Experience
Finance Home America   April 2015 - Present
AmCap Mortgage, LTD  January 2015 - March 2015
Loan Simple, Inc   October 2014 - February 2015
PrimeLending  February 2014 - September 2014
BBVA  September 2009 - February 2014
Colonial Life  February 2009 - September 2009
BBVA  May 2008 - February 2009
Chase  May 2007 - June 2008
Lone Star National Bank  May 2004 - May 2007
Universal American Mortgage Company (UAMC)   1999 - 2004

Skills
Banking, Management, Microsoft Office, Financial Analysis, Sales, Leadership, Credit, Finance

Education
The University of Texas-Pan American   1990 — 2000
Finance

Experience
Loan Simple Inc.  January 2009 - Present

Skills
Loans, FHA, Mortgage Lending, Refinance, Residential Homes, Reverse Mortgages, Construction Loans, Certified Mortgage..., Debt Consolidation, Home Equity Lines of..., Finance, Second Mortgages, Real Estate, First Time Home Buyers, Home Equity, Residential Mortgages, Home Equity Loans, Mortgage Brokers, Mortgage Banking, Commercial Mortgages, Subprime, FHLMC, Mortgage Marketing, Public Speaking, SDLC, Requirements Analysis, Software Development, Agile Methodologies, CHFA Certified Lender, NHF Certified Lender

Education
Colorado State University   1978 — 1982

Experience
Loan Simple, Inc   2008 - Present
2 Cap Investments LLC- Trucking   2005 - Present

Skills
Loans, Loan Origination, Mortgage Lending, USDA, Mortgage Banking, VA loans, First Time Home Buyers, FHA, Refinance, Reverse Mortgages, Residential Mortgages, FHA financing, Credit, Investment Properties, Construction Loans, Commercial Mortgages, Banking, Sales Management

Education
Norfolk State University
BS, Finance

Experience
Loan Simple, Inc   April 2014 - Present
Commerce Mortgage  January 2013 - April 2014
Champion Bank  April 2011 - January 2013
Idearc Media  November 2008 - December 2009

Education
The University of New Mexico - Robert O. Anderson School of Management   1997 — 2000

Experience
Loan Simple, Inc   December 2014 - Present
Town Square Financial  March 2014 - October 2014
The Home Lending Group, LLC  2013 - February 2014
BBVA Compass  April 2012 - July 2013
Bank of America  July 2011 - April 2012
American Mortgage Company  August 2007 - July 2011
W.R.Starkey Mortgage   February 2007 - August 2007

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, FHA, Refinance, Selling, VA loans, Investment Properties, Insurance, Loans, Residential Mortgages, Relocation, Real Estate, FHA financing, First Time Home Buyers, USDA, Residential Homes, REO, Foreclosures, Credit, Reverse Mortgages, Real Estate Transactions, Investors, Finance, Short Sales, Title Insurance, Government Loans, Home Equity Loans, Mortgage Underwriting, Commercial Lending, Real Estate Financing, Certified Mortgage..., Non-Conforming, Credit Analysis, Commercial Mortgages, Underwriting, Construction Loans, Home Equity Lines of..., Referrals, Lines Of Credit, Consumer Lending, Real Estate Economics, Small Business Lending, Loss Mitigation, Mortgage Servicing, Mortgage Marketing, Loan Servicing, Branch Management, Closings, Loan Modifications

Education
Universidad Nacional Autónoma de México

Experience
Loan Simple, Inc   May 2014 - Present
Gateway Mortgage Group  May 2011 - January 2014
Weststar Mortgage Corporation  January 2009 - 2011

Skills
FHA financing, Construction Loans, Credit, Investment Properties, Real Estate, Buyer Representation, Refinance, Residential Mortgages, Loans, First Time Home Buyers, Banking, Investments, Underwriting, Reverse Mortgages, Referrals, Finance, HomePath, Government Loans, Non-Conforming, 203K, USDA Rural Housing, Mortgage Underwriting, Certified Mortgage..., Investors, REO, Commercial Mortgages, Residential Homes, Real Estate Transactions, Mortgage Marketing, Home Equity Loans, Home Equity Lines of..., Credit Analysis, Real Estate Financing, Loss Mitigation, FHA Financing

Education
CNM
Associate's degree, Business Administration and Management, General

Central New Mexico Community College
Associate's degree, Business Administration and Management, General

Experience
Highlands Residential Mortgage, Ltd.   December 2014 - Present
Loan Simple, Inc   June 2014 - Present
Security National Mortgage  February 2014 - June 2014
AmeriPro Funding, Inc.   May 2012 - February 2014
First Continental Mortgage  August 2011 - May 2012
Venta Financial Group, Inc.   April 2011 - July 2011
Leahy & Associates (a Branch of Cornerstone Mortgage   August 2010 - March 2011
Patriot Bank Mortgage  2009 - 2010

Skills
FHA, First Time Home Buyers, Insurance, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Real Estate, Refinance, Residential Mortgages, USDA, VA loans, Construction Loans, FHA financing, Government Loans, VA Loans, Residential Homes, FHA Financing

Education
Lamar University   1984 — 1986

Vidor High School   1978 — 1981

Experience
Loan Simple, Inc   June 2013 - Present
Urban Lending Solutions  November 2012 - May 2013
Wells Fargo  August 2009 - September 2012
Citi  August 2005 - August 2009

Skills
Finance, Credit Risk, Loans, Credit, Mortgage Lending, Commercial Lending, Loss Mitigation, Financial Analysis, Risk Management, Portfolio Management, Banking, Management, Credit Analysis, Conventional mortage..., Commercial Real Estate, Branch Management, FHA financing, USDA Rural Housing, Mortgage Underwriting, FHA Financing

Education
San Diego State University-California State University   2001 — 2005
Bachelor's of Science, Finance.

St. Mary's school. Nairobi.   1993 — 1996

Kilimani Juniour Academy. Nairobi, Kenya

Experience
Loan Simple, Inc   August 2012 - Present
University Physicians, Inc.   May 2014 - September 2014
Hornstein, Law, Weigand & Associates CPA   August 2011 - August 2012
Angelo Mariani, Attorney at Law   June 2009 - August 2011

Skills
Bookkeeping, Budgets, Accounts Payable, Financial Reporting, Accounting, Payroll, Auditing, Access, Finance, Account Reconciliation, Financial Statements, General Ledger, Microsoft Excel, Tax Preparation, Bank Reconciliation, Financial Accounting

Education
Liberty University   2015 — 2016
Master's degree, Accounting

University of Denver   2007 — 2011
BS Accounting, Economics Minor

Peak to Peak High School   2003 — 2007

American University of Rome

Experience
Loan Simple, Inc   July 2014 - Present
GMFS  January 2009 - July 2014
Trinity Mortgage/Trinity Real Estate/Trinity Financial Services   January 2005 - December 2008

Skills
Reverse Mortgages, Loan Origination, Mortgage Banking, Residential Mortgages, Mortgage Lending, Refinance, FHA, Credit, USDA, Loans, First Time Home Buyers, Mortgage Underwriting, VA Loans, Investment Properties, FHA Financing

Education
Louisiana State University   1990 — 1995
General Studies

Denham Springs High

Louisiana State University

Experience
Loan Simple, Inc   February 2015 - Present
Catalyst Lending, Inc.   April 2012 - February 2015

Skills
Mortgage Marketing, Mortgage Underwriting, Loss Mitigation, Commercial Mortgages, Construction Loans, Commercial Lending, Underwriting, FHA, Mortgage Lending, VA Loans, Real Estate, USDA, Investment Properties, First Time Home Buyers, Loans, Foreclosures, REO

Education
El Camimo College, CA

University of Colorado Denver

Experience
Loan Simple, Inc   January 2015 - Present
Professional Recruitment Systems   December 2013 - Present
BNC National Bank  January 2014 - October 2014
NRL Mortgage  August 2013 - December 2013
The Leukemia & Lymphoma Society  February 2013 - December 2013
The Leukemia & Lymphoma Society  2010 - December 2013
The Executive Team at LendSmart Mortgage   May 2013 - August 2013
Live 2 B Healthy Senior Fitness  April 2011 - April 2013
Wells Fargo Home Mortgage  April 2009 - June 2011
Business Network International -Connections Chapter   January 2007 - March 2009

Skills
Professional Networking, Sales Management, Innovative Problem..., Account Management, Business Strategy, Team Building, Contract Negotiation, New Business Development, Organizational..., Strategic Planning, Real Estate, Problem Solving, Ideation Futuristic..., Business Communications, Negotiation, Sales, Public Speaking, Entrepreneurship, Business Networking, Business Development, Social Media Marketing, Small Business, Start-ups, Selling, Strategy, Program Management, Marketing, Strategic Partnerships, Customer Service, Business Planning, Recruiting, Analysis, Management, Marketing Strategy, Training, Integrity, Interviews, Coaching, Time Management, Executive Management, Online Marketing, Leadership Development, Customer Satisfaction, CRM, Sales Process, Team Leadership, B2B, Lead Generation, Networking, Public Relations

Education
Defense Language Institute Presidio of Monterey   1988 — 1989
Summa Cum Laude Graduate, Russian Language

Minneapolis Community and Technical College
AA, Business

University of Minnesota-Twin Cities

Experience
Loan Simple, Inc   June 2015 - Present
Loan Simple, Inc   August 2011 - Present
Specialized Asset Management LLC  August 2009 - May 2011
First National Mortgage Sources  August 2006 - August 2009

Skills
Microsoft Excel, Microsoft Office, Microsoft Word, Customer Service, PowerPoint, English, Corporate Communications, Administrative..., Data Entry, Administrative..., Spreadsheets, Invoicing, Office Management, First Time Home Buyers, Refinance, Real Estate, FHA, Mortgage Banking, Investment Properties, Loan Origination, Credit, Mortgage Lending

Education
Red Rocks Community College   2012 — 2014
Associates of Applied Science, Business Administration and Management, General

Bear Creek High School

Experience
Loan Simple, Inc   May 2012 - Present
Ascent Home Loans  May 1997 - May 2012

Skills
Underwriting, Investment Properties, Real Estate, Residential Homes, Property Management, Loans, FHA, USDA, VA loans, Finance, Home Equity Loans, Mortgage Lending, Mortgage Marketing, Refinance, Loan Origination, Reverse Mortgages, VA Loans

Education
Colorado State University   1998 — 2001

Experience
Cicero Hospitality Group   March 2015 - Present
Loan Simple, Inc   January 2014 - Present
First National Bank of Layton  January 2013 - May 2013
Esquire Realty & Flagstone Group   June 2009 - December 2012
Quiznos Franchise   May 2005 - May 2009
Pearson Ford  August 2001 - June 2005
World Financial Group  February 1999 - September 2001

Skills
Real Estate, Mortgage Lending, Short Sales, Sales, Loans, First Time Home Buyers, Foreclosures, Refinance, Investment Properties, Residential Homes, Commercial Real Estate, Sellers, Real Estate Financing, REO, Buyer Representation, General Contracting, Hotel Asset Management, Commercial property..., Finance, Property Management

Education
San Diego State University-California State University   1995 — 1999
Associate's degree, Business and Communications

Experience
Loan Simple, Inc   July 2015 - Present
Urban Lending   January 2015 - Present
Pinnacle Mortgage Group / UAMC   2012 - Present
R.H. Lending   January 2015 - January 2015
Urban Lending Solutions  January 2015 - January 2015

Skills
FHA, Loan Origination, Mortgage Lending, Post Closing, Refinance, Residential Mortgages, Loans, Mortgage Banking, Mortgage Underwriting, VA Loans, Underwriting

Education
Clackamas Community College
Nursing Education

Experience
Loan Simple, Inc   April 2015 - Present
Benchmark Mortgage  March 2013 - April 2015
Benchmark Mortgage  January 2013 - March 2013
Flagstone Lending Group  November 2012 - January 2013
Jones Lang LaSalle  January 2012 - November 2012
Jones Lang LaSalle  June 2011 - December 2011
Pepperdine University  August 2007 - May 2011

Skills
Microsoft Office, Budget Tracking, SharePoint, Brio Query, Mac OS, Teamwork, E1, Financial Analysis, Budgeting, Social Networking, Listener, Innovative Problem..., Excel, Microsoft Excel, Budgets, SQL, Customer Service, Sales, Real Estate, Leadership

Education
Pepperdine University   2007 — 2011
BA, Business Administration

Experience
Loan Simple, Inc   July 2015 - Present
American Dream Mortgage, a division of Pinnacle Capital Mortgage   November 2013 - July 2015
Gold & Silver Buyers, Inc.   March 2013 - October 2013
Town & Country Foods, Inc.   November 2011 - May 2013
Dillards  July 2010 - November 2011
State of Colorado  April 2006 - November 2008
Centerra (and other mortgage companies)   October 2001 - January 2007
ITT Financial Services  August 1989 - August 1991
The Moore Insurance Agency   October 1988 - August 1989
Wohl Shoe Company  July 1984 - August 1985

Skills
Retail, Writing, Public Speaking, Customer Relations, Customer Service, Word, Promotions, Public Relations, Microsoft Office, Newsletters, Management, Event Planning, Leadership, Fundraising, Microsoft Word, Sales, Editing, Team Building, Government, Event Management, Marketing, Social Media, Research, Blogging, Nonprofits, Program Management, Social Networking, Strategic Planning, Training

Education
Sonoma State University   1982 — 1987
Bachelor of Arts, Business management

Santa Rosa Junior College   1977 — 1981
Associate of Arts, Business Management

Experience
Loan Simple, Inc   November 2004 - Present
Loan Simple, Inc   November 2004 - May 2012
The CIT GROUP  June 1997 - March 2004

Education
University of Northern Colorado   1989 — 1993
B.S, Marketing / Advertising Minorin Speech Comm

Experience
JT Kleck Insurance   May 2011 - Present
Loan Simple, Inc   June 2014 - October 2014
Ameripro Funding  August 2010 - July 2012

Skills
Negotiation, Insurance, Investments, Banking, Credit, FHA, Finance, First Time Home Buyers, Investment Properties, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Real Estate, Refinance, Residential Mortgages, Sales, Underwriting, Real Estate Economics, Umbrella Insurance, Term Life Insurance, Loan Servicing, Home Equity Lines of..., Marketing, Retirement Planning, Fixed Annuities, Funding, Homeowners, Relationship Management, Real Estate Financing, Mortgage Marketing, Strategic Financial..., Credit Analysis, Referrals, Reverse Mortgages, FHA financing, VA loans, Investors, Home Equity Loans, USDA

Education
Texas Tech University

Experience
Prospect Mortgage, LLC  February 2015 - Present
Loan Simple, Inc   April 2014 - February 2015
In-House Lending   September 2013 - April 2014
Envoy Mortgage  March 2013 - September 2013
Fairway Independent Mortgage Corporation  February 2008 - March 2013
American Sterling Bank  March 2006 - September 2007
Amstar Mortgage  August 2005 - March 2006
PLC Finance   November 2004 - August 2005
Premier Mortgage Funding  October 2001 - November 2004
Primary Residential Mortgage  January 2001 - November 2001

Skills
Mortgage Lending, Loans, Mortgage Banking, Sales, Training, Sales Management, Underwriting, Management, Business Development, Sales Operations, Marketing, Employee Training, REO, FHA, Residential Homes, Investors, Loan Origination, FHA financing, VA loans, Refinance, Reverse Mortgages, Certified Mortgage..., Residential Mortgages, USDA, First Time Home Buyers, FHA Financing, VA Loans, Investment Properties, Real Estate, Short Sales, Foreclosures, Sellers, Single Family Homes, Credit, Referrals, Relocation, Real Estate Transactions, Condos, Customer Service

Education
Louisiana State University   1996 — 2000
BS, Business Management

St Pauls School   1992 — 1996
High School Diploma, General Studies

Experience
Loan Simple, Inc.   September 2014 - Present
ANITA CREASY AND ASSOCIATES, REALTORS   July 2009 - Present
Vendors For Veterans   November 2011 - April 2014
VENDORS FOR VETERANS, Nationwide Business Directory at www.USAV4V.com   November 2011 - April 2014
American Business Inter-Network, Inc.   January 2002 - December 2011
Bank of America Home Loans  May 2007 - July 2009
Wells Fargo  February 1997 - May 2007

Skills
Investment Properties, Social Networking, Credit, Customer Service, Small Business, New Business Development, Investments, Refinance, Loans, Social Media, Mortgage Lending, Residential Homes, FHA, Real Estate, Commercial Real Estate, Mortgage Banking, Sales, Residential Mortgages, Loan Origination, FHA financing, USDA, VA loans, Reverse Mortgages, Real Estate Financing, Construction Loans, Commercial Lending, Referrals, Commercial Mortgages, Certified Mortgage..., Investors, Foreclosures

Education
University of Central Florida   1994 — 1996
Master of Science, Industrial/Organizational Psychology

University of South Florida   1993 — 1994
Bachelor of Arts, Industrial/Organizational Psychology

Experience
First Mortgage Company  June 2015 - Present
Loan Simple, Inc   November 2014 - June 2015
Superior Mortgage Services, llc   November 2000 - November 2014

Skills
Very proficient in..., VA, Conventional, First Time Home Buyers, Mortgage Lending, FHA, Certified Military..., Home Equity Loans, Customer Service, Refinance, Investment Properties, Mortgage Banking, Residential Homes, Foreclosures, Credit, VA loans, Loans, Real Estate, FHA financing, Loan Origination, Mortgage Underwriting, Construction Loans, Certified Mortgage..., Residential Mortgages, Real Estate Transactions, Reverse Mortgages, USDA, Underwriting, REO, Commercial Mortgages, Mortgage Marketing, Government Loans, Real Estate Financing, Loss Mitigation, Credit Analysis, Non-Conforming, Real Estate Economics, Home Equity Lines of..., Investors, Referrals, Single Family Homes, Relocation, Marketing, FHA Financing, VA Loans, HUD Foreclosures

Education
Northeastern State University   1977 — 1988
BS, Business Administration

Muskogee High School

Experience
Loan Simple, Inc.   July 2014 - Present
Knowledge First   October 2012 - July 2014
United Veteran STEM Smart   2012 - 2014
ResCare  January 2012 - October 2012
Peoples Health Network  October 2009 - October 2010
Dr. Lisa Christie   March 2009 - October 2009
Residential Renovations   March 2002 - March 2009
Independent Contractor  December 1995 - March 2002

Skills
PKI, Training, Start-ups, Competitive Analysis, Human Resources, Process Improvement, Recruiting, Business Development, Customer Service, Program Management, Healthcare, Team Building, Budgets, Leadership, Operations Management, Leadership Development, Policy, Management, Microsoft Office, Strategic Planning, Public Speaking

Education
American InterContinental University   2007 — 2008
MBA, Business Administration Healthcare, A

Rutgers University – Camden   2007 — 2007
Certificate, Project Management

Southern University and Agricultural and Mechanical College at Baton Rouge   2002 — 2004
B.A., Philosophy and Psychology, A

Experience
Loan Simple, Inc   July 2015 - Present
Urban Lending Solutions  April 2011 - Present
Prosperity Title   August 2005 - April 2009

Skills
Refinance, Residential Homes, Escrow, Sellers, Short Sales, First Time Home Buyers, Real Estate, Relocation, Foreclosures, Buyer Representation, Single Family Homes, Investment Properties

Education
Fort Lewis College   1983 — 1984
None, Business

Ft Lewis Durango, CO

Experience
Loan Simple, Inc.   2013 - 2014
Independent Natural Food Brokers   January 2012 - May 2013
G&K Services  May 2011 - October 2011
XP Apparel  January 2003 - January 2010
Johnson & Wales University  January 2005 - January 2008
La Points Boutique   January 2001 - January 2003

Skills
Advertising, Marketing, Retail, Sales Operations, Account Management, Sales, Cold Calling, Merchandising, B2B, New Business Development, Customer Service, Marketing Strategy

Education
Colorado State University   1991 — 1997
BA, Fashion, Apparel & Merchandising

Experience
Toastmasters International  January 2014 - Present
C2 Financial Corporation  March 2013 - Present
ACN  February 2011 - Present
Loan Simple Inc.  September 2012 - March 2013
First Priority Financial  October 2007 - September 2012
Lamorinda Funding Group   April 2003 - October 2007
CMG Mortgage  October 1999 - April 2003
RAF Mortgage   July 1996 - July 1999

Skills
Residential Mortgages, Refinance, Mortgage Banking, Mortgage Lending, FHA, Loans, Investment Properties, Credit, Small Business, Real Estate, Loan Origination, VA loans, Finance, First Time Home Buyers, Certified Mortgage..., Real Estate Financing, Credit Analysis, FHA financing, Real Estate Economics, Referrals

Education
University of California, Berkeley   1969 — 1971
B.S., Consevation of Natural Resources, Economics

Experience
Loan Simple, Inc   May 2015 - Present
Stonegate Mortgage Corporation (NYSE: SGM)   April 2014 - February 2015
New Penn Financial, LLC  June 2012 - February 2014
Wells Fargo Home Mortgage  March 2006 - April 2012
Wells Fargo Home Mortgage  January 2004 - March 2006
Norwest Mortgage  April 1996 - January 2004

Skills
Loans, Mortgage Lending, Mortgage Banking, Consumer Lending, Refinance, Residential Mortgages, Loan Origination, Finance, Underwriting, Leadership, FHA, Sales, Construction Loans, Credit, Retail Banking, Recruiting, VA loans, Mortgage Underwriting, USDA, FHA financing, Certified Mortgage..., Business Services, Coaching, Banking, Government Loans, Branch Banking, Small Business Lending, Credit Analysis, Customer Retention, Reverse Mortgages, Financial Structuring, VA Loans, FHA Financing, Investment Properties, First Time Home Buyers, Real Estate, Management, Customer Service, Sales Management, Real Estate Financing, Mortgage Marketing

Education
University of Iowa   1987 — 1991
Bachelors, Economics

Experience
Loan Simple, Inc   May 2013 - Present
Aurora Bank FSB  June 2011 - March 2013
Aurora Bank  December 2007 - June 2011
Aurora Bank  January 2007 - November 2007
Aurora Bank  October 2005 - January 2007
ADCO General Corporation   January 2003 - August 2005

Skills
Loss Mitigation, Mortgage Banking, Mortgage Lending, Foreclosures, Customer Service, Portfolio Management, Call Centers, Banking, FHA, Refinance, Loan Origination, Mortgage Servicing

Education
Metropolitan State College of Denver

Experience
Loan Simple, Inc  

Skills
Financial Reporting, Finance, Banking, Managerial Finance, Corporate Finance, First Time Home Buyers, Financial Analysis, Financial Modeling, Residential Mortgages, Strategic Financial..., Refinance, Risk Management, Loan Origination, Loans, Mortgage Banking, FHA, Cash Management, Credit, USDA, Investment Properties, Mortgage Lending, FHA Financing, Analysis, Financial Planning

Education
University of Colorado Boulder

Experience
Mortgage  April 2015 - Present
Loan Simple, Inc   February 2015 - April 2015
Affinity Lending Solutions  September 2013 - November 2014
Security National Mortgage Company  September 2011 - September 2013
Loanstar Mortgage   February 2002 - September 2011

Skills
Mortgage Banking, USDA, FHA, Loan Origination, VA loans, Residential Mortgages, Refinance, FHA financing, Mortgage Lending, Construction Loans, Government Loans, Loans

Education
Sam Houston State University   1987 — 1991
Business, Business

Experience
Loan Simple, Inc   January 2015 - Present
Integrity Mortgage Group  January 2014 - January 2015
AmeriFirst Home Mortgage  July 2013 - January 2014
Loan Simple, Inc.   November 2007 - June 2013
Tennessee Valley Mortgage   September 2001 - October 2007

Skills
First Time Home Buyers, Investment Properties, Short Sales, Real Estate, Residential Homes, FHA, Mortgage Lending, Refinance, Loans, Loan Origination, Mortgage Banking, VA loans, Residential Mortgages, USDA, Reverse Mortgages, Mortgage Underwriting, FHA financing, Credit, VA Loans, FHA Financing

Education
Chattanooga State Community College   1997 — 2000
English

Sale Creek High School   1994 — 1997
High School Diploma

Experience
Freedom Mortgage  July 2015 - Present
First Mortgage Corporation  February 2015 - July 2015
Loan Simple, Inc.   August 2011 - February 2015
RPM Mortgage  June 2010 - August 2011
Realty World Millennium   April 2006 - June 2010
Conversion Marketer LLC   November 2009 - May 2010
TaxSaleLists.com LLC   March 2008 - July 2009
Tracy Auto Group   March 2001 - November 2007

Skills
Mortgage Education, Banking, Customer Service, Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Refinance, Short Sales, Underwriting, Investment Properties, First Time Home Buyers, Real Estate, Foreclosures, REO

Education
University of Nevada-Reno   1998 — 2001
Secondary Education

Experience
Ottawa Accounting and Loan Simple   April 2013 - Present
Alliance with Prudential Wealth Management Group   August 2015 - Present
Loan Simple, Inc   September 2013 - Present
Ottawa Accounting and Consulting   April 2013 - Present
GHB LLC   2012 - Present
HD Vest Financial Services  May 2014 - August 2015
Dundee Mortgage   2007 - 2013
Banking, Accounting and Real Estate Finance   1972 - 2012

Skills
Financial Modeling, Investments, Portfolio Management, Financial Analysis, Banking, Taxation

Education
University of Colorado
Master of Business Administration (MBA), 4.0

Northwestern University
Finance and Financial Management Services, 4,0

University of Ohio
Banking, Asset & Liability Management, 4.0

University of Central Florida
Management Science, 4.0

University of Missouri   1968 — 1972
BA/BS, Economics / Business

Experience
Gsf Mortgage Corporation NMLS 1018   January 2015 - Present
Loan Simple, Inc   April 2013 - January 2015
WJ Bradley Mortgage Capital Corporation  2011 - April 2013
Wells Fargo  June 2011 - December 2011
Absolute Mortgage Lending   May 2007 - October 2010
NB Lending/ResMae   March 2005 - May 2007
Onyx Capital/Shadden Appraisal Group   March 2003 - March 2005
JMR Lending   January 2002 - March 2003
Team Lending Concepts   February 2000 - January 2002

Skills
FHA, Mortgage Lending, Refinance, First Time Home Buyers, Mortgage Banking, Loans, VA loans, Investment Properties, Loan Origination, USDA, Residential Mortgages, Real Estate, Underwriting, Referrals, Banking, Short Sales, Sales, Foreclosures, Sellers, Marketing, Real Estate Transactions, Investors, Reverse Mortgages, FHA financing, Investments, Finance, Small Business, REO, Residential Homes, Funding, Real Estate Financing, Certified Mortgage..., Credit, Government Loans, Selling, Mortgage Marketing, Real Estate Economics, HUD, Home Equity Loans, Mortgage Underwriting, Credit Analysis, Construction Loans, Condos, Single Family Homes, Non-Conforming, HomePath, Financial Structuring, Commercial Mortgages, Loss Mitigation, Rates

Education
University of Northern Colorado   2000 — 2005

Jones Real Estate   2003 — 2003
Residential Appraiser

Eaglecrest High School   1998 — 2001

Experience
Loan Simple, Inc   August 2015 - Present
Christensen Financial Inc.  January 1998 - August 2015
NetWeb Marketing and Design   September 1997 - November 1998
Jazz Enterprises   October 1992 - August 1997
IBM Corporation  September 1987 - September 1992
IBM Corporation  September 1984 - August 1987

Skills
Mortgage Lending, Banking, Loan Origination, Mortgage Banking, Finance, Refinance, FHA, Residential Mortgages, Real Estate, Management

Education
Pace University - Lubin School of Business   1985 — 1985
Accelerated MBA Program (IBM Corporation), Business Administration and Management, General

Western Illinois University, Macomb Illinois   1970 — 1974
Bachelor of Arts (B.A.), Communications/Journalism

Jamestown College, Jamestown, North Dakota   1970 — 1970

Experience
First California Mortgage Company  September 2015 - Present
Loan Simple, Inc   March 2015 - September 2015
Guild Mortgage  2014 - February 2015
Pacific Union Financial, LLC  2012 - 2014
TransFirst  2010 - 2012
Cherry Creek Properties, LLC  1997 - 2012
The Miranda Group LLC   1997 - 2011
Owen REO LLC  2008 - 2010

Skills
Foreclosures, Short Sales, REO, Property Management, Selling, over 15 years credit..., over 15 years..., Sales, Mortgage Lending, Investors, FHA, Asset Management, Sellers, Real Estate Transactions, Real Estate Economics, Property, Investment Properties, First Time Home Buyers, Credit, Loans, HUD, Management, Residential Homes, Real Estate, Leases, Relocation, Appraisals, Negotiation, Loan Origination

Education
Regis University   2004 — 2006
Bachelor's degree, Economics

Allied Real Estate School   2005 — 2005
Real Estate

Lara bee School of Real Estate   1997 — 1998
Real Estate

Western Nebraska Community College   1995 — 1997
Economics

Gering

Gering high

Experience
Loan Simple Inc.  2014 - Present
Geometra   2005 - Present

Skills
Loan Origination, Residential Mortgages, Public Speaking, Mortgage Banking, First Time Home Buyers, Mortgage Lending, Real Estate, FHA, REO, Refinance, Investment Properties, Finance, Referrals, Loans, Underwriting, FHA financing, Reverse Mortgages

Education
The University of New Mexico   1989 — 1991
Bachelor's degree, Mass Comm., T&D / Fine Arts

Experience
NRL Mortgage  June 2015 - Present
Loan Simple, Inc   June 2014 - June 2015
Pilgrim Mortgage, LLC   November 2013 - May 2014
Principle Mortgage Partners, LLC   February 2013 - November 2013
Legacy Mutual Mortgage  August 2007 - January 2013
PointOne  2004 - 2006

Skills
Real Estate, FHA financing, Contract Negotiation, VoIP, Mortgage Banking, Due Diligence, Vendor Management, Mortgage Lending, Customer Service, Marketing, Loans, Budgets, First Time Home Buyers, FHA, Business Development, Marketing Strategy, Sales, Strategic Planning, Telecommunications, New Business Development, VA loans, USDA, Selling, Residential Mortgages, Investment Properties, Reverse Mortgages, Credit, VA Loans, FHA Financing

Education
The University of Texas at Austin   2002 — 2004

Trinity University   1997 — 2001
Bachelor of Science (B.S.), Engineering

Experience
Loan Simple, Inc   January 2014 - Present
Denver Mortgage Company  March 2011 - January 2014
Cornerstone Mortgage Company  April 2009 - May 2011

Skills
FHA financing, Mortgage Banking, Loan Origination, Refinance, Contract Negotiation, Mortgage Lending, Loans, Sellers, Residential Homes, Government Loans, Real Estate, Real Estate Transactions, Banking, Property, Marketing Strategy, Selling, Strategic Financial..., First Time Home Buyers, FHA, USDA, Commercial Real Estate, Condos, Short Sales, New Business Development, Negotiation, Real Estate Financing, Online Marketing, REO, Portfolio Management, Investments, VA loans, Business Strategy, Sales, Credit, Single Family Homes, Leadership, Management, HUD, Underwriting, Residential Mortgages, Finance, Public Speaking, Life Insurance, Investors, Financial Analysis, Investment Properties, Commercial Lending, Credit Analysis, Insurance, Social Media Marketing

Education
Colorado State University   1992 — 1997
Bachelors, Marketing

Thompson valley

Experience
Loan Simple, Inc   January 2015 - Present
Bargains & Baubles Jewelry, Accessories & Antiques   November 2003 - Present
Integrity Mortgage Group - Chattanooga   July 2014 - January 2015
iServe Residential Lending  May 2012 - June 2014
United Funding Mortgage Corp   2009 - June 2010

Skills
Real Estate, FHA, Mortgage Banking, Credit, Loans, Financial Analysis, Microsoft Office, Refinance, Residential Mortgages, Mortgage Lending, Investment Properties, Foreclosures, First Time Home Buyers, REO, Credit Analysis, Short Sales, Real Estate Transactions

Education
Haslam College of Business at the University of Tennessee   1981 — 1984
BS-Marketing, Marketing

Ooltewah High School

Experience
Fairway Independent Mortgage Corporation  February 2015 - Present
Loan Simple, Inc   April 2014 - January 2015
PHH Home Loans  April 2013 - April 2014
Universal Lending Corporation  September 2007 - April 2013

Skills
FHA, Finance, Mortgage Lending, Loan Origination, Sellers, Refinance, Investment Properties, Mortgage Banking, Buyer Representation, Short Sales, Public Speaking, VA loans, Real Estate, First Time Home Buyers, Loans

Education
Red Rocks Community College
Associate's degree, Theatre/Theater

Experience
Loan Simple, Inc.   October 1996 - Present

Skills
FHA, Mortgage Lending, Residential Mortgages, Refinance, Mortgage Banking, Loans, Loan Origination, Reverse Mortgages, Small Business, Investments, Real Estate, Investment Properties, Funding, Credit, Real Estate Financing, Banking, Investors

Education
University of Colorado Denver

Experience
BMO Harris Bank  November 2014 - Present
Tek Connect   March 2014 - November 2014
Smithgall Financial Group   March 2014 - August 2014
Loan Simple, Inc   June 2013 - February 2014
Wells Fargo  February 2012 - June 2013
Promontory Financial Group, LLC  October 2011 - February 2012
JPMorgan Chase  December 2010 - October 2011
PHH Mortgage  February 2003 - December 2010

Skills
Test Management, Mortgage Lending, Mortgage Banking, Functional Testing, Underwriting, Manual Testing, Customer Service, ALM, Loans, Regression Testing, Defect Life Cycle, Business Strategy, User Acceptance Testing, Microsoft Office, Black Box Testing, System Integration..., Defect Logging, Defect Tracking, Strategic Planning, Negotiation, Credit, Public Speaking, Finance, Refinance, Loan Origination, Management

Education
University of North Florida - College of Business Administration   1999 — 2002
BA

University of North Florida - College of Business Administration   1999 — 2001
Associate's Degree