Independent Bank
Independent Bank is a bank headquartered in Grand Rapids, Michigan. The bank has 82 branches, all of which are in rural and suburban Michigan. Headquarters: Ionia, Michigan, United States CEO: William B Kessel (1 Jan 2013–) Number of employees: 911 (2017) Founded: 1864 Subsidiaries: Independent Bank Grand Rapids, Michigan,
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Independent Bank Employees
First Lockhart National Bank April 2013 - Present
Emerge Fellowship 2014 - 2015
Independent Bank June 2010 - March 2013
Treaty Oak Bank January 2009 - May 2010
American State Bank December 2006 - September 2008
First National Bank Texas 2001 - 2006
Skills
Credit Analysis, Commercial Lending, Loans, Banking, Commercial Banking, Credit, Credit Risk, Small Business Lending, Retail Banking, Financial Analysis, Portfolio Management, Risk Management, Relationship Management, Investment Banking, Business Loans, Real Estate, Lines Of Credit, Underwriting
Education
Texas Tech University - Rawls College of Business 2006 — 2008
Master of Business Administration (MBA), Finance, General
Texas Tech University 2002 — 2006
General Studies, General Studies
RMA
Independent Bank February 2013 - July 2014
Ideal Corporate Marketing May 2011 - September 2012
ESBL Sports Management January 2011 - May 2011
Skills
Marketing, Sales, Advertising, Social Media Marketing, Social Media, Cold Calling, Digital Marketing, Advertising Sales, Account Management, Facebook, Marketing Strategy, Social Networking, Online Advertising, Salesforce.com, Marketing Communications, Lead Generation, B2B, Public Relations, Event Planning, New Business Development, Selling, Digital Media, Email Marketing, Public Speaking, Microsoft Excel, Online Marketing, Event Management, Leadership
Education
University of Alabama 2006 — 2010
Bachelor of Science, Business Management
Memphis University School 2000 — 2006
Vatterott College September 2010 - October 2014
Independent Bank August 2007 - September 2010
Skills
Higher Education, Teaching, Staff Development, Admissions, Adult Education, Community Outreach, E-Learning, Educational Leadership, Microsoft Office, Student Affairs, Tutoring, Customer Service, Distance Learning, Leadership Development, Student Development, Training
Education
Baptist College of Health Sciences 2014 — 2017
Bachelor of Science (BS), Registered Nursing/Registered Nurse
The University of Memphis 2004 — 2010
Bachelor of Arts (B.A.), Sociology
The Dufresne Spencer Group June 2014 - Present
Guardsmark, LLC September 2012 - May 2014
Independent Bank May 2012 - September 2012
University of Memphis January 2012 - May 2012
Independent Bank June 2011 - January 2012
American Clothing Express October 2004 - June 2011
Skills
Customer Service, Invoicing, Sales, Shipping, Banking, Human Resources, Microsoft Office, Outlook, Employee Relations, PowerPoint, Microsoft Word, Data Entry, Benefits Administration, Warehousing, Employee Benefits, Spreadsheets, Employee Training, Telephone Skills, Insurance, Filing, FMLA, Interviews, Recruiting, HR Policies
Education
University of Memphis 2012 — 2015
Master's of Professional Studies, Human Resources Leadership
The University of Memphis 2007 — 2011
Bachelor's of Professional Studies, Business and Behavioral Science
Bolton High School 2003 — 2007
High School Diploma
Independent Bank May 2002 - Present
National City Bank July 1981 - March 2002
Skills
Commercial Banking, Commercial Lending, Credit Analysis, Loans, Consumer Lending, Credit, Customer Service, Loan Origination, Mortgage Lending, Banking, Retail Banking, Small Business Lending
Education
University of Michigan-Flint 1987 — 1990
Master of Business Administration (MBA), Business Administration and Management, General, 7.00 on a 8.00 point scale
Independent Bank May 2015 - Present
Independent Bank February 2013 - Present
Security Fire Protection May 2010 - August 2012
Skills
Banking, Credit, Risk Management, Loans, Credit Analysis, Financial Analysis, Microsoft Office, Teamwork, Social Networking, Public Speaking
Education
University of Mississippi 2008 — 2012
Bachelor of Business Administration (B.B.A.), Finance
University of Mississippi 2008 — 2012
Gogo March 2013 - Present
Independent Bank January 2008 - September 2012
Independent Bank June 2006 - December 2007
Independent Bank February 2005 - May 2006
Accuvoice Inc. January 2000 - December 2004
Skills
VMware ESX, Oracle SQL, Microsoft SQL Server, .NET, NetApp, Windows Server, Active Directory, Program Development, Sarbanes-Oxley Act, PCI DSS, FRB, CommVault, IBM Tivoli, TCP/IP, Cisco Routers, Redundancy Management, GUI development, IT Management, Change Management, Change Control, Leading Change, Software Development, Data Center, Integration, Project Management, SQL, Management, Business Analysis, Databases
Education
University of Illinois at Urbana-Champaign 1995 — 2000
Bachelor of Applied Science (B.A.Sc.), Computer Science
Lockport Township High School 1991 — 1995
State of Michigan October 2012 - Present
State of Michigan January 2012 - October 2012
State of Michigan September 2011 - December 2011
Bankers Life and Casualty March 2008 - October 2008
Mortgage Industry 2001 - 2005
The Associates Financial November 1999 - January 2001
Independent Bank November 1997 - November 1999
Enprotech Mechanical Services December 1994 - December 1996
Ann Arbor Technical Services, Inc. September 1986 - July 1991
Skills
Insurance, Health Insurance, Government, Long-term Care, Administrative..., Customer Service, Event Planning, File Management, Outlook, Data Entry, Microsoft Word, Work Well Independently, Telephone Skills, Fax, Microsoft Office, Microsoft Excel, Office Administration, Filing, Time Management, Medicare, Access, Disability Insurance, Administrative..., Sales
Education
University of Phoenix 2010 — 2011
Business Management
Washtenaw Community College 1983 — 1984
Liberal Arts
Austin Capital Bank September 2013 - Present
Independent Bank May 2011 - May 2013
BBVA Compass May 2008 - May 2011
First National Bank of Midland August 2006 - May 2008
Discount Tire Company April 2002 - August 2006
Skills
Credit Analysis, Commercial Banking, Credit, Commercial Lending, Loans, Financial Reporting, Consumer Lending, Real Estate, Loan Origination, Small Business Lending, Banking, Underwriting, Mortgage Lending, Portfolio Management, Commercial Mortgages, Credit Risk, Commercial Real Estate
Education
Texas Tech University - Rawls College of Business 1999 — 2004
B.B.A., Finance
RHS
Independent Bank February 2014 - Present
Independent Bank January 2013 - February 2014
Bank of Bartlett February 2011 - March 2013
Independent Bank May 2009 - August 2009
Skills
Microsoft Office, Microsoft Excel, PowerPoint, Microsoft Word, Chemistry, Customer Service, Teamwork, Research, English, Cypress, OnBase, Moody, Credit Risk, Financial Analysis, Loans, Banking, Credit, Credit Analysis, Sales, Financial Risk, Small Business Lending, Commercial Banking, Commercial Lending, Finance, Analysis
Education
Universidad de Cádiz 2010 — 2010
Spanish Language and Literature
University of Mississippi 2005 — 2010
Bachelor of Arts (B.A.), Spanish Language and Literature
University of Mississippi 2005 — 2010
Bachelor of Arts (B.A.), Biochemistry
Universidad de Autonoma Mexico 2008 — 2008
Spanish Language and Literature
Memphis University School 2001 — 2005
Independent Bank April 2012 - Present
SunTrust Mortgage August 2005 - March 2012
Regions Mortgage September 1990 - July 2005
Nashoba Bank 1997 - 2000
Skills
Mortgage Banking, Loans, Mortgage Lending, Banking, Commercial Lending, Construction Loans, Consumer Lending, Credit, Credit Analysis, FHA, FHA financing, First Time Home Buyers, Loan Origination, Refinance, Residential Mortgages, USDA, Underwriting, VA loans, Reverse Mortgages, Mortgage Underwriting, Small Business Lending, Real Estate, Sales
Education
The University of Memphis 1983 — 1987
Finance
Kellogg Community Federal Credit Union October 2005 - Present
Independent Bank August 2002 - April 2005
Education
University of Phoenix 2011 — 2015
Bachelor, Management
Life Solutions March 2013 - Present
Life Solutions May 2014 - January 2015
Life Solutions October 2011 - March 2013
Independent Bank February 2011 - September 2011
Spartan Stores September 2008 - September 2010
Skills
Customer Service, Outlook, Phone Etiquette, Microsoft Word, 10 Key, Telephone Skills, Administration, Time Management, Microsoft Excel, Coaching, Sales, Public Speaking, Team Building, Calendaring, Creative Writing, Crochet, Excel, Job Posting, Organizing, Phone Skills, PowerPoint, Staff Scheduling, Typing, Word, Adobe Creative Suite, Training, Social Networking, Leadership, Microsoft Office
Education
University of Phoenix 2013 — 2015
Associate of Arts (AA), Health/Health Care Administration/Management
Ionia High School 2003 — 2007
Diploma, Arts & Communication, 3.0
Independent Bank August 2014 - Present
409 South Main January 2014 - August 2014
McKing Enterprises September 2012 - August 2014
Palladio Antiques August 2010 - July 2012
Harris & Virginia White May 2006 - May 2012
Skills
SEO, Web Content, Social Media, HTML scripting, Event Planning, Coordinating Events, Event Photography, Microsoft Word, Microsoft Excel, Photoshop, Adobe Creative Suite, PowerPoint
Education
The University of Memphis 2005 — 2009
Rotary International 2014 - Present
Comerica Bank September 2013 - Present
Comerica Bank April 2010 - September 2013
Comerica Bank June 2009 - April 2010
Re/Max Sunquest 2008 - 2009
Independent Bank 2007 - 2008
JPMorgan Chase 2003 - 2006
BankBoston 1987 - 1998
Skills
Loans, Banking, Credit, Commercial Lending, Sales Management, Commercial Banking, Sales, Leadership, Cash Flow, Small Business Lending, Wealth Management, Credit Analysis, Investments, New Business Development, Finance, Business Development, Mortgage Lending, Retail Banking, Consumer Lending, Relationship Management
Education
The University of Connecticut 1983 — 1987
B.A., Economics
Luxury Interiors by Lindsey Loso August 2014 - Present
Christie's Auction House May 2014 - June 2014
SL Green Realty Corp. February 2012 - October 2013
Independent Bank January 2011 - May 2011
The Weitzman Group September 2008 - February 2010
Texas Tech University Health Sciences Center March 2006 - May 2008
Texas Tech University Health Sciences Center March 2006 - December 2007
Childhood Obesity Campaign March 2006 - May 2007
Skills
Marketing, Strategic Planning, Customer Service, Commercial Real Estate, Microsoft Office, Contract Negotiation, Management, Brokerage, Investment Properties, Sales, Real Estate, Real Property, Event Planning, Integrated Marketing, Landlords, Microsoft Excel
Education
Texas Tech University 2003 — 2008
Bachelor's, Public Relations/Business/Marketing
Independent Bank May 2001 - Present
Mutual Savings Bank/Independent Bank MSB November 1994 - May 2001
Central Holding Company August 1983 - April 1994
Arthur Andersen & Company 1979 - 1983
Skills
Mergers, Risk Management, SEC filings, Finance, Restructuring, Strategic Planning, Investor Relations, Treasury, Financial Analysis, Banking, Treasury Management, Loans, Mergers & Acquisitions, Financial Risk, Investments, Financial Services, Auditing, Budgets, Strategic Financial..., Cash Management, Accounting, Financial Planning, SEC Filings
Education
University of Michigan 1975 — 1979
BBA, Accounting
Banking & Financial Services March 2014 - Present
Independent Bank August 2011 - April 2014
Sheffield & Associates November 2008 - March 2012
Homecoming Financial September 2006 - October 2008
NovaStar Mortgage 2001 - 2006
Skills
Account Management, Credit Analysis, Sales, Credit Risk Assessment, Team Leadership, Project Management, Business Development, Banking, Mortgage Lending, Strategic Planning, Business flow analysis, Sales Presentations, Marketing, Sales Management, Team Building
Education
University of Michigan-Flint 1988 — 1991
Bachelor of Business Administration (BBA), Business Administration, Management and Operations, Graduated with High Distinction
Terumo Cardiovascular Systems July 2013 - Present
Terumo Cardiovascular Systems November 2010 - July 2013
Terumo Cardiovascular Systems February 2009 - October 2010
Terumo Cardiovascular Systems May 2007 - February 2009
Independent Bank June 2002 - May 2007
Skills
Process Improvement, Crystal Reports, Business Objects, Business Analysis, SQL, Microsoft Excel, Payroll, Quality System, Software Documentation, Microsoft Office, Training, Analysis, Human Resources, Microsoft SQL Server, Quality Assurance
Education
University of Michigan-Flint 2001 — 2005
BBA, Marketing
SunTrust Mortgage, Inc. September 2015 - Present
The MardonGroup LLC February 2015 - September 2015
Independent Bank February 2015 - September 2015
GuidePoint Global March 2013 - September 2015
Fifth Third Bank May 2010 - September 2012
Fifth Third Bank January 2005 - April 2010
First Independence Mortgage Corporation April 2004 - November 2004
National City Bank September 2000 - March 2004
NBD 1986 - 2001
NBD 1986 - 2001
Skills
Start-ups and..., Sales Performance..., Coaching and Mentoring, Strategic Financial..., Cross-functional Team..., Leadership Development, Start-ups, Sales Performance, Mortgage Lending, Change Management, Strategy, New Business Development, Team Management, Coaching, Sales Management, Executive Management, Management, Strategic Planning, Leadership, Sales, Consumer Lending, Mortgage Banking, Credit Analysis, Loan Origination, Banking, Credit, Loans, Cross Selling, Commercial Lending, Portfolio Management, Small Business Lending, Commercial Banking, Underwriting, Risk Management, Residential Mortgages, Refinance, Treasury Management, Relationship Management, Retail Banking, Financial Services, FHA, Financial Analysis, Investments, Credit Risk, Cash Management, Asset Based Lending, Wealth Management, Lines Of Credit, Inclusive Leadership, Commercial Mortgages
Education
University of Detroit Mercy
Bachelor's Degree, Management
Michigan Military Academy Officer Candidate School 1989 — 1991
Frost Bank November 2014 - Present
Independent Bank January 2014 - October 2014
US House of Representatives August 2012 - January 2014
First Financial Bankshares, Inc. March 2005 - August 2012
Flint Ink Corporation March 1999 - February 2005
Skills
Investments, Strategic Planning, Risk Management, Commercial Banking, Microsoft Excel, Portfolio Management, Accounting, Financial Modeling, Finance, Financial Reporting, Managerial Finance, Microsoft Word, Outlook, Business Strategy, Sales, Public Speaking, Team Building, Real Estate, Credit Risk, Relationship Management, Small Business Lending, PowerPoint, Retail Banking, Leadership, Auditing, Customer Service, Internal Audit, Cash Management, Management, Insurance, Microsoft Office, Project Planning, Forecasting, Mortgage Lending, Business Development, Fundraising, Access, Business Planning, Marketing, Negotiation, New Business Development, Nonprofits, Payroll, Team Leadership, Time Management, Training, Analysis, Policy, Coaching, Treasury Management
Education
University of Phoenix 2013 — 2014
Associate of Science (A.S.), Human Services, General, 3.9
University of Phoenix 2014 — 2015
Bachelor of Science (BS), Business/Corporate Communications
Washtenaw Community College 1998 — 2000
Business Administration and Management, General
Armed Forces Services Corporation March 2015 - Present
Independent Bank May 2007 - November 2014
SunTrust Bank March 1999 - May 2007
Skills
Banking, Loans, Management, Leadership, Sales Management, Credit, Employee Relations, Risk Management, Finance, Commercial Banking, Commercial Lending, Financial Analysis
Education
University of Tennessee at Martin 1993 — 1997
BS
The University of Memphis
MBA, Finance
First Citizens Bancshares (NASDAQ: FCNCA) / IronStone Bank May 2008 - Present
Independent Bank 2013 - 2015
Independent Bank 2013 - 2015
Independent Bank 2013 - 2015
Sovereign Bank (Texas) 2011 - 2013
Sovereign Bank (Texas) 2011 - 2013
Sovereign Bank (Texas) 2011 - 2013
Sovereign Bank (Texas) 2011 - 2013
Sovereign Bank (Texas) 2011 - 2013
BBVA Compass Bank (NYSE: BBVA) January 2007 - January 2008
Education
Texas Christian University 1994 — 1998
BBA, Finance, Economics Minor
Independent Bank October 2009 - Present
Independent Bank September 2012 - December 2013
Independent Bank October 1999 - September 2012
ICNB April 1996 - September 1999
Comerica Bank May 1990 - March 1996
Skills
Loans, Banking, Portfolio Management, Credit Analysis, Commercial Banking, Risk Management, Financial Analysis, Underwriting, Insurance, Finance, Investments, Analysis, FHA, Business Development, Customer Service, Strategic Financial..., Mortgage Lending, Financial Services, Commercial Lending, Construction Loans, Small Business Lending, Loan Origination, Real Estate, Strategic Planning, Mortgage Underwriting, Series 63, Residential Mortgages, Mortgage Banking, Sales Management, Refinance, Budgets, Credit Risk, Treasury Management, Retail Banking, Consumer Lending, Small Business, Securities, Investment Strategies, Series 7, Financial Risk, Retirement Planning, Wealth Management, Private Banking, Cross Selling, Management, Managerial Finance, Networking, Financial Planning
Education
Western Michigan University 1995 — 1999
MBA, Finance
University of Michigan 1990 — 1994
Bachelor's degree, Pre Dentistry
Independent Bank April 2012 - Present
Target January 2010 - July 2011
Independent Bank September 2006 - January 2010
Independent Bank January 2005 - September 2006
LaSalle Bank February 2004 - August 2005
Skills
Fraud, Certified Fraud Examiner, Risk Management, Financial Risk, Corporate Security, Internal Investigations, Bank Secrecy Act, Loss Prevention, Banking, AML, Interviews, Private Investigations, Investigation, Asset, Financial Services, Asset Protection, Risk Assessment, Certified Anti-Money..., Anti Money Laundering
Education
University of Michigan - Stephen M. Ross School of Business 1997 — 2002
Bachelor of Business Administration (BBA), Concentration in finance and accounting
Birmingham Seaholm High School 1993 — 1997
CTSI-Global - Your Link To Supply Chain Solutions February 2015 - Present
Independent Bank October 2011 - February 2015
Independent Bank October 2010 - October 2011
Independent Bank May 2008 - September 2010
Skills
Credit, Banking, Financial Analysis, Credit Analysis, Loans, Commercial Lending, Small Business Lending, Underwriting, Commercial Banking, Portfolio Management, Finance, Management, Analysis, Consumer Lending, Customer Service
Education
The University of Memphis 2003 — 2007
Bachelor of Science, Finance
Independent Wealth Management, LLC (A subsidiary of Independent Bank Memphis) December 2013 - Present
Independent Bank September 2011 - December 2013
Shelby County Schools August 2010 - July 2011
J. Alexander's Restaurants November 2006 - July 2010
Shelby County Schools January 2010 - May 2010
Skills
Research, Time Management, Lesson Planning, Sales Management, Classroom, Staff Development, PowerPoint, Public Relations, Strategic Planning, Sales, Classroom Management, Event Planning, Fundraising, Management, Microsoft Office, Microsoft Word, Public Speaking
Education
The University of Memphis 2004 — 2009
Bachelors in Elementary Education, K-6 and 7-8 grade Language Arts
Independent Bank April 2013 - October 2014
Independent Bank April 2012 - March 2013
Felicia Suzanne's Restaurant July 2010 - March 2011
Citizen's National Bank February 2010 - May 2010
Independent Bank May 2009 - September 2009
Mallory Alexander International Logistics July 2007 - December 2007
Skills
Microsoft Office, Financial Analysis, Statistical Analysis, Customer Service, Statistics, Marketing, Leadership, Finance, Risk Management, Microsoft Excel, Loans, Commercial Lending, Credit, Credit Analysis, Social Media, Sales
Education
The University of Memphis 2007 — 2011
Business Finance, Business
University of Mississippi 2005 — 2007
Business Finance, Business
The McCallie School 2001 — 2005
High School Diploma
Agrileum June 2014 - Present
AGRILEUM (AES-Agrileum Environmental Services) June 2013 - Present
Idlewild Presbyterian December 2008 - June 2013
Idlewild Presbyterian Kindergarten August 2012 - May 2013
Woodland Presbyterian Church 2003 - 2010
Independent Bank 2007 - 2008
Skills
Teaching, Public Speaking, Higher Education, Curriculum Development, Curriculum Design, Non-profits, Microsoft Office, Community Outreach, Staff Development, Program Development, Event Planning, Customer Service, PowerPoint, Social Media, Tutoring, Educational Leadership, Leadership Development, Fundraising, Microsoft Excel, Sales, Microsoft Word, Volunteer Management, Outlook, Photography, Organizational..., Cpr Certified, Statistics, Editing, Event Management, Time Management, Research, Program Management, Nonprofits, English, Social Media Marketing, Grant Writing, Data Analysis, Critical Thinking, Social Networking, Sales Management, Spanish
Education
The University of Memphis 2002 — 2011
Bachelor of Arts (B.A.), Sociology
The University of Memphis 2002 — 2011
Bachelor's degree, Sociology
Tennessee Valley Authority February 2014 - Present
Tennessee Valley Authority April 2013 - June 2014
US Xpress February 2012 - February 2013
JAT Oil August 2011 - December 2011
Miller Industries May 2011 - October 2011
Independent Bank May 2008 - August 2010
Luminetx Corporation 2008 - 2008
Plato's Closet 2007 - 2008
Skills
MS Office Suite, Computer Hardware, People Skills, Excel, Word, Statistics, Computer Maintenance, Microsoft Office, PowerPoint, Outlook, Customer Service, Problem Solving, Access, Data Analysis, Microsoft Word, Microsoft Excel, Project Management, Team Leadership, Inventory Management, Employee Relations, Time Management, Analysis, Social Media, Data Entry, Process Improvement, Leadership, Teamwork, Critical Thinking, Sales, Team Building, Training, Public Speaking, Management
Education
The University of Tennessee at Chattanooga 2012 — 2014
Master of Business Administration (M.B.A.), Business Administration and Management, General
University of Tennessee at Chattanooga 2007 — 2011
Bachelor of Science (B.S.), Engineering Management
Ionia County November 2011 - Present
Independent Bank September 2000 - August 2009
Skills
Customer Service, Microsoft Office, Microsoft Excel, Strategic Planning, Research, Social Media, Leadership, Project Management, Management, Public Speaking
Education
University of Phoenix 2011 — 2015
Bachelor of Arts (B.A.), Medical Office Management/Administration
Independent Bank April 2005 - Present
SouthTrust Bank December 2003 - April 2005
Royal Cup Coffee May 1998 - December 2003
Skills
Credit Analysis, Credit, Loans, Commercial Banking, Banking, Credit Risk, Consumer Lending, Small Business Lending, Loan Origination, Customer Service, Risk Management
Education
University of Alabama at Birmingham 1998 — 2003
Bachelor, Finance
Mortimer Jordan
Mortimer Jordan
FirstBank July 2015 - Present
Independent Bank August 2014 - June 2015
Northwest Georgia Bank February 2003 - December 2010
Skills
Customer Service, Sales, Management, Credit Analysis, Loans, Loan Origination, Banking, First Time Home Buyers, Real Estate, Credit, Mortgage Lending, FHA, Investment Properties, Small Business Lending
Education
The University of Tennessee at Chattanooga 1987 — 1991
Bachelor of Science (B.S.)
Ringgold High School 1983 — 1987
BancorpSouth February 2013 - Present
FEDEX Employees Federal Credit Association July 2012 - January 2013
United Capital Recovery, LLC 2009 - August 2012
Independent Bank May 2003 - September 2009
National Commerce Financial/Suntrust January 2002 - May 2003
SunTrust Bank October 1997 - December 2002
Juvenile Court March 1996 - December 1997
SunTrust Bank May 1995 - October 1997
Skills
Credit, Loans, Finance, Financial Risk, Credit Analysis, Credit Risk, Risk Management, Management, Portfolio Management, Certified Fraud Examiner, Skip Tracing, Retail Banking, Underwriting, Payments, Insurance, Investments, Dale Carnegie, Recovery Managers Forum, Risk Assessment, Banking, Recovery & Collections
Education
Barret School of Banking 2014 — 2016
Banking Diploma, Banking and Financial
Association of Certified Fraud Examiners 2011 — 2011
Certified Fraud Examiner, Fraud
Dale Carnegie 2006 — 2006
University of Memphis 1993 — 1996
Bachelor of Arts, Criminology and Criminal Justice
The University of Memphis
First Tee of Memphis January 2012 - Present
Independent Bank August 2010 - Present
University of Memphis August 2007 - Present
Southern Security Federal Credit Union May 2009 - August 2010
Education
The University of Memphis 2007 — 2012
Journalism, Advertising, 3.0
The University of Memphis
Bachelor of Arts, Journalism/Advertising
Germantown High School
Independent bank in Memphis TN August 2009 - Present
Independent Bank June 2004 - June 2006
USAF November 1993 - November 1997
Education
The University of Memphis 1998 — 2000
BBA, MIS
Independent Bank 2004 - Present
Skills
Loans, Customer Service, Microsoft Excel, Credit Analysis, Commercial Lending, Commercial Banking, Banking, Team Building, Financial Analysis, Consumer Lending, Small Business Lending, Risk Management, Retail Banking, Mortgage Lending, Credit
Education
University of Phoenix 2010 — 2011
Masters of Business Administration
The University of Tennessee at Chattanooga 1997 — 2002
Business Administration, Finance
Results Physiotherapy January 2015 - Present
Results Physiotherapy July 2014 - January 2015
Memphis Communications Corporation April 2013 - July 2014
Memphis Communications Corporation May 2012 - April 2013
Best Loading July 2011 - March 2013
Signature Healthcare January 2012 - May 2012
Independent Bank May 2009 - May 2012
Renasant Bank June 2008 - February 2009
Skills
Banking, Customer Service, Data Entry, Payments, Payroll, Microsoft Excel, Microsoft Word, PowerPoint, Sales, Microsoft Office, Retail Banking, Direct Sales, Cold Calling, Customer Satisfaction, Retail, Leadership, Time Management, Training
Education
The University of Memphis 2008 — 2012
Exercise and Sport Science, Health and Human Performance, Cum Laude
Independent Bank November 2010 - September 2011
Wells Fargo Bank July 2008 - October 2010
Capital One Bank June 2007 - June 2008
Century Bank February 2005 - June 2007
Education
The University of Texas at Dallas 2003 — 2007
Bachelors of Science, Finance
Citizens National Bank April 2013 - Present
Independent Bank October 2009 - March 2013
Vista Bank Texas 2008 - 2009
Vista Bank Texas 2008 - 2009
Vista Bank Texas 2008 - 2009
Frost Bank May 1996 - May 2008
Skills
Strategic Planning, Commercial Lending, Investments, Loans, Commercial Real Estate, Finance, Portfolio Management, Commercial Banking, Lines Of Credit, Small Business Lending, Underwriting, Banking, Credit, Credit Analysis, Real Estate
Education
The University of Texas at San Antonio 1995 — 1996
Master of Public Administration (M.P.A.)
The University of Texas at Austin - The Red McCombs School of Business 1989 — 1993
Bachelor of Business Administration (BBA), Finance, General
Mind the Gap November 2012 - Present
Independent Bank January 2009 - June 2012
Ownit Mortgage Solutions 2005 - 2007
First Franklin 2004 - 2005
W.J. Bradley Company 2003 - 2003
Capital Mortgage Group 2001 - 2003
Coldwell Banker Real Estate 1999 - 2001
Skills
Marketing, Reporting & Analysis, Sales, Mortgage Banking, Loan Origination, Real Estate, Real Estate Transactions, Mortgage Lending, First Time Home Buyers, Refinance, Loans
Education
University of Colorado at Boulder - Leeds School of Business 1994 — 1998
Bachelor of Science (BS), Business Administration, Marketing Emphasis
Independent Bank July 2006 - Present
Union Planters Bank/Regions January 1994 - July 2006
Skills
Human Resources, Onboarding, Recruiting, Employee Relations
Education
The University of Memphis
Fifth Third Bank July 2015 - Present
Fifth Third Bank May 2012 - July 2015
Fifth Third Bank August 2006 - May 2012
Independent Bank 2005 - 2006
Skills
Financial Analysis, Credit, Loans, Credit Analysis, Banking, Commercial Lending, Portfolio Management, Commercial Banking, Finance, Underwriting, Risk Management, Financial Modeling, Small Business Lending, Mortgage Lending, Management, Credit Risk
Education
Walsh College of Accountancy and Business Administration 2006 — 2012
Master of Science (M.S.), Finance, General
Walsh College 2007 — 2010
Master of Science, Finance
Wayne State University 2003 — 2006
Marketing
University of Detroit Mercy
Independent Bank January 1999 - Present
Midwest Guaranty Bank 1999 - 2004
Comerica Bank June 1985 - May 1997
First of America Bank-Detroit/City National Bank June 1972 - June 1985
Skills
Credit, Commercial Lending, Banking, Credit Risk, Consumer Lending, Retail Banking, Credit Analysis, Mortgage Banking, Loans, Small Business Lending, Mortgage Lending, Commercial Banking, Loan Origination, Construction Loans, Commercial Mortgages
Education
Wayne State University 1965 — 1969
Master of Business Administration (M.B.A.), Finance, General
University of Detroit Mercy 1961 — 1965
Bachelor of Science (BS), Finance, General
University of Detroit Mercy 1961 — 1965
Bachelor of Science (B.S.), Finance, General
Independent Bank September 1994 - Present
Skills
Banking, Risk Management, Compliance, Fraud Detection, Internal Audit, Security
Education
Texas Christian University - M.J. Neeley School of Business 1988 — 1991
Bachelor of Business Administration (B.B.A.), Finance, General
Comerica Bank April 2009 - Present
Comerica Bank October 2005 - April 2009
Independent Bank December 2003 - October 2005
Midwest Guaranty Bank April 2000 - December 2003
Comerica Bank May 1981 - 1993
Skills
Loans, Credit, Banking, Credit Risk, Financial Risk, Underwriting, Commercial Banking, Credit Analysis, Commercial Lending, Financial Analysis, Risk Management, Portfolio Management, Relationship Management, Treasury Management
Education
University of Michigan - Stephen M. Ross School of Business 1978 — 1981
M.B.A., Finance
University of Michigan 1973 — 1976
B.S., Psychology
Leadership Germantown September 2013 - Present
Independent Bank April 2011 - August 2012
First Tennessee Bank November 2005 - April 2011
Regions Bank February 2004 - November 2005
American Express Financial Advisors December 1996 - January 2004
Education
Union University
MBA
The University of Memphis
Finance
BancVue June 2014 - Present
Independent Bank September 2012 - June 2014
Bank of America June 2011 - June 2012
Bank of America October 2009 - June 2011
Bank of America December 2007 - October 2009
Skills
Mortgage Lending, Credit Analysis, Financial Risk, Bank Management, Change Management, Operations Management, Code of Ethics, Change Consulting, Business Travel, Job Coaching, Training Delivery, Customer Service, Training, Team Building, Sales Management, Recruiting, Insurance, Business Development, Financial Services, Leadership, Microsoft Office, Risk Management, Banking, Management
Education
Texas Tech University
Independent Bank June 2014 - Present
Southwest Bank December 2003 - April 2011
Skills
Mortgage Lending, Residential Homes, Loans, Credit, Mortgage Banking, Loan Origination, Real Estate Economics, Sales, Refinance, Short Sales, Reverse Mortgages, Mortgage Underwriting, USDA, Selling, Residential Mortgages, Mortgage Marketing, FHA financing, FHA, Government Loans, Insurance, Investors, Certified Mortgage..., Investment Properties, Loss Mitigation, Real Estate Financing, Referrals, Commercial Banking, Rates, Credit Analysis, Commercial Lending, VA loans, Sales Management, Foreclosures, Underwriting, Real Estate, First Time Home Buyers, REO, Home Equity Loans, Sellers, Investments, Mortgage Servicing, Commercial Mortgages, HUD, Consumer Lending, Loan Servicing, Closings, Construction Loans, Coaching, Finance, Banking
Education
Texas Christian University 1984 — 1988
Bachelor of Science, Journalism
Robert W. Baird & Co. March 2010 - Present
Independent Bank November 2009 - March 2010
Independent Bank August 2009 - December 2009
Independent Bank August 2008 - August 2009
Education
University of Mississippi 2007 — 2008
MBA
University of Mississippi 2003 — 2007
Banking and Finance
THE BANK OF RIVER OAKS October 2015 - Present
Independent Bank January 2014 - May 2015
CommunityBank of Texas, N.A. March 2010 - January 2014
BBVA Compass Bank September 2002 - January 2009
Texas State Bank September 2002 - September 2008
Compass Bank September 2000 - September 2002
Bank One Texas September 1997 - September 2000
San Antonio Savings Association December 1981 - September 1990
Texas Commerce Bank October 1972 - December 1981
Skills
Commercial Mortgages, Commercial Lending, Commercial Banking, Loans, Treasury Management, Credit Risk, Working Capital..., Small Business Lending, Banking, Risk Management, Credit Analysis, Credit, Financial Analysis, Portfolio Management, Underwriting, Mortgage Lending, Real Estate, Investments, Sales Management, Middle Market, Lines Of Credit, Consumer Lending, Asset Based Lending, Loan Origination, Construction Loans, Financial Structuring, SBA, Finance, Mergers & Acquisitions, Business Development, Commercial Real Estate, Retail Banking, Due Diligence
Education
Southwestern Graduate School of Banking, Cox School of Business, Southern Methodist University 1975 — 1977
Graduate, Banking
University of Houston, C.T. Bauer College of Business
BBA, General Business
Booz Allen Hamilton April 2015 - Present
Independent Bank November 2011 - Present
Comerica Bank May 2011 - November 2011
Faygo Beverages August 2008 - April 2011
Faygo Beverages April 2008 - August 2008
Skills
Accounting, Credit, Commercial Banking, Financial Reporting, Valuation, Financial Analysis, Risk Management
Education
University of Michigan-Dearborn 2005 — 2010
BBA, Accounting & Finance
Independent Bank February 1998 - Present
Weichert Financial Services December 1994 - January 1998
US Army April 1988 - November 1993
Education
University of Michigan Law School 1998 — 2002
Juris Doctorate, International Banking Law
University of Michigan 1981 — 1987
Masters, International Finance
Independent Bank August 2013 - Present
Enterprise Bank May 2012 - August 2013
Sterling Bank, a division of Comerica Bank January 2009 - January 2012
Sterling Bank January 2003 - January 2009
Gold Bank (nka M&I Bank) January 1997 - May 2002
Skills
Business Process..., Customer Service, Credit, Disaster Recovery, Microsoft Excel, Leadership, Loans, Microsoft Word, Microsoft Office, Office Management, Problem Solving, PowerPoint, Policy, Quality Assurance, User Interface, User Acceptance Testing, Banking, Real Estate Financing, Analysis, Program Management, Commercial Banking, Training, Management, Portfolio Management, Retail Banking, Credit Risk, Commercial Lending, Underwriting, Credit Analysis
Education
University of Houston, C.T. Bauer College of Business
BBA, Finance
Independent Bank
Skills
Banking, Loans, Credit Analysis, Mortgage Lending, Risk Management, Retail Banking, Credit Risk, Consumer Lending, Portfolio Management, Finance, Sales
Education
The University of Memphis
Bachelor’s Degree, Finance, General
FedEx Express April 2015 - Present
FedEx Express September 2014 - April 2015
Aerotek August 2012 - June 2014
Independent Bank January 2012 - August 2012
Fleming's Prime Steakhouse & Wine Bar October 2006 - December 2011
Skills
Recruiting, Temporary Placement, Customer Service, Talent Management, Employee Relations, Applicant Tracking..., Human Resources, Microsoft Office, Public Speaking, Marketing, Strategic Planning, Leadership, Management, Interviews, College Recruiting, Networking, Onboarding, Internet Recruiting, wage negotiations, Employment Contracts, Talent Acquisition, Talent Pipelining, Strategic Sourcing, Extending Offers, Employment Verifications, Contractor Management, Employee Training, Screening Resumes, Phone Screens, Job Postings, Requirements Gathering, Leadership Development, Job Fairs, Boolean Searching, Employee Benefits
Education
The University of Memphis 2004 — 2009
Bachelor of Arts (BA), Journalism-Public Relations
Triumph Savings Bank March 2015 - Present
Independent Bank July 2014 - March 2015
Independent Bank October 2013 - June 2014
Texans Credit Union June 2012 - September 2013
Texans Credit Union December 2007 - June 2012
Dallas Telco FCU November 2005 - December 2007
Security 1st FCU April 2004 - November 2005
Southwest Airlines Federal Credit Union November 2002 - April 2004
Security 1st FCU March 1991 - November 2002
Skills
Credit Unions, General Ledger, AAP, Accounting, ACH, ATMs, Call Reporting, Financials, Internet Banking, Item Processing, Leadership, Management, Problem Solving, Project Management, Quality Assurance, Remote Capture, User Acceptance Testing, Wire Transfers, OSI, Payments, Banking, Internal Controls
Education
The University of Texas-Pan American 1990 — 1995
BBA, Accounting
Independent Bank January 2013 - Present
Independent Bank, Memphis, TN December 2009 - January 2013
Independent Bank, Memphis, TN August 2006 - December 2009
Skills
Banking, Microsoft Office, Outlook, Excel, Customer Service, Microsoft Excel, Management, Strategic Planning, Sales, Financial Analysis, Budgets, Leadership, Recruiting, Credit, Event Planning, Operations Management, Risk Management, Loans, Commercial Lending, Credit Analysis, Commercial Banking, Small Business Lending, Finance, Loan Origination, Mortgage Lending, Retail Banking, Mortgage Banking, Consumer Lending, Portfolio Management, Credit Risk, Underwriting, Refinance, Relationship Management, Wealth Management, Cash Management, Strategic Financial..., Investments, Insurance, Series 63, Retirement Planning, Securities
Education
The University of Memphis 2004 — 2006
Bachelor of Science (B.S.), Psychology
Tulane University 2002 — 2004
Psychology
White Station High School 1998 — 2002
High School
Kindel Furniture Company April 2014 - Present
DWH, LLC (DWH) September 2012 - Present
Supply Chain Solutions July 2011 - Present
Berkline LLC April 2009 - June 2011
Simmons Bedding Company 2005 - 2009
Steelcase 2000 - 2005
Independent Bank 1995 - 2005
Skills
Performance Management, Lean Manufacturing, Supply Chain, Logistics, Strategic Planning, Supply Chain Management, Retail, 3PL, Process Improvement, Manufacturing, Business Process..., Strategy
Education
University of Michigan 1977 — 1979
BBA, Business
Independent Bank April 2012 - Present
Bank \ I-Bank April 2012 - Present
Kattworldwide Logistics June 2010 - May 2012
Katt Worldwide Logistics June 2010 - June 2011
International Paper May 2010 - July 2010
International Paper/Vaco May 2010 - June 2010
Jabil Circuit September 2008 - May 2009
Menlo Logistics Nike Golf January 2007 - August 2008
Top of Line Counter tops May 2006 - October 2006
EZ Car January 2005 - April 2006
Education
The University of Memphis
Computer Engineering and Science2003
Wooddale High School
TruSignal May 2015 - Present
Applauze App January 2015 - April 2015
L & L Holding Company December 2013 - September 2014
L&L Holding Company August 2012 - December 2013
University of Tennessee January 2012 - May 2012
Independent Bank May 2009 - August 2010
Skills
Research, Customer Service, PowerPoint, Microsoft Office, Microsoft Word, Facebook, Social Media, Social Networking, Event Planning, Microsoft Excel, Office Management, Google Apps, Mac OS, Client Services, Conducting Interviews, Outlook, Excel, Spanish, Customer Relations
Education
University of Tennessee-Knoxville 2007 — 2012
Bachelor of Arts (B.A.), Psychology
Universitat Autònoma de Barcelona 2010 — 2010
Independent Bank June 2005 - Present
Bank of America 1991 - 2005
Skills
Small Business Lending, Loans, Banking, Credit, Sales, Credit Analysis, Financial Analysis
Education
St Agnes Academy
University of Southern Mississippi
First State Bank March 2013 - November 2013
Independent Bank July 2012 - February 2013
SunTrust Mortgage August 2005 - May 2012
Regions Bank December 1999 - August 2005
First Horizon Home Loans January 1991 - December 1999
Skills
FHA DE, FHA, VA loans, Conventional, Loan Origination, Mortgage Banking, Mortgage Lending, Refinance, Real Estate
Education
The University of Memphis
Independent Bank June 2004 - Present
Education
University of Detroit Mercy 1970 — 2004
Independent Bank April 2011 - Present
Independent Bank September 2010 - April 2011
Education
University of Oklahoma - Price College of Business 2000 — 2004
BBA, Finance
Independent Bank January 1999 - Present
Independent Bank January 1999 - Present
Comerica Bank June 1984 - May 1997
First of America -Detroit Bank January 1972 - May 1984
Skills
Banking, Commercial Banking, Mortgage Lending, Loan Origination, Construction Loans, Credit, Credit Analysis, Credit Risk, Credit Administration, Loan Review, Collateral Evaluation, Mergers & Acquisitions, Lines Of Credit
Education
Wayne State University 1965 — 1969
Master of Business Administration (M.B.A.), Finance, General
University of Detroit Mercy 1961 — 1965
Bachelor of Science (B.S.), Finance, General