Experience
BNC National Bank   December 2014 - Present
Pulaski Bank  March 2012 - December 2013
Various Companies  September 2010 - January 2012
Amazing Rocks and Jewelry   July 2008 - July 2010
Peoples Bank  April 2005 - June 2008
North American Savings Bank  March 2004 - March 2005

Skills
Accounts Payable, Team Management, Customer Service, Microsoft Office, Loans, Title Insurance, Banking, Credit Analysis, Mortgage Lending, Sales Management, Document Analysis, Organization, Contract Management, Problem Solving, Multi Tasking, Appointment Scheduling, Job Scheduling, Crew Scheduling, Balance Sheet Review, Trial Balance, Retail Sales, Communication Skills, Close Attention to..., Vendor Management, Financial Services, Mortgage Banking, New Business Development, Qualifying Candidates, Operational Streamlining, Guidance Compliance, Documentation, Team Training, Attention to Detail, Client Rapport, FHA, Loan Origination, Credit, Underwriting, Sales, Real Estate, Refinance

Education
Johnson County Community College
Business/Law

Shawnee Mission Northwest
Fashion/Spanish

Experience
BNC National Bank   September 2011 - Present
Image Printing, Inc.   July 1994 - September 2011

Skills
Sales, New Business Development, Strategic Planning, Account Management, Advertising, Marketing, Project Planning, Marketing Strategy, Marketing Communications, Retail Banking, Commercial Banking, Mortgage Banking, Internet Banking, Finacial Management, Small Business, Business Development, Offset Printing, Management, Sales Management, Leadership, Customer Service, Public Speaking, Public Relations

Education
Minnesota State University, Moorhead   2000 — 2003
Marketing

Bismarck High School   1984 — 1988
Diploma

Experience
Desjardins Groupe d'assurances générales   September 2015 - Present
Desjardins Groupe d'assurances générales   May 2015 - August 2015
Desjardins Groupe d'assurances générales   January 2015 - May 2015
Desjardins General Insurance Group  November 2010 - December 2014
BNC National Bank   September 2010 - November 2010
BNP Paribas  July 2007 - June 2010
BNP Paribas  January 2004 - July 2007
Barilla  June 1998 - December 2003

Skills
Service client, Management, Assurance, Gestion des performances, Coaching

Education
   2010 — 2010
English Intensive Program

Cours Desjardins   2010 — 2010
Permis de représentant en assurance de dommage des particuliers reconnu par l'AMF

ESC Marne-La-Vallée   1994 — 1997
Ecole de commerce, Affaires internationales

   1996 — 1996
Administration des Affaires

Experience
Central Bank of the Midwest  August 2015 - Present
UMB Bank  July 2014 - July 2015
BNC National Bank   June 2012 - July 2014
GMAC ResCap  February 2010 - June 2012

Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Loan Origination, Refinance, Residential Mortgages, FHA

Education
Hawkeye Community College   2000 — 2002
Associate of Arts (A.A.), Graphic Communications

Charles City High School   1996 — 2000

Experience
Blackhawk Bank& Trust  August 2013 - Present
Endo Pharmaceuticals  November 2012 - February 2013
Primary Residential Mortgage fka/ Allied Home Mortgage   October 2008 - November 2012
BNC National Bank   June 2003 - October 2008

Skills
Microsoft Excel Expert, Advanced Statistical..., Managerial Accounting, Managerial Finance, Operations Management, IT Management, Product Marketing, Business Strategy, Forecasting, Time Series Analysis, Hypothesis Testing, Lead Generation, Team Leadership, Sales Management, Financial Risk, Mortgage Lending, Underwriting, Key Performance..., Pharmaceutical Sales, Managed Care, Business to Business..., Outside Sales, Recruiting, CRM, Sales, Management, Direct Sales, Marketing, New Business Development, Training, Management Accounting, Banking, Leadership

Education
Georgia College and State University   2010 — 2012
Master of Business Administration (MBA), MBA, Economics and Finance, 3.9 / 4.0

Augustana College   1999 — 2003
Bachelor of Arts, Public Administration, 3.24 / 4.0

Experience
Bridgewater Bank  Vice President - Commercial RETCF BankJanuary 2013 - November 2014
BNC National Bank   January 2011 - February 2013
Assured Financial   2000 - 2010
National City Bank  1998 - 2001
TCF Bank  1988 - 1998
Newcombe & Hanson   1984 - 1988

Skills
Real Estate Economics, Investment Properties, Real Estate, Foreclosures, Banking, Finance, Mortgage Lending, Real Estate Transactions, Real Estate Financing, Loans, Sales, Loan Modifications, Residential Mortgages, Commercial Mortgages, VA loans, Commercial Lending, Appraisals, Financial Analysis, USDA

Education
St Cloud State University   1980 — 1984
BS, Real Estate

North Hennepin Community College   1979 — 1980
AA, Architectural Technology

Experience
Gateway Funding  October 2014 - Present
UMB Bank  August 2013 - September 2014
State Farm Insurance  February 2011 - August 2013
BNC National Bank   March 2010 - February 2011
Bank of America/ Countrywide Home Loans  May 2007 - August 2009
State Farm  May 2003 - May 2007

Skills
Motorcycle, Underwriting, RV, Property & Casualty..., Insurance, Customer Service, Team Building, Management, Banking, New Business Development, Mortgage Lending, Loans, Negotiation, Real Estate, CRM, Finance, Refinance, Leadership, Portfolio Management, Customer Satisfaction, Account Management, Sales, Risk Management, Health Insurance, Project Planning, Customer Retention, Life Insurance, Small Business, General Insurance, Workers Compensation, Residential Homes, Term Life Insurance, Selling, Training, Employee Benefits, Retirement Planning, Cold Calling, Fixed Annuities, Sales Management, Commercial Insurance, Claim, Credit

Education
DeVry University-Illinois   2013 — 2015
Computer Information Science, Bachelor of Science in Techinical Management, Business Information Systems Concentration, Management

Vatterott College   2005 — 2008
Computer Technology, Computer Programming, Specific Applications

Central Missouri State University   1999 — 2004
Business Administration, Management and Operations

Experience
Loan Simple, Inc  January 2015 - Present
Professional Recruitment Systems   December 2013 - Present
BNC National Bank   January 2014 - October 2014
NRL Mortgage  August 2013 - December 2013
The Leukemia & Lymphoma Society  February 2013 - December 2013
The Leukemia & Lymphoma Society  2010 - December 2013
The Executive Team at LendSmart Mortgage   May 2013 - August 2013
Live 2 B Healthy Senior Fitness  April 2011 - April 2013
Wells Fargo Home Mortgage  April 2009 - June 2011
Business Network International -Connections Chapter   January 2007 - March 2009

Skills
Professional Networking, Sales Management, Innovative Problem..., Account Management, Business Strategy, Team Building, Contract Negotiation, New Business Development, Organizational..., Strategic Planning, Real Estate, Problem Solving, Ideation Futuristic..., Business Communications, Negotiation, Sales, Public Speaking, Entrepreneurship, Business Networking, Business Development, Social Media Marketing, Small Business, Start-ups, Selling, Strategy, Program Management, Marketing, Strategic Partnerships, Customer Service, Business Planning, Recruiting, Analysis, Management, Marketing Strategy, Training, Integrity, Interviews, Coaching, Time Management, Executive Management, Online Marketing, Leadership Development, Customer Satisfaction, CRM, Sales Process, Team Leadership, B2B, Lead Generation, Networking, Public Relations

Education
Defense Language Institute Presidio of Monterey   1988 — 1989
Summa Cum Laude Graduate, Russian Language

Minneapolis Community and Technical College
AA, Business

University of Minnesota-Twin Cities

Experience
Credit Law Center   June 2014 - Present
BNC National Bank   February 2011 - June 2014
DoveExpress Inc   July 1999 - February 2012
HSBC  1996 - 1999

Skills
Customer Service, Transportation, Logistics, Microsoft Office, Sales, Freight, Operations Management, Contract Negotiation, Real Estate, Event Planning, Loans, Mortgage Lending, Credit, Refinance, FHA, Investment Properties

Education
Longview Community College

Experience
Bank of the Cascades  August 2014 - Present
Bank of the Cascades  May 2012 - August 2014
BNC National Bank   August 2010 - April 2012
United States Property & Fiscal Office  January 2010 - August 2010
Cornerstone Bank ND  August 2008 - December 2009
Cornerstone Bank ND  November 2006 - August 2008

Skills
Banking, Commercial Banking, Loans, Credit, Credit Analysis, Financial Analysis

Education
North Dakota State University   2001 — 2006
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Experience
BNC National Bank   2004 - 2011
Performance Audio  2001 - 2004
WPST Inc. Division of Canfield Companies   2000 - 2001
MSI/Protech   1996 - 2000
Anderson Broadcasting Company   1990 - 1996

Skills
CCNP, CCNP Security, CCNP Voice, CCDP, CTP+, CompTIA A+ Certification, CompTIA Network+, CompTIA Security+, CompTIA Server+, CCNA, CCDA, CCNA Wireless, JNCIA, CCENT, CCNA Voice, ITIL v3 Certified, Compliance, HIPAA, SOX, GLBA, PCI/DSS, Virtualization, Continuous Improvement, Network Security, Process Improvement, ITIL Process..., Thought Leadership, Disaster Recovery, IT Management, IT Operations, Business Continuity, Incident Management, VoIP, FCC License, Cisco Certified, CompTIA, Sarbanes-Oxley Act, Active Directory, Networking, Troubleshooting, Integration, Cisco Technologies, Firewalls, Network Architecture, Windows Server, Data Center, WAN, System Administration, VMware, ITIL Certified

Education
North Dakota State University

Century High School   1989 — 1992

Experience
North Dakota State University  December 2013 - Present
BNC National Bank   August 2004 - December 2013

Skills
Leadership

Education
North Dakota State University   1974 — 1978
Bachelor's Degree, Business Administration and Management, General

Experience
BNC National Bank   June 2010 - Present
Robert Half Finance & Accounting  October 2008 - May 2010
Uranium Resources Inc  January 2008 - August 2008
Republic Services Inc  July 2002 - November 2007
Deffenbaugh Industries  May 1997 - June 2002

Skills
Kronos, Human Resources, Payroll, ADP ezLaborManager, ADP Payroll, Sales, Training, Customer Service, Microsoft Excel, Time Management, Employee Benefits, Employee Relations, Microsoft Office, Recruiting, Public Speaking, Process Improvement, Talent Acquisition, Management, Budgets, Invoicing, Coaching, Sales Management, Benefits Administration, Leadership, Strategic Planning, Negotiation, Team Building, Applicant Tracking..., Account Management, Microsoft Word

Education
Johnson County Community College   1992 — 1993

Emporia State University   1991 — 1992
Biology

Experience
Bank of North Dakota  December 2014 - Present
BNC National Bank   January 2013 - December 2014
Starion Financial  April 2008 - January 2013
Starion Financial  April 2006 - April 2008
Starion Financial  January 2005 - April 2006
Cross Country Courier  June 2003 - October 2004
North Dakota Concrete Products   April 2001 - May 2003

Skills
Banking, Microsoft Office, Microsoft Excel, Risk Management, Financial Analysis, Credit, Customer Service, Project Management, Change Management, Business Analysis, Strategic Planning, Microsoft Word, Loans, PowerPoint, Accounting, Transportation, Manufacturing, Finance, Commercial Lending, Small Business Lending, Commercial Banking

Education
Minot State University   1991 — 1994
Bachelor of Science (B.S.), Accounting

Experience
Primary Residential Mortgage  October 2011 - Present
BNC National Bank   November 2008 - October 2011
Top Mortgage   August 2006 - November 2008

Skills
Processing, Compliance Management, VA, FHA, Conventional, Process Management, Loans, Credit, VA loans, Mortgage Lending, FHA financing, Investment Properties, Referrals, Real Estate Transactions, Mortgage Marketing, First Time Home Buyers, Underwriting, Mortgage Banking, USDA, VA Loans, Residential Mortgages, Refinance, Loan Origination, Real Estate

Education
Johnson County Community College

Kansas State University

Experience
Certified Credit Experts a division of Addleman Law Firm   November 2009 - Present
BNC National Bank   2007 - March 2011
Equipoint   January 2002 - March 2007
Concord Mortgage  April 2002 - February 2005

Skills
Credit, USA PATRIOT Act, Loans, Loss Mitigation, FCRA, FDCPA, FACTA, Debt, Foreclosures, Short Sales, Mortgage, Bankruptcy, Real Estate, Credit Risk, Financial Analysis, Mortgage Lending, Loan Origination, FHA, Credit Scoring, Management, Mortgage Banking, Credit Cards, Leadership, Sales, Finance, Small Business, Refinance, Credit Analysis, Insurance, FHA financing, Residential Mortgages, Consumer Lending, Real Estate Financing, Commercial Lending, Underwriting, Banking, Investment Properties, Funding, Loan Servicing, Reverse Mortgages, Small Business Lending, Investments, Financial Structuring, Real Estate Economics, Commercial Banking, Referrals, USDA, Commercial Mortgages, Portfolio Management, Debt Settlement

Education
Longview Community College   1995 — 2001

Experience
Morgan Stanley  July 2013 - Present
BNC National Bank   September 2011 - July 2013
RBC Royal Bank  January 2010 - August 2011
Banalogic Corp.   June 2010 - December 2010
Digital Rapids Corp   November 2008 - March 2009
Dundee Securities  April 2008 - September 2008
Compuware Corporation  March 2003 - April 2008
SCII.net, La Société Générale   August 2001 - March 2003
GemPlus Canada Inc., Montreal   August 2000 - June 2001
Bell ActiMedia, Montreal   June 1998 - August 2000

Skills
Hibernate, JUnit, UML, Java, AJAX, SQL, JavaScript, Linux, Application Development, Eclipse, EJB, J2EE, Web Services, Tomcat, Spring, Struts, XML, JSP, Agile, TDD, Integration, Websphere, Weblogic, Ant, Architecture, jQuery, HTML, SOAP, SDLC, MySQL, SOA, Unix, JSF, DB2, JDBC, Subversion, CVS, C++, JAXB, XSL, Servlets, JMS, Design Patterns, SQL Server, Maven, Databases, XSLT, Java Enterprise Edition, Agile Methodologies, WebSphere Application...

Education
Bauman Moscow State Technical University   1985 — 1991
Honours degree in electrical engineering, Automatic Control Systems

Experience
Assurances André Dubois   June 2008 - Present
BNC National Bank   2002 - 2008
bnc  1998 - 2002

Skills
Fiscalité, Règlement de succession, Finance, Analyse financière, Planification de la...

Education
Université de Sherbrooke   2005 — 2010
D.Fisc, Fiscalité

McGill University   1996 — 2000
B.com, Finances

Cégep St-Jean-sur-Richelieu
Dec, Sciences pures

Marcellin Champagnat

Experience
BNC National Bank   July 2015 - August 2015
Vivint  March 2014 - September 2014
Tilly's  November 2013 - January 2014
Betty's Nosh   May 2013 - August 2013
Fry's Food and Drug  March 2011 - October 2012

Skills
Customer Service, Microsoft Office, Microsoft Word, PowerPoint, Facebook, Teamwork, Social Networking, Retail, Microsoft Excel

Education
Arizona State University   2012 — 2016
Business/Communication

Experience
Farm Bureau Financial Services  March 2015 - Present
Thrivent Financial  October 2013 - December 2014
BNC National Bank   August 2012 - 2013
Bank of the West  December 2005 - August 2012
Commercial Federal Bank  November 2000 - December 2005

Skills
Property & Casualty..., Life Insurance, Term Life Insurance, Whole Life, Business Owners..., Farm & Ranch Insurance, Crop Insurance, Finance, Fixed Annuities, Variable Annuities, Indexed Annuities, Long Term Care Insurance, Medicare Supplements, Mutual Funds, Insurance, Refinance, FHA, Mortgage Lending, VA loans, Loans, Mortgage Banking, Investment Properties, Banking, Loan Origination, First Time Home Buyers, Residential Mortgages, Credit, USDA, FHA financing, Government Loans, Rural Development, Construction Loans, Sales, Bridge Loans, Loan Closings, Residential Homes, Teaching, VA Loans

Education
Mile-Hi College of Court Reporting
Court Reporting

Morningside College
Elementary Education

Experience
House Wife  May 2013 - Present
BNC National Bank   April 2011 - May 2013
National Bank of Arizona  2008 - April 2011
Mohave State Bank  2005 - 2008

Skills
Loans, Commercial Lending, Commercial Banking, Small Business Lending, Banking, Consumer Lending

Education
Los Angeles Pierce College   1995 — 1998
Psychology

Experience
Bell  2013 - 2015
Morgan Stanley Wealth Management  September 2013 - 2013
BNC National Bank   November 2011 - August 2012
IBM  April 2010 - November 2011
CGI  1999 - 2009
CGI, Montreal   1995 - 2009

Skills
PMP, PMO, Management, IT Management, Project Management, Project Delivery, Team Leadership, Project Planning, MS Project, Disaster Recovery, Change Management, IT Strategy, DES, Infrastructure, IT Service Management, Analysis

Education
Dawson College   1971 — 1974
Certificate

Father Mac

Experience
BNC National Bank   April 2015 - Present
Casino Arizona  May 2012 - March 2015
University of Arizona College of Medicine - Phoenix  March 2009 - May 2012
Enterprise Bank (Enterprise Bancorp)   November 2005 - December 2008

Skills
Internal Controls, General Ledger, Accounting, Budgets, Financial Reporting, Account Reconciliation, Casino, GAAP, Financial Accounting, Financial Analysis, Fixed Assets, Forecasting, Financial Statements, Accruals, Microsoft Excel, Customer Service, Microsoft Word, Auditing

Education
Keller Graduate School of Management of DeVry University   2012 — 2015
Master of Science (MS), Accounting and Financial Management with Emphasis in Certified Fraud Examination

University of Massachusetts Lowell   1996 — 2001
Bachelor of Science (BS), Accounting and Management Information Systems

Experience
Alliance Pipeline  July 2011 - Present
BNC National Bank   May 2010 - May 2011
Irish Oil & Gas   November 2009 - April 2010
Applied Engineering  January 2008 - October 2009
Basin Electric Power Cooperative  June 2004 - October 2009

Skills
Customer Service, Spreadsheets, Fax, Travel Arrangements, Loans, Finance, Calendars, Real Estate, Microsoft Excel, Microsoft Office, Process Improvement, Microsoft Word, PowerPoint, Project Management, Leadership, Project Planning, Budgets, Outlook, System Administration, Software Documentation, Oracle, QuickBooks, DDMS, Oil & Gas Industry, Pipelines, Administrative..., FieldView, Invoicing, Administration, Training

Education
University of Mary   2003 — 2007
Bachelor of Science in Management, Business Administration and Management, General

Augsburg College   2002 — 2004

Experience
BNC National Bank   January 2015 - Present
North American Savings Bank  December 2003 - January 2015

Skills
Mortgage Lending, Loans, Credit Analysis, Credit, FHA, Banking, Refinance, USDA, VA loans, Mortgage Banking, Collateral Review, Underwriting, Residential Mortgages, FHA Financing, Credit Risk, Collateral Management, FHA financing, First Time Home Buyers, Foreclosures, Investment Properties, Loan Origination, Real Estate, Real Estate Financing, VA Loans, Mortgage Underwriting, Government Loans, Risk Management

Education
American Intercontinental University   1989 — 1992
Bachelor of Science (BS), Business Administration and Management, General

Experience
Fiera Capital - Institutional Asset Management  March 2012 - Present
BNC National Bank   2007 - 2012
Alter Moneta  March 2007 - June 2007
ARB GROUP   December 2005 - February 2007

Skills
Systems Trader..., Bloomberg Terminal, Stocks Selection, Financial products..., Derivatives, Proprietary Trading, Financial Markets, Bloomberg, Portfolio Management, Trading, Financial Services, Swaps, Bonds, Mutual Funds, Capital Markets, Finance, Investments, Financial Analysis, Fixed Income, Equities

Education
HEC Montreal   1998 — 2002
BAA, Finance

Experience
Credit Law Center   March 2011 - Present
BNC National Bank   June 2010 - February 2011
TexasLending.com  March 2009 - June 2010
Capital One Home Loans  July 2006 - February 2009
HSBC  February 2005 - July 2007
HSBC  March 2003 - February 2005
HSBC  January 1999 - May 2000

Skills
Credit Restoration, Credit, Bankruptcy, Mortgage Lending, Customer Satisfaction, Business Networking, Building Relationships, Loans, FHA, Marketing, Sales, Finance, Training, Sales Management, Entrepreneurship, Insurance, Time Management, Leadership, Recruiting, Refinance, Negotiation, Human Resources, Management, Investment Properties, Analysis, New Business Development

Education
Fort Hays State University   1994 — 1998
Bachelors, Marketing

Experience
Otera Capital SEC / filiale de la Caisse de Dépôt et Placement du Québec   March 2006 - Present
BMO Financial Group  March 2000 - March 2006
BNC National Bank   September 1998 - March 2000
Royal Bank of Canada  February 1997 - September 1998

Skills
Développement Affaires, Analyse financière..., Structuration et..., Vérification diligente..., Gestion d'équipe et..., Analyse financière, Immobilier, Investissements, Finance, Identification et..., Négociations internes..., Rédaction et..., Syndication bancaire, Financement immobilier

Education
   1989 — 1992
MBA, Finances

   1984 — 1988
Scolarité Maîtrise, Sc. Politiques

   1980 — 1984
Bacc, Sc. Politiques

Experience
Caisse de dépôt et placement du Québec   September 2012 - Present
Caisse de dépôt et placement du Québec   June 2008 - September 2012
PSP Investments  June 2007 - June 2008
BNC National Bank   November 1999 - April 2007
Banque National du Canada   June 2000 - March 2001
BNC National Bank   November 1999 - June 2000

Skills
Analyste fonctionnel, Programmation .net, Expert SQL, T-SQL et..., C#, Infragistics, ReSharper, SQL Server, WCF, Enterprise Library, Oracle SQL, Aqua Data Studio, VB.NET, ADO.NET Data Services, VBA, Bloomberg, Reuters, Murex, VBScript, MSI, Partition Magic, WinZip, Visual Basic, TFS, VSS, OLEDB, Active Directory, ActiveX, RDO, Data Access, MS-DOS, MS Office Suite, SnagIt, Databases, XML, PL/SQL, Crystal Reports, Sybase, MVC, Multithreading, Certified Scrum Master..., SQL Server 2005/2000, SharePoint, BizTalk, Solid Modeling, Conception d'application, System Architecture, Microsoft SQL Server

Education
   2008 — 2008
Gestion de projet

Cégep Saint-Laurent

Experience
National Bank of Canada - GP1859   June 2015 - Present
BNC National Bank   April 2013 - June 2015
Desjardins  November 2009 - March 2013
HEC  2009 - 2010
Investors Group Financial Services Inc.  2008 - 2009
SONART   2005 - 2008

Skills
Business Development, Change Management, Investments, Wealth Management, Financial Analysis, Strategic Financial..., Mutual Funds, Portfolio Management, Banking, Finance, Corporate Finance, Risk Management, Credit, Financial Planning, Credit Risk, Financial Modeling, Management

Education
HEC Montréal   2008 — 2010
MBA, Finance

Conservatory of Montreal   2001 — 2005
Bachelor, Electroacoustic Composition

Université Laval   1998 — 1999
CREPUQ, Administration

Aix-Marseille Université   1995 — 1998
Master, Economics

Experience
VistaBank  December 2012 - Present
BNC National Bank   October 2006 - February 2012
Bank of North Caroilna   September 2006 - January 2012

Skills
Loans, Mortgage Lending, Loan Origination, Credit, Credit Analysis, Refinance, Mortgage Banking, Banking, Underwriting, Residential Mortgages, FHA, Commercial Banking, Commercial Lending, Small Business Lending, Financial Analysis, Consumer Lending, Investments, Finance, Portfolio Management, Credit Risk, Commercial Real Estate, Risk Management, Lines Of Credit, Construction Loans, Retail Banking, Small Business

Education
Murray State University   1980 — 1985
BS

Experience
First Mortgage Solutions, LLC (NMLS #244476)   May 2015 - Present
First Mortgage Solutions, LLC (NMLS #244476)   March 2015 - May 2015
BNC National Bank Mortgage Division   December 2014 - February 2015
BNC National Bank   September 2014 - November 2014
Cornerstone Mortgage, Inc.   August 2014 - August 2014
Commerce Bank  May 2014 - July 2014
NBH Bank, N.A.   May 2012 - November 2013
United States Postal Service  August 1998 - June 2012

Skills
Credit, Loans, Residential Mortgages, Mortgage Lending, Finance, Financial Analysis, Banking, Microsoft Excel, Microsoft Word, Microsoft Office, PowerPoint, Outlook, Accounting, Customer Service, English, Strategic Planning, Windows, Research, Financial Accounting, Accounts Payable, Account Reconciliation, Loan processing, International Wire..., Data Entry, SWIFT messaging, Fed Wires, FHA, VA Loans, Conventional Financing

Education
Keiser University-Ft Lauderdale   2009 — 2011
Associate's degree, Accounting

Experience
Edge Home Finance  July 2014 - Present
Whiskers To Tails Petsitting   October 2008 - Present
Whiskers To Tails Petsitting   October 2008 - Present
BNC National Bank   March 2014 - July 2014
New Penn Financial  June 2013 - March 2014
American Financing Corporation  December 2012 - May 2013
Wells Fargo Home Mortgage  November 2011 - October 2012
Select One Mortgage   July 2008 - November 2011
1st Premiere Mortgage Inc   September 2003 - July 2008
Tennant Company  1979 - 1998

Skills
FHA, Investment Properties, Loans, Mortgage Lending, Residential Homes, Real Estate, Home Equity Lines of..., Mortgage Banking, Small Business, Refinance, First Time Home Buyers, Sales, Sales Management, Customer Service, Underwriting, FHA financing, VA loans, Mortgage Marketing, USDA, Residential Mortgages, Reverse Mortgages, Loan Origination, Certified Mortgage..., Government Loans, Construction Loans, Credit, VA Loans, FHA Financing

Education
Augsburg College   1989 — 1993
BA, Communication, Marketing

Experience
Cisco  August 2015 - Present
Cisco  May 2014 - August 2014
BNC National Bank   December 2013 - May 2014
Arizona State University  October 2012 - December 2012

Skills
PowerPoint, Microsoft Office, Teamwork, Microsoft Excel, Microsoft Word, Customer Service, Time Management, Outlook, Access, Leadership, Financial Analysis, Event Planning, Social Media

Education
Arizona State University - W. P. Carey School of Business   2011 — 2015
Bachelor’s Degree, Finance, Supply Chain Management, International Business

Experience
Wintrust Mortgage  May 2015 - Present
BNC National Bank   November 2014 - May 2015
Wells Fargo Home Mortgage  September 2007 - October 2014
Tena Companies  March 2011 - November 2011

Skills
Loans, Credit, Mortgage Lending, Mortgage Banking, Credit Analysis, Refinance, Loan Origination, FHA, Mortgage Underwriting, Banking, Consumer Lending, Residential Mortgages, Loss Mitigation, VA loans, Mortgage Servicing, VA Loans

Education
Inver Hills Community College   2002 — 2004
Associate of Science (A.S.), Paralegal Studies

Inver Hills Community College   2002 — 2004
Associate's degree, Legal Assistant/Paralegal

Experience
Desjardins  June 2009 - Present
APHI Conseil   June 2008 - Present
Desjardins  December 2007 - May 2009
BNC National Bank   2002 - 2007
Gemplus  2000 - 2001
DMR Consulting Group  September 1996 - August 2000
Fi System   1992 - 1996

Education
Project Management Institute - Montreal   2007 — 2007

Université Montpellier I   1987 — 1988
Master, Administration

ECAM Lyon   1983 — 1986
Engineer, Production Management

McGill University

Experience
CMI  February 2007 - Present
BNC National Bank   February 2003 - February 2007
KPMG  1995 - 2000

Skills
Banking, Corporate Finance, Financial Reporting, Financial Accounting, Finance, Financial Analysis, Accounting, Cash Flow, Credit Analysis, Auditing

Education
HEC Montreal   1992 — 1995
BAA, Accounting

Experience
Banque Nationale  September 2015 - Present
Manulife  December 2014 - Present
Agence Métropolitaine de Transport  July 2014 - Present
BNC National Bank   September 2012 - November 2014
RONA  April 2012 - November 2012
Cirque du Soleil  September 2011 - June 2012
CAE  January 2011 - September 2011
Credit du nord   August 2010 - December 2010
MSA  March 2009 - July 2010
Natixis  February 2008 - March 2009

Skills
Business Intelligence, UML, ETL, PL/SQL, Informatica, Oracle, Cognos, Microsoft SQL Server, OLAP, Data Warehousing, Oracle Warehouse Builder, Integration

Education
École des sciences de la gestion (ESG UQAM)   2014 — 2015
Master Gestion de Projet, Gestion de projets

Ecole Internationale des Sciences du Traitement de l'Information   2003 — 2006
Master's Degree, Computer Science

ensut   2000 — 2002
dsti, Informatique de gestion

Experience
BNC National Bank   May 2015 - Present
Wildcat Oil and Gas, LLC   January 2012 - Present
Scott Financial Corporation   September 2011 - May 2015
Scott Financial Corporation   January 2008 - September 2011
Scott Financial Corporation   May 2005 - January 2008
Tiemac, Inc.   December 2005 - December 2007
Northwestern Mutual  April 2004 - May 2005

Skills
Commercial Lending, Investment Banking, Real Estate Development, Financial Modeling, Credit Analysis, Accounting, Oil & Gas Industry, New Business Development, Team Management, Microsoft Excel, QuickBooks, Outlook, Microsoft Office, Banking, Finance

Education
University of Mary   2008 — 2011
BS, Accounting

University of Mary   2006 — 2008
MBA, Finance

Concordia College   2001 — 2005
Finance, Economics

Central Cass High School

Experience
Home  July 2014 - Present
Western Bank  March 2008 - June 2014
Edina Chamber of Commerce  2008 - June 2014
Twin West Chamber of Commerce   1992 - June 2014
BNC National Bank   April 1999 - March 2008
National City Bank of Minneapolis  1994 - 1999
Marquette Bank  1982 - 1994
Norwest Hopkins   November 1978 - April 1982
First Bank System  1968 - 1977

Skills
Commercial Lending, Loans, Small Business Lending, Banking, Commercial Banking, Credit, Financial Analysis, Business Development, Finance, Leadership, Underwriting, Risk Management, Credit Analysis, Cash Management, Small Business, Commercial Mortgages, Financial Services, Real Estate, Customer Service, Real Estate Financing, Consumer Lending, Portfolio Management, Credit Risk, Mortgage Lending, Loan Origination, Refinance, Asset Based Lending, Investments, Treasury Management, Mortgage Banking, Mergers & Acquisitions, Relationship Management, Cash Flow, Retail Banking, Private Banking, Corporate Finance, Strategic Financial..., Structured Finance, Due Diligence, Wealth Management, Asset Management, Financial Advisory, Restructuring, Business, Financial Risk, Valuation, Residential Mortgages, Financial Planning

Education
Montana State University-Bozeman   1964 — 1968
BS, Commerce

Experience
MH Consulting  March 2015 - Present
TD  October 2012 - November 2014
TD  April 2011 - September 2012
Université de Montréal   March 2009 - April 2011
BNC National Bank   2011 - 2011
Nurun  June 2005 - May 2008
TechTeam Global (Michigan-USA)   May 2001 - February 2004
Ford Motor Company  January 2000 - May 2001
Ford Motor Company  1999 - 2000
Ford Motor Company  1998 - 1999

Skills
Integration, CRM, Consulting, Business Process, Enterprise Software, PMO, Vendor Management, Telephony, Strategic Planning, Problem Solving, Lean Six Sigma, IT Project & Program..., Administration, Supply Chain Systems, Team Building, Cross-functional Team..., IT Financial Management, PCI DSS, Manufacturing Systems, Contact Center..., IT Strategy, Strategy, IT Service Management, Business Intelligence, Project Management, Team Management, Program Management, Business Development, SDLC, Management, Web Development, Agile Methodologies, Outsourcing, Leadership, Databases, Process Improvement

Education
Concordia University   1976 — 1980
M.Sc., Nuclear Physics

Concordia University   1980 — 1981
Partial study towards M.Sc. in computer science, Computer Science

McGill University   1981 — 1982
Certificate, Business Management

Experience
BNC National Bank   November 2013 - Present
BNC National Bank   September 2010 - Present
Caisse de dépôt et placement du Québec   January 2010 - October 2010
Caisse de dépôt et placement du Québec   August 2009 - January 2010
Caisse de dépôt et placement du Québec   August 2007 - June 2009
Desjardins Global Asset Management  April 2007 - July 2007
Rockport PA LLC   April 2006 - November 2006
GE Commercial Finance Real Estate  March 2002 - April 2006
Solutions Gnosys Inc.   April 1999 - January 2002
Tigris Consulting  May 1998 - April 1999

Education
Université de Montréal   2006 — 2008
Masters, Mathematical and Computational Finance

Yale University   1997 — 1998
Masters, Astronomy

Université de Montréal   1996 — 1997
Masters, Physics

McGill University   1992 — 1996
B. Sc., Physics

Experience
SecurEcom Services Conseils inc.   September 2000 - Present
Caisse de dépôt et placement du Québec   2012 - 2013
TD  2010 - 2010
TD  2010 - 2010
TD  2010 - 2010
TD  2010 - 2010
BNC National Bank   2006 - 2007
Desjardins  2005 - 2006
Fédération des Caisses Desjardins du Québec   2005 - 2006
Connexim  2002 - 2002

Skills
Enterprise Architecture, ISO 27001, Security, Information Security, Solution Architecture, Firewalls, Information Security..., Network Security, Disaster Recovery, CISSP, Windows, Computer Security, SEO, Business Analysis, IT Audit, ITIL, Business Process..., Penetration Testing, Governance, IT Strategy, Vulnerability Assessment, Team Leadership, Cloud Computing, Change Management, DES, Security Audits, VMware, Business Process, MySQL, Linux, TCP/IP, Identity Management, Business Intelligence, Business Continuity, Team Management

Education
École de technologie supérieure   1989 — 1991
B Eng., Electrical Engineering (network and system)

École de technologie supérieure   1986 — 1989
Bachelor, Technology

Experience
CGI  November 2014 - February 2015
Ericsson  December 2013 - August 2014
Standard Life  February 2013 - September 2013
BNC National Bank   April 2012 - October 2012
TD Bank Insurance   October 2011 - March 2012
Cogeco Cable  January 2009 - June 2009
Oracle  May 2008 - December 2008
Canadian National  May 2007 - April 2008
Motorola  2005 - 2007
Polyplan   June 2004 - January 2005

Skills
SOA, SOAP, Oracle Application..., JMS, J2EE, Web Services, UML, XML, RUP, Apache, Java, XSLT, B2B, OID, RDBMS, Weblogic, ESB, BPEL, Oracle SOA Suite, EJB, WSDL, Middleware, Tomcat, Spring, Hibernate, JDBC, JSP, Ant, Websphere, Servlets, PL/SQL, JUnit, Solution Architecture, Oracle SQL, Oracle Service Bus, Application Servers, Eclipse, Enterprise Architecture, JSF, Architecture, DB2, JBoss, Design Patterns, Maven, Agile, Struts, Java Enterprise Edition

Education
École de technologie supérieure   1994 — 1999

Experience
BNC National Bank   August 2012 - Present
LeaderOne Financial Corp   July 2010 - August 2012
LeaderOne Financial Corp   September 2008 - July 2010
Open Mortgage  March 2008 - August 2008
MortgageIT, a subsidiary of Deutsche Bank  May 2005 - February 2008
Commonwealth United   May 1998 - May 2004
Meadowbrook Insurance   1996 - May 1998

Education
Longview Community College   2002 — 2004

Experience
Casa De Witmer   August 2011 - Present
Narwhal Media   July 2004 - Present
BNC National Bank   August 2008 - August 2011
Champion Lending   March 2007 - August 2008
Morrison Capital Corporation   March 2004 - March 2007
Leader One Financial  January 2001 - March 2004

Skills
FHA, Mortgage Banking, Residential Mortgages, Mortgage Lending, Customer Service, Loan Origination, Selling, Loans, USDA, Refinance, Credit, Credit Analysis, FHA Financing

Education
Northwest Missouri State University   1990 — 1992

Experience
Evergreen Home Loans  September 2013 - Present
The Legacy Group  January 2011 - September 2013
BNC National Bank   August 2008 - January 2011
Colonial Home Loans   June 1996 - August 2007
Weyerhauser Mortgage   1998 - 1999
Hi-Tech Financial   1987 - 1989

Skills
Credit, Loans, Finance, FHA, USDA, Loan Origination, Single Family Homes, Refinance, Mortgage Lending, Investment Properties, Real Estate, Sellers, VA loans, Investors, Mortgage Banking, Residential Mortgages, Government Loans, Referrals, FHA financing, Construction Loans, Certified Mortgage..., First Time Home Buyers, Mortgage Underwriting, Commercial Mortgages, Reverse Mortgages, Credit Analysis, Real Estate Financing, Underwriting, FHA Financing, VA Loans

Education
Michigan State University   1970 — 1975
BS, Building Construction

Experience
Minnwest Bank  May 2008 - Present
Flagship Bank  September 2004 - April 2006
BNC National Bank   January 2003 - September 2004
Anchor Bank  May 1982 - January 2003

Education
Minneapolis Community and Technical College   1979 — 1981
Accounting II, Accounting

Augsburg College   1978 — 1980
Accounting

Experience
LES ALIMENTS KWANGA EXCELLENCE   January 2010 - Present
BNC National Bank   2010 - 2011
Tribal Nova  January 2009 - December 2010
DAMN FX   2006 - 2008
A2M  2002 - 2003

Skills
Project Management, Management, Business Strategy, Animation, Team Leadership, French, Quality Assurance, Strategic Planning, Marketing Communications, Video Games, Business Development, Team Management, Project Planning, Mobile Devices, User Experience, Agile Methodologies, Digital Media, Social Media, Mobile Applications, Finance, Réseaux sociaux

Education
Institut polytechnique de Grenoble   1999 — 2000
Maitrise, Chargé de projets multimedias

Université Pierre Mendès-France (Grenoble II)   1999 — 1999
D.H.E.T., Gestion de projets muldimedias

Université Pierre Mendès-France (Grenoble II)   1999 — 1999
dhet, Gestion de projets Multimedia

Université Pierre Mendès-France (Grenoble II)   1987 — 1988
Maitrise, Sciences economie

Université Pierre Mendès-France (Grenoble II)   1983 — 1987
DEUG, LICENCE, MAITRISE, Administration Economie et Sociale

Experience
BNC National Bank   February 2010 - Present
Jacob Dean Mortgage, Inc.   February 2009 - February 2010
HSBC  April 2005 - February 2009

Skills
Mortgage Lending, FHA, Refinance, Loan Origination, VA loans, Residential Mortgages, First Time Home Buyers, Government Loans, FHA financing, Mortgage Banking, USDA, Credit Analysis, Reverse Mortgages, Credit, Loans, VA Loans

Education
Baker University   2003 — 2005
MBA, Masters of Business Administration

University of Kansas   1998 — 2000
Master of Social Work (MSW)

Experience
BNC National Bank   February 2008 - Present

Skills
Banking, Commercial Banking, Commercial Lending, Loans, Customer Service, Team Building, Portfolio Management, Mortgage Lending, Credit Risk, Credit, Sales, Management, Real Estate

Education
Clemson University   1980 — 1984
BS, Industrial Management

Experience
BNC National Bank   January 2013 - Present
BNC National Bank   February 2010 - Present
BNC National Bank   January 2008 - January 2010
BNC National Bank   March 2003 - January 2008

Skills
ALM, Liquidity Management, Credit, Forecasting, Credit Analysis, Treasury, Budgets, Financial Analysis, Portfolio Management, Underwriting, Financial Reporting, Commercial Banking, Financial Modeling, Risk Management, Valuation, Microsoft Excel, Financial Risk, Investment Properties, Finance, Investments, Banking, Loans, Corporate Finance, Commercial Lending, Asset Management, Wealth Management, Asset Allocation, Treasury Management, Liquidity Risk, Bonds, Fixed Income

Education
North Dakota State University   1998 — 2002
BS, Business Administration

Orono   1995 — 1998

Experience
BNC National Bank   January 2012 - Present
University of Minnesota  November 2007 - December 2011
Wachovia  April 2007 - November 2007
Ameriprise Financial  May 1997 - March 2007
American Express  1997 - 2007

Skills
Analysis, Leadership, Process Improvement, Retirement, Risk Management, Business Analysis, Change Management, Customer Service, Team Leadership, Microsoft Excel, Strategic Planning, Coaching, Team Management, Access, Software Documentation, Budgets, Vendor Management, Program Management

Education
North Dakota State University   1992 — 1996
BS, Economics, Business

Experience
GCL  August 2010 - Present
Gcl  March 2009 - August 2010
GCL  December 2008 - March 2009
BNC National Bank   2007 - 2009
BNC National Bank   2007 - 2009
Banque National du Canada   May 2007 - December 2008
Ministère de la Justice  October 2003 - September 2004
Société des Alcool du Québec   January 2003 - September 2003
apg  1998 - 1998
IST Management Services  1980 - 1983

Education
   1971 — 1974
Bacc, Finance, comptabilité, informatique

Experience
Desjardins  June 2014 - Present
BDC  September 2011 - May 2014
Cofomo  2007 - 2012
BNC National Bank   May 2007 - August 2011
CN  April 2006 - May 2007
Ville de Montreal  May 2005 - March 2006
CAE  February 1999 - April 2005

Skills
Program Management, PMO, PMP, Project Portfolio..., Integration, Business Analysis, Requirements Analysis, Project Management, Business Process, Management, Software Project..., Governance, Business Intelligence, MS Project, Financial Risk, Microsoft Project, Program Control

Education
Concordia University
BCOMM

Experience
RBC  January 2006 - Present
BNC National Bank   November 2003 - November 2005
Hydro Québec  2000 - 2003

Education
   1997 — 2000
Bac, Computer science

Experience
CapWest Mortgage  April 2014 - Present
BNC National Bank   August 2012 - April 2014
American Equity Mortgage  October 2010 - August 2012
Leader One Financial  July 2010 - September 2010
Select Mortgage & Financial Services   March 2010 - June 2010
Robinson Construction  September 2005 - March 2010
Kansas City Southern Railway  November 2004 - August 2005
Kansas City Southern Railway  July 2002 - October 2004
Premier Bank  November 1998 - June 2002

Skills
Loans, Finance, Sales, Small Business, Mortgage Lending

Education
Emporia State University
Bachelor of Science, Business Administration

Experience
BNC National Bank   February 2014 - Present
US Bank Home Mortgages  November 2012 - January 2014
Bank of America  February 2008 - October 2012

Education
Grossmont College

Experience
BNC National Bank   April 2012 - Present
IBM Canada Ltd.  October 2010 - April 2012
ASYSTECH   March 2005 - August 2006
Pfizer  2000 - 2004

Skills
Windows Server, Active Directory, Linux, Hardware, ITIL, Unix, Integration, SQL, Agile Methodologies, MySQL, Microsoft SQL Server, Windows, Business Analysis, PHP, Project Management

Education
   2007 — 2009

Experience
BNC National Bank   September 2014 - Present
BNI  2010 - Present
Advocare  June 2013 - Present
Financial Instiutions   June 1998 - September 2014

Skills
Insurance, Time Management, Refinance, Team Building, Mortgage Lending, Loans, Investments, Leadership, Estate Planning, Customer Service, Coaching, Investment Properties, Credit, Cash Management, Lines Of Credit, Public Speaking, Referrals, Banking, FHA, Marketing, Mortgage Banking, Loan Origination, Sales, Real Estate, Small Business, Residential Mortgages, Budgets, Business Planning, Strategic Planning, New Business Development

Education
Friends University

Manhattan Christian College

Experience
BNC National Bank   September 2010 - Present
TRIALIS   October 2007 - February 2010
GROUPE PLISSONNEAU   March 2006 - May 2007
GROUPE BERNARD HAYOT   May 2005 - March 2006

Skills
Gestion de projet, Analyse financière

Education
Ecole supérieure de Commerce de Montpellier   2001 — 2005
Maîtrise, Management - Gestion - Conseil

Université d'Arnhem - Hollande   2002 — 2003
Baccalauréat, Administration des affaires

   1999 — 2001
Diplôme d'Etudes Universitaires Générales, Economie, Gestion

Experience
BNC National Bank   January 2009 - Present
BNC National Bank   October 2005 - December 2008

Education
   1997 — 1999
MBA, Général


Ingenieur, systèmes d'information

Experience
BNC National Bank   February 2014 - Present
BNC National Bank   February 2014 - Present
LABL-Prod   February 2012 - Present
RBC  November 2012 - October 2013
APB (association des pêcheurs de Belle-Anse)   2010 - 2011
Resto 221; Bâton Rouge et le Kalalu   2006 - 2009
Blinds To Go  June 2008 - October 2008
TELUS  May 2002 - April 2008
FACN (fédération des associations caféières natives)   2005 - 2006

Skills
Marketing Strategy, International Marketing, International Trade, Event Management, Market Research, Sales Management, Operations Management, Project Management, Market Analysis, New Business Development, Account Management, Marketing, Business Strategy

Education
HEC Montréal   2005 — 2011
Baccalauréat en administration des affaires, Gestion Marketing

Université de Montréal   2001 — 2002
Mineur, informatique

Experience
Cornerstone Bank  March 2009 - Present
BNC National Bank   September 2003 - January 2009
Dakota Community Bank   July 2000 - September 2003
North Dakota Grain Growers   1998 - 1998

Education
North Dakota State University   1996 — 2000
Bachelor of Science, Agricultural Economic - Finance

Experience
CGI  January 1990 - Present
BNC National Bank   July 1980 - June 1994
BNC National Bank   July 1984 - January 1990

Skills
Financial Analysis, Systems Analysis, System Architecture, System Testing, System Design, Business Analysis

Education
Dawson College   1977 — 1980
DEC, Computer and Information Sciences, General

Experience
Banque Nationale  May 2011 - Present
BNC National Bank   April 2011 - April 2013
Unibank  March 2007 - March 2011
COHAN   May 2001 - July 2007

Skills
Financial Analysis, Financial Reporting, Risk Management, Credit, Corporate Finance, Accounting, Microsoft Excel, Investments, Banking

Education
HEC Montreal   2011 — 2014
Certificat, Accounting

Université Episcopale d'Haiti   2001 — 2005
Bachelor, Accounting

Experience
Integrity Solution Services, Inc.   January 2014 - Present
BNC National Bank   July 2012 - October 2013
Brinton Realty   February 2012 - June 2012
LeaderOne Financial Corporation   September 2009 - February 2012
Financial Corporation   September 2009 - April 2010
Madison At Woodridge Apartments   March 2009 - September 2009
Nations Lending Services  March 2005 - August 2008

Skills
Refinance, VA, FHA, Conventional, Mortgage, Loans, Real Estate, VA loans, USDA, Government Loans, Banking, Funding, Real Estate Transactions, Title Insurance, Escrow, Sellers, Closings, Mortgage Lending, Residential Mortgages, Investment Properties

Education
Heritage College-Kansas City   2013 — 2014
Associate of Occupational Studies, Personal Training

Lowery School of Real Estate   2012 — 2012

JCCC   2008 — 2009

Shawnee Mission West High School   1998 — 2002
Diploma

comanche elementary

Experience
Department of Human Servivces   July 2014 - Present
Department of Human Services  July 2003 - July 2014
Department of Human Services  July 2001 - July 2003
Burleigh County State's Attorney   February 2001 - July 2001
BNC National Bank   1997 - 2001

Skills
Legal Writing, Courts, Pleadings, Litigation Support, Trials, Legal Advice, Legal Assistance, Leadership, Customer Service, Legal Research, Public Speaking, Family Law, Legal Documents, Customer Relations, Customer Engagement

Education
UND Lake Region   1999 — 2001
Associate of Science (AS), Paralegal

North Dakota State College of Science   1994 — 1995
Architectural Drafting and Architectural CAD/CADD

Bismarck State College   1989 — 1992
Associate of Arts and Sciences (AAS), Commercial and Advertising Art

Experience
REW Enterprise, Inc.   2011 - Present
BNC National Bank   2007 - 2011

Skills
Contract Negotiation

Education
Raymore-Peculiar High School   1980 — 1984

Longview Community College