RBS Citizens, N.A.
Industry: Bank
DescriptionCitizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island, which operates in the states of Connecticut, Delaware, Maine, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island and Vermont. Customer service: 1 (800) 922-9999 Headquarters: Providence, RI CEO: Bruce Van Saun Revenue: 5.256 billion USD (2016) Parent organization: Citizens Financial Group Inc Subsidiaries: Citizens Securities, Inc,
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RBS Citizens, N.A. Employees
Employee
Years
Job
Industry
C A Martin C A Martin's RBS Citizens, N.A. Experience 2003 - 2012
Job creating interest | business development
Industry Building Materials
Experience
Home November 2012 - Present
martin fireproofing ltd 1973 - 2015
RBS Citizens NA 2003 - 2012
martin fireproofing 1973 - 2000
Education
Kansas State University 1989 — 1993
Home November 2012 - Present
martin fireproofing ltd 1973 - 2015
RBS Citizens NA 2003 - 2012
martin fireproofing 1973 - 2000
Education
Kansas State University 1989 — 1993
Carol LaFazia Carol LaFazia's RBS Citizens, N.A. Experience 1991 - 2012
Job Banking Professional
Industry Banking
Experience
RBS Citizens Group December 2012 - Present
RBS Citizens Group October 2004 - November 2012
RBS Citizens, N.A. 1991 - 2012
Skills
Branch Operation, Wire Transfers, Foreign Exchange, Sales, Customer-focused, Banking, FX Options, Retail Banking, Credit, Loans, Relationship Management, Cash Management, Commercial Banking
Education
Bryant College 1987 — 1987
Certificate of Management, Managing People
Rhode Island College 1980 — 1985
Bachelor of Science (BS), Social Work
Saint Mary's Academy Bay View
Saint Mary's Academy Bay View
Saint Mary's Academy Bay View
Saint Mary's Academy Bay View
Saint Mary's Academy Bay View
RBS Citizens Group December 2012 - Present
RBS Citizens Group October 2004 - November 2012
RBS Citizens, N.A. 1991 - 2012
Skills
Branch Operation, Wire Transfers, Foreign Exchange, Sales, Customer-focused, Banking, FX Options, Retail Banking, Credit, Loans, Relationship Management, Cash Management, Commercial Banking
Education
Bryant College 1987 — 1987
Certificate of Management, Managing People
Rhode Island College 1980 — 1985
Bachelor of Science (BS), Social Work
Saint Mary's Academy Bay View
Saint Mary's Academy Bay View
Saint Mary's Academy Bay View
Saint Mary's Academy Bay View
Saint Mary's Academy Bay View
Michael Danforth Michael Danforth's RBS Citizens, N.A. Experience October 2005 - March 2014
Job Vice President at Citizens Bank
Industry Banking
Experience
Citizens Bank April 2015 - Present
First Niagara Bank March 2014 - April 2015
RBS Citizens, N.A. October 2005 - March 2014
KeyBank January 2003 - September 2005
KeyBank February 2001 - February 2004
KeyBank June 1998 - January 2001
KeyBank February 1997 - May 1998
KeyBank September 1995 - January 1997
Skills
Commercial Banking, Commercial Lending, Credit Analysis, Portfolio Management, Banking, Relationship Management, Loan Origination, Credit Risk, Loans, Commercial Mortgages, Credit, Small Business Lending, Retail Banking, Mortgage Lending
Education
Ithaca College 1989 — 1993
Bachelor of Science (B.S.), Marketing, 3.0
Citizens Bank April 2015 - Present
First Niagara Bank March 2014 - April 2015
RBS Citizens, N.A. October 2005 - March 2014
KeyBank January 2003 - September 2005
KeyBank February 2001 - February 2004
KeyBank June 1998 - January 2001
KeyBank February 1997 - May 1998
KeyBank September 1995 - January 1997
Skills
Commercial Banking, Commercial Lending, Credit Analysis, Portfolio Management, Banking, Relationship Management, Loan Origination, Credit Risk, Loans, Commercial Mortgages, Credit, Small Business Lending, Retail Banking, Mortgage Lending
Education
Ithaca College 1989 — 1993
Bachelor of Science (B.S.), Marketing, 3.0
Robert Leonardi Robert Leonardi's RBS Citizens, N.A. Experience January 1999 - December 2012
Job Accounting Manager at Peoples Credit Union
Industry Banking
Experience
Peoples Credit Union July 2014 - Present
Accountemps March 2014 - July 2014
RBS Citizens, NA January 1999 - December 2012
Skytop Lodge April 1996 - June 1998
Savasta & Co, Inc. March 1992 - January 1995
Skills
Accounting, General Ledger, Oracle E-Business Suite, Team Leadership, Spreadsheet Server, Microsoft Excel, Accruals, Month End Close, Automation, Intercompany..., Process Improvement, Lean Manufacturing, Public Speaking, Procedure Development, Procedure Manuals, Procedure Design, Procedure Review, Microsoft Office, SnagIt
Education
Nassau Community College 1985 — 1987
AS, Business Administration
Bryant University
Hofstra University
Peoples Credit Union July 2014 - Present
Accountemps March 2014 - July 2014
RBS Citizens, NA January 1999 - December 2012
Skytop Lodge April 1996 - June 1998
Savasta & Co, Inc. March 1992 - January 1995
Skills
Accounting, General Ledger, Oracle E-Business Suite, Team Leadership, Spreadsheet Server, Microsoft Excel, Accruals, Month End Close, Automation, Intercompany..., Process Improvement, Lean Manufacturing, Public Speaking, Procedure Development, Procedure Manuals, Procedure Design, Procedure Review, Microsoft Office, SnagIt
Education
Nassau Community College 1985 — 1987
AS, Business Administration
Bryant University
Hofstra University
Peter Gurny's RBS Citizens, N.A. Experience July 2015 - Present
Job Associate Leveraged Finance at RBS Citizens, N.A.
Industry Banking
Experience
RBS Citizens, N.A. July 2015 - Present
RBS Citizens, N.A. June 2013 - June 2015
RBS Citizens N.A. June 2012 - June 2013
Education
Tufts University 2008 — 2012
Bachelor of Arts (B.A.), Economics
RBS Citizens, N.A. July 2015 - Present
RBS Citizens, N.A. June 2013 - June 2015
RBS Citizens N.A. June 2012 - June 2013
Education
Tufts University 2008 — 2012
Bachelor of Arts (B.A.), Economics
Kelley Schwartz Kelley Schwartz's RBS Citizens, N.A. Experience November 2004 - June 2010
Job Executive Assistant at Allstate
Industry Insurance
Experience
Allstate September 2014 - Present
Citizens Financial Group November 2004 - September 2014
RBS Citizens, N.A. November 2004 - June 2010
Citizens Bank November 2004 - June 2010
Charter One Bank November 2004 - June 2010
Harris Bank June 1985 - November 2004
Skills
Outlook, Access, Microsoft Excel, Microsoft Word, PowerPoint, SharePoint
Education
Villanova University 2008 — 2008
Project Management
College of DuPage 1980 — 1982
Associate in Applied Science, Business and Secretarial
Allstate September 2014 - Present
Citizens Financial Group November 2004 - September 2014
RBS Citizens, N.A. November 2004 - June 2010
Citizens Bank November 2004 - June 2010
Charter One Bank November 2004 - June 2010
Harris Bank June 1985 - November 2004
Skills
Outlook, Access, Microsoft Excel, Microsoft Word, PowerPoint, SharePoint
Education
Villanova University 2008 — 2008
Project Management
College of DuPage 1980 — 1982
Associate in Applied Science, Business and Secretarial
James Sias's RBS Citizens, N.A. Experience 2009 - March 2012
Job SVP, Home Lending Strategic Distribution Channels Division Manager
Industry Financial Services
Experience
Huntington National Bank January 2012 - Present
RBS Citizens, N.A. 2009 - March 2012
LoanInsights 2009 - 2009
JPS Mortgage Strategy Consultant 2009 - 2009
Novellus Capital Management 2007 - 2009
US Bank 2004 - 2007
Provident Bank 2003 - 2004
Provident Bank 1999 - 2003
Education
Northern Kentucky University 1995 — 1999
CBA/BAI Graduate School of Retail Bank Management
Huntington National Bank January 2012 - Present
RBS Citizens, N.A. 2009 - March 2012
LoanInsights 2009 - 2009
JPS Mortgage Strategy Consultant 2009 - 2009
Novellus Capital Management 2007 - 2009
US Bank 2004 - 2007
Provident Bank 2003 - 2004
Provident Bank 1999 - 2003
Education
Northern Kentucky University 1995 — 1999
CBA/BAI Graduate School of Retail Bank Management
Dennis Cote Dennis Cote's RBS Citizens, N.A. Experience June 1985 - April 2010
Job Mortgage Loan Officer at Bank of New Hampshire
Industry Banking
Experience
Bank of New Hampshire December 2013 - Present
Envoy Mortgage, LLC January 2012 - December 2013
MetLife Home Loans June 2011 - January 2012
Wells Fargo Home Mortgage April 2010 - June 2011
RBS Citizens, NA June 1985 - April 2010
Skills
FHA financing, VA Financing, USDA financing, Mortgage Banking, Refinance, Mortgage Lending, Loan Origination, Residential Mortgages, Loans, Reverse Mortgages, Construction Loans, Government Loans, First Time Home Buyers, Certified Mortgage..., USDA, VA loans, Investment Properties, Banking, Home Equity Loans, Real Estate, Real Estate Financing, Investments, Mortgage Marketing, Loss Mitigation, Commercial Mortgages, Condos, Referrals, Credit, Finance, Mortgage Underwriting, Consumer Lending
Education
NHTI, Concord's Community College 1983 — 1985
Associates, Business Admin./Accounting
Bank of New Hampshire December 2013 - Present
Envoy Mortgage, LLC January 2012 - December 2013
MetLife Home Loans June 2011 - January 2012
Wells Fargo Home Mortgage April 2010 - June 2011
RBS Citizens, NA June 1985 - April 2010
Skills
FHA financing, VA Financing, USDA financing, Mortgage Banking, Refinance, Mortgage Lending, Loan Origination, Residential Mortgages, Loans, Reverse Mortgages, Construction Loans, Government Loans, First Time Home Buyers, Certified Mortgage..., USDA, VA loans, Investment Properties, Banking, Home Equity Loans, Real Estate, Real Estate Financing, Investments, Mortgage Marketing, Loss Mitigation, Commercial Mortgages, Condos, Referrals, Credit, Finance, Mortgage Underwriting, Consumer Lending
Education
NHTI, Concord's Community College 1983 — 1985
Associates, Business Admin./Accounting
Christopher Spaziani's RBS Citizens, N.A. Experience June 2011 - August 2012
Job Marketing Services Associate at Boston Partners
Industry Financial Services
Experience
Boston Partners June 2013 - Present
RBS Citizens, N.A. June 2011 - August 2012
Skills
Financial Analysis, Microsoft Office, FactSet, SPSS, SAP, Java, XHTML, Microsoft Dynamics
Education
Bentley University 2009 — 2013
Bachelor of Science, Economics-Finance
2015 Level II Candidate in the CFA Program
Boston Partners June 2013 - Present
RBS Citizens, N.A. June 2011 - August 2012
Skills
Financial Analysis, Microsoft Office, FactSet, SPSS, SAP, Java, XHTML, Microsoft Dynamics
Education
Bentley University 2009 — 2013
Bachelor of Science, Economics-Finance
2015 Level II Candidate in the CFA Program
Sean Megley's RBS Citizens, N.A. Experience May 2007 - October 2008
Job Advisor Project Management at CVS Health
Industry Information Technology and Services
Experience
CVS Health September 2014 - Present
Mu Han Martial Arts 2005 - Present
Systems Flow, Inc. September 2011 - August 2014
EMC November 2009 - September 2011
Knowledge Management Associates October 2008 - October 2009
RBS Citizens NA May 2007 - October 2008
LRN May 2006 - April 2007
Concordant June 2000 - April 2006
Vanstar September 1996 - June 2000
Granitar January 2000 - April 2000
Skills
Solution Architecture, Enterprise Architecture, SharePoint, Professional Services, Integration, Business Intelligence, Knowledge Management, Governance, Data Warehousing, SDLC, Data Governance, IT Service Management, Program Management, Business Analysis, Consulting, IT Strategy, Enterprise Software, Process Improvement, Cloud Computing, Information Security..., Requirements Analysis, Information Architecture, HIPAA, CRM, SaaS, Management, Project Management, SOA, Information Security, Disaster Recovery, IT Operations, Business Intelligence..., AML, Software Project..., Enterprise Content..., Analytics, Basel II, Privacy Law, Business Process Design, SharePoint Designer, PMO, SharePoint Designer..., FDA, FFIEC, PMO Services, Nintex
Education
Mu Han Total Martial Arts 2004 — 2015
Sam Dan Taekwondo
University of Houston 1976 — 1980
BS
ISACA.ORG 2005 — 2006
CISM
ALISON 2015 — 2015
CVS Health September 2014 - Present
Mu Han Martial Arts 2005 - Present
Systems Flow, Inc. September 2011 - August 2014
EMC November 2009 - September 2011
Knowledge Management Associates October 2008 - October 2009
RBS Citizens NA May 2007 - October 2008
LRN May 2006 - April 2007
Concordant June 2000 - April 2006
Vanstar September 1996 - June 2000
Granitar January 2000 - April 2000
Skills
Solution Architecture, Enterprise Architecture, SharePoint, Professional Services, Integration, Business Intelligence, Knowledge Management, Governance, Data Warehousing, SDLC, Data Governance, IT Service Management, Program Management, Business Analysis, Consulting, IT Strategy, Enterprise Software, Process Improvement, Cloud Computing, Information Security..., Requirements Analysis, Information Architecture, HIPAA, CRM, SaaS, Management, Project Management, SOA, Information Security, Disaster Recovery, IT Operations, Business Intelligence..., AML, Software Project..., Enterprise Content..., Analytics, Basel II, Privacy Law, Business Process Design, SharePoint Designer, PMO, SharePoint Designer..., FDA, FFIEC, PMO Services, Nintex
Education
Mu Han Total Martial Arts 2004 — 2015
Sam Dan Taekwondo
University of Houston 1976 — 1980
BS
ISACA.ORG 2005 — 2006
CISM
ALISON 2015 — 2015
Carmen Panacopoulos Carmen Panacopoulos's RBS Citizens, N.A. Experience October 2005 - June 2013
Job Real Estate Professional
Industry Banking
Experience
Federal Reserve Bank of Boston April 2014 - Present
Massachusetts Growth Capital Corporation (MCGG) October 2010 - Present
JPMorgan Chase July 2013 - March 2014
RBS Citizens, N.A. October 2005 - June 2013
Massachusetts Community Development Finance Corporation September 2006 - October 2010
Latino Professional Network 2003 - 2006
Federal Home Loan Bank of Boston 1998 - 2005
MassHousing 1992 - 1998
Skills
Affordable Housing, Asset Managment, Portfolio Management, Investments, Real Estate Economics, Credit, Underwriting, Tax Credits, Strategic Planning, Banking, Non-profits, Mortgage Lending, Program Management, Economic Development, Real Estate, Loans, Finance, Asset Management, Budgets, Commercial Banking, Commercial Lending, Commercial Mortgages, Commercial Real Estate, Credit Analysis, Executive Management, Financial Analysis, Financial Services, LIHTC, Nonprofits, Policy, Real Estate Financing, Real Estate Development, Bonds, Capital Markets, Consumer Lending, Credit Risk, Disposition, Due Diligence, Financial Modeling, Financial Risk, Financial Structuring, Investment Properties, Funding, Leases, Mergers, Mortgage Banking, Refinance, Relationship Management, Residential Mortgages, Risk Management
Education
Simmons College 2003 — 2005
MBA
Simmons College - Simmons School of Management 2003 — 2005
MBA
Northeastern University 1996 — 1998
Cerificate, Financial Services
Massachusetts Institute of Technology 1993 — 1993
Certificate, Center for Real Estate
Massachusetts College of Liberal Arts 1987 — 1991
BS, Finance/Management
Lynn Classical High School 1983 — 1987
Federal Reserve Bank of Boston April 2014 - Present
Massachusetts Growth Capital Corporation (MCGG) October 2010 - Present
JPMorgan Chase July 2013 - March 2014
RBS Citizens, N.A. October 2005 - June 2013
Massachusetts Community Development Finance Corporation September 2006 - October 2010
Latino Professional Network 2003 - 2006
Federal Home Loan Bank of Boston 1998 - 2005
MassHousing 1992 - 1998
Skills
Affordable Housing, Asset Managment, Portfolio Management, Investments, Real Estate Economics, Credit, Underwriting, Tax Credits, Strategic Planning, Banking, Non-profits, Mortgage Lending, Program Management, Economic Development, Real Estate, Loans, Finance, Asset Management, Budgets, Commercial Banking, Commercial Lending, Commercial Mortgages, Commercial Real Estate, Credit Analysis, Executive Management, Financial Analysis, Financial Services, LIHTC, Nonprofits, Policy, Real Estate Financing, Real Estate Development, Bonds, Capital Markets, Consumer Lending, Credit Risk, Disposition, Due Diligence, Financial Modeling, Financial Risk, Financial Structuring, Investment Properties, Funding, Leases, Mergers, Mortgage Banking, Refinance, Relationship Management, Residential Mortgages, Risk Management
Education
Simmons College 2003 — 2005
MBA
Simmons College - Simmons School of Management 2003 — 2005
MBA
Northeastern University 1996 — 1998
Cerificate, Financial Services
Massachusetts Institute of Technology 1993 — 1993
Certificate, Center for Real Estate
Massachusetts College of Liberal Arts 1987 — 1991
BS, Finance/Management
Lynn Classical High School 1983 — 1987
Nicholas Cummings's RBS Citizens, N.A. Experience December 2009 - January 2013
Job Credit Officer at Santander Bank, N.A.
Industry Banking
Experience
Salus Capital Partners January 2013 - May 2015
RBS Citizens, N.A. December 2009 - January 2013
Skills
Underwriting, Portfolio Management, Debt Restructuring, Workout, Credit Risk, Turnaround Experience, Distressed Debt, Negotiation, Asset Based Lending, Relationship Management, Bloomberg, Capital IQ
Education
Bentley University 2005 — 2009
Bachelor of Science, Corporate Finance & Accounting
Salus Capital Partners January 2013 - May 2015
RBS Citizens, N.A. December 2009 - January 2013
Skills
Underwriting, Portfolio Management, Debt Restructuring, Workout, Credit Risk, Turnaround Experience, Distressed Debt, Negotiation, Asset Based Lending, Relationship Management, Bloomberg, Capital IQ
Education
Bentley University 2005 — 2009
Bachelor of Science, Corporate Finance & Accounting
Alexandra Lewis, RN, MPAcc Alexandra Lewis, RN, MPAcc's RBS Citizens, N.A. Experience November 2003 - October 2010
Job Registered Nurse at Cherry Hill Manor
Industry Hospital & Health Care
Experience
Cherry Hill Manor June 2015 - Present
Whitmarsh House February 2015 - Present
Brookline Bancorp / Bank Rhode Island October 2010 - September 2015
RBS Citizens, N.A. November 2003 - October 2010
Citizens Bank 2001 - 2003
Stop & Shop August 1996 - January 2002
Skills
Small Business Lending, Banking, Credit, Credit Analysis, Portfolio Management, Commercial Lending, Consumer Lending, Mortgage Lending, Loans, Management, SBA, Commercial Mortgages, Relationship Management, Real Estate, Small Business, Cash Flow Lending, Cash Flow Analysis, Healthcare, Nursing, Registered Nurses, Nursing Management
Education
Rhode Island College 2014 — 2016
Bachelor’s Degree, Nursing
Community College of Rhode Island 2012 — 2014
Associate's Degree, Registered Nursing/Registered Nurse
Rhode Island College 2002 — 2004
MPAcc: Master's of Professional Accountancy, Accounting / Financial Planning
Rhode Island College 1997 — 2001
BA, Graphic Information Systems
London South Bank University 2000 — 2000
None, Summer session of 2000. Classroom as well as field studies.
Westerly High School 1994 — 1997
Cherry Hill Manor June 2015 - Present
Whitmarsh House February 2015 - Present
Brookline Bancorp / Bank Rhode Island October 2010 - September 2015
RBS Citizens, N.A. November 2003 - October 2010
Citizens Bank 2001 - 2003
Stop & Shop August 1996 - January 2002
Skills
Small Business Lending, Banking, Credit, Credit Analysis, Portfolio Management, Commercial Lending, Consumer Lending, Mortgage Lending, Loans, Management, SBA, Commercial Mortgages, Relationship Management, Real Estate, Small Business, Cash Flow Lending, Cash Flow Analysis, Healthcare, Nursing, Registered Nurses, Nursing Management
Education
Rhode Island College 2014 — 2016
Bachelor’s Degree, Nursing
Community College of Rhode Island 2012 — 2014
Associate's Degree, Registered Nursing/Registered Nurse
Rhode Island College 2002 — 2004
MPAcc: Master's of Professional Accountancy, Accounting / Financial Planning
Rhode Island College 1997 — 2001
BA, Graphic Information Systems
London South Bank University 2000 — 2000
None, Summer session of 2000. Classroom as well as field studies.
Westerly High School 1994 — 1997
Vernon Studer Vernon Studer's RBS Citizens, N.A. Experience 1996 - July 2013
Job Executive Director Middle Market Banking and Specialized Industries
Industry Banking
Experience
Chase August 2013 - Present
Vermont Foodbank 2012 - 2014
RBS Citizens, N.A. 1996 - July 2013
First NH Bank 1991 - 1996
BankEast 1986 - 1991
Education
Marlboro College
Bachelor of Arts (B.A.), Mathematics/Economics
Chase August 2013 - Present
Vermont Foodbank 2012 - 2014
RBS Citizens, N.A. 1996 - July 2013
First NH Bank 1991 - 1996
BankEast 1986 - 1991
Education
Marlboro College
Bachelor of Arts (B.A.), Mathematics/Economics
Amara M. Briggs Amara M. Briggs's RBS Citizens, N.A. Experience June 2000 - April 2014
Job Senior Vice President and Relationship Manager at Wells Fargo
Industry Banking
Experience
Wells Fargo April 2014 - Present
RBS Citizens, N.A. June 2000 - April 2014
Skills
Portfolio Management, Credit, New Business Development, Finance, Risk Management, Commercial Banking, Asset Based Lending, Management, Leadership, Commercial Lending, Underwriting, Strategic Planning, Fundraising, Loans, Sales, Leadership Development, Non-profit Board..., Banking, Connecting People, Community Outreach, Community Organizing, Community Leadership, Financial Analysis
Education
Georgetown University 1991 — 1995
BSFS, International Relations
Phillips Academy 1989 — 1991
Diploma
Wells Fargo April 2014 - Present
RBS Citizens, N.A. June 2000 - April 2014
Skills
Portfolio Management, Credit, New Business Development, Finance, Risk Management, Commercial Banking, Asset Based Lending, Management, Leadership, Commercial Lending, Underwriting, Strategic Planning, Fundraising, Loans, Sales, Leadership Development, Non-profit Board..., Banking, Connecting People, Community Outreach, Community Organizing, Community Leadership, Financial Analysis
Education
Georgetown University 1991 — 1995
BSFS, International Relations
Phillips Academy 1989 — 1991
Diploma
Heather Tavares, CBCP Heather Tavares, CBCP's RBS Citizens, N.A. Experience May 2008 - December 2011
Job Disaster Recovery and Audit Analyst at BMC HealthNet Plan
Industry Hospital & Health Care
Experience
BMC HealthNet Plan June 2013 - Present
Federal Home Loan Bank of Boston June 2012 - May 2013
RBS Citizens NA May 2008 - December 2011
Computershare 2001 - 2006
Skills
Business Continuity, Risk Management, Disaster Recovery, Business Continuity..., SharePoint, IT Audit, Banking, Financial Risk, Operational Risk..., Financial Analysis, Internal Audit, Microsoft Office, Visio, LDRPS, Accounting, Compliance, Lotus Notes, IT Asset Management, IT Risk Management, Tax Forms, Information Security, Root Cause Analysis, Business Resilience, Data Center...
Education
University of Phoenix 2004 — 2005
Bachelor of Science (BS), Business Administration, Management and Operations
Johnson and Wales University 1999 — 2001
Associate of Arts (AA), Accounting
BMC HealthNet Plan June 2013 - Present
Federal Home Loan Bank of Boston June 2012 - May 2013
RBS Citizens NA May 2008 - December 2011
Computershare 2001 - 2006
Skills
Business Continuity, Risk Management, Disaster Recovery, Business Continuity..., SharePoint, IT Audit, Banking, Financial Risk, Operational Risk..., Financial Analysis, Internal Audit, Microsoft Office, Visio, LDRPS, Accounting, Compliance, Lotus Notes, IT Asset Management, IT Risk Management, Tax Forms, Information Security, Root Cause Analysis, Business Resilience, Data Center...
Education
University of Phoenix 2004 — 2005
Bachelor of Science (BS), Business Administration, Management and Operations
Johnson and Wales University 1999 — 2001
Associate of Arts (AA), Accounting
Elena Green Elena Green's RBS Citizens, N.A. Experience December 2008 - Present
Job Personal Banker at RBS Citizens, NA
Industry Banking
Experience
RBS Citizens, NA December 2008 - Present
Fait Accompli, Inc. May 1998 - September 2008
Mikasa January 1996 - April 1998
Skills
Creative Writing, Poetry, Interior Design, Visual Merchandising, Cash Management, Personal Shopping, Cooking, Event Planning, Museums, Theater, Improvisational Acting, Singing, Hospice Volunteer, Women For Women..., Theatre, Consumer Lending, Loans, Deposits, Cross Selling, Branch Management, Retail Banking, Small Business Lending, Commercial Lending, Home Equity Lines of..., Lines Of Credit, Personal Banking, Banking, Teller Operations, Home Equity Loans, Home Equity, Commercial Banking, Customer Service
Education
College of New Rochelle 1998 — 2001
Bachelor of Arts (BA), Letters/Literature
Fashion Institute of Technology
Associate's degree, Visual Merchandising
RBS Citizens, NA December 2008 - Present
Fait Accompli, Inc. May 1998 - September 2008
Mikasa January 1996 - April 1998
Skills
Creative Writing, Poetry, Interior Design, Visual Merchandising, Cash Management, Personal Shopping, Cooking, Event Planning, Museums, Theater, Improvisational Acting, Singing, Hospice Volunteer, Women For Women..., Theatre, Consumer Lending, Loans, Deposits, Cross Selling, Branch Management, Retail Banking, Small Business Lending, Commercial Lending, Home Equity Lines of..., Lines Of Credit, Personal Banking, Banking, Teller Operations, Home Equity Loans, Home Equity, Commercial Banking, Customer Service
Education
College of New Rochelle 1998 — 2001
Bachelor of Arts (BA), Letters/Literature
Fashion Institute of Technology
Associate's degree, Visual Merchandising
Vanessa Diaz's RBS Citizens, N.A. Experience January 2010 - March 2011
Job Informationist | Business Consultant at Knowledgent
Industry Information Technology and Services
Experience
Knowledgent August 2014 - Present
Santander Bank, N.A. December 2012 - August 2014
ISBAN US - Banco Santander March 2011 - December 2012
RBS Citizens NA January 2010 - March 2011
RBS Citizens Bank NA 2006 - December 2009
Citizens Financial Group 2004 - 2006
Skills
Risk Management, Banking, Business Analysis, AML, Loans, Retail Banking, Financial Risk, KYC, Collections, Quality Assurance, New Client On-boarding, Bank Secrecy Act, OFAC, Bilingual-English/Spanis..., Project Governance, Cross-functional..., Requirements Gathering, Business Process..., Due Diligence, SDLC, Business Intelligence, CRM, Process Improvement, Visio, Analysis, Project Management, Requirements Analysis, PMO, Project Portfolio..., Business Requirements, Software Project..., IT Strategy, Business Transformation, Financial Services, Vendor Management, IT Management, Management Consulting, MS Project, Outsourcing, Project Delivery, Integration, Governance, Systems Analysis, Change Management, Consulting, Business Process Design, Data Warehousing, SharePoint, FX Options, User Acceptance Testing
Education
Bryant University 2010 — 2010
Project Management
College Consortium of International Studies Seville, Spain
International Studies
University of Rhode Island - College of Business Administration
Bachelor of Business Administration (B.B.A.), International Business
Classical High School
College/University Preparatory and Advanced High School/Secondary Diploma Program
Knowledgent August 2014 - Present
Santander Bank, N.A. December 2012 - August 2014
ISBAN US - Banco Santander March 2011 - December 2012
RBS Citizens NA January 2010 - March 2011
RBS Citizens Bank NA 2006 - December 2009
Citizens Financial Group 2004 - 2006
Skills
Risk Management, Banking, Business Analysis, AML, Loans, Retail Banking, Financial Risk, KYC, Collections, Quality Assurance, New Client On-boarding, Bank Secrecy Act, OFAC, Bilingual-English/Spanis..., Project Governance, Cross-functional..., Requirements Gathering, Business Process..., Due Diligence, SDLC, Business Intelligence, CRM, Process Improvement, Visio, Analysis, Project Management, Requirements Analysis, PMO, Project Portfolio..., Business Requirements, Software Project..., IT Strategy, Business Transformation, Financial Services, Vendor Management, IT Management, Management Consulting, MS Project, Outsourcing, Project Delivery, Integration, Governance, Systems Analysis, Change Management, Consulting, Business Process Design, Data Warehousing, SharePoint, FX Options, User Acceptance Testing
Education
Bryant University 2010 — 2010
Project Management
College Consortium of International Studies Seville, Spain
International Studies
University of Rhode Island - College of Business Administration
Bachelor of Business Administration (B.B.A.), International Business
Classical High School
College/University Preparatory and Advanced High School/Secondary Diploma Program
Robert R. Kent, Jr. Robert R. Kent, Jr.'s RBS Citizens, N.A. Experience 2002 - 2012
Job Senior Vice President/Commercial Team Leader at The Washington Trust Company
Industry Banking
Experience
The Washington Trust Company November 2012 - Present
RBS Citizens, N.A. 2002 - 2012
Fleet National Bank/Fleet Boston Financial Group 1991 - 2002
Cameron and Colby, Inc. - Subsidiary of The Hartford Insurance Group 1986 - 1991
Skills
Commercial Banking, Loans, Credit, Commercial Lending, Banking, Small Business Lending, Commercial Mortgages, Lines Of Credit, Credit Risk, Asset Based Lending, Underwriting, Finance, Portfolio Management, Financial Analysis, Credit Analysis
Education
Northeastern University 1982 — 1986
Bachelor of Science (BS), Accounting
The Washington Trust Company November 2012 - Present
RBS Citizens, N.A. 2002 - 2012
Fleet National Bank/Fleet Boston Financial Group 1991 - 2002
Cameron and Colby, Inc. - Subsidiary of The Hartford Insurance Group 1986 - 1991
Skills
Commercial Banking, Loans, Credit, Commercial Lending, Banking, Small Business Lending, Commercial Mortgages, Lines Of Credit, Credit Risk, Asset Based Lending, Underwriting, Finance, Portfolio Management, Financial Analysis, Credit Analysis
Education
Northeastern University 1982 — 1986
Bachelor of Science (BS), Accounting
Paul Black Paul Black's RBS Citizens, N.A. Experience August 2009 - December 2012
Job SVP & Relationship Manager at Santander Bank, N.A.
Industry Banking
Experience
Santander Bank, N.A. January 2013 - Present
Dorchester Bay Economic Development Corporation October 2012 - Present
RBS Citizens, N.A. August 2009 - December 2012
KeyBank 2003 - 2009
Skills
Commercial Lending, Finance, Loans, Middle Market, Asset Based Lending, Banking, Leveraged Finance, Commercial Banking, Portfolio Management, Bonds, Cash Flow, Credit Analysis, Credit, Credit Risk, Mergers & Acquisitions
Education
Babson College 1979 — 1981
MBA, Finance
Colby College 1973 — 1977
B.A, Government
Santander Bank, N.A. January 2013 - Present
Dorchester Bay Economic Development Corporation October 2012 - Present
RBS Citizens, N.A. August 2009 - December 2012
KeyBank 2003 - 2009
Skills
Commercial Lending, Finance, Loans, Middle Market, Asset Based Lending, Banking, Leveraged Finance, Commercial Banking, Portfolio Management, Bonds, Cash Flow, Credit Analysis, Credit, Credit Risk, Mergers & Acquisitions
Education
Babson College 1979 — 1981
MBA, Finance
Colby College 1973 — 1977
B.A, Government
Robert Rubino Robert Rubino's RBS Citizens, N.A. Experience October 2010 - Present
Job Executive Vice PresidentHead of Corporate Finance & Capital Markets at RBS Citizens, N.A.
Industry Financial Services
Experience
RBS Citizens, N.A. October 2010 - Present
RBS Citizens, N.A, July 2007 - October 2010
Bank of America April 1994 - July 2007
Credit Suisse First Boston March 1992 - April 1994
Manufacturers Hanover Trust / Chemical Bank December 1988 - March 1992
Skills
Commercial Banking, Banking, Derivatives, Corporate Finance, Capital Markets
Education
London School of Economics and Political Science 1986 — 1988
Master's degree, Economics, Graduated with Distinction
Providence College 1983 — 1986
Bachelor's degree, Economics, Business & History, Summa Cum Laude Grade
United States Military Academy at West Point 1982 — 1983
Engineering
RBS Citizens, N.A. October 2010 - Present
RBS Citizens, N.A, July 2007 - October 2010
Bank of America April 1994 - July 2007
Credit Suisse First Boston March 1992 - April 1994
Manufacturers Hanover Trust / Chemical Bank December 1988 - March 1992
Skills
Commercial Banking, Banking, Derivatives, Corporate Finance, Capital Markets
Education
London School of Economics and Political Science 1986 — 1988
Master's degree, Economics, Graduated with Distinction
Providence College 1983 — 1986
Bachelor's degree, Economics, Business & History, Summa Cum Laude Grade
United States Military Academy at West Point 1982 — 1983
Engineering
Joe Papino's RBS Citizens, N.A. Experience November 2007 - November 2011
Job Business Analyst at Citizens Bank, N.A.
Industry Banking
Experience
Citizens Financial Group, Inc. November 2011 - Present
RBS Citizens, N.A. November 2007 - November 2011
Skills
Consumer Lending, Requirements Gathering, Loans, Business Analysis, Process Improvement, Banking, Business Requirements, Mortgage Lending, Microsoft Excel, Management, VBA, Loan Origination, PowerPoint, Credit, Risk Management, Microsoft Word, Underwriting, Strategy, Quality Center, Requirements Elicitation, Facilitation, Excellent Written &..., Software Development..., Test Script Execution, Empower .Net - LOS, Solutions Marketing, Test Scripts, Solutions Delivery, Microsoft PowerPoint, Microsoft Access, Visual Basic for..., Adobe Design Programs, HP Quality Center, HP Application..., Test Script Creation, CreditRevue - LOS, Appro - LOS, Empower Client Server -..., CrossCurrent Consumer..., Press Release..., Application Lifecycle...
Education
Rhode Island College 2006 — 2010
Bachelor of Science (B.S.), Finance
Bryant University 2011 — 2011
RBS Citizens Bank Business Analyst Certificate Program, Business Analysis - SDLC
Citizens Financial Group, Inc. November 2011 - Present
RBS Citizens, N.A. November 2007 - November 2011
Skills
Consumer Lending, Requirements Gathering, Loans, Business Analysis, Process Improvement, Banking, Business Requirements, Mortgage Lending, Microsoft Excel, Management, VBA, Loan Origination, PowerPoint, Credit, Risk Management, Microsoft Word, Underwriting, Strategy, Quality Center, Requirements Elicitation, Facilitation, Excellent Written &..., Software Development..., Test Script Execution, Empower .Net - LOS, Solutions Marketing, Test Scripts, Solutions Delivery, Microsoft PowerPoint, Microsoft Access, Visual Basic for..., Adobe Design Programs, HP Quality Center, HP Application..., Test Script Creation, CreditRevue - LOS, Appro - LOS, Empower Client Server -..., CrossCurrent Consumer..., Press Release..., Application Lifecycle...
Education
Rhode Island College 2006 — 2010
Bachelor of Science (B.S.), Finance
Bryant University 2011 — 2011
RBS Citizens Bank Business Analyst Certificate Program, Business Analysis - SDLC
Joann Andrews Joann Andrews's RBS Citizens, N.A. Experience March 2012 - December 2013
Job Priority Assist Agent at Citizens Bank
Industry Banking
Experience
Citizens Bank January 2015 - August 2015
Citizens Bank December 2013 - January 2015
RBS Citizens, N.A. March 2012 - December 2013
RBS Citizens, N.A. December 2007 - March 2012
Citizens Bank July 2005 - December 2007
Citizens Bank February 2004 - July 2005
Skills
Banking, Loans, Process Improvement, Customer Service, Credit Risk, Team Building, Credit, Microsoft Office, Strategic Planning, Insurance, Risk Management, Business Development, Vendor Management, Lotus Notes, Data Entry, Retail Banking, Microsoft Excel, Performance Management, Management, Finance, Recruiting, Commercial Banking, Employee Benefits, Time Management, Negotiation, Employee Relations, Analysis, Training, Human Resources, Call Centers, Sales, Personnel Management, Leadership, Talent Acquisition, Interviews, Coaching, Onboarding, Organizational...
Education
Bryant University 2012 — 2014
Certificate, Human Resources Management/Personnel Administration, General, B
Community College of Rhode Island 1982 — 1983
Certificate, Shorthand Brush Up Course
Warren Harding High School 1974 — 1978
High School Diploma
Citizens Bank January 2015 - August 2015
Citizens Bank December 2013 - January 2015
RBS Citizens, N.A. March 2012 - December 2013
RBS Citizens, N.A. December 2007 - March 2012
Citizens Bank July 2005 - December 2007
Citizens Bank February 2004 - July 2005
Skills
Banking, Loans, Process Improvement, Customer Service, Credit Risk, Team Building, Credit, Microsoft Office, Strategic Planning, Insurance, Risk Management, Business Development, Vendor Management, Lotus Notes, Data Entry, Retail Banking, Microsoft Excel, Performance Management, Management, Finance, Recruiting, Commercial Banking, Employee Benefits, Time Management, Negotiation, Employee Relations, Analysis, Training, Human Resources, Call Centers, Sales, Personnel Management, Leadership, Talent Acquisition, Interviews, Coaching, Onboarding, Organizational...
Education
Bryant University 2012 — 2014
Certificate, Human Resources Management/Personnel Administration, General, B
Community College of Rhode Island 1982 — 1983
Certificate, Shorthand Brush Up Course
Warren Harding High School 1974 — 1978
High School Diploma
Candace Maturi Candace Maturi's RBS Citizens, N.A. Experience September 2012 - Present
Job Delivery Manager, Regional Records Management Lead at RBS Citizens NA
Industry Banking
Experience
RBS Citizens NA September 2012 - Present
RBS March 2010 - April 2013
RBS Citzens NA August 2006 - September 2010
ARMA International 2006 - 2010
ARMA International 2006 - 2010
Citizens Bank 2001 - 2006
Brown University 1999 - 2001
Tradesafe.com 1998 - 1999
Skills
Records Management, Information Management, Information Security, Policy, Training, Management, Vendor Management, Banking, Risk Management, Governance, Process Improvement, Business Process..., Financial Risk, Program Management, Leadership, Change Management
Education
Bryant University
Management
RBS Citizens NA September 2012 - Present
RBS March 2010 - April 2013
RBS Citzens NA August 2006 - September 2010
ARMA International 2006 - 2010
ARMA International 2006 - 2010
Citizens Bank 2001 - 2006
Brown University 1999 - 2001
Tradesafe.com 1998 - 1999
Skills
Records Management, Information Management, Information Security, Policy, Training, Management, Vendor Management, Banking, Risk Management, Governance, Process Improvement, Business Process..., Financial Risk, Program Management, Leadership, Change Management
Education
Bryant University
Management
Marina Grossi Marina Grossi's RBS Citizens, N.A. Experience April 2000 - December 2012
Job Senior Vice President at Citi
Industry Financial Services
Experience
Citi January 2013 - Present
RBS Citizens, NA April 2000 - December 2012
BankBoston June 1992 - April 2000
Bank of New England 1981 - 1991
Skills
Commercial Banking, Risk Management, Capital Markets, Portfolio Management, Credit Risk, Credit Analysis
Education
Harvard University
A.B., Government / International Relations
The University of Connecticut School of Business
Master of Business Administration (MBA), International Business
Citi January 2013 - Present
RBS Citizens, NA April 2000 - December 2012
BankBoston June 1992 - April 2000
Bank of New England 1981 - 1991
Skills
Commercial Banking, Risk Management, Capital Markets, Portfolio Management, Credit Risk, Credit Analysis
Education
Harvard University
A.B., Government / International Relations
The University of Connecticut School of Business
Master of Business Administration (MBA), International Business
Ivy Tang's RBS Citizens, N.A. Experience October 2007 - July 2011
Job Creative Finance Professional
Industry Financial Services
Experience
Tech Firm April 2013 - Present
State Street Corporation November 2011 - November 2012
RBS Citizens, N.A. October 2007 - July 2011
Skills
Financial Modeling, Portfolio Management, Alternative Investments, Asset Management, Strategic Financial..., Deal Screening, Corporate Finance, Credit Analysis, Investment Management, Analytical Skills, Investments, Hedge Funds, Equities, Fixed Income, Mutual Funds, Financial Analysis, Problem Solving, Creativity, Valuaton
Education
Boston College - Wallace E. Carroll Graduate School of Management 2003 — 2004
Master's Degree, Finance
Tech Firm April 2013 - Present
State Street Corporation November 2011 - November 2012
RBS Citizens, N.A. October 2007 - July 2011
Skills
Financial Modeling, Portfolio Management, Alternative Investments, Asset Management, Strategic Financial..., Deal Screening, Corporate Finance, Credit Analysis, Investment Management, Analytical Skills, Investments, Hedge Funds, Equities, Fixed Income, Mutual Funds, Financial Analysis, Problem Solving, Creativity, Valuaton
Education
Boston College - Wallace E. Carroll Graduate School of Management 2003 — 2004
Master's Degree, Finance
Paul D. Butler Paul D. Butler's RBS Citizens, N.A. Experience August 2011 - Present
Job Executive Vice President at RBS|Citizens, N.A.
Industry Banking
Experience
RBS Citizens, N.A. August 2011 - Present
Skills
Financial Analysis, Capital Markets, Credit Risk, Risk Management, Business Intelligence..., Commercial Lending, Loans, Banking, Portfolio Management, Basel II, Underwriting, Credit Analysis, Commercial Banking, Economic Capital, Financial Risk, Credit
Education
Clark University
MSF, Masters of Science in Finance
Clark University
MBA, Masters of Business Administration (Accounting)
College of the Holy Cross 1984 — 1988
B.A., Economics
CFA Institute
CFA, Chartered Financial Analyst
Global Association of Risk Professionals
FRM, Financial Risk Manager
RBS Citizens, N.A. August 2011 - Present
Skills
Financial Analysis, Capital Markets, Credit Risk, Risk Management, Business Intelligence..., Commercial Lending, Loans, Banking, Portfolio Management, Basel II, Underwriting, Credit Analysis, Commercial Banking, Economic Capital, Financial Risk, Credit
Education
Clark University
MSF, Masters of Science in Finance
Clark University
MBA, Masters of Business Administration (Accounting)
College of the Holy Cross 1984 — 1988
B.A., Economics
CFA Institute
CFA, Chartered Financial Analyst
Global Association of Risk Professionals
FRM, Financial Risk Manager
John McFadden John McFadden's RBS Citizens, N.A. Experience July 2011 - July 2013
Job Associate Director, Business Continuity and Crisis Management at Biogen Idec
Industry Banking
Experience
Biogen Idec May 2014 - Present
RBS Citizens July 2013 - May 2014
RBS Citizens, NA July 2011 - July 2013
Iron Mountain May 2011 - July 2011
Genzyme Corporation November 2006 - May 2011
Genzyme Corporation February 2003 - November 2006
Securitas Security Services USA, Inc. January 2002 - February 2003
Fidelity Investments December 1999 - January 2002
First Security Services Corporation 1994 - 1999
First Security Services Corporation 1992 - 1994
Skills
Business Continuity, Security Management, Risk Assessment, Crisis Management, Risk Management, Business Continuity..., Incident Management, Security, Change Management, Corporate Security, Emergency Management, Project Portfolio..., Operational Risk..., Information Security, Security Audits, Disaster Recovery, Private Investigations, Physical Security, Policy, Process Improvement, Enterprise Risk..., Investigation, Vulnerability Assessment, Security Operations, Security Awareness, Risk Analysis, Internal Investigations, Fraud, Surveillance, Governance, Information Security..., IT Audit, Protection, Financial Risk, Access Control, CISSP, Executive Protection
Education
University of San Diego School of Law 1989 — 1992
J.D.
Northeastern University 1983 — 1988
B.S., Criminal Justice
Biogen Idec May 2014 - Present
RBS Citizens July 2013 - May 2014
RBS Citizens, NA July 2011 - July 2013
Iron Mountain May 2011 - July 2011
Genzyme Corporation November 2006 - May 2011
Genzyme Corporation February 2003 - November 2006
Securitas Security Services USA, Inc. January 2002 - February 2003
Fidelity Investments December 1999 - January 2002
First Security Services Corporation 1994 - 1999
First Security Services Corporation 1992 - 1994
Skills
Business Continuity, Security Management, Risk Assessment, Crisis Management, Risk Management, Business Continuity..., Incident Management, Security, Change Management, Corporate Security, Emergency Management, Project Portfolio..., Operational Risk..., Information Security, Security Audits, Disaster Recovery, Private Investigations, Physical Security, Policy, Process Improvement, Enterprise Risk..., Investigation, Vulnerability Assessment, Security Operations, Security Awareness, Risk Analysis, Internal Investigations, Fraud, Surveillance, Governance, Information Security..., IT Audit, Protection, Financial Risk, Access Control, CISSP, Executive Protection
Education
University of San Diego School of Law 1989 — 1992
J.D.
Northeastern University 1983 — 1988
B.S., Criminal Justice
Margarita Zakuta, CISA, CRISC Margarita Zakuta, CISA, CRISC's RBS Citizens, N.A. Experience April 2010 - September 2013
Job Senior Security Engineer at Agero, Inc.
Industry Information Technology and Services
Experience
Agero, Inc. September 2013 - Present
RBS Citizens NA April 2010 - September 2013
Zero Point Risk Research LLC April 2009 - April 2010
American Student Assistance April 2003 - January 2009
DST International, Boston, MA August 2002 - April 2003
State Street Bank and Trust Co, North Quincy, MA June 1992 - July 2002
Skills
GLBA, Active Directory, Change Management, SSO, NetIQ, Access Control, ACL, SMS, DLP, Risk Assessment, Microsoft SQL Server, Information Technology, Agile Methodologies, Software Documentation, Integration, ISO 27001, Penetration Testing, Visio, Computer Security, Application Security, Unix, Databases, Security Architecture..., Security Awareness, Software Development
Education
College of Electronic Devices Kiev, Ukraine
Bachelor Degree in Computer Science, Electronics/Microelectronics/Physics/Math/Automation
Northeastern University
Computer Systems Specialist Certificate
Agero, Inc. September 2013 - Present
RBS Citizens NA April 2010 - September 2013
Zero Point Risk Research LLC April 2009 - April 2010
American Student Assistance April 2003 - January 2009
DST International, Boston, MA August 2002 - April 2003
State Street Bank and Trust Co, North Quincy, MA June 1992 - July 2002
Skills
GLBA, Active Directory, Change Management, SSO, NetIQ, Access Control, ACL, SMS, DLP, Risk Assessment, Microsoft SQL Server, Information Technology, Agile Methodologies, Software Documentation, Integration, ISO 27001, Penetration Testing, Visio, Computer Security, Application Security, Unix, Databases, Security Architecture..., Security Awareness, Software Development
Education
College of Electronic Devices Kiev, Ukraine
Bachelor Degree in Computer Science, Electronics/Microelectronics/Physics/Math/Automation
Northeastern University
Computer Systems Specialist Certificate
Mariana DeMoura Mariana DeMoura's RBS Citizens, N.A. Experience August 2010 - June 2013
Job VP, Senior Finance Manager at Citizens Financial Group
Industry Accounting
Experience
Citizens Financial Group June 2013 - Present
RBS Citizens, NA August 2010 - June 2013
RBS Citizens, NA March 2005 - August 2010
People's United Bank September 2002 - March 2005
People's United Bank October 1999 - September 2002
People's United Bank October 1996 - October 1999
People's United Bank March 1994 - October 1996
People's United Bank September 1992 - March 1994
People's United Bank February 1987 - September 1992
Skills
Banking, Credit Risk, Strategic Financial..., Risk Management, Business Analysis, Consumer Lending, Customer Service, Finance, Portfolio Management, Retail Banking, Accounting, Credit Cards, Financial Reporting, Financial Planning, Analysis, Financial Services, Financial Analysis, Credit, Management, Insurance, Leadership, Loans, Process Improvement, Account Reconciliation, Forecasting
Education
Sacred Heart University 1988 — 1992
Bachelor, Finance
Fairfield University 1987 — 1988
Citizens Financial Group June 2013 - Present
RBS Citizens, NA August 2010 - June 2013
RBS Citizens, NA March 2005 - August 2010
People's United Bank September 2002 - March 2005
People's United Bank October 1999 - September 2002
People's United Bank October 1996 - October 1999
People's United Bank March 1994 - October 1996
People's United Bank September 1992 - March 1994
People's United Bank February 1987 - September 1992
Skills
Banking, Credit Risk, Strategic Financial..., Risk Management, Business Analysis, Consumer Lending, Customer Service, Finance, Portfolio Management, Retail Banking, Accounting, Credit Cards, Financial Reporting, Financial Planning, Analysis, Financial Services, Financial Analysis, Credit, Management, Insurance, Leadership, Loans, Process Improvement, Account Reconciliation, Forecasting
Education
Sacred Heart University 1988 — 1992
Bachelor, Finance
Fairfield University 1987 — 1988
Stephanie Watson Stanley's RBS Citizens, N.A. Experience February 2014 - November 2014
Job Change Control Coordinator at RBS Citizen, NA
Industry Banking
Experience
RBS Citizens, NA February 2014 - November 2014
RBS Citizens, NA April 2013 - February 2014
Suntrust Mortgage Inc. September 2011 - April 2013
Massey Energy February 2011 - June 2011
E. I. Dupont De Nemours & Company November 2010 - February 2011
Alstom Power March 2008 - May 2010
Meridian Legal Advisors, LLC January 2007 - March 2008
Investment Properties of America October 2006 - January 2007
Virginia Housing Development Authority June 1995 - October 2006
Skills
Supervisory Management, Affordable Housing, Commercial Real Estate, Multi Tasking, Multi-family Investment..., Multi-family Investments, Foreclosures, Paralegals, Real Estate Transactions, Contractual Agreements, Team Leadership, Affidavits, Adaptable to Changes, Handle Multiple..., Westlaw, SharePoint, Juris, Amicus, Microsoft Office, Microsoft Excel, Microsoft Word, Pivot Tables, Outlook, Clairifire, Fidelity, LPS, MERS, Worldox, SoftPro, Import Logistics, Pacer, PACER, Mortgage Lending, Real Estate
Education
Averett University 2014 — 2016
Master of Business Administration (MBA), Business Administration concentration Human Resource Management
Mary Baldwin College
Bachelor of Arts (B.A.), Business Administration with a minor in Human Resource Management
J. Sargeant Reynolds Community College
Associate of Arts and Sciences (A.A.S.), Paralegal Studies
Moseley Flint
Principles of Real Estate
Kee Business College
Associate's degree, Business Computer Admninistration
RBS Citizens, NA February 2014 - November 2014
RBS Citizens, NA April 2013 - February 2014
Suntrust Mortgage Inc. September 2011 - April 2013
Massey Energy February 2011 - June 2011
E. I. Dupont De Nemours & Company November 2010 - February 2011
Alstom Power March 2008 - May 2010
Meridian Legal Advisors, LLC January 2007 - March 2008
Investment Properties of America October 2006 - January 2007
Virginia Housing Development Authority June 1995 - October 2006
Skills
Supervisory Management, Affordable Housing, Commercial Real Estate, Multi Tasking, Multi-family Investment..., Multi-family Investments, Foreclosures, Paralegals, Real Estate Transactions, Contractual Agreements, Team Leadership, Affidavits, Adaptable to Changes, Handle Multiple..., Westlaw, SharePoint, Juris, Amicus, Microsoft Office, Microsoft Excel, Microsoft Word, Pivot Tables, Outlook, Clairifire, Fidelity, LPS, MERS, Worldox, SoftPro, Import Logistics, Pacer, PACER, Mortgage Lending, Real Estate
Education
Averett University 2014 — 2016
Master of Business Administration (MBA), Business Administration concentration Human Resource Management
Mary Baldwin College
Bachelor of Arts (B.A.), Business Administration with a minor in Human Resource Management
J. Sargeant Reynolds Community College
Associate of Arts and Sciences (A.A.S.), Paralegal Studies
Moseley Flint
Principles of Real Estate
Kee Business College
Associate's degree, Business Computer Admninistration
Patrick Gwynne's RBS Citizens, N.A. Experience October 2001 - Present
Job Director at Citizens Commercial Banking
Industry Banking
Experience
Citizens Commercial Banking October 2014 - Present
RBS Citizens NA October 2001 - Present
Fleet Bank June 1995 - June 2001
Skills
Business Development, Securitization, Commercial Banking, Banking, Foreign Exchange, FX Hedging, Foreign Currency, Building Relationships, Credit Risk, Risk Management, Cash Management, Commercial Lending, Consumer Lending, Credit, Credit Analysis, Financial Services, Mentoring, Portfolio Management, Relationship Management, Retail Banking, Small Business Lending, Treasury Management
Education
Boston University 1988 — 1995
BS, Economics
Beaver Country Day School 1985 — 1988
Citizens Commercial Banking October 2014 - Present
RBS Citizens NA October 2001 - Present
Fleet Bank June 1995 - June 2001
Skills
Business Development, Securitization, Commercial Banking, Banking, Foreign Exchange, FX Hedging, Foreign Currency, Building Relationships, Credit Risk, Risk Management, Cash Management, Commercial Lending, Consumer Lending, Credit, Credit Analysis, Financial Services, Mentoring, Portfolio Management, Relationship Management, Retail Banking, Small Business Lending, Treasury Management
Education
Boston University 1988 — 1995
BS, Economics
Beaver Country Day School 1985 — 1988
Stephen Everhard Stephen Everhard's RBS Citizens, N.A. Experience October 2008 - February 2011
Job VP, Business Banking & Consumer Loan Finance Manager at Huntington National Bank
Industry Banking
Experience
Huntington National Bank January 2015 - Present
Huntington National Bank February 2011 - December 2014
RBS Citizens, N.A. October 2008 - February 2011
RBS Citizens, N.A. January 2007 - September 2008
Citizens Financial Group January 2005 - December 2006
Provident Bank September 2004 - December 2004
Provident Bank June 2003 - August 2004
Skills
Banking, Financial Analysis, Credit, Customer Relations, Budgeting, Strategic Planning, Underwriting, Retail, Customer Service, Portfolio Management, Process Improvement, Risk Management, Consumer Lending, Pricing, Credit Analysis, Loans, Forecasting, Financial Modeling, Mortgage Banking, Finance, Loan Origination, Retail Banking, Strategic Financial..., Business Analysis, Financial Reporting, Residential Mortgages, Real Estate, Business Strategy, Internet Banking, Mortgage Lending, Commercial Banking
Education
Xavier University - Williams College of Business 2008 — 2009
MBA
Miami University 1999 — 2003
Bachelor's, Finance
Huntington National Bank January 2015 - Present
Huntington National Bank February 2011 - December 2014
RBS Citizens, N.A. October 2008 - February 2011
RBS Citizens, N.A. January 2007 - September 2008
Citizens Financial Group January 2005 - December 2006
Provident Bank September 2004 - December 2004
Provident Bank June 2003 - August 2004
Skills
Banking, Financial Analysis, Credit, Customer Relations, Budgeting, Strategic Planning, Underwriting, Retail, Customer Service, Portfolio Management, Process Improvement, Risk Management, Consumer Lending, Pricing, Credit Analysis, Loans, Forecasting, Financial Modeling, Mortgage Banking, Finance, Loan Origination, Retail Banking, Strategic Financial..., Business Analysis, Financial Reporting, Residential Mortgages, Real Estate, Business Strategy, Internet Banking, Mortgage Lending, Commercial Banking
Education
Xavier University - Williams College of Business 2008 — 2009
MBA
Miami University 1999 — 2003
Bachelor's, Finance
Michael Dougan Michael Dougan's RBS Citizens, N.A. Experience October 2001 - May 2009
Job Assitant Vice President, Supply Chain Finance Group at Royal Bank of Scotland
Industry International Trade and Development
Experience
Royal Bank of Scotland April 2012 - Present
Royal Bank of Scotland October 2011 - March 2012
Royal Bank of Scotland, N.V. (RBS N.V., F/K/A ABN-Amro Bank, N.V.) June 2009 - March 2012
Haiti Projects July 2011 - November 2011
RBS Citizens, N.A. October 2001 - May 2009
BancBoston Leasing / Fleet Capital Corporation August 1997 - August 2001
BankBoston 1991 - 1997
Skills
International Trade, Leasing, Commercial Banking, Consumer Finance, Lean Manufacturing, Mergers, Integration, Collections Management, Letters Of Credit, Marketing Strategy, Fundraising, Team Leadership, Contract Management, Customer Service, Microsoft Office, System Testing, Outsourcing, Risk Management, Letters of Credit, Financial Services, Mergers & Acquisitions
Education
Endicott College 2008 — 2011
MBA, Finance/Management
Bank Administration Institute 2007 — 2007
Southern New Hampshire University 1984 — 1988
BS Business Mgt., Business Major/Sales Minor
Royal Bank of Scotland April 2012 - Present
Royal Bank of Scotland October 2011 - March 2012
Royal Bank of Scotland, N.V. (RBS N.V., F/K/A ABN-Amro Bank, N.V.) June 2009 - March 2012
Haiti Projects July 2011 - November 2011
RBS Citizens, N.A. October 2001 - May 2009
BancBoston Leasing / Fleet Capital Corporation August 1997 - August 2001
BankBoston 1991 - 1997
Skills
International Trade, Leasing, Commercial Banking, Consumer Finance, Lean Manufacturing, Mergers, Integration, Collections Management, Letters Of Credit, Marketing Strategy, Fundraising, Team Leadership, Contract Management, Customer Service, Microsoft Office, System Testing, Outsourcing, Risk Management, Letters of Credit, Financial Services, Mergers & Acquisitions
Education
Endicott College 2008 — 2011
MBA, Finance/Management
Bank Administration Institute 2007 — 2007
Southern New Hampshire University 1984 — 1988
BS Business Mgt., Business Major/Sales Minor
Pamela Sloan Pamela Sloan's RBS Citizens, N.A. Experience November 2005 - Present
Job Project Manager, Assistant Vice President at RBS Citizens, NA
Industry Banking
Experience
RBS Citizens, NA November 2005 - Present
RBS Citizens Bank 2005 - 2010
First American Title Insurance Company of New York January 1996 - November 2005
Skills
Financial Risk, Operational Risk, Risk Management, Credit Risk, Stakeholder Management, Project Delivery, AML, Strategy, Management, Project Management, Business Analysis, Vendor Management, Quality Assurance, Credit Cards, Process Improvement
Education
Bryant University 2009 — 2009
Project Management Certificate Program, PMP Boot Camp
Boston University 2007 — 2008
PMP Program
SUNY Purchase 2002 — 2003
Graphic Design
RBS Citizens, NA November 2005 - Present
RBS Citizens Bank 2005 - 2010
First American Title Insurance Company of New York January 1996 - November 2005
Skills
Financial Risk, Operational Risk, Risk Management, Credit Risk, Stakeholder Management, Project Delivery, AML, Strategy, Management, Project Management, Business Analysis, Vendor Management, Quality Assurance, Credit Cards, Process Improvement
Education
Bryant University 2009 — 2009
Project Management Certificate Program, PMP Boot Camp
Boston University 2007 — 2008
PMP Program
SUNY Purchase 2002 — 2003
Graphic Design
David Gagne, CFE David Gagne, CFE's RBS Citizens, N.A. Experience April 1988 - September 2011
Job SVP, Card Fraud Loss Management
Industry Banking
Experience
Santander Bank, N.A. October 2011 - Present
RBS Citizens, N.A. April 1988 - September 2011
Skills
Banking, Fraud, Financial Services, Risk Assessment, Payments, Management, Analytics, Credit Cards, Financial Risk, Credit Risk, Risk Management, Consumer Lending, Operational Risk..., Retail Banking
Education
Southern NH University 1972 — 1976
Bachelor of Science (B.S.), Management Advisory Services, cum laude
Santander Bank, N.A. October 2011 - Present
RBS Citizens, N.A. April 1988 - September 2011
Skills
Banking, Fraud, Financial Services, Risk Assessment, Payments, Management, Analytics, Credit Cards, Financial Risk, Credit Risk, Risk Management, Consumer Lending, Operational Risk..., Retail Banking
Education
Southern NH University 1972 — 1976
Bachelor of Science (B.S.), Management Advisory Services, cum laude
David Gallacher, CFA®, IMC's RBS Citizens, N.A. Experience August 2006 - June 2012
Job Investment Advisor
Industry Investment Management
Experience
Cyrus J. Lawrence,LLC. July 2012 - Present
RBS Citizens, N.A. August 2006 - June 2012
Coutts & Co. 1996 - 2006
Aon 1994 - 1995
Skills
Chartered Financial..., IMC, Portfolio Management, Asset Managment, Investments, Private Banking, Credit, Fixed Income, Sales Management, New Business Development, FX Options, Strategic Financial..., Financial Analysis, Integrated Marketing, Wealth Management, Asset Management, Equities
Education
Harvard University
Bachelor of Arts (B.A.), English Language and Literature, General, cum laude
Cyrus J. Lawrence,LLC. July 2012 - Present
RBS Citizens, N.A. August 2006 - June 2012
Coutts & Co. 1996 - 2006
Aon 1994 - 1995
Skills
Chartered Financial..., IMC, Portfolio Management, Asset Managment, Investments, Private Banking, Credit, Fixed Income, Sales Management, New Business Development, FX Options, Strategic Financial..., Financial Analysis, Integrated Marketing, Wealth Management, Asset Management, Equities
Education
Harvard University
Bachelor of Arts (B.A.), English Language and Literature, General, cum laude
Francis Yuk Lin Siu Francis Yuk Lin Siu's RBS Citizens, N.A. Experience August 2014 - Present
Job Senior Personal Banker Universal at RBS Citizens, N.A.
Industry Marketing and Advertising
Experience
RBS Citizens, N.A. August 2014 - Present
Jewish Community Housing For The Elderly (JCHE) June 2013 - July 2014
Chinese Pharmaceuticals (HK) Co Ltd March 2009 - August 2012
Herbs Generation International Limited August 2006 - February 2009
Jiwa International Limited May 2005 - May 2006
Open Fortune Community (Hong Kong) Limited June 2004 - February 2005
Skills
Product Development, Brand Management, Media Planning, Sales Promotion, Event Management, Corporate Communications, P&L Management, Sales&Marketing, Advertising Management, Key Account Mangement, Inventory Planning, Budgetary Control, Retail Banking, Branch Banking
Education
Interpreters Associates Inc. 2013 — 2013
Medical Interpretation(English vs Cantonese)
Hong Kong Baptist University 2007 — 2009
Master of Arts (M.A.), Communication
The University of Manchester 2004 — 2006
Bachelor's degree, Management
RBS Citizens, N.A. August 2014 - Present
Jewish Community Housing For The Elderly (JCHE) June 2013 - July 2014
Chinese Pharmaceuticals (HK) Co Ltd March 2009 - August 2012
Herbs Generation International Limited August 2006 - February 2009
Jiwa International Limited May 2005 - May 2006
Open Fortune Community (Hong Kong) Limited June 2004 - February 2005
Skills
Product Development, Brand Management, Media Planning, Sales Promotion, Event Management, Corporate Communications, P&L Management, Sales&Marketing, Advertising Management, Key Account Mangement, Inventory Planning, Budgetary Control, Retail Banking, Branch Banking
Education
Interpreters Associates Inc. 2013 — 2013
Medical Interpretation(English vs Cantonese)
Hong Kong Baptist University 2007 — 2009
Master of Arts (M.A.), Communication
The University of Manchester 2004 — 2006
Bachelor's degree, Management
Brenda Litchfield, CCIM's RBS Citizens, N.A. Experience 1999 - 2009
Job Owner/Broker Concord Commercial Consulting
Industry Real Estate
Experience
Concord Commercial Real Estate 2009 - Present
CRDC January 2002 - 2013
Northway Bank March 2009 - November 2009
Kiwanis club of Concord 2002 - 2009
RBS Citizens, N.A. 1999 - 2009
Citizens Bank 1991 - 2009
Skills
Corporate Real Estate, Commercial Lending, Business Valuation, Financial Analysis, Real Estate, Investment Properties, Valuation, Foreclosures, Real Estate Transactions, Commercial Banking, Leases, Negotiation, Portfolio Management, Commercial Real Estate, Real Estate Economics, Business Development, Finance, Real Estate Development
Education
University of New Hampshire 1982 — 1986
B.S., Comm, Business
Concord Commercial Real Estate 2009 - Present
CRDC January 2002 - 2013
Northway Bank March 2009 - November 2009
Kiwanis club of Concord 2002 - 2009
RBS Citizens, N.A. 1999 - 2009
Citizens Bank 1991 - 2009
Skills
Corporate Real Estate, Commercial Lending, Business Valuation, Financial Analysis, Real Estate, Investment Properties, Valuation, Foreclosures, Real Estate Transactions, Commercial Banking, Leases, Negotiation, Portfolio Management, Commercial Real Estate, Real Estate Economics, Business Development, Finance, Real Estate Development
Education
University of New Hampshire 1982 — 1986
B.S., Comm, Business
Joel Gerena Joel Gerena's RBS Citizens, N.A. Experience May 2005 - June 2007
Job Financial & Airline Industry Pro
Industry Banking
Experience
Delta Air Lines March 2012 - Present
Eastern Funding LLC December 2011 - Present
Brookline Bank July 2007 - November 2011
RBS Citizens, N.A. May 2005 - June 2007
Skills
Customer Service, Credit, Loans, Documentation, Banking, Excel, Word, Outlook, Microsoft Office, PowerPoint, Access, Budgeting, Strategic Planning, Problem Solving, Research, Credit Analysis, Compliance, Customer Satisfaction, Data Analysis, Financial Analysis, Auditing, Team Building
Education
Suffolk University
Global Business
Delta Air Lines March 2012 - Present
Eastern Funding LLC December 2011 - Present
Brookline Bank July 2007 - November 2011
RBS Citizens, N.A. May 2005 - June 2007
Skills
Customer Service, Credit, Loans, Documentation, Banking, Excel, Word, Outlook, Microsoft Office, PowerPoint, Access, Budgeting, Strategic Planning, Problem Solving, Research, Credit Analysis, Compliance, Customer Satisfaction, Data Analysis, Financial Analysis, Auditing, Team Building
Education
Suffolk University
Global Business
Ian Menchen Ian Menchen's RBS Citizens, N.A. Experience July 2005 - August 2009
Job Senior Manager II, Global Customer Insights and Analytics at Walmart
Industry Market Research
Experience
Walmart July 2014 - Present
Walmart April 2014 - July 2015
Walmart October 2013 - April 2014
Walmart April 2013 - October 2013
GfK January 2012 - March 2013
Parker Marketing Research June 2011 - January 2012
Health Care Dataworks December 2010 - March 2011
Microsoft Corporation, Ireland June 2010 - September 2010
Ametek January 2010 - April 2010
RBS Citizens, N.A. July 2005 - August 2009
Skills
Consumer Insight, Marketing Research, Shopper Marketing, Marketing Strategy, Project Management, Innovation, Qualitative Research, Quantitative Research, CPG Industry, Customer Insight, Market Research, Marketing Communications, Strategy, Business Strategy
Education
The Ohio State University - The Max M. Fisher College of Business 2009 — 2011
MBA, Marketing and International Buisiness
Ohio University 2000 — 2004
Bachelor of Business, Finance
Walmart July 2014 - Present
Walmart April 2014 - July 2015
Walmart October 2013 - April 2014
Walmart April 2013 - October 2013
GfK January 2012 - March 2013
Parker Marketing Research June 2011 - January 2012
Health Care Dataworks December 2010 - March 2011
Microsoft Corporation, Ireland June 2010 - September 2010
Ametek January 2010 - April 2010
RBS Citizens, N.A. July 2005 - August 2009
Skills
Consumer Insight, Marketing Research, Shopper Marketing, Marketing Strategy, Project Management, Innovation, Qualitative Research, Quantitative Research, CPG Industry, Customer Insight, Market Research, Marketing Communications, Strategy, Business Strategy
Education
The Ohio State University - The Max M. Fisher College of Business 2009 — 2011
MBA, Marketing and International Buisiness
Ohio University 2000 — 2004
Bachelor of Business, Finance
Celia K. Leonard Celia K. Leonard's RBS Citizens, N.A. Experience August 2004 - October 2008
Job Assistant Corporation Counsel at City of Nashua, New Hampshire
Industry Law Practice
Experience
City of Nashua, New Hampshire April 2013 - Present
Celia K. Leonard, Esq. September 2012 - Present
Manchester law firm April 2011 - August 2012
New Hampshire Banking Department November 2008 - April 2011
RBS Citizens, N.A. August 2004 - October 2008
Gallagher, Callahan & Gartrell, P.C. 2000 - 2003
Skills
Legal Writing, Corporate Law, Commercial Litigation, Legal Research, Employment..., Mediation, Banking Law, Courts, Privacy Law, Arbitration, Westlaw, Employment Law, Corporate Governance, Administrative Law, Legal Assistance
Education
Northeastern University School of Law 1997 — 2000
JD
University of Colorado at Boulder 1991 — 1995
BA, Philosophy and Political Science
City of Nashua, New Hampshire April 2013 - Present
Celia K. Leonard, Esq. September 2012 - Present
Manchester law firm April 2011 - August 2012
New Hampshire Banking Department November 2008 - April 2011
RBS Citizens, N.A. August 2004 - October 2008
Gallagher, Callahan & Gartrell, P.C. 2000 - 2003
Skills
Legal Writing, Corporate Law, Commercial Litigation, Legal Research, Employment..., Mediation, Banking Law, Courts, Privacy Law, Arbitration, Westlaw, Employment Law, Corporate Governance, Administrative Law, Legal Assistance
Education
Northeastern University School of Law 1997 — 2000
JD
University of Colorado at Boulder 1991 — 1995
BA, Philosophy and Political Science
Michael Kell, CFA's RBS Citizens, N.A. Experience June 2010 - June 2011
Job Principal GCM Grosvenor
Industry Venture Capital & Private Equity
Experience
Grosvenor Capital Management L.P. June 2011 - Present
RBS Citizens, N.A. June 2010 - June 2011
National City November 2004 - November 2009
Bank One (JP Morgan) September 1999 - September 2005
Education
Rollins College 1989 — 1993
BA,MBA
Grosvenor Capital Management L.P. June 2011 - Present
RBS Citizens, N.A. June 2010 - June 2011
National City November 2004 - November 2009
Bank One (JP Morgan) September 1999 - September 2005
Education
Rollins College 1989 — 1993
BA,MBA
Phil Masquelette, JD, MBA Phil Masquelette, JD, MBA's RBS Citizens, N.A. Experience July 2000 - January 2009
Job First Vice President, Audit/Compliance, Naugatuck Valley Savings and Loan
Industry Banking
Experience
Naugatuck Valley Savings and Loan July 2013 - Present
FDIC Legal Division April 2009 - June 2013
Philip E. Masquelette January 2009 - April 2009
RBS Citizens, N.A. July 2000 - January 2009
Skills
AML, Risk Management, Banking, Sarbanes-Oxley Act, Leadership, Regulations, Privacy Law, Fraud, Financial Risk, Due Diligence, Risk Assessment, Financial Services, Enterprise Risk..., Ethics, Litigation Management, Management, Financial Regulation, Operational Risk..., Banking Law, Litigation, Commercial Litigation, Bankruptcy, Legal Research, Training, Mortgage Lending, Operational Risk, Compliance, Anti Money Laundering
Education
University of Rhode Island - College of Business Administration 2008 — 2011
MBA, General concentration
University of Houston Law Center 1974 — 1976
JD, Law
Tulane University 1970 — 1974
BA, Economics
St. John's School 1958 — 1970
Diploma
East Carolina University - College of Business
Isenberg School of Management, UMass Amherst
Naugatuck Valley Savings and Loan July 2013 - Present
FDIC Legal Division April 2009 - June 2013
Philip E. Masquelette January 2009 - April 2009
RBS Citizens, N.A. July 2000 - January 2009
Skills
AML, Risk Management, Banking, Sarbanes-Oxley Act, Leadership, Regulations, Privacy Law, Fraud, Financial Risk, Due Diligence, Risk Assessment, Financial Services, Enterprise Risk..., Ethics, Litigation Management, Management, Financial Regulation, Operational Risk..., Banking Law, Litigation, Commercial Litigation, Bankruptcy, Legal Research, Training, Mortgage Lending, Operational Risk, Compliance, Anti Money Laundering
Education
University of Rhode Island - College of Business Administration 2008 — 2011
MBA, General concentration
University of Houston Law Center 1974 — 1976
JD, Law
Tulane University 1970 — 1974
BA, Economics
St. John's School 1958 — 1970
Diploma
East Carolina University - College of Business
Isenberg School of Management, UMass Amherst
Christopher Falbo's RBS Citizens, N.A. Experience September 2003 - March 2008
Job Vice President / Commercial Lender at Cambridge Savings Bank
Industry Banking
Experience
Cambridge Savings Bank July 2015 - Present
Citibank March 2008 - June 2015
RBS Citizens, N.A. September 2003 - March 2008
PAREXEL 1999 - 2001
Skills
Banking, Commercial Banking, Credit, Lines Of Credit, Cash Management, FX, Business Relationship..., Relationship Management, Loan Origination, Financial Services, Portfolio Management, Credit Analysis, SBA, Accounting, FX Options, Financial Analysis, Loans, Commercial Mortgages, Corporate Finance, Finance, Financial Risk, Foreign Exchange, Commercial Lending, Due Diligence, Deposits, Treasury Management, Risk Management, Executive Management, Branch Management, Underwriting, Trade Finance, Letters of Credit, Asset Managment, Credit Risk, Strategic Financial..., Financial Planning
Education
Boston College 2014 — 2014
Bachelor of Arts (B.A.), Corporate Systems: Marketing & Management
Cambridge Savings Bank July 2015 - Present
Citibank March 2008 - June 2015
RBS Citizens, N.A. September 2003 - March 2008
PAREXEL 1999 - 2001
Skills
Banking, Commercial Banking, Credit, Lines Of Credit, Cash Management, FX, Business Relationship..., Relationship Management, Loan Origination, Financial Services, Portfolio Management, Credit Analysis, SBA, Accounting, FX Options, Financial Analysis, Loans, Commercial Mortgages, Corporate Finance, Finance, Financial Risk, Foreign Exchange, Commercial Lending, Due Diligence, Deposits, Treasury Management, Risk Management, Executive Management, Branch Management, Underwriting, Trade Finance, Letters of Credit, Asset Managment, Credit Risk, Strategic Financial..., Financial Planning
Education
Boston College 2014 — 2014
Bachelor of Arts (B.A.), Corporate Systems: Marketing & Management
Thomas Shola's RBS Citizens, N.A. Experience December 2009 - December 2013
Job Director at Santander Bank, N.A.
Industry Banking
Experience
Santander Bank, N.A. December 2013 - Present
RBS Citizens, N.A. December 2009 - December 2013
RBS Citizens, N.A. August 2008 - December 2009
RBS Citizens, N.A. 2004 - 2008
Padcom, Inc. 2002 - 2004
Log On America, Inc 1999 - 2002
AT&T 1984 - 1999
Samaritans 1990 - 1995
Skills
Operational Risk..., Auditing, Fraud, Operational Risk, Retail Banking, Risk Management, Credit Cards, Management, Financial Risk, Internet Banking, Credit, Quality Assurance, Credit Risk, Financial Services, Training, Strategy, Core Banking, Portfolio Management, Credit Analysis, Loans, Due Diligence, Banking, Consumer Lending, Change Management, Payments, Enterprise Risk..., AML, Operations Management, Commercial Banking, Anti Money Laundering
Education
Bryant College 1982 — 1987
BS, Business Administration
Santander Bank, N.A. December 2013 - Present
RBS Citizens, N.A. December 2009 - December 2013
RBS Citizens, N.A. August 2008 - December 2009
RBS Citizens, N.A. 2004 - 2008
Padcom, Inc. 2002 - 2004
Log On America, Inc 1999 - 2002
AT&T 1984 - 1999
Samaritans 1990 - 1995
Skills
Operational Risk..., Auditing, Fraud, Operational Risk, Retail Banking, Risk Management, Credit Cards, Management, Financial Risk, Internet Banking, Credit, Quality Assurance, Credit Risk, Financial Services, Training, Strategy, Core Banking, Portfolio Management, Credit Analysis, Loans, Due Diligence, Banking, Consumer Lending, Change Management, Payments, Enterprise Risk..., AML, Operations Management, Commercial Banking, Anti Money Laundering
Education
Bryant College 1982 — 1987
BS, Business Administration
Michael W. Crevda Michael W. Crevda's RBS Citizens, N.A. Experience July 2008 - Present
Job SVP Business Banking Relationship Manager at Citizens Financial Group, Inc.
Industry Banking
Experience
Citizens Financial Group, Inc. October 2014 - Present
RBS Citizens, N.A. July 2008 - Present
Charter One Bank May 2005 - Present
Key Bank April 1999 - May 2005
Skills
Loans, Credit, Commercial Banking, Portfolio Management, Credit Analysis, Commercial Lending, Banking, Small Business Lending, Retail Banking, Consumer Lending, Underwriting, Mortgage Lending, Loan Origination, Finance, Risk Management, Credit Risk, Cross Selling, Financial Analysis, Cash Management, Relationship Management, Financial Risk, Financial Services
Education
Baldwin Wallace University 2002 — 2004
MBA, Business & Systems Management
Kent State University 1989 — 1994
Bachelors, Journalism & Mass Communications
Citizens Financial Group, Inc. October 2014 - Present
RBS Citizens, N.A. July 2008 - Present
Charter One Bank May 2005 - Present
Key Bank April 1999 - May 2005
Skills
Loans, Credit, Commercial Banking, Portfolio Management, Credit Analysis, Commercial Lending, Banking, Small Business Lending, Retail Banking, Consumer Lending, Underwriting, Mortgage Lending, Loan Origination, Finance, Risk Management, Credit Risk, Cross Selling, Financial Analysis, Cash Management, Relationship Management, Financial Risk, Financial Services
Education
Baldwin Wallace University 2002 — 2004
MBA, Business & Systems Management
Kent State University 1989 — 1994
Bachelors, Journalism & Mass Communications
Tammy Taylor's RBS Citizens, N.A. Experience January 2012 - December 2012
Job Vendor Manager, AVP at Huntington National Bank
Industry Banking
Experience
Huntington National Bank February 2015 - Present
Citizens Bank December 2012 - February 2015
RBS Citizens, N.A. January 2012 - December 2012
RBS Citizens, N.A. March 2011 - January 2012
RBS Citizens, N.A. August 2010 - March 2011
The Mergis Group January 2010 - March 2011
U.S. Bank December 2008 - December 2009
National City Bank March 2008 - December 2008
Washington Mutual Bank November 2007 - February 2008
Bank of America October 2006 - November 2007
Skills
Lean Six Sigma, Banking, Process Improvement, Risk Management, Team Leadership, Sales, Mortgage Banking, Refinance, Operations Management, Process Management, Financial Risk, Change Management, Loans, Mortgage Lending, Team Management, Contract Negotiation, Communication Skills, Presentations, Job Coaching, Conflict Resolution, Compliance, Business Meetings, Underwriting, Coaching, Retail Banking, Relationship Management, Team Building, Operational Risk..., Operational Risk, Vendor Management, Consumer Lending, Negotiation, Customer Service, Loss Mitigation
Education
Florida State University 2000 — 2003
Bachelor of Science (B.S.), Business/Corporate Communications
Foley High School
Huntington National Bank February 2015 - Present
Citizens Bank December 2012 - February 2015
RBS Citizens, N.A. January 2012 - December 2012
RBS Citizens, N.A. March 2011 - January 2012
RBS Citizens, N.A. August 2010 - March 2011
The Mergis Group January 2010 - March 2011
U.S. Bank December 2008 - December 2009
National City Bank March 2008 - December 2008
Washington Mutual Bank November 2007 - February 2008
Bank of America October 2006 - November 2007
Skills
Lean Six Sigma, Banking, Process Improvement, Risk Management, Team Leadership, Sales, Mortgage Banking, Refinance, Operations Management, Process Management, Financial Risk, Change Management, Loans, Mortgage Lending, Team Management, Contract Negotiation, Communication Skills, Presentations, Job Coaching, Conflict Resolution, Compliance, Business Meetings, Underwriting, Coaching, Retail Banking, Relationship Management, Team Building, Operational Risk..., Operational Risk, Vendor Management, Consumer Lending, Negotiation, Customer Service, Loss Mitigation
Education
Florida State University 2000 — 2003
Bachelor of Science (B.S.), Business/Corporate Communications
Foley High School
Patricia Schuster Patricia Schuster's RBS Citizens, N.A. Experience January 2011 - July 2012
Job Visionary Professional Leader
Industry Consumer Services
Experience
Greystone & Co. March 2015 - Present
Citizens Financial Group, Inc. July 2012 - September 2014
RBS Citizens N.A. January 2011 - July 2012
RBS Citizens, N.A. October 2010 - December 2010
RBS Citizens N.A. January 2008 - September 2010
Skills
Project Management, Banking, Business Analysis, Change Management, Cross-functional Team..., Financial Analysis, Leadership, Process Improvement, Program Management, Risk Management, Six Sigma, Vendor Management, Management, Portfolio Management, Procurement Contracts, Software Documentation, Financial Services, Retail Banking, Financial Risk
Education
University of Rhode Island
B.S., Textiles, Fashion Merchandising and Design
Bryant University
Project Management Certificate Program
Bryant University
Business Analyst Certificate Program
Citizens Bank Lean Leadership Program
Lean Management Training
Greystone & Co. March 2015 - Present
Citizens Financial Group, Inc. July 2012 - September 2014
RBS Citizens N.A. January 2011 - July 2012
RBS Citizens, N.A. October 2010 - December 2010
RBS Citizens N.A. January 2008 - September 2010
Skills
Project Management, Banking, Business Analysis, Change Management, Cross-functional Team..., Financial Analysis, Leadership, Process Improvement, Program Management, Risk Management, Six Sigma, Vendor Management, Management, Portfolio Management, Procurement Contracts, Software Documentation, Financial Services, Retail Banking, Financial Risk
Education
University of Rhode Island
B.S., Textiles, Fashion Merchandising and Design
Bryant University
Project Management Certificate Program
Bryant University
Business Analyst Certificate Program
Citizens Bank Lean Leadership Program
Lean Management Training
Ryan Floyd Ryan Floyd's RBS Citizens, N.A. Experience 2002 - 2009
Job International Partnership Specialist at Massachusetts National Guard
Industry Military
Experience
Massachusetts National Guard February 2012 - Present
Massachusetts National Guard November 2010 - January 2012
Massachusetts National Guard November 2009 - November 2010
RBS Citizens N.A 2002 - 2009
Skills
Army, Military Operations, Military, Security Clearance, Leadership, Military Experience, International Relations, Command, Force Protection, National Security, Operational Planning, Counterterrorism, Intelligence Analysis, Public Financial..., DoD, Government, Program Management, Defense, Emergency Management, Homeland Security, Tactics, Strategic Planning
Education
US Army War College 2013 — 2015
Master’s Degree, Strategic Studies
American Sentinel University 2009 — 2011
Master of Business Administration (MBA)
University of Maine 1986 — 1990
Bachelor’s Degree, Business Administration and Management, General
Massachusetts National Guard February 2012 - Present
Massachusetts National Guard November 2010 - January 2012
Massachusetts National Guard November 2009 - November 2010
RBS Citizens N.A 2002 - 2009
Skills
Army, Military Operations, Military, Security Clearance, Leadership, Military Experience, International Relations, Command, Force Protection, National Security, Operational Planning, Counterterrorism, Intelligence Analysis, Public Financial..., DoD, Government, Program Management, Defense, Emergency Management, Homeland Security, Tactics, Strategic Planning
Education
US Army War College 2013 — 2015
Master’s Degree, Strategic Studies
American Sentinel University 2009 — 2011
Master of Business Administration (MBA)
University of Maine 1986 — 1990
Bachelor’s Degree, Business Administration and Management, General
Jeremy Blanche Jeremy Blanche's RBS Citizens, N.A. Experience April 2002 - May 2011
Job
Industry Financial Services
Experience
Salem Five Bank May 2011 - Present
RBS Citizens, N.A. April 2002 - May 2011
Greenwich Technology Partners 1999 - 2001
Icon CMT 1997 - 1999
Skills
Commercial Lending, Relationship Management, Credit, Credit Analysis, Commercial Banking, Portfolio Management, Loans
Education
Babson College - Franklin W. Olin Graduate School of Business 2009 — 2011
MBA
University of Massachusetts Boston 2008 — 2009
Emerging Leaders Program 2009 Cohort
Elizabethtown College 1991 — 1995
Salem Five Bank May 2011 - Present
RBS Citizens, N.A. April 2002 - May 2011
Greenwich Technology Partners 1999 - 2001
Icon CMT 1997 - 1999
Skills
Commercial Lending, Relationship Management, Credit, Credit Analysis, Commercial Banking, Portfolio Management, Loans
Education
Babson College - Franklin W. Olin Graduate School of Business 2009 — 2011
MBA
University of Massachusetts Boston 2008 — 2009
Emerging Leaders Program 2009 Cohort
Elizabethtown College 1991 — 1995
Matthew Moniz Matthew Moniz's RBS Citizens, N.A. Experience January 2014 - October 2014
Job Portfolio Analyst at RBS Citizens NA
Industry Banking
Experience
RBS Citizens NA January 2014 - October 2014
RBS Citizens NA October 2010 - December 2013
RBS Citizens NA January 2008 - September 2010
RBS Citizens NA April 2007 - March 2008
Skills
Java, Bloomberg, Microsoft Excel, Fixed Income, Securities, Portfolio Management, VBA, Fixed Income Analysis, Agency MBS, Banking, Analysis, Forecasting, Treasury, Financial Markets, Yieldbook Software, Financial Analysis, Risk Management, Account Reconciliation, Trading
Education
University of Massachusetts Boston 2013 — 2015
Post Baccalaureate Certificate, Computer Science
Roger Williams University 2003 — 2007
BS, International Business and Finance
Mt Hope High School 1999 — 2003
University of Massachusetts Boston
RBS Citizens NA January 2014 - October 2014
RBS Citizens NA October 2010 - December 2013
RBS Citizens NA January 2008 - September 2010
RBS Citizens NA April 2007 - March 2008
Skills
Java, Bloomberg, Microsoft Excel, Fixed Income, Securities, Portfolio Management, VBA, Fixed Income Analysis, Agency MBS, Banking, Analysis, Forecasting, Treasury, Financial Markets, Yieldbook Software, Financial Analysis, Risk Management, Account Reconciliation, Trading
Education
University of Massachusetts Boston 2013 — 2015
Post Baccalaureate Certificate, Computer Science
Roger Williams University 2003 — 2007
BS, International Business and Finance
Mt Hope High School 1999 — 2003
University of Massachusetts Boston
Rico Santopadre's RBS Citizens, N.A. Experience February 2011 - Present
Job Risk Manager II, Officer at RBS Citizens, N.A.
Industry Banking
Experience
RBS Citizens, N.A. February 2011 - Present
RBS Citizens, NA March 2008 - Present
RBS Citizens, NA July 1999 - Present
RBS Citizens, NA 2004 - 2006
RBS Citizens, NA 2002 - 2004
Skills
SDLC, Mainframe, WebFOCUS, Banking, Requirements Analysis, Cognos, Access, Business Analysis, Microsoft Excel, Databases, Analysis, Business Intelligence, Analytics, Requirements Gathering, Data Warehousing, Business Process..., SQL, Oracle, SharePoint, Information Technology, Operational Risk..., Data Analysis, Quality Assurance, Systems Analysis, Data Modeling, Risk Management
Education
New England Institute of Technology 1995 — 1997
RBS Citizens, N.A. February 2011 - Present
RBS Citizens, NA March 2008 - Present
RBS Citizens, NA July 1999 - Present
RBS Citizens, NA 2004 - 2006
RBS Citizens, NA 2002 - 2004
Skills
SDLC, Mainframe, WebFOCUS, Banking, Requirements Analysis, Cognos, Access, Business Analysis, Microsoft Excel, Databases, Analysis, Business Intelligence, Analytics, Requirements Gathering, Data Warehousing, Business Process..., SQL, Oracle, SharePoint, Information Technology, Operational Risk..., Data Analysis, Quality Assurance, Systems Analysis, Data Modeling, Risk Management
Education
New England Institute of Technology 1995 — 1997
Carolyn Gorman's RBS Citizens, N.A. Experience July 2008 - December 2010
Job SVP, Home Lending Segment Risk Officer at Huntington National Bank
Industry Banking
Experience
Huntington National Bank September 2013 - Present
Huntington National Bank November 2010 - Present
RBS Citizens, N.A. July 2008 - December 2010
RBS Citizens January 2006 - July 2008
RBS Citizens October 2004 - January 2006
Provident Bank January 2003 - October 2004
Provident Bank June 2002 - January 2003
Skills
Mortgage Lending, Loan Origination, Financial Risk, Credit, Banking, Underwriting, Consumer Lending, Management, Risk Management, Loans, CRM, New Business Development, Sales Management, Credit Analysis
Education
Miami University 1999 — 2002
B.S., Business Economics
Huntington National Bank September 2013 - Present
Huntington National Bank November 2010 - Present
RBS Citizens, N.A. July 2008 - December 2010
RBS Citizens January 2006 - July 2008
RBS Citizens October 2004 - January 2006
Provident Bank January 2003 - October 2004
Provident Bank June 2002 - January 2003
Skills
Mortgage Lending, Loan Origination, Financial Risk, Credit, Banking, Underwriting, Consumer Lending, Management, Risk Management, Loans, CRM, New Business Development, Sales Management, Credit Analysis
Education
Miami University 1999 — 2002
B.S., Business Economics
Jonathan Leaver's RBS Citizens, N.A. Experience September 2003 - Present
Job Application Prog III at Citizens Bank
Industry Information Technology and Services
Experience
RBS Citizens, N.A. September 2003 - Present
Skills
SDLC
Education
Providence College 2007 — 2010
MBA
University of Rhode Island 1998 — 2002
BS, MIS
RBS Citizens, N.A. September 2003 - Present
Skills
SDLC
Education
Providence College 2007 — 2010
MBA
University of Rhode Island 1998 — 2002
BS, MIS
Otilia Gomes's RBS Citizens, N.A. Experience September 2008 - February 2014
Job Bank Examiner at Massachusetts Division of Banks
Industry Government Administration
Experience
RBS Citizens, N.A. September 2008 - February 2014
RBS Citizens, N.A. February 2008 - September 2008
PHH Mortgage July 2005 - July 2007
PHH Mortgage November 2004 - July 2005
Fleet Mortgage / PHH Mortgage April 1994 - November 2004
New Bedford Institution for Savings June 1991 - April 1994
Skills
Mortgage Lending, Loans, Leadership, Credit, Risk Management, Banking, Financial Services, Business Analysis, Process Improvement, Mortgage Banking, Underwriting, Credit Analysis, Financial Risk, Loan Origination, Commercial Banking, Residential Mortgages, Refinance
Education
University of Massachusetts Dartmouth
Master of Business Administration (M.B.A.), Accounting concentration
Johnson and Wales University
BS, Administrative Management
RBS Citizens, N.A. September 2008 - February 2014
RBS Citizens, N.A. February 2008 - September 2008
PHH Mortgage July 2005 - July 2007
PHH Mortgage November 2004 - July 2005
Fleet Mortgage / PHH Mortgage April 1994 - November 2004
New Bedford Institution for Savings June 1991 - April 1994
Skills
Mortgage Lending, Loans, Leadership, Credit, Risk Management, Banking, Financial Services, Business Analysis, Process Improvement, Mortgage Banking, Underwriting, Credit Analysis, Financial Risk, Loan Origination, Commercial Banking, Residential Mortgages, Refinance
Education
University of Massachusetts Dartmouth
Master of Business Administration (M.B.A.), Accounting concentration
Johnson and Wales University
BS, Administrative Management
Georgia Kreth's RBS Citizens, N.A. Experience October 2010 - Present
Job VP, Program Manager at RBS Citizens NA
Industry Financial Services
Experience
RBS Citizens NA October 2010 - Present
Citizens Bank August 2009 - October 2010
Sun Life Financial 2007 - 2009
Sun Life Financial 2003 - 2007
Sun Life Financial 2000 - 2003
Keyport Life Insurance Co. (acquired by Sun Life) June 2000 - November 2001
Allmerica Financial 1995 - 2000
Skills
Strategic Planning, CRM, Project Management, SDLC, Leadership, Vendor Management, Management, Business Analysis, Financial Services, Cross-functional Team..., IT Management, Analytics, MS Project, PMO, Software Project..., Integration, Change Management, Visio, Team Building, Software Documentation, Analysis, Requirements Analysis, IT Strategy, Process Improvement, Business Intelligence, Program Management, Risk Management, Project Portfolio..., PMP, Requirements Gathering, Business Requirements, Business Process..., Resource Management
Education
Boston University
Masters Certificate, Project Management
Bridgewater State College
BA, Communication
Emerson College
MA, Management (Media)
RBS Citizens NA October 2010 - Present
Citizens Bank August 2009 - October 2010
Sun Life Financial 2007 - 2009
Sun Life Financial 2003 - 2007
Sun Life Financial 2000 - 2003
Keyport Life Insurance Co. (acquired by Sun Life) June 2000 - November 2001
Allmerica Financial 1995 - 2000
Skills
Strategic Planning, CRM, Project Management, SDLC, Leadership, Vendor Management, Management, Business Analysis, Financial Services, Cross-functional Team..., IT Management, Analytics, MS Project, PMO, Software Project..., Integration, Change Management, Visio, Team Building, Software Documentation, Analysis, Requirements Analysis, IT Strategy, Process Improvement, Business Intelligence, Program Management, Risk Management, Project Portfolio..., PMP, Requirements Gathering, Business Requirements, Business Process..., Resource Management
Education
Boston University
Masters Certificate, Project Management
Bridgewater State College
BA, Communication
Emerson College
MA, Management (Media)
Christopher Lineman's RBS Citizens, N.A. Experience April 2007 - February 2010
Job Compliance and Risk Management Professional
Industry Banking
Experience
Citi November 2014 - Present
Citi May 2013 - November 2014
Homeschool Teacher July 2007 - May 2013
RBS Citizens, NA April 2007 - February 2010
Investors Bank & Trust 2005 - 2007
PFPC 2004 - 2005
Countrywide 2003 - 2005
First Tennessee Bank 1995 - 1997
Skills
Compliance, Financial Analysis, Risk Management, Risk, Derivatives, Accounting, Excel, MBS, Reconciliation, AML, Basel II, Banking, Access, Operational Risk..., Asset Management, Enterprise Risk..., Analysis, Credit Risk, Corporate Finance, Finance, Credit Analysis, Bloomberg, Loans, Investments, Sarbanes-Oxley Act, Business Analysis, Treasury Management, Treasury, Process Improvement, ALM, Financial Services, Financial Markets, Securities, Forecasting, Investment Banking, Budgets, Internal Audit, Internal Controls, Risk Analysis, Options, Mutual Funds, Credit, Economics, Relationship Management, Structured Products, Structured Finance, Cash Management, Hedging, Equities, Retail Banking
Education
Manchester Business School
Certificate, Compliance and Risk Management
Citi November 2014 - Present
Citi May 2013 - November 2014
Homeschool Teacher July 2007 - May 2013
RBS Citizens, NA April 2007 - February 2010
Investors Bank & Trust 2005 - 2007
PFPC 2004 - 2005
Countrywide 2003 - 2005
First Tennessee Bank 1995 - 1997
Skills
Compliance, Financial Analysis, Risk Management, Risk, Derivatives, Accounting, Excel, MBS, Reconciliation, AML, Basel II, Banking, Access, Operational Risk..., Asset Management, Enterprise Risk..., Analysis, Credit Risk, Corporate Finance, Finance, Credit Analysis, Bloomberg, Loans, Investments, Sarbanes-Oxley Act, Business Analysis, Treasury Management, Treasury, Process Improvement, ALM, Financial Services, Financial Markets, Securities, Forecasting, Investment Banking, Budgets, Internal Audit, Internal Controls, Risk Analysis, Options, Mutual Funds, Credit, Economics, Relationship Management, Structured Products, Structured Finance, Cash Management, Hedging, Equities, Retail Banking
Education
Manchester Business School
Certificate, Compliance and Risk Management
Judith Noel's RBS Citizens, N.A. Experience 1991 - May 2014
Job Senior Vice President & Trust Officer
Industry Banking
Experience
Cambridge Trust Company May 2014 - Present
RBS Citizens, N.A. 1991 - May 2014
Skills
Banking, Lines Of Credit, Loans, Wealth Management..., Trust Services, Private Wealth Manager, Consumer Lending, Wealth Management
Education
NE School of Banking, Trust Program at Williams College
Rivier College
Bachelor's degree, Paralegal Studies
Cambridge Trust Company May 2014 - Present
RBS Citizens, N.A. 1991 - May 2014
Skills
Banking, Lines Of Credit, Loans, Wealth Management..., Trust Services, Private Wealth Manager, Consumer Lending, Wealth Management
Education
NE School of Banking, Trust Program at Williams College
Rivier College
Bachelor's degree, Paralegal Studies
Beth Persch's RBS Citizens, N.A. Experience May 2005 - February 2009
Job Actively seeking full time retail management role
Industry Banking
Experience
Boss At Home Virtual Assistant, LLC June 2013 - Present
ANN INC. May 2012 - October 2012
TD Bank February 2009 - May 2012
RBS Citizens, NA May 2005 - February 2009
Staples May 2003 - March 2005
Best Buy April 1999 - May 2003
Skills
Customer Service, Sales, Leadership, Project Planning, Cold Calling, Coaching, Management, Customer Satisfaction, Team Building, Strategic Planning, Business Planning, Banking, Sales Management, Direct Sales, CRM, Sales Operations, Marketing, Time Management, Retail, Inventory Management, Customer Experience, Credit, Fundraising, Customer Retention, Merchandising, New Business Development, Marketing Strategy, Networking, Small Business, Training, Team Leadership, Sales Process, Recruiting, Account Management, Store Management, Business Development, Selling, Profit, P&L Management, Loss Prevention, Hiring, Forecasting, Employee Training, Strategy, P&L, B2B, Budgets, Performance Management, Sales Presentations, Operations Management
Education
Bridgewater State University 1994 — 1997
Cardinal Spellman 1992 — 1994
Boss At Home Virtual Assistant, LLC June 2013 - Present
ANN INC. May 2012 - October 2012
TD Bank February 2009 - May 2012
RBS Citizens, NA May 2005 - February 2009
Staples May 2003 - March 2005
Best Buy April 1999 - May 2003
Skills
Customer Service, Sales, Leadership, Project Planning, Cold Calling, Coaching, Management, Customer Satisfaction, Team Building, Strategic Planning, Business Planning, Banking, Sales Management, Direct Sales, CRM, Sales Operations, Marketing, Time Management, Retail, Inventory Management, Customer Experience, Credit, Fundraising, Customer Retention, Merchandising, New Business Development, Marketing Strategy, Networking, Small Business, Training, Team Leadership, Sales Process, Recruiting, Account Management, Store Management, Business Development, Selling, Profit, P&L Management, Loss Prevention, Hiring, Forecasting, Employee Training, Strategy, P&L, B2B, Budgets, Performance Management, Sales Presentations, Operations Management
Education
Bridgewater State University 1994 — 1997
Cardinal Spellman 1992 — 1994
James Minton's RBS Citizens, N.A. Experience February 2014 - Present
Job Credit Risk Management (TMT)
Industry Banking
Experience
RBS Citizens, N.A. February 2014 - Present
RBS Citizens, N.A. April 2008 - February 2014
The Royal Bank of Scotland August 2010 - June 2011
Bank of America May 2007 - April 2008
JPMorgan Chase August 2001 - May 2007
Skills
Credit, Portfolio Management, Credit Analysis, Financial Modeling, Corporate Finance, Commercial Banking, Underwriting, Credit Risk, Loans, Banking, Capital Markets, Financial Structuring, Financial Risk, Relationship Management, Commercial Lending, Treasury Management, Structured Finance, Risk Management, Financial Analysis, Due Diligence, Leveraged Lending, Leveraged Finance, Cash Management, Fixed Income, Credit Management, Approval Process, Policies & Procedures
Education
Manhattan College
B.S., Finance
RBS Citizens, N.A. February 2014 - Present
RBS Citizens, N.A. April 2008 - February 2014
The Royal Bank of Scotland August 2010 - June 2011
Bank of America May 2007 - April 2008
JPMorgan Chase August 2001 - May 2007
Skills
Credit, Portfolio Management, Credit Analysis, Financial Modeling, Corporate Finance, Commercial Banking, Underwriting, Credit Risk, Loans, Banking, Capital Markets, Financial Structuring, Financial Risk, Relationship Management, Commercial Lending, Treasury Management, Structured Finance, Risk Management, Financial Analysis, Due Diligence, Leveraged Lending, Leveraged Finance, Cash Management, Fixed Income, Credit Management, Approval Process, Policies & Procedures
Education
Manhattan College
B.S., Finance
Diane Francis's RBS Citizens, N.A. Experience May 2012 - Present
Job
Industry Banking
Experience
RBS Citizens, N.A. May 2012 - Present
RBS Citizens, N.A. October 2009 - November 2011
Citizens Bank May 2003 - October 2009
BankBoston 1996 - 1999
BayBank 1990 - 1996
Yamaichi International America 1988 - 1990
Skills
Credit Risk, Credit, Financial Risk, Credit Analysis, Portfolio Management, Analysis, Commercial Banking
Education
Simmons College - Simmons School of Management
MBA, Business Administration
Wheaton College
BA, International Relations, International Economics
RBS Citizens, N.A. May 2012 - Present
RBS Citizens, N.A. October 2009 - November 2011
Citizens Bank May 2003 - October 2009
BankBoston 1996 - 1999
BayBank 1990 - 1996
Yamaichi International America 1988 - 1990
Skills
Credit Risk, Credit, Financial Risk, Credit Analysis, Portfolio Management, Analysis, Commercial Banking
Education
Simmons College - Simmons School of Management
MBA, Business Administration
Wheaton College
BA, International Relations, International Economics
Christopher Guilbert's RBS Citizens, N.A. Experience May 2006 - Present
Job Business Systems Analyst at RBS Citizens, NA
Industry Banking
Experience
RBS Citizens, NA May 2006 - Present
Citizens Bank 2006 - Present
RBS Citizens, NA 2006 - 2013
Bank Of America (Fleet Financial Group) December 1997 - October 2005
Skills
Banking, Risk Management, Business Analysis, Data Modeling, SDLC, Requirements Analysis, Visio, Portfolio Management, Business Requirements, Analysis, Business Intelligence, Project Portfolio..., Software Project..., Business Process
Education
Rhode Island College 1986 — 1991
BS, Computer Information Systems
RBS Citizens, NA May 2006 - Present
Citizens Bank 2006 - Present
RBS Citizens, NA 2006 - 2013
Bank Of America (Fleet Financial Group) December 1997 - October 2005
Skills
Banking, Risk Management, Business Analysis, Data Modeling, SDLC, Requirements Analysis, Visio, Portfolio Management, Business Requirements, Analysis, Business Intelligence, Project Portfolio..., Software Project..., Business Process
Education
Rhode Island College 1986 — 1991
BS, Computer Information Systems
Angelyn Masiello's RBS Citizens, N.A. Experience October 1994 - December 2012
Job Sr HR Group Manager at RBS Citizens Financial Group
Industry Financial Services
Experience
RBS Citizens Financial Group January 2013 - Present
RBS Citizens, N.A. October 1994 - December 2012
Skills
Human Resources, Banking, PeopleSoft, Financial Services, SDLC, Vendor Management, Risk Management, Strategic Planning, Business Analysis, Program Management, HRIS, operations, Operational Risk..., Business Process..., Leadership, Relationship Management, Requirements Gathering, Process Improvement, Change Management, Retail Banking, Performance Management, Business Requirements, Management
Education
Rhode Island College
Master of Arts (MA), Psychology
RBS Citizens Financial Group January 2013 - Present
RBS Citizens, N.A. October 1994 - December 2012
Skills
Human Resources, Banking, PeopleSoft, Financial Services, SDLC, Vendor Management, Risk Management, Strategic Planning, Business Analysis, Program Management, HRIS, operations, Operational Risk..., Business Process..., Leadership, Relationship Management, Requirements Gathering, Process Improvement, Change Management, Retail Banking, Performance Management, Business Requirements, Management
Education
Rhode Island College
Master of Arts (MA), Psychology
Margherita Stargard's RBS Citizens, N.A. Experience 2009 - Present
Job Senior Vice President at RBS Citizens
Industry Banking
Experience
Citizens Financial Group June 2009 - Present
RBS Citizens NA 2009 - Present
Citizens Financial Group September 2001 - Present
Skills
Banking, Financial Risk, Commercial Lending, Credit Risk, Risk Management, Commercial Banking, Credit, Finance, Credit Analysis, Financial Services, Capital Markets
Education
Columbia University in the City of New York
Masters Degree
New York University
Bachelor's Degree
Citizens Financial Group June 2009 - Present
RBS Citizens NA 2009 - Present
Citizens Financial Group September 2001 - Present
Skills
Banking, Financial Risk, Commercial Lending, Credit Risk, Risk Management, Commercial Banking, Credit, Finance, Credit Analysis, Financial Services, Capital Markets
Education
Columbia University in the City of New York
Masters Degree
New York University
Bachelor's Degree
Anthony Troisi's RBS Citizens, N.A. Experience June 2013 - Present
Job Compliance Officer, AML Advisor at RBS Citizens NA
Industry Banking
Experience
RBS Citizens NA June 2013 - Present
RBS Citizens NA September 2011 - June 2013
Fidelity Investments July 2009 - October 2011
Fidelity Investments October 2006 - July 2009
Skills
CAMS, AML, Anti Money Laundering, Bank Secrecy Act, Banking, Due Diligence, Enterprise Risk..., FINRA, Financial Institutions, Financial Regulation, Financial Risk, Financial Services, Fraud, Investigation, KYC, OFAC, Operational Risk, Operational Risk..., Risk Assessment, Risk Management, Securities, USA PATRIOT Act
Education
Quinnipiac University 2002 — 2006
RBS Citizens NA June 2013 - Present
RBS Citizens NA September 2011 - June 2013
Fidelity Investments July 2009 - October 2011
Fidelity Investments October 2006 - July 2009
Skills
CAMS, AML, Anti Money Laundering, Bank Secrecy Act, Banking, Due Diligence, Enterprise Risk..., FINRA, Financial Institutions, Financial Regulation, Financial Risk, Financial Services, Fraud, Investigation, KYC, OFAC, Operational Risk, Operational Risk..., Risk Assessment, Risk Management, Securities, USA PATRIOT Act
Education
Quinnipiac University 2002 — 2006
Sara (Brorby) Just's RBS Citizens, N.A. Experience August 2010 - September 2013
Job Vice President Sr. Portfolio Management Officer at Bank of America
Industry Banking
Experience
Bank of America September 2013 - Present
RBS Citizens, NA August 2010 - September 2013
Wells Fargo April 2008 - August 2010
LaSalle Bank November 2003 - November 2007
Standard Federal Bank 2000 - 2003
Skills
Credit Analysis, Risk Analysis, Underwriting, Portfolio Management, Commercial Lending, Loans, Banking, Credit, Financial Analysis, Finance, Capital Markets, Relationship Management, Financial Risk, Treasury Management, Financial Services
Education
University of Detroit Mercy 1994 — 1997
Master of Arts, Economics
University of Detroit Mercy 1991 — 1994
Bachelor of Arts, Economics
Bank of America September 2013 - Present
RBS Citizens, NA August 2010 - September 2013
Wells Fargo April 2008 - August 2010
LaSalle Bank November 2003 - November 2007
Standard Federal Bank 2000 - 2003
Skills
Credit Analysis, Risk Analysis, Underwriting, Portfolio Management, Commercial Lending, Loans, Banking, Credit, Financial Analysis, Finance, Capital Markets, Relationship Management, Financial Risk, Treasury Management, Financial Services
Education
University of Detroit Mercy 1994 — 1997
Master of Arts, Economics
University of Detroit Mercy 1991 — 1994
Bachelor of Arts, Economics
Andrew Maloney's RBS Citizens, N.A. Experience October 1999 - April 2010
Job Senior Vice President Wellesley Bank
Industry Banking
Experience
Wellesley Bank June 2014 - Present
First Republic Bank April 2010 - April 2014
RBS Citizens NA October 1999 - April 2010
RBS Citizens NA 1999 - April 2010
State Street Bank 1993 - 1999
Bank of New England 1985 - 1993
Skills
Financial Analysis, Portfolio Management, Commercial Lending, Commercial Banking, Credit Analysis, Asset Based Lending, Mutual Funds, Financial Services, Finance, Funding, Insurance, Corporate Finance, Cash Management, Derivatives, Securities, Relationship Management, Asset Management, Venture Capital, Investment Banking, Series 7, Hedge Funds, Mortgage Lending, Financial Risk, Asset Allocation, Loan Origination, Accounting, Underwriting, Strategic Financial..., Treasury Management, Structured Finance, Risk Management, Small Business Lending, Management, Credit Risk, Bonds, Private Banking, FX Options, Bloomberg
Education
Suffolk University - Sawyer Business School 1982 — 1984
MBA, Finance
Boston College 1973 — 1977
BA, Economics
St. Sebastian's 1969 — 1973
First Parish in Milton
Wellesley Bank June 2014 - Present
First Republic Bank April 2010 - April 2014
RBS Citizens NA October 1999 - April 2010
RBS Citizens NA 1999 - April 2010
State Street Bank 1993 - 1999
Bank of New England 1985 - 1993
Skills
Financial Analysis, Portfolio Management, Commercial Lending, Commercial Banking, Credit Analysis, Asset Based Lending, Mutual Funds, Financial Services, Finance, Funding, Insurance, Corporate Finance, Cash Management, Derivatives, Securities, Relationship Management, Asset Management, Venture Capital, Investment Banking, Series 7, Hedge Funds, Mortgage Lending, Financial Risk, Asset Allocation, Loan Origination, Accounting, Underwriting, Strategic Financial..., Treasury Management, Structured Finance, Risk Management, Small Business Lending, Management, Credit Risk, Bonds, Private Banking, FX Options, Bloomberg
Education
Suffolk University - Sawyer Business School 1982 — 1984
MBA, Finance
Boston College 1973 — 1977
BA, Economics
St. Sebastian's 1969 — 1973
First Parish in Milton
Cheri Reynolds's RBS Citizens, N.A. Experience 2008 - June 2009
Job Mortgage Services Manager at SAFE Federal Credit Union
Industry Banking
Experience
SAFE Federal Credit Union June 2009 - Present
RBS Citizens, N.A. 2008 - June 2009
RBS America January 2004 - June 2009
Charter One Bank 2005 - 2007
Provident Bank 1999 - 2004
Education
University of South Carolina-Columbia 1982 — 1986
SAFE Federal Credit Union June 2009 - Present
RBS Citizens, N.A. 2008 - June 2009
RBS America January 2004 - June 2009
Charter One Bank 2005 - 2007
Provident Bank 1999 - 2004
Education
University of South Carolina-Columbia 1982 — 1986
Brian Ricker's RBS Citizens, N.A. Experience December 2009 - December 2010
Job Vice President at Citizens Capital Markets
Industry Capital Markets
Experience
Citizens Capital Markets March 2013 - Present
RBS Citizens Capital Markets December 2010 - February 2013
RBS Citizens, N.A. December 2009 - December 2010
NewStar Financial April 2007 - September 2009
Sovereign Bank June 2005 - April 2007
Meridian Investments August 2003 - June 2005
Skills
Banking, Bloomberg, Capital Markets, Credit, Equities, Financial Analysis, Financial Modeling, Fixed Income, Investment Banking, Investments, Leveraged Finance, Loans, Financial Risk, Credit Analysis, Private Equity, Syndications, Securities, Valuation
Education
Boston University Questrom School of Business 2009 — 2010
M.Sc. Investment Management (MSIM)
East Carolina University 1995 — 2000
Citizens Capital Markets March 2013 - Present
RBS Citizens Capital Markets December 2010 - February 2013
RBS Citizens, N.A. December 2009 - December 2010
NewStar Financial April 2007 - September 2009
Sovereign Bank June 2005 - April 2007
Meridian Investments August 2003 - June 2005
Skills
Banking, Bloomberg, Capital Markets, Credit, Equities, Financial Analysis, Financial Modeling, Fixed Income, Investment Banking, Investments, Leveraged Finance, Loans, Financial Risk, Credit Analysis, Private Equity, Syndications, Securities, Valuation
Education
Boston University Questrom School of Business 2009 — 2010
M.Sc. Investment Management (MSIM)
East Carolina University 1995 — 2000
Gia Parmentier's RBS Citizens, N.A. Experience March 2005 - January 2010
Job Sales Associate Real Estate Consultant
Industry Real Estate
Experience
Keller Williams Realty July 2010 - Present
RBS Citizens, NA March 2005 - January 2010
Skills
Banking, Buyer Representation, First Time Home Buyers, Foreclosures, Investment Properties, Real Estate, Sales, Sellers
Education
Northeastern University 1994 — 2000
Bachelors, Accounting & Finance
Bryant University
Masters, Information Science
Keller Williams Realty July 2010 - Present
RBS Citizens, NA March 2005 - January 2010
Skills
Banking, Buyer Representation, First Time Home Buyers, Foreclosures, Investment Properties, Real Estate, Sales, Sellers
Education
Northeastern University 1994 — 2000
Bachelors, Accounting & Finance
Bryant University
Masters, Information Science
Jill McElroy's RBS Citizens, N.A. Experience October 2011 - Present
Job SVP, Risk Architecture
Industry Banking
Experience
RBS Citizens, N.A. October 2011 - Present
RBS Citizens Bank April 2009 - October 2011
Citizens Bank January 2007 - April 2009
RBS Citizens Bank April 2005 - January 2007
American Express 2002 - 2005
American Express 2000 - 2002
American Express 1998 - 2000
American Express 1996 - 1998
Education
Babson College 2008 — 2008
Advanced Leadership Development Program
Thunderbird School of Global Management 1997 — 1997
Global Leadership Certificate
University of Massachusetts at Amherst - Isenberg School of Management 1986 — 1988
Master of Business Administration (MBA)
RBS Citizens, N.A. October 2011 - Present
RBS Citizens Bank April 2009 - October 2011
Citizens Bank January 2007 - April 2009
RBS Citizens Bank April 2005 - January 2007
American Express 2002 - 2005
American Express 2000 - 2002
American Express 1998 - 2000
American Express 1996 - 1998
Education
Babson College 2008 — 2008
Advanced Leadership Development Program
Thunderbird School of Global Management 1997 — 1997
Global Leadership Certificate
University of Massachusetts at Amherst - Isenberg School of Management 1986 — 1988
Master of Business Administration (MBA)
Thomas Hrubecky's RBS Citizens, N.A. Experience 2007 - 2010
Job Banking Ops Professional seeking opportunities. Experience and interest in LCs, FX, AML, SOX and OFAC Compliance
Industry Banking
Experience
Fifth Third Bank June 2011 - December 2014
Spry Solutions Group, Inc. 2010 - 2011
RBS Citizens NA 2007 - 2010
Comerica Bank 2006 - 2007
ABN Amro N.V. 2003 - 2006
ABN Amro N.V. 1997 - 2003
Bank of America (f/k/a Bank of America Illinois) 1995 - 1997
True Value Company (f/k/a Cotter & Company - True Value International) 1993 - 1995
HSBC (a/k/a Hongkong & Shanghai Banking Corporation) 1991 - 1993
National Westminster Bank PLC 1987 - 1991
Skills
Trade Finance, Trading, Portfolio Management, Letters of Credit, Payments, Strategy, Banking, Commercial Banking, Credit Risk, International Trade, Credit Analysis, Financial Analysis, Foreign Exchange, Credit, Risk Management, Financial Structuring
Education
DePaul University 1986 — 1992
B.A, Economics
Fifth Third Bank June 2011 - December 2014
Spry Solutions Group, Inc. 2010 - 2011
RBS Citizens NA 2007 - 2010
Comerica Bank 2006 - 2007
ABN Amro N.V. 2003 - 2006
ABN Amro N.V. 1997 - 2003
Bank of America (f/k/a Bank of America Illinois) 1995 - 1997
True Value Company (f/k/a Cotter & Company - True Value International) 1993 - 1995
HSBC (a/k/a Hongkong & Shanghai Banking Corporation) 1991 - 1993
National Westminster Bank PLC 1987 - 1991
Skills
Trade Finance, Trading, Portfolio Management, Letters of Credit, Payments, Strategy, Banking, Commercial Banking, Credit Risk, International Trade, Credit Analysis, Financial Analysis, Foreign Exchange, Credit, Risk Management, Financial Structuring
Education
DePaul University 1986 — 1992
B.A, Economics
Jennifer Sheldon's RBS Citizens, N.A. Experience May 2005 - Present
Job Assistant Vice President at RBS Citizens NA
Industry Financial Services
Experience
RBS Citizens NA May 2005 - Present
RBS 2005 - Present
Citizens Bank 2005 - Present
Citibank 2001 - 2005
People's Securities Inc. June 1998 - March 2001
Smith Barney June 1996 - June 1998
People's Bank June 1993 - June 1996
Education
Fairfield University 1991 — 1995
Bachelors, Business Management
St. Joseph High School 1987 — 1991
RBS Citizens NA May 2005 - Present
RBS 2005 - Present
Citizens Bank 2005 - Present
Citibank 2001 - 2005
People's Securities Inc. June 1998 - March 2001
Smith Barney June 1996 - June 1998
People's Bank June 1993 - June 1996
Education
Fairfield University 1991 — 1995
Bachelors, Business Management
St. Joseph High School 1987 — 1991
James (Jamie) Lewis's RBS Citizens, N.A. Experience January 2011 - August 2013
Job SVP at Citizens Financial Group
Industry Financial Services
Experience
Citizens Financial Group September 2013 - Present
RBS Citizens, N.A. January 2011 - August 2013
RBS Citizens N.A. September 2009 - December 2010
Wells Fargo Foothill August 2006 - April 2009
Banc of America Securities LLC March 2004 - August 2006
FleetBoston Financial September 1999 - March 2004
Fleet Bank March 1996 - September 1999
Bank of Boston March 1993 - March 1996
US Army November 1975 - August 1979
Education
University of New Hampshire -- Peter T. Paul College of Business and Economics 1980 — 1982
MBA, Accounting/Finance
University of New Hampshire 1979 — 1980
MPA, City Administration
Randolph-Macon College 1971 — 1975
BA, Fun
Moses Brown School 1963 — 1970
Citizens Financial Group September 2013 - Present
RBS Citizens, N.A. January 2011 - August 2013
RBS Citizens N.A. September 2009 - December 2010
Wells Fargo Foothill August 2006 - April 2009
Banc of America Securities LLC March 2004 - August 2006
FleetBoston Financial September 1999 - March 2004
Fleet Bank March 1996 - September 1999
Bank of Boston March 1993 - March 1996
US Army November 1975 - August 1979
Education
University of New Hampshire -- Peter T. Paul College of Business and Economics 1980 — 1982
MBA, Accounting/Finance
University of New Hampshire 1979 — 1980
MPA, City Administration
Randolph-Macon College 1971 — 1975
BA, Fun
Moses Brown School 1963 — 1970
Renee DiOrio's RBS Citizens, N.A. Experience March 2009 - June 2011
Job Home Loan Advisor Loan Officer at RBS Citizens NA
Industry Financial Services
Experience
RBS Citizens NA March 2009 - June 2011
Indymac Bank October 2004 - February 2008
Aegis Funding 2002 - 2004
Fleet Bank 2000 - 2002
Skills
Mortgage Lending, FHA, Customer Service, B2B, Mortgage, Loans, VA, Credit, Loan Origination, Mortgage Banking, Refinance, Banking, Problem Solving, Customer Relations, Call Center, Account Management, Microsoft Office, Negotiation, New Business Development, CRM, Sales, Business Development, Finance, Residential Mortgages, Leadership, USDA, Credit Analysis, Commercial Lending, Portfolio Management, Relationship Management, Consumer Lending, Commercial Banking
Education
Roger Williams University 2000 — 2002
Computer Information Systems
RBS Citizens NA March 2009 - June 2011
Indymac Bank October 2004 - February 2008
Aegis Funding 2002 - 2004
Fleet Bank 2000 - 2002
Skills
Mortgage Lending, FHA, Customer Service, B2B, Mortgage, Loans, VA, Credit, Loan Origination, Mortgage Banking, Refinance, Banking, Problem Solving, Customer Relations, Call Center, Account Management, Microsoft Office, Negotiation, New Business Development, CRM, Sales, Business Development, Finance, Residential Mortgages, Leadership, USDA, Credit Analysis, Commercial Lending, Portfolio Management, Relationship Management, Consumer Lending, Commercial Banking
Education
Roger Williams University 2000 — 2002
Computer Information Systems
Michael M. Maher's RBS Citizens, N.A. Experience December 2009 - Present
Job Retired Banker
Industry Banking
Experience
RBS Citizens, N.A. December 2009 - Present
RBS Citizens, N.A. June 2005 - December 2009
KeyBank April 2003 - May 2005
Banc of America Securities LLC / NationsBanc Capital Markets 1992 - 2003
NCNB Australia Ltd. April 1987 - April 1992
North Carolina National Bank / NCNB January 1984 - April 1987
North Carolina National Bank / NCNB September 1978 - December 1983
Central National Bank of Cleveland April 1974 - September 1978
Skills
Commercial Banking, Banking, Underwriting, Middle Market, Structured Finance, Emerging Markets, Financial Structuring, Trading, Capital Markets, Executive Management, Securities, Credit Analysis, Commercial Lending, Management, Corporate Finance, Investment Banking, Portfolio Management, Finance, Loans
Education
Indiana University - Kelley School of Business 1972 — 1974
MBA, Finance
Indiana University Bloomington 1966 — 1970
BS, Quantitative Business Analysis
RBS Citizens, N.A. December 2009 - Present
RBS Citizens, N.A. June 2005 - December 2009
KeyBank April 2003 - May 2005
Banc of America Securities LLC / NationsBanc Capital Markets 1992 - 2003
NCNB Australia Ltd. April 1987 - April 1992
North Carolina National Bank / NCNB January 1984 - April 1987
North Carolina National Bank / NCNB September 1978 - December 1983
Central National Bank of Cleveland April 1974 - September 1978
Skills
Commercial Banking, Banking, Underwriting, Middle Market, Structured Finance, Emerging Markets, Financial Structuring, Trading, Capital Markets, Executive Management, Securities, Credit Analysis, Commercial Lending, Management, Corporate Finance, Investment Banking, Portfolio Management, Finance, Loans
Education
Indiana University - Kelley School of Business 1972 — 1974
MBA, Finance
Indiana University Bloomington 1966 — 1970
BS, Quantitative Business Analysis
Bill Palmisano's RBS Citizens, N.A. Experience 1998 - Present
Job Test Administration at Citizens Bank
Industry Financial Services
Experience
Citizens Bank September 1998 - Present
RBS Citizens, N.A. 1998 - Present
Education
Johnston Senior High School 1981 — 1985
Business
Bryant University
Business, Project Management
Citizens Bank September 1998 - Present
RBS Citizens, N.A. 1998 - Present
Education
Johnston Senior High School 1981 — 1985
Business
Bryant University
Business, Project Management
Christopher Rothwell's RBS Citizens, N.A. Experience November 2007 - June 2011
Job
Industry Banking
Experience
RBS Citizens October 2013 - Present
Bay State Milling Company April 2011 - November 2013
RBS Citizens, N.A. November 2007 - June 2011
RBS Citizens, N.A. March 2006 - October 2007
Citizens Bank March 2005 - February 2006
Citizens Bank September 2004 - February 2005
Skills
Financial Analysis, Portfolio Management, Credit Analysis, Commercial Banking, Commercial Lending, Banking, Credit Risk, Customer Service, Credit, Loans, Sales, Risk Management, Financial Reporting, Marketing, Sales Management, Training, Team Building, Microsoft Office, Microsoft Word, PowerPoint, Due Diligence, Microsoft Excel, Relationship Management, Underwriting, Management, Analysis, Retail Banking, Financial Structuring, Consumer Lending, Branch Management
Education
Babson College - Franklin W. Olin Graduate School of Business 2012 — 2016
Master of Business Administration (M.B.A.)
Providence College 2000 — 2004
B.S.
Governor Dummer Academy, The Governors Academy 1997 — 2000
Eaglebrook School 1995 — 1997
RBS Citizens October 2013 - Present
Bay State Milling Company April 2011 - November 2013
RBS Citizens, N.A. November 2007 - June 2011
RBS Citizens, N.A. March 2006 - October 2007
Citizens Bank March 2005 - February 2006
Citizens Bank September 2004 - February 2005
Skills
Financial Analysis, Portfolio Management, Credit Analysis, Commercial Banking, Commercial Lending, Banking, Credit Risk, Customer Service, Credit, Loans, Sales, Risk Management, Financial Reporting, Marketing, Sales Management, Training, Team Building, Microsoft Office, Microsoft Word, PowerPoint, Due Diligence, Microsoft Excel, Relationship Management, Underwriting, Management, Analysis, Retail Banking, Financial Structuring, Consumer Lending, Branch Management
Education
Babson College - Franklin W. Olin Graduate School of Business 2012 — 2016
Master of Business Administration (M.B.A.)
Providence College 2000 — 2004
B.S.
Governor Dummer Academy, The Governors Academy 1997 — 2000
Eaglebrook School 1995 — 1997
Will Pearce's RBS Citizens, N.A. Experience October 2009 - Present
Job Associate at RBS Citizens
Industry Banking
Experience
RBS Citizens, NA October 2009 - Present
NewStar Financial 2008 - 2009
JPMorgan Chase May 2007 - August 2007
Skills
Financial Modeling, Portfolio Management, Capital Markets, Credit Analysis, Financial Analysis, Corporate Finance, Banking, Leveraged Finance, Financial Risk, Underwriting, Loan Origination, Cash Flow Forecasting, Credit Risk, CLO, High Yield
Education
Babson College 2004 — 2008
BS, Economics, Finance
RBS Citizens, NA October 2009 - Present
NewStar Financial 2008 - 2009
JPMorgan Chase May 2007 - August 2007
Skills
Financial Modeling, Portfolio Management, Capital Markets, Credit Analysis, Financial Analysis, Corporate Finance, Banking, Leveraged Finance, Financial Risk, Underwriting, Loan Origination, Cash Flow Forecasting, Credit Risk, CLO, High Yield
Education
Babson College 2004 — 2008
BS, Economics, Finance
William McMahon's RBS Citizens, N.A. Experience 2012 - 2013
Job Partner at Downes McMahon LLP
Industry Legal Services
Experience
Downes McMahon LLP September 2013 - Present
RBS Citizens, N.A. 2012 - 2013
Choate, Hall & Stewart September 2001 - July 2012
Suffolk County District Attorney's Office October 2006 - April 2007
The Hon. Ronald R. Lagueux, United States District Court for the District of Rhode Island 2002 - 2003
Skills
Bankruptcy, Creditors' Rights, Commercial Litigation, Litigation, Appeals, Civil Litigation, Chapter 11, Commercial Banking
Education
New York University School of Law 1998 — 2001
JD
Georgetown University 1992 — 1996
BA, History
Portsmouth Abbey 1988 — 1992
Downes McMahon LLP September 2013 - Present
RBS Citizens, N.A. 2012 - 2013
Choate, Hall & Stewart September 2001 - July 2012
Suffolk County District Attorney's Office October 2006 - April 2007
The Hon. Ronald R. Lagueux, United States District Court for the District of Rhode Island 2002 - 2003
Skills
Bankruptcy, Creditors' Rights, Commercial Litigation, Litigation, Appeals, Civil Litigation, Chapter 11, Commercial Banking
Education
New York University School of Law 1998 — 2001
JD
Georgetown University 1992 — 1996
BA, History
Portsmouth Abbey 1988 — 1992
Heather Agnello's RBS Citizens, N.A. Experience September 2010 - November 2013
Job Director of Domestic Operations
Industry Marketing and Advertising
Experience
RBS Citizens, N.A. September 2010 - November 2013
DP Professionals June 2009 - June 2010
Carolina Legal Associates August 2006 - November 2008
PlusMedia, LLC June 2004 - July 2006
City of Newport, Rhode Island January 2004 - June 2004
General Electric lighting December 2001 - December 2003
Skills
Recruiting, Management, Time Management, Human Resources, Applicant Tracking..., Employee Relations, Microsoft Office, Process Improvement, Account Management, Vendor Management, Customer Service, Onboarding, Talent Acquisition, Teamwork, Leadership, Information Technology, Software Documentation, Marketing, Customer Acquisition, Business Development, Direct Marketing, Temporary Placement, Contract Management, Intellectual Property, Litigation, Litigation Management
Education
Edinboro University of Pennsylvania 1997 — 2001
BS, Business Administration
Indiana University of Pennsylvania 1995 — 1996
Communications
RBS Citizens, N.A. September 2010 - November 2013
DP Professionals June 2009 - June 2010
Carolina Legal Associates August 2006 - November 2008
PlusMedia, LLC June 2004 - July 2006
City of Newport, Rhode Island January 2004 - June 2004
General Electric lighting December 2001 - December 2003
Skills
Recruiting, Management, Time Management, Human Resources, Applicant Tracking..., Employee Relations, Microsoft Office, Process Improvement, Account Management, Vendor Management, Customer Service, Onboarding, Talent Acquisition, Teamwork, Leadership, Information Technology, Software Documentation, Marketing, Customer Acquisition, Business Development, Direct Marketing, Temporary Placement, Contract Management, Intellectual Property, Litigation, Litigation Management
Education
Edinboro University of Pennsylvania 1997 — 2001
BS, Business Administration
Indiana University of Pennsylvania 1995 — 1996
Communications
Melanie Hicks-Ragland, MBA's RBS Citizens, N.A. Experience May 2010 - June 2012
Job Business System Analyst at PNC
Industry Banking
Experience
PNC July 2014 - Present
Cleveland Clinic June 2012 - July 2014
Marvelous Faith Ministries May 2009 - December 2013
RBS Citizens NA May 2010 - June 2012
Citizens Financial Group/RBS Americas May 2009 - May 2010
Citizens Financial Group February 2008 - April 2009
Skills
Risk Management, Team Building, Process Improvement, Software Documentation, Leadership Development, Project Management, Leadership, Management, Microsoft Word, Training, Coaching, Business Analysis
Education
Indiana Wesleyan University 2009 — 2011
MBA, Management
Notre Dame College 2005 — 2009
Business Administration, Business Management
Howard University 1984 — 1985
PNC July 2014 - Present
Cleveland Clinic June 2012 - July 2014
Marvelous Faith Ministries May 2009 - December 2013
RBS Citizens NA May 2010 - June 2012
Citizens Financial Group/RBS Americas May 2009 - May 2010
Citizens Financial Group February 2008 - April 2009
Skills
Risk Management, Team Building, Process Improvement, Software Documentation, Leadership Development, Project Management, Leadership, Management, Microsoft Word, Training, Coaching, Business Analysis
Education
Indiana Wesleyan University 2009 — 2011
MBA, Management
Notre Dame College 2005 — 2009
Business Administration, Business Management
Howard University 1984 — 1985
Dave Ruete's RBS Citizens, N.A. Experience May 2005 - January 2011
Job Customer Service Representative at Parker Hannifin
Industry Staffing and Recruiting
Experience
Parker Hannifin July 2014 - Present
American Red Cross September 2012 - May 2013
American Red Cross of Eastern Massachusetts November 2011 - May 2013
American Red Cross of Eastern Massachusetts August 2011 - August 2012
RBS Citizens NA May 2005 - January 2011
ManpowerGroup February 2005 - May 2005
ManpowerGroup October 2001 - December 2004
ManpowerGroup July 2001 - September 2001
Manpower Inc. September 1999 - June 2001
Cheshire Public Schools August 1998 - June 1999
Skills
Microsoft Office, Access, Budgeting, Research, Excel, Budgets, Customer Service, Music, Sound Design, Trumpet, Training, emergency assistance, Microsoft Excel, Project Planning, Volunteer Management, Databases, Data Entry, Nonprofits, Public Speaking, Event Planning, Editing, Outlook, Data Analysis, Leadership, Community Outreach, Event Management, PowerPoint, Analysis, Microsoft Word, Leadership Development, Teaching, Supervisory Skills, Team Building, Process Improvement, Team Leadership, Program Development, Disaster Recovery, Staff Development, Visio, OS X, Policy
Education
University of Phoenix 2007 — 2010
Master, Information Systems
Connecticut College 1993 — 1997
B.A., Music (applied), Music Education
Parker Hannifin July 2014 - Present
American Red Cross September 2012 - May 2013
American Red Cross of Eastern Massachusetts November 2011 - May 2013
American Red Cross of Eastern Massachusetts August 2011 - August 2012
RBS Citizens NA May 2005 - January 2011
ManpowerGroup February 2005 - May 2005
ManpowerGroup October 2001 - December 2004
ManpowerGroup July 2001 - September 2001
Manpower Inc. September 1999 - June 2001
Cheshire Public Schools August 1998 - June 1999
Skills
Microsoft Office, Access, Budgeting, Research, Excel, Budgets, Customer Service, Music, Sound Design, Trumpet, Training, emergency assistance, Microsoft Excel, Project Planning, Volunteer Management, Databases, Data Entry, Nonprofits, Public Speaking, Event Planning, Editing, Outlook, Data Analysis, Leadership, Community Outreach, Event Management, PowerPoint, Analysis, Microsoft Word, Leadership Development, Teaching, Supervisory Skills, Team Building, Process Improvement, Team Leadership, Program Development, Disaster Recovery, Staff Development, Visio, OS X, Policy
Education
University of Phoenix 2007 — 2010
Master, Information Systems
Connecticut College 1993 — 1997
B.A., Music (applied), Music Education
Marty Mansfield's RBS Citizens, N.A. Experience December 2007 - January 2014
Job Sr. Director, Strategic Planning & Execution at Travelers
Industry Banking
Experience
Travelers February 2015 - Present
Strategic Staffing Solutions January 2014 - February 2015
RBS Citizens, NA December 2007 - January 2014
Marathon Consulting Group 2006 - 2007
Skills
Management, Leadership, Risk Management, Business Analysis, Banking, Project Management, Process Improvement, Vendor Management, SDLC, Retail Banking
Education
Philadelphia University
Travelers February 2015 - Present
Strategic Staffing Solutions January 2014 - February 2015
RBS Citizens, NA December 2007 - January 2014
Marathon Consulting Group 2006 - 2007
Skills
Management, Leadership, Risk Management, Business Analysis, Banking, Project Management, Process Improvement, Vendor Management, SDLC, Retail Banking
Education
Philadelphia University
Henry Seto's RBS Citizens, N.A. Experience February 2013 - Present
Job Vice President and Senior Counsel at RBS Citizens N.A.
Industry Banking
Experience
RBS Citizens, N.A. February 2013 - Present
State Street Bank and Trust Company September 2010 - January 2013
Federal Home Loan Bank of Boston March 2005 - September 2010
Skills
Derivatives, Financial Services, Banking, Credit, Bonds, Capital Markets, Due Diligence, Financial Regulation, Financial Risk, Fixed Income, Foreign Exchange, Funding, Hedge Funds, Investments, Licensing, Loans, Management, Negotiation, Prime Brokerage, Risk Management, Securities, Securities Regulation, Software Documentation, Structured Finance
Education
Suffolk University Law School 1992 — 1995
JD
Boston College 1988 — 1992
BA, Economics
RBS Citizens, N.A. February 2013 - Present
State Street Bank and Trust Company September 2010 - January 2013
Federal Home Loan Bank of Boston March 2005 - September 2010
Skills
Derivatives, Financial Services, Banking, Credit, Bonds, Capital Markets, Due Diligence, Financial Regulation, Financial Risk, Fixed Income, Foreign Exchange, Funding, Hedge Funds, Investments, Licensing, Loans, Management, Negotiation, Prime Brokerage, Risk Management, Securities, Securities Regulation, Software Documentation, Structured Finance
Education
Suffolk University Law School 1992 — 1995
JD
Boston College 1988 — 1992
BA, Economics
David Kilnapp's RBS Citizens, N.A. Experience January 2000 - May 2014
Job Senior Vice President at Blue Hills Bank
Industry Banking
Experience
Blue Hills Bank May 2014 - Present
RBS Citizens NA January 2000 - May 2014
USTrust 1987 - 2000
Charter Development January 1986 - May 1987
BayBank January 1980 - December 1985
Skills
Banking, Commercial Banking, Commercial Lending, Credit, Loans, Credit Analysis, Risk Management, Credit Risk, Financial Analysis, Financial Services, Finance, Strategic Planning, Cash Management, Leadership, Small Business Lending, Consumer Lending, Financial Risk, Relationship Management, Loan Origination, Treasury Management, Portfolio Management
Education
Northeastern University 1977 — 1979
Master of Business Administration (M.B.A.), Finance
University of Rochester 1972 — 1976
Bachelor's Degree, Biology
Braintree High School
Braintree High School
Hanover High School
Hanover High School
Blue Hills Bank May 2014 - Present
RBS Citizens NA January 2000 - May 2014
USTrust 1987 - 2000
Charter Development January 1986 - May 1987
BayBank January 1980 - December 1985
Skills
Banking, Commercial Banking, Commercial Lending, Credit, Loans, Credit Analysis, Risk Management, Credit Risk, Financial Analysis, Financial Services, Finance, Strategic Planning, Cash Management, Leadership, Small Business Lending, Consumer Lending, Financial Risk, Relationship Management, Loan Origination, Treasury Management, Portfolio Management
Education
Northeastern University 1977 — 1979
Master of Business Administration (M.B.A.), Finance
University of Rochester 1972 — 1976
Bachelor's Degree, Biology
Braintree High School
Braintree High School
Hanover High School
Hanover High School
Carolyn Book's RBS Citizens, N.A. Experience April 1999 - March 2013
Job SVP, Regulatory Risk & Compliance Management at RBS Citizens, N.A.
Industry Banking
Experience
Carolyn Book Retired At Home April 2013 - Present
RBS Citizens, N.A. April 1999 - March 2013
Citizens Financial Group April 1999 - March 2013
Skills
AML, Banking, Financial Services, Management, Privacy Law, Due Diligence, Operational Risk, Commercial Lending, Enterprise Risk..., Risk Assessment, Operational Risk..., Vendor Management, Loans, Risk Management, Financial Risk, Retail Banking, Credit, Portfolio Management, KYC, Credit Risk, Fraud
Education
Central Connecticut State University 1966 — 1971
B.S., Secondary Education, Math; Philosophy
Carolyn Book Retired At Home April 2013 - Present
RBS Citizens, N.A. April 1999 - March 2013
Citizens Financial Group April 1999 - March 2013
Skills
AML, Banking, Financial Services, Management, Privacy Law, Due Diligence, Operational Risk, Commercial Lending, Enterprise Risk..., Risk Assessment, Operational Risk..., Vendor Management, Loans, Risk Management, Financial Risk, Retail Banking, Credit, Portfolio Management, KYC, Credit Risk, Fraud
Education
Central Connecticut State University 1966 — 1971
B.S., Secondary Education, Math; Philosophy
Jeff Regan, CTP's RBS Citizens, N.A. Experience August 2000 - January 2012
Job Senior Global Treasury Advisor at Silicon Valley Bank
Industry Banking
Experience
Silicon Valley Bank January 2012 - Present
RBS Citizens, NA August 2000 - January 2012
Boston Medical Center April 1998 - August 2000
Skills
Treasury Management, Cash Management, Commercial Banking, Treasury Services, Banking, Internet Banking, FX Options, Payments, Commercial Lending, Credit, Portfolio Management, Finance, ACH, Relationship Management, Cross Selling, Electronic Payments, Treasury, Financial Transactions, Credit Analysis, Financial Risk, Loans, Financial Services
Education
Northeastern University 1988 — 1992
Bachelor of Science, Business / Finance
Silicon Valley Bank January 2012 - Present
RBS Citizens, NA August 2000 - January 2012
Boston Medical Center April 1998 - August 2000
Skills
Treasury Management, Cash Management, Commercial Banking, Treasury Services, Banking, Internet Banking, FX Options, Payments, Commercial Lending, Credit, Portfolio Management, Finance, ACH, Relationship Management, Cross Selling, Electronic Payments, Treasury, Financial Transactions, Credit Analysis, Financial Risk, Loans, Financial Services
Education
Northeastern University 1988 — 1992
Bachelor of Science, Business / Finance
Tim Reiter, MAI's RBS Citizens, N.A. Experience June 2005 - Present
Job SVP & Credit Officer at RBS Citizens, N.A.
Industry Banking
Experience
RBS Citizens, N.A. June 2005 - Present
Citizens Financial Group March 1998 - March 2005
Education
Virginia Commonwealth University - School of Business 1999 — 2001
Grad. Certificate, Real Estate & Urban Land Development
University of New Hampshire 1985 — 1990
B.A., Philosophy
St. Paul's School for Boys
RBS Citizens, N.A. June 2005 - Present
Citizens Financial Group March 1998 - March 2005
Education
Virginia Commonwealth University - School of Business 1999 — 2001
Grad. Certificate, Real Estate & Urban Land Development
University of New Hampshire 1985 — 1990
B.A., Philosophy
St. Paul's School for Boys
Brian F. McGlinchey's RBS Citizens, N.A. Experience 1978 - Present
Job Vice President BSM at Citizens Bank
Industry Banking
Experience
Citizens Bank April 1978 - Present
RBS Citizens NA 1978 - Present
Citizens Bank May 2006 - September 2007
Albany Savings Bank 1978 - 1992
Skills
Small Business Lending, Creating and Delivery..., Product Expert for..., Banking, Consumer Lending, Commercial Banking, Business, Commercial Lending, Lines Of Credit, Loans, Credit, Customer Retention, Cross Selling, Loan Origination, Sales, Mortgage Lending, Retail Banking, Branch Management, SBA, Commercial Mortgages, Mortgage Banking, Deposits, Home Equity Loans, Refinance, Relationship Management, Credit Analysis
Education
MA Social Sciene Education 1972 — 1977
Master of Arts (M.A.), Social Science Education
Siena College 1968 — 1972
Bachelor of Arts (B.A.), Social Sciece Education
Citizens Bank April 1978 - Present
RBS Citizens NA 1978 - Present
Citizens Bank May 2006 - September 2007
Albany Savings Bank 1978 - 1992
Skills
Small Business Lending, Creating and Delivery..., Product Expert for..., Banking, Consumer Lending, Commercial Banking, Business, Commercial Lending, Lines Of Credit, Loans, Credit, Customer Retention, Cross Selling, Loan Origination, Sales, Mortgage Lending, Retail Banking, Branch Management, SBA, Commercial Mortgages, Mortgage Banking, Deposits, Home Equity Loans, Refinance, Relationship Management, Credit Analysis
Education
MA Social Sciene Education 1972 — 1977
Master of Arts (M.A.), Social Science Education
Siena College 1968 — 1972
Bachelor of Arts (B.A.), Social Sciece Education
Martha Johnston's RBS Citizens, N.A. Experience July 2012 - Present
Job Vice President at RBS Citizens, N.A.
Industry Financial Services
Experience
RBS Citizens, N.A. July 2012 - Present
Finance Authority of Maine September 2007 - June 2012
Citizens Bank February 2006 - August 2007
Citizens Bank July 2000 - February 2006
Springfield College August 1999 - July 2000
University of New England April 1997 - August 1999
York County Community College September 1995 - March 1997
Maine College of Art July 1992 - September 1995
Andover College 1991 - 1992
Skills
Higher Education, Public Speaking, Enrollment Management, Non-profits, Community Outreach, Staff Development, Salesforce.com, Fundraising, Grant Writing, Customer Service, Team Building, Admissions, Event Planning, Credit, Financial Services
Education
Mount Holyoke College 1986 — 1989
BA, Philosophy, Art History
Cottey College 1985 — 1986
Liberal Arts
RBS Citizens, N.A. July 2012 - Present
Finance Authority of Maine September 2007 - June 2012
Citizens Bank February 2006 - August 2007
Citizens Bank July 2000 - February 2006
Springfield College August 1999 - July 2000
University of New England April 1997 - August 1999
York County Community College September 1995 - March 1997
Maine College of Art July 1992 - September 1995
Andover College 1991 - 1992
Skills
Higher Education, Public Speaking, Enrollment Management, Non-profits, Community Outreach, Staff Development, Salesforce.com, Fundraising, Grant Writing, Customer Service, Team Building, Admissions, Event Planning, Credit, Financial Services
Education
Mount Holyoke College 1986 — 1989
BA, Philosophy, Art History
Cottey College 1985 — 1986
Liberal Arts
Charles J. Vita's RBS Citizens, N.A. Experience March 2003 - September 2011
Job SVP, Commercial Services Canandaigua National Bank & Trust Company
Industry Banking
Experience
Canandaigua National Bank & Trust Company November 2011 - Present
RBS Citizens NA March 2003 - September 2011
KeyBank Corporate March 1992 - March 2003
Skills
Commercial Banking, Financial Risk, Banking, Capital Markets, Credit Risk, Finance, Mergers & Acquisitions, Tax, Strategic Planning, Portfolio Management, Loan Origination, Commercial Lending, Investments, Cash Management, Treasury Management, Financial Structuring, Small Business Lending, Financial Analysis, Relationship Management
Education
Saint Bonaventure University 1988 — 1993
MBA ;BBA, Finance, Accounting
Canandaigua National Bank & Trust Company November 2011 - Present
RBS Citizens NA March 2003 - September 2011
KeyBank Corporate March 1992 - March 2003
Skills
Commercial Banking, Financial Risk, Banking, Capital Markets, Credit Risk, Finance, Mergers & Acquisitions, Tax, Strategic Planning, Portfolio Management, Loan Origination, Commercial Lending, Investments, Cash Management, Treasury Management, Financial Structuring, Small Business Lending, Financial Analysis, Relationship Management
Education
Saint Bonaventure University 1988 — 1993
MBA ;BBA, Finance, Accounting
William Kwiatkowski CFA's RBS Citizens, N.A. Experience 2009 - January 2014
Job Senior Vice President at GE Capital Corporate Finance
Industry Banking
Experience
GE Capital - Corporate Finance January 2014 - Present
RBS Citizens, N.A. 2009 - January 2014
Freeport Financial 2007 - 2009
Bank Of America 1999 - 2007
Sanwa / Fleet 1996 - 1999
Skills
Portfolio Management, Banking, Loans, Credit, Finance, Mergers & Acquisitions, Capital Markets, Commercial Banking, Investments, Credit Analysis
Education
The University of Chicago 1998 — 2002
MBA, Finance and Strategic Management
Northern Illinois University 1989 — 1993
Bachelor's Degree, Finance
CFA Institute
CFA, finance
GE Capital - Corporate Finance January 2014 - Present
RBS Citizens, N.A. 2009 - January 2014
Freeport Financial 2007 - 2009
Bank Of America 1999 - 2007
Sanwa / Fleet 1996 - 1999
Skills
Portfolio Management, Banking, Loans, Credit, Finance, Mergers & Acquisitions, Capital Markets, Commercial Banking, Investments, Credit Analysis
Education
The University of Chicago 1998 — 2002
MBA, Finance and Strategic Management
Northern Illinois University 1989 — 1993
Bachelor's Degree, Finance
CFA Institute
CFA, finance
Joe Cachuela's RBS Citizens, N.A. Experience 2013 - Present
Job Risk Manager, Global Restructuring Group at RBS Citizens, NA
Industry Financial Services
Experience
RBS Citizens, NA 2013 - Present
RBS Citizens, NA 2011 - 2013
IntePros Consulting 2009 - 2011
State Street Global Advisors 2006 - 2009
State Street Bank and Trust, Investor Services Operations/ERM 1997 - 2006
Skills
Program Management, Risk Management, SDLC, Leadership, Management, Change Management, Outsourcing, Internal Audit, Financial Risk, Analysis, PMO, Process Improvement, Cross-functional Team..., Securities, Project Management, Risk Assessment
Education
Drexel University - LeBow College of Business
BSBA, Accounting
West Chester University of Pennsylvania
MBA, Management
RBS Citizens, NA 2013 - Present
RBS Citizens, NA 2011 - 2013
IntePros Consulting 2009 - 2011
State Street Global Advisors 2006 - 2009
State Street Bank and Trust, Investor Services Operations/ERM 1997 - 2006
Skills
Program Management, Risk Management, SDLC, Leadership, Management, Change Management, Outsourcing, Internal Audit, Financial Risk, Analysis, PMO, Process Improvement, Cross-functional Team..., Securities, Project Management, Risk Assessment
Education
Drexel University - LeBow College of Business
BSBA, Accounting
West Chester University of Pennsylvania
MBA, Management
Thomas Giles's RBS Citizens, N.A. Experience July 2005 - Present
Job Senior Vice President at Citizens Bank
Industry Banking
Experience
RBS Citizens, N.A. July 2005 - Present
Fleet Bank August 1989 - October 2000
Skills
Commercial Lending, Commercial Banking, Commercial Management, Asset Based Lending, Sales Management, Loan Structuring, Loan Origination, Loan Documentation, Debt Recovery, Underwriting, Loans, Banking, Financial Structuring, Management, Financial Analysis, Financial Services, Credit Analysis, Credit, Portfolio Management, Capital Markets
Education
Alfred University 1977 — 1980
B. S., Business Administration - Finance
RBS Citizens, N.A. July 2005 - Present
Fleet Bank August 1989 - October 2000
Skills
Commercial Lending, Commercial Banking, Commercial Management, Asset Based Lending, Sales Management, Loan Structuring, Loan Origination, Loan Documentation, Debt Recovery, Underwriting, Loans, Banking, Financial Structuring, Management, Financial Analysis, Financial Services, Credit Analysis, Credit, Portfolio Management, Capital Markets
Education
Alfred University 1977 — 1980
B. S., Business Administration - Finance
Christina Armbruster's RBS Citizens, N.A. Experience March 2005 - Present
Job Audit Manager at RBS Citizens, N.A.
Industry Banking
Experience
RBS Citizens, N.A. March 2005 - Present
JPMorgan Chase September 2002 - March 2005
Education
Eastern Michigan University
Communications
RBS Citizens, N.A. March 2005 - Present
JPMorgan Chase September 2002 - March 2005
Education
Eastern Michigan University
Communications
Wee Nee Loi-Michaud's RBS Citizens, N.A. Experience March 2008 - Present
Job Vice President at RBS Citizens
Industry Banking
Experience
RBS Citizens, N.A. March 2008 - Present
Citizens Bank March 2008 - Present
Skills
Commercial Lending, Commercial Banking, Loans, Credit, Credit Analysis, Banking, Portfolio Management, Credit Risk, Financial Analysis, Financial Risk, Risk Management, Underwriting, Relationship Management, Loan Origination
Education
Brandeis International Business School 2001 — 2003
Masters, Economics and Finance
National University of Singapore 1992 — 1996
Bachelor of Arts (B.A.), Economics
RBS Citizens, N.A. March 2008 - Present
Citizens Bank March 2008 - Present
Skills
Commercial Lending, Commercial Banking, Loans, Credit, Credit Analysis, Banking, Portfolio Management, Credit Risk, Financial Analysis, Financial Risk, Risk Management, Underwriting, Relationship Management, Loan Origination
Education
Brandeis International Business School 2001 — 2003
Masters, Economics and Finance
National University of Singapore 1992 — 1996
Bachelor of Arts (B.A.), Economics
Karen McClelland-Treece's RBS Citizens, N.A. Experience July 2012 - Present
Job Vice President
Industry Banking
Experience
RBS Citizens, N.A. July 2012 - Present
US Bank November 2011 - July 2012
RBS Citizens, N.A. August 2009 - November 2011
Fifth Third Bank March 2007 - August 2009
Cincinnati Bell September 2005 - December 2006
Skills
Credit Risk
Education
Purdue University
B.A.
RBS Citizens, N.A. July 2012 - Present
US Bank November 2011 - July 2012
RBS Citizens, N.A. August 2009 - November 2011
Fifth Third Bank March 2007 - August 2009
Cincinnati Bell September 2005 - December 2006
Skills
Credit Risk
Education
Purdue University
B.A.
Joseph Iannucci's RBS Citizens, N.A. Experience 2005 - 2007
Job Investor Operations Manager at Citizens Bank Citizens One Home Loans
Industry Financial Services
Experience
Citizens Bank, Citizens One Home Loans January 2012 - Present
RBS Citizens CCO Mortgage 2007 - December 2011
RBS Citizens NA 2005 - 2007
Skills
Process Improvement, Banking, Strategic Financial..., Sarbanes-Oxley Act, Project Management, Cash Management, Finance, Cost Accounting, General Ledger, Microsoft Office, Risk Management, Financial Reporting, Financial Risk, Credit, Loans, Financial Planning
Education
University at Albany 1979 — 1983
Bachelors Science, Accounting, Magna Cum Laude
Citizens Bank, Citizens One Home Loans January 2012 - Present
RBS Citizens CCO Mortgage 2007 - December 2011
RBS Citizens NA 2005 - 2007
Skills
Process Improvement, Banking, Strategic Financial..., Sarbanes-Oxley Act, Project Management, Cash Management, Finance, Cost Accounting, General Ledger, Microsoft Office, Risk Management, Financial Reporting, Financial Risk, Credit, Loans, Financial Planning
Education
University at Albany 1979 — 1983
Bachelors Science, Accounting, Magna Cum Laude
Dennis Bougie's RBS Citizens, N.A. Experience February 1992 - November 2010
Job Vice President TD Bank
Industry Banking
Experience
TD Bank Group April 2011 - Present
RBS Citizens, NA February 1992 - November 2010
Skills
Commercial Lending, Small Business Lending, Commercial Banking, Credit, Banking
Education
Boston University Graduate School of Management 1977 — 1979
MBA, Finance
Boston University 1970 — 1974
Bachelor of Science (B.S.), Communication/Public Relations
TD Bank Group April 2011 - Present
RBS Citizens, NA February 1992 - November 2010
Skills
Commercial Lending, Small Business Lending, Commercial Banking, Credit, Banking
Education
Boston University Graduate School of Management 1977 — 1979
MBA, Finance
Boston University 1970 — 1974
Bachelor of Science (B.S.), Communication/Public Relations
Martha (Henderson) Nay's RBS Citizens, N.A. Experience June 2010 - May 2013
Job Senior Real Estate Analyst at HFF
Industry Commercial Real Estate
Experience
HFF May 2013 - Present
RBS Citizens, N.A. June 2010 - May 2013
Teach For America June 2009 - June 2010
Heritage High School #425 / Baltimore City Public Schools August 2007 - June 2009
Education
Boston University 2011 — 2012
Graduate Certificate, Commercial Real Estate Finance
The Johns Hopkins University 2007 — 2009
University of Richmond 2003 — 2007
BA, Spanish, Journalism
Notre Dame Academy
HFF May 2013 - Present
RBS Citizens, N.A. June 2010 - May 2013
Teach For America June 2009 - June 2010
Heritage High School #425 / Baltimore City Public Schools August 2007 - June 2009
Education
Boston University 2011 — 2012
Graduate Certificate, Commercial Real Estate Finance
The Johns Hopkins University 2007 — 2009
University of Richmond 2003 — 2007
BA, Spanish, Journalism
Notre Dame Academy
Sean Donegan's RBS Citizens, N.A. Experience October 2011 - Present
Job Sr Business Systems Manager at RBS Citizens, N.A.
Industry Banking
Experience
RBS Citizens, N.A. October 2011 - Present
Bank Rhode Island March 2004 - October 2011
CITIZENS FINANCIAL GROUP, INC April 2003 - March 2004
Citizens Financial Group, Inc January 2001 - April 2003
Citizens Financial Group, Inc December 1998 - January 2001
Citizens Financial Group, Inc November 1997 - December 1999
Citizens Financial Group, Inc May 1997 - November 1997
Accounting, Treasury March 1994 - May 1997
US Army January 1985 - January 1989
Skills
Risk Management, Analysis, Financial Analysis, Process Improvement, Management, Access, Finance, Financial Risk, Banking
Education
University of Rhode Island 1997 — 1998
MBA, Finance
University of Rhode Island 1990 — 1994
BS, Accounting
US ARMY NON-COMMISSIONED OFFICER ACADEMY
RBS Citizens, N.A. October 2011 - Present
Bank Rhode Island March 2004 - October 2011
CITIZENS FINANCIAL GROUP, INC April 2003 - March 2004
Citizens Financial Group, Inc January 2001 - April 2003
Citizens Financial Group, Inc December 1998 - January 2001
Citizens Financial Group, Inc November 1997 - December 1999
Citizens Financial Group, Inc May 1997 - November 1997
Accounting, Treasury March 1994 - May 1997
US Army January 1985 - January 1989
Skills
Risk Management, Analysis, Financial Analysis, Process Improvement, Management, Access, Finance, Financial Risk, Banking
Education
University of Rhode Island 1997 — 1998
MBA, Finance
University of Rhode Island 1990 — 1994
BS, Accounting
US ARMY NON-COMMISSIONED OFFICER ACADEMY
Karen Bertrand's RBS Citizens, N.A. Experience September 2011 - January 2012
Job Quality Control Manager
Industry Banking
Experience
RBS Citizens, N. A. January 2012 - Present
RBS Citizens N.A. September 2011 - January 2012
RBS Citizens NA November 1997 - October 2011
Skills
Banking, Financial Risk, Risk Management, Retail Banking, Quality Assurance, Management, System Testing, Operational Risk..., AML, Systems Analysis, Vendor Management, Process Improvement, Business Requirements, SDLC, Requirements Analysis, Commercial Lending, Project Portfolio..., Requirements Gathering, Business Analysis, Risk Assessment, User Acceptance Testing
Education
Bryant University
Project Management & Business Analyst Certifications
Community College of Rhode Island
Associates Degree, General Studies
RBS Citizens, N. A. January 2012 - Present
RBS Citizens N.A. September 2011 - January 2012
RBS Citizens NA November 1997 - October 2011
Skills
Banking, Financial Risk, Risk Management, Retail Banking, Quality Assurance, Management, System Testing, Operational Risk..., AML, Systems Analysis, Vendor Management, Process Improvement, Business Requirements, SDLC, Requirements Analysis, Commercial Lending, Project Portfolio..., Requirements Gathering, Business Analysis, Risk Assessment, User Acceptance Testing
Education
Bryant University
Project Management & Business Analyst Certifications
Community College of Rhode Island
Associates Degree, General Studies
Jennifer Towne's RBS Citizens, N.A. Experience November 2013 - October 2014
Job Vice President at Citizens Commercial Banking
Industry Banking
Experience
Citizens Commercial Banking October 2014 - Present
RBS Citizens, NA November 2013 - October 2014
RBS Citizens, NA April 2005 - October 2013
TD Banknorth January 2001 - September 2004
Skills
Commercial Lending, Portfolio Management, Financial Analysis, Risk Management, Credit, Loans, Credit Analysis, Banking, Commercial Banking, Credit Risk
Education
Champlain College 2002 — 2005
Certificate in Advanced Accounting
University of Vermont 1984 — 1988
Bachelor of Arts, Environmental Studies
Citizens Commercial Banking October 2014 - Present
RBS Citizens, NA November 2013 - October 2014
RBS Citizens, NA April 2005 - October 2013
TD Banknorth January 2001 - September 2004
Skills
Commercial Lending, Portfolio Management, Financial Analysis, Risk Management, Credit, Loans, Credit Analysis, Banking, Commercial Banking, Credit Risk
Education
Champlain College 2002 — 2005
Certificate in Advanced Accounting
University of Vermont 1984 — 1988
Bachelor of Arts, Environmental Studies
Carrie Buster's RBS Citizens, N.A. Experience January 2005 - January 2009
Job Medical Billing at MCMC
Industry Telecommunications
Experience
Operation Hope Shelter January 2009 - Present
MCMC June 2009 - April 2013
MCMC LLC January 2009 - April 2013
RBS Citizens, NA January 2005 - January 2009
Ann Taylor January 2001 - January 2005
Education
University of Bridgeport
Bachelor of Science, General Studies; Business
Briarwood College
Associates Degree, Fashion Marketing and Merchandising
Operation Hope Shelter January 2009 - Present
MCMC June 2009 - April 2013
MCMC LLC January 2009 - April 2013
RBS Citizens, NA January 2005 - January 2009
Ann Taylor January 2001 - January 2005
Education
University of Bridgeport
Bachelor of Science, General Studies; Business
Briarwood College
Associates Degree, Fashion Marketing and Merchandising
Amy Flood's RBS Citizens, N.A. Experience March 2008 - August 2010
Job AVP, Global Cash Management Sales Officer at HSBC Bank USA, NA
Industry Banking
Experience
HSBC Bank USA, NA November 2013 - Present
HSBC Bank USA, N.A. August 2010 - November 2013
RBS Citizens, N.A. March 2008 - August 2010
LaSalle Bank July 2004 - March 2008
Globalcom October 2001 - July 2004
Education
Northern Illinois University 1996 — 2001
Bachelor of Arts (B.A.), Corporate & Organizational Communications
HSBC Bank USA, NA November 2013 - Present
HSBC Bank USA, N.A. August 2010 - November 2013
RBS Citizens, N.A. March 2008 - August 2010
LaSalle Bank July 2004 - March 2008
Globalcom October 2001 - July 2004
Education
Northern Illinois University 1996 — 2001
Bachelor of Arts (B.A.), Corporate & Organizational Communications
Bridget Bruno's RBS Citizens, N.A. Experience November 2009 - October 2014
Job Regional Operations Manager at Academy Mortgage Corporation
Industry Banking
Experience
Academy Mortgage Corporation November 2014 - Present
RBS Citizens, NA November 2009 - October 2014
Liberty Savings Bank May 2008 - November 2009
National City Mortgage November 2002 - April 2008
Mortgage Guaranty Insurance Corporation August 1998 - November 2002
Countrywide Home Loans, Inc August 1993 - August 1998
CTX Mortgage Company January 1989 - August 1993
CTX Mortgage/Ft Lauderdale 1989 - 1993
Skills
Mortgage Lending, Credit, Underwriting, FHA, Credit Risk, Portfolio Management, Financial Risk, Management, Funding, Sales, Coaching, Home Equity Lines of..., Banking, Brokers, Credit Analysis, Mortgage Banking, Loan Origination, Loans
Education
Baptist Bible College 1981 — 1983
Broward College
Academy Mortgage Corporation November 2014 - Present
RBS Citizens, NA November 2009 - October 2014
Liberty Savings Bank May 2008 - November 2009
National City Mortgage November 2002 - April 2008
Mortgage Guaranty Insurance Corporation August 1998 - November 2002
Countrywide Home Loans, Inc August 1993 - August 1998
CTX Mortgage Company January 1989 - August 1993
CTX Mortgage/Ft Lauderdale 1989 - 1993
Skills
Mortgage Lending, Credit, Underwriting, FHA, Credit Risk, Portfolio Management, Financial Risk, Management, Funding, Sales, Coaching, Home Equity Lines of..., Banking, Brokers, Credit Analysis, Mortgage Banking, Loan Origination, Loans
Education
Baptist Bible College 1981 — 1983
Broward College
Brenda Dansereau's RBS Citizens, N.A. Experience April 2012 - Present
Job Business Performance Analyst & Vice President at RBS Citizens, N.A.
Industry Financial Services
Experience
RBS Citizens, N.A. April 2012 - Present
Royal Bank of Scotland October 2010 - April 2012
Citizens Bank January 1991 - January 2012
Citizens Financial Group January 1991 - October 2010
Skills
Financial Analysis
Education
Providence College
BS, Finance
RBS Citizens, N.A. April 2012 - Present
Royal Bank of Scotland October 2010 - April 2012
Citizens Bank January 1991 - January 2012
Citizens Financial Group January 1991 - October 2010
Skills
Financial Analysis
Education
Providence College
BS, Finance
Asif Alvi's RBS Citizens, N.A. Experience October 2012 - Present
Job Commercial Banking Risk Specialist at RBS Citizens, N.A.
Industry Banking
Experience
RBS Citizens, N.A. October 2012 - Present
RBS Citizens, N.A. December 2010 - October 2012
Bank of America January 2005 - December 2010
Skills
Banking, Business Analysis, Risk Management, Team Building, Loans, Leadership, Customer Service, Project Management, Credit, Mortgage Lending, Management, Analysis, Visio, Accounting, Team Leadership, Corporate Finance, PowerPoint, Process Improvement, Credit Analysis, Negotiation, Operations Management, Financial Risk, Portfolio Management, Commercial Banking, Financial Analysis, Auditing, Commercial Lending
Education
Bunker Hill Community College 2003 — 2010
Associates in Science, Hospitality Management
RBS Citizens, N.A. October 2012 - Present
RBS Citizens, N.A. December 2010 - October 2012
Bank of America January 2005 - December 2010
Skills
Banking, Business Analysis, Risk Management, Team Building, Loans, Leadership, Customer Service, Project Management, Credit, Mortgage Lending, Management, Analysis, Visio, Accounting, Team Leadership, Corporate Finance, PowerPoint, Process Improvement, Credit Analysis, Negotiation, Operations Management, Financial Risk, Portfolio Management, Commercial Banking, Financial Analysis, Auditing, Commercial Lending
Education
Bunker Hill Community College 2003 — 2010
Associates in Science, Hospitality Management
Michael Kalasardo's RBS Citizens, N.A. Experience September 1994 - March 2011
Job NONE at NONE
Industry Banking
Experience
NONE March 2013 - Present
Connecticut Light and Power February 2012 - Present
Otis Elevator Company October 2013 - March 2014
Northeast Utilities/Connecticut Light and Power May 2011 - December 2011
RBS Citizens, N.A. September 1994 - March 2011
Skills
Banking, Process Improvement, Microsoft Excel, Vendor Management, Business Analysis, Financial Analysis, PowerPoint, Change Management, Risk Management, Analysis, Financial Modeling, Management, Portfolio Management, Leadership, Business Process..., Project Management, Team Leadership, Budgets, Financial Reporting, Negotiation
Education
Menlo College 1967 — 1971
BS, Business Administration, Accounting, Statistics, Business Law
Villanova Preparatory 1963 — 1967
College Prep
NONE March 2013 - Present
Connecticut Light and Power February 2012 - Present
Otis Elevator Company October 2013 - March 2014
Northeast Utilities/Connecticut Light and Power May 2011 - December 2011
RBS Citizens, N.A. September 1994 - March 2011
Skills
Banking, Process Improvement, Microsoft Excel, Vendor Management, Business Analysis, Financial Analysis, PowerPoint, Change Management, Risk Management, Analysis, Financial Modeling, Management, Portfolio Management, Leadership, Business Process..., Project Management, Team Leadership, Budgets, Financial Reporting, Negotiation
Education
Menlo College 1967 — 1971
BS, Business Administration, Accounting, Statistics, Business Law
Villanova Preparatory 1963 — 1967
College Prep
Christine McManus's RBS Citizens, N.A. Experience November 2011 - Present
Job Senior Risk Officer at RBS Citizens, N.A.
Industry Financial Services
Experience
RBS Citizens, N.A. November 2011 - Present
RBS Citizens, N.A. September 2006 - May 2010
Goodwin Procter LLP August 1998 - December 2005
BankBoston Corporation August 1997 - August 1998
BankBoston Corporation January 1995 - August 1997
Skills
Banking, Risk Management, Corporate Governance, Mergers, Financial Services, Retail Banking, Financial Risk, Strategy, Corporate Law, Investments, Portfolio Management, Loans, Mergers & Acquisitions, Credit, Operational Risk..., Operational Risk, Policy, Due Diligence, Credit Cards
Education
Suffolk University Law School 1993 — 1997
JD, Law
Colby College 1987 — 1991
B.A., Psychology
RBS Citizens, N.A. November 2011 - Present
RBS Citizens, N.A. September 2006 - May 2010
Goodwin Procter LLP August 1998 - December 2005
BankBoston Corporation August 1997 - August 1998
BankBoston Corporation January 1995 - August 1997
Skills
Banking, Risk Management, Corporate Governance, Mergers, Financial Services, Retail Banking, Financial Risk, Strategy, Corporate Law, Investments, Portfolio Management, Loans, Mergers & Acquisitions, Credit, Operational Risk..., Operational Risk, Policy, Due Diligence, Credit Cards
Education
Suffolk University Law School 1993 — 1997
JD, Law
Colby College 1987 — 1991
B.A., Psychology
Margie Sanford's RBS Citizens, N.A. Experience January 2013 - Present
Job VP Everyday Banking Vendor/Contract Management at RBS Citizens, N.A.
Industry Banking
Experience
RBS Citizens, N.A. January 2013 - Present
RBS Citizens, N.A. November 2011 - December 2012
Citizens Bank January 2010 - November 2011
Skills
Retail Banking, Credit Cards, Risk Management, Banking, Vendor Management, ATM networks, Debit Cards, Process Improvement, Payments, Management, Consumer Lending, Financial Services, Relationship Management, Financial Risk, Electronic Payments
Education
Stonehill College 1989 — 1999
BS, Major= Finance; Minor = MIS
RBS Citizens, N.A. January 2013 - Present
RBS Citizens, N.A. November 2011 - December 2012
Citizens Bank January 2010 - November 2011
Skills
Retail Banking, Credit Cards, Risk Management, Banking, Vendor Management, ATM networks, Debit Cards, Process Improvement, Payments, Management, Consumer Lending, Financial Services, Relationship Management, Financial Risk, Electronic Payments
Education
Stonehill College 1989 — 1999
BS, Major= Finance; Minor = MIS
Niyi Motayo's RBS Citizens, N.A. Experience March 2006 - September 2008
Job Technical Analyst at Homesite Insurance
Industry Electrical/Electronic Manufacturing
Experience
Homesite Insurance May 2012 - Present
AM Technologies, Inc July 2009 - May 2012
Northeastern University September 2011 - December 2011
Northeastern University September 2009 - April 2011
Operation HOPE April 2006 - September 2008
RBS CITIZENS, N.A. March 2006 - September 2008
Citizens Bank August 2005 - October 2006
Education
Northeastern University
Bachelor of Science, Electrical Engineering
Homesite Insurance May 2012 - Present
AM Technologies, Inc July 2009 - May 2012
Northeastern University September 2011 - December 2011
Northeastern University September 2009 - April 2011
Operation HOPE April 2006 - September 2008
RBS CITIZENS, N.A. March 2006 - September 2008
Citizens Bank August 2005 - October 2006
Education
Northeastern University
Bachelor of Science, Electrical Engineering
Christine Servais's RBS Citizens, N.A. Experience March 2007 - April 2009
Job CCO/Asset Recovery Specialist III at RBS Citizens N.A
Industry Banking
Experience
Citizens Bank March 2007 - Present
RBS Citizens N.A March 2007 - April 2009
South Coast Title August 2005 - April 2006
First National Mortgage 2005 - 2006
Skills
Mortgage Lending, Underwriting, Portfolio Management, Foreclosures, Loan Origination, Mortgage Underwriting, Loan Modifications, Residential Mortgages, Mortgage Banking, Loss Mitigation, Computer literate -..., Title Searches, Short Sales, Home Equity Lines of..., Refinance, Mortgage Servicing, Consumer Lending, Appraisals, Analysis, Credit Analysis, Policy Writing
Education
Roger Williams University 1982 — 1985
Bachelor of Arts (B.A.), Creative Writing/Journalism
Madonna University 1981 — 1982
Bachelor of Arts (B.A.), Creative Writing/Journalism
Dartmouth High
Citizens Bank March 2007 - Present
RBS Citizens N.A March 2007 - April 2009
South Coast Title August 2005 - April 2006
First National Mortgage 2005 - 2006
Skills
Mortgage Lending, Underwriting, Portfolio Management, Foreclosures, Loan Origination, Mortgage Underwriting, Loan Modifications, Residential Mortgages, Mortgage Banking, Loss Mitigation, Computer literate -..., Title Searches, Short Sales, Home Equity Lines of..., Refinance, Mortgage Servicing, Consumer Lending, Appraisals, Analysis, Credit Analysis, Policy Writing
Education
Roger Williams University 1982 — 1985
Bachelor of Arts (B.A.), Creative Writing/Journalism
Madonna University 1981 — 1982
Bachelor of Arts (B.A.), Creative Writing/Journalism
Dartmouth High
Tricia Lebo's RBS Citizens, N.A. Experience March 2013 - Present
Job Director at RBS Citizens, N.A.
Industry Banking
Experience
RBS Citizens, N.A. March 2013 - Present
RBS Citizens, N.A. November 2010 - March 2013
NewStar Financial November 2007 - November 2010
Bank of America - Leveraged Finance July 2006 - November 2007
Bank of America - Leveraged Finance July 2003 - June 2006
Skills
Leveraged Finance, Syndications, Capital Markets, LBO, Recapitalizations, Financial Structuring, Underwriting, Portfolio Management, Loan Origination
Education
Babson College 1999 — 2003
Bachelor of Science (BS), Business Management
RBS Citizens, N.A. March 2013 - Present
RBS Citizens, N.A. November 2010 - March 2013
NewStar Financial November 2007 - November 2010
Bank of America - Leveraged Finance July 2006 - November 2007
Bank of America - Leveraged Finance July 2003 - June 2006
Skills
Leveraged Finance, Syndications, Capital Markets, LBO, Recapitalizations, Financial Structuring, Underwriting, Portfolio Management, Loan Origination
Education
Babson College 1999 — 2003
Bachelor of Science (BS), Business Management
Janise Jenkins's RBS Citizens, N.A. Experience June 2006 - Present
Job Bankruptcy Manager at Wells Fargo
Industry Banking
Experience
Wells Fargo February 2015 - Present
RBS Citizens, NA June 2006 - Present
Suntrust Bank January 2004 - January 2006
Claims Management Inc January 2003 - January 2004
SunTrust Bank January 2002 - January 2003
First American Real Estate January 2000 - January 2001
Marriott International January 1999 - January 2000
Skills
Microsoft Office, LPS Desktop, LPS, Loss Mitigation
Education
Bryant & Stratton College
Associate, Paralegal Studies
Wells Fargo February 2015 - Present
RBS Citizens, NA June 2006 - Present
Suntrust Bank January 2004 - January 2006
Claims Management Inc January 2003 - January 2004
SunTrust Bank January 2002 - January 2003
First American Real Estate January 2000 - January 2001
Marriott International January 1999 - January 2000
Skills
Microsoft Office, LPS Desktop, LPS, Loss Mitigation
Education
Bryant & Stratton College
Associate, Paralegal Studies
Kristen Lunsford's RBS Citizens, N.A. Experience October 2007 - Present
Job Research & FactFinding | Problem Resolution | Report Writing | Administrative Support
Industry Research
Experience
RBS Citizens, N.A. October 2007 - Present
Citizens Automobile Finance, Inc. December 2005 - October 2007
Citizens Automobile Finance, Inc. May 2005 - December 2005
Skills
Research, Organization, Communication, Report Writing, Problem Solving, Microsoft Office, Word Processing, Verification, Fact Finding, Prioritisation, Online Research, Goal Setting, Highly detail oriented, Self-driven, Project Planning, Streamlining Operations, Records Management, Drafting Correspondence, Access, Office Administration
Education
University of Phoenix 2010 — 2013
Bachelor of Science (B.S.), Criminal Justice Administration / Human Services, 3.95
University of Phoenix 2008 — 2010
Associate of Arts (A.A.), Criminal Justice, 3.92
RBS Citizens, N.A. October 2007 - Present
Citizens Automobile Finance, Inc. December 2005 - October 2007
Citizens Automobile Finance, Inc. May 2005 - December 2005
Skills
Research, Organization, Communication, Report Writing, Problem Solving, Microsoft Office, Word Processing, Verification, Fact Finding, Prioritisation, Online Research, Goal Setting, Highly detail oriented, Self-driven, Project Planning, Streamlining Operations, Records Management, Drafting Correspondence, Access, Office Administration
Education
University of Phoenix 2010 — 2013
Bachelor of Science (B.S.), Criminal Justice Administration / Human Services, 3.95
University of Phoenix 2008 — 2010
Associate of Arts (A.A.), Criminal Justice, 3.92
Anna M Frackowiak's RBS Citizens, N.A. Experience August 2014 - Present
Job Compliance Officer at RBS Citizens NA
Industry Financial Services
Experience
RBS Citizens NA August 2014 - Present
Citizens Bank 2014 - 2015
RBS Americas March 2013 - August 2014
Citizens Financial Group, Inc. June 2012 - March 2013
Citizens Bank July 2011 - July 2012
Royal Bank of Scotland,NV September 2008 - July 2011
Skills
Financial Analysis, Financial Risk, Finance, Risk Management, Banking, Internal Audit, Management, Financial Modeling, Corporate Finance, Analysis, Vendor Management, Interest Rate Swaps, Operational Risk...
Education
Massachusetts Institute of Technology - Sloan School of Management 2014 — 2014
Executive Certificate in Management and Leadership
Bentley University
Bachelor of Science (BS), Finance, GPA 3.3
RBS Citizens NA August 2014 - Present
Citizens Bank 2014 - 2015
RBS Americas March 2013 - August 2014
Citizens Financial Group, Inc. June 2012 - March 2013
Citizens Bank July 2011 - July 2012
Royal Bank of Scotland,NV September 2008 - July 2011
Skills
Financial Analysis, Financial Risk, Finance, Risk Management, Banking, Internal Audit, Management, Financial Modeling, Corporate Finance, Analysis, Vendor Management, Interest Rate Swaps, Operational Risk...
Education
Massachusetts Institute of Technology - Sloan School of Management 2014 — 2014
Executive Certificate in Management and Leadership
Bentley University
Bachelor of Science (BS), Finance, GPA 3.3
Citizens Bank
Indymac Bank
MBNA
First Union National Bank
Prudential Securities
SunTrust Mortgage
Federal Reserve Board
Zions Bancorporation