Mortgage Financial
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Mortgage Financial Employees
KeyBank February 2015 - Present
Notary Public April 2003 - Present
People's United Bank December 2013 - February 2015
Mortgage Financial February 2003 - December 2013
Sports and Fitness Edge June 2000 - February 2003
Skills
FHA, Refinance, VA, First Time Home Buyers, USDA, Home, Conventional, Mortgage, Loans, Investment Properties, Mortgage Lending, Residential, Mortgage Planning, Condos, Short Sales, Single Family Homes, First Time Buyers, Relocation, FHA financing, Purchase, Certified Mortgage..., Real Estate, Residential Homes, Residential Mortgages, Reverse Mortgages, Loan Origination, Underwriting, Real Estate Financing, Credit, Home Equity Loans, Real Estate Transactions, Foreclosures, REO, Mortgage Banking, VA loans, Referrals, VA Loans, Customer Service, Sales, Marketing, FHA Financing
Education
Lyndon State College 1994 — 1999
BA, History
Essex Jct High School 1990 — 1994
Mortgage Financial January 2015 - Present
Scotiabank December 2010 - January 2015
Scotiabank April 2009 - November 2010
Scotiabank September 2007 - April 2009
Skills
Mortgage Lending, Strategic Financial..., Investment Strategies, Banking, Lines Of Credit, Mutual Funds, Retail Banking, Personal Banking, Debt Consolidation, Credit, Consumer Lending, Residential Mortgages, Loans, Financial Planning, Investment Advisory, Investments, Refinance, Retirement Planning
Education
Sheridan College 2003 — 2006
Finance
Mortgage Financial November 2010 - Present
Leader Bank February 2007 - October 2010
Skills
Mortgage Underwriting, Mortgage Banking, Refinance, Mortgage Lending, FHA, Residential Mortgages, USDA, VA loans, Underwriting, Credit, Credit Analysis, Government Loans, Mortgage Marketing, FHA financing, Loan Origination
Education
Franklin Pierce College 1987 — 1989
Bachelor of Arts (BA), Communications
HomeBridge Financial Services, Inc August 2014 - Present
Mortgage Financial November 2007 - August 2014
Summit Financial Center, Inc. May 1993 - November 2007
Chittenden Bank September 1989 - September 1992
Irving Financial Center, Inc. September 1987 - September 1989
Skills
FHA, Refinance, Mortgage Lending, Loans, VA loans, Real Estate, Loan Origination, Vacation Homes, Residential Mortgages, Mortgage Banking, FHA financing, First Time Home Buyers, REO, Credit, Investment Properties, USDA, Real Estate Financing, Condos, Mortgage Underwriting, Construction Loans, Commercial Real Estate, Credit Analysis, Commercial Mortgages, Foreclosures, Real Property, Consumer Lending, Residential Homes, Single Family Homes, Real Estate Transactions, Certified Mortgage..., Reverse Mortgages, Finance, Home Equity Loans, Commercial Lending, Sellers, Underwriting, Small Business Lending, Government Loans, Short Sales, New Home Sales, Closings, Second Home, VA Loans, FHA Financing, Customer Satisfaction, Customer Service
Education
University of Vermont 1992 — 1996
BA, Science
Champlain College 1985 — 1987
Associates Degree, Office Management
Poultney High School 1972 — 1984
High School Diploma, Advanced track/College Prep
Mortgage Financial Inc. September 2008 - Present
Mortgage Financial, Inc. September 2008 - Present
Mortgage Financial August 2008 - Present
Skills
Mortgage, Refinance, First Time Buyers, FHA, VA, First Time Home Buyers, Conventional, Loans, Mortgage Banking, Investment Properties, Mortgage Planning, Mortgage Lending, Certified Mortgage..., Credit Analysis, Strategic Financial..., Real Estate Transactions, Finance, Home Equity Loans, Real Estate Financing, Credit, Banking, FHA financing, Real Estate, Residential Mortgages, Loan Origination, USDA, Reverse Mortgages, VA loans, Government Loans, FHA Financing, Financial Planning
Education
Northeastern University 1977 — 1983
BS
Reliant Mortgage Company April 2008 - Present
Mortgage Financial June 2004 - April 2008
Sovereign Bank September 1987 - February 2003
Skills
Mortgage Banking, FHA, Mortgage Lending, Loan Origination, Refinance, USDA, Loans, VA loans, Residential Mortgages, Credit, Reverse Mortgages, Certified Mortgage..., Construction Loans, FHA financing, First Time Home Buyers, Investment Properties, Real Estate, Underwriting
Education
Emmanuel College 1999 — 2003
BSBA, Management
Mortgage Financial March 2014 - Present
Guaranteed Rate May 2013 - February 2014
MSA Mortgage October 2012 - May 2013
Fairway Independent Mortgage Corporation February 2011 - October 2012
Citizens Bank October 2010 - January 2011
Fairway Independent Mortgage Corporation September 2008 - November 2010
CTX Mortgage October 2007 - August 2008
Direct Capital Corporation February 2004 - January 2005
Aetna June 1999 - February 2004
Skills
Mortgage Lending, FHA, Refinance, First Time Home Buyers, Underwriting, Loans, Finance, Real Estate Transactions, FHA financing, Mortgage Banking, USDA, Investment Properties, Customer Service, Residential Homes, VA loans, Certified Mortgage..., Loan Origination, Residential Mortgages, Real Estate, Condos, Funding, Credit Scoring, Pre-qualification, Real Estate Financing, Referrals
Education
University of Massachusetts at Lowell 1995 — 2003
BS, Management and marketing
University of Massachusetts at Lowell
Masters, MBA
Mortgage Financial August 2014 - Present
NewFed Mortgage (aquired Consolidated Mortgage Services) August 2010 - August 2014
Advanced Mortgage Services March 2009 - July 2010
MA Office of Dispute Resolution and Public Collaboration (MODR) November 2008 - January 2009
Consolidated Mortgage Services, Inc. July 2001 - December 2008
Thomas J. Calter, State Representative September 2007 - June 2008
Skills
Mortgage Lending, FHA, Refinance, VA, First Time Home Buyers, Purchase, Short Sales, Loans
Education
University of Massachusetts Boston 2007 — 2008
Graduate Certification, Public Policy
University of Massachusetts Boston 1988 — 1991
BS, Economics
Zynga August 2011 - October 2012
Harmonix Music Systems March 2009 - February 2011
Harmonix Music Systems February 2008 - March 2009
Mortgage Financial October 2005 - February 2008
Skills
Video Games, Xbox 360, Wii, PS3, Game Design, Gameplay, Game Development, Online Gaming, Perforce, Mobile Games
Education
Fairleigh Dickinson University 2002 — 2005
Bachelor's, Electronic Filmmaking
Mortgage Financial August 2008 - Present
CTX Mortgage Co. May 2000 - August 2008
CTX 2000 - 2008
PNC Mortgage 1996 - 2000
Quincy Cooperaive Bank 1976 - 1985
Education
Northeastern University 1977 — 1983
Mortgage Financial August 2010 - Present
American Foundations MortgageBanc January 2009 - August 2010
Amerihome Mortgage Company August 2004 - January 2009
Points East Mortgage Company January 1998 - August 2004
Skills
Loans, Mortgage, Home, FHA, Real Estate, First Time Home Buyers, Credit, Conventional, Mortgage Lending, Sellers, Refinance, Loan Origination, USDA, Residential Mortgages, VA loans, FHA financing, Investment Properties, Residential Homes, Real Estate Financing, Certified Mortgage..., Mortgage Banking, Construction Loans, Mortgage Underwriting, Real Estate Transactions, Condos, Underwriting, Real Estate Economics, FHA Financing
Education
Tufts University 1991 — 1995
BA, Economics
All Covered February 2015 - Present
Odin Inc June 2011 - January 2015
Middlesex Community College September 2011 - September 2012
New Horizons January 2005 - June 2006
Mortgage Financial June 2003 - June 2004
Skills
C Programing, Visual C++, Visual C#, Computer Proficiency, Visual Basic, Visual Studio, CSS, HTML, Customer Service, Japanese, Chinese, Tutoring, Public Speaking, Event Planning, Teaching, Editing, PowerPoint, English grammar, Microsoft Office, Community Outreach, ESL, Research, Microsoft Word, Public Relations, Literature, Higher Education, Volunteer Management, Software Development, C, Quality Assurance, Technical Support, Hardware Diagnostics
Education
University of Massachusetts Lowell 2013 — 2015
Information Technology, Computer and Information Sciences and Support Services
University of Massachusetts 2008 — 2011
Bachelor of Arts, English
University of Massachusetts Boston 2008 — 2010
BA, English
Middlesex Community College 2006 — 2008
Associate, Arts and Science
American Income Life March 2011 - September 2011
Best Buy April 2010 - May 2011
Hoop Mountain September 2010 - December 2010
Sterling YMCA September 2007 - September 2009
Mortgage Financial May 2009 - June 2009
Skills
Marketing Research, Time Management, Able To Multi-task, Problem Solving, Problem Analysis
Education
Endicott College 2007 — 2011
Bachelor of Science, Business Administration (Management focus)
Beverly High School 2003 — 2007
Diploma
Rotary July 2014 - Present
Mortgage Financial 1997 - Present
Mortgage Financial October 1996 - Present
Skills
Refinance, FHA, VA Purchases/Refinance, Credit Score Optimizing, Mortgage Banking, First Time Home Buyers, USDA, Loans, Mortgage Lending, Real Estate Transactions, Loan Origination, Residential Mortgages, Reverse Mortgages, Investment Properties, Condos, Certified Mortgage..., Real Estate, Foreclosures, FHA financing, Credit, VA loans, Vacation Homes, Residential Homes, Home Equity Loans, Construction Loans, Real Estate Financing, Single Family Homes, REO, Commercial Mortgages, Mortgage Underwriting, Debt Consolidation, VA Loans
Education
Champlain College
Guaranteed Rate March 2011 - Present
Greenpark Mortgage June 2008 - March 2011
Mortgage Financial July 1999 - May 2008
PricewaterhouseCoopers March 1995 - July 1999
JPMorgan Chase 1991 - 1996
State Street 1990 - 1991
Skills
First Time Home Buyers, Mortgage Lending, Debt Consolidation, Refinance, Mortgage Banking, Financial Services, Finance, Investment Properties, Loans, Residential Mortgages, Mutual Funds, FHA, Risk Management, Certified Mortgage..., Real Estate, Loan Origination, USDA, VA loans, Reverse Mortgages, Credit, Construction Loans, VA Loans, Underwriting, FHA financing
Education
Suffolk University 1994 — 1996
Masters, TAXATION
Salem State University 1986 — 1990
BS Business, Accounting
Austin Preparatory High School 1982 — 1986
86
CrossCountry Mortgage, Inc. August 2015 - Present
PMAC Lending Services Inc. February 2013 - July 2015
College of Charleston August 2009 - May 2012
WINGS for kids, Inc. August 2011 - November 2011
Argus Associates September 2008 - August 2009
Mortgage Financial September 2005 - August 2007
Skills
Facebook, Event Planning, Public Relations, Microsoft Office, Public Speaking, Social Networking, PowerPoint, Social Media, Event Management, Research, Customer Service, Blogging, Non-profits, Microsoft Word, Fundraising, Microsoft Excel, Higher Education, Time Management, Volunteer Management, Teamwork, Leadership, Social Media Marketing, Creative Writing, Community Outreach
Education
College of Charleston 2009 — 2012
Psychology, Neuroscience
College of Charleston 2009 — 2012
Bachelor of Science (B.S.), Psychology
Metro Credit Union September 2012 - Present
Mortgage Financial May 2008 - August 2012
Summit Mortgage March 1998 - October 2007
Skills
USDA, FHA, Mortgage Banking, Mortgage Lending, Refinance, VA, VA loans, FHA financing, Mortgage Underwriting, Home Equity Loans, Residential Mortgages, Credit, Underwriting, Real Estate, Investment Properties, Reverse Mortgages, Loans, First Time Home Buyers, Loan Origination, Mortgage Marketing, Residential Homes, Construction Loans, Credit Analysis, Commercial Lending, Real Estate Financing, Certified Mortgage..., Commercial Mortgages, Government Loans, Banking, Lines Of Credit, Mortgage Servicing, VA Loans
Education
Salem State College
Business Management
Mortgage Network May 2011 - Present
GMAC/Rescap June 2010 - March 2011
Mortgage Financial December 2007 - June 2010
Countrywide Home Loans February 2006 - November 2007
CTX Mortgage August 2000 - March 2006
Bank of America January 1992 - August 2000
DeWolfe Mortgage 1991 - 1992
Commonweath Mortgage 1986 - 1990
Skills
Mortgage Lending, Mortgage Banking
Education
Acton Boxboro High School
University of New Hampshire
BA, Business Management
Mortgage Financial September 2013 - Present
Mortgage Master Inc. February 2009 - September 2013
Mortgage Master Inc. February 2009 - September 2013
BNI 2002 - 2010
Metrocities Mortgage September 2007 - January 2009
Skills
Mortgage Lending, Financial Risk, FHA, Refinance, Mortgage Banking, VA loans, Residential Mortgages, Loan Origination, USDA, Loans, FHA financing, First Time Home Buyers, Credit, Investment Properties, Banking, Finance, Underwriting, Outlook, Program Management, Certified Mortgage..., Customer Service, Sales, Residential Homes, Reverse Mortgages, Credit Analysis, Real Estate, Real Estate Financing, Condos, FHA Financing
Education
Salem State University
Guaranteed Rate January 2013 - Present
Greenpark Mortgage 2008 - 2011
Mortgage Financial 1998 - 2008
Fleet Mortgage Corporation 1994 - 1998
First Eastern Mortgage a division of First Federal Savings Bank of Boston 1991 - 1994
State Street Bank 1990 - 1991
Skills
Refinance, Mortgage Lending, Mortgage Banking, VA loans, FHA financing, Residential Mortgages, Certified Mortgage..., Reverse Mortgages, Mortgage Underwriting, Credit, Loans, VA Loans
Education
Stonehill College 1985 — 1989
Bachelor of Science (B.S.), Finance
Richmond, The American International University in London 1987 — 1987
Studied abroad, Finance
Mortgage Financial April 1993 - Present
Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, Loans, USDA, Loan Origination, Residential Mortgages, FHA financing, Credit, Certified Mortgage..., First Time Home Buyers, Investment Properties, Construction Loans, Mortgage Underwriting, REO, Debt Consolidation, Project Planning, Real Estate, Foreclosures, Real Estate Financing, Real Estate Transactions
Education
Salem State University
Bachelor of Science (BS) Finance/ Minor Economics, Business.
MBA Mortgage Corporation August 2014 - Present
Success! Real Estate 1995 - Present
Mortgage Financial 2012 - 2013
Advanced Mortgage Services 2008 - 2012
Skills
Investors, Real Estate, Negotiation, Buyers, Property, Short Sales, Sellers, Luxury, Investment Properties, Real Estate Transactions, Relocation, Single Family Homes, REO, Vacation Homes, Home Staging, Selling, Seniors, Foreclosures, Residential Homes, Condos, Buyer Representation, Townhomes, New Home Sales, First Time Home Buyers, Listings, Rentals, Referrals, Waterfront
Education
Bridgewater State University 1994 — 1999
Business, Management, Marketing, and Related Support Services
Granite Telecommunications October 2012 - Present
Insight Global August 2012 - October 2012
Various August 2008 - August 2012
Lewtan Technologies November 1998 - May 2008
Cayenne Software August 1996 - November 1998
Mortgage Financial July 1992 - August 1995
Skills
Project Management, Business Analysis, New Business Development, Business Development, Business Strategy, Account Management, Product Management, Team Leadership, Team Building, Editing, Analysis, Retail, Enterprise Software, Start-ups, Strategic Planning, Management, Leadership, Integration
Education
Colgate University
B.A., Liberal Arts
Fairway Independent Mortgage Corporation September 2015 - Present
Primary Residential Mortgage, Inc. February 2014 - August 2015
Mortgage Financial February 2012 - February 2014
Bank of America 2002 - 2010
Skills
Refinance, Loans, VA loans, Mortgage Banking, FHA financing, Non-Conforming, USDA, Government Loans, Loan Origination, Residential Mortgages, Real Estate, Certified Mortgage..., First Time Home Buyers, Reverse Mortgages, Construction Loans, Home Equity Lines of..., Credit, Mortgage Underwriting, Home Equity Loans, Banking, Investment Properties, Credit Analysis
Education
Boston College 1985 — 1989
Bachelor's degree, Economics, German
New Trier High School Winnetka IL 1981 — 1985
High School Diploma
PMAC Lending September 2013 - Present
Mortgage Financial June 2003 - May 2005
Sovereign Bank September 1986 - February 2003
Skills
Banking, Training, Loan Origination, Refinance, Management, Finance, Mortgage Banking, Loans, Mortgage Lending, Customer Service
Education
Emmanuel College 1998 — 2003
BS/BA, Management
Direct Capital Corporation January 2013 - January 2013
Schaefer Mortgage January 2012 - September 2012
Mortgage Financial August 2010 - October 2011
Skills
Mortgage Lending, Loans, Credit, Sales Management, Customer Service, Microsoft Excel, Microsoft Office, PowerPoint, Event Planning, Outlook, Sales, Microsoft Word, Visio, Accurate Data Entry, Databases, SLX, SalesLogix, Aspect
Education
Middlesex Community College 2008 — 2010
Associate, Business Communication
Mortgage Financial March 2015 - Present
Jeanne D' Arc Credit Union November 2009 - March 2015
Skills
Mortgage Lending, Mortgage Banking, Real Estate Paralegal, Refinance, Loans, Credit, Banking, Loan Origination, Residential Mortgages, Consumer Lending, FHA, Credit Analysis, Commercial Lending, Retail Banking, USDA, Mortgage Underwriting, Commercial Banking, Underwriting, Lines Of Credit, Mortgage Servicing, Loan Servicing
Education
University of Massachusetts at Lowell
PARALEGAL CERTIFICATION, Paralegal Studies
Mortgage Financial February 2015 - Present
Happy Couples Dog Walking June 2014 - February 2015
Deluxe Corporation February 2014 - June 2014
Traina & Traina Insurance Agency October 2013 - February 2014
Traina & Traina Insurance October 2013 - February 2014
Mortgage Financial August 2010 - August 2013
Mortgage Financial, Inc August 2010 - July 2013
Compliance Review August 2010 - July 2013
Dog walking & Pet Sitting January 2010 - July 2010
Banana Republic January 2010 - April 2010
Skills
Data Entry, Telephone Skills, Filing, Customer Service, Fax, Loans
Education
Middlesex Community College 2007 — 2009
Middlesex Community College
Liberal Arts & Sciences