Experience
C Scott Cowell OD Inc   2011 - Present
BancFirst  January 1998 - June 2010
BancFirst  January 1996 - January 1998
BancFirst  January 1995 - January 1996
The Bank of Crescent   January 1989 - January 1995
American Bank & Trust   January 1983 - January 1987

Skills
Microsoft Excel, Contract Negotiation, Training, System Administration, Software Documentation, Crystal Reports, Microsoft Office, Access, Accounts Receivable, Accounts Payable, Microsoft Publisher, Website Updating and...

Education
University of Central Oklahoma - College of Business Administration
BBA, Finance

Society of Human Resource Management
Essentials of HR Management

Meridian Technology Center Stillwater
HR for Small Business

Meridian Technology Center Stillwater, OK
Marketing Magic

Francis Tuttle Vo-Tech
Advanced DOS

Francis Tuttle Vo-Tech
Public Speaking

Meridian Technology
Beginning SQL

Microsoft TechNet
Active Directory Inside Out & Understanding Group Policy

New Horizon
Crystal Reports XI

New Horizon
Active Directory Fundamental

Experience
American Bank & Trust   November 1992 - Present
Grayhawk Homes, Inc  2011 - 2012
franklin templeton tennis tournament   1996 - 1996

Skills
Customer Service, Customer Relations, Financial Analysis, New Business Development, Banking, Consumer Lending, Loans, Underwriting, Mortgage Lending, Sales Management, Collections, Loan Origination, Commercial Lending, Commercial Banking, Credit, Mortgage Banking, Refinance, Credit Analysis

Education
Graduate School of Banking @ University of Wisconsin, Madison   2004 — 2006
Graduate Degree, Banking

St. Ambrose University   1986 — 1990
BA, Business Admin, Minor Economics

Assumption High School   1982 — 1986
B.A. Business Administration, Finance, Minor Economics

assumption HS   1982 — 1986

Experience
White Mile Consulting, LLC   January 2010 - Present
Tennessee Technological University  August 1996 - Present
U.S. Fish and Wildlife Service   May 1993 - Present
Ciphertek Systems, LLC   May 1993 - October 2014
American Bank & Trust   November 1994 - October 2012

Skills
GPS, Spatial Analysis, ArcGIS Server, ArcGIS, GIS, Windows Server, Public Speaking, University Teaching, Computer Hardware, Computer Repair, IT Business Management, ESRI, IT Auditing, Computer Security, IT Management, IT Operations, Private Pilot, Master Scuba Diver, Computers, Computer Network..., Web Mapping, Cartography, ArcMap, Spatial Databases, Geomatics, ArcInfo, Database Design, Data Management, ArcSDE, Databases, Database Admin, Geography, Remote Sensing, Data Collection, Data Mapping, ERDAS Imagine

Education
Tennessee Technological University   1994 — 1995
MBA, Information Systems

Tennessee Technological University   1989 — 1994
Bachelor of Science (BS), Management Information Systems, General

Experience
Bridgeview Bank Mortgage  November 2010 - Present
American Bank & Trust   January 2008 - October 2010
Lewis University  August 2008 - June 2009
Dominican University  August 2007 - June 2008
Troy Middle School- District 30c  July 2001 - June 2005
Mannheim Middle School District 83   July 1995 - June 2001
Hiawatha School District 100   August 1994 - June 1995
Morton West High School District 201   August 1994 - June 1995

Skills
Mortgage Lending,..., Refinance, Loans, FHA, Investments, Finance, Home Equity Loans, Microsoft Excel, PowerPoint, Microsoft Word, Customer Service, Negotiation, Microsoft Office, Research, Budgets, Strategic Planning, VA Loans, Debt Consolidation, Multi-family Investment..., Conventional Financings, Residential Mortgages, Rates, Condo Financing, Cash out refinancing, Jumbo Mortgage, New Construction, Construction Loans, Mortgage Lending, Mortgage Banking, VA loans, Sales, Mortgage Underwriting, Real Estate Financing, Loan Origination, FHA financing

Education
Northern Illinois University   1999 — 2001
Doctor of Education (Ed.D.), Curriculum and Instruction

National Louis University   1995 — 1998
Master's degree, Curriculum and Instruction

Alverno College   1991 — 1994
Bachelor's degree, Mathematics, Social Science, Language Arts

University of Wisconsin-Milwaukee   1988 — 1991
Liberal Arts and Sciences/Liberal Studies

Experience
Ryan & Associates, Inc.   July 2007 - Present
Ryan & Associates, Inc.   July 2007 - Present
Jamberry Nails  December 2014 - Present
American Bank & Trust   2005 - 2007

Skills
Project Estimation, Project Bidding, Pre-construction, Contractors, Construction, Process Scheduler, Plumbing, Contract Negotiation, HVAC, Customer Service, Change Orders, Construction Management, Contract Management, Submittals, Negotiation, Team Building, Value Engineering, Sales Management, Green Building, Renovation, MEP, Cost Control, Supervisory Skills, AutoCAD

Education
Trinity College of Nursing & Health Sciences   1999 — 2001
Diagnostic Radiology Residency Program

Black Hawk College   1996 — 1999

Rock Island High School   1992 — 1996

Experience
American Bank & Trust   April 2015 - Present
American Bank & Trust   January 2015 - April 2015
State Farm Insurance  October 2012 - October 2014
Holiday Inn Express  May 2012 - October 2012
Stratford Inn / Carls Fargo Restaurant   December 2009 - March 2011

Skills
Retail Banking, Banking, Hospitality, Time Management, Customer Satisfaction, Customer Service, Microsoft Office, Front Office, Telephone Skills, Insurance, Sales, Computer Proficiency, Sales Leads, Cold Calling, Email Marketing, Data Entry, Sales Process, Internet Leads, Social Media Blogging, Teller Operations

Education
Kishwaukee College   2011 — 2013

Sycamore High School   2007 — 2011

Experience
Averitt Express  October 2013 - Present
Zija International, Inc.   November 2011 - August 2013
Visiting Angels  January 2012 - February 2013
American Bank & Trust   November 2005 - October 2010

Skills
Banking, Business Management

Education
Tennessee Technological University
B.S., Business Management/Human Resources

Experience
Trinity Industries, Inc.   2014 - Present
Tactical Electronics  2013 - 2014
Oseco  2011 - 2013
Nelson Auto Group  2011 - 2011
Zeeco, Inc.   2006 - 2011
American Bank & Trust   2005 - 2006
Trinity Hospice  2002 - 2005

Skills
PHR, Employee Relations, Policy, Benefits, Payroll, Employee Benefits, FMLA, Health, Compliance, Compensation, Performance Management, Employment Law, Coaching, Interviewing, Workers Compensation, Hiring, Organizational..., Investigations, 401k, HR Policies, Problem Solving, Benefits Administration, Deferred Compensation, Recruiting, Compensation & Benefit, Succession Planning, EEOC, Conflict Resolution, Program Management, Personnel Management, Employee Handbooks, Management, Workforce Planning, Training, Talent Management, College Recruiting, Employee Training, HRIS, COBRA, Employee Engagement, Background Checks, Job Descriptions, Applicant Tracking..., Salary, FLSA, Technical Recruiting, SPHR, New Hire Orientations, Human Resources, Sourcing

Education
Oral Roberts University   1996 — 2000
O/I Comm, Organizational/Interpersonal Communication

Oral Roberts University   1996 — 2000
Bachelor of Arts (B.A.), Organizational and Interpersonal Communication

Experience
Reliant Bank  May 2014 - Present
Proficio Mortgage Ventures, LLC  April 2011 - May 2014
Community First Bank  March 2010 - May 2011
American Bank & Trust   April 2009 - March 2010
RLCA  November 2001 - February 2009
AMCORE Bank  1996 - 2001

Skills
Mortgage Lending, FHA, Refinance, Loans, USDA, Investment Properties, First Time Home Buyers, Residential Homes, Real Estate Transactions, Finance, Referrals, Mortgage Banking, Sellers, Credit, FHA financing, VA Loans, Residential Mortgages, Credit Analysis, Real Estate Financing, Banking, Real Estate, Loan Origination, Government Loans, Sales, Short Sales, Foreclosures

Education
Illinois State University   1991 — 1993
Finance, General

Experience
Bremer Bank  September 2015 - Present
Polka Tots Child Care   January 2008 - June 2015
Deere Employees Credit Union  December 2013 - June 2014
Full Spectrum Lending (Countrywide Home Loans)   July 2007 - January 2008
American Bank & Trust   February 2006 - July 2007
Gap Inc./Old Navy   December 2001 - April 2006
Bebe Bella   August 2003 - August 2004
Gymboree  July 2000 - August 2002

Skills
Sales, Customer Service, Microsoft Office, Public Speaking, Microsoft Excel, Merchandising, Coaching, Social Media, Apparel, Retail, PowerPoint, Childcare, Outlook, Fundraising, Community Outreach, Social Networking, Volunteering, Marketing, Banking, Team Building, Sales Management, Leadership, Training, New Business Development, Inventory Management, Marketing Strategy, Small Business, Management, Event Planning, Credit, Microsoft Word, Loans, Budgets

Education
Western Illinois University   2013 — 2015
General Studies w/ Business Minor, Business, Management, Marketing, and Related Support Services

Eastern Iowa Community College District   2000 — 2009
Associate of Arts (AA), Liberal Arts and Sciences/Liberal Studies, 3.71

Iowa State University   1998 — 2000
Early Childhood Education and Teaching

Experience
Wisdom Adhesives Worldwide   January 2014 - Present
American Bank & Trust   January 2013 - December 2013
American Bank & Trust   June 2008 - January 2013
MidAmerica Bank / National City Bank   April 2007 - May 2008
EFS Bank / MidAmerica Bank   January 2005 - April 2007
EFS Bank  June 2003 - January 2005

Skills
Commercial Banking, Commercial Lending, Small Business Lending, Credit, SBA Financing, Banking, Loans, Finance, Mortgage Banking, Refinance, Loan Origination, Financial Analysis, Mortgage Lending, Credit Risk, Underwriting, Credit Analysis, Accounting, Commercial Mortgages, Financial Modeling, Financial Reporting, Portfolio Management

Education
Northern Illinois University   2008 — 2011
MBA

Simpson College   1999 — 2003
Bachelor of Arts, Management

Experience
TM Logistics  June 2015 - Present
TM Logistics  January 2015 - June 2015
TM Logistics  August 2014 - January 2015
Oxford Township   May 2010 - August 2014
John Deere  December 2013 - March 2014
American Bank & Trust   February 2012 - August 2012

Skills
SAP, Microsoft Word, Leadership, Microsoft Excel, Outlook, Inventory Analysis, Materials Management, Quality Control, SAP ERP

Education
Ashford University   2012 — 2014
Master of Business Administration (M.B.A.), Supply Chain Management

St. Ambrose University   2007 — 2011
Bachelor of Arts (B.A.), English

Experience
Independent Contractor  November 2011 - Present
CSC  October 2006 - November 2011
Schluter Computer Services   January 2002 - February 2006
Holland Technology   May 1998 - December 2001
American Bank & Trust   1979 - 1990

Skills
SAP R/3, Project Implementation, SAP, ERP, ITIL, DoD Secret Clearance, CompTIA Security+..., CompTIA, Security Clearance, Oracle, SAP Implementation, SAP Netweaver, Integration, Security, ABAP, SAP BW, SAP XI, SAP Basis, Enterprise Architecture, Solution Architecture, IT Strategy, Data Migration, Business Intelligence, Requirements Analysis, Business Objects, SD, Business Process Design, Business Analysis, Business Process..., IT Management, PMP, Business Transformation, IDOC, SAP HR

Education
Louisiana State University
BS, Finance

Experience
American Bank & Trust   July 2015 - Present
Guild Mortgage  December 2014 - June 2015
McKim Mortgage Inc   December 2005 - May 2007
GreenPoint Mortgage  November 2003 - December 2005
United Pacific Mortgage  July 2001 - November 2003

Skills
Account Management, Customer Service, Microsoft Office, FHA, Mortgage Lending, Mortgage Banking, Loans, USDA, Underwriting, Finance, Financial Analysis, Marketing, VA Loans

Education
Pierce College   2011 — 2013
Associate of Arts (A.A.)

Thomas Nelson Community College   2008 — 2009
General

East Valley High School   1994 — 1998
Diploma

Experience
GG Technologies   April 1999 - Present
Plastex of Dallas   1979 - 1991
American Bank & Trust   1977 - 1979
IBM  1975 - 1977
Oak Cliff Savings & Loan   1973 - 1975

Skills
Quickbooks, MISys Manufacturing, Swiftpage, QuickBooks Point of Sale, QuickBooks Enterprise, Professional Bookkeeper, QuickBooks Advanced..., QuickBooks Point of..., QuickBooks Enterprise..., Swiftpage Gold Drip..., QuickBooks, Accounting, Bookkeeping, Small Business, Payroll, Accounts Payable, Accounts Receivable, Access, Invoicing, Cash Flow, Sales Tax, Microsoft Excel, Customer Service, Account Reconciliation, Managerial Finance, Tax Returns, Financial Accounting, Payroll Taxes, Financial Reporting, General Ledger, System Administration, Inventory Management, Budgets, Tax Preparation, Tax, Balance, Training, Sales, Management, Retail, Marketing, Finance, Accountants

Education
University of Phoenix   2003 — 2005
Post Graduate Studies, Business Administration

University of North Texas   1970 — 1973
BBA, Banking & Finance

Experience
American Bank & Trust   October 2009 - Present
Wells Fargo Financial  June 2004 - September 2009

Skills
Mortgage Lending, Refinance, FHA, Mortgage, Construction Loans, Loan Origination, Credit, FHA financing, Commercial Lending, Mortgage Banking, Credit Analysis, First Time Home Buyers, Loans, Risk Management, Referrals, Commercial Banking, USDA, Residential Mortgages, Underwriting, Consumer Lending, Government Loans, VA loans, Real Estate, REO, VA Loans

Education
Monmouth College   2001 — 2004
Bachelors Degree, Business, Economics, Math

Experience
American Bank & Trust   May 2015 - Present
Firethorn Property Management   January 2013 - Present
TN Restoration Company   June 2011 - Present
Proserve Residential   March 2003 - November 2012

Skills
Construction, Contract Negotiation, Enthusiasm to learn, Friendly Personality, Kickboxing, Musical Theatre, Paperwork, Public Speaking, Team Building, Strategic Planning, Account Management, Customer Service, Leadership, Marketing, Sales Management, Microsoft Excel, Sales, Budgets, Event Planning, Microsoft Office, Management

Education
Tennessee Technological University
Bachelor of Science (BS), Business Administration and Management, General

Experience
Southeast National Bank  October 2011 - Present
American Bank & Trust   October 2007 - October 2011
THE National Bank  August 2003 - October 2007
C.H. Guernsey & Company   June 1999 - August 2003

Education
St. Ambrose University   2000 — 2002
Master of Accounting, Accounting

Augustana College
BA, Finance

Experience
American Bank & Trust   May 2014 - Present
Republic Mortgage Home Loans  September 2012 - April 2014
American Portfolio Mortgage Corp  April 2011 - September 2012
Lynmar Lending Group   September 2009 - June 2011
West Suburban Bank  April 2009 - August 2009
Shamrock Bancorp   July 2000 - March 2009

Skills
Conventional, VA, FHA, USDA, First Time Home Buyers, Refinance, Mortgage, Reverse Mortgages, Mortgage Lending, Loans, Banking, Mortgage Marketing, Real Estate, Relocation, Investments, Real Estate Transactions, Marketing, Sellers, Mortgage Banking, REO, Program Management, VA loans, FHA financing, Loan Origination, Residential Mortgages, Certified Mortgage..., Commercial Real Estate, Construction Loans, Government Loans, Commercial Mortgages, Credit, Financial Services, Home Equity Loans, Mortgage Underwriting, VA Loans, FHA Financing

Education
Elmhurst College

Experience
College of Saint Benedict/Saint John's University   June 2006 - Present
Infigo LLC   May 2005 - December 2011
M & I Bank  August 2001 - July 2004
National City Bank of Minneapolis  1995 - 2001
American Bank & Trust   1988 - 1995

Skills
Strategic Planning, Experiential Learning, Leadership Development, Business Strategy, Leadership, Public Speaking, Coaching, Team Building, Organizational..., Organizational..., Team Leadership, Customer Service, Fundraising, Non-profits, Social Media, Staff Development, Entrepreneurship, Marketing

Education
University of Minnesota - Carlson School of Management   1989 — 1991
MBA, Strategic Management

College of St. Benedict   1984 — 1988
BA, Management

College of St. Benedict   1984 — 1988
Bachelor of Arts, Management - Organizational Leadership

Saint John's University   1984 — 1988
BA, Management

Ely Memorial High School   1980 — 1984
Diploma

Experience
Triumph Community Bank  March 2015 - Present
Triumph Community Bank  March 2013 - March 2015
Port Byron State Bank   January 2012 - March 2013
American Bank & Trust   July 2010 - September 2011
First Central State Bank  February 2008 - July 2010
First Central State Bank  June 2001 - January 2008

Skills
Organized, Creative Problem Solver, Financial Analysis, Loans, Banking, Underwriting, Credit Analysis, Creative Solutions, Commercial Lending, Small Business Lending, Commercial Banking, Credit Risk, Risk Management

Education
Keller Graduate School of Management of DeVry University   2007 — 2010
Masters, Accounting & Finance

Northwestern College   1998 — 2000
BA, Business Administration

Northwestern College   1996 — 1998
AA, Office Management

Experience
Lake MIchigan Credit Union  May 2015 - Present
American Bank & Trust   May 2014 - April 2015
Republic Mortgage Home Loans  September 2012 - April 2014
Main Street Organization of Realtors   2013 - 2014
American Portfolio Mortgage Corp  March 2011 - September 2012
Lynmar Lending Group, Inc   September 2008 - May 2011
Guaranteed Rate  2005 - September 2008
Prism Mortgage  September 2001 - April 2005
Market Day  September 1992 - May 2001

Skills
Streamline, Life Insurance, FHA, Mortgage Banking, VA loans, Mortgage Lending, Refinance, Underwriting, USDA, REO, Short Sales, Commercial Mortgages, Credit, Construction Loans, FHA financing, Banking, Real Estate Transactions, Reverse Mortgages, Loans, First Time Home Buyers, Certified Mortgage..., Residential Mortgages, Sales, Investment Properties, Residential Homes, Loan Origination, Finance, Real Estate Financing, Government Loans, Foreclosures, Leadership, Mortgage Underwriting, Home Equity Loans, Home Equity Lines of..., Customer Engagement, FHA Financing, VA Loans, Customer Service

Education
College of DuPage   1999 — 2012

Bogan High Scool   1966 — 1968
High Scool, General

Experience
Ally Financial Inc.  January 2014 - Present
MSC Industrial Supply  July 2013 - January 2014
UIL Holdings Corporation  March 2011 - July 2013
Webster Bank  January 2007 - March 2011
American Bank & Trust   February 2006 - January 2007
John Deere  March 2005 - February 2006
Auditors of Public Accounts   January 2001 - February 2005

Skills
Internal Audit, CISA, IT Audit, Financial Audits, Risk Management, Fraud Detection, Audit Reports, Sarbanes-Oxley, Regulatory Compliance, Research, IDEA audit tool, ACL audit tool, Microsoft Office, Risk Assessment, Finance, Sarbanes-Oxley Act, Management, Auditing, Process Improvement, Internal Controls

Education
Central Connecticut State University   1999 — 2003
Bachelor of Science (B.S.), Marketing

Experience
Guaranteed Rate  August 2015 - Present
BBMC Mortgage, LLC   December 2010 - August 2015
American Bank & Trust   November 2008 - December 2010
Mortgage Bancorp Services   July 1994 - October 2008

Skills
Loan officer, FHA financing, Refinance, Jumbo Mortgage, Mortgage Lending, Mortgage Banking, Residential Mortgages, Real Estate Lending, Communication Skills, Customer Service, Problem Solving, Finance, Budget, Goal Oriented, Negotiation, Management, loans, Government Loans, Loans, VA loans, Rates, FHA, Credit, Mortgage Underwriting, Selling, Real Estate Transactions, Construction Loans, Loan Origination, Interest Rates, Sales

Education
San Diego State University   1985 — 1989
Finance, Minor Economics

Experience
Bridgeview Bank Mortgage  May 2012 - November 2013
Integra Mortgage Corp.  July 2011 - May 2012
American Bank & Trust   January 2011 - July 2011

Skills
Mortgage Lending, Residential Mortgages, Mortgage Banking, Refinance, Reverse Mortgages, Mortgage Servicing, Real Estate Financing, New Home Purchase, Jumbo Mortgage, FHA financing, VA loans, Fixed Rate Mortgages, Variable Interest..., HomePath, Credit, Credit Analysis, Debt Management, Debt Restructuring, Customer Service, Encompass, Loan Prospector, Desktop Underwriter, Optimal Blue, Nylex, Velocify, Lead Mailbox, Leads360, Microsoft Office, Microsoft Excel, Microsoft Word, Windows, MS-DOS, FHA, Finance, Loan Origination

Education
Purdue University
Bachelor of Science (B.S.), Financial Planning and Services

Experience
American Bank & Trust   September 2014 - Present
Home Federal Bank  June 2014 - September 2014
Plains Commerce Bank  August 2010 - June 2014
Plains Commerce Bank  September 2009 - August 2010

Skills
Networking, Business Analysis, Agribusiness, Financial Analysis, Leadership, Business Development, New Business..., Commercial Banking, Credit Analysis, Credit

Education
Northern State University   2003 — 2008
Bachelor's degree, Banking and Financial Services

Experience
Wintrust Mortgage  June 2014 - Present
Bridgeview Bank Mortgage  2010 - 2014
American Bank & Trust   2008 - 2010
RJ Financial/Woodfield Planning/Biltmore Financial   1992 - 2008
Hinsdale Federal/Cook County Federal/1st Cook Community Bank   1984 - 1992

Skills
Mortgage Lending, Residential Mortgages, Refinance, Debt Consolidation, Investment Properties, Banking, Home, Referrals, FHA, Mortgage Banking, Loan Origination, Loans, Credit, VA loans, Reverse Mortgages, Construction Loans, First Time Home Buyers, Commercial Mortgages, Real Estate Lending, Real Estate Financing, Real Estate Transactions, Certified Mortgage..., Cash Out Refinance, Divorce Refinance, Home Financing, Home Mortgage, Home Equity Loans, Home purchase Mortgage, Mortgage Refinance, Finance, Real Estate, FHA financing, USDA, Government Loans, Mortgage Underwriting, Home Equity, Investments, Mortgage Marketing, Home Equity Lines of..., Mortgage Servicing, Commercial Lending, Credit Analysis, Underwriting

Education
Northern Illinois University - College of Business   1980 — 1982
Business

NIles West High School   1976 — 1980

Experience
American Bank & Trust   October 2008 - February 2013
Northwest Bank & Trust Company  2003 - 2008
Bank One fka First National Bank of Moline   1994 - 2003

Skills
Banking, Commercial Lending, Investments, Loans, Financial Analysis, Commercial Banking, Credit Analysis, Credit, Finance, Trust Services, Management, Wealth Management

Education
University of Iowa   1997 — 2000
MBA

Iowa State University   1987 — 1991
BBA, Finance

Tipton High School   1984 — 1987

Experience
American Bank & Trust   November 2010 - Present

Skills
Banking, Loans, Credit, Risk Management, Finance, Management, Strategic Planning, Real Estate, Customer Service

Education
University of Illinois at Urbana-Champaign   1972 — 1976
Finance

Experience
Blue Grass Savings Bank   May 2014 - Present
American Bank & Trust   October 2011 - April 2014
Northwest Bank & Trust Company  May 2009 - October 2011
Wells Fargo  June 2004 - March 2009

Skills
Mortgage Lending, Residential Mortgages, Refinance, Home Equity Loans, FHA financing, Home Equity Lines of..., First Time Home Buyers, Real Estate Financing, Investment Properties, Purchasing, Second Home, Credit Reports, Consumer Lending, Lending Compliance, Real Estate, Referrals

Education
Augustana College   2000 — 2004
Bachelor's Degree, Finance & Marketing

Buffalo Grove High School   1996 — 2000

Experience
AT&T  November 1996 - Present
Dobson Communications Corporation  November 2007 - December 2008
Cellular One/ Dobson   1996 - November 2007
Dobson Communications Corporation  November 1996 - October 2007
Dobson Cellular Systems  November 1996 - October 2007
Dobson   November 1996 - October 2007
Chilcutt Direct Marketing   1994 - 1996
Kirkpatrick Banks   1989 - 1994
Kirkpatrick Bank  1989 - 1994
American Bank & Trust   1989 - 1994

Skills
Human Resources, Leadership, Integration, Program Management, Telecommunications, Personnel Management, Management, Vendor Management, Customer Service, Employee Relations, Performance Management, Leadership Development, Strategic Planning

Education
University of Central Oklahoma - College of Business Administration
Bachelor of Business Administration (B.B.A.), Emphasis in Human Resources

Experience
Southeast National Bank  February 2015 - Present
Port Byron State Bank   May 2013 - February 2015
Vizient Manufactring Solutions   May 2012 - November 2012
American Bank & Trust   June 2005 - May 2012
Northwest Bank and Trust Company   January 2004 - July 2005

Skills
Commercial Banking, Loans, Credit, Portfolio Management, Banking, Mortgage Lending, Consumer Lending, Sales, Management, Refinance, Finance, Risk Management, Financial Analysis, Customer Service, FHA, Sales Management, Coaching, Microsoft Office, Event Planning, Public Speaking, Internet Banking, Mobile Banking, Microsoft Excel, Mortgage, Customer Relations, Problem Solving, Excel

Education
Kirkwood Community College   1988 — 1990

Experience
Universal Lending Corporation  July 2015 - Present
PMAC Lending Services Inc.  December 2014 - July 2015
Cobalt Mortgage  July 2014 - December 2014
Guaranteed Rate  September 2012 - July 2014
American Bank & Trust   2010 - 2012

Skills
Residential Mortgages, Finance, Real Estate Economics, Real Estate Transactions, Affordable Housing, Housing Finance, FHA, FHA financing, Loan Origination, Mortgage Banking, Mortgage Lending, Real Estate Financing, Refinance, Residential Homes, Sales, Selling, VA loans, Certified Mortgage..., Construction Loans, Reverse Mortgages, Loans, Real Estate, FHA Financing, VA Loans

Education
Colorado State University   1992 — 1993
CIS

Northern Illinois University   1991 — 1992
Finance, General

Experience
First Midwest Bank  September 2013 - Present
MB Financial Bank  March 2007 - October 2012
American Bank & Trust   2004 - 2007
Fifth Third Bank  1997 - 2003
Pioneer Bank & Trust Co.   1973 - 1983

Skills
Trusts, Wealth Management, Financial Analysis, Estate Planning, Banking, Asset Management, Investment Management, Asset Allocation, Estate Administration, Small Business Lending, Investments, Retirement Planning, Finance, Loans, Wealth Management..., Portfolio Management, Investment Advisory, Charitable Trusts, Financial Services, Investment Trusts, Irrevocable Life..., Revocable Trusts, Special Needs Trusts, Taxation of Trusts, Wills, Inheritance, Estate Tax Planning, Inheritance Tax Planning

Education
DePaul University   1990 — 2000
BA, Finance

Experience
American Bank & Trust   November 2010 - Present
Ebenezer CRC   January 2009 - February 2011
MidAmerica Bank  October 1982 - February 2008

Skills
Microsoft Word, Mortgage Banking, Residential Mortgages, FHA, Unifi, Refinance, Banking, Microsoft Excel, Miser, Calyx Point, VA loans, Customer Service, Risk Management, Portfolio Management, Finance, Financial Risk, Loans, Credit, Mortgage Lending, VA Loans

Education
Dominican University   1991 — 1994
MBA, Finance

Trinity Christian College   1978 — 1982
BA, Math

Experience
First Midwest Bank  December 2012 - Present
Citizens First National Bank  January 2012 - December 2012
American Bank & Trust   June 2007 - December 2011
Old Second National Bank  2001 - 2007

Skills
Wealth Management, Estate Planning, Investments, Guardianship and..., Trust Services, Trust Management, Wealth Management..., Investment Management, Wealth, Banking

Education
Benedictine University   2006 — 2008
BA, Management

Experience
ONB Bank and Trust Company   October 2005 - Present
American Bank & Trust   March 1997 - September 2005

Education
Oklahoma State University   1984 — 1987
B.S., Personnel Management

Experience
University of Iowa Community Credit Union  October 2014 - Present
Advia Credit Union  January 2012 - October 2014
American Bank & Trust   October 2009 - October 2011
Liberty Bank  February 2009 - October 2009
IH Mississippi Valley Cu   April 2006 - December 2008
US Bank  August 2001 - April 2006

Skills
Loans, Portfolio Management, Branch Banking, Banking, Credit, Consumer Lending, Mortgage Lending, Commercial Lending, Loan Origination, Financial Analysis, Underwriting, Customer Service, Financial Services, Sales, Cross Selling

Education
Loras College   1984 — 1988
BA Finance, Finance and Accounting

Experience
American Bank & Trust   June 2008 - Present
American Bank & Trust   2008 - Present
MAF Bancorp, Inc.   2000 - 2008
MidAmerica Bank  1989 - 2007

Skills
Commercial Lending, Commercial Banking, Loans, Underwriting, Credit Analysis, Mortgage Lending, Real Estate Financing, Credit, Loan Origination

Education
DePaul University - Charles H. Kellstadt Graduate School of Business   1991 — 1993
Master of Business Administration (MBA), Finance

University of Illinois at Urbana-Champaign   1985 — 1989
Bachelor of Arts (BA), Economics

Experience
American Bank & Trust   January 2009 - June 2010
Menards  March 2007 - January 2009
Blackhawk Foundry   January 2000 - January 2007
4C Solutions  January 1997 - January 2000

Education
Northern Illinois University   1990 — 1995
Bachelor's, Management, Psychology

Experience
Logistics Firm   February 2008 - Present
Exel Global Logistics  May 2005 - February 2008
American Bank & Trust   June 2003 - August 2004

Education
Northern Illinois University   2001 — 2005
BS, Operations Management and Information Systems

Experience
Peoples Home Equity  November 2013 - Present
Guaranteed Rate  February 2013 - November 2013
Integra Mortgage Corp.  July 2011 - March 2012
American Bank & Trust   January 2011 - July 2011
Allied Home Mortgage  June 2007 - November 2010
First Public Mortgage   August 2006 - June 2007
Allied Home Mortgage  March 2006 - August 2006
First Public Mortgage   August 2004 - March 2006
Argent Mortgage/Ameriquest Mortgage   November 2003 - August 2004
Comcast  July 2000 - September 2003

Skills
Mortgage Lending, Loans, Loan Origination, Credit, FHA, Refinance, Sales Management, Customer Service, Residential Mortgages, Mortgage Banking, Recruiting, Underwriting, VA loans, Sales, Real Estate, Referrals, USDA, Foreclosures

Education
Columbia College
Bachelors Degree, Major Psychology/Business

McHenry County College
Associate of Science Degree

Experience
American Bank & Trust   Credit ManagerWells FargoOctober 2006 - March 2009

Skills
Refinance, Mortgage Lending, Residential Mortgages, FHA, Mortgage Banking, VA loans, Loan Origination, Construction Loans, Home Equity Loans, FHA financing, USDA, Loans

Education
Augustana College   2000 — 2004

Experience
Stifel Financial Corp.  September 2013 - Present
Office of the Chapter 13 Trustee  December 2012 - August 2013
Federal Reserve Bank of San Francisco  November 2011 - June 2012
Stifel Financial Corp.  November 2007 - June 2011
University of Iowa Community Credit Union  July 2006 - August 2007
American Bank & Trust   August 2005 - July 2006

Skills
Excel, Customer Service, Microsoft Office, Word, Access, Outlook, Retail, Lotus Notes, Loans, Bank Reconciliation, Application Processing, Microsoft Excel, Credit Analysis

Education
The University of Iowa, Iowa City IA
B.A, Sociology

Kirkwood Community College
A.A, Community Corrections

Experience
JD Bank  February 2015 - Present
Home Bank  January 2011 - February 2015
Lafayette Power Sports   May 2010 - January 2011
American Bank & Trust   September 2009 - May 2010

Skills
Treasury Management, Online Business..., Remote Deposit Capture, ACH, Bill Pay, Wire Processing, Debit Cards, Merchant Services, Retail Banking, Mobile Banking, Project Management, Vendor Relationship..., Risk Management, Risk Assessment

Education
University of Louisiana at Lafayette   2006 — 2010
Bachelor of Business Administration (B.B.A.), Finance