BNC Mortgage

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BNC Mortgage Employees

Employee
Years
Job
Industry
Dawn Crownover Dawn Crownover Seattle, Washington Details
Dawn Crownover's BNC Mortgage Experience June 2002 - January 2006
Job SR LOAN OFFICER at M&T Bank
Industry Banking
Experience
M&T Bank  July 2011 - Present
BARCLAYS BANK OF LONDON, EQUIFIRST   January 2006 - June 2009
BNC Mortgage   June 2002 - January 2006

Skills
Loans, Mortgage Lending, Credit, Mortgage Banking, FHA, Loan Origination, Refinance, Credit Analysis, Banking, Residential Mortgages, Finance, Jumbo Mortgage, VA LENDING, First Time Home Buyers, Purchasing real estate, Short Sales, Underwriting

Education
University of Notre Dame   1990 — 1992
Master of Business Administration (M.B.A.), Finance, General

The College of Wooster   1984 — 1988
Bachelor of Arts (B.A.), Liberal Arts and Sciences, General Studies and Humanities

Jazmin Casing Jazmin Casing Orange County, California Area Details
Jazmin Casing's BNC Mortgage Experience 2002 - 2002
Job Superb Copywriter/Web Content Developer with Technology Sales Experience looking for new opportunities
Industry Computer Hardware
Experience
Horizon Technology  December 2013 - January 2015
Self-employed  2006 - December 2013
BrandOptimal   May 2013 - September 2013
EnglishMajor.com   May 2011 - August 2011
Capessa.com   September 2008 - March 2009
BNC Mortgage   2002 - 2002

Skills
Solution Selling, Hardware, New Business Development, Enterprise Technology..., High Technology Sales, Account Management, LCD, Hard Drives, Blogging, Social Media Marketing, SEO, Social Networking, Editing, Web Content, E-commerce, Public Relations, Web Analytics, WordPress, Sales, Sales Management, Management

Education
University of Nevada-Las Vegas, William S. Boyd School of Law   2004 — 2006
Juris Doctor, Law

The University of New Mexico School of Law   2003 — 2004
Juris Doctor (J.D.), Law

University of Southern California   1997 — 2001
Bachelor of Arts, English Literature/Creative Writing

Aileen Lin Aileen Lin Orange County, California Area Details
Aileen Lin's BNC Mortgage Experience 2005 - 2006
Job Database Developer/DBA
Industry Health, Wellness and Fitness
Experience
UC Irvine  September 2013 - Present
Sprint  2007 - 2008
New Century Mortgage  2006 - 2007
BNC Mortgage   2005 - 2006
Microsoft Corporation  2000 - 2005

Skills
SQL

Education
University of California, Los Angeles   1993 — 1997
Civil Engineering

Erica Hadley Erica Hadley Greater Boston Area Details
Erica Hadley's BNC Mortgage Experience January 2005 - June 2005
Job Realtor at Coco, Early & Associates
Industry Real Estate
Experience
Coco, Early & Associates   January 2014 - Present
People's United Bank  October 2011 - October 2014
Methuen Cooperative Bank   February 2006 - October 2011
American Home Mortgage  June 2005 - February 2006
BNC Mortgage   January 2005 - June 2005
Eastpointe Mortgage   July 2003 - January 2005

Skills
Real Estate, Real Estate Financing, Real Estate Transactions, Loans, Mortgage Lending, Financial Services, VA loans, Investments, Commercial Lending, Retail Banking, Underwriting, Loan Origination, Commercial Banking, FHA, Customer Service, Credit, Securities, Retirement, Mortgage Banking, Sales, Lines Of Credit, Management

Education
University of Massachusetts Lowell   1998 — 2008
BSBA

Methuen High School   1994 — 1998

Karen Laos Karen Laos Laguna Beach, California Details
Karen Laos's BNC Mortgage Experience February 2002 - June 2003
Job Sr. Collateral Underwriter (Review Appraiser) at JPMorgan Chase & Co.
Industry Financial Services
Experience
JPMorgan Chase & Co.   January 2015 - Present
Real Estate Appraisers / Real Estate Brokers   March 2014 - December 2014
J.P.Morgan Chase   May 2013 - March 2014
Bank of America  June 2007 - March 2013
Old San Juan Real Estate & Loans, Inc.   November 2005 - June 2007
Parker Real Estate Appraisal Services   November 2005 - May 2007
Lehman Brothers  June 2003 - November 2005
BNC Mortgage   February 2002 - June 2003
Fremont Investments and Loans   February 1999 - February 2002
Ameriquest Mortgage  February 1998 - March 1999

Education
University of Louisville
Master of Fine Arts (MFA) and Bachelor of Arts (BA), Theatre and Fine Art

Rafi Ghazarian Rafi Ghazarian Orange County, California Area Details
Rafi Ghazarian's BNC Mortgage Experience 2006 - 2007
Job VP Application Development at Greenlight Loans
Industry Computer Software
Experience
Saddleback Church  March 2015 - Present
Medoxi Software Solutions   June 2011 - Present
Greenlight Loans  June 2014 - March 2015
RPR  2011 - 2012
Private Access, Inc.   April 2008 - June 2011
Lehman Brothers  April 2006 - December 2007
BNC Mortgage   2006 - 2007
Bank of America  September 2005 - April 2006
Finance America  2004 - 2005
FieldCentrix, Inc   1998 - 2004

Skills
SDLC, Enterprise Software, Software Development, Leadership, IT Strategy, SQL, Agile Methodologies, Business Analysis, C#, System Architecture, REST, Enterprise Architecture, Start-ups, ASP.NET, Business Intelligence, ERP, CRM, Data Warehousing, Web Services, XML, Cloud Computing, SOA, Architecture, Web Development, ASP.NET MVC, Data Modeling, Software Architectural..., Software Solution..., MongoDB, Microsoft SQL Server, Azure, Amazon EC2, IT Solutions, CSS Javascript, Web Content Management, CMS, XML Schema, XSLT, Identity Federation, Identity Management, Cryptography, Executive Reporting, Consolidated Reporting, SQL Azure, Windows Azure, Mobile Product..., Business Process

Education
University of California, Irvine   1998 — 2000
Bachelor of Science (BS), Computer and Information Sciences, General

Karen Yeppe Jemaran   1989 — 1992

Jeana Park Jeana Park Washington D.C. Metro Area Details
Jeana Park's BNC Mortgage Experience 2005 - 2007
Job Credit Analyst at CDW
Industry Financial Services
Experience
CDW  January 2008 - Present
BNC Mortgage   2005 - 2007
CFIC Home Mortgage  2004 - 2005
Argent Mortgage Company  2004 - 2005
Alliance Financing Mortgage Corp   2003 - 2004

Skills
Social Networking

Education
University of Illinois at Chicago   1995 — 2000
Bachelor of Science, Statistics and Operations Research

Brian Bliss Brian Bliss Greater Atlanta Area Details
Brian Bliss's BNC Mortgage Experience June 2007 - October 2007
Job Sales Representative at Liberty Mutual
Industry Insurance
Experience
Liberty Mutual Insurance  December 2007 - Present
BNC Mortgage   June 2007 - October 2007
First Horizon National Corporation  February 2007 - May 2007
Mortgage Lenders Network  March 2006 - January 2007
EquiFirst  2002 - 2005

Skills
Underwriting, Accountability, Mortgage Lending, Loans, Sales, Account Management, Customer Service, Sales Management, Marketing, Insurance, Negotiation, Strategic Planning, New Business Development, Business Development, Real Estate, Team Building, Project Management, Budgets, Process Improvement, B2B, Small Business, Finance, Training, Cold Calling, Sales Process, Coaching, Marketing Strategy, Leadership, Banking, Time Management, Employee Benefits, Selling, Property & Casualty..., Networking, Human Resources, Direct Sales, Customer Retention, Salesforce.com, Program Management, Mortgage Banking, Fixed Annuities, Life Insurance, Customer Satisfaction, Management, Term Life Insurance, Sales Presentations, Sales Operations, Disability Insurance, Financial Services, Umbrella Insurance

Education
University of Georgia - Terry College of Business   1996 — 1999
Bachelors in Business Administration, Real Estate & Risk Management

Marist School   1989 — 1996
High School, Economics, History, English

Jennifer A. Ortner Jennifer A. Ortner San Jose, California Details
Jennifer A. Ortner's BNC Mortgage Experience January 2003 - April 2004
Job California Bay Area Loan Officer (NMLS #: 1328625) for LoanStar Home Lending
Industry Marketing and Advertising
Experience
LoanStar Home Lending  April 2015 - Present
Alarys Home Health  July 2013 - October 2014
Dave & Buster's   September 2010 - February 2013
Golden Door Spa at The Boulders Resort   May 2008 - September 2010
Lime Financial  November 2004 - March 2006
EquiFirst  July 2004 - October 2004
Homecomings Financial  April 2004 - June 2004
BNC Mortgage   January 2003 - April 2004
The Seidler Companies  1994 - 1996
Nabisco Biscuit Company  May 1993 - September 1994

Skills
New Business Development, Account Management, Selling, Leadership, Sales, Microsoft Word, Sales Operations, Marketing, Marketing Strategy, Management, Business Development, Sales Process, Event Planning, Sales Management, Strategic Planning

Education
University of Southern California   1989 — 1993
Bachelor of Science, Business Administration / Marketing

Crocker Middle School

Crocker Middle School

David Wu David Wu Greater San Diego Area Details
David Wu's BNC Mortgage Experience January 2007 - October 2007
Job Helping Families Secure Their Financial Futures
Industry Financial Services
Experience
20/20 Financial Advisers, LLC   December 2010 - Present
Ameritas Investment Corp.  December 2010 - Present
Coverking  2009 - 2009
BNC Mortgage   January 2007 - October 2007
Rydek  February 2006 - September 2006
Threshold Interactive  June 2004 - January 2006

Skills
Strategic Financial..., Retirement Planning, Series 7, Financial Advisory, Insurance, Financial Analysis, Investments, Mutual Funds, LUTCF, Wealth Management, Securities, Term Life Insurance, Estate Planning, Online Trading, Asset Management, Long-term Care, IRAs, Roth IRA, 401k, 401k Rollovers, Stocks, ETFs, Tax-advantaged..., 529 Plans, Fixed Annuities, Variable Annuities, Indexed Annuities, Equity Indexed Annuities, Life Insurance, Permanent Life Insurance, Life & Health Insurance..., Irrevocable Life..., Licensed Life Insurance..., Defined Benefit, Personal Financial..., Capital Preservation, Wealth Accumulation..., Wealth Management..., Wealth Preservation..., Intergenerational..., Social Security, Income Protection, Qualified Retirement..., Critical Care, Final Expense Planning, Life Protection, Building Relationships, Charitable Trusts, Disability Income..., Finance

Education
University of Southern California - Marshall School of Business   2008 — 2010
MBA, Entrepreneurship & Finance

University of California, Los Angeles   2000 — 2004
Bachelor of Arts (BA), Economics

Adrian Cox Adrian Cox Baltimore, Maryland Area Details
Adrian Cox's BNC Mortgage Experience 1998 - 2000
Job Owner, CertaPro Painters of Severna Park
Industry Facilities Services
Experience
CertaPro Painters of Severna Park   March 2015 - Present
Independent Contractor, Performance Arts   1983 - Present
Loan Protector Insurance Services, A Willis North America Company  July 2012 - March 2015
Allrisks, Ltd.   December 2009 - April 2012
M Point Mortgage Services   April 2009 - November 2009
Primary Residential Mortgage  May 2008 - April 2009
Indymac Bank  July 2006 - 2007
NovaStar Mortgge   February 2000 - July 2006
Novastar Mortgage Inc  2000 - 2006
BNC Mortgage   1998 - 2000

Skills
REO, bank owned property, lender placed property, mortgage impairment, CPI, lender placed flood, Real Estate investor..., Mortgage Industry, Mortgage Lending, Property, Commercial Real Estate, Residential Homes, Loans, Continuous Improvement, Underwriting, Real Estate Transactions, Insurance, FHA, Mortgage Banking, Asset Management, Banking, Sales, Real Estate, Leadership, Foreclosures, Management, Credit, Financial Services, Risk Management, Commercial Insurance, Finance, Residential Mortgages, Brokers, Loan Origination, Property & Casualty..., Selling, Portfolio Management, Financial Risk, Investments, Executive Management, Property Management

Education
University of Baltimore   1993 — 1995
BS, Business Administration

Edgewood High School   1980 — 1983

Towson University

Angela Snead Angela Snead Portland, Oregon Area Details
Angela Snead's BNC Mortgage Experience August 2006 - August 2007
Job Mortgage professional
Industry Financial Services
Experience
Wells Fargo Home Mortgage  May 2012 - Present
Clayton Services  June 2010 - May 2012
Allstar Limousine and Transportation   November 2007 - June 2010
BNC Mortgage   August 2006 - August 2007
Master Financial  March 2006 - August 2006
People's Choice Home Loan  March 2002 - March 2006
Aames Home Loan  April 1998 - March 2002

Skills
Credit, Loans, Underwriting, Training, Recruiting, Management, Sales, Performance Management, Customer Service, Software Documentation, Mortgage Lending, Mortgage Banking, Loan Origination, Analysis, Loss Mitigation, Team Building, Finance, Risk Management

Education
Portland State University   2012 — 2016
Bachelor of Science (B.S.), Social Psychology, 3.3 GPA

University of Phoenix   2010 — 2012
Associate of Arts (A.A.), Business Administration and Management, General, 3.3 GPA

Cocoa Beach High School   1986 — 1990
HS Diploma

Andrew Cavanaugh Andrew Cavanaugh Greater Los Angeles Area Details
Andrew Cavanaugh's BNC Mortgage Experience 2003 - 2005
Job Underwriter at PennyMac
Industry Banking
Experience
PennyMac  January 2012 - Present
Prospect Mortgage LLC  July 2011 - February 2012
Prospect Mortgage, LLC  August 2010 - July 2011
Bank of America Corporation  December 2009 - August 2010
Liberty Lending, inc.   October 2007 - March 2008
GreenPoint Mortgage  April 2006 - November 2007
BNC Mortgage   2003 - 2005
Homecomings Financial  July 2002 - 2003
Ingram Micro  July 1999 - June 2001
Los Angeles Unified School District  May 1991 - May 1995

Education
WVOC   2009 — 2010
NABCEP, Advanced Photovoltaics

University of Phoenix
Business

Elizabeth Ramirez-Sabo Elizabeth Ramirez-Sabo Reno, Nevada Area Details
Elizabeth Ramirez-Sabo's BNC Mortgage Experience 2007 - 2007
Job Substitute Teacher at Lyon County School District
Industry Human Resources
Experience
BNC Mortgage   2007 - 2007

Education
University of California, Irvine   2000 — 2003
B.A.

Laurice Srichinda Laurice Srichinda Greater Chicago Area Details
Laurice Srichinda's BNC Mortgage Experience 2002 - 2007
Job VP of Servicing
Industry Financial Services
Experience
Fay Servicing  August 2011 - Present
LNR Consultants, Inc.   April 2009 - November 2011
InterBank Mortgage Company  March 2008 - August 2009
Lehman Brothers  2002 - 2007
BNC Mortgage   2002 - 2007

Skills
Sales Management, Sales, Loans, Mortgage Lending, CRM, Strategy, Training, Loan Origination, Credit, Management, Analysis, Banking, Business Strategy, Negotiation, Sales Presentations, B2B, Mortgage Banking, Underwriting, Customer Service, Leadership, Financial Analysis, Residential Mortgages, Refinance, Finance

Education
University of Illinois at Chicago   1998 — 2003

Benet Academy   1993 — 1997

Derek Phelps Derek Phelps Phoenix, Arizona Area Details
Derek Phelps's BNC Mortgage Experience October 2004 - July 2007
Job at Chase Home Lending
Industry Financial Services
Experience
Chase Home Lending  May 2009 - Present
US Mtg Holdings LLC   2007 - 2008
BNC Mortgage   October 2004 - July 2007
American First Mortgage Services   1991 - 1995

Skills
Account Management, Credit, FHA, Customer Service, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Sales, Team Building, Underwriting, Microsoft Excel

Education
University of Oregon   1984 — 1990
Bachelor's degree, Sociology & Business

Sharlene Lindmark Sharlene Lindmark Greater San Diego Area Details
Sharlene Lindmark's BNC Mortgage Experience May 2004 - October 2007
Job at Koroseal Interior Products Group
Industry Design
Experience
Koroseal Interior Products Group  February 2011 - Present
Contract Wallcoverings   March 2008 - February 2011
BNC Mortgage   May 2004 - October 2007

Education
University of San Diego   1979 — 1983

Ron Goedecke Ron Goedecke Houston, Texas Area Details
Ron Goedecke's BNC Mortgage Experience February 2001 - August 2006
Job Marketing Manager at One Source Credit Reporting, LLC
Industry Banking
Experience
One Source Credit Reporting   February 2009 - August 2014
Mortgage Banking Solutions   January 2008 - June 2008
Aurora Loan Services  December 2006 - January 2008
BNC Mortgage   February 2001 - August 2006
Allied Home Mortgage  September 1999 - February 2001
RMIC  1978 - 1983

Skills
Loan Origination, Mortgage Banking, Marketing, Sales, Human Resources, Loans, Teamwork, Credit, Management, FHA, Mortgage Lending, Recruiting, Sales Management, Credit Analysis, Negotiation, New Business Development, Refinance, Residential Mortgages, Banking, Account Management, Risk Management, Real Estate, Team Leadership, Sales Process, Financial Services, Underwriting, Microsoft Word, Marketing Strategy, Strategic Planning, Investment Properties, Customer Service, B2B, Investments, Leadership, Insurance, Credit Risk, Portfolio Management, Business Development, Finance, Financial Analysis, Team Building

Education
University of Houston   1964 — 1969

Julie Urban Julie Urban Orange County, California Area Details
Julie Urban's BNC Mortgage Experience 2007 - 2008
Job Financial Services Professional
Industry Financial Services
Experience
Quality Systems Inc.  January 2008 - Present
Irvine Valley College  2012 - 2012
BNC Mortgage   2007 - 2008
Lehman Brothers Bank  2006 - 2007
Sea Breeze Financial  2006 - 2006
Ditech / GMAC Mortgage   2004 - 2006
Ditech.com  February 2003 - December 2004

Skills
Financial Analysis, Financial Reporting, Account Reconciliation, Finance, Accounting, Variance Analysis, Internal Controls, Auditing, Payroll, Software Documentation, Journal Entries, Project Management, Training, Sarbanes-Oxley, Competitive Analysis, Bank Reconciliation, Invoicing, Loans, PowerPoint, Sales

Education
University of California, Irvine   1989 — 1994

Michael Nagatoshi Michael Nagatoshi Orange County, California Area Details
Michael Nagatoshi's BNC Mortgage Experience January 2006 - March 2007
Job Analyst/Programmer at Southern California University of Health Sciences
Industry Leisure, Travel & Tourism
Experience
Southern California University of Health Sciences  June 2013 - Present
Adventures by Disney  March 2007 - June 2013
delete___   2010 - 2010
BNC Mortgage   January 2006 - March 2007
Johnson Controls  October 2005 - January 2006
Pacific Life Insurance Company  March 1995 - October 2005
Sun America   June 1991 - March 1995
Japan America Theatre   1988 - 1989

Skills
SDLC, C#, ASP.NET, Integration, T-SQL, Visual Basic, Technical Writing, Dreamweaver, Programming, Graphic Design, Visio, Business Analysis, SharePoint, Process Improvement, Agile Methodologies, Software Documentation, Project Management

Education
University of California, Los Angeles   1987 — 1992
BA, English

Channel Islands High School   1984 — 1987

Eric Mickelson Eric Mickelson Orange County, California Area Details
Eric Mickelson's BNC Mortgage Experience April 2000 - August 2006
Job Mortgage Professional
Industry Real Estate
Experience
Wells Fargo Home Mortgage  September 2010 - Present
ResMAE Mortgage Corporation  August 2006 - November 2007
BNC Mortgage   April 2000 - August 2006
Long Beach Mortgage  August 1991 - August 1997

Skills
Real Estate, Loans, Refinance, Mortgage Lending, Underwriting, Credit

Education
Truman State University   1981 — 1984
Business Administration and Management

Eva Santucci Eva Santucci Greater Pittsburgh Area Details
Eva Santucci's BNC Mortgage Experience 2002 - 2007
Job Account Executive at ServiceLink
Industry Banking
Experience
ServiceLink  Manager PRTCoventry Health Care, an Aetna Company2008 - 2009
Washington Mutual  February 2008 - April 2008
BNC Mortgage   2002 - 2007
Mellon Financial  1996 - 2002

Skills
Banking, Customer Service

Education
University of Pittsburgh   1996 — 1997

Bert Vasquez Bert Vasquez Greater Los Angeles Area Details
Bert Vasquez's BNC Mortgage Experience 1996 - 2007
Job VP/Servicing and Operations Valuation QC at Bank of America
Industry Financial Services
Experience
Bank of America  November 2008 - Present
BNC Mortgage LLC, A Lehman Brothers Company   1996 - 2007
BNC Mortgage   1996 - 2007

Skills
Mortgage Lending, Loans, Credit, Loan Origination, FHA, Loss Mitigation, Banking, Refinance, Residential Mortgages, Risk Management

Education
University of Phoenix   2007 — 2009

University of Southern California   1983 — 1985

East Los Angeles College   1980 — 1982

Charles McClafferty Charles McClafferty Greater Detroit Area Details
Charles McClafferty's BNC Mortgage Experience September 2000 - July 2007
Job Loan Production Office Manager NMLS ID 451102
Industry Banking
Experience
Talmer Bank and Trust  February 2014 - Present
Wells Fargo Home Mortgage  January 2011 - February 2014
Michigan Mutual, Inc.   September 2008 - February 2011
Lehman Brothers Bank  July 2007 - March 2008
Lehman Brothers  2007 - 2008
BNC Mortgage   September 2000 - July 2007
BNC Mortgage - A Lehman Brothers Company  2000 - 2007
Chase Home Finance  1996 - 1998

Education
University of Michigan-Dearborn   1983 — 1987

Janice M. Owen Janice M. Owen Dallas/Fort Worth Area Details
Janice M. Owen's BNC Mortgage Experience May 2003 - August 2007
Job Resolutions and Receiverships Specialist at FDIC
Industry Banking
Experience
FDIC  June 2010 - Present
Micah Mortgage Company   October 2009 - June 2010
Kelly Financial Resources  March 2009 - April 2009
Merrill Lynch Home Loan Services   June 2008 - October 2008
BNC Mortgage   May 2003 - August 2007
Island Creek Mortgage Corporation   January 2001 - May 2003

Skills
Loans, Credit, Underwriting, Banking, Portfolio Management, Real Estate, Risk Management, Due Diligence, Mortgage Banking, Mortgage Lending, Loan Origination, Asset, Microsoft Excel, Mortgage Underwriting, Customer Service, Loss Mitigation, Loan Servicing, Financial Analysis, Credit Analysis

Education
University of Massachusetts, Amherst
Bachelor of Arts (B.A.), Communication

Kathy Semon Kathy Semon Dallas, Texas Details
Kathy Semon's BNC Mortgage Experience January 2000 - July 2006
Job Sr. Compliance Analyst at Nationstar Mortgage
Industry Financial Services
Experience
Nationstar Mortgage  January 2015 - Present
CCS Medical  2012 - 2014
CCS Medical  January 2012 - June 2012
Gentiva Health Services  2008 - 2012
BNC Mortgage   January 2000 - July 2006

Skills
Project Management, Project Coordination, Manage Client..., Vendor Management, Financial Reporting, Customer Service, Microsoft Office, Accounts Payable, CRM, Data Tracking, Microsoft Excel, Outlook, Franklin Covey..., Comp TIA Project..., Telecommunications, WAN, Analysis, MPLS, Visio, Process Improvement, Mobile Devices, Software Documentation, Accounting, Wireless, Management, Networking, Account Reconciliation, Contract Negotiation, Strategic Planning, Budgets, Account Management, Invoicing, Databases, Leadership, Team Building, Banking, Auditing, Retail, Policy, Employee Relations, Compliance

Education
The University of Texas at Dallas
Bachelor of Arts (B.A.), Business Administration and Management

Brandon Fossey Brandon Fossey Greater Denver Area Details
Brandon Fossey's BNC Mortgage Experience January 2005 - February 2006
Job President at Platinum Residential Services
Industry Financial Services
Experience
Platinum Residential Services   October 2007 - Present
Fieldstone Mortgage Company  February 2006 - July 2007
BNC Mortgage   January 2005 - February 2006

Education
University of Colorado Denver   1990 — 1992
2yrs Completed, Business Administration

Rhene Cruz Rhene Cruz San Francisco Bay Area Details
Rhene Cruz's BNC Mortgage Experience 2004 - 2007
Job Account Executive
Industry Marketing and Advertising
Experience
Wachovia Bank/ Wells Fargo Bank   October 2009 - Present
Ricky Cruz Carpet Service Inc   January 1990 - September 2010
Wachovia, A Wells Fargo Company  October 2009 - April 2010
Alliance Bancorp  October 2009 - April 2010
The Salinas Californian/ Gannett Co, Inc   August 2008 - October 2009
BNC Mortgage, Inc/ Lehman Bros   July 2004 - August 2007
BNC MROTGAGE   2004 - 2007
BNC Mortgage   2004 - 2007
Alliance Bancorp  2002 - 2004
Conklin Bros of   January 1999 - January 2002

Education
University of Phoenix   2010 — 2012
BA, Marketing

Heald Business College
Accounting Specialist

Wayne's Beauty College

CARMEN Y. (Formerly MAY) WILLIAMS CARMEN Y. (Formerly MAY) WILLIAMS Las Vegas, Nevada Details
CARMEN Y. (Formerly MAY) WILLIAMS's BNC Mortgage Experience June 2002 - August 2006
Job Sales Professional
Industry Financial Services
Experience
K Force  June 2012 - February 2013
Aerotek Commercial Staffing  April 2011 - February 2012
Plus Credit Union   May 2008 - July 2010
Alliance Mortgage  September 2006 - May 2008
BNC Mortgage   June 2002 - August 2006
Wells Fargo  September 1997 - June 2002

Skills
Fanny Mae, Freddie..., Underwiting., Proficient in..., Superb customer service..., Qualilty..., Manager and team leader..., Underwrite mortgage,..., Proficient...

Education
University of Phoenix   2004 — 2008
Bachelor's of Science, Businessl Administation

bob zweig bob zweig Orange, California Details
bob zweig's BNC Mortgage Experience December 1996 - August 2007
Job Broker Associate at Epic Solutions Inc
Industry Commercial Real Estate
Experience
Epic Solutions Inc   2009 - Present
fransen and molinaro   January 2009 - March 2010
BNC Mortgage   December 1996 - August 2007
BNC Mortgage (A Lehman Brothers Company)   1996 - 2007

Skills
Real Estate, Mortgage Lending, Investment Properties, Loans, Mortgage Banking, FHA, Refinance, REO, Loan Origination, First Time Home Buyers, Real Estate Transactions, Real Estate Financing, Residential Mortgages, Short Sales, Real Estate Economics

Education
USC   1967 — 1973
MBA, Finance/ Real Estate

Ramona High School, Riverside, CA   1964 — 1967
BS USC 1971, Business/ Finance

Sandra Takes Sandra Takes Hazel Park, Michigan Details
Sandra Takes's BNC Mortgage Experience 2000 - 2002
Job Mortgage underwriting, Processing, and Production/Clerical
Industry Financial Services
Experience
JPMorgan Chase  November 2011 - December 2013
Flagstar Bank  July 2010 - October 2011
Flagstar Bank  May 2008 - June 2010
Creative Mortgage Lending   January 2006 - August 2007
FMF Capital  September 2003 - November 2005
First Equity Funding   May 2002 - September 2003
BNC Mortgage   2000 - 2002
First Mortgage America   1991 - 1993

Skills
Mortgage Lending, Underwriting, Mortgage Banking, Residential Mortgages, Credit, Loans, Mortgage Underwriting, FHA, Loan Origination, Refinance

Education
University of Detroit Mercy   1996 — 1998
Credits earned toward Bachlors degree, Business Administration and Management, General

Oakland Community College   1990 — 1995
Associates - Business Administration, Accounting and Business/Management

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