Experience
Wells Fargo Home Mortgage   July 2014 - Present
First National Bank Alaska  April 2002 - July 2014
Homelife Benchmark Realty  1995 - 2000
ReMax 2000 Realty Inc.  1992 - 1995

Skills
Mortgage Lending, Real Estate, Commercial Lending, Loans, Loan Origination, Marketing, FHA financing, Real Estate Financing, AHFC financing, VA Financing, Home Equity Lines of..., VA loans, Construction Loans, Small Business Lending, Lines Of Credit, Consumer Lending, Commercial Mortgages, FHA Financing, Loan Servicing, VA Loans, First Time Home Buyers, Investment Properties, Single Family Homes, Foreclosures

Education
The University of British Columbia
Graduate, Real Estate

Burnaby South Senior Secondary
Graduate, 12

Experience
Wells Fargo Home Mortgage   September 2011 - Present
M&T Bank  1997 - 2011

Skills
Sales, Mortgage Marketing, Mortgage Lending, Loans, Management, Mortgage Banking, First Time Home Buyers, Loan Origination, Residential Mortgages, Credit

Education
The Sage Colleges-Sage Graduate School   2011 — 2013
Master's degree, Organizational Management

The Sage Colleges-Sage College of Albany   2007 — 2010
Bachelor's degree, Psychology

Experience
WIKA Instrument, LP  October 2008 - Present
Fidelity National Title  March 2005 - October 2008
Wells Fargo Home Mortgage   February 2003 - March 2005

Skills
Account Management, Sales, Sales Process, New Business Development, Sales Management, Mortgage Lending, Key Account Management, Real Estate Laws and..., Sales Operations, Solution Selling, Direct Sales, Negotiation, Business Development, B2B, International Sales, Sales Presentations

Education
The University of Georgia   1993 — 1996

Winder-Barrow High School   1990 — 1993

Experience
Acopia Home Loans  September 2014 - Present
Regions Financial Corporation  April 2014 - September 2014
SunTrust Mortgage  September 2013 - April 2014
EverBank  September 2012 - September 2013
Wells Fargo Home Mortgage   January 2012 - August 2012
RBC  December 2008 - December 2011
Amerisave Mortgage Corporation  July 2008 - November 2008
JPMorgan Chase  September 2006 - March 2008
Wells Fargo Home Mortgage   July 2000 - August 2006
Associates  1996 - 1998

Skills
Mortgage Lending, Mortgage Banking, Loans, Credit, FHA, Refinance, Residential Mortgages, Loan Origination, Underwriting, Banking, FHA financing, USDA, VA loans, Reverse Mortgages, Consumer Lending, Credit Analysis, Sales Management, Risk Management, Finance, B2B, Real Estate Financing, Brokers, Disability Insurance, Lead Generation, Real Estate, Career Development..., First Time Home Buyers, Professional Mentoring, Leadership Development, Investment Properties, Construction Loans, Retail Banking, Certified Mortgage..., Government Loans, Mortgage Underwriting, Home Equity Loans, FHA Financing, VA Loans

Education
The University of Akron   1992 — 1996
Bachelor of Science (BS), Education

The University of Akron   1992 — 1996
BS

Experience
Dignified Home Loans, LLC  December 2014 - Present
Wells Fargo Home Mortgage   May 2013 - July 2014
Lakeside Pizza   October 2009 - May 2013
Ace Mortgage Funding  January 2006 - June 2008
RadioShack  August 2005 - February 2006

Skills
Mortgage Banking, Microsoft Excel, Mortgage Lending, FHA, Microsoft Office, Residential Mortgages, PowerPoint, Refinance, Loan Origination, Team Building, Customer Service, Microsoft Word, Leadership, Public Speaking, Loans, Entrepreneurship, Sales, Training, Management, Team Leadership

Education
The Ohio State University   2001 — 2005
Bachelor of Arts (B.A.), Bachelors, School of Art and Sciences

Allied Schools   2014 — 2015
Licensing and Certifications for Real Estate and Lending, Real Estate, 3.9

Experience
Lifestyle Publications  May 2015 - Present
The Helping Hive / Squared Away Atlanta / Honey Bee Broads, LLC   September 2008 - Present
GMAC Bank  2007 - 2008
Wells Fargo Home Mortgage   2000 - 2006
NewCentury   1999 - 2000
ContiMortgage  1997 - 1999

Skills
Residential Homes, Interior Design, Trade Shows, Marketing, Organization, Home Staging, Project Planning, Home Offices, Small Business, Sales, New Business Development, Event Planning, Real Estate, Facebook, Social Media Marketing, Copywriting, Event Management

Education
The University of Georgia
BSED, English Education

Experience
YMCA  November 2010 - Present
Self-Employed  July 2002 - Present
Performance Development Resources - Park Nicollet   September 2001 - July 2002
Wells Fargo Home Mortgage   December 2000 - April 2001
Instruction Set  April 1998 - September 2000
OSU Center on Education and Training for Employment   February 1997 - December 1997
S4 Consultants  August 1997 - November 1997

Skills
Teaching, Training, Curriculum Design, Editing, Staff Development, Teacher Training, Research, Classroom, Curriculum Development, Public Speaking, Tutoring, Program Development, Non-profits, Coaching, HTML, Leadership Development, Community Outreach, PowerPoint, Social Media, Fundraising, Volunteer Management, E-Learning, Adult Education, Instructional Design

Education
The Ohio State University   1997 — 1998
Master of Science, Extension Education

The Ohio State University   1991 — 1996
Bachelor of Music, Vocal Performance

Upper Arlington High School   1988 — 1991

Experience
First Federal Bank  July 2014 - Present
HomeServices Lending  March 2013 - July 2014
Wells Fargo Home Mortgage   February 2011 - February 2013
Community Home Lending  July 2010 - February 2011
National Bank of Kansas City  February 2008 - April 2010
Capital One Home Loans/ESmart Loan   January 2003 - January 2008
Knit Rite, Inc.   January 2001 - January 2003
Salter Labs  January 1999 - January 2001
American HomePatient  January 1997 - January 1999

Education
University of Kansas
Bachelor's Degree, Business Administration and Management, General

Experience
Wells Fargo Home Mortgage   August 2010 - Present
DM Financial   February 2004 - September 2010

Skills
Refinance, Loan Origination, Mortgage Lending, Loans, Outlook, Mortgage Banking, Residential Mortgages, Credit, Reverse Mortgages, Construction Loans, VA loans, FHA financing, USDA, Banking, FHA, First Time Home Buyers, Investment Properties, Real Estate, Foreclosures, Customer Service, REO, Short Sales, Sales, Credit Analysis

Education
The University of Georgia   1989 — 1991
Associates, Finance/ Business Management

Experience
Wells Fargo Home Mortgage   February 2010 - Present
Provision Funding Group   September 2008 - March 2010
Sovereign Bank  June 2006 - August 2008
Bank of America  August 1989 - May 2006
Bank of America Vendor Finance   1989 - 2006
CMI  January 1986 - July 1989
Burroughs  August 1969 - December 1985

Skills
Loans, Mortgage, Mortgage Lending, Leadership, Asset Management, Consumer Lending, Sales Management, Selling, Investments, New Business Development, Sales, Business Development, Credit, Commercial Lending, Finance, Credit Analysis, Risk Management, Residential Mortgages, Refinance, FHA, Loan Origination, Mortgage Banking, Underwriting, Insurance, Financial Modeling, Portfolio Management, FHA financing, Banking, USDA, VA loans, Financial Structuring, Construction Loans, Reverse Mortgages, Credit Risk, Commercial Mortgages, Relationship Management, Small Business, FHA Financing

Education
The University of Akron   1963 — 1964

Experience
Don's Car Care   April 2005 - Present
Wells Fargo Home Mortgage   March 2003 - April 2005
Tilton's Automotive   April 2002 - April 2003
Firestone  January 1997 - April 2002
R.J.Wheels   September 1994 - November 1996

Skills
Sales, Team Building, Customer Satisfaction, Customer Service, Management, Sales Management, Leadership, New Business Development, Marketing Strategy

Education
Newark Senior High School

The Ohio State University

Experience
Self Employed  2014 - Present
Wells Fargo Home Mortgage   2012 - June 2013
American Shakespeare Center  January 2010 - September 2012
U.S. Trust, Bank of America   2007 - 2008
Bank of America  October 1999 - July 2007
NationsBank (Bank of America)   September 1993 - October 1999
Crédit du Nord  January 1991 - December 1992
Citizens and Southern National Bank (Bank of America)   January 1980 - December 1990
Citizens and Southern National Bank (Bank of America)   January 1976 - January 1980

Skills
Credit underwriting for..., Custom mortgage delivery, Fundraising, Non-profits, Credit, Banking, Commercial Banking, Event Planning, Mergers, Investments, Event Management, Strategic Planning, Public Speaking, Leadership Development, Team Building

Education
The University of Georgia   1971 — 1974
B.A., Psychology

Experience
CrossCountry Mortgage Inc.  April 2014 - Present
Wells Fargo Home Mortgage   January 2013 - September 2013
Residential Finance Corporation  June 2010 - January 2012

Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Refinance, FHA, Loans, Residential Mortgages, Credit, VA loans, FHA financing, USDA, Banking, Credit Analysis, Reverse Mortgages, Underwriting

Education
The University of Akron   1998 — 2002

Experience
Wells Fargo Home Mortgage   February 2012 - Present
Bank of America  December 2009 - January 2011
Wells Fargo Bank  January 2008 - November 2008
Countrywide Home Loans  April 2002 - January 2008
Charter Media  January 2000 - January 2002
K-BIG 104.3 FM Radio   January 1997 - January 2000
DIAGRAPH CORPORATION  January 1994 - January 1997
MONARCH MARKING SYSTEMS  January 1991 - January 1994
XSCRIBE CORPORATION  January 1985 - January 1991
IBM CORPORATION  January 1976 - January 1985

Skills
Voice Over, Announcer, Public Speaking, Mortgage, Loans, Banking, New Business Development, Cold Calling, Negotiation, Customer Relations, Team Building, Mortgage Lending, Consultative Selling, Fundraising, Account Management, Event Planning, Business Development, Credit, Sales Management, Selling, Customer Service, Marketing

Education
The Ohio State University   1972 — 1976
B.S., Finance/Marketing

Campbell Memorial High School   1968 — 1972
Diploma, College Preparatory

Experience
Northeast Ohio Media Group  October 2013 - Present
MyPrime Fitness and Lifestyle   July 2014 - Present
New Avenues to Independence  January 2012 - December 2013
Real Street Marketing   July 2010 - September 2013
Wells Fargo Home Mortgage   April 2010 - May 2011
Crossroads Connections Chapter of BNI   October 2008 - November 2010
First Place Bank  August 2008 - April 2010
Lake Geauga Area Assoc. of Realtors   2008 - 2010
AmTrust Bank  October 2004 - August 2008
Ohio Savings Bank  2004 - 2008

Skills
Training, Sales, Social Networking, CRM, Social Media, Outlook, Marketing, Coaching, Public Speaking, Selling, Microsoft Office, Customer Service, Refinance, FHA, Leadership, Loans, Mortgage Lending, Banking, Financial Analysis, Social Media Marketing, Real Estate Transactions, Process Improvement, Facebook, Residential Homes, Investment Properties, Management, Real Estate, Advertising, Sellers, Small Business, Sales Management, Negotiation

Education
The Ohio State University   1977 — 1981

Experience
The First Bexley Bank   May 2006 - Present
National City Mortgage  December 2004 - April 2006
Wells Fargo Home Mortgage   September 2003 - December 2004
National City Mortgage  September 2001 - September 2003
The Provident Bank  March 1996 - September 1998
Fifth Third Bank  June 1987 - August 1995

Skills
Mortgage Lending, Loans, Banking, Residential Mortgages, Credit, Residential Homes, Retail Banking, FHA, Commercial Lending, Mortgage Banking, Commercial Mortgages, Loan Origination, Financial Analysis, USDA, Refinance, VA loans, Portfolio Management, Sales, Credit Analysis, Consumer Lending, Home Equity Loans, FHA financing, Real Estate Economics, Investment Properties, Small Business Lending, Real Estate Transactions, First Time Home Buyers, Real Estate, Commercial Banking, Lines Of Credit, Underwriting

Education
The Ohio State University Fisher College of Business   1981 — 1983
BS Business Administration, Business- Production and Operations Management

Villanova University   1978 — 1981
Business

Wootton High School   1975 — 1978

Experience
Wells Fargo Dealer Services  December 2014 - Present
Wells Fargo Home Mortgage   December 2011 - December 2014
Bank of America  September 2009 - December 2011
Capital One  July 2007 - February 2009
GMAC  November 1989 - July 2007

Skills
Refinance, Mortgage, Investment Properties, Real Estate, Residential Homes, Mortgage Banking, FHA, VA loans, Credit, Loan Origination, USDA, Residential Mortgages

Education
The University of Kansas   1982 — 1986
BA, Communications

Experience
United Community Bank  August 2014 - Present
Brand Mortgage Group  April 2013 - August 2014
Wells Fargo Home Mortgage   June 2012 - April 2013
CertusBank  August 2011 - June 2012
SunTrust Bank  March 2007 - August 2011
Enterprise Rent-A-Car  February 2006 - March 2007

Skills
Personal Financial..., Finance, Financial Analysis, Investment Properties, Mortgage Lending, Customer Service, Commercial Lending, Sales Presentations, Sellers, Mortgage Banking, Loans, Securities, Loan Origination, Client Relations Skills, Credit, Credit Analysis, Residential Mortgages, Banking, Management, Sales, Underwriting

Education
The University of Georgia   2001 — 2005
Bachelor of Arts (BA), Economics

Experience
Intradiem  October 2013 - Present
Intradiem  September 2010 - Present
Intradiem  January 2011 - September 2013
Wells Fargo Home Mortgage   April 2003 - August 2005
Gold Mountain Mortgage, LLC   March 2002 - November 2002

Skills
Marketing Automation, Demand Generation, SaaS, Salesforce.com, Lead Generation, Sales Enablement, CRM, Solution Selling, Email Marketing, B2B, Marketing, Enterprise Software, Sales Process, Strategic Partnerships, Sales, Professional Services, Selling, Business Development, Management, Direct Sales, Software Industry, Cold Calling

Education
The University of Georgia   1999 — 2001
Bachelor of Business Administration (BBA), Marketing

North Georgia College and State University   1997 — 1999

Experience
Castlight Health  February 2014 - Present
Fairview Health Services  May 2012 - December 2013
Covidien  February 2012 - April 2012
Wells Fargo Home Mortgage   October 2011 - December 2011
University of Minnesota  June 2009 - August 2011
St. Paul Career Center   October 2009 - April 2011

Skills
Business Analysis, QlikView Development, Microsoft Excel, Process Improvement, Leadership

Education
University of Minnesota   2007 — 2011
Bachelor of Science, Applied Economics

Albert-Ludwigs-Universität Freiburg im Breisgau   2010 — 2010
Economics and International Business

Experience
Wells Fargo Home Mortgage   2013 - Present
Wells Fargo NMLSR ID 408788   December 2001 - Present
Wells Fargo Home Mortgage   2001 - Present

Skills
Mortgage Lending, Refinance, FHA, Loans, Mortgage Banking, Reverse Mortgages, Real Estate, FHA financing, Finance, Customer Service, Credit, Sellers, Referrals, Condos, Leadership, Residential Mortgages, Foreclosures, HUD, VA loans, Investment Properties, First Time Home Buyers, USDA, Training, Investors, REO, Real Estate Transactions, Consumer Lending, Credit Analysis, Commercial Lending, Construction Loans, Government Loans, Mortgage Underwriting, Certified Mortgage..., Loan Origination, Commercial Mortgages, Loss Mitigation, Home Equity Lines of..., Real Estate Financing, Small Business Lending, Underwriting, Home Equity Loans, Mortgage Servicing, Mortgage Marketing, Lines Of Credit, Banking, Branch Management, Sales, Loan Servicing, SBA, Cross Selling

Education
The Ohio State University Fisher College of Business   1993 — 1997
Business Adminstration, Transportation and Logistics

Columbus Academy   1985 — 1991
high school

Experience
Elsie Encarnacion Insurance and Financial Services Inc.   January 2008 - Present
Capital Mortgage  January 2005 - Present
ACM Mortgage Services   March 2004 - Present
The Mortgage Store of Connecticut   March 2001 - Present
AM Mortgage Services,LLC   January 2000 - Present
Wells Fargo Home Mortgage   January 2000 - May 2005
Fleet Bank  July 2003 - March 2004
Wells Fargo Home Mortgage   December 2001 - May 2003
refinancing loans   January 2000 - November 2001
Enthone OMI  January 1999 - January 2000

Education
The University of Connecticut School of Business   2010 — 2012
Finance, Accounting

University of Phoenix   2010 — 2012
Business Administration and Management, General

University of Phoenix
High School, Business Administration; Finance; Vocational curriculum; auto mechanics

Experience
American Family Insurance  July 2010 - Present
Thomas McGee, L.C.   November 2007 - July 2009
Wells Fargo Home Mortgage   April 2002 - July 2007

Skills
Insurance, Mortgage, Risk, Commercial Insurance, Customer Relations, Home, Credit, Workers Compensation, Mortgage Lending, Financial Risk, Customer Service, Management, Coaching, Property & Casualty..., Life Insurance, Risk Management, Umbrella Insurance, Sales

Education
The University of Kansas   1991 — 1995
BS, Journalism - Advertising

Experience
CrossCountry Mortgage, Inc.   June 2015 - Present
Clayton Holdings  April 2015 - June 2015
Citizens Banking Co.   July 2014 - April 2015
Wells Fargo Home Mortgage   April 2013 - December 2013
Wells Fargo Home Mortgage   June 2010 - April 2013
Financial Health Counseling Services, Inc   January 2008 - December 2010
Wells Fargo Home Mortgage   January 1995 - June 2010
Home Builders Association of Greater Cleveland   January 1997 - December 2009

Skills
Credit Cards, Mortgage Lending, Banking, Credit, Loans, Commercial Lending, Credit Analysis, Leadership, Training, Loan Origination, Sales Management, Insurance, Finance, Sales, Mortgage Banking, Residential Mortgages, Management, Loan Servicing, Mortgage Underwriting, FHA Direct Endorsement..., Consumer Lending, Refinance, FHA, Coaching Staff, USDA, Underwriting, Construction Loans, VA loans, FHA financing, VA Loans, FHA Financing

Education
University of Findlay   1974 — 1978
BS, Economics and Finance

Experience
Land Source Environmental, LLC   February 2015 - Present
Burch Hydro Inc.   September 2012 - January 2015
Quasar Energy Group  September 2011 - November 2011
Resource Management Inc.  February 2008 - September 2011
Wells Fargo Home Mortgage   January 1989 - December 2007
Prudential Joy Tarbel Realty   February 1997 - January 1998
Saco Bound, Downeast Whitewater, Northern Extremes   March 1996 - December 1996
Wheelabrator Clean Water Systems - Bio Gro Systems   March 1987 - February 1996

Skills
Waste, Recycling, Energy, Biofuels, Sustainability, Environmental Awareness, Strategic Planning, Renewable Energy, Agriculture, Project Management, Microsoft Office, Public Speaking, New Business Development, Sales Management, Proposal Writing, Project Planning, Contract Negotiation, Analysis, Sales, Public Relations, Negotiation, Business Planning

Education
The Ohio State University   1981 — 1987
Bachelor of Science, Soil Science and Agronomy, General

Agricultural Technical Institute of The Ohio State University   1982 — 1984
Associates in Applied Science, Soil and Water Conservation

Experience
United Concordia  June 2011 - Present
ADP TotalSource  December 2009 - June 2011
HotSauce Technologies  August 2008 - December 2009
Countrywide Mortgage  February 2007 - August 2008
Wells Fargo Home Mortgage   2005 - 2006
Suntrust Mortgage  2005 - 2005
RLG Corporate   2000 - 2002

Skills
Underwriting, Health Insurance, Training, Marketing, Employee Relations, Cold Calling, Management, Strategic Planning, Negotiation, Sales, Human Resources, Recruiting, Insurance, B2B, Employee Benefits, Customer Service, Account Management, Salesforce.com, Sales Operations, Risk Management, Sales Management, Analysis, Contract Negotiation, Dental Insurance, Brokers, Direct Sales, Leadership, Lead Generation, Solution Selling, Microsoft Office

Education
The University of Georgia   1996 — 2000
Bachelor of Science

McIntosh High School   1996 — 1996

Experience
Ally Financial Inc.  September 2013 - Present
Bank of America  September 2011 - September 2013
Fifth Third Bank  April 2006 - August 2011
Wells Fargo Home Mortgage   May 2001 - April 2006

Skills
Underwriting, Credit, Team Building, Leadership, Operations Management, Process Improvement, Strategic Planning, Risk Assessment, Project Management, Operational Risk, Operational Risk..., Consumer Lending, Mortgage Lending, Risk Management, Credit Risk

Education
The Ohio State University   1995 — 1999

Experience
Odd Jobs  2010 - Present
Prime Mortgage Lending  April 2013 - August 2014
Wells Fargo Home Mortgage   June 2012 - 2013
Chase  2012 - 2012
AirShares Elite  2009 - July 2011

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, English, Windows, Research, Outlook, Photoshop, Teaching, HTML, Budgets, C++, Public Speaking, Mortgage Lending, Real Estate, Business Development, Loans, Sales, Strategy, Investment Properties, Management, Refinance, Selling, Customer Satisfaction, Entrepreneurship, Retail, New Business Development, Strategic Planning

Education
The Ohio State University   1983 — 1988
Bachelor of Arts (B.A.), Business, Management, Marketing, and Related Support Services

Experience
D.C. Dog Runner   February 2013 - Present
Kernan Professional Group   November 2013 - Present
LifeCare Hospitals of Dallas   November 2011 - November 2012
Wells Fargo Home Mortgage   November 2009 - May 2011
UPS  August 2003 - August 2007

Skills
Management, Program Management, Time Management, Customer Service, Loans, Shipping, Microsoft Excel, Microsoft Office, Leadership, PowerPoint, Process Improvement, Microsoft Word, Start-ups

Education
The University of Dallas
Bachelor of Arts (B.A.), Biology

Experience
PrimeLending NMLS 327550   December 2014 - Present
Wells Fargo Home Mortgage   December 2011 - December 2014
Bank of America Home Loans  March 2011 - January 2012
The PrivateBank  October 2010 - March 2011
FirsTrust   March 2009 - September 2009
Frontier Financial   February 2007 - March 2009
LandAmerica Lender Services  2005 - 2007
Affordable Mortgage Solutions LLC   May 2001 - December 2006
AmeriFirst Inc   January 1999 - January 2001

Skills
Mortgage Lending, FHA, Refinance, Loan Origination, Loans, Residential Mortgages, Investment Properties, Certified Mortgage..., Real Estate, Mortgage Banking, Reverse Mortgages, Home Equity Loans, USDA, Credit, Marketing Strategy, Sales, Referrals, Management, CRM, Finance, Marketing, Underwriting, First Time Home Buyers, Training, FHA Financing, VA loans, Financial Services, Government Loans, Construction Loans, Home Equity Lines of..., Mortgage Servicing, Title Insurance, Relationship Management, Condos, Mortgage Underwriting, Credit Analysis, Banking, Foreclosures, Real Estate Financing, REO, VA Loans

Education
The University of Kansas   2010 — 2013
Business

Blue Springs High School   1988 — 1992
High School, the normal

Experience
Self Help Enterprises  May 2008 - Present
Fresno County Federal Credit Union  October 2005 - May 2008
Wells Fargo Home Mortgage   February 2000 - September 2005
Provident Mortgage Corporation   September 1993 - April 2000

Skills
MS Office Suite, Chinese culture, Outlook, Microsoft Excel, Customer Service, Research, Microsoft Word, Administrative..., Team Building, Data Entry, Access, Funding, Fundraising, Non-profits, Spreadsheets, Data Analysis, Nonprofits, Microsoft Office, Event Planning

Education
The University of Kansas   1988 — 1991
BA, East Asian Language and Culture

Tulsa Community College   1984 — 1988
AS, Computer Programming

Booker T. Washington High School

Experience
First Federal of Lakewood  July 2012 - Present
Fifth Third Bank  January 2009 - July 2012
Wells Fargo Home Mortgage   September 2005 - January 2009
Developer's Mortgage   July 1997 - September 2005

Skills
Residential Mortgages, Conventional Lending, Jumbo Lending, Construction Lending, FHA Lending, VA Lending, USDA Rural Housing, OHFA, FHA 203K, FHA financing, Loans, Construction Loans, FHA, Real Estate, REO, Residential Homes, Consumer Lending, Certified Mortgage..., VA loans, Credit Analysis, USDA, Mortgage Banking, Sellers, Loan Origination, Refinance, Mortgage Lending, Sales, Credit, Commercial Banking, Banking, Commercial Lending, Reverse Mortgages, Foreclosures, Credit Risk, Investment Properties, Portfolio Management, Leadership, Referrals, Commercial Mortgages, Investments, First Time Home Buyers, Small Business Lending, Finance, Real Estate Financing, Government Loans, Short Sales, HUD, Underwriting, Loan Servicing, FHA Financing

Education
The Ohio State University   1991 — 1996
Bachelor of Arts (B.A.), English Language and Literature/Letters

Experience
Modis  August 2014 - Present
Modis  July 2011 - August 2014
Wells Fargo Home Mortgage   July 2008 - July 2011

Skills
Technical Recruiting, Internet Recruiting, Vendor Management, Contract Recruitment, Contract Negotiation, Talent Acquisition, Qualifying Candidates, Qualifying Prospects, Relationship Management

Education
Iowa State University   2004 — 2008
Bachelor or Science, Busniess

The University of Hull   2007 — 2007
Bachelor of Science (B.S.)

Experience
Wells Fargo Home Mortgage   February 2007 - Present

Skills
Refinance, Investment Properties, Mortgage Lending, Short Sales, Credit, Banking, First Time Home Buyers, Loans, Credit Analysis, Finance, Home Equity Loans, Lines Of Credit, FHA, Mortgage Banking, Residential Mortgages, VA loans

Education
The University of Akron   1987 — 1991
BFA, dance

Experience
Sewell Automotive Companies  July 2015 - Present
Sewell Automotive Companies  May 2013 - June 2015
SOL Shading Solutions   November 2011 - May 2013
St Gregory Retreat Centers   March 2010 - November 2011
Cabaret West Glen   October 2009 - November 2011
Outdoor Experts LLC   1994 - November 2011
Federal Express  October 2008 - March 2010
Association Member Benefits Advisors  2009 - 2009
Wells Fargo Home Mortgage   January 2007 - August 2008
Road Rally Charities   2006 - 2008

Skills
Customer Service, Social Media, Microsoft Excel, Public Speaking, Fundraising, PowerPoint, Sales, Team Building, Microsoft Office, Outlook, Management, Microsoft Word, Event Planning, Research, Marketing, Access, Strategic Planning, Team Leadership, Coaching, Event Management, Analysis, Time Management, Advertising, Purchasing, Budgets, Training, Nonprofits, Leadership, Social Networking, Customer Satisfaction, Project Management

Education
The University of Dallas   2001 — 2005
Bachelors, Economics & Finance

Universita di Dallas a Roma   2002 — 2002

Experience
Karen S. Godfrey & Associates, Inc.   March 2001 - Present
Karen S. Godfrey & Associates, Inc.   March 2001 - Present
LadySlipper Kees   1999 - 2014
GMAC ResCap  2003 - 2006
GMAC ResCap  2003 - 2006
Wells Fargo Home Mortgage   April 1999 - 2001
KPMG Advisory  1996 - 1999
Barefoot, Marrinan & Associates, Inc.   1989 - 1996
Various Banks, Finance, and Mortgage Companies   1974 - 1986

Skills
Financial Services, Banking, Risk Management, Integration, Management, Project Management, Strategic Planning, Enterprise Risk..., Regulatory Compliance, Governance, Public Speaking, Process Improvement, Fair Lending, Risk Assessment, Credit Cards, Loss Mitigation, Fraud, Program Management, Agile Methodolgy, Technical Writing, Litigation Support, Training Course..., Training Delivery, Operations Risk, Loan Origination, Underwriting, Loan Servicing, Consulting, Internal Controls, Requirements Analysis, Cross-functional Team..., Financial Risk, Leadership Development, Credit, Strategy, Critical Thinking, Leadership

Education
Post Graduate Continuing Education   1976 — 2015
Risk Management, Compliance, Financial Services

The Ohio State University   1974 — 1976
ABT M.A., Chinese History

University of Toledo   1971 — 1974
B.A. (cum laude), Journalism and Asian Studies

University of California, San Diego   1971 — 1971
Chinese Studies Summer Intensive, Intensive Chinese Studies, Submersion

Experience
Prospect Mortgage, LLC  September 2011 - Present
Wells Fargo Home Mortgage   November 2010 - September 2011
Regions Financial Corporation  November 2008 - November 2010
Wachovia Mortgage FSB  2007 - 2008
New Century Mortgage  June 1999 - May 2007

Skills
Mortgage Lending, Loans, Mortgage Banking, FHA, Credit, Loan Origination, Refinance, USDA, Credit Analysis, FHA financing, Real Estate, Residential Mortgages, Investment Properties, Banking, Management, Mentoring, Sales Management, Leadership, VA loans, Coaching, Motivation, Hiring, Recruiting, Team Leadership, Credit Risk, REO, Referrals, Government Loans, Construction Loans, Reverse Mortgages, Certified Mortgage..., Sales, Home Equity Loans, Mortgage Underwriting, Real Estate Financing, Commercial Mortgages, HUD, Home Equity Lines of..., Mortgage Marketing, Risk Management, Mortgage Servicing, Commercial Lending, Consumer Lending, Cross Selling, Finance, First Time Home Buyers

Education
The University of Akron   1989 — 1993

Experience
CompliancePoint  July 2014 - Present
Wells Fargo Home Mortgage   May 2005 - July 2014
PossibleNOW  March 2004 - May 2005
Loan America  November 2003 - March 2004
Mid-Atlantic Financial Services  July 2002 - November 2003
Basilone Executive Search   January 1998 - July 2002
Advance Trident, Inc   April 1996 - November 1997
ChemCentral (now Univar USA)   January 1992 - February 1996
Delta Air Lines  August 1990 - January 1992

Skills
Consulting, Direct Marketing, Call Centers, CAN-SPAM, Sales, Mortgage Lending, Mortgage Banking, Business Development, Lead Generation, Sales Process, Account Management, Banking

Education
University of Georgia   1986 — 1990
Bachelor of Arts, Speech Communication

Experience
Lumiere Place Casino & Hotels  August 2011 - Present
Wells Fargo Home Mortgage   December 2006 - August 2011
Prime Package and Label   2004 - 2006

Skills
New Business Development, Customer Service, Microsoft Office, Account Management, Marketing, Sales, Finance, Management, Refinance, Social Media Marketing, Marketing Strategy, Real Estate Transactions, Leadership, Budgets, Mortgage Lending

Education
The University of Dallas   2000 — 2004
Economics & Finance, Business Concentration

De Smet Jesuit High School   1996 — 2000

Experience
Wells Fargo Home Mortgage   October 2002 - Present

Education
The University of Kansas   1988 — 1993

Experience
Wells Fargo Home Mortgage   January 2015 - Present
Midtown Bank   August 2004 - December 2014

Skills
Loan Origination, FHA financing, REO financing, condominium financing, HARP lender, Refinance, Loans, Real Estate, REO, FHA, Mortgage Banking, Residential Mortgages, Mortgage Lending, USDA, VA loans, Commercial Lending, Single Family Homes, Government Loans, Condos, VA Loans, FHA Financing

Education
The University of Georgia   1980 — 1983

Experience
Wells Fargo Home Mortgage   May 2013 - Present
PNC Mortgage  April 2005 - May 2013

Skills
Non-Conforming, Real Estate, Sales Management, Loans, Account Management, Certified Mortgage..., FHA financing, Refinance

Education
The Ohio State University

Experience
Tyndall Federal CU   Mortgage ManagerTyndall Federal Credit UnionMarch 2006 - Present
Wells Fargo Home Mortgage   February 2003 - April 2006

Education
The University of Georgia   1970 — 1972

Experience
Wells Fargo Home Mortgage   March 2012 - Present
Bradley Consulting Services   August 2008 - Present
Haverstick Consulting  March 2008 - August 2008
Transend LLC   July 2005 - March 2008
Anthem  August 2001 - May 2005
A.F. Kelly   June 2001 - August 2001
Whittman-Hart / marchFIRST  May 1998 - March 2001
Client Server Associates   1996 - 1998

Skills
SQL Server, Data Warehousing, Business Intelligence, SSRS, SSIS, Data Modeling, Database Design, SQL, ETL, PL/SQL, T-SQL, Microsoft SQL Server, Business Process, Software Development, Analysis Services, Business Analysis, Consulting, SDLC

Education
The University of Akron   1986 — 1992

Experience
Fairway Independent Mortgage Corporation  July 2015 - Present
Wells Fargo Home Mortgage   February 2013 - November 2014
Management Advisors   June 2011 - January 2013
Envoy Mortgage  January 2011 - September 2011
New South Federal Savings Bank  October 2007 - December 2009
Market Street Mortgage  April 1989 - July 2007

Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Refinance, FHA, Construction Loans

Education
The University of Georgia   1967 — 1971
1971, Journalism

Gordon High School

Experience
Wells Fargo Home Mortgage   2002 - Present
TKI Consulting  2000 - 2002
Aid Association for Lutherans  1997 - 2000
Summit Medical, Inc  1991 - 1997

Skills
Project Management, Business Analysis, Process Improvement, Business Process..., Cross-functional Team..., Program Management, Vendor Management, Credit, Mortgage Lending, Strategic Planning

Education
The Ohio State University
Bachelor of Science (B.S.), Mathematics and Pre-Medicine

Experience
Wells Fargo Home Mortgage   March 2013 - Present
Wells Fargo Home Mortgage   October 2008 - March 2013

Skills
Credit, Customer Service, Mortgage Lending, Public Speaking, Strategic Planning, FHA, Mortgage Banking, Refinance, Marketing Strategy, Financial Analysis, Marketing, Residential Mortgages, VA mortgages, Union Plus Mortgages, Insurance, Loans, Investments, Banking, Small Business Lending, First Time Home Buyers, Leadership, Finance, Sales, Loan Origination, Referrals, VA loans, FHA financing, USDA, FHA Financing

Education
The University of Findlay   1987 — 1991

Experience
Wells Fargo  May 2014 - Present
Taiwanese American Professionals (TAP)   January 2015 - Present
Wells Fargo Home Mortgage   February 2013 - June 2014
JDRF  June 2013 - August 2013
Wells Fargo Advisors  September 2011 - February 2013
Wells Fargo Advisors  June 2009 - September 2011
Central Ohio Tax Company  December 2005 - May 2009
Abercrombie & Fitch  2007 - 2009

Skills
Analytics, Financial Modeling, Access, Financial Analysis, Data Analysis, Quantitative Analytics, Competitive Analysis, CPA, Data Mining, Microsoft Excel, Risk Management, Essbase, SAS, Quickbooks, Digital Marketing, Stress Test, SmartStation, SQL Server Management..., Financial Variance..., Security APL, Zephyr Style Advisor, QRM, Capital Markets, Investment Brokerage, Mortgage Banking, Hedging, Valuation, Tax Accounting, Bond Pricing

Education
Washington University in Saint Louis   2011 — 2013
Master of Business Administration (MBA), Business

The Ohio State University   2006 — 2008
Bachelor, Accounting and Finance

UMSL

Experience
Wells Fargo Home Mortgage   March 2013 - Present
Apex Systems  January 2012 - March 2013
TEKsystems  August 2011 - January 2012
Wells Fargo Home Mortgage   March 2010 - August 2011
TEKsystems  November 2008 - March 2010
TEKsystems  May 2008 - November 2008
Wells Fargo Home Mortgage   January 2004 - May 2008

Skills
Requirements Analysis, Business Analysis, Visio, SDLC, SSIS, Microsoft SQL Server, Microsoft Technologies, ASP.NET MVC, Entity Framework, C# 4.0, ASP.NET AJAX, XML, HTML, LINQ, WinForms, SharePoint, C#

Education
The University of Georgia   1994 — 1998
BBA, Management Information Systems

Experience
Northwestern Mutual  April 2015 - Present
The Piedmont Bank  February 2010 - April 2015
Wachovia, A Wells Fargo Company  November 2008 - February 2010
Liberty Mutual  February 2007 - November 2008
Wells Fargo Home Mortgage   October 2003 - December 2006
HomeBanc Mortgage  July 2001 - October 2003

Skills
Life Insurance, Banking, Management, Sales, Customer Service, Strategy, Finance, Mortgage Lending, Strategic Planning, Analysis, Financial Analysis, Long Term Care Insurance, NMLS

Education
University of Georgia   1998 — 2001
B.A., Speech Communication

Parkview High School

Experience
Wells Fargo Home Mortgage   April 2013 - Present
Wells Fargo Home Mortgage   June 2010 - April 2013
Wells Fargo Home Mortgage   March 2008 - June 2010

Skills
Leadership, Manage Client..., Strategy Implementation, Staff Development, Project Management, Banking, Loans, Credit, Mortgage Lending, Credit Analysis, Risk Management, Mortgage Banking

Education
The University of Kansas   1999 — 2003
Bachelor of Arts (B.A.), History and Communications

Experience
R P Funding, Inc   May 2015 - Present
R P Funding  May 2010 - May 2015
R P Funding  October 2007 - May 2010
TransLand Financial Services  September 2002 - September 2007
Wells Fargo Home Mortgage   August 1997 - August 2002
Wells Fargo Home Mortgage   2000 - 2002

Skills
Mortgage Lending, FHA, Conventional, Loans, Mortgage, Credit, Credit Analysis, Underwriting, Risk Management, Team Building, VA, Mortgage Industry, Refinance, Compliance, Strategic Planning, Residential Mortgages, Reverse Mortgages, New Business Development, Credit Risk, First Time Home Buyers, Operations Management, Due Diligence, Problem Solving, USDA, Loan Origination, FHA financing, Leadership, Mortgage Underwriting, Loss Mitigation, Mortgage Servicing, VA loans, Real Estate Financing, Executive Management, Loan Servicing, Banking, Investment Properties

Education
The University of Georgia   1991 — 1996
Bachelor of Science (BS)

Experience
imortgage  April 2014 - Present
Wells Fargo Home Mortgage   June 2011 - April 2014
Community Capital Bank  July 2009 - June 2011
SweeTess Stevia, Inc   February 2008 - May 2009
Re/Max Greater Atlanta, Inc   June 1997 - May 2008
Pine State Mortgage  June 1998 - June 2003
Chase Manhattan Mortgage  June 1996 - June 1998
Unity Mortgage Corp  June 1995 - June 1996
Jefferson Mortgage Services   June 1993 - June 1995
Unity Mortgage Corp  December 1991 - June 1993

Skills
FHA, VA, Conventional, Jumbo Mortgage, Purchase, Builder Specialist, Refinance, USDA, Mortgage Lending, Loans, Down Payment Assistance, Banking, Underwriting, Loan Origination, Mortgage Banking, Investment Properties, Entrepreneurship, Inventor, Government Loans, Credit, VA loans, Consumer Lending, Non-Conforming, Sales, Certified Mortgage..., Mortgage Underwriting, FHA financing, Relocation, Loss Mitigation, Investors, Referrals, Short Sales, REO, Reverse Mortgages, Credit Analysis, Construction Loans, Real Estate, Home Equity Lines of..., Commercial Mortgages, Finance, Real Estate Economics, HUD, Residential Mortgages, Foreclosures, First Time Home Buyers, Home Equity Loans, Debt Consolidation, 203K, Residential Homes, Real Estate Financing

Education
The University of Georgia   1985 — 1987
Bachelor of Business Administration (B.B.A.), Real Estate and Finance

Experience
First Federal Lakewood  May 2012 - Present
Fifth Third Bank  April 2011 - 2012
Wells Fargo Home Mortgage   March 1996 - March 2011

Skills
FHA, VA loans, Conventional, First Time Home Buyers, Purchase, Jumbo Mortgage, New Home Construction

Education
The University of Akron   1992 — 1995
MBA, Finance

Experience
Wells Fargo Home Mortgage   August 2009 - Present

Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Refinance, Credit, Residential Mortgages, Banking, VA loans, FHA financing, USDA

Education
The Ohio State University   1983 — 1988
Bachelor of Science (BS), Chemical Engineering

Experience
Humana  November 2011 - Present
Wells Fargo Home Mortgage   April 2011 - November 2011
Wells Fargo Financial  April 2008 - April 2011
Wells Fargo and Company  October 2005 - April 2008
Wells Fargo Financial  November 2004 - October 2005
F&M Bank - Iowa   June 2002 - November 2004
Wachovia Bank  December 1999 - June 2002

Skills
Strategic Planning, Requirements Gathering, Management, CRM, Business Requirements, Business Analysis, Analysis, Vendor Management, Risk Management

Education
The University of Georgia   1994 — 1998

Experience
St. Francis Health Center  May 2013 - July 2013
Wells Fargo Home Mortgage   December 2010 - April 2013

Education
University of Kansas School of Medicine   2012 — 2014
Masters Health Services Administration, Health/Health Care Administration/Management, 1st year

University of Kansas   2004 — 2008
Bachelor's degree, Biology, General

Experience
PNC  May 2013 - Present
SunTrust Mortgage  July 2011 - May 2013
Wells Fargo Home Mortgage   October 2010 - June 2011
Chase  December 2008 - October 2010
Digital Risk LLC  August 2007 - October 2008

Education
The University of Kansas   1986 — 1992
MA, Russian Linguistics/Literature; Sov-E.European Studies

Experience
Wells Fargo Home Mortgage   Executive Assistant/InternJC Power Strategic CommunicationsJanuary 2008 - April 2008

Education
The University of Akron   2003 — 2007
Business and Organizational Communication, BA, Public Relations and Internal Communications. Minor in Consumer Marketing

Experience
Wells Fargo Home Mortgage   May 2014 - Present
Revana  September 2012 - April 2014
CAL-AM   2011 - September 2013
Chickasaw Wellness Complex   October 2008 - May 2010
The Zone  September 2004 - 2006
Precision of New Hampton   October 2002 - October 2004

Skills
Customer Service, Marketing, Microsoft Word, Customer Satisfaction, Time Management, Social Media, Public Speaking, Product Marketing, Computer Proficiency, Selling Skills, Phone Etiquette, Common Sense, Employee Training, Account Management, Online Advertising, Management, New Business Development, Digital Marketing, Microsoft Excel, Event Planning, Team Leadership, Budgets, Sales Operations, Quality Assurance, Training

Education
The Ohio State University

Experience
Gateway Bank, FSB  June 2012 - Present
Wells Fargo Home Mortgage   February 2009 - January 2010

Skills
Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Underwriting

Education
The Ohio State University   1991 — 1994

East Palestine High School   1987 — 1991
Diploma

Experience
Wells Fargo Home Mortgage   March 2013 - Present
U.S. Bank   August 2008 - Present
Benchmark Home Mortgage   November 2007 - January 2008
Bank of America Mortgage  March 2007 - August 2007
Home123 Mortgage - Vancouver, WA………………………….……   January 2003 - March 2007
U.S. Bank   November 2000 - January 2003

Skills
Commercial Lending, Loans, Underwriting, Credit, Credit Analysis

Education
The Ohio State University
Bachelor of Arts (BA), Political Science and Government

The Ohio State University
Bachelor of Arts, Political Science and Government

Experience
imortgage  October 2014 - Present
Stonegate Mortgage Corporation (NYSE: SGM)   June 2014 - October 2014
Wells Fargo Home Mortgage   December 2011 - October 2013

Skills
Credit, Mortgage Lending, Customer Service, Mortgage Banking, Loan Origination, Refinance, Loans

Education
The University of Kansas   1982 — 1986

Olathe South High School   1978 — 1982

Experience
Wells Fargo Home Mortgage   March 2009 - Present
JPMorgan Chase  July 1989 - February 2009

Skills
Mortgage Underwriting, Mortgage Banking, Mortgage Lending, Credit Analysis, Loans, Management, Loss Mitigation, Residential Mortgages, FHA, Underwriting, Consumer Lending, Banking, Credit, Loan Origination, Refinance

Education
The University of Akron   1984 — 1989
Bachelor of Business Administration (B.B.A.), Finance, General