Mortgage Network
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Mortgage Network Employees
TowneBank Mortgage July 2013 - Present
Mortgage Network August 2011 - July 2013
Wells Fargo Home Mortgage March 2007 - July 2011
First Flight Mortgage April 2004 - March 2007
Skills
FHA, Mortgage Lending, Refinance, Loans, VA loans, Residential Mortgages, Mortgage Banking, Customer Service, Real Estate Transactions, USDA
Education
East Carolina University 1996 — 2000
BS, Communications
Residential Mortgage Services, Inc. -- NMLS#1760 April 2014 - Present
Mortgage Network December 2011 - April 2014
MetLife Home Loans June 1994 - November 2011
ITT Financial 1987 - 1989
Skills
USDA, VA, FHA, Mortgage Lending, Conventional, Refinance, First Time Home Buyers, Purchase, Investment Properties, Mortgage Banking, Residential Mortgages, Loan Origination, Referrals, Sellers, Real Estate, New Home Sales, Real Estate Transactions, Underwriting, Short Sales, Single Family Homes, Relocation, Foreclosures, VA loans, Condos, Home Equity Loans, Loans, Finance, Reverse Mortgages, FHA financing, Government Loans, Certified Mortgage..., Credit, Mortgage Underwriting, Construction Loans, HUD, Real Estate Financing, Loss Mitigation
Education
University of Rhode Island 1981 — 1985
Bachelor of Arts (B.A.), Communication, General
UnderGround Marketing Society April 2011 - Present
Independent Business Marketing Bible IV May 2013 - Present
Absolute Mortgage a division of Pinnacle Capital Mortgage Corp. September 2005 - Present
Mortgage Network December 2002 - November 2005
Shelter Mortgage September 2000 - September 2002
Code 7 Design June 1997 - August 2000
Lewis Design Group October 1995 - June 1997
Skills
Public Speaking, Online Marketing, Reputation Management, Reputation Marketing, SEO, Social Media, Social Media Marketing, Social Networking, Online Advertising, Lead Generation, Mobile Marketing, Marketing, SEM, Brand Development, Entrepreneurship, Strategy
Education
Boston College 1981 — 1985
BS, Economics
Mortgage Network March 2004 - Present
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, Access, Data Entry, Time Management
Education
Radford University 1997 — 2000
BS
Residential Mortgage Services, Inc. -- NMLS#1760 February 2014 - Present
Mortgage Network October 2011 - February 2014
Wells Fargo Home Mortgage September 2009 - September 2011
Maxim Home Mortgage LLC September 2006 - December 2009
Asset Mortgage, LLC December 2000 - September 2006
Countrywide Home Loans 1999 - 2000
Skills
FHA, Mortgage Lending, Referrals, Real Estate, Short Sales, Residential Homes, Foreclosures, REO, Commercial Banking, Investments, Condos, Commercial Mortgages, Home Equity Lines of..., Sellers, Home Equity Loans, Investors, New Home Sales, Mortgage Marketing, Debt Consolidation
Education
Alvernia College
Liberty Staffing Services October 2009 - Present
Mortgage Network October 2007 - June 2014
Adecco Canada May 1998 - June 2001
Skills
Human Resources, Recruiting, Customer Service, Contract Recruitment, Account Management, Recruitment Advertising, Executive Search, Employee Relations, Interviews, Sales Operations, Performance Management, Payroll, Cold Calling, Sales, Management
Education
Fanshawe College
Marketing Certificate, Business, Management, Marketing, and Related Support Services
First Choice Loan Service Inc. February 2015 - Present
Fairway Independent Mortgage Company March 2014 - February 2015
Franklin American Mortgage Company December 2013 - March 2014
Mortgage Network July 2011 - November 2013
Simplicity Home Lending Corp. July 2005 - July 2011
Pocono Mountain School District September 1998 - June 2004
Skills
Mortgage Lending, Loans, Residential Mortgages, Mortgage Banking, Refinance, FHA, USDA, Loan Origination, First Time Home Buyers, Credit, Investment Properties, VA loans, FHA financing, Real Estate, Underwriting, Banking, Strategic Planning, Sellers, Finance, Short Sales, FHA Financing, VA Loans
Education
East Stroudsburg University of Pennsylvania 1995 — 1997
BS, Mathematics
York College of Pennsylvania 1983 — 1985
Associate of Science (A.S.), Computer and Information Sciences, General
MIAC - Mortgage Industry Advisory Corporation May 2014 - Present
CRT Capital Group June 2012 - August 2013
Mortgage Network May 2008 - March 2012
Skills
Financial Analysis, Account Reconciliation, Microsoft Excel, Mortgage Banking, Managing Deadlines, Multiple Projects..., Investor Relations, Complex Financial..., Creative and Practical..., International Political...
Education
University of New Hampshire 2010 — 2014
Bachelor's degree and Minor, Political Science and Business
Deering High School
Diploma
Mortgage Network January 2003 - Present
Liberty Savings Bank August 1997 - January 2003
Coastal Area District Development Authority January 1991 - July 1997
Skills
Mortgage Lending, Mortgage Banking, Credit, Loan Origination, Residential Mortgages, Customer Service, Outlook, Financial Analysis, Microsoft Excel, Microsoft Office, Strategic Planning, Microsoft Word, First Time Home Buyers, Public Speaking, Credit Analysis
Education
Georgia Southern University - College of Business Administration 1987 — 1990
BBA, Bank Management
Mortgage Network December 2009 - June 2011
1st Metropolitan Mortgage March 2005 - September 2009
First Decision Mortgage 2001 - 2003
Skills
Residential Mortgages, Mortgage Banking, FHA, Loan Origination, Mortgage Lending, USDA, Real Estate, Mortgage Servicing, Customer Service, First Time Home Buyers, Management, Microsoft Office, VA loans, Investment Properties, Banking, Social Media, Mortgage Underwriting, Construction Loans, Event Planning, Real Estate Economics, FHA financing, Customer Satisfaction, Cold Calling, Commercial Mortgages, Credit, Sales, Government Loans, Home Equity Loans, Office Administration, Office Management, Customer Oriented, Events, Event Management, Coordinating Events, Wedding Planning, Wedding Coordinating, Weddings, Wedding Cakes, Wedding Videos, Wedding Favours, Birthday Parties, Parties, Teaching, Loans, Refinance, Leadership
Education
University of South Carolina-Columbia 2013 — 2015
Bachelor of Education (B.Ed.)
Horry-Georgetown Technical College 2012 — 2013
Associate of Science (A.S.), Mathematics, Cum Laude
York Technical College 1987 — 1989
Associate's degree, Computer Science
PrimeLending October 2013 - Present
Mortgage Network July 2011 - October 2013
MetLife Home Loans 2009 - 2011
First Horizon Home Loans 1993 - 2009
Maryland National Mortgage 1985 - 1993
Skills
Mortgage Banking, FHA, Residential Mortgages, Mortgage Lending, USDA, Investment Properties, Underwriting, FHA financing, Single Family Homes, Loans, Refinance, Loan Origination, Sellers, Credit Analysis, Home Equity Loans, Credit, First Time Home Buyers, Real Estate Transactions, Foreclosures, Home Equity Lines of..., VA loans, Referrals, Reverse Mortgages, Construction Loans, Certified Mortgage..., Relocation, Government Loans, Condos, Short Sales, REO, Real Estate, New Home Sales, Residential Homes, Mortgage Underwriting, Investors
Education
James M Bennett High School 1964 — 1968
Loyola College in Maryland
Mortgage Network June 2011 - Present
Bank of America April 2007 - March 2011
Equity America Mortgage Services, Inc. 2001 - April 2007
Skills
Reverse Lending...
Education
Plymouth State University
BS, Business Management
Mortgage Network October 2011 - April 2012
Prospect Mortgage / Indymac / New York Mortgage / Guaranty Residential July 2002 - September 2011
Education
Babson College - Franklin W. Olin Graduate School of Business
Middlebury College
Freelance August 1998 - Present
Sherwin Williams December 2013 - February 2014
Communication Test Design Inc. April 2012 - May 2012
Wal-mart March 2008 - November 2009
FedEx September 2006 - November 2006
Unique Thrift Store September 2005 - May 2006
Sienco September 2002 - October 2002
Mortgage Network June 2001 - August 2001
Skills
Microsoft Word, Microsoft Excel, PowerPoint, Adobe Audition, Premiere, Sony Vegas, Illustrator, Photoshop, Photoshop Elements, Customer Service, Creative Solutions, Video Production, Voice Acting, Voice Over, Video Games, Audio Engineering, Website Development
Education
Red Rocks Community College 2003 — 2005
Warren Tech Vocational School 2000 — 2002
Computer Graphics and Multimeida
Arvada High School 1999 — 2002
General, General
NTFN dba Premier Nationwide Lending #75333 November 2012 - Present
Mortgage Network October 2009 - October 2012
American Partners Bank July 2006 - October 2009
Gateway Diversified Mortgage Services 2003 - 2006
North American Mortgage Co. 1998 - 2003
Skills
Reverse Mortgages, FHA, FNMA, USDA, FHLMC, Loans, Mortgage Lending, Investment Properties, Mortgage Banking, Banking, Refinance, Loan Origination, VA loans, Residential Mortgages, Mortgage Marketing, Underwriting, Credit, FHA financing, Government Loans, Mortgage Underwriting, Certified Mortgage..., Construction Loans, HUD, VA Loans, FHA Financing
Education
California University of Pennsylvania 1982 — 1984
M. S., Geological and Earth Sciences/Geosciences
Waynesburg College 1979 — 1982
BS, Mathematics and Computer Science
J Derenzo Companies August 2013 - Present
Dana-Farber Cancer Institute March 2010 - August 2013
Au Bon Pain June 2009 - March 2010
The Jacobs Group December 2008 - June 2009
Mortgage Network February 2004 - October 2008
Independent Contractor July 2001 - February 2004
Netegrity March 2000 - June 2001
United States Department of Defense September 1998 - March 2000
Skills
Management, Microsoft SQL Server, Project Management, Web Applications, Leadership, E-commerce, Security, Microsoft Excel, Networking, HTML, Unix, Microsoft Office, Software Development, Integration, Consulting, Information Technology, Business Process, ERP, Strategic Planning, .NET, Architectures
Education
Boston University 2009 — 2012
Masters of Science, Computer Information Systems
Northeastern University 2006 — 2008
Biology & Organic Chemistry
Daniel Webster College 2004 — 2008
Business Management - Marketing
Harvard University (Extension) 2006 — 2007
Chemistry
Mortgage Network 1998 - Present
Skills
FHA, Refinance, Mortgage Lending, Mortgage Banking, Loans, USDA, Loan Origination, VA loans, Credit Analysis, Certified Mortgage..., Financial Analysis, Reverse Mortgages, Government Loans, FHA financing, Sellers, Mortgage Underwriting, First Time Home Buyers, Real Estate, Condos, Commercial Lending, Investment Properties, Residential Mortgages, Consumer Lending, Real Estate Financing, Credit, Real Estate Economics, Short Sales, Real Estate Transactions, Construction Loans, Finance, Underwriting
Education
UCL 1964 — 1971
Mortgage Network March 2003 - Present
Skills
Mortgage Lending, USDA, Loans, Training, Real Estate, FHA, Mortgage Banking, Refinance, FHA financing, Credit, Loan Origination, VA loans
Education
Goddard College 2012 — 2016
BA in Individualized Studies
Masconomet high school January 2015 - Present
Prospect Mortgage, LLC February 2014 - December 2014
Mortgage Network September 2010 - February 2014
Citizens Bank February 2010 - September 2010
Regency Mortgage Corp August 2009 - February 2010
Homestead Mortgage Loans May 2008 - August 2009
Downeast Mortgage Company May 2005 - February 2008
Skills
Banking, Mortgage Lending, FHA, Loans, Refinance, Mortgage Banking, Real Estate, First Time Home Buyers, Condos, Residential Mortgages, Loan Origination, VA loans, USDA, Credit, Credit Analysis
Education
Salem State University 2013 — 2017
Masters in Teaching Middle School MAth
Bentley University 2004 — 2008
Bachelors, Finance
Mortgage Network September 2006 - Present
Countrywide Home Loans 2002 - 2006
North American Mortgage Co 1994 - 2002
American Residential Mortgage/Independence One Mortgage 1990 - 1994
Boston 5 Cents Savings Bank 1986 - 1990
Skills
Loans, Funding, Sales, Retail, Management, Finance, FHA financing, Mortgage Banking, Mortgage Lending, Coaching, FHA, Government Loans, Real Estate, Banking, USDA, Team Building, Loan Origination, Entrepreneurship, Customer Service, Training, Refinance, Investments, Mortgage Underwriting, Negotiation, Customer Retention, Residential Homes, Sales Management, Real Estate Economics, Financial Analysis, Investment Properties, Risk Management, Certified Mortgage..., Recruiting, Consumer Lending, VA loans, Leadership, Credit, Underwriting, Marketing, New Business Development, Reverse Mortgages, First Time Home Buyers, Process Improvement, Credit Analysis, Residential Mortgages, Business Development, Commercial Lending, Construction Loans, Commercial Mortgages, Strategic Planning
Education
Bucknell University 1981 — 1986
BA, Political Science/Theatre
Georgetown Prep, Rockville, MD 1977 — 1981
Merrimack Mortgage Company, Inc. September 2013 - Present
Mortgage Network March 2007 - August 2013
First Horizon 2002 - 2007
Skills
USDA, Residential Mortgages, FHA, FHA financing, Refinance, Mortgage Banking, Reverse Mortgages, VA loans, Certified Mortgage..., Loan Origination, Commercial Mortgages, Credit, Residential Homes, Real Estate Economics, HUD, Real Estate Transactions, Construction Loans, Consumer Lending, USDA Rural Housing, Government Loans, First Time Home Buyers, Credit Analysis, Loans, Single Family Homes, REO, Mortgage Servicing, Mortgage Lending, Sellers, Debt Consolidation, Commercial Lending, Non-Conforming, Selling, Investors, Vacation Homes, Investment Properties, Home Equity Loans, Finance, Short Sales, Mortgage Marketing, Referrals, Mortgage Underwriting, Real Estate Financing, New Home Sales, Real Estate, Funding, Banking, Condos, Relocation, Investments, Underwriting
Education
Daniel Webster College 2002 — 2005
BA, Business
Mortgage Network October 2014 - Present
Merrimack Mortgage Company, Inc. October 2011 - Present
Bank of America December 2008 - November 2011
Wells Fargo Home Mortgage July 1993 - December 2008
Skills
USDA, FHA, Refinance, Mortgage Banking, Mortgage Lending, Residential Mortgages, Loan Origination, FHA financing, Referrals, First Time Home Buyers, Loans, Real Estate Transactions, Investment Properties, Construction Loans, VA loans, Residential Homes, Underwriting, Certified Mortgage..., Foreclosures, Short Sales, Sellers, Relocation, Condos, Reverse Mortgages, Real Estate, Credit, Government Loans, Single Family Homes, HUD, REO, Home Equity Loans, Buyers, FHA Financing
Education
Boston University 1978 — 1982
Ste Genevieve Senior High School 1974 — 1978
High School
New Fed Mortgage May 2013 - Present
Mortgage Network April 1998 - April 2013
Mortgage Network April 2001 - March 2007
Skills
Mortgage Lending, Investor Relations, Mortgage Banking, Real Estate, Refinance, Customer Service..., Loans, Sales Management, Investment Properties, Condos, First Time Home Buyers, Short Sales, HUD, Sellers, Negotiation, Management, Single Family Homes, Foreclosures, FHA, Loss Mitigation, FHA financing, Property Management, USDA, VA loans, Credit, Loan Origination, Residential Mortgages, FHA Financing, VA Loans
Education
University of Massachusetts, Amherst 1991 — 1997
Franklin Savings Bank January 2014 - Present
Wells Fargo Home Mortgage December 2010 - January 2014
Mortgage Network October 2007 - December 2010
First Horizon Home Loans July 2005 - October 2007
TD Bank September 1995 - July 2005
CFX Bank 1997 - 1998
Skills
Residential Mortgages, Mortgage Lending, FHA, USDA, Refinance, FHA financing, Real Estate, Loans, First Time Home Buyers, Mortgage Banking, Short Sales, Reverse Mortgages, Sellers, Investment Properties, VA loans, Residential Homes, Credit, Certified Mortgage..., Buyer Representation, Foreclosures, Construction Loans, Government Loans, Condos, Real Estate Financing, Loan Origination, Referrals, REO, Investors, Home Equity Loans, Non-Conforming, Real Estate Transactions, HUD, Commercial Mortgages, Credit Analysis, Single Family Homes, Commercial Lending
Education
Fashion Institute of Technology 1983 — 1985
Bachelor of Science, Marketing
Long Island University, Southampton Campus 1981 — 1982
Marketing
San Jose State University 1980 — 1981
Accounting
Newfound Memorial High School
Relish Life ~ The Art of Joyful Living September 2012 - Present
Bluffton, SC 2011 - 2012
Mortgage Network 2004 - 2012
Saks Fifth Avenue 1999 - 2004
Skills
Coaching, Change Management, Staff Development, Sales, Life Coaching, Creativity Skills, Visual Arts, Real Estate, NLP, Relationship Coaching, Career Coaching, Employee Engagement, Referrals, Stress Management, Selling, Career Counseling, Career Transitions, Deep Listening, Modelling of Excellence, Non-Violent..., Professional Development, Solution-Focused..., Strengths Coaching, Stress Reduction, Transformational Change, Work-Life Balance, Work Life Balance, Nonviolent Communication, Strategic Planning, Training, Customer Service, Public Speaking, Team Building, Leadership, Marketing, Personal Development
Education
University of South Carolina-Columbia 1994 — 1997
BA in Communication, Journalism & Related Programs
San Mateo Credit Union June 2015 - Present
US Bank Home Mortgage October 2011 - June 2015
Opes Advisors September 2010 - February 2011
Guardian Life of America June 2010 - September 2010
Mortgage Network January 2000 - June 2010
National Financial 1996 - 1999
Emerson Financial 1991 - 1996
Pan American Savings Bank 1988 - 1991
Skills
Leadership, Mortgage Banking, Management, Business Strategy, Mortgage Lending, FHA, Recruiting, Negotiation, Team Building, Banking, Strategic Planning, Loans, Analysis, Budgets, Credit, Loan Origination, Finance
Education
College of San Mateo
Finance
Mortgage Network August 2011 - Present
Wells Fargo Home Mortgage March 2007 - September 2011
First Flight Mortgage March 2005 - March 2007
Education
East Carolina University 1996 — 2000
BS Communications, Broadcasting
Starbucks April 2013 - Present
MassMutual Financial Group August 2008 - April 2013
Business Careers June 2007 - August 2008
BabyLegs 2006 - 2007
Mortgage Network 2000 - 2006
Skills
Full-cycle Recruiting, Sourcing, Interviewing, Cold Calling, Passive and Active..., Boolean Search Strings, Social Networking, Negotiation, Debriefing, behavioral interviewing, Boolean Searching
Education
Connecticut College 1997 — 2000
BA, English & Secondary Education
Framingham High 1992 — 1996
SunTrust Mortgage April 2014 - Present
Freedom Mortgage December 2013 - April 2014
SunTrust Mortgage July 2010 - September 2013
Mortgage Network February 2008 - May 2010
Greenpoint Mortgage, a Capital One Company September 2004 - October 2007
Suncoast Mortgage Corporation January 2002 - September 2004
Freedom Mortgage Corp November 1999 - January 2002
Skills
Team Building, Training, Mortgage Lending, Mortgage Banking, Loans, FHA, Refinance, Loan Origination, Credit, Residential Mortgages, Credit Analysis, Investment Properties, First Time Home Buyers, Sales Management, Leadership, Underwriting, Banking, FHA financing, Mortgage Marketing, VA loans, Sales, Reverse Mortgages, Government Loans, Construction Loans, USDA, Mortgage Underwriting, Referrals, Residential Homes, Certified Mortgage..., Real Estate Financing
Education
Indiana University of Pennsylvania 1994 — 1996
BA, Economics
University of Pittsburgh 1992 — 1994
Business
Frazier
Guaranteed Rate February 2015 - Present
Prospect Mortgage, LLC December 2013 - February 2015
Guaranteed Rate February 2012 - December 2013
Mortgage Network January 2008 - February 2011
Partners Group Unlimited January 1999 - December 2007
1st investors Mortgage January 1991 - January 1999
Skills
Mortgage Lending, Banking, Budgets, Certified Mortgage..., Commercial Lending, Commercial Mortgages, Construction Loans, Credit, Credit Analysis, FHA, FHA Financing, FHA financing, Finance, Financial Analysis, First Time Home Buyers, Government Loans, Investment Properties, Investments, Loan Origination, Loans, Mortgage Banking, Refinance, Residential Homes, Residential Mortgages, VA loans, USDA, Real Estate, Underwriting, Mortgage Underwriting, Reverse Mortgages, Real Estate Financing
Education
University of Massachusetts, Amherst 1980 — 1984
BS, Business
Belmont High School 1977 — 1980
Mortgage Network March 1995 - Present
MortgageNetwork Inc March 1994 - Present
Kollsman 1984 - 1994
Skills
Investment Properties, Refinance, Loans, FHA, Mortgage Lending, Residential Mortgages, Mortgage Banking, Loan Origination, USDA, VA loans, FHA financing, First Time Home Buyers, Credit, Reverse Mortgages, Certified Mortgage...
Education
Franklin Pierce University 1984 — 1994
Bachelor, Marketing/Management
Mount Saint Mary's Nashua NH 1979 — 1983
High School, College Prep
Mortgage Network June 2008 - Present
Countrywide Home Loans March 2007 - June 2008
Greenfield Co-operative Bank April 1999 - March 2007
Skills
Refinance, Mortgage Lending, Investment Properties, Debt Consolidation, Finance, First Time Home Buyers, FHA financing, FHA, Loan Origination, Mortgage Banking, Loans, Real Estate, Referrals, Banking, Short Sales, Residential Homes, Credit, Condos, Sellers, Credit Analysis, Commercial Lending, Real Estate Transactions
Education
Greenfield Community College
JPMorgan Chase May 2011 - Present
ZAGS Enterprises October 2009 - April 2011
Mortgage Network May 2008 - September 2009
JPMorgan Chase November 1992 - April 2008
Skills
Business Development, Sales, Customer Service, Relationship Management, Sales Management, Mortgage Lending, New Business Development, Account Management, Strategic Planning, Process Improvement, Marketing Strategy, Negotiation, Team Building, Sales Operations, Lead Generation, Leadership, Strategy, Mortgage Banking, Banking, Management
Education
New York University - Leonard N. Stern School of Business
MBA, Marketing and Management
Hofstra University
Bachelor of Arts, Communications and Media Studies
Comcast March 2012 - Present
Artistic Dance Conservatory, Corp. October 2008 - Present
Adam Vintage 2013 - 2015
Comcast Business Class April 2011 - March 2012
Mortgage Network September 2007 - May 2011
Tyco International April 2009 - April 2011
Indymac Bank March 2007 - October 2007
NovaStar Financial February 2005 - March 2007
Woronoco Savings Bank December 2000 - February 2005
Fleet Bank April 1999 - December 2000
Skills
Broadband, Cost Reduction, Cloud Computing, Banking, Small Business, Sales Management, Negotiation, B2B, Telecommunications, Management, Strategy, Account Management, Sales, Solution Selling, Business Development, Sales Operations, Training, Entrepreneurship, Recruiting, Call Centers, Analysis, Customer Service, Real Estate, Program Management, Finance, Direct Sales
Education
Western New England University 1995 — 2012
Marist College 1995 — 1996
Mathematics
Chicopee Comprehensive High School
St. George
RMS-Residential Mortgage Services NMLS #1760 February 2014 - Present
Mortgage Network November 2007 - February 2014
Skills
USDA, Sellers, Refinance, Mortgage Lending, Loan Origination, Sales, Finance, Investment Properties, FHA, Residential Mortgages, Mortgage Banking, First Time Home Buyers, Real Estate, Residential Homes, Loans, Short Sales
Education
Catawba College 1981 — 1985
BACHELOR, BUSINESS ADMIN AND MINOR IN ACCOUNTING
Petra Cephas: Residential Mortgage Brokers February 2015 - Present
Mortgage Network November 2007 - January 2015
CampusClose.com September 2008 - June 2011
Equity Source Home Loans October 2006 - March 2011
Petra-Cephas July 2005 - November 2006
Skills
Methodical, Communication, Patience, FHA, Mortgage, Loans, First Time Home Buyers, Short Sales, Foreclosures, Home, Investments, Refinance, Real Estate, Mortgage Lending, Credit, Purchase, REO, Residential, Mortgage Banking, Loan Origination, Residential Mortgages, Relocation, Investment Properties, Real Estate Transactions, Condos, Referrals, Reverse Mortgages, FHA financing, USDA, Real Estate Financing, Residential Homes, Real Estate Economics, Negotiation, Underwriting, Finance
Education
Cal Poly Pomona 1998 — 2005
Business Admin, Finance
Mt. San Antonio College 1998 — 2002
Associates, Biology
Mortgage Financial Services December 2012 - June 2013
Spencer Savings Bank October 2012 - December 2012
Heritage Home Funding LLC August 2011 - September 2012
Mortgage Masters Inc January 2011 - May 2011
MetLife Home Loans October 2010 - January 2011
ClearPoint Funding January 2009 - January 2011
Bank of America February 2010 - June 2010
Coastal Mortgage Services June 2007 - February 2009
ISGN January 2008 - January 2009
Mortgage Network February 2007 - June 2007
Skills
Mortgage Loan Processor, currently working as a..., Mortgage Lending, Refinance, FHA, Loans, Underwriting, Training, Risk Management, Customer Service, Mortgage Banking, Loan Origination, Residential Mortgages, Credit, Banking, Credit Analysis, VA loans, FHA financing
Education
Art Institute of Pittsburgh 2009 — 2009
design
Mortgage Network May 2011 - Present
GMAC/Rescap June 2010 - March 2011
Mortgage Financial December 2007 - June 2010
Countrywide Home Loans February 2006 - November 2007
CTX Mortgage August 2000 - March 2006
Bank of America January 1992 - August 2000
DeWolfe Mortgage 1991 - 1992
Commonweath Mortgage 1986 - 1990
Skills
Mortgage Lending, Mortgage Banking
Education
Acton Boxboro High School
University of New Hampshire
BA, Business Management
Kennedy Family Properties, LLC May 2014 - Present
Mortgage Network March 2012 - April 2014
PRE Great Valley January 2008 - March 2013
Mortgage America 2008 - 2011
School District of Philadelphia September 1994 - September 2003
Skills
VA, Refinance, FHA, Conventional, Mortgage Lending, USDA, Mortgage, Loans, Purchase, First Time Home Buyers, Home, Residential, Residential Homes, Selling, Investment Properties, Sellers, Sales, Mortgage Marketing, Real Estate, Referrals, Loan Origination, VA loans, Residential Mortgages, Foreclosures, Short Sales, Real Estate Transactions, REO
Education
Temple University 1991 — 1994
Bachelor of Science (BS), Kinesiology and Education
Cardinal Dougherty High School 1984 — 1987
Academics, High School/Secondary Diplomas and Certificates
Residential Mortgage Services April 2008 - Present
Mortgage Partners October 2000 - March 2008
Mortgage Network June 1999 - October 2000
Skills
FHA, Mortgage Lending, USDA, Mortgage Banking, Refinance, Residential Mortgages, First Time Home Buyers, Loan Origination, Loans, Customer Service, VA loans, FHA financing, Real Estate Financing, Credit Analysis, Banking, Government Loans, Single Family Homes, Mortgage Marketing, Finance, FHA Financing, VA Loans
Education
DePauw University 1980 — 1984
Bachelor of Arts, Sociology
GMH Mortgage Services LLC February 2010 - Present
Mortgage Network October 2007 - February 2010
Partners Group Unlimited January 1999 - September 2007
1st Investors Mortgage January 1993 - January 1999
Education
University of Massachusetts, Amherst 1980 — 1984
Residential Mortgage Services, Inc. -- NMLS#1760 January 2014 - Present
Mortgage Network March 2012 - February 2014
C&F Mortgage Corporation August 2009 - April 2012
National City Mortgage January 1998 - July 2009
Skills
Banking, Credit, Credit Analysis, FHA, FHA financing, First Time Home Buyers, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Real Estate Transactions, Refinance, Residential Mortgages, USDA, VA loans, Underwriting, Sellers, Marketing, VA Loans, FHA Financing
Education
Shippensburg University of Pennsylvania 1990 — 1995
Finance, Finance
Merrimack Mortgage Company, Inc. October 2012 - Present
Alpine Mortgage LLC July 2010 - October 2012
Mortgage Network July 2008 - July 2010
Bauer Mortgage Group, LLC January 2002 - July 2008
Skills
VA loans, USDA, Mortgage Lending, Refinance, Conventional, Mortgage Industry, Residential Mortgages, Mortgage, Reverse Mortgages, Loans, First Time Home Buyers, Rates, Credit, Second Homes, Money, Purchase, Credit Analysis, FHA financing, First Time Buyers, Investment Properties, Residential, Real Estate, Conforming, Banking, Mortgage Banking, Loan Origination, Mortgage Planning, Construction Loans, Government Loans, Financial Planning, Non-Conforming, Commercial Mortgages, Commercial Lending, Debt, Underwriting, Customer Service, FHA, Home Equity Loans
Education
University of New Hampshire - Whittemore School of Business and Economics 1977 — 1980
Business Administration
Colby Sawyer College 1975 — 1977
Liberal ARts
FBC Mortgage January 2011 - Present
Mortgage Network July 2010 - January 2011
American Partners Bank August 2006 - August 2009
Gateway Funding May 2002 - July 2006
North American Mortgage Company 1997 - 2002
Education
Auburn University
BS, Animal Science
StonehamBank December 2013 - Present
Bank of America January 2012 - December 2013
Mortgage Network April 2010 - December 2011
Citi 2007 - 2008
GE Money Bank 2004 - 2007
Skills
Banking, Business Development, Management, Credit, Mortgage Lending, Sales Management, Sales, Account Management, Negotiation, Cross-functional Team..., Customer Service, Risk Management, Training, New Business Development, Commercial Banking, Commercial Lending, Credit Analysis, Finance, Loans
Education
University of Massachusetts at Lowell 2012 — 2016
Manning School of Business, Candidate for MBA Degree
University of Massachusetts, Amherst
B.A., Communication
Cabot Corporation September 2014 - Present
Mortgage Network June 2009 - May 2014
Global Relief Technologies November 2008 - April 2009
PC Connection December 2007 - November 2008
BIDMC August 2003 - March 2007
Aries Systems Corporation April 2007 - 2007
BrassRing September 2002 - August 2003
IDe May 2000 - May 2002
SunGard BSR May 1997 - May 2000
Skills
XML, SQL Server, VB.NET, C#, ASP.NET, .NET, Visual Studio, Database Design, Microsoft SQL Server, Visual Basic, Visio, Databases, JavaScript, SDLC, SQL, Oracle, Agile Methodologies, Web Applications
Education
Bentley University 1995 — 1998
B.S., Computer Information Systems
Fairway Independent Mortgage Corporation November 2011 - Present
GMAC ResCap June 2011 - November 2011
Mortgage Network September 2009 - May 2011
American Eagle Mortgage October 2000 - September 2009
Skills
Mortgage Lending, FHA, Credit, Mortgage Banking, Reverse Mortgages, Loan Origination, Loans, Refinance, FHA financing, Mortgage Underwriting, First Time Home Buyers, VA loans, Residential Mortgages, USDA
Education
Moravian College 1984 — 1988
BA, Business Management
MLS Property Information Network January 2011 - Present
Mortgage Network January 2007 - January 2011
Salary.com July 2004 - December 2006
National Leisure Group May 2004 - July 2004
ET&T July 2001 - January 2002
Skills
Databases, .NET, XML, JavaScript, Microsoft SQL Server, ASP.NET, T-SQL, VB.NET, C#, Software Development, Visual Studio, HTML, SSRS, ASP, VBScript
Education
Guru Nanak Khalsa College
Bachelor of Science, Computer Science
Guru Nanak Dev University
Master, Computer Applications
Worcester Polytechnic
Mortgage Network May 2004 - Present
Mortgage Banker April 1985 - Present
Skills
FHA, Refinance, Mortgage Lending, condo financing, Residential Mortgages, Finance, Investment Properties, Loan Origination, Loans, Real Estate Transactions, Sellers, First Time Home Buyers, Real Estate, Credit, Condos, Mortgage Marketing, VA loans, Certified Mortgage..., Sales, FHA financing, USDA, Mortgage Banking, Non-Conforming, Commercial Mortgages, Government Loans, Referrals, Real Estate Financing, Commercial Lending, Property, Credit Analysis, Underwriting, Real Estate Economics, Short Sales, Residential Homes, Foreclosures, Investments, Reverse Mortgages, Construction Loans, Rates, HUD, Single Family Homes, REO
Education
Stonehill College
BA
Mortgage Network February 1998 - Present
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Refinance, FHA
Education
Bentley College - Elkin B. McCallum Graduate School of Business 1994 — 1996
MSF, Finance
University of Massachusetts, Amherst 1988 — 1992
BS, Sport Manangement
Mortgage Network June 2007 - Present
UBS Paine Webber June 1996 - September 2001
The Linden Company October 1993 - June 1996
Education
University of California, Los Angeles 1980 — 1985
Principia Upper School 1977 — 1980
Lib Arts, English
Mortgage Network
Skills
Refinance, Investment Properties, Loans, FHA, First Time Home Buyers, Residential Mortgages, Real Estate, Strategic Planning, Mortgage Lending, Finance, VA loans, USDA, Loan Origination, Mortgage Banking
Education
Northeastern University 1981 — 1986
Mortgage Network September 2003 - Present
IDEXX Laboratories June 1988 - April 2002
Skills
Mortgage Lending, FHA, Refinance, Loans, Residential Homes, Mortgage Banking, Commercial Mortgages, FHA financing, USDA, VA loans, Residential Mortgages, Real Estate Financing, Consumer Lending, Certified Mortgage..., Loan Origination, Banking, First Time Home Buyers, Underwriting, Credit, Credit Analysis, Construction Loans, Investment Properties, Referrals, Real Estate, Commercial Lending, Reverse Mortgages, Government Loans, Mortgage Underwriting, Home Equity Loans, Home Equity Lines of..., Foreclosures
Education
Colby College 1980 — 1984
B.A., Economics and American Studies
MORTGAGE NETWORK 2006 - Present
EMS 1996 - 1998
Salem Five Bank 1990 - 1996
Salem Five Bank 1990 - 1996
farragut mortgage 1987 - 1989
Skills
USDA, Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Banking, Real Estate, Credit, First Time Home Buyers, Investment Properties, Underwriting, Referrals, VA loans
Education
Malden high School 1978 — 1982
Bridgewater State University
business
Mortgage Network, Inc. October 2013 - Present
Mortgage Network, Inc. April 2009 - September 2013
Mortgage Network March 2008 - March 2009
Greenpoint Mortgage 2001 - 2008
Skills
Refinance, Mortgage Lending, FHA, Loan Origination, Mortgage Banking, Loans, Residential Mortgages, Credit, USDA, Commercial Mortgages, Investment Properties, Real Estate, Underwriting, Investments, Banking, Real Estate Financing, Residential Homes, Lead Generation, New Business Development, Microsoft Office
Education
Northeastern University 1996 — 2001
Bachelor of Science (BS), Criminal Justice
Northeastern University 1996 — 2001
Bachelor of Science (BS), Criminal Justice
Federated Mortgage May 2002 - Present
Omega Financial Services November 1997 - May 2002
Mortgage Network November 1988 - October 1997
Golden Dawn Foods March 1974 - March 1987
Skills
Investment Properties, Mortgage Lending, FHA, Loan Origination, Refinance, First Time Home Buyers, Mortgage Banking, VA loans, Residential Mortgages, USDA, Super Jumbo, Referrals, Real Estate Financing, Sellers, FHA financing, Construction Loans, REO, Residential Homes, Condos, New Home Sales, Relocation, Commercial Mortgages, Certified Mortgage..., Reverse Mortgages, Short Sales, Real Estate, Single Family Homes, Underwriting, Commercial Lending, VA Loans
Education
Duquesne University 1964 — 1966
State Street October 2006 - Present
State Street January 2008 - October 2011
State Street March 2004 - September 2006
Mortgage Network February 2003 - October 2003
Wire One Technologies January 2002 - December 2002
Skills
Microsoft Office, Fixed Income, Microsoft Word, Financial Reporting, Investments, Accounting, Bloomberg, Data Analysis, Outlook, Financial Analysis, Microsoft Excel, Business Analysis, Analysis, Mutual Funds, PowerPoint, Account Reconciliation, Banking, Equities, Finance, Fund Accounting
Education
Bentley University 1997 — 2001
Bachelor's degree, Accounting
Lawrence High School 1993 — 1997
Diploma, Liberal Arts and Sciences/Liberal Studies, 12
Mortgage Network April 2012 - Present
RR Donnelley November 2007 - August 2009
Skills
CRM, Refinance, Mortgage Lending, B2B, Sales Management, Investment Properties, Condos, First Time Home Buyers, Cold Calling, Loans, Residential Homes, FHA, REO, Negotiation, Marketing Strategy, Account Management, Residential Mortgages, Financing Alternatives, Alternative Investments, Commercial Lending, Brokering Services
Education
Miami University 1997 — 2001
BA, Minor, Marketing, Entreprenuership
Mortgage Network January 2007 - Present
Countrywide 2002 - 2007
North American Mortgage 1998 - 2003
North American Mortgage 1998 - 2003
Skills
Refinance, Loans, Government Loans, Real Estate, FHA financing, Mortgage Banking, FHA, VA loans, Residential Mortgages, First Time Home Buyers, Mortgage Lending, Loan Origination, Investment Properties, Credit, Mortgage Underwriting, Single Family Homes, Residential Homes, Condos, Sellers, VA Loans, Real Estate Transactions, FHA Financing
Education
Gettysburg College 1984 — 1988
BA, Political Science
Lawrence Academy
Mortgage Network October 2009 - Present
Education
Lebanon Valley College 1998 — 2002
MBA
IMN October 2010 - Present
Adams-Wade Media Design February 2010 - Present
nSight, Inc. June 2010 - September 2010
Outpulse, Inc. June 2007 - December 2008
Mortgage Network April 2005 - June 2007
HomeHealth July 2004 - March 2005
Virtual MGU 2002 - 2004
Formaggio Kitchen May 2003 - September 2003
The JASON Project February 2002 - March 2002
Kennison & Associates December 2001 - January 2002
Skills
Adobe Creative Suite, InDesign, Dreamweaver, Advertising, Photoshop, Online Advertising, Web Design, Illustrator
Education
American International College 2009 — 2009
Certificate of Web & Graphic Design, Web/Graphic Design
Cambridge School of Culinary Arts 2002 — 2003
Professional Chef's Certificate, Professional Chef
Principia College 1988 — 1991
BA, English
University of Vermont 1987 — 1988
English
Mount Anthony Union HS 1983 — 1987
High School Diploma, College Prep
Mortgage Network, Inc. October 2006 - Present
Mortgage Network October 2006 - September 2012
Skills
Administrative..., Customer Service, QuickBooks, Outlook, Facilities Management, Microsoft Office, Office Management, Office Administration, Office Equipment, Telecommunications, Budgets, Customer Satisfaction, Management, Administrative..., Employee Relations, Negotiation, Sales, Team Building, Time Management
Education
Southern New Hampshire University
mercury appraisal group February 2001 - Present
Mortgage Network June 1994 - September 2001
Navistar Inc June 1965 - October 1984
Skills
Sellers, Short Sales, First Time Home Buyers, Investment Properties, Foreclosures, Buyer Representation, REO, Single Family Homes, Residential Homes, Relocation, Investors, Condos, Listings, New Home Sales, Real Estate Transactions, Property Management, Referrals, Rentals, Real Estate Development, Selling, 1031 Exchanges, Real Estate Economics, VA loans, Townhomes, Home Staging, HUD, Real Estate, FHA, Residential Mortgages, Buyers, Appraisals, Refinance, Reverse Mortgages, Investments, Brokerage, Mortgage Banking, Move Up Buyers, USDA, Mortgage Lending, Seniors
Education
Indiana University-Purdue University at Fort Wayne 1966 — 1972
Supervision and Marketing
Marlborough Savings Bank ConsultantSpillane Consulting AssociatesSeptember 2009 - June 2012
Mortgage Network 1997 - 2008
Skills
Mortgage Lending, Underwriting, Loan Origination, Loans, Banking, Sales, Finance, Refinance, Credit Analysis, Mortgage Banking, Portfolio Management, FHA, Investment Properties, Credit, Residential Mortgages, Foreclosures, Credit Risk, Real Estate, First Time Home Buyers, Risk Management, Real Estate Transactions, Consumer Lending
Education
Fairfield University 1974 — 1978
BA, Political Science
Mortgage Network June 2009 - Present
CodeLab Technology Group February 2008 - May 2009
Target Direct Marketing May 2007 - February 2008
Kimball Jenkins School of Art January 2007 - May 2007
Circuit City November 2005 - January 2007
Skills
ASP.NET, SharePoint, C#, JavaScript, XML, HTML, Windows, Oracle, VB.NET, Visual Basic, Databases, CSS, Objective-C, Xcode, Visual Studio, .NET, SQL Server, Microsoft SQL Server, Web Services, SSRS, SSIS, SOAP, VSS, TFS, Agile Methodologies, Visio
Education
New Hampshire Technical Institute 2004 — 2007
Associate, Information Technology
Mortgage Network April 2009 - Present
Euro Mortgage Bankers, Inc April 2008 - March 2009
Western Massachusetts Mortgage Company, Inc May 2000 - April 2008
Green Real Estate, Inc January 1986 - January 1991
Azevedo Real Estate, Inc January 1984 - January 1986
Education
Quinnipiac University 1981 — 1983
Associates, Business Administration
Graduate, Springfield Technical Community College
E; A.S, Marketing; Business Administration
Mortgage Network April 2000 - Present
Huntington National Bank 1992 - 1998
Home Savings 1984 - 1992
Skills
Mortgage Banking, Loans, Mortgage Lending, Training, Product Development, Post Closing, USDA, Loan Origination, FHA Financing, Refinance, Residential Mortgages, VA Loans, Credit, FHA
Education
University of Findlay 1980 — 1982
Associate of Arts (A.A.), Business Administration and Management, General
Mortgage Network April 2010 - Present
Prospect Mortgage, LLC 2009 - 2010
Overland Solutions, Inc 2007 - 2009
Doucette Business Solutions 2002 - 2007
Skills
Public Speaking, FHA, VA loans, 203K, Refinance, Non-Conforming, Residential Mortgages, USDA, Construction Loans, Underwriting, Credit Analysis, Advocacy, Management, Mortgage Lending, VA Loans
Education
National Association of Real Estate Appraisers
New England College of Business and Finance
Associates Degree Business Administration
Lee Institute
Real Estate Principles & Practices
Mortgage Network December 2006 - Present
Education
The Citadel 1977 — 1981
Bachelor's degree, Business Administration and Management, General
Bentley University
MST, Taxation
Golden Gate University
MBA, Management
LPS Capital Markets August 2009 - August 2010
Mortgage Network February 2008 - November 2008
Skills
Microsoft Office, Excel, Word, Leadership, Microsoft Word, Risk Management, Operations Management, Data Entry, Time Management, Account Reconciliation, Access, Finance, Loans, Credit Analysis, Real Estate, Quality Assurance, Software Documentation, Underwriting, Negotiation, Credit, Accounting, Outlook, PowerPoint, Banking, Analysis, Financial Analysis, Microsoft Excel, Insurance, Telephone Skills, Event Planning, Budgets, Mortgage Lending, Strategic Planning, Research, Process Improvement
Education
Long Island University, C.W. Post Campus 1974 — 1976
Bachelor of Arts, History/Ed
Nassau Community College
Associate in Arts, History
Aaron Industries April 2015 - Present
AlphaGary Corporation March 2013 - March 2015
AlphaGary Corporation April 2012 - February 2013
Commerce Insurance September 2008 - April 2012
Mortgage Network September 2007 - December 2007
Skills
Property & Casualty..., Insurance, Sales, Claims Management, Liability, Customer Service
Education
Endicott College 2004 — 2008
Bachelor of Science, Business Administration
Mortgage Network August 2009 - Present
Skills
Corporate Law, Mortgage Lending, Contract Negotiation, Real Estate, Licensing, Real Estate Transactions, Courts, Legal Writing, Legal Research, Westlaw
Education
Suffolk University Law School 2008 — 2011
JD
Mortgage Network January 2008 - Present
Partners Group Unlimited September 2000 - December 2007
Skills
Mortgage Lending, First Time Home Buyers, Mortgage Banking, FHA, Refinance, Banking, Sales Management, Management, Loan Origination, Sales, Credit, Credit Analysis, Negotiation
Education
Providence College 1985 — 1989
Lorenzo de Medici University Florence Italy
A+
Nielsen August 2013 - January 2015
Bright House Networks September 2005 - July 2013
Mortgage Network January 2005 - August 2005
Skills
Typing, Microsoft Office, Pro Tools, Final Cut Pro, Apple OS, News Writing, Audio Editing, Recruiting, Employee Training, Social Media, Customer Service..., Technical Support, Operations Management, Project Management
Education
Webster University 2012 — 2013
Master's Degree, Human Resources Management/Personnel Administration, General
University of Central Florida 2009 — 2011
Bachelor of Arts (B.A.), Interdisciplinary Studies/Mass Communications
Valencia Community College 2007 — 2010
Associate of Science (A.S.), Music Production Technology
Mortgage Underwriter August 2014 - Present
New Fed Mortgage Corp. April 2014 - August 2014
Sage Bank December 2011 - November 2013
Omega Mortgage Corp October 2009 - July 2011
Self Employed November 2008 - October 2009
Mortgage Network January 2006 - October 2008
Gateway Funding March 2004 - December 2005
SIB Mortgage October 1998 - March 2004
Skills
Mortgage Lending, Underwriting, FHA, Residential Mortgages, Loans, Credit Analysis, Refinance, First Time Home Buyers, Portfolio Management, Mortgage Banking, USDA, Loan Origination, Mortgage Underwriting, FHA Financing
Education
Boston University
Bachelor's degree