real Estate, Loans, Time Management, Mortgage Lending, Employment Law, Corporate Law, Microsoft Office, Bankruptcy, Contract Negotiation, Microsoft Excel, Public Speaking
Education
Northern Kentucky University—Salmon P. Chase College of Law 2003 — 2006
J.D.
Seton Hall University School of Law 2004 — 2004
Study Abroad, Italy Summer 2004
Wittenberg University 1999 — 2003
Bachelor of Science, Biology
St. Ursula Academy 1995 — 1999
C4 Financial Inc: Capital Markets Group January 2015 - Present
Union Savings Bank January 2014 - December 2014
Advantage Bank August 2011 - November 2013
J.D. McQuist Financial Services July 2007 - October 2011
1st National Bank of Lebanon July 2007 - July 2009
First Bank of Northern Ky February 2006 - June 2008
Fifth Third Bank 2005 - 2006
US Bank 2002 - 2005
Reynolds and Reynolds 1995 - 2002
Skills
Financial Analysis, Forecasting, Problem Solving, Core Banking, Commercial Lending, Strategic Planning, Sales Management, Underwriting, Portfolio Management, Credit Analysis, Banking, Credit, Small Business Lending, P&L Management, Customer Service, Lines Of Credit, Loans, Leadership, Commercial Banking, Mortgage Lending, Analysis, Management, Loan Origination, Sales, Finance, Cash Management, Asset Based Lending, Consumer Lending, P&L Responsibility, Risk Management, Retail Banking, Treasury Management, Real Estate, Refinance, Relationship Management, Residential Mortgages, Credit Risk, Executive Management, Branch Management, Small Business, SBA, Construction Loans, Mortgage Banking
Education
Antioch University
Management, Economics. Finance, 3.9
Arbor National Mortgage 1993 - 1994
Crossland Federal Savings Bank 1991 - 1993
Union Savings Bank 1984 - 1990
Education
Adelphi University 1985 — 1987
MBA, Finance
State University of New York College at Oneonta 1980 — 1984
American Midwest Bank August 2014 - Present
Mortgage Services III, LLC October 2010 - August 2014
Union Savings Bank May 2009 - October 2010
Skills
Mortgage Lending, Residential Mortgages, Customer Service, Leadership, Loan Origination, Refinance, Underwriting, Real Estate, Financial Analysis, Sales, Mortgage Banking, Banking, Loans, Credit Analysis, Investment Properties, Credit, Finance, FHA
Education
Indiana University - Kelley School of Business 1973 — 1977
Bachelor of Science (BS), Accounting
Sabrewing Nature Tours October 2013 - Present
NuttyBirder.com August 2008 - Present
Wild Birds Unlimited, Inc. March 2010 - Present
Union Savings Bank June 2003 - December 2008
Skills
Retail, Customer Service, Customer Relations, Excel, Public Speaking, Social Media, Negotiation, Event Planning, Non-profits, PowerPoint, Microsoft Office, Research, Strategic Planning, Marketing Communications, Microsoft Word, Fundraising, Team Building, Social Media Marketing
Education
Indiana University - Kelley School of Business 2004 — 2008
B.S., Marketing
Rutland Northeast Supervisory Union September 2007 - Present
Factory Point National Bank April 2004 - September 2005
Union Savings Bank 1999 - 2004
Education
Castleton University 2007 — 2008
M.A. Education, Curriculum and Instruction
Castleton University 2005 — 2007
B.A. Social Studies, Minor in Psychology
Union Savings Bank
Skills
Customer Service, New Business Development, Mortgage Lending, Sales, Real Estate, Refinance, Selling, Credit, Sales Management, Negotiation, Cold Calling, Banking, PowerPoint, Advertising, Marketing Strategy
Education
Indiana University Bloomington
American Bank June 2015 - Present
Krauskopf Technical Solutions June 2014 - Present
The Citizens Bank Of Logan April 2013 - May 2014
PHH Mortgage July 2012 - May 2013
Union Savings Bank August 2011 - July 2012
Stonehenge July 2010 - August 2011
JPMorgan Chase October 2009 - July 2010
MSI Utilties December 2007 - October 2009
MAGELLAN MORTGAGE CORP December 2001 - December 2007
Skills
Sales Management, Regional Development, Wholesale Banking, Credit, Funding, Banking, New Business Development, Cold Calling, Loans, Customer Relations, Mortgage, Negotiation, Mortgage Lending, Real Estate, Business Strategy, Loan Origination, Team Building, Budgeting, Commercial Lending, Coaching, Contract Negotiation, Small Business Lending, Customer Satisfaction, Compliance, Customer Service, Management, Underwriting, Refinance, Mortgage Banking, Residential Mortgages
Education
Franklin University 1984 — 1987
DEFENDER January 2014 - January 2015
DEFENDER June 2011 - January 2014
Union Savings Bank December 2008 - June 2011
Hospitality Recruiter July 2005 - December 2008
Guardian Savings Bank June 2000 - June 2005
Skills
Business Development, Sales, Mortgage Lending, Recruiting, Entrepreneurship, Social Media, Sales Process, Sales Management, Social Networking, Sales Operations
Education
Northwest Missouri State University 1997 — 1999
Associate’s Degree, Business Administration and Management, General
Anderson High School 1992 — 1996
High School
Russian University of Economics named after G.V.Plekhanov
Russian University of Economics named after G.V.Plekhanov
Kroger October 2009 - Present
UNION SAVINGS BANK November 2007 - August 2010
aegis 2003 - 2005
Aames Home Loan 1997 - 2003
Education
Northern Kentucky University 1981 — 1988
Security National Mortgage June 2015 - Present
Charter One Bank August 2014 - June 2015
Union Savings Bank September 2013 - August 2014
Residential Finance November 2012 - September 2013
MAXIMUS March 2011 - November 2012
Franklin Mortgage Solutions October 2009 - February 2011
Ace Mortgage Funding March 2006 - September 2009
Allied Home Mortgage March 2004 - March 2006
Cleveland Cavaliers 2002 - 2003
Skills
Mortgage Lending, Finance, Refinance, Credit Analysis, Mortgage Banking, Loans, Residential Mortgages, Purchase Financing, FHA Financing, Mortgage Analytics, Mortgage Underwriting, Sales, FHA, Loan Origination, Credit, USDA, Underwriting, Residential Homes
Education
Ohio University 2001 — 2002
MSA, Sports Administration
Ohio University 2000 — 2001
MBA, Business
Ohio University 1996 — 2000
BS, Sports Industry / Business
St. Xavier High School 1993 — 1996
Red Brick Mortgage April 2008 - Present
Union Savings Bank August 2007 - March 2008
Buckeye Financial Network June 2007 - August 2007
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Loans, FHA, Commercial Lending, Residential Mortgages, Refinance, Credit, Underwriting, Mortgage Underwriting, Construction Loans, VA loans, FHA financing, Investments, Credit Analysis, Consumer Lending, FHA Financing, VA Loans, USDA
Education
Capital University 1993 — 1997
Bachelor of Arts (B.A.), Human Resources Management and Services
Germain Lexus of Dublin March 2011 - Present
Germain Lexus of Easton September 2009 - March 2011
Step by Step Academy August 2008 - June 2009
Union Savings Bank December 2006 - August 2008
Germain Lexus of Easton July 2005 - July 2006
Fifth Third Bank November 2003 - July 2005
Ohio House of Representatives 1976 - 1978
Skills
Mortgage Lending, Loans, Sales Management, Negotiation, Sales, Management, Finance, Customer Satisfaction, Customer Service, Banking, Leadership, Real Estate, Team Building, Customer Retention, New Business Development
Education
The Ohio State University
Bachelor of Arts (BA), Political Science and Government
Capital University
Union Savings Bank January 2015 - Present
Fifth Third Bank November 2009 - January 2015
Northwestern Mutual May 2006 - November 2009
Northwestern Mutual Life May 2006 - May 2008
Skills
Refinance, Real Estate, Investments, Financial Analysis, Loans, Mortgage Lending, FHA, Life Insurance, Portfolio Management, Mortgage Banking, Credit, Credit Analysis, Retirement Planning, Residential Mortgages, Fixed Annuities, Underwriting, USDA, Strategic Financial..., Banking, Small Business Lending, Commercial Banking, Team Management, Finance, Financial Services, Loan Origination, Sales, Customer Service, Leadership, Marketing
Education
Butler University 2004 — 2008
Bachelor of Science (BS), Marketing
East Central High School 2001 — 2004
Benchmark Bank January 2013 - Present
Union Savings Bank January 2000 - January 2013
Skills
Mortgage Lending, Loans, Loan Origination, Credit, Mortgage Banking, Refinance, Commercial Banking, FHA, Small Business Lending, Commercial Lending, Residential Mortgages, Credit Analysis, Consumer Lending, Mortgage Underwriting
Education
Franklin University
Union Savings Bank January 2013 - Present
Carrara Companies July 2010 - January 2013
BELFOR Property Restoration December 2008 - July 2010
3D Disaster Kleenup May 2007 - November 2008
ADP February 2006 - April 2007
Skills
Mortgage Lending, Marketing Strategy, Risk Management, Sales, Marketing, New Business Development, Loans, Sales Management, Selling, Cold Calling, Business Development, Customer Service, Leadership, Customer Retention, Strategic Planning, Coaching, Sales Process, Customer Satisfaction, Building Relationships, Account Management, Time Management
Education
Muskingum College 2000 — 2004
Bachelor, Business, 3.22
Dover High School 1996 — 2000
High School Diploma
Union Savings Bank February 2008 - Present
Skills
Loans, Mortgage Lending, FHA, Loan Origination, Sales, Mortgage Banking, Credit Analysis, Strategic Planning, Leadership, Commercial Lending, Credit, Customer Service, Refinance
Education
Maryville College 1969 — 1973
Union Savings Bank November 2013 - Present
Oakhurst Players Club, LLC May 2012 - Present
Hilliard Recreation & Parks Commission 2001 - Present
Gladden Community House June 2011 - December 2012
Huntington National Bank October 2010 - May 2012
PNC Bank June 2008 - October 2010
Rotary Club of Hilliard 2007 - 2009
National City Bank November 2004 - June 2008
Hilliard Area Chamber of Commerce 1996 - 2008
Champaign Bank July 2003 - November 2004
Skills
Banking, Commercial Lending, Small Business Lending, Non-profits, Lines Of Credit, Management, Credit, Loans, Nonprofits, Portfolio Management, Finance, Commercial Banking, Training, Credit Analysis, Leadership, Mortgage Lending
Education
The Ohio State University
General Studies - Marketing
Columbus State
Finance and Financial Management Services
The Bank of Tokyo-Mitsubishi UFJ, Ltd. September 2004 - Present
Solo Practice January 2002 - September 2004
Safra National Bank of New York February 2003 - July 2003
United States Trust Company of New York 1992 - December 2001
Union Savings Bank 1987 - 1992
Citibank, N.A. 1986 - 1987
Hill, Betts & Nash 1985 - 1986
New York State Banking Department 1982 - 1985
Skills
Corporate Law, Hedge Funds, Bank Secrecy Act, Banking, OFAC, Banking Law, Securities, AML, Asset Management, Capital Markets, Corporate Governance, Finance, Financial Institutions, Financial Risk, Internal Audit, Litigation, Mergers, Operational Risk, Privacy Law, Credit, Due Diligence, Mergers, Risk Management, Sanction, Anti Money Laundering
Education
SUNY Buffalo Law School 1979 — 1982
JD, Law
Adelphi University 1977 — 1977
Certified Paralegal, Corporate & Securities Law
Stony Brook University 1972 — 1976
BA, Political Science
Union Savings Bank June 2015 - Present
BMO Harris Bank (f/k/a M&I Bank, N.A and First Indiana Bank, N.A.) March 2002 - June 2015
BMO Harris Bank March 2002 - June 2015
JPMorgan Chase (f/k/a Bank One and NBD Bank) November 1998 - March 2002
JPMorgan Chase (f/k/a NBD Bank, N.A.) 1997 - 2000
Skills
Banking, Sales, Negotiation, Customer Service, Relationship Management, Leadership, Financial Analysis, Portfolio Management, Commercial Lending, Small Business Lending, Commercial Banking, Loans, Analysis, Finance, Credit, Investments, Business Development
Education
Indiana Wesleyan University 2013 — 2015
Master of Business Administration (MBA), Accounting
Central State University 1992 — 1997
B.S., Accounting
State Bank May 2015 - Present
Union Savings Bank October 2011 - May 2015
Union Savings Bank October 2011 - December 2014
WesBanco March 2011 - October 2011
National City Mortgage June 2007 - April 2009
American Home Mortgage August 2005 - June 2007
Fifth Third Bank 1988 - 1990
Skills
Member of Toastmasters, Home Equity Loans, Loans, Loan Origination, Mortgage Lending, Banking, Refinance, Real Estate, Mortgage Banking, FHA, Finance, Underwriting, Credit Analysis, Consumer Lending, Small Business Lending, Commercial Lending, FHA financing, Construction Loans, Commercial Banking, USDA, Residential Mortgages, VA loans, Credit, Portfolio Management, Investments, Cash Management, Cross Selling, Real Estate Financing, Coaching, Retail Banking, Relationship Management, Government Loans, Certified Mortgage..., Closings, First Time Home Buyers, Home Equity Lines of..., Mortgage Underwriting, Referrals, Debt Consolidation, Credit Risk, Strategic Financial..., Investment Properties, Commercial Mortgages, Treasury Management, Financial Analysis, Lines Of Credit, SBA, Reverse Mortgages, Loan Servicing, Sales
Education
Franklin University 1987 — 2001
Bachelor of Science, Business Management
Ohio State University
English
Union Savings Bank May 2015 - Present
PNC Mortgage July 2011 - December 2014
PNC Mortgage October 2009 - July 2011
National City Mortgage December 2007 - October 2009
National City Mortgage October 2005 - November 2007
National City Mortgage May 2002 - September 2005
National City Mortgage August 2001 - May 2002
Skills
FHA, Mortgage Servicing, Loan Origination, Loss Mitigation, VA loans, USDA, Mortgage Underwriting, Credit, Default, Process Improvement
Education
Greene County Career Center 2007 — 2008
Certificate, Medical Billing and Coding
Strader's Garden Center April 2014 - May 2015
The Columbus Zoo and Aquarium 2013 - 2013
The Ohio State University Terrestrial Wildlife Ecology Laboratory June 2012 - August 2012
First Horizon Home Loans May 2005 - February 2007
Union Savings Bank June 2004 - May 2005
Union Savings Bank April 2003 - June 2004
Union Savings Bank July 2002 - April 2003
St. Joseph's Federal Credit Union April 2001 - May 2002
Skills
Loans, Software Documentation, Marketing, Social Networking, Customer Service, Microsoft Office, Sales, Account Reconciliation, Microsoft Excel, Microsoft Word, Banking, Bird Banding, Research, Mist Netting, Point Counting
Education
The Ohio State University 2009 — 2013
Bachelor of Science in Environment and Natural Resources, Forestry, Fisheries, and Wildlife
Columbus State Community College 2007 — 2009
Associate of Science (A.S.), Associate of Science
Union Savings Bank May 1976 - April 2006
Peat, Marwick, Mitchell & Co June 1967 - May 1976
KPMG 1967 - 1975
Skills
Tax, Banking, Auditing, Finance, Refinance, Team Building, Retirement, CPA, Marketing Strategy, Financial Analysis, Strategic Financial..., Loans, Credit, Strategic Planning, Budgets, Commercial Mortgages, Investments, Management, Debt Consolidation, Public Speaking, Mortgage Lending
Education
Bentley University 1964 — 1967
BSA, Accounting & Finance
Royal United Mortgage 2012 - Present
Freedom Mortgage 2005 - 2012
Union Savings Bank 2002 - 2005
Wells Fargo Home Mortgage/Norwest 1997 - 1998
Education
Indiana University-Purdue University at Indianapolis
Education
Beacon Property Advisors, LLC February 2009 - Present
P & F Management August 2008 - February 2009
Pinnacle Companies 2003 - 2008
Jacobs Enterprises, Inc 1999 - 2003
MPG Associates 1997 - 1999
LCOR 1993 - 1996
Union Savings Bank 1992 - 1993
Hartz Mountain Industries 1978 - 1991
Education
New York University 1971 — 1974
Master in Urban Planning
State University of New York at New Paltz 1967 — 1971
B.A., Geography
Union Savings Bank 2015 - Present
msWoods Real Estate, LLC January 2012 - Present
GSE Appraisals.com January 2004 - Present
Indianapolis Appraisal Associates 2004 - Present
Indiana Periodontics 2008 - 2013
PTSC 1994 - 1998
Skills
Real Estate, Investment Properties, Short Sales, Sellers, First Time Home Buyers, Foreclosures, Residential Homes, Property Management, REO, Real Estate Transactions, Single Family Homes, Relocation, Mortgage Lending, Condos, Home
Education
REAL 2007 — 2008
Des Moines Area Community College
Union Savings Bank October 2008 - Present
First Horizon Home Loans March 2006 - October 2008
Education
Ball State University - College of Business 1987 — 1991
BS, Marketing/Business
Union Savings Bank May 2012 - Present
Winterwood Mortgage Group 1999 - April 2012
Winterwood Mortgage 1972 - December 1999
Skills
Refinance, Mortgage Banking, VA loans, FHA, Loan Origination, Mortgage Lending, Loans, Credit, Investment Properties, Customer Service, Residential Mortgages, Commercial Lending, First Time Home Buyers, Credit Analysis, Banking, FHA financing, Consumer Lending, Underwriting, Financial Structuring, Government Loans, Construction Loans, Real Estate Economics
Education
Indiana State University - School of Business 1966 — 1971
Bachelor of Science (BS), Business Management
Cornell University September 2000 - Present
Brookhaven Country Day School 1983 - 2000
Union Savings Bank 1972 - 1980
Skills
Community Outreach, PowerPoint, Microsoft Office, Event Planning, Fundraising, Microsoft Excel, Administrative..., Microsoft Word, Access, Outlook, Social Media, Leadership
Education
Riverhead School District 1957 — 1970
Dowling College
Bachelor of Science (BS), Businesss and Professional Studies
Union Savings Bank August 2009 - Present
Education
Butler University 1984 — 1988
BS, Economics
Union Savings Bank August 2014 - Present
Juice Plus ♦ The Next Best Thing to Fruits and Vegetables January 2014 - Present
Metaldyne Automotive November 2012 - February 2014
Our Sunday Visitor March 2012 - November 2012
STAR Financial Bank(former) March 2006 - January 2011
Skills
Talent Management, Talent Acquisition, Recruiting, Organizational..., Human Resources, HRIS, Labor Relations, Employee Relations, Benefits Administration, Performance Management
Education
Miami University 1978 — 1982
BS, Human Resources
Union Savings Bank June 2002 - Present
Granite Banc June 2001 - June 2002
Skills
FHA, VA, Construction, Conforming, Mortgage Lending, Investment Properties, Conventional, Refinance, Mortgage Industry, Purchase, First Time Home Buyers, Loan Origination, Credit, Mortgage, Sales Management, Financial Analysis, Commercial Lending, Customer Service, Referrals, Sales, Portfolio Management, Loans, Banking, Mortgage Banking, Financial Services, Investments, Management, Residential Mortgages, USDA, VA loans, Construction Loans, FHA financing, Consumer Lending, Commercial Mortgages, Mortgage Underwriting, Underwriting, Mortgage Marketing, Small Business Lending, Commercial Banking, Credit Analysis, Real Estate, Finance, Team Building, Strategic Planning
Education
Lincoln Memorial University 1996 — 2000
BA, Buisness
halls high 1992 — 1996
EyeMed Vision Care October 2013 - Present
Macy's September 2012 - Present
Luxottica Retail July 2005 - October 2014
Luxottica July 2004 - July 2006
Union Savings Bank February 2004 - July 2004
Skills
Customer Service
Education
Miami University 1997 — 2002
None, Computer Technology/Computer Systems Technology
Strawberry Lifestyles UAE August 2014 - Present
Equity Resources, Inc. November 2013 - Present
Union Savings Bank September 2010 - November 2013
American Mortgage January 2006 - August 2010
Skills
Loan Origination, Mortgage Banking, FHA, Refinance, Residential Mortgages, Credit Analysis, Mortgage Lending, Selling, Financial Services, Banking, Loans, Credit, Sales Management, Consumer Lending, Investment Properties, Underwriting, Microsoft Word, Short Sales, First Time Home Buyers, Small Business Lending, Commercial Banking, Sales
Education
East Carolina University
University of Maryland College Park
Union Savings Bank February 2008 - Present
HER Realtors 2005 - 2007
Walmart 2003 - 2005
Skills
Mortgage Lending, Loans, Refinance, FHA, Mortgage Banking, Credit, Loan Origination, Residential Mortgages, Banking, Real Estate, VA Loans, Commercial Lending
Education
Lee University 1996 — 2001
N/A, Education
Hamilton High School 1993 — 1996
High School Diploma
Aerospace Lubricants, Inc March 2012 - Present
Union Savings Bank November 2009 - December 2011
Skills
Sales, Manufacturing, Selling, Aerospace, Sales Management, Customer Service, Marketing, Automotive, Marketing Strategy, Account Management, Forecasting, Negotiation, Strategic Planning, Contract Negotiation, Cold Calling, Team Building, New Business Development, Business Strategy
Education
Columbus State 2000 — 2002
Business, Management, Marketing, and Related Support Services
Union Savings Bank August 2001 - Present
Skills
Sales Management, Mortgage Lending, Refinance, New Home Purchase, Construction Loans, FHA financing, Credit Analysis, Investment Properties, Residential Mortgages, Mortgage Banking, Loans, Loan Origination, FHA, Banking, FHA Financing, Sales, Customer Service
Education
Northern Kentucky University 1986 — 1990
B.S., Marketing
Whitney Bank November 2014 - Present
Hudson Valley Bank August 2013 - July 2014
Union Savings Bank December 2011 - June 2012
BNYMellon June 2000 - November 2010
New York State Banking Department January 1999 - January 2000
Premier National Bank January 1990 - January 1998
Dutchess Bank and Trust Company January 1981 - January 1989
Skills
MS Office Suite, Trust Rite, Auto Audit, Account Reconciliation, Accounting, Accounts Payable, Accounts Receivable, Analysis, Auditing, Banking, Budgets, Cash Management, Finance, Financial Analysis, Financial Reporting, Financial Services, Forecasting, Human Resources, Internal Audit, Internal Controls, Investment Management, Management, Mergers, Microsoft Excel, Microsoft Office, Mutual Funds, New Business Development, Operational Risk, Operations Management, Process Improvement, Risk Management, Sarbanes-Oxley Act, Software Documentation, Strategic Planning
Education
Cannon School, Notre Dame Indiana Campus 1994 — 1997
Certification, Trust Operations Specialist
Mount Saint Mary College
Bachelor of Science, Business Administration
Union Savings Bank February 2012 - Present
BlueStar, Inc September 2010 - April 2011
US Bank November 2008 - November 2009
Fifth Third Bank 1999 - 2008
Huntington National Bank 1991 - 1999
Skills
Customer Service, Loans, Mortgage Lending, Credit, Commercial Banking, Banking, Credit Analysis, Consumer Lending, Small Business Lending, Retail Banking, Loan Origination, Financial Analysis, Cash Management, Mortgage Banking, FHA, Investments, Cross Selling, Deposits, Refinance, Sales Management, Insurance, Construction Loans, Commercial Mortgages, Customer Retention, Finance, Leadership, Investment Properties, Residential Mortgages, Sales, Lines Of Credit, Home Equity Lines of..., Management, Credit Risk
Education
Northern Kentucky University 1987 — 1989
General
Hubbard Broadcasting August 2013 - Present
Performance Lexus October 2012 - July 2013
Merrill Lynch May 2011 - October 2012
Union Savings Bank February 2009 - May 2011
Guaranteed Rate July 2003 - February 2009
Education
Ohio University 1995 — 1999
B.S., Communications, Business, Political Science
Union Savings Bank June 2005 - Present
Fifth Third Bank July 1991 - May 2004
Federal Home Loan Bank of Dallas/OTS July 1984 - July 1991
Skills
Loan Origination, Retail Banking, Loans, Mortgage Lending, Banking, FHA, Mortgage Banking, Residential Mortgages, Consumer Lending
Education
University of Dayton School of Law 1976 — 1979
Juris Doctorate, Law
Kent State University 1972 — 1976
Bachelors of Arts, Corrections
Trine University October 2014 - Present
TVovermind January 2014 - Present
PNC July 2014 - October 2014
Union Savings Bank January 2013 - July 2014
Centra Credit Union June 2012 - January 2013
Lipscomb University January 2011 - December 2011
Community Church of Columbus July 2011 - August 2011
Indiana Repertory Theatre May 2011 - July 2011
Lipscomb University October 2007 - March 2011
SpringHill Camps June 2010 - July 2010
Skills
Acting, Social Media, Directing, Musical Theatre, Strategic Communications, Microsoft Office, Press Releases, Retail, Training, Leadership, Singing, Playwriting, Informal Education, Saxophone, Adobe Audition, Adobe Premiere, Movie Reviews, Music Reviews, New Business Development, Customer Service, Customer Retention, Business Development, Retail Banking, Branch Management, Branch Operation, Branch Banking, TV Reviews, Negotiation, Recruiting, Hiring Personnel, Blogging, Journalism, Writing, Event Planning, Public Speaking, Microsoft Word, PowerPoint, Social Networking, Management
Education
Lipscomb University 2007 — 2011
Bachelor of Arts, Oral Communication, Theatre
Columbus North High School 2003 — 2007
Academic Honors Diploma
Union Savings Bank May 2011 - Present
New York Life Insurance Company March 2010 - April 2011
Spring Grove Cemetery & Arboretum December 2008 - September 2009
The BMW Store December 2004 - December 2008
Various Telecommunication Companies June 1979 - March 2001
Skills
Customer Service, Public Speaking, Sales Management, Team Building, Social Media, Social Media Marketing, Strategic Planning, New Business Development, Marketing, Banking, Customer Satisfaction, Loans, Sales, Mortgage Lending, Leadership, Customer Retention, Sales Process, Public Relations, Training, Cold Calling, Social Networking, Management, Team Leadership, Credit, Microsoft Word, Project Management, Coaching, Direct Sales, Retail, Microsoft Office, Analysis, Time Management, Inventory Management, FHA, Online Marketing, Finance, Financial Analysis, Market Research, Business Planning, Advertising, Recruiting, Business Development, Process Improvement, Email Marketing, Marketing Communications, Leadership Development, Event Management, Account Management, Small Business
Education
Cincinnati State Technical and Community College 1986 — 1987
N/A, Electronics Technology
U.S.Army 1979 — 1983
Fixed Station Technical Controller, Telecommunications Engineering
Central Texas College Overseas 1980 — 1982
Electrical, Electronic and Communications Engineering Technology/Technician
Bishop Brossart High School 1972 — 1976
Diploma, General
Farmington Bank July 2005 - Present
Sheshunoff Consulting + Solutions January 2000 - June 2005
Union Savings Bank August 1987 - January 2000
Skills
Banking, Commercial Lending, Loans, Commercial Banking, Mortgage Lending, Credit Analysis, Risk Management, Deposits, Bloomberg, Wealth Management, FHA, Financial Modeling, Financial Analysis, Microsoft Excel, Change Management
Education
DeSales University 1980 — 1983
Bachelor's degree, Accounting and Finance
Immaculate High School 1974 — 1978
Union Savings Bank February 2015 - Present
Fresh Thyme Farmers Market October 2014 - Present
Fifth Third Bank December 2012 - September 2013
Fifth Third Bank March 2010 - December 2012
Fifth Third Bank January 2008 - March 2010
Fifth Third Bank January 2007 - January 2008
Fifth Third Bank December 2001 - January 2007
Skills
Mortgage Lending, Process Improvement, Loans, Banking, Credit, Lines Of Credit, Financial Analysis, Accounting, Account Reconciliation, Mortgage Underwriting, Mortgage Servicing, Portfolio Management
Education
Cincinnati State Technical and Community College 2014 — 2015
Pastry Arts, Baking and Pastry Arts/Baker/Pastry Chef
Cincinnati State Technical and Community College 1998 — 2001
Chef Technology, Restaurant & Hotel Management, Pastry Arts, Culinary Arts/Chef Training
Union Savings Bank October 2009 - Present
The Realty Group July 1999 - September 2009
Fifth Third Bank 1996 - 1999
Skills
VA loans, Investment Properties, First Time Home Buyers, Real Estate, FHA financing, Short Sales, Small Business, Refinance, Mortgage Lending, Loan Origination, USDA, FHA, Loans, Mortgage Banking
Education
Carroll High School
Edison State Community College
Associate of Arts (AA), Accounting and Finance
Centier Bank March 2013 - Present
Union Savings Bank July 2009 - February 2013
St. Matthew School, Kokomo Schools, and Noblesville Schools January 1994 - November 2004
Skills
Refinance, Mortgage Lending, FHA financing, Loan Origination, Residential Mortgages, First Time Home Buyers, Investment Properties, Construction Loans
Education
Ball State University 1989 — 1993
Bachelor of Science (BS), Elementary Education and Teaching
Porco Group of companies January 2013 - Present
Jackson Hewitt Tax service 2011 - 2012
Union Savings Bank 2006 - 2010
RAM Informatics Limited 1999 - 2005
Ashok Leyland Information Technology Ltd 1994 - March 1998
Tata Consultancy Services 1989 - 1994
HINDUSTAN MOTORS LTD 1983 - 1987
Skills
Sales, Marketing, Accounting, Account Management, Accounts Receivable, Tax Preparation, Banking, Customer Service, Information Technology, Taxation, Business Planning, Tax, Business Development, Business Analysis, Financial Analysis, Management Consulting
Education
Indian Institute of Technology, Kharagpur 1979 — 1981
MS, Industrial Engineering and Operations Research
Union Savings Bank March 2012 - Present
CenterBank May 2005 - March 2012
Education
Miami University 2001 — 2005
Bachelor of Science, Accounting
Rubbermaid June 2011 - Present
American National Bank of DeKalb County October 2009 - June 2010
Union Savings Bank September 2007 - October 2009
Union Savings Bank August 2006 - September 2007
Education
Northern Illinois University 2009 — 2011
B.S.B.A, Business Administration
Highland Community College 2007 — 2009
Associates of Science, business administration
Northern Illinois University
Pursing a Bachelors, Science Business Administration
Union Savings Bank May 2004 - Present
Skills
Customer Service, Credit, Microsoft Office, Banking, Excel, Customer Satisfaction, Call Center, Inventory Management, Documentation, Teamwork, Purchasing, Real Estate, Problem Solving, Administrative Support, Word, Outlook, Data Entry, Fax, Typing, Accounts Payable, Spreadsheets, Invoicing, Payroll, Office Management, Scheduling, Administrative..., Software Documentation, Process Scheduler, Office Administration, Call Centers, Accounts Receivable, Time Management
Education
Naugatuck Valley Community College 1996 — 2001
Associate Degree - Computer Science, Computer Programming, 3.9
UNION Savings BANK August 2007 - Present
Union Savings Bank November 2002 - August 2007
UNION Savings BANK November 1998 - November 2002
TCF Bank March 1997 - November 1998
Skills
Customer Service, Goal Oriented, Banking, Loans, Customer Relations, Word, Excel, PowerPoint, Microsoft Word, Sales, Leadership, Coaching, Risk Management, Team Building, Microsoft Excel, Public Speaking, Management, Accounting, Credit, Budgets, Consumer Lending, Small Business Lending, Training, Commercial Lending, Microsoft Office, Loan Origination, Mortgage Lending, Credit Analysis, Retail Banking, Commercial Mortgages, Cross Selling, Mortgage Banking, New Business Development, Team Leadership, Process Improvement, Time Management, Strategic Planning, Commercial Banking, Operations Management, Construction Loans, Negotiation, Employee Relations, Sales Management, Strategic Financial..., Underwriting, Deposits, Financial Services
Education
Judson University 2008 — 2010
MA, Organizational Leadership
Judson University 2006 — 2007
BA, Management & Leadership
Rock Valley College 1999 — 2005
AA, Business
Union Savings Bank Loan OriginatorFifth Third Bank1999 - 2008
Fifth Third Bank 1995 - 2008
Skills
Creative Problem Solving, Wide range of job skills
Education
Ohio University 1978 — 1984
BFA, Fine Arts
Union Savings Bank
Skills
FHA, Mortgage Lending, Conventional, Refinance
Education
Fisk University 1976 — 1980
BS, ECONOMIC / BUSINESS MANGT
Union Savings Bank December 2010 - Present
Skills
Commercial Lending, Loans, Mortgage Lending, Credit, Commercial Banking, Small Business Lending, Loan Origination, Banking, Credit Analysis, Mortgage Banking, Commercial Mortgages, Construction Loans, Cross Selling, Consumer Lending, Lines Of Credit, Retail Banking
Education
Graduate School of Banking UW-Madison 1986 — 1988
Banking
Northern Illinois University 1977 — 1980
C.P.A., Accounting and Finance
PrimeLending October 2013 - Present
Union Savings Bank November 2010 - October 2013
PNC Mortgage May 1986 - November 2010
National City Mortgage 1985 - 2010
Skills
Foreclosures, Loan Origination, Mortgage Lending, Loans, Investment Properties, Credit, Construction Loans, Mortgage Banking, FHA, Banking, Refinance, USDA, Residential Mortgages, REO, VA loans, Mortgage Underwriting, Consumer Lending
Education
Butler University
Centerville High School
Union Savings Bank November 2000 - Present
Grand Premier Trust Company September 1988 - November 2000
State Bank of Freeport January 1982 - September 1988
Skills
Banking, Commercial Lending, Loans, Investments, Commercial Banking, Credit, Small Business Lending, Mortgage Lending, Cross Selling, Consumer Lending
Education
Northwestern University 1983 — 1985
Graduate Trust School
Northern Illinois University 1974 — 1976
B S Finance
Johnson & Johnson October 2014 - Present
Union Savings Bank June 2014 - October 2014
Nestlé December 2013 - June 2014
Nestle S.A. July 2012 - December 2013
GE May 2011 - August 2011
Skills
Leadership
Education
Miami University 2008 — 2012
Bachelor of Science (BS), Marketing
First Merchants Corporation July 2011 - Present
Union Savings Bank May 2009 - July 2011
Skills
Refinance, Loan Origination, Credit Analysis, Credit, Loans, FHA, Mortgage Banking, Residential Mortgages, Mortgage Lending, Banking, Consumer Lending, FHA financing, Government Loans, FHA Financing
Education
Indiana State University
Union Savings Bank July 2008 - Present
Skills
Credit, Banking
Education
Capital University 2002 — 2004
Third Federal Savings & Loan September 2014 - Present
Union Savings Bank May 2009 - September 2014
Skills
Selling, Real Estate, Account Management, Refinance, Mortgage Lending, Sales, Sales Management, FHA, Financial Analysis, First Time Home Buyers, Small Business, Negotiation, Loans, Foreclosures, FHA financing, Residential Homes, Mortgage Banking, Residential Mortgages
Education
Limestone College 1987 — 1991
Bachelor of Science, Business, Management, Marketing, and Related Support Services
Self-employed Sr Mortgage ConsultantFifth Third BankDecember 2004 - January 2007
Union Savings Bank January 2001 - December 2004
Education
Ohio Northern University—Claude W. Pettit College of Law 1996 — 1999
Doctor of Law (J.D.), Law
Union Savings Bank March 2009 - Present
Union Savings Bank September 2004 - March 2009
Fifth Third Bank 2001 - 2004
Old Kent Bank 2000 - 2001
Skills
Funding, Credit, Loans, Underwriting, Finance, Mortgage Lending, Loan Servicing, Analysis, Auditing, Banking, Refinance, Consumer Lending, Credit Analysis
Education
Western Illinois University 1989 — 1991
Bachelor of Business, Management
Carl Sandburg College 1987 — 1989
Associate of Science (AS), General Studies
Diversity Search Group October 2013 - February 2014
Union Savings Bank September 2011 - May 2013
Skills
Microsoft Office, Microsoft Word, PowerPoint, English, Windows, Research, Outlook
Education
Kaplan University 2009 — 2012
Bachelor's Degree, Nutritional Science
Ohio Institute of Photography and Technology 1994 — 1998
Associates Degree, Portraiture
Union Savings Bank August 2015 - Present
Fairfield Volkswagen August 2014 - August 2015
Breckenridge Insurance Group: Breckenridge Insurance Services, Blue River Underwriters, OSC June 2011 - September 2011
DICK'S Sporting Goods November 2009 - January 2010
Skills
Microsoft Word, Microsoft Excel, PowerPoint, Teacher's Aide, Elementary School Aide, YMCA Soccer Coach, Classroom Organization
Education
California State University-Dominguez Hills 2012 — 2014
Bachelor of Arts, Psychology
College of the Canyons 2009 — 2012
Psychology
C. Sterling Jewelers August 2014 - Present
Heather Moore Holiday Trunk Show November 2014 - November 2014
Bridal Extravaganza September 2014 - September 2014
Skyline Chili October 2011 - November 2012
Union Savings Bank June 2012 - August 2012
Skills
People-oriented, Attentive to detail, Organization Skills, Event Planning, Travel Planning, Team Leadership, Microsoft Office, PowerPoint, Product Display, Performing Arts, T-shirt Graphics, Canvas Prints, Social Media Marketing
Education
Bowling Green State University 2012 — 2016
Bachelor's Degree, Apparel Merchandising and Product Development, Junior
The School for Creative and Performing Arts 2007 — 2012
High School Diploma, Vocal Performance, 3.5 GPA