Independent Bank
Independent Bank is a bank headquartered in Grand Rapids, Michigan. The bank has 82 branches, all of which are in rural and suburban Michigan. Headquarters: Ionia, Michigan, United States CEO: William B Kessel (1 Jan 2013–) Number of employees: 911 (2017) Founded: 1864 Subsidiaries: Independent Bank Grand Rapids, Michigan,
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Independent Bank Employees
Independent Bank October 2004 - Present
Independent Bank June 2001 - October 2004
Meijer 1996 - 2001
Skills
Banking, Customer Service, Cross Selling, Loans, Retail Banking, Credit, Team Leadership
Education
Grand Rapids Community College 2000 — 2002
Business Administration
Rockford High School 1997 — 2000
Diploma
Northpointe Bank October 2012 - Present
Independent Bank 2006 - October 2012
Centennial Securities Co. LLC 2000 - 2001
Skills
Compliance, Compliance Audits, HMDA, Quality Assurance, Mortgage Banking, Banking, Customer Service, Microsoft Office, Outlook, Microsoft Excel, Microsoft Word, Team Leadership, PowerPoint, Credit, Organizing, Fraud Investigations, Fraud Prevention, Problem Solving, Teamwork
Education
Davenport University 2010 — 2014
Bachelor's Degree, Biometric Security
Davenport University 2010 — 2014
Bachelor's of Science, Biometric Security
DiCom Software September 2014 - Present
RamQuest Software, Inc. April 2013 - September 2014
Transnation Title Agency of Michigan July 2008 - March 2013
Lighthouse Title June 2005 - July 2008
Metropolitan Title September 2003 - June 2005
Independent Bank June 2001 - September 2003
Old Kent Bank April 1998 - June 2001
Skills
Sales, Selling, Strategic Partnerships, Business Development, Negotiation, Title Insurance, Mortgage Lending, Customer Service, Real Estate Transactions, Real Estate, New Business Development, Management, Sellers, Foreclosures, Marketing, CRM, Residential Homes, Contract Negotiation, Team Building, Short Sales, Relationship Management, Customer Retention, Salesforce.com, Customer Acquisition, Real Estate Marketing, Software Solution Sales, Enterprise Software, Training, Leadership, Sales Management, Solution Selling, Strategic Selling, Marketing Strategy, Customer Relations, Problem Solving, Risk Management, Credit Risk, Enterprise Risk..., Risk Assessment, Vendor Management
Education
Eastern Michigan University 1995 — 2000
Bachelors of Business Administration, Business, Management, Marketing, and Related Support Services
Coastal Carolina Neuropsychiatric Center August 2012 - Present
Psychiatric Evaluator August 2012 - March 2013
Community Bank, NA May 2009 - September 2011
Independent Bank December 2007 - February 2009
Memphis Tennessee January 2007 - May 2007
Fox Bridge Assisted Living Community January 2007 - May 2007
Crichton College August 2003 - May 2007
Skills
Customer Service, Microsoft Office, Interviews, Mental Health, Crisis Intervention, Case Managment, Psychotherapy, Case Management, Psychology
Education
Grand Canyon University 2013 — 2015
MS, Professional Counseling
University of Phoenix, Phoenix Arizona 2010 — 2011
Master of Psychology, Psychology
Crichton College 2003 — 2007
Bachelor of Science, Psychological Studies
Independent Bank 2013 - Present
Stout Group Real Estate July 2001 - 2013
Skills
Income Properties, Relocations, HUD, Sellers Agent, Short Sales, Foreclosures, Commercial, Skilled negotiator, Management, Mentor, Marketing, Advertising Specialist, Strategic Planning, Operations Management, Team Building, Relocation, Commercial Real Estate, Real Estate, Sellers, Finance, First Time Home Buyers, FHA, MSHDA, Corporate Relocation, Construction Financing, Conventional Home Loans, Thinking out of the box..., Residential Homes, Refinance, Mortgage Lending, Investors, Condos, REO, Referrals, Selling, Mortgage Banking, VA loans, Residential Mortgages, Loan Origination, Negotiation
Education
Baker College Center for Graduate Studies 2009 — 2012
ABA Business Administration, Management and Operations
Grand Rapids Community College
1st State Bank of Saginaw RotarianBay City Morning Rotary2010 - 2013
Independent Bank November 1992 - July 2006
Lane Bryant 1982 - 1991
Skills
Banking, Treasury Management, Bank Secrecy Act, Fraud, Deposits, Retail Banking, Commercial Banking, Sales, Customer Service, Internet Banking, Cash Management, Microsoft Excel, Branch Banking, ACH, Credit Cards, Microsoft Office, Core Banking, Financial Risk, AML
Education
NACHA
AAP Acreditied ACH Professional, Electronic Transactions
Delta College
Independent Bank July 2013 - Present
Coldwell Banker Hoppough & Associates January 2006 - Present
Independent Bank January 2005 - July 2013
Edward Jones April 2004 - January 2005
Skills
Loans, Investments, Real Estate Transactions, Finance, Commercial Lending, Financial Services, Commercial Banking, Real Estate, Commercial Real Estate, Credit Analysis, Credit, Securities, Portfolio Management, Loan Origination, Mortgage Banking, Consumer Lending, Small Business Lending, Risk Management, Series 7
Education
Graduate School of Banking (Univ. of Wisconsin) 2012 — 2014
Grand Valley State University 1999 — 2004
Bachelor of Business Administration (B.B.A.), Finance
Ionia
Kingston Comm. Schools June 2002 - Present
Independent Bank December 1996 - December 1999
Marlette Regional Hospital August 1985 - July 1988
Skills
Supervisory Experience, Microsoft Office, Microsoft Word, Microsoft Excel, Microsoft Publisher, Customer Service, Online Research, Office Management, Google Docs, Google Earth, Accounting, Problem Solving, Office Equipment, Computer Maintenance, Petty Cash, Organization Skills, Phone Etiquette, Professional Phone..., Multi-line Phone, Circulation, Catalog Circulation, MARC RECORDS, Program Development, Web Site Editing, Website Development, Storytelling
Education
Ferris State University 1980 — 1982
Associate's degree, Business Communications
Caro Community School 1975 — 1980
Dipolma, Business/Accounting
Kohl's Department Stores February 2012 - Present
Kohl's Department Stores September 2011 - February 2012
Kohl's Department Stores August 2011 - September 2011
Kohl's Department Stores October 2010 - August 2011
Independent Bank July 2005 - July 2008
Skills
Wicklander-Zulawski..., Loss Prevention, Surveillance, CCTV, Inventory Control, Organized Retail Crime, Security Awareness, Associate Development, Retail, Merchandising, Customer Service, POS, Cashiering, Microsoft Word, Microsoft Excel, Security Audits, Supervisory Experience
Education
Michigan State University 2007 — 2010
Bachelor of Arts (BA), Global and Area Studies (International Development)
Jackson Community College 2004 — 2007
Associate of Arts (AA), General Studies
Stiles Machinery September 2015 - Present
Independent Bank October 2014 - September 2015
Independent Bank December 2010 - October 2014
ManpowerGroup May 2010 - August 2010
Skills
Banking, Finance, Retail Banking, Financial Services, Customer Service, Credit, Cross Selling, Sales, Investments, Loan Origination, Consumer Lending, Team Leadership
Education
Grand Valley State University 2013 — 2014
Bachelor's Degree, Finance, Magna Cum Laude
Grand Rapids Community College 2010 — 2012
Pre-Business
Weld County Garage November 2012 - August 2014
Norco CPAs - M5 Consulting, LLC July 2009 - November 2012
FirsTier Bank November 2006 - October 2008
Centennial Bank of the West February 2005 - November 2006
FirsTier Bank - Compass Bank October 1999 - December 2004
Independent Bank August 1992 - October 1999
The First National Bank, Otis, CO May 1987 - August 1992
Citizens National Bank July 1984 - May 1987
Skills
Investments, Loan Origination, Mortgage Lending, Asset Based Lending, Portfolio Management, Small Business Lending, Construction Loans, Agriculture
Education
Kansas State University 1981 — 1983
BS, Ag Economics
Garden City Community College 1978 — 1980
Associates, General Business
State of Michigan July 2015 - Present
Independent Bank May 2004 - September 2014
Independent Bank November 2002 - May 2004
Independent Bank May 1999 - July 2001
Amerihost Inn April 1998 - May 1999
Carson City Hospital June 1990 - August 1993
Skills
Management, Budgets, Negotiation, Banking, Databases, Customer Service, Project Management, Microsoft Excel, Microsoft Office, Outlook, Leadership, Microsoft Word, Team Leadership, PowerPoint, Strategic Planning
Education
Lansing Community College 2014 — 2016
Associate's degree, Business
Ferris State University 1992 — 1994
Journalism / Administrative Assistant with legal emphasis
CC-C 1988 — 1992
Kelly Services September 2010 - Present
Independent Bank October 2006 - September 2010
Skills
College Recruiting, Recruiting, Onboarding, Applicant Tracking..., Temporary Staffing, Sourcing, Talent Acquisition, Staffing Services, Internet Recruiting, Job Fairs
Education
Fashion Institute of Design & Merchandising 2000 — 2002
Associate of Science (A.S.), Fashion Merchandising
Sherman High School 1995 — 1999
Happy Puppy Doggy Daycare and Cage Free Boarding 2014 - Present
Independent Bank 2013 - 2014
Dreamerica Mortgage 2003 - 2009
Heartland Home Finance 1997 - 2003
Skills
Dogs, Dog Daycare, Dog Boarding (cage-free), Customer Service, Customer Satisfaction
Education
Grand Valley State University 2012 — 2013
Biomedical Science Major / Pre-Med, Junior
Grand Rapids Community College 2010 — 2012
Associates in Science, Pre-Medicine/Pre-Medical Studies
Midland Daily News 2010 - 2013
Micro Center March 2011 - January 2012
Micro Center 2011 - 2012
Independent Bank November 2009 - October 2010
Harding's Marketplace October 2007 - January 2009
Midland Center for the Arts May 2007 - September 2007
Skills
Cash Handling Experience, Janitorial, Banking, Journalism, Customer Service, DJ, Discourse Analysis, Historical Theology, Custodians, Proofreading, Creative Writer, Musical Theatre
Education
Western Michigan University 2006 — 2009
Bachelor of Arts (BA), Theology/Theological Studies
Delta College 2004 — 2006
Mechanical Engineering
Midland High School 1999 — 2004
General Education- Diploma
Dallas Associated Dermatologists January 2013 - Present
MAC Cosmetics June 2011 - September 2012
Independent Bank September 2010 - February 2011
Skills
Sales, Customer Service, Customer Oriented, Computer Proficiency, Microsoft Office, Microsoft Excel, Microsoft Word, OneSite, Customer Engagement, Makeup Artistry, Makeovers, Fax, Communication Skills, Organization, Phone Skills, Phone Etiquette, Banking, Teller Operations, Money, Blue Moon, Residential Communities, Residential Care, Cosmetics, Long-term Customer..., Retail, Strategic Sales, Team Building, Team Leadership, Teamwork, Cross Selling, Appointment Scheduling, Public Speaking
Education
Eastfield College 2008 — 2009
Poteet High School 2004 — 2008
Celink July 2011 - Present
Coldwell Banker Hubbell Briarwood Real Estate Company February 2010 - April 2011
Independent Bank 2003 - 2009
Skills
Spreadsheets, Outlook, Data Entry, Access, Accounts Payable, Microsoft Excel, Account Reconciliation, Teamwork, Customer Service, Bookkeeping, Telephone Skills, Microsoft Word, Accounting, PowerPoint, Accounts Receivable, Microsoft Office, Financial Reporting, Invoicing
Education
Davenport University 2011 — 2017
Bachelor's degree, Accounting
Davenport University 2011 — 2015
Associate's degree, Accounting
Department of Navy April 2013 - October 2015
InnovaSystems International, LLC September 2011 - March 2013
Serco - North America February 2010 - September 2011
Lockheed Martin April 2009 - February 2010
Escape Snack Bar January 2008 - February 2010
Independent Bank August 2007 - October 2008
San Diego Union Tribune July 2005 - May 2007
US Navy August 2002 - June 2005
Skills
Customer Service, Management, Security, Microsoft Office, Software Documentation, Security Clearance, Microsoft Excel, Process Improvement, DoD, Team Leadership, Outlook, Team Building, Human Resources, Windows, Training, Program Management, Access, Government, Military, Leadership, Defense, Microsoft Word, Policy, PowerPoint, Physical Security, Military Experience
Education
University of Phoenix-San Diego Campus 2014 — 2015
Master of Business Administration (MBA), Business Administration and Management, General
National University 2011 — 2013
Bachelor of Business Administration (B.B.A.), Business Management
Delta College 1998 — 2001
Associate of Science, Pre-Engineering - 69 credits
Mesirow Financial January 2014 - Present
HealthCare Appraisers, Inc. June 2012 - December 2013
Midwest Capital Advisors January 2012 - April 2012
Chemical Bank August 2011 - January 2012
UBS May 2011 - September 2011
Independent Bank May 2009 - August 2010
Skills
Financial Analysis, Financial Statements, Credit Analysis, Financial Modeling, Investments, Banking, Valuation, Credit, Microsoft Excel, Accounting
Education
Grand Valley State University 2008 — 2012
Bachelor of Business Administration (B.B.A.), Finance and Economics, 3.5
Dewitt High School
Financial Services Provider November 2011 - Present
Chemical Bank November 2011 - Present
Independent Bank 2008 - 2011
Independent Bank November 2003 - 2008
Skills
Business Analysis, Requirements Analysis, Customer Service, Requirements Gathering, Banking, HelixPLAN Facilitation..., Business Case..., RFP Generation, Negotiation, Integration, Process Improvement, Business Requirements, Team Building, Business Process..., Team Leadership, Budgets, ITIL, Project Planning, Project Management, Strategic Planning, Software Documentation, Information Security, Risk Management, Network Administration, Active Directory, SQL, Access, Analysis, Change Management, Security, PCI DSS, Systems Analysis, Microsoft Office, Use Case Analysis, Functional..., Microsoft Excel, Databases, Troubleshooting, IT Operations, Portfolio Management, Disaster Recovery, Microsoft SQL Server, System Administration, Visio, Vendor Management, SharePoint, IT Management
Education
Davenport University 2006 — 2009
Master of Business Administration (M.B.A.), Strategic Management, Overall GPA 3.47
Davenport University
Bachelor’s Degree, Computer and Network Management
Independent Bank August 2013 - Present
Independent Bank July 2013 - August 2013
MiPhotobooth July 2010 - August 2013
Elhart GMC Hyundai August 2012 - March 2013
Grand Valley State University August 2010 - August 2012
Trendway Corporation May 2011 - August 2011
Fairly Painless Advertising January 2011 - May 2011
Elhart Nissan May 2009 - August 2009
Holland Country Club 2004 - 2008
Skills
Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Public Relations, Event Planning, Sales, Photoshop, Microsoft Office, Social Media, Event Management, Leadership, Organization, Networking, Time Management, Training, Finance, Risk Management, Banking, Credit, Loans, Management, Marketing, Account Management, Teamwork, Advertising, Social Networking, Facebook
Education
Grand Valley State University 2010 — 2012
Bachelor's Degree, Finance
Michigan State University 2008 — 2010
Holland High School
At Your Service Valet October 2009 - September 2014
Independent Bank May 2011 - August 2011
Walmart June 2010 - August 2010
Skills
Customer Service, Microsoft Office, Excel, Word, Customer Relations, PowerPoint, Problem Solving, Hiring, Team Leadership, Supervisory Skills, Social Media
Education
Grand Valley State University 2007 — 2011
BBA, Business Management
DeWitt High School 2003 — 2007
College Prep Courses
Independent Bank July 2014 - Present
Independent Bank March 2012 - Present
Fifth Third Bank October 2011 - March 2012
The GSB Group June 2010 - October 2011
Independent Bank Corp June 1998 - June 2010
CommonPoint Mortgage October 1995 - June 1998
Center State Bank September 1994 - September 1995
Skills
Crystal Reports, Fiserv UniFi 5.2..., IBM Rational ClearCase..., Progress 4GL, Microsoft Office, Access, Excel, Microsoft SQL Server, Management, System Administration, Programming, Databases, MS Project, Networking, Mortgage Lending, Software Documentation, Process Improvement, SQL, Troubleshooting, Microsoft Excel, Database Administration, Outlook, Visio, Project Management, Business Analysis, .NET, Business Objects, Citrix
Education
Davenport University 1992 — 2008
Certificate, Financial Administration
Davenport University
Certificate, Accounting
Kelloggsville
Apollo Home Mortgage May 2015 - Present
Emu Australia November 2014 - April 2015
American International Foods May 2014 - October 2014
Wolverine World Wide August 2010 - May 2014
Wolverine World Wide Corporation January 2006 - August 2010
Wolverine World Wide Corporation April 2003 - April 2007
Wolverine World Wide Corporation April 2001 - April 2003
Corporate Staffing Resources January 2000 - January 2001
Independent Bank January 1996 - January 1999
Skills
Forecasting, Sourcing, Retail, Supply Chain, Footwear, Shoes, Merchandising, Apparel, Trend Analysis, Warehousing, 3PL, Wholesale, Fashion, Marketing, Global Sourcing, Sportswear, SAP Implementation, SAP BW, Payroll, Product Development, SAP R/3, SharePoint, EDI, Sketching, Leather, Trend, Invoicing, TradeCard, Sarbanes-Oxley Act, 203K, Loan Origination
Education
University of Phoenix 2004 — 2013
Business Management, Business, Management, Marketing, and Related Support Services
Davenport University
Associates; Bachelors, Accounting; Forensic Accounting; Accounting Fraud Investigation
Independent Bank May 2006 - Present
CommunityShores Bank January 1998 - July 2006
FMB- Lumbermans Bank August 1986 - July 1997
Old Kent Bank 1971 - 1986
Skills
Credit, Commercial Lending, Banking, Loans, Underwriting, Small Business Lending, Commercial Banking, Credit Analysis, Consumer Lending, Mortgage Lending, Construction Loans, Risk Management, Commercial Mortgages, Finance, Strategic Planning, Real Estate, SBA, Portfolio Management, Loan Origination, Mortgage Banking, Lines Of Credit, Refinance, Treasury Management, FHA, Credit Risk, Cross Selling, Private Banking, Cash Management, Retail Banking, Branch Management, Middle Market, Residential Mortgages, Merchant Services, Financial Structuring, FHA financing, USDA, Relationship Management, Asset Based Lending, Financial Institutions, Financial Services, VA loans, Financial Risk, Wealth Management, Mortgage Marketing, Investment Advisory, Series 63, Internet Banking, Retirement Planning, Investments, Series 7
Education
Western Michigan University 1972 — 1974
Bachelor of Arts (B.A.), History
Grand Rapids Community College 1971 — 1972
Associate's degree, history
Bronson Healthcare September 2013 - Present
Bronson Methodist Hospital December 2011 - September 2013
Bronson Methodist Hospital September 2010 - September 2011
Bronson Methodist Hospital September 2007 - September 2010
Bronson Methodist Hospital January 2006 - September 2007
Bronson Methodist Hospital July 2004 - January 2006
Independent Bank July 2002 - July 2004
Skills
Onboarding, HRIS, Healthcare Information..., Performance Management, Recruiting, Benefits Administration, Employee Relations, Employee Benefits, New Hire Orientations, Deferred Compensation
Education
Grand Valley State University 1998 — 2002
BBA, Management and Human Resources
Chesaning High School
Keyser Insurance Group March 2013 - Present
First National Bank of Michigan August 2006 - March 2013
Fifth Third Bank 2004 - 2006
New York Life Insurance Company June 2003 - September 2004
Independent Bank June 1999 - June 2003
Skills
Corporate Finance, Financial Analysis, Financial Management, Banking, Commercial Banking, Risk Management, Loans, Managerial Finance, Credit, Analysis, Portfolio Management, Commercial Lending, Management, Finance, Accounting, Credit Risk, Credit Analysis, Cash Flow, Leadership, Small Business Lending, Real Estate, Treasury Management, Cash Management, Financial Services
Education
Leslie High School
Kalamazoo College 1999 — 2003
Bachelors, Economics & Finance
Leadership Kalamazoo 2009 — 2010
Graduate
The Bouma Corporation January 2014 - Present
The Bouma Corporation January 2012 - December 2013
The Bouma Corporation October 2007 - January 2012
The Bouma Corporation August 2006 - October 2007
Independent Bank October 2004 - August 2006
Skills
Accounts Payable, Accounting, Budgets, General Ledger, Finance, Invoicing, Financial Statements, Banking, Financial Reporting, Process Scheduler, Contract Negotiation, Customer Service, Management, Accounts Receivable, Construction, AIA Documents, Microsoft Office, Sales, Construction Accounting, Lien Waivers, Sales Tax, MS Project, Concur, Mitigation, Year-end Close, Internal Controls, Internal Audit, GAAP, Budget Process, Cash Flow Management, Payroll Taxes, Teamwork, Cost Accounting
Education
Grand Valley State University 2006 — 2010
Bachelor of Business Administration, Finance
Grand Rapids Community College 2004 — 2006
Associates in Arts, Business
LenderLive Network, Inc. November 2012 - February 2014
Hastings City Bank February 2012 - November 2012
Bank of America November 2010 - April 2011
Independent Bank January 2008 - 2009
SunTrust Bank November 2004 - December 2006
Countrywide Home Loans September 1996 - October 2004
Skills
Business Development,..., Retail, FNMA, FHA financing, VA loans, USDA, Consumer Lending, Home Equity Loans, First Time Home Buyers, Home Equity Lines of..., FHLMC, USDA Rural Housing, NMLS Licensed, Home Equity, Loan Origination, Finance, Credit Risk, Customer Service, FHA, FHA Financing, Investment Properties, Mortgage Banking, Non-Conforming, Real Estate, Reverse Mortgages, VA Loans, Real Estate Financing
Education
Indiana University South Bend 1982 — 1984
Non-Accredited, Administrative Assistant Certificate, Passed
Comstock High School 1971 — 1975
High School Diploma, General Studies
Independent Bank April 2002 - Present
Bank One January 1996 - August 2001
NBD 1986 - 2001
Union Bank September 1973 - January 1986
Skills
Commercial Lending, Retail Banking, Banking, Risk Management, Commercial Banking, Treasury Management, Small Business Lending, Underwriting, Loan Origination, Credit, Finance, FHA, Customer Service, Mortgage Banking, Credit Analysis, Loans, Credit Risk, Process Improvement, Financial Analysis, Portfolio Management, Consumer Lending, Strategic Planning, Mortgage Lending, Financial Risk, Construction Loans
Education
Davenport University 1974 — 1979
Banking
Independent Bank November 2012 - Present
Independent Bank August 2008 - November 2012
Silver Leaf Renaissance Faire 2009 - 2011
Silver Leaf Renaissance Faire 2006 - 2011
Indepedent Bank August 2006 - August 2008
Independent Bank August 2003 - August 2006
Skills
Retail Banking, Consumer Lending, Customer Service, Branch Management, Microsoft Office, Notary Public, Training, Management, Banking, Credit, Loan Origination, Small Business Lending, Credit Analysis, Commercial Banking
Education
Kalamazoo Valley Community College 2001 — 2002
Loy Norrix High School 1997 — 2001
Highschool Diploma - High Honors Graduate
Kellogg Community College
Business Administration and Management, General
Northern Mortgage Services February 2015 - Present
Independent Bank January 2015 - February 2015
Brook Mortgage Corporation May 2014 - December 2014
Arbor Mortgage September 2007 - December 2013
Westside Mortgage Corporation September 2006 - September 2007
VanDyk Mortgage January 1994 - September 2005
Skills
Giving Excellent..., Refinance, Mortgage Lending, Loans, Residential Mortgages, Credit, Loan Origination, FHA, USDA, FHA Financing, VA Loans, Mortgage Underwriting, Credit Analysis, Underwriting, First Time Home Buyers, Banking, Mortgage Banking, Horses
Education
Grand Rapids Community College 1986 — 1989
Forest Hills Northern High School 1982 — 1986
The Bank of Holland March 2014 - Present
Chase Bank August 2013 - February 2014
Independent Bank August 2006 - August 2013
Skills
Mortgage Lending, Credit Analysis, Loans, Credit, Refinance, Real Estate, Investment Properties, Construction Loans, Loan Origination, Home Equity Loans, Condos, VA Loans, Mortgage Banking
Education
Grand Valley State University 1979 — 1981
Finance, Accounting and Finance
Lake Michigan Credit Union February 2010 - Present
Independent Bank August 2009 - February 2010
Skills
ACH, Wire Transfers, Fedwire, Federal Reserve, Symitar, General Ledger..., Procedure Manuals
Education
Grand Valley State University 2004 — 2008
Bachelor of Science, Public and Nonprofit Administration
Kawasaki Motors Corp., U.S.A. March 2015 - Present
Stryker March 2014 - August 2014
Otterbase / Amway November 2013 - February 2014
Independent Bank April 2008 - November 2013
Universal Spiral Air March 2002 - April 2008
US Navy January 1976 - January 2000
Skills
Process Improvement, Visio, Software Documentation, MS Project, PMO, Microsoft Office, Team Leadership, Requirements Gathering, Requirements Analysis, Systems Analysis, Risk Management, Vendor Management, Project Planning, Analysis, SharePoint, IT Management, Team Building, Business Intelligence, PMP, Quality Assurance, Disaster Recovery, Cross-functional Team..., Project Delivery, Coaching, Certified Project..., PMO Development, Team Mentoring, Excel Services, Performance Dashboards, Project Management, Microsoft Project
Education
Grand Valley State University 2001 — 2005
BS, IT
University of Maine - Orono 1999 — 2000
General Studies
New York Regency 1996 — 1998
Associate of Science (A.S.), Natural Sciences
Apple June 2014 - Present
Lansing Community College August 2012 - Present
Misty Minna Photography LLC May 2008 - Present
Art Van Furniture May 2008 - 2011
X-Rite May 2007 - April 2008
Independent Bank May 2006 - August 2006
Skills
Marketing Communications, Marketing Research, Marketing Strategy, Photography, Photoshop, Digital Photography, Wedding Photography, Corporate Branding, Brand Awareness, Brand Implementation
Education
Grand Valley State University 2003 — 2007
Bachelor of Science, Photography
Grand Valley State University 2003 — 2007
Bachelor of Science, Advertising and Public Relations
Independent Bank August 2013 - Present
Wind & Willows May 2012 - August 2013
Outdoor Adventures September 2010 - May 2011
Skipper Bud's Marina June 2007 - December 2008
Valley Plaza Resort, Guest Services January 2007 - April 2007
Bay Valley Resort, Guest Services August 2006 - January 2007
Things Remembered November 2003 - January 2006
Skills
Inventory Management, File Management, Microsoft Word, Microsoft Excel, PowerPoint, Microsoft Office, Sales, Credit, Cash Flow, Customer Service, Teamwork, Accounts Receivable, Multi-line Phone, Inventory, Outlook, Process Scheduler, Data Entry, 10 Key, Customer Satisfaction, Computer Proficiency, Loss Mitigation
Education
Saginaw Valley State University 2009 — 2012
Bachelor of Arts (B.A.), Psychology
Delta College 2002 — 2006
Associate's, Liberal Arts
Garber High School
Victoria's Secret May 2014 - Present
Meijer December 2013 - May 2014
Rosler Metal Finishing USA, LLC May 2010 - December 2013
Victoria's Secret August 2008 - May 2010
Independent Bank October 2008 - June 2009
Skills
Social Media Marketing, Advertising, Marketing Communications, Public Relations, Press Releases, SEO, Writing News Releases, Creative Strategy, Event Planning, SEM, Web Analytics, Web Design, Copywriting, Digital Copywriting, Digital Marketing, Digital Strategy, Social Media, Social Media Strategist, Newsletter Production, Email Marketing, HTML emails, HTML, CSS, Event Management, Corporate Communications, Corporate Events, Email Newsletter Design, Email Marketing Software, Email Strategy, Online Marketing, Online Communications, Marketing Strategy, Marketing Management, Web Content, Web Marketing, International Relations, International Business, International Marketing, Business Strategy, Business, Strategic Communications, Internal Communications, Crisis Communications, Internal & External..., Strategic Planning, Strategic Thinking, Media Planning, Strategic Public..., News Writing, Speech Writing
Education
Grand Valley State University 2006 — 2010
BA, Communications, Public Relations, Advertising
Chemical Bank June 2009 - Present
Independent Bank June 2006 - February 2009
Community Shores Bank 2003 - 2006
Skills
Commercial Banking, Banking, Mortgage Lending, Credit Analysis, Loans, Credit
Education
Grand Valley State University 1998 — 2000
Bachelor's degree, Finance, General
Perry School of Lending 2009 — 2009
General Banking, Banking and Financial Support Services, A
Carson Newman College 1997 — 1997
Grand Rapids Community College 1995 — 1997
Associate of Arts (A.A.), General Studies
Mona Shores High School 1991 — 1995
State of Michigan June 2015 - Present
Independent Bank August 1999 - June 2015
Junior Achievement 2009 - 2015
Portland recreation 2009 - 2015
Independent Bank 2010 - 2012
Independent Bank 1999 - 2010
Skills
Consumer Lending, New Account Opening, Management, Community Outreach, Coaching, Teamwork, Training, Financial Literacy..., Business Accounts,..., Personal Accounts,..., Experience Working with..., Leadership, Volunteering, Girl Scout Leader, Retail Banking, Customer Service, Banking, Interviews, Public Speaking, Team Building
Education
Grand Valley State University 2004 — 2006
Psychology/ Business
Lansing Community College 1999 — 2004
Psychology
St Patrick School
St. Jude Children's Research Hospital May 2014 - Present
OSF St. Anthony’s Medical Center May 2012 - April 2014
Memorial Hospital of South Bend December 2011 - April 2012
Independent Bank May 2010 - December 2011
Grand Valley State University October 2008 - April 2010
Kroger July 2007 - December 2009
Skills
BLS, Medical Terminology, Healthcare, Hospitals, Cpr Certified, Patient Safety, EMR
Education
Grand Valley State University 2008 — 2012
Bachelor of Science (BS), Diagnostic Medical Sonography/Sonographer and Ultrasound Technician
Almont High School 2004 — 2008
High School Diploma, General Studies, A
Results Physiotherapy January 2015 - Present
inVentiv Health June 2014 - January 2015
Novartis 2012 - 2014
Novartis 2010 - 2012
Novartis 2007 - 2010
Novartis 2005 - 2007
Independent Bank Memphis 2003 - 2005
Independent Bank 2002 - 2003
Independent Bank 2001 - 2002
Skills
Sales Management, Sales Force Development, Forecasting, Customer Satisfaction, Sales Operations, Strategic Planning, Consultative Selling, Neurology, Rheumatology, Endocrinology, Gastroenterology, Urology, Account Management, Credit Analysis, Credit Risk, Contract Negotiation, Financial Analysis, Project Management, A/R collections, Long-term Care, Buy and Bill, Managed Care, Medicare, Business Development, Healthcare Reimbursement, Medicare/Medicaid..., Hospital Reimbursement, Pharmaceutical Sales, Sales, Leadership
Education
The University of Memphis 2015 — 2016
Master of Business Administration (M.B.A.)
Dillard University
B.A., Business Management
Trivalent Group, Inc. June 2015 - Present
Trivalent Group, Inc. May 2014 - June 2015
Independent Bank August 2011 - May 2014
First American Title Insurance Co. July 1999 - June 2011
Upjohn/Pharmacia-Upjohn January 1995 - April 1999
United States Air Force 1988 - 1991
Skills
Troubleshooting, XP, Printers, Disaster Recovery, Technical Support, Microsoft Exchange, IT Management, Help Desk Support, Servers, Network Administration, Vulnerability Assessment, Vendor Management, Active Directory, Security, System Administration, Software Installation, Network Security, Information Security, SQL, Virtualization, Hardware, VMware, Software Documentation, PCI DSS, WAN, Networking, Network Engineering, VPN, Visio, Windows Server, IT Operations, SharePoint, Cisco Technologies, Citrix, Data Center, Firewalls, Information Security..., Information Technology, LAN-WAN, Microsoft SQL Server, Microsoft Technologies, TCP/IP, VMware ESX, Windows 7, Wireless Networking, Windows XP, Infrastructure, Operating Systems, System Deployment, ITIL
Education
Davenport University 2010 — 2012
Computer Information Systems, Computer Programming
Kalamazoo Community College 1991 — 1994
AAS, Electronics Technology
US Senate Federal Credit Union January 2003 - Present
United States Senate FCU January 2000 - January 2003
United States Senate FCU January 1995 - January 2000
Independent Bank January 1989 - January 1995
FDIC January 1986 - January 1989
Skills
Credit Unions, Loans, ALM, Investments, Credit, Commercial Lending, Financial Institutions, Financial Analysis, Executive Management, Mergers, Banking, Managerial Finance, Mortgage Lending, Finance, Due Diligence, Risk Management, Consumer Lending, Financial Risk, Strategic Planning, Accounting, Leadership
Education
George Mason University 1990 — 1994
Master of Science, Accounting
University of Maryland - Robert H. Smith School of Business 1982 — 1985
Bachelor of Science, Finance
Eaton April 2015 - Present
Charter Media September 2014 - April 2015
Kellogg Company February 2013 - September 2014
Comerica Bank August 2011 - February 2013
Independent Bank May 2010 - July 2011
Skills
SAS, Excel, PowerPoint, Outlook, Customer Service, Microsoft Office, Problem Solving, Statistics, Word, Accounting, Banking, Credit, Credit Analysis, Loans, Underwriting, Financial Analysis, Microsoft Word, Microsoft Excel
Education
Grand Valley State University 2007 — 2011
Bachelor of Science; 2011, Statistics
Independent Bank September 1981 - Present
Skills
Banking, Financial Risk, Information Security, Vendor Management, Loans, Commercial Lending, Credit, IT Management, Risk Management, Portfolio Management, Crystal Reports, Credit Analysis, Mortgage Lending, Sarbanes-Oxley Act, Management, Mergers, Process Improvement, Team Leadership, Disaster Recovery, Commercial Banking, Treasury, Project Management, Credit Risk, Mortgage Banking, Business Analysis, Finance, Customer Service, Security, Budgets, Consumer Lending, Strategic Planning, Financial Analysis, Financial Services, Loan Origination, Mergers, Treasury Management, Information Technology
Education
Western Michigan University 1987 — 1991
Masters of Business Administration, Finance
Grand Valley State University 1975 — 1979
Bachelor of Science Degree, Finance
Independent Bank 2013 - Present
Wolverine Bank 2013 - 2013
Wolverine Bank 2010 - 2013
Flagstar Bank 2009 - 2010
Citizens Bank - Saginaw February 2008 - October 2009
Skills
Sales Management, Marketing Financial..., Staff Training and..., Banking Products and..., New Business Development, Revenue Growth..., Branch Management, Relationship Building, Account Management, Project Management, Strategic Ability to..., Self Motivated, Excellent..., Customer Service..., Banking, Organization &..., Inter-personal, Customer Service, Credit, CRM, Finance, Loans, Sales, Business Development, Credit Analysis, Management
Education
Delta College 2003 — 2005
Heritage High School 1999 — 2003
Multi Packaging Solutions July 2014 - Present
Multi Packaging Solutions December 2012 - July 2014
Farmers Insurance June 2011 - December 2012
Independent Bank May 2008 - October 2010
Skills
Financial Reporting, Accounts Payable, Accounting, Accounts Receivable, Account Reconciliation, Finance, Customer Service, Time Management, Microsoft Office, Microsoft Excel, Financial Analysis, Financial Statements
Education
Grand Valley State University 2008 — 2011
Master of Science (MS), Accounting
Grand Valley State University 2004 — 2007
Bachelor of Business Administration (BBA), Accounting
Independent Bank August 2015 - Present
Independent Bank May 2013 - Present
Thirty-One Gifts March 2012 - August 2014
Skills
Coaching, Customer Service, Training, Public Speaking, Event Planning, Sales, Fundraising, Social Media, Team Leadership, Writing, Editing, Organization, Communicaitons, Vocabulary, Reasonable, Flexable, Reliable, Motivated self-starter, Storytelling, Marketing, Social Media Marketing, Facebook, Blogger, Time Management, Social Networking, Pinterest, Public Relations, Creative Writing, Microsoft Office, Microsoft Word, PowerPoint, Microsoft Excel, Outlook, Freelance Writing, Web Content, Direct Sales, Nonprofits, Publicity, Strategic Planning, Advertising, Media Relations, Online Marketing, Proofreading, Community Outreach, Customer Satisfaction, Volunteer Management, Budgets
Education
Grand Rapids Community College 2008 — 2010
Business, Management, Marketing, and Related Support Services
Tri County High School 2003 — 2007
Diploma
Jackson Lake Lodge May 2015 - Present
Breckenridge Ski and Ride School October 2014 - April 2015
Jackson Lake Lodge May 2014 - October 2014
Vail Resorts December 2013 - April 2014
Independent Bank November 2012 - December 2013
The Firm Public Relations & Marketing May 2013 - June 2013
Huntington National Bank May 2011 - October 2012
Skills
Banking, Credit, Cross Selling, Deposits, Cash Management, Customer Service, Writing, Group Work, Typing, Social Networking, Communication, Strategic Communications, Social Media, Research, Media Relations
Education
Grand Valley State University 2010 — 2013
BA, Communications
Grand Valley State University 2010 — 2013
Bachelor's of Communication Studies, Communication Studies
Bethany Christian Services April 2013 - Present
Michigan Abolitionist Project (MAP) May 2012 - September 2014
Family Futures January 2013 - May 2013
Grand Valley State University January 2011 - April 2013
Women At Risk, International January 2012 - May 2012
Women At Risk, International October 2011 - January 2012
Independent Bank May 2010 - August 2010
Skills
Event Planning, Volunteer Management, Research, Higher Education, Nonprofits, Project Planning, Microsoft Office, Fundraising, Community Outreach, Program Development, Leadership, Customer Service
Education
Grand Valley State University 2009 — 2013
Bachelor of Science (B.S.), Public and Nonprofit Administration
Dublin City University 2012 — 2012
Irish Culture and History Study Abroad Program, Northern Ireland Conflict
Michigan One Community Credit Union November 2014 - Present
Michigan One Community Credit Union May 2012 - Present
Portland Federal Credit Union 2009 - 2012
Independent Bank 2007 - 2009
Skills
Retail Banking, Loans, Banking, Credit, Consumer Lending, Branch Banking, Cross Selling, Commercial Banking, Loan Origination, Credit Analysis, Deposits, Mortgage Banking, Branch Management, Credit Cards, Customer Service, Management
Education
Davenport University
Bachelor of Business Administration (B.B.A.)
Chemical Bank February 2014 - Present
Comerica Bank April 2013 - February 2014
Hayes Green Beach Memorial Hospital January 2013 - May 2013
Independent Bank January 2012 - January 2013
SpartanNash August 2011 - July 2012
Skills
Banking, Loans, Retail Banking, Cross Selling, Accurate Data Entry, Supply Ordering, Meditech, Microsoft Office, Microsoft Exchange, Microsoft Excel, Proficient Typing Skills, Organizational..., Cash Handling Experience, Handle Confidential..., Innovation Development, Cpr Certified
Education
Delta College 2009 — 2011
Haviland Products September 2014 - Present
Independent Bank July 2012 - September 2014
7-Eleven July 2006 - July 2011
Skills
Microsoft Office, Customer Service, Microsoft Excel, Management, Microsoft Word, PowerPoint, Public Speaking, Research, Project Management, Leadership, Recruiting, Communication, HR Policies, Performance Management, Training, Time Management, Team Leadership, Employee Training, Coaching, Team Building, Interviews, Hiring, Leadership Development
Education
Grand Rapids Community College 2012 — 2015
Regional Management Corp. February 2014 - Present
Regional Management Corp. February 2011 - February 2014
Wells Fargo July 2010 - February 2011
Independent Bank June 2001 - June 2010
Skills
Management, Customer Service, Retail, Microsoft Office, Team Building, Microsoft Excel, Microsoft Word, Research, English, Windows, Outlook, Budgets, Teaching, C, Negotiation, Social Media, Event Management, Event Planning, PowerPoint, Public Speaking, Sales, Banking, Finance, Loans, Retail Banking, Salesforce, Training, Financial Services, Smartsheet, Decision Lender
Education
Delta College 2003 — 2004
Diagnostic Medical Sonography/Sonographer and Ultrasound Technician
Saginaw Valley State University 1999 — 2003
Business Administration and Management, General
PNC June 2010 - Present
RBC Bank February 2009 - May 2010
RBC Bank August 2008 - February 2009
NewBridge Bank June 2007 - July 2008
Independent Bank November 2004 - May 2007
Master's Financial Group of Michigan September 2006 - December 2006
Independent Bank August 2001 - November 2004
Skills
Risk Management, Strategic Negotiations, Interpersonal..., Self-driven, Time Management, Financial Regulation, Microsoft Office, Default Management, Portfolio Management, Financial Analysis, Building Relationships, Multi Tasking, High Stress Environment, Accounting, Credit Analysis, Finance, Default, Credit Risk
Education
Grand Valley State University 2003 — 2007
BBA, Finance
Wanigas Credit Union June 2015 - Present
Amigo Mobility International, Inc. May 2014 - June 2015
Central Michigan University November 2009 - May 2014
Independent Bank May 2013 - August 2013
Younkers October 2011 - July 2013
The Atrium Restaurant June 2010 - September 2012
Skills
Always Punctual, Word Processing, Dependable Team Player, Time Management, Critical Thinking, Student Leadership, Goal Oriented, Resume Writing, Marketing, Customer Service, Team-oriented, Phone Etiquette, Telephone Skills, Filing, Social Media Marketing, Teamwork
Education
Central Michigan University 2009 — 2014
Bachelor of Science in Business Administration, Marketing
Delta College 2008 — 2011
The Papers Inc March 2013 - Present
Cook GM Superstore February 2011 - February 2013
AT&T February 2006 - February 2011
Independent Bank February 2005 - February 2006
Skills
Customer Retention
Education
Davenport University
Business
Independent Bank March 2014 - Present
McDonald's Corporation September 2009 - March 2015
Culver Franchising System, Inc. July 2007 - August 2009
Skills
Microsoft Excel, Microsoft Word, TellerInsight, Metevante IBS Insight, Microsoft Office, Customer Service, Management
Education
Delta College 2015 — 2017
Accounting and Business/Management
Mid Michigan Community College 2009 — 2011
Accounting, 3.34
Total LIfe Changes, LLC April 2015 - Present
Michigan Veterans Affairs Agency October 2013 - Present
Top Shelf Marketing Promotion July 2009 - Present
Independent Bank October 2010 - October 2012
Skills
Public Speaking, Customer Service, Event Planning, Social Media, Team Building, Public Relations, Community Outreach, Social Networking, Fundraising, Social Media Marketing, Leadership, Microsoft Office, Marketing, Coaching, Event Management, PowerPoint, Time Management, Nonprofits, Microsoft Word, Microsoft Excel, Teaching, Advertising, Interviews, Volunteer Training, Volunteer Management
Education
Siena Heights University 2014 — 2015
Bachelor's Degree, Community Services with Integration of Family Services
Kellogg Community College 2007 — 2012
Associate's Degree, Art/Art Studies, General
Team One Credit Union January 2015 - Present
Team One Credit Union 2012 - January 2015
Independent Bank September 2006 - May 2012
Skills
Loans, Customer Service, Banking, Retail Banking, Credit, Microsoft Excel, Commercial Banking, Finance, Small Business Lending, Risk Management, Consumer Lending, Mortgage Lending, Cross Selling, Credit Analysis, Team Building, Community Outreach, Leadership, Microsoft Office, Public Speaking, Commercial Lending
Education
Saginaw Valley State University 2011 — 2012
Great Lake Bay Hispanic Leadership Institute, Leadership Certification
Delta College 1997 — 1999
General Studies
Unemployed June 2015 - Present
National Heritage Academies April 2014 - Present
Robert half - office team February 2014 - April 2014
Robert half - office team October 2013 - February 2014
Huntington National Bank September 2012 - June 2013
Independent Bank November 1993 - September 2012
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Refinance, Credit Analysis, FHA, Residential Mortgages, VA loans, FHA financing, USDA, Retail Banking, Customer Service, Banking
Education
Western Michigan University 1987 — 1990
Bachelor of Business Administration (B.B.A.), Major in Finace Minor in General Business
Grand Rapids Community College 1985 — 1987
Pre Business Administration, Associates in Arts, Pre Business, 3.8
ISU Philosophical Society 2015 - Present
Illinois Wesleyan University June 2014 - Present
Illinois State University January 2015 - May 2015
MBLGTACC 2015 (Midwest Bisexual Lesbian Gay Transgender Ally Collegiate Conference September 2013 - February 2015
Commerce Bank August 2013 - May 2014
Beattie Master Pool and Spa May 2010 - June 2013
Independent Bank December 2010 - May 2013
Skills
Banking, Retail Banking, Teamwork, Financial Risk, Customer Service, Sales, Cross Selling, Outlook, Microsoft Excel, Microsoft Word, PowerPoint, Information Technology, Information Security, Internal Audit, Endowment Funds
Education
Illinois State University 2013 — 2015
Bachelor's Degree, Accounting, 3.8
Illinois State University 2013 — 2015
Bachelor's Degree, Philosophy, 3.8
Delta College 2012 — 2013
Associate’s Degree, 4.0
Saginaw Valley State University 2010 — 2013
Undecided, 3.9
Teradata June 2010 - Present
Independent Bank July 2005 - June 2010
Skills
Active Directory, Crystal Reports, Security, Software Documentation, Network Security, Network Administration, Troubleshooting, Hardware, Networking, TCP/IP, Citrix, Windows, SQL, Linux, Integration, Databases, Business Analysis, Unix, Data Warehousing, Servers, Business Intelligence, System Deployment, Teradata, XP, DHCP, VPN, DNS, Operating Systems, Data Center, ITIL, Requirements Gathering, IT Management, System Administration, VMware, Disaster Recovery, MS Project, Information Security..., Virtualization, SharePoint, Database Administration, IT Service Management, Visio, Microsoft SQL Server, Windows Server, Database Design, VMware ESX, Requirements Analysis, Technical Support, Windows XP, IT Operations
Education
Ferris State University 2000 — 2002
Master's, MIS - Network Architect and Design
Ferris State University 1994 — 1998
BS, Food Service and Hospitality Management
Huntington National Bank April 2015 - Present
Huntington National Bank August 2014 - April 2015
Huntington National Bank September 2013 - August 2014
Huntington National Bank December 2012 - August 2013
PNC Bank June 2007 - December 2012
Fifth Third Bank August 2004 - June 2007
Independent Bank August 2002 - August 2004
Skills
Banking, Retail Banking, Scheduling, Impact 360, Coaching Staff, Customer Service, Management, Customer Experience, Consumer Lending, Credit, Underwritting, Microsoft Word, Microsoft Excel, Microsoft Power Point, Microsoft Access, Notary Public, Organizational Skills, Interpersonal Skills..., Commercial Lending, Training, Commercial Banking, Sales, Small Business Lending, Branch Banking, Relationship Management, Financial Services, Coaching, Loan Origination, Teamwork, Auditing, Credit Cards, Internet Banking, Personal Banking, Finance, Home Equity Loans, Home Equity Lines of..., Cash Management
Education
University of Phoenix 2005 — 2007
Bachelor of Science, Business Management
The Ohio State University 2004 — 2005
Business Management
Grand Rapids Community College 1999 — 2004
Associate's degree, General Education
Belding High School 1995 — 1999
High School Diploma, General
Cobblestone Business Connections, LLC March 2015 - Present
Young Ideas, dba May 2010 - Present
Merrill Lynch August 2012 - December 2013
Georgetown Charter Township February 2012 - November 2012
Charter Communications October 2006 - April 2010
Commercial Loan/Business Strategy Adviser January 2005 - October 2006
Independent Bank 2004 - 2004
Flagstar Bank May 2002 - December 2003
Comerica Bank 2000 - 2002
Huntington National Bank 1999 - 2000
Skills
Banking, Loans, Strategic Planning, New Business Development, Competitive Analysis, Financial Analysis, Customer Satisfaction, Commercial Lending, Leadership, Integrity, Inter-personal, Team Leadership, Commercial Banking, Management, Sales Management, Strategic Thinking, Sales Presentations, Business Strategy, Life Insurance, Business Analysis, Sales, Account Management, Customer Service, Disability Insurance, Business Relationship..., Competitive Intelligence, Commercial Mortgages, Real Estate Economics, Finance, Drive for Results, Financial Management, Competitive Strategies, Capital Markets, Relationship Development, Prospects, Innovation Management, Small Business Lending, Marketing, Business Networking, Commercial Real Estate..., Commercial Real Estate, Overseas Experience, Social Networking, Commercial Finance, Real Estate Finance, Petroleum Geology, Corporate Lending, Middle Market, Portfolio Management, Investments
Education
Indiana University - Kelley School of Business 1984 — 1986
MBA, Finance
Michigan State University 1976 — 1981
BS, Geologic Sciences
Success by Design, Inc. April 2006 - Present
Great Lakes Bindery, Inc. April 2006 - Present
Founders Bank & Trust December 2002 - November 2005
Independent Bank August 1984 - April 1995
Skills
Strategic Planning, Analysis, Forecasting, Accounting, Cash Flow, Payroll, Financial Statements, General Ledger, Management, Financial Analysis, Financial Reporting, Microsoft Excel, QuickBooks, Budget, Accounts Payable, Accounts Receivable, Internal Controls
Education
Indiana University - Kelley School of Business 1982 — 1984
MBA, Finance
Hope College 1979 — 1981
AB, Business Administration
Miracle Ear of Louisiana May 2013 - January 2014
Advanced Billing Solutions, LLC October 2010 - May 2013
Today's Eyecare LLC May 2010 - September 2010
Craig Miller, OD November 2009 - May 2010
Independent Bank July 2004 - November 2009
Employment Group, Battle Creek, MI May 2003 - April 2004
Independent Bank May 2002 - April 2003
Walmart May 2000 - May 2002
Skills
Time Management, Filing
Education
Kellogg Community College 1998 — 2006
Associate's Degree, Business Management
Independent Bank October 2013 - Present
Independent Bank January 2007 - October 2013
Independent Bank January 2006 - January 2007
Independent Bank June 2001 - January 2006
Skills
Personal Finance, Credit, Commercial Banking, Loans, Strategic Financial..., Banking, Retail Banking, Finance, Mortgage Lending, Relationship Management, Mortgage Banking, Cross Selling
Education
Grand Valley State University 2003 — 2005
Bachelor of Business Administration (BBA), Accounting and Finance
Grand Rapids Community College 2001 — 2003
Associate of Arts (AA), Accounting
KS Kolbenschmidt US, Inc. June 2012 - July 2015
The Lobby Shop August 2010 - April 2012
Independent Bank May 2011 - August 2011
Ban R. Barbat DDS May 2009 - August 2010
Arby's Restaurant Group June 2008 - August 2010
Skills
Purchasing, Negotiation, Sourcing, Automotive, Purchasing Processes, Vendor Management, Supply Chain, SAP, Supplier Development, Vendor Managed Inventory, Business Decision Making, Financial Analysis, Teamwork, VBA, PowerPoint, Accounting, Customer Service, Spreadsheets, Microsoft Excel, Time Management, Accounts Payable, Inventory Management, Process Improvement, Word, Excel, Microsoft Office, Microsoft Word, Banking, Outlook
Education
Seidman College of Business 2010 — 2012
Bachelor of Business Administration, Accounting & Finance
Grand Valley State University 2008 — 2012
Bachelors, Accounting, Finance
Oakland University
Master of Business Administration (M.B.A.)
Silver Creek Leather Company October 2011 - May 2014
PeopleServe, Ltd April 2010 - May 2011
Great Plates, LLC May 2006 - May 2008
Independent Bank October 1992 - May 2006
Skills
Team Building, Program Management, Mentoring, New Business Development, Customer Service, Sales, Recruiting, Quality Management, Credit, Performance Management, Change Management, Team Leadership, Mortgage Lending, Project Management, System Administration, Budgets, Management, Event Planning, Event Management, Microsoft Office, Negotiation, Human Resources
Education
Davenport University 1995 — 1997
BBA, General Business, Sales & Marketing and Social Sciences
American Realty of Venice April 2012 - Present
Independent Bank July 2007 - April 2012
Heartwell Mortgage Corporation April 1997 - July 2007
Education
Grand Valley State University 1974 — 1976
General Education/Economics/Spanish
Lake Michigan Credit Union February 2015 - Present
Wolverine Bank May 2013 - February 2015
Independent Bank August 2004 - May 2013
Metropolitan Title Company a division of First American Title Company September 1993 - August 2004
Skills
Loans, Residential Homes, Underwriting, Customer Service, Microsoft Office, Microsoft Excel, Microsoft Word, Outlook, Foreclosures, Management, Mortgage Lending, Leadership, Process Improvement, Credit, Investors, HUD
Education
FHA DE Underwriter
VA SAR
VA Credit Standards
Licensed Title Resident Agent
Delta College 1997 — 1998
General Studies
Evart High School 1982 — 1986
Diploma
Independent Bank August 2014 - Present
Flagstar Bank May 2000 - February 2014
DMR Financial Services/MCA Mortgage Corporation 1996 - 2000
Norwest Mortgage 1994 - 1996
Independence One Mortgage Company 1991 - 1994
Skills
Mortgage Banking, Banking, Loans, Management, Underwriting, Credit Analysis, Customer Service, Mortgage Lending, Credit, Budgets, Financial Risk, Internal Audit, Financial Analysis, Risk Management, Finance
Education
Michigan State University
BS, Business Administration
Irene's Myomassology Institute 1997 — 1998
Completed 500 hour program - Dipolma, Massage Therapy/Therapeutic Massage
Independent Bank August 2013 - Present
PNC Financial Services July 2008 - August 2013
Huntington National Bank October 2007 - July 2008
Skills
Consumer Lending, Customer Service, Retail Banking, Finance, Credit Analysis, Risk Management, Mortgage Lending, MSHDA, FHA, Home Equity Loans, Loan Modifications, Financial Analysis, Debt Consolidation, Microsoft Office
Education
Grand Valley State University 2001 — 2007
Bachelors of Business Administration, Management
American RV October 2012 - Present
Midway RV Center January 2001 - October 2012
Independent Bank May 1998 - December 2000
Skills
Retail, Inventory Management, Customer Service, QuickBooks, Microsoft Word, Customer Satisfaction, Budgets, Microsoft Office, Outlook, Office Administration, Account Management
Education
Grand Rapids Community College 1999 — 2001
It Works Global April 2011 - Present
BETA Design June 2006 - March 2011
Rockford Construction November 2004 - December 2005
Independent Bank October 1998 - November 2004
Skills
Customer Service, Wellness, Skin Care, Recruiting, Microsoft Office, Microsoft Excel, Leadership, Human Resources, Coaching, Leadership Development, Personal Development, Supplements, Social Networking, Team Building, Training
Education
Grand Valley State University 1999 — 2002
B.S., Psychology
Sparta High School
Labadie Auto Company December 2014 - Present
Roger McIntosh Chevrolet July 2014 - December 2014
Saginaw Community Mental April 2014 - July 2014
Hemlock Semiconductor Corporation November 2013 - February 2014
AUDI AG July 2012 - October 2013
Morley Companies, Inc. March 2013 - June 2013
Arnold Center Inc. March 2011 - April 2012
Verizon January 2012 - March 2012
Independent Bank 2001 - 2002
Altel 1998 - 2000
Skills
Call Center, Telecommunications, Troubleshooting, Customer Satisfaction, Avaya, Technical Support, Customer Service, VoIP, DSL, Telephony, Customer Experience, Customer Retention, Cabling, Lotus Notes, Call Centers, Sales, Team Building, Microsoft Word, Sales Management
Education
Delta College 1986 — 1998
Associate of Arts and Sciences (A.A.S.)
Bay City All Saints 1983 — 1986
College Preparatory, Business and College Prep
LEAD Marketing Agency September 2015 - Present
Adams Outdoor Advertising August 2009 - Present
Independent Bank August 2007 - May 2009
StudioCraft June 2006 - June 2007
Huntington National Bank May 2006 - August 2006
Skills
Customer Relations, Marketing Assistance, Graphic Design, Advertising, Event Management, Market Planning, Budgeting, Marketing Communications, Social Media, Event Planning, Marketing, Press Releases, Customer Service, Sales, Marketing Strategy, Leadership, Management, Trade Shows, Social Media Marketing, Social Networking, Email Marketing, Integrated Marketing
Education
Grand Valley State University 2001 — 2006
Bachelor's degree of Advertising and Public Relations
F5 Networks August 2013 - Present
F5 Networks January 2010 - July 2013
Ofoto March 2004 - January 2010
Kodak Gallery 2004 - 2010
Siegeworks February 2002 - February 2003
vpn dynamics October 2001 - February 2002
Exault May 2001 - October 2001
Dataway 2000 - 2001
US Xchange 1999 - 2000
Independent Bank 1998 - 1999
Skills
F5 BigIP, Load Balancing, Network Security, Cloud Computing, Firewalls, Network Architecture, Checkpoint, Data Center, VPN, Juniper, Security, DNS, TCP/IP, BGP, Routing, Cisco Technologies, OSPF, IPS, Networking, Switches, Network Engineering, IPSec, Cisco IOS, WAN, Network Design, QoS, IDS, Routers, Virtualization, IP, SaaS, VoIP, Linux, VMware
Education
Grand Valley State University 1994 — 1999
Information Technology
Ludington 1990 — 1994
ludington 1990 — 1994
Marquette University
University of Notre Dame
MBA
Independent Bank February 2014 - Present
Cole Taylor Mortgage September 2012 - February 2014
Flagstar Bank June 2008 - September 2012
Skills
Banking, Internal Audit, Auditing, Risk Management, Sarbanes-Oxley Act, Financial Risk, Financial Analysis, Software Documentation, Financial Services, Enterprise Risk..., Process Improvement, Quality Auditing, Credit, Internal Controls, Loans, Risk Assessment, Analysis, Mortgage Lending
Education
Eastern Michigan University
Talmer Bank and Trust January 2015 - Present
Huntington National Bank September 2003 - December 2014
Republic Bank 1998 - September 2003
Independent Bank 1995 - 1998
Anchor Federated May 1993 - 1995
Skills
Real Estate, Investments, Investment Properties, First Time Home Buyers, Finance, Customer Service, Mortgage Lending, Portfolio Management, REO, Short Sales, Single Family Homes, Foreclosures, Small Business, Relocation, Referrals, FHA, Sales, Time Management, Sellers, Condos, Loans, Residential Homes, Buyer Representation
Education
Hope College 1982 — 1986
Bachelor's degree, Biology/Biological Sciences, General
Forest Hills Central High School 1978 — 1982
Diploma, General Studies, 9-12
Supreme Court of Arizona May 2015 - Present
Supreme Court of Arizona February 2015 - May 2015
NCO Group November 2014 - January 2015
Republic Services April 2014 - October 2014
Reliable Aftermarket Parts June 2013 - November 2013
Michigan Commerce Bank June 2010 - October 2012
Flagstar Bank August 2008 - July 2010
Independent Bank October 2006 - August 2008
Skills
Banking, Servers, DNS, DHCP, Loans, Hardware, Commercial Lending, Software Documentation, Group Policy, Risk Management, Microsoft Office, Customer Service, C++, SQL, Process Improvement, Credit
Education
Franklin University 2010 — 2012
in process, Computer Science
Netsmart Technologies August 2005 - Present
Summit Technical Resources, LLC @ Mott Community College June 2004 - August 2005
Flagstar Bank October 2001 - June 2004
Old Kent Bank - Currently Fifth Third Bank March 2000 - October 2001
Independent Bank August 1996 - March 2000
Skills
SQL, VBScript, Crystal Reports, Windows, Business Analysis, Access, EHR, Active Directory, Software Documentation, Windows Server, Technical Support, System Administration, Visio, Healthcare Information..., Data Conversion, Software System Analysis, SQL Server Management..., Citrix
Education
Grand Valley State University 1969 — 1973
BS, Health Science
Grossmont College
Associate of Science (A.S.), Early Childhood Education and Teaching
Independent Bank May 2014 - Present
Chase November 2012 - May 2014
Wolverine Bank April 2012 - November 2012
Fifth Third Bank May 2009 - March 2012
Fifth Third Bank July 2007 - July 2009
Skills
Loans, Banking, Portfolio Management, Financial Analysis, Small Business Lending, Commercial Lending, Credit Analysis, Credit, Mortgage Lending, Underwriting, Commercial Banking, Loan Origination, Treasury Management, Lines Of Credit
Education
Grand Valley State University
BBA, Finance
Petoskey High School
Fifth Third Bank February 2011 - Present
Bank of America January 2006 - February 2011
2006Huntington Bank January 1999 - February 2006
Huntington Bank January 1998 - January 1999
Independent Bank January 1997 - January 1998
Aerotek, Inc January 1995 - January 1997
Skills
Loans, Account Management, Sales, Microsoft Excel, Marketing, Sales Management, Mortgage Lending, Insurance
Education
Hope College 1989 — 1994
BA, Political Science
TAPS October 2014 - Present
Independent Bank October 2012 - September 2014
ViewPoint Bank April 2005 - May 2012
United American Ins/Torchmark Grp 2001 - 2004
MCI WorldCom aka Verizon 1999 - 2001
Sunbelt Savings/Bank of America 1983 - 1998
Skills
Retail Banking, Loans, Consumer Lending, Banking, Credit Analysis, Commercial Banking, Loan Origination, Small Business Lending, Mortgage Lending, Cross Selling, Commercial Lending
Education
Grayson County College
Howe High School
Lake Michigan Credit Union February 2013 - Present
Independent Bank March 2002 - January 2013
Bank One June 1987 - March 2002
Skills
FHA, Loans, Loan Origination, USDA, Mortgage Banking, Refinance, Construction Loans, Residential Mortgages, Credit, VA loans, FHA financing, Credit Analysis, Banking, Mortgage Underwriting, First Time Home Buyers, Real Estate, Financial Analysis, Investments, Portfolio Management
Education
Ferris State University 1982 — 1986
BS, Law/Management
Ferris State University 1982 — 1986
Independent Bank February 2011 - Present
Independent Bank 2007 - Present
Independent Bank Corporation 2005 - 2006
Stout Risius Ross 2004 - 2005
Macatawa Bank 2002 - 2003
Skills
Real Estate, Portfolio Management, Commercial Lending, Credit, Management, Banking, Credit Analysis, Commercial Banking, Underwriting
Education
Grand Valley State University 1999 — 2003
BBA, Finance/Economics
Independent Bank June 2015 - Present
Independent Bank July 2012 - Present
Independent Bank August 2011 - July 2012
Independent Bank February 2009 - August 2011
Comerica Bank 2007 - 2009
Old Kent Bank/ Fifth Third Bank 2001 - 2007
Bank One 1999 - 2000
Bank One 1997 - 1998
NBD Bancorp 1992 - 1997
NBD Bancorp 1991 - 1992
Skills
Credit, Auditing, Small Business Lending, Leadership, Portfolio Management, Mortgage Lending, Loans, Commercial Lending, Financial Analysis, Customer Oriented, Customer Service, Credit Analysis, Banking, Commercial Banking, Analysis, Credit Cards, Accounting, Due Diligence, Investments, Management, Insurance, Wealth Management, Private Banking, Restructuring
Education
Ferris State University 1985 — 1989
B.S., Accounting/Finance
Lansing Community College 1982 — 1985
Business / Accounting
Grand Ledge HS 1979 — 1982
Diploma
Coca-Cola Refreshments July 2011 - Present
Independent Bank February 2009 - July 2011
Independent Bank January 2006 - February 2009
Independent Bank June 2003 - December 2005
Education
Ferris State University 1999 — 2003
B.S., International Business
Lansing Community College
Independent Bank February 2013 - Present
Executive Strategies June 2011 - February 2013
Prosperity Bank November 2009 - May 2011
Amegy Bank November 2006 - May 2009
Wells Fargo Bank September 1997 - November 2006
Skills
Business Relationship..., Building Strong Client..., Building Strong..., New Business Development, Financial Analysis, Business Strategy..., Strategic Planning, Financial Services, Business Financial..., Commercial Lending, Commercial Banking, Small Business Lending, Underwriting, Credit Analysis, Project Financial..., Construction Project..., Outside Sales and..., CRM, Project Finance, Cash Management, Business Development, Loans, Strategy, Portfolio Management, Credit, Banking, Sales, Finance, Relationship Management, Mortgage Lending, Real Estate
Education
University of Houston 1988 — 1991
Bachelor of Science (BSc), in Finance, Financial Institution Management, & Marketing
Houston Community College
WinzerUSA Corp. Inc., T&D Supply Co. LLC. 2010 - Present
Maple Ridge Hardwoods, Inc. 2009 - Present
Property Manager of Haymeadow Creek 1996 - March 2015
Executive Motgage June 2007 - September 2010
Independent Bank March 2003 - May 2007
Skills
Sales, Strategic Planning, Customer Service, Team Building, Sales Managementff, Marketing, Contract Negotiation, Negotiation, Budgets, New Business Development, Account Management, Automotive, Banking, Business Strategy, Credit, Direct Sales, Event Management, Event Planning, Financial Reporting, First Time Home Buyers, Foreclosures, Fundraising, Inventory Management, Investment Properties, Leadership, Loans, Logistics, Management, Marketing Strategy, Microsoft Office, Microsoft Word, Nonprofits, PowerPoint, Product Development, Microsoft Excel, Process Improvement, Program Management, Public Relations, Public Speaking, Purchasing, Real Estate, Relocation, Research, Residential Homes, Sales Management, Sellers, Selling, Short Sales, Social Media, Training
Education
Delta College
Mercy Health February 2013 - Present
Mercy Health Partners August 2011 - Present
Rogue River Community Credit Union April 2008 - June 2010
Independent Bank August 2005 - August 2007
Skills
Data Entry, Customer Service, Microsoft Excel, Microsoft Word, Cash Flow, Medical Terminology, Cpr Certified, Banking
Education
Ferris State University 2007 — 2011
Bachelor of Science (B.S.), Health Care Systems Administration
Ferris State University 2007 — 2011
Associate in Applied Science, Diagnostic Medical Sonography/Sonographer and Ultrasound Technician
Security Credit Union August 2013 - Present
ELGA Credit Union July 2010 - July 2013
Child Advocacy Center of Lapeer October 2008 - April 2011
Lapeer and Upper Thumb Association of REALTORS January 2008 - September 2009
Fifth Third Bank April 2008 - August 2009
Lapeer Area Chamber of Commerce April 2007 - August 2009
Independent Bank April 2007 - March 2008
Oxford Bank May 1993 - March 2007
Skills
Banking, Customer Service, Loans, Mortgage Lending, Credit, Management, Microsoft Office, Team Building, Sales
Education
Hillsdale College 1990 — 1994
Bachelor of Arts, Business Administration - Finance
Independent Bank January 2009 - Present
Independent Bank March 2005 - January 2009
Education
Ferris State University 2000 — 2006
BS CNS minor CIS, Computer Networks and Systems and Computer Information Systems
Independent Bank September 2014 - Present
Terzo & Bologna, Inc. August 2013 - August 2014
Cushman & Wakefield July 2012 - July 2013
J.W. Storen and Associates March 2009 - June 2012
Charter One Bank August 2006 - February 2009
J.W. Storen and Associates January 2004 - August 2006
Wieme, Rende and Associates June 2002 - December 2003
Stout Risius Ross 2001 - 2002
Oetzel Williams Group 1993 - 2001
Skills
Property, Appraisals, Real Estate Economics, Valuation, Investment Properties
Education
Indiana University Bloomington 1988 — 1992
Bachelor of Arts, History, English, Business
University of Detroit Jesuit High School
SSI Electronics, Inc 2006 - Present
Independent Bank 1999 - April 2006
Skills
Benefits Administration, Employee Relations, Payroll, Budgets, Microsoft Excel, Accounts Payable, Sales, Team Building, Leadership, Customer Service, Microsoft Office, Strategic Planning, Training, Outlook, Negotiation, Human Resources
Education
Grand Valley State University 2002 — 2005
Accounting, Accounting and Business/Management
Independent Bank February 2007 - Present
Fifth Third Bank January 2005 - December 2006
Flagstar Bank April 2004 - January 2005
National City Bank January 1995 - 2004
National City Bank / First of America Bank January 1990 - 1995
Skills
CTP
Education
Central Michigan University
Finance
Delta College
Business and Finance
Sebewaing Public Schools
Independent Bank April 2011 - Present
Independent Bank Corporation September 2007 - April 2011
Independent Bank April 2004 - September 2007
Independent Bank 1996 - 2004
Independent Bank Corporation 1994 - 1996
Crowe Horwath LLP June 1987 - June 1994
Skills
Commercial Banking, Banking, Mortgage Lending, Leadership, Financial Institutions, Budgets, Credit, Customer Service, Loans, Management, Strategic Planning, Commercial Lending, Small Business Lending
Education
Grand Valley State University 1997 — 2000
Master of Business Administration (M.B.A.), Seidman School of Business, Graduated "with Distinction", Major: Business General
Miami University 1983 — 1987
Bachelor of Science in Business, Major: Accounting
ABA Stonier Graduate School of Banking 2002 — 2003
ABA Stonier, Graduate School of Banking (Georgetown University)
Independent Bank December 2014 - Present
Independent Bank October 2013 - December 2014
Independent Bank February 2011 - October 2013
Independent Bank April 2008 - October 2013
Rogue RIver Community Credit Union April 2003 - April 2008
Rogue River Community Credit Union March 2003 - March 2008
Rogue River Community Credit Union August 2004 - January 2005
Skills
Finance, Financial Analysis, Financial Reporting, Mortgage Banking, Banking, Strategic Financial..., Credit, Budgets, Loans, Process Improvement, Portfolio Management, Cash Flow, Analysis, FHA, Mortgage Lending, Customer Service, Management, Microsoft Excel, Accounting, Leadership, Consumer Lending, Financial Modeling, Accounts Payable, Credit Analysis, Auditing, Commercial Banking, Small Business Lending, Credit Risk
Education
Grand Valley State University 2008 — 2011
MBA, General Business
Grand Valley State University 2004 — 2008
BBA, Majors: Accounting and Management
City of Kalamazoo 2001 - Present
Ladies Library Association January 2014 - Present
Ladies Library Association December 2010 - Present
Kalamazoo Institute of Arts 1999 - Present
Ecumenical Senior Center 2013 - 2013
KPEP 1999 - 2001
National City Bank 1997 - 1999
First of America 1984 - 1997
Kent Electric Company 1981 - 1984
Independent Bank 1978 - 1981
Skills
Auditing, Accounting, Cash Handling, Internal Controls, Sarbanes-Oxley Act, Risk Management, Project Management, Process Improvement, Payroll, Cash Flow, Internal Audit, Management, Budgets, Finance, Banking, Accounts Payable, Leadership, Analysis, Financial Analysis
Education
Grand Valley State University 1974 — 1978
BS, Mathematics/Economics
Kent City Public Schools 1961 — 1974
High School Diploma, College prep
Independent Bank March 2013 - Present
Independent Bank November 2011 - Present
Skills
Problem Solving, Supervision, Time Management, Organization, Communication, E-commerce, Sales, Leadership, Event Planning, Training, Team Leadership, Marketing Communications
Education
Eastern Michigan University 1979 — 1982
BBA, marketing
Oakland Community College 1977 — 1979
Associates, Business
Independent Bank April 2009 - Present
LaSalle Bank January 2004 - February 2009
Skills
Commercial Banking, Loans, Banking, Commercial Lending, Commercial Mortgages, Loan Origination, Small Business Lending, Credit, Credit Risk, Credit Analysis, Real Estate, Portfolio Management
Education
Grand Valley State University 1999 — 2004
BSA, Accounting, Finance
Stahlin Non-Metallic Enclosures March 2013 - Present
Stahlin Enclosures 2006 - March 2013
Independent Bank 2003 - 2006
Skills
Microsoft Office, Lean Manufacturing, Customer Service, Budgets, Forecasting, Manufacturing, Accounting, Negotiation, Process Improvement, Microsoft Word
Education
Davenport University 2011 — 2013
Accounting
Houghton College 2001 — 2002
Independent Bank September 2013 - Present
Independent Bank October 2009 - March 2013
Skills
Mortgage Lending, FHA, Residential Mortgages, Refinance, Loans, USDA, VA loans, Credit Analysis, Construction Loans, FHA financing, Mortgage Underwriting, Underwriting, First Time Home Buyers
Education
Grand Valley State University 2004 — 2007
BA
AAA February 2011 - Present
Independent Bank December 2003 - January 2011
Education
Grand Valley State University 2000 — 2003
BBA, Finance
FirstMerit Bank July 2012 - November 2014
Independent Bank December 2002 - July 2012
Skills
Banking, Budgets, Commercial Lending, Commercial Banking, Consumer Lending, Credit, Credit Analysis, Customer Service, Leadership, Loans, Management, Marketing, Microsoft Office, Mortgage Lending, PowerPoint, Public Relations, Public Speaking, Retail Banking, Sales, Small Business Lending, Social Media, Strategic Planning
Education
Davenport University
Business
Saint Bartholomew January 2011 - Present
Independent Bank August 1987 - Present
Tri County School August 1978 - June 1979
Skills
Loans, Customer Service, New Account Opening, Teamwork, Teaching Kids to Save, Team Building, Youth Ministry, Youth Programs, Problem Solving, Youth Mentoring, Banking, Process Mortgages, Process Commericals, Collections, Loan Origination, Mortgage Banking, Small Business Lending, Commercial Banking, Consumer Lending, Credit
Education
Tri County 1974 — 1977
High School
Davenport University
Accounting
Teradata June 2010 - Present
Independent Bank June 2005 - June 2010
Education
Carmel High School, Carmel, IN 1988 — 1991
Ferris State University
Master's Degree, Information Systems Management
Independent Bank March 1991 - Present
Independent Bank March 1991 - Present
Skills
Loans, First Time Home Buyers, Portfolio Management, Commercial Lending, Credit Analysis, Mortgage Lending, Banking, Credit, Sales, Mortgage Banking, Loan Origination
Education
Michigan State University 1984 — 1986
BA, Business
Grand Rapids Community College 1982 — 1984
AA
Top Producers Inc March 2013 - Present
New Executive Mortgage February 2012 - March 2013
Executive Mortgage of Michigan LLC March 2005 - February 2012
Independent Bank 2001 - 2005
Bank One 1990 - 2001
Skills
Loans, Loan Origination, Refinance, FHA, Mortgage Banking, VA loans, Residential Mortgages, FHA financing, USDA, Credit, Reverse Mortgages, Certified Mortgage..., Banking, Credit Analysis, Government Loans, First Time Home Buyers, Construction Loans, Financial Structuring, Investment Properties, Commercial Mortgages, Real Estate, Foreclosures, Relocation
Education
Delta College
Loan and Finance
North Huron High School
Rite Aid August 2014 - Present
Rite Aid February 2013 - Present
Independent Bank November 2007 - March 2014
Independent Bank August 2006 - November 2007
Independent Bank August 2004 - August 2006
Skills
Banking, Retail Banking, Payments, Loan Origination, Customer Service, Microsoft Excel, Accounting, Outlook, Recoveries, Loss Mitigation, Microsoft Word, Data Entry, Spreadsheets, Repossessions, Microsoft Office, Credit, Financial Analysis
Education
Davenport University 1991 — 1995
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Central High School 1987 — 1991
Diploma, General Education
Michigan Reading Association October 2014 - Present
Independent Bank October 2013 - October 2014
First Bank October 2011 - August 2012
Skills
Banking, Retail Banking, Customer Service, Financial Analysis, Credit Analysis, Finance, Credit Risk, Cash Management, Financial Risk, Fraud Detection, Fraud Prevention, Accounting, Internal Controls, Business Analysis, Budget Management
Education
Davenport University 2012 — 2014
Bachelor's Degree, Accounting Fraud Investigation
Montcalm Community College 2009 — 2012
Associate's Degree, Accounting