Independent Bank
Independent Bank is a bank headquartered in Grand Rapids, Michigan. The bank has 82 branches, all of which are in rural and suburban Michigan. Headquarters: Ionia, Michigan, United States CEO: William B Kessel (1 Jan 2013–) Number of employees: 911 (2017) Founded: 1864 Subsidiaries: Independent Bank Grand Rapids, Michigan,
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Independent Bank Employees
Independent Bank June 2004 - May 2013
Skills
Banking, Microsoft Excel, Microsoft Word, Outlook, Finance, Consumer Lending, Customer Service, Sales, General Ledger, Account Reconciliation, Compliance, Account Management, Goal Oriented, Teamwork
Education
Michigan State University 1998 — 2002
Bachelor of Arts (B.A.), History
Walt Disney World August 2015 - Present
Independent Bank July 2014 - May 2015
Lutheran Social Services of Michigan January 2013 - March 2015
Walt Disney World January 2014 - May 2014
Dockside April 2011 - December 2013
Skills
Customer Satisfaction, Leadership, Time Management, Public Speaking, Conflict Resolution, Microsoft Excel, Organization, Teamwork, Cash Handling Experience, Social Networking, Travel Planning, Customer Service, Research
Education
Northwood University 2011 — 2015
Bachelor's Degree, Business Administration and Management
Independent Bank. May 2012 - Present
McGladrey October 2001 - December 2011
Fisk and Robinson 1990 - 2001
Skills
GAAP, Internal Controls, Auditing, Financial Reporting, Accounting, Financial Accounting, Mergers, Financial Analysis, SEC Financial Reporting, College Recruiting, Banking
Education
Texas A&M 1985 — 1989
Bachelor of Business Administration (B.B.A.), Accounting
Colonial Mold, Inc. January 2013 - March 2014
Savannah College of Art January 2001 - May 2012
Savannah College of Art & Design October 2011 - April 2012
Savannah College of Art & Design September 2011 - April 2012
Savannah College of Art and Design 2001 - 2012
Savannah College of Art & Design March 2011 - September 2011
Savannah College of Art & Design March 2011 - August 2011
Independent Bank January 1996 - January 1999
Gluason Homes January 1994 - January 1996
Roselli Wholesale Foods January 1992 - January 1996
Skills
Invoicing, Bookkeeping, Accounting, Payments, Credit Cards, Microsoft Office, PowerPoint, Customer Service, Training, Employee Benefits, Time Management, Data Entry, Payroll, Administrative..., Access, Finance, Outlook, Office Administration
Education
University of Phoniex online 2002 — 2002
one semster, English
Kirtland Community College 1993 — 1994
1 year, Mathematics
Oakland Community College 1974 — 1975
1 year, English Language and Literature, General
Clarkston High School 1971 — 1974
General Studies
FedEx July 2014 - December 2014
Independent Bank May 2012 - January 2013
Vector Marketing February 2011 - December 2011
Vector Marketing May 2011 - July 2011
LeBonheur Children's Hospital May 2010 - August 2010
Skills
Microsoft Excel, Leadership, Corporate Tax, Accounting, Federal & State Income..., Research, Sales & Use Tax, Marketing, Time Management, Public Speaking, Sales, Teamwork, Training, Public Relations, Microsoft Word, Access, Conversational Marketing, Budgets, Analysis, Financial Analysis, Fundraising, Athletic Training, Event Planning, Horology
Education
Mississippi State University 2015 — 2015
Master's degree, Accounting
Mississippi State University - College of Business and Industry 2010 — 2014
Bachelors, Accounting
FIS March 2013 - Present
FIS July 2001 - April 2013
Independent Bank August 2000 - July 2001
Allen Independent School District August 1997 - May 2000
Dallas Independent School District November 1993 - May 1997
US Army November 1990 - November 1993
Skills
System Design, Windows Server, Oracle, System Administration, Requirements Analysis, Project Management, VPN, DNS, Systems Analysis, Storage, Troubleshooting, Enterprise Architecture, Virtualization, Windows, Citrix, Disaster Recovery, Enterprise Software, Networking, VMware, Data Center, IIS, Integration, Operating Systems, VMware ESX
Education
Louisiana State University 1987 — 1989
Master's degree, History
Louisiana State University and Agricultural and Mechanical College 1982 — 1989
Masters, History
Independent Bank December 2014 - Present
SHAREPLUS BANK/Green Bank January 2014 - December 2014
Valliance Bank August 2012 - December 2013
City Bank Texas March 2011 - August 2012
Capital One August 2005 - March 2011
JB Partners, Inc. January 2002 - August 2005
Kaye Bassman International October 1999 - January 2002
Skills
Banking, Lines Of Credit, Portfolio Management, Treasury Management, Loan Origination, Commercial Mortgages, Relationship Management, Cross Selling, Credit, CRM, Business Development, Financial Risk, Financial Services, Management, Consumer Lending
Education
Stephen F. Austin State University 1987 — 1992
Bachelors, Marketing/Communications
Independent Bank November 2012 - Present
Independent Bank January 2009 - November 2012
Independent Bank January 1999 - January 2009
Skills
Credit Analysis, Loan Origination, Portfolio Management, Credit Risk, Mortgage Banking, Underwriting, Credit, Banking, Small Business Lending, Loans, Commercial Banking, Commercial Lending
Education
Michigan State University
Bachelor's degree
Okemos High School
Perl Mortgage October 2013 - Present
Independent Bank August 2007 - October 2013
Independent Bank April 1994 - July 2007
Old kent Bank April 1993 - April 1994
First of America (PNC) March 1989 - April 1993
Skills
FHA, USDA, Mortgage Lending, Refinance, Loans, Mortgage Banking, Loan Origination, FHA financing, Construction Loans, Residential Mortgages, Consumer Lending, Credit, Commercial Lending, VA loans, Banking, Credit Analysis, Reverse Mortgages, Foreclosures, Real Estate, Short Sales, Certified Mortgage..., Government Loans
Education
Michigan State University 1986 — 1988
BA, Finance
United States Air Force Academy 1983 — 1985
Undergrade, NONE
J.W. Sexton High School 1980 — 1983
High School
Independent Bank May 2015 - Present
Walt Disney World May 2014 - December 2014
Geek Squad November 2010 - August 2012
Skills
Maya, Photoshop, After Effects, Computer Animation, Illustrator, Texturing, 3D Modeling, OS X, Adobe Creative Suite, Zbrush, Flash, Nuke, Digital Compositing
Education
Savannah College of Art and Design 2011 — 2014
Bachelor of Fine Arts (BFA), Visual Effects
Washtenaw Community College 2009 — 2011
Associate of Arts and Sciences (AAS), 3D Animation
Macatawa Bank July 2007 - Present
Palmer Elementary PTA - GRPS School System September 2009 - June 2012
Grand Rapids Public Library Foundation December 2006 - May 2012
Independent Bank May 2006 - July 2007
Huntington National Bank November 2002 - January 2006
National City Bank September 1997 - November 2002
Skills
Banking, Non-profits, Consumer Lending, Organizational..., Consumer Products, Retail Banking, Commercial Banking, Board Relations, Advisory Boards, Leadership Development, Team Leadership, Sales Management, Management, Small Business Lending, Refinance, Branch Management, New Business Development, Public Speaking, Small Business, Sales, Insurance, Strategic Planning, Fundraising, Team Building, Leadership, Mortgage Lending, Commercial Lending, Credit Analysis, Budgets, Portfolio Management, Coaching, Executive Management, Risk Management, Investments, Treasury Management, Cash Management, Financial Analysis, Finance
Education
Northern Michigan University 1995 — 1998
The Dow Chemical Company July 2014 - Present
Quality Dry Cleaners June 2005 - July 2014
Independent Bank May 2011 - December 2011
The Dow Chemical Company June 2008 - July 2009
Skills
Leadership, Customer Service, Social Media, Teamwork, Marketing, Microsoft Office, Problem Solving, Quick Thinker, Time Management, Organization, Graphic Design, Philanthropy, Customer Satisfaction, PeopleSoft, Microsoft Excel, Cash Handling Experience, Marketing Research, Applicant Tracking..., Phone Screening, Onboarding, System Configuration, Taleo, Management, PowerPoint
Education
Saginaw Valley State University 2009 — 2014
Bachelor of Business Administration (B.B.A.), Marketing
Independent Bank April 2008 - Present
Independent Bank October 1994 - January 2013
Independent Bank April 2005 - March 2008
Skills
Commercial Lending, Loans, Consumer Lending, Credit Analysis, Small Business Lending, Commercial Banking, Credit, Banking, Loan Origination, Customer Service, Mortgage Lending
Education
Montcalm Community College
Community Mental Health Authority of Clinton, Eaton and Ingham Counties September 2013 - Present
Care Free Medical Inc. June 2012 - April 2013
Luther Manor Nursing Home August 2011 - May 2012
Independent Bank October 2010 - May 2012
Skills
Mental Health Counseling, Customer Service, Behavioral Health, Social Services, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Adults, Crisis Intervention, Substance Use Disorders, Motivational..., Psychological Assessment, Case Management Services, TF-CBT
Education
Michigan State University 2012 — 2013
Masters of Social Work, Clinical Social Work
Saginaw Valley State University 2008 — 2012
Bachelors of Science, Social Work, Magna Cum Laude
Weichert Realtors eSolutions February 2015 - Present
mBank September 2014 - February 2015
Morgan Stanley May 2013 - June 2014
Independent Bank August 2001 - February 2013
Skills
Investments, Credit, Banking, Mortgage Lending, Loans, Small Business Lending, Writing, Copywriting, Public Speaking, Financial Services, Leadership, Customer Service, Management, Team Building, Portfolio Management, Loan Origination, Wealth Management, Event Planning, Financial Analysis, Budgets, Insurance, Real Estate, Finance, Social Media, Public Relations, Social Media Marketing, Fundraising
Education
Oakland University 2012 — 2015
Bachelor of Arts (B.A.), Political Science and Government
Macomb Community College 2010 — 2011
Associates Degree, Art/Art Studies, General
Schermer Realty August 2014 - Present
H2 Real Estate October 2008 - Present
Midwest Properties of MI December 2010 - August 2014
Coldwell Banker Real Estate 2004 - 2007
Independent Bank 1999 - 2004
Skills
Real Estate, Real Property, Condos, REO, Investors, Residential Homes, First Time Home Buyers, Customer Service, Strategic Financial..., Foreclosures, Real Estate Transactions, Short Sales, Sales, Relocation, Sellers, Selling, Investment Properties, Property, Luxury
Education
Michigan State University 1992 — 1995
Business
Grand Haven Tribune June 2008 - Present
R-Team Properties, LLC July 2003 - Present
Independent Bank November 2006 - December 2007
Education
Taylor University 1997 — 2001
Bachelor of Science (B.S.), Business Systems
Charter Communication June 2010 - Present
Enterprise Rent A Car June 2009 - June 2010
Garber Auto Group January 2008 - May 2009
Independent Bank August 2006 - August 2008
Skills
Training, Sales Operations, Management, Credit, Accounts Receivable, Loans, Corporate Finance, Forecasting, Finance, Customer Retention, Account Reconciliation, Microsoft Office, Team Leadership, Team Building, PowerPoint, Account Management, Customer Experience, Leadership, Customer Service
Education
Central Michigan University 2011 — 2013
MBA
Northwood University
Bachelor of Business AdministrationDual, Banking & Finance/Management
Citizens National Bank of Cheboygan October 2012 - Present
Independent Bank January 2012 - September 2012
Skills
Loans, Credit, Mortgage Lending, Banking, Credit Analysis, Commercial Banking, Small Business Lending, Commercial Lending, Loan Origination, Real Estate, Real Estate Transactions, Budgets
Education
Lake Superior State University
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Independent Bank May 2009 - Present
Citizens First May 2008 - May 2009
Independent Bank January 2003 - May 2009
Skills
Banking, Retail Banking, Mortgage Lending, Loans, Credit, Consumer Lending, Small Business Lending, Commercial Banking, Commercial Lending, Loan Origination, Customer Service, Credit Analysis, Mortgage Banking, Portfolio Management, Team Building, Team Development, Coaching, Hiring, Sales, Account Reconciliation
Education
Saginaw Valley State University 1999 — 2003
BBA, Finance 2003
Mayville High School 1996 — 1999
PrimeLending January 2015 - Present
Chemical Bank July 2010 - December 2014
Independent Bank September 2009 - July 2010
W.J. Bradley Company February 2009 - August 2009
Wells Fargo Home Mortgage November 2007 - February 2009
CTX Mortgage April 2004 - November 2007
Midland County Sheriffs Office 1995 - 2004
Skills
Mortgage Lending, Residential Mortgages, Loan Origination, Mortgage Banking, FHA, Refinance, USDA, Loans, VA loans, FHA financing, Government Loans, Credit, Mortgage Underwriting, Banking, Conventional Financing, First Time Home Buyers
Education
Xinnix Mortgage Academy 2004 — 2004
Financial
Saginaw Valley State University 1992 — 1993
Criminal Justice
MidMichigan Community College 1990 — 1992
Associate, Criminal Justice
Mt Pleasant High School 1984 — 1988
Independent Bank February 2009 - Present
FirstBank 2006 - 2008
Bank of Bartlett June 2002 - May 2006
The Bank of Fayette County 1999 - 2002
Skills
Risk Management, Credit, Loans, Banking, Financial Analysis
Education
The University of Memphis 1994 — 1995
Southwest Tennessee Community College 1992 — 1994
Independent Bank June 2015 - Present
Independent Bank March 2015 - June 2015
Independent Bank June 2014 - February 2015
Independent Bank August 2013 - June 2014
Independent Bank August 2009 - June 2013
State of Michigan November 2008 - November 2009
Independent Bank August 2008 - August 2009
Shell March 2005 - August 2008
Skills
Banking, Loans, Credit, Retail Banking, Commercial Lending, Consumer Lending, Mortgage Banking, Loan Origination, Cross Selling, Small Business Lending, Refinance, Finance, Credit Cards
Education
Central Michigan University 2009 — 2013
Bachelor of Business Administration (BBA), Business Administration and Management, General
Lansing Community College 2007 — 2009
Munson Medical Center November 2014 - Present
Royal Care Link February 2014 - October 2014
Independent Bank September 2012 - July 2013
American Red Cross 2011 - 2012
Zeus' Coney Island June 2006 - September 2011
Skills
Customer Service, Recruiting, Leadership, Microsoft Office, Social Media, Self-driven, Time Management, CPR and First Aid..., Patient Advocacy, Patient Safety, Nursing Care
Education
Michigan State University 2013 — 2014
Bachelor's Degree, Registered Nursing/Registered Nurse
Michigan State University 2007 — 2011
Bachelor of Science (BS), Lyman Briggs Nutritional Science
Morley December 2014 - July 2015
Independent Bank December 2013 - November 2014
Chemical Bank June 2013 - August 2013
St. Elizabeth Healthcare June 2012 - September 2012
The Underground September 2010 - September 2012
Target April 2010 - May 2012
City Gospel Mission October 2011 - January 2012
Highland United Methodist Church June 2009 - May 2010
Spring Arbor University September 2008 - May 2009
Spring Arbor University September 2007 - May 2009
Skills
Building Relationships, Customer Service, Event Management, Promotions, Social Media, Microsoft Office, Non-profits, Word, PowerPoint, Final Cut Pro, InDesign, Excel, Customer Relations, Video Production, Photoshop, Radio, Windows, Illustrator, Mentoring, Video, Adobe Creative Suite, Facebook, Broadcast, Podcasting, Publicity, Mac, Social Networking, Production, Video Editing, Wordpress, Telephone Skills, Music, Creative Writing, Nonprofits, Microsoft Excel, Microsoft Word
Education
Spring Arbor University 2005 — 2009
Bachelor of Arts (B.A.), Dept. of Communication & Media: Broadcasting
Imlay City High School 2001 — 2005
High School Diploma, General education
Elementary Lending March 2015 - Present
Centerbrook Mortgage Company LLC January 2015 - May 2015
Berkshire Capital May 2014 - January 2015
Somerset Lending Corp January 2014 - April 2014
Quicken Loans February 2012 - June 2013
Independent Bank May 2011 - July 2011
DTN Management July 2008 - April 2011
Clean Water Action May 2008 - June 2008
Skills
Sales, Finance, Customer Service, Real Estate, Microsoft Excel, PowerPoint, Microsoft Office, Business Development, Mortgage Banking, Microsoft Word, Social Media, Loan Origination, Mortgage Lending, Credit, Loans, FHA, Refinance, FHA financing, Leadership, Management, Time Management, Financial Analysis, Relationship Management, Financial Modeling, Reverse Mortgages, VA loans, VA Loans, FHA Financing, Investment Properties, Residential Mortgages, First Time Home Buyers, Investments, Banking, Marketing
Education
Michigan State University 2009 — 2011
Bachelor's of Arts, Finance
Lansing Community College 2007 — 2009
Business
Clawson High School 2002 — 2006
High School Diploma, College Prepratory
Independent Bank January 2015 - Present
Coldwell Banker FMI Realty January 2006 - January 2015
SherDen Realty September 2004 - January 2006
Skills
Real Estate, First Time Home Buyers, Buyer Representation, Short Sales, New Home Sales, Foreclosures, Sellers, Relocation, Mortgage Lending, Commercial Lending, Consumer Lending, Real Estate Lending, Banking, Retail Banking, Branch Banking, Management, Loans, Loan Origination, Construction Loans, Investment Properties, Single Family Homes, REO, Residential Homes
Education
Texas A&M Commerce 1993 — 1998
BA, Business Administration and Management, General
Bonham High School 1990 — 1993
High School Diploma, Honors
American Cancer Society August 2007 - Present
R.A.V.E. Ionia/Montcalm, Inc. January 2005 - January 2015
PACE Awards - PRSA Central Michigan Chapter January 2010 - May 2011
Independent Bank June 2000 - August 2007
Ionia Area Chamber of Commerce January 1998 - May 2000
Skills
Social Media Marketing, Internal Communications, Project Management, Media Relations, Public Relations, Event Planning, Social Media, Marketing Communications, Non-profits, Newsletters, Strategic Communications, Fundraising, Public Speaking, Event Management, Social Networking, Advertising, Press Releases, Crisis Communications, Marketing Strategy, Editing, Management, Email Marketing, Marketing, Copywriting, Online Marketing, Integrated Marketing, Leadership, CRM, Market Research, Creative Direction, Nonprofits
Education
University of Phoenix 2004 — 2007
BS, Business Marketing
Lansing Community College 2000 — 2002
General
Dart Bank April 2014 - Present
Summit Community Bank of Michigan July 2009 - April 2014
Independent Bank November 2007 - June 2009
GMAC Mortgage April 2002 - November 2007
Skills
Mortgage Lending, FHA, Loans, First Time Home Buyers, Finance, Home Equity Loans, Refinance, VA loans, Mortgage Banking, Construction Loans, Government Loans, Residential Mortgages, Mortgage Underwriting, FHA financing
Education
Michigan State University 1997 — 2001
Bachelor of Science, Finance
Brown and Brown Insurance June 2015 - Present
CoreSource November 2013 - June 2015
Blue Cross Blue Shield of Michigan October 2012 - November 2013
Blue Cross and Blue Shield of Michigan October 2011 - November 2012
Makower Abbate and Associates September 2010 - October 2011
Oakland County 2007 - September 2010
Independent Bank May 2005 - July 2006
Skills
Project Management, Prioritization, Detail Orientation, Microsoft Word, Microsoft Excel, Databases, Legal Writing, PowerPoint, Research, Analysis, Outlook, Litigation, Customer Service, Courts, Insurance, Employee Benefits, Leadership, Management, Policy, Training, Microsoft Office, Organization &..., Time Management, Appeals, Litigation Support
Education
Saginaw Valley State University 2002 — 2006
2 BA's, Pre-Law (Poli Sci) and Criminal Justice
Saginaw Valley State University 2002 — 2006
B.A's, Public Administration and Criminal Justice
Partner Engineering & Science, Inc. October 2012 - Present
JPMorgan Chase August 2011 - October 2012
Independent Bank June 2008 - January 2010
Assa Abloy Hospitality June 2005 - June 2008
Skills
Customer Service, Sales, Team Building, Sales Management, Strategic Planning, New Business Development, Contract Negotiation, Budgets, Marketing, Team Leadership, Advertising, Event Planning, Lead Generation, Management, Microsoft Excel, Microsoft Office, Microsoft Word, PowerPoint, Project Management, Time Management
Education
Southeastern Oklahoma State University 2001 — 2005
Bachelor of Business Administration, Marketing
Kforce October 2013 - July 2014
Saginaw Valley Young Professionals Network December 2012 - October 2013
Davenport University January 2012 - October 2013
Enterprise Rent-A-Car September 2009 - January 2012
Independent Bank 2007 - 2009
Wilsons Leather August 2003 - April 2007
Skills
Recruiting, Sourcing, Customer Service, Career Counseling, Admissions, Management, Interviews, Time Management, Higher Education, Leadership Development, Community Outreach, Sales, Public Relations, Social Networking, Staff Development, Enrollment Management, Event Management, Event Planning, Research, Public Speaking, Networking, Talent Acquisition, Team Management, Human Resources, Team Leadership, Student Financial Aid, Project Management, Business to Business..., Employee Training, Business Development, Account Management, Cold Calling, Boolean Searching, Sales Management, Onboarding
Education
Saginaw Valley State University 2004 — 2009
Bachelor of Arts (B.A.), Communications and Management
ABHS 2000 — 2004
IT Right July 2014 - Present
Creating Hope International October 2012 - July 2014
Saginaw Valley State University February 2011 - May 2012
City of Bay City October 2011 - January 2012
Independent Bank May 2011 - October 2011
Starbucks January 2010 - May 2011
Michigan House of Representatives June 2009 - September 2009
SVSU IT Services November 2008 - May 2009
Skills
Research, Microsoft Office, Customer Service, Nonprofits, Databases, Leadership, Teamwork, Editing, Public Speaking, Time Management, Microsoft Operating..., Windows Server, German, Volunteer Management, Clerical Skills, Cash Handling Experience, Office Administration, Microsoft Technologies, Data Entry, CompTIA A+ Certification, Community Outreach, Social Media
Education
Saginaw Valley State University 2008 — 2012
Bachelor of Arts (B.A.), Political Science and Sociology, 3.8
Ovid-Elsie High School 2003 — 2008
HS Diploma, General Education
Independent Bank 2014 - Present
Charter One Mortgage February 2012 - 2014
Skills
Series 6, Series 63, Performance Management, Operations Management, Team Leadership, Sales Management..., Sales Presentations, Sales Operations, Loans, Mortgage Banking, Loan Origination, Lines Of Credit, Credit, Omega, Loan Auditing, Loan Portfolio Analysis, Retail Banking, Customer Service, Investment Properties
Education
Oakland University 2012 — 2016
Accounting and Finance
Macomb Community College 2010 — 2013
Accounting
Labinal October 2013 - Present
Labinal May 2013 - October 2013
First State Bank February 2012 - May 2013
Solar Logic May 2010 - December 2011
University of North Texas January 2009 - July 2011
McAlister's Deli (Corporation) June 2007 - June 2009
Independent Bank August 2005 - July 2006
Skills
Leadership, Customer Service, Banking, Catia, AutoCAD, Autodesk Software, Engineering Drawings, Research, Simulations, Fundraising, Leadership Development, Business Development, Microsoft Office, Microsoft Excel, Microsoft Word, White belt, Engineering, Manufacturing, Project Management, Public Speaking, Lean Manufacturing, PowerPoint, Program Management
Education
University of North Texas 2006 — 2017
In Progress, Mechanical and Energy Engineering, Math
North Central Texas College 2012 — 2014
Associate of Science (A.S.), Drafting and Design Technology/Technician, General
Financial Plus Credit Union January 2013 - Present
Oxford Bank April 2011 - January 2013
First National Bank October 2008 - April 2011
Independent Bank April 2004 - October 2008
Talmer Bank and Trust 2000 - 2004
Fifth Third Bank 1995 - 2000
Skills
Credit, Commercial Banking, Portfolio Management, Small Business Lending, Real Estate, Finance, Leadership, New Business Development, Commercial Lending, Management, Loans, Commercial Real Estate, Risk Management, Financial Analysis, Banking, Investment Properties, Investments
Education
University of Michigan 1991 — 1995
BBA, Accounting
Purdue University 1989 — 1991
Engineering
D+H U.S. Operation December 2012 - Present
Independent Bank April 2011 - December 2012
Independent Bank August 2010 - April 2011
Independent Bank June 2005 - August 2010
Prudential Financial August 2009 - January 2010
Spring Arbor University August 2009 - December 2009
Skills
Microsoft Excel macro..., Microsoft Word macro..., Excel, Word, Customer Service, Problem Solving, Microsoft Office, Process Improvement, Banking, Analysis, Data Analysis, Outlook, Financial Reporting, Microsoft Word, Microsoft Excel, Troubleshooting, Event Planning, Public Speaking, Windows, Access, Software Documentation, SharePoint, Coaching, Investments, Finance, Portfolio Management, Risk Management
Education
Spring Arbor University 2008 — 2010
Bachelor, Finance
University Bank July 2012 - Present
Lapeer County Bank & Trust 2010 - September 2012
First Independence Bank March 2009 - December 2010
Oakland Commerce Bank July 2007 - March 2009
Main Street Bank 2005 - 2007
Independent Bank 2003 - 2004
Midwest Guaranty Bank 2000 - 2003
Skills
Loans, Credit, Underwriting, Risk Management, Banking, Bank Secrecy Act, Commercial Banking, Commercial Lending, Consumer Lending, Credit Analysis, Financial Risk, Fraud, Leadership, Mortgage Lending, Small Business Lending, Treasury Management
Education
Oakland University 1981 — 1984
BA, Composition
Covenant HealthCare 2012 - Present
Saginaw Valley State University August 2007 - May 2012
Independent Bank May 2008 - January 2010
Self Employed May 2006 - August 2007
Skills
Nursing
Education
Saginaw Valley State University 2007 — 2011
Bachelor of Science, Nursing
First Citizens Bancshares (NASDAQ: FCNCA) / IronStone Bank May 2008 - Present
Independent Bank 2013 - 2015
Independent Bank 2013 - 2015
Independent Bank 2013 - 2015
Sovereign Bank (Texas) 2011 - 2013
Sovereign Bank (Texas) 2011 - 2013
Sovereign Bank (Texas) 2011 - 2013
Sovereign Bank (Texas) 2011 - 2013
Sovereign Bank (Texas) 2011 - 2013
BBVA Compass Bank (NYSE: BBVA) January 2007 - January 2008
Education
Texas Christian University 1994 — 1998
BBA, Finance, Economics Minor
Keller Williams North Atlanta June 2013 - Present
Keller Williams North Atlanta June 2013 - Present
State Farm June 2012 - Present
Keller Williams Realty Lanier Partners May 2012 - June 2013
State Farm September 2006 - May 2013
Racquet Club of the South August 2009 - October 2011
Independent Bank February 2004 - August 2006
Skills
Management, Real Estate, Sales, Selling, Property, Marketing, Customer Service, Microsoft Office, Microsoft Excel, PowerPoint, Microsoft Word, Negotiation, Customer Satisfaction, Insurance
Education
Pensacola Christian College 2002 — 2005
Completed 3 yrs, Business Managment
Peckham, Inc April 2008 - Present
Peckham, Inc. April 2008 - August 2009
Independent Bank June 2006 - April 2008
Comfort Keepers December 2005 - June 2006
Skills
Customer Service, Public Relations, PowerPoint, Non-profits, Microsoft Office, Coaching, Word, Public Speaking, Fundraising, Event Planning, Interviewing, Microsoft Word, Nonprofits, Interviews, Leadership, Social Services, Microsoft Excel, Training, Community Outreach, Outlook, Program Development, Resume Writing, Career Counseling, Volunteer Management, Disabilities, Conflict Resolution, Leadership Development, Vocational..., Case Management, Job Search Strategies, Mental Health, Workforce Development, Staff Development, Grants, Grant Writing
Education
Kent State University 1999 — 2004
BA
Lansing Community College 1997 — 1999
DeWitt High School 1993 — 1998
Independent Bank September 2015 - Present
Wells Fargo Home Mortgage January 2013 - September 2015
PNC January 2012 - January 2013
Gold Star Mortgage Financial Group January 2010 - December 2011
Skills
Refinance, FHA, VA loans, USDA, FHA financing, Home Purchase Financing, Investment Properties, Mortgage Lending, First Time Home Buyers, 203K, HomePath, Finance, Loan Origination, Mortgage Banking, Government Loans, Residential Mortgages, New Home Purchase, Loans, Certified Mortgage..., Mortgage Underwriting, Credit, Credit Analysis, Non-Conforming, Loss Mitigation, Home Equity Loans, FHA Financing, VA Loans
Education
Michigan State University 1980 — 1983
B.S, Resource Development
RouteOne May 2015 - Present
Fifth Third Bank February 2007 - August 2014
Capital One Auto Finance 2005 - 2007
Independent Bank 2003 - 2005
AmeriCredit Financial Services April 1998 - February 2003
Skills
Credit, Credit Analysis, Consumer Lending, Underwriting, Banking, Credit Risk, Relationship Management, Sales, Negotiation, Customer Retention, Customer Satisfaction, Sales Management, Sales Operations, Sales Process, Team Building, Automotive, Profit, Business Planning, Finance, Management, Forecasting, Training, Loans, Customer Service, Automobile, Strategic Planning, Loan Origination, New Business Development, Selling, Commercial Lending, Portfolio Management, Cold Calling, Business Development, Account Management, B2B, Sales Presentations, Risk Management, CRM, Leadership, Competitive Analysis, Retail, Financial Services, Funding, Selling Skills, Direct Sales, Loss Mitigation, Executive Management, Insurance
Education
Santa Fe Community College 2004 — 2006
Associate of Arts (A.A.), Business Administration and Management, General
Independent Bank February 2012 - Present
Meijer July 2008 - February 2012
Abby Apartments 2006 - June 2008
Skills
Customer Service, Residential Mortgages, Office Administration, Telephone Skills, Loans, Deposits, Banking, Mortgage Lending, Cashiering, Retail, Microsoft Office
Education
Everest/Corinthian Colleges 2010 — 2011
Medical Administrative Assistant, Medical Office Management/Administration
Montcalm Community College 2008 — 2010
Business Administration and Management, General
Ionia High School 2004 — 2007
Diploma, 3.4 GPA
Farm Bureau Insurance of Michigan May 2014 - Present
Independent Bank January 2013 - May 2014
Aunt Millie's Bakeries August 2011 - January 2013
Education
Lansing Community College 2013 — 2016
General Associates Degree
Wildfire Credit Union December 2013 - Present
Wildfire Credit Union November 2011 - November 2013
Wildfire Credit Union November 2010 - November 2011
Independent Bank August 2005 - October 2010
Skills
Call Centers, Credit, Banking, Credit Risk, Financial Services, Risk Management, Loans, Mortgage Lending, Credit Cards, Relationship Management, Retail Banking, Operational Risk, Financial Risk, Anti Money Laundering, Operational Risk..., KYC, Financial Analysis, Customer Service, Consumer Lending
Education
Northwood University 2012 — 2014
Bachelor's Degree, Business Administration and Management, General
Independent Bank January 2013 - Present
Grand Traverse Pie Company August 2011 - December 2012
Stiles Machinery June 2012 - August 2012
DICK'S Sporting Goods October 2009 - October 2011
Skills
Microsoft Excel, Customer Service, Microsoft Office, Product Innovation, Entrepreneurship, Credit Analysis, Microsoft Word, Commercial Lending, Covenant Compliance, Data Analysis, Debt Management, Accounts Receivable, Sales, Research, Windows, Outlook, Data Entry, PowerPoint, Finance
Education
Michigan State University - The Eli Broad College of Business 2008 — 2012
Bachelor of Arts, Finance
Catholic Federal Credit Union April 2015 - Present
Catholic Federal Credit Union July 2013 - April 2015
Catholic Federal Credit Union December 2012 - July 2013
Independent Bank June 2010 - December 2012
Tau Kappa Epsilon Fraternity November 2007 - May 2012
Tau Kappa Epsilon March 2011 - December 2011
Tau Kappa Epsilon Fraternity December 2009 - December 2010
INSIGHT RECOVERY CENTER September 2008 - September 2010
FLINT JUNIOR GOLF ASSOCIATION January 2008 - January 2010
Tau Kappa Epsilon Fraternity December 2008 - December 2009
Skills
PowerPoint, Excel, Word, Budgeting, Budget, Microsoft Excel, Microsoft Word, Customer Service, Fundraising, Volunteer Management, Financial Analysis, Accounting, Public Speaking, Marketing, Credit, Budgets
Education
SAGINAW VALLEY STATE UNIVERSITY (SVSU) • University 2007 — 2013
Bachelor of Professional Accountancy, Accounting and Business/Management
Saginaw Valley State University 2007 — 2013
Accounting & Business Management
Northwood University August 2012 - May 2014
DARCARS Automotive Group May 2013 - August 2013
Independent Bank May 2011 - August 2011
Skills
Finance, Fundraising, Budgets, Student Leadership, Banking, Loans, Teamwork
Education
Northwood University 2010 — 2014
Finance, Automotive Marketing, General
Independent Bank July 2015 - Present
Education
Sam Houston State University
Bachelor of Business Administration (B.B.A.), Finance, General
Dart Container July 2015 - Present
Bake N' Cakes June 2015 - July 2015
Independent Bank February 2015 - June 2015
Meijer June 2011 - September 2014
Office of College Relations August 2013 - December 2013
Skills
Time Management, Team Leadership, InDesign, Photoshop, Drawing, Illustrator, PowerPoint, Group Work, Social Networking, Customer Service, Security Protocols, Financial Transactions, Teller Operations, Cash Handling, Organization, Writing, Microsoft Office, New Business Development, Marketing Strategy, Branding & Identity, Logo Design, Layout Design, Visual Communication, Mac & PC platforms
Education
Olivet College 2010 — 2014
Bachelor of Arts (B.A.), Visual Arts, 4.0
Studio Art Centers International (SACI)
Independent Bank July 2015 - Present
PrimeLending March 2014 - July 2015
Talmer Bank and Trust July 2012 - October 2013
Michigan Mutual October 2011 - May 2012
Shore Mortgage September 2000 - April 2007
Skills
FHA, Government Loans, Consumer Lending, Real Estate, FHA financing, Construction Loans, Credit Risk, Financial Analysis, First Time Home Buyers, Finance, Non-Conforming, Risk Management
Education
Salt Lake Community College 1997 — 1999
General, Business
Kearns High 1996 — 1997
Johnson Controls September 2014 - Present
Johnson Controls January 2014 - September 2014
Johnson Controls April 2013 - December 2013
Johnson Controls April 2012 - April 2013
Famous Dave's of America March 2008 - December 2011
Independent Bank July 2008 - May 2010
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Teaching, Public Speaking, Strategic Planning, Budgets, Teamwork, Continuous Improvement, Manufacturing, Leadership, Management, Kaizen, Event Planning, Six Sigma, Lean Manufacturing, 5S, Training, Automotive, Value Stream Mapping, Time Management, Supply Chain
Education
Saginaw Valley State University 2007 — 2011
Bachelor of Business Administration (BBA), International Business
Saginaw Valley State University 2007 — 2011
Bachelor of Business Administration (BBA), Business Administration and Management, General
Plato's Closet April 2007 - Present
Luminetx Corporation November 2006 - March 2007
Luminetx Corporation November 2005 - November 2006
Luminetx Corporation February 2005 - November 2005
Ryan Cabrera January 2004 - December 2004
Independent Bank October 2002 - December 2003
Skills
Marketing Strategy, Business Planning, Market Planning, Marketing, Strategic Planning, Business Development, Business Strategy, Leadership, Team Building, Advertising, Strategy, Financial Modeling, Sales, Management, Customer Service
Education
Southern Methodist University 1998 — 2002
BBA, Finance
Michigan Republican Party September 2014 - January 2015
Independent Bank August 2014 - September 2014
Jeff Benedict and Associates August 2012 - February 2014
Skills
Creative Writing, Political Science, Political Theory, Microsoft Word, Customer Service, PowerPoint, Microsoft Excel, Research, Social Networking, Time Management, Public Speaking, Social Media, Editing, Microsoft Office, Leadership, Event Planning
Education
Southern Virginia University 2010 — 2014
Bachelor's Degree, Political Science/Pre-Law Studies, 3.5 GPA
Southern Virginia University
Spartan Chassis July 2011 - Present
Spartan Chassis, Inc. August 2005 - July 2011
Independent Bank July 1999 - July 2005
Horizon Cable 1992 - 1999
Skills
Microsoft Excel, PowerPoint, Project Management, Team Leadership, Automotive, Process Improvement, Microsoft Office, Product Development, Customer Service, Continuous Improvement, CAD, Vehicles
Education
Olivet College 1989 — 1992
BA, Psychology/Sociology
Independent Bank October 2014 - Present
Independent Bank July 2014 - October 2014
Fifth Third Bank June 2008 - July 2014
Interpreter Network, LLC January 2007 - December 2008
Skills
Team Leadership, Process Improvement, Coaching, Call Center, Banking, Credit, Software Documentation, Customer Satisfaction, Vendor Management, Customer Service, Building Relationships, Insurance, Team Building, Leadership, Business Analysis, Call Centers, Financial Analysis, Management, Customer Experience, Customer Retention, Retail Banking, Cross Selling
Education
University of Minnesota-Twin Cities 2004 — 2005
Syracuse University
University of Memphis June 2011 - June 2013
Louisiana State University August 2009 - May 2011
AT&T August 2008 - August 2009
Wells Fargo Financial January 2008 - August 2009
Gear Up May 2006 - December 2007
Independent Bank February 2004 - May 2006
Skills
Personal Chef Services, Chef, Food Industry, Food Safety, Higher Education, Events Coordination, Corporate Events, Event Management, Food Quality, Public Speaking, Food & Beverage, Student Affairs, Community Outreach, Event Planning, Research, Student Development, Microsoft Office, Nonprofits, Fundraising, Teaching, Program Development, Volunteer Management, PowerPoint, Career Counseling, Marketing, Training, Data Entry
Education
Louisiana State University 2009 — 2011
Master of Arts, Education
The University of Memphis 2003 — 2007
Bachelor of Arts, Communications
Miracle Ear of Louisiana May 2013 - January 2014
Advanced Billing Solutions, LLC October 2010 - May 2013
Today's Eyecare LLC May 2010 - September 2010
Craig Miller, OD November 2009 - May 2010
Independent Bank July 2004 - November 2009
Employment Group, Battle Creek, MI May 2003 - April 2004
Independent Bank May 2002 - April 2003
Walmart May 2000 - May 2002
Skills
Time Management, Filing
Education
Kellogg Community College 1998 — 2006
Associate's Degree, Business Management
Kellogg Company April 2013 - Present
Kellogg Company January 2012 - March 2013
Independent Bank September 2009 - December 2011
Independent Bank February 2005 - August 2009
Education
Western Michigan University 2010 — 2013
Master of Business Administration (MBA), Business Administration and Management, General
Michigan State University 2004 — 2009
Bachelor of Arts (BA), Political Science
The Warranty Group November 2013 - Present
Amnuayvidhya School May 2012 - May 2013
Independent Bank May 2011 - May 2012
Independent Bank February 2009 - May 2011
DaimlerChrysler Financial Services June 2007 - June 2008
DaimlerChrysler Financial Services July 2005 - June 2007
DaimlerChrysler Financial Services March 2005 - July 2005
Rock Financial January 2004 - June 2004
Skills
Relationship Management, Leadership, Strategic Planning, New Business Development, Training, Management, Recruiting, Project Management, Analysis, Customer Satisfaction, Organizational..., Sales, Negotiation, Customer Retention, Contract Negotiation, Customer Service, Credit, Human Resources, Credit Analysis, Process Improvement, Portfolio Management, Sales Operations, Financial Analysis, Finance, Call Centers
Education
Northwood University 1999 — 2003
Bachelors of Business Administration, International Business and Management
Independent Bank September 2013 - Present
Texas Capital Bank November 2011 - September 2013
Texas Capital Bank November 2009 - December 2011
Comerica Bank June 2008 - November 2009
Skills
Commercial Lending, Commercial Banking, Asset Based Lending, Credit Analysis, Loans, Financial Structuring, Small Business Lending, Private Equity, Credit, Deals, Large Deals
Education
Texas A&M University 2004 — 2008
BBA, Finance
Highland Park High School
Independent Bank August 2010 - Present
DYB Choisun Language Institute August 2008 - August 2009
Wachovia Securities, Credit Union Strategy Group May 2007 - August 2007
Skills
Credit Analysis, Analytics, Analysis, Risk Analysis, Microsoft Office, Credit, Commercial Banking, Commercial Lending, Critical Thinking, Highly detail oriented, Financial Analysis, Foreign Affairs, Teaching English as a..., Travel, Creative Problem Solving
Education
Miami University 2004 — 2008
Bachelor of Science (B.S.), Finance, General
East Lansing High School 2001 — 2004
Diploma
Union Home Mortgage Corp. March 2012 - Present
Independent Bank June 2010 - March 2012
First Place Bank January 2008 - July 2010
SunTrust Mortgage June 2005 - December 2007
Countrywide Home Loans, Inc. 2003 - 2005
Skills
FHA, VA, Conventional, VA loans, USDA, Loans, Sellers, Real Estate, Mortgage Lending, Loan Origination, Underwriting, Mortgage Banking, Refinance, FHA financing, Government Loans, First Time Home Buyers, Residential Mortgages, Construction Loans, Mortgage Underwriting, Credit, Investment Properties, FHA Financing, VA Loans
Education
Siena Heights University
Bachelor's degree, Business Administration and Management, General
Carmike Cinemas December 2012 - Present
Carmike Cinemas May 2011 - December 2012
Independent Bank August 2009 - March 2012
Skills
Microsoft Office, Customer Service, Banking, Finance, Management, Social Media Marketing, Direct Marketing
Education
Saginaw Valley State University 2008 — 2013
Bachelor of Business Administration (B.B.A.), Finance, General
Ag-Power, Inc. March 2014 - Present
Deloitte Consulting August 2012 - March 2014
Independent Bank July 2011 - August 2011
Four Seasons Hotels and Resorts January 2011 - May 2011
City of Los Angeles January 2011 - April 2011
United States Department of State May 2010 - July 2010
U.S. Department of State January 2010 - May 2010
Past Present Action 2009 - 2010
Education
Pepperdine University 2008 — 2012
International Business
Pepperdine University 2010 — 2011
Undergraduate Certificate in Dispute Resolution
Independent Bank Customer Service Rep.Chemical BankJanuary 2013 - Present
Skills
Credit, Retail Banking, Customer Service, Banking, Outlook, Time Management, Loans, Financial Analysis, Risk Management
Education
Kellogg Community College 2004 — 2009
Associate's degree
Pennfield High School 1999 — 2003
General Studies
Wicker Smith et. al. August 2014 - Present
Harroun, P.C. December 2011 - February 2013
First National Bank March 2011 - April 2011
Parker, McGruder & Associates, P.C. August 2011 - 2011
Varjabedian Attorneys February 2010 - August 2010
First National Bank August 2009 - August 2009
Flagstar Bank April 2009 - June 2009
Bank of America September 2002 - October 2006
Bank of America May 2000 - September 2002
Independent Bank November 1999 - May 2000
Skills
Credit, Loans, Bankruptcy, Workout, Commercial Lending, Commercial Banking, Underwriting, Banking, Due Diligence, Compliance, Risk Management, Contract Negotiation, Litigation, Small Business Lending, Commercial Litigation, Financial Analysis, Coaching, Microsoft Office, Risk, Corporate Law, Credit Analysis, Financial Risk, Portfolio Management, Small Business
Education
University of Detroit Mercy School of Law 2004 — 2008
Juris Doctor, Law
Walsh College 1997 — 2003
Master of Arts, Ecomonics
Northern Michigan University 1989 — 1992
Bachelor of Science, Finance
Forest Area High School
Independent Bank September 2015 - Present
Broker dealer in Dallas, TX March 2014 - September 2015
McGladrey August 2007 - February 2014
BKD, LLP January 2006 - July 2006
Skills
Accounting, Auditing, Assurance, Banking, External Audit, Financial Audits, Financial Reporting, Financial Statements, GAAP, Internal Controls, Sarbanes-Oxley, CPA, SEC Filings, US GAAP, Sarbanes-Oxley Act, Financial Accounting
Education
Texas A&M University 2002 — 2007
MS, Accounting, Audit
Travelers September 2014 - Present
The Hanover Insurance Group May 2014 - August 2014
The Hanover Insurance Group March 2012 - April 2014
The Hanover Insurance Group October 2009 - March 2012
Independent Bank May 2007 - August 2008
Skills
Underwriting, Risk Management, Sales Management, Data Analysis, Commercial Insurance, Business Planning, Salesforce.com, Production Planning, Process Improvement, Building Relationships, Microsoft Excel, Hyperion, Database Design
Education
Michigan State University 2005 — 2009
BA, Finance
Lowe's Companies, Inc. September 2013 - Present
Family Dollar 2011 - 2012
Dillards Departmentt Store February 2010 - March 2011
Independent Bank July 2004 - July 2009
Burlington Coat Factory September 2000 - October 2003
Skills
Merchandising, Store Operations, Store Management, Sales, Customer Service, Training, Management, Data Entry, Loss Prevention, Retail, Inventory Control, Retail Sales, Inventory Management, Visual Merchandising, Problem Solving, Point of Sales Systems
Education
Saginaw Valley State University 2000 — 2008
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Mercantile Bank of Michigan September 2014 - Present
Independent Bank March 2014 - September 2014
Fifth Third Bank February 2009 - February 2014
JPMorgan Chase July 2008 - February 2009
JPMorgan Chase Bank February 2001 - June 2008
Bank One December 1991 - February 2001
Skills
Mortgage Lending, Loans, Finance, Management, Financial Analysis, Sales, Training, Sales Management, Customer Service, Credit, Mortgage Banking, FHA, Loan Origination, Banking, Refinance, Credit Analysis, Residential Mortgages, Commercial Lending, Consumer Lending, Underwriting, USDA, Coaching
Education
Michigan State University 1979 — 1981
BA, Business
Western Michigan University 1983 — 1987
Master of Business Administration (MBA), Finance, General
Independent Bank August 2013 - Present
Chase Auto Finance March 2007 - July 2013
Mercedes-Benz Financial Services January 2004 - March 2007
Chase Auto Finance January 2000 - January 2004
Bank of America 1996 - 2000
Primus Automotive Finance January 1991 - 1996
Ford Motor Credit Company 1986 - 1990
Skills
Credit, Relationship Management, Underwriting, Financial Risk, Portfolio Management, Financial Analysis, Consumer Lending, Finance, Loans, Banking, Credit Analysis, Customer Service, Commercial Banking, Credit Risk, Financial Services, Loan Origination, Mortgage Lending, Insurance, Commercial Lending, Leadership, Retail, Executive Management, Risk Management, Sales Management, Customer Retention, Sales, Call Centers, Forecasting, Process Improvement, Selling, Retail Banking
Education
Oklahoma State University 1980 — 1985
Bachelor of Applied Science (BASc), Journalism/Advertising
Northwest Classen
Independent Bank November 1999 - Present
Junior League of Lansing 2002 - 2011
National City Bank May 1990 - April 2000
Skills
Loans, Credit, Commercial Lending, Commercial Banking, Due Diligence, Small Business Lending, Mergers & Acquisitions, Credit Analysis, Financial Modeling, Mortgage Lending, Consumer Lending, Portfolio Management
Education
Michigan State University
BS, Finance, General
Morley June 2015 - Present
Saginaw Township November 2004 - Present
Independent Bank April 2014 - April 2015
Alan R. Wazny CPA & Associates January 1989 - January 2013
Skills
Public Speaking, Non-profits, Nonprofits, Leadership, Volunteer Management, Strategy, Change Management, Marketing, Microsoft Word, Recruiting, Management, Accounting, Community Outreach, Government, Fundraising, Media Relations, Press Releases, Microsoft Office, Customer Service, Strategic Planning, Cross-functional Team...
Education
Northwood University
Bachelor of Business Administration (BBA)
University of Notre Dame - Mendoza College of Business
Certificate in Executive Management
Independent Bank January 2008 - Present
Education
Lake Superior State University
Bader and Son's Co John Deere Dealership September 2013 - Present
Independent Bank April 1997 - September 2013
Skills
Onboarding, HRIS, Recruiting, Banking, Interviews, Coaching, Customer Service, Team Building, Budgets, Team Leadership, ADP Payroll, Employee Benefits, Microsoft Excel, Employee Relations, Benefits Administration, Performance Management, Deferred Compensation, Compensation, Talent Management, Mergers, Applicant Tracking..., Public Speaking, Organizational..., Microsoft Office, Human Resources, Risk Management, Microsoft Word, Management, Leadership Development, Job Descriptions, Project Management, Employee Training, Teamwork, Outlook, Payroll, Process Improvement, Training
Education
Michigan State University 1988 — 1989
Independent Bank VP-Commercial BankerSunTrust Bank2006 - 2008
Education
Tennessee Technological University - College of Business Administration 2004 — 2006
MBA
University of Tennessee-Knoxville 1997 — 2001
Acacia Group Property Management November 2006 - Present
Ada Historical Society January 2013 - Present
INFOR Global Solutions 2005 - 2006
JPMorgan Chase 2003 - 2004
Independent Bank 1997 - 2001
Skills
Property Management, Real Estate, Business Valuation, Valuation, Customer Service, Asset Managment, Financial Statement..., Due Diligence, New Business Development, Sales, Management, Strategic Planning, Budgets, Investments, Selling, Finance, Business Strategy, Negotiation, Asset Management, Disposition, Leadership, Contract Negotiation, Business Development
Education
Western Michigan University 2001 — 2003
Master of Business Administration (MBA), Accounting and Finance
Michigan State University 1987 — 1992
Bachelor of Arts (BA), Financial Administration
Premier Bank Texas November 2009 - Present
Independent Bank February 2008 - July 2009
Fifth Third Bank May 2003 - February 2008
Skills
Financial Analysis, Commercial Lending, Financial Modeling, Loans, Real Estate, Credit Analysis, Commercial Banking, Credit, Consumer Lending, Due Diligence, Underwriting, Portfolio Management
Education
Michigan State University 1993 — 1997
Bachelor's Degree, Finance
Independent Bank September 2012 - Present
Independent Bank March 2011 - November 2012
Independent Bank January 2006 - March 2011
Skills
Strategic Planning, Customer Service, Customer Relations, Problem Solving, Treasury Management, Commercial Lending, Budgets, Financial Analysis, Coaching, Process Improvement, Retail Banking, Sales Management, Team Building, Consumer Lending, Loans, Loan Origination, Construction Loans, Merchant Services, Small Business Lending
Education
Michigan State University
Independent Bank September 2007 - Present
Education
Texas A&M University-Commerce 2002 — 2005
Bachelors, Business
Independent Bank February 2013 - Present
Butler's Collision January 2008 - February 2013
Wells Fargo February 2003 - September 2006
Household Finance July 1979 - January 2003
HSBC 2001 - 2003
Education
Macomb Community College 2008 — 2010
Finance Management, Finance/Managment, 3.6
Cisco February 2014 - Present
Independent Bank September 2012 - 2013
Kmart Corporation June 1983 - February 1996
Skills
Digital Marketing, Advertising
Education
Oakland University 1984 — 1990
BS, Business managemen
Oakland University 1984 — 1990
BS, Business management
Lake Michigan Credit Union February 2013 - Present
Independent Bank September 2002 - February 2013
Shoreline Financial Group September 1997 - September 2002
Skills
Loan Origination, Loans, Mortgage Lending, Refinance, Residential Mortgages, Credit Analysis, FHA, Banking, Commercial Banking, Mortgage Banking, Underwriting, Consumer Lending, Home Equity Loans, Credit, Small Business Lending, Commercial Lending, Management, First Time Home Buyers, Construction Loans, VA loans
Education
Northwood University 1992 — 1998
Bachelor, Finance
Andrews, Hooper & Pavlik P.L.C. January 2007 - Present
Independent Bank June 2006 - December 2006
Education
Saginaw Valley State University 2003 — 2008
B.P.A, Accounting
Independent Bank May 2011 - September 2012
Talmer Bank & Trust formerly First Michigan Bank July 2009 - May 2011
Oakland Commerce Bank February 2006 - March 2009
Banc of America Leasing September 2000 - February 2006
Sandvik Hard Materials January 1999 - September 2000
NACM November 1997 - December 1998
O/E Systems 1996 - 1997
Skills
Credit, Loans, Finance, Credit Analysis, Banking, Commercial Banking, Commercial Lending, Small Business Lending, Portfolio Management, Underwriting, Credit Risk, Consumer Lending, Risk Management, Financial Analysis, Process Improvement, Financial Risk, Loan Origination, Customer Service, Lines Of Credit, Management, Commercial Mortgages, Cash Management
Education
Walsh College 1997 — 1999
BBA, Management
Macomb Community College 1993 — 1996
Associate's degree, General Studies
Independent Bank 2007 - 2008
Skills
Microsoft Excel, Customer Service, Microsoft Office, Windows, Microsoft Word, Access, PowerPoint, Teamwork, Software Documentation, Outlook, Time Management, Data Entry, Troubleshooting, Team Leadership, System Administration, Telephone Skills, Analysis, Lotus Notes, Customer Satisfaction, Databases, Networking, Administration, Technical Support, Visio, Data Analysis, Training, Windows XP, SharePoint, Leadership, SQL, Management, Process Improvement, Hardware, Software Installation, Active Directory, Network Administration, Operating Systems, Security, Group Policy, Database Administration, Citrix, Microsoft Exchange, DNS, DHCP, Servers, Network Security, Visual Basic, Disaster Recovery, VMware ESX, Microsoft Technologies
Education
Lake Superior State University 2004 — 2006
Independent Bank December 2011 - Present
Swamp Fox Sports Bar May 2011 - February 2013
Amway Inc. May 1995 - May 2011
Alticor May 1995 - May 2011
Network Associates July 2000 - April 2001
Skills
Network Security, Security, Disaster Recovery, Information Security, Information Security..., Active Directory, Cloud Computing, Computer Security, Data Center, Firewalls, IT Management, Networking, PCI DSS, Penetration Testing, Virtualization, Vulnerability Assessment
Education
Olivet College 1980 — 1985
BA, Business Administration, Insurance
Independent Bank 2013 - Present
Independent Bank 2012 - 2013
Indpendent Bank 2010 - 2012
Independent Bank 2007 - 2010
Education
Michigan State University 1994 — 1997
Political Economy, Economics
Independent Bank June 2012 - Present
Skills
Loans, Portfolio Management, Real Estate, Commercial Mortgages, Credit, Finance, Commercial Real Estate, Commercial Lending, Credit Analysis, Underwriting, Commercial Banking, Banking, Loan Origination
Education
Texas A&M University - Mays Business School 2003 — 2004
MS, Finance
Texas A&M University - Mays Business School 1999 — 2003
BBA, Marketing
Independent Bank November 2006 - Present
Houston Community Bank, NA November 2006 - 2013
Woodforest National Bank May 2003 - November 2006
Skills
Credit, Commercial Banking, Small Business Lending, Loans, Retail Banking, Commercial Lending, Mortgage Lending, Consumer Lending, Banking, Lines Of Credit
Education
Kingwood College 2007 — 2008
Business Administration and Management, General
San Jacinto College 2002 — 2003
NA, Criminal Justice
Galena Park High School 1997 — 2000
HS Diploma, english
State of Michigan Department of Technology, Management and Budget February 2015 - Present
Themis Bar Review January 2015 - Present
Washtenaw County Public Defender May 2014 - August 2014
The Hanover Insurance Group October 2010 - September 2013
WJBK Fox 2 Sports May 2010 - September 2010
Independent Bank September 2007 - September 2010
The Michigan Journal August 2009 - May 2010
WJBK Fox 2 News January 2010 - April 2010
Education
Michigan State University College of Law 2013 — 2015
Doctor of Law (J.D.)
University of Michigan-Dearborn 2007 — 2010
Marketing, Journalism
Gabriels Community Credit Union August 2011 - Present
Independent Bank September 2008 - July 2011
Education
Michigan State University
Bachelor's degree, Finance
United Auto Credit Corp January 2006 - March 2009
Fifth Third Bank October 2005 - January 2006
National City Bank August 2005 - October 2005
Integrity Financial Consultants March 2005 - July 2005
Clear Creek Mortgage April 2004 - November 2004
Communication Services Credit Union April 2001 - April 2004
Independent Bank April 2000 - April 2001
Michigan National Bank January 1998 - February 2000
Education
Career Quest Learning Centers Inc
Lansing Community College
Owen Tree Service, Inc. March 2005 - Present
Owen Tree Service Herbicide Division, Inc. March 2005 - Present
Independent Bank January 2004 - March 2005
Independent Bank 1999 - 2003
Independent Bank 1993 - 2000
Skills
Customer Service, Financial Reporting, Human Resources, Business Process..., Mortgage Lending, Commercial Lending, Financial Analysis, Employee Benefits, Banking, Credit, Insurance, Finance, Payroll, Portfolio Management, Budgets, Accounts Payable, Management, Accounts Receivable, Strategic Planning, Loans
Education
Spring Arbor University 1975 — 1979
BA, Biology, Chemistry
Huron Community Bank February 2015 - Present
Independent Bank October 2012 - February 2015
Independent Bank January 1999 - October 2012
McLaren Medical Foundation 2010 - 2010
McLaren Medical Foundation 2010 - 2010
McLaren Medical Foundation 2010 - 2010
Natinal city bank June 1984 - December 1998
National City Bank May 1984 - December 1998
Skills
Customer Service, Retail Banking, Branch Banking, Mortgage Banking, Deposits, Small Business Lending, Loan Origination, Management, Sales, Team Management, Business Coaching, Treasury Management, Community Organizing, Community Service, Budgets, NMLS Licensed, Budget, Commercial Lending, Municipal Services
Education
Perry School of Banking MBA 2013 — 2015
Complete detailed overview of banking industry
Northern Michigan University 1985 — 1986
Accounting
Independent Bank May 2010 - Present
Independent Bank March 2007 - May 2010
TCF Bank October 2004 - March 2007
Skills
Banking, Financial Analysis, Loans, Commercial Banking, Finance
Education
Michigan State University 1996 — 2000
B.A., Finance
Independent Bank October 2014 - Present
The Taubman Company October 2005 - September 2014
Dawda Mann Mulcahy & Sadler October 2001 - October 2005
Skills
Real Estate Transactions, Commercial Leasing, Due Diligence, Leases, Contract Negotiation, Property Law, Real Estate, Investment Properties, Commercial Real Estate, Corporate Real Estate, Legal Writing, Civil Litigation, Licensing, Real Estate Economics, Corporate Governance, Franchising, Zoning, Commercial Litigation, Strategic Planning, Real Estate Development, Training, Legal Research, Property, Disposition, Management, Shopping Centers, Litigation, Entitlements, Property Management, Asset Management, Contract Management, Mergers & Acquisitions, Public Relations, Legal Compliance, Landlords, Employment Law, Dispute Resolution, Negotiation, Litigation Support, Corporate Law, Land Acquisition, Tenant, Budgets, Lease Negotiations
Education
Michigan State University College of Law 1996 — 1999
JD, Law
Michigan State University 1989 — 1992
BA, Journalism
UM WW March 2013 - Present
Starcom MediaVest Group August 2012 - March 2013
Carat USA March 2012 - August 2012
Starcom MediaVest Group March 2007 - March 2012
Independent Bank August 2004 - March 2007
Skills
comScore, Media Planning, Social Media, Digital Media, Mobile Marketing, Online Advertising, Digital Marketing, DoubleClick, Print, Magazines, Broadcast Television, New Media, Online Video, Budget Management, Client Services, SEM, Advertising, PPC, Budgets, Digital Strategy, Integrated Marketing, Interactive Marketing, Marketing, Media Buying, Media Strategy, Outdoor Advertising, Press Releases, Sponsorship, Web Video
Education
Michigan State University 2000 — 2004
B.A., Communications, Specialization in Public Relations
Jay A. Fishman, LTD., Investment Counsel June 2014 - Present
Independent Bank March 2013 - May 2014
Independent Bank August 2008 - March 2013
Syntel 1998 - 2000
PeopleNet. 1994 - 1997
Ford - Owner Dialogue Program 1993 - 1994
Education
Wayne State University 1987 — 1990
Bachelor of Science (B.S.), Marketing and Public Relations
Macomb Community College 1985 — 1987
Associates Degree, Liberal Arts and Sciences, General Studies and Humanities
Warren Woods Tower
PSCU January 2012 - Present
PSCU Financial Services January 2008 - January 2012
Independent Bank March 2003 - June 2006
Champion Home Builders April 2000 - August 2002
Bank One February 1988 - October 1999
Skills
Proposal Writing, Microsoft Office, Banking, Contract Negotiation, Analysis, Databases, New Business Development, Compliance, Advertising, Documentation, Marketing Strategy, Writing, Research, Credit Unions, Salesforce.com, E-commerce, Social Media, Market Research, Customer Relations, Customer Service, SharePoint, Selling, Competitive Analysis, CRM, Sales, Product Development, Process Improvement, Call Centers, Leadership, Team Building, Training
Education
CompTIA 2003 — 2003
A+ Certified
Oakland University 1986 — 1992
BA, Economics
Countryside Tax Service January 1999 - Present
Independent Bank September 2005 - October 2010
Union Bank January 1980 - January 1986
Education
Michigan State University 1973 — 1976
none, Bachelor of Science
Michigan State University
Live Local Realty April 2013 - Present
Coldwell Banker Weir Manuel Hoppough April 2004 - April 2013
Independent Bank September 2001 - August 2003
Skills
Foreclosures, FHA, Short Sales, First Time Home Buyers, Investment Properties, Relocation, REO, Real Estate, Customer Service, Real Estate Transactions, Sellers, Listings, Single Family Homes, HUD
Education
Michigan State University 1994 — 1998
B.A., Business Administration
Fifth Third Bank February 2007 - Present
Capital One Auto Finance November 2005 - February 2007
Independent Bank June 2003 - November 2005
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, English, Photoshop, Windows, Outlook, Teaching, C++, HTML, C
Education
Santa Fe College 2003 — 2005
Associate of Arts (A.A.), Business, Management, Marketing, and Related Support Services, 3.8
St. Johns Public Schools November 2012 - Present
St. Johns Public Schools March 2012 - November 2012
Wanigas Credit Union November 2011 - March 2012
Independent Bank August 2009 - November 2011
Education
Northwood University 2010 — 2011
BBA, Finance & Management
Independent Bank April 2011 - Present
Lowe's Home Improvement March 2008 - November 2009
Babies R Us November 2007 - March 2008
Skills
Banking, Banking Relationships, Retail Banking, Cross Selling, Deposits, Commercial Banking, Cash Management, Teller Operations, Sales, Customer Service, Credit, Customer Satisfaction, Microsoft Word, Branch Banking, Microsoft Office, Time Management, Financial Services, Telephone Skills, Internet Banking, Retail Sales, Teamwork, Cash Handling, Cashiering
Education
University of Phoenix 2011 — 2015
Social Work
Lansing Community College 2000 — 2002
Independent Bank February 2012 - Present
HFS 2009 - 2012
Texas Capital Bank 2000 - 2008
compass bank 1997 - 2000
Education
SMU
Independent Bank February 2013 - Present
Captain Sea Mist, M66 General Store October 2011 - July 2014
Independent Bank April 2009 - February 2013
Shiloh Community Church April 2001 - September 2009
Skills
Banking, Credit, Loans, Credit Analysis, Commercial Banking, Commercial Lending, Consumer Lending, FHA, Credit Risk, Construction Loans, Small Business Lending, Refinance, Underwriting, Financial Risk, Loan Origination, Microsoft Word, Mortgage Banking, Team Building
Education
Montcalm Community College 2009 — 2012
Associate's degree, Accounting and Business/Management, A
Montcalm Community College 2009 — 2012
Associate's degree, Business Administration and Management, General
Saginaw Spirit August 2008 - Present
Famous Dave's of Saginaw February 2008 - Present
Independent Bank April 2008 - October 2010
Education
Saginaw Valley State University - College of Business and Management 2007 — 2011
Bachelor, International Business and Management
Independent Bank September 2007 - Present
Covenant HealthCare May 2010 - February 2011
Bath & Body Works August 2009 - November 2009
Farmington Hills Department of Public Works 2007 - 2008
McDonald's Corporation October 2004 - August 2006
Education
Saginaw Valley State University 2006 — 2011
Bachelor of Science, Nursing
Saginaw Valley State University, University 2006 — 2011
Bachelor of Science, Nursing
Independent Bank January 2013 - Present
Cardinal Bank October 2011 - January 2013
Skills
Credit, Banking, Commercial Banking, Commercial Lending, Small Business Lending, Loans, Consumer Lending, Lines Of Credit, Retail Banking, Mortgage Lending
Education
Strayer University (VA) 2005 — 2007
Bachelor's degree, Business Administration and Management, General, 3.74
Independent Bank May 1998 - Present
Flint Community Players 2006 - 2011
Mutual Savings and Loan March 1987 - June 1990
Michigan Bank Midwest February 1982 - February 1987
Skills
Commercial Lending, Credit, Small Business Lending, Banking, Loans, Commercial Banking, Credit Analysis, Mortgage Lending, Credit Risk, Underwriting, Portfolio Management, Refinance, Financial Analysis, Commercial Mortgages, Foreclosures, New Business Development
Education
Michigan State University 1962 — 1964
BA, Banking
Grand Rapids Junior College 1956 — 1962
Associates degree, Business
Ottawa Hills HIgh School 1951 — 1956
College Prep, Business
Community State Bank -- Michigan July 2015 - Present
Community State Bank -- Michigan July 2012 - Present
AIM Tax and Financial September 2011 - July 2012
Independent Bank December 1999 - August 2011
ITT Automotive February 1996 - April 1999
Skills
Customer Service, Friendly Personality, Accurate Data Entry, Go to Person, Answering Phones, Phone Etiquette, Multi-line Phone, Data Entry, Deposits, Outlook, Retail Banking
Education
Stratford Career Institute 2012 — 2015
Completed online course for Administratve Assistant, Administrative Assistant
Kirtland Community College 1993 — 1994
HALE HIGH SCHOOL
Michigan Business Connection May 2013 - Present
Independent Bank September 2007 - May 2013
Republic Bank 2002 - 2007
Skills
Loans, Credit, Commercial Lending, Mortgage Banking, Banking, Consumer Lending, Credit Analysis, Portfolio Management, Retail Banking, Customer Service, Financial Analysis, Small Business Lending
Education
Greenhills School
Michigan State University
Bachelor of Arts (B.A.), Interdisciplinary Humanities
Independent Bank April 2000 - Present
Bank of America November 1989 - March 2000
Skills
Sales, Real Estate
Education
Ohio Northern University 1985 — 1986
Chemical Bank December 2012 - Present
Independent Bank April 1996 - December 2013
Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training, Photoshop
Education
Saginaw Valley State University 1981 — 1983
Bachelor's degree, Business, Management, Marketing, and Related Support Services
Independent Bank September 2005 - Present
Skills
Loans, Credit, Credit Analysis, Banking, Mortgage Lending
Education
Saginaw Valley State University 1997 — 2001
independent bank January 2014 - April 2014
live oak state bank August 2000 - January 2014
Skills
Banking, Loans, Credit, Commercial Banking, Mortgage Lending, Retail Banking, Commercial Lending, Consumer Lending, Customer Service, Mortgage Banking, Outlook, Loan Origination
Education
Tarrant County College
Business Courses
Equipment Depot April 2014 - Present
Independent Bank May 2009 - November 2013
Education
Mclennan Community College 1997 — 2007
Associate's degree, Business Administration and Management, General
Glacier Land Service, Ltd. November 2011 - Present
Independent Bank February 2006 - November 2011
Education
Lansing Community College 2013 — 2015
Accounting, 4.0
Independent Bank 2015 - 2015
Skills
Graphic Design
Education
Kendall College of Art and Design 2013 — 2015
Bachelor’s Degree, Graphic Design
St Clair County Community College 2011 — 2013
Associate’s Degree, General Education