Equity Source Home Loans
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Equity Source Home Loans Employees
Absolute Home Mortgage Corporation November 2013 - Present
Residential Finance May 2012 - November 2013
Equity Loans, LLC February 2011 - May 2012
Equity Source Home Loans May 2008 - February 2011
AmeriLoan Capital, LLC July 2002 - May 2008
Thrifty Car Rental 1994 - 2001
Skills
Debt Consolidation, FHA financing, Reverse Mortgages, Divorce Planning, Refinance, VA loans, Mortgage Planning, FHA, Residential Mortgages, Mortgage Industry, USDA, Government Loans, Conforming, Conventional, Mortgage Lending, VA, Mortgage, Loans, Home, First Time Buyers, Funding, First Time Home Buyers, Purchase, Mortgage Banking, Residential, Investment Properties, Short Sales, Credit, Condos, Real Estate, Loan Origination, Single Family Homes, Referrals, Home Equity Lines of..., Non-Conforming, New Home Sales, Certified Mortgage..., Residential Homes, Commercial Mortgages, Finance, Sellers, Sales, Real Estate Financing, Real Estate Economics, Home Equity Loans, Mortgage Underwriting, Investors, REO, Commercial Lending, Foreclosures
Education
City University of New York-Baruch College - Zicklin School of Business 1976 — 1980
Batchelor of Science, Finance- Investments and Corp Finance
Equity Prime Mortgage June 2009 - Present
One Atlantic May 2010 - January 2013
Equity Source Home Loans November 2008 - May 2010
Mid Atlantic Capital September 2008 - November 2008
Palomar Bancorp February 2006 - September 2008
SJ Associates 2000 - 2004
Skills
Mortgage Lending, Marketing, New Business Development, Real Estate, Mortgage Banking, Event Planning, Sales, Refinance, Negotiation, Sales Management, Residential Mortgages, Mortgage Backed..., Purchase Financing, New Home Purchase, Business Development, MBS, USDA, Account Management, Loans, Finance
Education
Rutgers University-New Brunswick 1995 — 2000
Bachelors, History
Verizon July 2012 - Present
Posato Masonry October 2010 - January 2012
Equity Source Home Loans March 2010 - July 2010
Randstad Staffing November 2008 - July 2009
Skills
Microsoft Office 2007, Excel, Outlook, Human Resources, Customer Service, Payroll, Data Entry, Purchasing, PowerPoint, Microsoft Word, Microsoft Office, Employee Relations, Social Media, Event Planning, Social Networking, Research, Budgets, Sales, Accounting, Management, Administrative..., PeopleSoft, Negotiation
Education
Southern New Hampshire University 2013 — 2015
Master of Business Administration (M.B.A.), Human Resources Management and Services
Rutgers University-New Brunswick 2009 — 2012
Bachelor of Arts (B.A.), Psychology
Rutgers University, The State University of New Jersey 2008 — 2012
B.A, Psychology
Petra Cephas: Residential Mortgage Brokers February 2015 - Present
Mortgage Network November 2007 - January 2015
CampusClose.com September 2008 - June 2011
Equity Source Home Loans October 2006 - March 2011
Petra-Cephas July 2005 - November 2006
Skills
Methodical, Communication, Patience, FHA, Mortgage, Loans, First Time Home Buyers, Short Sales, Foreclosures, Home, Investments, Refinance, Real Estate, Mortgage Lending, Credit, Purchase, REO, Residential, Mortgage Banking, Loan Origination, Residential Mortgages, Relocation, Investment Properties, Real Estate Transactions, Condos, Referrals, Reverse Mortgages, FHA financing, USDA, Real Estate Financing, Residential Homes, Real Estate Economics, Negotiation, Underwriting, Finance
Education
Cal Poly Pomona 1998 — 2005
Business Admin, Finance
Mt. San Antonio College 1998 — 2002
Associates, Biology
Universal American Mortgage Company, LLC April 2013 - Present
Wells Fargo Home Mortgage November 2012 - April 2013
JP Morgan Chase Bank May 2010 - September 2012
Equity Source Home Loans September 2003 - August 2011
Foxtons Financial February 2003 - September 2003
Skills
FHA, Mortgage Lending, Loans, VA loans, First Time Home Buyers, Sellers, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages, Credit, Banking, USDA, FHA financing, Investments
Education
Rider University 2000 — 2002
Bachelors, Finance
Ocean County College 1994 — 2000
Associates, Business
LIS Translations October 2009 - Present
Equity Source Home Loans September 2007 - September 2009
Equity Source Home Loans 2002 - 2006
Skills
Business Development, Strategic Partnerships
Education
Pace University - Lubin School of Business
BA, International Relations, Finance, Management
Weichert Realtors June 2013 - Present
Self Employed - Real Estate and insurance sales; consulting January 2011 - Present
Ocean First Bank August 2009 - November 2011
Liberty Income Tax 2008 - 2010
Equity Source Home Loans 2008 - 2010
Jefferson Home Mortgage 2007 - 2007
Lenders Capital 2006 - 2006
Finance America 2003 - 2005
Broker Funding Solutions 2003 - 2004
Alliance Funding 1996 - 2002
Skills
Loans, Loan Origination, Banking, Reverse Mortgages, Underwriting, Residential Mortgages, FHA financing, Refinance, Mortgage Lending, FHA, Construction Loans, Commercial Lending, NJ Real Estate Sales..., NJ Life Insurance..., NJ Accident & Health..., Management, Credit, Financial Analysis, Home Equity Loans, VA loans, USDA, Commercial Mortgages, Investment Properties, Investments, Real Estate, Mortgage Banking, Credit Analysis, Sales, Finance, First Time Home Buyers
Education
Florida International University
Bachelor of Business Administration (BBA), Real Estate and Finance
Florida International University - College of Business
Bachelor of Business Administration (BBA), Real Estate Finance
University of Delaware
Bachelor of Science (BS), Accounting and Finance
JPMorgan Chase April 2014 - Present
JPMorgan Chase September 2011 - Present
JCIII/JPMorganChase August 2010 - September 2011
Jay Juliano Clothing LLC July 2010 - September 2011
Equity Source Home Loans February 2009 - September 2011
Independent Trader November 2007 - September 2011
Credit Suisse October 2004 - October 2007
JP Morgan Chase 1999 - 2003
Champion Mortgage November 1998 - October 1999
US Army December 1995 - October 1998
Skills
Management, Leadership, Originations, Processing, Underwriting, Loan Closings, Funding, Post Closing, Team-orientated, Highly detail oriented, Research, Analytical Reasoning, Multi-tasked, Mortgage Lending, Loan Origination, Equities, Trading, Credit, Analysis, Banking, Capital Markets, Finance, Financial Risk, Financial Services, Loans, Loss Mitigation, Mortgage Banking, Mortgage Underwriting, Relationship Management, Risk Management
Education
Bloomfield College 1989 — 1993
BA, Business Management/Finance
Sayreville War Memorial HS 1985 — 1989
Diploma
Ohh Michelle, LLC December 2013 - Present
Elavon/US Bank April 2010 - December 2013
Equity Source Home Loans October 2008 - April 2010
MortgageStar, Inc. April 2003 - October 2008
Skills
Leadership, Business Performance..., Lifestyle Coaching, Sales, Entrepreneurship, Food & Nutrition, Yoga Instruction, Nutrition Education, Managing Finances, Certified Facilitator, Motivational Speaker, CRM, Successful Business..., Goal Setting, Selling, Wellness Blogger, Personal Development, Strategic Planning, Published Author, Customer Service, Organizational..., Negotiation, Management, Training, Holistic Health and..., Sales Management, Salesforce.com, Business Development, Customer Retention, Direct Sales, Team Building, Account Management, Process Improvement, New Business Development, Sales Operations, Solution Selling, Risk Management, Recruiting, Business Planning, Sales Process, Marketing, Banking, Cold Calling, Vendor Management, B2B, Contract Negotiation, Build Strong..., Plant Based Chef, Career Counseling, Motivational Speaking
Education
Institute of Integrative Nutrition 2013 — 2014
Integrative Nutrition
University of Maryland University College
Human Resources Management
Washington Adventist University
Bachelor of Science (B.S.), Organizational Management
Trinity Enterprises, LLC October 2014 - Present
New England College of Business and Finance April 2013 - May 2014
Sears Holdings Corporation July 2012 - April 2013
Monroe Staffing Services May 2011 - July 2011
The Salter School March 2011 - May 2011
Monster Worldwide 2008 - 2009
Equity Source Home Loans October 2006 - January 2008
GRACE Employment Services January 2004 - May 2006
Liberty Mutual Insurance March 2001 - November 2004
Now Online June 2000 - February 2001
Skills
Recruiting, Employee Benefits, Human Resources, Applicant Tracking..., Sales, Leadership, Customer Service, Process Improvement, Sales Management, Outlook, Talent Acquisition, Onboarding, Employee Relations, HRIS, Internet Recruiting, Program Management, Cold Calling, Sales Operations, Time Management
Education
New England College of Business and Finance 2013 — 2016
Bachelor of Science (B.S.), International Business, Digital Marketing
Cambridge College 2001 — 2004
Master of Management, Master of Management, Business Management, 3.9 GPA
Guaranteed Rate March 2014 - Present
Menlo Park Funding - REMN September 2012 - February 2014
Equity Loans, LLC January 2011 - September 2012
Equity Source Home Loans November 2008 - May 2011
Financial Lending Partners, LLC January 2005 - February 2008
Skills
FHA, Conventional, VA, Mortgage, Loans, Residential, Mortgage Industry, FHA financing, Mortgage Banking, Mortgage Lending, Loan Origination, Residential Mortgages, Refinance, Purchase, Credit, First Time Home Buyers, Mortgage Planning, Conforming, Real Estate, Debt Consolidation, Investment Properties, VA loans, Residential Homes, Mortgage Marketing, REO, Finance, Certified Mortgage...
Education
St. Petersburg College 1995 — 1999
BA, Business
Northwestern Mutual VP of SalesShore Lending Group, LLC.June 2007 - July 2008
Equity Source Home Loans February 2005 - June 2007
Education
Brookdale Community College 2003 — 2008
Ulan Ortho supply September 2013 - Present
equity source home loans November 2007 - May 2009
Inline Brokers June 1985 - 2004
Skills
Insurance, Financial Services, Refinance, Life Insurance, Mortgage Lending, Fixed Annuities, Investments, Mortgage Banking, Loan Origination, FHA, Credit, Underwriting
Education
Winchendon School 1979 — 1983
Elmira College
AT&T Mobility July 2006 - Present
EQUITY SOURCE HOME LOANS June 2005 - April 2006
Countrywide Home Mortgages January 2005 - June 2005
AT&T March 2002 - January 2005
AT&T October 2001 - March 2002
AT&T July 2000 - October 2001
Skills
Training, Management, Retail, Sales, Leadership, Wireless, Recruiting, Human Resources, Customer Service, Competitive Analysis, Interviews, Direct Sales, Telecommunications, Customer Experience, Retail Sales, Team Leadership, Team Building, Trade Shows, Inventory Management, Employee Training, Product Management, Payroll, Pricing
Education
DeVry University 2010 — 2014
Business Management, Technical Management