Stearns Lending (NMLS #1854)
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Stearns Lending (NMLS #1854) Employees
Employee
Years
Job
Industry
Lindsey (Staum) Bernard, MBA Lindsey (Staum) Bernard, MBA's Stearns Lending (NMLS #1854) Experience July 2014 - Present
Job Government Underwriter DE Remote at Stearns Lending
Industry Banking
Experience
Stearns Lending (NMLS #1854) July 2014 - Present
ClearVision Funding December 2013 - July 2014
Wells Fargo Home Mortgage January 2009 - December 2013
PDI World Group November 2006 - December 2009
Skills
Risk Management, Credit, Finance, Loans, Analysis, Financial Risk, Mortgage Lending, Time Management, Advertising, Mortgage Banking, Loan Origination, Banking, Credit Analysis, Underwriting, FHA, Refinance, Commercial Lending, Residential Mortgages, Portfolio Management, Training
Education
University of St. Thomas 2010 — 2013
Master's degree, Business Administration and Management, General
University of Minnesota-Twin Cities 2003 — 2007
Bachelor of Science (B.S.), Architecture
Stearns Lending (NMLS #1854) July 2014 - Present
ClearVision Funding December 2013 - July 2014
Wells Fargo Home Mortgage January 2009 - December 2013
PDI World Group November 2006 - December 2009
Skills
Risk Management, Credit, Finance, Loans, Analysis, Financial Risk, Mortgage Lending, Time Management, Advertising, Mortgage Banking, Loan Origination, Banking, Credit Analysis, Underwriting, FHA, Refinance, Commercial Lending, Residential Mortgages, Portfolio Management, Training
Education
University of St. Thomas 2010 — 2013
Master's degree, Business Administration and Management, General
University of Minnesota-Twin Cities 2003 — 2007
Bachelor of Science (B.S.), Architecture
Ashton Moyer Ashton Moyer's Stearns Lending (NMLS #1854) Experience November 2014 - September 2015
Job Underwriter III at LoanDepot
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) November 2014 - September 2015
Nationstar Mortgage Wholesale Lending February 2013 - November 2014
JPMorgan Chase October 2005 - February 2013
Skills
Mortgage Banking, Mortgage Servicing, Residential Mortgages, Refinance, Loan Origination, Credit, Loss Mitigation, Mortgage Lending, Mortgage Underwriting, Underwriting, Credit Analysis, FHA Financing, Loans, Analysis, Customer Service, Customer Relations
Education
University of Phoenix 2012 — 2016
Bachelor's Degree, Business Administration and Management, General, 3.4
Stearns Lending (NMLS #1854) November 2014 - September 2015
Nationstar Mortgage Wholesale Lending February 2013 - November 2014
JPMorgan Chase October 2005 - February 2013
Skills
Mortgage Banking, Mortgage Servicing, Residential Mortgages, Refinance, Loan Origination, Credit, Loss Mitigation, Mortgage Lending, Mortgage Underwriting, Underwriting, Credit Analysis, FHA Financing, Loans, Analysis, Customer Service, Customer Relations
Education
University of Phoenix 2012 — 2016
Bachelor's Degree, Business Administration and Management, General, 3.4
Heather Bullard, CMB Heather Bullard, CMB's Stearns Lending (NMLS #1854) Experience October 2014 - Present
Job Client Service Consultant, Correspondent at Stearns Lending (NMLS #1854)
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) October 2014 - Present
Radian Guaranty March 2014 - October 2014
Envoy Mortgage Correspondent December 2013 - March 2014
Wells Fargo Funding April 2006 - November 2013
Wells Fargo 2001 - 2006
First Charter Bank November 2002 - January 2003
Wells Fargo Financial 1997 - 2002
Skills
Mortgage Lending, Banking, Loans, Mortgage Banking, Residential Mortgages, Loan Origination, Financial Services, FHA, Underwriting, Credit, Mortgage Underwriting, Program Management, Consumer Lending, Refinance, Secondary Mortgage..., Capital Markets, Sales
Education
University of North Carolina at Charlotte - Belk College of Business 1993 — 1997
Bachelor's degree, Finance and Financial Management Services
CMB
Stearns Lending (NMLS #1854) October 2014 - Present
Radian Guaranty March 2014 - October 2014
Envoy Mortgage Correspondent December 2013 - March 2014
Wells Fargo Funding April 2006 - November 2013
Wells Fargo 2001 - 2006
First Charter Bank November 2002 - January 2003
Wells Fargo Financial 1997 - 2002
Skills
Mortgage Lending, Banking, Loans, Mortgage Banking, Residential Mortgages, Loan Origination, Financial Services, FHA, Underwriting, Credit, Mortgage Underwriting, Program Management, Consumer Lending, Refinance, Secondary Mortgage..., Capital Markets, Sales
Education
University of North Carolina at Charlotte - Belk College of Business 1993 — 1997
Bachelor's degree, Finance and Financial Management Services
CMB
Ricardo Sibaja Ricardo Sibaja's Stearns Lending (NMLS #1854) Experience April 2015 - Present
Job Mortgage Loan Originator NMLS # 325446 at Stearns Lending, LLC. NMLS #1854
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) April 2015 - Present
Skills
Banking, Credit, First Time Home Buyers, Foreclosures, Investment Properties, Loans, Mortgage Lending, Real Estate, Residential Homes
Education
University of Phoenix 2003 — 2005
Master of Business Administration (M.B.A.)
Stearns Lending (NMLS #1854) April 2015 - Present
Skills
Banking, Credit, First Time Home Buyers, Foreclosures, Investment Properties, Loans, Mortgage Lending, Real Estate, Residential Homes
Education
University of Phoenix 2003 — 2005
Master of Business Administration (M.B.A.)
Rickey Travalini Rickey Travalini's Stearns Lending (NMLS #1854) Experience February 2015 - Present
Job Senior Account Manager at Integrity First Financial Group (IFFG)
Industry Banking
Experience
Integrity First Financial Group (IFFG) October 2015 - Present
Stearns Lending (NMLS #1854) February 2015 - Present
Parkside Lending 2012 - 2013
Skills
Banking, Loans, Finance, Credit, Credit Analysis, Mortgage Lending, Credit Risk, Portfolio Management, Risk Management, Financial Risk, Loan Origination, Leadership, Mortgage Banking, Refinance, Sales, Residential Mortgages, FHA, Customer Service, Mortgage Underwriting, Consumer Lending
Education
University of Phoenix 1994 — 1998
Business Administration and Management, General
Integrity First Financial Group (IFFG) October 2015 - Present
Stearns Lending (NMLS #1854) February 2015 - Present
Parkside Lending 2012 - 2013
Skills
Banking, Loans, Finance, Credit, Credit Analysis, Mortgage Lending, Credit Risk, Portfolio Management, Risk Management, Financial Risk, Loan Origination, Leadership, Mortgage Banking, Refinance, Sales, Residential Mortgages, FHA, Customer Service, Mortgage Underwriting, Consumer Lending
Education
University of Phoenix 1994 — 1998
Business Administration and Management, General
Jennifer Folk Jennifer Folk's Stearns Lending (NMLS #1854) Experience September 2014 - Present
Job SVP, National Wholesale Operations at Stearns Lending (NMLS #1854)
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) September 2014 - Present
Stearns Lending July 2013 - September 2014
CMG Financial July 2012 - July 2013
MetLife Home Loans May 2011 - June 2012
MetLife Home Loans March 2005 - May 2011
Nationwide Lending 2002 - 2005
Skills
FHA, Mortgage Lending, Mortgage Banking, Refinance, Reverse Mortgages, Loans, Loan Origination, USDA, Credit, Residential Mortgages, Underwriting, Mortgage Underwriting
Education
University of Phoenix 2010 — 2012
Master of Business Administration (M.B.A.)
University of Nevada-Las Vegas 1993 — 2000
BA, Psychology
Stearns Lending (NMLS #1854) September 2014 - Present
Stearns Lending July 2013 - September 2014
CMG Financial July 2012 - July 2013
MetLife Home Loans May 2011 - June 2012
MetLife Home Loans March 2005 - May 2011
Nationwide Lending 2002 - 2005
Skills
FHA, Mortgage Lending, Mortgage Banking, Refinance, Reverse Mortgages, Loans, Loan Origination, USDA, Credit, Residential Mortgages, Underwriting, Mortgage Underwriting
Education
University of Phoenix 2010 — 2012
Master of Business Administration (M.B.A.)
University of Nevada-Las Vegas 1993 — 2000
BA, Psychology
Pollyanna Gorman Pollyanna Gorman's Stearns Lending (NMLS #1854) Experience December 2014 - Present
Job Staff Accountant at Stearns Lending (NMLS #1854)
Industry Insurance
Experience
Stearns Lending (NMLS #1854) December 2014 - Present
Impac Mortgage Corp. June 2013 - Present
First American Title Insurance Company November 2010 - May 2013
Skills
Microsoft Excel, Customer Service, Management, Leadership, Analysis, Process Improvement, Financial Analysis, Insurance, Budgets, Sales, Access, Microsoft Office, Accounting
Education
University of North Carolina at Pembroke
Bachelor of Science (B.S.), Music Education
Stearns Lending (NMLS #1854) December 2014 - Present
Impac Mortgage Corp. June 2013 - Present
First American Title Insurance Company November 2010 - May 2013
Skills
Microsoft Excel, Customer Service, Management, Leadership, Analysis, Process Improvement, Financial Analysis, Insurance, Budgets, Sales, Access, Microsoft Office, Accounting
Education
University of North Carolina at Pembroke
Bachelor of Science (B.S.), Music Education
Jonathan McCash Jonathan McCash's Stearns Lending (NMLS #1854) Experience June 2012 - Present
Job Regional Vice President Northeast US at Stearns Lending (NMLS #1854)
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) June 2012 - Present
MetLife May 2011 - March 2012
Bank of America February 2007 - December 2010
Nation One 2001 - 2006
Skills
Sales Management, Forecasting, Product Development, Yield Management, Cash Flow, Credit, Consultative Selling, Selling, Sales, Process Improvement, Risk Management, Competitive Analysis, Finance, Account Management, Relationship Management, Mortgage Banking, Credit Analysis, Recruiting
Education
University of Massachusetts Boston 2007 — 2008
Accounting
University of Pittsburgh 1996 — 2000
BS, Political Science with focus on International Relations
Stearns Lending (NMLS #1854) June 2012 - Present
MetLife May 2011 - March 2012
Bank of America February 2007 - December 2010
Nation One 2001 - 2006
Skills
Sales Management, Forecasting, Product Development, Yield Management, Cash Flow, Credit, Consultative Selling, Selling, Sales, Process Improvement, Risk Management, Competitive Analysis, Finance, Account Management, Relationship Management, Mortgage Banking, Credit Analysis, Recruiting
Education
University of Massachusetts Boston 2007 — 2008
Accounting
University of Pittsburgh 1996 — 2000
BS, Political Science with focus on International Relations
Sandra Rehagen Sandra Rehagen's Stearns Lending (NMLS #1854) Experience March 2015 - Present
Job AVP Loan Resolution at Stearns Lending (NMLS #1854)
Industry Banking
Experience
Stearns Lending (NMLS #1854) March 2015 - Present
Nationstar Mortgage March 2013 - March 2015
CitiMortgage February 2009 - March 2013
CitiMortgage June 2006 - December 2008
National City Bank March 2004 - June 2006
Radian April 2003 - January 2004
Lone Eagle Mortgage June 2002 - May 2003
Merrlin Mortgage September 2001 - June 2002
Skills
Leadership, Credit, Risk Management, Underwriting, Management, Analysis, Sales, Training, Team Building, Customer Service, Mortgage Lending, Sales Management, Credit Analysis, Operations Management, Loans, Banking, Financial Risk, Finance, Mortgage Banking
Education
University of Missouri-Columbia
BSEd, Business Education
Stearns Lending (NMLS #1854) March 2015 - Present
Nationstar Mortgage March 2013 - March 2015
CitiMortgage February 2009 - March 2013
CitiMortgage June 2006 - December 2008
National City Bank March 2004 - June 2006
Radian April 2003 - January 2004
Lone Eagle Mortgage June 2002 - May 2003
Merrlin Mortgage September 2001 - June 2002
Skills
Leadership, Credit, Risk Management, Underwriting, Management, Analysis, Sales, Training, Team Building, Customer Service, Mortgage Lending, Sales Management, Credit Analysis, Operations Management, Loans, Banking, Financial Risk, Finance, Mortgage Banking
Education
University of Missouri-Columbia
BSEd, Business Education
Shauny Fuller Shauny Fuller's Stearns Lending (NMLS #1854) Experience September 2012 - February 2015
Job Senior Mortgage Underwriter
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) September 2012 - February 2015
EMSI June 2011 - September 2012
CHRISTENSEN FINANCIAL/INTEGRITY GROUP MTGS March 2002 - May 2011
INTEGRITY GROUP MORTGAGES & ASSOCIATES, LLC February 2000 - March 2002
Skills
Banking, Microsoft Office, Microsoft Excel, Risk Management, Financial Analysis, Customer Service, Credit, Project Management, Change Management, Business Analysis
Education
University of Miami 2004 — 2007
Bachelor's degree, Finance, General
University Of Miami (Florida) 2003 — 2007
Bachelor's of Science, Finance
Stearns Lending (NMLS #1854) September 2012 - February 2015
EMSI June 2011 - September 2012
CHRISTENSEN FINANCIAL/INTEGRITY GROUP MTGS March 2002 - May 2011
INTEGRITY GROUP MORTGAGES & ASSOCIATES, LLC February 2000 - March 2002
Skills
Banking, Microsoft Office, Microsoft Excel, Risk Management, Financial Analysis, Customer Service, Credit, Project Management, Change Management, Business Analysis
Education
University of Miami 2004 — 2007
Bachelor's degree, Finance, General
University Of Miami (Florida) 2003 — 2007
Bachelor's of Science, Finance
Jacey Cimino Jacey Cimino's Stearns Lending (NMLS #1854) Experience September 2014 - Present
Job Staff Accountant with Stearns Lending
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) September 2014 - Present
Kondaur Capital Corporation May 2009 - January 2014
Kondaur Capital Corporation May 2009 - January 2014
Experian March 1998 - March 2008
Skills
Loans, General Ledger, Credit, Financial Analysis, Accounts Receivable, Financial Reporting, Loan Origination, Risk Management, Microsoft Office
Education
University of Phoenix 2006 — 2010
Accounting
Stearns Lending (NMLS #1854) September 2014 - Present
Kondaur Capital Corporation May 2009 - January 2014
Kondaur Capital Corporation May 2009 - January 2014
Experian March 1998 - March 2008
Skills
Loans, General Ledger, Credit, Financial Analysis, Accounts Receivable, Financial Reporting, Loan Origination, Risk Management, Microsoft Office
Education
University of Phoenix 2006 — 2010
Accounting
Michael Miguel Michael Miguel's Stearns Lending (NMLS #1854) Experience April 2014 - Present
Job Production Assistant at Stearns Lending (NMLS #1854)
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) April 2014 - Present
PNC September 2011 - February 2014
PNC June 2010 - August 2011
PNC March 2010 - June 2010
Skills
Computer Proficiency, Sales, Customer Service, Microsoft Office, Retail Banking, Home Equity Loans, Loans, Call Centers, Banking, Refinance, Residential Mortgages
Education
University of Illinois at Chicago 2005 — 2010
Bachelor of Science (BS), Finance, General
Stearns Lending (NMLS #1854) April 2014 - Present
PNC September 2011 - February 2014
PNC June 2010 - August 2011
PNC March 2010 - June 2010
Skills
Computer Proficiency, Sales, Customer Service, Microsoft Office, Retail Banking, Home Equity Loans, Loans, Call Centers, Banking, Refinance, Residential Mortgages
Education
University of Illinois at Chicago 2005 — 2010
Bachelor of Science (BS), Finance, General
Jeremy DeRosa Jeremy DeRosa's Stearns Lending (NMLS #1854) Experience January 2012 - May 2015
Job VP, TPO Production Strategy at Caliber Home Loans
Industry Financial Services
Experience
Caliber Home Loans June 2015 - Present
Stearns Lending (NMLS #1854) January 2012 - May 2015
Prospect Mortgage, LLC July 2010 - January 2012
Hammerhouse, LLC - Strategic Growth Partners March 2009 - July 2010
Prospect Mortgage, LLC September 2008 - March 2009
Indymac Bank August 2007 - September 2008
American Home Mortgage July 2002 - July 2007
Skills
Recruiting, Mortgage Banking, Leadership, Mortgage Lending, Transparency, Talent Management, Following Up, Cold Calling
Education
University of Nevada-Las Vegas 1996 — 1999
Bachelor of Arts (BA), Psychology
Caliber Home Loans June 2015 - Present
Stearns Lending (NMLS #1854) January 2012 - May 2015
Prospect Mortgage, LLC July 2010 - January 2012
Hammerhouse, LLC - Strategic Growth Partners March 2009 - July 2010
Prospect Mortgage, LLC September 2008 - March 2009
Indymac Bank August 2007 - September 2008
American Home Mortgage July 2002 - July 2007
Skills
Recruiting, Mortgage Banking, Leadership, Mortgage Lending, Transparency, Talent Management, Following Up, Cold Calling
Education
University of Nevada-Las Vegas 1996 — 1999
Bachelor of Arts (BA), Psychology
Delane Olin's Stearns Lending (NMLS #1854) Experience June 2015 - Present
Job Senior Vice President, National Training and Development at Stearns Lending (NMLS #1854)
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) June 2015 - Present
Caliber Home Loans January 2013 - May 2015
Nationstar Mortgage May 2003 - December 2012
Skills
Mortgage Banking, Mortgage Lending, Mortgage Servicing, Loan Origination, FHA, Residential Mortgages, Credit, Loss Mitigation, Loans, Loan Servicing, Leadership, Mortgage Underwriting, Credit Analysis, Credit Risk, Underwriting, Banking, Finance, Financial Services, Refinance, Risk Management, Reverse Mortgages, VA loans, Real Estate Financing, Commercial Lending, Call Centers, FHA financing, Portfolio Management, Relationship Management, Executive Management, Consumer Lending, Commercial Mortgages, USDA, Small Business Lending, Training
Education
University of South Carolina-Columbia 1996 — 2000
Bachelor of Science (B.S.), Marketing & Entrepreneurial Management
Stearns Lending (NMLS #1854) June 2015 - Present
Caliber Home Loans January 2013 - May 2015
Nationstar Mortgage May 2003 - December 2012
Skills
Mortgage Banking, Mortgage Lending, Mortgage Servicing, Loan Origination, FHA, Residential Mortgages, Credit, Loss Mitigation, Loans, Loan Servicing, Leadership, Mortgage Underwriting, Credit Analysis, Credit Risk, Underwriting, Banking, Finance, Financial Services, Refinance, Risk Management, Reverse Mortgages, VA loans, Real Estate Financing, Commercial Lending, Call Centers, FHA financing, Portfolio Management, Relationship Management, Executive Management, Consumer Lending, Commercial Mortgages, USDA, Small Business Lending, Training
Education
University of South Carolina-Columbia 1996 — 2000
Bachelor of Science (B.S.), Marketing & Entrepreneurial Management
Michelle Scates's Stearns Lending (NMLS #1854) Experience September 2015 - Present
Job Senior Marketing Specialist at Stearns Lending (NMLS #1854)
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) September 2015 - Present
Town Square Financial September 2014 - September 2015
Ebby Halliday Realtors December 2011 - September 2014
Spirit Zone October 2001 - December 2011
Aeroxchange December 2000 - September 2001
Innovax Concepts Corporation October 1997 - December 2000
Skills
Brand Awareness, Product Marketing, Marketing Management, Digital Marketing, Graphic Design, Sales Presentations, Sales Operations, Advertising Sales, Management, Marketing, CRM, Strategy, Leadership, Marketing Communications, Advertising, Start-ups, Business Development, Training, Public Relations, Selling, Social Media, Sales, Social Media Marketing, Marketing Strategy, Email Marketing, Strategic Planning, Project Management, Contract Negotiation, Budgets, Integrated Marketing, Real Estate
Education
University of Kentucky 1988 — 1993
Bachelor's Degree, Commercial and Advertising Art
Stearns Lending (NMLS #1854) September 2015 - Present
Town Square Financial September 2014 - September 2015
Ebby Halliday Realtors December 2011 - September 2014
Spirit Zone October 2001 - December 2011
Aeroxchange December 2000 - September 2001
Innovax Concepts Corporation October 1997 - December 2000
Skills
Brand Awareness, Product Marketing, Marketing Management, Digital Marketing, Graphic Design, Sales Presentations, Sales Operations, Advertising Sales, Management, Marketing, CRM, Strategy, Leadership, Marketing Communications, Advertising, Start-ups, Business Development, Training, Public Relations, Selling, Social Media, Sales, Social Media Marketing, Marketing Strategy, Email Marketing, Strategic Planning, Project Management, Contract Negotiation, Budgets, Integrated Marketing, Real Estate
Education
University of Kentucky 1988 — 1993
Bachelor's Degree, Commercial and Advertising Art
Kevin S. Hoy Kevin S. Hoy's Stearns Lending (NMLS #1854) Experience May 2015 - Present
Job Branch Manager (NMLS #457791) at Stearns Lending (NMLS #1854)
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) May 2015 - Present
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Credit, Refinance, FHA, Residential Mortgages, Consumer Lending, Banking, Credit Analysis, FHA financing, USDA, VA loans, Government Loans, Underwriting, Commercial Mortgages, Real Estate Financing, Loss Mitigation, Business Development, Construction Loans, Sales, Reverse Mortgages, Training, Investment Properties, Home Equity Loans, Certified Mortgage..., First Time Home Buyers, Customer Service, VA Loans, FHA Financing
Education
University of Maryland College Park 1992 — 1997
Bachelor's degree, Finance, General
University of Maryland University College
Master of Business Administration (M.B.A.)
Stearns Lending (NMLS #1854) May 2015 - Present
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Credit, Refinance, FHA, Residential Mortgages, Consumer Lending, Banking, Credit Analysis, FHA financing, USDA, VA loans, Government Loans, Underwriting, Commercial Mortgages, Real Estate Financing, Loss Mitigation, Business Development, Construction Loans, Sales, Reverse Mortgages, Training, Investment Properties, Home Equity Loans, Certified Mortgage..., First Time Home Buyers, Customer Service, VA Loans, FHA Financing
Education
University of Maryland College Park 1992 — 1997
Bachelor's degree, Finance, General
University of Maryland University College
Master of Business Administration (M.B.A.)
Erin Dunne's Stearns Lending (NMLS #1854) Experience September 2014 - April 2015
Job Production Coordinator at CFE Media
Industry Media Production
Experience
CFE Media July 2015 - Present
H2PR April 2015 - June 2015
Stearns Lending (NMLS #1854) September 2014 - April 2015
InterCall June 2012 - July 2012
Chicago Board of Trade June 2010 - August 2011
Skills
PowerPoint, Microsoft Office, Teamwork, Public Speaking, Microsoft Excel, Microsoft Word, Customer Service, Social Media, Creative Writing, Marketing Communications, Public Relations, Team Leadership, Research, Photoshop, English, Facebook, Sales, Social Networking, Editing, Time Management, Blogging, Outlook, Team Building, Cision, Pic Monkey
Education
University of Iowa 2010 — 2014
Bachelor's Degree, Communication Studies, General
University of Iowa 2010 — 2014
Minor, Health Promotion
CFE Media July 2015 - Present
H2PR April 2015 - June 2015
Stearns Lending (NMLS #1854) September 2014 - April 2015
InterCall June 2012 - July 2012
Chicago Board of Trade June 2010 - August 2011
Skills
PowerPoint, Microsoft Office, Teamwork, Public Speaking, Microsoft Excel, Microsoft Word, Customer Service, Social Media, Creative Writing, Marketing Communications, Public Relations, Team Leadership, Research, Photoshop, English, Facebook, Sales, Social Networking, Editing, Time Management, Blogging, Outlook, Team Building, Cision, Pic Monkey
Education
University of Iowa 2010 — 2014
Bachelor's Degree, Communication Studies, General
University of Iowa 2010 — 2014
Minor, Health Promotion
Nicole Nino's Stearns Lending (NMLS #1854) Experience October 2015 - Present
Job DE Underwriter at Stearns Lending
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) October 2015 - Present
Notary Public 2004 - Present
Banc of California March 2015 - October 2015
Banc of California July 2009 - March 2015
Dana Capital Group 2005 - 2008
NovaStar Mortgage 2001 - 2005
Skills
Loans, Refinance, Mortgage Banking, Loan Origination, FHA, Residential Mortgages, Home Equity Loans, Loss Mitigation, VA loans, Mortgage Lending, Real Estate Financing, FHA financing, Credit, Investment Properties, Funding, Mortgage Underwriting, Mortgage Servicing, Reverse Mortgages, First Time Home Buyers, Government Loans, Processing, Branch Management, Purchase Money, Escrow, Title Insurance, HUD, Notary Public, Credit Analysis, Investors, Loan Modifications, Real Estate Economics, Loan Servicing, Closings, REO, Foreclosures, Commercial Mortgages, USDA, Streamline, CalHFA
Education
University of Phoenix 2009 — 2013
Bachelor of Science (B.S.), Psychology
Stearns Lending (NMLS #1854) October 2015 - Present
Notary Public 2004 - Present
Banc of California March 2015 - October 2015
Banc of California July 2009 - March 2015
Dana Capital Group 2005 - 2008
NovaStar Mortgage 2001 - 2005
Skills
Loans, Refinance, Mortgage Banking, Loan Origination, FHA, Residential Mortgages, Home Equity Loans, Loss Mitigation, VA loans, Mortgage Lending, Real Estate Financing, FHA financing, Credit, Investment Properties, Funding, Mortgage Underwriting, Mortgage Servicing, Reverse Mortgages, First Time Home Buyers, Government Loans, Processing, Branch Management, Purchase Money, Escrow, Title Insurance, HUD, Notary Public, Credit Analysis, Investors, Loan Modifications, Real Estate Economics, Loan Servicing, Closings, REO, Foreclosures, Commercial Mortgages, USDA, Streamline, CalHFA
Education
University of Phoenix 2009 — 2013
Bachelor of Science (B.S.), Psychology
Lalitha Manohari MBA (Finance) Lalitha Manohari MBA (Finance)'s Stearns Lending (NMLS #1854) Experience August 2015 - Present
Job Sr. Mortgage Loan Officer C: 5106041265
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) August 2015 - Present
RealtyChampion Inc January 2013 - August 2015
Taxchampion Inc January 2000 - August 2015
Skills
Negotiating the best..., Tax Preparation
Education
University of Bridgeport, Connecticut. 2000 — 2019
Masters in Finance, Finance and Investments
University of Madras
Masters in Finance, Finance and Accounting
Various On Line and Live Training regularly for CA RE Broker License & NMLS License
Stearns Lending (NMLS #1854) August 2015 - Present
RealtyChampion Inc January 2013 - August 2015
Taxchampion Inc January 2000 - August 2015
Skills
Negotiating the best..., Tax Preparation
Education
University of Bridgeport, Connecticut. 2000 — 2019
Masters in Finance, Finance and Investments
University of Madras
Masters in Finance, Finance and Accounting
Various On Line and Live Training regularly for CA RE Broker License & NMLS License
Jill Duke's Stearns Lending (NMLS #1854) Experience January 2015 - June 2015
Job Risk Management Premier Nationwide Lending Flower Mound Texas
Industry Financial Services
Experience
Premier Nationwide Lending June 2015 - Present
Stearns Lending (NMLS #1854) January 2015 - June 2015
Stearns Lending June 2014 - January 2015
Citibank N.A. September 2009 - May 2014
CitiMortgage 2007 - 2009
CitiMortgage April 2005 - July 2007
Citifinancial Mortgage April 2003 - March 2005
Education
University of North Texas 1996 — 1998
Political Science
Tarrant County College 1994 — 1995
Richwoods High School
Premier Nationwide Lending June 2015 - Present
Stearns Lending (NMLS #1854) January 2015 - June 2015
Stearns Lending June 2014 - January 2015
Citibank N.A. September 2009 - May 2014
CitiMortgage 2007 - 2009
CitiMortgage April 2005 - July 2007
Citifinancial Mortgage April 2003 - March 2005
Education
University of North Texas 1996 — 1998
Political Science
Tarrant County College 1994 — 1995
Richwoods High School
Judit Miko's Stearns Lending (NMLS #1854) Experience January 2012 - November 2012
Job Senior Closer at Guaranteed Rate
Industry Banking
Experience
Guaranteed Rate November 2012 - Present
Stearns Lending (NMLS #1854) January 2012 - November 2012
Prospect Mortgage, LLC October 2011 - December 2011
Everbank February 2009 - September 2011
United Home Loans August 2003 - August 2008
Education
University of Minnesota-Twin Cities 1988 — 1990
Entomology
University of Minnesota-Twin Cities 1976 — 1980
Bachelor of Science (B.S.), Botany/Plant Biology
Guaranteed Rate November 2012 - Present
Stearns Lending (NMLS #1854) January 2012 - November 2012
Prospect Mortgage, LLC October 2011 - December 2011
Everbank February 2009 - September 2011
United Home Loans August 2003 - August 2008
Education
University of Minnesota-Twin Cities 1988 — 1990
Entomology
University of Minnesota-Twin Cities 1976 — 1980
Bachelor of Science (B.S.), Botany/Plant Biology
Tonya Rellinger's Stearns Lending (NMLS #1854) Experience November 2014 - Present
Job Account Executive at Stearns Lending (NMLS #1854)
Industry Banking
Experience
Stearns Lending (NMLS #1854) November 2014 - Present
Caliber Funding January 2014 - October 2014
Franklin American Mortgage Company March 2012 - July 2013
Met Life Bank September 2011 - March 2012
Home Savings of America October 2008 - March 2010
Washington Mutual Bank October 2000 - March 2008
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, USDA, Loans, VA loans, Credit, Underwriting, First Time Home Buyers, Credit Analysis, Mortgage Underwriting, FHA financing, VA Loans, FHA Financing
Education
Georgia State Univerisity 1993 — 1996
Bachelor of Applied Science (BASc), Biology/ Chemistry
University of Florida 1992 — 1993
Stearns Lending (NMLS #1854) November 2014 - Present
Caliber Funding January 2014 - October 2014
Franklin American Mortgage Company March 2012 - July 2013
Met Life Bank September 2011 - March 2012
Home Savings of America October 2008 - March 2010
Washington Mutual Bank October 2000 - March 2008
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, USDA, Loans, VA loans, Credit, Underwriting, First Time Home Buyers, Credit Analysis, Mortgage Underwriting, FHA financing, VA Loans, FHA Financing
Education
Georgia State Univerisity 1993 — 1996
Bachelor of Applied Science (BASc), Biology/ Chemistry
University of Florida 1992 — 1993
Laurie Sullivan's Stearns Lending (NMLS #1854) Experience April 2014 - Present
Job SVP, Compliance at Stearns Lending (NMLS #1854)
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) April 2014 - Present
BD Consulting April 2012 - April 2014
MetLife Home Loans December 2010 - March 2012
Nationstar Mortgage November 2009 - April 2010
Bank of America December 2002 - November 2009
Skills
Mortgage Banking, Banking, Credit, Credit Analysis, Refinance, Compliance Management, Regulatory Compliance, Licensing, Exam Management, Regulatory Analysis, Business Process, Cross-functional Team..., FHA, Financial Risk, Loan Origination, Loans, Loss Mitigation, Management, Mortgage Lending, Policy, Process Improvement, Software Documentation, Underwriting
Education
University of Oklahoma 1982 — 1990
Bachelor of Business Administration, Finance
Stearns Lending (NMLS #1854) April 2014 - Present
BD Consulting April 2012 - April 2014
MetLife Home Loans December 2010 - March 2012
Nationstar Mortgage November 2009 - April 2010
Bank of America December 2002 - November 2009
Skills
Mortgage Banking, Banking, Credit, Credit Analysis, Refinance, Compliance Management, Regulatory Compliance, Licensing, Exam Management, Regulatory Analysis, Business Process, Cross-functional Team..., FHA, Financial Risk, Loan Origination, Loans, Loss Mitigation, Management, Mortgage Lending, Policy, Process Improvement, Software Documentation, Underwriting
Education
University of Oklahoma 1982 — 1990
Bachelor of Business Administration, Finance
Jeffrey Kaczorowski's Stearns Lending (NMLS #1854) Experience June 2014 - Present
Job DE Underwriter at Stearns Lending LLC
Industry Financial Services
Experience
Stearns Lending (NMLS #1854) June 2014 - Present
PMAC Lending Services Inc. September 2012 - January 2014
JPMorgan Chase August 2009 - September 2012
AMC September 2003 - May 2007
The Mortgage Exchange October 2001 - July 2003
Morrison & Morrison LTD October 1997 - July 2001
Arthur Andersen, LLP January 1996 - June 1997
Skills
Mortgage Lending, Customer Service, Training, Analysis, Marketing, Credit, FHA, Credit Analysis, Residential Mortgages, Loans, Insurance, Underwriting, Banking, Auditing, Refinance, Commercial Banking, Management, Commercial Lending, Mortgage Banking, Accounting, Sales, Fraud, Consumer Lending, Credit Risk, Loan Origination, Portfolio Management
Education
University of Illinois 1989 — 1993
Bachelors of Arts, Marketing
Stearns Lending (NMLS #1854) June 2014 - Present
PMAC Lending Services Inc. September 2012 - January 2014
JPMorgan Chase August 2009 - September 2012
AMC September 2003 - May 2007
The Mortgage Exchange October 2001 - July 2003
Morrison & Morrison LTD October 1997 - July 2001
Arthur Andersen, LLP January 1996 - June 1997
Skills
Mortgage Lending, Customer Service, Training, Analysis, Marketing, Credit, FHA, Credit Analysis, Residential Mortgages, Loans, Insurance, Underwriting, Banking, Auditing, Refinance, Commercial Banking, Management, Commercial Lending, Mortgage Banking, Accounting, Sales, Fraud, Consumer Lending, Credit Risk, Loan Origination, Portfolio Management
Education
University of Illinois 1989 — 1993
Bachelors of Arts, Marketing