CMG Financial
Industry: Company
DescriptionCEO: Christopher M. George Founded: 1993 Executive vice president: Kimberly Callas COO: Catherine Mijares Chief administrative officer: AJ George Subsidiaries: General Mortgage Corporation, Northwest Financial Advisors, Inc., RBC Mortgage Company of California Parent organization: CMG Bancorp
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CMG Financial Employees
CMG Financial August 2014 - Present
Network Capital Funding Corporation January 2012 - February 2014
Lending Tree January 2009 - March 2012
Kondaur Capital Corporation 2009 - 2010
Citydex March 2005 - August 2009
South shore funding 2005 - 2007
Secured Funding February 1998 - March 2005
Skills
Mortgage Lending, Real Estate Development, Loss Mitigation, Management, Mortgage Banking, Sales Management, FHA, Marketing, Real Estate, Sales, Credit, Refinance, REO, Financial Analysis, Competitive Analysis, FHA financing, Negotiation, Loans, Investment Properties, Sales Process, Strategic Planning, Selling, Loan Origination, Residential Mortgages, VA loans, Reverse Mortgages, USDA, Real Estate Financing, Real Estate Economics
Education
Saddleback College 1991 — 1993
Business management / Law
Gibraltar Lending, LLC June 2015 - Present
Sente Mortgage February 2015 - Present
CMG Financial May 2014 - Present
Franklin American Mortgage Company March 2014 - May 2014
Gold Financial Services - a Division of AmCap Mortgage LTD July 2013 - March 2014
Nations Reliable Lending May 2013 - July 2013
Network Funding,LP January 2009 - May 2013
Wholesale Mortgage January 2006 - January 2009
American Federated Mortgage January 2003 - January 2006
Skills
First Time Home Buyers, FHA financing, Refinance, VA loans, USDA, Mortgage Banking, Real Estate, Investment Properties, Certified Mortgage..., Construction Loans, Home Equity Loans, Home Equity Lines of..., Mortgage Planning, Condos, Debt Consolidation, Conventional, Jumbo Loans, Texas Veterans Land..., Mortgage Lending, FHA Financing, Credit Analysis, Sales, VA Loans
Education
Macomb Community College
Terry's Tree Service Inc. July 2008 - Present
Old Stone Bank 1992 - 1996
CMG Financial 1990 - 1994
Skills
Customer Service, Customer Satisfaction, Management, Operations Management, Team Building, Team Leadership, Strategic Planning, Sales, Inventory Management, Process Improvement
Education
Las Positas College 2008 — 2009
CMG Financial March 2012 - Present
Primelending April 2008 - March 2012
Mortgage Search March 2002 - April 2008
Alchemdia Technologies July 1999 - December 2001
Skills
Investors, Move Up Buyers, Mortgage Consulting, Real Estate, Mortgage Lending, FHA, Refinance, Loans, First Time Home Buyers, Short Sales, Investment Properties, New Home Sales, Certified Mortgage..., Sellers, Referrals, Mortgage Marketing, VA loans, Selling, Credit, FHA financing, Government Loans, USDA, FHA Financing, Sales, VA Loans
Education
Michigan State University 1976 — 1980
BS, Package Engineering
CMG Financial June 2015 - Present
Nationstar Mortgage April 2013 - Present
Nationstar Mortgage November 2010 - April 2013
UPS September 2002 - July 2011
Skills
Process Improvement, Employee Benefits, Employee Relations, Leadership, Human Resources, Recruiting, Customer Service, Training, Benefits Administration, Onboarding, Management
Education
Texas A&M University-Commerce 2006 — 2010
Bachelor's degree, Business Administration
Waterstone Mortgage Corporation September 2014 - Present
CMG Financial September 2013 - September 2014
Waterstone Mortgage Corporation April 2011 - September 2013
Prime Mortgage March 2005 - April 2011
Wright Connections BNI March 2009 - September 2010
United States Attorney's Office September 2000 - March 2004
United States Attorney's Office September 2000 - March 2004
Skills
Mortgage Banking, Mortgage Lending, Residential Mortgages, FHA, Refinance, Reverse Mortgages, Loans, Real Estate, Loan Origination, Construction Loans, FHA financing, VA loans, Certified Mortgage..., USDA, Government Loans, Finance, Real Estate Transactions, FHA Financing, VA Loans
Education
Hamline University 1998 — 2001
BS, Legal Studies
CMG Financial March 2012 - Present
PrimeLending 2010 - April 2012
S B Law center May 2009 - May 2010
Indymac Bank May 2007 - November 2007
WMC Mortgage 2004 - 2006
Skills
Mortgage Lending, FHA, Loans, Conventional, Loan Origination, First Time Home Buyers, Negotiation, Mortgage Banking, VA, Mortgage, Refinance, Underwriting, Credit, Purchase, Mortgage Industry, Real Estate Finance, Mortgage Planning, Residential Mortgages, VA loans, USDA, Conforming, Real Estate, Loan Structuring, Residential, Investment Properties, REO, Banking, Residential Homes, Financial Structuring, Certified Mortgage..., Real Estate Economics, Condos, HUD, Investors, Short Sales, Referrals, Investments, Foreclosures, FHA financing, Commercial Lending, Real Estate Financing, Loan Modifications, Mortgage Underwriting, Reverse Mortgages, Home Equity Loans, Construction Loans, Government Loans, FHA Financing, VA Loans
Education
Stonehill College 1984 — 1985
History
Pace University-Pleasantville/Briarcliff Campus 1983 — 1984
History
CMG Financial October 2013 - Present
Got Appraisals May 2013 - September 2013
Copart 2010 - 2013
In-Shape Health Clubs 2006 - 2010
Skills
Customer Satisfaction, Customer Retention, Call Centers, Customer Service, Automotive, Automobile, Inventory Management, Automotive Aftermarket, Troubleshooting, Data Entry, Process Improvement, Vehicles, Parts, Sales, Team Building, Outlook, Operations Management, Microsoft Office, Microsoft Excel, Fleet Management, Retail, Sales Management, Management, Business Development, Mortgage Lending, Leadership, Loans, Real Estate
Education
Heald College 2011 — 2013
Business Administration and Management, General
Liberty High School 2004 — 2008
CMG Financial December 2012 - Present
San Lorenzo Unifed School District June 2012 - August 2012
Washington Manor Middle School August 2011 - August 2012
San Lorenzo High School October 2010 - May 2012
synergy 2011 - 2011
Arise High School August 2009 - August 2010
Arise High School August 2009 - August 2010
Arise High School August 2009 - August 2010
RESILIENCY PREPARATORY SCHOOL August 2008 - August 2009
RESILIENCY PREPARATORY SCHOOL August 2008 - August 2009
Skills
PowerPoint, Microsoft Word, Microsoft Excel, Windows, XP, Windows 2000, Programming, Operating Systems, Windows Vista, Windows 95, Suite, Outlook Express, MS-DOS, Curriculum Design, Staff Development, Teaching, Research, Leadership, Coaching, Program Management, Public Speaking, Recruiting, FHA, Mortgage Lending, First Time Home Buyers, Mortgage Banking
Education
UC Berkeley 2012 — 2012
CLAD, Professional Program in English Leaner Pedaogy
University of Phoenix 2010 — 2011
Master, Education Administration
Southern New England School of Law 2008 — 2009
International Business, Trade, and Tax Law
University of Florida 2005 — 2005
Certification, Social Science and Health
Georgia Southern University 1998 — 2001
BA, Political Science
University of Alabama 1996 — 1998
Early Childhood Education and Teaching, k-12
CMG Financial July 2015 - Present
First Community Mortgage - Wholesale Alliance Division October 2009 - July 2015
Skills
Preparing Mortgage..., Mortgage Banking, Refinance, Residential Mortgages, FHA, Credit, Loan Origination, VA Loans, USDA, FHA Financing, Loans, Investment Properties, Mortgage Lending
Education
Southeastern Paralegal Institute 1995 — 1996
Middle Tennessee State University 1987 — 1993
Bachelor's degree, Major - Criminal Justice w/ Minor in Psychology & Sociology
Codman Neuro, a Johnson & Johnson Company November 2008 - Present
CMG Financial November 2006 - September 2008
First Horizon Home Loans September 2004 - November 2006
Skills
Operating Room, Neuro Critical Care, New Product Launches, Market Development, Neurosurgery, Marketing Strategy, Medical Devices, Financial Services, Contract Negotiation, Neuromodulation, Cross-functional Team..., Capital Equipment, Product Launch
Education
University of Oregon - Charles H. Lundquist College of Business 2001 — 2003
Master of Business Administration, Marketing
University of Kansas 1996 — 1998
Bachelor of Science, Journalism
CMG Financial September 2014 - Present
Flagstar Bank May 2008 - August 2014
IndyMac Bank December 2004 - March 2008
World Wide Credit Corporation July 2002 - January 2005
Skills
Mortgage Banking, Mortgage Lending, Loans, FHA financing, VA loans, FHA, Loan Origination, Residential Mortgages, Leadership, Mortgage Underwriting, Certified Mortgage..., Construction Loans, Refinance, USDA, First Time Home Buyers, FHA Financing, VA Loans, Finance, Residential Homes
Education
State University of New York College at Geneseo 1988 — 1992
CMG Financial September 2014 - Present
HomeStreet Bank April 2014 - August 2014
JPMorgan Chase July 2012 - November 2013
JPMorgan Chase 2009 - July 2012
JPMorgan Chase 2008 - 2009
JPMorgan Chase 1998 - 2008
Barber Auto Group 1997 - 1998
Vacaville Dodge 1995 - 1997
Van Wert Motors 1993 - 1995
Century 21 1990 - 1993
Skills
Mortgage Lending, Credit, FHA, Underwriting, Refinance, Mortgage Servicing, VA loans, FHA financing, Real Estate, Microsoft Excel, Customer Service, Microsoft Office, First Time Home Buyers, Outlook, REO, Short Sales, RESPA, Investment Properties, Mortgage Banking, Home Equity Loans, Government Loans, Coaching, Training, Process Improvement, Quality Assurance, Microsoft Word, Finance, Policy Writing, FNMA, FHLMC, Loans, Banking, HUD, Funding, Residential Mortgages, Consumer Lending, Credit Risk, Credit Analysis, Loan Origination, Construction Loans, Vendor Relationships, Escrow, Condos, Property Management, Real Estate Financing, Appraisals, Lines Of Credit, Closings, Single Family Homes, Mortgage Underwriting
Education
Solano Community College
Tri-Emerald Financial Group June 2015 - Present
CMG Financial December 2013 - May 2015
Impac Mortgage June 2012 - September 2013
iServe Residential Lending, LLC June 2009 - June 2012
Bacino Consulting, Inc October 2007 - April 2010
Lending 1st Mortgage January 2007 - January 2008
Homefield Financial December 2005 - November 2006
Sea Breeze Financial October 2004 - September 2005
Aames Home Loan January 2004 - October 2004
First Choice Lenders January 1999 - December 2003
Skills
Marketing Strategy, Finance, Mortgage Lending, Mortgage Banking, Competitive Analysis, Leadership, Lead Generation, Real Estate, Loans, Residential Mortgages, Sales, Negotiation, Management, Business Development, Start-ups, Underwriting, Real Estate Financing, Sales Management, Reverse Mortgages, Loan Origination, FHA financing, Investments, VA loans, Refinance, Commercial Lending, Banking, Marketing, Portfolio Management, Certified Mortgage..., Training, Commercial Mortgages, Investment Properties, USDA, Credit, Mortgage Underwriting, FHA, Selling, Financial Structuring, Entrepreneurship, Mergers & Acquisitions, Funding, Construction Loans, B2B, Home Equity Loans, Sales Operations, Loan Servicing, Credit Analysis, Real Estate Economics, Government Loans, Loss Mitigation
Education
Texas State University-San Marcos 1994 — 1998
Business Administration and Management, General
McCullough High School
Gold Star Mortgage Financial Group NMLS#3446 April 2014 - Present
CMG Financial August 2013 - April 2014
Gold Star Mortgage Financial Group July 2011 - August 2013
American Mortgage and Equity Consultants April 2009 - June 2011
Midwest Lending Corp January 2001 - April 2009
Skills
FHA, Refinance, Loans, USDA, VA loans, FHA financing, Mortgage Banking, Mortgage Lending, Certified Mortgage..., Loan Origination, Residential Mortgages, First Time Home Buyers, Credit, Investment Properties, Real Estate, Residential Homes, Finance, Financial Analysis, Banking, Foreclosures, Mortgage Servicing, Short Sales, Real Estate Economics, Real Estate Transactions, Sellers, Rates, Underwriting, Credit Analysis, Real Estate Financing, Portfolio Management, FHA Financing, VA Loans
Education
Michigan Technological University 1992 — 1996
BS, Environmental Engineering
Lending Club September 2015 - Present
CMG Financial September 2014 - September 2015
CMG Financial January 2014 - August 2014
CMG Financial September 2012 - January 2014
KeyPoint Credit Union 2012 - 2012
US Bank 2010 - 2011
Skills
Mortgage Lending, Fraud, Banking, Loans, Project Management, Product Development, Credit, Financial Institutions, Underwriting, Corporate Communications, Loan Servicing, Branch Banking, Retail Banking, Financial Risk, Dodd-Frank, Compliance, Internal Control...
Education
Portland State University 2008 — 2011
Bachelor of Science (B.S.), History
CMG Financial August 2014 - Present
XR, LLC October 2013 - August 2014
Audeze November 2011 - April 2013
Dim Mak Records January 2010 - December 2010
Janen Music/Special Blend Music October 2009 - May 2010
University of California, San Diego Library November 2007 - September 2009
University of California, San Diego April 2009 - July 2009
Cal-Soap April 2007 - December 2007
Yankee Candle Company July 2004 - November 2005
Countrywide Home Loans February 2003 - June 2004
Skills
Digital Media, Sound, Audio Engineering, Pro Tools, Recording, Multimedia, Music, Film, Music Production, Sound Design, Microsoft Office, Dreamweaver, Social Media, Customer Service, Marketing, Graphic Design, Print Collateral Design, Creative Solutions, Photoshop, Digital Marketing, Microsoft Excel
Education
University of California, San Diego 2006 — 2009
Bachelor's, Interdisciplinary Computing and the Arts
Orange Coast College 2003 — 2006
Associate's, Liberal Arts - Music Management
CMG Financial May 2012 - Present
elen sparks agency November 2011 - May 2012
Marix Servicing LLC. November 2010 - December 2011
The University of Phoenix September 2009 - August 2010
The Little Gym International February 2007 - March 2009
Nationstar Mortgage August 2006 - January 2007
Skills
Reiki Master
Education
Southwest Institute of Healing Arts
University of Iowa
BA, Health/Sports Studies, Business
Union Home Mortgage Corp. September 2015 - Present
CMG Financial April 2014 - August 2015
CORE Lending May 2008 - April 2014
JPMorgan Chase May 2004 - March 2007
Skills
Branch Banking, FHA, First Time Home Buyers, Investment Properties, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Referrals, Refinance, Residential Mortgages
Education
Sam Houston State University 1993 — 1999
Bachelor's Degree, Marketing
Oak Ridge High School 1990 — 1993
Xi, Research Methodology and Quantitative Methods
CMG Financial April 2014 - Present
JPMorgan Chase May 2012 - November 2013
MetLife Home Loans October 2011 - March 2012
Bank of America December 2003 - October 2011
Skills
Consumer Lending, Loss Mitigation, Finance, Outlook, Microsoft Excel, Customer Service, Credit Risk, Real Estate, Retail Banking, Process Improvement, Microsoft Word, Internet Explorer
Education
Skyline College 1996 — 1998
General Studies
Balboa High School 1989 — 1993
General Studies
CMG Financial April 2014 - Present
Skills
Sales, New Business Development, Organizational..., Business Analysis, Technology, Start-ups, Contract Negotiation, Solution Selling, Building Relationships, Sales Presentations, Market Analysis, Long-term Customer..., Cold Calling, Networking, Key Account Management, Identifying Client Needs, Merchandising, Jewelry, Wholesale, B2B, Product Development, CRM, Retail, Luxury Goods, Negotiation, Direct Sales, E-commerce, Marketing Strategy, Sourcing, Account Management, Inventory Management, Forecasting, Sales Process
Education
Miami University
CMG Financial May 2015 - Present
Nationstar Mortgage Wholesale Lending January 2010 - May 2015
Skills
Mortgage Lending, Loan Origination, Credit Analysis, Mortgage Banking, Credit, Banking, Loans, FHA
Education
2001 University of North Texas Graduate Ba 1998 — 2001
Bachelor's degree, Communication, General
Texas Tech University 1996 — 1998
Communication, General
CMG Financial May 2014 - Present
America Trust Funding, Mortgage Bankers, LLC September 2010 - Present
Skills
Refinance, FHA, Loans, Mortgage Lending, Mortgage Banking, Rates, Low Rates
Education
Montgomery College
Bachelor of Business Administration (BBA)
Rockville High School
Off The Backboard, LLC August 2014 - Present
National Residential Mortgage, a service of Heartland Financial USA, Inc. July 2014 - Present
Integrity Home Mortgage Corporation September 2013 - November 2013
Ryland Homes/ Mortgage May 2013 - September 2013
CMG Financial January 2013 - March 2013
Mortgage Solutions of Colorado June 2012 - August 2012
Nextsource/Capital One August 2011 - February 2012
FPF WHOLESALE November 2010 - February 2011
Wells Fargo December 2008 - September 2010
JPMorgan Chase June 2008 - August 2008
Skills
Mortgage Lending, Credit, Loans, Mortgage Banking, Credit Risk, FHA, Refinance, Loan Origination, Residential Mortgages, Banking, Risk Management, Credit Analysis, Leadership, Portfolio Management, Loan Servicing, Financial Services, Project Management, Financial Risk, Mortgage Marketing, Home Equity, Analysis, Compliance, Operations Management, Sarbanes-Oxley Act, Strategic Leadership, Internal Controls, Six Sigma, Process Engineering, Leadership Development, Human Capital, Operating Systems, Decision Support, Project Planning, Staff Retention, Mentoring Of Staff, Collaborative Problem..., Secondary Market, Creative Direction, Mortgage, VA, Conventional, Risk, Government Compliance, sox, Lean Sigma, Exceptional Communicator, Highly effective, Solution Implementation, Driving Operational..., Mortgage Underwriting
Education
Mesa Community College
CMG Financial April 2014 - Present
Franklin American Mortgage September 2011 - Present
Stearns Lending December 2010 - Present
Landhome Financial 2013 - 2015
Landhome Financial 2013 - 2015
Reunion Mortgage June 2010 - November 2010
Wachovia, A Wells Fargo Company 2008 - 2010
Greenpoint Mortgage in Novato, Ca 2005 - 2007
Countrywide 1997 - 2002
Skills
Refinance, FHA, Mortgage Lending, Loans, Mortgage Underwriting, Residential Mortgages, Loan Origination, Mortgage Banking, Credit, Customer Service, Underwriting, FHA financing, USDA, Real Estate, VA loans, Credit Analysis, Banking, FHA Financing, VA Loans, Loss Mitigation, Finance, Investment Properties, Consumer Lending, Credit Risk, Government Loans
Education
San Francisco State University 1980 — 1983
Bachelor of Business Administration (BBA)
St Francis 1974 — 1977
high school diploma, Music and Math
Fairway Independent Mortgage Corporation April 2015 - Present
CMG Financial October 2014 - April 2015
Waterstone Mortgage Corporation June 2013 - August 2014
Caliber Funding LLC September 2012 - March 2013
Wells Fargo Home Mortgage January 2008 - January 2012
Liberty Lending February 2000 - December 2011
Skills
Organization, Communication, Customer Experience, Compliance, Relationship Management, Building Relationships, Mortgage Lending, Residential Mortgages, Mortgage Banking, Loans, FHA, Underwriting, USDA, Refinance, Residential Homes, Construction Loans, Loan Origination, FHA Financing, First Time Home Buyers
Education
Inver Hills Community College 1995 — 1997
Tarragon February 2015 - Present
Nordstrom November 2014 - February 2015
Premier Media Group July 2014 - September 2014
CMG Financial September 2012 - May 2014
John L. Scott Tacoma North August 2011 - August 2012
Lovering Volvo April 2010 - May 2011
Banana Republic July 2007 - April 2010
Tacoma Regional Convention and Visitor Bureau June 2008 - August 2008
Skills
Real Estate, Customer Service, Sales, Advertising, Social Media, Negotiation, Marketing Strategy, Sales Management, Account Management, Marketing, Customer Satisfaction, Public Speaking, Marketing Communications, Event Planning, Team Building, Organizational..., Organizational..., Happy Hour, Email Marketing, Management, Training, Project Management, Sales Process, Contract Negotiation, Leadership, Investment Properties, Small Business, Selling, Credit, Retail, Newsletters
Education
Plymouth State University 2005 — 2009
Bachelor of Science (B.S.), Business Administration, Professional Communications - Concentration: Marketing
Pembroke Academy 2001 — 2005
CMG Financial August 2013 - Present
Meridox Real Estate and Mortgage January 2011 - August 2013
CoStar Group May 2009 - January 2011
Skills
Finance, Investment Properties, Real Estate, Customer Service, Mortgage Lending, Refinance, FHA, Credit, Investments, Loan Origination, Loans, Mortgage Banking, Real Estate Transactions, Residential Mortgages
Education
San Diego State University-California State University
Bachelor of Science (BS), Business Administration and Management, General
CMG Financial February 2015 - Present
Core Lending February 2011 - January 2015
Skills
FHA, VA, First Time Home Buyers, Conventional, Refinance, Construction Loans, Investment Properties, Real Estate, Referrals, Residential Mortgages, Short Sales, REO, USDA, Sellers, Single Family Homes, Residential Homes, VA loans, Investors, VA Loans, Sales, Foreclosures
Education
Texas A&M University 1989 — 1993
B.S., Industrial Distribution
CMG Financial November 2013 - Present
IMPAC MORTGAGE March 2010 - November 2013
Hyperion Capital Group October 2005 - March 2010
First Horizon Home Loans February 1995 - October 2005
Skills
Customer Service, Strategic Planning, English, Photoshop, Public Speaking, First Time Home Buyers, Residential Homes, New Home Sales, FHA financing, Real Estate Financing, Long-term Customer..., Marketing Strategy, Investment Properties, Owner Occupied, Veterans Affairs, Refinance, Wholesale Lending, General Awesomeness, Hair Care, USDA Rural Housing, Jumbo Mortgage, Ninja Skills, Vampirism
Education
Oregon State University
Bachelor of Science (BSc), Design and Visual Communications, General
River City
CMG Financial June 2015 - Present
CMG Financial August 2014 - June 2015
PrimeLending May 2011 - July 2014
Prospect Mortgage, LLC October 2010 - May 2011
Bank of America October 2009 - October 2010
Wells Fargo Home Mortgage June 2002 - October 2009
Skills
Mortgage Lending, FHA, USDA, Loans, VA loans, Investment Properties, Investors, Sales, Finance, Real Estate Financing, Real Estate, Referrals, Residential Mortgages, Management, Mortgage Banking, FHA financing, Sales Operations, Refinance, REO, Recruiting, Strategy, Training, Business Planning, Loan Origination, Leadership
Education
Oklahoma State University 1997 — 2002
BA, Political Science, Magna Cum Laude
Mortgage Opportunity Group, Inc DBA American Heritage Lending September 2015 - Present
CMG Financial April 2014 - February 2015
IMPAC MORTGAGE November 2012 - December 2013
CashCall, Inc. June 2012 - October 2012
Nysa Corp December 2011 - June 2012
Alliance8 August 2010 - October 2011
Skills
Customer Service, Loans, Refinance, Account Management, Direct Sales, Negotiation, Data Entry, Microsoft Excel, Credit, Marketing, Finance, Management, Analysis, Sales
Education
Golden West College 2008 — 2012
business & business management
CMG Financial April 2014 - Present
Stonegate Mortgage Corporation (NYSE: SGM) November 2013 - March 2014
Nationstar Mortgage June 2009 - November 2013
Wachovia September 2007 - September 2008
American Home Mortgage May 1996 - August 2007
American Brokers Conduit 2003 - 2007
Skills
Mortgage Lending, Leadership, Sales, Banking, Customer Service, Credit, Time Management, Loans, Mortgage Banking, Sales Management, Loan Origination, FHA, Residential Mortgages, Selling, Management, Mortgage Marketing
Education
Hofstra University 1987 — 1992
BA, Pre-med and Pyschology
CMG Financial November 2013 - Present
Hilton Grand Vacations August 2013 - November 2013
The Cosmopolitan of Las Vegas November 2010 - August 2013
The Grandiew (The Berkley Group/Eldorado Resorts) July 2009 - November 2010
Tahiti Village (Consolidated Resorts) September 2007 - July 2009
Boca Raton Luxury Condominiums December 2004 - September 2005
Academy Tent & Canvas 2000 - 2004
Arizona Tents & Events 1995 - 2000
Skills
Team Building, Problem Solving, Customer Service, Negotiation, Customer Relations, Microsoft Office, Real Estate, Planning, Contract Negotiation, Event Planning, Market Planning, Promotions, Advertising, New Business Development, Product Development, Sales Management, Hotels, Selling, Public Relations, Coaching, Call Center, Residential, Resorts, Project Coordination, Project Execution, Equipment Rental, Product Marketing, Great People Skills, Creative Problem Solving, Staff Training, Training Skills, Writing, Project Management, Strategic Planning, Rentals, Training, Project Planning, Social Media Marketing, Trade Shows, Budgets, Casino, Marketing Strategy, Social Networking, Marketing Communications, Online Marketing, Leadership, Account Management, Entertainment, Entrepreneurship, Marketing
Education
Scottsdale Community College 1974 — 1984
Associates, Law and Psychology
CMG Mortgage, Inc. June 2013 - Present
CMG Financial December 2012 - June 2013
Buchalter Nemer January 2010 - December 2012
Ellman Burke Hoffman & Johnson January 2003 - January 2010
Murphy Sheneman Julian & Rogers May 1999 - January 2003
Skills
Pleadings, Litigation, Civil Litigation, Legal Research, Bankruptcy, Trials
Education
San Francisco State University 1979 — 1982
CMG Financial 2014 - Present
The Law Office of John W. Pleuthner - Fee Attorney for Gracy Title 2009 - Present
Skills
Investment Properties, Real Estate, Sellers, Short Sales, Relocation, Selling, Condos, Foreclosures, Single Family Homes, First Time Home Buyers, Investors, Referrals, Sales
Education
Sul Ross State University
Animal Science
Westlake High School
CMG Financial December 2014 - Present
Affinity Lending Solutions June 2014 - November 2014
Bay Equity Home Loans September 2011 - June 2014
Premiere Lending and Real Estate September 2010 - September 2011
Community Pacific Mortgage June 2006 - September 2010
Sun Pacific Mortgage April 2004 - May 2006
Glen Ellen Capital Mortgage January 2000 - April 2004
Skills
Mortgage Lending, VA, USDA, FHA, Mortgage Banking, Conventional, First Time Home Buyers, Purchase, Mortgage Industry, Investment Properties, Loan Origination, Loans, Residential Mortgages, Refinance, Referrals, Loss Mitigation, Finance, Real Estate, VA Loans, Credit
Education
Santa Rosa Junior College 1996 — 1999
AA Microcomputer Systems Specialists, Computer
Harbor High School 1975 — 1979
Waterstone Mortgage Corporation September 2014 - Present
CMG Financial October 2013 - September 2014
Waterstone Mortgage Corporation March 2013 - October 2013
Wells Fargo November 2012 - March 2013
Carter's OshKosh B'gosh August 2012 - March 2013
Donna Lynn Holt Attorney at Law May 2010 - September 2012
Warners' Stellian Appliance Co. Inc. January 2006 - July 2008
The College of St. Scholastica September 2006 - May 2008
Clean 'N' Press August 2004 - December 2005
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Timeslips, Typing, Accounts Payable, Microsoft Office 2007, Computers, Inventory Management, Customer Service, Phone Skills, Phone Etiquette, Windows Phone, Personal Finance, Legal Assistants, Administrative..., Cash Receipts, Petty Cash, Cash Register, Client Billing, Telephone Skills, Invoicing, Filing, Accounting
Education
University of Maryland University College 2008 — 2011
Bachelor of Science (BS), Finance, General, 3.0
The College of St. Scholastica 2006 — 2008
None, Accounting and Finance, 3.5
Tartan High School 2002 — 2006
High School Diploma, Accounting and Finance, 3.75
Texas Capital Bank May 2015 - Present
CMG Financial December 2012 - May 2015
Pacific Union Financial July 2011 - November 2012
Boston National Settlement Services October 2010 - July 2011
Taylor, Bean & Whitaker 2006 - 2009
First Horizon Home Loans - Correspondent 1999 - 2006
First Horizon Home Loans 1999 - 2006
LSI 1997 - 1999
Fleet Mortgage 1995 - 1998
Prudential Home Mortgage 1987 - 1993
Skills
Loan Origination, Banking, Mortgage Banking, FHA, Sales, Mortgage Lending, Refinance, Credit, Loans, FHA financing, Underwriting, Sales Operations, Selling, Credit Analysis, Residential Mortgages, Loss Mitigation, USDA, Mortgage Underwriting, Risk Management, VA Loans, FHA Financing
Education
Rhode Island College
Guaranteed Rate June 2015 - Present
CMG Financial June 2014 - June 2015
Bell Mortgage a Division of Bell State Bank and Trust July 2008 - May 2014
Twin City Garage Door October 1988 - June 2008
Skills
Mortgage Lending, First Time Home Buyers, Mortgage Banking, Residential Mortgages, FHA, Residential Homes, Time Management, VA loans, Refinance, Real Estate, Sales, FHA financing, USDA, Investment Properties, Loan Origination, VA Loans, Customer Service, FHA Financing
Education
North Dakota State University 1985 — 1988
Business
CMG Financial September 2012 - Present
City of San Ramon March 2009 - September 2012
Skills
Mortgage Banking, FHA, Mortgage Lending, Government Loans, Microsoft Excel, Microsoft Word, Strategic Planning, Social Media, Residential Mortgages, Microsoft Office, Customer Service, Social Networking, Time Management, Event Planning
Education
Las Positas College
Gsf Mortgage Corporation April 2015 - August 2015
CMG Financial October 2014 - April 2015
USA Mortgage Kayser Group Branch December 2013 - October 2014
Mortgage Lending January 2008 - November 2013
Insurnace December 2004 - December 2007
Skills
Mortgage Lending, Residential Mortgages, Mortgage Banking, Life Insurance, Loans, Real Estate Lending, Fixed Rate Mortgages, Second Mortgages, Investment Properties, Jumbo Mortgage, First Time Home Buyers, Refinance, Real Estate, VA loans, Referrals, USDA, Insurance, Homeowners, Single Family Homes, FHA, Sellers, Listings, Residential Homes, Relocation, Home Equity Loans, Sales, New Home Sales, VA Loans
Education
Southeast Missouri State University
Bachelor of Science (B.S.), Business Administration and Management, General
Wells Fargo Home Mortgage July 2015 - Present
CMG Financial September 2014 - Present
Wintrust Mortgage June 2013 - May 2014
Wells Fargo October 2011 - June 2013
Mortgage Services III March 2010 - September 2011
JPMorgan Chase March 2007 - February 2010
PHH Mortgage January 2005 - February 2007
Finance America July 2003 - December 2004
Neiman Marcus September 2002 - July 2003
Major League Collectables January 2001 - August 2002
Skills
Refinance, Mortgage Lending, VA loans, Investment Properties, Loan Origination, Residential Mortgages, FHA financing, USDA, Government Loans, Certified Mortgage..., Construction Loans, Non-Conforming, FHA, Mortgage Marketing, First Time Home Buyers, VA Loans, Finance, Real Estate
Education
Northwestern University 2005 — 2006
Certificate Program in Financial Planning
New York University 1985 — 1986
Certificate Program in Systems Programing
University of Scranton 1977 — 1981
Bachelor's Degree, Economics & Finance
Van Dyk Mortgage October 2014 - Present
CMG Financial March 2013 - October 2014
Ashford University June 2011 - March 2013
Best Captial Corporation July 2008 - April 2011
Citi Home Equity June 2007 - December 2007
Aegis Wholesale May 2006 - June 2007
Encore Credit Corp October 2005 - May 2006
Argent Mortgage January 2005 - September 2005
Olympus Mortgage August 2002 - December 2004
Ameriquest Mortgage Company April 2000 - June 2002
Skills
Analytical Skills, Client Relations Skills, Business Analysis, Highly detail oriented, Leadership, Professional Mentoring, strategic Business..., Problem Solving, Collaborative Problem..., Adult Education, Strategic Planning, Higher Education, Distance Learning, Nutrition Education, Marketing Strategy, Strategic Partnerships, Customer Service, Loans, Budgets, Mortgage Banking, Training, Staff Development, Small Business, FHA, Admissions, Mortgage Lending, Student Financial Aid, Loan Servicing, Underwriting, Financial Services, Loan Origination, Refinance, Management
Education
SUNY Potsdam 1990 — 1994
BA, Mathematics
CMG Financial March 2013 - Present
ClearPoint Funding November 2011 - March 2013
United States Department of Defense June 2011 - November 2011
Caliber Funding July 2010 - January 2011
Myers Park Funding September 2005 - July 2010
Aggressive Mortgage Corporation January 2004 - September 2005
United States Navy November 1996 - October 2003
Skills
Mortgage Lending, Credit, FHA, Loans, Mortgage Banking, Loan Origination, VA loans, USDA, Residential Mortgages, Refinance, Mortgage Underwriting, Reverse Mortgages, FHA financing, Certified Mortgage..., Underwriting, Construction Loans, Loss Mitigation, Mortgage Servicing, Government Loans, First Time Home Buyers, Mortgage Marketing, Credit Analysis, Investment Properties, FHA Financing, VA Loans
Education
Old Dominion University
History
Tidewater Community College
Associate of Arts (AA), Liberal Arts and Sciences/Liberal Studies, Cum Laude
CMG Financial May 2015 - Present
Prospect Mortgage, LLC January 2014 - May 2015
IMPAC MORTGAGE October 2012 - December 2013
Passport to Languages Inc September 2011 - January 2012
Skills
Customer Service, Microsoft Office, Investment Properties, Real Estate Transactions, Real Estate, Selling, Microsoft Excel, Real Estate Development, Property, Mortgage Lending, Refinance, Residential Mortgages
Education
Portland State University - School of Business 2011 — 2013
Bachelor of Science (B.S.), Real Estate Finance
Supreme Lending July 2015 - Present
W.J. Bradley Mortgage Capital, LLC May 2014 - June 2015
CMG Financial June 2013 - May 2014
Nova Home Loans August 2011 - June 2013
Nevada Association of Mortgage Professionals (NAMP) March 2010 - December 2012
Stearns Lending March 2011 - August 2011
Evofi One Mortgage December 2007 - March 2011
First Interstate Mortgage December 2005 - June 2007
Gordon Lending 2004 - 2005
Skills
FHA, Loans, VA, Conventional, Home, Mortgage, Mortgage Lending, USDA, Residential, Real Estate, First Time Home Buyers, Construction, Purchase, Refinance, Investors, Credit, Sales, Investment Properties, Mortgage Banking, FHA financing, REO, Residential Homes, Selling, Short Sales, VA loans, Referrals, Investments, Underwriting, Residential Mortgages, Real Estate Financing, Certified Mortgage..., Reverse Mortgages, Real Estate Economics, Mortgage Marketing, Construction Loans, Commercial Mortgages, Foreclosures, Rates, Brokerage, HUD, Funding, Real Property, Commercial Real Estate, Real Estate Transactions, Loss Mitigation, Sellers, Financial Structuring, Government Loans, Condos, Single Family Homes
Education
Ivy Tech Community College 1994 — 1995
None, Engineering
CMG Financial May 1995 - Present
Skills
Mortgage Banking
Education
San Diego State University-California State University 1980 — 1985
BA, Economics
CMG Financial October 2014 - Present
Inland Home Mortgage Company May 2014 - October 2014
CBC National Bank August 2013 - April 2014
US Bank Home Mortgage April 2011 - July 2013
Fifth Third Bank July 2009 - April 2011
HSBC July 2005 - May 2009
HSBC September 2003 - July 2005
HSBC May 2002 - September 2003
Skills
CRM, Vendor Management, Performance Management, Loans, Customer Service, Small Business Lending, Leadership, Team Leadership, Sales, Cross Selling, Credit, Management, Selling, Recruiting, Mortgage Lending, P&L Management, Sales Operations, Training, Team Building, Team Management, Talent Management, Consumer Lending, Banking, Public Speaking, Coaching, Residential Mortgages, Mortgage Banking, Jumbo Mortgage, Loan Origination, Relationship Management, Finance, Executive Management, Commercial Lending, Refinance, Financial Services, USDA, VA loans, Construction Loans, Credit Analysis, FHA financing
Education
Iowa State University - College of Business 1998 — 2002
Bachelors of Science, Management, Marketing
Perl Mortgage 2015 - Present
CMG Financial April 2014 - June 2015
Stonegate Mortgage Corporation /Nationstar Mortgage June 2012 - March 2014
Sprint 2011 - 2012
Sprint 2011 - 2012
Academy Mortgage Corporation 2010 - 2011
Wells Fargo Home Mortgage 2008 - 2010
Centennial Mortgage & Funding 2003 - 2008
Cresland Mortgage 2000 - 2003
North American Mortgage Company 1994 - 2000
Skills
Mortgage Lending, Sales Management, Innovative Leadership, Team Building/Training, New Business Development, Strategic Planning, Innovative Problem..., Marketing, C-Level Sales, Relationship Development, Management, Team Building, Leadership, Mortgage Banking, Real Estate, Retail, Marketing Strategy, Business Development, Customer Service
Education
St. John's University
Business
University of Minnesota-Twin Cities
BS, Ag. Business Administration
CMG Financial March 2012 - Present
PrimeLending August 2009 - March 2012
Skills
Mortgage Lending, Mortgage Banking, FHA financing, VA loans, Jumbo Mortgage, Relationship Management, Sales Management, Business Development, Leadership, Innovation, Workforce Management, Real Estate, Finance, VA Loans, FHA Financing, Investment Properties, Sales, Residential Mortgages, FHA, First Time Home Buyers, Loans, Refinance
Education
Georgia Institute of Technology 1999 — 2003
Bachelor of Science (BS), Computer Science
Georgia Institute of Technology 1998 — 2003
Bachelor of Science (BS), Computer Science
CMG Financial September 2013 - Present
Movement Mortgage May 2013 - August 2013
PrimeLending November 2010 - May 2013
Skills
FHA, VA, USDA, Conventional, Refinance, Rehab Loans, THDA, Loans, Mortgage Lending, Mortgage Banking, Residential Mortgages, First Time Home Buyers, Loan Origination, Government Loans, Reverse Mortgages, HUD, FHA financing, Investment Properties, Foreclosures, Referrals, Construction Loans, VA loans, REO, Mortgage Underwriting, Investors, Real Estate Financing, FHA Financing, VA Loans
Education
Middle Tennessee State University 2005 — 2009
Business, Real Estate Finance
Stearns Lending (NMLS #1854) July 2014 - Present
CMG Financial November 2013 - June 2014
Fifth Third Bank February 2006 - November 2013
GreenPoint Mortgage August 2001 - October 2005
Skills
Mortgage Lending, FHA financing, Investment Properties, Relationship Management, FHA, Mortgage Banking, Credit, Loan Origination, Short Sales, Loans, Commercial Mortgages, Credit Analysis, Debt Consolidation, Residential Mortgages, Underwriting, Real Estate
Education
Meredith College 1991 — 1995
CMG Financial March 2015 - Present
Pulaski Bank January 2013 - March 2015
CMG Financial 2015 - 2015
CMG Financial 2015 - 2015
PNC Mortgage August 2012 - January 2013
Mortgage Solutions, LLC / Vantage Credit Union July 2010 - August 2012
CitiMortgage March 2009 - July 2010
First Integrity Mortgage Services November 2008 - March 2009
Guaranty Bank (Shelter Mortgage Division) March 2008 - October 2008
1st American Mortgage August 2000 - March 2008
Skills
Mortgage Lending, FHA, Loans, Loan Origination, Credit, Mortgage Banking, Refinance, First Time Home Buyers, Underwriting, USDA, Banking, VA loans, Residential Mortgages, Investments, Investment Properties, Credit Risk, Funding, Real Estate
Education
Gundaker School of Real Estate
Southeast Missouri State University 1990 — 1992
St. Vincent High 1983 — 1989
CMG Financial October 2012 - Present
Wells Fargo Securities (Wachovia Securities) June 2007 - September 2012
CIBC World Markets March 2006 - May 2007
J.P. Morgan Securities July 2004 - February 2006
SG Cowen June 2003 - August 2003
Capgemini Ernst & Young LLC January 1999 - June 2002
The Walt Disney Company January 1995 - December 1997
Skills
Residential Mortgages, Mortgage Lending, Mortgage Banking, Refinance, Loans, FHA Financing, Valuation, Corporate Finance, Financial Modeling, Investment Banking, LBO, Structured Finance, Private Placements, Debt Restructuring, Business Planning, Due Diligence, Real Estate, Equity Capital Markets, Series 7, High Yield, Credit Analysis, Acquisitions, IPO, Strategic Planning, Negotiation, Real Estate Financing, Management Consulting, Series 63, M&A execution, Cash Flow Forecasting, Strategic Partnerships, Mezzanine, M&A Modeling, Capital Markets Advisory, Development Financing, Casino Gaming, Indian Gaming, Online Casino, Lodging, Competitive Analysis, Mergers, Financial Sponsors, Revolving Lines of..., Term Loan, High Grade, Statistical Modeling, Casino, Entertainment Industry, Industrial Engineering, SEC filings
Education
Anderson School at UCLA 2002 — 2004
Master of Business Administration (MBA), Finance, General
Georgia Institute of Technology 1993 — 1998
Bachelor's degree, Industrial Engineering
Good Counsel High School - Maryland 1989 — 1993
US Bank June 2015 - Present
Homeowners Financial Group USA, LLC February 2015 - April 2015
CMG Financial October 2014 - February 2015
Highline Community College January 2011 - May 2013
(PHH Mortgage) June 2010 - June 2012
NetMore America, Inc 2009 - 2010
Sydian Mortgage Corp 2009 - 2009
Washington Financial Group March 2007 - December 2007
Chase Home Finance January 2006 - July 2006
TRIAD MORTGAGE COMPANY 2000 - 2006
Skills
Mortgage Lending, Loans, FHA, Due Diligence, VA loans, Auditing, Mortgage Banking, Underwriting, Refinance, Mortgage Underwriting, Loan Origination, Residential Mortgages, Credit, Credit Analysis, USDA, FHA financing, Banking, Credit Risk, Construction Loans, FNMA, Non-Conforming, Real Estate, FHLMC, Financial Analysis, Risk Management, Real Estate Financing, Loan Servicing, Finance, Mortgage Servicing, Government Loans, Loss Mitigation, Reverse Mortgages, Certified Mortgage..., Consumer Lending, Home Equity Lines of..., Commercial Lending, Investment Properties, Wholesale Lending, Mortgage Marketing, Funding, VA Loans, FHA Financing
Education
Highline Community College 2011 — 2013
Computer Science Forensics - Data Recovery, 3.5
Wenatchee High School 2011 — 2013
Dipolma, general
Highline Community College
Computer Science- data recovery -forensics
South Seattle Community College
Bellco Credit Union October 2014 - Present
Catalyst Lending, Inc. May 2014 - October 2014
CMG Financial November 2013 - March 2014
Toll Brothers March 2006 - November 2013
TBI Mortgage March 2006 - November 2013
DHI Mortgage July 2002 - March 2006
Dynasty Mortgage December 2001 - July 2002
Hot Spring Spas August 1992 - November 2000
Skills
Sales, Sales Management, Residential Mortgages, Mortgage Lending, Mortgage Banking, Profit Maximization, Strategic Negotiations, Fixed Rate Mortgages, Coaching, Human Resources, Business Development, Computer Proficiency, Recruiting, Microsoft Office, Business Relationship..., Persuasive Presentations, Sales Presentations, Mountain Biking, Boating, residential homes, Entrepreneurship, FHA, Loan Origination, Residential Homes, Credit, FHA financing, Loans, Real Estate, Refinance, Finance, USDA, VA loans, Selling, Negotiation, Investment Properties, Underwriting, Home Equity Loans, Real Estate Economics, Forecasting, Referrals, Mortgage Marketing, Relationship Management, Call Centers, New Home Sales, Single Family Homes, Real Estate Transactions, Consumer Lending, Home Equity Lines of..., Management, Mortgage Servicing
Education
St. Cloud State University 1995 — 1997
Business Administration and Management, General
Rochester Community and Technical College 1993 — 1995
Associate in Arts, Business
Byron High School 1987 — 1993
Diploma, General
Homeowners Financial Group USA, LLC February 2015 - Present
Bank of the West July 2014 - December 2014
CMG Financial June 2013 - May 2014
Bank of America January 2012 - June 2013
Bank of America March 2010 - January 2012
Bank of America October 2008 - March 2010
Countrywide Mortgage Services 2005 - 2008
Metris Companies 2002 - 2005
Discover Financial Services 1999 - 2002
Skills
Credit, Fraud, Compliance, Cards, Funding, Mortgage Lending, AML, Financial Risk, Banking, Loans, Financial Services, Operational Risk, Management, Mortgage Banking, Credit Risk, KYC, FHA, Credit Cards, Fraud Detection, Risk Management, Operational Risk..., Residential Mortgages, Loss Mitigation, Bank Secrecy Act, Anti Money Laundering
Education
Rio Salado College 2011 — 2013
Associate of Arts (AA), Organizational Leadership
Northern Arizona University
Bachelor of Science (BS), Public Administration
Glendale Community College 2002 — 2002
Computer Science
HomeStreet Bank August 2015 - Present
First Capital Mortgage November 2014 - August 2015
PHH Home Loans October 2011 - July 2015
CMG Financial May 2010 - October 2011
GMAC Mortgage September 2004 - September 2008
Skills
Loan Origination, Mortgage Lending, Loans, Real Estate, FHA, Mortgage Banking, Refinance, FHA financing, VA loans, USDA, First Time Home Buyers, Certified Mortgage..., Investment Properties, Real Estate Financing, Reverse Mortgages, Residential Mortgages, Sellers, Short Sales, Underwriting, Mortgage Underwriting, REO, Referrals, Investors, Foreclosures, Credit, VA Loans
Education
Northern Illinois University 1971 — 1974
BA, Art/History
CMG Financial August 2015 - Present
Mountain West Financial, Inc. November 2013 - August 2015
Carrington Mortgage Services July 2011 - November 2013
First Prioirty financial August 2007 - July 2009
Valley Financial/RBC Mortgage/Home123 1997 - 2007
NBR Mortgage 1990 - 1995
Skills
Refinance, Mortgage Lending, Loans, Real Estate, Foreclosures, Residential Homes, Loan Origination, FHA, FHA financing, Mortgage Banking, VA loans, Residential Mortgages, USDA, Certified Mortgage..., Government Loans, Non-Conforming, Reverse Mortgages, Jumbo Mortgage, First Time Home Buyers, Investment Properties, Credit
Education
Sonoma State University 1983 — 1985
Master, Finance/Marketing
University of Colorado Boulder 1973 — 1978
BS, Recreation
CMG Financial September 2014 - Present
Fairway Independent Mortgage Corporation April 2014 - August 2014
Envoy Mortgage, LTD April 2013 - April 2014
First Cal Colorado February 2011 - April 2013
Cherry Creek Mortgage November 2007 - February 2011
BenchMarq Lending January 2004 - November 2007
Access Equity Corp September 2002 - January 2004
Skills
FHA, Mortgage Lending, Mortgage, Reverse Mortgages, Mortgage Planning, Refinance, Purchase, Mortgage Industry, New Home Sales, VA, Conventional, First Time Home Buyers, Loans, Real Estate, Investment Properties, Mortgage Banking, Credit, Residential, USDA, Investors, REO, Loan Origination, Short Sales, VA loans, First Time Buyers, Referrals, Condos, Negotiation, Customer Relations, Customer Service, Public Speaking, Strategic Planning, Team Building, New Business Development, Problem Solving, Residential Mortgages, Real Estate Investment, Sales Management, Construction Loans, Microsoft Office, Foreclosures, Certified Mortgage..., Finance, Government Loans, FHA financing, Residential Homes, Mortgage Marketing, Home Equity Loans, Real Estate Financing, HUD
Education
Fort Lewis College 1998 — 2001
B.A., English/Communications
Trinidad State Junior College 1996 — 1998
Associates Degree, Liberal Arts
CMG Financial July 2012 - Present
CMG Financial February 2013 - October 2013
CMG Financial July 2012 - February 2013
Skills
Marketing, Marketing Communications, Social Media Marketing, SEO, Real Estate, Credit, Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, Banking, Customer Service, Microsoft Word
Education
Lake Tahoe Community College 2010 — 2012
Criminal & Administration of Justice, Law Enforcement
CMG Financial July 2015 - Present
CruiseOne July 2012 - Present
doTERRA May 2014 - Present
Construction Testing Services August 2012 - November 2014
JPMorgan Chase December 2006 - July 2012
American Financial Lending March 2006 - November 2006
World Capital Mortgage December 2005 - November 2006
Axiom Financial Services April 2005 - December 2005
Keller Williams May 2004 - April 2005
American Financial Lending January 1999 - August 2003
Skills
Loans, Refinance, Mortgage Banking, Banking, Marketing Strategy, Budget, Real Estate, Mortgage Lending, Sales, Customer Service, FHA, Financial Analysis, Marketing, Contract Negotiation, Sales Management, Budgets, Investments, Leadership, Management, Underwriting, Travel Planning, Finance
Education
University of Phoenix 2007 — 2009
Bachelor of Science, Business Management
Heald College 1999 — 2000
Associate, Applied Science, Computer Business Administration
Gateway Mortgage Group, LLC April 2015 - Present
CMG Financial October 2014 - April 2015
Happy State Bank December 2013 - October 2014
First Bank Texas, SSB October 2011 - December 2013
Skills
First Time Home Buyers, Loan Origination, Real Estate, Mortgage Banking, FHA, Sales, Customer Service, Referrals, Credit, Loans, Retail Banking, Foreclosures, Refinance, Investment Properties, USDA, Mortgage Lending, Credit Analysis, Banking, Investors, REO, VA loans, Commercial Lending, Commercial Banking, Construction Loans, Mortgage Underwriting, Residential Mortgages, Small Business Lending, Underwriting, Real Estate Transactions, Commercial Mortgages, Lines Of Credit, Real Estate Financing, Certified Mortgage..., Rates, FHA financing, Home Equity Loans, Consumer Lending, FHA Financing, VA Loans, Residential Homes, Sales Management, Marketing
Education
Texas Tech University Health Sciences Center
Bachelor of Science (B.S.), Nursing
The University of Texas at Austin
Bachelor of Science (B.S.), Zoology/Animal Biology
Ocwen Financial Corporation - US March 2015 - Present
Newbold Advisors December 2014 - February 2015
RBS Citizens June 2013 - December 2013
CMG Financial October 2012 - June 2013
Newbold Advisors 2013 - 2013
Bank of America June 2012 - October 2012
JPMorgan Chase & Co. March 2012 - June 2012
Manual December 2010 - March 2012
Metlife Bank January 2010 - November 2010
Countrywide Plc February 2007 - March 2009
Skills
Underwriting, Appraisals, Risk Analysis, Loan Origination, Legal Compliance, Foreclosures, Foreign Languages, Short Sales, Business Intelligence, Business Analytics, Network Security, Network Administration, CCNA, SQL, Oracle, SAS Programming, Java, Python, C++, Tax Returns, ASP.NET, jQuery, JavaScript, Project Management
Education
The University of Texas at Arlington 2012 — 2015
BS, Information Systems
Tarrant County College 2009 — 2012
Associate of Arts, Business Application
CMG Financial October 2012 - Present
Wells Fargo Home Mortgage January 2012 - October 2012
MetLife Home Loans May 2005 - January 2012
Wells Fargo Home Mortgage February 2002 - May 2005
First State Bank of Texas September 1995 - February 2002
Norwest Mortgage 1989 - 1995
Texas American Bank/Team Bank/Bank One 1986 - 1989
Commonwealth Mortgage Group LLC 1983 - 1986
Skills
Mortgage Banking, Financial Risk, Finance, Management, Loans, Mortgage Lending, Refinance, FHA, Loan Origination, Mortgage Underwriting, Customer Service, Sales, Training, Sales Management, Underwriting
Education
Tarrant County College 1981 — 1983
Business
Richland High School
CMG Financial May 2013 - Present
Google November 2011 - April 2013
Joshua Springer Photography May 2011 - May 2011
Jamie Rafaela Wolfe March 2010 - March 2010
Skills
Graphic Design, Web Design, CSS, CSS3, HTML, Typography, InDesign, Dreamweaver, Adobe Creative Suite, Illustration, Illustrator, Digital Media, Layout, Photography, Corporate Identity, jQuery, Graphics, Interaction Design, Posters, Flash
Education
San Francisco Art Institute 2007 — 2011
Bachelor's degree, Graphic Design
CMG Financial September 2012 - Present
Bank of America December 2011 - September 2012
Bank of America June 2010 - December 2011
Bank of America January 2005 - June 2010
Chase January 2002 - January 2005
Skills
Residential Mortgages, Refinance, Banking, Mortgage Banking, Loan Origination, Credit, Mortgage Lending, Loans, FHA, FHA financing, VA loans, USDA, Consumer Lending, Mortgage Underwriting, Underwriting, Real Estate, Credit Analysis, Finance, Real Estate Financing, First Time Home Buyers, Investment Properties, Government Loans, Certified Mortgage..., REO, Customer Service, Loss Mitigation, Sales, FHA Financing, VA Loans, Risk Management, Loan Servicing, Credit Risk, Real Estate Economics, Portfolio Management
Education
Keller Graduate School of Management of DeVry University 2011 — 2014
Master of Business Administration (MBA), Finace, 3.8
California State University-Northridge 2000 — 2004
Bachelor of Arts (B.A.), Psychology
Land Home Financial Services August 2014 - Present
Timios, Inc. May 2013 - August 2014
Land Home Financial Services October 2012 - May 2013
First California Mortgage Company February 2011 - October 2012
CMG Financial December 2009 - February 2011
Pacific Funding Group December 2006 - December 2009
Countrywide Home Loans December 2005 - December 2007
Omni Funding Services June 2002 - December 2006
Irwin Home Equity January 1999 - March 2002
Skills
Mortgage Lending, FHA, Mortgage Banking, Loan Origination, Loans, Credit, Residential Mortgages, Refinance, FHA financing, Mortgage Underwriting, VA loans, USDA, Banking, Reverse Mortgages, Underwriting, Real Estate, Short Sales, REO, Sellers, First Time Home Buyers, Selling, Certified Mortgage..., Referrals, Investment Properties, Loss Mitigation, Government Loans, Construction Loans, HUD, Sales, VA Loans, FHA Financing
Education
Heald College 1997 — 1998
AA, Computer Business Administration
CMG Financial April 2015 - Present
Landmark Education October 1990 - Present
Paramount Mortgage July 2012 - March 2015
Gorman & Gorman Home Loans February 1999 - July 2012
Skills
Real Estate, Strategic Planning, Budgets, Mortgage Banking, Time Management, Investment Properties, Team Building, Customer Service, Buyers, Public Speaking, Mortgage Lending, Refinance, Marketing, Residential Homes, Loans, Coaching, Banking, First Time Home Buyers, Customer Retention, Microsoft Excel, Management Consulting, Employee Benefits, Business Development, Credit, Marketing Strategy, Fundraising, Leadership, New Business Development, FHA, Small Business, Entrepreneurship, VA loans, Insurance, Finance, Residential Mortgages, Training, Selling, Sales
Education
Stephens College 1977 — 1981
BA, Psychology and Philosophy
John Burroughs 1971 — 1977
Liberal Arts
The CSI Companies December 2013 - Present
The CSI Companies October 2013 - Present
CMG Financial March 2013 - October 2013
Jacksonville Jaguars March 2008 - April 2013
TEAM Enterprises August 2010 - August 2012
Skills
Sports Marketing, Event Planning, Sports, Press Releases, Sponsorship, Social Networking, Social Media, Social Media Marketing, Advertising, Marketing, Marketing Communications, Facebook, Public Relations, Event Management, Fundraising, Sports Management, Recruiting, Business Development, Sales, Temporary Placement, Leadership, Cold Calling
Education
Jacksonville University 2006 — 2011
BFA, Communications
CMG Financial January 2014 - Present
Space Systems Loral (SSL) October 2009 - December 2013
RMS June 2007 - October 2009
Align Technology November 2006 - June 2007
Avago Technologies March 2006 - November 2006
Panalpina, Inc. January 2004 - February 2006
Matson August 2000 - December 2003
Skills
Leadership, Forecasting, Employee Engagement, Organizational..., Organizational..., Employee Relations, Talent Management, Performance Management, Human Resources, Leadership Development, Change Management, Talent Acquisition, Recruiting, Employment Law, Strategic Planning, Succession Planning, Employee Benefits, Deferred Compensation, Cross-functional Team..., Training, Workforce Planning, Personnel Management, Onboarding, HR Policies, Program Management, Coaching, Organizational Design, Management
Education
John F. Kennedy University 1998 — 2000
MBA, International Business
O'Reilly Auto Parts July 2015 - Present
Bay Equity, LLC September 2014 - January 2015
Bay Equity, LLC July 2012 - October 2013
CMG Financial March 2007 - June 2009
24 Hour Fitness December 2005 - February 2007
City of Concord June 2003 - September 2003
Skills
Management, Customer Service, Credit, Mortgage Banking, FHA, Residential Mortgages, Mortgage Lending, Loan Origination, Refinance, Microsoft Office, Loans, Sales, Banking, Credit Analysis
Education
ITT Technical Institute-Concord 2014 — 2016
Associate of Science in Electrical Engineering Technology, Electrical Engineering Technologies/ Computer Science/ IT
CMG Financial April 2014 - Present
Reliance First Capital July 2012 - October 2013
YMCA of Middle Tennessee February 2011 - October 2012
Innovative Financial Group April 2011 - April 2012
The Law Office of Hall & sitler July 2008 - October 2010
Skills
Customer Service, Public Speaking, Event Management, Data Entry, Outlook, Filing, PowerPoint, Event Planning, Community Outreach, Microsoft Word, Training, Recruiting, Credit, Banking, Loans, Underwriting, Mortgage Banking, Sales
Education
Middle Tennessee State University 2009 — 2013
B.S., Industrial Organizational Psychology
White House High School 2001 — 2005
Diploma, Marketing Specialty
CMG Financial August 2014 - Present
imortgage May 2014 - August 2014
MTH Mortgage, a partnership of imortgage and Meritage Homes December 2013 - May 2014
Universal American Mortgage Company (UAMC) June 2013 - December 2013
e-AMC Appraisal Management Company May 2012 - June 2013
Coldwell Banker United, Realtors October 2011 - March 2012
Keller Williams Realty September 2011 - October 2011
Skills
Contract Negotiation, Real Estate, Customer Service, Customer Satisfaction, Public Relations, Mortgage Lending, Mortgage Banking, Residential Homes, Customer Relations, Residential Mortgages, Appraisers, Microsoft Office, Social Media, Selling, Sales, Loans, First Time Home Buyers, Loan Origination, FHA, USDA, Credit, Investment Properties
Education
Southwestern University 1991 — 1995
B.A. in Communication, Communication and Media Studies
CMG Financial May 2015 - Present
Leader One Financial June 2008 - May 2015
Elite Financing Group April 2004 - December 2007
Countrywide Bank February 2001 - March 2004
Skills
VA loans, Residential, Purchase, Mortgage, FHA, Refinance, Loans, Mortgage Banking, VA, USDA, Conventional, Mortgage Lending, Credit, Real Estate, Loan Origination, Investment Properties, First Time Home Buyers, Customer Service, Investments, Sales Management, Customer Relations, Insurance, Banking, Coaching, Residential Mortgages, Residential Homes, Sales, Negotiation, Leadership, Investors, Referrals, FHA financing, Reverse Mortgages, Finance, Certified Mortgage..., Government Loans, Sellers, Underwriting, Credit Analysis, Mortgage Underwriting, Construction Loans, Commercial Lending, Mortgage Servicing, Home Equity Loans, Real Estate Transactions, Foreclosures, Selling, Real Estate Financing, REO, Consumer Lending
Education
Texas State University 1997 — 2001
BBA, Marketing
Wells Fargo Retail Services May 2015 - Present
Employer Support of the Guard & Reserve (ESGR) October 2014 - Present
CMG Financial October 2014 - May 2015
Military Family Home Loans, LLC. August 2012 - September 2014
Wells Fargo September 2006 - August 2012
Wells Fargo September 2006 - February 2009
United States Marine Corps August 1997 - July 2005
Skills
Leadership, Mortgage Lending, Loan Origination, Loans, Consumer Lending, Mortgage Banking, Leadership Development, Military, Team Building, Residential Mortgages, Program Development, Vendor Management, Sales Management, Management, Loss Mitigation, FHA, Sales, VA loans, Sales Operations, Home Equity Loans, Vice President, Iowa..., Marine Corps, Credit, Mortgage Underwriting, Veterans Affairs, Public Speaking, Sales Process, Crew Leader, Habitat..., Veterans, Sales Process..., VA Loans, Salesforce.com
Education
Iowa State University 2003 — 2006
Bachelor's degree
Audubon High 1990 — 1994
Dale Carnegie Leadership course
First National Bank of Wichita Falls June 2015 - Present
Le-Vel June 2014 - Present
CMG Financial April 2015 - June 2015
Wells Fargo Home Mortgage July 2013 - April 2015
Newbold Advisors December 2011 - November 2012
CoreLogic November 2010 - December 2011
JPMorgan Chase October 2009 - November 2010
HEB ISD August 2008 - October 2009
Brink's, Incorporated June 2007 - July 2008
First American Real Estate November 2005 - May 2007
Skills
Credit, Mortgage Lending, Foreclosures, Analysis, Real Estate, Training, Teaching, Bankruptcy, Loss Mitigation, Accounting, Account Reconciliation, Technical Support, Payroll, Loans, Management, Finance, Leadership, Software Documentation, Customer Service
Education
University of Phoenix 2006 — 2008
Bachelor of Science, Business Management
Tarrant County College 1997 — 2003
Associate of Arts (A.A.), Information Technology and Personal Computer Support
CMG Financial August 2014 - Present
AlphaGraphics Franklin December 2013 - July 2014
Chick-fil-A December 2009 - December 2013
Skills
Event Planning, Social Media Marketing, Public Relations, Marketing, Social Media, Event Management, Marketing Strategy, Social Networking, Marketing Communications, Customer Service, Advertising, Public Speaking, Facebook, Sales, Microsoft Office, Management, CRM, Time Management, Leadership, Brand Development, Program Management, Email Marketing, Hospitality, Fundraising, B2B, Direct Marketing, Online Marketing, Online Advertising
Education
Middle Tennessee State University 2007 — 2011
Bachelor of Applied Science (B.A.Sc.)
Ravenwood High school
CMG Financial May 2015 - Present
GraceInside February 2013 - September 2014
Young Life Lake Champion January 2009 - November 2012
Young Life August 1997 - December 2005
Skills
Problem Solving, Project Management, Fundraising, Leadership, Team Leadership, Public Speaking, Interpersonal..., Copywriting, Rebranding, Leadership Development, Events Coordination, Volunteer Management, Volunteer Recruiting, Strategic Planning, Dynamic Trainer, Product Development, Event Planning, R&D, Microsoft Office, Data Analysis, Databases, Public Relations, Research, Creative Writing, Event Management, Team Building, Management, Social Media Marketing, Nonprofits, Community Outreach, Project Planning, Social Media, Youth Development, Marketing Strategy, Writing, Speech Writing
Education
Radford University
English/Speech Communication
American Nationwide Mortgage Company July 2013 - Present
CMG Financial March 2012 - June 2013
The Legacy Group August 2009 - March 2012
Northern Mortgage Inc November 1997 - August 2009
North American Mortgage Company August 1986 - September 1994
Skills
HARP Refinances, Home Equity Loans, FHA financing, VA loans, HUD Foreclosures, First Time Home Buyers, Investment Property..., Hard Money Loans, Hard Money Lending, Construction Loans, Conventional loans, Reverse Mortgages, Mortgage Lending, Investors, Refinance, FHA, Loans, Mortgage Banking, Underwriting, Banking, Real Estate, Credit, Finance, Single Family Homes, Loan Origination, Investments, Credit Analysis, Residential Mortgages
Education
Whitworth College
Whitworth University
Whitworth University
Physical Therapy
The Bryn Mawr Trust Company May 2015 - Present
CMG financial September 2013 - December 2014
Florida Capital Bank Mortgage May 2013 - August 2013
SunTrust March 2009 - December 2012
Wachovia Mtg, was World Savings but bought by Wachovia June 2000 - August 2008
GE Mortgage Insurance now Genworth September 1993 - March 2000
Skills
Residential Mortgages, FHA
Education
Montgomery County Community College 1988 — 1991
Associates
CMG Financial February 2015 - Present
WHO! International Designs February 2013 - March 2014
The Talon Group 2009 - January 2011
Cherokee Association of Parents and Teachers August 2007 - May 2010
First Horizon Home Loans 1998 - 2001
Capital Title Agency 1996 - 1998
UNITED TITLE AGENCY September 1992 - May 1996
Skills
E&O
Education
Westwood High School 1986 — 1990
Scottsdale Community College
General Studies
CMG Financial August 2014 - Present
CMG Financial November 2013 - August 2014
CMG Financial October 2012 - November 2013
Ruby Hill Golf Club June 2011 - September 2012
Skills
Microsoft Office, Customer Service, DataTrac, HMDA, Marketing, Social Media, SharePoint, Facebook, Outlook, PowerPoint, Pay Close Attention to..., Teamwork, Highly responsible, Team Leadership, Motivation, Energetic team player, Compliance, Risk Management, Project Management, Banking, Accounting, Microsoft Excel
Education
Mercyhurst University 2007 — 2011
Bachelor's Degree, Health Science; Marketing
Amador Valley High School 2003 — 2007
General Studies, General Studies
CMG Financial October 2013 - February 2015
Pinnacle Capital Mortgage October 2010 - October 2013
Skills
Social Media, Marketing Communications, Microsoft Office, Management, Customer Service, Advertising, Public Relations, Online Advertising, Editing, Contract Negotiation
Education
Silicon Valley University 1997 — 1999
Associate in Graphic Design
imortgage September 2014 - Present
CMG Financial April 2013 - September 2014
IFC MORTGAGE July 2012 - March 2013
Allied Pacific Financial April 2001 - January 2011
Accredited Home Lenders April 2000 - April 2001
Oakmont Mortgage 1999 - 2000
Jordan Pacific Mortgage 1996 - 1999
American Pacific Mortgage 1995 - 1996
Associated Lenders 1994 - 1995
Design Capital Financial 1988 - 1991
Skills
Loans, Credit, Banking, Mortgage Banking, Insurance, Mortgage Lending, Residential Mortgages, FHA, Loan Servicing, Loan Origination, Financial Analysis, Refinance, Risk Management, Fraud Detection, Outlook, Real Estate, Analysis, Database Administration, VA Loans, Finance, Underwriting, Funding, Investment Properties, Portfolio Management
Education
UCSD Extension 1990 — 1991
Computer Science
San Diego Mesa College 1988 — 1990
Accounting, Math, Computer Science
CMG Financial June 2012 - Present
The Wave House San Diego March 2011 - June 2012
Skills
Accounting, QuickBooks, Financial Analysis, Financial Reporting, Forecasting, Payroll, Finance, Microsoft Excel, Budgets, Variance Analysis, Accounts Payable, Accounts Receivable, Financial Accounting, Paylocity Payroll, Microsoft Great Plains, Journal Entries, Outlook, Bank Reconciliation
Education
San Diego State University-California State University 2006 — 2009
Bachelor of Science (BS)- Business Administration, Finance, General
Paramount Residential Mortgage Group Inc. (PRMG Inc.) August 2015 - Present
Paramount Equity May 2015 - June 2015
Goldwater Bank, N.A. February 2015 - April 2015
Academy Mortgage Corporation July 2014 - December 2014
CMG Financial January 2014 - May 2014
Sierra Pacific Mortgage Company, Inc. March 2013 - December 2013
Capital One March 2011 - March 2013
Bank of America January 2010 - October 2010
Countrywide Home Loans May 1996 - January 2010
Skills
Mortgage Lending, Loans, Credit, Underwriting, Credit Analysis, Risk Management, Loan Origination, Leadership, Team Motivation, Mortgage Banking, Credit Risk, Funding, FHA, Residential Mortgages, Management, Team Development, Banking, Refinance, VA Loans, FHA Financing, Mortgage Underwriting, Financial Services, USDA
Education
Iowa State University 1985 — 1988
Broadway Bank July 2014 - Present
CMG Financial May 2014 - July 2014
Prime Lending October 2012 - May 2014
Mortgage One March 1996 - February 2009
Skills
FHA, Refinance, VA loans, USDA, FHA financing, Mortgage Banking, Mortgage Lending, Residential Mortgages, Reverse Mortgages, Certified Mortgage..., Loan Origination, Government Loans, First Time Home Buyers, Non-Conforming, Construction Loans, Investment Properties, Loans, Mortgage Underwriting, Loss Mitigation, Real Estate Financing, Real Estate
Education
Texas Tech University 1982 — 1984
CMG Financial April 2014 - Present
53 Bank 2009 - April 2014
Aegis Wholesale Corp. 2003 - 2007
Education
Minnesota State University, Mankato 1982 — 1986
CMG Financial September 2015 - Present
CMG Financial September 2015 - Present
Eagle Home Mortgage May 2012 - September 2015
Citywide Home Loans January 2011 - May 2012
First Choice Financial August 2009 - January 2011
Skills
Mortgage Lending, Certified Mortgage..., USDA, Residential Mortgages, Credit, Mortgage Banking, Refinance, FHA, Loans, Banking, Government Loans, FHA financing, VA loans, Construction Loans, Reverse Mortgages, Loan Origination, Credit Analysis, Investment Properties
Education
University of Phoenix 2011 — 2013
Master of Business Administration (MBA), Business, Management, Marketing, and Related Support Services
Idaho State University 1995 — 2000
BA, Finance
CMG Financial May 2014 - Present
Interbank Mortgage Company June 2013 - May 2014
Homeward Residential, Inc. May 2011 - May 2013
Nationstar Mortgage September 2009 - February 2011
Vertice, a Division of Wachovia Securities February 2008 - June 2009
American Brokers Conduit May 2003 - August 2007
Lehman Brothers April 1997 - May 2003
Crossland Mortgage Corp. 1996 - 1997
Skills
Mortgage Banking, Residential Mortgages, Sales, Loan Origination, FHA, Loans, Mortgage Lending, Refinance, Credit, VA loans, Loss Mitigation, FHA financing, Leadership, Underwriting, USDA, Mortgage Underwriting, Sales Growth, Recruiting, Credit Analysis
Education
George Mason University 1986 — 1989
BS, Finance
Guaranteed Rate April 2015 - Present
CMG Financial November 2013 - Present
Wintrust Mortgage Corporation June 2012 - October 2013
Waterstone Mortgage Corporation November 2007 - May 2012
Marketplace Home Mortgage 2008 - 2010
Homes for Heroes 2001 - 2008
Prime Mortgage February 2007 - November 2007
Charter Funding January 2006 - February 2007
Skills
Mortgage Lending, Loan Origination, Customer Service, First Time Home Buyers, Real Estate, Business Development, Credit, Leadership, Sales Management, Foreclosures, Residential Mortgages, Condos, Recruiting, Residential Homes, REO, VA Loans, FHA Financing, Short Sales
Education
St. Cloud State University 1989 — 1993
Fairway Independent Mortgage Corporation May 2015 - Present
CMG Financial August 2013 - April 2015
The Legacy Group October 2011 - August 2013
Windermere Mortgage Services Series LLC/Tacoma Professional Partners 2009 - October 2011
Keybank December 2008 - December 2009
Wells Fargo Home Mortgage June 2000 - July 2008
Wells Fargo 2000 - 2008
Columbia NW Mortgage 1995 - 2000
Dunhill Mortgage 1992 - 1994
Dunhill Mortgage 1992 - 1994
Skills
Mortgage Lending, Loans, Loan Origination, Credit, Mortgage Banking, Refinance, FHA, VA loans, USDA, Residential Mortgages, Branch Banking, Real Estate Transactions, FHA financing, Construction Loans, Home Equity Loans, First Time Home Buyers, Residential Homes, Credit Analysis, Mortgage Underwriting
Education
Seattle University 2014 — 2014
Master's Degree, Finance, General
University of Washington 1981 — 1988
Bachelor of Arts, Economics
CMG Financial July 2014 - Present
SWBC Mortgage October 2012 - July 2014
Gibraltar Mortgage October 2011 - October 2012
Network Funding, LP 2010 - 2011
First Texas Home Mortgage February 2010 - November 2010
Skills
FHA, VA loans, Mortgage Banking, USDA, Residential Mortgages, Refinance, Mortgage Lending, Loan Origination, FHA financing, First Time Home Buyers, Loans, Investment Properties, Credit, Non-Conforming, Government Loans
Education
Missouri State University 1980 — 1985
BS in Marketing, Marketiing
CMG Financial 2001 - Present
Pacific Guarantee Mortgage January 1998 - 2001
Hallmark Home Mortgage 1996 - 1998
Associates Financial Services 1995 - 1996
Associates Financial Services 1991 - 1995
Associates Financial Services 1988 - 1991
Skills
Reverse Mortgages, USDA, Loans, FHA, NMLS, VA loans, Underwriting, Loan Servicing, Government Loans, Construction Loans, Refinance, Loan Origination, Credit Analysis, Home Equity Loans, Mortgage Banking, Mortgage Underwriting, Commercial Mortgages, First Time Home Buyers, Real Estate Financing, Residential Mortgages, Credit, Certified Mortgage..., Short Sales, Mortgage Lending, Small Business Lending, Banking, Referrals, Real Estate, Finance, FHA financing, Consumer Lending, Residential Homes, Funding, Investment Properties, 203K, Commercial Lending, Home Equity Lines of..., Loss Mitigation, HUD, Foreclosures, Financial Structuring, Debt Consolidation, Investors, Branch Management, REO, Investments, Real Estate Economics, Mortgage Marketing, Sellers, Insurance
Education
David Douglas High School
Portland State University
CMG Financial August 2014 - Present
Skills
Credit, Mortgage Lending, Refinance, VA loans, Loans, FHA financing, Harp, Home Equity, New Home Purchase, Customer Service, Referral Networking, Pre-approval, First Time Home Buyers, Certified Mortgage..., Finance, Referrals, Government Loans, Mortgage Banking, Residential Homes, Loan Origination, Residential Mortgages, Construction Loans, Reverse Mortgages, VA Loans, FHA Financing, FHA, USDA, Investment Properties, Credit Analysis
Education
The University of Connecticut School of Business 1998 — 2002
Bachelors, Marketing
University of Connecticut 1998 — 2002
BS, Marketing
CMG Financial May 2012 - Present
Home Decorator Fabrics and Accents September 2010 - May 2012
SunTrust Mortgage February 2002 - April 2010
Fleet Mortgage November 1992 - January 2002
Skills
Presidents club sales..., FHA, Mortgage Banking, Sales, Loans, Sales Operations, Mortgage Lending, New Business Development, Sales Management, Strategic Planning, Team Building, Account Management, Marketing, Retail, Credit, Negotiation, Selling, Loan Origination, Real Estate, Cold Calling, Banking, Customer Retention, FHA financing, Refinance, Residential Mortgages, Sales Presentations, USDA, VA loans, Certified Mortgage..., Mortgage Underwriting, FHA Financing
Education
University of Arizona 1987 — 1990
Northern Arizona University 1976 — 1977
CMG Financial October 2014 - Present
Inland Bank and Trust April 2014 - October 2014
CBC National Bank December 2013 - April 2014
Bridgeview Bank Mortgage June 2013 - December 2013
The Federal Savings Bank December 2011 - June 2013
Charter One Bank January 2011 - December 2011
New Day Financial June 2009 - December 2010
HSBC June 1999 - June 2009
Skills
Banking, Consumer Lending, Credit, Credit Analysis, FHA, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, Sales, Certified Mortgage..., FHA financing, VA loans
Education
Illinois State University 1999 — 2003
Bachelor's, Business Administration
CMG Financial November 2014 - Present
New American Funding October 2013 - November 2014
Citi May 2012 - September 2013
Gorman & Gorman Home Loans January 2003 - May 2012
Home Buyers Marketing II, Inc. 2006 - April 2012
Albertson's 1993 - 2002
Skills
Mortgage Lending, Mortgage Banking, Loans, Management, Short Sales, Loan Origination, Marketing, Investment Properties, Real Estate, First Time Home Buyers, Property Management, Residential Mortgages, FHA, Refinance, Competitive Analysis, Vendor Management, Financial Services, CRM, Market Planning, Business Strategy, Investments, Referrals, Email Marketing, Wholesale, Event Planning, Strategic Leadership, Executive Management, Foreclosures, Temporary Placement, Leadership Development, Accountability, Business Development, Leadership, Sales, VA loans, Training, Negotiation, Sales Management, Strategic Visionary, VA Loans, Strategic Planning, Team Building, Credit, Finance, Customer Service, Residential Homes, Banking, Sellers, Credit Analysis, USDA
Education
Southeast Missouri State University 1988 — 1993
BS in Mass Communications and Advertising, minor in Psychology, Advertising / Marketing
Bishop DuBourg 1984 — 1988
High School, General Studies
NFM Lending (formerly NFM, Inc.) March 2015 - Present
Nationstar Mortgage June 2014 - March 2015
CMG Financial June 2013 - May 2014
All Western Mortgage July 2012 - June 2013
Supreme Lending September 2005 - September 2011
GV Processing February 2007 - August 2011
Skills
FHA, CONV, VA, USDA, DPA, Processing, Underwriting, Mortgage Lending, Credit Analysis, Organizational..., Supervisory Experience, First Time Home Buyers, Refinance, Investment Properties, Organizational..., Organizational..., Solution Development, Human Resources, Payroll Services, Regulatory Guidelines, Jumbos, Multi Tasking, Residential Mortgages, Problem Solving, Loans, Mortgage Banking, VA Loans, FHA Financing, Credit, Loan Origination
Education
Walden University 2014 — 2016
Master's Degree, Human Resources Management and Services, 4.0
Walden University 2012 — 2015
Doctor of Philosophy (Ph.D.), Business Administration and Management, General, 3.8
University of Phoenix 2010 — 2012
Master of Science (M.S.), Criminalistics and Criminal Science, 3.70 Summa Cum Laude
Park University 2009 — 2011
Bachelor's Degree (B.S.), Criminal Justice/Law Enforcement Administration, 3.70 Magna Cum Laude
CMG Financial May 2014 - Present
PMI Mortgage Insurance Co. April 2009 - January 2013
CU Funding June 2006 - July 2007
Zino Direct August 2004 - March 2006
Wausau Mortgage September 2002 - June 2004
Skills
Proficient in Agency..., Efficient in Microsoft..., Familiar with servicing..., Mortgage Underwriting, Loss Mitigation, Underwriting, Mortgage Servicing, Mortgage Banking, Loan Origination, Mortgage Lending, Credit, Loans, Loan Servicing, Fraud Detection, Financial Risk, FHA, Residential Mortgages, Banking, Mortgage Insurance, Credit Analysis, Fraud, Finance, Insurance, Default, FHA financing, Refinance, Real Estate, Government Loans, Due Diligence, Investment Properties, VA loans, USDA, Real Estate Financing, Consumer Lending, Credit Risk, Analysis, Risk Management, Portfolio Management, Appraisals, Financial Services, Real Estate Economics, Funding, Securitization, Reverse Mortgages, Home Equity Loans, Mortgage Fraud, Structured Finance, Software Documentation
Education
San Jose City College
Business Administration and Management, General, 3.4
CMG Financial May 2013 - Present
Wells Fargo May 2010 - May 2013
Comerica Bank January 2008 - April 2010
Wachovia (formerly World Savings) August 2006 - January 2008
WORLD SAVINGS April 2005 - August 2006
WORLD SAVINGS November 2003 - April 2005
Skills
Loans, Management, Credit Analysis, Customer Service, Sales, Loss Mitigation, Mortgage Lending, Mortgage Banking, Underwriting, Negotiation, Finance, Credit, Loan Origination, Team Building, Banking, Microsoft Office, Teamwork, Time Management, FHA, Mortgage Servicing, Mortgage Underwriting, Foreclosures, Risk Management, Real Estate, Financial Risk, Residential Mortgages, Refinance, Credit Risk, REO, Investment Properties, Financial Services, Consumer Lending, Leadership
Education
Academy of Our Lady of Guam 1991 — 1994
Guam Community College
CMG Financial April 2014 - Present
Glu Mobile April 2011 - December 2013
Funmobility September 2005 - October 2008
FunMobility, Inc (formerly FunMail) 2004 - 2008
Loyalty Matrix April 2003 - September 2005
amdocs 1997 - 2002
Skills
SQL, Data Warehousing, Cloud Computing, Microsoft SQL Server, Databases, T-SQL, Performance Tuning, SDLC, Requirements Gathering, Unix, Linux, Software Development, SQL Tuning, OLAP, Analysis Services
Education
Tel Aviv University
Bachelor of Science (BS), Computer Science
Plaza Home Mortgage August 2012 - Present
Scripps Health September 2010 - March 2013
CMG Financial December 2006 - August 2007
Ownit Mortgage Solutions June 2001 - December 2006
Skills
Customer Service, Leadership, Training, Organizational..., Healthcare, Human Resources, Coaching, Employee Relations, Marketing, Recruiting, Account Management, Microsoft Office, Team Leadership
Education
Pima Medical Institute-Chula Vista 2007 — 2010
Associates, Respiratory Therapist
San Diego State University-California State University 1992 — 1997
CMG Financial October 2012 - Present
Boyd Lighting November 2007 - August 2012
Diablo Funding Group September 2006 - October 2007
Gateway Bank, F.S.B. 2003 - 2006
Reunion Mortgage, Inc. June 2002 - July 2003
Skills
Microsoft Excel, Mortgage Lending, Customer Service, Sales, Marketing, Finance, Microsoft Office, Banking, Real Estate
Education
Chabot College 2003 — 2009
Business/Finance
San Francisco State University 2001 — 2002
General Education
CMG Financial January 2014 - Present
Icon Residential Lenders/Rushmore Home Loans October 2012 - September 2013
CS Financial September 2011 - October 2012
ClearPoint Funding November 2010 - September 2011
StoneWater Mortgage July 2008 - October 2009
MortgageIT a Subsidiary of Deutsche Bank September 2003 - March 2008
Countrywide Financial Corportation March 2001 - September 2003
Countrywide Financial Corporation September 1997 - February 2001
Countrywide Financial Corporation February 1997 - August 1997
Countrywide Financial Corporation May 1995 - January 1997
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Residential Mortgages, FHA, Refinance, Credit, VA loans, USDA, Mortgage Underwriting, Underwriting, Loss Mitigation, Sales Management, Banking
Education
Occidental College 1982 — 1985
bachelor of arts, American Studies with Economics
CMG Financial September 2013 - Present
Fannie Mae November 1997 - August 2013
Radian (Formerly CMAC) January 1996 - November 1997
GE Capital Mortgage Insurance Company May 1990 - January 1996
GE Capital October 1987 - May 1990
Ernst & Whinney March 1983 - October 1987
Skills
Mortgage Lending, Mortgage Banking, Banking, Loans, Strategy, Due Diligence, Portfolio Management, Mergers & Acquisitions, Business Development, Capital Markets, Financial Services, Analysis, Loss Mitigation, Risk Management, Corporate Finance, Start-ups, Leadership, Valuation, Management, Structured Finance, Finance, Credit, Competitive Analysis, Executive Management, Credit Risk, Financial Modeling, Financial Risk, Financial Analysis, Credit Analysis, Asset Management, Relationship Management, Strategic Partnerships, Loan Origination, Underwriting, Cash Management, Investments, Securitization, Loan Servicing, Mortgage Servicing, Fixed Income, Insurance, Operational Risk..., Residential Mortgages, Securities, Financial Structuring, Operational Risk, Pricing, Enterprise Risk..., Private Equity
Education
Duke University - The Fuqua School of Business 1992 — 1994
MBA, Marketing, Finance, and Operations
Pace University - Lubin School of Business 1978 — 1981
BBA/CPA, Public Accounting
CMG Financial November 2013 - Present
Sierra Pacific Mortgage dba Direct Lenders Mortgage July 2011 - November 2012
CMG Financial September 2006 - May 2011
Skills
FHA, Mortgage Banking, Refinance, Real Estate Transactions, Mortgage Lending, VA loans, Loan Origination, Residential Mortgages, USDA, FHA financing, Certified Mortgage..., Loans, First Time Home Buyers, Reverse Mortgages, Investment Properties, Government Loans
Education
San Diego State University-California State University
CMG Financial August 2014 - Present
Quest Home Loan Center March 2013 - August 2014
Waterstone Mortgage Corporation March 2012 - March 2013
Liberty Mutual Insurance July 2011 - March 2012
America's Mortgage Banc May 2005 - July 2011
Countrywide Full Spectrum Lending 2004 - 2005
Skills
Refinance, Mortgage Lending, FHA, Loans, Mortgage Banking, Customer Service, USDA, Insurance, Residential Mortgages, Finance, VA loans, Real Estate Transactions, Home Equity Loans, Government Loans, Negotiation, Sales, FHA financing, Certified Mortgage..., Investment Properties, Real Estate Financing, Selling, Banking, Mortgage Marketing, First Time Home Buyers, Mortgage Underwriting, Contract Negotiation, Customer Satisfaction, Reverse Mortgages, Credit, Consumer Lending, Home Equity Lines of..., Real Estate Economics, Referrals, Construction Loans, Foreclosures, Customer Relations, Refinancings, Residential Income..., Fannie Mae, USDA Rural Housing, Leadership, Condos, Underwriting, Credit Analysis, Mortgage Servicing, Mortgage, HARP 2.0, Freddie Mac, Jumbo Mortgage, FHA Financing
Education
Lansing Community College 1993 — 1995
CMG Financial November 2013 - Present
Impac Mortgage February 2011 - November 2013
Hyperion Capital Group May 2008 - February 2011
Edgewater Lending Group February 2007 - November 2007
Central Pacific Mortgage February 2005 - 2007
Portland Mortgage Company April 1993 - February 2005
Education
Oregon State University 1988 — 1992
Bachelor of Science (BS), Business Administration
CA Benefit Agents November 2013 - Present
Fremont Bank August 2010 - July 2013
SMG 2008 - 2010
CMG Financial 2005 - 2008
CMG Financial 2003 - 2005
CMG Financial 1999 - 2003
Skills
Insurance, Life Insurance, Health Insurance, Covered CA Specialist, Disability Insurance, Employee Benefits, Group Benefit Plans, Medicare, Mortgage Lending, Sales, Loans, Finance, Loan Origination, FHA, Banking, Marketing, Underwriting, Residential Mortgages, Business Development, Management, Refinance, Selling, Negotiation, Salesforce.com, Cold Calling, New Business Development, Customer Service, Real Estate Financing, Investments, Account Management, Sales Management, Credit, Mortgage Banking, Mortgage Underwriting
Education
San Diego State University-California State University 2000 — 2004
Bachelor of Science, Business Managment
CMG Financial May 2014 - Present
Citrix Systems December 2007 - May 2014
Savage Financial Group January 2007 - December 2007
eFunds January 2006 - January 2007
Skills
Citrix Metaframe, Citrix, Cloud Computing, Virtualization, Cross-functional Team..., VMware, Disaster Recovery, SaaS, Testing, Data Center, Integration, Active Directory, Vendor Management, SharePoint, Information Technology, Salesforce.com, Windows Server, Microsoft SQL Server, SQL, Servers, Project Management, Business Process
Education
Suffolk University 1991 — 1993
Master of Science (M.S.), Finance, General
Northeastern University 1987 — 1991
Bachelor of Science (BS), Management Information Systems, General
Randolph High School 1979 — 1983
CMG Financial June 2015 - Present
Mission Mortgage of Texas, Inc. December 2014 - Present
University Federal Credit Union July 2014 - December 2014
Taylor Morrison October 2012 - June 2014
Citi October 2011 - September 2012
Amplify June 2011 - October 2011
Amplify Credit Union May 2010 - June 2011
PrimeLending June 2008 - May 2010
PrimeLending June 2008 - May 2010
SWBC October 2005 - June 2008
Skills
Sales Operations, Finance, Investment Properties, Leadership, Loans, Management, Marketing Strategy, Mortgage Banking, Mortgage Lending, Mortgage Marketing, New Home Sales, Program Management, Real Estate, Sales, Selling, FHA, Credit, Refinance, First Time Home Buyers
Education
Houston Baptist University - College of Business and Economics 1987 — 1990
Music Education with a minor in Business
CMG Financial February 2014 - Present
Accountemps April 2011 - Present
CE2 Corporation August 2009 - March 2011
Accountemps May 2008 - March 2010
Taleo March 2009 - August 2009
Pacific Coast Seed June 2008 - November 2008
Gary L. Woehl, CPA May 2005 - August 2006
University of the Pacific September 2003 - May 2006
Education
Golden Gate University
M. S, Financial Planning
University of the Pacific
B.S, Business Administration; Accounting
CMG Financial August 2014 - Present
PMAC Lending Services Inc. (acquired Residential Finance) September 2010 - August 2014
SunTrust Mortgage April 2009 - September 2010
Residential Finance Corporation December 2008 - March 2009
Chase 2007 - 2008
Skills
Mortgage Lending, Underwriting, Residential Mortgages, FHA financing, Mortgage Underwriting, Refinance, Credit, Government Loans, Credit Analysis, Managing Workflow, DE, VA LAPP, FHA Financing
Education
Northern Virginia Community College
Associates, Legal Assisting
SunTrust Inc. December 2014 - Present
CMG Financial May 2014 - December 2014
Freddie Mac August 2008 - February 2014
BankUnited January 2008 - August 2008
MJM PPM 2007 - 2008
Access National Mortgage February 2004 - October 2007
Contract Underwriter September 2003 - January 2004
Worldwide Financial Resourses June 2001 - November 2002
AmTrust Bank January 1999 - June 2001
Skills
Underwriting, Mortgage Lending, Mortgage Banking, Loans, Credit, Credit Risk, Risk Management, Loan Origination, Financial Risk, Credit Analysis, Residential Mortgages, Portfolio Management, Mortgage Underwriting, FHA, Banking, Refinance, Financial Analysis, Loss Mitigation, Loan Servicing, Mortgage Servicing
Education
Northern Virginia Community College
Penn State University
Real Estate Education
Marion Technical College
Dolan Foster Enterprises July 2011 - Present
PepsiCo March 2010 - July 2011
Ross Stores November 2009 - April 2010
Stanley Access February 2009 - November 2009
CMG Financial May 2008 - September 2008
Robert Half International September 2004 - May 2008
CMG Mortgage Insurance 2008 - 2008
York International October 1998 - August 2003
Skills
Data Entry, Payroll, ADP Payroll, Invoicing, Accounts Payable, Employee Benefits, Human Resources
Education
Las Positas College
Associate's degree, Business
Freedom Mortgage August 2014 - Present
CMG Financial April 2013 - August 2014
All Western Mortgage, Inc. June 2009 - March 2013
Evofi One November 2006 - May 2009
Key Mortgage, LLC/US Mortgage Source June 2004 - November 2006
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loans, Loan Origination, Residential Mortgages, VA loans, Reverse Mortgages, FHA financing, USDA, Certified Mortgage..., Real Estate, Credit, Residential Homes, Investment Properties, Finance, Underwriting, Government Loans, Real Estate Financing, Mortgage Underwriting, First Time Home Buyers, Credit Analysis, Construction Loans, Funding, REO, Real Estate Economics, Banking, Mortgage Marketing, Financial Structuring, Referrals, Investments, Foreclosures, Investors, Rates, Short Sales, Sales, Real Estate Transactions, Consumer Lending, Selling, HUD, Condos, FHA Financing, VA Loans, Commercial Lending
Education
Pensacola Christian College
Bachelor's degree, Business Administration and Management, General
CMG Financial October 2014 - Present
SunTrust Mortgage January 2012 - December 2013
ManpowerGroup November 2010 - January 2012
Carlton Staffing August 2010 - November 2010
Accountemps May 2009 - January 2010
American Home Mortgage February 2007 - August 2007
Iwayloan, LP March 2003 - November 2006
Genworth Mortgage Insurance December 1997 - February 2003
Republic Security Bank January 1990 - November 1997
Ambassodor Savings and Loan April 1984 - December 1989
Skills
Loans, Mortgage Lending, Credit, Underwriting, Residential Lending..., Finance, Credit Analysis, Mortgage Banking, Real Estate, Due Diligence, Training, Construction Loans
Education
University of Houston 2007 — 2007
Certificate, Paralegal Studies
Palm Beach Atlantic University 1995 — 1996
BS, Management of Human Resources
CMG Financial August 2014 - Present
Shelter Mortgage August 2010 - August 2014
NetMore America, Inc June 2009 - August 2010
Guaranty Bank FSB February 2008 - June 2009
Guaranty Bank FSB April 2003 - February 2008
The Mortgage Professionals March 2001 - April 2003
Steamboat Ski & Resort Corporation 1999 - 2000
Christy Sports/SportStalker 1997 - 1998
Skills
Mortgage Lending, Banking, Loans, Mortgage Banking, Training, Customer Service, FHA, Management, Loan Origination, Residential Mortgages, Credit, Refinance, Financial Risk, Underwriting, Mortgage Servicing, Credit Analysis, Commercial Lending
Education
Linfield College 1991 — 1995
BA, Business
CMG Financial March 2012 - Present
PrimeLending March 2011 - July 2012
Mortgage Consulting - Freelance October 2007 - October 2009
Residential Capital September 2006 - September 2007
Residential Captial July 2003 - September 2006
Skills
Conversationalist, Social Networking..., Salesforce.com, Problem Solving, Mortgage Banking, Residential Mortgages, VA loans, FHA financing, Dreamer, Performance Attribution, Attraction Marketing, Referrals, Sellers, Selling, Mortgage Lending, Online Social Networking, Loans, Investors, Business Development, Real Estate, Foreclosures, Finance, Real Estate Financing, Loan Origination, Real Estate Economics, Credit, Management, Investment Properties, First Time Home Buyers, Underwriting, FHA, Marketing, Refinance, Funding, Leadership, Short Sales, Sales, REO, Residential Homes, Real Estate Transactions, Condos, Single Family Homes, Customer Service, FHA Financing, VA Loans
Education
California State University-San Marcos 2009 — 2011
Communication Theory
Sonoma State University 1999 — 2001
Communication Theory
PrimeLending June 2015 - Present
CMG Financial October 2014 - June 2015
Wells Fargo June 2012 - October 2014
Crescent Processing Company April 2011 - April 2012
SMH Capital October 2007 - April 2009
Merrill Lynch September 2006 - September 2007
Israel A. Englander & Co. June 2005 - August 2006
W.L Tyrrell & Company April 2003 - May 2005
TD Professional Execution July 2000 - March 2003
Skills
Trading, Options, Investments, Equities, Financial Analysis, Series 7, Customer Service, Securities, Derivatives, Capital Markets, Customer Relations, Microsoft Office, Excel, Risk Management, Word, PowerPoint, Research, Strategic Planning, Valuation, Compliance, Budgeting, Financial Markets, Brokerage, Equity Derivatives, Team Building, Corporate Finance, Outlook, Coaching, Mortgage Lending, Residential Mortgages, Finance, Loans, Credit, Sales, Loan Origination, Banking, Mortgage Banking, Refinance, FHA, FHA Financing, VA Loans, Investment Properties, Management, USDA, First Time Home Buyers, Consumer Lending, Government Loans, Financial Services
Education
Saint Peter's University 2003 — 2006
MBA, Finance
LaSalle University 1996 — 2000
Bachelor of Science, Environmental Science
CMG Financial August 2015 - Present
JPMorgan Chase November 2011 - January 2014
Cary Shaw and Associates January 2009 - November 2011
Bankers Securities Corporation August 1984 - January 2007
Stocken, Whatley, Davin & Company February 1976 - June 1983
Skills
Mortgage Lending, Life Insurance, Selling, Loan Servicing, Contract Negotiation, First Time Home Buyers, Residential Homes, Fixed Annuities, FHA, Real Estate, Loans, Insurance, Banking, Condos, Commercial Lending, Health Insurance, Mortgage Marketing, Investments, Retirement Planning, Sales
Education
University of Miami 1971 — 1974
Bachelor's Degree, Finance
Nassau Community College 1971 — 1972
Business Administration
CMG Financial January 2014 - Present
Financial Insurance Group October 2013 - Present
Impac Mortgage August 2013 - December 2013
Pocatello Care and Rehabilitation Center November 2008 - November 2009
Skills
Marketing Communications, Marketing Strategy, Marketing, Product Marketing, Email Marketing, Direct Marketing, Social Media Marketing, Brand Management, Market Research, Market Planning, Advertising, Public Relations, Social Media, Online Marketing, Marketing Research, Lead Generation, Event Planning, Event Management, Brand Development, Business Development, B2B Marketing, New Business Development, Corporate Communications, Media Relations, Marketing Management, Integrated Marketing, B2B, Competitive Analysis, Refinance, Strategic Partnerships
Education
Idaho State University 2006 — 2009
BBA, Marketing
CMG Financial September 2013 - Present
NFM January 2013 - September 2013
NFM July 2009 - January 2013
Prospect Mortgage, LLC September 2008 - July 2009
Fidelity and Trust Mortgage January 2007 - July 2009
Fidelity & Trust Mortgage January 2004 - February 2007
Fidelity & Trust Mortgage January 2003 - January 2004
Fidelity & Trust Mortgage January 2002 - January 2003
Orion International May 2000 - December 2002
Orion International September 1999 - April 2000
Skills
Mortgage Banking, Loans, FHA, Mortgage Lending, Loan Origination, Refinance, Sales Management, Credit Analysis, Residential Mortgages, Capital Markets, Credit, VA loans, Real Estate, Executive Management, Sales, Mortgage Underwriting, Strategy, Portfolio Management, Sellers, USDA, Business Development, Investment Properties, First Time Home Buyers, Mergers & Acquisitions
Education
Gettysburg College 1990 — 1994
Bachelor of Arts (B.A.), Political Science
Georgetown Preparatory School 1986 — 1990
CMG Financial May 2014 - Present
JPMorgan Chase September 2012 - November 2013
Star-Tam Inc. September 2008 - September 2012
Option One Mortgage 1998 - 2007
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, FHA, Loans, Refinance, Residential Mortgages, USDA, Banking, Customer Service, Sales, Financial Analysis, Credit, Credit Analysis, Leadership, Underwriting, Training, Team Building, Sales Management, Negotiation, VA loans
Education
Heald College 1995 — 1997
AAS, Business
Castro Valley High 1993 — 1995
Diploma, Basic/Marketing
Land Home Financial Services January 2014 - Present
CMG Financial May 2012 - December 2013
AmeriFirst Financial, Inc. October 2008 - May 2012
Education
Texas Tech University
Bachelor of Business Administration (B.B.A.), Finance
CMG Financial April 2012 - Present
Sun West Mortgage Corp. September 2011 - February 2012
Direct Mortgage, Corp. November 2007 - October 2011
Gateway Bank 2006 - 2007
Skills
Mortgage Banking, FHA, Banking, Wholesale, Retail, USDA, Mortgage Lending, FHA financing, VA loans, Reverse Mortgages, Wholesale Lending, Certified Mortgage..., Residential Mortgages, Refinance, Loan Origination, Loans, Mortgage Underwriting, Construction Loans, 203K, Non-Conforming, Investments, Real Estate, Investment Properties, Funding, Finance, Debt Consolidation, Credit, Underwriting, Rates, Credit Analysis, Loan Servicing, Financial Structuring, Commercial Lending, Consumer Lending, Loss Mitigation, Real Estate Economics, Real Estate Financing, Commercial Mortgages, Small Business Lending, Mortgage Marketing, Referrals, First Time Home Buyers, Investors, Foreclosures, REO, Mortgage Servicing, VA Loans, FHA Financing
Education
The Ohio State University 1990 — 1993
None, Computer and Information Sciences and Support Services
Communication Federal Credit Union March 2015 - Present
CMG Financial April 2014 - March 2015
IMPAC MORTGAGE January 2013 - March 2014
New York Life/ Mass Mutual March 2010 - August 2012
Bank of Cordell February 2008 - March 2010
Premier Mortgage Funding December 2004 - December 2007
Skills
Loans, Loan Origination, Mortgage Lending, FHA, Mortgage Banking, USDA, Finance, Banking, Refinance, Portfolio Management, Residential Mortgages, Due Diligence, Insurance, Credit Analysis, Managerial Finance, Credit, Financial Analysis, Strategic Financial..., Underwriting, Retirement Planning, Commercial Lending, VA loans, Consumer Lending, Real Estate, FHA Financing, FHLMC, Real Estate Lending, Government Loans, Construction Loans, Mortgage Servicing
Education
Mid-America Christian University 2012 — 2014
Master of Business Administration (M.B.A.), Business Administration and Management, General
Southern Nazarene University 1994 — 1998
B.S., Business Administration
CMG Financial November 2009 - Present
Education
University of Kansas 1983 — 1987
B.A.
MKTG INC April 2015 - Present
Q Drinks March 2013 - April 2015
Q Drinks July 2012 - September 2012
Bay Area Concretes August 2011 - June 2012
Panetta Fruits July 2010 - December 2010
CMG Financial June 2010 - July 2010
MEACHAM OPPENHEIMER INC. April 2010 - May 2010
entertainment works April 2007 - September 2008
Skills
Teamwork, Public Speaking, Excel, Negotiation, Cultural Awareness, Technical Writing, Professional Networking, Microsoft Excel, Business Networking, Creative Strategy, New Business Development, Leadership, Sales, Management, Entrepreneurship, Market Research, Marketing, Public Relations, Customer Service, Microsoft Office, Marketing Strategy
Education
California Polytechnic State University 2008 — 2012
B.S., Agricultural Business; Finance and Property Appraisal
Macquarie University 2010 — 2010
Corporate Finance, Labour Economics
Foothill High School 2004 — 2008
High School Diploma
CMG Financial February 2013 - Present
E. & J. Gallo Winery January 2011 - May 2011
Skills
Employee Relations, Human Resources, Customer Service, PowerPoint, Microsoft Excel
Education
San Joaquin Valley College-Modesto 2011 — 2012
Associate of Science (A.S.), Pharmacy Technician/Assistant, 3.4
Valley Charter High School 2009 — 2011
High School Diploma
CMG Financial October 2013 - Present
IMPAC Home Lending February 2011 - September 2013
Hyperion Capital Group February 2004 - February 2011
First Horizon Home Loans October 1992 - January 2004
Skills
Banking, Risk Management, Customer Service, Microsoft Excel, Microsoft Office, Retail Banking, Change Management, Loans, Project Management, Process Improvement, Strategic Planning, Business Analysis, Microsoft Word, PowerPoint, Operations Management, Team Leadership
Education
Portland State University 1987 — 1992
Bachelor of Science (B.S.), Business Administration and Management, General
CMG Financial January 2014 - Present
Impac Mortgage March 2011 - January 2014
Hyperion Capital Group December 2007 - March 2011
Pacific Northwest Mortgage April 2002 - December 2007
Montecito Bank & Trust August 1993 - April 2002
Skills
Residential Mortgages, Mortgage Banking, Mortgage Lending, Licensing, Compliance, Loan Origination, Internal Audit, NMLS, Federal & State..., Advertising Review, Instructor-led Training, Mortgage Marketing, Operations Management, Fraud Investigations
Education
Santa Barbara City College 1993 — 2001
Accounting and Business/Management
CMG Financial April 2009 - Present
Education
NCTI Paramedic School
National Registry Paramedic
San Diego Miramar College
Associate of Science (A.S.), Fire Science
CMG Financial June 2013 - Present
Wells Fargo Home Mortgage December 2011 - June 2013
First American National Default Outsourcing November 2007 - August 2009
Skills
Mortgage Lending, Loans, Refinance, Credit, FHA, Mortgage Banking, Banking, Residential Mortgages, Loan Origination, Credit Analysis, Underwriting, VA loans, Foreclosures
Education
Tarrant County College
Business Administration, Management and Operations
West Texas A&M University
Business Administration and Management, General