Ryland Mortgage
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Ryland Mortgage Employees
First Internet Bank of Indiana March 2009 - April 2014
First Internet Bank of Indiana November 2006 - August 2009
Iwrin Mortgage 2001 - 2006
Davis Mortgage 1999 - 2000
Ryland Mortgage 1997 - 1999
Bank One Mortgage 1995 - 1997
Norwest Mortgage 1992 - 1995
Skills
Credit Analysis, Customer Service, Compliance, Mortgage Lending, Customer Relations, FHA, Microsoft Office, VA, Refinance, Problem Solving, REO, Loans, Mortgage Banking, FHA financing, USDA, VA loans, Credit
Education
Butler University 1992 — 1995
MA, Education
Indiana University-Purdue University at Indianapolis 1986 — 1992
Bachelor's Degree, Psychology
University of Louisville 1982 — 1985
Psychology
Homeowners Financial Group USA, LLC August 2015 - Present
National Residential Mortgage, A Heartland Financial USA Company June 2013 - Present
Dubuque Bank & Trust June 2013 - August 2015
Ryland Mortgage May 2011 - November 2012
Listing Agent for National Default Servicing LLC March 2009 - May 2010
Ryland Insurance March 2004 - January 2009
Skills
Mortgage Lending, Finance, Credit, Loans, Customer Service, Financial Services, FHA Financing, VA Loans, Credit Analysis, USDA
Education
Scottsdale Community College
Xavier College Preparatory
Allegis Group May 2013 - Present
Wells Fargo October 2012 - May 2013
Wells Fargo September 2003 - October 2012
Wells Fargo Bank 1997 - 2003
Ryland Mortgage September 1985 - September 1997
Skills
Technology Management, Leading Change, Leadership Development..., Team building, Organizational Culture, Staff Retention, Vendor Management, Business Analysis, Project Portfolio..., Software Project..., SDLC, Business Process Design, Communication Skills, Managing Large Budgets, Technical Hiring, Requirements Analysis, Management, Process Improvement, Project Management, CRM, Team Building, Integration, PMO, Enterprise Architecture, Business Intelligence, Requirements Gathering
Education
Salem International University 1979 — 1981
Bachelor of Science (B.S.)
The Johns Hopkins University 1999 — 2001
Continued Education, Management Information Systems, General
Pulse Staffing, October 2011 - Present
Houston Northwest Medical Center January 2010 - Present
CTX Mortgage June 2005 - December 2007
Ryland Mortgage March 1994 - May 2005
Skills
Bilingual-English/Spanis..., Telemetry, Medical Surgical, Customer Service, Disease Management, Nursing, Office Administration
Education
Lone Star College System 2008 — 2009
ADN, Registered Nursing/Registered Nurse
University of Houston-Downtown
TBI Mortgage November 2014 - Present
RMC Mortgage Co. January 2013 - November 2014
RMC Mortgage / Ryland Mortgage September 2008 - December 2012
Ryland Title Company August 2006 - September 2008
Ryland Mortgage March 2005 - August 2006
Skills
Investments, Mutual Funds, Financial Analysis, Loans, Credit, Banking, Retirement Planning, Retirement, Mortgage Lending, Sales, FHA, Mortgage Banking, Management, Loan Origination, Investment Properties, Residential Mortgages
Education
University of Phoenix
Bachelor of Business Administration (BBA), Business/Managerial Economics
HomeFirst Mortgage Corp. June 2013 - Present
Continental Mortgage & Investment Corp. July 2012 - May 2013
Access National Mortgage August 2010 - July 2012
Wachovia Mortgage October 2004 - December 2007
Washington Mutual/North American Mortgage July 1998 - September 2004
Mortgage Investment Corporation March 1997 - June 1998
First Potomac Mortgage March 1996 - March 1997
Prosperity Mortgage June 1994 - March 1996
Ryland Mortgage September 1992 - June 1994
Long & Foster 1986 - 1989
Skills
FHA, Mortgage Lending, First Time Home Buyers
Education
Hofstra University
Liberal Arts
Bottomline Technologies March 2012 - Present
Intuit July 2007 - March 2012
Digital Insight February 2005 - July 2007
Magnet Communications November 2000 - February 2005
American Cancer Society August 1999 - November 2000
Bank of America March 1995 - August 1999
Ryland Mortgage June 1992 - January 1995
Skills
ACH, Electronic Payments, Internet Banking, Mobile Payments, Mobile Banking, Product Management, SaaS, Agile Methodologies, Payments, Product Marketing, SDLC, Analytics, Requirements Analysis, Business Analysis, Business Requirements, Software Documentation, Analysis, Management, Quality Assurance, Product Development, Software Project..., Training, Vendor Management, Agile Project Management, Payment Systems, CRM
Education
Elizabethtown College 1985 — 1989
BS, BA, Business Management, French
Universite de Strasbourg 1987 — 1988
Completion Certificate, French Studies
Actualize Consulting March 2013 - Present
FoodQuestTQ LLC January 2012 - Present
Ed Berger dot com October 2008 - April 2012
Wells Fargo & Co March 1987 - September 2008
Wells Fargo Home Mortgage 1993 - 2004
Prudential Home Mortgage March 1993 - March 1998
Ryland Mortgage 1987 - 1993
Kerb Service 1981 - 1987
Evaluation Research Corporation 1978 - 1983
JRB Associates (SAIC) 1975 - 1979
Skills
Strategic Planning, Risk Management, Business Intelligence, Software Development, Capital Markets, Portfolio Management, Structured Finance, SQL, Management, Microsoft SQL Server, Databases, Credit, Analysis, Leadership, Financial Services, Business Analysis, Security, Data Warehousing, Management Consulting, Business Process, Vendor Management, Mortgage Lending, Analytics, Process Improvement, IT Strategy
Education
University of Florida 1970 — 1973
BS, Systems Engineering
Inter-American University of Puerto Rico-San Germán Campus 1968 — 1970
aa, general
Homeside Financial November 2014 - Present
George Mason Mortgage May 2013 - October 2014
EagleBank February 2006 - September 2010
The Washington Savings Bank February 2002 - February 2006
F&M Bank, Northern Virginia June 1998 - February 2002
Ryland Mortgage March 1995 - June 1998
Skills
Mortgage Banking, First Time Home Buyers, Refinance, Residential Mortgages, Residential Homes, Loans, Credit, Underwriting, Loan Origination, Construction Loans, Sales Management, Real Estate Economics, Banking, FHA, Mortgage Lending, FHA financing, Real Estate, Credit Analysis, VA loans, Financial Analysis, Management, Government Loans, Commercial Lending, Branch Management, FHA Financing, Reverse Mortgages, VA Loans, USDA, Investment Properties, Finance
Education
University of Maryland College Park 1965 — 1970
Robert E. Peary High School
Ryland Mortgage September 2012 - Present
Safeway Corporation October 2011 - December 2011
Aspire Design/ Floors by Design August 2009 - April 2011
Richmond American Homes July 2007 - December 2007
Meritage Homes October 2005 - June 2007
Meritage Homes in Scottsdale, AZ 2005 - 2007
Santa Anna Homes August 2004 - October 2005
Skills
Budgets, Construction, Contract Management, Contract Negotiation, Customer Service, Financial Reporting, First Time Home Buyers, Homebuilding, Investment Properties, Invoicing, Loans, Marketing, Microsoft Excel, Negotiation, Process Scheduler, Purchasing, REO, Real Estate, Real Estate Development, Renovation, Residential Homes, Retail, Sales, Selling, Team Building
Education
Glendale High School 1984 — 1987
diploma, General Studies
University of Phoenix
ClearDATA - HIPAA Compliant Cloud Computing August 2014 - Present
OneNeck IT Solutions July 2008 - August 2014
Ensynch November 2007 - July 2008
The Ryland Group 2003 - 2007
Ryland Mortgage 2003 - 2005
Earthlink December 2002 - November 2003
Earthlink July 2000 - December 2002
MindSpring January 2000 - July 2001
Skills
Cisco IOS, Juniper JNCIA-ER, JNCIS-SP, Cisco Nexus, Cisco Wireless, Cisco Security, OpenBSD, Metro Ethernet, VMware Infrastructure, Cisco Technologies, Data Center, Network Engineering, Juniper, Servers, Security, Network Administration, Technical Support, Disaster Recovery, Networking, Routing, WAN, Fish, Turtle, VPN, Firewalls, Virtualization, SAN, Routers, Citrix, DHCP, Network Design
Education
Dynamic Worldwide Training 2012 — 2012
JNCIA-Junos, JNCIS-SEC
Ascolta 2008 — 2008
BGP Certification
Interface Technical Training 2008 — 2008
CCNP
Interface Technical Training 2007 — 2007
CCNA
Cleveland State University 1997 — 1999
Computer Information Systems
Arizona State University 1995 — 1996
Business Administration
Optimal Imaging (f/k/a Jax Beaches, Southside and Jacksonville Medical Imaging) July 2002 - Present
Radiology Regional Center August 2000 - March 2002
SPORTSfront, Inc; magazine for women 1998 - 2001
US Home Mortgage 1995 - 1998
Ryland Mortgage 1992 - 1995
Skills
Public Relations, Public Speaking, Microsoft Office, Customer Service, Fundraising, Marketing Communications, Microsoft Excel, Community Outreach, Event Planning, Microsoft Word, Media Relations, Strategic Planning, Marketing, Budgets, Team Building, Healthcare, Radiology, Nonprofits, Project Management, Sales, Business Development, Marketing Strategy
Education
University of North Florida 2010 — 2012
Masters, Business Administration
The University of Georgia
Bachelor of Arts, Journalism
Marriott International June 2013 - Present
Marriott International June 2010 - June 2013
Tier One Bank Corporation February 2010 - June 2010
American Red Cross June 2009 - June 2010
First National Bank of Nebraska February 2009 - May 2009
Ryland Mortgage 2001 - 2007
Skills
Financial Analysis, Financial Audits, Auditing, General Ledger, Account Reconciliation, Financial Reporting, Financial Accounting, Access, Accounting, Accounts Payable, Microsoft Excel, Management, Analysis
Education
Bradley University 1987 — 1991
Bachelor of Science, Business Administration - Accounting Emphasis
Champion Title & Settlements, Inc. February 2009 - Present
Old American Title September 2006 - February 2009
MBH Settlement Group February 2001 - September 2006
Lighthouse Title LP May 1996 - February 2001
Ryland Mortgage February 1990 - May 1996
Cellular One January 1989 - February 1990
Tollie Freightways January 1988 - January 1989
P.A.M. Transport October 1986 - January 1988
WalMart Stores, Inc/NW Arkansas Wholesale July 1981 - October 1986
Skills
Sellers, Foreclosures, Real Estate, Short Sales, First Time Home Buyers, Seniors, REO, Resellers, Residential Homes, Investment Properties, Title Insurance, Real Estate Transactions, Mortgage Lending, Investors, Relocation, FHA, Refinance, Referrals, Buyers, Loans, Commercial Real Estate, Residential Mortgages, Settlement Services, Title Opinions, Title Searches
Education
University of Arkansas at Fayetteville 1977 — 1981
Bachelor of Business Administration (BBA), Transportation and Marketing
Washington-Lee HS 1973 — 1976
Wells Fargo Home Mortgage December 2012 - Present
Metlife December 2010 - April 2012
Rose International July 2010 - November 2010
Alastate Recovery October 2009 - May 2010
ITAP Solutions June 2008 - September 2009
House Ready 2007 - 2008
Creative Solutions 4 Homeowners, Inc. May 2002 - January 2007
AeroQuest, Inc January 1994 - January 2002
Ryland Mortgage 1991 - 1992
Property Mortgage and Intrastate Escrow Corp. 1974 - 1986
Skills
Customer Service, Credit, Loans, Real Estate, Home, FHA, Mortgage Banking, Mortgage Lending, Underwriting, Banking, FHA financing, Finance, Foreclosures, Investment Properties, Microsoft Excel, Refinance, VA loans, Financial Analysis, Residential Mortgages, FHA Financing, VA Loans
Education
Pierce College
Business
UCLA, California
Business
Broadview Financial Consulting February 2010 - Present
bulthaup December 2012 - September 2013
Advantage Fitness Products July 2009 - January 2010
Knock Knock November 2007 - March 2009
Pathway Diagnostics 2004 - 2007
American InterContinental University 2002 - 2004
Ryland Mortgage 2000 - 2002
Sexy Hair Concepts 1998 - 1999
Skills
Excel, Budgeting, Accounts Receivable, Software Implementation, Financial Reporting, Accounting, Quickbooks, Cash Flow, Accounts Payable, Fixed Assets, Forecasting, Financial Management, Financial Analysis, Strategic Planning, General Ledger, Payroll, GAAP, Internal Controls, Problem Solving, Cash Management, Business Planning, Word, Team Building, Financial Modeling, Inventory Management, Planning, Process Improvement, Financial Planning, Customer Relations, Analysis, Due Diligence, Financial Accounting, US GAAP, Microsoft Excel
Education
University of Phoenix 1998 — 2001
BS, Accounting
University of California, Irvine 1979 — 1984
BS, Biology
University of Phoenix July 2010 - Present
Junior League of Phoenix August 2007 - Present
University of Phoenix March 2009 - July 2010
Ryland Mortgage May 2005 - January 2009
Nationstar Mortgage March 2004 - May 2005
Crate & Barrel October 2000 - January 2004
Skills
Customer Service, Training
Education
St. Stephen's
University of Arizona
Bachelor of Science, Business Administration, Marketing Major
Union Mortgage Group March 2008 - Present
HOME LOAN CORP September 1999 - November 2007
Ryland Mortgage January 1997 - August 1999
Skills
FHA, Mortgage Lending, Mortgage Banking, Refinance, USDA, VA loans, Loans, Loan Origination, Residential Mortgages, FHA financing, Reverse Mortgages, Government Loans
Education
University of Richmond 1980 — 1984
Bachelor of Arts (BA), Economics
Sucampo Pharmaceuticals, Inc. April 2012 - Present
Sucampo June 2011 - April 2012
Citizens Lending Group March 2009 - July 2009
USA Home Loans July 2008 - February 2009
Chambers & Chambers September 2007 - July 2008
Vision Mortgage August 2003 - August 2007
Ryland Mortgage 1988 - 1997
Education
Towson University 1978 — 1982
Bachelor's Degree, Business Admin-Accounting
Freddie Mac June 2009 - Present
McLean Mortgage Corporation May 2008 - February 2009
TBI Mortgage July 2006 - May 2008
Suntrust Mortgage 2005 - 2006
First National Bank of Arizona 2002 - 2004
Ryland Mortgage 1986 - 1997
Ryland Mortgage 1986 - 1997
Ryland Mortgage 1986 - 1997
Ryland Mortgage 1986 - 1997
Ryland Mortgage 1986 - 1997
Skills
Mortgage Banking, Loss Mitigation, Loan Origination, FHA, Mortgage Lending, Mortgage Underwriting, Loans, Residential Mortgages, Refinance, Credit, Loan Servicing, Underwriting, USDA, Credit Analysis, Mortgage Servicing
Education
George Mason University 1982 — 1983
Longwood University 1981 — 1982
SunTrust Mortgage May 1999 - Present
Ryland Mortgage May 1990 - April 1999
Skills
Investment Properties, Refinance, First Time Home Buyers, Loans, Mortgage Banking, FHA, Loan Origination, Real Estate, Residential Mortgages, Mortgage Lending, VA loans, FHA financing, Credit, Mortgage Underwriting, Construction Loans
Education
George Mason University 1983 — 1986
Business
Delta Faucet Company March 2013 - Present
Delta Faucet Company April 2010 - Present
Delta Faucet Company June 2006 - April 2010
Ryland Mortgage 1997 - 1999
Skills
Strategic Planning, Leadership, Sales Operations
Education
Purdue University 1987 — 1991
Bachelor of Science, Financial Counseling
Hewlett-Packard May 2013 - Present
Hewlett-Packard September 2004 - Present
EMC Corporation June 2000 - August 2004
MedStar Health December 1998 - June 2000
MedStar Health October 1998 - June 2000
First Data Merchant Services November 1997 - October 1998
Ryland Mortgage Incorporated March 1997 - October 1997
Ryland Mortgage June 1996 - February 1997
Baltimore Gas & Electric Company, Home Products and Services January 1990 - June 1996
National Security Agency (NSA) November 1988 - January 1990
Skills
SOW, New Business Development, Storage, Disaster Recovery, HP, Data Migration, Storage Area Networks, Project Management, SAN, Pre-sales, High Availability, Unix, Data Center, Solution Architecture, Cluster, Virtualization, Business Continuity, Business Analysis, IT Service Management, Management, ITIL, IT Strategy, Professional Services, Program Management, Integration, TCP/IP, IT Operations, Enterprise Software, PMP, Troubleshooting, Software Documentation, Databases, Servers, SQL, Oracle, AIX, Networking, IT Management, Enterprise Architecture, Cloud Computing
Education
Unversity of Baltimore 2000 — 2007
Bachelors in Computer Information Systems, Management Information Systems and Services
University of Baltimore 1990 — 1997
BS, Information Systems
Element Funding Senior VPCTX Mortgage2003 - 2007
Ryland Mortgage 1991 - 2001
Education
Georgia State University 1973 — 1976
MS, Urban Administration
Harland Clarke 2004 - Present
Shelter Development, LLC 2001 - 2004
NeighborCare 1999 - 2001
Ryland Mortgage 1997 - 1999
Education
University of Maryland - Robert H. Smith School of Business 1993 — 1995
BS, Accounting
Generation Mortgage Co. July 2008 - Present
full spectrum lending 2007 - 2009
beazer mortgage 2005 - 2009
bf saul mortgage 2000 - 2009
ryland mortgage 2000 - 2009
countrywide,full spectrum lending,beazer,ryland,checy chase,bf saul 1995 - 2009
koons 1995 - 2009
Countrywide Full Spectrum Lending February 2006 - June 2007
Education
Northern Virginia Community College
Shea Mortgage Inc., April 2014 - Present
Stearns Lending July 2013 - March 2014
Ryland Mortgage Company September 1994 - March 2009
Ryland Mortgage 1996 - 2000
Farm and Home Savings 1990 - 1994
Skills
Mortgage Lending, Residential Mortgages, Leadership, Loan Origination, FHA, Real Estate, Loans, Credit, Mortgage Banking, Refinance, Underwriting, Marketing, Sales, VA loans, Investors, Selling, Residential Homes, Investment Properties, Finance
Education
University of Phoenix 2009 — 2011
BSB, Marketing
Texas Christian University - M.J. Neeley School of Business 1979 — 1980
Arizona Sports and Muscle Therapy April 2008 - Present
Gerson Realty Property Management Company September 2007 - March 2008
Pepper C.P.A October 2006 - August 2007
Ryland Mortgage June 2006 - August 2006
Skills
Healthcare Management, Medicine, Healthcare, Accounts Receivable, Accounts Payable, Invoicing, QuickBooks, Spreadsheets, Hospitals, Management, Microsoft Word, Microsoft Office, Microsoft Excel
Education
Pima Medical Institute-Mesa 2009 — 2010
Medical Assistant-CMA/RMA, Health/Medical Physics, 3.9- Honors graduate (98%) in class
Anthem College-Phoenix 2004 — 2006
Associate's degree, Business/Managerial Economics
High Tech Institute
Associates Degree, Business Management
Pima Medical Institute
Moraga School District August 2015 - Present
Walnut Creek School District October 2014 - Present
Walnut Creek School District May 2011 - Present
Universal American Mortgage August 2004 - January 2008
Ryland Mortgage 2003 - 2004
Family Lending Services 2002 - 2003
HomeAmerican Mortgage Corp 1987 - 2002
City Bond and Mortgage 1980 - 1983
Skills
USDA, Refinance, Financial Analysis, Real Estate, Negotiation, Customer Service, New Business Development, First Time Home Buyers, Credit Analysis, Consumer Lending
Education
Diablo Valley College
Real Estate Various
RMC Mortgage Corp January 2012 - Present
Ryland Mortgage January 2011 - January 2012
Ryland Mortgage September 2004 - January 2011
Skills
Mortgage Lending, Customer Service, Mortgage Banking, FHA, Refinance, Real Estate, USDA, Underwriting, Residential Mortgages, Loan Origination, Loans, First Time Home Buyers, Credit, Real Estate Economics, Insurance, Investment Properties, Real Estate Financing, Due Diligence, Mortgage Marketing, Finance, FHA financing, Mortgage Underwriting
Education
University of Nevada-Las Vegas 2001 — 2002
Journalism